HomeMy WebLinkAboutItem 10 - Acceptance of the Comprehensive Annual Financial Report (CAFR) FY 2019-20Item 10
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Council- d. Report
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Department Name: Finance
Cost Center:
2001
For Agenda of:
January 19, 2021
Placement:
Business Item
Estimated Time:
20 minutes
FROM: Brigitte Elke, Finance Director
Prepared By: Debbie Malicoat, Accounting Manager/Controller
SUBJECT: ACCEPTANCE OF THE COMPREHENSIVE ANNUAL FINANCIAL REPORT
FOR FISCAL YEAR 2019-20
RECOMMENDATION
Review and accept the 2019-20 Comprehensive Annual Financial Report and Audit. (Attachment
A)
DISCUSSION
The accompanying Comprehensive Annual Financial Report (CAFR) has been prepared as required
by the City's Charter and applicable State laws regarding financial reporting for municipalities. The
CAFR provides a final and audited representation of the City's financial condition across all funds
for the fiscal year that ended June 30, 2020. The CAFR was published on the City's website on
December 31, 2020 to be available for public review.
In accordance with the City Charter', the City's financial statements have been audited by
independent certified public accountants from Badawi & Associates. The objective of the financial
audit is to provide users of the financial reports with reasonable assurance from an independent
source that the financial reports are reliable and represent a fair assessment of the City's financial
condition. The auditor issued the financial statements with an unmodified opinion which means that
they are presented fairly and in conformity with generally accepted accounting principles (see pages
1-3 of the CAFR- Independent Auditors' report).
In the past, staff presented the Single Audit Report and Transportation Development Act annual
audit at the same time as the CAFR. However, due to timing issues, these two reports will be
presented at a future date that corresponds with applicable deadlines.
1 Section 810. Independent Audits.
The Council shall employ, at the beginning of each fiscal year, an independent certified public accountant who, at such time or times as may be
specified by the Council, at least annually, shall examine the books, records, inventories, and reports of all officials, employees, departments, and
agencies who receive, handle, or disburse public funds. As soon as practicable after the end of the fiscal year, a final audit and report shall be
submitted by such accountant to the Council, one copy thereof to be distributed to each member, one each to the City Clerk, the City Treasurer,
the City Manager, and City Attorney respectively, and three (3) additional copies to be placed on file in the office of the City Clerk where they
shall be available for inspection by the general public for the period required by the laws of the State of California. Restricted and special
assessment district funds shall be segregated in the audit report.
Packet Page 145
Item 10
New Government Accounting Standard Board (GASB) Statements
In 2020, GASB issued Statement No 95 - Postponement of the Effective Dates of Certain
Authoritative Guidance - in consideration of the effect of the worldwide pandemic on government
operations. Hence, no new accounting standards became applicable for the audited fiscal year.
Financial Results Highlighted in the CAFR
Within the CAFR, the Transmittal Memorandum and Management's Discussion and Analysis
(MD&A) summarize the City's fiscal performance and provide an analysis of the influencing
factors. They also provide information on the City's fiscal policies, practices, and financial results.
Key variances from projected ending balances for 2019-20 are highlighted in the Transmittal
Memorandum. Both documents allow the reader to gain insight into the City's audited financials
and provide context to the financial statements that follow.
Financial results for fiscal year 2019-20 were mixed, largely due to the global pandemic, the
shelter -at-home directives, and the City's response to it. All major funds experienced impacts
and in particular, the Transit Fund and Parking Fund revenues were significantly reduced as
demand diminished with the shelter -at-home directives. Additionally, the City offered free
parking both on -street and at the garages, as well as free ridership on City buses to assist with the
impacts of COVID-19.
Revenues and expenditures in the General Fund came in below original budget estimates by $4
million. However, by reacting quickly and activating the Fiscal Health Contingency Plan,
General Fund expenditures remained $7.5 million under budget. The result was an ending fund
balance of $33.7 million. As the chart below outlines, most of the ending balance is assigned for
future spending or adopted reserve levels, and not available for spending in conformance with
GASB 54.
BUDCET - ACTUAL CONTARLS ON
General Fund
2019 20
2019 20
Positive (Negative)
Final Budget
Actual
Variance
Revenues
$ 78,801,803
$ 74,777,801
$ (4,024,002)
Expenditures
77,541,039
70,068,613
7,472,426
Other sources (uses)
1,517,246
(2,761,051)
(4,278,297)
Beginning fund balance
31,703,159
31,703,159
-
Ending fund balance
$ 34,481,169
$ 33,651,296
$ (829,873)
Ending fund balance
Non seen dable
-
-
Restricted
-
-
-
Committed
-
-
-
Assigned
-
26,528,689
26,528,689
Unassigned
-
7,122,607
7,122,607
Total ending fund balance
$ 34,481,169
$ 33,651,296
$ (829,873)
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Item 10
General Fund - Fund Balance June 30, 2020
Nonspendable -
signed to:
Contingency Fund - 20% policy level
$ 10,251,000
Establishment of Section 115 Trust
1,400,000
Revenue Stabilization
1,000,000
Development Services
899,277
Risk Management
1,498,078
General Government
10,384,119
Public Safety
1,096,215
nassigned 7,122,607
Total fund balance $ 33,651,296
The unassigned fund balance of $7.1 million represents the amount available for additional
spending. This includes $5.9 million in unassigned fund balance from 2018-19 that the City
Council left intact due to the uncertainties with the onset of the pandemic. The City Council
subsequently delegated authority to the City Manager to utilize up to $5.9 million for COVID-19
related expenses as the pandemic and the associated needs continued to evolve.
Enterprise Funds
The City maintains four Enterprise Funds for its Water and Sewer utility, and the Parking and
Transit enterprises. Enterprise Funds are business -type activities within government accounting
and are reported on separately.
The primary sources of revenue for the Water, Sewer, and Parking Funds are fees for sales and
services. Transit is largely funded through federal and state allocation to supplement farebox
revenue. Most revenue streams in these funds exceeded budget assumptions except for all
parking fees collected within the Parking Fund, Transit bus fares, and sales to Cal Poly in the
Water and Sewer Funds. All of these are impacts of the COVID-19 pandemic.
Apart from the Parking and Transit Fund, the Enterprise Funds ended the fiscal year 2019-20
positively with an increase in net position at year end. The Parking Fund experienced a decrease
in net position by $102,594 and the Transit Fund by $373,542 (CAFR page 35).
Though the Transit Fund was heavily impacted by the pandemic, it did receive funding through
the CARES Act that will make up the losses.
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Item 10
CAFR Organization
In accordance with generally accepted accounting principles for state and local governments, the
City's CAFR is organized into three major sections: Introduction, Financial Reports, and Statistical
Tables. The following is a brief summary of the contents of each of these sections.
Introduction. The Transmittal Memorandum and other information of general interest are
presented in this section, including directory of officials, advisory bodies, and organization chart.
Financial Reports. This section includes the City's primary financial statements in five major
parts:
1. Auditors' opinion regarding the financial statements.
2. Management's discussion and analysis providing a narrative overview of City-wide
finances.
3. The basic financial statements presenting the government -wide results combining the
activities of the major funds (General, Capital Outlay and all Enterprise Funds) into
governmental and business -type categories; the fund financial statements; and the notes to
the financial statements.
4. Required supplementary information presenting the General Fund actual results with both
the original and final adjusted budgets.
5. Other supplemental schedules and financial statements providing financial information for
each of the City's non -major governmental and agency funds. This includes a financial
schedule presenting Half Percent Sales Tax Measure revenues and uses in 2019-20 as
required by the City's Municipal Code.
Statistical Tables. This section provides demographic and financial tables showing current and
historical trend information for the City and is organized into six major parts:
1. Statistical overview. General information about the San Luis Obispo community.
2. General financial trends. Ten-year summary information on net assets, governmental
revenues and expenditures and fund balances.
3. Revenue capacity. Ten-year summary information on property and sales tax trends.
4. Debt capacity. Ten-year summary information on debt service requirements.
5. Economic and demographic trends. Ten-year summaries of taxable sales, building
permits and valuations, housing, population and other demographic trends.
6. Operating information. Ten-year trend information on operating indicators by function.
Recognition for Excellence in Financial Reporting
Beginning in fiscal year 1983-84, all of the City's CAFRs have been awarded the certificate of
achievement for excellence in financial reporting from the Government Finance Officers
Association of the United States and Canada (GFOA). This is a prestigious national award
recognizing the City's use of the highest standards in preparing its annual financial report. The City
has submitted the award application for the 2018-19 CAFR, but due to COVID-19 the award
program is delayed. Staff will again apply to the program for the 2019-20 CAFR.
Packet Page 148
Item 10
Popular Annual Financial Report (PAFR)
In accordance with the Government Finance Officers' Association (GFOA) Best Practices, the City
also publishes a popular version of the CAFR to make the information readily accessible and easily
understandable to the general public and other interested parties without a background in public
finance. The PAFR is available on the City's website under:
hM2s://www. slocity.org_/govemment/denartment-directory/fmance-and-it/online-documents/-folder-
1990
Policy Context
The City's Charter under Section 810 requires the employment of an independent certified public
account to examine the City's financials.
Public Engagement
The City's annual audit and issuance of the Comprehensive Annual Financial Report fulfills a
legal requirement and does not have a public engagement component outside the required
presentation before Council during a public session.
ENVIRONMENTAL REVIEW
The California Environmental Quality Act does not apply to the recommended action in this
report, because the action does not constitute a "Project" under CEQA Guidelines Sec. 15378.
FISCAL IMPACT
Budgeted: Yes
Funding Identified: Yes
Fiscal Analysis:
Budget Year: 2020-21
Funding Sources
Total Budget
Available
Current
Funding
Request
Remaining
Balance
Annual
Ongoing Cost
General Fund
$75,000
$61,310
$13,690
State
Federal
Fees
Other:
Total
$75,000
$61,310
$13,690
The City budgets the cost for the auditing firm annually. The cost is appropriated with the annual
budget approval. The current fiscal year contains a budget of $75,000 for the previous fiscal year
audit. Actual costs are anticipated to be $61,310.
Packet Page 149
Item 10
ALTERNATIVES
The City Council could decide to revise or not accept the Comprehensive Annual Financial
Report for fiscal year 2019-20. This is not recommended as the report has been prepared in
conformance with a variety of accounting and other reporting requirements and represent the
professional evaluation and analysis by the City's independent auditors as required by the City
Charter. The auditors have rendered an unqualified opinion which means that the reports are
presented fairly and in conformity with generally accepted accounting principles.
Attachments:
a - COUNCIL READING FILE - Comprehensive Annual Financial Report 2020
Packet Page 150
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Recommendation
Review and accept the Comprehensive
Annual Financial Report for Fiscal Year
2019-20.
Annual ,
• Annual audits are required by the City's Charter and
State laws
• City's current auditing firm — Badawi & Associates
• Purpose is to fairly present the financial condition of the
City in accordance with Generally Accepted Accounting
Principles
• Single Audit Report and Transportation Development
Act Fund Report will be issued separately
Audit Highlights
• Unqualified, Clean Audit
• No substantial material findings
• Increase in Fund Balance in General Fund,
Water Fund and Sewer Fund. Significant
impacts in Parking and Transit Funds due
to COVID-19.
FY 2019-20 Financial Statements
Governmental Funds — Revenues $88.1 million
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Investment Income $2,005,968
Miscellaneous = $947,627
Subventions & Grants $7,955,352
Charges for Services
Business Tax $2,995,263
Franchise Tax $1,888,414
Utility User Tax $5,439,144
Transient Occupancy Tax $6,325,841
Property Tax
Half -Percent Sales Tax $7,554,375
Sales & Use Tax .
Y 2019-20 Financial Statements
Governmental Funds — Expenditures $80.6 million
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Total Expenditures: $80.6 million
FY 2019-20 Financial Statements
CAFR page xiv
2019-21
UFL Payments
General Fund - Fund Balance June 30, 2020
Nonspendable -
Assigned to:
Contingency Fund - 20% policy level $ 10,251,000
Establishment of Section 115 Trust 1,400,000
Revenue Stabilization 1,000,000
Development Services 899,277
Risk Management 1,498,078
General Government 10,384,119
Public Safety 1,096,215
Unassigned 7,122
Total fund balance $ 33,651
$4.2 M $4.21VI $31VI
Paid —April In Fund In Fund
2019 Balance Balance
$31VI
$21VI
$21VI
$21VI
Part of new
Part of new
Part of new
Part of new
Fin. Plan
Fin. Plan
forecast
forecast
FY 2019-20 Financial Statements
Proprietary (Enterprise) Funds
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Revenues $54.8 million
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FY 2019-20 Financial Statements
Proprietary (Enterprise) Funds — Expenditures $46.2 million
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Transit Fund
' 3%
Equipment
Buildings 6% Parking Fund
IW. 12%
Water Fund
r Constr. 40%
5%
Infrastructure
Land 63%
16% Sewer Fund
45%
I
CITY OF SRIZ DELIS OBISPO 2 0 1 9- 2 0 Audit
Notes Section
• Accompany the basic financial statements - Provides further analysis
• Two new notes added for 2019-20
Note 4 — Loan Receivables
This note reports on the City's outstanding loans for:
Affordable Housing BEGIN Homeownership
Note 19 — Covid-19
Down Payment Assistance
Given the last quarter of the 2019-20 Fiscal Year, the worldwide pandemic and resulting health
emergency declaration and economic recession, the 2019-20 Financial Statements need to be
understood in this context.
Statistical Section
• The Statistical section provides additional financial and statistical data,
including data about financial trends that may better inform the reader about
the government's activities.
• It is also a good resource for long-term trends, reporting on most data over
a 10-year period.
Popular Annual Financial Report
https://www.slocity.org/Home/ShowDocument?id=2901 1
Addressing Auditor's Findings
• Year-end closing and reconciliation
• JE posting and numbering
• Bank Reconciliation
• Capital Asset —Additions and Deletions
• Segregation of Duty in AP
• Payroll System Configuration
• Late Performance Reviews
FY 2019=20 Financial Statements
Questions?
Recommendation
Review and accept the Comprehensive
Annual Financial Report for Fiscal Year
2019-20.