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HomeMy WebLinkAboutItem 10 - COUNCIL READING FILE_a_Comprehensive Annual Financial Report 2020COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30, 2020 HEIDI HARMON, MAYOR AARON GOMEZ, VICE MAYOR CARLYN CHRISTIANSON, COUNCIL MEMBER ANDY PEASE, COUNCIL MEMBER ERICA A. STEWART, COUNCIL MEMBER DEREK JOHNSON, CITY MANAGER Prepared by the Department of Finance Brigitte Elke, Finance Director Debbie Malicoat, Accounting Manager/Controller Tavy Garcia, Senior Accountant Traci Kawaguchi, Accountant City of San Luis Obispo, California www.slocity.org City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2020 Table of Contents Page Introductory Section Transmittal Memorandum ...................................................................................................................................................... vii-xxii Report Purpose and Organization ............................................................................................................................................... vii Profile of the City of San Luis Obispo ........................................................................................................................................ ix Factors Affecting Financial Condition ......................................................................................................................................... x Financial Condition Overview ...................................................................................................................................................xiii Relevant Financial Policies ......................................................................................................................................................xviii Major Initiatives ........................................................................................................................................................................ xxi Award for Excellence in Financial Reporting .......................................................................................................................... xxii Acknowledgments .................................................................................................................................................................... xxii Directory of Officials and Advisory Bodies ................................................................................................................................xxiii City Council .............................................................................................................................................................................xxiii Advisory Bodies ......................................................................................................................................................................xxiii Appointed Officials and Department Heads ............................................................................................................................xxiii Mission Statement ....................................................................................................................................................................... xxiv Organizational Values ......................................................................................................................................................... xxv-xxvi Organization of the City of San Luis Obispo ............................................................................................................................. xxvii GFOA Certificate of Achievement for Excellence in Financial Reporting ............................................................................... xxviii Financial Section Independent Auditors’ Report .......................................................................................................................................................1-3 Management’s Discussion and Analysis ..................................................................................................................................... 5-22 Overview of the Financial Statements .......................................................................................................................................... 5 Financial Highlights ..................................................................................................................................................................... 7 Government-wide Overall Financial Analysis .............................................................................................................................. 9 Financial Analysis of Governmental Funds ................................................................................................................................ 14 General Fund Budgetary Highlights ........................................................................................................................................... 15 Capital Assets and Debt Administration ..................................................................................................................................... 17 Economic Factors ....................................................................................................................................................................... 18 Next Year’s Budgets and Rates .................................................................................................................................................. 19 Requests for Additional Information .......................................................................................................................................... 22 i City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2020 Table of Contents Page 2 Page Basic Financial Statements Government-wide Financial Statements: Statement of Net Position ........................................................................................................................................................ 25 Statement of Activities ....................................................................................................................................................... 26-27 Fund Financial Statements: Balance Sheet – Governmental Funds ..................................................................................................................................... 28 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position ...................................................................................................................... 29 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds ...................................................................................................................................................... 30-31 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities ................................................................................................... 32 Statement of Fund Net Position Business-Type Activities – Enterprise Funds .................................................................. 33-34 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities—Enterprise Funds .................................................................................................................................................................................. 35 Statement of Cash Flows Business-Type Activities – Enterprise Funds ............................................................................ 36-37 Statement of Net Position - Fiduciary Funds - Agency Funds ................................................................................................ 38 Notes to the Basic Financial Statements ................................................................................................................................ 39-90 Required Supplementary Information Section Budgetary Comparison Schedule – General Fund ................................................................................................................. 93-98 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan ................................................................................................................................... 100-101 Schedule of the Pension Plan Contributions – Miscellaneous Agent Multiple – Employer Plan ...................................... 102-103 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plan .............................. 104-105 Schedule of the City’s Pension Contributions – Safety Cost-Sharing Plan ....................................................................... 106-107 Schedule of the Changes in the Net OPEB Liability and Related Ratios ................................................................................. 108 Schedule of Employer OPEB Contributions ............................................................................................................................. 109 Notes to Required Supplementary Information ........................................................................................................................ 110 ii City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2020 Table of Contents Page 3 Page Other Supplementary Information and Combining and Individual Fund Statements and Schedules Half Percent Sales Tax Measure Funding Schedule .......................................................................................................... 113-115 Nonmajor Governmental Funds ........................................................................................................................................ 116-119 Combing Balance Sheet – Nonmajor Governmental Funds .............................................................................................. 120-124 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds ................................................................................................................................... 126-130 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund ................................................................................................................. 131 Transportation Development Act (TDA) Fund ..................................................................................................................... 132 Tourism Business Improvement District Fund ...................................................................................................................... 133 Gas Tax Fund ........................................................................................................................................................................ 134 Community Development Block Grant (CDBG) Fund ......................................................................................................... 135 Law Enforcement Grants Fund ............................................................................................................................................. 136 Public Art Contributions Fund .............................................................................................................................................. 137 SB1 Road Repair Fund ......................................................................................................................................................... 138 SB1186 ASP Certify ............................................................................................................................................................. 139 Debt Service Fund ................................................................................................................................................................. 140 Agency Funds ........................................................................................................................................................................... 141 Combining Statement of Assets and Liabilities – Agency Funds ................................................................................... 142-143 Combining Statement of Changes in Assets and Liabilities – Agency Funds ................................................................ 144-146 Statistical Section Statistical Section – Overview (Unaudited) .............................................................................................................................. 149 Financial Trends: Net Assets by Component – Last Ten Fiscal Years .............................................................................................................. 151 Changes in Net Position – Last Ten Fiscal Years ........................................................................................................... 152-153 Fund Balances of Governmental Funds – Last Ten Fiscal Years ................................................................................... 154-155 Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years ................................................................................................................................................. 156-157 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years ................................................................... 158 iii City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2020 Table of Contents Page 4 Page Revenue Capacity: Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years ................................................. 159 Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years ........................................................... 160 Property Tax Rates – Last Ten Fiscal Years .......................................................................................................................... 161 Principal Property Taxpayers – Current Year and Nine Years Ago ...................................................................................... 162 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years ......................................................................... 163 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years ................................................................. 164 Historical Sales and Use Tax Rates ....................................................................................................................................... 165 Schedule of Business Tax Certificates Issued ....................................................................................................................... 166 Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years ........................................................................................... 167 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita Last Ten Fiscal Years ........................................................................................................................................................ 168 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2018 ..................................................................... 169 Computation of Legal Debt Margins – Last Ten Fiscal Years .............................................................................................. 170 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years ..................................................................................................................................... 171 Parking Fund – Last Ten Fiscal Years .................................................................................................................................. 172 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years ........................................................................................... 173 Principal Employers – Current Year and Nine Years Ago .................................................................................................... 174 Regular Authorized Positions – Last Ten Fiscal Years ......................................................................................................... 175 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years ................................................ 176-179 Water System Statistical Data ............................................................................................................................................... 180 Water and Sewer Rates – Last Ten Fiscal Years ............................................................................................................ 182-183 Water System Ten Largest Users – Fiscal Year Ended June 30, 2018 .................................................................................. 184 iv INTRODUCTORY SECTION v vi City of San Luis Obispo, Finance and Information Technology, 990 Palm Street, San Luis Obispo, CA, 93401­3249, 805.781.7130, slocity.org Date December 31, 2020 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Derek Johnson, City Manager Brigitte Elke, Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR 2019-20 REPORT PURPOSE AND ORGANIZATION We are pleased to submit the City of San Luis Obispo’s 2019-20 Comprehensive Annual Financial Report (CAFR). Section 810 of the City’s Charter requires that an audit of the City financial records be conducted each year by an independent certified public accountant. Such an audit has been performed and this report is being published as part of the requirement for the fiscal year ended June 30, 2020. City management assumes full responsibility for the completeness and reliability of the information contained in this report. We attest that, to the best of our knowledge, the data presented is accurate in all material respects and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft, or misuse and to compile sufficient and reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Audited Financial Statements This is the second year that the City’s financial statements have been audited by Badawi and Associates, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2020 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the overall accounting principles used and significant estimates 1 made by management; and evaluating the overall financial statement presentation. 1 Significant estimates included in the financial statements are made in conformity with GAAP. vii TRANSMITTAL MEMORANDUM The independent auditor concluded that the City’s financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2020, and the respective changes in financial position, and, where applicable, cash flows therefore for the year then ended in accordance with accounting principles generally accepted in the United States of America. The independent auditors’ report is presented as the first component of the financial section of this report. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls 2 and compliance with legal requirements, with special emphasis on the administration of Federal awards (such as Transit funding). This audit will be completed and will be filed and distributed to appropriate agencies to meet Federal requirements. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors. Organization of Report The comprehensive annual financial report is presented in three sections: introductory, financial, and statistical. SECTION ONE - The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and charts. SECTION TWO - The Financial section consists of five parts: the independent auditors’ report; 1) Management’s Discussion and Analysis; 2) the basic financial statements including the government-wide financial statements; 3) fund financial statements; 4) notes to the financial statements; and 5) required supplementary information; and additional supplementary statements and schedules including the local half- percent sales tax, non-major governmental funds, and agency funds. SECTION THREE - The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes financial trends, revenue capacity, debt capacity, demographics, and economic and operating information. As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has one component unit, the San Luis Obispo Capital Improvement Board, which provides financing for the construction and acquisition of City facilities. The Board 2 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. viii TRANSMITTAL MEMORANDUM is comprised solely of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of 47,459, the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of California’s Central Coast. San Luis Obispo is the seat of San Luis Obispo County and a number of Federal and State regional offices and facilities are located within the City along with California Polytechnic State University and Cuesta College. One of California’s oldest communities, the City began with the founding of Mission San Luis Obispo de Tolosa in 1772 by Father Junipero Serra as the fifth mission in the California chain of 21 missions. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document, and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping, four-year terms. The Mayor is also elected at-large for a two- year term and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street and parks maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. Financial data for all funds through which services are provided by the City have been included in this report. Several municipal services are provided through other governmental agencies or private utility companies, including: Service Agency Courts, Health and Social Services County of San Luis Obispo Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies Budgetary Policy and Control Budgets are legally adopted annually by the City Council by resolution and are prepared for each fund in accordance with its basis of accounting. As provided under City Charter, the City Manager is responsible for preparing the budget and for its implementation after adoption. Financial reports are posted on-line on a quarterly ix TRANSMITTAL MEMORANDUM basis. With the FY 2019-20 budget, staff implemented quarterly reports to the City Council with a more in-depth status report for the first six months of the fiscal year (Mid-Year). Since the City uses a two-year Financial Plan and budget, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements. At the end of the final year of the two-year plan, operating appropriations lapse unless they are committed by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the appropriated budget if those changes will have neither a significant policy impact nor affect budgeted year-end fund balances. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting details are maintained by the City for each fund and department by program area at the line-item level. Budgetary control is exercised through a computerized accounting or Enterprise Resource Planning (ERP) system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances throughout the year based on actual expenditures and unfilled purchase orders. Open purchase orders at year-end are reported as committed fund balance. This system also maintains the City’s list of fixed assets. It is the City's policy to maintain an assigned fund balance in the General Fund of at least 20% of operating expenditures. This policy objective has been achieved for fiscal year 2019-20. The City maintains a similar policy for working capital balances in the water, sewer, and parking enterprise funds. The Fleet Replacement Fund reserve policy is $500,000 and the Information Technology (IT) Replacement Fund reserve policy is $400,000. The goal has been met for these funds in 2019-20. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Global Pandemic In March 2020, the World Health Organization declared the outbreak of coronavirus disease 2019 (COVID-19) a pandemic. The responses have caused global social and economic disruptions, including the largest global recession since the Great Depression. Many events have been postponed or cancelled. Widespread supply shortages and partial or full closure of educational institutions have occurred. In the United States, the President declared the U.S. outbreak a national emergency on March 13, 2020 and disaster declarations were approved for all states and territories by the end of April. The City declared a local emergency on March 17, 2020 and extended through the remainder of the 2019-20 Fiscal Year. Federal funding for the cost of the City’s pandemic response relies on the emergency declaration. The Federal Emergency Management Agency (FEMA) has indicated that some of the City’s costs are reimbursable expenses, however the financial statements for fiscal year 2019-20 reflect only receipt of Coronavirus Aid, Relief, and Economic Security (CARES) Act funding in the Transit Fund. Any reimbursement from FEMA is not x TRANSMITTAL MEMORANDUM considered available at June 30, 2020 and is therefore not included in the accompanying financial statements. With a population of under 50,000, the City was not a direct recipient of CARES Act funding other than for Transit. It did however receive an allocation through the State of California in the amount of $566,980. Though the funding can be used for expenditures back to the beginning of the pandemic, it was part of the State’s 2020- 21 budget under Assembly Bill No.89 and will be accounted for as a receivable in fiscal year 2020-21. In California, on March 19, 2020, an Executive Order and Public Health Order directed all Californians to stay home except to go to an essential job or to shop for essential needs. It was modified on May 4, 2020 and on August 28, 2020 the State released the Blueprint for a Safer Economy to permit gradual reopening of certain businesses and activities. In San Luis Obispo, the City has responded quickly to the restrictions and has focused efforts on economic recovery and stability. Local restaurants have turned to outdoor dining, which was facilitated by the City’s nimble adjustment of parking regulations and the creation of “parklets” which allow dining to occur in the public right of way. In addition, for most of the final quarter of the fiscal year, fees for on-street and garage parking, as well as City bus ridership, were waived. The decline in revenue is seen in the Parking and Transit Enterprise Funds respectively. The Transit Fund received significant assistance from the Federal CARES act, as previously mentioned, which contributes to the financial condition of the Fund. The stay-at-home orders and subsequent business closures did affect several of the City’s main revenue sources (addressed later in the document) and required immediate action to counter-act the losses. The City activated its Fiscal Health Contingency Plan that instituted immediate hiring, purchasing, and travel chills. This action assisted in curtailing the effects of heavily reduced economic activity during the initial stages of the pandemic and into 2020-21. Local Economic Environment Historically, and prior to the aforementioned pandemic, the City has experienced a relatively stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, the Regional Water Control Board, and Camp San Luis. It is also the County seat with significant county administrative offices and the regional courts. Employment. Employment in the San Luis Obispo County region has historically been stabilized by a large government presence and diversity. As noted above, the State has a major university, correctional facility, and other regional offices located in the community. The County government and school districts are also major employers. Other major employers include two major hospital facilities, several engineering and software companies, and Pacific Gas and Electric. The announcement of the pending closure of the Diablo Canyon Nuclear Power Plan presents some uncertainties and adjustment for the region over the coming years as the process takes place. However, the passage of SB1090 and the monetary allocation for economic development from the measure will assist in the transition. The City received $1.8 million which was allocated towards economic development and capital priorities. The historically solid base of employment in the County was not immune from the impacts of the pandemic. The California Employment Development Department (EDD) reported the unemployment rate in San Luis Obispo County was 11.5% in June 2020, down from a revised 12.9% in May, reflecting the 12th lowest unemployment rate in California. Between June 2019 and June 2020, all industries experienced job losses, with xi TRANSMITTAL MEMORANDUM the Leisure & Hospitality industry experiencing the highest loss of 6,600 jobs. Government experienced a loss of 3,500 jobs followed by the Trade, Transportation & Utilities industry with 2,100 jobs, the Manufacturing and Mining, Logging, & Construction industries with 1,400 jobs, Educational & Health Services with 1,300 jobs and Professional & Business Services lost 1,200 jobs. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is fortunate to attract a diverse array of strong revenue sources. The top three revenue sources for the City are 1) Sales Tax, 2) Property Tax, and 3) Transient Occupancy Tax (TOT). Since 2006, the City’s voters have also approved a transaction tax of half-a-percent (Local Revenue Measure) to provide for an array of City services. In November 2018, the City voters also approved Cannabis tax allowing this new industry to take hold in the City. The first delivery business opened in November 2019 and retail businesses are expected to open in the latter part of 2020. The City did, however, receive some Cannabis tax revenue from outside delivery businesses selling within City boundaries. The pandemic, the subsequent shelter-at-home order, and the change to largely online classes of the two colleges had effects on two of the major tax revenue sources. The closure of retail businesses and the fitness, entertainment, and dining industry impacted sales tax revenue. Travel restrictions and curtailment of Cal Poly classes diminished hospitality. As a result, sales tax shrank by 8.5% ($1.5 million), the Local Revenue Measure by 9% ($770,900), and Transient Occupancy Tax by 22% ($1.7 million). Though the year continued to see strong development and building activity, recreation was also heavily influenced by the order and Parks & Recreation fee revenue plummeted by 39% ($784,600). The pandemic seemed to have accelerated trends toward online commerce and the City saw its portion of sales tax pertaining to online purchases increase but could not negate the overall losses of the City’s largest revenue source. Long-Term Financial Planning. The City engages in a number of activities focused on long-term financial planning, including: Long-Term Fiscal Forecast. Before the two-year Financial Plan and budget process begins, the City Council reviews long-term fiscal forecasts for the General and the Enterprise Funds to help set the stage for long-term decision-making. The purpose of the forecast is to consider long-term fiscal health and to identify the funds’ ability – on an order of magnitude basis – to maintain current services and existing assets and look at the opportunity to fund new initiatives. The 2019-24 forecast was completed in April 2018, before the City Council considered the 2019-21 two-year Financial Plan for adoption. Due to CalPERS policy changes and rapidly increasing payment requirements to pay down pension unfunded liabilities, a ten-year forecast had previously been developed as part of the City’s Fiscal Sustainability and Responsibility Major City Goal. The 2019-21 Financial Plan continued year two and three of the fiscal health response plan that began the previous year and allowed the City to make additional payments toward the pension obligation. Under the plan, most employee groups began paying a share of the employer’s contribution toward CalPERS obligations in 2019-20 that will further increase in 2020-21. A first payment of $4.2 million had been made in April 2019 and a second payment of equal amount was scheduled for April 2020. Due to the state of health emergency, the City Council decided to retain any unassigned fund balance until the fiscal situation can be better assessed. However, the City remains committed to making additional payments. Major City Goals and Other Important Objectives. The City Council adopts Major City Goals and, at times, Other Important Objectives as an integral part of the Financial Plan. These goals address the highest priority xii TRANSMITTAL MEMORANDUM needs and community-wide interests. The Financial Plan is the City’s main tool for programming implementation of these goals, plans, work programs, and policies by allocating the resources necessary to achieve them. The following is a brief summary of the five major City goals adopted by the Council as part of the 2019-21 Financial Plan. Detailed work programs were prepared for each of them and their status is updated four times each year through presentation to the Council. Major City Goals: x Housing. Facilitate the production of housing with an update of the Housing Element, including an emphasis on affordable housing (including unhoused people) and workforce housing through the lens of climate action and regionalism. x Fiscal Sustainability and Responsibility. Continue to implement the City’s Fiscal Responsibility Philosophy with a focus on efficiencies, strategic economic development, unfunded liabilities, and infrastructure financing (Funding the Future). x Sustainable Transportation. Enhance accessible regional transit, bicycle, and pedestrian mobility to promote a transition to a car-free or shared-car lifestyle and to reduce greenhouse gases. x Climate Action. In response to the climate crisis, continue to update and implement the Climate Action Plan for carbon neutrality, including preservation and enhancement of our open space and urban forest and planning for resilience. x Downtown Vitality. Support the economic and cultural heart of the City with attention to safety, maintenance, infrastructure, and amenities. By the end of the fiscal year, the City had achieved many of the objectives related to its Major City Goals with 41% completed or moved to ongoing service delivery. FINANCIAL CONDITION OVERVIEW Despite being economically affected by the COVID-19 pandemic, the City ended the fiscal year 2019-20 in a solid fiscal position. Actual Sales tax revenues performed better than the initial downward adjusted assumptions in April 2020, though several revenue sources saw diminished revenue levels. Certain fee revenues in the Parks & Recreation programs were significantly affected by the pandemic. The immediate activation of the Fiscal Health Contingency Plan assisted in counter-acting the revenue losses and brought expenditures below revenue levels. At June 30, 2020, the total General Fund balance was $33.6 million; an increase of $3.6 million over 2018-19. Of this amount, $26.9 million is assigned for several purposes: $10.6 million is assigned for General Government programs, $10.2 million for the 20% required operating reserve, $1 million for revenue stabilization, $1.4 million for the Section 115 Trust Fund, $1.1 million for Public Safety, and $899,277 for Development Services. In addition, the City retains a fund balance in the Insurance Fund for claims related to liability and workers’ comp. insurance. Finally, $7.1 million is classified as unassigned at fiscal year-end. Per City Council direction, and in conjunction with adopted Council policies, staff will provide a recommendation for the use of any available fund balance for one-time allocations during the review of the year-end financials. However, through the City’s xiii TRANSMITTAL MEMORANDUM adopted fiscal health response plan, the Council has given direction to aggressively pay down CalPERS unfunded liabilities with available one-time funding which will be reflected in the recommended action. Though needs to re-activate the economy and “re-open” San Luis Obispo are high, the City remains committed to its obligations toward additional pension payments. Continue to Focus on Sustainability and Long-term Fiscal Health As part of the fiscal health response plan, the City Council considered the formation of a Section 115 Pension Trust fund to further safeguard the City from changes by CalPERS related to unfunded liabilities and possible fluctuations in the economy and income streams to the City. For that purpose, the City has set aside $1.4 million from one-time funding available at the end of 2018-19 to seed the trust fund. It was anticipated that the trust would be established in March 2020, however due to the global pandemic this was deferred, and the amount remains in the assigned General Fund Balance. Revenue Base Growth. Since the Great Recession, the US had experienced an unprecedented long-term expansion that continued into 2019-20. Sales tax (including the Half Percent Sales Tax Measure), Property Tax and Transient Occupancy Tax (TOT) account for 66% of all funding sources in the General Fund. All of these revenues have shown slow but steady growth over the past several years with Property Tax seeing the largest increase. However, all of this came to an abrupt halt with the onset of COVID-19 and the resulting global pandemic. The losses experienced in Sales and Transient Occupancy Tax are not expected to recover to pre- pandemic levels until 2022-23 and uncertainty remains as initial signs of a normalizing economy came into question as the pandemic anticipated a second wave during the 2020 winter months. Despite the pandemic, development related fee revenue continues to see significant growth as development activity remain at unprecedented levels in the City with two Community Facilities Districts beginning construction and housing continuing as a major City goal and new State mandate. However, a cooling of the real estate market could trickle into private development slowing within the community and reflect in the revenue growth. By policy, the City of San Luis Obispo has set the cost recovery fees for development activity at 100%. Containment of Operating Costs. The City’s efforts to control costs are ongoing. The City implemented 2nd and 3rd tier retirement benefit programs and now 60% of the workforce is enrolled in those tiers of the retirement plans. These actions have been instrumental in helping the City contain current costs and long-term liabilities xiv TRANSMITTAL MEMORANDUM related to retirement benefit programs. The City’s adopted Fiscal Health Response plan and the direction to pay down the unfunded liability as much as possible, in addition to negotiated additional CalPERS contributions from employees, will assist in managing the liability and pension cost over the long run. Fiscal Health Response Plan (FHRP) The purpose of the plan was to establish a three-year framework to respond to the long-term impacts of the significant increases in required pension contributions to the CalPERS retirement system. The plan is a specific deliverable and is structured in a manner to provide guidance for budgetary action beginning in FY 2018-19 as well as the FY 2019-21 Financial Plan. Through the plan, the City addresses a $8.9 million ($7.5 million from the General Fund and $1.4 million from the Enterprise Funds) budget gap over the three-year period. There are three key components that have been identified to be accomplished: The City was able to implement the adopted deliverables and maintain within the allocated budget appropriations in 2019-20. The FHRP allowed the City to tackle the economic and fiscal challenges brought on by the COVID-19 in solid fiscal footing. However, the City also activated its Fiscal Health Contingency Plan that immediately implements hiring, purchasing, and travel chills. This essentially means that the City departments “put on the breaks” in order to keep expenditures within available and anticipated resources at year-end. Infrastructure and Facilities Maintenance. The estimated cost of adequately maintaining, repairing, or replacing existing General Fund facilities, infrastructure and equipment exceeds $10 million annually. This excludes any enhancements or “betterments.” As part of the Fiscal Sustainability and Responsibility Major City Goal, the City has established a ten-year Capital Improvement Program projection to prioritize limited investments. Capital Improvement Program allocations for the fiscal year were fully funded by the voter approved Local Revenue Measure half-cent sales tax. Approximately 70% of the Local Revenue Measure sales tax continues to be committed to the Capital Improvement Program. As part of the City of San Luis Obispo’s comprehensive, long-range review of City services and infrastructure needs, the City has identified a financial gap of approximately $15 million annually. The City services and infrastructure needs have been identified through a number of adopted plans including the general plan, bicycle transportation plan, downtown concept plan, and mission plaza concept plan. Each plan represents hours of community input and a vision to maintain and improve the San Luis Obispo now and into the future. xv TRANSMITTAL MEMORANDUM The existing Local Revenue Measure (half-cent sales tax) is used to deliver basic City services and maintenance of existing infrastructure and is insufficient to implement the service and infrastructure identified by the community. The Local Revenue Measure will sunset in 2023 if not renewed by the residents. The City launched SLO Forward as a conversation with the community to share the information and to collect their feedback on what their highest priorities are. The result of that feedback was shared with the City Council in June 2020. The City Council ultimately decided to place the measure on the November, 2020 ballot for the renewal of the Local Revenue Measure at 1.5 cents; a rate that aligns the financial resources needed to deliver the service and infrastructure the community prioritizes most. The new measure will cease when ended by the San Luis Obispo voters. The new measure was approved by the voters with no sunset clause and is estimated to generate approximately $21 million per year. xvi TRANSMITTAL MEMORANDUM Ongoing Commitment to Half Percent Sales Tax Measure Priorities (Essential Services Measure) The City remains committed to the priorities for the use of the half percent sales tax measure as identified by the community. They include public safety, senior services, code enforcement, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following table summarizes how the half percent sales tax measure funds were used during fiscal year 2019-20. Total expenditures during 2019-20 amounted to $10.6 million (including encumbrances and carryovers); the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of half percent sales tax measure sources and uses is provided in the Financial Section of this report. Half Percent Sales Tax Measure Expenditures 2019-20 Operating Capital Programs Projects* Total Preservation of Essential Services Public Safety $ 613,991 $ 1,068,158 $ 1,682,149 Community Development 391,187 123,030 514,217 Transportation 1,023,503 2,438,079 3,461,582 Code Enforcement 0 19,836 19,836 Leisure, cultural and social services 209,308 885,354 1,094,662 General Government 0 243,342 243,342 Total $ 2,237,989 $ 4,757,963 $ 6,752,610 Half Percent Sales Tax Measure Revenues & Uses Summary Revenues: Sales and use tax - Measure G 1/2 Cent add-on tax $ 7,554,375 Use of money and property 174,495 Total Revenues 7,728,870 Uses: Operating Programs (2,237,989) Capital Projects (4,757,963) Total Uses (6,995,952) Excess of revenues over expenditures 732,918 Prior Sales Tax Measure Balance 6,329,722 Encumbered or designated for carryover for future year expenditures (3,559,926) Net available for future year appropriations $ 2,769,796 *Detail of Capital Projects is included with other supplementary information in the financial statements, which can be found on page 113. xvii TRANSMITTAL MEMORANDUM RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of budget and financial policies to provide guidance for all fiscal activities and resource allocations. The policies are reviewed, amended, and updated with each Financial Plan adoption and as needed throughout the year. The policies cover virtually every aspect of financial management but several of these policies are particularly relevant to the understanding of the City’s financial performance in 2019-20. Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefit such as lower debt service payment or reduction of principal. Information on the City’s outstanding debt issues and other lon g-term liabilities is provided in Note 6 in the notes to the financial statements. In May 2018, the City received affirmation from the nationally recognized statistical rating organization Standard & Poors Ratings (S&P) that City bond ratings remain “AA” and the rating outlook is stable. S&P’s long-term credit ratings are assigned on an alphabetic scale from AAA to C. The bond rating AA means that the City’s investment grade is “quality”. The City’s 2018 Lease Revenue Bonds are rated AA, and the City’s implied General Obligation bond rating is AA+. Currently, the City of San Luis Obispo has no general obligation debt. In reaching its decision, S&P’s analysts lauded the City’s “excellent financial management.” The analysis noted factors that led to their conclusion including (1) active budget monitoring by the City Council and staff, (2) comprehensive financial policies, and (3) the use of long-term budget planning to provide a solid framework for managing financial resources through unexpected budgetary challenges during the economic downturn. S&P analysts noted that the City has robust fiscal management and recovered quickly from the Great Recession. Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy reserve levels. Under this policy it is allowable for total expenditures to exceed revenues in any given year but only when fund balance is used to pay for capital improvement plan projects or other “one- time,” non-recurring expenditures. Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management Information Technology Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software and a reserve is retained in these funds to safeguard against unforeseen and unfunded issues. xviii TRANSMITTAL MEMORANDUM With 2018-19, the City also implemented a revenue stabilization reserve of $1 million in order to counter-act potential swings in its major revenue sources that remains intact in 2019-20. Additionally, the City retains $1.4 million for the Section 115 Pension Trust fund which will show in subsequent financial reports as assigned fund balance. Long-Term Liabilities and Maintenance of Infrastructure In 2015, the City Council adopted a guidance to apply one-time funds above policy reserve to unfunded pension liabilities and infrastructure. This policy addresses long-term costs and prioritizes allocation of funds to reduce the pension liability. With the 2017-19 Financial Plan, the guidance was incorporated into the City’s fiscal policies. Additionally, the City began addressing the long-term needs of its capital assets and categorizing asset maintenance, asset replacement, and new assets driven by new development. The City Council received a first presentation of the long-term needs of its infrastructure in early 2018 and the assessment continued into FY 2018-19 with the beginning stages of the SLOForward effort. It culminated in the City Council’s decision to place a measure on the November 2020 ballot for a 1.5 cent local transaction and use tax measure that will supplant the current half-cent measure. Pension and Other Post-Employment Benefits The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple- employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. It is the policy of the City to fully fund the annual contribution to ensure that the plan will fully meet its obligation to retired employees on a timely basis. Prepaying the City’s unfunded liability will also reduce overall annual cost depending on whether approved actuarial assumptions are realized and are not adjusted by the CalPERS’ Board. As part of its cost reduction strategy, the City has implemented 2nd Tier and the state mandated 3rd Tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. Beginning in 2018-19 and increasing in 2019-20, the City negotiated further concessions with employee groups to pay into CalPERS which will help lessen pension impacts to the City’s budget. The City continues to monitor legal developments and legislation that could positively or negatively impact the City’s finances. All employees currently pay the full employee contribution and the additional contributions agreed to are listed in the chart below: xix TRANSMITTAL MEMORANDUM Police (Sworn) Employee Contribution Levels to PERS Retirement (Percent of Salary) Safety PERS Tier Current Jul-20 Tier 1 (3% @ 50) 13.50% 15% Tier 2 (2% @ 50) 13.50% 15% Tier 3 (2.7% @ 57) 14.25% 15.75% Police (Non-Sworn) Employee Contribution Levels to PERS Retirement (Percent of Salary) Miscellaneous PERS Tier Current Jul-20 Tier 1 (2.7% @ 55) 12.50% 14% Tier 2 (2% @ 60) 12.50% 14% Tier 3 (2% @ 62) 8.50% 10% Fire (Sworn) Employee Contribution Levels to PERS Retirement Safety PERS Tier Current Jul-20 Tier 1 (3% @ 50) 10.50% 12% Tier 2 (2% @ 50) 10.50% 12% Tier 3 (2.7% @ 57) 14.25% 15.75% Employee Contribution Levels (includes appointed officials, department heads, unrepresented management, unrepresented confidential and non-sworn fire employees) to PERS Retirement Miscellaneous PERS Tier Current Jul-20 Tier 1 (2.7% @ 55) 9.50% 11% Tier 2 (2% @ 60) 8.50% 10% Tier 3 (2% @ 62) 8.50% 10% Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. Due to CalPERS purchasing power, the City continues to experience competitive health care rates. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum monthly amount required by law towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City had established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. There is only one employee remaining who receives one-half of the retiree health insurance premiums paid by the City through the City's group health plan. This provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. xx TRANSMITTAL MEMORANDUM These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. Additional information on the City’s retirement and post-employment benefits can be found in Note 7 in the notes to the financial statements. MAJOR INITIATIVES The City continued its efforts on a number of significant initiatives in 2019-20 which had a beneficial effect on fiscal health and quality of life despite the onset of the global pandemic in March 2020. Local Sales Tax Measure. The local half-percent sales tax revenue was approved by City voters with 70% of the vote in November 2014. As part of the local sales tax measure, the Revenue Enhancement Oversight Committee (REOC) was established to review, report, and makes recommendations to the City Council regarding the revenue and expenditures of the City's voter-approved general purpose, half-percent sales tax. The REOC consists of five members who must be residents and registered voters of the City. Economic Development Strategic Plan. The City’s 2012 Economic Development Strategic Plan (EDSP) provides a prioritized list of strategic actions aimed at overcoming barriers to job creation and nurturing the conditions, relationships, and resources that enable and encourage the private sector to create head of household jobs on a consistent basis while continuing to support the broader economy of the City. To create and implement these efforts, the EDSP identified the City’s fee program and the lack of infrastructure in key areas as barriers to overcome and is in the process of implementing strategies to improve the economic environment for job creation in the City. The EDSP builds on the San Luis Obispo County Economic Strategy, which identified five industry clusters with the greatest potential to drive local and regional economic prosperity, and job creation. The EDSP focuses on partnerships and collaborative efforts with community partners including the Economic Vitality Corporation, the Chamber of Commerce, the Small Business Development Center, California Polytechnic State University and Cuesta College. The City had to change course with the onset of the pandemic and is currently concentrating its Economic Development efforts on assisting the community with reopening in accordance with State directives. For more information see www.slocity.org/covid19. The planned closure of Diablo Canyon Nuclear Power Plant catalyzed a study of the economic and fiscal impacts on the region and the City, an updated Economic Development Strategic Plan with identified strategies to address impacts of the closure, and a comprehensive plan of how to invest closure settlement funds to be received under SB1090 and informed by SB 968. Downtown Development Projects The City’s Downtown district remains the cultural and historical center of the City of San Luis Obispo. The City therefore schedules maintenance and renewal projects that will invigorate the district and keep it clean, attractive and safe to residents and tourist alike. The pandemic and its required closures of retail and dining businesses hit this district hard as its mainly small businesses and restaurants had to close their doors and tourists and day-time visitors stayed away. The City took this opportunity to schedule maintenance projects, such as a critical sidewalk repair, bridge replacement, and prepare for the re-opening of the business district. New police officers were added to support safety in the Downtown. xxi TRANSMITTAL MEMORANDUM AWARD FOR EXCELLENCE IN FINANCIAL REPORTING The City submitted its CAFR for the fiscal year ended June 30, 2019 to the Government Finance Officers Association of the United States and Canada (GFOA) Certificate of Achievement for Excellence in Financial Reporting program. Due to the global pandemic, processing of the award applications has been delayed. The City anticipates that the prior year CAFR will meet the criteria for the award. The Award Program The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. We believe our current CAFR continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. Value of Program Participation. There are benefits to participating in these programs beyond simply receiving recognition for the City’s efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review the reports from a “fresh” perspective are received. Staff believes that this results in continuous improvements in reporting the City’s financial results to elected officials, staff, and other interested parties such as bondholders, credit agencies, and the public at-large. ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Division staff and their special efforts, working in conjunction with the City's independent auditors, to produce this document. We would like to take this opportunity to compliment all those staff members within the Finance Department and in the other departments as well as our independent auditors who were associated with the preparation of this report. We would also like to thank the City Council for the continued support and dedication in planning and conducting the financial operations of the City in a fiscally responsible and progressive manner. xxii DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Heidi Harmon Mayor Aaron Gomez Vice Mayor Carlyn Christianson Council Member Andy Pease Council Member Erica A. Stewart Council Member ADVISORY BODIES Active Transportation Committee Administrative Review Board Architectural Review Commission Construction Board of Appeals Council Compensation Committee Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Jack House Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Derek Johnson City Manager J. Christine Dietrick City Attorney Department Heads Shelly Stanwyck Assistant City Manager Greg Hermann Deputy City Manager Michael Codron Director of Community Development Brigitte Elke Director of Finance Keith Aggson Fire Chief Monica Irons Director of Human Resources Deanna Cantrell Police Chief Aaron Floyd Director of Utilities Greg Avakian Director of Parks & Recreation Matt Horn Director of Public Works xxiii MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People A team that puts high value on each citizen it serves. Providers of programs that meet basic service needs of each citizen. Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results Service to the community – the best – at all times. Respect – for each other and for those we serve. Value – ensuring delivery of service with value for cost. Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design Planning and managing for levels of service consistent with the needs of the citizens. Offering skills development and organizational direction for employees in order to improve the delivery of municipal services. Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services. Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services. Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor. xxiv ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. xxv Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. xxvi PatrolFire, Medical & Haz MatNatural ResourcesRecruitmentAssistant City ManagerTraffic Safety Emergency ResponseEconomic DevelopmentLabor RelationsInvestigationsHazard PreventionCultural ActivitiesFair EmploymentNeighborhood ServicesFire InspectionsCity Clerk ServicesRisk ManagementAnimal RegulationDisaster PlanningGeneral AdministrationHuman RelationsInformation TechnologyGIS ManagementBudgetRecreation ProgramsWaterEngineeringLong Range PlanningPurchasingRanger ServicesSewerTransportationDevelopment ReviewAccounting & RevenuePark PlanningUtilities ResourceCreek & Flood ProtectionBuilding & SafetySupport ServicesGolf CourseConservationMaintenance Services:CDBG AdministrationFinance AdministrationPublic ArtWhale Rock Reservoir Streets, Parks, BldgsHousingCommunityDevelopmentAdministrationDept Appointed by the Assistant City ManagerUtilitiesHumanResourcesParks &RecreationPublicWorksCommunity ServicesCITIZENSADVISORYBODIESCITY MANAGERMAYOR &CITY COUNCILDeptAppointed by the City Council Appointed by the City ManagerCITY ATTORNEYPoliceFireFinancexxvii xxviii FINANCIAL SECTION xxix xxx INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California (City) as of and for the year ended June 30, 2020, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2020, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Other Matters Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, pension plan and OPEB plan information on pages 5-22 and 93-110 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, half percent sales tax measure funding schedule, combining and individual nonmajor fund financial statements, budgetary comparison schedules and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The half percent sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules on pages 113-146 are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the half percent sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. 2 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 31, 2020, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Badawi and Associates Certified Public Accountants Berkeley, California December 31, 2020 3 4 Management’s Discussion and Analysis Overview of the Financial Statements The discussion and incorporated analysis in this document are intended to serve as an introduction to the City’s basic financial statements, which include the following components: (1) government-wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of sources and liabilities/deferred inflows of sources, with the difference reported as net position. In the private sector, it is similar to a balance sheet. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. In conformance with GASB 68, the Statement of Net Position reported for fiscal year 2019-20 considers the City’s long-term pension liabilities, effectively decreasing the City’s net financial position. The Statement of Activities presents changes in the government’s net position during the most recent fiscal year. All changes in net position are reported during the period when the underlying events giving rise to the change occur, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. The City’s government-wide financial statements distinguish the functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees or that are required by grantor agencies or City policies to be accounted for in this fashion (business-type activities). The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance, and information technology. The business-type activities of the City include: (1) water, (2) sewer, (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units, although legally separate entities, are in substance, part of the government's operations and data from these units are combined with data of the primary government. The San Luis Obispo Capital Improvement Board (Board) is reported as a blended component unit in these statements. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. The City has no 5 Management’s Discussion and Analysis component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Pension Obligation. Pursuant to GASB Statement No. 68 (GASB 68), Accounting and Financial Reporting for Pensions, the City reports on the unfunded pension liability on the full accrual basis of accounting in the government- wide financial statements. The reports also include note disclosure requirements and supplementary schedules as required by GASB 68. The measurement date for fiscal year 2019-20 pension liabilities is as of the fiscal year ended June 30, 2019. This date reflects a one-year lag and was used so that these financial statements could be issued in an expedient manner. Activity (i.e., contributions made by the City) occurring during fiscal year 2019-20 are reported as deferred outflows of resources in accordance with GASB Statement No. 71. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds, and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financial decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services, and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures and changes in fund balances. The General Fund and Capital Outlay Fund are both considered major funds. Data from the major governmental funds are combined into one aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for all funds. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. 6 Management’s Discussion and Analysis The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Fiduciary Funds. Custodial funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the primary government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of a custodial fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Custodial Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the half-percent sales tax measure and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information.The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. Financial Highlights The following information provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year that ended June 30, 2020 . It should be read in conjunction with the accompanying transmittal memorandum and the basic financial statements. In the beginning of fiscal year (FY) 2019-20, the City continued to experience slow but steady economic growth. Like many other jurisdictions, San Luis Obispo experienced rapid change with the introduction of the shelter-at-home orders brought on by the worldwide COVID-19 health emergency. Though not all revenue sources were affected by the downturn of economic activity, the City experienced losses in its Sales tax and local revenue measure. Since tourism all but ceased and the two colleges had to turn to largely online classes, Transient Occupancy Tax saw the largest decline compared to the previous year. Development related fee revenue continued strong throughout the year due to a very active housing market that provided confidence to development interests and public health directives closed most recreation programs and Parks & Recreation fees saw steep declines. Following CalPERS’ announcement regarding policy changes lowering the expected rate of return from 7.5% to 7%, the City adopted a Fiscal Health Response Plan (FHRP) on April 17, 2018. The three-year plan, spanning fiscal years 2019 through 2021, was designed to align the City’s budget with a long-term fiscal outlook to address the payment of the unfunded liabilities over the 30-year schedule beginning in 2015 through 2045. The FHRP identifies actions that reduce or contain expenses, including new ways to accomplish goals and work programs, as well as collaborating with 7 Management’s Discussion and Analysis employee groups regarding compensation agreements. In addition, it identifies opportunities and actions related to new revenue sources. In November 2018, the City’s voters approved the taxation of cannabis, thus allowing the industry to begin business in San Luis Obispo. Three retail business have since been permitted, but none opened its doors in 2019-20. The first delivery operator opened in November 2019 and one retailer began business in the second half of 2020. However, the City began collecting tax revenue from outside delivery businesses selling within City limits, resulting in $81,599, a minor revenue stream for 2019-20. The following outlines financial highlights for the year, which are detailed in the table on page 9 of the Management Discussion and Analysis. x The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows at June 30, 2020 by $340 million (net position). The City’s unrestricted net position was negatively impacted beginning in fiscal year 2014-15 with the implementation of GASB 68 that requires the disclosure of the City’s unfunded pension liability.1 x Per the City’s Statement of Net Position, total City-wide assets increased by approximately $40.5 million or 7.6%. In governmental activities, amounts received from various sources increased by $1.1 million; cash and investment balances increased by $8.9 million; prepaid expenses decreased by $274,000 and cash held with fiscal agent decreased slightly from 2018-19. x In business-type activities which include Water, Sewer, Parking and Transit, amounts receivable, including due from other governments, increased by $234,000 while cash and investment balances increased by $8.2 million. Prepaid items decreased by $6 million and cash held with fiscal agents and investments in joint ventures decreased by $198,000. x City-wide liabilities increased by $13 million during the fiscal year. The increase of $1.4 million in governmental funds, largely driven by the timing of invoice payments to vendors, was also augmented by an increase of $11.8 million in the business-type activities, reflecting new long-term debt obligations. x The City’s governmental funds altogether reported combined ending fund balances of $72 million. Approximately $29 million or 40% of this total amount is not available for new spending as it is either restricted for (1) debt service, (2) grant obligations, or (3) or specific programs like impact fee programs and general capital outlay. Another $35.9 million is assigned as of June 30, 2020 to meet expenditures in subsequent years in the form of purchase orders, encumbrances, and unspent appropriations that have been rolled over into fiscal year 2020-21 in accordance with the City’s budget policies. Per the City’s policy, $13.6 million of the fund balance is assigned to the governmental funds’ 20% operating reserve, the Revenue Stabilization reserve and the Pension 115 Trust Fund as well as minimum levels in the Fleet and IT Replacement Funds. x The total General Fund balance increased by $1.9 million to $33.7 million. After the adjustments to reflect amounts assigned to general government programs ($10.4 million), and designated reserves including the 20% operating reserve, $7.1 million remain as unassigned balance at June 30, 2020. While it maintains a healthy fund balance, due to economic uncertainties from COVID-19, the City has postponed $7.3 million of planned payments towards its CALPERS unfunded liability in FY 19-20 and FY 20-21. 1 More information on the City’s pension plans and obligations. can be found in Note 7 beginning on page 65. 8 Management’s Discussion and Analysis Government-wide Overall Financial Analysis Statement of Net Position Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended June 30, 2019 and 2020. For the Fiscal Year ending on June 30, 2020, the City’s combined total assets and deferred outflows of resources were greater than its liabilities and deferred inflows of resources by $339.7 million. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $327 million (e.g. land, buildings infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. A portion of the City’s net position, $32.3 million, is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual obligations. The governmental activities and business-type activities contributed a $10.7 million and $8.6 million increase, respectively, to the combined net position. The $10.7 million increase in governmental activities includes a prior year restatement totaling $6 million, resulting in a total net position of $340 million at June 30, 2020. Information about changes in net position for fiscal years 2019-20 and 2018-19 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. 9 Management’s Discussion and Analysis Governmental Activities. The City’s net position in the Governmental activities increased by $10.7 million to $133.4 million on June 30, 2020 largely due to operating grants of $4.8 million and a favorable adjustment for the fair market value of the City’s investments, which nearly doubled investment earnings from the prior year. In addition, in March 2020, the City took action to reduce expenses amid COVID-19 uncertainties, which significantly contributed to the increase in net position. Lastly, the change in net position also reflects a $6 million prior year restatement related to recognition of notes receivable associated with the City’s Affordable Housing program. 10 Management’s Discussion and Analysis Management’s Discussion and Analysis Governmental Revenues: Revenues are divided into charges for services and general revenues including applicable taxes as listed in the following table. Charges for services are revenues directly related to service activity while operating and capital grants and contributions, and related investment earnings are a mechanism of cost recovery. The total governmental revenue increased from fiscal year 2018-19 by $4.6 million or 5% which was due to several factors. Decreases in sales and transient occupancy taxes were offset by a substantial fair market value adjustment for investments, strong property tax results and one-time miscellaneous revenue. General revenues represent 63% of the total revenue and are used to pay costs of providing program services such as public safety, parks and open space, streetlights and traffic signals, recreation opportunities, economic development and environmental sustainability. Top Governmental Activity Revenue Sources. As shown in the graph below, the City’s top five tax revenues accounted for almost 61% of total revenues, with service charges accounting for another 21% and ancillary revenue making up the remainder. The main revenue sources for fiscal year 2019-20 were impacted by COVID-19 restrictions, resulting in large decreases for sales and transient occupancy tax. Other revenues fared better and reflect increases from the prior fiscal year. Operating grants can vary from year to year depending on availability and applicable work programs that can benefit from available grant opportunities. 11 Management’s Discussion and Analysis The following narrative addresses the significant variances in key revenues from the prior fiscal year: x Sales Tax. Sales Tax decreased by $2.3 million over the prior year. This includes the City’s half-cent transaction tax, commonly referred to as the Local Revenue Measure. This is attributable to COVID-19 restrictions and the impact to the local economy in the last quarter of the fiscal year that was under the state’s shelter-at-home directive and resulting closure of a large part of the economy. x Property Tax. Property tax revenue including the portion in-lieu of vehicle license fees (VLF) increased by $1.3M with the real estate market continuing strong in the City. Though property tax has been growing at a five percent rate over the past few years, this eight percent increase points to an ongoingly strong real estate market that continues with interest rates at an all-time low. However, the County Assessor, responsible for property tax collection, does not forecast this to continue and anticipates a three percent growth in FY 20-21. x Transient Occupancy Tax (TOT). Decreased by $1.7 million which was directly impacted by COVID- 19 and the associated restrictions on travel. During the height of the pandemic induced shut-down, hotel occupancy dipped to 15%; an all-time low that was also heavily influenced by the closure of Cal Poly State University and related visitor and business travel. x Charges for Services. These revenues decreased by approximately $665,000 over 2018-19. This revenue is largely based on a 36% revenue decline in Parks & Recreation as most of the programs offered were directly affected by the shelter-at-home order. x Governmental Activities Program Expenses: Program expenses saw a marked decrease from the prior fiscal year, ending 2019-20 at $86.9 million. The City took immediate action in March to curtail spending in light of the uncertainties associated with the pandemic by activating its Fiscal Health Contingency Plan. Under this measure, a hiring, purchasing, and travel chill is activated, and additional approvals are necessary to curtail spending. In addition, the Fiscal Health Response Plan (FHRP), introduced in 2018-19 and lasting through the end of FY 2021, was maintained which reduced expenditure budgets in all City programs in order to address the City’s pension liability. The plan has a three-part approach with expenditure reductions or doing business differently being one part. Due to this plan, the City entered the beginning stages of the pandemic in a solid financial position that allowed it to weather the drastic events brought on by a closed economy. 12 Management’s Discussion and Analysis The following chart compares program revenues and expenses which is useful when reviewing the costs of various governmental activities: Revenues presented in this chart are related to service fees only. Business-Type Activities. The City’s business-type activities are financed through rates for services and should be self-sufficient in covering their expenses with their sales and services revenue. Also called Enterprise funds, the City has four such entities: Water, Sewer, Parking, and Transit. Revenue Sources: Operating revenues for services decreased by $296,000 due to decreases in charges of sales and services in the Parking and Transit funds offset by increased rates in the Water and Sewer funds as follows: 1.Water revenues. Total operating revenues increased by $1.6 million due to higher water sales and impact fee revenue compared to the prior year. Water sales remained relatively unaffected due to the shift from business, hotel, and office activity to residential use during the shelter-at-home order. 2.Sewer revenues. Total operating revenue increased by $368,000 over the prior year with charges from sales and services coming in $72,000 lower, however, the fund also saw an increase in development related fees, ending the year with over $2 million in collected fees, an increase of $442,000. 3.Parking Fees. In fiscal year 2019-20 the Parking Fund saw a decrease in revenue of $2.1 million. The City Council waived parking fees for both on-street and garage parking during the last quarter of the fiscal year. This was an effort to maintain the economic activity in the downtown core area during the pandemic. Many parking spaces (72) were converted to outdoor dining “parklets” which allowed restaurants to continue operating in accordance with the state regulations. 4. Transit Fund. This fund is heavily supported by Federal and State grants that make up most of the funding for the City’s Transit system. However, 20% of the services are historically funded by rider fares. In 2019-20, the 13 Management’s Discussion and Analysis revenue for sales decreased by $129,000, or 17%. In addition to waiving parking fees, the City Council waived fares for bus passengers during the final quarter of the year. The fund will however benefit from CARES Act funding that will assist with the consequences of the pandemic on transit operation and ridership. Overall, the change in net position for the business-type activities amounted to $8.6 million and all funds also benefited from a strong investment year, yielding net interest allocations. Program Expenses: Overall, the program expenses for the proprietary funds increased by $1 million with most of the increase attributable to the Water Fund which had a $1.9 million increase due to capital projects and the cost of water supply. This was offset by a $867,000 decrease in Sewer, a $57,000 increase in Parking and a $168,000 decrease in Transit. All four funds combined ended 2019-20 with an operating net income of $6 million. Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The following funds have been classified as either governmental or proprietary fund types. Governmental Funds. The focus of the City’s governmental funds is on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. x As of June 30, 2020, the City’s governmental funds reported combined ending fund balances of $72 million, or an increase of $15.4 million compared to the prior fiscal year. The total fund balance of the governmental funds consists of the following: 14 Management’s Discussion and Analysis o Non-spendable fund balance represents prepaid items. No balance was held in non-spendable at fiscal year-end. o Restricted fund balance of $29.1 million, including reserves for capital outlay, impact fees programs, general government programs, housing and the net balance of the Half Percent Local Sales Tax. o Assigned fund balance of $36.0 million, which includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category included Contingency funds (20% minimum reserve) and funds to be used for Development Services. o Unassigned fund balance of $6.9 million. The unassigned balance is largely due to the City Council’s decision to leave the 2018-19 unassigned balance of $5.9 million intact. At the time the Council considered the year-end financial position for FY 19, the shelter-at-home directive had just taken hold. With uncertainty ahead, the Council retained the fund balance and gave permission to the City Manager to use it for COVID-19 related expenditures for the duration of the pandemic. Major Governmental Funds. In the fiscal year 2019-20 the City maintained only one major fund: the General Fund. Changes in the General Fund are highlighted in the Financial Highlights section above. Non-Major Governmental Funds. Non-major funds include 1) the Debt Service Fund, 2) the Los Osos Valley Road Sub-Area Fee Fund, 3) the Downtown Business Improvement District Fund, 4) the Tourism Business Improvement Fund, 5) the Gas Tax Fund, 6) the Transportation Development Act Fund, 7) the Community Development Block Grant Fund, 8) the Law Enforcement Grants Fund 9) the Public Art Contributions Fund the 10) Transportation Impact Fee Fund and 11) the Capital Outlay Fund. These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. On June 30, 2020, these funds had an aggregate fund balance of $38.4 million. Of this total, $29.1 million is restricted for payment of debt service or specific future capital projects and related funding needs. The remaining balance of $9.3 million is assigned for contingency reserves, affordable housing loans, and expenditures in subsequent years. More information about these aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. Proprietary Funds. The City’s four enterprise funds provide the same type of information found in the government- wide financial statements, but in more detail. Highlights of the annual activity for these funds have already been presented in the discussion of the business-type activities. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2020, is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2020. 15 Management’s Discussion and Analysis The following summarizes the original budget compared with the adjusted final budget for fiscal year 2019-20. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. As discussed below, differences between the original budget and the final amended budget reflect the following key changes: x Revenue budgets increased for development services, reimbursement for Fire mutual aid and other grant revenues received during the year. x Expenditure budgets were augmented for encumbrances and carryover of purchase commitments that had not yet been executed at the end of the prior fiscal year. Key revenue source estimates including sales tax, property tax, transient occupancy tax (TOT) and subventions and grants were estimated within a five-year fiscal forecast and updated for each fiscal year through the mid-year review. Additional amendments to the budget were made with the adoption of the 2019-21 Financial Plan Supplement to reflect refined estimates based on the pandemic. The following table compares the actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues were above the final budget by more than $5.7 million, and expenditures ended below the final budget by approximately $1.2 million. The net other sources and uses also ended above the budget by $2.1 million. Due to prior period restatements, which were not budgeted, the net result of these variances is an ending fund balance that exceeded the amount anticipated in the budget by $12 million. 16 Management’s Discussion and Analysis The City’s Local Revenue Measure (half percent sales tax) is a sub-fund of the General Fund. The activities reflected in the Financial Statements of this report are provided for information regarding the use of the measure according to the community’s priorities and the recommendation of the City Council’s advisory body overseeing the allocations. For FY 2019-20, the following revenues and expenditures were recorded: 2019-20 Local Revenue Measure Budget to Actual Budget Actual Revenue Transaction Tax $7,840,000 $7,554,375 Investment Income 174,495 Total $7,840,000 $7,728,870 Expenditures Budget Actual Encumbrances Carryover Operating Programs $2,237,989 $2,237,989 Capital Programs Open Space Preservation $323,956 $123,030 $78,981 $121,945 Bike & Pedestrian Improvements. 924,759 670,484 147,706 106,569 Traffic Congestion Relief 135,877 50,393 12,032 73,452 Public Safety 2,219,790 1,068,158 189,755 961,877 Neighborhood Street Paving 2,385,089 1,684,203 226,621 474,265 Code Enforcement 19,836 19,836 0 0 Flood Protection 332,367 32,999 1,638 297,730 P&R / Senior Programs 1,684,425 975,874 62,414 646,137 Other Vital Services 494,790 132,986 88,710 273,094 Total Expenditures $8,520,889 $4,757,963 $807,857 $2,955,069 Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2020, the City’s investment in capital assets for its governmental and business type activities amounts increased to $398 million (net of accumulated depreciation). The investment in capital assets includes open space, park improvements, building maintenance and improvements, vehicles and equipment, streets, bikeways, water, wastewater, and storm drain systems. 17 Management’s Discussion and Analysis Major capital asset2 expenditures during the fiscal year included the following: x $1.8M for South Broad Street Improvements x $629,000 on Hub Parking Technologies x $410,000 on the Directional Sign Program x $75,000 on the City Hall EV Charging Station x $366,000 on the Anholm Neighborhood Greenway Plan – Phase 1 x $46,000 on Mission Plaza Enhancements x $172,000 on police SUVs x $121,000 on the Swim Center replastering x $2.2M on the Water TTHM Byproduct Reduction Project x $978,000 on the Stafford, Taft, Kentucky Sewer line replacement x $357,000 South Hills Radio Upgrade x $436,000 for the Islay Hill Park Playground x $1.4M for the Marsh Street Bridge Replacement x $565,000 for the Phillips Bike Bridge x $12.8M for the Water Resource Recovery Facility (WRRF) Upgrade x $957,000 for the Palm Nipomo Parking Garage Long-Term Debt. At June 30, 2020, the City’s long-term debt had increased by $7.7 million with $75.4 million outstanding. The Sewer Fund incurred new debt of $14 million during the year, as part of the $140 million upgrade to the Water Resource Recovery Facility. Long- Term Debt Governmental Business-Type Total Activities Activities 2019-20 2018-19 2019-20 2018-19 2019-20 2018-19 Lease-revenue bonds $ 21,084,777 $ 22,171,441 $ 18,185,089 $ 19,542,657 $ 39,269,866 $ 41,714,098 Lease-purchase financing 745,213 1,413,937 - - 745,213 1,413,937 Claims & Liabilities - - - - - - Installment sale agreement - - 5,562,462 6,181,902 5,562,462 6,181,902 Loans 323,380 413,667 26,133,837 14,750,783 26,457,217 15,164,450 Compensated absences 2,786,993 2,728,422 510,984 545,228 3,297,977 3,273,650 $ 24,940,363 $ 26,727,467 $ 50,392,372 $ 41,020,570 $ 75,332,735 $ 67,748,037 The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2020, 2% of the assessed valuation was $190,423,485. As of June 30, 2020, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 6 to the basic financial statements. Economic Factors On March 18, 2020, the City of San Luis Obispo proclaimed a local emergency following the State of California’s “Shelter in Place” executive order in response to nationwide COVID-19 pandemic. The pandemic and the resulting directives to curb the spread of the disease have had significant impacts on the City’s operations. 2 Additional information on the City’s capital assets can be found in Note 5 on page 56 to the basic financial statements. 18 Management’s Discussion and Analysis Employment: Employment in the City was adversely affected by the pandemic and the emergency orders that required many businesses to close. The unemployment rate in June 2020 for San Luis Obispo County was 11.5%. All industries experienced job losses with Leisure & Hospitality experiencing the highest loss of 6,600 jobs. Sales Tax: As with most California Cities, the actual sales tax revenues came in higher than initial projections. This was largely due to an increase in the state and county pool allocation which reflect online purchases. This helped offset the decrease in tax revenue from general consumer goods and other negatively affected industries, such as dining. Tourism: Tourism and hospitality continue to play a large part of the economy in San Luis Obispo contributing to both, sales and transient occupancy tax. However, the tourism industry was one of the most immediately impacted industries from COVID-19. Occupancy rates were down significantly during the last quarter of the fiscal year which in turn lowered the average daily rate per room. Restaurants and retail outlets, especially in the downtown core, also rely heavily on tourism and have experienced revenue declines. Real Estate: Though the housing market has begun to show signs of slowing throughout California, it has remained strong in San Luis Obispo and inventory remains tight despite historically high construction activity. The upcoming years will show the influence of recent State legislation that make housing construction a major goal of the governor. Housing has also been a major city goal during the 2019-20 fiscal year. Construction Activity: Continuing the trend from 2019, construction activity and, with it, the City’s development related services have reached all-time highs. Two community facility districts will go underway in 2020 and the Orcutt annexation area enters the final build-out phases. Overall, the economic forecast indicates a bounce-back of the economy once shelter-at-home orders are lifted and business can resume its normal pace. However, a full recovery of General Fund revenue to pre-pandemic levels is not anticipated until FY 2022-23. Continued vigilance is warranted as uncertainties continue with further waves of COVID-19 anticipated until a vaccine can be readily available. The City is therefore taking a cautious approach to its forecasting to inform the development of the upcoming two-year financial plan. Additionally, along with its regional partners, the City continues to address the closure of the Diablo Canyon Power Plant and prepare for the impacts to the region due to significant loss of jobs and property taxes. This has nurtured stronger regional efforts with continued efforts into the future. Next Year’s Budgets and Rates On June 2, 2020, the City Council adopted the 2019-21 Financial Plan Supplement and 2020-21 budget with an appropriation of $199 million. The appropriated budgets remain high due to the capital investments and related debt issuances for the Water Resource Recovery Facility upgrade and the Water Treatment Plant. Local Revenue Measure (LRM). The local half-percent transaction & use tax that was authorized by City voters in November 2014 with over 70% of the vote will continue in 2020-21. The local half-percent sales tax measure is projected to generate $7.2 Million in 2020-21; a reduced revenue assumption due to COVID-19. The Citizen’s Revenue Enhancement Oversight Commission (REOC) reviews, reports, and makes recommendations directly to the City Council regarding the use of the revenue. For 2020-21, the following operating allocations were recommended and approved by the City Council. The largest use of LRM funding for operating cost is for public safety. Other categories include staffing for neighborhood street paving, flood control, and code enforcement. 19 Management’s Discussion and Analysis Local Revenue Measure Operating Categories FTE 2020-21 1. Open Space Preservation (Ranger Staffing) 2 $152,922 2. Bicycles and Pedestrian Improvements (Engineer, Active Transportation Manager) 1.6 $215,023 3. Traffic Congestion Relief (Signal and Light Maintenance (Technician) 1 $112,237 4. Public Safety (Downtown Officers, Sergeant) 4 $663,940 5. Neighborhood Street Paving (Project Engineer & Maintenance Worker) 2 $189,527 6. Code Enforcement (Code Enforcement Technicians and Officer) 3 $302,046 7. Flood Protection (Collection Operators) 6 $667,282 8. Parks and Recreation/Senior Programs and Facilities (Maintenance Worker) 1 $66,954 9. Other Vital Services and Capital Projects - - TOTAL 20.6 $2,369,931 The largest use of Local Revenue Measuring for capital expenditures is for Neighborhood Street Paving. Other projects include playground equipment replacement, park major maintenance and repairs and pedestrian and bicycle pathway maintenance. A detailed list of the projects funded through the Local Revenue Measure is included in Section 7 of the Capital Improvement Plan. Local Revenue Measure Uses Expenditures are broken into the following nine categories developed from the Measure G (Local Revenue Measure) ballot language: 1. Open Space Preservation 2. Bicycle and Pedestrian Improvements 3. Traffic Congestion Relief/Safety Improvements 4. Public Safety 5. Neighborhood Street Paving 6. Code Enforcement 7. Flood Protection 8. Parks and Recreation/Senior Programs and Facilities Based upon the recommendation by the REOC, operating expenditures were budgeted close to the proposed split with 67% for capital and 33% for operating. The balance of capital and operating costs for the 2020-21 budget is listed below: Capital Expenditure Percentage Operating Expenditure Percentage FY 2020-21 67% - $4,830,069 33% - $2,369,931 In June 2020, the City Council approved the placement of a measure on the November 2020 ballot to increase the local transaction and use tax to one-and-a-half cent until revoked by the voters. General Fund Revenue. Based on the economic outlook, the City’s General Fund five-year forecast assumes that 2020-21 will continue to be heavily influenced by the pandemic and the ongoing health emergency. It anticipates a bounce-back of revenues once the economy fully re-opens and the City is actively assisting those efforts through economic development. However, a return to pre-pandemic revenue levels is not anticipated until 2022-23. Around this timeframe, it is expected that CalPERS will make further adjustments to its pension liability assumptions due to the investment losses experienced in 2019-20. 20 Management’s Discussion and Analysis Utility Rates. On June 19, 2019, the City Council approved a new rate methodology for both the water and sewer utilities after a multitude of study sessions and public presentations to the City Council. The rate adoption followed all necessary notifications and public hearings as dictated by Proposition 218 and was adopted for both years of the Financial Plan. Due to the ongoing pandemic and health emergency and the hardship it placed on many of its community members, the City Council postponed the implementation of the approved rate increases for 2020-21. Council directed staff to closely monitor the rate revenue and return to Council with a recommendation later in the fiscal year. With this decision, the 2019-20 rates as shown below will remain in effect in 2020-21 until further action is taken. Water Rates for 2019-20 and 2020-21 Single Family Residential Rate Description Cost Water Base Fee $21.74 per month Water Usage Tier 1 (1-5 Units) $6.22per Unit Water Usage Tier 2 (6-12 Units) $7.25 per Unit Water Usage Tier 3 (13+ Units) $13.28 per Unit Multi-Family, Non-Residential, Irrigation Water Rate Description Cost Base Fee by Water Meter Size Monthly Base Fee 3/4 inch or less $21.74 1-inch meter $36.29 1.5-inch meter $72.43 2-inch meter $115.89 3-inch meter $217.44 4-inch meter $362.45 6-inch meter $724.73 8-inch meter $1,159.60 Water Usage Per Unit Cost Multi-Family $7.10 Non-Residential $8.62 Landscape Irrigation $10.57 21 Management’s Discussion and Analysis Sewer Rates for 2019-20 and 2020-21 Single Family Residential Rate Description Cost Sewer Base Fee $19.72 per month All use up to Sewer Cap $8.28 per Unit Multi-Family, Non-Residential, Irrigation Sewer Rate Description Cost Base Fee by Water Meter Size Monthly Base Fee 3/4 inch or less $19.72 1-inch meter $32.93 1.5-inch meter $65.66 2-inch meter $105.10 3-inch meter $197.18 4-inch meter $328.70 6-inch meter $657.19 8-inch meter $1,051.54 10-inch meter $1,511.75 All use up to Sewer Cap $8.28 per Unit Parking Fund. On June 20, 2017, the City Council approved a multi-year plan, through 2020, to modify the rate structures for fines, forfeitures, as well as the parking rates for meters, structures, and most permit types. During FY 2019-20, the parking structures were equipped with new pay stations to ultimately implement a 24/7 payment structure. However, the COVID-19 pandemic had significant impacts to the Parking Fund as most fee services were suspended and most parking enforcement ceased during the initial shelter-at-home order. In addition, the 842 Palm Street structure was temporarily closed at the end of March. Several Capital Improvement Plan projects were deferred, and the construction of the Palm-Nipomo parking structure was delayed until parking demand returns and Parking Fund revenues and fund balance can support the debt service. Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those interested. The City also prepares a Popular Annual Financial Report that can be found on the City’s website under the Finance Department’s online documents. Questions concerning any of the information provided in this report should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. 22 BASIC FINANCIAL STATEMENTS 23 24 Governmental Activities Business-Type Activities Total Assets Current assets: Cash and investments 65,241,904$ 80,172,975$ 145,414,879$ Taxes receivable 6,060,416 - 6,060,416 Accounts receivable 3,065,983 7,537,473 10,603,456 Accrued interest receivable 1,592,415 297,772 1,890,187 Prepaid items and other assets 821,031 3,245 824,276 Loans receivable 6,099,429 - 6,099,429 Internal balances 306 (306) - Noncurrent assets: Cash and investments held by fiscal agent 421,510 479,948 901,458 Investment in joint venture - 1,726,663 1,726,663 Nondepreciable capital assets 41,894,097 45,990,329 87,884,426 Depreciable capital assets (net of accumulated depreciation) 156,959,376 153,505,725 310,465,101 Total assets 282,156,467 289,713,824 571,870,291 Deferred Outflows of Resources Other post-employment benefits related 1,121,796 554,278 1,676,074 Pension related 24,604,009 3,180,478 27,784,487 Unamortized loss on refunding of debt 221,878 233,898 455,776 Total deferred outflows of resources 25,947,683 3,968,654 29,916,337 Liabilities Current liabilities: Accounts payable 4,869,231 3,642,725 8,511,956 Accrued salaries 2,918,161 396,588 3,314,749 Unearned revenue 1,236,226 1,546,765 2,782,991 Interest payable 87,789 160,400 248,189 Other liabilities 91,803 - 91,803 Compensated absence - due within one year 1,909,895 357,687 2,267,582 Long-term debt - due within one year 1,480,928 2,453,885 3,934,813 Noncurrent liabilities: Compensated absence - due in more than on year 877,098 153,297 1,030,395 Long-term debt - due in more than one year 20,672,442 47,427,503 68,099,945 Net OPEB liability 3,771,723 1,863,604 5,635,327 Net pension liability 129,868,761 28,198,498 158,067,259 Total liabilities 167,784,057 86,200,952 253,985,009 Deferred Inflows of Resources Other post-employment benefits related 1,284,467 634,652 1,919,119 Pension related 5,604,958 524,459 6,129,417 Total deferred inflows of resources 6,889,425 1,159,111 8,048,536 Net Position Net investment in capital assets 177,335,648 149,848,564 327,184,212 Restricted Debt service 2,226,898 479,948 2,706,846 Transportation projects 9,371,824 2,010,898 11,382,722 Affordable housing programs 8,698,494 - 8,698,494 Impact fee programs 3,126,925 - 3,126,925 Parkland development programs 4,709,560 - 4,709,560 Public art programs 591,097 - 591,097 Tourism programs 322,975 - 322,975 Public safety 32,332 - 32,332 Claims 821,031 - 821,031 Unrestricted (72,985,085) 56,473,851 (19,823,111) Total net position 133,430,668$ 206,322,415$ 339,753,083$ City of San Luis Obispo, California Statement of Net Position June 30, 2020 The accompanying notes are an integral part of these financial statements. 25 Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental activities: Public safety 34,670,383$ 3,045,294$ 822,325$ -$ Transportation 7,416,335 531,424 2,159,109 2,143,902 Culture and recreation 10,063,304 2,508,565 - - Community development 11,882,018 11,812,417 1,830,091 - General government 22,058,724 760,606 17,312 360,820 Interest on long-term debt 839,661 - - - Total governmental activities 86,930,425 18,658,306 4,828,837 2,504,722 Business-type activities: Water 22,914,013 25,666,777 - - Sewer 13,100,905 19,042,384 78,815 - Parking 4,145,364 3,293,941 - - Transit 4,152,798 633,567 3,087,251 - Total business-type activities 44,313,080 48,636,669 3,166,066 - Total primary government 131,243,505$ 67,294,975$ 7,994,903$ 2,504,722$ General revenues and transfers: General sales and use taxes Half Percent Sales Tax and use tax Property taxes Transient occupancy tax (TOT) Utility users tax Property tax-in-lieu of vehicle license fees Franchise taxes Business tax Total taxes Unrestricted investment earnings Other revenue Income from investment in joint venture Transfers Total general revenues and transfers Change in net position Net position, beginning of year Prior year restatements Net position, beginning of year, as restated Net position, end of year Program Revenues City of San Luis Obispo, California Statement of Activities For the Fiscal Year Ended June 30, 2020 The accompanying notes are an integral part of these financial statements. 26 Governmental Activities Business-type Activities Total (30,802,764)$ -$ (30,802,764)$ (2,581,900) - (2,581,900) (7,554,739) - (7,554,739) 1,760,490 - 1,760,490 (20,919,986) - (20,919,986) (839,661) - (839,661) (60,938,560) - (60,938,560) - 2,752,764 2,752,764 - 6,020,294 6,020,294 - (851,423) (851,423) - (431,980) (431,980) - 7,489,655 7,489,655 (60,938,560)7,489,655 (53,448,905) 16,571,064 - 16,571,064 7,554,375 - 7,554,375 13,301,736 - 13,301,736 6,325,841 - 6,325,841 5,439,144 - 5,439,144 5,290,215 - 5,290,215 1,888,414 - 1,888,414 2,995,263 - 2,995,263 59,366,052 - 59,366,052 3,368,951 2,880,634 6,249,585 1,001,369 - 1,001,369 - 153,949 153,949 1,889,900 (1,889,900) - 65,626,272 1,144,683 66,770,955 4,687,712 8,634,338 13,322,050 122,726,827 197,707,567 320,434,394 6,016,129 (19,490) 5,996,639 128,742,956 197,688,077 326,431,033 133,430,668$ 206,322,415$ 339,753,083$ Net Revenues (Expenses) and Changes in Net Position 27 General Other Governmental Funds Total Governmental Funds Assets Cash and investment 33,437,815$ 31,804,089$ 65,241,904$ Taxes receivable 5,936,633 123,784 6,060,417 Accounts receivable 1,042,550 1,936,100 2,978,650 Due from other funds 148,712 50,000 198,712 Accrued interest receivable 122,010 1,470,404 1,592,414 Cash and investments held by fiscal agent - 421,510 421,510 Loans receivable - 6,099,429 6,099,429 Total assets 40,775,053$ 41,905,316$ 82,680,369$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 2,964,457$ 1,904,775$ 4,869,232$ Accrued liabilities 2,909,403 8,757 2,918,160 Due to other funds 49,694 148,712 198,406 Unearned revenue 1,108,400 127,826 1,236,226 Total liabilities 7,123,757 2,190,070 9,313,827 Deferred Inflows of Resources: Unavailable revenue - 1,362,983 1,362,983 Fund balance: Restricted for: Debt service -2,226,898 2,226,898 Transportation projects -9,371,824 9,371,824 Affordable housing programs -8,698,494 8,698,494 Impact fee programs -3,126,925 3,126,925 Parkland development programs -4,709,560 4,709,560 Public art programs -591,097 591,097 Tourism programs -322,975 322,975 Public safety program -32,332 32,332 Assigned to: Contingency fund 10,251,000 900,000 11,151,000 Establishment of Section 115 Trust 1,400,000 - 1,400,000 Revenue stabilization 1,000,000 - 1,000,000 Development services 899,277 8,521,320 9,420,597 Risk management 1,498,078 - 1,498,078 General government programs 10,384,119 - 10,384,119 Public safety 1,096,215 - 1,096,215 Unassigned 7,122,607 (149,162) 6,973,445 Total fund balance 33,651,296 38,352,263 72,003,559 Total liabilities, deferred inflows of resources and fund balance 40,775,053$ 41,905,316$ 82,680,369$ City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2020 The accompanying notes are an integral part of these financial statements. 28 Total fund balance - governmental funds 72,003,559$ Capital assets at estimated historical cost $ 302,209,654 Accumulated depreciation (103,356,181) 198,853,473 1,362,983 1,121,796 24,604,009 221,878 821,031 Lease revenue bonds 19,778,125$ Lease purchase financing 745,246 Compensated absences 2,786,993 Conservation loan 323,347 Bond premium 1,306,652 Accrued interest payable 87,789 (25,028,152) Net pension liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (129,868,761) Net OPEB liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (3,771,723) (1,284,467) (5,604,958) Total net position - governmental activities 133,430,668$ Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Deferred inflow of resources, pension related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources, OPEB related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2020 Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. Deferred outflows of resources, pension related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred outflows of resources, OPEB related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. Unavailable revenue recorded in the fund financial statements resulting from activities in which revenues were earned but funds were not available are reclassified as revenues in the Government-Wide Financial Statements. The accompanying notes are an integral part of these financial statements. 29 General Other Governmental Funds Total Governmental Funds Revenues: Sales and use tax - general 16,571,064$ -$ 16,571,064$ Sales and use tax - Half Percent Sales Tax 7,554,375 - 7,554,375 Property tax 13,301,736 - 13,301,736 Transient occupancy tax 6,325,841 - 6,325,841 Utility users tax 5,439,144 - 5,439,144 Property tax in lieu of VLF 5,290,215 - 5,290,215 Franchise taxes 1,888,414 - 1,888,414 Business tax 2,995,263 - 2,995,263 Fines, forfeitures and penalties 239,048 - 239,048 Use of money and property 1,161,703 844,265 2,005,968 Subventions and grants 1,460,410 6,494,942 7,955,352 Charges for services 11,924,961 5,903,600 17,828,561 Miscellaneous 625,628 82,951 708,579 Total revenues 74,777,802 13,325,758 88,103,560 Expenditures: Current: General government 14,503,410 - 14,503,410 Public safety 30,174,346 42,649 30,216,995 Transportation 3,440,849 270,094 3,710,943 Leisure, cultural and social services 8,416,687 - 8,416,687 Community development 8,821,689 1,655,373 10,477,062 Debt service: Principal - 1,605,239 1,605,239 Interest and fiscal charges - 993,697 993,697 Capital outlay: Public safety 124,413 57,822 182,235 Transportation 2,374,927 4,037,614 6,412,541 Leisure, cultural and social services 915,093 298,589 1,213,682 Community development 84,415 701,102 785,517 General government 1,212,785 868,697 2,081,482 Total expenditures 70,068,614 10,530,876 80,599,490 Revenues over (under) expenditures 4,709,188 2,794,882 7,504,070 City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2020 The accompanying notes are an integral part of these financial statements. 30 Page 2 General Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Transfers in 3,347,367$ 6,108,418$ 9,455,785$ Transfers out (6,108,418) (1,457,467) (7,565,885) Total other financing sources (uses) (2,761,051) 4,650,951 1,889,900 Net change in fund balance 1,948,137 7,445,833 9,393,970 Fund balance, beginning of year, as restated 31,703,159 30,906,430 62,609,589 Fund balance, end of year 33,651,296$ 38,352,263$ 72,003,559$ City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2020 The accompanying notes are an integral part of these financial statements. 31 Total net change in fund balance - governmental funds 9,393,970$ Expenditures for capital outlay - governmental funds $ 8,747,599 Deletion of capital assets (830,273) Depreciation expense (6,846,927) 1,070,399 Repayments of long-term debt are recognized as expenditures in the governmental funds. In the government-wide statements, repayments of long-term liabilities are reported as reductions of liabilities. Expenditures for repayment of the principal portion of long-term debt were:1,684,913 (11,678) it is due. In the statement of activities, interest expense is recognized as the interest accrues, regardless of when it is due. The difference between interest expense paid and interest accrued was:4,951 160,762 Changes in actuarially determined claim liabilities for uninsured claims do not provide current financial resources and are not reported in the governmental funds. 69,967 governmental funds. In the statement of activities, compensated absences are measured by the amounts earned. The difference between compensated absences paid and compensated absences earned was:(58,571) 1,362,983 14,877,456 1,108,951 Pension expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (24,515,265) OPEB expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (461,126) Total change in net position - governmental activities 4,687,712$ Current year employer pension contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Current year employer OPEB contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Compensated absences are measured by the amounts paid during the period in the Capital outlay net of depreciation expense and disposal. Interest on long-term debt is recognized as an expenditure in the governmental funds when Change in unamortized discount/premium (netted with debt) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Fiscal Year Ended June 30, 2020 Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. This amount is to be amortized over the life of the long-term debt. This amount is the current year net amortization expense. Revenues that are not considered to be available are reported as unavailable revenues in the governmental funds, however, these amounts are recognized in the Government- Wide Statement of Activities. This amount represents the change in unavailable revenues. City of San Luis Obispo, California The accompanying notes are an integral part of these financial statements. 32 Water Sewer Parking Transit Totals Assets Current assets: Cash and investment 20,576,027$ 41,611,727$ 15,667,328$ 2,317,893$ 80,172,975$ Accounts receivable 2,737,529 2,436,884 29,360 2,333,700 7,537,473 Accrued interest receivable 75,357 152,591 61,332 8,492 297,772 Prepayments 3,245 - - - 3,245 Total current assets 23,392,158 44,201,202 15,758,020 4,660,085 88,011,465 Noncurrent assets: 475,629 278 4,041 - 479,948 Investment in joint venture 1,726,663 - - - 1,726,663 Capital assets: Land 945,926 2,176,114 5,947,455 - 9,069,495 Infrastructure 104,827,285 91,849,913 28,716,364 221,744 225,615,306 Buildings and improvements 19,134,912 5,024,388 888,420 5,101,506 30,149,226 Equipment 5,842,674 5,793,983 1,103,958 9,021,099 21,761,714 Construction in progress 5,729,883 29,570,958 1,619,992 1 36,920,834 Total capital assets 136,480,680 134,415,356 38,276,189 14,344,350 323,516,575 Less accumulated depreciation (57,603,921) (44,460,654) (13,647,401) (8,308,545) (124,020,521) Capital assets, net of accumulated depreciation 78,876,759 89,954,702 24,628,788 6,035,805 199,496,054 Total noncurrent assets 81,079,051 89,954,980 24,632,829 6,035,805 201,702,665 Total assets 104,471,209 134,156,182 40,390,849 10,695,890 289,714,130 Deferred Outflows of Resources Pension related 1,524,330 1,268,159 297,091 90,898 3,180,478 235,074 242,429 62,077 14,698 554,278 123,466 7,114 103,318 - 233,898 1,882,870 1,517,702 462,486 105,596 3,968,654 City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2020 Total deferred outflow of resources Cash and investments held by fiscal agent Other post-employment benefits related Unamortized loss on refunding of debt Enterprise Funds The accompanying notes are an integral part of these financial statements. 33 Page 2 Water Sewer Parking Transit Totals Liabilities Current liabilities: Accounts payable 1,257,856$ 1,885,797$ 114,632$ 384,440$ 3,642,725$ Accrued liabilities 202,022 166,711 11,981 15,874 396,588 Compensated absences 163,030 159,654 19,488 15,515 357,687 Unearned revenue - - - 1,546,765 1,546,765 Interest payable 43,974 38,509 77,917 - 160,400 Due to other funds - - 306 - 306 Current portion of long-term debt 960,390 962,404 531,091 - 2,453,885 Total current liabilities 2,627,272 3,213,075 755,415 1,962,594 8,558,356 Noncurrent liabilities: Compensated absences 69,871 68,424 8,352 6,650 153,297 Lease revenue bonds 11,890,915 5,187,019 4,743,322 - 21,821,256 Installment sale agreement - 4,919,405 - - 4,919,405 State loan/note payable - 16,923,702 3,763,139 - 20,686,841 Net pension liability 12,446,569 11,942,571 3,099,205 710,153 28,198,498 840,212 777,245 199,024 47,123 1,863,604 Total noncurrent liabilities 25,247,567 39,818,367 11,813,042 763,926 77,642,902 Total liabilities 27,874,839 43,031,442 12,568,457 2,726,520 86,201,258 Deferred Inflows of Resources Pension related 282,145 184,032 47,123 11,159 524,459 263,195 282,114 72,239 17,104 634,652 545,340 466,146 119,362 28,263 1,159,111 Net Position Net investment in capital assets 66,148,920 61,969,285 15,694,554 6,035,805 149,848,564 Restricted: Debt service 475,629 278 4,041 - 479,948 Transportation projects - - - 2,010,898 2,010,898 Unrestricted 11,309,351 30,206,733 12,466,921 - 53,983,005 Total net position 77,933,900$ 92,176,296$ 28,165,516$ 8,046,703$ 206,322,415$ Other post-employment benefits related Total deferred inflow of resources City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2020 Enterprise Funds Net other post-employment benefits liability The accompanying notes are an integral part of these financial statements. 34 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 21,713,030$ 16,896,990$ 2,677,438$ 630,067$ 41,917,525$ Impact fees 3,723,460 2,031,476 - - 5,754,936 Fines and forfeitures - - 602,409 - 602,409 Other revenues 230,287 113,918 14,094 3,500 361,799 Total operating revenues 25,666,777 19,042,384 3,293,941 633,567 48,636,669 Operating expenses: Salaries and benefits 4,638,948 4,869,963 1,465,774 357,718 11,332,403 Supplies and maintenance 1,252,083 1,752,068 387,749 282,917 3,674,817 Contract services 12,002,287 1,390,111 689,788 2,630,270 16,712,456 General government 1,592,154 1,711,224 537,277 276,806 4,117,461 Depreciation 2,640,219 2,899,058 634,365 592,039 6,765,681 Total operating expenses 22,125,691 12,622,424 3,714,953 4,139,750 42,602,818 Operating income (loss)3,541,086 6,419,960 (421,012) (3,506,183) 6,033,851 Nonoperating revenues (expenses) Interest on investments, net 663,838 1,181,829 976,529 58,438 2,880,634 Grants - 78,815 - 3,087,251 3,166,066 Interest expense and fiscal charges (603,740) (452,719) (320,020) - (1,376,479) Income (loss) from investment in joint venture 153,949 - - - 153,949 Miscellaneous nonoperating revenues (expenses)(184,582) (25,762) (110,391) (13,048) (333,783) Total nonoperating revenues (expenses)29,465 782,163 546,118 3,132,641 4,490,387 Income (loss) before transfers and capital contributions 3,570,551 7,202,123 125,106 (373,542) 10,524,238 Transfers out (943,700)(718,500)(227,700)-(1,889,900) Total transfers (943,700)(718,500)(227,700)-(1,889,900) Change in net position 2,626,851 6,483,623 (102,594) (373,542) 8,634,338 Net position, beginning of year 75,326,539 85,692,673 28,268,110 8,420,245 197,707,567 Prior year restatements (19,490) - - - (19,490) Net position, beginning of year, as restated 75,307,049 85,692,673 28,268,110 8,420,245 197,688,077 Net position, end of year 77,933,900$ 92,176,296$ 28,165,516$ 8,046,703$ 206,322,415$ Enterprise Funds City of San Luis Obispo, California Statement of Revenues, Expenses, and Changes in Fund Net Assets Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2020 The accompanying notes are an integral part of these financial statements. 35 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 25,684,109$ 19,402,499$ 3,365,222$ 12,732$ 48,464,562$ (7,297,396) (2,199,468) (1,293,094) (2,764,787) (13,554,745) (1,592,154) (1,711,224) (537,277) (276,806) (4,117,461) (3,817,783) (4,002,503) (1,283,218) (300,633) (9,404,137) Net cash provided by (used in) operating activities 12,976,776 11,489,304 251,633 (3,329,494) 21,388,219 Operating grants received - 78,815 - 4,572,121 4,650,936 Transfers to other funds (943,700)(718,500)(227,700)-(1,889,900) (943,700) (639,685) (227,700) 4,572,121 2,761,036 Cash flows from capital and related financing activities: (9,443,326) (16,051,683) (1,000,296) (231,546) (26,726,851) Principal paid on debt financing (3,809,103) (928,643) (513,480) - (5,251,226) Interest paid on debt financing (803,688) (456,630) (343,314) - (1,603,632) Proceeds from issuance of debt - 14,845,739 - - 14,845,739 Net cash used in capital and related financing activities (14,056,117) (2,591,217) (1,857,090) (231,546) (18,735,970) Cash flows from investing activities: Interest on investments, net 710,561 1,170,551 990,876 56,337 2,928,325 Net cash provided by investing activities 710,561 1,170,551 990,876 56,337 2,928,325 (1,312,480) 9,428,953 (842,281) 1,067,418 8,341,610 22,364,136 32,183,052 16,513,650 1,250,475 72,311,313 21,051,656$ 41,612,005$ 15,671,369$ 2,317,893$ 80,652,923$ Enterprise Funds City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2020 Cash payments to suppliers for goods and services Cash payments to General Fund for interfund services Cash payments to employees for services Acquisition and construction of capital assets Cash flows from noncapital financing activities: Net change in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Net cash provided by (used in) noncapital financing activities The accompanying notes are an integral part of these financial statements. 36 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2020 Page 2 Water Sewer Parking Transit Total Operating income (loss) 3,541,086$ 6,419,960$ (421,012)$ (3,506,183)$ 6,033,851$ Depreciation 2,640,219 2,899,058 634,365 592,039 6,765,681 Accounts receivable 17,332 360,115 70,975 (2,167,600) (1,719,178) Prepaid expense 6,076,600 - - - 6,076,600 Due to (from) other funds - - 306 - 306 Accounts payable (119,626) 942,711 (215,557) 148,400 755,928 Unearned revenue - - - 1,546,765 1,546,765 25,144 5,001 (38,287) 4,795 (3,347) 927,931 1,005,378 257,439 60,954 2,251,702 (131,910) (142,919) (36,596) (8,664) (320,089) Net cash provided by (used in) operating activities 12,976,776$ 11,489,304$ 251,633$ (3,329,494)$ 21,388,219$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 20,576,027$ 41,611,727$ 15,667,328$ 2,317,893$ 80,172,975$ 475,629 278 4,041 - 479,948 Total cash and investments 21,051,656$ 41,612,005$ 15,671,369$ 2,317,893$ 80,652,923$ Noncash investing, capital, and financing activities: None Enterprise Funds Deferred OPEB and net OPEB liability Cash and investments held by fiscal agent Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accrued salaries and compensated absences Deferred pensions and net pension liability The accompanying notes are an integral part of these financial statements. 37 Assets Current assets: Cash and investment 5,281,647$ Cash and investment held by fiscal agent 30,864 Accounts receivable 15,877 Accrued interest receivable 14,851 Other assets 59,091 Capital assets, net of accumulated depreciation 756,522 Total assets 6,158,852$ Liabilities Current liabilities: Accounts payable 238,603$ Accrued liabilities 21,853 Other liabilities 2,430,600 Due to agency participants 3,467,796 Total liabilities 6,158,852$ City of San Luis Obispo, California Statement of Net Position Fiduciary Funds - Agency Funds June 30, 2020 The accompanying notes are an integral part of these financial statements. 38 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page Note 1: Summary of Significant Accounting Policies 1 Description of the Reporting Entity 1 Government-wide and Fund Financial Statements 1 Measurement Focus, Basis of Accounting and Basis of Presentation 2 Assets, Liabilities, and Net Position or Fund Balance 3 Reconciliation of Government-wide and Fund Financial Statements 6 Budgets and Budgetary Accounting 6 Fair Value Measurements 8 Note 2: Cash and Investments 8 Funds with Fiscal Agent 9 Investments 9 Note 3: Property Taxes 14 Note 4: Loan Receivable 15 Note 5: Capital Assets 16 Note 6: Long Term Debt 19 Summary of Long-Term Debt 19 Governmental Activities Summary: 20 Revenue Bonds 20 Lease-Purchase Financing 21 2014 Energy Sources Conservation State Loan 22 Business-Type Activities Summary: 22 Revenue Bonds 22 Loans 24 Installment Sale Agreements 24 Note 7: Pension Plans 25 Agent-Multiple Employer Plan 25 General Information about the Pension Plan 25 Net Pension Liability 27 Changes in the Net Pension Liability 29 Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 30 Cost-Sharing Employer Plan 31 General Information about the Pension Plan 31 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 32 Payable to the Pension Plan 36 39 City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2020 Page 2 Note 8: Other Post-Employment Benefits (OPEB) 36 General Information about OPEB 36 Net OPEB Liability 37 Changes in the Net OPEB Liability 39 OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB 40 Payable to the OPEB Plan 41 Note 9: Interfund Transactions 41 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements 42 Whale Rock Commission 42 San Luis Obispo Regional Transit Authority 43 San Luis Obispo Council of Governments 43 Nacimiento Water Supply Project 43 Note 11: Risk Management 44 California Joint Powers Insurance Authority 44 Self-Insurance Programs of the Authority 45 Adequacy of Protection 45 Self-Insurance 45 Note 12: Operating Lease 46 Note 13: Commitments and Contingencies 46 Litigation 46 Grant Awards 47 Regional Transit Authority Pension Expense 47 Note 14: Construction and Other Significant Commitments 47 Note 15: Fund Balance Deficiency 48 Note 16: Subsequent Events 48 Note 17: New Accounting Standards 48 Accounting Standards Adopted 48 New Accounting Standards 48 Note 18: Prior Period Adjustments 50 Note 19: COVID-19 PANDEMIC 50 40 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 45,920, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, and building and safety. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The City has identified The San Luis Obispo Capital Improvement Board (the Board) as a blended component unit in accordance with GASB standards. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental fund and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the non-fiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely primarily on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate fund financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. 41 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 2 Note 1: Summary of Significant Accounting Policies (Continued) Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds and fiduciary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. Major Funds and Other Funds. GASB Standards define major funds and require that the City’s major governmental funds be identified and presented separately in the fund financial statements. All other funds, called non-major funds, are combined and reported in a single column, regardless of their fund type. Major funds are defined as funds that have assets, liabilities, revenues, or expenditures/expenses equal to ten percent of their fund- type total and at least five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following major enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. 42 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 3 Note 1: Summary of Significant Accounting Policies (Continued) Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. The City has established nine Agency Funds, which are used to a ccount for funds held by the City as an agent for private individuals, organizations or other governmental agencies. Agency funds are accounted for using the accrual basis of accounting. See page 141 for a complete list of Agency Funds. Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Money markets and non-negotiable certificates of deposit are reported at amortized cost. All other investments are stated at fair value. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepayments in the governmental funds are accounted for using the consumption method. 43 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 4 Note 1: Summary of Significant Accounting Policies (Continued) Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 5 have additional information on funds held by fiscal agents. Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement would be reported at acquisition value rather than fair value. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of the business- type activities is included as part of the capitalized value of the assets constructed. Detailed information on the City’s capital assets can be found in Note 4. Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net position by the City that is applicable to a future reporting period. The City has deferred outflows of resources related to pensions, other post-employment benefits (OPEB), and unamortized loss on refunding of debt. A deferred inflow of resources is defined as an acquisition of net position by the City that is applicable to a future reporting period. The City has deferred inflows of resources related to pensions and OPEB. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long- term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred. In the fund financial statements, governmental funds recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 44 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 5 Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense. Other Post-Employment Benefits (OPEB) Liability. For purposes of measuring net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City’s plan (OPEB Plan), and additions to or deductions from the OPEB Plan’s fiduciary net position, have been determined on the same basis as they are reported by the California Employer’s Retiree Benefit Trust Program (CERBT). For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with benefit terms. Investments are reported at fair value. Generally accepted accounting principles require that the reported OPEB results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2019 Measurement Date June 30, 2019 Measurement Period July 1, 2018 to June 30, 2019 Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. 45 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 6 Note 1: Summary of Significant Accounting Policies (Continued) Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. The General Fund is the only fund that reports a positive unassigned fund balance amount. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted, or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Reconciliation of Government-wide and Fund Financial Statements A reconciliation between total fund balance of the governmental funds and total net position of the governmental activities as reported in the government-wide statement of net position is presented in the basic financial statements. A reconciliation between total net change in fund balance of the governmental funds and total change in net position of governmental activities as reported in the government-wide statement of activities is presented in the basic financial statements. There are no differences between total net position of the proprietary funds and total net position of the business-type activities as reported in the government-wide statement of net position. Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. 46 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 7 Note 1: Summary of Significant Accounting Policies (Continued) Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities. x Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process: x First Year. The Financial Plan process begins with City Council goal setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year. x Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, adjusts as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2020 was the first year of the 2019-21 two-year cycle. x Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February. x Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Construction in Progress (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented for capital projects funds in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. 47 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 8 Note 1: Summary of Significant Accounting Policies (Continued) For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget provided those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2020 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Depa rtment to ensure that it maintained a development review process that complied with State law considering the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the General Fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. Encumbrances. The City uses an encumbrance system as an extension of normal budgetary accounting for the other governmental funds. Under this system, purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of applicable appropriations. Encumbrances outstanding at year-end are recorded as restricted, committed, or assigned fund balances since they do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year-end. Encumbered appropriations are carried forward in the ensuing year’s budget. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and agency fund operations, and accordingly, payments are made from these funds to reimburse the General Fund for these services. The payments are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. Fair Value Measurements As defined in GASB Statements, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statements establish a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities. Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly. Level 3 — Unobservable inputs for the asset or liability. For fiscal year ended June 30, 2020, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. 48 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 9 Note 2: Cash and Investments (Continued) Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments: x Treasury bills and notes x Government Sponsored Enterprises x Commercial paper x Repurchase agreements x Bankers' acceptances x Corporate medium-term notes x Negotiable certificates of deposit x Collateralized bank deposits x Money market mutual funds x State Local Agency Investment Fund (LAIF) Investments are stated at fair value, based on quoted market prices, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the market value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in market value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. 49 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 10 Note 2: Cash and Investments (Continued) At June 30, 2020, cash and investments consisted of the following: At June 30, 2020, cash and investments are reflected in the financial statements as following: Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. 50 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 11 Note 2: Cash and Investments (Continued) The following is a summary of the fair value measurements as of June 30, 2020: Custodial Credit Risk – Deposits with Financial Institutions . The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including non-negotiable certificates of deposit, totaled $43,648,405 at June 30, 2020 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. 51 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 12 Note 2: Cash and Investments (Continued) Interest Rate Risk. This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by: x Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity. x Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include: x Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted. x Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. 52 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 13 Note 2: Cash and Investments (Continued) The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2020: Concentration Credit Risk. The City’s policies contained in the Investment Policy and Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification: x No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution. 53 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 14 Note 2: Cash and Investments (Continued) x No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions. x Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes: x Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal. x Tax Levies. Under the provisions of Proposition 13, the countywide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation. x Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership. x Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments. x Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest. 54 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 15 Note 3: Property Taxes (Continued) x Tax Levy Apportionments. Due to the nature of the countywide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted after the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State. x City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general-purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2019 have been accrued since they will be collected within 60 days subsequent to year-end. Note 4: Loan Receivable Loans receivable, including accrued interest comprised balances from the following programs, all of which are discussed on the following pages. A. Affordable Housing Loans - The City’s Affordable Housing Fund provides grants and loans to certain development projects that meet the City’s affordability criteria. As of June 30, 2020, the Fund had 12 loans for affordable housing developments with interest rates ranging from 0% to 4% and repayment terms of 30 to 57 years. These loans had a remaining principal balance of $5.6 million, one of the loans for $215,000 is forgivable if certain criteria are met. The Fund has secured more than 350 affordable housing units for City residents. B. BEGIN Homeownership Loan - The City has provided deferred payment loans utilizing funding from the State of California under the BEGIN program. On June 30, 2020, the Fund had three outstanding loans utilizing this program with a principal balance of $90,000. These loans are provided for a term of 30 years with an annual interest rate of 3%. C. Down Payment Assistance - In addition, the Fund has provided down payment assistance loans to individuals purchasing affordable housing units. As of June 30, 2020, the Affordable Housing Fund had nine outstanding down payment assistance loans with a principal balance of $431,155. These loans are provided for a term of 30 years with an annual interest rate of 3%. 55 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 16 Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. 56 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 17 Note 5: Capital Assets (Continued) Capital assets activity for the fiscal year ended June 30, 2020 was as follows: 57 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 18 Note 5: Capital Assets (Continued) Depreciation expense was charged to functions/programs as follows: 58 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 19 Note 6: Long Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2020: Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. For detail of estimated claims and liabilities, see Note 11. The San Luis Obispo Capital Improvement Board (Board) has entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board and the City have been eliminated from these financial statements. Balance Balance Due Within June 30, 2019 Additions Deductions June 30, 2020 One Year Governmental activities: 2012 Lease revenue refunding bonds 3,480,000$ -$ (250,000)$ 3,230,000$ 260,000$ 2014 Lease revenue bonds 6,970,000 - (165,000) 6,805,000 170,000 2018 Lease revenue refunding bonds 10,254,025 - (510,900) 9,743,125 530,550 20,704,025 - (925,900) 19,778,125 960,550 Add: Unamortized bond premium 1,467,414 - (160,762) 1,306,652 - Total revenue bonds 22,171,439 - (1,086,662) 21,084,777 960,550 Lease-purchase financing 1,413,939 - (668,693) 745,246 429,142 Compensated absences 2,728,422 58,571 2,786,993 1,909,895 Conservation Loan 413,667 - (90,320)323,347 91,236 Total long-term debt, governmental activities 26,727,467$ 58,571$ (1,845,675)$ 24,940,363$ 3,390,823$ Business-type activities: 2012 Water revenue refunding bonds 2,070,000 - (485,000) 1,585,000 505,000 2018 Lease revenue refunding bonds 5,400,975 - (269,100) 5,131,875 279,450 2018 Water revenue refunding bonds 9,640,000 - (415,000) 9,225,000 440,000 17,110,975 - (1,169,100) 15,941,875 1,224,450 Add: Unamortized bond premium 2,431,682 - (188,468) 2,243,214 Total revenue bonds 19,542,657 - (1,357,568) 18,185,089 1,224,450 Loans 14,750,783 14,845,739 (3,462,685) 26,133,837 586,379 Installment sale agreements 6,181,902 - (619,440) 5,562,462 643,056 Compensated absences 545,228 - (34,244)510,984 357,687 Total long-term debt, business-type activities 41,020,570 14,845,739 (5,473,937) 50,392,372 2,811,572 Total Government-wide 73,035,096$ 14,904,310$ (7,319,612)$ 75,332,735$ 6,202,395$ 59 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 20 Note 6: Long Term Debt (Continued) Governmental Activities Summary: Revenue Bonds 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds was to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on December 1 through December 1, 2029 that range from $210,000 to $390,000. At June 30, 2020, the principal amount outstanding on the bonds was $3,230,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2020. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2020, the unamortized premium was $181,273. 2014 Lease Revenue Bonds. In 2014, the Board issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00% and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2020, the principal amount outstanding on the bonds was $6,805,000. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2020, the unamortized premium was $157,353. 2018 Lease Revenue Refunding Bonds. In 2018, the Board issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $11,072,775 was used for financing governmental activities related to the original bonds and the remainder was used for business-type activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2020, the principal amount outstanding that pertains to governmental activities was $9,743,125 of the total $14,875,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2020, the unamortized premium for governmental activities was $968,026. The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the following 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). 60 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 21 Note 6: Long Term Debt (Continued) At June 30, 2020, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: Lease-Purchase Financing Fire Apparatus. In 2010 the Board obtained lease-purchase financing in the amount of $1,080,000 to purchase a fire truck. The gross amount of assets under this lease is $1,047,927 million with accumulated depreciation of $528,287 included in equipment at June 30, 2020. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 2.99% due in annual installments on February 1 through February 1, 2020 that range from $80,000 to $125,100. The City completed the payments of this lease in the fiscal year ending June 30, 2020. Computers. In 2016 the City obtained lease-purchase financing in the amount of $688,500 to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. The gross amount of assets under this lease is $714,611 with accumulated depreciation of $190,563 included in equipment at June 30, 2020. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 1.55% due in quarterly installments beginning December 1, 2015 through September 1, 2019 in the amount of $44,000. The City completed the payments of this lease in the fiscal year ending June 30, 2020. Fire Engine and Street Sweeper. In 2017 the City obtained lease-purchase financing in the amount of $1,141,468 to purchase a fire truck and street sweeper. The gross amount of assets under this lease is $1,142,712 with accumulated depreciation of $257,158 included in equipment at June 30, 2020. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 1.69% due in annual installments on April 28 through April 28, 2021 of $240,067. At June 30, 2020, the principal amount outstanding is $236,055. Street Sweeper. In 2018 the City obtained lease-purchase financing in the amount of $330,000 to purchase a street sweeper. The gross amount of assets under this lease is $303,400 with accumulated depreciation of $39,675 included in equipment at June 30, 2020. The lease agreement bears an interest rate of 1.94% due in annual installments on June 1 through December 1, 2020 of $70,614. At June 30, 2020, the principal amount outstanding is $59,663. 61 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 22 Note 6: Long Term Debt (Continued) Fire Truck. In 2018 the City obtained lease-purchase financing in the amount of $673,095 to purchase a fire truck. The gross amount of assets under this lease is $673,095 with no accumulated depreciation as it was placed in service at the end of the year. The lease agreement bears an interest rate of 3.178% due in quarterly installments of $36,533 beginning December 5, 2018 through September 5, 2023. At June 30, 2020, the principal amount outstanding is $449,528. At June 30, 2020, the aggregate maturities of the aforementioned governmental activities lease-purchase financing were as follows: 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2020, the principal amount outstanding is $323,347. At June 30, 2020, the aggregate maturities of the aforementioned governmental activities conservation loan is as follows: Business-Type Activities Summary: Revenue Bonds 2012 Water Revenue Refunding Bonds. In 2012, the City issued water revenue refunding bonds in the amount of $4,960,000 to refund the 2002 water revenue bonds, which were originally issued to fund water system improvements. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on June 1 through June 1, 2023 that range from $340,000 to $550,000. At June 30, 2020, the principal amount outstanding on the bonds was $1,585,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2020. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2020, the unamortized premium was $217,794. 62 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 23 Note 6: Long Term Debt (Continued) The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2020, principal and interest paid, and total customer net revenues were $567,800 and $3,121,683, respectively. 2018 Lease Revenue Refunding Bonds. In 2018, the Board issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $5,832,225 was used for financing business-type activities related to the original bonds and the remainder was used for governmental activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2020, the principal amount outstanding that pertains to business-type activities was $5,131,875 of the total $14,875,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2020, the unamortized premium that pertains to business-type activities was $512,613. The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the next 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). 2018 Water Revenue Refunding Bonds. In 2018, the City issued water revenue refunding bonds the in the amount of $10,095,000 to refund the 2006 water revenue bonds, which were originally issued to fund improvements to the water treatment plant. The bonds bear interest from 4% to 5% and are due in annual installments on June 1 through June 1, 2035 that range from $455,000 to $845,000. At June 30, 2020, the principal amount outstanding on the bonds was $9,225,000. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2020, principal and interest paid, and total customer net revenues were $883,900 and $3,121,683, respectively. In the Statement of Net Position, the bonds include the related unamortized premium which is being amortized and charged to expense over the term of the bonds. At June 30, 2020, the unamortized premium was $1,512,807. At June 30, 2020, the aggregate maturities of the business-type revenue bonds were as follows: 63 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 24 Note 6: Long Term Debt (Continued) Loans 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the March Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2020, the principal amount outstanding on the loan was $4,047,180. 2004 State Water Control Board Loan. In 2004, the City obtained a note in the amount of $8,883,231 to go towards the water reuse project. The note bears an interest rate of 2.5% due in annual installments on August 31 through August 31, 2024 that range from $296,000 to $512,600. The City completed the payments of this lease in the fiscal year ending June 30, 2020. 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station . In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2037 that range from $212,600 to $520,744. At June 30, 2020, the principal amount outstanding on the loan was $7,240,918. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2020, principal and interest paid, and total customer net revenues were $532,910 and $8,355,453, respectively. 2018 Clean Water State Revolving Fund Loan. In 2018, the City Council approved the Clean Water State Revolving Fund loan agreement between the City of San Luis Obispo and the California State Water Resources Control Board for a $140 million loan for the Water Resource Recovery Facility Project. The City will receive $4 million in principal forgiveness and the remaining $136 million will be repaid over 30 years. The applicable interest rate was set at 1.8%. As of June 30, 2020, the City had drawn down $14,845,739 of the loan funds. At June 30, 2020, the aggregate maturities of the aforementioned business-type loans were as follows: Installment Sale Agreements 2008 Suntrust Bond. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2020, the principal amount outstanding on the loan was $675,000. 64 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 25 Note 6: Long Term Debt (Continued) US Bancorp 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2020, the principal amount outstanding on the loan was $4,887,462. At June 30, 2020, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Note 7: Pension Plans The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent multiple-employer plan for its miscellaneous employees (Miscellaneous Plan) and one cost-sharing multiple-employer plan for its safety employees (Safety Plan). The Miscellaneous Plan is described in the first section of the footnote under Agent- Multiple Employer Plan and the Safety Plan follows and is described in the second section of the footnote under Cost-Sharing Employer Plan. A summary of the government-wide balances for all Plans at June 30, 2020 are as follows: Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. 65 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 26 Note 7: Pension Plans (Continued) Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three-year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits by tier in effect at June 30, 2020, are summarized as follows: While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. Employees Covered. As of the measurement date June 30, 2019, the following employees were covered by the benefit terms for the Miscellaneous Plan: Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Employees that are classified as unrepresented management or unrepresented confidential contribute 1.5% of pay toward the cost of the City’s share of the annual required contribution. 66 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 27 Note 7: Pension Plans (Continued) Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2019, using an annual actuarial valuation as of June 30, 2018 rolled forward to June 30, 2019 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liability in the June 30, 2018 actuarial valuation was determined using the following actuarial assumptions: Discount Rate. The discount rate used to measure the total pension liability was 7.15% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.15% discount rate is adequate, and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.15% will be applied to all plans in the Public Employees Retirement Fund (PERF). The cash flows used in the testing were developed assuming that both members and employers will make their required contributions on time and as scheduled in all future years. The stress test results are presented in a detailed report called “GASB Crossover Testing Report” that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. 67 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 28 Note 7: Pension Plans (Continued) In determining the long-term expected rate of return, CalPERS considered both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11+ years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the rounded single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equal to the single equivalent rate calculated above and adjusted to account for assumed administrative expenses. The table below reflects the long-term expected real rate of return by asset class. 68 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 29 Note 7: Pension Plans (Continued) Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Sensitivity of the Net Pension Liability to Changes in the Discount Rate . The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2018 218,270,720$ 136,478,311$ 81,792,409$ Changes during the year: Service cost 4,042,717 - 4,042,717 Interest on the total pension liability 15,531,812 - 15,531,812 Changes in assumptions - - - Differences between expected and actual experience 2,966,923 - 2,966,923 Net plan to plan resource movement - - - Contribution - employer - 9,361,882 (9,361,882) Contribution - employee - 1,775,245 (1,775,245) Net investment income - 9,124,520 (9,124,520) Benefit payments, including refunds - - - of employee contributions (12,061,701) (12,061,701) - Administrative expense - (97,394) 97,394 Other Miscellaneous Income/(Expense)- 316 (316) Net changes 10,479,751 8,102,868 2,376,883 Balance at June 30, 2019 228,750,471$ 144,581,179$ 84,169,292$ 69 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 30 Note 7: Pension Plans (Continued) Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2020, the City’s pension expense for the Miscellaneous Plan was $14,888,537. At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: The deferred outflows of resources related to contributions subsequent to the measurement date of $7,709,918 will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Payable to the Pension Plan At June 30, 2020, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2020. 70 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 31 Note 7: Pension Plans (Continued) Cost-Sharing Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. The City participates in five tiers of the safety cost-sharing multiple-employer plan. The Safety Plan tiers consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: The Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost-of-living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. The Plan’s provisions and benefits within each tier in effect at June 30, 2020, are summarized as follows: 71 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 32 Note 7: Pension Plans (Continued) The Safety Tier 1 is closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1st following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30th by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. Members of the International Association of Firefighters, Local 3523 contribute 1.5% of pay toward the cost of the City’s share of the annual required contribution. For the year ended June 30, 2020, the contributions recognized as part of pension expense were $8,348,780. Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2020, the City reported a net pension liability for its proportionate share of the Plan’s net pension liability of $73,897,967. The City’s net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of the Plan is measured as of June 30, 2019, and the total pension liability for the Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2018 rolled forward to June 30, 2019 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of the measurement dates of June 30, 2018 and 2019 was as follows: 72 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 33 Note 7: Pension Plans (Continued) For the year ended June 30, 2020, the City recognized pension expense of $11,886,126 for the Safety Plan. At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Pension contributions subsequent to the measurement date of $7,167,638 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: 73 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 34 Note 7: Pension Plans (Continued) Actuarial Assumptions. The total pension liabilities in the June 30, 2018 actuarial valuations for the Safety Plan was determined using the following actuarial assumptions: Discount Rate. The discount rate used to measure the total pension liability was 7.15% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, CalPERS stress-tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based in the testing, none of the tested plans run out of assets. Therefore, the current 7.15 percent discount rate is adequate, and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.15 percent will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. 74 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 35 Note 7: Pension Plans (Continued) In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund (PERF) cash flows. Taking into account historical returns of all the Public Employees Retirement Funds’ asset classes (which includes the agent plan and two cost-sharing plans or PERF A, B, and C funds), expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each PERF fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for the Plans as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: 75 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 36 Note 7: Pension Plans (Continued) Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2020, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2020 Note 8: Other Post-Employment Benefits (OPEB) General Information about OPEB Plan Description. The City’s primary other post-employment benefits (OPEB) cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). During the fiscal year ended June 30, 2009, the City entered into an agreement to participate in an irrevocable trust to provide a funding mechanism for retiree health benefits. The Trust, California Employers’ Retiree Benefit Trust (CERBT), is administered by CalPERS and managed by a separately appointed board, which is not under control of the City Council. This Trust is not considered a component unit of the City. Benefits Provided. The City provides post-employment heath care insurance, in accordance with Memorandums of Understanding, to all employees who retire from the City upon or after attaining age 50 with at least 5 years of service or disability retirement. Miscellaneous retires who are PEPRA new hires are eligible at age 52. For each retiree enrolled in a CalPERS medical plan, the employer will pay the required statutory PEMHCA minimum, which is $136 per month per retiree in calendar year 2019 and $139 per month per retiree in calendar year 2020. This amount will increase with the health care component of CPI, as announced by the CalPERS Board each year. The retiree must pay the difference between the premium amount, which depends upon the medical plan benefits selected, and the employer-paid minimum. In addition, the City pays 50% of the premium up to the retiree’s age of 65 for one grandfathered executive management retirees hired prior to August 2000. There is no OPEB provided to terminated vested employees. The employer-paid amount will continue to a surviving spouse if the retiree elects a CalPERS survivor annuity. There are no required employee contributions, although the retiree must pay the difference between the premium and the employer-paid amount. The employer is contributing the full Actuarially Determined Contribution. 76 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 37 Note 8: Other Post-Employment Benefits (OPEB) (Continued) Employees Covered. At June 30, 2019, the measurement date, the following number of employees were covered by the benefit terms: Contributions. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. For the year ended June 30, 2020, the City’s contributions totaled $1,656,882. Net OPEB Liability The City’s net OPEB liability for the Plan is measured as the total OPEB liability less the Plan’s fiduciary net position. The net OPEB liability of the Plan is measured as of June 30, 2019 using an actuarial valuation as of June 30, 2019. The principal assumptions and methods used to determine the net liability are described below. Change in Assumptions. There were no changes in assumptions for the measurement date June 30, 2019. 77 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 38 Note 8: Other Post-Employment Benefits (OPEB) (Continued) Discount Rate. The discount rate used to measure the total OPEB liability was 6.75% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, the actuary performed a stress-test on the Plan that would most likely result in a discount rate that would be different from the actuarially-assumed discount rate. Based on the test, the Plan will not run out of assets. Therefore, the current 6.75% discount rate is adequate, and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 6.75% is applied to the Plan. The stress-test results are presented in the detailed actuarial report, which can be obtained from the City. Investments. The following table reflects the long-term expected real rate of return of the Plan’s investments by asset class. The rates of return are presented as geometric means developed over a twenty year period. These rates of return are net of administrative expenses. 78 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 39 Note 8: Other Post-Employment Benefits (OPEB) (Continued) Changes in the Net OPEB Liability The changes in the net OPEB liability for the June 30, 2019 measurement date are as follows: Sensitivity of Net OPEB Liability to Changes in the Discount Rate . The following presents the net OPEB liability at the current discount rate, as well as what the net OPEB liability would be if it were calculated using a hypothetical discount rate that is one percentage point lower or one percentage point higher than the current rate. 79 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 40 Note 8: Other Post-Employment Benefits (OPEB) (Continued) Sensitivity of Net OPEB Liability to Changes in Healthcare Cost Trend Rates. The following presents the net OPEB liability at current healthcare cost trend rates, as well as what the net OPEB liability would be if it were calculated using hypothetical healthcare cost trend rates that are one percentage point lower or one percentage point higher than the current rate. OPEB Plan Fiduciary Net Position. Detailed information about the OPEB Plan’s fiduciary net position is available in the separately issued CalPERS financial reports on the CERBT. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the year ended June 30, 2020, the City’s OPEB expense was $688,967. At June 30, 2020, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: OPEB contributions subsequent to the measurement date of $1,656,882 are reported as deferred outflows of resources and will be recognized as a reduction of the net OPEB liability in the year ended June 30, 2021. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Fiscal Year Ended June 30 Amount 2021 (295,846)$ 2022 (295,847) 2023 (258,366) 2024 (244,368) 2025 (251,721) Thereafter (553,779) 80 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 41 Note 8: Other Post-Employment Benefits (OPEB) (Continued) Payable to the OPEB Plan At June 30, 2020, the City reported a payable of $0 for the outstanding amount of contributions to the OPEB plan required for the year ended June 30, 2020. Note 9: Interfund Transactions Interfund receivable and payable balances as of June 30, 2020 consist of the following: Interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. Interfund transfers for the year ended June 30, 2020 consist of the following: 81 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 42 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to the Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by its respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Agency Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses is recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Agency Fund. Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. The City's original investment in the Reservoir project aggregates $3,900,000 and was amortized on a straight-line basis over thirty- five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2020: 82 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 43 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2019-20 the City contributed approximately $603,019 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction, and operations of the facilities required for the delivery of 5,482 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. 83 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 44 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. In addition, the District sold water revenue bonds in the amount of $182 million. These bonds were refinanced in May 2018. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2019-20 and five-year projections for the 2018 bonds that will remaining outstanding following the refunding. Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 11: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. 84 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 45 Note 11: Risk Management (Continued) The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Self-Insurance Programs of the Authority General Liability and Workers’ Compensation. The City is a member of the California Joint Powers Insurance Authority (CJPIA), which provides joint protection programs and group purchased insurance for public entities covering liability, errors and omission losses, auto liability, employment practices liability, crime, pollution, workers’ compensation injuries and coverage for city-owned property. The City has a retained limit of $500,000 per occurrence for liability and no retained limit for workers’ compensation. Liabilities of the City are reported when it is probable that a loss has occurred, and the amount of the loss can be reasonable estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines and damage awards. Accordingly, claims are re-evaluated periodically to consider the effects of economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether or not they are attributable to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claim’s liability estimate. During the past three fiscal years, none of the protection programs experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured coverage in 2019-20. CJPIA covers workers’ compensation claims up to a pooled limit of $2 million per occurrence and provides excess coverage to statutory limits with a group purchased commercial insurance policy. The City pays an annual contribution to CJPIA and may share in any member refunds in the event that pooled funding exceeds the cost of pooled claims and claim-related expenses, or the City may be required to pay additional contributions based upon CJPIA’s operating results. Financial statements of CJPIA may be obtained from its administrative office located at 8081 Moody Street, La Palma, California 90623, or by calling (562) 467-8700. Additional claims and lawsuits have been filed against the City in the normal course of business. It is reasonably possible that the City may be liable for claims not to exceed $500,000. In the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2018- 19. Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. 85 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 46 Note 11: Risk Management (Continued) The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2019. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset at June 30, 2020 is calculated as follows: Note 12: Operating Lease The City entered into an operating lease in October 2014 for the use of various office equipment. Total expense for the lease was $5,323.91 for the year ended June 30, 2020. The final lease payment was made during the fiscal year and there is no remaining obligation as of June 30, 2020. Note 13: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. 86 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 47 Note 13: Commitments and Contingencies (Continued) Grant Awards Under the terms of Federal and State grants, audits may be required, and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Regional Transit Authority Pension Expense The City is presently a member agency of the San Luis Obispo Re gional Transit Authority (SLORTA) (see Note 9), a duly established Joint Powers Authority (JPA) comprised of all local cities and the County of San Luis Obispo. The City’s contractual contribution to that entity is approximately 18% of the total expense. The City was advised that the Regional Transit Authority was working with CalPERS to determine whether it is required to enroll certain previously unenrolled transit employees in the CalPERS pension system and whether the entity may be liable for obligations related to the failure to enroll those employees and make contributions on their behalf. On December 10, 2019 the County Board of Supervisors approved a contract for participation of the JPA in the San Luis Obispo County Pension Trust and the Employees Retirement Plan. The current amount of potential CalPERS unfunded liability for the JPA may reach as high as $4 million. It is not anticipated that the City’s annual payment to the JPA will increase to satisfy this unfunded liability. Note 14: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2020, including encumbrances outstanding at year-end, are as follows: Long-term construction contracts are billed and paid on a percentage completion basis by construction phase. 87 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 48 Note 15: Fund Balance Deficiency At June 30, 2020, the City had a negative fund balance in the following funds: Note 16: Subsequent Events Events subsequent to June 30, 2020 have been evaluated through December 31, 2020, which is the date that the financial statements are available to be issued. Management identified no subsequent events that required disclosure. Note 17: New Accounting Standards Accounting Standards Adopted In 2020, GASB issued Statement No 95, Postponement of the Effective Dates of Certain Authoritative Guidance. Hence, no new accounting standards applicable to the Agency during the current fiscal year due to the spread of COVID-19. New Accounting Standards In January 2017, GASB issued Statement No. 84, Fiduciary Activities. Statement No. 84 establishes criteria for identifying fiduciary activities of all state and local governments. Activities meeting the criteria should be reported in a fiduciary fund in the basic financial statements. This Statement also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the entity to disburse fiduciary resources. The provisions of Statement No. 84 are effective for fiscal years beginning after December 15, 2019. Management has not yet determined the impact of this Statement on its financial statements. In June 2017, GASB issued Statement No. 87, Leases. Statement No. 87 increases the usefulness of entities’ financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. The provisions of Statement No. 87 are effective for fiscal years beginning after December 15, 2020. Management has not yet determined the impact of this Statement on its financial statements. In June 2018, GASB issued Statement No 89, Accounting for Interest Cost Incurred before the End of a Construction Period . Statement No. 89 enhances the relevance and comparability of information about capital assets and the cost of borrowing for a reporting period and simplifies accounting for interest cost incurred before the end of a construction period. The provisions of Statement No. 89 are effective for fiscal years beginning after December 15, 2020. Management will determine the impact of this statement on its financial statements with the 2021-22 Comprehensive Annual Financial Report. In August 2018, GASB issued Statement No 90, Majority Equity Interests. Statement No. 90 improves the consistency and comparability of reporting a government’s majority equity interest in a legally separate organization and improves the relevance of financial statement information for certain component units. The provisions of Statement No. 90 are effective for fiscal years beginning after December 15, 2019 with earlier implementation encouraged. Management has not yet determined the impact of this Statement on its financial statements. 88 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 49 Note 17: New Accounting Standards (Continued) In May 2019, GASB issued Statement No 91, Conduit Debt Obligations. Statement No. 91 provides a single method of reporting conduit debt obligations by issuers and eliminates diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. This Statement achieves those objectives by clarifying the existing definition of a conduit debt obligation; establishing that a conduit debt obligation is not a liability of the issuer; establishing standards for accounting and financial reporting of additional commitments and voluntary commitments extended by issuers and arrangements associated with conduit debt obligations; and improving required note disclosures. The provisions of Statement No. 91 are effective for fiscal years beginning after December 15, 2021 with earlier implementation encouraged. Management has not yet determined the impact of this Statement on its financial statements. In January 2020, GASB issued Statement No. 92, Omnibus 2020. Statement No. 92 is to enhance comparability in accounting and financial reporting and to improve the consistency of authoritative literature by addressing practice issues that have been identified during implementation and application of certain GASB Statements. The provisions of Statement No. 92 has multiple effective dates. Management has not yet determined the impact of this Statement on its financial statements. In March 2020, GASB issued Statement GASB No. 93, Replacement of Interbank Offered Rates. Statement No.93 requires a government to terminate hedge accounting when it renegotiates or amends a critical term of a hedging derivative instrument, such as the reference rate of a hedging derivative instrument’s variable payment. In addition, in accordance with Statement No. 87, Leases, as amended, replacement of the rate on which variable payments depend in a lease contract would require a government to apply the provisions for lease modifications, including remeasurement of the lease liability or lease receivable. The provisions of Statement No. 93 has multiple effective dates. Management has not yet determined the impact of this Statement on its financial statements. In March 2020, GASB issued GASB Statement No. 94, Public-Private and Public-Public Partnerships and Availability Payment Arrangements. Statement No. 94 is to improve financial reporting by addressing issues related to public-private and public-public partnership arrangements (PPPs), and also provides guidance for accounting and financial reporting for availability payment arrangements (APAs). The provisions of Statement No. 94 are effective for fiscal years beginning after June 15, 2022. Management has not yet determined the impact of this Statement on its financial statements. In May 2020, GASB issued GASB Statement No. 96, Subscription-Based Information Technology Arrangements. Statement No. 96 provides guidance on the accounting and financial reporting for subscription-based information technology arrangements (SBITAs) for government end users (governments). The provisions of Statement No. 96 are effective for fiscal years beginning after June 15, 2022. Management has not yet determined the impact of this Statement on its financial statements. In June 2020, GASB issued GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans—an amendment of GASB Statements No. 14 and No. 84, and a supersession of GASB Statement No. 32. Statement No. 97 will result in more consistent financial reporting of defined contribution pension plans, defined contribution OPEB plans, and other employee benefit plans, while mitigating the costs associated with reporting those plans. The requirements will also enhance the relevance, consistency, and comparability of (1) the information related to Section 457 plans that meet the definition of a pension plan and the benefits provided through those plans and (2) investment information for all Section 457 plans. The provisions of Statement No. 97 has multiple effective dates. Management has not yet determined the impact of this Statement on its financial statements. 89 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2020 Page 50 Note 18: Prior Period Adjustments During 2020, a prior period adjustment a was made to properly record the City’s investment in the Whale Rock Reservoir, a joint venture, due to a prior year adjustment on the Whale Rock Commission not properly reflected in the City’s financial statements. The prior period adjustment in the General Fund was made to properly record the cash transfer between the General Fund and Whale Rock Commission in prior year, which was not reflected in the City’s financial statements. Additionally, an adjustment was made to properly record the loan receivables in Affordable Housing, which the City expensed in the past years. Note 19: COVID-19 PANDEMIC During December 2019, the Novel Corona Virus Disease (COVID-19) was discovered and subsequently declared a world-wide pandemic by the World Health Organization on March 11, 2020. On March 4, 2020, California State Governor Gavin Newsom proclaimed a State of Emergency as a result of the threat of the COVID-19 in the State of California, leading to the San Luis Obispo County Health Officer issuing a shelter-at-home order on March 18, 2020 and the City Council declaring a health emergency on March 17, 2020. This halted all business within San Luis Obispo County outside of essential activities and largely stifled economic activity in the last quarter of the 2019-20 fiscal year. COVID-19 had an immediate and severe impact on two of the City’s tax revenues. While 2019-20 property tax revenues were inoculated from COVID-19 due to the lien date (and change in California Consumer Price Index) of January 1, 2019, preceding the onset of COVID-19 in March 2020, as clearly evident in the City’s basic financial statements, sales tax, transient occupancy tax (TOT), and property transfer tax were susceptible to the economic impact of COVID-19. The reduction in sales tax revenue including the Local Revenue Measure reflects a decrease of $2.3 million from the prior year. Non-tax revenues were also impacted by COVID- 19, largely in charges for services, which reflected closure of City parking garages, waiver of transit fares and a 36% revenue decline in Parks & Recreation as most of the programs offered were cancelled and facilities such as the Swim Center and the Golf Course closed due to the shelter-at-home order. In response to the economic impact and the resultant structural imbalance of the City’s General Fund brought on by COVID-19, the City activated the Fiscal Health Contingency Plan. Under this measure, a hiring, purchasing, and travel chill is activated, and additional approvals are necessary to curtail spending. In addition, the City Council deferred or defunded several capital expenditures in order to balance the budget. These actions allowed the City to finish 2019-20 with its reserve levels fully intact and a healthy fund balance to enter the new fiscal year in a strong fiscal position and ready to encounter the remaining uncertainties with an ongoing health emergency. 90 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 91 92 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2020 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) REVENUES: Taxes and franchise fees: Sales and use tax - general 17,675,000$ 17,675,000$ 16,571,064$ (1,103,936)$ Sales and use tax - Half Percent Sales Tax 7,840,000 7,840,000 7,554,375 (285,625) Property tax 12,876,101 12,876,101 13,301,736 425,635 Transient occupancy tax 8,033,001 8,033,001 6,325,841 (1,707,160) Utility users tax 5,854,000 5,854,000 5,439,144 (414,856) Property tax in lieu of VLF 5,064,000 5,064,000 5,290,215 226,215 Franchise taxes 1,558,000 1,558,000 1,888,414 330,414 Business tax 3,006,400 3,006,400 2,995,263 (11,137) Total taxes 61,906,502 61,906,502 59,366,052 (2,540,450) Fines, forfeitures and penalties 221,715 221,715 239,048 (17,333) Use of money and property 230,000 230,000 1,161,703 931,703 Subventions and grants: Other State and Federal grants 900,000 1,297,750 1,043,951 (253,799) Other subventions and grants 385,000 385,000 416,459 31,459 Total subventions and grants 1,285,000 1,682,750 1,460,410 (222,340) 93 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2020 Page 2 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Charges for services: Public safety: Police 508,930 632,841 802,924 170,083 Fire: Medical emergency recovery 509,346 509,346 531,771 22,425 Fire safety/hazardous materials permits 901,677 901,677 881,833 (19,844) Other fire revenues 5,890 5,890 21,083 15,193 Community development: Planning and zoning fees 1,318,000 2,003,758 1,503,301 (500,457) Construction plan and check inspections 3,845,000 4,157,489 4,130,938 (26,551) Infrastructure plan check and inspections 1,800,000 1,800,000 1,638,456 (161,544) Culture and recreation: Adult athletic fees 324,637 324,827 117,958 (206,869) Youth athletic fees 699,945 700,355 555,305 (145,050) Rental and use fees 333,562 333,562 262,276 (71,286) Aquatics 277,779 279,903 145,856 (134,047) Golf course 288,122 288,122 166,916 (121,206) General government: Other service charges 527,620 527,620 560,934 33,314 Total charges for services 11,340,508 12,465,390 11,319,551 (1,145,839) Impact Fees -- 605,410 605,410 Other revenues 2,177,502 2,295,446 625,628 (1,669,818) Total Revenues 77,161,227 78,801,803 74,777,802 (4,058,667) 94 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2020 Page 3 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Expenditures: Public Safety: Police protection: Administration 1,982,936 2,089,214 1,997,594 91,620 Investigations 2,738,091 2,730,388 2,786,997 (56,609) Neighborhood services 263,061 263,629 229,238 34,391 Support services 2,595,174 2,660,634 2,484,815 175,819 Patrol services 9,493,775 9,664,281 9,337,298 326,983 Traffic safety 939,023 945,345 796,078 149,267 Total police protection 18,012,060 18,353,490 17,632,020 721,470 Fire and environmental safety: Administration 1,254,699 2,274,546 966,567 1,307,979 Emergency response 10,294,205 10,589,387 10,175,128 414,259 Fire Apparatus Services 437,775 429,724 379,185 50,539 Hazard protection 918,867 973,468 885,601 87,867 Training 138,725 187,229 73,793 113,436 Disaster preparedness 6,800 150,419 62,052 88,367 Total fire and environmental safety 13,051,071 14,604,774 12,542,326 2,062,448 Total public safety 31,063,131 32,958,264 30,174,346 2,783,918 Transportation: Transportation planning and engineering 906,874 949,992 896,196 53,796 Street and sidewalk maintenance 1,425,568 1,480,278 1,144,746 335,532 Traffic signals and street lights 550,074 539,518 519,399 20,119 Creek and flood protection 1,181,100 1,140,757 880,508 260,249 Total transportation 4,063,616 4,110,545 3,440,849 669,696 95 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2020 Page 4 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Culture and Recreation: Recreation programs: Recreation administration 899,015 891,204 790,083 101,121 Aquatics/Sinsheimer park facilities 484,246 501,397 402,346 99,051 Children's services 984,855 962,975 853,586 109,389 Facilities 238,920 238,920 190,312 48,608 Special events - 10,200 7,238 2,962 Recreational sports 637,048 609,695 474,519 135,176 Golf course 646,001 646,427 594,910 51,517 Ranger services 544,076 563,026 495,332 67,694 Maintenance programs: Swim center maintenance 449,215 449,699 504,654 (54,955) Parks and landscape maintenance 2,736,466 2,881,987 2,587,151 294,836 Tree maintenance 651,790 950,277 830,659 119,618 Cultural and social service programs: Human relations Human relations 367,000 367,000 353,546 13,454 Cultural activities 337,601 337,601 332,351 5,250 Total leisure, cultural and social services 8,976,233 9,410,407 8,416,687 993,720 Community Development: Planning: Commissions and communities 51,453 52,295 15,514 36,781 Community development administration 781,653 816,296 867,164 (50,868) Long-range planning -7,500114,993 (107,493) Development review 2,624,510 2,554,858 1,062,439 1,492,419 Development services - 21,161 1,003,441 (982,280) Natural resource protection 760,449 757,574 622,845 134,729 Construction regulation: Building and safety 1,637,404 2,677,028 2,269,498 407,530 CIP project engineering 2,026,791 2,030,878 2,208,458 (177,580) Economic health: Community promotion 405,302 409,006 394,024 14,982 Economic development 294,691 420,966 263,313 157,653 Total community development 8,582,253 9,747,563 8,821,689 925,874 96 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2020 Page 5 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) General Government: Legislation: Council 159,473 159,446 157,339 2,107 General administration: City administration 1,135,820 1,288,075 1,281,150 6,925 Public works administration 1,131,548 1,138,987 945,448 193,539 Legal services: City attorney 827,237 954,774 980,784 (26,010) City clerk services: Administration and records 575,437 588,457 573,612 14,845 Organization support services: Human resource administration 1,361,145 1,413,629 1,217,672 195,957 Risk management 15,200 39,054 5,402 33,652 Finance and administration 2,128,029 6,359,208 6,864,564 (505,356) Revenue management 351,868 344,782 296,855 47,927 Accounting 1,029,258 1,004,111 903,100 101,011 Finance non-departmental 650,536 650,536 166,196 484,340 Network services 2,912,312 2,897,479 2,951,172 (53,693) Support services 202,507 202,507 40,028 162,479 Wellness program 18,600 18,760 3,114 15,646 Building and vehicle maintenance: Buildings 1,235,921 1,275,746 1,157,246 118,500 Vehicle and equipment maintenance 1,183,712 1,154,294 1,077,189 77,105 Total general government before cost reimburseme 14,918,605 19,489,843 18,620,871 868,972 Cost reimbursement (Note 3 to RSI)(4,117,461) (4,117,461) (4,117,461)- Total general government 10,801,144 15,372,382 14,503,410 868,972 Capital Outlay: Public safety - 49,010 124,413 (75,403) Transportation -3,159,150 2,374,927 784,223 Culture and recreation -992,776 915,093 77,683 Community development - 45,683 84,415 (38,732) General government - 1,556,891 1,212,785 344,106 Total capital outlay - 5,941,878 4,711,633 1,230,245 Total Expenditures 63,486,376 77,541,039 70,068,614 7,472,425 Excess of Revenues Over Expenditures 13,674,851 1,260,764 4,709,188 3,448,424 97 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2020 Page 6 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Other Financing Sources (Uses) Transfers in - 14,273,653 3,347,367 (10,926,286) Transfers out (12,317,507)(12,756,407)(6,108,418)6,647,989 Total other financing uses (12,317,507) 1,517,246 (2,761,051) (4,278,297) Net Change in Fund Balance 1,357,344 2,778,010 1,948,137 (829,873) Fund Balance, Beginning of the Year, as restated 31,703,159 31,703,159 31,703,159 Fund Balance, End of Year 33,060,503$ 34,481,169$ 33,651,296$ 98 99 Fiscal Year 2019-20 2018-19 2017-18 Measurement Period 2018-19 2017-18 2016-17 Total pension liability: Service Cost 4,042,717$ 4,328,129$ 4,124,832$ Interest on total pension liability 15,531,812 14,778,918 14,197,897 Difference between expected and actual experience 2,966,923 1,445,049 694,843 Changes in assumptions - (1,292,326) 11,219,603 Benefit payments, including refunds of employee contributions (12,061,701) (10,740,816) (10,161,053) Net change in total pension liability 10,479,751 8,518,954 20,076,122 Total pension liability - beginning 218,270,720 209,751,766 189,675,644 Total pension liability - ending (a)228,750,471$ 218,270,720$ 209,751,766$ Plan fiduciary net position: Contributions - employer 9,361,882$ 6,693,987$ 6,776,849$ Contributions - employee 1,775,245 1,820,697 1,841,331 Net investment income 9,124,520 10,820,033 13,053,453 Benefit payments (12,061,701) (10,740,816) (10,161,053) Net plan to plan resource movement - (316) (2,936) Administrative expense (97,394) (200,184) (172,935) Other miscellaneous income/(expense)316 (380,153) Net change in plan fiduciary net position 8,102,868 8,013,248 11,334,709 Plan fiduciary net position - beginning 136,478,311 128,465,063 117,130,354 Plan fiduciary net position - ending (b)144,581,179$ 136,478,311$ 128,465,063$ Net pension liability (asset) - ending (a) - (b)84,169,292$ 81,792,409$ 81,286,703$ Plan fiduciary net position as a percentage of the total pension liability 63.20% 62.53% 61.25% Covered payroll 22,951,725 23,736,588 21,841,841 Net pension liability as percentage of covered payroll 366.72% 344.58% 372.16% * Fiscal year 2020 was the 6th year of implementation. Therefore, only six years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2019. Benefit changes . The figures shown do not include any liability impact that may have resulted from plan changes which occurred after the June 30, 2018 valuation date. This applies to voluntary benefit changes as well as any offers of two years of additional service credit (a.k.a. Golden Handshakes). Changes in assumptions . In 2017, the accounting discount rate decreased from 7.65% to 7.15% and has remained at 7.15% in 2018 and 2019. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2020 Last 10 Years * 100 2016-17 2015-16 2014-15 2015-16 2014-15 2013-14 3,580,882$ 3,578,172$ 3,703,087$ 13,688,523 13,193,597 12,756,967 (1,160,933) (2,433,791) (3,057,724) (9,476,508) (8,808,668) (8,258,611) 6,631,964 2,471,586 8,201,443 183,043,680 180,572,094 172,370,651 189,675,644$ 183,043,680$ 180,572,094$ 6,122,173$ 5,027,356$ 4,631,254$ 1,666,606 1,509,834 1,664,654 677,557 2,673,657 17,746,607 (9,476,508) (8,808,668) (8,258,611) (72,044) (133,042) (1,082,216) 269,137 15,783,904 118,212,570 117,943,433 102,159,529 117,130,354$ 118,212,570$ 117,943,433$ 72,545,290$ 64,831,110$ 62,628,661$ 61.75% 64.58% 65.32% 20,499,668 19,769,997 19,235,818 353.89% 327.93% 325.58% 101 Fiscal Year 2019-20 2018-19 2017-18 2016-17 Acuarially determined contribution 7,709,918$ 7,093,882$ 6,693,987$ 6,776,849$ Contributions in relation to the actuarially determined contribution (7,709,918) (9,361,882) (6,693,987) (6,776,849) Contribution deficiency (excess)-$ (2,268,000)$ -$ -$ Covered payroll 21,588,085 22,951,725 23,736,588 21,841,841 Contributions as percentage of covered payroll 35.71% 40.79% 28.20% 31.03% Actuarial Cost Method Entry Age Normal Amortization Method Amortization Period Asset Valuation Method Inflation 2.75% Salary Increases Varies by Entry Age and Service Payroll Growth 3.00% Discount Rate Retirement Age CalPERS 1997-2011 experience study Mortality CalPERS 1997-2011 experience study City of San Luis Obispo, California Schedule of the Pension Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2020 The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2019-20 contributions rates are as follows: Pre-retirement and post-retirement mortality rates include 20 years of projected mortality improvement using Scale BB published by the Society of Actuaries. 7.375% Net of Pension Plan Investment and Administrative Expenses * Fiscal year 2020 was the 6th year of implementation. Therefore, only seven years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2019. Last 10 Years * For details, see June 30, 2016 CalPERS Funding Valuation Report For details, see June 30, 2016 CalPERS Funding Valuation Report 102 2015-16 2014-15 2013-14 6,122,173$ 5,027,356$ 4,631,254$ (6,122,173) (5,027,356) (4,631,254) -$ -$ -$ 20,499,668 19,769,997 19,235,818 30.97% 25.43% 24.08% 103 Fiscal Year 2019-20 2018-19 2017-18 Measurement Period 2018-2019 2017-18 2016-17 Proportion of the Collective Net Pension Liability 0.7212% 1.2261% 1.1943% Proportionate Share of the Collective Net Pension Liability 73,897,967$ 71,940,534$ 71,364,346$ Covered payroll 11,197,562$ 11,246,306$ 10,614,437$ Proportionate share of the net pension liability as percentage of covered payroll 659.95% 639.68% 672.33% Plan fiduciary net position as a percentage of the total pension liability 75.26% 75.26% 73.31% *-Fiscal year 2015 was the first year of implementation, therefore only six years are shown. Benefit changes . The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2018 as they have minimal cost impact. Changes in assumptions . In 2017, the accounting discount rate decreased from 7.65% to 7.15% and has remained at 7.15% in 2018 and 2019. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. City of San Luis Obispo, California Schedule of the City's Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plan As of June 30, 2020 Last 10 Years * 104 2016-17 2015-16 2014-15 2015-16 2014-15 2013-14 1.2510% 1.3654% 1.3754% 64,792,760$ 56,260,280$ 51,592,420$ 10,643,123$ 10,849,863$ 10,768,119$ 608.78% 518.53% 479.12% 74.06% 78.40% 79.82% 105 Fiscal Year 2019-20 2018-19 2017-18 2016-17 Contractually required contribution (actuarially determined)7,167,638$ 6,416,780$ 5,910,345$ 5,549,915$ Contribution in relation to the actuarially determined contributions (7,167,638) (8,348,780) (5,910,345) (6,299,915) Contribution deficiency (excess)-$ (1,932,000)$ -$ (750,000)$ Covered payroll 9,488,971$ 11,197,562$ 11,246,306$ 10,614,437$ Contributions as a percentage of covered payroll 75.54% 74.56% 52.55% 59.35% The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the employer during the measurement period. *- Fiscal year 2015 was the first year of implementation, therefore only seven years are shown City of San Luis Obispo, California Schedule of the City's Pension Contributions Safety Cost-Sharing Plan As of June 30, 2020 Last 10 Years * 106 2015-16 2014-15 2013-14 5,074,217$ 4,350,871$ 4,226,211$ (5,824,217) (4,650,871) (5,161,211) (750,000)$ (300,000)$ (935,000)$ 10,643,123$ 10,849,863$ 10,768,119$ 54.72% 42.87% 47.93% 107 Fiscal Year 2019-20 2018-19 2017-18 Measurement Period 2018-19 2017-18 2016-17 Total OPEB liability: Service Cost 477,538$ 463,629$ 450,125$ Interest on total OPEB liability 935,528 891,794 856,436 Difference between expected and actual experience (2,085,962) Changes in assumptions 21,857 Benefit payments, including refunds of employee contributions (677,824) (765,000) (827,500) Net change in total OPEB liability (1,328,863) 590,423 479,061 Total OPEB liability - beginning 13,721,056 13,130,633 12,651,572 Total OPEB liability - ending (a)12,392,193$ 13,721,056$ 13,130,633$ Plan fiduciary net position: Contributions - employer 677,824$ 1,221,000$ 1,493,996$ Net investment income 392,852 439,828 469,883 Benefit payments (677,824) (765,000) (827,500) Administrative expense (1,364) (10,170) (2,387) Net change in plan fiduciary net position 391,488 885,658 1,133,992 Plan fiduciary net position - beginning 6,365,378 5,479,720 4,345,728 Plan fiduciary net position - ending (b)6,756,866$ 6,365,378$ 5,479,720$ Plan net OPEB liability - ending (a) - (b)5,635,327$ 7,355,678$ 7,650,913$ Plan fiduciary net position as a percentage of the total OPEB liability 54.53%46.39%41.73% Covered-employee payroll 33,429,600$ 33,790,437$ 33,722,592$ Plan net OPEB liability as percentage of covered payroll 16.86%21.77%22.69% Changes in assumptions. As of June 30, 2019 measurement date, the mortality improvement scale was updated to Scale MP-2019. Medical plan at retirement estimated using weighted premium of recent retirees; updated based on retirements during 2015-2019 * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Benefit changes . The figures shown do not include any liability impact that may have resulted from plan changes which occurred after the June 30, 2019 measurement date. Prepared for the City of San Luis Obispo OPEB Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2020 Last 10 Years * Schedule of Changes in the Net OPEB Liability and Related Ratios 108 Fiscal Year 2019-20 2018-19 2017-18 1,190,000$ 1,154,000$ 1,221,000$ (1,656,882) (677,824) (1,221,000) Contribution deficiency (excess)(466,882)$ 476,176$ -$ Covered-employee payroll 33,077,056$ 33,429,600$ 33,790,437$ Contributions as a percentage of covered payroll 3.60%3.45%3.61% Contributions paid as of June 30, 2020 are deferred to June 30, 2021. Valuation date June 30, 2017 Actuarial Cost Method Entry Age Normal, Level % of pay Amortization Method Level % of pay Amortization Period Average 14.7 years remaining fixed period for 2018/19 Asset Valuation Method Investment gains and losses spread over 5-year rolling period Discount Rate 6.75% General Inflation 2.75% Medical Trend Mortality CalPERS 1997-2015 experience study Mortality Improvement The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2018-19 are as follows: Non-Medicare - 7.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 Medicare - 6.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 Post-retirement mortality projected fully generational with Scale MP-2017 * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Prepared for the City of San Luis Obispo Miscellaneous Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2020 Last 10 Years * Schedule of Employer OPEB Contributions Actuarially determined contribution Contributions in relation to the actuarially determined contributions 109 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2020 Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2020 expenditures exceeded appropriations in the General Fund as noted below. Department/Division Budget Variance Police Protection: Investigations 56,609$ Maintenance programs: Swim center maintenance 54,955 Planning: Community development administration 50,868 Long-range planning 107,493 Development services 982,280 Construction regulation: CIP project engineering 177,580 Legal services: City attorney 26,010 Organization support services: Finance and administration 505,356 Network services 53,693 Capital Outlay: Public safety 75,403 Culture and recreation (77,683) Community development 38,732 110 OTHER SUPPLEMENTARY INFORMATION AND COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 111 112 Revenues: Sales and use tax - Measure G 1/2 cent add-on tax 7,554,375$ Use of money and property 174,495 Total revenues 7,728,870 Expenditures: Operating Programs:2,237,989 Total Operating Programs 2,237,989 Capital Programs: Open Space Preservation 123,030 Bicycles and Pedestrian Improvements 670,484 Traffic Congestin/Relief/Safety Improvements 50,393 Public Safety 1,068,158 Nieghborhood Street Paving 1,684,203 Code Enforcement 19,836 Flood Protection 32,999 Parks & Recreation 975,874 Other Vial Services and Capital Projects 132,986 Total Capital Expenditures 4,757,963 Net change in fund balance 732,918 Fund balance, beginning of year 6,329,722 Fund balance, end of year 7,062,640$ * The Half Percent Local Sales Tax Measure is a sub-fund of the General Fund. All activity is reflected in the General Fund and is reported here for informational purposes only. City of San Luis Obispo Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2020 113 Page 2 Revenues Budget Actual $0.005 Sales Tax 7,840,000$ 7,554,375$ Investment Income 174,495 7,840,000$ 7,728,870$ Expenditures Operating Programs: Open Space Wildfire Fuel Reduction -$ -$ Ranger Services (FTE = 2)146,474 146,474 Transportation Planning and Engineering (FTE = 1.6)200,678 200,678 Signal and Light Maintenance (FTE = 1)109,598 109,598 PulsePoint CPR Software - - Patrol Services (FTE = 4)613,991 613,991 CIP Project Engineering (FTE = 1)101,324 101,324 Streets and Sidewalk Maintenance (FTE = 1)76,693 76,693 Building and Safety (FTE = 3)289,863 289,863 Creek and Flood Protection (FTE = 6)636,534 636,534 Parks and Landscape Maintenance (FTE = 1)62,834 62,834 2,237,989$ 2,237,989$ Capital Programs:Budget Actual Encumbrances Carryover Open Space Preservation Open Space Acquisition 68,189$ 35,663$ 3,579$ 28,947$ Open Space Maintenance 59,993 17,709 5,685 36,599 Laguna Lake Dredging 19,977 14,316 4,127 1,534 Urban Forest Annual Asset Maintenance 175,797 55,342 65,590 54,865 323,956 123,030 78,981 121,945 Bicycles and Pedestrian Improvements Sidewalk Replacement 169,707 142,836 651 26,220 Railroad Safety Trail: Taft Street to Pepper Street 230,261 83,623 146,638 - Bicycle Facility Improvements 16,403 16,359 44 - Anholm Neighborhood Greenway Plan 46,045 45,672 373 - Downtown Renewal 286,096 280,801 - 5,295 Street Lights Annual Asset Maintenance 76,101 26,079 - 50,022 Active Transportation Plan 100,146 75,114 - 25,032 924,759 670,484 147,706 106,569 Traffic Congestion Relief/ Safety Improvements Traffic Safety Report Implementation 32,587 4,118 - 28,469 Transportation Safety & Operations 9,196 9,196 - - Neighborhood Traffic Improvements 94,094 37,079 12,032 44,983 135,877 50,393 12,032 73,452 Public Safety Police Station Replacement Study 160,310 47,022 3,475 109,813 Police Patrol Vehicle Replacements (5) 263,000 253,704 9,296 - Police Station Building Maintenance and Improvements 17,500 9,310 - 8,190 City of San Luis Obispo Half Percent Sales Tax Measure Funding Schedule, continued For the Fiscal Year Ended June 30, 2020 114 Page 3 Public Safety (cont.) Budget Actual Encumbrances Carryover Fire Stations Building Maintenance 101,100 12,390 - 88,710 EDC DataAire Replacement 136,563 136,563 - - Public Surveillance Camera 3,435 3,435 - - IT replacements and improvments 597,150 270,943 1,258 324,949 Police Facilities Parking Lot Maintenance 120,000 21,051 - 98,949 Radio Handhelds 203,000 - - 203,000 Community Safety Emergency Response Communication Equipment 516,855 237,059 175,726 104,070 Fire Station 4 Backup Generator 100,877 76,681 - 24,196 2,219,790 1,068,158 189,755 961,877 Neighborhood Street Paving Street Reconstruction and Resurfacing 430,438 96,677 - 333,761 Marsh Street Bridge Replacement 725,089 357,964 226,621 140,504 South Broad Street Improvements 1,229,562 1,229,562 - - 2,385,089 1,684,203 226,621 474,265 Code Enforcement Mission Plaza Railing Upgrade 19,836 19,836 - - 19,836 19,836 - - Flood Protection Storm Drain System Replacement 332,367 32,999 1,638 297,730 332,367 32,999 1,638 297,730 Parks & Recreation/Senior Programs and Facilities Parks Major Maintenance & Repairs 398,626 13,817 - 384,809 Swim Center Building Maintenance and Equipment Replacement 18,978 13,557 1,269 4,152 Swim Center Re-plaster Therapy Pool 121,170 121,170 - - Swim Center Co-generation Plant 85,000 1,500 - 83,500 Jack House Building Maintenance 57,500 12,750 - 44,750 Islay Hill Park Playground Equipment Replacement 518,058 435,563 44,932 37,563 Meadow Park Pedestrian Bridges and Pathways 263,187 239,867 12,727 10,593 Laguna Lake Golf Course Annual Asset Maintenance 10,000 10,000 - - City/County Library Major Maintenance 110,420 110,356 - 64 Mission Plaza Restroom Replacements and Enhancements 101,486 17,294 3,486 80,706 1,684,425 975,874 62,414 646,137 Other Vital Services and Capital Projects Facilities Annual Asset Maintenance Account 232,371 49,557 3,010 179,804 Multisite Energy Management 32,600 7,770 - 24,830 City Facilities HVAC Replacements 99,005 66,779 3,638 28,588 Fleet Replacements Annual Asset Maintenance 127,359 5,425 82,062 39,872 Undesignated Capital 3,455 3,455 - - 494,790 132,986 88,710 273,094 Total Capital Expenditures 8,520,889$ 4,757,963$ 807,857$ 2,955,069$ Net Change in Fund Balance (2,918,878)$ 732,918$ Fund balance, beginning of year 6,329,722 6,329,722 Fund balance, end of year 3,410,844$ 7,062,640$ For the Fiscal Year Ended June 30, 2019 City of San Luis Obispo Half Percent Sales Tax Measure Funding Schedule, continued 115 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2020 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following ten special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the downtown core. Transportation Development Act (TDA) Fund . The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund. Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund. This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund. This fund has been established to account for public safety grant funds. Public Arts Contribution Fund. Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. 116 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2020 Page 2 SB1 Road Repair Fund. This fund has been established to account for stable and ongoing funding for maintenance and improvements to transportation infrastructure as provided through Senate Bill 1 (2017), the Road Repair and Accountability Act. SB1186 ASP Certify Fund. This fund has been established as Senate Bill 1186 (2012) requires local agencies to collect an additional fee when issuing a permit for the purpose of increasing certified access specialist (CASp) services and compliance with construction-related accessibility requirements. The first priority is to spend the funds on the training and retention of CASps in order to meet the needs of the public in the jurisdiction. The funds may also be spent on activities or programs that facilitate accessibility compliance. Capital Projects Funds The following eleven capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Capital Outlay Fund. This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. Parkland Development Fund. This fund was established to account for construction projects related to park acquisition and development that will be financed primarily with park in-lieu fees. Open Space Protection Fund. This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund. This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund . This fund was established to account for sub-area impact fees collected from development activity in the Los Osos Valley Road sub-area boundary. Waste Water Impact Fee Fund. This fund was established to account for the collection of development impact fees collected from the Tank Farm Road, Irish Hills, and Silver City sub-areas. 117 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2020 Page 3 Fleet Replacement Fund. This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund . This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. Affordable Housing Program. This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund. This fund was established to account for construction projects that will be financed primarily with transportation impact fees. Infrastructure Fund. This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. Public Safety Development Impact Fee Fund.This fund was established to account for construction projects that will be financed primarily with public safety development impact fees. Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. 2010 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase a fire apparatus with 100-foot ladder. Debt service obligations are recorded in the Debt Service Fund . Capital Improvement Board 2012 Refunding Lease Revenue Bonds. On May 24, 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Capital Improvement Board 2014 Lease Revenue Bonds. In 2014 the Board issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. Debt 118 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2020 Page 4 service related to the interchange is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2017 Fire Engine and Street Sweeper. Lease-purchase financing was obtained in order to purchase a fire truck and street sweeper. Debt service obligations are recorded in the Debt Service Fund. 2018 Street Sweeper. Lease-purchase financing was obtained in order to purchase a street sweeper. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2018 Lease Revenue Bonds. In 2018 the Board issued $11,072,775 of 2018 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2005 Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds. The original bonds were used to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. Further, the bonds were used to purchase a parking structure and office building and to the finance the construction of the Public Safety Communications and Emergency Operations Center project. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 119 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Assets Cash and investment -$ -$ 337,533$ -$ Accounts receivable - - 117,525 - Tax receivable - - - - Due from other funds - - - - Accrued interest receivable - - 1,676 - Cash held by fiscal agent - - - - Loans receivable - - - - Total assets -$ -$ 456,734$ -$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 450$ -$ 125,434$ -$ Accrued liabilities - - 8,325 - Due to other funds 5,332 - - 143,380 Unearned revenue - - - - Total liabilities 5,782 - 133,759 143,380 Deferred Inflows of Resources: Unavailable revenue - - - - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Transportation projects - - - - Affordable housing programs - - - - Impact fee programs - - - - Parkland development programs - - - - Public art programs - - - - Tourism programs - - 322,975 - Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Unassigned (5,782) - - (143,380) Total fund balance (5,782) - 322,975 (143,380) -$ -$ 456,734$ -$ City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2020 Special Revenue Funds Total liabilities, deferred inflows of resources, and fund balance 120 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance SB1 Road Repair SB1186 CASP Certify 108,575$ 40,913$ 603,924$ -$ 530,930$ 59,286$ - 4,710 - - - - - - - - 123,784 - - - - - - - - - 2,218 - 1,950 218 - - - - - - - - - - - - 108,575$ 45,623$ 606,142$ -$ 656,664$ 59,504$ -$ -$ 15,045$ -$ -$ -$ - 432 - - - - - - - - - - - 12,859 - - - - - 13,291 15,045 - - - - - - - - - - - - - - - - - - - - - - - - - 656,664 59,504 108,575 - - - - - - - - - - - - - - - - - - - 591,097 - - - - - - - - - - 32,332 - - - - - - - - - - - - - - - - - - - - - - 108,575 32,332 591,097 - 656,664 59,504 108,575$ 45,623$ 606,142$ -$ 656,664$ 59,504$ Special Revenue Funds 121 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds, continued Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee Assets Cash and investment 2,264,711$ 4,776,859$ 20,236$ 1,137,388$ Accounts receivable 1,813,865 - - - Tax receivable - - - - Due from other funds - - - - Accrued interest receivable 5,294 17,545 74 4,178 Cash held by fiscal agent - - - - Loans receivable - - - - Total assets 4,083,870$ 4,794,404$ 20,310$ 1,141,566$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 890,165$ 84,844$ -$ -$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue 114,967 - - - Total liabilities 1,005,132 84,844 - - Deferred Inflows of Resources: Unavailable revenue - - - - Fund balance: Unspendable - - - - Restricted for: Debt service - - - - Transportation projects - - - - Affordable housing programs - - - - Impact fee programs - - - 1,141,566 Parkland development programs - 4,709,560 - - Public art programs - - - - Tourism programs - - - - Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures 3,078,738 - 20,310 - Unassigned - - - - Total fund balance 3,078,738 4,709,560 20,310 1,141,566 4,083,870$ 4,794,404$ 20,310$ 1,141,566$ June 30, 2020 Capital Projects Funds Total liabilities, deferred inflows of resources, and fund balance 122 LOVR Sub- Area Fee Waste Water Impact Fee Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee 916,241$ 1,322,973$ 1,215,487$ 2,813,000$ 2,431,193$ 8,697,023$ - - - - - - - - - - - - - - - - 50,000 - 3,365 4,859 4,470 10,332 1,372,280 31,944 - - - - - - - - - - 6,099,429 - 919,606$ 1,327,832$ 1,219,957$ 2,823,332$ 9,952,902$ 8,728,967$ 450,000$ -$ 1,309$ 264,217$ -$ 73,311$ - - - - - - - - - - - - - - - - - - 450,000 - 1,309 264,217 - 73,311 - - - - 1,362,983 - - - - - - - - - - - - - - - - - - 8,655,656 - - - - 8,589,919 - 469,606 1,327,832 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 500,000 400,000 - - - - 718,648 2,159,115 - - - - - - - - 469,606 1,327,832 1,218,648 2,559,115 8,589,919 8,655,656 919,606$ 1,327,832$ 1,219,957$ 2,823,332$ 9,952,902$ 8,728,967$ Capital Projects Funds 123 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds, continued Infrastructure Public Safety Development Impact Fee Debt Service Total Nonmajor Governmental Funds Assets Cash and investment 2,535,197$ 187,232$ 1,805,388$ 31,804,089$ Accounts receivable - - - 1,936,100 Tax receivable - - - 123,784 Due from other funds - - - 50,000 Accrued interest receivable 9,312 689 - 1,470,404 Cash held by fiscal agent - - 421,510 421,510 Loans receivable - - - 6,099,429 Total assets 2,544,509$ 187,921$ 2,226,898$ 41,905,316$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ -$ 1,904,775$ Accrued liabilities - - - 8,757 Due to other funds - - - 148,712 Unearned revenue - - - 127,826 Total liabilities - - - 2,190,070 Deferred Inflows of Resources: Unavailable revenue - - - 1,362,983 Fund balance: Unspendable - - - - Restricted for: Debt service - - 2,226,898 2,226,898 Transportation projects - - - 9,371,824 Affordable housing programs - - - 8,698,494 Impact fee programs - 187,921 - 3,126,925 Parkland development programs - - - 4,709,560 Public art programs - - - 591,097 Tourism programs - - - 322,975 Public safety program - - - 32,332 Assigned to: Contingency fund - - - 900,000 Subsequent years expenditures 2,544,509 - - 8,521,320 Unassigned - - - (149,162) Total fund balance 2,544,509 187,921 2,226,898 38,352,263 2,544,509$ 187,921$ 2,226,898$ 41,905,316$ June 30, 2020 Capital Projects Funds Total liabilities, deferred inflows of resources and fund balance 124 125 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Revenues: Use of money and property -$ -$ 14,747$ -$ Subventions and grants - 48,608 - 1,047,224 Charges for services 271,715 - 1,260,048 - Other revenues - - - - Total revenues 271,715 48,608 1,274,795 1,047,224 Expenditures: Current: Public safety - - - - Transportation - - - - Community development 272,165 - 1,383,208 - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - - - - Community development - - - - Total expenditures 272,165 - 1,383,208 - Excess (deficiency) of revenues over (under) expenditures (450) 48,608 (108,413) 1,047,224 Other financing sources (uses): Transfers in - - - - Transfers out - (48,608) (24,635) (1,047,224) Total other financing sources (uses) - (48,608) (24,635) (1,047,224) Net change in fund balance (450) - (133,048) - Fund balance, beginning of year, as restated (5,332) - 456,023 (143,380) Fund balance (deficit), end of year (5,782)$ -$ 322,975$ (143,380)$ Special Revenue Funds City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2020 126 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance SB1 Road Repair SB1186 ASP Certify -$ -$ 17,813$ -$ 12,927$ 1,716$ - 99,325 - - 1,015,564 - - 294 18,673 - - 27,358 - - - - - - - 99,619 36,486 - 1,028,491 29,074 - 42,649 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 701,441 - - - 66,323 - - - - - - - 151,810 - - 42,649 66,323 - 853,251 - - 56,970 (29,837) - 175,240 29,074 - - - - - - - - - - - - - - - - - - - 56,970 (29,837) - 175,240 29,074 108,575 (24,638) 620,934 - 481,424 30,430 108,575$ 32,332$ 591,097$ -$ 656,664$ 59,504$ Special Revenue Funds 127 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2020 Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee Revenues: Use of money and property 42,051$ 137,453$ (383)$ 33,425$ Subventions and grants 2,191,714 - 200,000 - Charges for services - 1,249,959 - 827 Other revenues - - - - Total revenues 2,233,765 1,387,412 199,617 34,252 Expenditures: Current: Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government 234,618 (5,730) 34,235 - Public safety - - - - Transportation 2,103,871 - - 46,188 Leisure, cultural and social services 20,022 212,244 - - Community development 219,293 - - - Total expenditures 2,577,804 206,514 34,235 46,188 Excess (deficiency) of revenues over (under) expenditures (344,039) 1,180,898 165,382 (11,936) Other financing sources (uses): Transfers in 1,830,000 - - - Transfers out - - - - Total other financing sources (uses) 1,830,000 - - - Net change in fund balance 1,485,961 1,180,898 165,382 (11,936) Fund balance, beginning of year, as restated 1,592,777 3,528,662 (145,072) 1,153,502 Fund balance (deficit), end of year 3,078,738$ 4,709,560$ 20,310$ 1,141,566$ Capital Projects Funds 128 LOVR Sub- Area Fee Waste Water Impact Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee 26,656$ 35,834$ 35,956$ 81,111$ 73,778$ 252,654$ - - - - - - - 550,721 - 169,951 17,737 2,157,533 - - 82,951 - - - 26,656 586,555 118,907 251,062 91,515 2,410,187 - - - - - - 270,094 - - - - - - - - - - - - - - - - - - - - - - - - - 29,098 576,476 - - - - 57,822 - - - - - - - - 1,186,114 - - - - - - - - - - 329,999 - 270,094 - 86,920 576,476 329,999 1,186,114 (243,438) 586,555 31,987 (325,414) (238,484) 1,224,073 - - 593,000 943,900 - - - - - - (57,000) (280,000) - - 593,000 943,900 (57,000) (280,000) (243,438) 586,555 624,987 618,486 (295,484) 944,073 713,044 741,277 593,661 1,940,629 8,885,403 7,711,583 469,606$ 1,327,832$ 1,218,648$ 2,559,115$ 8,589,919$ 8,655,656$ Capital Projects Funds 129 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2020 Infrastructure Public Safety Development Impact Fee Debt Service Total Nonmajor Governmental Funds Revenues: Use of money and property 72,851$ 5,027$ 649$ 844,265$ Subventions and grants 1,892,507 - - 6,494,942 Charges for services - 178,784 - 5,903,600 Other revenues - - - 82,951 Total revenues 1,965,358 183,811 649 13,325,758 Expenditures: Current: Public safety - - - 42,649 Transportation - - - 270,094 Community development - - - 1,655,373 Debt service: Principal - - 1,605,239 1,605,239 Interest and fiscal charges - - 993,697 993,697 Capital: General Government - - - 868,697 Public safety - - - 57,822 Transportation - - - 4,037,614 Leisure, cultural and social services - - - 298,589 Community development - - - 701,102 Total expenditures - - 2,598,936 10,530,876 Excess (deficiency) of revenues over (under) expenditures 1,965,358 183,811 (2,598,287) 2,794,882 Other financing sources (uses): Transfers in - - 2,741,518 6,108,418 Transfers out - - - (1,457,467) Total other financing sources (uses) - - 2,741,518 4,650,951 Net change in fund balance 1,965,358 183,811 143,231 7,445,833 Fund balance, beginning of year 579,151 4,110 2,083,667 30,906,430 Fund balance (deficit), end of year 2,544,509$ 187,921$ 2,226,898$ 38,352,263$ Capital Projects Funds 130 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 260,400$ 272,165$ 271,715$ (450)$ Total Revenues 260,400 272,165 271,715 (450) Expenditures: Current Community development 260,400 272,165 272,165 - Total Expenditures 260,400 272,165 272,165 - Excess of Revenues Over Expenditures - - (450) (450) Net Change in Fund Balance - - (450) (450) Fund Balance, Beginning of Year (5,332) (5,332) (5,332) - Fund Balance, End of Year (5,332)$ (5,332)$ (5,782)$ (450)$ Downtown Business Improvement District Fund City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Budget 131 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 45,000$ -$ 48,608$ 48,608$ Total Revenues 45,000 - 48,608 48,608 Excess of Revenues Over Expenditures 45,000 - 48,608 48,608 Other Financing Uses: Operating transfers out (45,000) (45,000) (48,608) (3,608) Net Change in Fund Balance - (45,000) - 45,000 Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ (45,000)$ -$ 45,000$ Transportation Development Act (TDA) Budget 132 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 1,400$ 1,400$ 14,747$ 13,347$ Assessments 1,606,000 1,678,740 1,260,048 (418,692) Total Revenues 1,607,400 1,680,140 1,274,795 (405,345) Expenditures: Current Community development 1,533,586 1,662,689 1,383,208 279,481 Total Expenditures 1,533,586 1,662,689 1,383,208 279,481 Excess of Revenues Over (Under) Expenditures 73,814 17,451 (108,413) (125,864) Other Financing Uses: Operating transfers out (28,679) (28,679) (24,635) 4,044 Net Change in Fund Balance 45,135 (11,228) (133,048) (121,820) Fund Balance, Beginning of Year 456,023 456,023 456,023 - Fund Balance, End of Year 501,158$ 444,795$ 322,975$ (121,820)$ Tourism Business Improvement District Fund Budget 133 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 1,080,000$ 1,080,000$ 1,047,224$ (32,776)$ Total Revenues 1,080,000 1,080,000 1,047,224 (32,776) Excess of Revenues Over Expenditures 1,080,000 1,080,000 1,047,224 (32,776) Other Financing Uses: Operating transfers out (1,000,000) (1,000,000) (1,047,224) (47,224) Net Change in Fund Balance 80,000 80,000 - (80,000) Fund Balance, Beginning of Year - - (143,380) - Fund Balance, End of Year 80,000$ 80,000$ (143,380)$ (80,000)$ Gas Tax Budget 134 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants -$ -$ -$ -$ Total Revenues - - - - Expenditures: Current Community development - - - - Total Expenditures - - - - Net Change in Fund Balance - - - - Fund Balance, Beginning of Year 108,575 108,575 108,575 - Fund Balance, End of Year 108,575$ 108,575$ 108,575$ -$ Community Development Block Grant (CDBG) Fund Budget 135 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 24,050$ 24,050$ 99,325$ 75,275$ Charges for services 2,142 2,142 294 (1,848) Total Revenues 26,192 26,192 99,619 73,427 Expenditures: Public Safety 24,050 24,050 42,649 (18,599) Total Expenditures 24,050 24,050 42,649 (18,599) Excess of Revenues Over (Under) Expenditures 2,142 2,142 56,970 54,828 Other Financing Uses: Operating transfers out - (13,800) - 13,800 Net Change in Fund Balance 2,142 (11,658) 56,970 68,628 Fund Balance, Beginning of Year (24,638) (24,638) (24,638) - Fund Balance, End of Year (22,496)$ (36,296)$ 32,332$ 68,628$ Budget Law Enforcement Grants Fund 136 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 2,100$ 2,100$ 17,813$ 15,713$ Other revenues 38,500 38,500 18,673 (19,827) Total Revenues 40,600 40,600 36,486 (4,114) Expenditures: Capital Projects - 63,188 66,323 (3,135) Total Expenditures - 63,188 66,323 (3,135) Excess of Revenues Over (Under) Expenditures 40,600 (22,588) (29,837) (7,249) Net Change in Fund Balance 40,600 (22,588)(29,837)(7,249) Fund Balance, Beginning of Year 620,934 620,934 620,934 - Fund Balance, End of Year 661,534$ 598,346$ 591,097$ (7,249)$ Budget Public Art Contributions Fund 137 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 12,927$ 12,927$ Subventions and grants 818,000 818,000 1,015,564 197,564 Total Revenues 818,000 818,000 1,028,491 210,491 Expenditures: Capital Projects - 702,613 853,251 (150,638) Total Expenditures - 702,613 853,251 (150,638) Excess of Revenues Over (Under) Expenditures 818,000 115,387 175,240 59,853 Net Change in Fund Balance 818,000 115,387 175,240 59,853 Fund Balance, Beginning of Year 481,424 481,424 481,424 - Fund Balance, End of Year 1,299,424$ 596,811$ 656,664$ 59,853$ Budget SB1 Road Repair Fund 138 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 1,716$ 1,716$ Charges for services - - 27,358 27,358 Total Revenues - - 29,074 29,074 Net Change in Fund Balance --29,074 29,074 Fund Balance, Beginning of Year 30,430 30,430 30,430 - Fund Balance, End of Year 30,430$ 30,430$ 59,504$ 29,074$ SB1186 ASP Certify Budget 139 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2020 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 649$ 649$ Total Revenues - - 649 649 Expenditures: Principal 1,709,531 1,709,531 1,605,239 104,292 Interest and fiscal charges 1,031,986 1,031,986 993,697 38,289 Total Expenditures 2,741,517 2,741,517 2,598,936 142,581 Excess of Revenues Over (Under) Expenditures (2,741,517) (2,741,517) (2,598,287) 143,230 Other Financing Uses: Operating transfers in - 2,741,518 2,741,518 - Total other Financing Uses: - 2,741,518 2,741,518 - Net Change in Fund Balance (2,741,517) 1 143,231 143,230 Fund Balance, Beginning of Year 2,083,667 2,083,667 2,083,667 - Fund Balance, End of Year (657,850)$ 2,083,668$ 2,226,898$ 143,230$ Budget Debt Service Fund 140 City of San Luis Obispo, California Agency Funds For the Fiscal Year Ended June 30, 2020 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund. This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund. This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Hazardous Materials Task Force Fund. This fund was established to account for the financial activities of the County task force. General Agency Fund. This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Duvall Fund. This fund was established to account for a bequest by Mary Jane Duvall to assist in civic and beautification projects in the Mission Plaza area and extensions. Boysen Ranch Conservation Easement Fund. This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG) for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. 141 Whale Rock Fund Jack House Fund Hazardous Materials Task Force Fund General Agency Fund Assets Cash and equivalents 2,432,815$ 19,060$ 367,648$ 1,405,680$ Cash and investments held by fiscal agent - - - 30,864 Accounts receivable 15,875 - - - Accrued interest receivable 8,900 70 1,349 - Other assets 59,091 - - - Capital assets, net of accumulated depreciation 756,522 - - - Total Assets 3,273,203$ 19,130$ 368,997$ 1,436,544$ Liabilities Accounts payable 73,566$ -$ 30,237$ 90,339$ Accrued salaries 21,666 - 187 - Other liabilities 48,748 19,130 - 1,346,205 Due to agency participants 3,129,223 - 338,573 - Total Liabilities 3,273,203$ 19,130$ 368,997$ 1,436,544$ City of San Luis Obispo, California Combining Statement of Assets and Liabilities Agency Funds For the Fiscal Year Ended June 30, 2020 142 Duvall Fund Boysen Ranch Conservation Easement PEG - City of San Luis Obispo PEG - SLCUSD Total Agency Funds 171,574$ 425,577$ 133,609$ 325,684$ 5,281,647$ - - - - 30,864 - - 1 1 15,877 630 1,563 1,143 1,196 14,851 - - - - 59,091 - - - - 756,522 172,204$ 427,140$ 134,753$ 326,881$ 6,158,852$ 615$ 24,567$ 19,279$ -$ 238,603$ - - - - 21,853 171,589 402,573 115,474 326,881 2,430,600 - - - - 3,467,796 172,204$ 427,140$ 134,753$ 326,881$ 6,158,852$ 143 Adjusted Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Whale Rock Fund Assets Cash and cash equivalents 1,583,358$ 3,568,993$ 2,719,536$ 2,432,815$ Accounts receivable 25,300 809,172 818,597 15,875 Accrued interest receivable 7,725 8,900 7,725 8,900 Prepaid expense - 59,091 - 59,091 Capital assets, net of accumulated depreciation 1,221,044 452,365 916,887 756,522 Total Assets 2,837,427$ 4,898,521$ 4,462,745$ 3,273,203$ Liabilities Accounts payable 30,783$ 621,073$ 578,290$ 73,566$ Accrued salaries 20,737 26,803 25,874 21,666 Other liabilities 46,467 2,281 - 48,748 Due to agency participants 2,739,440 4,099,397 3,709,614 3,129,223 Total Liabilities 2,837,427$ 4,749,554$ 4,313,778$ 3,273,203$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Jack House Fund Assets Cash and cash equivalents 18,332$ 798$ 70$ 19,060$ Accrued interest receivable 89 70 89 70 Total Assets 18,421$ 868$ 159$ 19,130$ Liabilities Other liabilities 18,421$ 709$ -$ 19,130$ Total Liabilities 18,421$ 709$ -$ 19,130$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Hazardous Materials Task Force Fund Assets Cash and cash equivalents 144,168$ 444,090$ 220,610$ 367,648$ Accrued interest receivable 714 1,349 714 1,349 Total Assets 144,882$ 445,439$ 221,324$ 368,997$ Liabilities Accounts payable 724$ 31,539$ 2,026$ 30,237$ Accrued salaries 840 - 653 187 Due to agency participants 143,318 195,255 - 338,573 Total Liabilities 144,882$ 226,794$ 2,679$ 368,997$ City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds For the Fiscal Year Ended June 30, 2020 144 Page 2 Balance Balance June 30, 2019 Additions Deductions June 30, 2020 General Agency Fund Assets Cash and cash equivalents 1,467,007$ 515,403$ 576,730$ 1,405,680$ Cash and investment held by fiscal agent 30,864 - - 30,864 Total Assets 1,497,871$ 515,403$ 576,730$ 1,436,544$ Liabilities Accounts payable 117,004$ 655,589$ 682,254$ 90,339$ Other liabilities 1,380,867 591,910 626,572 1,346,205 Total Liabilities 1,497,871$ 1,247,499$ 1,308,826$ 1,436,544$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Duvall Fund Assets Cash and cash equivalents 166,406$ 5,798$ 630$ 171,574$ Accrued interest receivable 807 630 807 630 Total Assets 167,213$ 6,428$ 1,437$ 172,204$ Liabilities Accounts payable -$ 615$ -$ 615$ Other liabilities 167,213 4,992 616 171,589 Total Liabilities 167,213$ 5,607$ 616$ 172,204$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Boysen Ranch Conservation Easement Assets Cash and cash equivalents 416,058$ 14,424$ 4,905$ 425,577$ Accrued interest receivable 2,017 1,563 2,017 1,563 Total Assets 418,075$ 15,987$ 6,922$ 427,140$ Liabilities Accounts payable 24,567$ 10,027$ 10,027$ 24,567$ Other liabilities 393,508 15,749 6,684 402,573 Total Liabilities 418,075$ 25,776$ 16,711$ 427,140$ City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30,2020 145 Page 3 Balance Balance June 30, 2019 Additions Deductions June 30, 2020 PEG - City of San Luis Obispo Assets Cash and cash equivalents 267,243$ 69,531$ 203,165$ 133,609$ Accounts receivable 9,968 29,816 39,783 1 Accrued interest receivable 1,150 1,143 1,150 1,143 Total Assets 278,361$ 100,490$ 244,098$ 134,753$ Liabilities Accounts payable -$ 23,998$ 4,719$ 19,279$ Other liabilities 278,361 38,698 201,585 115,474 Total Liabilities 278,361$ 62,696$ 206,304$ 134,753$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 PEG - SLCUSD Assets Cash and cash equivalents 277,355$ 70,157$ 21,828$ 325,684$ Accounts receivable 9,969 29,816 39,784 1 Accrued interest receivable 1,396 1,196 1,396 1,196 Total Assets 288,720$ 101,169$ 63,008$ 326,881$ Liabilities Other liabilities 288,720$ 39,078$ 917$ 326,881$ Total Liabilities 288,720$ 39,078$ 917$ 326,881$ Balance Balance June 30, 2019 Additions Deductions June 30, 2020 Totals - All Agency Funds Assets Cash and cash equivalents 4,339,927$ 4,689,194$ 3,747,474$ 5,281,647$ Cash and investment held by fiscal agent 30,864 - - 30,864 Accounts receivable 45,237 868,804 898,164 15,877 Accrued interest receivable 13,898 14,851 13,898 14,851 Other assets - 59,091 - 59,091 Capital assets, net of accumulated depreciation 1,221,044 452,365 916,887 756,522 Total Assets 5,650,970$ 6,084,305$ 5,576,423$ 6,158,852$ Liabilities Accounts payable 173,078$ 1,342,841$ 1,277,316$ 238,603$ Accrued salaries 21,577 26,803 26,527 21,853 Other liabilities 2,573,557 693,417 836,374 2,430,600 Due to agency participants 2,882,758 4,294,652 3,709,614 3,467,796 Total Liabilities 5,650,970$ 6,357,713$ 5,849,831$ 6,158,852$ Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2020 City of San Luis Obispo, California 146 STATISTICAL SECTION (UNAUDITED) 147 148 City of San Luis Obispo, California Statistical Section Overview For the Fiscal Year Ended June 30, 2020 This part of the City of San Luis Obispo’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-5 . These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 6-13. These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-19. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22 . These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 149 150 2010-112011-122012-132013-142014-152015-162016-172017-182018-192019-20Governmental activities: Net investment in capital assets133,145,800$ 141,686,600$ 142,239,500$ 145,266,043$ 150,430,226$ 163,449,992$ 165,100,426$ 171,472,251$ 174,431,254$ 177,335,648$ Restricted2,543,800 2,620,700 2,374,800 4,825,662 2,350,838 2,762,387 2,268,499 421,954 20,458,677 29,901,136 Unrestricted26,401,500 23,583,000 29,927,200 (66,610,104) (57,421,778) (49,031,893) (41,496,841) (49,909,657) (72,041,172) (73,806,116)Total governmental activities net position162,091,100$ 167,890,300$ 174,541,500$ 83,481,601$ 95,359,286$ 117,180,486$ 125,872,084$ 121,984,548$ 122,848,759$ 133,430,668$ Business-type activities: Net investment in capital assets117,314,700$ 119,957,600$ 123,510,200$ 119,116,303$ 125,801,845$ 128,390,611$ 131,149,516$ 136,694,402$ 139,659,544$ 149,848,564$ Restricted2,777,100 2,293,900 2,254,200 2,248,979 2,261,213 2,278,392 2,276,526 1,558,795 500,645 2,490,846 Unrestricted36,493,600 37,759,000 41,712,200 35,224,987 42,117,143 49,495,220 53,421,102 50,866,147 57,379,689 53,983,005Total business-type activities net position156,585,400$ 160,010,500$ 167,476,600$ 156,590,269$ 170,180,201$ 180,164,223$ 186,847,144$ 189,119,344$ 197,539,878$ 206,322,415$ Primary government (City wide totals): Net investment in capital assets250,460,500$ 261,644,200$ 265,749,700$ 264,382,346$ 276,232,071$ 291,840,603$ 296,249,942$ 308,166,653$ 314,090,798$ 327,184,212$ Restricted5,320,900 4,914,600 4,629,000 7,074,641 4,612,051 5,040,779 4,545,025 1,980,749 20,959,322 32,391,982 Unrestricted62,895,100 61,342,000 71,639,400 (31,385,117) (15,304,635) 463,327 11,924,261 956,490 (14,661,483) (19,823,111)Total primary government net position318,676,500$ 327,900,800$ 342,018,100$ 240,071,870$ 265,539,487$ 297,344,709$ 312,719,228$ 311,103,892$ 320,388,637$ 339,753,083$ Schedule 1City of San Luis Obispo, CaliforniaNet Assets by ComponentLast Ten Fiscal Years(Accrual basis of accounting)151 2010-112011-12 2012-13 2013-14 2014-15 2015-16 2016-172017-182018-192019-20Expenses:Governmental activities:Public safety26,774,800$ 27,993,900$ 28,859,200$ 29,651,702$ 26,881,732$ 29,318,821$ 31,806,692$ 42,097,557$ 34,320,108$ 34,670,383$ Transportation 8,809,400 7,778,000 8,551,500 8,975,04711,457,3118,792,028 9,668,840 9,229,042 7,546,278 7,416,335Culture and recreation9,299,200 9,500,300 10,078,700 10,239,85310,332,740 9,808,5459,824,262 11,125,792 9,469,520 10,063,304Community development8,166,300 8,782,200 8,866,900 10,183,782 10,960,778 12,900,27514,656,604 13,457,99312,573,95311,882,018General Government - - - - - - - - 22,429,78522,058,724Interest on long-term debt1,248,400 1,198,000 1,217,200 1,221,2051,015,0111,351,468 1,170,984 1,488,183702,885839,661Total governmental activities expenses54,298,100 55,252,400 57,573,500 60,271,589 60,647,572 62,171,13767,127,382 77,398,56787,042,529 86,930,425Business-type activities:Water16,106,300 17,455,200 17,019,000 17,575,96117,128,04118,136,120 19,069,96719,523,736 20,986,430 22,914,013Sewer9,633,900 9,530,400 10,189,400 10,647,25510,132,214 10,842,45111,683,262 14,158,612 13,967,71713,100,905Parking3,501,500 3,598,000 3,678,600 3,636,6073,556,6373,900,052 3,791,4934,098,840 4,088,6814,145,364Transit 3,409,700 3,778,900 3,903,900 4,059,138 3,994,194 4,088,4234,076,8714,355,1034,320,976 4,152,798Golf724,100-------- -Total business-type activities expenses33,375,500 34,362,500 34,790,900 35,918,96134,811,086 36,967,046 38,621,59342,136,29143,363,804 44,313,080Total primary government expenses87,673,600$ 89,614,900$ 92,364,400$ 96,190,550$ 95,458,658$ 99,138,183$ 105,748,975$ 119,534,858$ 130,406,333$ 131,243,505$ Program Revenues:Governmental activities:Charges for services:Public safety1,745,200$ 1,750,700$ 1,599,000$ 1,589,278$ 1,697,748$ 1,673,800$ 1,771,383$ 1,881,725$ 1,633,223$ 3,045,294$ Transportation2,690,200 418,000221,200 1,321,3231,270,7871,691,7571,793,010 1,669,5632,399,692531,424Culture and recreation1,421,600 1,834,200 1,926,800 3,048,274 2,155,4112,048,780 3,501,8373,487,2254,078,539 2,508,565Community development3,166,200 4,563,200 4,126,400 4,981,2117,210,132 7,974,880 8,144,128 7,355,8319,941,95111,812,417General Government-------- 1,391,940760,606Operating grants and contributions1,885,100 2,152,700 2,814,700 2,412,469 2,509,3232,667,058 2,488,706 4,015,502 2,990,2114,828,837Capital grants and contributions3,066,300 2,021,800 1,991,900 3,680,440 7,911,8679,355,70740,53139,78147,234 2,504,722Total governmental activities program revenues13,974,600 12,740,600 12,680,000 17,032,99522,755,268 25,411,982 17,739,59518,449,62722,482,790 25,991,865Business-type activities:Charges for services:Water14,298,100$ 16,753,100$ 18,148,200$ 19,755,909$ 20,446,730$ 19,884,850$ 20,180,931$ 22,202,069$ 24,026,385$ 25,666,777$ Sewer13,320,400 14,789,700 16,212,000 17,151,212 18,007,064 16,460,140 16,272,53316,753,094 18,674,54719,042,384Parking3,564,700 3,533,300 4,693,400 3,998,730 4,905,494 7,408,729 4,666,970 5,226,780 5,443,038 3,293,941Transit593,100 552,900682,700688,585649,899 659,471666,296703,451776,808633,567Golf364,000-------- -Operating grants and contributions2,220,700 2,502,500 2,673,500 2,458,640 3,148,6512,888,820 4,180,386 3,099,618 3,259,9753,166,066Capital grants and contributions1,242,000 750,900731,30082,35960,063---- -Total business-type activities programs revenues35,603,000 38,882,400 43,141,100 44,135,43547,217,90147,302,010 45,967,116 47,985,012 52,180,75351,802,735Total primary government program revenues49,577,600$ 51,623,000$ 55,821,100$ 61,168,430$ 69,973,169$ 72,713,992$ 63,706,711$ 66,434,639$ 74,663,543$ 77,794,600$ Net Revenues (Expenses):Governmental activities(40,323,500)$ (42,511,800)$ (44,893,500)$ (43,238,594)$ (37,892,304)$ (36,759,155)$ (49,387,787)$ (58,948,940)$ (64,559,739)$ (60,938,560)$ Business-type activities2,227,500 4,519,900 8,350,200 8,216,474 12,406,81510,334,964 7,345,5235,848,7218,816,949 7,489,655Total primary government(38,096,000)$ (37,991,900)$ (36,543,300)$ (35,022,120)$ (25,485,489)$ (26,424,191)$ (42,042,264)$ (53,100,219)$ (55,742,790)$ (53,448,905)$ Schedule 2(Accrual Basis of Accounting)Changes in Net Position, Last Ten Fiscal YearsCity of San Luis Obispo, California152 General Revenues and Other Changes in Net Position:Governmental activities:Sales and use taxes17,714,900$ 19,527,500$ 20,736,000$ 22,180,173$ 22,408,980$ 24,676,377$ 24,068,665$ 24,559,570$ 26,444,775$ 24,125,439$ Property taxes8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,47711,425,510 12,238,35713,301,736Transient occupancy tax4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 8,061,0876,325,841Utility users tax4,592,300 4,584,100 4,916,100 5,345,342 5,211,2075,413,720 5,539,4075,627,356 4,919,892 5,439,144Property tax in-lieu of vehicle license fees3,551,100 3,492,400 3,533,2003,645,692 3,849,3414,113,244 4,353,912 4,637,2534,961,080 5,290,215Other taxes and fees4,149,900 4,299,800 4,607,600 4,779,570 4,993,2854,800,592 3,929,3775,006,594 4,332,5574,883,677Investment earnings742,500 770,100237,100566,931467,348 825,760997,995164,434 1,618,354 3,368,951Miscellaneous and other414,700 227,200349,900679,127707,781---146,579 1,001,369Special item - sale of land--------- -Gain (loss) on disposal of capital assets(11,000)------ -Prior period adjustment2,657,100(833,234)----- -Cumulative change in accounting principle (GASB 65)(345,400)---- -Transfers(227,200)1,820,900115,100(73,771)(329,452)1,436,048 1,051,5631,198,0272,456,0351,889,900Total governmental activities44,223,500 48,311,000 51,544,700 51,313,072 53,746,122 58,580,35558,079,38560,133,03365,178,716 65,626,272Business-type activitiesInvestment earnings 725,300$ 726,100$ 73,500$ 364,551$ 361,627$ 845,906$ 182,261$ 320,471$ 2,516,216$ 2,880,634$ Cumulative change in accounting principle(842,600)Income from investment in joint venture239,200206,700209,300(25,469)153,949Transfers 227,200(1,820,900)(115,100)73,771329,452(1,436,048)(1,051,563)(1,198,027)(2,456,035)(1,889,900)Total business-type activities952,500(1,094,800)(884,200)438,322691,079(350,942)(662,602)(668,256)34,712 1,144,683Total primary government45,176,000$ 47,216,200$ 50,660,500$ 51,751,394$ 54,437,201$ 58,229,413$ 57,416,783$ 59,464,777$ 65,213,428$ 66,770,955$ Change in net position:Governmental activities3,900,000$ 5,799,200$ 6,651,200$ 8,074,478$ 15,853,818$ 21,821,200$ 8,691,598$ 1,184,093$ 618,977$ 4,687,712$ Business-type activities3,180,000 3,425,100 7,466,000 8,654,796 13,097,894 9,984,022 6,682,9215,180,4658,851,6618,634,338Total primary government 7,080,000$ 9,224,300$ 14,117,200$ 16,729,274$ 28,951,712$ 31,805,222$ 15,374,519$ 6,364,558$ 9,470,638$ 13,322,050$ 153 2010-112011-122012-132013-142014-152015-162016-172017-182018-192019-20General fund: Nonspendable: Prepaid items­$ ­$ 2,777,000$ 3,191,055$ 60,181$ 56,020$ 3,173,248$ 3,520,473$ 51,636$ ­$ Restricted for: (Note 1) Debt service258,100 602,800 331,600 312,037 303,126 489,056 128,102 159,724 - - Committed to: (Note 1) General government programs317,500 1,288,200 1,768,200 4,973,497 3,942,459 4,468,863 9,428,034 8,693,113 - - Assigned to:Contingency Fund- - - 10,458,000 10,486,931 11,092,782 10,902,368 10,171,464 13,418,400 10,251,000Establishment of Section 115 Trust- - - - - - - - - 1,400,000Revenue stabilization- - - - - - - - - 1,000,000Development Services- - - - 1,848,386 382,396 41,110 596,796 531,000 899,277Public Safety- - - - 97,239 - - - - 1,096,215Risk management- - - - - - - - - 1,498,078City Attorney- - - - - - 100,000 100,000 - 100,000 Subsequent years expenditures8,200 11,900 - - - 2,716,534 - - 9,908,932 10,284,119 Unassigned12,324,100 11,781,500 14,060,900 1,382,590 7,828,485 10,419,881 2,723,292 6,334,870 6,185,574 7,122,607Total general fund12,907,900 13,684,400 18,937,700 20,317,179 24,566,807 29,625,532 26,496,154 29,576,440 30,095,542 33,651,296For the Fiscal Year Ended June 30Schedule 3City of San Luis Obispo, CaliforniaFund Balances, Governmental FundsLast Ten Fiscal Years(Modified Accrual Basis of Accounting)154 All other governmental funds:Nonspendable - - - - - - 5,642 (71,687) 292,641 - Restricted for: (Note 1) Debt service2,285,700 2,017,900 2,043,200 2,043,222 2,140,980 2,119,724 2,119,611 1,653,109 1,791,026 2,226,898 Law enforcement grant programs42,000 20,500 22,900 27,145 16,886 23,492 20,786 3,073 - 32,332Transportation projects- - - - - - - - 8,151,487 9,371,824Affordable housing programs- - - - - - - - 2,944,549 8,698,494Impact fee programs- - - - - - - - 1,870,656 3,126,925Parkland development programs- - - - - - - - 3,528,662 4,709,560Public art programs- - - - - - - - 620,934 591,097Tourism programs- - - - - - - - 456,023 322,975 Committed to: Affordable housing programs294,000 1,052,000 1,254,900 2,946,847 2,601,882 2,562,825 5,054,332 3,974,629 - - Assessment district programs170,700 183,000 - - - - - - - - Capital outlay1,172,800 1,227,700 1,326,000 6,045,091 3,632,641 2,954,223 - - - -General government programs4,743,552 1,084,221 7,463,605 - 8,092,594 - -Impact Fees Programs4,350,000 4,069,800 3,542,700 411,592 9,410,273 549,349 8,795,074 595,256 - - Open space programs- 183,400 194,300 1,582,425 983,402 1,265,620 588,743 2,363,347 - - Parkland development programs998,900 1,057,100 1,209,600 - - - 2,728,883 - - - Contingency fund- - - - - - - 519,885 - - Public art programs293,700 373,700 347,400 - - - - - - - Assigned to: Contingency fund- - - - - - 900,000 900,000 900,000 900,000 Subsequent years expenditures8,997,800 4,359,300 5,413,900 3,552,319 2,606,757 3,559,851 5,846,873 5,861,455 6,382,294 8,521,320 Unassigned- - (2,500) 1,039 (83) - - - (318,422) (149,162)Total all other governmental funds18,605,600 14,544,400 15,352,400 21,353,232 22,476,959 20,498,689 26,059,944 23,891,661 26,619,850 38,352,263Total all governmental funds31,513,500$ 28,228,800$ 34,290,100$ 41,670,411$ 47,043,766$ 50,124,221$ 52,556,098$ 53,468,101$ 56,715,392$ 72,003,559$ Note:The City implemented GASB Statement No. 54 in the 2010-11 fiscal year which requires the City to use new designations of ending fund balances.155 2010-112011-122012-132013-142014-152015-16 2016-172017-182018-192019-20Revenues: Sales and use - general12,098,600$ 13,290,000$ 14,242,200$ 15,405,808$ 15,272,683$ 17,498,218$ 16,737,005$ 17,055,085$ 17,805,482$ 16,571,064$ Sales and Use - half percent sales tax5,616,300 6,237,500 6,493,800 6,774,365 7,136,297 7,178,159 7,331,660 7,504,485 8,325,230 7,554,375 Prop. 172 Public Safety tax271,300 307,400 327,700 391,567 409,590 405,066 405,512 397,488 314,063 416,459 Property tax 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,477 11,425,510 12,238,357 12,913,661 Transient Occupancy4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 8,061,087 6,325,841 Utility users tax4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 5,539,407 5,627,356 4,919,892 5,439,144 Property tax in-lieu of VLF (Note 1)3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 4,353,912 4,637,253 4,961,080 5,290,215 Franchise fees2,352,100 2,462,300 2,552,300 2,636,599 2,790,077 1,537,922 1,557,128 1,597,655 1,428,296 1,888,414 Business tax1,797,800 1,837,500 2,055,300 2,142,971 2,203,208 2,491,516 2,372,249 2,663,686 2,630,499 2,995,263 Real property transfer133,700 144,000 256,300 287,560 298,191 366,088 332,314 347,765 273,762 388,075 Fines, forfeitures and penalties171,400 174,300 159,700 150,185 184,320 172,353 139,534 199,374 155,269 239,048 Use of money and property742,500 770,100 237,100 566,931 467,348 825,760 260,169 164,434 1,996,382 2,005,968 Vehicle License Fees (Note 1)205,600 45,600 19,300 - - - - - - - Subventions and grants4,776,500 3,932,100 4,603,140 5,989,881 10,858,570 11,771,980 2,624,753 4,156,333 3,110,689 7,538,893 Charges for services9,209,300 8,954,500 8,106,600 11,167,033 12,450,887 13,622,945 15,173,707 14,672,746 18,394,586 17,828,561 Other revenues270,500 36,500 526,500 357,469 217,710 242,744 446,456 634,391 590,796 708,579Total revenues59,074,300 59,857,300 62,778,240 69,884,645 77,787,061 82,954,329 75,412,272 78,597,850 85,205,470 88,103,560Expenditures:Current: General Government6,828,700$ 8,175,200$ 8,723,300$ 9,362,031$ 10,534,463$ 12,409,567$ 11,824,360$ 12,709,324$ 13,769,778$ 14,503,410$ Public safety23,506,100 23,953,200 23,973,400 24,798,500 24,356,077 26,468,454 28,091,747 28,862,906 31,714,220 30,216,995 Transportation2,901,900 2,865,100 2,798,200 2,882,241 2,969,111 3,317,177 3,780,804 3,565,022 3,495,909 3,710,943 Culture and recreation6,268,700 6,704,200 6,790,300 7,155,619 7,250,398 7,428,198 7,712,834 8,571,184 8,636,582 8,416,687 Community development7,053,500 6,986,300 7,777,400 8,389,957 10,047,272 10,770,827 10,300,894 10,815,667 10,677,334 10,477,062Debt service: Principal1,774,000 1,493,200 1,543,000 1,534,668 3,856,325 1,792,849 2,101,296 15,665,904 1,974,050 1,605,239 Interest1,249,200 1,211,800 1,192,700 1,048,671 1,063,820 1,349,216 1,215,504 1,524,180 809,977 993,697 Debt issuance costs36,000 - - - - - - - - -Capital: Public safety494,100 447,900 457,700 892,351 2,371,865 1,220,759 1,772,454 506,491 706,918 182,235 Transportation6,913,200 9,121,000 5,228,300 4,859,863 14,302,937 15,038,306 4,161,966 6,419,137 6,441,229 6,412,541 Culture and recreation584,500 862,000 395,500 1,272,510 2,399,211 1,463,269 1,499,704 981,768 597,187 1,213,682 Community development (Note 2)884,100 705,300 70,900 939,017 123,258 149,537 2,078,181 525,105 1,568,147 785,517 General government1,731,400 274,900 429,700 145,199 1,684,045 590,263 633,682 1,192,424 4,695,978 2,081,482Total expenditures60,225,400 62,800,100 59,380,400 63,280,627 80,958,782 81,998,422 75,173,426 91,339,112 85,087,309 80,599,490Excess of revenues over(under) expenditures(1,151,100) (2,942,800) 3,397,840 6,604,018 (3,171,722) 955,907 238,846 (12,741,262) 118,161 7,504,070Schedule 4(Modified accrual basis of accounting)Last Ten Fiscal Years Revenues, Expenditures and Changes in Fund Balances of Governmental FundsCity of San Luis Obispo, California156 Other FinancingSources(Uses):Sale of surplus property 393,900$ 30,200$ -$ -$ -$ -$ -$ -$ -$ -$ Issuance of debt/refunding debt 1,080,000 5,050,000 - 850,775 8,372,323 688,500 1,141,468 12,472,698 673,095 -Cost of debt issuance - - (11,500) - - - - - - -Payment to refunded bond escrow agent - (5,442,200) - - - - - - - -Transfers in 6,464,100 8,121,200 8,407,600 13,834,998 11,682,079 12,747,578 15,739,036 19,815,144 9,064,256 9,455,785Transfers out (6,691,300) (8,101,100) (8,292,500) (13,908,769) (12,011,531) (11,311,530) (14,687,473) (18,617,117) (6,608,221) (7,565,885)Total other financing sources(uses) 1,246,700 (341,900) 103,600 777,004 8,042,871 2,124,548 2,193,031 13,670,725 3,129,130 1,889,900Net change in fund balance 95,600$ (3,284,700)$ 3,501,440$ 7,381,022$ 4,871,150$ 3,080,455$ 2,431,877$ 929,463$ 3,247,291$ 9,393,970$ Debt service as a percentage of noncapital expenditures 7.61% 6.68% 6.62% 5.98% 8.92% 5.20% 5.37% 26.64% 4.08% 3.86%Notes:1. Beginning in 2005-06 the State implemented a "VLF swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected on the property tax roll. 2. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 157 2009-102010-112011-122012-132013-142014-152015-162016-172017-182018-192019-20Staffing: Salaries and wages: Regular salaries24,180,400$ 23,848,400$ 23,432,400$ 23,214,900$ 23,242,170$ 23,804,510$ 24,790,947$ 26,944,188$ 26,666,447$ 27,520,149$ 28,601,004$ Temporary salaries1,592,700 1,507,300 1,626,900 1,812,700 2,191,214 2,137,487 1,964,521 1,793,360 1,711,755 1,898,331 1,882,307 Overtime2,397,500 2,162,500 2,763,100 3,309,000 3,018,181 3,222,698 3,473,489 3,604,336 4,420,756 4,241,294 3,292,469 Benefits: Retirement7,915,900 7,899,200 8,444,000 7,661,900 7,637,931 7,943,827 9,323,782 10,394,523 10,570,883 15,150,755 12,593,753 Group health/disability ins (Note 1)3,744,200 3,407,500 3,441,700 3,463,500 3,387,101 3,319,117 3,828,238 4,129,004 4,638,471 4,193,021 4,291,139 Medicare370,300 367,100 371,200 384,400 393,913 408,889 418,704 455,966 469,688 477,925 481,571 Unemployment Reimbursements87,600 35,500 26,200 28,800 31,634 48,588 5,159 150,929 61,972 - 61,240 Total staffing40,288,600 39,227,500 40,105,500 39,875,200 39,902,144 40,885,116 43,804,840 47,472,306 48,539,972 53,481,475 51,203,483Contract services3,812,400 3,728,100 4,306,000 5,208,900 5,725,290 5,903,638 6,271,607 6,962,949 6,940,018 6,557,9396,444,957Other operating expenditures Communications & utilities1,538,000 1,629,500 1,658,000 1,842,300 2,034,997 1,945,243 2,192,384 2,023,057 2,190,695 2,444,5642,115,821 Rents & leases130,500141,800136,800139,600197,104159,718164,729170,288171,909180,478160,045 Insurance: General liability & property1,447,300 1,434,600 1,475,600 1,320,700 1,425,450 1,646,605 1,847,422 1,273,133 1,658,319 1,600,9622,196,462 Workers compensation760,500447,100594,400918,000 1,405,916 1,631,585 2,019,722 1,627,423 2,145,046 2,422,8432,611,827 Other operating expenditures2,399,300 2,544,400 2,696,500 2,910,900 2,991,619 3,635,542 3,079,347 3,345,191 3,017,537 3,575,9304,902,050 Total operating expenditures6,275,600 6,197,400 6,561,300 7,131,500 8,055,086 9,018,693 9,303,604 8,439,092 9,183,506 10,224,777 11,986,205Minor capital38,300 10,800 14,200 99,400 195,473 78,414 92,853 203,098 90,346 - -Total program expenditures50,414,900 49,163,800 50,987,000 52,315,000 53,877,993 55,885,861 59,472,903 63,077,445 64,753,842 70,264,191 69,634,645 Reimbursed expenditures(4,264,000) (4,449,900) (3,774,900) (3,732,100) (3,897,420) (3,451,208) (4,008,992) (4,164,747) (4,264,633) (3,981,789) (4,277,664)Total general fund operating expenditures46,150,900$ 44,713,900$ 47,212,100$ 48,582,900$ 49,980,573$ 52,434,653$ 55,463,911$ 58,912,698$ 60,489,209$ 66,282,402$ 65,356,981$ Note:1. Beginning in 2008-09, the City began to fund retiree health costs on a full accrual basis. The added cost compared with the prior "pay-as-you-go" approach in 2011-12 is $364,800. While this change in accounting increases costs initially, in the not-so-distant future (about 12 years), it becomes a much less expensive option than continuing "pay-as-you-go" cash funding.Schedule 5(Modified Accrual Basis of Accounting)Last Ten Fiscal YearsGeneral Fund Operating Expenditures by TypeCity of San Luis Obispo, California158 Fiscal Sales Half Percent Property Transient Utility Property Franchise BusinessOther Yearand UseSales (Note 2) (Note 1) Occupancy Usersin-lieu of VLFFeesTaxTaxesTotal2010-11 12,098,600$ 5,616,300$ 8,441,100$ 4,844,200$ 4,592,300$ 3,551,100$ 2,352,100$ 1,797,800$ 209,100$ 43,502,600$ 2011-12 13,290,000$ 6,237,500$ 8,367,000$ 5,222,000$ 4,584,100$ 3,492,400$ 2,462,300$ 1,837,500$ 227,200$ 45,720,000$ 2012-13 14,242,200$ 6,493,800$ 9,176,600$ 5,572,400$ 4,916,100$ 3,533,200$ 2,552,300$ 2,055,300$ 349,900$ 48,891,800$ 2013-14 15,405,808$ 6,774,365$ 8,960,010$ 6,063,232$ 5,345,692$ 3,645,692$ 2,636,599$ 2,142,971$ 679,127$ 51,653,496$ 2014-15 15,272,683$ 7,136,297$ 9,631,890$ 6,805,742$ 5,211,207$ 3,849,341$ 2,790,077$ 2,203,208$ 707,781$ 53,608,226$ 2015-16 17,498,218$ 7,178,159$ 10,186,858$ 7,127,756$ 5,413,720$ 4,113,244$ 1,537,922$ 2,491,516$ 771,154$ 56,318,547$ 2016-17 16,737,005$ 7,331,660$ 10,756,477$ 7,381,989$ 5,539,407$ 4,353,912$ 1,557,128$ 2,372,249$ 737,826$ 56,767,653$ 2017-18 17,055,085$ 7,504,485$ 11,425,510$ 7,514,289$ 5,627,356$ 4,637,253$ 1,597,655$ 2,663,686$ 745,253$ 58,770,572$ 2018-19 18,119,545$ 8,325,230$ 12,238,357$ 8,061,087$ 4,919,892$ 4,961,080$ 1,428,296$ 2,630,499$ 273,762$ 60,957,748$ 2019-20 16,571,064$ 7,554,375$ 12,913,661$ 6,325,841$ 5,439,144$ 5,290,215$ 1,888,414$ 2,995,263$ 388,075$ 59,366,052$ Notes:1. Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest.2. In November 2014 voters in San Luis Obispo reauthorized the local half-percent sales and use tax measure (Measure G) .(Accrual Basis of Accounting)Schedule 6City of San Luis Obispo, CaliforniaGovernmental Activities Tax and Franchise Revenues by SourceLast Ten Fiscal Years159 Fiscal YearHomeowners Secured Roll Unitary UnsecuredTotal Direct Market Value of MarketExemptions Gross ValueRollTOTAL Tax Rate (Note 1) Value2010-1141,929,800$ 5,985,294,700$ 5,505,000$ 279,434,500$ 6,270,234,200$ 1.00% 6,270,234,200$ 100%2011-1241,988,100$ 5,894,189,700$ 6,842,300$ 275,800,100$ 6,176,832,100$ 1.00% 6,176,832,100$ 100%2012-1341,572,300$ 5,963,182,500$ 5,382,272$ 279,203,900$ 6,261,931,900$ 1.00% 6,261,931,900$ 100%2013-1441,327,300$ 6,152,693,400$ 5,300,173$ 295,626,200$ 6,467,600,400$ 1.00% 6,467,600,400$ 100%2014-1541,185,200$ 6,512,370,260$ 5,032,204$ 297,325,321$ 6,814,727,785$ 1.00% 6,814,727,785$ 100%2015-1641,518,400$ 6,965,233,454$ 4,883,115$ 305,427,553$ 7,275,544,122$ 1.00% 7,275,544,122$ 100%2016-1742,109,709$ 7,393,890,993$ 5,269,573$ 303,122,262$ 7,702,282,828$ 1.00% 7,702,282,828$ 100%2017-1842,702,377$ 7,844,131,236$ 4,369,188$ 331,183,030$ 8,179,683,454$ 1.00% 8,179,683,454$ 100%2018-1943,352,906$ 8,688,541,007$ 4,231,993$ 359,588,899$ 9,052,361,899$ 1.00% 9,052,361,899$ 100%2019-2043,335,854$ 9,156,811,458$ 3,990,145$ 360,372,662$ 9,521,174,265$ 1.00% 9,521,174,265$ 100%Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation.2. For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues.Source: HdL, Coren & Cone CAFR 2019-20 report - 2019/20 Roll Summary table.Gross Assessed Valuation (Notes 1 and 2)Schedule 7City of San Luis Obispo, CaliforniaAssessed Value and Estimated Actual Value of Taxable PropertyLast Ten Fiscal Years160 2010-112011-122012-13 2013-14 2014-152015-16 2016-17 2017-18 2018-19 2019-20Proposition 13 maximum tax rate (Note 2)1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000Voter approved indebtedness: State Water Bond0.00290 0.00300 0.00400 0.00400 0.00400 0.00374 0.00400 0.00400 0.00400 0.00400 Cuesta Community College 2014 A & A10.01925 0.01925 0.01925 0.01925 0.01925 San Luis Coastal Usd 2014 Series A & B0.04900 0.04900 0.04900 0.04900 0.04900Total (Notes 1 and 3)1.00290 1.00300 1.00400 1.00400 1.00400 1.07199 1.07225 1.07225 1.07225 1.07225Notes:1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City.2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit.3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2019-20:BaseERAFNetRateAllocation ApportionmentSan Luis Coastal Unified School District36.100.0036.10San Luis Obispo County - General Fund30.33(8.06)21.52City of San Luis Obispo18.37 *(3.48)14.88San Luis Obispo Community College District6.420.006.42County School Services3.810.003.81City/County Library1.98(0.32)1.66Port San Luis Harbor1.63(0.44)1.19Other Agencies1.38(0.32)1.06Education Revenue Augmentation Fund (ERAF)12.6112.61 Total100%0%100%*The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies,resulting in an effective rate for the City of approximately 14.9%. Source: HdL, Coren & Cone CAFR 2019-20 report - Direct & Overlapping Property Tax Rates tableData source: San Luis Obispo County Assessor 2019-20 Post ERAF TRA Allocation FactorsSchedule 8Last Ten Fiscal YearsProperty Tax RatesCity of San Luis Obispo, California161 Number of SecuredPercent of Total Number of SecuredPercent of TotalOwnerParcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed ValueJamestown Premier San Luis Obispo Retail 10115,502,974$ 11.24%CAP VIII - Mustang Village LLC594,501,067 21.02%Sierra Vista Hospital Inc.878,295,740 30.84% 669,716,275$ 21.11%San Luis Obispo Promenade DE LLC1068,806,495 40.74%Dignity Community Care562,548,476 50.67%Irish Hills Plaza East LLC650,598,101 60.54%Charles Pasquini Jr Trust Et Al343,901,568 70.47% 643,385,222 30.69%DS Marigold LP842,429,179 80.46%Costco Wholesale Corporation136,519,170 90.39% 132,069,250 60.51%BRE Atlas Property Owner LLC133,159,218 100.36%CSHV Mustang Village574,933,498 11.20%Irish Hills Plaza West II LLC233,818,948 40.54%JM Wilson Promenade Properties II1032,700,000 50.52%Charter Communications Properties319,235,211 70.43%John E. and Carole D. King525,270,768 80.40%Marigold Center LLC924,957,077 90.40%Stephen N. Dorsi Trust921,123,420 100.34% Total57626,261,988$ 6.73% 56377,209,669$ 6.14%Source: HdL, Coren & Cone CAFR 2019-20 and 2010-11 reports - Top Ten Property Taxpayers table.2010-11Schedule 9City of San Luis Obispo, CaliforniaPrincipal Property Tax Payers Current Year and Nine Years Ago2019-20162 Schedule 1Total SecuredCurrent Year PercentFiscal Tax Levy Current Year Percent Delinquencies DelinquentYear (Notes 1 and 2) Collections Collected (Note 3) (Note 3)2010-118,405,600$ 8,405,600$ 100% 002011-128,269,300$ 8,269,300$ 100% 00`2012-138,151,000$ 8,151,000$ 100% 002013-148,601,630$ 8,601,630$ 100% 002014-159,097,280$ 9,097,280$ 100% 002015-169,707,340$ 9,707,340$ 100% 002016-1710,250,205$ 10,250,205$ 100% 002017-1810,868,920$ 10,868,920$ 100% 002018-1911,648,706$ 11,648,706$ 100% 002019-2012,180,662$ 12,180,662$ 100% 00123Source: San Luis Obispo County Auditor-Controller - 2019-20 Property Tax Estimates and Delinquencies ReportThe secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. Theamount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues.Notes:The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. Forexample, in 2012-13 revenue to the City from supplemental assessments was$99,500 and $215,100 from unsecured. A one-time refund was receivedfrom the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762.The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection andretains any delinquent taxes and related penalties and interest.Schedule 10City of San Luis Obispo, CaliforniaSecured Property Tax Roll Levies and CollectionsLast Ten Fiscal Years163 2010 2011 2012 2013 2014 2015 20162017 2018 2019Sales In Thousands of DollarsApparel stores 69,554$ 70,240$ 71,723$ 73,170$ 73,241$ 75,037$ 72,522$ 74,300$ 72,735$ 71,058$ General merchandise stores123,307 148,869 171,667 173,940 179,551 182,530 179,478 182,184 179,353 181,492Food and drug stores38,209 39,565 39,704 40,638 41,985 43,799 43,473 46,065 47,138 48,805Eating & drinking palces119,491 127,627 142,844 147,953 159,828 172,341 178,362 184,366 184,909 188,430Building materials & farm tools 92,126 102,999 111,633 126,123 133,143 140,258 142,370 159,569 162,295 163,186Auto dealers & supplies178,594 193,085 227,510 269,602 287,880 304,905 306,812 319,977 323,272 322,174Service stations84,354 103,659 107,588 103,094 101,510 88,116 78,033 83,481 94,320 95,367Other retail stores247,854 256,828 263,571 262,668 267,764 277,591 282,844 278,792 279,760 263,986 Total retail stores953,489 1,042,872 1,136,240 1,197,188 1,244,902 1,284,577 1,283,894 1,328,734 1,343,782 1,334,498All other outlets242,792 286,156 278,271 293,532 311,225 359,242 363,023 372,575 431,884 421,068 Total 1,196,281 1,329,028 1,414,511 1,490,720 1,556,127 1,643,819 1,646,917 1,701,309 1,775,666 1,755,566Source: HdL, Coren & Cone CAFR 2019-20 report - Taxable Sales by Category tableLast Ten Calendar YearsSchedule of Taxable Sales and Permits by CategoryCity of San Luis Obispo, CaliforniaSchedule 11164 EffectiveEnd StateLocalCityCombinedDateDateJurisdictionTransportation FundRateRate8/1/1933 6/30/1935 (Note 2) 2.50%2.50%7/1/1935 6/30/19433.00%3.00%7/1/1943 6/30/19492.50%2.50%7/1/1949 12/31/19613.00%3.00%1/1/1962 7/31/19673.00%1.00%4.00%8/1/1967 6/30/19724.00%1.00%5.00%7/1/1972 6/30/19733.75%0.25% 1.00%5.00%7/1/1973 9/30/19734.75%0.25% 1.00%6.00%10/1/1973 3/31/19743.75%0.25% 1.00%5.00%4/1/1974 11/30/19894.75%0.25% 1.00%6.00%12/1/1989 12/31/19905.00%0.25% 1.00%6.25%1/1/1991 7/14/19914.75%0.25% 1.00%6.00%7/15/1991 12/31/20006.00%0.25% 1.00%7.25%1/1/2001 12/31/20015.75%0.25% 1.00%7.00%1/1/2002 6/30/20046.00%0.25% 1.00%7.25%7/1/2004 3/31/2007 (Note 3) 6.25%0.25% 0.75% (Note 3) 7.25%4/1/2007 3/31/20096.25%0.25% 1.25% (Note 4) 7.75%4/1/2009 6/30/20117.25%0.25% 1.25%8.75%7/1/2011 12/31/20126.25%0.25% 1.25%7.75%1/1/2013 12/31/20167.25%0.25% 0.50%8.00%1/1/2017 current7.00%0.25% 0.50%7.75%Notes:12345Schedule 12City of San Luis Obispo, CaliforniaHistorical Sales and Use Tax RatesSource: State Board of Equalization, State of CaliforniaThe Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax.Sales tax only. The use tax was enacted effective July 1, 1935.In March 2004, a State ballot measure was passed issuing deficit reductionbonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% ofthe local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would thenbe "madewhole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, theeffective rate for revenue purposes remains at 1%.In November 2006, voters in San Luis Obispo approved a local sales tax measure increasing the City rate by 1/2%, which became effective April 1, 2007. The sales taxmeasure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years.Proposition 30,The Schools and Local Public Safety Protection Act of 2012, was approved by California voters in November 2012 to temporarily increase the salesand use tax by 0.25%. The sales and use tax imposed by Proposition 30 expired December 31, 2016.165 No. of No. of Certificates Percent Certificates PercentConstruction932 12.1%1,056 12.9%Manufacturing143 1.9%167 2.0%Transportation/Utilities45 0.6%36 0.4%Wholesale129 1.7%138 1.7%Retail972 12.7%1,064 13.0%Professional1,159 15.1%1,098 13.4%Residential Rental2,134 27.8%2,252 27.4%Commercial Rental294 3.8%301 3.7%Services1,867 24.3%2,093 25.5% Total business certificates issued7,675100%8,205100%Home occupations 693 9.0% 762 9.3%Located outside City limits 1,839 24.0% 1,948 23.7%Located in Downtown Business Improvement District 572 7.5% 620 7.6%Source: City of San Luis Obispo Finance Department - Revenue DivisionFiscal Years Ended June 30, 2020 and 2019Schedule of Business Tax Certificates Issued City of San Luis Obispo, CaliforniaSchedule 1320192020166 Percentage ofFiscal Lease Purchase Lease Purchase Installment Total Primary Per Gross AssessedYear Bonds Financing Loans Bonds Financing Sales Agreement Loans Government Capita Value2010-11 26,806,500$ 1,109,800$ -$ 32,503,500$ 593,500$ 1,845,000$ 25,807,000$ 88,665,300$ 1,973$ 1.41%2011-12 24,962,100$ 955,900$ -$ 30,082,900$ 302,300$ 1,735,000$ 22,976,300$ 81,014,500$ 1,788$ 1.31%2012-13 23,574,900$ 823,400$ 2,025,100$ 28,625,150$ -$ 1,620,000$ 20,309,200$ 76,977,750$ 1,690$ 1.23%2013-14 22,152,010$ 711,622$ 850,775$ 27,083,025$ -$ 8,979,000$ 19,446,784$ 79,223,216$ 1,742$ 1.27%2014-15 28,556,715$ 1,127,606$ 766,092$ 25,983,320$ -$ 8,481,043$ 18,559,851$ 83,474,627$ 1,836$ 1.28%2015-16 27,762,893$ 1,374,773$ 679,314$ 25,323,405$ -$ 7,932,327$ 17,647,622$ 80,720,334$ 1,741$ 1.16%2016-17 26,328,540$ 1,898,652$ 591,647$ 24,072,708$ -$ 7,366,468$ 16,709,160$ 76,967,175$ 1,660$ 0.99%2017-18 23,484,450$ 1,599,769$ 503,101$ 21,815,204$ -$ 6,783,114$ 15,743,808$ 69,929,446$ 1,497$ 0.91%2018-19 22,171,441$ 1,413,937$ 413,667$ 19,542,657$ -$ 6,181,902$ 14,750,783$ 64,474,387$ 1,385$ 0.79%2019-20 21,084,777$ 745,213$ 323,380$ 18,185,089$ -$ 5,562,462$ 26,133,837$ 72,034,758$ 1,569$ 0.76%Sources:City of San Luis Obispo Finance DepartmentSchedule 14City of San Luis Obispo, CaliforniaPer Capita Outstanding Debt By TypeLast Ten Fiscal YearsGovernmental ActivitiesBusiness-Type Activities167 ServiceRatio of NetNet Taxable General Payable from Net Bonded Debt Net BondedAssessed Bonded Enterprise Bonded to Assessed Debt perFiscal Year Population Value Debt Revenues DebtValueCapita2010-1144,948 $6,270,234,2000000.0%02011-1245,308 $6,176,832,1000000.0%02012-1345,541 $6,261,931,9000000.0%02013-1445,473 $6,467,600,4000000.0%02014-1545,484 $6,814,727,7850000.0%02015-1646,117 $7,275,544,1220000.0%02016-1746,724 $7,702,282,8280000.0%02017-1846,548 $8,179,683,4540000.0%02018-1946,802 $9,052,361,8990000.0%02019-2045,920 $9,521,174,2650000.0%0Notes:1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California.2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Source: HdL, Coren & Cone CAFR 2019-20 report - Demographic and Economic Statistics tableDemographics changed from FY to Calendar YearSchedule 15City of San Luis Obispo, CaliforniaRatio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per CapitalLast Ten Fiscal Years168 Amount ApplicablePercent Applicable to the City ofto the City ofSan Luis ObispoSan Luis Obispoas of June 30, 2020Direct long-term debt: City of San Luis Obispo 2018 Water Revenue Refunding Bonds100.000%9,640,000$ City of San Luis Obispo 2012 Refunding Revenue Bonds (2001) 100.000% 3,480,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002) 100.000% 2,070,000 City of San Luis Obispo 2014 LOVR Lease Revenue Bonds 100.000%6,970,000 City of San Luis Obispo 2018 Lease Revenue Bonds 15,655,00037,815,000Overlapping long-term debt (percentage of overlapping agency's assessed valuation located within boundaries of the City): San Luis Obispo County General Fund Obligations16.184%6,810,817 San Luis Obispo County Pension Obligations16.184%5,986,217 City of San Luis Obispo Lease Revenue Bonds100.000%26,861,93139,658,965Less: City of San Luis Obispo obligations supported by enterprise revenues5,131,875Total gross direct and overlapping long-term debt34,527,090Less self-supporting issues: City of San Luis Obispo 2018 Water Revenue Refunding Bonds9,640,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002) 2,070,000Total self-supporting issues11,710,000Net direct and overlapping long-term debt22,817,090$ Ratio of long-term debt to assessed valuation and populationGross Assessed Valuation9,521,174,265$ Population45,920Percent of GrossPer CapitaAmountAssessed ValuationLong-Term DebtDirect and Overlapping Debt:Gross $34,527,090 0.4% $751.90Net 22,817,090 0.2% 497Direct Debt:Gross $37,815,000 0.4% $823.50Net 26,105,000 0.3% 568Source: California Municipal Statistics, Inc., HdL, Coren & Cone CAFR 2019-20 report - Demographic and Economic Statistics tableSchedule 16City of San Luis Obispo, CaliforniaDirect and Overlapping Long-Term DebtFiscal Year Ended June 30, 2020169 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-192019-20Legal debt limit 234,887$ 231,384$ 234,822$ 241,812$ 244,175$ 272,833$ 288,836$ 306,738$ 339,464$ 357,044$ Total debt applicable to limitLegal debt margin234,887 231,384 234,822 241,812 244,175 272,833 288,836 306,738 339,464 357,044Total debt applicable to the limitas a percentage of debt limit 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%0.00%0.00%Legal Debt Margin Calculation for Fiscal Year 2019-20Gross Assessed Valuation9,521,174,265$ Legal Debt Limit - 3.75% of Gross Assessed Valuation357,044,035$ Long-term Debt:Revenue Bonds Secured by Capital Leases 18,105,000$ Water Revenue Bonds10,810,000$ 28,915,000Less deductions allowed by law:Revenue Bonds Secured by Capital Leases18,105,000Water Revenue Bonds10,810,00028,915,000Total debt applicable to computed limit$0Legal debt margin357,044,035$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. (Amounts Expressed in Thousands)Last Ten Fiscal YearsComputation of Legal Debt MarginCity of San Luis Obispo, CaliforniaSchedule 17170 LessOperating &Net RevenueCoverage Fiscal Operating Development Other MaintenanceAvailable forWith Year Revenues Impact Fees Revenues Expenses Bond Debt ServicePrincipal Interest Total CoverageImpact Fees2010-11 14,256,100$ (639,600)$ 384,500$ (12,389,200)$ 1,611,800$ 1,107,790$ 1,137,021$ 2,244,811$ 72% 100%2011-12 16,266,300$ (643,200)$ 825,400$ (13,666,100)$ 2,782,400$ 1,146,885$ 1,137,445$ 2,284,330$ 122% 150%2012-13 18,250,700$ (1,578,100)$ 97,500$ (13,353,300)$ 3,416,800$ 1,096,215$ 995,419$ 2,091,634$ 163% 239%2013-14 19,676,199$ (819,477)$ 215,915$ (13,996,427)$ 5,076,210$ 1,160,700$ 964,148$ 2,124,848$ 239% 277%2014-15 20,552,417$ (2,471,501)$ 59,594$ (13,451,298)$ 4,689,212$ 1,285,686$ 906,775$ 2,192,461$ 214% 327%2015-16 20,137,422$ (1,543,268)$ 53,731$ (14,056,603)$ 4,591,282$ 1,245,486$ 881,318$ 2,126,804$ 216% 288%2016-17 19,873,517$ (1,266,674)$ 410,484$ (14,754,114)$ 4,263,213$ 1,290,748$ 837,657$ 2,128,405$ 200% 260%2017-18 21,997,054$ (2,131,345)$ 325,268$ (16,250,751)$ 3,940,226$ 1,336,267$ 792,337$ 2,128,604$ 185% 285%2018-19 23,992,758$ (3,745,666)$ 948,324$ (15,995,459)$ 5,199,957$ 2,281,739$ 858,471$ 3,140,210$ 166% 285%2019-20 25,666,777$ (3,723,460)$ 663,838$ (19,485,472)$ 3,121,683$ 1,367,920$ 637,348$ 2,005,268$ 156% 341%Notes:2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds.4. Net revenues available for debt service exclude development impact fees. 5. Operating expenses exclude depreciation and amortization.Source: City of San Luis Obispo Utilities DepartmentCity of San Luis Obispo, CaliforniaSchedule 183. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loanLast Ten Fiscal YearsRevenue Bond Coverage - Water Fund171 Net RevenueFiscal Gross OperatingAvailable forYear Revenues Expenses Bond Debt Service Principal Interest Total Coverage2010-11 3,730,100$ (2,190,200)$ 1,539,900$ 621,800$ 428,700$ 1,050,500$ 147%2011-12 3,688,200$ (2,351,400)$ 1,336,800$ 642,600$ 408,100$ 1,050,700$ 127%2012-13 4,726,000$ (2,440,600)$ 2,285,400$ 663,500$ 386,000$ 1,049,500$ 218%2013-14 4,122,860$ (2,488,797)$ 1,634,063$ 690,600$ 361,822$ 1,052,422$ 155%2014-15 4,905,494$ (2,409,027)$ 2,496,467$ 447,962$ 504,407$ 952,369$ 262%2015-16 4,606,249$ (2,757,299)$ 1,848,950$ 466,185$ 501,631$ 967,816$ 191%2016-17 4,659,562$ (2,671,028)$ 1,988,534$ 481,981$ 487,407$ 969,388$ 205%2017-18 6,651,038$ (2,998,555)$ 3,652,483$ 498,058$ 469,314$ 967,372$ 378%2018-19 5,443,038$ (3,100,113)$ 2,342,925$ 672,346$ 353,790$ 1,026,136$ 228%2019-20 3,293,941$ (3,080,588)$ 213,353$ 513,480$ 354,806$ 868,286$ 25%Notes:1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund.3. Operating expenses exclude depreciation.Source: City of San Luis Obispo Finance Department. Schedule 19City of San Luis Obispo, CaliforniaRevenue Bond Coverage - Parking FundLast Ten Fiscal Years2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds.Bonded Debt Service Requirements172 PersonalPublic Elementary andCuesta CollegeCalendarIncome Median Secondary SchoolFull Time Enrollment Unemployment Year Population (1) in 000's (1) Age (1)Enrollment (2)SLO Campus (3)Rate (1)201044,948 1,078 23.4 7,226 6,641 11.2%201145,308 1,178 24.5 7,402 6,187 10.2%201245,541 1,163 24.5 7,368 5,651 6.7%201345,473 1,242 25.3 7,366 5,751 5.7%201445,484 1,191 25.0 7,636 5,116 5.9%201546,117 1,211 25.0 7,638 5,402 4.9%201646,724 1,270 25.4 7,718 4,757 4.5%201746,548 1,300 26.1 7,755 4,988 3.2%201846,802 1,398 26.5 7,813 4,515 2.5%201945,920 1,505 26.2 7,801 4,627 2.4%Sources:1. HdL, Coren & Cone CAFR 2019-20 report - Demographic and Economic Statistics table2. CA Dept of Education DataQuest: Enrollment Reports, by Academic Year start date3. https://www.cuesta.edu/about/depts/research/Enrollment_Management.html Post Term FTES Dashboard, 320 Year Reported by academic year start dateSchedule 20City of San Luis Obispo, CaliforniaDemographic and Economic StatisticsFor The Last Ten Calendar Years173 PercentagePercentageNumberof Total CityNumberof Total CityEmployerEmployees Rank Employment Employees Rank EmploymentCal Poly State University3,000 1 12.45%2,426 2 8.70%County of San Luis Obispo2,920 2 12.12%2,601 1 9.32%Dept of State Hospitals - Atascadero2,000 3 8.30%P.G. & E (Diablo Canyon)1,866 4 7.74%1,719 4 6.16%California Men's Colony1,517 5 6.29%1,768 3 6.34%Tenet Health Care Corp.1,305 6 5.41%Compass Health1,200 7 4.98%Lucia Mar Unified School District1,000 8 4.15%1100 5 3.94%MindBody929 9 3.85%San Luis Coastal Unified School District760 10 3.15%8287 2.97%King Ventures8506 3.05%Cuesta Community College8268 2.96%French Hospital5209 1.86%City of San Luis Obispo520 10 1.86%Total16,49768.45%13,15837.84%Note: Source for the 2019-20 employers information is San Luis Obispo Chamber of Commerce. This information represents employers in San Luis Obispo community. 2010-11 data is from the City's CAFR. Schedule 21City of San Luis Obispo, CaliforniaPrincipal EmployersCurrent Year and Nine Years Ago2010-112019-20174 Function2010-11 2011-12 2012-13 2013-14 2014-15 2015-162016-17 2017-18 2018-19 2019-20Public Safety Police Sworn59.0 57.0 57.0 60.0 60.0 61.0 61.0 61.5 61.5 64.5 Non-sworn27.5 26.5 25.5 25.5 25.5 25.5 25.5 24.0 24.0 24.0 Fire Sworn44.0 44.0 44.0 49.0 49.0 50.0 47.0 47.0 47.0 47.0 Non-sworn9.0 7.8 6.8 4.0 4.0 4.0 10.0 10.0 10.0 10.0Public Utilities63.8 60.9 61.9 64.8 64.8 67.1 69.1 69.1 69.1 69.1Transportation29.2 31.8 31.8 28.9 28.9 36.8 36.8 210.8 84.3 68.3Culture and recreation33.0 32.0 32.0 34.0 34.0 35.0 35.0 34.0 18.0 33.0Community Development37.3 42.8 43.8 39.5 40.0 51.0 51.0 32.4 32.9 32.5General Government54.8 50.5 52.2 56.0 56.0 57.0 61.0 45.5 46.8 49.3Total357.6 353.3 355.0 361.7 362.2 387.4 396.4 534.3 393.6 397.7Ratio of Sworn Police Personnel per 1,000 Population:* 1.30 1.261.25 1.32 1.32 1.33 1.31 1.31 1.31 1.31Ratio of Sworn Fire Personnel per 1,000 Population:* 0.97 0.97 0.97 1.08 1.08 1.06 1.01 1.00 1.00 1.00*Does not include the Cal Poly student and faculty population served.Note: See Schedule of Demographic and Economic Statistics for population data.Source: City of San Luis Obispo Finance DepartmentLast Ten Fiscal YearsRegular Authorized PositionsCity of San Luis Obispo, CaliforniaSchedule 22175 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20Function/Program:Police:Calls for police/fire service 32,074 34,751 36,236 34,659 36,515 38,300 39,620 39,103 37,825 37,335Incident numbers issued 27,595 29,991 31,156 29,277 31,048 32,542 33,360 32,730 31,471 31,472Police reports written 7,661 8,322 9,192 8,665 8,435 8,852 8,675 7,735 6,999 6,297Traffic citations issuedOther citations issuedViolations cited 5,939 8,119 7,213 5,793 6,648 7,673 7,649 7,524 5,874 4,020Citations issued 5,380 7,718 6,665 5,275 6,204 7,038 7,030 6,752 5,287 3,660Collision reports 728 669 643 625 630 587 608 609 623 481Violent crimes:** 126 134 117 158 237 173 177 178 191 187 Willful homicide** 2 1 0 0 00010 Forcible rape** 27 24 18 31 44 29 38 44 55 39 Robbery** 35 34 19 26 25 13 21 23 33 34 Aggravated assault** 64 74 79 101 168 131 118 111 103 114Property crimes:**640 714 804 713 542 637 731 644 728 728 Burglary**372 330 414 328 206 225 251 172 244 277 Motor vehicle theft**54 107 81 63 71 87 95 94 74 74Larceny-theft:**1,260 1,345 1,476 1,384 1,162 1,335 1,730 1,516 1,493 1,387 Over $400**214 277 309 322 265 325 385 378 410 377 $400 and under**1,046 1,068 1,167 1,062 897 1,010 1,345 1,138 1,083 1,010Fire:Medical responses***(Note 4)2,799 2,856 2,985 3,232 3,417 3,540 4,5384,2483,7153,884Fire suppression responses***(Note 4)101 102 95 105 111151143163122127Hazardous materials responses***(Note 4)23 17 21 15 212221172529Other responses***(Note 4)1,528 1,552 1,812 1,840 1,929 2,158 1,7991,7852,1002,140 Total service responses***4,451 4,527 4,913 5,1925,478 5,871 6,5016,2135,9626,180Fire and life-safety inspections***2,489 2,431 2,494 644 2,476 2,516 3,7563,7382,0023,128Arson investigations*** (note 6)22 18 49 44 17448122421Education activities (# of people)***20,106 23,120 23,377 23,945 23,697 23,680 23,575 23,5402,6902,700Public Utilities:Water/Sewer customer accounts14,734 14,695 14,742 14,899 14,953 15,167 15,188 15,505 15,555 15,672Miles of sewerline 137 137 137 197 139.6138143143146Miles of waterline 185 185 187 187 *187191197187190191Water service line repairs and renewals***** 86 50 66 58 605050573848Sewer main stoppages9 7 12 15 13114108Acre feet of water delivered - Nacimiento981 2,321 663 1,506 839 3,574 3,817 3,753 3,484 1,470Acre feet of water delivered - Salinas2,640 2,149 2,378 1,444 1,98682738537902,165Acre feet of water delivered - Whale Rock1,277 2,875 3,212 2,615 1,3759499248001,556Last Ten Fiscal YearsOperating Indicators and Capital Asset Statistics by FunctionCity of San Luis Obispo, CaliforniaSchedule 23176 Last Ten Fiscal YearsOperating Indicators and Capital Asset Statistics by FunctionCity of San Luis Obispo, CaliforniaSchedule 23Transportation:Signals and lights: Intersections with traffic signals 67 70 68 70 70 70 70 70 Traffic signal service requests 80 85 80 85 90 60 71 59 Streetlights operated & maintained 2,230 2,300 2,300 2,300 2,300 2,280 2,280 2,280 Streetlight service requests 500 180 175 45 50 13 8 11Roadways: Estimated miles of paved streets 130 132 132 133 133 133 133 134 197 134 Pavement condition index 74 72 71 72 72 71 71 70 73 70 Number of street lights 2,270 2,270 2,270 2,300 2,300 2,300 2,300 2,280 2,280 2,280 Traffic collisions 597 621 593 660 720 531 482 501 431 441 Parking spaces provided (lot, garage & street) 3,067 3,065 3,071 3,119 3,176 2,953 2,892 2,871 2,865 2,865 Parking citations written 30,278 26,515 28,690 23,957 20,690 24,213 23,348 21,647 24,415 21,240 Total transit passengers 1,045,299 1,118,519 1,109,600 1,122,000 1,099,274 1,209,708 1,131,716 945,288 981,995 715,380Culture and recreation:Open space acres maintained 3,420 3,510 3,510 3,510 3,510 3,510 3,510 3,775 4,040 4,040Open space easement acres 161 3,200 3,200 3,200 3,200 3,200 3,200 3,200 3,500 3,500Trail mileage 40 45 47 49 49 52 52 55 55 56Total golf rounds played 32,228 34,699 33,067 34,766 33,674 30,572 28,196 35,670 24,662 16,428Acres of park landscape maintained 157 157 157 157 157 157 157 500 570 530City Maintained Trees 18,700 18,700 18,700 18,700 19,000 20,000 20,000 20,000 20,000 20,000Children's services program enrollment totals 1,664 1,755 1,605 2,338 2,360 2,115 2,115 1,950 2,050 1,775Triathlon: participants, spectators and volunteers****** 5,400 6,000 6,525 6,000 5,500 5,200 5,000 887 869 0Annual senior attendance (total)****** 14,500 14,000 14,200 * * * 265 331 350 315Facility permits processed 1,806 1,803 1,269 1,416 836 1,305 1,073864909650Annual aquatics attendance (total)56,676 56,042 67,000 73,903 83,107 68,403 96,687 97,701 87,690 55,202Adult athletic teams registered245 320 325 338 320325325362292184Youth athletic participants registered1,320 1,400 1,300 1,200 1,350 1,300 1,1501,1151,140618Special event applications processed68 78 84 103 103 77 101 88 95 40Banner permits processed72 86 76 82 478756458178Instructional class enrollments1,628 1,400 1,308 1,424 1,751 1,151 1,7241,4391,118595177 Last Ten Fiscal YearsOperating Indicators and Capital Asset Statistics by FunctionCity of San Luis Obispo, CaliforniaSchedule 23Community Development (Note 7):Housing characteristics: Single family units (annually cumulative) 10,951 10,969 10,994 11,133 11,230 11,306 11,413 11,510 11,693 2-4 units (annually cumulative) 2,634 2,650 2,656 2,692 2,695 2,789 2,851 2,865 2,869 5 or more unit structures (annually cumulative) 5,596 5,596 5,647 5,767 5,804 6,038 6,097 6,148 6,209 Mobile homes (annually cumulative) 1,482 1,482 1,482 1,482 1,482 1,482 1,482 1,482 1,483 Total (annually cumulative) - 20,663 20,697 20,779 21,074 21,211 21,615 21,843 22,005 22,254 Housing units (replaces above categories) 20,578 Households (replaces above categories)Building permits issued (Note 1): 442 463 566 511 597 584 584 623 Residential: Single family residential (Note 2) 7 13 48 59 114 97 62 125 159 171 Multi-family residential (includes second units & ADUs) 3 10 6 8 32 5 13 18 19 17 Non-residential 7 5 7 9 27 13 14 10 15 12 Other permits: Additions, alternations, demolitions (Note 4) 499 459 530 458 460 522 545 502 381 510 Other improvements (motel rooms)1 Total 516 487 591 534 1,230 1,221 1,218 1,278 575 710Approximate value of building permits (in thousands) Residential: Single family residential 6,085$ 3,278$ 15,698$ 15,412$ 36,722$ 26,441$ 15,024$ 19,707$ 24,300$ 28,026$ Multi-family residential926 3,847 1,560 6,744 26,499 13,500 8,172 17,249 21,162 33,606 Non-residential16,608 5,142 1,935 15,310 9,791 11,484 51,110 6,248 20,430 16,981 Other permits: Additions, alternations, demolitions (Note 4)15,948 16,589 20,761 19,139 22,897 30,230 27,711 14,928 34,596 60,812 Other improvements Total39,567$ 28,856$ 39,954$ 56,605$ 95,909$ 81,655$ 102,017$ 58,132$ 100,488$ 139,425$ Building inspections conducted10,210 13,685 10,543 8,996 6,641 7,195 10,745 9,974 7,537 8,670Home occupation permits processed/applied for126 117 142 129 113 163 144 112 112 131Development permit applications received172 148 217 311 293 253 236 215 215 338178 Last Ten Fiscal YearsOperating Indicators and Capital Asset Statistics by FunctionCity of San Luis Obispo, CaliforniaSchedule 23General Government:Business tax certificates issued: Located outside city limits 1,569 1,670 1,670 1,472 1,602 2,018 1,699 1,872 1,948 1,839 Total certificates issued 6,873 7,086 7,086 6,934 7,805 7,597 8,118 8,230 8,205 7,675Human resources recruitments (total) 42 59 91 105 129 103 103 97 99 86City-wide fleet & equipment assets 290 290 290 290 300 318 323 339 338Telephone lines managed 1,003 1,024 981 995 1,037 1,005 998 907 971 963Cell phones supported**** 351 338 344 383 460 453 476 492 481 487IT users supported 450 498 498 490 511 515 467 471 488 475* Data Not Available** Data from California Department of Justice based on calendar year*** Data is based on calendar year**** Includes cellular modems (70) (90 for 11-12)***** The 2013-14 amount now includes recycled waterline.******The FY 2017-18 amount only includes Triathlon participants and volunteers*******Starting in FY 2016-17, the amount only includes senior center membershipNotes: Some workload indicators are projections.1. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits.2. Condominiums are included with single family residential.3. Swimming pools are included with additions, alterations and demolitions.4. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. 5. Leisure, Culture and Social Services Indicators for FY 19-20 were lower compared to previous years due to COVID-19 program closures and capacity restrictions.6. Police Department Conducts Arson Investigations, Fire Department Conducts Cause and Origin Investigations. Reported number is Cause and Origin Investigations7. Beginnig in 2016-17, building permit data reported in terms of calendar years, in alignment with State-mandated reporting requirements. Beginning in 2019-20, All Community Development Indicators, all data reported in terms of calendar years,.Source: City of San Luis Obispo Departments179 Fiscal Historic Increase/Sales Increase/ Deliveries Increase/Year Connections (Decrease) Revenues (Decrease) In Acre Feet (Decrease)2009-10 14,8752.64%13,025,900$ 4.65%5,612-11%2010-11 14,777-0.66%13,302,800$ 2.13%5,9095%2011-12 14,537-1.62%15,291,008$ 14.95%5,9992%2012-13 14,7581.52%16,163,012$ 5.70%5,823-3%2013-14 14,8990.01%18,398,901$ 13.83%5,9332%2014-15 14,8470.01%17,530,717$ -4.72%5,354-10%2015-16 15,1671.40%17,939,024$ 2.33%4,957-7%2016-17 15,3571.25%18,196,937$ 1.44%5,0392%2017-18 15,5050.01%19,159,169$ 5.29%5,53010%2018-19 15,5550.01%19,577,182$ 2.18%5,074-8%2019-20 15,6720.01%21,519,632$ 9.92%5,1912%Source: City of San Luis Obispo Utilities Department. Schedule 24City of San Luis Obispo, CaliforniaWater SystemStatistical Data180 181 As ofMonthlyMulti-family dwellingCommercialLandscapeSingle family Multi-family dwellingJune 30 of Each YearConsumption Price per hcf*dwellingCommercial20110-5 hcf5.21$ $6.55 min. charge per $6.55 min. charge per $6.55 min. charge per6-25 hcf6.52 dwelling unitaccountaccount26 + hcf (note 2)8.17 $7.22/unit volume charge ** $7.22/unit volume charge ** $7.22/unit volume charge20120-5 hcf5.73$ $7.01 min. charge per $7.01 min. charge per $7.01 min. charge per6-25 hcf7.17 dwelling unitaccountaccount26 + hcf (note 2)8.99 $7.73/unit volume charge ** $7.73/unit volume charge ** $7.73/unit volume charge2013Base Fee5.00$ $7.43 min. charge per $7.43 min. charge per $7.43 min. charge per0-8 hcf6.25 dwelling unitdwelling unitdwelling unit8 + hcf 7.82 $8.19/unit volume charge ** $8.19/unit volume charge ** $8.19/unit volume charge2014Base Fee5.28$ $7.73 min. charge per $7.73 min. charge per $7.73 min. charge per1-8 hcf6.56 dwelling unitdwelling unitdwelling unit8 + hcf8.20 $8.52/unit volume charge** $8.52/unit volume charge** $8.52/unit volume charge2015Base Fee9.98$ $7.96 min. charge per $7.96 min. charge per $7.96 min. charge per1-8 hcf6.92 dwelling unitdwelling unitdwelling unit8 + hcf8.65 $8.77/unit volume charge** $8.77/unit volume charge** $8.77/unit volume charge2016Base Fee9.98$ $8.32 min. charge per $8.32 min. charge per $8.32 min. charge perBase Fee Drought Surcharge0.74 dwelling unitdwelling unitdwelling unit1-8 hcf6.92 $9.17/unit volume charge** $9.17/unit volume charge** $9.17/unit volume chargeDrought Surcharge1.109 + hcf8.65Drought Surcharge1.372017Base Fee9.98$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge perBase Fee Drought Surcharge0.74 dwelling unitdwelling unitdwelling unit1-8 hcf6.92 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume chargeDrought Surcharge1.109 + hcf8.65Drought Surcharge1.372018Base Fee12.33$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per1-8 hcf7.27 dwelling unitdwelling unitdwelling unit9 + hcf9.08 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume chargeWater Rates (Note 1)Sewer Rates (Monthly)Schedule 25City of San Luis Obispo, CaliforniaWater and Sewer RatesLast Ten Fiscal Years182 2019***Residential SFR Base Fee20.61$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined1-5 hcf5.90 by meter size**** by meter size**** by meter size**** by meter size **** by meter size **** by meter size ****6-12 hcf6.87 $6.73/unit volume charge $8.17/unit volume charge $10.02/unit volume charge $7.85/unit volume charge** $7.85/unit volume charge** $7.85/unit volume charge**13 +12.592020Residential SFR Base Fee21.74$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined1-5 hcf6.22 by meter size**** by meter size**** by meter size**** by meter size **** by meter size **** by meter size ****6-12 hcf7.25 $7.10/unit volume charge $8.62/unit volume charge $10.57/unit volume charge $8.28/unit volume charge** $8.28/unit volume charge** $8.28/unit volume charge**13 +13.28*hcf = 100 cubic feet** Total monthly volume charge capped based on average winter water consumption.*** Beginning FY 18-19, different rate structures for SFR, Multi-Family, Commercial, and Landscape****See table below Notes:1. Rates are for services inside the City, outside the City rates are double.2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities DepartmentAs ofWaterSewerJune 30 of Each YearBase chargeBase Charge20203/4 inch or less21.74$ 19.72$ 1-inch36.2932.931.5-inch72.4365.662-inch115.89105.103-inch217.44197.184-inch362.45328.706-inch724.73657.198-inch1,159.601,051.5410-inch1,511.75Meter SizeBase fee charges for Multi-Family, Non-Residential, Irrigation183 ServiceWater Use Percent of NameType(acre-feet) TotalCity of San Luis Obispo ParksLandscape94.28 22.0%SLO Coastal UnifiedSchools59.47 13.9%Sierra Vista HospitalCare Facilities57.38 13.4%Silver City Mobile Home ParkMobile Homes50.66 11.8%ELL-CAP 97 - Laguna Lake Mobile Homes50.16 11.7%Creekside CommunityMobile Homes30.03 7.0%CAP VIII - Mustang Village LLCApartments28.88 6.7%Irish Hills Hamlet Apartments19.97 4.7%Embassy SuitesHotel19.78 4.6%Dignity Health #366Care Facilities18.76 4.4%Total429.37 100.00%Source: City of San Luis Obispo - Utilities DepartmentFiscal Year Ended June 30, 2020Water System - Ten Largest Water UsersCity of San Luis Obispo, CaliforniaSchedule 26184