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HomeMy WebLinkAboutItem 6b. Acceptance of the Annual Comprehensive Financial Report (ACFR), Federal Single Audit Report, and Transportation Development Act Report (TDA) for FY 2022-23 Item 6b Department: Finance Cost Center: 2005 For Agenda of: 1/23/2024 Placement: Business Estimated Time: 30 Minutes FROM: Emily Jackson, Finance Director Prepared By: Debbie Malicoat, Deputy Director of Finance/Controller SUBJECT: ACCEPTANCE OF THE ANNUAL COMPREHENSIVE FINANCIAL REPORT, FEDERAL SINGLE AUDIT REPORT AND TRANSPORTATION DEVELOPMENT ACT REPORT FOR FISCAL YEAR 2022-23 RECOMMENDATION Review and accept the Annual Comprehensive Financial Report, the Federal Single Audit Report, and Transportation Development Act Report for Fiscal Year 2022-23. POLICY CONTEXT The City’s Charter under Section 810 requires the employment of an independent certified public accountant to examine the City’s financials. REPORT-IN-BRIEF The City produces general-purpose financial statements as well as specifically focused financial statements annually, which are audited by independent auditors. This report presents three audited financial statements to the City Council for review and acceptance: the Annual Comprehensive Financial Report (ACFR), which are general purpose financial statements; the Federal Single Audit Report, which is specifically focused on revenues and expenditures of Federal funding; and the Transportation Development Act (TDA) Report, which is specifically focused on revenues and expenditures related to this funding source. As more fully discussed herein, the auditors have issued an unqualified opinion on the City’s financial statements, which means that in their opinion, the financial statements are presented fairly and in conformity with generally accepted accounting principles. DISCUSSION The accompanying Annual Comprehensive Financial Report (ACFR) has been prepared as required by the City’s Charter and applicable State laws regarding financial reporting for municipalities. The ACFR provides a final and audited representation of the City’s financial condition across all funds for the fiscal year that ended June 30, 2023. The ACFR was Page 293 of 668 Item 6b published on the City’s website on December 18, 2023, hard copies were provided to the City Council, if requested. The document is included as Attachment A to this report. In accordance with the City Charter1, the City’s financial statements have been audited by independent certified public accountants from Badawi & Associates. The objective of the financial audit is to provide users of the financial reports with reasonable assurance from an independent source that the financial reports are reliable and represent a fair assessment of the City’s financial condition. The auditor issued the financial statements with an unmodified opinion which means that they are presented fairly and in conformity with generally accepted accounting principles (see pages 1-3 of the ACFR- Independent Auditors’ Report). The independent auditors also reviewed the City’s Federal Single Audit Report and Transportation Development Act (TDA) annual audit for the Fiscal Year. Results and findings are discussed further below. Presenting the Single Audit and TDA reports at the same meeting as the ACFR represents a significant accomplishment by the accounting division and the independent auditors. This is not something that the accounting division has had the capacity to accomplish since going live with the City’s Oracle ERP system in 2018 and is attributable to the hard work and dedication of the entire divisi on. New Government Accounting Standard Board (GASB) Statements As described more fully in Note 18 to the financial statements, the City implemented three new GASB statements for this fiscal year. The most impactful to the City was Statement No. 96. Statement No. 96 relates to Subscription-Based Information Technology Arrangements (SBITAs). The objective of this statement is to provide guidance on the accounting and financial reporting for subscription-based information technology arrangements. The statement (1) defines a SBITA; (2) establishes that a SBITA results in a right-to-use subscription asset – an intangible asset – and a corresponding subscription liability; (3) provides the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA. The City recognized intangible assets and SBITA liabilities as part of implementing this statement and note 7 of the financial statements includes detailed information. 1 Section 810. Independent Audits. The Council shall employ, at the beginning of each fiscal year, an independent certified public accountant who, at such time or times as may be specified by the Council, at least annually, shall examine the books, records, inventories, and reports of all officials, employees, departments, and agencies who receive, handle, or disburse public funds. As soon as practicable after the end of the fiscal year, a final audit and report shall be submitted by such accountant to the Council, one copy thereof to be distributed to each member, one each to the City Clerk, the City Treasurer, the City Manager, and C ity Attorney respectively, and three (3) additional copies to be placed on file in the office of the City Clerk where they shall be available for inspection by the general public for the period required by the laws of the State of California. Restricted and special assessment district funds shall be segregated in the audit report. Page 294 of 668 Item 6b Financial Results Highlighted in the ACFR Within the ACFR, the Transmittal Memorandum and Management’s Discussion and Analysis (MD&A) summarize the City’s fiscal performance and provide an analysis by management of the influencing factors. They also provide information on the City’s fiscal policies, practices, and financial results. Key variances from projected ending balances for Fiscal Year 2022-23 are highlighted in the Transmittal Memorandum. Both documents allow the reader to gain insight into the City’s fiscal year experiences that lead to the audited financials and provide context to the statements that follow. Financial results for Fiscal Year 2022-23 were generally positive, however the City was impacted by winter storms in January and March 2023 that continue to have financial effects. Revenues and expenditures in the General Fund came in favorably compared to budget estimates. Revenues were $8.7 million above the final budget, and expenditures were $292,000 under budget. Net other sources and uses ended above budget by $4.1 million. The result was an ending fund balance of $42.5 million, which was $4.9 million above budget estimates. As the chart below outlines, most of the ending balance is committed or assigned for future spending or reserve requirements, and not available for spending in conformance with GASB 54. The unassigned balance of $8.3 million represents the amount available for additional spending, although approximately $2.0 million has been spent on storm related projects and is therefore unavailable for consideration at mid-year. Capital Outlay Fund The Capital Outlay Fund meets the definition of a major fund and is displayed separately on the financial statements. This is due, in large part to the current unexpended balance in the fund. Major capital projects are planned, but have been delayed, resulting in the fund balance. Staff expects to be able to significantly spend down this balance with upcoming capital investments. General Fund 2022-23 Final Budget 2022-23 Actual Positive (Negative) Variance Revenues 106,805,814$ 115,463,540$ 8,657,726$ Expenditures 90,558,639 90,266,388 292,251 Other sources (uses)(19,320,374) (23,404,590) (4,084,216) Beginning fund balance 40,745,506 40,745,506 - Ending fund balance 37,672,307$ 42,538,068$ 4,865,761$ Ending fund balance Nonspendable - 101,462 101,462 Restricted - - - Committed - 19,620,444 19,620,444 Assigned - 14,540,709 14,540,709 Unassigned - 8,275,453 8,275,453 Total ending fund balance 37,672,307$ 42,538,068$ 4,865,761$ Budget - Actual Comparison Page 295 of 668 Item 6b Enterprise Funds The City maintains four Enterprise Funds for its Water and Sewer utility, and Parking and Transit operations. Enterprise Funds are business-type activities within governmental accounting and are reported separately from the General Fund. The primary sources of revenue for the Water, Sewer, and Parking Funds are fees for sales and services. In the Transit Fund, Federal and State grants represent mo st of the annual revenue. All four funds experienced an increase in net position for the year, as reflected in the table below (ACFR page 39). ACFR Organization In accordance with generally accepted accounting principles for state and local governments, the City’s ACFR is organized into three major sections: Introduction, Financial Reports and Statistical Tables. The following is a brief summary of the contents of each of these sections. Introduction. The Transmittal Memorandum and other information of general interest are presented in this section, including directory of officials, advisory bodies, and organization chart. Financial Reports. This section includes the City’s primary financial statements in five major parts: 2022-23 2021-22 Revenues: Program Revenues: Charges for services 56,894,331$ 59,140,271$ Operating grants and contributions 7,355,896 5,156,782 Investment earnings 3,010,333 (1,207,118) Miscellaneous and other 585,101 Total revenues 67,260,560$ 63,675,036$ Program Expenses: Public utilities 35,569,549$ 33,468,921$ Transportation 9,546,264 8,368,389 Total expenses 45,115,813$ 41,837,310$ Increase (decrease) in net position before transfers 22,144,747 21,837,726 Transfers (2,243,612) (1,685,314) Change in net position 19,901,135$ 20,152,412$ Net position - beginning of year 240,384,486 217,715,565 Prior year restatement 2,516,509 Net position - end of year 260,285,621$ 240,384,486$ Summary of Changes in Net Position Business-Type Activities Page 296 of 668 Item 6b 1. Auditors’ opinion regarding the financial statements. 2. Management’s discussion and analysis provides a narrative overview of City-wide finances, influencing factors, and operations experiences throughout the year. 3. The basic financial statements presenting the government-wide year-end results combining the activities of the major funds (General, Capital Outlay and all four Enterprise Funds) into governmental and business-type categories; the fund financial statements; and the notes to the financial statements. 4. Required supplementary information presenting the General Fund's actual results with both the original and final adjusted budgets. 5. Other supplemental schedules and financial statements provide financial information for each of the City’s non-major governmental and agency funds. This includes a financial schedule presenting Local Revenue Measure revenues and uses in 2022-23. Statistical Tables. This section provides demographic and financial tables showing current and historical trend information for the City and is organized into six major parts: 1. Statistical overview. General information about the San Luis Obispo community. 2. General financial trends. Ten-year summary information on net assets, governmental revenues and expenditures and fund balances. 3. Revenue capacity. Ten-year summary information on property and sales tax trends. 4. Debt capacity. Ten-year summary information on debt service requirements. 5. Economic and demographic trends. Ten-year summaries of taxable sales, building permits and valuations, housing, population and other demographic trends. 6. Operating information. Ten-year trend information on operating indicators by function. The City structures its statistical section to consider debt disclosure requirements including all relevant information so the ACFR can be used for submission to the Electronic Municipal Market Access (EMMA) system. Recognition for Excellence in Financial Reporting Beginning in Fiscal Year 1983-84, all of the City’s ACFRs have been awarded the certificate of achievement for excellence in financial reporting from the Government Finance Officers Association of the United States and Canada (GFOA). This is a prestigious national award recognizing the City’s use of the highest standards in preparing its annual financial report. The certificate for Fiscal Year 2021-22 is included in the ACFR document and staff will submit the Fiscal Year 2022-23 ACFR for the award program. Single Audit Reports This document provides several items. First, it provides a report on the City’s internal control when it comes to financial reporting. Second, it provides a schedule of expenditures that were funded by Federal Grants and the City’s compliance with applicable Federal regulations. Third, it provides a schedule of findings and questioned costs, if any. The findings are areas of improvement for the City when it comes to the internal controls that are designed to manage the risk in how the City’s assets are safeguarded, and its finances are accurately reported, which then translates into the proper administration of federal funding. Page 297 of 668 Item 6b There are two findings and no questioned costs. The City’s responses to the auditor’s findings are incorporated into the Single Audit Report (Attachment B). The auditor’s comments generally reflect the difficulties encountered when implementing the new Enterprise Resource Planning/Human Capital Management (ERP/HCM) cloud -based Oracle system and both are continuations from the prior year. The City is currently at some stage of resolution on these issues, utilizing an Oracle consultant for the necessary reconfigurations. The number of findings has decreased compared to prior years and reflects the significant time and effort that has been dedicated to ongoing configuration work. Again, these are areas of improvement and neither of them put the City’s revenues in jeopardy or question the appropriate accounting of expenditures. TDA Report and Financial Statements This document (Attachment C) provides information on the revenues received by the City pursuant to the TDA. The City receives funding from the TDA for two specific purposes: 1. The development and construction of local streets and roads, including pedestrian and bicycle facilities. Since these funds are legally restricted, the City has a special revenue fund created to account for this portion of TDA revenues. The City received $76,869 in TDA funding during Fiscal Year 2022-23. Of these revenues, $76,869 was spent on pedestrian facility improvements. There remains $8,681 unspent at year end, from unspent prior year allocations. 2. The Transit Fund is an enterprise fund to account for the revenues received pursuant to the TDA, the Federal Transit Authority (FTA) and revenues f rom transit operations. These revenues are allocated under specific statutes and are legally restricted to pay for transit operations, the development of public transportation systems and transportation planning. The Transit Fund received $3,078,487 in TDA operating grants during the fiscal year. Of these funds, $2,708,131 were also unspent at fiscal year-end due to Federal funding received for Transit and will be available for future use. In addition, this report demonstrates the City’s compliance with applicable TDA regulations pertaining to acceptable fare revenue ratios. For the fiscal year ended in 2023, the City was required to maintain a fare revenue ratio of 20%, the actual ratio was 159% due to a change in calculation allowing the inclusion of fed eral grant funds as local funds for the purpose of computing fare revenue ratios. This mandate is discussed further in Note 7 of the report. Public Engagement The City’s annual audit and issuance of the annual comprehensive financial report fulfills a legal requirement and does not have a public engagement component outside the required presentation before the Council during a public session. ENVIRONMENTAL REVIEW The California Environmental Quality Act does not apply to the recommended action in this report, because the action does not constitute a “Project” under CEQA Guidelines Sec. 15378. Page 298 of 668 Item 6b FISCAL IMPACT Budgeted: Yes Budget Year: 2023-24 Funding Identified: Yes Fiscal Analysis: Funding Sources Total Budget Available Current Funding Request Remaining Balance Annual Ongoing Cost General Fund $75,000 $62,405 $12,595 $ State Federal Fees Other: Total $75,000 $62,405 $12,595 $ The City budgets the cost for the auditing firm annually. The cost is appropriated with the annual budget approval. The current fiscal year contains a budget of $75,000 for the previous fiscal year audit. Actual costs are anticipated to be $62,405 in accor dance with the City’s contract with the auditing firm. ALTERNATIVES The City Council could decide to revise or not accept the Annual Comprehensive Financial Report for Fiscal Year 2022-23. This is not recommended as the report has been prepared in conformance with a variety of accounting and other reporting requirements and represents the professional evaluation and analysis by the City’s independent auditors. The auditors have rendered an unqualified opinion which means that the reports are presented fairly and in conformity with generally accepted accounting principles. ATTACHMENTS A - Annual Comprehensive Financial Report, Fiscal Year Ended June 30, 2023 B - Single Audit Report, Fiscal Year Ended June 30, 2023 C - Transportation Development Act Report, Fiscal Year Ended June 30, 2023 Page 299 of 668 Page 300 of 668   City of San Luis Obispo , CA Annual Com prehensive Financial Report Fiscal Year Ended June 30, 2023 Page 301 of 668   1     SanLuisObispoishometosomeofthebestweatherinCalifornia.Warmsummersandmildwinters bringtheperfectclimateforgrowingavarietyofflowers,fruits,andvegetables.Thecityand communityofSanLuisObispohasmadeiteasyforthoseinterestedingardeningbycreatingspaces aroundthecityformultiplecommunitygardensincludingover100plotsavailableforcityresidents. CommunitygardenscanbefoundatEmersonPark,MeadowPark,LaurelLanenexttoFireStation #3,andLosOsosValleyRoadbytheLagunaLakeGolfcourse. Formoreinformationvisit:https://www.slocity.org/government/departmentͲdirectory/parksͲandͲ rec/communityͲgardens        About the Cover Photocredit:@wildflowerfolie Page 302 of 668 ANNUAL COMPREHENSIVE FINANCIAL REPORT Fiscal Year Ended June 30, 2023 ERICA A. STEWART, MAYOR JAN MARX, VICE MAYOR MICHELLE SHORESMAN, COUNCIL MEMBER ANDY PEASE, COUNCIL MEMBER EMILY FRANCIS, COUNCIL MEMBER DEREK JOHNSON, CITY MANAGER Prepared by the Department of Finance Emily Jackson, Finance Director Debbie Malicoat, Deputy Finance Director/Controller Tavy Garcia, Senior Accountant Traci Kawaguchi, Accountant Courtney Miles, Accounting Specialist City of San Luis Obispo, California www.slocity.org Page 303 of 668 Page 304 of 668 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2023 Table of Contents Page Introductory Section Transmittal Memorandum ...................................................................................................................................................... vii-xxii Report Purpose and Organization ............................................................................................................................................... vii Profile of the City of San Luis Obispo ........................................................................................................................................ ix Factors Affecting Financial Condition ........................................................................................................................................ xi Financial Condition Overview ...................................................................................................................................................xiii Relevant Financial Policies ........................................................................................................................................................ xvi Major Initiatives ......................................................................................................................................................................... xx Award for Excellence in Financial Reporting ........................................................................................................................... xxi Acknowledgments .................................................................................................................................................................... xxii Directory of Officials and Advisory Bodies ................................................................................................................................xxiii City Council .............................................................................................................................................................................xxiii Advisory Bodies ......................................................................................................................................................................xxiii Appointed Officials and Department Heads ............................................................................................................................xxiii Mission Statement ....................................................................................................................................................................... xxiv Organizational Values ......................................................................................................................................................... xxv-xxvi Organization of the City of San Luis Obispo ............................................................................................................................. xxvii GFOA Certificate ..................................................................................................................................................................... xxviii Financial Section Independent Auditors’ Report .......................................................................................................................................................1-4 Management’s Discussion and Analysis ..................................................................................................................................... 5-21 Overview of the Financial Statements .......................................................................................................................................... 5 Financial Highlights ..................................................................................................................................................................... 7 Government-Wide Financial Analysis .......................................................................................................................................... 9 Financial Analysis of Governmental Funds ................................................................................................................................ 13 Financial Analysis of Enterprise Funds ...................................................................................................................................... 14 Combined Program Expense and Revenue for Business-Type Activities .................................................................................. 15 General Fund Budgetary Highlights ........................................................................................................................................... 16 Capital Asset and Debt Administration ...................................................................................................................................... 18 Economic Factors and Next Year’s Budget and Rates ............................................................................................................... 19 Requests for Additional Information .......................................................................................................................................... 21 i Page 305 of 668 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2023 Table of Contents Page 2 Page Basic Financial Statements Government-wide Financial Statements: Statement of Net Position ........................................................................................................................................................ 27 Statement of Activities ............................................................................................................................................................ 28 Fund Financial Statements: Balance Sheet – Governmental Funds ..................................................................................................................................... 31 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position ...................................................................................................................... 32 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds ........................................................................................................................................................... 33 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities ................................................................................................... 35 Statement of Fund Net Position Business-Type Activities – Enterprise Funds .................................................................. 39-40 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities – Enterprise Funds .................................................................................................................................................................. 41 Statement of Cash Flows Business-Type Activities – Enterprise Funds ............................................................................ 42-43 Statement of Fiduciary Net Position - Fiduciary Funds .......................................................................................................... 47 Statement of Changes in Fiduciary Net Position - Fiduciary Funds ....................................................................................... 48 Notes to the Basic Financial Statements ................................................................................................................................ 49-96 Required Supplementary Information Section Budgetary Comparison Schedule – General Fund ............................................................................................................... 99-102 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan .......................................................................................................................................... 103 Schedule of the Pension Plan Contributions – Miscellaneous Agent Multiple – Employer Plan ............................................. 104 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plan ..................................... 105 Schedule of the City’s Pension Contributions – Safety Cost-Sharing Plan .............................................................................. 106 Schedule of the Changes in the Net OPEB Liability and Related Ratios ................................................................................. 107 Schedule of Employer OPEB Contributions ............................................................................................................................. 108 Notes to Required Supplementary Information ........................................................................................................................ 109 ii Page 306 of 668 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2023 Table of Contents Page 3 Page Other Supplementary Information and Combining and Individual Fund Statements and Schedules Local Transaction Tax Measure Funding Schedule ........................................................................................................... 114-116 Nonmajor Governmental Funds ........................................................................................................................................ 117-120 Combing Balance Sheet – Nonmajor Governmental Funds .............................................................................................. 122-129 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds ................................................................................................................................... 130-137 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund ................................................................................................................. 138 Transportation Development Act (TDA) Fund ..................................................................................................................... 139 Tourism Business Improvement District Fund ...................................................................................................................... 140 Gas Tax Fund ........................................................................................................................................................................ 141 Community Development Block Grant (CDBG) Fund ......................................................................................................... 142 Law Enforcement Grants Fund ............................................................................................................................................. 143 Public Art Contributions Fund .............................................................................................................................................. 144 Avila Ranch CFD .................................................................................................................................................................. 145 SB1 Road Repair Fund ......................................................................................................................................................... 146 SB1186 ASP Certify ............................................................................................................................................................. 147 Affordable Housing BEGIN Loan Fund ............................................................................................................................... 148 Debt Service Fund ................................................................................................................................................................. 149 Custodial Funds ................................................................................................................................................................. 151-155 Combining Statement of Fiduciary Net Position – Custodial Funds .............................................................................. 152-153 Combining Statement of Changes in Fiduciary Net Position – Fiduciary Funds............................................................ 154-155 Statistical Section Statistical Section – Overview (Unaudited) .............................................................................................................................. 159 Financial Trends: Net Position by Component – Last Ten Fiscal Years ............................................................................................................ 160 Changes in Net Position – Last Ten Fiscal Years ........................................................................................................... 161-162 Changes in Net Position – Last Ten Fiscal Years ........................................................................................................... 161-162 Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years ................................................. 163 Fund Balances, Governmental Funds – Last Ten Fiscal Years ...................................................................................... 164-165 iii Page 307 of 668 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2023 Table of Contents Page 4 Page Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years ................................................................................................................................................. 166-168 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years ................................................................... 169 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years ........................................................... 170 Property Tax Rates – Last Ten Fiscal Years .......................................................................................................................... 171 Principal Property Taxpayers – Current Year and Nine Years Ago ...................................................................................... 172 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years ......................................................................... 173 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years ................................................................. 174 Historical Sales and Use Tax Rates ....................................................................................................................................... 175 Schedule of Business Tax Certificates Issued ....................................................................................................................... 176 Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years ........................................................................................... 177 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita Last Ten Fiscal Years ........................................................................................................................................................ 178 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2023 ..................................................................... 179 Computation of Legal Debt Margins – Last Ten Fiscal Years .............................................................................................. 180 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years ..................................................................................................................................... 181 Parking Fund – Last Ten Fiscal Years .................................................................................................................................. 182 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years ........................................................................................... 183 Principal Employers – Current Year and Nine Years Ago .................................................................................................... 184 Regular Authorized Positions – Last Ten Fiscal Years ......................................................................................................... 185 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years ................................................ 186-189 Water System Statistical Data ............................................................................................................................................... 190 Water and Sewer Rates – Last Ten Fiscal Years ............................................................................................................ 191-192 Water System Ten Largest Users – Fiscal Year Ended June 30, 2023 .................................................................................. 193 iv Page 308 of 668 INTRODUCTORY SECTION v Page 309 of 668 vi Page 310 of 668 City of San Luis Obispo, Finance and Information Technology, 990 Palm Street, San Luis Obispo, CA, 93401‐3249, 805.781.7130,  slocity.org  Date December 15, 2023 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Derek Johnson, City Manager Emily Jackson, Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR FISCAL YEAR 2022-23 We are pleased to submit the City of San Luis Obispo’s 2022-23 Annual Comprehensive Financial Report (ACFR). Section 810 of the City’s Charter requires that an audit of the City financial records be conducted each year by an independent certified public accountant. Such an audit has been performed and this report is being published as part of the requirement for the fiscal year ended June 30, 2023, within applicable timelines. Though the audit is conducted by an independent certified public account firm, City management assumes full responsibility for the completeness and reliability of the information contained in this report. We attest that, to the best of our knowledge, the data presented is accurate in all material respects and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control and review framework that is designed both to protect the government’s assets from loss, theft, or misuse and to compile sufficient and reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. However, it is critically reviewed by the auditors annually and Finance staff throughout the year to assure compliance with applicable Governmental Accounting Standards Board (GASB) rules and best practices in government accounting. Additionally, the City’s governing body receives reports on a quarterly basis and additional reports in accordance with State requirements are posted online on the City’s website at www.slocity.org. REPORT PURPOSE AND ORGANIZATION Audited Financial Statements The City’s financial statements were audited by Badawi and Associates, a firm of licensed certified public accountants currently under contract with the City. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2023, are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and vii Page 311 of 668 TRANSMITTAL MEMORANDUM disclosures in the financial statements; assessing the overall accounting principles used and significant estimates1 made by management; and evaluating the overall financial statement presentation. The independent auditor concluded that the City’s financial statements present fairly2, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2023. They also fairly represent the respective changes in financial position, and, where applicable, cash flows in accordance with accounting principles generally accepted in the United States of America. The independent auditors’ report is presented as the first component of the financial section of this report beginning on page 1. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls3 and compliance with legal requirements, with special emphasis on the administration of Federal awards (such as Transit funding). This audit has been completed and will be filed and distributed to appropriate agencies to meet Federal requirements and deadlines. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors beginning on page 5. Organization of the Annual Comprehensive Financial Report The report is presented in three sections: introductory, financial, and statistical. SECTION ONE - The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and charts. SECTION TWO - The Financial section consists of six parts: 1) the independent auditors’ report; 2) Management’s Discussion and Analysis; 3) the basic financial statements including the government-wide financial statements; 4) fund financial statements; 5) notes to the financial statements; and 6) required supplementary information; and additional statements and schedules including the local transaction tax information, non-major governmental funds, and agency funds. SECTION THREE - The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes financial trends, revenue trends, debt capacity, demographics, and economic and operating information. This section also contains important information for the benefit of the required bond disclosures and rating agencies. 1 Significant estimates included in the financial statements are made in conformity with GAAP. 2 The Term “present fairly” means that the financial statements give a reasonable view of the financial results, financial position, and cash-flow of the reporting entity. 3 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. viii Page 312 of 668 TRANSMITTAL MEMORANDUM As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has two component units, the San Luis Obispo Capital Improvement Board and the San Luis Obispo Public Financing Authority, both of which provide financing for the construction and acquisition of City facilities. The Board/Authority is comprised solely of members of the City Council. Activities of the Board/Authority are accounted for in the applicable City governmental or enterprise funds. PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of 47,063 (2020 Census), the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of San Luis Obispo County. San Luis Obispo is the county seat and a number of Federal and State regional offices and facilities are located within the City and California Polytechnic State University and Cuesta College are in its sphere of influence. One of California’s oldest communities, the City began with the founding of Mission San Luis Obispo de Tolosa in 1772 by Father Junipero Serra as the fifth mission in the California chain of 21 missions. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document, and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping, four-year terms. The Mayor is also elected at-large for a two- year term and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street and parks maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. Financial data for all funds through which services are provided by the City have been included in this report. Several municipal services are provided through other governmental agencies or private utility companies, including: Service Agency Courts, Health and Social Services County of San Luis Obispo Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies ix Page 313 of 668 TRANSMITTAL MEMORANDUM The City is also a member of a Joint Powers Authority called Central Coast Community Energy (3CE) which sources clean and renewable electricity at competitive prices for the community and is delivered through the grid by PG&E. 3CE follows a Community Choice Aggregator or “CCA” model, a community-focused, “not-for- profit” model that allows for greater commitment to clean and renewable energy while supporting community reinvestment for affordable and fair rates and equitable access to clean-energy resources. It is locally controlled and governed by board members who represent the communities served by 3CE. Becoming a member of 3CE was an integral part of the City’s Major City Goal for Climate Action. For more information visit: www.3cenergy.org Budgetary Policy and Control Though the City adopts a two-year Financial Plan, annual budgets are legally appropriated by the City Council by resolution and are prepared for each fund in accordance with its basis of accounting. As provided under the City Charter, the City Manager is responsible for preparing the budget and for its implementation after adoption. Financial reports are presented to the City Council and posted online on a quarterly basis. At mid-year, staff prepares a more in-depth status report for the City Council for the first six months of the fiscal year in addition to any fund balance information and long-term forecast based on the audited annual comprehensive financial report. Since the City uses a two-year Financial Plan, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements. At the end of the second year of the two-year plan, operating appropriations lapse unless they are committed by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary but revert to fund balance after three years of non-activity. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the appropriated budget if those changes will have neither a significant policy impact nor affect budgeted year-end fund balances. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting details are maintained by the City for each fund and department by program area at the line-item level. Budgetary control is exercised through a computerized Enterprise Resource Planning (ERP) system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances and any authorized adjustments throughout the year based on actual expenditures and purchase order obligations. Open purchase orders at year-end are reported as assigned fund balance. The ERP system also maintains the City’s list of fixed assets. It is the City's policy to maintain an operating reserve in the General Fund of at least 20% of operating expenditures which is reflected in the committed fund balance. This policy objective has been achieved for fiscal year 2022-23. The City maintains a similar policy for working capital balances in the water, sewer, and parking enterprise funds. The Fleet Replacement Fund reserve policy is $500,000 and the Information Technology (IT) Replacement Fund reserve policy is $400,000 which have been met for 2022-23. With the 2021-22 fiscal year, the City also adopted a capital reserve in its Capital Outlay Fund of 20% of budgeted capital investments from the Local Revenue Measure for the fiscal year. This reserve is adjusted with each budget adoption, funded from the local transactions tax, and is reflected in the Capital Outlay Fund. x Page 314 of 668 TRANSMITTAL MEMORANDUM FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operated in 2022-23. Recovery from Global Pandemic The City Council adopted its two-year Financial Plan for 2021-23 considering the effects of the worldwide pandemic brought on by COVID-19. Given the ongoing uncertainty regarding economic recovery, workforce reintegration and issues with supply chain shortfalls, the budget approach, while cautiously optimistic based on better than anticipated results in 2020-21, remained relatively conservative in its forecasting. As the second year of the Financial Plan, the 2022-23 fiscal year budget continued investments into the adopted Major City Goals and concentrated on assisting the community with the recovery from the depth of the pandemic as well as addressing emerging trends and needs. The following goals were adopted, and specific work programs implemented to deliver on the community’s ambitions: Economic Recovery, Resiliency & Fiscal Sustainabiltiy Diversity, Equity, Inclusion Housing and Homelessness Climate Action, Open Space, and Sustainable Transportation Significant Storms in January and March 2023 As the year unfolded, the City’s major revenue sources continued to recover and grow, providing an improved fiscal outlook. However, in January and March 2023, the City and region experienced severe winter storms that resulted in two separate emergency declarations at the Federal and State level, as well as emergency proclamations at the local level. The City is eligible and is seeking reimbursement from Federal and State resources for most costs related to the storms. As of the end of the fiscal year, the City had spent about $3.6 million for operating costs in response to the storms, including supplies, emergency protective measures and for immediate repair of damages to City infrastructure, and an additional $7 million remained on purchased orders for future planned expenditures. It will take years to fully recover and repair all damages, which is now currently estimated to exceed $35 million; however, staff are working to prioritize the repairs and identify projects eligible for reimbursement. The City’s strong fiscal policies and General Fund reserve provided the first line of defense in addressing the immediate impact of the storms to the community. The City drew down reserves as the City Council authorized the use of the balance to pay for these unanticipated emergency costs and activated the City’s Fiscal Health Contingency Plan during the second half of the fiscal year. In addition to the impact of the winter storms, several other factors played into the City’s financial condition at 2022-23 year-end: 1.Strong tax revenue including Sales and Use Tax, Property Tax, Transient Occupancy Tax (TOT), as well as Utility User Tax. Despite worries of economic cooling, real estate market concerns and tourism impacted by winter storms, the City’s major tax revenues performed well for 2022-23. The 2020 voter approved local transaction tax continues to be the City’s largest single tax revenue. Property taxes remained strong due to ownership transfers as well as new housing units on the market. The prior year saw record high TOT, which was surpassed in the current fiscal year, in large part due to an incredibly xi Page 315 of 668 TRANSMITTAL MEMORANDUM strong fourth quarter. Utility User Tax was also higher than anticipated due to increases in all categories of utilities: electricity, natural gas, telecommunications, cable and water. 2.Expenditure Savings. With the activation of the Fiscal Health Contingency Plan, expenditures for nonessential items were deferred or cancelled, the City delayed filling vacant positions, and a travel/training “chill” was put in place. These actions contributed to General Fund budgetary savings of over 6%, which will provide added flexibility in addressing the unanticipated storm expenses and restoration of the General Fund reserve. 3.Favorable Fair Market Value Adjustment. The Fair Market Value (FMV) adjustment is essentially an accounting practice that reassesses the value of the City’s investments when there is a difference between the market value and the value recorded on the City’s books. Interest earnings and FMV adjustments have been volatile the past few years. In the prior year, the FMV adjustment was negative $1.5 million; in the current year, it was $1.2 million positive. Economic Indicators for San Luis Obispo in General Local Economic Environment Historically, the City has experienced a relatively stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, the Regional Water Control Board, and Camp San Luis Army base. It is also the County seat with significant county administrative offices and the regional courts. The continued operation of the Diablo Canyon Nuclear Powerplant also contributes to a stable economy as it generates approximately 10% of the State’s electricity. Employment. Due to the local economic environment and a large government presence and diversity, employment in the San Luis Obispo County region has historically been relatively stable. As noted above, the State has a major university, correctional facility, and other regional offices located in the community. The County government and school districts are also major employers. Other major employers include two major hospital facilities, several engineering and software companies, and Pacific Gas and Electric. The announcement to prolong the use of the Diablo Canyon Nuclear Power Plan presents an opportunity to continue jobs for trained professionals in the region. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is fortunate to attract a diverse array of strong revenue sources. The top three revenue sources for the City are Sales & Use Tax, Property Tax, and Transient Occupancy Tax (TOT). The 2020 voter approved local transaction tax of one-and-a-half cent (Local Revenue Measure) went into effect in April 2021 to provide for a variety of City services including infrastructure. This Local Revenue Measure has become the largest single tax revenue to the City, growing to over $30 million. Long-Term Financial Planning. The City engages in several activities focused on long-term financial planning to gauge and adjust to current economic conditions and trends. Various scenarios are developed considering a multitude of information and resources. This effort was very rigorous in FY 2022-23 due to the uncertainties surrounding the economic environment. xii Page 316 of 668 TRANSMITTAL MEMORANDUM Long-Term Fiscal Forecast. Before the two-year Financial Plan and budget process begins, the City Council reviews long-term fiscal forecasts for the General and the Enterprise Funds to help set the stage for sustainable decision-making. The purpose of the forecast is to consider long-term fiscal health and to identify the funds’ ability, on an order of magnitude basis, to maintain current services and existing assets and look at the opportunity to fund new initiatives. The 2022-27 forecast was completed in April 2021, before the City Council considered the 2021-23 Financial Plan and was updated before adoption of the 2022-23 budget. CalPERS and the City’s Unfunded Liability In 2018-19, the City developed a three-year Fiscal Health Response plan and prepared a path to pay-down the City’s pension liability over a 20-year term, shortening the duration of prescribed payments and saving approximately $19 million in payments due. It did so by aligning its expenditures with the revenue forecast tto allow for additional annual payments. A first payment of $4.2 million was made in April 2019 and a second payment of equal amount was scheduled for April 2020. Due to the state of the health emergency, the City Council decided to retain any unassigned fund balance until the fiscal situation could be better assessed. It did so again in February 2021 when the next payment of $3 million was scheduled and uncertainties with pandemic driven restrictions continued. Given the City’s commitment to the additional payments and the year-end results, the previously earmarked amounts for the past three fiscal years were paid through unassigned fund balance, making good on $10.2 million in additional funding toward the City’s pension liability. An additional $2.2 million was paid through the City’s four enterprise funds as well as the Whale Rock Reservoir custodial fund and Tourism Business Improvement District Fund. In July 2021, CalPERS announced having ended the 2020-21 Fiscal Year with a 21.3% investment gain. This result triggered the previously adopted Risk Mitigation policy, lowering the future discount rate to 6.8%. The CalPERS board ratified the discount rate in November 2021, and it will become effective for the City with the 2023-24 fiscal year. Given this new reality, further influenced by a 6.1% investment loss at June 30, 2022, and a lackluster 5.8% investment return for fiscal year 2022-23, the City continues to gauge the appropriate level of additional payments moving forward. FINANCIAL CONDITION OVERVIEW Despite the background of economic uncertainty, the City ended the 2022-23 fiscal year in a better fiscal position than originally anticipated. General Fund revenues exceeded budgetary estimates by approximately 4% and expenditures were 6% under budget. On June 30, 2023, the total General Fund balance was $42.5 million; an increase of $1.8 million over 2021-22 despite the unexpected storm related costs. Enterprise Funds similarly experienced increases in net position. Overall, the City’s total net position increased by $60.7 million from the prior year. The table below shows the General Fund levels of fund balance in accordance with GASB 54 and the City’s policy pertaining to fund balance assignments.  Fund Balance & Reserve Policy xiii Page 317 of 668 TRANSMITTAL MEMORANDUM General Fund – Fund Balance per June 30, 2023 Non-spendable $101,462 Committed Contingency Fund – 20% policy level 13,727,000 General government programs 5,307,988 Risk Management 585,456 Assigned to: Encumbrances SLO Rep Theater grant 2,455,573 3,940,000 115 Trust Fund 2,000,000 CalPERS Payment 2,000,000 Revenue Stabilization 2,000,000 Tenant Improvement 1,400,000 Development Services 464,136 Solid Waste AB939 281,000 Unassigned 8,275,453 Total Fund Balance $42,538,068 Continue to Focus on Sustainability and Long-term Fiscal Health With its Major City Goal for Economic Recovery, Resiliency & Fiscal Sustainability, the City continues its commitment to long-term fiscal health. The goal program aims to, in collaboration with local partners, continue to assist with economic recovery for all from the pandemic and sustain a thriving local economy by supporting local businesses, arts and culture, downtown vitality. It commits to practicing fiscal responsibility, paying down unfunded pension liabilities, and investing in critical infrastructure. Revenue Base Growth. Since the Great Recession, the US had experienced an unprecedented long-term expansion that continued into the latter part of 2019-20. Sales tax (including the local Transaction tax), Property Tax and Transient Occupancy Tax (TOT) had accounted for 69% of all funding sources in the General Fund. All of these revenues showed slow but steady growth over the past several years with Property Tax seeing the largest increase. However, all of this came to an abrupt halt with the onset of COVID-19 and the resulting global pandemic that placed the national and local economy on temporary halt. Action by Congress and substantial aid packages ranging from additional unemployment benefits, one-time payments to households, and protection from rent and utility payments, lead to an accumulation of wealth that resulted in continued purchasing power and consumption. The beginning trends of the migration to online shopping were accelerated and sales tax revenue did not see the originally anticipated decline. Property tax remained strong as the real estate market continued to deliver. Tourism did clearly take a hit but continued to see activity and bounced back due to pent-up demand in the last quarter into the summer months. Development related fee revenue continued to see significant growth as development activity remained at unprecedented levels in the City, with two Community Facilities Districts beginning construction and housing continuing as a Major City Goal. These trends largely continued during FY 2022-23 with travel activities returning strongly, retail shopping re- discovered, and housing markets retaining momentum. Development began to tighten due to inflationary pressures and resulting monetary policy from the Federal Reserve to counter-act inflation. Labor shortages as xiv Page 318 of 668 TRANSMITTAL MEMORANDUM well as supply chain challenges began to take a toll in the prior fiscal year and continue to influence the second year of the Financial Plan. Containment of Operating Costs. The City’s efforts to control costs are ongoing while also addressing the need to remain an attractive employer and provide the services the community expects. The City has an extensive policy framework that allows immediate and nimble action to address adverse changes in economic and fiscal condition and will continue to activate as needed. The City’s implementation of a 2nd and 3rd tier retirement benefit program continues to change the City’s annual retirement contributions as 67% of the workforce is now enrolled in those retirement plan tiers. These actions have been instrumental in helping the City contain current costs and long-term liabilities related to retirement benefit programs; furthermore, two of the City’s bargaining units as well as the Management & Confidential group pay additional contributions toward the City’s pension obligation. Infrastructure and Facilities Maintenance. As a growing city, San Luis Obispo has seen the need for capital expenditures grow steadily over the past decade. The need to maintain, repair or replace its current infrastructure is met with the need to build amenities for the community at large and the City’s Local Revenue Measure plays a vital part. The City plans on using 75 to 85% of the revenue in any given year for infrastructure improvements and enhancements and the Public Works department is continuing work to determine how best to deliver projects that have increased in number, scope and complexity. For a list of projects delivered in FY 2022-23 see page 18 in the Management Discussion and Analysis. The City’s Capital Improvement Plan Review Committee evaluates projects for funding based on established criteria and funding is allocated to projects in coordination of a number of adopted plans including the General Plan, Bicycle Transportation Plan, Downtown Concept Plan, and Mission Plaza Concept Plan. Each plan represents hours of community input and a vision to maintain and improve San Luis Obispo now and into the future. Ongoing Commitment to Local Transaction Tax Measure Priorities (Local Revenue Measure) The City remains committed to the priorities for the use of the local transaction tax measure as identified by the community. They include public safety, youth and senior services, code enforcement, economic development, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following table summarizes how the local transaction tax measure funds were used during fiscal year 2022-23. xv Page 319 of 668 TRANSMITTAL MEMORANDUM Total uses of the funding during 2022-23 amounted to $30.9 million, with an additional $1.4 million encumbered through purchase orders or contracts; the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of local transaction tax measure sources and uses is provided in the Other Supplementary Information section of this report beginning on page 113. Local Sales Tax Measure Revenue & Uses Summary 2022-23 Revenues: Sales and use tax - Measure G add-on tax $ 30,508,731 Investment income 7,899 Total Revenues $ 30,516,630 Uses: Operating Programs ($8,778,263) Capital Projects (22,127,243) Total Uses ($32,491,617) Change in Fund Balance ($30,905,506) Prior Sales Tax Measure Balance $5,696,864 Encumbered or designated for carryover for future year expenditures ($1,435,051) Net available for future year appropriations (note 1) $ 3,872,937 RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of budget and financial policies to provide guidance for all fiscal matters and resource allocations. The policies are reviewed, amended, and updated with each Financial Plan adoption and as needed throughout the year. The policies cover virtually every aspect of financial management but several of these policies are particularly relevant to the understanding of the City’s financial performance in 2022-23. Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefit such as lower debt service payment or reduction of principal. The City always evaluates various options when considering the issuance of debt in order to benefit from the best long-term terms and conditions. Information on the City’s outstanding debt issues and other long-term liabilities is provided in Note 7 in the notes to the financial statements. In February 2023, Fitch Ratings, a nationally recognized statistical rating organization, reviewed the City’s financials, its fiscal outlook, and the current rating. On February 21, 2023, Fitch Ratings subsequently concluded that there should be no change to the existing rating at AA+ with a stable rating outlook. Fitch Ratings’ long xvi Page 320 of 668 TRANSMITTAL MEMORANDUM term credit ratings are assigned on an alphabetic scale from AAA to D. The City’s AA+ bond rating means that the City’s investment grade is “quality”. Specifically, current lease revenue bonds (LRBs) issued by the San Luis Obispo Public Financing Authority remain at an 'AA’ rating and the LRBs issued by the City of San Luis Obispo Capital Improvement Board at an 'AA' rating. In addition, in April 2023, Standard & Poor’s Global Ratings upgraded the City’s Water Revenue bonds from ‘AA-’ to ‘AA.’ At this time, the City of San Luis Obispo has no general obligation debt. Fitch Ratings’ analysts had previously commended the City’s ability to respond to the economic impacts of the COVID-19 pandemic, “budget management at times of recovery is very strong, leaving the city well prepared to manage the current period of economic stress. The city engages in thorough and conservative long-term financial planning with a focus on maintaining structural budget balance, maintaining the city's capital assets with minimal debt reliance, and proactive efforts to pay down its unfunded retirement liabilities above actuarially determined levels.” Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy reserve levels. Under this policy it is allowable for total expenditures to exceed revenues in any given year but only when fund balance is used to pay for capital improvement plan projects or other “one-time,” non-recurring expenditures. Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management and Information Technology Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software and a reserve is retained in these funds to safeguard against unforeseen and unfunded issues. All reserve policies continue to be met. To further strengthen the Water and Sewer fund against revenue fluctuations, both funds carry a Rate Stabilization reserve of 10% of sales revenue for Water and 5% of sales revenue for Sewer. Long-Term Liabilities and Maintenance of Infrastructure With the 2017-19 Financial Plan, the City began to incorporate the use of one-time funds above policy reserve to unfunded pension liabilities and infrastructure into the City’s fiscal policies. Additionally, the City began addressing the long-term needs of its capital assets and categorizing asset maintenance, asset replacement, and new assets driven by new development. The City Council received a first presentation of the long-term needs of its infrastructure in early 2018 and the assessment continued into FY 2019-20 with the beginning stages of the SLOForward effort. It culminated in the City Council’s decision to place a measure on the November 2020 ballot for a 1.5 cent local transaction tax measure to supplant the 2006 enacted half-cent measure. The measure was successfully approved by 58% of the voters and the new local transaction tax went into effect on April 1, 2021. xvii Page 321 of 668 TRANSMITTAL MEMORANDUM This Local Revenue Measure has now become the City’s largest tax revenue and the City remains committed to the majority of the funds being used to maintain, replace, and renew its growing infrastructure needs. Pension and Other Post-Employment Benefits The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple- employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. It is the policy of the City to fully fund the annual contribution to ensure that the plan will fully meet its obligation to retired employees on a timely basis. Prepaying the City’s unfunded liability will also reduce overall annual cost depending on whether approved actuarial assumptions are realized and are not adjusted by the CalPERS Board. As part of its cost reduction strategy, the City has implemented 2nd Tier and the state mandated 3rd Tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. Beginning in 2018-19, and increasing in 2019-20, the City negotiated further cost sharing with employee groups to pay into CalPERS which will help lessen pension impacts to the City’s budget. The City continues to monitor legal developments and legislation that could positively or negatively impact the City’s finances and plans to counteract any adverse investment results with additional payments to CalPERS. The City has also established a Section 115 Trust fund with the California Employer’s Pension Prefunding Trust (CEPPT), and based on the audited financials, plans on making its first contribution of $2.4 million in FY 2022- 23. xviii Page 322 of 668 TRANSMITTAL MEMORANDUM All employees currently pay the full employee contribution. Total contribution rates, including the additional percentages agreed upon are listed in the table below: Police (Sworn) Employee Contribution Levels to PERS Retirement (Percent of Salary) Safety PERS Tier Jul-22 Tier 1 (3% @ 50) 15% Tier 2 (2% @ 50) 15% Tier 3 (2.7% @ 57) 16.75% Police (Non-Sworn) Employee Contribution Levels to PERS Retirement (Percent of Salary) Miscellaneous PERS Tier Jul-22 Tier 1 (2.7% @ 55) 14% Tier 2 (2% @ 60) 13% Tier 3 (2% @ 62) 10% Fire (Sworn) Employee Contribution Levels to PERS Retirement Safety PERS Tier Jul-22 Tier 1 (3% @ 50) 12% Tier 2 (2% @ 50) 12% Tier 3 (2.7% @ 57) 16.75% Employee Contribution Levels (includes appointed officials, department heads, unrepresented management, unrepresented confidential and non-sworn fire employees) to PERS Retirement Miscellaneous PERS Tier Jul-22 Tier 1 (2.7% @ 55) 11% Tier 2 (2% @ 60) 10% Tier 3 (2% @ 62) 10% Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. Due to CalPERS purchasing power, the City continues to experience competitive health care rates. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum monthly amount required by law towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City had established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. There is only one employee remaining who receives one-half of the retiree health insurance premiums paid by the City through the City's group health plan. This xix Page 323 of 668 TRANSMITTAL MEMORANDUM provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. Additional information on the City’s retirement and post-employment benefits can be found in Note 8 in the notes to the financial statements. MAJOR INITIATIVES The City continued its efforts on a number of significant initiatives in 2022-23 as adopted with the 2021-23 Financial Plan. As such, the Major City Goals drive the City’s strategic direction while maintaining the established core services the community expects and is accustomed to. For additional information on the City’s strategic initiatives go to 2021-23 Financial Plan Economic Recovery, Resiliency & Fiscal Sustainability In collaboration with local partners, continue to support economic recovery for all from the COVID-19 pandemic and support a thriving local economy by supporting local businesses, arts and culture, downtown vitality, practicing fiscal responsibility, paying down unfunded pension liabilities, and investing in critical infrastructure. Housing and Homelessness To expand housing options for all, continue to facilitate the production of housing, including the necessary supporting infrastructure, with an emphasis on affordable and workforce housing. Collaborate with local non-profit partners and the county, the state, and federal governments to discover and implement comprehensive and effective strategies to reduce chronic homelessness. Diversity, Equity, Inclusion (DEI) In response to our commitment to making San Luis Obispo a more welcoming and inclusive city for all, continue to develop programs and policies to support diversity, equity, and inclusion initiatives and advance the recommendations of the DEI Task Force. Climate Action, Open Space, and Sustainable Transportation To proactively address the climate crisis, continue to update and implement the Climate Action Plan for carbon neutrality, including preservation and enhancement of open space and the urban forest, alternative and sustainable transportation, and planning and implementation for resilience. GASB Pronouncements for FY 2022-23 GASB Statement No. 91, Conduit Debt Obligations The objective of this Statement is to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practices associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. The requirements of this Statement are effective for the City’s year ending June 30, 2023. Conduit debt disclosures are reflected in note 7 to these financial statements. xx Page 324 of 668 TRANSMITTAL MEMORANDUM GASB Statement 96 – Subscription-Based Information Technology Arrangements The objective of this Statement is to provide guidance on the accounting and financial reporting for subscription- based information technology arrangements (SBITAs) for government end users (governments). This Statement (1)defines a SBITA, (2) establishes that a SBITA results in a right-to-use subscription asset – an intangible asset –and a corresponding subscription liability, (3) provides the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA, and (4) requires note disclosures regarding a SBITA. The requirements of this Statement are effective for the City’s year ending June 30, 2023. SBITA disclosures are reflected in note 7 to these financial statements. AWARD FOR EXCELLENCE IN FINANCIAL REPORTING The City submitted its ACFR for the fiscal year ended June 30, 2022, to the Government Finance Officers Association of the United States and Canada (GFOA) Certificate of Achievement for Excellence in Financial Reporting program. The City received the award and certification for its 2021-22 ACFR. The Award Program The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized annual comprehensive financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. Staff believe that the City’s current ACFR continues to conform to the Certificate of Achievement program requirements and will submit it to GFOA to determine its eligibility for another certificate. Value of Program Participation. There are benefits to participating in these programs beyond simply receiving recognition for the City’s efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review the reports from a “fresh” perspective are received. Staff believes that this results in continuous improvements in reporting the City’s financial results to elected officials, staff, and other interested parties such as bondholders, credit agencies, and the public at-large. xxi Page 325 of 668 TRANSMITTAL MEMORANDUM ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Department staff and their special efforts, working in conjunction with the City's independent auditors, to produce this document. We would like to take this opportunity to compliment all those staff members within the Finance Department and in the other departments as well as our independent auditors who were associated with the preparation of this report. We would also like to thank the City Council for the continued support and dedication in planning and conducting the financial operations of the City in a fiscally responsible and progressive manner. Derek Johnson, City Manager Emily Jackson, Finance Director xxii Page 326 of 668 DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Erica A. Stewart Mayor Jan Marx Vice Mayor Andy Pease Council Member Michelle Shoresman Council Member Emily Francis Council Member ADVISORY BODIES Active Transportation Committee Administrative Review Board Architectural Review Commission Construction Board of Appeals Council Compensation Committee Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Derek Johnson City Manager J. Christine Dietrick City Attorney Department Heads Whitney McDonald Assistant City Manager Greg Hermann Deputy City Manager Timmi Tway Director of Community Development Emily Jackson Director of Finance Todd Tuggle Fire Chief Nickole Domini Director of Human Resources Richard Scott Police Chief Aaron Floyd Director of Utilities Greg Avakian Director of Parks & Recreation Matt Horn Director of Public Works xxiii Page 327 of 668 MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People A team that puts high value on each citizen it serves. Providers of programs that meet basic service needs of each citizen. Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results Service to the community – the best – at all times. Respect – for each other and for those we serve. Value – ensuring delivery of service with value for cost. Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design Planning and managing for levels of service consistent with the needs of the citizens. Offering skills development and organizational direction for employees in order to improve the delivery of municipal services. Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services. Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services. Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor. xxiv Page 328 of 668 ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. xxv Page 329 of 668 Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. xxvi Page 330 of 668 Patrol Fire, Medical & Haz Mat Natural Resources Recruitment Assistant City Manager Traffic Safety Emergency Response Economic Development Labor Relations Investigations Hazard Prevention Cultural Activities Fair Employment Neighborhood Services Fire Inspections City Clerk Services Risk Management Animal Regulation Disaster Planning General Administration Human Relations Information Technology GIS Management Budget Recreation Programs Water Engineering Long Range Planning Purchasing Ranger Services Sewer Transportation Development Review Accounting & Revenue Park Planning Utilities Resource Creek & Flood Protection Building & Safety Support Services Golf Course Conservation Maintenance Services:CDBG Administration Finance Administration Public Art Whale Rock Reservoir Streets, Parks, Bldgs Housing Community Development Administration Dept Reporting to the Assistant City Manager Utilities Human Resources Parks & Recreation Public Works Community Services RESIDENTS ADVISORY BODIES CITY MANAGER MAYOR & CITY COUNCIL DeptAppointed by the City Council Appointed by the City Manager CITY ATTORNEY Police Fire Finance xx v i i Page 331 of 668 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of San Luis Obispo California For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30, 2022 Executive Director/CEO xxviii Page 332 of 668 FINANCIAL SECTION xxix Page 333 of 668 xxx Page 334 of 668 INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California (City) as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2023, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements The City’s management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Page 335 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS, we: x Exercise professional judgment and maintain professional skepticism throughout the audit. x Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. x Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, no such opinion is expressed. x Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. x Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control– related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, pension plan and OPEB plan information on pages 5-21 and 99-109 be presented to supplement the basic financial statements. 2 Page 336 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The local sales tax measure funding schedule, combining and individual nonmajor fund financial statements and budgetary comparison schedules, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The local sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules on pages 113-155 are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the local sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory and statistical sections but does not include the financial statements and our auditor's report thereon. Our opinions on the financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. 3 Page 337 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 4 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 15, 2023, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Badawi & Associates, CPAs Berkeley, California December 15, 2023 4 Page 338 of 668 Management’s Discussion and Analysis Overview of the Financial Statements The discussion and incorporated analysis in this document are intended to serve as an introduction to the City’s basic financial statements, which include the following components: (1) government-wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of sources and liabilities/deferred inflows of sources, with the difference reported as net position. In the private sector, it is similar to a balance sheet. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. In conformance with GASB 68, the Statement of Net Position reported for fiscal year 2022-23 considers the City’s long-term pension liabilities, effectively decreasing the City’s net financial position. The Statement of Activities presents changes in the government’s net position during the most recent fiscal year. All changes in net position are reported during the period when the underlying events giving rise to the change occur, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. The City’s government-wide financial statements distinguish the functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees or that are required by grantor agencies or City policies to be accounted for in this fashion (business-type activities). The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance, and information technology. The business-type activities of the City include: (1) water, (2) sewer, (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units, although legally separate entities, are in substance, part of the government's operations and data from these units are combined with data of the primary government. The San Luis Obispo Capital Improvement Board and the San Luis Obispo Public Financing Authority are reported as blended component units in these statements. Both provide financing for the construction and acquisition of City facilities and consist of members of the City Council. Activities of both units are accounted for in the applicable City governmental funds. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement 5 Page 339 of 668 Management’s Discussion and Analysis Board or San Luis Obispo Public Financing Authority. The City has no component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Pension Obligation. Pursuant to GASB Statement No. 68 (GASB 68), Accounting and Financial Reporting for Pensions, the City reports on the unfunded pension liability on the full accrual basis of accounting in the government- wide financial statements. The reports also include note disclosure requirements and supplementary schedules as required by GASB 68. The measurement date for fiscal year 2022-23 pension liabilities is as of the fiscal year ended June 30, 2022. This date reflects a one-year lag and was used so that these financial statements could be issued in an expedient manner. Activity (i.e., contributions made by the City) occurring during fiscal year 2022-23 are reported as deferred outflows of resources in accordance with GASB Statement No. 71. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds, and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financial decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services, and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances. The General Fund and Capital Outlay Fund are both considered major funds. Data from the non-major governmental funds are combined into one aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for the General Fund. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. 6 Page 340 of 668 Management’s Discussion and Analysis The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Fiduciary Funds. Custodial funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the primary government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of a custodial fund may include donations provided to the City to be utilized for specific purposes (i.e. open space, environmental mitigation funds, etc.) as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Custodial Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the local transaction tax measure (Measure G and G-20) and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information.The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. This information has been adjusted over time to also serve as required bond disclosure information. Financial Highlights The following information provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year that ended June 30, 2023. It should be read in conjunction with the transmittal memorandum, the basic financial statements, and the accompanying notes. In the fiscal year 2022-23, the City continued to experience slow but steady economic growth despite some turbulence in the economy and inflation. Housing production and other permit activity also remained strong. Actual revenues received were slightly higher than budgeted and the City’s expenditures came in below appropriated budget amounts. Winter Storms In the middle of the fiscal year 2022-23 the City experienced heavy winter storms that resulted in two separate emergency declarations at the Federal and State level, as well as a local emergency proclamation. The City is eligible for reimbursement for a majority of the storm related costs through the Federal Emergency Management Agency (FEMA) and the California Disaster Assistance Act (CDAA). As of the end of the fiscal year, the City had spent approximately $3.6 million for operating costs in response to the storms, including supplies, emergency protective measures, debris removal, and minor repairs. These funds were appropriated from operating reserves and will be replenished as part of the 2023-2024 budget process. Approximately $275,000 was spent on capital 7 Page 341 of 668 Management’s Discussion and Analysis expenditures for immediate repair of damaged City infrastructure, and an additional $7 million remains on future planned expenditures. The overall cost of damages to the City is now expected to exceed $35 million. GASB Statement No. 96 This pronouncement is included in the City’s financial statements for the first time in FY 2022-23 GASB 96 requires the reporting of subscription-based information technology arrangements (SBITAs). Under this statement, the City recognizes right-to-use subscription assets, an intangible asset, and a corresponding subscription liability. Within the City’s Financial Statements, Note 7 – Long Term Debt lists the applicable SBITAs. Housing Loans and Fee Deferrals The City administers an extensive housing program for workforce and low-income housing. Through the program, it has extended loans and impact fee deferrals to low-income housing developers such as the Housing Authority of San Luis Obispo, Transitions Mental Health, and People’s Self-Help Housing (to name a few). The loans are long-term in nature, include a modest interest rate, and will become due in future years. The loans are disclosed in the City’s financial statement under the respective governmental funds as loans receivables and restricted within fund balance. Detailed information can be found in Note 4 – Loans Receivables. Fair Market Value Adjustments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund’s average quarterly cash balance. Investments are stated at fair value, based on quoted market prices in accordance with GASB standards and are adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. The City’s investments and effects of the FMV adjustment are reflected in the Financial Statements under “Use of money and property” in all funds based on the City’s mentioned practices. More information on the City’s investments can be found in Note 2 – Cash & Investments. The following outlines financial highlights for the year which are detailed in the table on page 9 of the Management Discussion and Analysis. x Per the City’s Statement of Net Position, total City-wide assets increased by approximately $60.9 million or 7.8%. The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows on June 30, 2023, by $479 million (net position). They include again the disclosure of the City’s net unfunded pension liability which increased by $25.4 million to $91.4 million as of June 2023 largely due to changes in actuarial assumptions and negative investment income or returns. The City’s net pension liability is measured as the total pension liability of $259.7 million less the pension’s fiduciary net position of $168.3 million. This picture will likely change with the experienced losses at the end of June 2023 but will be counter-acted by the City’s budgeted and planned additional discretionary payments made in FY 2022-23 and anticipated in FY 2023-24. x In governmental activities, amounts received from various sources were slightly below previous year-end results, but the City’s cash and investment balances increased by $10.7 million; prepaid expenses decreased slightly, cash held with fiscal agent remained stagnant compared to 2021-22, and Loans Receivables of approximately $12.3 million also remained consistent with the prior year. x In business-type activities, total assets increased from $435 million to $474 million. Of note is the lease receivable amount of $36.5 million in the Parking Fund due to the reporting of leases under GASB 87. The Sewer Fund increased its construction in progress by over $31 million as the upgrade of the Water Resource Recovery Facility is ongoing. This $140 million multi-year construction project is scheduled to be completed in FY 2023-24. x City-wide liabilities increased by $71.6 million during the fiscal year with the increases in the Governmental activities of $43 million and increases in the business-type activities of $28.6 million. The increase in 8 Page 342 of 668 Management’s Discussion and Analysis governmental funds is mostly due to the increase in net unfunded pension liabilities while the increase in the business-type activities reflects new long-term debt obligations. x The City’s governmental funds altogether reported combined ending fund balances of $111.2 million. Approximately $37.4 million of this total is either nonspendable or restricted for debt service, transportation projects or specific programs like impact fee programs or affordable housing. Another $20.3 million is committed for purposes such as general contingency reserves, and future insurance premiums. A further $45.2 million is assigned as of June 30, 2023, and intended to be used for specific purposes including the development services, revenue stabilization reserve, the Pension 115 Trust Fund, and to meet expenditures in the subsequent year in the form of purchase orders, encumbrances, and unspent appropriations that have been rolled over into fiscal year 2023-24 in accordance with the City’s budget policies. The remaining $8.3 million is unassigned. x The total General Fund balance increased by 4% to $42.5 million. After the adjustments to reflect amounts non- spendable of $101,500, committed funds of $19.6 million including the 20% operating reserve, assigned fund balance of $14.5 million, nearly $8.3 million remains unassigned balance on June 30, 2023. Government-wide Overall Financial Analysis Statement of Net Position Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended June 30, 2023, and 2022. For the fiscal year ending on June 30, 2023, the City’s combined total assets and deferred outflows of resources were greater than its liabilities and deferred inflows of resources by $479 million. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $376 million (e.g., land, buildings, infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to 9 Page 343 of 668 Management’s Discussion and Analysis repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Just over $45.3 million of the City’s net position is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual obligations. The governmental and business-type activities each contributed $40.8 million and $19.9 million respectively to the combined net position increase of $60.7 million resulting in a total net position of $419 million on June 30, 2023. Information about changes in net position for fiscal years 2022-23 and 2021-22 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. Governmental Activities. The City’s net position in the Governmental activities increased by $40.7 million to $219 million on June 30, 2023, based on very strong tax revenues, significant expenditure savings, especially in public safety, and favorable investment earnings versus the prior year. Current year pension and other post-employment benefit activities resulted in substantial reductions to program expenses. For public safety, this represented a reduction in expenses of nearly $11.7 million. This is driven by changes of assumptions for the pension plan as well as the additional voluntary payments the City has been making. General Government expenses on this schedule are presented using full accrual accounting, therefore reflects approximately $4.4 million for current year capital asset and depreciation expense. 10 Page 344 of 668 Management’s Discussion and Analysis Governmental Revenues: Revenues are divided into charges for services and general revenues including applicable taxes as listed in the following table. Charges for services are revenues directly related to service activity while operating and capital grants and contributions, and related investment earnings are a mechanism of cost recovery. The total governmental revenue increased from fiscal year 2021-22 by $10.5 million or 9% based on the re-opening of the economy, strong purchasing and rapidly returning travel and tourism activities. This increase was achieved despite the overall market volatility and inflationary pressures. Charges for services remained consistent from the previous year, while most tax revenues saw increases as did overall grant revenue. Additionally, the City incurred a favorable FMV adjustment which also contributed to the overall increase in total revenues. General revenues are used to pay costs of providing program services such as public safety, parks and open space, streetlights and traffic signals, recreation opportunities, Diversity, Equity, and Inclusion (DEI) programs as well as economic development, and environmental sustainability. Top Governmental Activity Revenue Sources. As shown in the chart below, the City’s top five tax revenues accounted for almost 72% of total revenues, with service charges accounting for another 15% and ancillary revenue making up the remainder. Despite economic volatility, most of the City’s main revenue sources performed well and above initial expectations. Next to the local transaction tax, Transient Occupancy Tax ended the fiscal year at record levels, surpassing $11 million in annual revenue. This is indicative of the City gaining from being a drive-to market and benefiting from the travel activity that followed the pandemic related restrictions. Investment in tourism marketing and programs designed to bring people to San Luis Obispo paid dividends and continues to experience strong lodging and retail activity. Revenues 2022-23 2021-22 Inc / (Dec) % Charges for services 18,936,771$ 18,920,886$ 15,885$ 0% Operating grants and contributions 5,331,657 3,647,813 1,683,844 46% Capital grants and contributions 200,933 1,531,157 (1,330,224) -87% General Revenues: Sales taxes (Including 1/2 percent local Sale Tax) 52,374,199 51,419,561 954,638 2% Property taxes 15,635,545 14,716,412 919,133 6% Transient occupancy tax 11,037,037 10,650,762 386,275 4% Utility users tax 6,904,194 5,338,325 1,565,869 29% Property tax in lieu of VLF 6,283,397 5,994,592 288,805 5% Other taxes and fees 7,216,335 5,800,333 1,416,002 24% Investment earnings 2,350,922 (1,638,993) 3,989,915 243% Miscellaneous and other 1,774,126 1,213,401 560,725 46% Total governmental revenues 128,045,116$ 117,594,249$ 10,450,867$ 9% Governmental Activity Change in Revenue 11 Page 345 of 668 Management’s Discussion and Analysis Governmental Activities Program Expenses: Program expenses decreased by $11.6 million from the prior fiscal year, ending 2022-23 at $89.5 million. The majority of this decrease is a result of adjustments made for pension and other post-employment benefits (OPEB) expenses in accordance with GASB Statements 68 and 75. Public safety program expenses decreased by $14.3 million while transportation, culture and recreation, and community development programs saw only modest increases. In addition, general government programs also saw an increase of approximately $4.6 million. The following chart compares program fee revenues and expenses which is useful when reviewing the costs of various governmental activities: 12 Page 346 of 668 Management’s Discussion and Analysis Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The following funds have been classified as either governmental or proprietary fund types. Governmental Funds. The focus of the City’s governmental funds is on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. x As of June 30, 2023, the City’s governmental funds reported combined ending fund balances of $111.2 million or an increase of $10.7 million compared to the prior fiscal year. The total fund balance of the governmental funds consists of the following: o Non-spendable fund balance represents prepaid items or items that by their nature are not in a spendable form. Approximately $101,462 was held in non-spendable at fiscal year-end. The majority of this represents changes in claim liabilities for workers compensation claims incurred under a previous insurance risk pool. o Restricted fund balance of $37.4 million, including reserves for debt service or capital outlay, impact fees programs, general government programs, housing and the net balance of the Local Sales Tax Measure sub-fund. o Committed fund balance amounted to $20.3 million accounting for the City’s reserve funds as prescribed by its Fund Balance and Reserve policies. o Assigned fund balance of $45.2 million includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category include contingency funds (20% minimum reserve), funds to be used for Development Services, purchase orders and encumbrances that have been rolled over into fiscal year 2023-24 in accordance with the City’s budget policies, an additional discretionary payment to CalPERS, the newly established Section 115 Trust Fund, and solid waste funds collected through AB939. The City also established a Revenue Stabilization Reserve of $2 million to help insulate or smooth out budget impacts from large fluctuations in tax revenue. The largest portion of the assigned fund balance, nearly $24.5 million represents the City’s Capital Outlay Fund for investments in the City’s expansive infrastructure. o Unassigned fund balance of $8.3 million in remains in the City’s General Fund and will be utilized first to address damages caused by the winter storms, based on City Council direction. Any remaining balances will be prioritized according to policy. Major Governmental Funds. In fiscal year 2022-23 the City maintained two major governmental funds: the General Fund and the Capital Outlay Fund. Changes in both are highlighted in the Financial Highlights section above. Non-Major Governmental Funds. The City has numerous non-major governmental funds including the Debt Service Fund and various Special Revenue Funds or Capital Projects Funds. These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. On June 30, 13 Page 347 of 668 Management’s Discussion and Analysis 2023, these funds had an aggregate fund balance of just under $44.2 million. Of this total, $37.4 million is restricted for payment of debt service or specific governmental programs such as transportation, affordable housing, and impact fee or parkland development programs. More information about the aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. Financial Analysis of Enterprise Funds The City’s business-type activities are financed through rates for services and should be self-sufficient in covering their expenses with their sales and services revenue. Also called proprietary funds, the City has four such entities with Water, Sewer, Parking, and Transit. Water Fund - Total operating revenue decreased by $2.2 million due to a 9% reduction in water consumption compared to FY 2021-22. Nonoperating revenues were lower than the prior year due to impact fees collected for new development. However, total operating and nonoperating revenue exceeded total operating and nonoperating expenses and transfers out by $6.2 million, resulting in an ending net position of over $102.6 million on June 30, 2023. Nonoperating revenues also include the Fund’s investment in the Whale Rock reservoir which amounted to $392,000 for FY 2022-23. The prior year restatement of $1.6 million was related an adjustment to loan receivables and accrued interest for affordable housing development projects that had deferred impact fees. Water fund operating expenses increased by $1.3 million over the prior year and were largely driven by increases in salaries and benefits as the City continued to fill vacant positions, increases in industry-specific commodities such as chemicals and electricity due to inflation, increases for supplies such as water main pipes, and also increasing regulatory requirements. Sewer Fund - Total operating revenue decreased by $1.3 million due to lower impact fees than the prior year and operating expenses increased in all categories by $874,000. However, the decrease in net operating income was offset by total nonoperating revenues and expenditures of $1.8 million which includes grant revenue of $1.4 million and a favorable FMV adjustment. The result is a $9.9 million change in net position and an ending net position of $119.5 million for FY 2022-23. Like the Water fund, the prior year restatement of $886,000 was related to development impact fee loans receivable, including accrued interest, which the City had expensed or not recorded previously. Sewer fund operating expenses also increased by $874,000 compared to the prior year. The driving factors for this increase include the increases in salaries and benefits as the City filled its vacancies from the prior year, increases in the cost of utilities, and increasing regulatory requirements. Parking Fund - Total operating revenues came in at just over $6 million compared to $4.9 million in the prior year while the operating expenses were consistent with the prior year and totaling $4.8 million compared to $4.2 million. 14 Page 348 of 668 Management’s Discussion and Analysis Revenues for parking meters, parking structures, and parking fines were all up from the prior year. As a result, operating income was nearly double than the previous year, $1.2 million in FY 2022-23 compared to $649,000 in FY 2021-22. The Parking Fund also received $700,000 of one-time American Rescue Plan Act (ARPA) funding to offset the limited continuation of the first-hour free parking in the City’s three existing parking structures during the fiscal year and this is reflected in the net nonoperating revenues/expenses which totaled almost $1.7 million. The Parking Fund ended the fiscal year with a net position of $30.2 million, an increase of just over $2.5 million from the prior year. The initial purpose of the additional reserves was to cover any anticipated debt reserve for the Cultural Arts District Parking Structure. The City ultimately issued different debt structure and the future need for a debt reserve is no longer needed and can be used for other parking purposes. The fund had a minor prior period restatement in FY 2021-22 due to an adjustment to correct a payroll error. The parking fund also saw increases in operating expenses of $570,000 over the prior year. This increase was attributed to several driving factors including: additional parking enforcement needs over the holiday period, increases in communication services and outreach efforts for various projects and programs, merchant fees as a result of newly implemented pay stations which collect more in credit card revenue versus traditional parking meters, and also increases in utilities rates such as electricity. Transit Fund - The overall net position of the Transit Fund increased by $1.2 million to end the fiscal year with a net position of nearly $8 million. While operating revenue increased marginally, operating expenses also increased resulting in a slightly larger operating loss of $3.7 million versus $3.1 million in the prior year. However, net nonoperating revenues and expenses came in at $4.9 million, an increase of $1.8 million primarily due to receiving discretionary Federal ARPA grant funding, a favorable FMV adjustment in investments and an increase in bus fare compared to the prior year. The transit fund also saw increases in operating revenues of $661,000 over the prior year as result of various factors including: increases in fuel costs due to inflation as well as increased ridership of over 10%, and increased maintenance costs which are likely to continue until older buses can be retired from service and replaced with additional electric buses. Combined Program Expenses and Revenue for Business-Type Activities Total revenues from service charges were down by $2.2 million for Business-Type Activities with the largest decreases in Water and Sewer offset by increases in the Parking and Transit funds. Impact fees in the Water and Sewer Funds, which are based on new development, were substantially lower in the current year and can often be volatile from year to year due to development activity. All funds experienced a positive fair market value adjustment compared with the prior year, which resulted in $2.6 million of investment earnings compared to a $1.2 million negative position of investment earnings at the end of FY 2021- 22. In addition, grant revenues for these funds are $2.2 million higher, primarily from Federal sources, notably $700,000 in one-time American Rescue Plan Act (ARPA) funding to offset the limited continuation of the 15 Page 349 of 668 Management’s Discussion and Analysis first-hour free parking provided by the Parking Fund. In total, the business type activities generated $67.3 million in revenues for the fiscal year. As outlined in the prior section, the program expenses for the proprietary funds increased from the prior year by nearly $3.4 million. This included increases of $3.5 million in salaries and benefits, $786,000 in supplies and maintenance, and $198,000 in contract services, offset by decreases in general government expenses and depreciation due to fully depreciated assets. As a result, the net position across all proprietary funds increased by $19.9 million. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2023, is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2023. The following summarizes the original General Fund budget compared with the adjusted final budget for fiscal year 2022-23. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. As discussed below, differences between the original budget and the final amended budget reflect the following key changes: 16 Page 350 of 668 Management’s Discussion and Analysis x Revenue budgets were decreased by $1.0 million primarily for Federal stimulus grants 1 and an anticipated negative FMV adjustment, offset by increases for sales transaction tax and transient occupancy tax. x Overall expenditure budgets were increased, however, by $2.7 million for the General Fund due to carryover of funding for contracts and commitments from the prior fiscal year. x Net Other sources (uses) are comprised of transfers in or out and were originally budgeted for $23.5 million and revised to $19.3 million in the Final budget. The budget decreased by approximately $4.2 million because of the Federal stimulus grant1 that was deposited directly into the appropriate funds instead of transferred. Transfers may be used to provide resources from the General fund to other funds such as the Capital outlay fund or other non-major governmental funds. The following table compares the actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues surpassed the final budget by nearly $8.7 million, while expenditures came in below the final budget by approximately $300,000. The net other sources and uses ended above budget by $4.6 million resulting in an ending fund balance that was $8.4 million greater than anticipated. Detail for the Local Revenue Measure The City’s Local Revenue Measure (one and a half percent transaction tax) is a sub-fund of the General Fund. The activities reflected in the Financial Statements of this report are provided for information regarding the use of the Measure’s according to the community’s priorities and the recommendation of the Revenue Enhancement Oversight Commission, a City Council advisory body, overseeing the allocations. For FY 2022-23, the following revenues and expenditures were recorded: 1 The initial budget included ARPA Federal stimulus revenue which would subsequently be transferred into the Infrastructure Investment Fund and the Parking Fund. Instead of the unnecessary step of transferring, staff deposited the revenue directly into the appropriate funds and posted a net-zero budget amendment to reduce the revenue budget and other uses (transfers out) budget in the General Fund. General Fund 2022-23 Final Budget 2022-23 Actual Positive (Negative) Variance Revenues 106,805,814$ 115,463,540$ 8,657,726$ Expenditures 90,558,639 90,266,388 292,251 Other sources (uses) (19,320,374) (23,404,590) (4,084,216) Beginning fund balance 40,745,506 40,745,506 - Ending fund balance 37,672,307$ 42,538,068$ 4,865,761$ Ending fund balance Nonspendable - 101,462 101,462 Restricted - - - Committed - 19,620,444 19,620,444 Assigned - 14,540,709 14,540,709 Unassigned - 8,275,453 8,275,453 Total ending fund balance 37,672,307$ 42,538,068$ 4,865,761$ Budget - Actual Comparison 17 Page 351 of 668 Management’s Discussion and Analysis Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2023, the City’s investment in capital assets for its governmental and business type activities amounts increased to $531million (net of accumulated depreciation). The investment in capital assets includes things such as: open space, park improvements, buildings and associated improvements, vehicles and equipment, streets, bikeways, water, wastewater, and storm drain systems. Major capital asset2 expenditures during the fiscal year included the following: x $1.4 million for the Orcutt Tank farm roundabout x $24 million for Water Resource Recovery Facility upgrade project x $5.2 million for roadway sealing x $355,000 for the Council Hearing Room improvements x $2.3 million for fleet replacements 2 Additional information on the City’s capital assets can be found in Note 5 on page 64 to the basic financial statements. Revenues Local Transaction and Use Tax 30,508,731$ Investment Income 7,899 30,516,630$ Expenditure Allocations by Priority Address Homelessness 764,069$ Community Safety and Emergency Preparedness 4,608,385 Creek and Flood Protection 1,292,816 Economic Development and Business Retention 874,875 Open Space/Natural Areas Preservation and Maintenance 1,439,019 Other Services and Projects 2,528,429 Protect Financial Stability 404,558 Safe and Clean Public Areas 3,362,300 Street Maintenance and Transportation (incl bike and ped improvements) 9,405,702 Youth/Senior Services and Recreation Facilities 2,096,992 Allocation to Capital Reserve 3,604,500 30,381,645$ Expenditures on Legacy Projects (projects funded before 2022-23) Legacy Projects 523,861$ Net Change in Fund Balance (388,876)$ Fund Balance Beginning of Year 5,696,864 Fund Balance End of Year 5,307,988$ Encumbered for Legacy Projects (1,435,051) Available Fund Balance 3,872,937$ Local Transaction Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2023 18 Page 352 of 668 Management’s Discussion and Analysis x $4.3 million for the Calle Joaquin sewer lift station x $1.7 million for the North Chorro Neighborhood greenway Long-Term Debt. As of June 30, 2023, the City’s long-term debt has increased by $17.6 million to $160.5 million outstanding. The increase is due to large debt financed projects in the Water and Sewer funds adding over $18 million to the business-type activities long-term debt as loan proceeds were drawn down to offset the related capital spending. Within governmental activities, several loans were paid off, lowering the debt burden by $645,000 from the previous year. In addition, the City recognized a total of $458,000 subscription-based IT arrangements (SBITAs) in accordance with the implementation of GASB 96. The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2023, 2% of the assessed valuation was $227 million 3. As of June 30, 2023, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 7 to the basic financial statements. Economic Factors and Next Year’s Budget and Rates The fiscal outlook for the City remains positive, having weathered the economic impacts and reverberations of COVID-19, however new uncertainty related to unprecedented inflationary pressures in addition to unanticipated costs related to storms occurring in January and March of 2023 which impacted the development of the two-year Financial Plan. Nevertheless, the City was able to use operating reserves to pay for storm costs and is actively working to maximize reimbursement (i.e. 93.5%) for eligible costs from state and federal sources. On June 6, 2023, the City Council adopted the 2023-25 Financial Plan and the 2023-24 budget with an appropriation of $240 million for the fiscal year and $432 million over the two-year financial plan period. The appropriated budgets remain high throughout the next financial plan due to continued capital investments and related debt issuances for the Cultural Arts District Parking Structure. The overall Financial Plan presents an ambitious work program lead by the four major City goals of Economic Recovery, Resiliency & Fiscal Sustainability, Diversity, Equity, and Inclusion, Housing and Homelessness, and Climate Action, Open Space, and Sustainable Transportation. The 2023-25 Financial Plan assumes a flattening of most revenue types followed by conservative growth in the outer years of the forecast. Sales tax revenue remained incredibly strong through FY 2022-23, though there is evidence of a slight cooling, which was programmed into the budget. Property Tax revenue also continues to grow steadily and remains the City’s most stable revenue source. 3 Based on the San Luis Obispo County Assessor’s 2022-23 Annual Valuation report. 19 Page 353 of 668 Management’s Discussion and Analysis During FY 2022-23, the City recorded an all-time high in property taxes, nearly 4% higher than the prior year due to an attractive and flourishing real estate market. However, data shows that the number of home sales was down 9.5% in July 2023 compared to July 2022, but the median sale price was down only 3.1%. Based on the latest estimates from the County Assessor’s Office, there will be 4% growth in FY 2023-24. Tourism in the City remained strong, resulting in $11 million in transient occupancy tax (TOT) contributing to the general fund and outperforming the budget by 22%. Tourism promotion continues to be led by the City’s Tourism Business Improvement District (TBID) and through the Promotional Coordinating Committee (PCC), the City awarded $200,000 in grant funding to local non-profit organizations through two grant opportunities in the fiscal year, the Arts & Culture Recovery Grant (ACRG) and the Cultural Grants-In-Aid (GIA program). Water Rates. The City adopted rate increases of 8.5% effective July 1, 2023, and 7.5% effective July 1, 2024. Proposed rate increases are higher than historic averages and are largely necessitated by macroeconomic conditions. An additional driver was the deferral and reduction of rates in FY 2020-21 and FY 2021-22 which was done to address the uncertainties the community was experiencing during COVID-19. The Utilities Department estimates that the deferral and reduction resulted in a $1.4 million in reduced revenue between July 2020 and June 2022. Sewer Rates. An overall fund-level rate increases of 4% went into effect July 1, 2023, for the Sewer Fund and an additional 4% effective July 1, 2024. Rate increases are largely necessitated by macroeconomic conditions which have resulted in increased operational and capital delivery costs. The City adopts its water and sewer rates with the two- year Financial Plan and in accordance with Proposition 218 requirements. As such, notifications were sent to all rate payers in April 2023 and the rates subsequently adopted in a public hearing by the City Council on June 6, 2023. 20 Page 354 of 668 Management’s Discussion and Analysis Parking Rates. In the first month of FY 2022-23 the Parking Fund began seeing pre-COVID19 demand. It continues to assist economic recovery by offering free parking during holiday times to spur economic activity in the downtown. The City Council approved rate increases to hourly and paid parking effective July 1, 2023, and July 1, 2025, to satisfy debt service obligations associated with the new Cultural Arts District Parking Structure. Additionally, the Parking Fund is required to provide funding for ongoing maintenance and repair to existing assets. The City Council took action in October 2023 to offer a free hour in all parking structures and to provide free parking on Sunday in the parking structure. These actions will require revenue or expenditure adjustments in the future years as these program changes are projected to otherwise deplete unappropriated fund balance by 2027-28 fiscal year. Lastly, the City Council recently authorized release of a Request for Proposal (RFP) to conduct a rate assessment during FY 2023-24. Staff continues to work with communications consultants to share changes in parking rates and programs to ensure that the community understands parking programs and rates. Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those interested. The City also prepares a Popular Annual Financial Report that can be found on the City’s website under the Finance Department’s online documents. Questions concerning any of the information provided in this report should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. 21 Page 355 of 668 22 Page 356 of 668 BASIC FINANCIAL STATEMENTS 23 Page 357 of 668 24 Page 358 of 668 City of San Luis Obispo, California Government-Wide Financial Statements For the Fiscal Year Ended June 30, 2023 The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all the City’s assets and deferred outflows, as well as liabilities and deferred inflows, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City’s net position changed during the current fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, all the current fiscal year’s revenues and expenses are considered regardless of when cash is received or paid (e.g., earned but unused vacation leave or uncollected taxes). Government-wide financial statements distinguish City governmental activities that are principally supported by taxes and intergovernmental revenues from other business-type activities that are intended to recover all or a significant portion of their costs through user fees and charges. Governmental activities include public safety, transportation, community development, leisure, cultural and social services, and general government. Business- type activities include water, wastewater, parking, and transit. 25 Page 359 of 668 26 Page 360 of 668 Governmental Activities Business-Type Activities Total Assets Current assets: Cash and investments 110,150,045$ 113,765,075$ 223,915,120$ Taxes receivable 12,488,520 -12,488,520 Accounts receivable 1,554,679 8,666,571 10,221,250 Accrued interest receivable 3,406,216 1,181,544 4,587,760 Prepaid items and other assets 358,181 -358,181 Lease receivables 137,224 102,280 239,504 Loans receivable 12,306,707 2,274,934 14,581,641 Total current assets 140,401,572 125,990,404 266,391,976 Noncurrent assets: Cash and investments held by fiscal agent 421,509 38,899 460,408 Investment in joint venture -3,223,425 3,223,425 Lease receivables 982,193 36,493,618 37,475,811 Nondepreciable capital assets 50,079,281 154,873,578 204,952,859 Depreciable capital assets (net of accumulated depreciation) 173,902,300 153,059,108 326,961,408 Total noncurrent assets 225,385,283 347,688,628 573,073,911 Total assets 365,786,855 473,679,032 839,465,887 Deferred Outflows of Resources Other post-employment benefits related 1,895,495 936,560 2,832,055 Pension related 54,473,788 8,272,895 62,746,683 Unamortized loss on refunding of debt 186,844 149,234 336,078 Total deferred outflows of resources 56,556,127 9,358,689 65,914,816 Liabilities Current liabilities: Accounts payable 7,577,478 8,018,364 15,595,842 Accrued salaries 1,400,845 272,042 1,672,887 Unearned revenue 13,149,917 7,009,295 20,159,212 Interest payable 91,383 153,156 244,539 Other liabilities 695,679 -695,679 Compensated absence - due within one year 2,345,410 463,367 2,808,777 Long-term debt - due within one year 1,526,136 2,786,844 4,312,980 Total current liabilities 26,786,848 18,703,068 45,489,916 Noncurrent liabilities: Compensated absence - due in more than on year 1,005,176 198,584 1,203,760 Long-term debt - due in more than one year 17,364,941 134,848,947 152,213,888 Net OPEB liability 3,537,061 1,747,656 5,284,717 Net pension liability 143,624,254 30,627,746 174,252,000 Total noncurrent liabilities 165,531,432 167,422,933 332,954,365 Total liabilities 192,318,280 186,126,001 378,444,281 Deferred Inflows of Resources Other post-employment benefits related 801,429 395,985 1,197,414 Pension related 9,092,391 186,098 9,278,489 Lease related 1,057,066 36,044,016 37,101,082 Total deferred inflows of resources 10,950,886 36,626,099 47,576,985 Net Position Net investment in capital assets 205,324,234 170,471,787 375,796,021 Restricted Debt service 2,141,431 38,899 2,180,330 Transportation projects 8,859,190 1,614,326 10,473,516 Affordable housing programs 14,940,368 -14,940,368 Impact fee programs 11,271,882 -11,271,882 Parkland development programs 3,358,485 -3,358,485 Public art programs 1,269,844 -1,269,844 Tourism programs 1,426,625 -1,426,625 Subsequent year expenditures 68,456 -68,456 Claims 358,181 -358,181 Unrestricted (29,944,880)88,160,609 58,215,729 Total net position 219,073,816$ 260,285,621$ 479,359,437$ City of San Luis Obispo, California Statement of Net Position June 30, 2023 The accompanying notes are an integral part of these financial statements. 27 Page 361 of 668 Ci t y o f S a n L u i s O b i s p o , C a l i f o r n i a St a t e m e n t o f A c t i v i t i e s Fo r t h e F i s c a l Y e a r E n d e d J u n e 3 0 , 2 0 2 3 Fu n c t i o n s / P r o g r a m s Ex p e n s e s Ch a r g e s f o r Se r v i c e s Ope r a t ing Gr a n t s a n d Co n t r i b u t i o n s Cap ita l Gra n t s an d Co n t r i b u t i o n s Go v e r n m e n t a l Ac t i v i t i e s Bu s i n e s s - t y p e Ac t i v i t i e s T o t a l Go v e r n m e n t a l a c t i v i t i e s : Pu b l i c s a f e t y 26 , 8 2 8 , 8 3 7 $ 2, 8 4 7 , 7 0 5 $ 94 5 , 1 3 4 $ - $ ( 2 3 , 0 3 5 , 9 9 8 ) $ - $ ( 2 3 , 0 3 5 , 9 9 8 ) $ Tr a n s p o r t a t i o n 10 , 0 5 2 , 0 6 9 9 5 5 , 0 1 2 2, 3 7 2 , 0 3 0 19 9 , 3 1 2 (6 , 5 2 5 , 7 1 5 ) - ( 6 , 5 2 5 , 7 1 5 ) Le i s u r e , c u l t u r e a n d s o c i a l s e r v i c e s 11 , 5 5 2 , 8 6 5 4, 2 3 4 , 5 3 8 - - ( 7 , 3 1 8 , 3 2 7 ) - ( 7 , 3 1 8 , 3 2 7 ) Co m m u n i t y d e v e l o p m e n t 14 , 7 6 8 , 4 8 4 10 , 1 6 4 , 5 2 5 1, 8 5 8 , 0 2 2 - ( 2 , 7 4 5 , 9 3 7 ) - ( 2 , 7 4 5 , 9 3 7 ) Ge n e r a l g o v e r n m e n t 25 , 6 2 8 , 3 0 3 73 4 , 9 9 1 1 5 6 , 4 7 1 1, 6 2 1 ( 2 4 , 7 3 5 , 2 2 0 ) - ( 2 4 , 7 3 5 , 2 2 0 ) In t e r e s t o n l o n g - t e r m d e b t 68 1 , 0 2 3 - - - ( 6 8 1 , 0 2 3 ) - ( 6 8 1 , 0 2 3 ) To t a l g o v e r n m e n t a l a c t i v i t i e s 89 , 5 1 1 , 5 8 1 1 8 , 9 3 6 , 7 7 1 5 , 3 3 1 , 6 5 7 2 0 0 , 9 3 3 (6 5 , 0 4 2 , 2 2 0 ) - ( 6 5 , 0 4 2 , 2 2 0 ) Bu s i n e s s - t y p e a c t i v i t i e s : Wa t e r 22 , 1 5 2 , 2 8 5 27 , 7 2 0 , 6 7 6 42 5 , 1 4 2 - - 5 , 9 9 3 , 5 3 3 5, 9 9 3 , 5 3 3 Se w e r 13 , 4 1 7 , 2 6 4 22 , 3 4 1 , 3 1 4 1, 4 2 4 , 3 2 8 - - 1 0 , 3 4 8 , 3 7 8 1 0 , 3 4 8 , 3 7 8 Pa r k i n g 5, 0 6 3 , 5 0 1 6 , 0 2 2 , 3 7 2 70 0 , 0 0 0 - - 1 , 6 5 8 , 8 7 1 1 , 6 5 8 , 8 7 1 Tr a n s i t 4, 4 8 2 , 7 6 3 80 9 , 9 6 9 4 , 8 0 6 , 4 2 6 - - 1 , 1 3 3 , 6 3 2 1, 1 3 3 , 6 3 2 To t a l b u s i n e s s - t y p e a c t i v i t i e s 45 , 1 1 5 , 8 1 3 56 , 8 9 4 , 3 3 1 7, 3 5 5 , 8 9 6 - - 1 9 , 1 3 4 , 4 1 4 19 , 1 3 4 , 4 1 4 To t a l p r i m a r y g o v e r n m e n t 13 4 , 6 2 7 , 3 9 4 $ 7 5 , 8 3 1 , 1 0 2 $ 12 , 6 8 7 , 5 5 3 $ 20 0 , 9 3 3 $ (6 5 , 0 4 2 , 2 2 0 ) 1 9 , 1 3 4 , 4 1 4 (4 5 , 9 0 7 , 8 0 6 ) Ge n e r a l r e v e n u e s a n d t r a n s f e r s : Ge n e r a l s a l e s a n d u s e t a x e s 21 , 8 6 5 , 4 6 8 - 2 1 , 8 6 5 , 4 6 8 Tr a n s a c t i o n a n d u s e t a x - L o c a l R e v e n u e M e a s u r e 30 , 5 0 8 , 7 3 1 - 3 0 , 5 0 8 , 7 3 1 Pr o p e r t y t a x ( i n c l u d i n g r e a l p r o p e r t y t r a n s f e r t a x ) 15 , 6 3 5 , 5 4 5 - 1 5 , 6 3 5 , 5 4 5 Tr a n s i e n t o c c u p a n c y t a x ( T O T ) 11 , 0 3 7 , 0 3 7 - 1 1 , 0 3 7 , 0 3 7 Ut i l i t y u s e r s t a x 6, 9 0 4 , 1 9 4 -6 , 9 0 4 , 1 9 4 Pr o p e r t y t a x - i n - l i e u o f v e h i c l e l i c e n s e f e e s 6, 2 8 3 , 3 9 7 - 6 , 2 8 3 , 3 9 7 Fr a n c h i s e t a x e s 2, 3 4 9 , 6 0 3 -2 , 3 4 9 , 6 0 3 Bu s i n e s s t a x 3, 2 8 1 , 0 1 0 -3 , 2 8 1 , 0 1 0 Ca n n a b i s T a x 1, 1 2 7 , 7 4 4 -1 , 1 2 7 , 7 4 4 Ot h e r t a x e s 45 7 , 9 7 8 - 4 5 7 , 9 7 8 To t a l t a x e s 99 , 4 5 0 , 7 0 7 - 9 9 , 4 5 0 , 7 0 7 Un r e s t r ict e d inv e s t m e n t e a r n ing s 2,350,92 2 2,61 8 ,34 0 4,96 9 ,26 2 Other r e v e n u e 1,7 7 4,12 6 - 1,7 7 4,12 6 In c o m e fro m inv e s t m e n t in joint v e n t u r e - 39 1 ,99 3 39 1 ,99 3 Tr a n s fer s 2,24 3 ,61 2 (2 ,24 3 ,61 2 ) - To t a l g e n e r a l r e v e n u e s a n d t r a n s f e r s 10 5 , 8 1 9 , 3 6 7 7 6 6 , 7 2 1 1 0 6 , 5 8 6 , 0 8 8 Ch a n g e i n n e t p o s i t i o n 40 , 7 7 7 , 1 4 7 1 9 , 9 0 1 , 1 3 5 60 , 6 7 8 , 2 8 2 Ne t p o s i t i o n , b e g i n n i n g o f y e a r 17 8 , 2 9 6 , 6 6 9 2 4 0 , 3 8 4 , 4 8 6 4 1 8 , 6 8 1 , 1 5 5 Ne t p o s i t i o n , e n d o f y e a r 21 9 , 0 7 3 , 8 1 6 $ 26 0 , 2 8 5 , 6 2 1 $ 47 9 , 3 5 9 , 4 3 7 $ Pr o g r a m R e v e n u e s N e t R e v e n u e s ( E x p e n s e s ) a n d Ch a n g e s i n N e t P o s i t i o n Th e a c c o m p a n y i n g n o t e s a r e a n i n t e g r a l p a r t o f t h e s e f i n a n c i a l s t a t e m e n t s . 28 Page 362 of 668 City of San Luis Obispo, California Governmental Funds Financial Statements For the Fiscal Year Ended June 30, 2023 Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Major governmental funds are defined generally as having significant activities or balances in the current year. The funds described below were determined to be Major Governmental Funds by the City for the current fiscal year. Individual nonmajor funds may be found in the Supplementary section. General Fund The General Fund is used for all the general revenues of the City not specifically levied or collected for other City funds, and the related expenditures. The major revenue sources for this Fund are property taxes, sales taxes, franchise fees, business licenses, unrestricted revenues from the state, fines and forfeitures and interest income. Expenditures are made for community development, public safety, public works, and other services. Capital Outlay Fund This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. 29 Page 363 of 668 30 Page 364 of 668 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Assets Cash and investment 35,125,822$ 28,970,961$ 46,053,262$ 110,150,045$ Taxes receivable 12,302,164 -186,35612,488,520 Accounts receivable 1,165,830 7,606 305,251 1,478,687 Other receivables 75,992 --75,992 Accrued interest receivable 345,164 -3,061,054 3,406,218 Prepaid items 101,462 -- 101,462 Cash and investments held by fiscal agent -- 421,509 421,509 Loans receivable 240,637 - 12,066,069 12,306,706 Lease receivable 1,119,417 -- 1,119,417 Total assets 50,476,488$ 28,978,567$ 62,093,501$ 141,548,556$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 2,444,886$ 4,480,849$ 651,743$ 7,577,478$ Accrued liabilities 1,394,565 -6,2801,400,845 Unearned revenue 2,036,173 - 11,113,744 13,149,917 Other liabilities 695,679 -- 695,679 Total liabilities 6,571,303 4,480,849 11,771,767 22,823,919 Deferred Inflows of Resources: Lease related 1,057,066 -- 1,057,066 Unavailable revenue 310,051 - 6,124,933 6,434,984 Total deferred inflows of resources 1,367,117 - 6,124,933 7,492,050 Fund balance: Nonspendable 101,462 -- 101,462 Restricted for: Debt service -- 2,141,431 2,141,431 Transportation projects -- 7,567,001 7,567,001 Affordable housing programs -- 11,023,649 11,023,649 Impact fee programs --10,519,22610,519,226 Parkland development programs -- 3,205,116 3,205,116 Public art programs -- 1,269,844 1,269,844 Tourism programs -- 1,426,625 1,426,625 Public safety program --68,45668,456 Infrastructure improvement -- 157,805 157,805 Committed to: General government programs 5,307,988 -- 5,307,988 Risk management 585,456 -- 585,456 Contingency fund 13,727,000 -- 13,727,000 Public safety program - - 641,538 641,538 Assigned to : CalPERS pension payment 2,000,000 -- 2,000,000 Solid Waste AB939 281,000 -- 281,000 Establishment of Section 115 Trust 2,000,000 -- 2,000,000 Revenue stabilization 2,000,000 -- 2,000,000 Development services 464,136 -- 464,136 SLO Repertory Theater Grant 3,940,000 -- 3,940,000 1,400,000 -- 1,400,000 Contingency fund -- 900,000 900,000 Subsequent year expenditures 2,455,573 24,497,718 5,278,534 32,231,825 Unassigned 8,275,453 - (2,424) 8,273,029 Total fund balance 42,538,068 24,497,718 44,196,801 111,232,587 Total liabilities, deferred inflows of resources and fund balance 50,476,488$ 28,978,567$ 62,093,501$ 141,548,556$ City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2023 Tenant Improvement The accompanying notes are an integral part of these financial statements. 31 Page 365 of 668 Total fund balance - governmental funds 111,232,587$ Capital assets at estimated historical cost $ 347,239,668 Accumulated depreciation (123,258,087) 223,981,581 6,434,984 1,895,495 54,473,788 186,844 256,718 Lease revenue bonds 16,779,250$ Lease purchase financing 36,245 Lease liabilities 445,919 SBITA liabilities 407,466 Compensated absences 3,350,586 Conservation loan 46,886 Bond premium 1,175,311 Accrued interest payable 91,383 (22,333,046) Net pension liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (143,624,254) Net OPEB liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (3,537,061) (801,429) (9,092,391) Total net position - governmental activities 219,073,816$ City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2023 Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. Deferred outflows of resources, pension related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred outflows of resources, OPEB related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. Unavailable revenue recorded in the fund financial statements resulting from activities in which revenues were earned but funds were not available are reclassified as revenues in the Government-Wide Financial Statements. Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Deferred inflow of resources, pension related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources, OPEB related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. The accompanying notes are an integral part of these financial statements. 32 Page 366 of 668 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Revenues: 21,865,468$ -$ -$ 21,865,468$ 30,508,731 - - 30,508,731 15,474,655 - 160,890 15,635,545 11,037,037 - - 11,037,037 6,904,194 - - 6,904,194 6,283,397 - - 6,283,397 2,349,603 - - 2,349,603 3,281,010 - - 3,281,010 1,127,744 - - 1,127,744 457,978 - - 457,978 195,991 - - 195,991 1,568,512 - 431,360 1,999,872 1,973,896 124,382 4,266,426 6,364,704 11,695,505 90,837 6,632,210 18,418,552 739,819 90,944 433,482 1,264,245 Total revenues 115,463,540 306,163 11,924,368 127,694,071 Expenditures: Current: General government 23,423,444 219,731 3,132 23,646,307 Public safety 36,850,555 - 575,373 37,425,928 Transportation 5,294,069 - 114,635 5,408,704 Leisure, cultural and social services 11,015,177 - - 11,015,177 Community development 12,684,688 - 2,182,335 14,867,023 Debt service: Principal - - 1,859,782 1,859,782 Interest and fiscal charges - - 745,735 745,735 Capital outlay: Public safety 44,014 - 1,533,401 1,577,415 Transportation 327,201 6,236,546 2,801,163 9,364,910 Leisure, cultural and social services 117,397 777,339 332,064 1,226,800 Community development - 8,502,665 1,700,000 10,202,665 General government 509,843 918,169 937,420 2,365,432 Total expenditures 90,266,388 16,654,450 12,785,040 119,705,878 Revenues over (under) expenditures 25,197,152 (16,348,287) (860,672) 7,988,193 (Continued) Miscellaneous Real property transfer tax Fines, forfeitures and penalties Use of money and property Subventions and grants Charges for services Utility users tax Property tax in lieu of VLF Franchise taxes Business tax Cannabis Tax City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2023 Sales and use tax - general Transaction and use tax - Local Revenue Measure Property tax (including real property transfer tax) Transient occupancy tax The accompanying notes are an integral part of these financial statements. 33 Page 367 of 668 Page 2 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Transfers in 4,314,247$ 27,108,349$ 8,313,193$ 39,735,789$ Transfers out (28,193,431) - (9,298,746) (37,492,177) Other Financing Sources – SBITA 474,594 - - 474,594 Total other financing sources (uses) (23,404,590) 27,108,349 (985,553) 2,718,206 Net change in fund balance 1,792,562 10,760,062 (1,846,225) 10,706,399 Fund balance, beginning of year 40,745,506 13,737,656 46,043,026 100,526,188 Fund balance, end of year 42,538,068$ 24,497,718$ 44,196,801$ 111,232,587$ City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2023 The accompanying notes are an integral part of these financial statements. 34 Page 368 of 668 Total net change in fund balance - governmental funds 10,706,399$ Expenditures for capital outlay - governmental funds $ 16,902,251 Transfer from business-type activities - Depreciation expense (7,401,040) 9,501,211 Loss on disposal of capital asset (2,010) Repayments of long-term debt are recognized as expenditures in the governmental funds. In the government-wide statements, repayments of long-term liabilities are reported as reductions of liabilities. Expenditures for repayment of the principal portion of long-term debt were:1,859,743 (11,678) it is due. In the statement of activities, interest expense is recognized as the interest accrues, regardless of when it is due. The difference between interest expense paid and interest accrued was:(9,059) 85,448 Changes in actuarially determined claim liabilities for uninsured claims do not provide current financial resources and are not reported in the governmental funds. (303,703) governmental funds. In the statement of activities, compensated absences are measured by the amounts earned. The difference between compensated absences paid and compensated absences earned was:(245,981) 353,060 17,412,671 1,427,129 Pension expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds 926,881 OPEB expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (922,964) Total change in net position - governmental activities 40,777,147$ City of San Luis Obispo, California Current year employer pension contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Current year employer OPEB contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Compensated absences are measured by the amounts paid during the period in the Capital outlay net of depreciation expense and disposal. Interest on long-term debt is recognized as an expenditure in the governmental funds when Change in unamortized discount/premium (netted with debt) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Fiscal Year Ended June 30, 2023 Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. This amount is to be amortized over the life of the long-term debt. This amount is the current year net amortization expense. Revenues that are not considered to be available are reported as unavailable revenues in the governmental funds, however, these amounts are recognized in the Government- Wide Statement of Activities. This amount represents the change in unavailable revenues. The accompanying notes are an integral part of these financial statements. 35 Page 369 of 668 36 Page 370 of 668 City of San Luis Obispo, California Proprietary Funds Financial Statements For the Fiscal Year Ended June 30, 2023 Proprietary funds account for City operations financed and operated in a manner like a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Water Fund This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. 37 Page 371 of 668 38 Page 372 of 668 Water Sewer Parking Transit Totals Assets Current assets: Cash and investment 38,287,076$ 53,412,233$ 14,085,333$ 7,980,433$ 113,765,075$ Accounts receivable 3,596,691 2,785,774 135,270 2,148,836 8,666,571 Lease Receivables - - 102,280 - 102,280 Accrued interest receivable 341,287 287,456 525,805 26,996 1,181,544 Total current assets 42,225,054 56,485,463 14,848,688 10,156,265 123,715,470 Noncurrent assets: 34,580 278 4,041 - 38,899 Investment in joint venture 3,223,425 - - - 3,223,425 Loan Receivables 1,476,189 798,745 - - 2,274,934 Lease Receivables - - 36,493,618 - 36,493,618 Capital assets: Land 945,926 2,176,114 5,947,455 - 9,069,495 SBITA assets 38,498 38,498 - - 76,996 Infrastructure 122,200,988 93,826,165 28,282,818 110,972 244,420,943 Buildings and improvements 19,139,492 5,074,388 1,101,218 5,212,278 30,527,376 Equipment 6,474,677 6,606,923 1,834,860 9,006,717 23,923,177 Construction in progress 5,606,755 133,499,315 4,289,786 2,408,227 145,804,083 Total capital assets 154,406,336 241,221,403 41,456,137 16,738,194 453,822,070 Less accumulated depreciation (66,302,568) (53,594,768) (15,618,289) (10,373,759) (145,889,384) Capital assets, net of accumulated depreciation 88,103,768 187,626,635 25,837,848 6,364,435 307,932,686 Total noncurrent assets 92,837,962 188,425,658 62,335,507 6,364,435 349,963,562 Total assets 135,063,016 244,911,121 77,184,195 16,520,700 473,679,032 Deferred Outflows of Resources Pension related 3,733,372 3,458,025 857,834 223,664 8,272,895 392,613 413,117 105,784 25,046 936,560 44,615 6,739 97,880 - 149,234 4,170,600 3,877,881 1,061,498 248,710 9,358,689 (Continued) Total deferred outflow of resources Cash and investments held by fiscal agent Other post-employment benefits related Unamortized loss on refunding of debt Enterprise Funds City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2023 The accompanying notes are an integral part of these financial statements. 39 Page 373 of 668 Page 2 Water Sewer Parking Transit Totals Liabilities Current liabilities: Accounts payable 418,379$ 5,767,681$ 916,536$ 915,768$ 8,018,364$ Accrued liabilities 117,302 96,683 39,719 18,338 272,042 Compensated absences 240,237 172,919 37,072 13,139 463,367 Unearned revenue - - - 7,009,295 7,009,295 Interest payable 60,522 30,718 61,916 - 153,156 Due to other funds - - - - - Current portion of long-term debt 1,127,607 1,070,675 588,562 - 2,786,844 Total current liabilities 1,964,047 7,138,676 1,643,805 7,956,540 18,703,068 Noncurrent liabilities: Compensated absences 102,959 74,107 15,888 5,630 198,584 Lease revenue bonds 8,851,738 266,349 3,868,788 - 12,986,875 Installment sale agreement - 2,869,551 - - 2,869,551 State loan/note payable 11,102,800 105,006,444 2,857,619 - 118,966,863 SBITA liabilities 12,829 12,829 - - 25,658 Net pension liability 13,541,944 12,955,621 3,358,609 771,572 30,627,746 792,430 725,475 185,767 43,984 1,747,656 Total noncurrent liabilities 34,404,700 121,910,376 10,286,671 821,186 167,422,933 Total liabilities 36,368,747 129,049,052 11,930,476 8,777,726 186,126,001 Deferred Inflows of Resources Pension related 136,614 37,581 9,623 2,280 186,098 164,840 175,550 44,952 10,643 395,985 Lease related - - 36,044,016 - 36,044,016 301,454 213,131 36,098,591 12,923 36,626,099 Net Position Net investment in capital assets 67,066,238 78,420,355 18,620,759 6,364,435 170,471,787 Restricted: Debt service 34,580 278 4,041 - 38,899 Transportation projects - - - 1,614,326 1,614,326 Unrestricted 35,462,597 41,106,186 11,591,826 - 88,160,609 Total net position 102,563,415$ 119,526,819$ 30,216,626$ 7,978,761$ 260,285,621$ Other post-employment benefits related Total deferred inflow of resources City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2023 Enterprise Funds Net other post-employment benefits liability The accompanying notes are an integral part of these financial statements. 40 Page 374 of 668 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 23,856,235$ 20,288,589$ 4,606,611$ 806,521$ 49,557,956$ Impact fees 3,616,307 1,980,886 - - 5,597,193 Fines and forfeitures - 23,383 1,369,093 - 1,392,476 Other revenues 248,134 48,456 46,668 3,448 346,706 Total operating revenues 27,720,676 22,341,314 6,022,372 809,969 56,894,331 Operating expenses: Salaries and benefits 4,964,824 4,859,875 1,662,770 189,519 11,676,988 Supplies and maintenance 1,766,646 2,203,286 733,292 378,050 5,081,274 Contract services 10,263,880 1,914,015 879,767 3,090,050 16,147,712 General government 1,535,175 1,497,395 872,976 365,544 4,271,090 Depreciation 2,945,160 2,587,643 662,177 459,600 6,654,580 Total operating expenses 21,475,685 13,062,214 4,810,982 4,482,763 43,831,644 Operating income (loss)6,244,991 9,279,100 1,211,390 (3,672,794) 13,062,687 Nonoperating revenues (expenses) Use of money and property 599,966 684,191 1,234,817 99,366 2,618,340 Grants 425,142 1,424,328 700,000 4,806,426 7,355,896 Interest expense and fiscal charges (676,600) (355,050) (252,519) - (1,284,169) Income (loss) from investment in joint venture 391,993 - - - 391,993 Total nonoperating revenues (expenses)740,501 1,753,469 1,682,298 4,905,792 9,082,060 Income (loss) before transfers and capital contributions 6,985,492 11,032,569 2,893,688 1,232,998 22,144,747 Capital Contributions Transfers out (776,578) (1,076,388) (390,646)- (2,243,612) Total transfers (776,578) (1,076,388) (390,646)- (2,243,612) Change in net position 6,208,914 9,956,181 2,503,042 1,232,998 19,901,135 Net position, beginning of year 96,354,501 109,570,638 27,713,584 6,745,763 240,384,486 Net position, end of year 102,563,415$ 119,526,819$ 30,216,626$ 7,978,761$ 260,285,621$ Enterprise Funds City of San Luis Obispo, California Statement of Revenues, Expenses, and Changes in Fund Net Assets Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2023 The accompanying notes are an integral part of these financial statements. 41 Page 375 of 668 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 28,522,740$ 22,340,965$ 5,916,382$ 3,246,567$ 60,026,654$ (12,743,639) (4,893,747) (1,003,212) (3,022,778) (21,663,376) (1,535,175) (1,497,395) (872,976) (365,544) (4,271,090) (5,021,721) (4,964,203) (1,672,720) (189,741) (11,848,385) Net cash provided by (used in) operating activities 9,222,205 10,985,620 2,367,474 (331,496) 22,243,803 Operating grants received 425,142 1,233,576 -4,806,426 6,465,144 Transfers to other funds (776,578) (1,076,388) (390,646)- (2,243,612) (351,436) 157,188 (390,646) 4,806,426 4,221,532 Cash flows from capital and related financing activities: (2,226,356) (31,035,579) (1,886,412) (2,325,169) (37,473,516) SBITA payment paid (13,200) (13,200) - - (26,400) Principal paid on debt financing (1,624,674) (1,022,058) (567,098)- (3,213,830) Interest paid on debt financing (817,883) (358,881) (284,478)- (1,461,242) Proceeds from issuance of debt 122,214 21,384,848 -- 21,507,062 Net cash used in capital and related financing activities (4,559,899) (11,044,870) (2,737,988) (2,325,169) (20,667,926) Cash flows from investing activities: Use of money and property 504,117 587,114 718,100 83,001 1,892,332 Net cash provided by investing activities 504,117 587,114 718,100 83,001 1,892,332 4,814,987 685,052 (43,060) 2,232,762 7,689,741 33,506,669 52,727,459 14,132,434 5,747,671 106,114,233 38,321,656$ 53,412,511$ 14,089,374$ 7,980,433$ 113,803,974$ (Continued) Enterprise Funds City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2023 Cash payments to suppliers for goods and services Cash payments to General Fund for interfund services Cash payments to employees for services Acquisition and construction of capital assets Cash flows from noncapital financing activities: Net change in cash and cash equivalents Cash and cash equivalents, beginning of year, as restated Cash and cash equivalents, end of year Net cash provided by (used in) noncapital financing activities The accompanying notes are an integral part of these financial statements. 42 Page 376 of 668 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2023 Page 2 Water Sewer Parking Transit Total Operating income (loss) 6,244,991$ 9,279,100$ 1,211,390$ (3,672,794)$ 13,062,687$ Depreciation 2,945,160 2,587,643 662,177 459,600 6,654,580 Accounts receivable 802,064 (349) (105,990) (271,533) 424,192 Accounts payable (713,113) (776,446) 609,847 445,322 (434,390) Unearned revenue - - - 2,708,131 2,708,131 98,121 57,146 31,398 9,566 196,231 (52,363) (50,249) (12,867) (3,046) (118,525) (102,655) (111,225) (28,481) (6,742) (249,103) Net cash provided by (used in) operating activities 9,222,205$ 10,985,620$ 2,367,474$ (331,496)$ 22,243,803$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 38,287,076$ 53,412,233$ 14,085,333$ 7,980,433$ 113,765,075$ 34,580 278 4,041 - 38,899 Total cash and investments 38,321,656$ 53,412,511$ 14,089,374$ 7,980,433$ 113,803,974$ Noncash investing, capital, and financing activities: None Deferred OPEB and net OPEB liability Cash and investments held by fiscal agent Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accrued salaries and compensated absences Deferred pensions and net pension liability Enterprise Funds The accompanying notes are an integral part of these financial statements. 43 Page 377 of 668 44 Page 378 of 668 City of San Luis Obispo, California Fiduciary Funds Financial Statements For the Fiscal Year Ended June 30, 2023 Custodial funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the primary government. Fiduciary funds are not reflected in the government- wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of a custodial fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Custodial Funds are presented with the fund financial statements in the supplementary information section. 45 Page 379 of 668 46 Page 380 of 668 Custodial Funds Assets Current assets: Cash and investment 20,508,077$ Accounts receivable 409,257 Accrued interest receivable 19,938 Capital assets, net of accumulated depreciation 726,355 Total assets 21,663,627 Liabilities Accounts payable 141,008 Compensated absence 64,343 Accrued Salaries 13,860 Other liabilities 2,000 Total liabilities 221,211 NET POSITION Restricted for Individuals, organizations, and other governments 21,442,416 Total Net Position 21,442,416$ City of San Luis Obispo, California Statement of Fiduciary Net Position Fiduciary Funds June 30, 2023 The accompanying notes are an integral part of these financial statements. 47 Page 381 of 668 Custodial Funds ADDITIONS: Assessment revenue 958,259$ Charges for services 1,189,924 Contribution from developers 1,128,775 Other revenue 1,219,589 Use of money and property 402,249 Total additions 4,979,966 DEDUCTIONS: Administration expenses 1,081,763 Contractual services 1,371,337 Materials and supplies 184,392 Public programming 44,188 Use of developer deposits 1,217,765 Depreciation 63,283 Total deductions 3,962,728 Change in net position 1,017,238 NET POSITION: Beginning of year, as restated 20,425,178 End of year 21,442,416$ Statement of Changes in Fiduciary Net Position Fiduciary Funds For the Fiscal Year Ended June 30, 2023 City of San Luis Obispo, California The accompanying notes are an integral part of these financial statements. 48 Page 382 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page   Note 1: Summary of Significant Accounting Policies 51  Description of the Reporting Entity 51  Government-wide and Fund Financial Statements 51  Measurement Focus, Basis of Accounting and Basis of Presentation 51  Assets, Liabilities, and Net Position or Fund Balance 53  Reconciliation of Government-wide and Fund Financial Statements 56  Budgets and Budgetary Accounting 56  Fair Value Measurements 58  Note 2: Cash and Investments 58  Funds with Fiscal Agent 58  Investments 59  Note 3: Property Taxes 63  Note 4: Loan Receivable 64  Note 5: Capital Assets 64  Note 6: Leases 66  Note 7: Long Term Debt 68  Summary of Long-Term Debt 68  Governmental Activities Summary: 69  Revenue Bonds 69  Lease-Purchase Financing 70  2014 Energy Sources Conservation State Loan 71  Subscription Based Information Technology Arrangements 71  Business-Type Activities Summary: 72  Revenue Bonds 72  Loans 73  Installment Sale Agreements 74  Special Assessment Debt Without City Commitment 74  Note 8: Pension Plans 75  Agent-Multiple Employer Plan 75  General Information about the Pension Plan 75  Net Pension Liability 76  Changes in the Net Pension Liability 78  Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 79  Cost-Sharing Employer Plan 79  General Information about the Pension Plan 79  Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 81  49 Page 383 of 668 City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2023 Page 50   Page   Payable to the Pension Plan 83  Note 9: Other Post-Employment Benefits (OPEB) 84  General Information about OPEB 84  Net OPEB Liability 85  Changes in the Net OPEB Liability 86  OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB 87  Payable to the OPEB Plan 88  Note 10: Deferred Compensation Plan 88  Note 11: Interfund Transactions 89  Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements 89  Whale Rock Commission 89  San Luis Obispo Regional Transit Authority 90  San Luis Obispo Council of Governments 91  Nacimiento Water Supply Project 91  Note 13: Risk Management 92  California Joint Powers Insurance Authority 92  Self-Insurance Programs of the Authority 92  Adequacy of Protection 93  Self-Insurance 93  Note 14: Commitments and Contingencies 94  Litigation 94  Grant Awards 94  Regional Transit Authority Pension Expense 94  Note 15: Construction and Other Significant Commitments 95  Note 16: Fund Balance Deficiency 95  Note 17: Subsequent Events 95  Note 18: New Accounting Standards 95  Accounting Standards Adopted 95  New Accounting Standards 96  Note 19: Prior Period Adjustments 96  50 Page 384 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023   Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 45,920, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, and building and safety. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The City has identified The San Luis Obispo Capital Improvement Board (the Board) and the San Luis Obispo Public Financing Authority (the Authority) as blended component units in accordance with GASB standards. Both provide financing for the construction and acquisition of City facilities and consist of members of the City Council. Activities of both units are accounted for in the applicable City governmental funds and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board or San Luis Obispo Public Financing Authority. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the non-fiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely primarily on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate fund financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds and fiduciary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. 51 Page 385 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 52   Note 1: Summary of Significant Accounting Policies (Continued) As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. Major Funds and Other Funds. GASB Standards define major funds and require that the City’s major governmental funds be identified and presented separately in the fund financial statements. All other funds, called non-major funds, are combined and reported in a single column, regardless of their fund type. Major funds are defined as funds that have assets, liabilities, revenues, or expenditures/expenses equal to ten percent of their fund- type total and at least five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Capital Outlay Fund. This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following major enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. 52 Page 386 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 53   Note 1: Summary of Significant Accounting Policies (Continued) Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. The City has established eight Custodial Funds, which are used to account for funds held by the City as an agent for Whale Rock Commission, Jack House Committee, County Task Force, individual donations, Boysen Ranch, San Luis Ranch Community Facilities District and San Luis Coastal Unified School District and San Luis Obispo County Public Access, Inc. Public Access Television. Custodial funds are accounted for using the accrual basis of accounting. See supplementary information for a complete list of Custodial Funds. Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Money markets and non-negotiable certificates of deposit are reported at amortized cost. All other investments are stated at fair value. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepayments in the governmental funds are accounted for using the consumption method. Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 5 have additional information on funds held by fiscal agents. 53 Page 387 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 54   Note 1: Summary of Significant Accounting Policies (Continued) Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement would be reported at acquisition value rather than fair value. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of the business- type activities is included as part of the capitalized value of the assets constructed. Detailed information on the City’s capital assets can be found in Note 4. Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net assets by the City that is applicable to a future reporting period. The City has deferred outflows of resources related to pensions, other post-employment benefits (OPEB), and unamortized loss on refunding of debt. A deferred inflow of resources is defined as an acquisition of net assets by the City that is applicable to a future reporting period. The City has deferred inflows of resources related to pensions and OPEB. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long- term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred. In the fund financial statements, governmental funds recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Assets Years Infrastructure 20-100 Buildings and structures 20-50 Improvements other than buildings 10-100 Equipment 3-21 54 Page 388 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 55   Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense General fund is the governmental fund used to liquidate the pension liabilities of the governmental activities. Other Post-Employment Benefits (OPEB) Liability. For purposes of measuring net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City’s plan (OPEB Plan), and additions to or deductions from the OPEB Plan’s fiduciary net position, have been determined on the same basis as they are reported by the California Employer’s Retiree Benefit Trust Program (CERBT). For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with benefit terms. Investments are reported at fair value. General fund is the governmental fund used to liquidate the OPEB liabilities of the governmental activities. Generally accepted accounting principles require that the reported OPEB results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2021 Measurement Date June 30, 2022 Measurement Period July 1, 2021 to June 30, 2022 Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. 55 Page 389 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 56   Note 1: Summary of Significant Accounting Policies (Continued) Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. The General Fund is the only fund that reports a positive unassigned fund balance amount. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted, or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Reconciliation of Government-wide and Fund Financial Statements A reconciliation between total fund balance of the governmental funds and total net position of the governmental activities as reported in the government-wide statement of net position is presented in the basic financial statements. A reconciliation between total net change in fund balance of the governmental funds and total change in net position of governmental activities as reported in the government-wide statement of activities is presented in the basic financial statements. There are no differences between total net position of the proprietary funds and total net position of the business-type activities as reported in the government-wide statement of net position. Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities. 56 Page 390 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 57   Note 1: Summary of Significant Accounting Policies (Continued)  Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process:  First Year. The Financial Plan process begins with City Council goal setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year.  Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, adjusts as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2022 was the first year of the 2021-23 two-year cycle.  Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February.  Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Construction in Progress (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented for capital projects funds in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget provided those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2023 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Department to ensure that it maintained a development review process that complied with State law considering the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the General Fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. 57 Page 391 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 58   Note 1: Summary of Significant Accounting Policies (Continued) Encumbrances. The City uses an encumbrance system as an extension of normal budgetary accounting for the other governmental funds. Under this system, purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of applicable appropriations. Encumbrances outstanding at year-end are recorded as restricted, committed, or assigned fund balances since they do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year-end. Encumbered appropriations are carried forward in the ensuing year’s budget. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and custodial fund operations, and accordingly, payments are made from these funds to reimburse the General Fund for these services. The payments are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. Fair Value Measurements As defined in GASB Statements, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statements establish a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities. Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly. Level 3 — Unobservable inputs for the asset or liability. For fiscal year ended June 30, 2023, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. 58 Page 392 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 59   Note 2: Cash and Investments (Continued) Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments:  Treasury bills and notes  Government Sponsored Enterprises  Commercial paper  Repurchase agreements  Bankers' acceptances  Corporate medium-term notes  Negotiable certificates of deposit  Collateralized bank deposits  Money market mutual funds  State Local Agency Investment Fund (LAIF) Investments are stated at fair value, based on quoted market prices, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the market value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in market value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. At June 30, 2023, cash and investments consisted of the following: Fair Value Percent of Portfolio Cash and cash equivalents 36,099,803$ 14.74% Investments: State Local Agency Investment Fund 44,574,587 18.20% U.S. Treasury Bond / Note 61,547,100 25.13% Federal Agency Bond / Note 20,434,373 8.34% Corporate Note 14,293,670 5.84% Municipal Bond/Note 2,086,690 0.85% Bank Note 624,470 0.26% Asset-Backed Securities 432,685 0.18% Negotiable Certificates of Deposit 979,368 0.40% Non-Negotiable Certificates of Deposit 2,038,589 0.83% Money Market Funds 61,772,270 25.23% Total investments 208,783,802 85.26% Total cash and investments 244,883,605$ 100.00% 59 Page 393 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 60   Note 2: Cash and Investments (Continued) At June 30, 2023, cash and investments are reflected in the financial statements as following: Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. The following is a summary of the fair value measurements as of June 30, 2023: Custodial Credit Risk – Deposits with Financial Institutions. The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including non-negotiable certificates of deposit, totaled $37,966,902 at June 30, 2023 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. Governmental Funds Business-Type Funds Fiduciary Funds Total Cash and investments 110,150,045$ 113,765,075$ 20,508,077$ 244,423,197$ Cash and investments held by fiscal agents 421,509 38,899 - 460,408 Total cash and investments 110,571,554$ 113,803,974$ 20,508,077$ 244,883,605$ Government-Wide Statement of Net Position Fair Value Investments by fair value hierarchy U.S. Treasury Bond / Note 61,547,100$ -$ 61,547,100$ -$ Federal Agency Bond / Note 20,434,373 - 20,434,373 - Corporate Note 14,293,670 - 14,293,670 - Municipal Bond/Note 2,086,690 - 2,086,690 - Bank Note 624,470 - 624,470 - Asset-Backed Securities 432,685 - 432,685 - Negotiable Certificates of Deposit 979,368 - 979,368 - Total investments by fair value hierarchy 100,398,356 -$ 100,398,356$ -$ Investments not subject to fair value hierarchy State Local Agency Investment Fund 44,574,587 Non-Negotiable Certificates of Deposit 2,038,589 Money Market Funds 61,772,270 Total investments not subject to fair value hierarchy 108,385,446 Total investments measured at fair value 208,783,802$ Fair Value Measurements UsingQ Prices in Active Markets for Identical Assets (Level Significant Other Observable Inputs (Level 2) Significant Unobserva ble Inputs (Level 3) 60 Page 394 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 61   Note 2: Cash and Investments (Continued) The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. Interest Rate Risk. This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. Fair Value Less Than One Month One Month to One Year One to Five Years Over Five Years State Local Agency Investment Fund 44,574,587$ -$ 44,574,587$ -$ -$ U.S. Treasury Bond / Note 61,547,100 - 13,739,170 47,807,930 - Federal Agency Bond / Note 20,434,373 - 8,534,696 11,899,677 - Corporate Note 14,293,670 - 1,362,594 12,931,076 - Municipal Bond/Note 2,086,690 - 1,173,594 913,096 - Bank Note 624,470 - - 624,470 - Asset-Backed Securities 432,685 - 4,303 428,382 - Negotiable Certificates of Deposit 979,368 - 979,368 - - Non-Negotiable Certificates of Deposit 2,038,589 - 2,038,589 - - Money Market Funds 61,772,270 61,772,270 - - - Total maturities 208,783,802$ 61,772,270$ 72,406,901$ 74,604,631$ -$ Cash in banks and on hand 36,099,803 244,883,605$ 61 Page 395 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 62   Note 2: Cash and Investments (Continued) The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2023: Concentration Credit Risk. The City’s policies contained in the Investment Policy and Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution.  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions.  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Type of Investment Rating Total Federal Agency Bonds / Notes AA+20,434,373$ Corporate Notes AAA 1,562,116 AA 1,598,703 AA-1,481,391 A+3,131,800 A 3,873,831 A-2,645,829 Total Corporate Notes 14,293,670 Municipal Bond/Note AAA 588,874 AA+289,205 AA 228,202 AA-980,409 Bank Note A 624,470 Asset-Backed Securities AAA 432,685 Negotiable Certificates of Deposit A 979,368 Not Applicable: U.S. Treasury Bonds / Notes 61,547,100 Not Rated: State Local Agency Investment Fund 44,574,587 Non-Negotiable Certificates of Deposit 2,038,589 Money Market Mutual Funds 61,772,270 Total Investments 208,783,802$ 62 Page 396 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 63   Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes:  Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal.  Tax Levies. Under the provisions of Proposition 13, the countywide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation.  Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership.  Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments.  Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest.  Tax Levy Apportionments. Due to the nature of the countywide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted after the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State.  City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general-purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2023 have been accrued since they will be collected within 60 days subsequent to year-end. 63 Page 397 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 64   Note 4: Loan Receivable Loans receivable, including accrued interest comprised balances from the following programs, all of which are discussed on the following pages. A. Affordable Housing Loans - The City’s Affordable Housing Fund provides grants and loans to certain development projects that meet the City’s affordability criteria. As of June 30, 2023, the Fund has 17 loans for affordable housing developments with interest rates ranging from 0% to 4% and repayment terms of 30 to 57 years. These loans had a remaining principal balance of $8.6 million; 4 loans for $669,063 are forgivable if certain criteria are met. The Fund has secured more than 450 affordable housing units for City residents. B. BEGIN Homeownership Loan - The City has provided deferred payment loans utilizing funding from the State of California under the BEGIN program. On June 30, 2023, the Fund had two outstanding loans utilizing this program with a principal balance of $130,000. These loans are provided for a term of 30 years with an annual interest rate of 3%. C. Down Payment Assistance - The Fund has provided down payment assistance loans to individuals purchasing affordable housing units. As of June 30, 2023, the Affordable Housing Fund had eight outstanding down payment assistance loans with a principal balance of $360,335. These loans are provided for a term of 30 years with an annual interest rate of 3%. D. Impact Fee Deferral Loan – The City has provided certain affordable housing developments with loans equal to the amount of certain impact fees. These loans are reflected in the respective impact fee funds. As of June 30, 2023, the total principal outstanding was $4,487,674. These loans are provided for a term of 55 years with an annual interest rate of 3%. E. Community Development Block Grant (CDBG) Fund Loans – The City has provided loans from the City’s allocation of CDBG funding for certain affordable housing developments. As of June 30, 2023, the CDBG Fund had $1,112,944 principal outstanding on the loans. The loans have terms of 30 years and annual interest rates of 3% to 4%. Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. Total Balance Description Loan Receivable Interest Receivable June 30, 2023 Governmental Funds: Affordable Housing Loan 8,490,688$ 2,008,223$ 10,498,911$ BEGIN Homeownership Loan 130,000 52,675 182,675 Down Payment Assistance 360,335 75,922 436,257 CDBG 1,112,944 704,908 1,817,852 Impact Fee Loan 2,212,740 175,711 2,388,451 Total governmental funds 12,306,707 3,017,439 15,324,146 Enterprise Funds: Impact Fee Loan 2,274,934 333,427 2,608,361 Total enterprise funds 2,274,934 333,427 2,608,361 Total Primary Government 14,581,641$ 3,350,866$ 17,932,507$ 64 Page 398 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 65   Note 5: Capital Assets (Continued) The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. Capital assets activity for the fiscal year ended June 30, 2023 was as follows: Balance June 30, 2022 Balance (as restated) Additions Deletions Transfers June 30, 2023 Governmental activities: Capital assets not being depreciated: Land 32,263,736$ -$ -$ -$ 32,263,736$ Construction in progress 10,637,004 16,902,253 - (10,370,342) 17,168,915 Public art 646,630 - - - 646,630 Total capital assets not being depreciated 43,547,370 16,902,253 - (10,370,342) 50,079,281 Capital assets being depreciated: Infrastructure 205,710,266 - - 6,358,356 212,068,622 Accumulated Depreciation (74,431,463) (4,294,004) - - (78,725,467) Buildings and improvements 48,505,114 1,089,669 49,594,783 Accumulated Depreciation (22,570,539) (1,000,669) - - (23,571,208) Equipment 32,330,177 - (742,072) 2,922,317 34,510,422 Accumulated Depreciation (19,955,036) (1,746,438) 740,062 - (20,961,412) Capital assets being amortized: Right of use - Lease asset 157,527 579,204 - - 736,731 Accumulated Amortization (37,065) (152,886) - - (189,951) Subscription based I.T. agreeemnts 172,229 474,594 - - 646,823 Accumulated Amortization - (207,043) - - (207,043) Total capital assets being depreciated/amortized, net 169,881,210 (6,347,242) (2,010) 10,370,342 173,902,300 Governmental activities, capital assets, net 213,256,351$ 10,555,011$ (2,010)$ -$ 223,981,581$ Business-type activities: Capital assets not being depreciated: Land 9,069,495$ -$ -$ -$ 9,069,495$ Construction in progress 122,955,610 37,473,518 - (14,625,045) 145,804,083 Total capital assets not being depreciated 132,025,105 37,473,518 - (14,625,045) 154,873,578 Capital assets being depreciated: Infrastructure 230,867,848 - - 13,553,095 244,420,943 Accumulated Depreciation (108,076,404) (5,079,645) - - (113,156,049) Buildings and improvements 30,527,376 - - - 30,527,376 Accumulated Depreciation (15,961,344) (599,380) - - (16,560,724) Equipment 22,938,836 - (87,609) 1,071,950 23,923,177 Accumulated Depreciation (15,284,663) (944,947) 82,665 - (16,146,945) Capital assets being amortized: Subscription based I.T. agreeemnts - 76,996 - - 76,996 Accumulated Amortization - (25,666) - - (25,666) Total capital assets being depreciated, net 145,011,649 (6,572,642) (4,944) 14,625,045 153,059,108 Business-type activities, capital assets, net 277,036,754 30,900,876 (4,944) - 307,932,686 Total Government-wide 490,293,105$ 41,455,887$ (6,954)$ -$ 531,914,267$ 65 Page 399 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 66   Note 5: Capital Assets (Continued) Depreciation and amortization expense was charged to functions/programs as follows: Note 6: Leases Pursuant to GASB 87, the City has the following lease receivables: James Town On 11/5/2013, the City entered into a lease with James Town Premier SL Retail, L.P. or commercial retail space located at the Marsh Street parking structure. Under the lease, the lessee pays the City $11,310 per month from 2/1/2014 – 1/31/2015 and with 3% increase each year from 2/1/2015 – 1/31/2024. The lease term has one 5-year extension option. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3.5%, which was the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $165,651 of lease revenue and $6,335 of interest revenue under the lease. Crown Castle On 9/19/2017, the City entered into a lease with Crown Castle NG West LLC to utilize City utility poles for communications equipment. Under the lease, the initial annual pole fee shall consist of $1,000 for each city pole which Crown Castle’s facilities are to be installed pursuant to this agreement and is payable to city upon execution and delivery of this agreement and prior to Crown Castle installing any portion of the network or any facilities. The term ends on 9/1/2047 with 3% increase annually. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3.5%, which was the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $6,542 of lease revenue and $5,769 of interest revenue under the lease. Garden Street On 8/1/2015, the City entered into a lease with Garden Street SLO Partners, L.P for the right to use land formerly a surface parking lot in order to build a hotel. Under the lease, the lessee pays the City $171,600 or the “Base Annual Rent Floor”, which is the amount of Landlord’s annual net revenue from the operation of Parking Lot 2 on the premises in the period of twelve months ended on the last day of the last full calendar month ended two months prior to the rent commencement date. The amount of base rent shall be increased as of the first day of each rent adjustment period commencing with the rent adjustment period that begins on the first day of the third lease year and on the first day of each subsequent rent adjustment period. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 1%, which is the 5- year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $390,723 of lease revenue and $367,753 of interest revenue under the lease. Governmental activities: Public safety 570,330$ Transportation 2,682,663 Culture and recreation 260,521 Community development 119,699 General government 3,767,827 Total depreciation - governmental activities 7,401,040 Business-type activities: Water 2,945,161 Sewer 2,587,643 Parking 662,174 Transit 459,602 Total depreciation - business-type activities 6,654,580 Total Government-wide 14,055,620$ 66 Page 400 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 67   Note 6: Leases (Continued) Laguana AT&T On 9/16/2009, the City entered into a lease with New Cingular Wireless PCS, LLC to locate a cellular communication site at the Laguna Lake Golf Course. Under the lease, the lessee pays the City $26,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater that ends on 9/30/2029. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 2%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $40,755 of lease revenue and $5,438 of interest revenue under the lease. Laguna SBA On 2/1/2005, the City entered into a lease with SBA 2012 TC Assets, LLC to locate a cellular communication site at the Laguna Lake Golf Course. Under the lease, the lessee pays the City $25,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater, that ends in 2025. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $45,744 of lease revenue and $2,571 of interest revenue under the lease. Santa Rosa St On 5/13/2011, the City entered into a lease with New Cingular Wireless PCS, LLC to locate a cellular communication site at the Santa Rosa Park. Under the lease, the lessee pays the City $26,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater, that ends on 5/13/2031. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 2%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2023, the City recognized $73,383 of lease revenue and $13,079 of interest revenue under the lease. The future revenue payments as of June 30, 2023 are as follows: Year Ending June 30, Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest 2024 102,280$ 917$ 1,396$ 5,736$ -$ 369,913$ 32,698$ 4,791$ 40,934$ 1,330$ 62,196$ 11,908$ 239,504$ 394,595$ 2025 - - 1,642 5,661 - 370,064 34,489 4,082 43,481 4 65,718 10,602 145,330 390,413 2026 - - 1,940 5,592 - 371,080 36,377 3,348 - - 69,344 9,257 107,661 389,277 2027 - - 2,237 5,513 - 372,105 38,325 2,574 - - 73,112 7,839 113,674 388,031 2028 - - 2,551 5,437 - 374,167 40,349 1,765 - - 77,008 6,362 119,908 387,731 2029-2033 - - 18,110 25,328 - 1,879,718 87,079 906 - - 256,119 9,671 361,308 1,915,623 2034-2038 - - 29,112 20,973 - 1,897,112 - - - - - - 29,112 1,918,085 2039-2043 - - 43,398 14,322 - 1,907,282 - - - - - - 43,398 1,921,604 2044-2048 - - 61,802 4,703 - 1,910,058 - - - - - - 61,802 1,914,761 2049-2053 - - - - - 1,901,196 - - - - - - - 1,901,196 2054-2058 - - - - - 1,882,110 - - - - - - - 1,882,110 2059-2063 - - - - 7,853 1,850,050 - - - - - - 7,853 1,850,050 2064-2068 - - - - 1,057,179 1,804,432 - - - - - - 1,057,179 1,804,432 2069-2073 - - - - 1,396,048 1,739,908 - - - - - - 1,396,048 1,739,908 2074-2078 - - - - 1,824,027 1,657,067 - - - - - - 1,824,027 1,657,067 2079-2083 - - - - 2,266,909 1,552,723 - - - - - - 2,266,909 1,552,723 2084-2088 - - - - 2,765,362 1,424,328 - - - - - - 2,765,362 1,424,328 2089-2093 - - - - 3,382,050 1,266,258 - - - - - - 3,382,050 1,266,258 2094-2098 - - - - 4,023,770 1,077,840 - - - - - - 4,023,770 1,077,840 2099-2103 - - - - 4,742,095 853,217 - - - - - - 4,742,095 853,217 2104-2108 - - - - 5,621,170 589,608 - - - - - - 5,621,170 589,608 2109-2113 - - - - 6,534,924 280,398 - - - - - - 6,534,924 280,398 2114-2115 - - - - 2,872,231 14,579 - - - - - - 2,872,231 14,579 Total 102,280$ 917$ 162,188$ 93,265$ 36,493,618$ 27,345,213$ 269,317$ 17,466$ 84,415$ 1,334$ 603,497$ 55,639$ 37,715,315$ 27,513,834$ TotalJames Town Crown Castle Garden St Laguna ATT Laguna SBA Santa Rosa St 67 Page 401 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 68   Note 7: Long Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2023: Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. For detail of estimated claims and liabilities, see Note 11. The San Luis Obispo Capital Improvement Board (Board) and the San Luis Obispo Public Financing Authority (Authority) have entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board/Authority have been eliminated from these financial statements. Balance June 30, 2022 Balance Due Within (as restated) Additions Deductions June 30, 2023 One Year Governmental activities: 2012 Lease revenue refunding bonds 2,700,000$ -$ (285,000)$ 2,415,000$ 305,000$ 2014 Lease revenue bonds 6,460,000 - (185,000) 6,275,000 190,000 2018 Lease revenue refunding bonds 8,659,100 - (569,850) 8,089,250 596,050 Add: Unamortized bond premium 1,135,756 - (85,448) 1,050,308 - Total revenue bonds 18,954,856 - (1,125,298) 17,829,558 1,091,050 Lease liability 125,003 579,204 (133,285) 570,922 141,714 Subscription based I.T. agreeemnts 172,229 474,594 (239,358) 407,465 210,241 Lease-purchase financing 390,420 - (354,175) 36,245 36,245 Conservation Loan 139,961 - (93,074) 46,887 46,886 Total long-term debt, governmental activities 19,782,469$ 1,053,798$ (1,945,190)$ 18,891,077$ 1,526,136$ Compensated absences 3,104,605$ 3,475,021$ (3,229,040)$ 3,350,586$ 2,345,410$ Business-type activities: 2012 Water revenue refunding bonds 550,000$ -$ (550,000)$ -$ -$ 2018 Lease revenue refunding bonds 4,560,900 - (300,150) 4,260,750 313,949 2018 Water revenue refunding bonds 8,330,000 - (470,000) 7,860,000 495,000 Add: Unamortized bond premium 1,866,278 - (191,204) 1,675,074 - Total revenue bonds 15,307,178 - (1,511,354) 13,795,824 808,949 Subscription based I.T. agreeemnts - 76,996 (26,400) 50,596 24,938 Loans 99,918,648 21,507,062 (1,212,202) 120,213,508 1,246,645 Installment sale agreements 4,257,343 - (681,480) 3,575,863 706,312 Total long-term debt, business-type activities 119,483,169 21,584,058 (3,431,436) 137,635,791 2,786,844 Compensated absences 526,111 846,283 (710,443) 661,951 463,367 Total Government-wide 142,896,354$ 26,959,160$ (9,316,109)$ 160,539,405$ 4,334,913$ 68 Page 402 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 69   Note 7: Long Term Debt (Continued) Governmental Activities Summary: Revenue Bonds 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds was to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on December 1 through December 1, 2029 that range from $210,000 to $390,000. At June 30, 2023, the principal amount outstanding on the bonds was $2,415,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2023. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2023, the unamortized premium was $123,520. 2014 Lease Revenue Bonds. In 2014, the Authority issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00% and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2023, the principal amount outstanding on the bonds was $6,275,000. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2023, the unamortized premium was $111,609. 2018 Lease Revenue Refunding Bonds. In 2018, the Authority issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $11,072,775 was used for financing governmental activities related to the original bonds and the remainder was used for business-type activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2023, the principal amount outstanding that pertains to governmental activities was $8,089,250 of the total $12,350,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2023, the unamortized premium for governmental activities was $815,179. The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the following 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). Lease Liability (Cuesta Peak) On October 23, 2003, the City entered into a 22-year Lease Agreement as lessee of a site for City radio equipment. The City pays the landlord $16,857.96 annually with a 4% increase. An initial lease liability was recorded in the amount of $157,527. As of June 30, 2023, the value of the lease liability is $92,775. The City is required to make monthly payments of $670 and increase annually by 4% in October of each year. The lease has an interest rate of 3.04%. The value of the right to use asset as of June 30, 2023 of $157,442 with accumulated amortization of $74,090 is included in the intangible assets on the capital assets activities table found in Note 5 above. 69 Page 403 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 70   Note 7: Long Term Debt (Continued) Lease Liability (994 Mill Street) On June 9, 2022, the City entered into a 3-year Lease Agreement as lessee of a site for the use of 11 parking spaces. The term of this lease commenced on July 1, 2022. The City pays the landlord $10,037.7 annually with a 3% increase. An initial lease liability was recorded in the amount of $579,204. As of June 30, 2023, the value of the lease liability is $478,147. The lease has an interest rate of 4%. The value of the right to use asset as of June 30, 2023 of $579,204 with accumulated amortization of $115,841 is included in the intangible assets on the capital assets activities table found in Note 5 above. At June 30, 2023, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: At June 30, 2023, the aggregate maturities of the aforementioned governmental lease liabilities were as follows: Lease-Purchase Financing Fire Truck. In 2018 the City obtained lease-purchase financing in the amount of $673,095 to purchase a fire truck. The gross amount of assets under this lease is $673,095 with $90,732 accumulated depreciation included in equipment at June 30, 2021. The lease agreement bears an interest rate of 3.178% due in quarterly installments of $36,533 beginning December 5, 2018 through September 5, 2023. At June 30, 2023, the principal amount outstanding is $36,245. Motorola Radios. In 2020, the City obtained lease-purchase financing in the amount of $636,240 to purchase Motorola radios and equipment for public safety. The gross amount of assets under this lease is $636,240 with $212,080 accumulated depreciation as it was placed in service at year end. The lease agreement bears an interest rate of 2.66% due in annual installments of $217,671 beginning June 1, 2021 through June 1, 2023. At June 30, 2023, the lease was paid off. For the Year Ending June 30, Principal Interest Total 2024 1,091,050$ 674,056$ 1,755,600$ 2025 1,133,975 630,214 1,765,106 2026 1,178,450 578,566 1,764,189 2027 1,021,775 524,744 1,546,519 2028 1,066,425 480,179 1,546,604 2029-2033 4,801,675 1,724,463 6,526,138 2034-2038 3,749,050 865,710 4,614,760 2039-2043 1,931,850 348,294 2,280,144 2044-2045 805,000 32,500 837,500 16,779,250$ 5,858,726$ 22,637,976$ Unamortized bond Premium 1,050,308 - 1,050,308 Total 17,829,558$ 5,858,726$ 23,688,284$ For the Year Ending June 30, Principal Interest Total 2024 141,781$ 19,321$ 161,102$ 2025 152,705 13,481 166,186 2026 143,763 7,616 151,379 2027 132,673 2,475 135,148 570,922$ 42,893$ 613,815$ 70 Page 404 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 71   Note 7: Long Term Debt (Continued) At June 30, 2023, the aggregate maturities of the aforementioned governmental activities lease-purchase financing were as follows: 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2023, the principal amount outstanding is $46,887. At June 30, 2023, the aggregate maturities of the aforementioned governmental activities conservation loan is as follows: Subscription Based Information Technology Arrangements Application Software Technology (AST). AST arrangement is a five-year agreement, initiated on September 1, 2021 with an annual payment of $20,400. The city has used a 2.88% for this arrangement based on similar debt during the same fiscal year. There are no options to extend the arrangement or purchase the software. eScribe. eScribe arrangement is a three-year arrangement, initiated on February 17, 2021. The city pays the vendor $18,110 annually with 2.5% increase. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. The arrangement will automatically renew for an additional Term unless notice of cancellation is received 60 days prior to the expiration of the Term. ESRI ArcGIS Online. ESRI ArcGIS Online arrangement is a three-year arrangement, initiated on July 8, 2020. The payment amount on the city is based on the price of quote. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. The city decided to sign another three-year renewal for the arrangement until July 6, 2026. Office 365. Office 365 arrangement is a three-year agreement, initiated on July 1, 2022 with an annual payment of $189,126. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. An extended term feature that allows Online Services to continue month-to-month is available. The city allocates this arrangement for both governmental and business entity funds. At June 30, 2023, the aggregate maturities of the aforementioned subscription based I.T. agreements were as follows: For the Year Ending June 30, Principal Interest Total 2024 36,245$ 289$ 36,534$ 36,245$ 289$ 36,534$ For the Year Ending June 30, Principal Interest Total 2024 46,887$ 235$ 47,122$ 46,887$ 235$ 47,122$ For the Year Ending June 30, Principal Interest Total 2024 235,180$ 6,737$ 241,917$ 2025 203,059 833 203,892 2026 19,822 246 20,068 458,061$ 7,816$ 465,877$ 71 Page 405 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 72   Note 7: Long Term Debt (Continued) Business-Type Activities Summary: Revenue Bonds 2012 Water Revenue Refunding Bonds. In 2012, the City issued water revenue refunding bonds in the amount of $4,960,000 to refund the 2002 water revenue bonds, which were originally issued to fund water system improvements. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on June 1 through June 1, 2023 that range from $340,000 to $550,000. At June 30, 2023, the bonds were paid off. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2023. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2023, the unamortized premium was $35,455. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2023, principal and interest paid, and total customer net revenues were $572,000 and $6,173,810, respectively. 2018 Lease Revenue Refunding Bonds. In 2018, the Authority issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $5,832,225 was used for financing business-type activities related to the original bonds and the remainder was used for governmental activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2023, the principal amount outstanding that pertains to business-type activities was $4,260,750 of the total $12,350,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2023, the unamortized premium that pertains to business-type activities was $429,370. The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the next 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). 2018 Water Revenue Refunding Bonds. In 2018, the City issued water revenue refunding bonds the in the amount of $10,095,000 to refund the 2006 water revenue bonds, which were originally issued to fund improvements to the water treatment plant. The bonds bear interest from 4% to 5% and are due in annual installments on June 1 through June 1, 2035 that range from $455,000 to $845,000. At June 30, 2023, the principal amount outstanding on the bonds was $7,860,000. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2023, principal and interest paid, and total customer net revenues were $886,500 and $6,173,810, respectively. In the Statement of Net Position, the bonds include the related unamortized premium which is being amortized and charged to expense over the term of the bonds. At June 30, 2023, the unamortized premium was $1,210,246. 72 Page 406 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 73   Note 7: Long Term Debt (Continued) At June 30, 2023, the aggregate maturities of the business-type revenue bonds were as follows: Loans 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the Marsh Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2023, the principal amount outstanding on the loan was $3,168,631. 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station. In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2037 that range from $212,600 to $520,744. At June 30, 2023, the principal amount outstanding on the loan was $6,304,106. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2023, principal and interest paid, and total customer net revenues were $532,431 and $10,570,048, respectively. 2018 Clean Water State Revolving Fund Loan. In 2018, the City Council approved the Clean Water State Revolving Fund loan agreement between the City of San Luis Obispo and the California State Water Resources Control Board for a $140 million loan for the Water Resource Recovery Facility Project. The City will receive $4 million in principal forgiveness and the remaining $136 million will be repaid over 30 years. The applicable interest rate was set at 1.8%. As of June 30, 2023, the City had partially drawn down the loan and had an outstanding principal balance of $99,035,123. 2020 CIEDB State Loan. In 2020, the City obtained a note in the amount of $14,300,000 for improvements to the City’s Water Treatment Plant to provide enhanced reliability and energy and operational efficiencies. The note bears an interest rate of 2.5% and a term of 20 years. At June 30, 2023, the City had partially drawn down the loan and had an outstanding principal balance of $11,705,648. For the Year Ending June 30, Principal Interest Total 2024 808,949$ 575,732$ 1,953,388$ 2025 846,026 538,424 1,384,682 2026 886,550 496,122 1,384,449 2027 813,225 451,794 1,382,672 2028 853,575 411,134 1,264,709 2029-2033 4,958,325 1,368,100 6,326,425 2034-2038 2,860,950 238,212 3,099,162 2039 93,150 3,256 96,406 Subtotal 12,120,750 4,082,774 16,203,524 Unamortized bond Premium 1,675,074 - 1,675,074 Total 13,795,824$ 4,082,774$ 17,878,598$ 73 Page 407 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 74   Note 7: Long Term Debt (Continued) At June 30, 2023, the aggregate maturities of the aforementioned business-type loans were as follows: Installment Sale Agreements 2008 Suntrust Loan. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2023, the principal amount outstanding on the loan was $180,000. US Bancorp 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2023, the principal amount outstanding on the loan was $3,395,863. At June 30, 2023, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Special Assessment Debt Without City Commitment Special assessment districts have been established in various parts of the City to provide improvements to properties located in those districts. Properties in these districts are assessed for the cost of improvements; these assessments are payable solely by property owners over the term of the debt issued to finance these improvements. The City is not legally or morally obligated to pay these debts or be the purchaser of last resort of any foreclosed properties in these special assessment districts, nor is it obligated to advance City funds to repay these debts in the event of default by any of these districts. At June 30, 2023, the balances of these Districts’ outstanding debt were as follows: City of San Luis Obispo Community Facilities District No.2019-1 Special Tax Bonds, Series 2021 $19,660,000 For the Year Ending June 30, Principal Interest Total 2024 3,837,592$ 2,367,252$ 6,204,844$ 2025 3,917,359 2,285,150 6,202,509 2026 4,000,951 2,201,226 6,202,177 2027 4,086,434 2,115,400 6,201,834 2028 4,173,855 2,027,625 6,201,480 2029-2033 21,843,477 8,756,190 30,599,667 2034-2038 22,519,045 6,382,851 28,901,896 2039-2043 19,465,358 4,308,927 23,774,285 2044-2048 19,482,563 2,584,388 22,066,951 2049-2052 16,886,874 766,687 17,653,561 120,213,508$ 33,795,695$ 154,009,201$ For the Year Ending June 30, Principal Interest Total 2024 706,312$ 94,628$ 800,940$ 2025 541,575 75,364 616,939 2026 557,280 59,431 616,711 2027 573,441 43,035 616,476 2028 590,071 26,164 616,235 2029 607,184 8,804 615,988 3,575,863$ 307,426$ 3,883,289$ 74 Page 408 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 75   Note 8: Pension Plans The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent multiple-employer plan for its miscellaneous employees (Miscellaneous Plan) and one cost-sharing multiple-employer plan for its safety employees (Safety Plan). The Miscellaneous Plan is described in the first section of the footnote under Agent- Multiple Employer Plan and the Safety Plan follows and is described in the second section of the footnote under Cost-Sharing Employer Plan. A summary of the government-wide balances for all Plans at June 30, 2023 are as follows: Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three-year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits by tier in effect at June 30, 2023, are summarized as follows: Net Pension Deferred Outflows Deferred Inflows Pension Liability of Resources of Resources Expense Miscellaneous Plan 91,395,035$ 25,881,246$ 268,051$ 11,152,609$ Safety Plan 82,856,965 36,865,437 9,010,438 (8,082,850) Total Government-Wide 174,252,000$ 62,746,683$ 9,278,489$ 3,069,759$ Prior to On or after On or after Hire date December 6, 2012 December 6, 2012 January 1, 2013 Benefit formula 2.7% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 63 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.092% to 2.418% 1.0% to 2.5% Required employee contribution rate 7.520%7.520%7.00% Required employer contribution rate 9.650%9.650%9.650% Required unfunded accrued liability - (1)- (1)7,337,577$ (1) -Combined with on or after January 1, 2013 Tiers within the Miscellaneous Plan 75 Page 409 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 76   Note 8: Pension Plans (Continued) While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. Employees Covered. As of the measurement date June 30, 2022, the following employees were covered by the benefit terms for the Miscellaneous Plan: Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Employees that are classified as unrepresented management or unrepresented confidential contribute 1.5% of pay toward the cost of the City’s share of the annual required contribution. During the measurement period, the City contributions totaled $16,384,823. Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2022, using an annual actuarial valuation as of June 30, 2021 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liability in the June 30, 2021 actuarial valuation was determined using the following actuarial assumptions: Miscellaneous Plan Inactive employees or beneficiaries currently receiving benefits 437 Inactive employees entitled to but not yet receiving benefits 436 Active employees 324 Total 1,197 Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Salary Increase Mortality (1) Post Retirement Benefit Increase (1) The mortality table used was developed based on CalPERS-specific data. The probabilities of mortality are based on the 2021 CalPERS Experience Study for the period from 2001 to 2019. Pre-retirement and Post- retirement mortality rates include generational mortality improvement using 80% of Scale MP-2020 published by the Society of Actuaries. For more details on this table, please refer to the CalPERS Experience Study The lesser of contract COLA or 2.30% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.30% Derived using CalPERS' Membership Data for all Funds Varies by Entry Age and Service 2.30% 6.90% Entry-Age Normal Cost Method June 30, 2022 Miscellaneous Plan June 30, 2021 76 Page 410 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 77   Note 8: Pension Plans (Continued) Discount Rate. The discount rate used to measure the total pension liability for the Plan was 6.90%. The projection of cash flows used to determine the discount rate for each Plan assumed that contributions from all plan members in the Public Employees Retirement Fund (PERF) will be made at the current member contribution rates that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, each Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members for all plans in the PERF. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability for the Plan. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated and, combined with risk estimates, are used to project compound (geometric) returns over the long term. The discount rate used to discount liabilities was informed by the long- term projected portfolio return. The table below reflects the long-term expected real rate of return by asset class. Assumed Asset Asset Class Allocation Real Return (1) (2) Global Equity - Cap-weighted 30.0% 4.54% Global Equity - Non-Cap-weighted 12.0% 3.84% Private Equity 13.0% 7.28% Treasury 5.0% 0.27% Mortgage-backed Securities 5.0% 0.50% Investment Grade Corporates 10.0% 1.56% High Yield 5.0% 2.27% Emerging Market Debt 5.0% 2.48% Private Debt 5.0% 3.57% Real Assets 15.0% 3.21% Leverage -5.0% -0.59% (1) An expected inflation of 2.30% used for this period (2) Figures are based on the 2021-22 Asset Liability Management Study Miscellaneous Plan 77 Page 411 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 78   Note 8: Pension Plans (Continued) Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Sensitivity of the Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2021 243,823,734$ 177,830,076$ 65,993,658$ Changes during the year: Service cost 4,364,490 - 4,364,490 Interest on the total pension liability 17,090,797 - 17,090,797 Changes in assumptions 8,123,651 - 8,123,651 Differences between expected and actual experience 818,065 - 818,065 Contribution - employer - 16,384,823 (16,384,823) Contribution - employee - 2,269,339 (2,269,339) Net investment income - (13,547,758) 13,547,758 Benefit payments, including refunds of employee contributions (14,509,974) (14,509,974) - Administrative expense - (110,778) 110,778 Net changes 15,887,029 (9,514,348) 25,401,377 Balance at June 30, 2022 259,710,763$ 168,315,728$ 91,395,035$ Miscellaneous Plan 1% Decrease 5.90% Net Pension Liability 124,485,873$ Current Discount Rate 6.90% Net Pension Liability 91,395,035$ 1% Increase 7.90% Net Pension Liability 63,988,235$ 78 Page 412 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 79   Note 8: Pension Plans (Continued) Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2023, the City’s pension expense for the Miscellaneous Plan was $11,152,609. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: The deferred outflows of resources related to contributions subsequent to the measurement date of $11,050,124 will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Payable to the Pension Plan At June 30, 2023, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2023. Cost-Sharing Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. The City participates in five tiers of the safety cost-sharing multiple-employer plan. The Safety Plan tiers consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 11,050,124$ -$ Changes in assumptions 5,661,938 - Differences between expected and actual experiences 570,167 (268,051) Net differences between projected and actual earnings on plan investments 8,599,017 - Total 25,881,246$ (268,051)$ Miscellaneous Plan Measurement Period Ended June 30 Amount 2023 3,879,551$ 2024 3,982,645 2025 1,512,783 2026 5,188,092 14,563,071$ Miscellaneous Plan 79 Page 413 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 80   Note 8: Pension Plans (Continued) Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: The Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost-of-living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. The Plan’s provisions and benefits within each tier in effect at June 30, 2023, are summarized as follows: The Safety Tier 1 is closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1st following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30th by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. Members of the International Association of Firefighters, Local 3523 contribute 3% of pay toward the cost of the City’s share of the annual required contribution. For the year ended June 30, 2023, the contributions recognized as part of net pension liabilities were $12,756,585. Police Fire Police Fire Prior to Prior to On or after On or after Hire date December 6, 2012 August 30, 2012 December 6, 2012 August 30, 2012 Benefit formula 3.0% @ 50 3.0% @ 50 2.0% @ 50 3.0% @ 55 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 55 50-55 50 - 55 Monthl y benefits, as a % of eligible compensation 3.00%3.00% 2.0% to 2.7% 2.4% to 3% Required employee contribution rates 8.990%8.990%8.950%8.990% Required employer contribution rates 25.640% 25.640%19.870% 22.480% Required unfunded accrued liability payment 6,697,068$ -$ (1)16,915$ 35,296$ Police PEPRA Fire PEPRA On or after On or after Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7% @ 57 2.7% @ 57 Benefit vesting schedule 5 years service 5 years service Benefit payments monthly for life monthly for life Retirement age 50-57 50-57 Monthl y benefits, as a % of eligible compensation 2.0% to 2.7% 2.0% to 2.7% Required employee contribution rates 13.750% 13.750% Required employer contribution rates 13.660% 13.660% Required unfunded accrued liability payment 33,517$ 1,300$ (1) - Combined with Police Tier 1 Safety Tier 1 Safety Tier 2 80 Page 414 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 81   Note 8: Pension Plans (Continued) Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2023, the City reported a net pension liability for its proportionate share of the Plan’s net pension liability of $82,856,965. The City’s net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of the Plan is measured as of June 30, 2022, and the total pension liability for the Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2021 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of the measurement dates of June 30, 2021 and 2022 was as follows: For the year ended June 30, 2023, the City recognized pension income of $8,082,850 for the Safety Plan. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Proportionate Share Percentage share at 6/30/2021 1.08299% Percentage share at 6/30/2022 0.71733% Change - Increase/(Decrease) -0.36566% Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 10,016,823$ -$ Changes in assumptions 8,354,490 - Differences between expected and actual experiences 3,429,149 899,761 13,084,273 - Net Difference between employer's contributions and proprtionate chare of contributions 1,972,418 459,077 Change in employer's proportion 8,284 7,651,600 Total 36,865,437$ 9,010,438$ Differences between projected and actual investment earnings Safety Plan 81 Page 415 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 82   Note 8: Pension Plans (Continued) Pension contributions subsequent to the measurement date of $10,016,823 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Actuarial Assumptions. The total pension liabilities in the June 30, 2021 actuarial valuations for the Safety Plan was determined using the following actuarial assumptions: Discount Rate. The discount rate used to measure the total pension liability for the Plan was 6.90%. The projection of cash flows used to determine the discount rate for the Plan assumed that contributions from all plan members in the Public Employees Retirement Fund (PERF) will be made at the current member contribution rates that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, each Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members for all plans in the PERF. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability for each Plan. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. Measurement Period Ended June 30 Amount 2024 4,700,728$ 2025 3,350,125 2026 1,805,748 2027 7,981,575 17,838,176$ Safet y Plan Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Salary Increases Post Retirement Benefit Increase Mortality (1) Safet y Plan June 30, 2021 June 30, 2022 Entry-Age Normal Cost Method Varies by Entry Age and Service Contract COLA up to 2.30% until Purchasing Power Protection Allowance Floor on Purchasing Power applies Derived using CalPERS' membership data for all funds (1) The mortatily table used was developed based on CalPERS-specific data. The rates incorporate Generational Mortality to capture ongoing mortality improvement using 80% of Scale MP 2020 published by the Society of Actuaries. For more details on this table, please refer to the 2021 experience study report that can be found on the CalPERS website 6.90% 2.30% 82 Page 416 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 83   Note 8: Pension Plans (Continued) In determining the long-term expected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated and, combined with risk estimates, are used to project compound (geometric) returns over the long term. The discount rate used to discount liabilities was informed by the long- term projected portfolio return. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for the Plans as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2023, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2023 Assumed Asset Asset Class Allocation Real Return (1) (2) Global Equity - Cap-weighted 30.0% 4.54% Global Equity - Non-Cap-weighted 12.0% 3.84% Private Equity 13.0% 7.28% Treasury 5.0% 0.27% Mortgage-backed Securities 5.0% 0.50% Investment Grade Corporates 10.0%1.56% High Yield 5.0%2.27% Emerging Market Debt 5.0%2.48% Private Debt 5.0%3.57% Real Assets 15.0%3.21% Leverage -5.0%-0.59% (1) An expected inflation of 2.30% used for this period (2) Figures are based on the 2021-22 Asset Liability Management Study Safety Plan 1% Decrease 5.90% Net Pension Liability 115,218,920$ Current Discount Rate 6.90% Net Pension Liability 82,856,965$ 1% Increase 7.90% Net Pension Liability 56,408,374$ 83 Page 417 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 84   Note 8: Pension Plans (Continued) Defined Contribution Pension Plan The City makes bi-weekly contributions to a 401a retirement plan (Plan) for each department head. The current contribution on behalf of each Participant equals 1% of base earnings up to the maximum allowable by law. In addition, each Participant may contribute up to 14% of earnings to the Plan. Prior to August 2018, non-department head management employees also participated in the Plan and received a 1% employer contribution. Employees are fully vested in the City’s contributions (and interest allocated to the employee’s account) at all times. The Plan is administered by Public Agency Retirement Services (PARS). The Plan assets are held in trust for the exclusive benefit of the Participants or their Beneficiaries. The City has the right at any time to terminate the Plan by resolution of the City Council. During the fiscal year, the City contributed $21,418 to the Plan and Participants contributed $151,939. There were no Plan forfeitures. As of June 30, 2023, the City had $0 payable to the Plan. The City makes bi-weekly contributions to 401a retirement plans (Appointed Officials Plans) for the City Manager and City Attorney. Employees are fully vested in the City’s contributions (and interest allocated to the employee’s account) at all times. The Appointed Officials Plans are administered by Mission Square Retirement. The Plan assets are held in trust for the exclusive benefit of the Participants or their Beneficiaries. The City has the right at any time to terminate the Plan by resolution of the City Council. During the fiscal year, the City contributed $27,488 to the Appointed Officials Plans. There were no Plan forfeitures. As of June 30, 2023, the City had $0 payable to the Plan. In the year 2022, The City evaluated the requirements of GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans and determined that plan didn’t meet the criteria to be reported as a fiduciary activity, as required by the above mentioned GASB Statements. Note 9: Other Post-Employment Benefits (OPEB) General Information about OPEB Plan Description. The City’s primary other post-employment benefits (OPEB) cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). During the fiscal year ended June 30, 2009, the City entered into an agreement to participate in an irrevocable trust to provide a funding mechanism for retiree health benefits. The Trust, California Employers’ Retiree Benefit Trust (CERBT), is administered by CalPERS and managed by a separately appointed board, which is not under control of the City Council. This Trust is not considered a component unit of the City. Benefits Provided. The City provides post-employment heath care insurance, in accordance with Memorandums of Understanding, to all employees who retire from the City upon or after attaining age 50 with at least 5 years of service or disability retirement. Miscellaneous retires who are PEPRA new hires are eligible at age 52. For each retiree enrolled in a CalPERS medical plan, the employer will pay the required statutory PEMHCA minimum, which is $149 per month per retiree in calendar year 2022 and $151 per month per retiree in calendar year 2023. This amount will increase with the health care component of CPI, as announced by the CalPERS Board each year. The retiree must pay the difference between the premium amount, which depends upon the medical plan benefits selected, and the employer-paid minimum. In addition, the City pays 50% of the premium up to the retiree’s age of 65 for one grandfathered executive management retiree hired prior to August 2000. There is no OPEB provided to terminated vested employees. The employer-paid amount will continue to a surviving spouse if the retiree elects a CalPERS survivor annuity. There are no required employee contributions, although the retiree must pay the difference between the premium and the employer-paid amount. The employer is contributing the full Actuarially Determined Contribution. 84 Page 418 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 85   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Employees Covered. At June 30, 2022, the measurement date, the following number of employees were covered by the benefit terms: Contributions. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. For the measurement period, the City’s contributions totaled $1,309,367. Net OPEB Liability The City’s net OPEB liability was measured as of June 30, 2022 and the total OPEB liability used to the calculate the net OPEB liability was determined by an actuarial valuation dated June 30, 2021, based on the following actuarial methods and assumptions: Discount Rate. The discount rate used to measure the total OPEB liability was 6.25%. The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Based on those assumptions, the OPEB plan’s fiduciary net position was projected to be available to make all projected OPEB payments for current active and inactive employees and beneficiaries. Therefore, the long-term expected rate of return on OPEB plan investments was applied to all periods of projected benefit payments to determine the total OPEB liability. OPEB Plan Inactive employees or beneficiaries currently receiving benefits 196 Inactive employees entitled to but not yet receiving benefit payments 225 Active employees 451 Total 872 Actuarial Valuation Date June 30, 2021 Measurement Date June 30, 2022 Contribution Policy Contributes full ADC Actuarial Assumptions: Discount Rate and 6.25% at June 30, 2022 and 6.25% at June 30, 2021 expected Long-Term Rate of Expected City contributions projected to keep Return on Assets sufficient plan assets to pay all benefits from trust General Inflation 2.50% annually Mortality, Retirement, Disability, Rates from CalPERS 2000-2019 Experience Study Termination Mortality Improvement Post-retirement mortality projected fully generational with Society of Actuaries Scale MP-2021 Salary Increases Aggregate - 2.75% Merit - CalPERS 2000-2019 Experience Study Medical Trend Non-Medicare - 6.5% for 2023, decreasing to an ultimate rate of 3.75% in 2076 and later years. Medicare - 5.65% (non-Kaiser) for 2023, decreasing to an ultimate rate of 3.75% in 2076 and later years PEMHCA Minimum Increases 4.00% annually Participation at Retirement Currently covered: 70% Currently waived: 15% OPEB Plan 85 Page 419 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 86   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Investments. The long-term expected rate of return on OPEB plan investments was determined using a building- block method in which expected future real rates of return (expected returns, net of OPEB plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized below: Changes in the Net OPEB Liability The changes in the net OPEB liability for the June 30, 2022 measurement date are as follows: Current Expected Target Real Rate Asset Class Allocation of Return Global Equity 49%4.56% Fixed Income 23%1.56% TIPS 5%-0.08% Commodities 3%1.22% REITs 20%4.06% Assumed Long-Term Rate of Inflation 2.50% Expected Long-Term Net Rate of Return, Rounded 6.25% The long-term expected real rates of return are presented as geometric means. OPEB Plan Total Plan Fiduciary Net OPEB Liability Net Position OPEB Liability Balance at June 30, 2021 14,235,734$ 10,422,798$ 3,812,936$ Changes during the year: Service cost 480,571 - 480,571 Interest on the total OPEB liability 898,021 - 898,021 Contribution - employer - 1,309,367 (1,309,367) Net investment income - (1,395,486) 1,395,486 Benefit payments, including refunds of employee contributions (695,937) (695,937) - Administrative expense - (7,070) 7,070 Net changes 682,655 (789,126) 1,471,781 Balance at June 30, 2022 14,918,389$ 9,633,672$ 5,284,717$ 86 Page 420 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 87   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Sensitivity of Net OPEB Liability to Changes in the Discount Rate. The following presents the net OPEB liability at the current discount rate, as well as what the net OPEB liability would be if it were calculated using a hypothetical discount rate that is one percentage point lower or one percentage point higher than the current rate. Sensitivity of Net OPEB Liability to Changes in Healthcare Cost Trend Rates. The following presents the net OPEB liability at current healthcare cost trend rates, as well as what the net OPEB liability would be if it were calculated using hypothetical healthcare cost trend rates that are one percentage point lower or one percentage point higher than the current rate. OPEB Plan Fiduciary Net Position. Detailed information about the OPEB Plan’s fiduciary net position is available in the separately issued CalPERS financial reports on the CERBT. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the year ended June 30, 2023, the City’s OPEB expense was $673,859. At June 30, 2023, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: OPEB Plan 1% Decrease 5.25% Net OPEB Liability 7,241,012$ Current Discount Rate 6.25% Net OPEB Liability 5,284,717$ 1% Increase 7.25% Net OPEB Liability 3,665,333$ OPEB Plan 1% Decrease Net OPEB Liability 3,355,291$ Current Trend Net OPEB Liability 5,284,717$ 1% Increase Net OPEB Liability 7,676,302$ Deferred Outflows Deferred Inflows of Resources of Resources OPEB contributions subsequent to measurement date 1,427,129$ -$ Changes in assumptions 398,990 128,996 Differences between expected and actual experiences 267,565 1,068,418 Net differences between projected and actual earnings on plan investments 738,371 - Total 2,832,055$ 1,197,414$ 87 Page 421 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 88   Note 9: Other Post-Employment Benefits (OPEB) (Continued) OPEB contributions subsequent to the measurement date of $1,427,129 are reported as deferred outflows of resources and will be recognized as a reduction of the net OPEB liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Payable to the OPEB Plan At June 30, 2023, the City reported a payable of $0 for the outstanding amount of contributions to the OPEB plan required for the year ended June 30, 2023. Note 10: Deferred Compensation Plan All employees of the City are eligible to participate in a City sponsored deferred compensation plan (457 Plan). The 457 Plan provides for the deferral of a portion of the employees’ compensation until retirement, termination, or certain other covered events. The assets of the 457 Plan are held in trust for the exclusive benefit of Plan Participants or Beneficiaries. Deferred contribution(s) by a participant in any taxable year will not exceed the lessor of (1) the applicable dollar amount provided under Section 457(b)(2) of the Internal Revenue Code (adjusted for cost of living under Section 457(e)(15) of the Internal Revenue Code), or (2) 100% of the participant’s includible compensation. A participant who has attained age 50 before the close of the calendar year may elect Age 50 Plus Catch-up Contributions and commence making such contributions to his/her Participant Deferral Account. The City has the right at any time to terminate the 457 Plan by resolution of the City Council. In the year 2022, The City evaluated the requirements of GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans and determined that plan didn’t meet the criteria to be reported as a fiduciary activity, as required by the above mentioned GASB Statements. Fiscal Year Ended June 30 Amount 2024 (46,465)$ 2025 (53,814) 2026 (97,824) 2027 233,661 2028 25,681 Thereafter 146,273 207,512$ 88 Page 422 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 89   Note 11: Interfund Transactions There is no interfund receivable and payable balances as of June 30, 2023. Interfund transfers for the year ended June 30, 2023 consist of the following: Interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by its respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Custodial Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses is recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Custodial Fund. Non-Major General Capital Outlay Governmental Transfer Out Fund Fund Funds Total General Fund -$ 20,165,349$ 8,028,082$ 28,193,431$ Non-Major Governmental Fund 2,070,635 6,943,000 285,111 9,298,746 Water Fund 776,578 - - 776,578 Sewer Fund 1,076,388 - - 1,076,388 Parking Fund 390,646 - - 390,646 Total 4,314,247$ 27,108,349$ 8,313,193$ 39,735,789$ Transfer In 89 Page 423 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 90   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. The City's original investment in the Reservoir project aggregates $3,900,000 and was amortized on a straight-line basis over thirty- five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2023: San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2022-23 the City contributed approximately $1,068,248 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. City's Investment Joint Venture in Joint Ventur e Total assets 5,973,396$ 3,288,354$ Total liabilities 117,946 64,929 Fund balance 5,855,450$ 3,223,425$ Total revenues 2,376,184$ 1,308,089$ Total expenditures 1,664,117 916,096 Excess of revenues over expenditures 712,067$ 391,993$ 90 Page 424 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 91   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction, and operations of the facilities required for the delivery of 5,482 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. 91 Page 425 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 92   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. In addition, the District sold water revenue bonds in the amount of $182 million. These bonds were refinanced in May 2018. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2022-23 and five-year projections for the 2018 bonds that will remaining outstanding following the refunding. Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 13: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Self-Insurance Programs of the Authority General Liability and Workers’ Compensation. The City is a member of the California Joint Powers Insurance Authority (CJPIA), which provides joint protection programs and group purchased insurance for public entities covering liability, errors and omission losses, auto liability, employment practices liability, crime, pollution, workers’ compensation injuries and coverage for city-owned property. The City has a retained limit of $500,000 per occurrence for liability and no retained limit for workers’ compensation. Actual 2023 4,609,730$ Projected: 2024 4,619,370 2025 4,621,210 2026 4,622,040 2027 4,615,840 2028-32 23,100,320 2033-37 23,094,930 2038-41 13,945,680 Nacimiento Water Supply Obligations 92 Page 426 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 93   Note 13: Risk Management (Continued) Liabilities of the City are reported when it is probable that a loss has occurred, and the amount of the loss can be reasonable estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines and damage awards. Accordingly, claims are re-evaluated periodically to consider the effects of economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether or not they are attributable to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claim’s liability estimate. During the past three fiscal years, none of the protection programs experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured coverage in 2020-21. CJPIA covers workers’ compensation claims up to a pooled limit of $2 million per occurrence and provides excess coverage to statutory limits with a group purchased commercial insurance policy. The City pays an annual contribution to CJPIA and may share in any member refunds in the event that pooled funding exceeds the cost of pooled claims and claim-related expenses, or the City may be required to pay additional contributions based upon CJPIA’s operating results. Financial statements of CJPIA may be obtained from its administrative office located at 8081 Moody Street, La Palma, California 90623, or by calling (562) 467-8700. Additional claims and lawsuits have been filed against the City in the normal course of business. It is reasonably possible that the City may be liable for claims not to exceed $500,000. In the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2022- 23. Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. 93 Page 427 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 94   Note 13: Risk Management (Continued) The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2023. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset at June 30, 2023 is calculated as follows: Note 14: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. Grant Awards Under the terms of Federal and State grants, audits may be required, and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Regional Transit Authority Pension Expense The City is presently a member agency of the San Luis Obispo Regional Transit Authority (SLORTA) (see Note 14), a duly established Joint Powers Authority (JPA) comprised of all local cities and the County of San Luis Obispo. The City’s contractual contribution to that entity is approximately 18% of the total expense. The City was advised that the Regional Transit Authority was working with CalPERS to determine whether it is required to enroll certain previously unenrolled transit employees in the CalPERS pension system and whether the entity may be liable for obligations related to the failure to enroll those employees and make contributions on their behalf. On December 10, 2019 the County Board of Supervisors approved a contract for participation of the JPA in the San Luis Obispo County Pension Trust and the Employees Retirement Plan. The current amount of potential CalPERS unfunded liability for the JPA may reach as high as $4 million. It is not anticipated that the City’s annual payment to the JPA will increase to satisfy this unfunded liability. Self-insurance activity as of and for the year ended June 30, 2023 is summarized is as follows: Interest earnings 10,125$ Claims expense (24,792) Estimated liability for reported claims and settlement expenses (361,444) Assets on deposit 618,162 Estimated unpaid claims asset 256,718$ Changes in the balances of claim assets during the past two fiscal years are as follows: Estimated unpaid claims asset June 30, 2021 488,101$ Claim payments and related expenditures reimbursement 55,979 Change in estimated claims asset June 30, 2022 13,887 Interest earnings 2,455 Estimated unpaid claims asset June 30, 2022 560,422 Claim payments and related expenditures reimbursement (542,713) Change in estimated claims asset June 30, 2023 28,884 Interest earnings 10,125 Withdrawal 200,000 Estimated unpaid claims asset June 30, 2023 256,718$ 94 Page 428 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 95   Note 15: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2023, including encumbrances outstanding at year-end, are as follows: Long-term construction contracts are billed and paid on a percentage completion basis by construction phase. Note 16: Fund Balance Deficiency As of June 30, 2023, the City had fund with negative fund balance for Downtown BID as below. Note 17: Subsequent Events On September 13, 2023, the San Luis Obispo Public Financing Authority issued $45,780,000 in Lease Revenue Bonds for the construction of the Cultural Arts District Parking Structure and to refund the 2012 Lease Revenue Bonds. Debt service payments of approximately $2.8 million per year are expected to be paid from revenues generated by the City’s Parking Fund through December 2053. Note 18: New Accounting Standards Accounting Standards Adopted  GASB Statement 91, Conduit Debt Obligations – The objective of this statement is to provide a single method of reporting conduit debt obligations by issuers and eliminate diversity in practice associated with (1) commitments extended by issuers, (2) arrangements associated with conduit debt obligations, and (3) related note disclosures. The requirements of this statement did not apply to the City for the current fiscal year.  GASB Statement 94, Public-Private and Public-Public Partnerships and Availability Payment Arrangements – The objective of this Statement is to improve financial reporting by addressing issues related to public-private and public-public partnership arrangements (PPPs). As used in this Statement, a PPP is an arrangement in which a government (the transferor) contracts with an operator (a governmental or nongovernmental entity) to provide public services by conveying control of the right to operate or use a nonfinancial asset, such as infrastructure or other capital asset (the underlying PPP asset), for a period of time in an exchange or exchange-like transaction. The requirements of this statement did not apply to the City for the current fiscal year. General Fund 2,420,086$ Special Revenue Funds 243,478 Capital Project Funds 17,843,611 Enterprise Funds: Water 4,370,385 Sewer 26,458,269 Parking 1,594,568 Transit 1,570,189 Total 54,500,586$ Funds Deficiency Downtown BID (2,424)$ Total (2,424)$ 95 Page 429 of 668 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2023 Page 96   Note 18: New Accounting Standards (Continued)  GASB Statement No. 96, Subscription-Based Information Technology Arrangements – The objective of this statement is to provide guidance on the accounting and financial reporting for subscription-based information technology arrangements (SBITAs) for government end users (governments). This Statement (1) defines a SBITA; (2) establishes that a SBITA results in a right-to-use subscription asset—an intangible asset—and a corresponding subscription liability; (3) provides the capitalization criteria for outlays other than subscription payments, including implementation costs of a SBITA; and (4) requires note disclosures regarding a SBITA. The City recognized intangible assets and SBITA liabilities as part of implementation of this statement. New Accounting Standards The City is currently analyzing its accounting practices to determine the potential impact on the financial statements for the following GASB Statements:  GASB Statement No. 100, Accounting Changes and Error Corrections-an Amendment of GASB Statement No. 62 – The primary objective of this Statement is to enhance accounting and financial reporting requirements for accounting changes and error corrections to provide more understandable, reliable, relevant, consistent, and comparable information for making decisions or assessing accountability. The requirements of this Statement are effective for the City’s year ending June 30, 2024.  GASB Statement No. 101, Compensated Absences – The primary objective of this Statement is to better meet the information needs of financial statement users by updating the recognition and measurement guidance for compensated absences. That objective is achieved by aligning the recognition and measurement guidance under a unified model and by amending certain previously required disclosures. The requirements of this Statement are effective for the City’s year ending June 30, 2025. Note 19: Prior Period Adjustments During 2023, prior period adjustments were made to correct the cash reported in Fiduciary Fund, which the City did not record in the prior years. Fiduciary Funds Net Position as previously reported at June 30, 2022 9,093,468$ Prior Period Adjustments: Cash 11,331,710 Net Position as restated at June 30, 2022 20,425,178$ Fund Statements 96 Page 430 of 668 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 97 Page 431 of 668 98 Page 432 of 668 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2023 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) REVENUES: Taxes and franchise fees: Sales and use tax - general 21,789,000$ 21,524,304$ 21,865,468$ 341,164$ Transaction and use tax - Local Revenue Measure 27,049,000 30,141,532 30,508,731 367,199 Property tax 14,776,387 14,775,879 15,474,655 698,776 Transient occupancy tax 8,636,000 10,704,000 11,037,037 333,037 Utility users tax 5,544,000 5,544,000 6,904,194 1,360,194 Property tax in lieu of VLF 5,970,000 6,286,518 6,283,397 (3,121) Franchise taxes 1,606,000 1,800,000 2,349,603 549,603 Business tax 2,989,000 3,257,566 3,281,010 23,444 Cannabis Tax 1,300,000 1,000,000 1,127,744 127,744 Real property transfer tax - 411,000 457,978 46,978 Total taxes 89,659,387 95,444,799 99,289,817 3,845,018 Fines, forfeitures and penalties 224,096 224,096 195,991 (28,105) Use of money and property 230,000 (1,270,000) 1,568,512 2,838,512 Subventions and grants: Other State and Federal grants 7,369,562 1,108,753 1,429,375 320,622 Other subventions and grants 497,000 497,000 544,521 47,521 Total subventions and grants 7,866,562 1,605,753 1,973,896 368,143 Charges for services: Public safety: Police 533,325 543,248 669,611 126,363 Fire: Medical emergency recovery 578,622 578,622 568,559 (10,063) Fire safety/hazardous materials permits 991,810 1,015,800 1,028,398 12,598 Other fire revenues 5,890 7,790 24,552 16,762 Community development: Planning and zoning fees 1,080,763 1,080,763 1,719,050 638,287 Construction plan and check inspections 3,280,700 4,098,011 3,922,601 (175,410) Infrastructure plan check and inspections - - 927,779 927,779 Culture and recreation: Adult athletic fees 305,068 320,833 234,263 (86,570) Youth athletic fees 854,063 854,063 906,231 52,168 Rental and use fees 369,195 369,195 304,489 (64,706) Aquatics 309,452 312,072 313,083 1,011 Golf course 298,987 298,987 211,853 (87,134) General government: Other service charges 684,911 673,373 810,389 137,016 Total charges for services 9,292,786 10,152,757 11,640,858 1,488,101 Impact Fees - - 54,645 54,645 Other revenues 541,100 648,409 739,821 91,412 Total Revenues 107,813,931 106,805,814 115,463,540 8,657,726 (Continued) 99 Page 433 of 668 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2023 Page 2 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Expenditures: Public Safety: Police protection: Administration 2,300,494 2,404,681 2,152,330 252,351 Investigations 3,057,864 3,637,267 2,885,594 751,673 Neighborhood services 302,866 302,896 282,511 20,385 Support services 3,596,650 3,303,660 3,123,544 180,116 Patrol services 11,914,934 11,301,433 11,984,965 (683,532) Traffic safety 913,241 1,116,014 989,039 126,975 Total police protection 22,086,049 22,065,951 21,417,983 647,968 Fire and environmental safety: Administration 1,292,344 1,264,293 1,157,037 107,256 Emergency response 11,826,681 12,159,800 12,350,737 (190,937) Fire Apparatus Services 489,401 520,936 500,255 20,681 Hazard protection 1,035,824 976,615 938,914 37,701 Training 113,448 125,482 129,620 (4,138) Disaster preparedness 183,663 204,575 195,404 9,171 Mobile Crisis Unit 320,416 322,786 160,605 162,181 Total fire and environmental safety 15,261,777 15,574,487 15,432,572 141,915 Total public safety 37,347,826 37,640,438 36,850,555 789,883 Transportation: Transportation planning and engineering 1,078,014 1,211,650 1,187,300 24,350 Street and sidewalk maintenance 2,349,856 2,624,941 2,212,230 412,711 Traffic signals and street lights 596,347 547,101 556,238 (9,137) Creek and flood protection 1,506,712 1,464,550 1,338,301 126,249 Total transportation 5,530,929 5,848,242 5,294,069 554,173 Culture and Recreation: Recreation programs: Recreation administration 916,789 846,728 844,713 2,015 Aquatics/Sinsheimer park facilities 604,482 648,595 620,772 27,823 Children's services 1,407,394 1,356,203 1,185,547 170,656 Facilities 355,640 358,787 326,162 32,625 Special events 10,500 12,400 5,101 7,299 Recreational sports 696,591 731,072 601,789 129,283 Golf course 806,210 773,893 724,556 49,337 Ranger services 898,724 888,880 786,460 102,420 Maintenance programs: Swim center maintenance 673,110 625,128 672,335 (47,207) Parks and landscape maintenance 4,126,239 3,864,211 3,571,500 292,711 Tree maintenance 368,367 549,687 339,617 210,070 Cultural and social service programs: Human relations Human relations 595,807 1,130,110 988,356 141,754 Cultural activities 365,161 357,963 348,269 9,694 Total leisure, cultural and social services 11,825,014 12,143,657 11,015,177 1,128,480 (Continued) 100 Page 434 of 668 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2023 Page 3 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Community Development: Planning: Commissions and communities 37,240 34,948 14,819 20,129 Community development administration 954,447 985,977 840,891 145,086 Long-range planning (566,560) (583,683) 930,742 (1,514,425) Development review 1,955,946 2,051,640 1,716,724 334,916 Natural resource protection 1,024,109 1,055,890 983,010 72,880 Construction regulation: Building and safety 3,085,372 3,564,509 2,968,584 595,925 CIP project engineering 2,887,864 2,971,436 2,683,532 287,904 Economic health: Community promotion 411,735 415,217 421,838 (6,621) Economic development 915,421 1,065,434 1,020,003 45,431 Housing 1,203,675 1,230,792 1,104,545 126,247 Total community development 11,909,249 12,792,160 12,684,688 107,472 General Government: Legislation: Council 244,185 235,961 234,567 1,394 General administration: City administration 2,258,771 2,375,686 2,206,247 169,439 Public works administration 1,454,918 1,367,239 1,402,863 (35,624) Legal services: City attorney 1,425,044 1,455,220 1,424,496 30,724 City clerk services: Administration and records 757,787 781,418 666,756 114,662 Organization support services: Human resource administration 7,643,301 8,119,517 7,813,830 305,687 Finance and administration 2,384,654 1,926,366 5,904,816 (3,978,450) Revenue management 550,775 448,414 385,980 62,434 Accounting 1,343,657 1,207,338 1,194,477 12,861 Finance non-departmental 1,100,883 984,334 283,739 700,595 Network services 3,504,524 3,849,553 3,512,394 337,159 Wellness program 53,358 19,247 3,201 16,046 Building and vehicle maintenance: Buildings 1,534,669 1,465,380 1,430,582 34,798 Vehicle and equipment maintenance 1,453,372 1,645,649 1,421,074 224,575 Total general government before cost reimbursement 25,709,898 25,881,322 27,885,022 (2,003,700) Cost reimbursement (Note 3 to RSI)(4,461,578) (4,461,578) (4,461,578) - Total general government 21,248,320 21,419,744 23,423,444 (2,003,700) (Continued) 101 Page 435 of 668 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2023 Page 4 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Capital Outlay: Public safety 76,654 44,464 44,014 450 Transportation 236,598 389,489 327,201 62,288 Leisure, culture and social services 172,257 119,122 117,397 1,725 General government 470,738 161,323 509,843 (348,520) Total capital outlay 956,247 714,398 998,455 (284,057) Total Expenditures 88,817,585 90,558,639 90,266,388 292,251 Excess of Revenues Over Expenditures 18,996,346 16,247,175 25,197,152 8,949,977 Other Financing Sources (Uses) Other Financing Sources – SBITA - - 474,594 474,594 Payment of debt - - - - Transfers in 21,256,031 21,652,941 4,314,247 (17,338,694) Transfers out (44,777,752) (40,973,315) (28,193,431) 12,779,884 Total other financing uses (23,521,721) (19,320,374) (23,404,590) (4,084,216) Net Change in Fund Balance (4,525,375) (3,073,199) 1,792,562 4,865,761 Fund Balance, Beginning of the Year 40,745,506 40,745,506 40,745,506 Fund Balance, End of Year 36,220,131$ 37,672,307$ 42,538,068$ 102 Page 436 of 668 City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2023 Last 10 Years * Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Measurement Period 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 2013-14 Total pension liability: Service Cost 4,364,490$ 3,939,785$ 3,681,240$ 4,042,717$ 4,328,129$ 4,124,832$ 3,580,882$ 3,578,172$ 3,703,087$ Interest on total pension liability 17,090,797 16,589,680 16,160,011 15,531,812 14,778,918 14,197,897 13,688,523 13,193,597 12,756,967 Difference between expected and actual experience 818,065 (755,414) 1,869,474 2,966,923 1,445,049 694,843 (1,160,933) (2,433,791) - Changes in assumptions 8,123,651 - - - (1,292,326) 11,219,603 - (3,057,724) - Benefit payments, including refunds of employee contributions (14,509,974) (13,518,666) (12,892,847) (12,061,701) (10,740,816) (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net change in total pension liability 15,887,029 6,255,385 8,817,878 10,479,751 8,518,954 20,076,122 6,631,964 2,471,586 8,201,443 Total pension liability - beginning 243,823,734 237,568,349 228,750,471 218,270,720 209,751,766 189,675,644 183,043,680 180,572,094 172,370,651 Total pension liability - ending (a) $ 259,710,763 $ 243,823,734 237,568,349$ 228,750,471$ 218,270,720$ 209,751,766$ 189,675,644$ 183,043,680$ 180,572,094$ Plan fiduciary net position: Contributions - employer 16,384,823$ 8,246,755$ 7,709,918$ 9,361,882$ 6,693,987$ 6,776,849$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions - employee 2,269,339 2,056,274 1,889,583 1,775,245 1,820,697 1,841,331 1,666,606 1,509,834 1,664,654 Net investment income (13,547,758) 32,904,570 7,205,266 9,124,520 10,820,033 13,053,453 677,557 2,673,657 17,746,607 Benefit payments (14,509,974) (13,518,666) (12,892,847) (12,061,701) (10,740,816) (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net plan to plan resource movement - - - - (316) (2,936) - - - Administrative expense (110,778) (148,132) (203,824) (97,394) (200,184) (172,935) (72,044) (133,042) - Other miscellaneous income/(expense)- - - 316 (380,153) - - - - Net change in plan fiduciary net position (9,514,348) 29,540,801 3,708,096 8,102,868 8,013,248 11,334,709 (1,082,216) 269,137 15,783,904 Plan fiduciary net position - beginning 177,830,076 148,289,275 144,581,179 136,478,311 128,465,063 117,130,354 118,212,570 117,943,433 102,159,529 Plan fiduciary net position - ending (b)168,315,728$ 177,830,076$ 148,289,275$ 144,581,179$ 136,478,311$ 128,465,063$ 117,130,354$ 118,212,570$ 117,943,433$ Net pension liability (asset) - ending (a) - (b)91,395,035$ 65,993,658$ 89,279,074$ 84,169,292$ 81,792,409$ 81,286,703$ 72,545,290$ 64,831,110$ 62,628,661$ Plan fiduciary net position as a percentage of the total pension liability 64.81% 72.93% 62.42% 63.20% 62.53% 61.25% 61.75% 64.58% 65.32% Covered payroll 24,574,829 23,805,348 21,795,380 22,951,725 23,736,588 21,841,841 20,499,668 19,769,997 19,235,818 Net pension liability as percentage of covered payroll 371.91% 277.22% 409.62% 366.72% 344.58% 372.16% 353.89% 327.93% 325.58% * Fiscal year 2015 was the first year of implementation. Therefore, only nine years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2022. Benefit changes . The figures above include any liability impact that may have resulted from voluntary benefit changes that occurred on or before the Measurement Date. However, offers of Two Years Additional Service Credit (a.k.a. Golden Handshakes) that occurred after the June 30, 2019 valuation date are not included in the figures above, unless the liability impact is deemed to be material by the plan actuary. Changes in assumptions . Effective with the June 30, 2021 valuation date (2022 measurement date), the accounting discount rate was reduced from 7.15% to 6.90%. In determining the long-term expected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated, combined with risk estimates, and are used to project comp ound (geometric) returns over the long term. The discount rate used to discount liabilities was informed by the long-term projected portfolio return. In addition, demographic assumptions and the inflation rate assumption were changed in accordance with the 2021 CalPERS Experience Study and Review of Actuarial Assumptions. None in 2019 or 2020 or 2021. In 2018, demographic assumptions and inflation rate were changed in accordance to the CalPERS Experience Study and Review of Assumptions December 2017. There were no changes in the discount rate. In 2017, the discount rate was reduced from 7.65 percent to 7.15 percent. In 2016, there were no changes. In 2015, amounts reported reflect an adjustment of the discount rate from 7.5 percent (net of administrative expense) to 7.65 percent (without a reduction for pension plan administrative expense). In 2014, amounts reported were bd h di 10 3 Page 437 of 668 City of San Luis Obispo, California Schedule of the Pension Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2023 Last 10 Years * Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 2013-14 Actuarially determined contribution 9,572,913$ 8,851,802$ 8,246,755$ 7,709,918$ 7,093,882$ 6,693,987$ 6,776,849$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions in relation to the actuarially determined contribution (11,050,124) (16,384,823) (8,246,755) (7,709,918) (9,361,882) (6,693,987) (6,776,849) (6,122,173) (5,027,356) (4,631,254) Contribution deficiency (excess)(1,477,211)$ (7,533,021)$ -$ -$ (2,268,000)$ -$ -$ -$ -$ -$ Covered payroll 29,794,206$ 24,574,829$ 23,805,348$ 21,795,380$ 22,951,725$ 23,736,588$ 21,841,841$ 20,499,668$ 19,769,997$ 19,235,818$ Contributions as percentage of covered payroll 37.09% 66.67% 34.64% 35.37% 40.79% 28.20% 31.03% 30.97% 25.43% 24.08% Actuarial Cost Method Amortization Method Amortization Period Asset Valuation Method Inflation Salary Increases Payroll Growth Discount Rate Retirement Age Mortality The probabilities of mortality are based on the 2017 CalPERS Experience Study for the period from 1997 to 2015. Pre-retirement and Post-retirement mortality rates include 15 years of projected mortality improvement using 90% of Scale MP-2016 published by the Society of Actuaries. * Fiscal year 2014 was the first year of implementation. Therefore, only ten years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2022. The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2022-23 contributions rates are as follows: Entry Age Normal For details, see June 30, 2021 CalPERS Funding Valuation Report For details, see June 30, 2021 CalPERS Funding Valuation Report 2.50% Varies by Entry Age and Service 2.750% 7.00% Net of Pension Plan Investment and Administrative Expenses The probabilities of Retirement are based on the 2017 CalPERS Experience Study for the period from 1997 to 2015. 10 4 Page 438 of 668 City of San Luis Obispo, California Schedule of the City's Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plan As of June 30, 2023 Last 10 Years * Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Measurement Period 2021-2022 2020-2021 2019-2020 2018-2019 2017-18 2016-17 2015-16 2014-15 2013-14 Proportion of the Collective Net Pension Liability 0.71733% 1.08299% 0.7225% 0.7212% 1.2261% 1.1943% 1.2510% 1.3654% 1.3754% Proportionate Share of the Collective Net Pension Liability 82,856,965$ 58,571,330$ 78,611,581$ 73,897,967$ 71,940,534$ 71,364,346$ 64,792,760$ 56,260,280$ 51,592,420$ Covered payroll 12,207,346$ 10,744,808$ 9,488,971$ 11,197,562$ 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ 10,768,119$ Proportionate share of the net pension liability as percentage of covered payroll 678.75% 545.11% 828.45% 659.95% 639.68% 672.33% 608.78% 518.53% 479.12% Plan fiduciary net position as a percentage of the total pension liability 76.68% 88.29% 75.26% 75.26% 75.26% 73.31% 74.06% 78.40% 79.82% The CalPERS mortality assumptions were adjusted in fiscal year 2019. *-Fiscal year 2015 was the first year of implementation, therefore only nine years are shown. The CalPERS discount rate was increased from 7.5% to 7.65% in fiscal year 2016, and then decreased from 7.65% to 7.15% in fiscal year 2018, and then decreased from 7.15% to 6.9% in fiscal year 2023. 10 5 Page 439 of 668 City of San Luis Obispo, California Schedule of the City's Pension Contributions Safety Cost-Sharing Plan As of June 30, 2023 Last 10 Years * Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 2013-14 Contractually required contribution (actuarially determined)10,016,823$ 12,756,585$ 7,631,620$ 7,167,638$ 6,416,780$ 5,910,345$ 5,549,915$ 5,074,217$ 4,350,871$ 4,226,211$ Contribution in relation to the actuarially determined contributions (10,016,823) (12,756,585) (7,631,620) (7,167,638) (8,348,780) (5,910,345) (6,299,915) (5,824,217) (4,650,871) (5,161,211) Contribution deficiency (excess)-$ -$ -$ -$ (1,932,000)$ -$ (750,000)$ (750,000)$ (300,000)$ (935,000)$ Covered payroll 11,235,984$ 12,207,346$ 10,744,808$ 9,488,971$ 11,197,562$ 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ 10,768,119$ Contributions as a percentage of covered payroll 89.15% 104.50% 71.03% 75.54% 74.56% 52.55% 59.35% 54.72% 42.87% 47.93% *- Fiscal year 2015 was the first year of implementation, therefore only nine years are shown The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the employer during the measurement period. 10 6 Page 440 of 668 Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 Measurement Period 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 Total OPEB liability: Service Cost 480,571$ 423,364$ 415,244$ 477,538$ 463,629$ 450,125$ Interest on total OPEB liability 898,021 867,422 841,590 935,528 891,794 856,436 Difference between expected and actual experience - 349,893 - (2,085,962) - - Changes in assumptions - 507,115 (203,416) 21,857 - - Benefit payments, including refunds of employee contributions (695,937) (678,789) (678,882) (677,824) (765,000) (827,500) Net change in total OPEB liability 682,655 1,469,005 374,536 (1,328,863) 590,423 479,061 Total OPEB liability - beginning 14,235,734 12,766,729 12,392,193 13,721,056 13,130,633 12,651,572 Total OPEB liability - ending (a)14,918,389$ 14,235,734$ 12,766,729$ 12,392,193$ 13,721,056$ 13,130,633$ Plan fiduciary net position: Contributions - employer 1,309,367$ 921,000$ 1,656,882$ 677,824$ 1,221,000$ 1,493,996$ Net investment income (1,395,486) 2,196,724 259,704 392,852 439,828 469,883 Benefit payments (695,937) (678,789) (678,882) (677,824) (765,000) (827,500) Administrative expense (7,070) (7,235) (3,472) (1,364) (10,170) (2,387) Net change in plan fiduciary net position (789,126) 2,431,700 1,234,232 391,488 885,658 1,133,992 Plan fiduciary net position - beginning 10,422,798 7,991,098 6,756,866 6,365,378 5,479,720 4,345,728 Plan fiduciary net position - ending (b)9,633,672$ 10,422,798$ 7,991,098$ 6,756,866$ 6,365,378$ 5,479,720$ Plan net OPEB liability - ending (a) - (b)5,284,717$ 3,812,936$ 4,775,631$ 5,635,327$ 7,355,678$ 7,650,913$ Plan fiduciary net position as a percentage of the total OPEB liability 64.58% 73.22% 62.59% 54.53% 46.39% 41.73% Covered-employee payroll 38,691,777$ 40,691,438$ 33,077,056$ 33,429,600$ 33,790,437$ 33,722,592$ Plan net OPEB liability as percentage of covered payroll 13.66% 9.37% 14.44% 16.86% 21.77% 22.69% Changes in assumptions. No changes in June 30, 2022 measurement date. As of June 30, 2021 measurement date, the assumption adds 1. Discount rate was updated based on newer capital market assumptions 2. Medical plan election at retirement assumption was updated 3. Inflation rate decreased from 2.75% to 2.50%, which decreased the discount rate, medical trend, and aggregate salary increases by 0.25% 4. Demographic assumptions updated to CalPERS 2000-2019 Experience Study 5. Mortality improvement scale was updated to Scale MP-2021. As of June 30, 2020 measurement date, the assumption removed the ACA excise tax. As of June 30, 2019 measurement date, the mortality improvement scale was updated to Scale MP-2019. Medical plan at retirement estimated using weighted premium of recent retirees; updated based on retirements during 2015-2019. * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Benefit changes . The figures shown do not include any liability impact that may have resulted from plan changes which occurred after the June 30, 2022 measurement date. Prepared for the City of San Luis Obispo OPEB Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2023 Last 10 Years * Schedule of Changes in the Net OPEB Liability and Related Ratios 107 Page 441 of 668 Fiscal Year 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 Actuarially determined contribution 1,055,000$ 1,309,367$ 921,000$ 1,190,000$ 1,154,000$ 1,221,000$ Contributions in relation to the actuarially determined contributions (1,427,129)$ (1,309,367)$ (921,000) (1,656,882) (677,824) (1,221,000) Contribution deficiency (excess)(372,129)$ -$ -$ (466,882)$ 476,176$ -$ Covered-employee payroll 37,590,668$ 38,691,777$ 40,691,438$ 33,077,056$ 33,429,600$ 33,790,437$ percentage of covered payroll 2.81% 3.38% 2.26% 3.60% 3.45% 3.61% Contributions paid as of June 30, 2023 are deferred to June 30, 2024. Valuation date Actuarial Cost Method Amortization Method Amortization Period Asset Valuation Method Discount Rate General Inflation Medical Trend Mortality Mortality Improvement 6.25% 2.50% Non-Medicare - 6.50% for 2023, decreasing to an ultimate rate of 3.75% in 2076 Medicare - 5.65% for 2023, decreasing to an ultimate rate of 3.75% in 2076 CalPERS 2000-2019 experience study Post-retirement mortality projected fully generational with Scale MP-2021 June 30, 2021 Entry Age Normal, Level % of pay Level % of pay 11.4-year average period for FY2022/23 Investment gains and losses spread over 5-year rolling period The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2022-23 are as follows: * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Prepared for the City of San Luis Obispo Miscellaneous Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2023 Last 10 Years * Schedule of Employer OPEB Contributions 108 Page 442 of 668 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2023 Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2023 expenditures exceeded appropriations in the General Fund as noted below. 109 Page 443 of 668 110 Page 444 of 668 OTHER SUPPLEMENTARY INFORMATION AND COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 111 Page 445 of 668 112 Page 446 of 668 Revenues Actual Local Transaction and Use Tax 30,508,731$ Investment Income 7,899 30,516,630$ Expenditure Allocations by Priority Address Homelessness 764,069$ Community Safety and Emergency Preparedness 4,608,385 Creek and Flood Protection 1,292,816 Economic Development and Business Retention 874,875 Open Space/Natural Areas Preservation and Maintenance 1,439,019 Other Services and Projects 2,528,429 Protect Financial Stability 404,558 Safe and Clean Public Areas 3,362,300 Street Maintenance and Transportation (incl bike and ped improvements) 9,405,702 Youth/Senior Services and Recreation Facilities 2,096,992 Allocation to Capital Reserve 3,604,500 30,381,645$ Expenditures on Legacy Projects (projects funded before 2022-23) Legacy Projects 523,861$ Net Change in Fund Balance (388,876)$ Fund Balance Beginning of Year 5,696,864 Fund Balance End of Year 5,307,988$ Encumbered for Legacy Projects (1,435,051) Available Fund Balance 3,872,937$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2023 113 Page 447 of 668 Revenues Budget Actual Local Transaction and Use Tax 30,141,532$ 30,508,731$ Investment Income 7,899 30,141,532$ 30,516,630$ Expenditures Transfer Out for Operating Programs: Address Homelessness 764,069$ 764,069$ Community Safety and Emergency Preparedness 2,102,685 2,102,685 Creek and Flood Protection 742,816 742,816 Economic Development and Business Retention 757,375 757,375 Open Space/Natural Areas Preservation and Maint. 709,019 709,019 Other Services and Projects 1,165,820 1,165,820 Protect Financial Stability 404,558 404,558 Safe and Clean Public Areas 652,300 652,300 Street Maintenance and Transportation 1,084,129 1,084,129 Youth/Senior Services and Recreation Facilities 395,492 395,492 8,778,263$ 8,778,263$ Transfer Out for 2022-23 Capital Projects Community Safety and Emergency Preparedness 2,505,700$ 2,505,700$ Creek and Flood Protection 550,000 550,000 Economic Development and Business Retention 117,500 117,500 Open Space/Natural Areas Preservation and Maintenance 730,000 730,000 Other Services and Projects 1,362,609 1,362,609 Safe and Clean Public Areas 2,710,000 2,710,000 Street Maintenance and Transportation (incl bike and ped improvements) 8,321,573 8,321,573 Youth/Senior Services and Recreation Facilities 1,701,500 1,701,500 Allocation to Capital Reserve 3,604,500 3,604,500 21,603,382$ 21,603,382$ Expenditures on Legacy Projects (projects funded before 2022-23) Legacy Projects 1,958,912$ 523,861$ Net Change in Fund Balance (388,876)$ Fund Balance Beginning of Year 5,696,864$ Fund Balance End of Year 5,307,988$ Encumbered for Legacy Projects (1,435,051)$ Available Fund Balance 3,872,937$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2023 114 Page 448 of 668 Page 2 Capital Programs:Budget Actual Encumbrances Carryover Community Safety and Emergency Preparedness Fire - Fleet Replacement 1,530,966$ 1,095,283$ -$ 435,683$ Fire Hydrant Replacement 40,024 37,462 -2,562 Fire Station #3 & #4 Remodel Space Study and Design 100,000 --100,000 Initial Design Study - Police Station Replacement 411,315 230,802 97,052 83,461 Police - Information Technology 1,259,615 166,064 65,098 1,028,452 Police - Fleet Replacement 320,789 29,847 290,942 - IT Replacements 563,074 492,005 -71,069 4,225,783$ 2,051,464$ 453,093$ 1,721,226$ Creek and Flood Protection Storm Drainage Infrastructure Replacement 279,100$ 212,448$ 68,133$ 66,652$ Creek Bank Stabilization Near Pismo and Johnson 436,112 263,083 30,420 173,029 715,212$ 475,532$ 98,553$ 239,681$ Economic Development and Business Retention Additional Banner Arms, Bench Arm Rests, Signs 113,728$ 18,598$ 9,606$ 85,524$ Annual Public Art Maintenance and Projects 69,700 59,779 -9,921 Open SLO 125,569 9,437 -116,132 Downtown Zig-Zag Lighting 250,000 --250,000 Downtown Renewal 255 --255 Mission Plaza Maintenance Improvements 194,271 175,600 8,001 10,670 Public Art Installation 338,900 21,196 -317,704 1,092,423$ 284,610$ 17,606$ 790,206$ Open Space/Natural Areas Preservation and Maintenance Open Space Acquisition 532,290$ 53,962$ 5,452$ 472,876$ Open Space Maintenance 207,163 70,155 4,177 132,831 Urban Forest Maintenance 504,831 454,750 2,003 48,077 Laguna Lake Dredging 63,699 4,388 8,146 51,165 1,307,983$ 583,256$ 19,779$ 704,949$ Other Services and Projects Capital Projects Engineering Staff (6 FTE)133,612$ -$ -$ 133,612$ Council Hearing Room Functionality Improvements 420,000 346,024 - 73,976 Electric Vehicle Charging Stations 46,686 12,465 30,053 4,167 Major Facility Replacement 1,663,084 601,074 18,813 1,043,197 Roundabout Public Art Installations 90,827 90,827 -- KVEC Tower 254,078 53,610 28,718 171,750 2020 Neighborhood Greenways Public Art 2,250 2,250 -- Fleet Replacement - Citywide 260,001 -- 260,001 Fleet Replacement - Public Works 797,647 70,267 7,936 719,444 Corp Yard Fuel Island Siding 201 55 -146 3,668,386$ 1,176,574$ 85,520$ 2,406,292$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule, continued Local Revenue Measure Funded Projects Includes Legacy Projects and projects funded by Capital Reserve 115 Page 449 of 668 Page 3 Safe and Clean Public Areas Bob Jones Trail and Railroad Safety Trail Solar Lightning 1,450,000$ 59$ -$ 1,449,941$ Curb Ramps and Sidewalks Replacements 347,567 50,005 36,947 260,615 Mission Plaza Concept Plan Implementation 1,459,081 282,820 157,564 1,018,696 Street and Pathway Lighting 62,652 6,227 -56,425 Pedestrian Crossing Improvements 536,817 469,055 32,916 34,847 Railroad Safety Trail Taft to Pepper 27,150 --27,150 Downtown Cleaning Equipment 7,169 7,169 -- Pedestrian Crosswalk Beacon on Ramona 28,255 1,745 13,255 13,255 Downtown Safety Enhancements 1,823 --1,823 Area 6 & 7 Curb Ramps 264,641 262,031 2,610 - 4,185,154$ 1,079,111$ 243,291$ 2,862,752$ Street Maintenance and Transportation Active Transportation Plan Implementation 879,406$ 387,526$ 439,990$ 51,890$ Madonna Inn Frontage Bike Pathway 5,775 --5,775 Neighborhood Traffic Improvements 261,520 41,637 8,174 211,709 Prado Road Bridge & Road Widening 548,093 402,130 -145,963 Prado Road Interchange 2,431,833 65,417 21,833 2,344,583 Traffic Signs & Striping Maintenance 57,136 31,804 -25,332 Transportation Safety & Operations 3,431 --3,431 North Chorro Neighborhood Greenway - Phase 2 9,562,019 1,195,092 4,659,539 3,707,388 Development Agreements 1,665,000 320,745 1,224,255 120,000 Orcutt/Tank Farm Roundabout Construction 374,124 302,977 25,376 45,770 Monterey at Santa Rosa Paving and Signal Project 1,271,756 813,278 181,956 276,522 Roadway Sealing 2022 4,148,160 3,871,762 25,798 250,600 2022 Street Reconstruction and Resurfacing 1,381,734 545,784 547,044 288,906 Marsh and Santa Rosa Bridge Replacement 107,072 96,098 61 10,912 Mid-Higuera Bypass 219,733 23,398 121,280 75,056 Traffic Safety Implementation 8,000 8,000 -- Sewer Replacement Chorro & Murray 80,000 - 60,000 20,000 South Street Median Landscaping 18,540 8,768 4,460 5,312 2023 Streets Reconstruction & Resurfacing - Arterials 500,194 - 430,194 70,000 California Taft Roundabout 297,409 145,515 4,255 147,639 23,820,936$ 8,259,932$ 7,754,217$ 7,806,788$ Youth/Senior Services and Recreation Facilities Laguna Lake Golf Course Maintenance 31,570$ -$ -$ 31,570$ Playground Equipment Replacement 255,752 3,652 208,607 43,493 Orcutt Area - Linear Park Planning and Construction 815,000 34,303 7,802 772,895 Parking Lot Maintenance 233,770 1,820 -231,950 Parks and Recreation - Fleet Replacement 242,000 144,433 9,067 88,500 Parks and Recreation Master Plan Implementation 400,000 76,878 -323,122 Golf Course Pro Shop Flood Damage Repairs 93,222 43,041 -50,181 Parks Major Maintenance 1,626,183 411,712 107,825 1,106,647 North Broad Street Neighborhood Park 216,070 15,396 41,070 159,604 3,913,567$ 731,234$ 374,371$ 2,807,961$ Total Capital Expenditures 42,929,446$ 14,641,713$ 9,046,430$ 19,339,855$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule, continued Local Revenue Measure Funded Projects Includes Legacy Projects and projects funded by Capital Reserve 116 Page 450 of 668 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following ten special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund . This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the downtown core. Transportation Development Act (TDA) Fund . The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund . This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund . Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund.This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund . This fund has been established to account for public safety grant funds. Public Arts Contribution Fund.Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. SB1 Road Repair Fund.This fund has been established to account for stable and ongoing funding for maintenance and improvements to transportation infrastructure as provided through Senate Bill 1 (2017), the Road Repair and Accountability Act. 117 Page 451 of 668 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 SB1186 CASP Certify Fund . This fund has been established as Senate Bill 1186 (2012) requires local agencies to collect an additional fee when issuing a permit for the purpose of increasing certified access specialist (CASp) services and compliance with construction-related accessibility requirements. The first priority is to spend the funds on the training and retention of CASps in order to meet the needs of the public in the jurisdiction. The funds may also be spent on activities or programs that facilitate accessibility compliance. Avila Ranch Fund.This fund has been established to account for the ongoing funding received as a special property tax assessment and the associated infrastructure and service improvements of the Avila Ranch Community Facilities District. Capital Projects Funds The following eleven capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Parkland Development Fund - Quimby . This fund was established to account for parkland in-lieu fees in accordance with the AB 1191 Act, also known as the Quimby Act; it authorizes the City to require residential subdivisions to dedicate land for parks or pay fees in lieu of dedication. Impact fees may be collected to pay for park land (for projects not involving a subdivision), park improvements, community centers, recreation facilities, trails, open space, etc. Open Space Protection Fund . This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund.This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund . This fund was established to account for the LOVR add-on impact fee created for the expansion of capacity for the LOVR interchange at US 101 for construction, project management, and inspection. Though the project has been completed, the City has an existing reimbursement agreement with Costco Wholesale Corporation for improvements already constructed at the LOVR interchange. Fleet Replacement Fund . This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund . This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. 118 Page 452 of 668 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Major Facility Replacement Fund.This fund accounts for the financing and replacement of major facilities for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. Affordable Housing Program Fund . This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund.This fund was established to account for construction projects related to transportation facilities and travel lanes within the City that will be financed primarily with transportation impact fees. Infrastructure Fund . This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. Parkland Development Impact Fee – Citywide Fund . This fund was created to account for impact fees that were established for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city. OASP Park Development Fund . This fund was established to account for impact fees created for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city but more specifically by the Orcutt Area residents as the location of this park projects are in the Orcutt Area. MASP Park Development Fund . This fund was established to account for impact fees created for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city but more specifically by the Margarita Area residents as the location of this park projects are in the Margarita Area. OASP Transportation Impact Fee Fund . This fund was established to account for construction projects that will be financed primarily with transportation impact fees within the Orcutt Area Specific Plan in accordance with its Development Agreement Fire Impact Fee Fund.This fund was established to account for fire department related construction projects that will be financed primarily with public safety development impact fees. Police Impact Fee Fund . This fund was established to account for police department related construction projects that will be financed primarily with public safety development impact fees. Park Improvement Impact Fee – Citywide Fund . This fund was established to account for construction projects related to park improvements that will be financed primarily with park in-lieu fees. SLR Transportation Impact Fee . This fund was established to account for construction projects that will be financed primarily with transportation impact fees within the San Luis Ranch development, in accordance with its Development Agreement. Public Safety Equipment Replacement Fund.This fund accounts for the financing and replacement of public safety equipment. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. 119 Page 453 of 668 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. Capital Improvement Board 2012 Refunding Lease Revenue Bonds . In May 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Public Financing Authority 2014 Lease Revenue Bonds . In 2014 the Authority issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101.Debt service related to the interchange is recorded in the Debt Service Fund. The Authority has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2018 Street Sweeper . Lease-purchase financing was obtained in order to purchase a street sweeper. Debt service obligations are recorded in the Debt Service Fund. 2018 Fire Truck . Lease-purchase financing was obtained in order to purchase a fire truck. Debt service obligations are recorded in the Debt Service Fund. Public Financing Authority 2018 Lease Revenue Bonds . In 2018 the Authority issued $11,072,775 of 2018 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2005 Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds. The original bonds were used to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. Further, the bonds were used to purchase a parking structure and office building and to the finance the construction of the Public Safety Communications and Emergency Operations Center project. The Authority has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2020 Motorola Radio Lease . Lease-purchase financing was obtained in order to purchase new Motorola radios and related equipment for public safety departments. Debt service obligations are recorded in the Debt Service Fund. 120 Page 454 of 668 121 Page 455 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Special Revenue Funds Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Assets Cash and investment 46,467$ 8,681$ 1,338,076$ -$ Accounts receivable - - 249,263 - Tax receivable - - - - Accrued interest receivable - - 4,226 - Cash held by fiscal agent - - - - Loans receivable - - - - Total assets 46,467$ 8,681$ 1,591,565$ -$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ 158,660$ -$ Accrued liabilities - - 6,280 - Unearned revenue 48,891 - - - Total liabilities 48,891 - 164,940 - Deferred Inflows of Resources: Unavailable revenue - - - - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects - 8,681 - - Affordable housing programs - - - - Impact fee programs - - - - Parkland development programs - - - - Public art programs - - - - Tourism programs - - 1,426,625 - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Total fund balance (2,424) 8,681 1,426,625 - Total liabilities, deferred inflows of resources, and fund balance 46,467$ 8,681$ 1,591,565$ -$ (Continued) 122 Page 456 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Special Revenue Funds Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Avila Ranch CFD Assets Cash and investment 108,574$ 51,554$ 1,272,486$ 157,311$ Accounts receivable 34,595 21,393 - - Tax receivable - - - - Accrued interest receivable 704,909 143 4,137 494 Cash held by fiscal agent - - - - Loans receivable 1,112,944 - - - Total assets 1,961,022$ 73,090$ 1,276,623$ 157,805$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ 4,248$ 6,779$ -$ Accrued liabilities - - - - Unearned revenue - 386 - - Total liabilities - 4,634 6,779 - Deferred Inflows of Resources: Unavailable revenue 1,817,852 - - - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - 68,456 - - Transportation projects - -- - Affordable housing programs 143,170 - - - Impact fee programs - - - - Parkland development programs - - - - Public art programs - - 1,269,844 - Tourism programs - - - - Infrastructure improvement - - - 157,805 Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Total fund balance 143,170 68,456 1,269,844 157,805 Total liabilities, deferred inflows of resources, and fund balance 1,961,022$ 73,090$ 1,276,623$ 157,805$ (Continued) 123 Page 457 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Project Funds SB1 Road Repair SB1186 CASP Certify Affordable Housing BEGIN Loan Fund Parkland In-Lieu Fee Assets Cash and investment 220,721$ 141,512$ 184,018$ 3,196,679$ Accounts receivable - - - - Tax receivable 186,356 - - - Accrued interest receivable 666 460 107,397 20,652 Cash held by fiscal agent - - - - Loans receivable - - 420,335 143,044 Total assets 407,743$ 141,972$ 711,750$ 3,360,375$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 91,675$ -$ -$ 1,890$ Accrued liabilities - - - - Unearned revenue - - - - Total liabilities 91,675 - - 1,890 Deferred Inflows of Resources: Unavailable revenue - - 106,801 153,369 Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects 316,068 141,972 - - Affordable housing programs - - 604,949 - Impact fee programs - - - - Parkland development programs - - - 3,205,116 Public art programs - - - - Tourism programs - - - - Infrastructure improvement Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Total fund balance 316,068 141,972 604,949 3,205,116 Total liabilities, deferred inflows of resources, and fund balance 407,743$ 141,972$ 711,750$ 3,360,375$ (Continued) Special Revenue Funds 124 Page 458 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Projects Funds Open Space Protection Airport Area Impact Fee LOVR Sub-Area Fee Fleet Replacement Assets Cash and investment 13,055$ 662,088$ 415,321$ 3,113,508$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable 42 2,147 1,399 - Cash held by fiscal agent - - - - Loans receivable - - - - Total assets 13,097$ 664,235$ 416,720$ 3,113,508$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ -$ 74,601$ Accrued liabilities - - - - Unearned revenue - - - - Total liabilities - - - 74,601 Deferred Inflows of Resources: Unavailable revenue - - - - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects - - - - Affordable housing programs - - - - Impact fee programs - 664,235 416,720 - Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - 500,000 Subsequent years expenditures 13,097 - - 2,538,907 Total fund balance 13,097 664,235 416,720 3,038,907 Total liabilities, deferred inflows of resources, and fund balance 13,097$ 664,235$ 416,720$ 3,113,508$ (Continued) 125 Page 459 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Projects Funds Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Assets Cash and investment 3,352,935$ 3,036,546$ 7,217,117$ 9,630,088$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable - 1,944,829 151,399 - Cash held by fiscal agent - - - - Loans receivable - 8,560,688 1,164,368 - Total assets 3,352,935$ 13,542,063$ 8,532,884$ 9,630,088$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 56,493$ -$ 140,415$ -$ Accrued liabilities - - - - Unearned revenue 600,000 1,264,467 - 9,200,000 Total liabilities 656,493 1,264,467 140,415 9,200,000 Deferred Inflows of Resources: Unavailable revenue - 2,002,066 1,292,189 - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects - - 7,100,280 - Affordable housing programs - 10,275,530 - - Impact fee programs - - - - Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund 400,000 - - - Subsequent years expenditures 2,296,442 - - 430,088 Total fund balance 2,696,442 10,275,530 7,100,280 430,088 Total liabilities, deferred inflows of resources, and fund balance 3,352,935$ 13,542,063$ 8,532,884$ 9,630,088$ (Continued) 126 Page 460 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Projects Funds Parkland Development Impact Fee- Citywide OASP Park MASP Park OASP Transportation Impact Fee Assets Cash and investment 851,649$ 2,360,686$ 1,683,185$ 1,404,131$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable 73,745 7,653 5,449 4,546 Cash held by fiscal agent - - - - Loans receivable 446,826 - - - Total assets 1,372,220$ 2,368,339$ 1,688,634$ 1,408,677$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ 44,483$ -$ -$ Accrued liabilities - - - - Unearned revenue - - - - Total liabilities - 44,483 - - Deferred Inflows of Resources: Unavailable revenue 517,861 - - - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects - - - - Affordable housing programs - - - - Impact fee programs 854,359 2,323,856 1,688,634 1,408,677 Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Total fund balance 854,359 2,323,856 1,688,634 1,408,677 Total liabilities, deferred inflows of resources, and fund balance 1,372,220$ 2,368,339$ 1,688,634$ 1,408,677$ (Continued) 127 Page 461 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Projects Funds Fire Impact Fee Police Impact Fee Park Improvement Impact Fee- Citywide SLR Transportation Impact Fee Assets Cash and investment 213,908$ 236,214$ 1,417,369$ 1,286,424$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable 9,850 4,708 8,219 3,984 Cash held by fiscal agent - - - - Loans receivable 78,276 56,781 82,807 - Total assets 302,034$ 297,703$ 1,508,395$ 1,290,408$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ -$ 1,000$ Accrued liabilities - - - - Unearned revenue - - - - Total liabilities - - - 1,000 Deferred Inflows of Resources: Unavailable revenue 87,427 60,695 86,673 - Fund balance: Nonspendable - - - - Restricted for: Debt service - - - - Public safety program - - - - Transportation projects - - - - Affordable housing programs - - - - Impact fee programs 214,607 237,008 1,421,722 1,289,408 Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Total fund balance 214,607 237,008 1,421,722 1,289,408 Total liabilities, deferred inflows of resources, and fund balance 302,034$ 297,703$ 1,508,395$ 1,290,408$ (Continued) 128 Page 462 of 668 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2023 Capital Project Debt Service Funds Fund Public Safety Equipment Replacement Fund Debt Service Total Nonmajor Governmental Funds Assets Cash and investment 713,037$ 1,719,922$ 46,053,262$ Accounts receivable - - 305,251 Tax receivable - - 186,356 Accrued interest receivable - - 3,061,054 Cash held by fiscal agent - 421,509 421,509 Loans receivable - - 12,066,069 Total assets 713,037$ 2,141,431$ 62,093,501$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 71,499$ -$ 651,743$ Accrued liabilities - - 6,280 Unearned revenue - - 11,113,744 Total liabilities 71,499 - 11,771,767 Deferred Inflows of Resources: Unavailable revenue - - 6,124,933 Fund balance: Nonspendable - - - Restricted for: Debt service - 2,141,431 2,141,431 Public safety program - - 68,456 Transportation projects - - 7,567,001 Affordable housing programs - - 11,023,649 Impact fee programs - - 10,519,226 Parkland development programs - - 3,205,116 Public art programs - - 1,269,844 Tourism programs - - 1,426,625 Infrastructure improvement - - 157,805 Committed to: Public safety program 641,538 - 641,538 Assigned to: Contingency fund - - 900,000 Subsequent years expenditures - - 5,278,534 Total fund balance 641,538 2,141,431 44,196,801 Total liabilities, deferred inflows of resources, and fund balance 713,037$ 2,141,431$ 62,093,501$ 129 Page 463 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Special Revenue Funds Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Revenues: Use of money and property -$ -$ 17,020$ -$ Subventions and grants - 76,869 - 1,239,701 Charges for services 269,524 - 2,209,268 - Property tax - - - - Other revenues - - 122 - Total revenues 269,524 76,869 2,226,410 1,239,701 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development 271,977 - 1,904,368 - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - - - - Community development - - - - Total expenditures 271,977 - 1,904,368 - Excess (deficiency) of revenues over (under) expenditures (2,453) 76,869 322,042 1,239,701 Other financing sources (uses): Transfers in - - - - Transfers out - (76,869) (43,298) (1,239,701) Total other financing sources (uses)- (76,869) (43,298) (1,239,701) Net change in fund balance (2,453) - 278,744 - Fund balance, beginning of year 29 8,681 1,147,881 - Fund balance (deficit), end of year (2,424)$ 8,681$ 1,426,625$ -$ (Continued) 130 Page 464 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Special Revenue Funds Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Avila Ranch CFD Revenues: Use of money and property -$ 877$ 16,742$ 1,838$ Subventions and grants 34,595 113,671 - - Charges for services - 19,497 220,854 - Property tax - - - 160,890 Other revenues - - - - Total revenues 34,595 134,045 237,596 162,728 Expenditures: Current: General Government - - - - Public safety - 132,647 - - Transportation - - - - Community development - - - 4,923 Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - 3,197 - Leisure, cultural and social services - - 205,093 - Community development - - - - Total expenditures - 132,647 208,290 4,923 Excess (deficiency) of revenues over (under) expenditures 34,595 1,398 29,306 157,805 Other financing sources (uses): Transfers in - - 442,500 - Transfers out - - - - Total other financing sources (uses)- - 442,500 - Net change in fund balance 34,595 1,398 471,806 157,805 Fund balance, beginning of year 108,575 67,058 798,038 - Fund balance (deficit), end of year 143,170$ 68,456$ 1,269,844$ 157,805$ (Continued) 131 Page 465 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Project Funds SB1 Road Repair SB1186 ASP Certify Affordable Housing BEGIN Loan Fund Parkland In-Lieu Fee Revenues: Use of money and property (3,773)$ 1,737$ 1,793$ 37,391$ Subventions and grants 1,063,496 - - - Charges for services - 29,246 - 110,415 Property tax - - - - Other revenues - - - - Total revenues 1,059,723 30,983 1,793 147,806 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - 1,067 - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation 1,650,783 - - - Leisure, cultural and social services - - - 49,888 Community development - - - - Total expenditures 1,650,783 1,067 - 49,888 Excess (deficiency) of revenues over (under) expenditures (591,060) 29,916 1,793 97,918 Other financing sources (uses): Transfers in - - 182,821 - Transfers out - - - - Total other financing sources (uses)- - 182,821 - Net change in fund balance (591,060) 29,916 184,614 97,918 Fund balance, beginning of year 907,128 112,056 420,335 3,107,198 Fund balance (deficit), end of year 316,068$ 141,972$ 604,949$ 3,205,116$ (Continued) Special Revenue Funds 132 Page 466 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Projects Funds Open Space Protection Airport Area Impact Fee LOVR Sub-Area Fee Fleet Replacement Revenues: Use of money and property 148$ 7,702$ 4,583$ (30,567)$ Subventions and grants - - - - Charges for services - - (57,593) - Property tax - - - - Other revenues - - - 14,100 Total revenues 148 7,702 (53,010) (16,467) Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - 114,635 - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - 55,780 Public safety - - - 1,533,401 Transportation - 19,003 - - Leisure, cultural and social services - - - - Community development - - - - Total expenditures - 19,003 114,635 1,589,181 Excess (deficiency) of revenues over (under) expenditures 148 (11,301) (167,645) (1,605,648) Other financing sources (uses): Transfers in - - - 2,030,000 Transfers out - - - - Total other financing sources (uses)- - - 2,030,000 Net change in fund balance 148 (11,301) (167,645) 424,352 Fund balance, beginning of year 12,949 675,536 584,365 2,614,555 Fund balance (deficit), end of year 13,097$ 664,235$ 416,720$ 3,038,907$ (Continued) 133 Page 467 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Projects Funds Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Revenues: Use of money and property -$ 176,699$ 82,952$ -$ Subventions and grants - 1,700,000 - - Charges for services 159,097 554,988 1,369,546 - Property tax - - - - Other revenues - 419,260 - - Total revenues 159,097 2,850,947 1,452,498 - Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government 881,640 - - - Public safety - - - - Transportation - - 1,104,084 - Leisure, cultural and social services - - - - Community development - 1,700,000 - - Total expenditures 881,640 1,700,000 1,104,084 - Excess (deficiency) of revenues over (under) expenditures (722,543) 1,150,947 348,414 - Other financing sources (uses): Transfers in 564,777 - - 2,634,911 Transfers out (426,057) (239,821) (280,000) (6,993,000) Total other financing sources (uses)138,720 (239,821) (280,000) (4,358,089) Net change in fund balance (583,823) 911,126 68,414 (4,358,089) Fund balance, beginning of year 3,280,265 9,364,404 7,031,866 4,788,177 Fund balance (deficit), end of year 2,696,442$ 10,275,530$ 7,100,280$ 430,088$ (Continued) 134 Page 468 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Projects Funds Parkland Development Impact Fee- Citywide OASP Park MASP Park OASP Transportation Impact Fee Revenues: Use of money and property 10,397$ 30,228$ 19,684$ 16,422$ Subventions and grants - - - - Charges for services 185,933 327,160 35 - Property tax - - - - Other revenues - - - - Total revenues 196,330 357,388 19,719 16,422 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - 77,083 - - Community development - - - - Total expenditures - 77,083 - - Excess (deficiency) of revenues over (under) expenditures 196,330 280,305 19,719 16,422 Other financing sources (uses): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balance 196,330 280,305 19,719 16,422 Fund balance, beginning of year 658,029 2,043,551 1,668,915 1,392,255 Fund balance (deficit), end of year 854,359$ 2,323,856$ 1,688,634$ 1,408,677$ (Continued) 135 Page 469 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Projects Funds Fire Impact Fee Police Impact Fee Park Improvement Impact Fee- Citywide SLR Transportation Impact Fee Revenues: Use of money and property 2,711$ 3,215$ 16,424$ 17,116$ Subventions and grants - - - - Charges for services 11,677 (11,653) 396,683 837,533 Property tax - - - - Other revenues - - - - Total revenues 14,388 (8,438) 413,107 854,649 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - 24,096 Leisure, cultural and social services - - - - Community development - - - - Total expenditures - - - 24,096 Excess (deficiency) of revenues over (under) expenditures 14,388 (8,438) 413,107 830,553 Other financing sources (uses): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balance 14,388 (8,438) 413,107 830,553 Fund balance, beginning of year 200,219 245,446 1,008,615 458,855 Fund balance (deficit), end of year 214,607$ 237,008$ 1,421,722$ 1,289,408$ (Continued) 136 Page 470 of 668 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2023 Capital Project Debt Service Funds Fund Public Safety Equipment Replacement Fund Debt Service Total Nonmajor Governmental Funds Revenues: Use of money and property -$ 21$ 431,360$ Subventions and grants 38,094 - 4,266,426 Charges for services - - 6,632,210 Property tax - - 160,890 Other revenues - - 433,482 Total revenues 38,094 21 11,924,368 Expenditures: Current: General Government - 3,132 3,132 Public safety 442,726 - 575,373 Transportation - - 114,635 Community development - - 2,182,335 Debt service: Principal - 1,859,782 1,859,782 Interest and fiscal charges - 745,735 745,735 Capital: General Government - - 937,420 Public safety - - 1,533,401 Transportation - - 2,801,163 Leisure, cultural and social services - - 332,064 Community development - - 1,700,000 Total expenditures 442,726 2,608,649 12,785,040 Excess (deficiency) of revenues over (under) expenditures (404,632) (2,608,628) (860,672) Other financing sources (uses): Transfers in 248,380 2,209,804 8,313,193 Transfers out - - (9,298,746) Total other financing sources (uses)248,380 2,209,804 (985,553) Net change in fund balance (156,252) (398,824) (1,846,225) Fund balance, beginning of year 797,790 2,540,255 46,043,026 Fund balance (deficit), end of year 641,538$ 2,141,431$ 44,196,801$ 137 Page 471 of 668 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 275,000$ 275,000$ 269,524$ (5,476)$ Total Revenues 275,000 275,000 269,524 (5,476) Expenditures: Current Community development 275,400 275,000 271,977 3,023 Total Expenditures 275,400 275,000 271,977 3,023 Excess of Revenues Over Expenditures (400)- (2,453) (2,453) Net Change in Fund Balance (400)- (2,453) (2,453) Fund Balance, Beginning of Year 29 29 29 - Fund Balance, End of Year (371)$ 29$ (2,424)$ (2,453)$ Budget City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Downtown Business Improvement District Fund 138 Page 472 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 45,900$ 76,869$ 76,869$ -$ Total Revenues 45,900 76,869 76,869 - Excess of Revenues Over Expenditures 45,900 76,869 76,869 - Other Financing Uses: Operating transfers out (45,000) (76,869) (76,869) - Net Change in Fund Balance 900 -- - Fund Balance, Beginning of Year 8,681 8,681 8,681 - Fund Balance, End of Year 9,581$ 8,681$ 8,681$ -$ Budget Transportation Development Act (TDA) 139 Page 473 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ (18,000)$ 17,020$ 35,020$ Assessments 1,727,202 2,140,800 2,209,268 68,468 Total Revenues 1,727,202 2,122,800 2,226,410 103,610 Expenditures: Current Community development 2,086,582 2,078,584 1,904,368 174,216 Total Expenditures 2,086,582 2,078,584 1,904,368 174,216 Excess of Revenues Over (Under) Expenditures (359,380) 44,216 322,042 277,826 Other Financing Uses: Operating transfers out (42,816) (34,544) (43,298) (8,754) Net Change in Fund Balance (402,196) 9,672 278,744 269,072 Fund Balance, Beginning of Year 1,147,881 1,147,881 1,147,881 - Fund Balance, End of Year 745,685$ 1,157,553$ 1,426,625$ 269,072$ Budget Tourism Business Improvement District Fund 140 Page 474 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 1,245,024$ 1,305,634$ 1,239,701$ (65,933)$ Total Revenues 1,245,024 1,305,634 1,239,701 (65,933) Excess of Revenues Over Expenditures 1,245,024 1,305,634 1,239,701 (65,933) Other Financing Uses: Operating transfers out (1,389,292) (1,377,557) (1,239,701) 137,856 Net Change in Fund Balance (144,268) (71,923)- 71,923 Fund Balance, Beginning of Year ---- Fund Balance, End of Year (144,268)$ (71,923)$ -$ 71,923$ Budget Gas Tax 141 Page 475 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants -$ -$ 34,595$ 34,595$ Total Revenues --34,59534,595 Expenditures: Current Community development - - - - Total Expenditures ---- Excess of Revenues Over (Under) Expenditures --34,59534,595 Net Change in Fund Balance --34,59534,595 Fund Balance, Beginning of Year 108,575 108,575 108,575 - Fund Balance, End of Year 108,575$ 108,575$ 143,170$ 34,595$ Budget Community Development Block Grant (CDBG) Fund 142 Page 476 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 439,812$ 454,753$ 113,671$ (341,082)$ Charges for services 2,142 2,142 19,497 17,355 Total Revenues 441,954 456,895 134,045 (322,850) Expenditures: Public Safety - 14,941 132,647 (117,706) Total Expenditures - 14,941 132,647 (117,706) Excess of Revenues Over (Under) Expenditures 441,954 441,954 1,398 (440,556) Net Change in Fund Balance 441,954 441,954 1,398 (440,556) Fund Balance, Beginning of Year 67,058 67,058 67,058 - Fund Balance, End of Year 509,012$ 509,012$ 68,456$ (440,556)$ Budget Law Enforcement Grants Fund 143 Page 477 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 2,100$ 2,100$ 16,742$ 14,642$ Other revenues 15,000 15,000 220,854 205,854 Total Revenues 17,100 17,100 237,596 220,496 Expenditures: Capital Projects 325,000 404,168 208,290 195,878 Total Expenditures 325,000 404,168 208,290 195,878 Excess of Revenues Over (Under) Expenditures (307,900) (387,068) 29,306 416,374 Other Financing Uses: Operating transfers in 442,500 442,500 - Net Change in Fund Balance (307,900) 55,432 471,806 416,374 Fund Balance, Beginning of Year 798,038 798,038 798,038 - Fund Balance, End of Year 490,138$ 853,470$ 1,269,844$ 416,374$ Budget Public Art Contributions Fund 144 Page 478 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 1,838$ 1,838$ Property tax - - 160,890 160,890 Other revenues - 5,833 - (5,833) Total Revenues - 5,833 162,728 156,895 Expenditures: Community Development - 4,923 4,923 - Total Expenditures - 4,923 4,923 - Excess of Revenues Over (Under) Expenditures - 910 157,805 156,895 Net Change in Fund Balance - 910 157,805 156,895 Fund Balance, Beginning of Year - - - - Fund Balance, End of Year - 910 157,805 156,895 Avila Ranch CFD Budget 145 Page 479 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$(3,773)$ (3,773)$ Subventions and grants 1,049,877 1,019,914 1,063,496 43,582 Total Revenues 1,049,877 1,019,914 1,059,723 39,809 Expenditures: Capital Projects 1,177,994 285,359 1,650,783 (1,365,424) Total Expenditures 1,177,994 285,359 1,650,783 (1,365,424) Excess of Revenues Over (Under) Expenditures (128,117) 734,555 (591,060) (1,325,615) Net Change in Fund Balance (128,117) 734,555 (591,060) (1,325,615) Fund Balance, Beginning of Year 907,128 907,128 907,128 - Fund Balance, End of Year 779,011$ 1,641,683$ 316,068$ (1,325,615)$ SB1 Road Repair Fund Budget 146 Page 480 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 1,737$ 1,737$ Charges for services --29,24629,246 Total Revenues --30,98330,983 Expenditures: Community Development 25,000 14,638 1,067 13,571 Total Expenditures 25,000 14,638 1,067 13,571 Excess of Revenues Over (Under) Expenditures (25,000) (14,638) 29,916 44,554 Net Change in Fund Balance (25,000) (14,638) 29,916 44,554 Fund Balance, Beginning of Year 112,056 112,056 112,056 - Fund Balance, End of Year 87,056$ 97,418$ 141,972$ 44,554$ SB1186 CASP Certify Budget 147 Page 481 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 1,793$ 1,793$ Total Revenues --1,7931,793 Excess of Revenues Over (Under) Expenditures --1,7931,793 Other Financing Uses: Operating transfers in - 182,821 182,821 - Net Change in Fund Balance - 182,821 184,614 1,793 Fund Balance, Beginning of Year 420,335 420,335 420,335 - Fund Balance, End of Year 420,335$ 603,156$ 604,949$ 1,793$ Affordable Housing BEGIN Loan Fund Budget 148 Page 482 of 668 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2023 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 21$ 21$ Total Revenues --21 21 Expenditures: General Government -- 3,132 (3,132) Principal 1,185,195 1,494,600 1,859,782 (365,182) Interest and fiscal charges 668,479 715,205 745,735 (30,530) Total Expenditures 1,853,674 2,209,805 2,608,649 (398,844) Excess of Revenues Over (Under) Expenditures (1,853,674) (2,209,805) (2,608,628) (398,823) Other Financing Uses: Operating transfers in 2,209,804 2,209,804 2,209,804 - Total other Financing Uses:2,209,804 2,209,804 2,209,804 - Net Change in Fund Balance 356,130 (1) (398,824) (398,823) Fund Balance, Beginning of Year 2,540,255 2,540,255 2,540,255 - Fund Balance, End of Year 2,896,385$ 2,540,254$ 2,141,431$ (398,823)$ Budget Debt Service Fund 149 Page 483 of 668 150 Page 484 of 668 City of San Luis Obispo, California Custodial Funds For the Fiscal Year Ended June 30, 2023 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund. This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund . This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Hazardous Materials Task Force Fund . This fund was established to account for the financial activities of the County task force. General Agency Fund.This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Boysen Ranch Conservation Easement Fund . This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG)for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. San Luis Ranch CFD Fund . This fund was established to account for the financial activities of the San Luis Ranch Community Facilities District (CFD). The CFD is the City's first Mello-Roos district. Property taxes collected on properties within the CFD will be used to pay for debt service on the related infrastructure constructed within the district. 151 Page 485 of 668 City of San Luis Obispo Combining Statement of Fiduciary Net Position Custodial Funds For the year ended June 30, 2023 Hazardous General Boysen Ranch Whale Jack Materials Task Agency Conservation Rock Fund House Fund Force Fund Fund Easement ASSETS Cash and investments 5,003,065$ 19,146$ 161,738$ 2,972,047$ 402,106$ Receivables: Accounts 227,594 - - - - Interest 16,382 62 528 - 1,303 Capital assets 726,355 - - - - Total assets 5,973,396 19,208 162,266 2,972,047 403,409 LIABILITIES Accounts payable 38,036 - 6,171 93,123 - Compensated absence 64,343 - - - - Accrued Salaries 13,568 - 292 - - Other liabilities 2,000 - - - - Total liabilities 117,947 - 6,463 93,123 - NET POSITION Restricted for Individuals, organizations, and other governments 5,855,449 19,208 155,803 2,878,924 403,409 Total net position 5,855,449$ 19,208$ 155,803$ 2,878,924$ 403,409$ (Continued) 152 Page 486 of 668 City of San Luis Obispo Combining Statement of Fiduciary Net Position Custodial Funds For the year ended June 30, 2023 Total PEG City of San Luis Ranch PEG Custodial San Luis Obispo CFD SLCUSD Funds ASSETS Cash and investments 113,497$ 11,802,003$ 34,475$ 20,508,077$ Receivables: Accounts - 181,663 - 409,257 Interest 351 1,216 96 19,938 Capital assets - - - 726,355 Total assets 113,848 11,984,882 34,571 21,663,627 LIABILITIES Accounts payable - 3,678 - 141,008 Compensated absence - - - 64,343 Accrued Salaries - - - 13,860 Other liabilities - - - 2,0000 Total liabilities - 3,678 - 221,211 NET POSITION Restricted for Individuals, organizations, and other governments 113,848 11,981,204 34,571 21,442,416 Total net position 113,848$ 11,981,204$ 34,571$ 21,442,416$ 153 Page 487 of 668 Hazardous General Boysen Ranch Whale Jack Materials Task Agency Conservation Rock Fund House Fund Force Fund Fund Easement ADDITIONS: Assessment revenue -$ -$ -$ -$ -$ Charges for services 1,126,924 - 63,000 -- Charges for public programming - - - - - Contribution from developers ---1,128,775 - Other revenue 1,188,508 - - 31,081 - Use of money and property 60,749 224 2,089 - 4,665 Total additions 2,376,181 224 65,089 1,159,856 4,665 DEDUCTIONS: Administration expenses 190,501 - 10,163 90,837 - Contractual services 1,233,371 - 38,779 -6,490 Materials and supplies 176,959 -7,433 -- Public programming ----- Use of developer deposits ---1,217,765 - Depreciation 63,283 ---- Total deductions 1,664,114 -56,375 1,308,602 6,490 Net increase (decrease) in fiduciary net position 712,067 224 8,714 (148,746) (1,825) NET POSITION: Beginning of year, as restated 5,143,382 18,984 147,089 3,027,670 405,234 End of year 5,855,449$ 19,208$ 155,803$ 2,878,924$ 403,409$ (Continued) City of San Luis Obispo Combining Statement of Changes in Fiduciary Net Position Custodial Funds For the year ended June 30, 2023 154 Page 488 of 668 City of San Luis Obispo Combining Statement of Changes in Fiduciary Net Position Custodial Funds For the year ended June 30, 2023 Total PEG City of San Luis Ranch PEG Custodial San Luis Obispo CFD SLCUSD Funds ADDITIONS: Assessment revenue -$ 958,259$ -$ 958,259$ Charges for services -- -1,189,924 Charges for public programming 40,585 - 40,585 81,170 Contribution from developers -- -1,128,775 Other revenue - - -1,219,589 Use of money and property 1,249 335,522 (2,249)402,249 Total additions 41,834 1,293,781 38,336 4,979,966 DEDUCTIONS: Administration expenses -790,262 -1,081,763 Contractual services -- 92,697 1,371,337 Materials and supplies ---184,392 Public programming 44,188 --44,188 Use of developer deposits ---1,217,765 Depreciation ---63,283 Total deductions 44,188 790,262 92,697 3,962,728 Net increase (decrease) in fiduciary net position (2,354) 503,519 (54,361) 1,017,238 NET POSITION: Beginning of year, as restated 116,202 11,477,685 88,932 20,425,178 End of year 113,848$ 11,981,204$ 34,571$ 21,442,416$ 155 Page 489 of 668 156 Page 490 of 668 STATISTICAL SECTION (UNAUDITED) 157 Page 491 of 668 158 Page 492 of 668 City of San Luis Obispo, California Statistical Section Overview For the Fiscal Year Ended June 30, 202 This part of the City of San Luis Obispo’s annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-6. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 7-13. These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-19. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22. These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 159 Page 493 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Governmental activities: Net investment in capital assets 145,266,043$ 150,430,226$ 163,449,992$ 165,100,426$ 171,472,251$ 174,431,254$ 177,335,648$ 184,387,289$ 193,984,593$ 205,324,234$ Restricted 4,825,662 2,350,838 2,762,387 2,268,499 421,954 20,458,677 29,901,136 35,603,121 41,770,187 43,694,462 Unrestricted (66,610,104) (57,421,778) (49,031,893) (41,496,841) (49,909,657) (72,041,172) (73,806,116) (62,369,688) (57,458,111) (29,944,880) Total governmental activities net position 83,481,601$ 95,359,286$ 117,180,486$ 125,872,084$ 121,984,548$ 122,848,759$ 133,430,668$ 157,620,722$ 178,296,669$ 219,073,816$ Business-type activities: Net investment in capital assets 119,116,303$ 125,801,845$ 128,390,611$ 131,149,516$ 136,694,402$ 139,659,544$ 149,617,018$ 160,750,886$ 157,728,990$ 170,471,787$ Restricted 2,248,979 2,261,213 2,278,392 2,276,526 1,558,795 500,645 4,037,611 2,493,859 2,684,781 1,653,225 Unrestricted 35,224,987 42,117,143 49,495,220 53,421,102 50,866,147 57,379,689 53,983,005 53,159,080 79,970,715 88,160,609 Total business-type activities net position 156,590,269$ 170,180,201$ 180,164,223$ 186,847,144$ 189,119,344$ 197,539,878$ 207,637,634$ 216,403,825$ 240,384,486$ 260,285,621$ Primary government (City wide totals): Net investment in capital assets 264,382,346$ 276,232,071$ 291,840,603$ 296,249,942$ 308,166,653$ 314,090,798$ 326,952,666$ 345,138,175$ 351,713,583$ 375,796,021$ Restricted 7,074,641 4,612,051 5,040,779 4,545,025 1,980,749 20,959,322 33,938,747 38,096,980 44,454,968 45,347,687 Unrestricted (31,385,117) (15,304,635) 463,327 11,924,261 956,490 (14,661,483) (19,823,111) (9,210,608) 22,512,604 58,215,729 Total primary government net position 240,071,870$ 265,539,487$ 297,344,709$ 312,719,228$ 311,103,892$ 320,388,637$ 341,068,302$ 374,024,547$ 418,681,155$ 479,359,437$ City of San Luis Obispo, California Schedule 1 Net Assets by Component Last Ten Fiscal Years (Accrual basis of accounting) $- $100,000,000 $200,000,000 $300,000,000 $400,000,000 $500,000,000 Governmental vs Business-type Net Position Total business-type activities net position Total governmental activities net position $(100,000,000) $- $100,000,000 $200,000,000 $300,000,000 $400,000,000 $500,000,000 Net Position by Component Net investment in capital assets Restricted Unrestricted 16 0 Page 494 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Expenses: Governmental activities: Public safety 29,651,702$ 26,881,732$ 29,318,821$ 31,806,692$ 42,097,557$ 34,320,108$ 34,670,383$ 35,226,779$ 41,132,177$ 26,828,837$ Transportation 8,975,047 11,457,311 8,792,028 9,668,840 9,229,042 7,546,278 7,416,335 8,137,479 10,395,516 10,052,069 Culture and recreation 10,239,853 10,332,740 9,808,545 9,824,262 11,125,792 9,469,520 10,063,304 11,122,003 12,407,720 11,552,865 Community development 10,183,782 10,960,778 12,900,275 14,656,604 13,457,993 12,573,953 11,882,018 11,918,019 15,506,092 14,768,484 General Government - - - - - 22,429,785 22,058,724 17,276,491 20,982,321 25,628,303 Interest on long-term debt 1,221,205 1,015,011 1,351,468 1,170,984 1,488,183 702,885 839,661 731,045 699,284 681,023 Total governmental activities expenses 60,271,589 60,647,572 62,171,137 67,127,382 77,398,567 87,042,529 86,930,425 84,411,816 101,123,110 89,511,581 Business-type activities: Water 17,575,961 17,128,041 18,136,120 19,069,967 19,523,736 20,986,430 22,914,013 21,469,967 20,892,863 22,152,285 Sewer 10,647,255 10,132,214 10,842,451 11,683,262 14,158,612 13,967,717 13,100,905 15,064,551 12,576,058 13,417,264 Parking 3,636,607 3,556,637 3,900,052 3,791,493 4,098,840 4,088,681 4,145,364 4,057,242 4,517,125 5,063,501 Transit 4,059,138 3,994,194 4,088,423 4,076,871 4,355,103 4,320,976 4,384,344 4,023,536 3,851,264 4,482,763 Total business-type activities expenses 35,918,961 34,811,086 36,967,046 38,621,593 42,136,291 43,363,804 44,544,626 44,615,296 41,837,310 45,115,813 Total primary government expenses 96,190,550$ 95,458,658$ 99,138,183$ 105,748,975$ 119,534,858$ 130,406,333$ 131,475,051$ 129,027,112$ 142,960,420$ 134,627,394$ Program Revenues: Governmental activities: Charges for services: Public safety 1,589,278$ 1,697,748$ 1,673,800$ 1,771,383$ 1,881,725$ 1,633,223$ 3,045,294$ 3,991,193$ 3,197,692$ 2,847,705$ Transportation 1,321,323 1,270,787 1,691,757 1,793,010 1,669,563 2,399,692 531,424 91,509 636,874 955,012 Culture and recreation 3,048,274 2,155,411 2,048,780 3,501,837 3,487,225 4,078,539 2,508,565 3,430,224 4,046,439 4,234,538 Community development 4,981,211 7,210,132 7,974,880 8,144,128 7,355,831 9,941,951 11,812,417 15,929,420 10,509,106 10,164,525 General Government - - - - - 1,391,940 760,606 654,039 530,775 734,991 Operating grants and contributions 2,412,469 2,509,323 2,667,058 2,488,706 4,015,502 2,990,211 4,828,837 3,601,973 3,647,813 5,331,657 Capital grants and contributions 3,680,440 7,911,867 9,355,707 40,531 39,781 47,234 2,504,722 5,688,200 1,531,157 200,933 Total governmental activities program revenues 17,032,995 22,755,268 25,411,982 17,739,595 18,449,627 22,482,790 25,991,865 33,386,558 24,099,856 24,469,361 Business-type activities: Charges for services: Water 19,755,909$ 20,446,730$ 19,884,850$ 20,180,931$ 22,202,069$ 24,026,385$ 25,666,777$ 28,340,076$ 29,894,129$ 27,720,676$ Sewer 17,151,212 18,007,064 16,460,140 16,272,533 16,753,094 18,674,547 19,042,384 21,501,546 23,642,048 22,341,314 Parking 3,998,730 4,905,494 7,408,729 4,666,970 5,226,780 5,443,038 3,293,941 2,567,908 4,890,317 6,022,372 Transit 688,585 649,899 659,471 666,296 703,451 776,808 633,566 331,352 713,777 809,969 Operating grants and contributions 2,458,640 3,148,651 2,888,820 4,180,386 3,099,618 3,259,975 4,712,832 3,742,594 5,156,782 7,355,896 Capital grants and contributions 82,359 60,063 - - - - - - - - Total business-type activities programs revenues 44,135,435 47,217,901 47,302,010 45,967,116 47,985,012 52,180,753 53,349,500 56,483,476 64,297,053 64,250,227 Total primary government program revenues 61,168,430$ 69,973,169$ 72,713,992$ 63,706,711$ 66,434,639$ 74,663,543$ 79,341,365$ 89,870,034$ 88,396,909$ 88,719,588$ Net Revenues (Expenses): Governmental activities (43,238,594)$ (37,892,304)$ (36,759,155)$ (49,387,787)$ (58,948,940)$ (64,559,739)$ (60,938,560)$ (51,025,258)$ (77,023,254)$ (65,042,220)$ Business-type activities 8,216,474 12,406,815 10,334,964 7,345,523 5,848,721 8,816,949 8,804,874 11,868,180 22,459,743 19,134,414 Total primary government (35,022,120)$ (25,485,489)$ (26,424,191)$ (42,042,264)$ (53,100,219)$ (55,742,790)$ (52,133,686)$ (39,157,078)$ (54,563,511)$ (45,907,806)$ Continued City of San Luis Obispo, California Schedule 2 (Accrual Basis of Accounting) Changes in Net Position, Last Ten Fiscal Years 16 1 Page 495 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 General Revenues and Other Changes in Net Position: Governmental activities: Sales and use taxes 22,180,173$ 22,408,980$ 24,676,377$ 24,068,665$ 24,559,570$ 26,444,775$ 24,125,439$ 32,847,453$ 51,419,561$ 52,374,199$ Property taxes 8,960,010 9,631,890 10,186,858 10,756,477 11,425,510 12,238,357 13,301,736 14,197,869 14,716,412 15,635,545 Transient occupancy tax 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 8,061,087 6,325,841 6,960,035 10,650,762 11,037,037 Utility users tax 5,345,342 5,211,207 5,413,720 5,539,407 5,627,356 4,919,892 5,439,144 5,225,979 5,338,325 6,904,194 Property tax in-lieu of vehicle license fees 3,645,692 3,849,341 4,113,244 4,353,912 4,637,253 4,961,080 5,290,215 5,660,661 5,994,592 6,283,397 Other taxes and fees 4,779,570 4,993,285 4,800,592 3,929,377 5,006,594 4,332,557 4,883,677 5,578,944 5,800,333 7,216,335 Investment earnings 566,931 467,348 825,760 997,995 164,434 1,618,354 3,368,951 435,818 (1,638,993) 2,350,922 Miscellaneous and other 679,127 707,781 - - - 146,579 1,001,369 1,019,626 1,213,401 1,774,126 Gain (loss) on disposal of capital assets - - - - - - - - - - Prior period adjustment (833,234) - - - - - - 745,285 - - Cumulative change in accounting principle (GASB 65)- - - - - - - - Transfers (73,771) (329,452) 1,436,048 1,051,563 1,198,027 2,456,035 1,889,900 1,992,911 1,685,314 2,243,612 Total governmental activities 51,313,072 53,746,122 58,580,355 58,079,385 60,133,033 65,178,716 65,626,272 74,664,581 95,179,707 105,819,367 Business-type activities Investment earnings 364,551$ 361,627$ 845,906$ 182,261$ 320,471$ 2,516,216$ 2,880,634$ 577,250$ (1,207,118)$ 2,618,340$ Cumulative change in accounting principle - - - - - - - - - - Income from investment in joint venture - - 239,200 206,700 209,300 (25,469) 153,949 519,677 585,101 391,993 Prior period adjustment - - - - - - - (907,350) - - Transfers 73,771 329,452 (1,436,048) (1,051,563) (1,198,027) (2,456,035) (1,889,900) (1,992,911) (1,685,314) (2,243,612) Total business-type activities 438,322 691,079 (350,942) (662,602) (668,256) 34,712 1,144,683 (1,803,334) (2,307,331) 766,721 Total primary government 51,751,394$ 54,437,201$ 58,229,413$ 57,416,783$ 59,464,777$ 65,213,428$ 66,770,955$ 72,861,247$ 92,872,376$ 106,586,088$ Change in net position: Governmental activities 8,074,478$ 15,853,818$ 21,821,200$ 8,691,598$ 1,184,093$ 618,977$ 4,687,712$ 23,639,323$ 18,156,453$ 40,777,147$ Business-type activities 8,654,796 13,097,894 9,984,022 6,682,921 5,180,465 8,851,661 9,949,557 10,064,846 20,152,412 19,901,135 Total primary government 16,729,274$ 28,951,712$ 31,805,222$ 15,374,519$ 6,364,558$ 9,470,638$ 14,637,269$ 33,704,169$ 38,308,865$ 60,678,282$ Schedule 2 City of San Luis Obispo, California Changes in Net Position, Last Ten Fiscal Years (Accrual Basis of Accounting) Continued 16 2 Page 496 of 668 Fiscal Sales Local Property Transient Utility Property Franchise Business Other Year and Use Sales (Note 2) (Note 1) Occupancy Users in-lieu of VLF Fees Tax Taxes Total 2013-14 15,405,808 6,774,365 8,960,010 6,063,232 5,345,692 3,645,692 2,636,599 2,142,971 679,127 51,653,496 2014-15 15,272,683 7,136,297 9,631,890 6,805,742 5,211,207 3,849,341 2,790,077 2,203,208 707,781 53,608,226 2015-16 17,498,218 7,178,159 10,186,858 7,127,756 5,413,720 4,113,244 1,537,922 2,491,516 771,154 56,318,547 2016-17 16,737,005 7,331,660 10,756,477 7,381,989 5,539,407 4,353,912 1,557,128 2,372,249 737,826 56,767,653 2017-18 17,055,085 7,504,485 11,425,510 7,514,289 5,627,356 4,637,253 1,597,655 2,663,686 745,253 58,770,572 2018-19 18,119,545 8,325,230 12,238,357 8,061,087 4,919,892 4,961,080 1,428,296 2,630,499 273,762 60,957,748 2019-20 16,571,064 7,554,375 12,913,661 6,325,841 5,439,144 5,290,215 1,888,414 2,995,263 388,075 59,366,052 2020-21 20,067,740 12,779,713 14,197,869 6,960,035 5,225,979 5,660,661 1,796,829 3,782,115 425,136 70,896,077 2021-22 22,247,303 29,172,258 14,716,412 10,650,762 5,338,325 5,994,592 1,978,295 2,823,163 998,875 93,919,985 2022-23 21,865,468 30,508,731 15,635,545 11,037,037 6,904,194 6,283,397 2,349,603 3,281,010 1,585,722 99,450,707 Notes: 1) Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest. 2) In November 2014 voters in San Luis Obispo reauthorized the local half-percent sales and use tax measure (Measure G) . In November 2020 voters in San Luis Obispo replaced the local half-percent sales and use tax with a 1.5% local sales and use tax (Measure G-20). (Accrual Basis of Accounting) Schedule 3 City of San Luis Obispo, California Governmental Activities Tax and Franchise Revenues by Source Last Ten Fiscal Years - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Revenue Trends Sales and Use Local Sales Property Transient Occupancy Utility Users Property in-lieu of VLF Franchise Fees Business Tax Other Taxes 16 3 Page 497 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 General fund: Reserved -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ Unreserved: Designated - - - - - - - - - - Undesignated - - - - - - - - - - Nonspendable: Prepaid items 3,191,055 60,181 56,020 3,173,248 3,520,473 51,636 - 41,155 90,797 101,462 Restricted for: Debt service 312,037 303,126 489,056 128,102 159,724 - - - - - Committed to: General government programs 4,973,497 3,942,459 4,468,863 9,428,034 8,693,113 - - 9,299,971 5,696,864 5,307,988 Contingency Fund - - - - - - - 11,830,380 12,014,000 13,727,000 Risk management - - - - - - - 1,955,966 1,845,935 585,456 Assigned to: CalPERS pension payment - - - - - - - 10,200,000 2,000,000 2,000,000 Contingency Fund 10,458,000 10,486,931 11,092,782 10,902,368 10,171,464 13,418,400 10,251,000 - - - Solid Waste AB939 - - - - - - - - - 281,000 Establishment of Section 115 Trust - - - - - - 1,400,000 2,000,000 2,000,000 2,000,000 Revenue stabilization - - - - - - 1,000,000 - - 2,000,000 Development Services - 1,848,386 382,396 41,110 596,796 531,000 899,277 710,657 530,657 464,136 SLO Repertory Theater Grant - -- - - - - - 3,940,000 3,940,000 Tenant Improvement program/Economic Develo - -- - - - - - - 1,400,000 General government programs - -- - - - - - 4,270,529 - Public Safety - 97,239 - - - - 1,096,215 929,344 - - Risk management - -- - - - 1,498,078 - - - City Attorney - -- 100,000 100,000 - 100,000 100,000 - - Subsequent years expenditures - - 2,716,534 - - 9,908,932 10,284,119 4,738,806 - 2,455,573 Unassigned 1,382,590 7,828,485 10,419,881 2,723,292 6,334,870 6,185,574 7,122,607 5,311,792 8,356,724 8,275,453 Total general fund 20,317,179 24,566,807 29,625,532 26,496,154 29,576,440 30,095,542 33,651,296 47,118,071 40,745,506 42,538,068 Continued Schedule 4 For the Fiscal Year Ended June 30 (Modified Accrual Basis of Accounting) Last Ten Fiscal Years Fund Balances, Governmental Funds City of San Luis Obispo, California 16 4 Page 498 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 All other governmental funds: Reserved -$ -$ -$ -$ -$ -$ -$ -$ -$ -$ Unreserved reported in: Capital projects funds - - - - - - - - - - Special revenue funds - - - - - - - - - - Nonspendable - - - 5,642 (71,687) 292,641 - - 8,681 - Restricted for: Debt service 2,043,222 2,140,980 2,119,724 2,119,611 1,653,109 1,791,026 2,226,898 2,575,367 2,540,255 2,141,431 Public safety programs 27,145 16,886 23,492 20,786 3,073 - 32,332 63,418 864,848 68,456 Transportation projects - - - - - 8,151,487 9,371,824 10,519,994 8,051,050 7,567,001 Affordable housing programs - - - - - 2,944,549 8,698,494 9,292,304 9,893,314 11,023,649 Impact fee programs - - - - - 1,870,656 3,126,925 7,466,378 8,935,786 10,519,226 Parkland development programs - - - - - 3,528,662 4,709,560 3,405,468 3,107,198 3,205,116 Public art programs - - - - - 620,934 591,097 568,401 798,038 1,269,844 Tourism programs - - - - - 456,023 322,975 678,554 1,147,881 1,426,625 Infrastructure improvements - - - - - - - - - 157,805 Committed to: Affordable housing programs 2,946,847 2,601,882 2,562,825 5,054,332 3,974,629 - - - - - Capital outlay 6,045,091 3,632,641 2,954,223 - - - - - - - General government programs 4,743,552 1,084,221 7,463,605 - 8,092,594 - - - - - Impact Fees Programs 411,592 9,410,273 549,349 8,795,074 595,256 - - - - - Open space programs 1,582,425 983,402 1,265,620 588,743 2,363,347 - - - - - Parkland development programs - - - 2,728,883 - - - - - - Contingency fund - - - - 519,885 - - - - - Public safety programs - - - - - - - - - 641,538 Assigned to: Contingency fund - - - 900,000 900,000 900,000 900,000 900,000 900,000 900,000 Subsequent years expenditures 3,552,319 2,606,757 3,559,851 5,846,873 5,861,455 6,382,294 8,521,320 8,826,420 23,533,631 29,776,252 Unassigned 1,039 (83) - - - (318,422) (149,162) (5,782) - (2,424) Total all other governmental funds 21,353,232 22,476,959 20,498,689 26,059,944 23,891,661 26,619,850 38,352,263 44,290,522 59,780,682 68,694,519 Total all governmental funds 41,670,411$ 47,043,766$ 50,124,221$ 52,556,098$ 53,468,101$ 56,715,392$ 72,003,559$ 91,408,593$ 100,526,188$ 111,232,587$ Continued For the Fiscal Year Ended June 30 Schedule 4 City of San Luis Obispo, California Fund Balances, Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 16 5 Page 499 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Revenues: Sales and use - general 15,405,808$ 15,272,683$ 17,498,218$ 16,737,005$ 17,055,085$ 17,805,482$ 16,571,064$ 20,067,740$ 22,247,303$ 21,865,468$ Sales and Use - local transaction tax 6,774,365 7,136,297 7,178,159 7,331,660 7,504,485 8,325,230 7,554,375 12,779,713 29,172,258 30,508,731 Prop. 172 Public Safety tax 391,567 409,590 405,066 405,512 397,488 314,063 416,459 425,136 529,299 544,521 Property tax 8,960,010 9,631,890 10,186,858 10,756,477 11,425,510 12,238,357 12,913,661 13,727,986 14,166,259 15,474,655 Transient Occupancy 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 8,061,087 6,325,841 6,960,035 10,650,762 11,037,037 Utility users tax 5,345,342 5,211,207 5,413,720 5,539,407 5,627,356 4,919,892 5,439,144 5,225,979 5,338,325 6,904,194 Property tax in-lieu of VLF 3,645,692 3,849,341 4,113,244 4,353,912 4,637,253 4,961,080 5,290,215 5,660,661 5,994,592 6,283,397 Franchise fees 2,636,599 2,790,077 1,537,922 1,557,128 1,597,655 1,428,296 1,888,414 1,796,829 1,978,295 2,349,603 Business tax 2,142,971 2,203,208 2,491,516 2,372,249 2,663,686 2,630,499 2,995,263 3,782,115 2,823,163 3,281,010 Cannabis tax - - - - - - - - 998,875 1,127,744 Real property transfer 287,560 298,191 366,088 332,314 347,765 273,762 388,075 469,883 550,153 457,978 Fines, forfeitures and penalties 150,185 184,320 172,353 139,534 199,374 155,269 239,048 223,882 173,915 195,991 Use of money and property 566,931 467,348 825,760 260,169 164,434 1,996,382 2,005,968 219,507 (2,151,227) 1,999,872 Subventions and grants 5,989,881 10,858,570 11,771,980 2,624,753 4,156,333 3,110,689 7,538,893 10,719,698 6,446,192 6,364,704 Charges for services 11,167,033 12,450,887 13,622,945 15,173,707 14,672,746 18,394,586 17,828,561 22,090,479 17,657,128 18,418,552 Other revenues 357,469 217,710 242,744 446,456 634,391 590,796 708,579 717,440 506,722 880,614 Total revenues 69,884,645 77,787,061 82,954,329 75,412,272 78,597,850 85,205,470 88,103,560 104,867,083 117,082,014 127,694,071 Continued Schedule 5 (Modified accrual basis of accounting) Last Ten Fiscal Years Revenues, Expenditures and Changes in Fund Balances of Governmental Funds City of San Luis Obispo, California - 20,000,000 40,000,000 60,000,000 80,000,000 100,000,000 120,000,000 140,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Total Revenue 16 6 Page 500 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Expenditures: Current: General Government 9,362,031$ 10,534,463$ 12,409,567$ 11,824,360$ 12,709,324$ 13,769,778$ 14,503,410$ 13,041,242$ 17,197,912$ 23,646,307$ Public safety 24,798,500 24,356,077 26,468,454 28,091,747 28,862,906 31,714,220 30,216,995 31,714,578 39,921,208 37,425,928 Transportation 2,882,241 2,969,111 3,317,177 3,780,804 3,565,022 3,495,909 3,710,943 4,450,572 5,131,132 5,408,704 Culture and recreation 7,155,619 7,250,398 7,428,198 7,712,834 8,571,184 8,636,582 8,416,687 9,458,448 10,440,543 11,015,177 Community development 8,389,957 10,047,272 10,770,827 10,300,894 10,815,667 10,677,334 10,477,062 11,101,465 15,067,518 14,867,023 Debt service: Principal 1,534,668 3,856,325 1,792,849 2,101,296 15,665,904 1,974,050 1,605,239 1,602,039 1,467,402 1,859,782 Interest 1,048,671 1,063,820 1,349,216 1,215,504 1,524,180 809,977 993,697 808,586 774,747 745,735 Capital: Public safety 892,351 2,371,865 1,220,759 1,772,454 506,491 706,918 182,235 107,965 248,613 1,577,415 Transportation 4,859,863 14,302,937 15,038,306 4,161,966 6,419,137 6,441,229 6,412,541 11,452,720 13,653,849 9,364,910 Leisure, cultural and social services 1,272,510 2,399,211 1,463,269 1,499,704 981,768 597,187 1,213,682 537,118 3,933,463 1,226,800 Community development (Note 1)939,017 123,258 149,537 2,078,181 525,105 1,568,147 785,517 105,142 601,315 10,202,665 General government 145,199 1,684,045 590,263 633,682 1,192,424 4,695,978 2,081,482 2,492,435 1,619,793 2,365,432 Total expenditures 63,280,627 80,958,782 81,998,422 75,173,426 91,339,112 85,087,309 80,599,490 86,872,310 110,057,495 119,705,878 Excess of revenues over(under) expenditures 6,604,018 (3,171,722) 955,907 238,846 (12,741,262) 118,161 7,504,070 17,994,773 7,024,519 7,988,193 Continued Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) Continued - 50,000,000 100,000,000 150,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Total Expenditures 16 7 Page 501 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Other Financing Sources(Uses): Issuance of debt/refunding debt 850,775$ 8,372,323$ 688,500$ 1,141,468$ 12,472,698$ 673,095$ -$ -$ -$ -$ Transfers in 13,834,998 11,682,079 12,747,578 15,739,036 19,815,144 9,064,256 9,455,785 15,460,955 35,273,279 39,735,789 Transfers out (13,908,769) (12,011,531) (11,311,530) (14,687,473) (18,617,117) (6,608,221) (7,565,885) (13,468,044) (33,587,965) (37,492,177) Other financing source - SBITA - - - - - - - - - 474,594 Total other financing sources(uses)777,004 8,042,871 2,124,548 2,193,031 13,670,725 3,129,130 1,889,900 1,992,911 1,685,314 2,718,206 Net change in fund balance 7,381,022$ 4,871,150$ 3,080,455$ 2,431,877$ 929,463$ 3,247,291$ 9,393,970$ 19,987,684$ 8,709,833$ 10,706,399$ Debt service as a percentage of noncapital expenditures 5.98%8.92%5.20%5.37%26.64%4.08%3.86%3.46%2.55%2.82% Notes: 1. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 2. Prior to 2021-22, cannabis tax was included in business tax Continued Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) - 50,000,000 100,000,000 150,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Revenue, Expenditures, and Other Revenue Expenditures Other Financing Sources 16 8 Page 502 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Staffing: Salaries and wages: Regular salaries 23,242,170$ 23,804,510$ 24,790,947$ 26,944,188$ 26,666,447$ 27,520,149$ 28,601,004$ 29,014,941$ 31,822,988$ 35,422,024$ Temporary salaries 2,191,214 2,137,487 1,964,521 1,793,360 1,711,755 1,898,331 1,882,307 2,294,603 1,855,690 1,942,485 Overtime 3,018,181 3,222,698 3,473,489 3,604,336 4,420,756 4,241,294 3,292,469 4,527,789 4,412,287 4,504,561 Benefits: Retirement 7,637,931 7,943,827 9,323,782 10,394,523 10,570,883 15,150,755 12,593,753 13,344,252 24,665,892 17,908,383 Group health/disability insurance 3,387,101 3,319,117 3,828,238 4,129,004 4,638,471 4,193,021 4,291,139 4,040,575 4,327,121 5,130,991 Medicare 393,913 408,889 418,704 455,966 469,688 477,925 481,571 505,450 537,516 593,725 Unemployment Reimbursements 31,634 48,588 5,159 150,929 61,972 - 61,240 101,575 17,484 41,464 Total staffing 39,902,144 40,885,116 43,804,840 47,472,306 48,539,972 53,481,475 51,203,483 53,829,185 67,638,979 65,543,634 Contract services 5,725,290 5,903,638 6,271,607 6,962,949 6,940,018 6,557,939 6,444,957 7,190,499 9,067,321 10,328,784 Other operating expenditures Communications & utilities 2,034,997 1,945,243 2,192,384 2,023,057 2,190,695 2,444,564 2,115,821 3,348,001 3,780,633 3,867,295 Rents & leases 197,104 159,718 164,729 170,288 171,909 180,478 160,045 88,615 133,521 133,649 Insurance: General liability & property 1,425,450 1,646,605 1,847,422 1,273,133 1,658,319 1,600,962 2,196,462 1,323,824 2,071,193 2,874,417 Workers compensation 1,405,916 1,631,585 2,019,722 1,627,423 2,145,046 2,422,843 2,611,827 2,037,611 2,181,044 2,844,913 Other operating expenditures 2,991,619 3,635,542 3,079,347 3,345,191 3,017,537 3,575,930 4,902,050 4,256,574 4,363,206 8,063,807 Total operating expenditures 8,055,086 9,018,693 9,303,604 8,439,092 9,183,506 10,224,777 11,986,205 11,054,625 12,529,597 17,784,081 Minor capital 195,473 78,414 92,853 203,098 90,346 - - 1,070 10,510 - Total program expenditures 53,877,993 55,885,861 59,472,903 63,077,445 64,753,842 70,264,191 69,634,645 72,075,379 89,246,406 93,656,498 Reimbursed expenditures (3,897,420) (3,451,208) (4,008,992) (4,164,747) (4,264,633) (3,981,789) (4,277,664) (4,578,402) (4,717,442) (4,461,578) Total general fund operating expenditures 49,980,573$ 52,434,653$ 55,463,911$ 58,912,698$ 60,489,209$ 66,282,402$ 65,356,981$ 67,496,977$ 84,528,964$ 89,194,920$ Schedule 6 (Modified Accrual Basis of Accounting) Last Ten Fiscal Years General Fund Operating Expenditures by Type City of San Luis Obispo, California 16 9 Page 503 of 668 Fiscal Year Homeowners Secured Roll Nonunitary Unsecured Total Direct Market Value of Market Exemptions Gross Value Utilities Roll TOTAL Tax Rate (Note 1) Value 2013-14 41,327,300 6,326,132,900 5,300,173 306,943,353 6,638,376,426 1.00% 6,467,600,400 100% 2014-15 41,185,200 6,712,802,631 5,032,204 308,973,937 7,026,808,772 1.00% 7,026,808,772 100% 2015-16 41,518,400 7,166,010,320 4,883,115 317,266,793 7,488,160,228 1.00% 7,488,160,228 100% 2016-17 42,109,709 7,615,940,988 5,269,573 316,965,453 7,938,176,014 1.00% 7,702,282,828 100% 2017-18 42,702,377 7,844,131,236 4,369,188 331,183,030 8,179,683,454 1.00% 8,179,683,454 100% 2018-19 43,352,906 8,688,541,007 4,231,993 359,588,899 9,052,361,899 1.00% 9,052,361,899 100% 2019-20 43,335,854 9,156,811,458 3,990,145 360,372,662 9,521,174,265 1.00% 9,521,174,265 100% 2020-21 43,445,185 9,872,892,242 4,194,503 371,969,399 10,249,056,144 1.00% 10,249,056,144 100% 2021-22 43,644,354 10,449,275,830 4,154,621 369,153,263 10,822,583,714 1.00% 10,822,583,714 100% 2022-23 44,681,189 11,352,719,604 3,840,493 414,262,072 11,770,822,169 1.00% 11,770,822,169 100% Notes: 1) Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation. 2) For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues. Source: HdL, Coren & Cone ACFR 2022-23 report - 2022/23 Roll Summary table. Gross Assessed Valuation (Notes 1 and 2) Schedule 7 City of San Luis Obispo, California Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years - 2,000,000,000 4,000,000,000 6,000,000,000 8,000,000,000 10,000,000,000 12,000,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Total Assessed Value Secured Roll Gross Value Nonunitary Utilities Unsecured Roll 170 Page 504 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Proposition 13 maximum tax rate (Note 2)1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 Voter approved indebtedness: State Water Bond 0.00400 0.00400 0.00374 0.00400 0.00400 0.00400 0.00400 0.00400 0.00400 0.00400 Cuesta Community College 2014 A & A1 - - 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 San Luis Coastal Usd 2014 Series A & B - - 0.04900 0.04900 0.04900 0.04900 0.04900 0.03900 0.03900 0.03500 Total (Notes 1 and 3)1.00400 1.00400 1.07199 1.07225 1.07225 1.07225 1.07225 1.06225 1.06225 1.05825 Notes: 1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City. 2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit. 3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2022-23 Source: HdL, Coren & Cone ACFR 2022-23 report - Direct & Overlapping Property Tax Rates table Base ERAF Net Rate Allocation Apportionment San Luis Coastal Unified School District 36.10 0.00 36.10 San Luis Obispo County - General Fund 30.32 (8.08)22.24 City of San Luis Obispo 18.36 * (3.48)14.88 San Luis Obispo Community College District 6.42 0.00 6.42 County School Services 3.81 0.00 3.81 City/County Library 1.98 (0.32)1.66 Port San Luis Harbor 1.63 (0.44)1.19 Other Agencies 1.38 (0.32)1.06 Education Revenue Augmentation Fund (ERAF)0.00 12.65 12.65 Total 100%0%100% *The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies, resulting in an effective rate for the City of approximately 14.9%. Source: HdL, Coren & Cone ACFR 2022-23 report - Property Tax Dollar Breakdown, San Luis Obispo County Assessor 2022-23 Post ERAF TRA Allocation Factors Schedule 8 Last Ten Fiscal Years Property Tax Rates City of San Luis Obispo, California 17 1 Page 505 of 668 Number of Secured Percent of Total Number of Secured Percent of Total Owner Parcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed Value Jamestown Premier San Luis Obispo Retail 10 116,755,505$ 1 1.06% 9 49,128,994$ 4 0.80% CAP VIII - Mustang Village LLC 5 100,005,897 2 0.91% Sierra Vista Hospital Inc.8 83,107,362 3 0.76% 7 73,465,824 2 1.20% San Luis Obispo Promenade DE LLC 10 56,100,000 4 0.51% Charles Pasquini Jr Trust Et Al 4 53,422,118 5 0.49% 9 59,599,763 3 0.97% Irish Hills Plaza East LLC 6 53,213,898 6 0.48% 3 35,458,731 5 0.58% Vintage at San Luis Obispo Alderwood 2 51,000,000 7 0.46% Hotel San Luis Obispo LLC 1 37,529,832 8 0.34% Costco Wholesale Corporation 1 38,444,903 9 0.35% 1 33,192,009 6 0.54% Laurel Creek 4 35,195,481 10 0.32% Target Corporation 1 24,749,747 9 0.40% Mustang-UCAL LLC 4 78,483,289 1 1.28% Marigold Center LLC 9 26,160,839 8 0.43% SLO Promenade Limited Partnership 9 31,785,000 7 0.49% Stephen N. Dorsi Trust 9 23,296,525 10 0.38% Total 51 624,774,996$ 5.68% 61 435,320,721$ 7.07% Source: HdL, Coren & Cone ACFR 2022-23 report - Top Ten Property Taxpayers table. 2013-14 data is from the City's ACFR. Schedule 9 2022-23 2013-14 Current Year and Nine Years Ago Principal Property Tax Payers City of San Luis Obispo, California 94.32% 5.68% Property Tax Payers for 2022-23 Remaining Property Tax Payers Top 10 Property Tax Payers 92.93% 7.07% Property Tax Payers for 2013-14 Remaining Property Tax Payers Top 10 Property Tax Payers 17 2 Page 506 of 668 Total Secured Current Year Percent Fiscal Tax Levy Current Year Percent Delinquencies Delinquent Year (Notes 1 and 2)Collections Collected (Note 3)(Note 3) 2013-14 8,601,630 8,601,630 100%0 0 2014-15 9,097,280 9,097,280 100%0 0 2015-16 9,707,340 9,707,340 100%0 0 2016-17 10,250,205 10,250,205 100%0 0 2017-18 10,868,920 10,868,920 100%0 0 2018-19 11,648,706 11,648,706 100%0 0 2019-20 12,180,662 12,180,662 100%0 0 2020-21 12,957,910 12,957,910 100%0 0 2021-22 13,628,729 13,628,729 100%0 0 2022-23 14,458,958 14,458,958 100%0 0 Notes: 1. The secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. The amount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues. 2. The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. For example, in 2012-13 revenue to the City from supplemental assessments was $99,500 and $215,100 from unsecured. A one-time refund was received from the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762. 3. The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection and retains any delinquent taxes and related penalties and interest. Source: San Luis Obispo County Auditor-Controller - 2022-23 Property Tax Estimates and Delinquencies Report Schedule 10 City of San Luis Obispo, California Secured Property Tax Roll Levies and Collections Last Ten Fiscal Years 17 3 Page 507 of 668 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Sales In Thousands of Dollars Apparel stores 73,170 73,241 75,037 72,540 74,268 73,272 71,632 51,499 73,724 73,290 General merchandise stores 174,794 180,442 183,397 182,596 182,975 180,609 182,263 173,777 203,468 243,196 Food and drug stores 40,875 41,979 43,798 43,486 46,085 47,337 49,239 50,107 49,447 52,218 Eating & drinking palces 147,352 159,024 171,620 177,675 184,745 187,174 192,495 140,612 199,116 223,258 Building materials & farm tools 126,123 133,143 140,259 142,498 160,223 163,029 162,338 165,802 182,782 190,878 Auto dealers & supplies 269,555 287,933 305,584 307,628 321,567 322,904 322,867 325,523 403,466 395,345 Service stations 103,053 101,510 88,116 79,613 83,481 94,369 95,382 70,383 99,612 123,678 Other retail stores 263,058 267,542 277,546 282,551 279,100 283,525 264,913 248,229 302,766 308,160 Total retail stores 1,197,980 1,244,814 1,285,357 1,288,587 1,332,444 1,352,219 1,341,129 1,225,932 1,514,381 1,610,023 All other outlets 147,410 153,402 168,258 164,634 176,620 170,882 189,299 158,208 639,005 642,340 Total 1,345,390 1,398,216 1,453,615 1,453,221 1,509,064 1,523,101 1,530,428 1,384,140 2,153,386 2,252,363 Source: HdL, Coren & Cone ACFR 2022-23 report - Taxable Sales by Category table Last Ten Calendar Years Schedule of Taxable Sales and Permits by Category City of San Luis Obispo, California Schedule 11 $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 Taxable Sales by Category (In Thousands of Dollars) Apparel stores General merchandise stores Food and drug stores Eating & drinking palces Building materials & farm tools Auto dealers & supplies Service stations Other retail stores All other outlets 17 4 Page 508 of 668 Effective End State Local City LRM Combined Date Date Jurisdiction Transportation Fund Rate (Note 4 & 6)Rate 8/1/1933 6/30/1935 (Note 2) 2.50%2.50% 7/1/1935 6/30/1943 3.00%3.00% 7/1/1943 6/30/1949 2.50%2.50% 7/1/1949 12/31/1961 3.00%3.00% 1/1/1962 7/31/1967 3.00%1.00%4.00% 8/1/1967 6/30/1972 4.00%1.00%5.00% 7/1/1972 6/30/1973 3.75%0.25% 1.00%5.00% 7/1/1973 9/30/1973 4.75%0.25% 1.00%6.00% 10/1/1973 3/31/1974 3.75%0.25% 1.00%5.00% 4/1/1974 11/30/1989 4.75%0.25% 1.00%6.00% 12/1/1989 12/31/1990 5.00%0.25% 1.00%6.25% 1/1/1991 7/14/1991 4.75%0.25% 1.00%6.00% 7/15/1991 12/31/2000 6.00%0.25% 1.00%7.25% 1/1/2001 12/31/2001 5.75%0.25% 1.00%7.00% 1/1/2002 6/30/2004 6.00%0.25% 1.00%7.25% 7/1/2004 3/31/2007 (Note 3) 6.25%0.25% 0.75% (Note 3)7.25% 4/1/2007 3/31/2009 6.25%0.25% 0.75%0.50% 7.75% 4/1/2009 6/30/2011 7.25%0.25% 0.75%0.50% 8.75% 7/1/2011 12/31/2012 6.25%0.25% 0.75%0.50% 7.75% 1/1/2013 12/31/2016 6.50%0.25%0.75% (Note 5) 0.50% 8.00% 1/1/2017 3/31/2021 6.00%0.25% 1.00%0.50% 7.75% 4/1/2021 current 6.00%0.25% 1.00% (Note 6) 1.50% 8.75% Notes: 1. The Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January 1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax. 2. Sales tax only. The use tax was enacted effective July 1, 1935. 3. In March 2004, a State ballot measure was passed issuing deficit reduction bonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% of the local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would then be "made whole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, the effective rate for revenue purposes remains at 1%. 4. In November 2006, voters in San Luis Obispo approved a local revenue measure (LRM) increasing the City tax rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years. 5. Proposition 30, The Schools and Local Public Safety Protection Act of 2012 , was approved by California voters in November 2012 to temporarily increase the sales and use tax by 0.25%. The sales and use tax imposed by Proposition 30 expired December 31, 2016. 6. In November 2020, voters in San Luis Obispo approved a local revenue measure (LRM) increasing the local sales tax to 1.5% with an effective date of April 1, 2021. The local sales tax measure has no sunset provision and replaced the 2014 Measure G. Source: State Board of Equalization, State of California Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rates 175 Page 509 of 668 No. of No. of Certificates Percent Certificates Percent Construction 926 10.9%897 10.7% Manufacturing 136 1.6%129 1.5% Transportation/Utilities 50 0.6%49 0.6% Wholesale 127 1.5%126 1.5% Retail 1,017 11.9%1167 13.9% Professional 1,102 12.9% 1,185 14.2% Residential Rental 2,759 32.3% 2,694 32.2% Commercial Rental 297 3.5%303 3.6% Services 2,117 24.8% 1,821 21.8% Total business certificates issued 8,531 100% 8,371 100% Home occupations 718 8.4%667 8.0% Located outside City limits 2,059 24.1% 1,932 23.1% Located in Downtown Business Improvement District 584 6.8%553 6.6% Source: City of San Luis Obispo Finance Department - Revenue Division Fiscal Years Ended June 30, 2023 and 2022 Schedule of Business Tax Certificates Issued City of San Luis Obispo, California Schedule 13 20222023 10.9% 1.6% 0.6%1.5% 11.9% 12.9% 32.3% 3.5% 24.8% Business Tax Types for Fiscal Year End 2023 Construction Manufacturing Transportation/Utilities Wholesale Retail Professional Residential Rental Commercial Rental Services 176 Page 510 of 668 Percentage of Fiscal Lease Purchase Lease SBITA Lease Purchase Installment SBITA Total Primary Per Gross Assessed Year Bonds Financing Loans Liability Liability Bonds Financing Sales Agreement Loans Liability Government Capita Value 2013-14 22,152,010$ 711,622$ 850,775$ -$ -$ 27,083,025$ -$ 8,979,000$ 19,446,784$ -$ 79,223,216$ 1,742$ 1.27% 2014-15 28,556,715 1,127,606 766,092 - - 25,983,320 - 8,481,043 18,559,851 - 83,474,627 1,836 1.28% 2015-16 27,762,893 1,374,773 679,314 - - 25,323,405 - 7,932,327 17,647,622 - 80,720,334 1,741 1.16% 2016-17 26,328,540 1,898,652 591,647 - - 24,072,708 - 7,366,468 16,709,160 - 76,967,175 1,660 0.99% 2017-18 23,484,450 1,599,769 503,101 - - 21,815,204 - 6,783,114 15,743,808 - 69,929,446 1,497 0.88% 2018-19 22,171,441 1,413,937 413,667 - - 19,542,657 - 6,181,902 14,750,783 - 64,474,387 1,385 0.79% 2019-20 21,084,777 1,381,486 323,380 - - 18,185,089 - 5,562,462 26,133,837 - 72,671,031 1,583 0.76% 2020-21 20,038,779 734,673 232,111 - - 16,772,171 - 4,919,407 56,229,546 - 98,926,687 2,102 0.97% 2021-22 18,954,856 390,420 139,961 125,003 - 15,307,178 - 4,257,343 99,918,648 - 139,093,409 2,919 1.29% 2022-23 16,518,336 - 1,519,356 445,919 407,466 12,986,875 - 2,869,551 118,966,863 25,658 153,740,024 3,217 1.31% Source: City of San Luis Obispo Finance Department Governmental Activities Business-Type Activities Schedule 14 City of San Luis Obispo, California Per Capita Outstanding Debt By Type Last Ten Fiscal Years $- $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 $160,000,000 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Outstanding Debt Per Capita Governmental Activities Business-Type Activities 17 7 Page 511 of 668 Service Ratio of Net Total Taxable General Payable from Net Bonded Debt Net Bonded Assessed Bonded Enterprise Bonded to Assessed Debt per Fiscal Year Population Value Debt Revenues Debt Value Capita 2013-14 45,473 6,638,376,426 0 0 0 0.0%0 2014-15 45,484 7,026,808,772 0 0 0 0.0%0 2015-16 46,117 7,488,160,228 0 0 0 0.0%0 2016-17 46,724 7,938,176,014 0 0 0 0.0%0 2017-18 46,548 8,179,683,454 0 0 0 0.0%0 2018-19 46,802 9,052,361,899 0 0 0 0.0%0 2019-20 45,920 9,521,174,265 0 0 0 0.0%0 2020-21 47,063 10,249,056,144 0 0 0 0.0%0 2021-22 47,653 10,822,583,714 0 0 0 0.0%0 2022-23 47,788 11,770,822,169 0 0 0 0.0%0 Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. 2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Source: HdL, Coren & Cone ACFR 2022-23 report - Demographic and Economic Statistics table Demographics changed from FY to Calendar Year Last Ten Fiscal Years Schedule 15 City of San Luis Obispo, California Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capital 17 8 Page 512 of 668 Amount Applicable Percent Applicable to the City of to the City of San Luis Obispo San Luis Obispo as of June 30, 2023 Overlapping tax and assessment debt: San Luis Obispo Community College District 156,300,000$ 16.851% 26,338,113$ San Luis Coastal Unified School District 237,661,000 52.254% 124,187,379 City of San Luis Obispo Community Facilities District No. 2019-1 19,660,000 100.000% 19,660,000 Total overlapping tax and assessment debt 170,185,492 Overlapping General Fund long-term debt: San Luis Obispo County General Fund Obligations 84,246,776$ 16.920% 14,254,554$ San Luis Obispo County Pension Obligations 26,295,037 16.920% 4,449,120 18,703,674 Direct long-term debt: City of San Luis Obispo 2018 Water Revenue Refunding Bonds 100.000% 7,860,000$ City of San Luis Obispo 2018 Lease Revenue Bonds 100.000% 12,350,000 City of San Luis Obispo 2014 LOVR Lease Revenue Bonds 100.000% 6,275,000 City of San Luis Obispo 2012 Refunding Revenue Bonds (2001) 100.000% 2,415,000 City of San Luis Obispo Lease liability 100.000% 570,922 City of San Luis Obispo Subscription based IT agreements liability 100.000% 407,465 City of San Luis Obispo Lease-purchase financing 100.000% 36,245 City of San Luis Obispo energy conservation loan 100.000% 46,887 City of San Luis Obispo Unamortized bond premium 100.000% 1,050,308 Less self-supporting issues: City of San Luis Obispo 2018 Water Revenue Refunding Bonds (7,860,000) City of San Luis Obispo obligations supported by enterprise revenues (4,260,750) Total direct debt 18,891,077 207,780,243$ Total direct and overlapping long-term debt Ratio of long-term debt to assessed valuation and population Gross Assessed Valuation 11,770,822,169$ Population 47,788 Percent of Gross Per Capita Amount Assessed Valuation Long-Term Debt Direct and Overlapping Debt: Gross 219,900,993$ 1.9%$4,601.59 Net 207,780,243 1.8%4,348 Direct Debt: Gross 31,011,827$ 0.3%$648.95 Net 18,891,077 0.2%395 Source: California Municipal Statistics, Inc., HdL, Coren & Cone ACFR 2022-23 report - Demographic and Economic Statistics table Schedule 16 City of San Luis Obispo, California Direct and Overlapping Long-Term Debt Fiscal Year Ended June 30, 2023 The percentage of overlapping debt applicable to the city is estimated using taxable assessed property value. Applicable percentages were estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the city divided by the district's total taxable assessed value. 179 Page 513 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Legal debt limit 241,812$ 244,175$ 272,833$ 288,836$ 306,738$ 339,464$ 357,044$ 384,339$ 405,847$ 441,406$ Total debt applicable to limit Legal debt margin 241,812 244,175 272,833 288,836 306,738 339,464 357,044 384,339 405,847 441,406 Total debt applicable to the limit as a percentage of debt limit 0.00% 0.00% 0.00% 0.00% 0.00%0.00%0.00%0.00%0.00%0.00% Legal Debt Margin Calculation for Fiscal Year 2022-23 Gross Assessed Valuation 11,770,822,169$ Legal Debt Limit - 3.75% of Gross Assessed Valuation 441,405,831$ Long-term Debt: Revenue Bonds Secured by Capital Leases 21,040,000$ Water Revenue Bonds 7,860,000 28,900,000 Less deductions allowed by law: Revenue Bonds Secured by Capital Leases 21,040,000 Water Revenue Bonds 7,860,000 28,900,000 Total debt applicable to computed limit $0 Legal debt margin 441,405,831$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. (Amounts Expressed in Thousands) Last Ten Fiscal Years Computation of Legal Debt Margin City of San Luis Obispo, California Schedule 17 18 0 Page 514 of 668 Less Operating & Net Revenue Coverage Fiscal Operating Development Other Maintenance Available for With Year Revenues Impact Fees Revenues Expenses Bond Debt Service Principal Interest Total Coverage Impact Fees 2013-14 19,676,199 (819,477) 215,915 (13,996,427)5,076,210 1,160,700 964,148 2,124,848 239% 277% 2014-15 20,552,417 (2,471,501) 59,594 (13,451,298)4,689,212 1,285,686 906,775 2,192,461 214% 327% 2015-16 20,137,422 (1,543,268) 53,731 (14,056,603)4,591,282 1,245,486 881,318 2,126,804 216% 288% 2016-17 19,873,517 (1,266,674) 410,484 (14,754,114)4,263,213 1,290,748 837,657 2,128,405 200% 260% 2017-18 21,997,054 (2,131,345) 325,268 (16,250,751)3,940,226 1,336,267 792,337 2,128,604 185% 285% 2018-19 23,992,758 (3,745,666) 948,324 (15,995,459)5,199,957 2,281,739 858,471 3,140,210 166% 285% 2019-20 25,666,777 (3,723,460) 663,838 (19,485,472)3,121,683 1,367,920 637,348 2,005,268 156% 341% 2020-21 28,340,076 (4,744,361) 65,386 (17,765,625)5,895,476 960,390 527,682 1,488,072 396% 715% 2021-22 29,671,678 (5,160,020) 222,451 (17,296,355)7,437,754 1,001,055 489,266 1,490,321 499% 845% 2022-23 27,472,542 (3,616,307) 248,134 (18,530,525)5,573,844 1,036,530 449,224 1,485,754 375% 619% Notes: 2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds. 4. Net revenues available for debt service exclude development impact fees. 5. Operating expenses exclude depreciation and amortization. Source: City of San Luis Obispo Utilities Department FY 2022-23- Debt Schedule for 2021-23 Financial Plan Schedule 18 City of San Luis Obispo, California Revenue Bond Coverage - Water Fund Last Ten Fiscal Years 3. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements 1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loan18 1 Page 515 of 668 Net Revenue Fiscal Gross Operating Available for Year Revenues Expenses Bond Debt Service Principal Interest Total Coverage 2013-14 4,122,860 (2,488,797) 1,634,063 690,600 361,822 1,052,422 155% 2014-15 4,905,494 (2,409,027) 2,496,467 447,962 504,407 952,369 262% 2015-16 4,606,249 (2,757,299) 1,848,950 466,185 501,631 967,816 191% 2016-17 4,659,562 (2,671,028) 1,988,534 481,981 487,407 969,388 205% 2017-18 6,651,038 (2,998,555) 3,652,483 498,058 469,314 967,372 378% 2018-19 5,443,038 (3,100,113) 2,342,925 381,250 226,931 608,181 385% 2019-20 3,840,059 (3,080,588) 759,471 237,900 201,866 439,766 173% 2020-21 2,768,419 (3,093,183) (324,764) 247,050 192,350 439,400 (74%) 2021-22 4,890,317 (3,552,603) 1,337,714 257,725 182,468 440,193 304% 2022-23 6,022,372 (4,148,805) 1,873,567 265,350 172,159 437,509 428% Notes: 1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund. 3. Operating expenses exclude depreciation. Source: City of San Luis Obispo Finance Department. FY 2022-23- Debt Schedule for 2021-23 Financial Plan Schedule 19 City of San Luis Obispo, California Revenue Bond Coverage - Parking Fund Last Ten Fiscal Years 2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds. Resulting in new debt of $16,905,000, of which $5,156,025 is allocated to the Parking Fund. Bonded Debt Service Requirements 18 2 Page 516 of 668 Personal Public Elementary and Cuesta College Calendar Income Median Secondary School Full Time Enrollment Unemployment Year Population (1) in 000's (2) Age (2) Enrollment (3)SLO Campus (4) Rate (2) 2013 45,473 1,242 25.3 7,366 5,751 5.7% 2014 45,484 1,191 25.0 7,636 5,116 5.9% 2015 46,117 1,211 25.0 7,638 5,402 4.9% 2016 46,724 1,270 25.4 7,718 4,757 4.5% 2017 46,548 1,300 26.1 7,755 4,988 3.2% 2018 46,802 1,398 26.5 7,813 4,515 2.5% 2019 45,920 1,505 26.2 7,801 4,627 2.4% 2020 47,063 1,625 26.7 7,491 1,114 7.7% 2021 47,653 1,717 26.7 7,537 2,174 5.0% 2022 47,788 1,865 26.0 7,717 2,994 2.6% Sources: 1. Beginning in 2020, population data source is US Census 2. HdL, Coren & Cone ACFR 2022-23 report - Demographic and Economic Statistics table 4. https://www.cuesta.edu/about/depts/research/Enrollment_Management.html Post Term FTES Dashboard, 320 Year Reported by academic year start date Schedule 20 City of San Luis Obispo, California Demographic and Economic Statistics For The Last Ten Calendar Years 3. CA Dept of Education DataQuest: Enrollment Reports for San Luis Coastal Unified, by Academic Year start date; https://www.cde.ca.gov/sdprofile/details.aspx?cds=40688090000000 18 3 Page 517 of 668 Percentage Percentage Number of Total City Number of Total City Employer Employees Rank Employment Employees Rank Employment Cal Poly State University 3,178 1 12.46%3,055 1 10.70% County of San Luis Obispo 2,688 2 10.54%2,465 2 8.80% Cal Poly Corporation (Foundation)2,478 3 9.72%1,400 5 4.90% Pacific Gas & Electric Company 2,155 4 8.45%1,900 3 6.70% California Men's Colony 1,525 5 5.98%1,540 4 5.40% San Luis Coastal Unified School District 1,311 6 5.14%902 6 3.20% Cuesta Community College 900 7 3.53%440 9 1.50% Sierra Vista Regional Medical Center 720 9 2.82% City of San Luis Obispo 712 10 2.79% French Hospital Medical Center 637 8 2.50% Mindbody 650 7 2.30% California Department or Transportation 544 8 1.90% Community Action Partnership 410 10 1.40% Total 15,667 61.44%13,306 46.80% Source for the 2022-23 employers information is the Major Employers in San Luis Obispo County from State of California Employment Development Department's website; https://labormarketinfo.edd.ca.gov/majorer/countymajorer.asp?CountyCode=000079. 2013-14 data is from the City's ACFR. 2013-142022-23 Schedule 21 City of San Luis Obispo, California Principal Employers Current Year and Nine Years Ago 61.44% 36.06% City Wide Employers for 2022-23 Top 10 Employers All Other Employersp 12.46% 10.54% 9.72%8.45% 5.98% 5.14% 3.53% 2.82% 2.79% 2.50% Top Ten Employers for 2022-23 Cal Poly State University County of San Luis Obispo Cal Poly Corporation (Foundation)Pacific Gas & Electric Company California Men's Colony San Luis Coastal Unified School District Cuesta Community College Sierra Vista Regional Medical Center City of San Luis Obispo French Hospital Medical Center 184 Page 518 of 668 Function 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Public Safety Police Sworn 60.0 60.0 61.0 61.0 61.5 61.5 64.5 65.0 64.0 64.0 Non-sworn 25.5 25.5 25.5 25.5 24.0 24.0 24.0 25.5 27.0 27.0 Fire Sworn 49.0 49.0 50.0 47.0 47.0 47.0 47.0 47.0 47.0 47.0 Non-sworn 4.0 4.0 4.0 10.0 10.0 10.0 10.0 9.5 10.5 10.5 Public Utilities 64.8 64.8 67.1 69.1 69.1 69.1 69.1 69.9 70.6 70.6 Transportation 28.9 28.9 36.8 36.8 36.8 36.8 36.8 37.1 43.3 44.3 Culture and recreation 34.0 34.0 35.0 35.0 35.0 35.0 34.0 33.0 43.0 43.0 Community Development 39.5 40.0 51.0 51.0 47.4 47.9 47.5 47.5 54.5 54.5 General Government 56.0 56.0 57.0 61.0 61.0 62.3 64.8 72.3 87.8 87.8 Total 361.7 362.2 387.4 396.4 391.8 393.6 397.7 406.8 447.7 448.7 Ratio of Sworn Police Personnel per 1,000 Population:* 1.32 1.32 1.33 1.31 1.34 1.31 1.34 1.34 1.34 1.34 Ratio of Sworn Fire Personnel per 1,000 Population:*1.08 1.08 1.06 1.01 0.99 1.00 1.02 0.99 0.99 0.99 *Population numbers may not include Cal Poly students or faculty that live on campus and are served by City personnel. Note: See Schedule of Demographic and Economic Statistics for population data. Source: City of San Luis Obispo Finance Department Schedule 22 City of San Luis Obispo, California Regular Authorized Positions Last Ten Fiscal Years 18 5 Page 519 of 668 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Function/Program: Police: Calls for police/fire service 34,659 36,515 38,300 39,620 39,103 37,825 37,335 40,907 44,183 43,104 Incident numbers issued 29,277 31,048 32,542 33,360 32,730 31,471 31,472 35,695 38,290 36,474 Police reports written 8,665 8,435 8,852 8,675 7,735 6,999 6,297 5,852 6,637 6,137 Violations cited 5,793 6,648 7,673 7,649 7,524 5,874 4,020 3,445 3,735 4,851 Citations issued 5,275 6,204 7,038 7,030 6,752 5,287 3,660 3,056 3,349 4,531 Collision reports 625 630 587 608 609 623 481 419 483 487 Violent crimes:*158 237 173 177 178 191 187 201 225 266 Willful homicide*0 0 0 0 0 1 0 1 2 - Forcible rape*31 44 29 38 44 55 39 37 25 37 Robbery*26 25 13 21 23 33 34 24 33 37 Aggravated assault*101 168 131 118 111 103 114 139 165 192 Property crimes:*713 542 637 731 644 728 728 793 885 985 Burglary**328 206 225 251 172 244 277 284 272 254 Motor vehicle theft*63 71 87 95 94 74 74 117 174 119 Larceny-theft:*1,384 1,162 1,335 1,730 1,516 1,493 1,387 1,219 1,398 1,372 Over $400*322 265 325 385 378 410 377 392 439 612 $400 and under*1,062 897 1,010 1,345 1,138 1,083 1,010 827 959 760 Fire: Medical responses (Note 1)3,232 3,417 3,540 4,538 4,248 3,715 3,884 3,544 3,857 4,675 Fire suppression responses (Note 1)105 111 151 143 163 122 127 133 136 146 Hazardous materials responses (Note 1 and 3)15 21 22 21 17 25 29 98 133 153 Other responses (Note 1)1,840 1,929 2,158 1,799 1,785 2,100 2,140 1,745 2,097 2,417 Total service responses 5,192 5,478 5,871 6,501 6,213 5,962 6,180 5,520 6,223 7,391 Fire Suppression Training Hours 8,782 8,149 6,714 6,348 7,719 8,410 10,835 11,033 16,015 20,814 Fire and life-safety inspections (Note 4)644 2,476 2,516 3,756 3,738 2,002 3,128 1,871 2,092 1,790 Arson investigations (Note 2)44 17 44 8 12 24 21 13 5 17 Education activities (# of people)23,945 23,697 23,680 23,575 23,540 2,690 2,700 2,031 2,000 3,500 Public Utilities: Water/Sewer customer accounts 14,899 14,953 15,167 15,188 15,505 15,555 15,672 15,958 16,256 16,703 Miles of sewerline 137 137.6 137.6 138 143 143 146 148 148 148 Miles of waterline 187 *187 191 197 187 190 191 191 191 191 Water service line repairs and renewals (incl. recyc 58 60 50 50 57 38 48 35 47 53 Sewer main stoppages 15 13 11 4 10 8 11 14 12 Acre feet of water delivered - Nacimiento 1506 839 3574 3817 3753 3484 1470 2449 4460 2,096 Acre feet of water delivered - Salinas 1,444 1,986 8 273 853 790 2,165 1,337 650 949 Acre feet of water delivered - Whale Rock 3,212 2,615 1,375 949 924 800 1,556 1,641 399 2,118 Continued Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 18 6 Page 520 of 668 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Function/Program: Transportation: Signals and lights: Intersections with traffic signals 70 68 70 70 70 70 70 72 73 73 Traffic signal service requests 85 80 85 90 60 71 59 93 145 188 Streetlights operated & maintained 2,300 2,300 2,300 2,300 2,280 2,280 2,280 2,400 2,477 2,531 Streetlight service requests 180 175 45 50 13 8 11 33 47 61 Roadways: Estimated miles of paved streets 133 133 133 133 134 197 134 137 135 148 Pavement condition index 72 72 71 71 70 73 70 73 70 76 Traffic collisions 660 720 531 482 501 431 441 259 361 388 Parking spaces provided (lot, garage & street) 3,119 3,176 2,953 2,892 2,871 2,865 2,865 2,765 2,817 2,607 Parking citations written 23,957 20,690 24,213 23,348 21,647 24,415 21,240 17,748 39,254 44,439 Total transit passengers 1,122,000 1,099,274 1,209,708 1,131,716 945,288 981,995 715,380 179,456 528,000 515,007 Leisure, Cultural and Social Services (Note 5): Open space acres maintained 3,510 3,510 3,510 3,510 3,775 4,040 4,040 4,040 4,040 4,040 Open space easement acres 3,200 3,200 3,200 3,200 3,200 3,500 3,500 3,500 3,500 3,500 Trail mileage 49 49 52 52 55 55 56 62 65 65 Total golf rounds played 34,766 33,674 30,572 28,196 35,670 24,662 16,428 24,222 17,991 16,392 Acres of park landscape maintained 157 157 157 157 500 570 530 106 106 107 City Maintained Trees 18,700 19,000 20,000 20,000 20,000 20,000 20,000 12,970 12,970 12,976 Children's services program enrollment totals 2,338 2,360 2,115 2,115 1,950 2,050 1,775 1,483 1,611 1,834 Annual Senior Center Membership 265 331 350 315 192 248 325 Facility permits processed 1,416 836 1,305 1,073 864 909 650 298 455 714 Annual aquatics attendance (total)73,903 83,107 68,403 96,687 97,701 87,690 55,202 51,235 62,224 66,621 Adult athletic teams registered 338 320 325 325 362 292 184 112 168 167 Youth athletic participants registered 1,200 1,350 1,300 1,150 1,115 1,140 618 611 1,083 1,180 Special event applications processed 103 103 77 101 88 95 40 2 37 45 Banner permits processed 82 47 87 56 45 81 78 48 26 80 Instructional class enrollments 1,424 1,751 1,151 1,724 1,439 1,118 595 626 1,212 900 Continued Continued 18 7 Page 521 of 668 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Function/Program: Community Development (Note 6): Housing characteristics: Single family units (annually cumulative) 10,994 11,133 11,230 11,306 11,413 11,510 11,693 11,853 12,072 12,169 2-4 units (annually cumulative)2,656 2,692 2,695 2,789 2,851 2,865 2,869 2,888 2,928 2,977 5 or more unit structures (annually cumulative) 5,647 5,767 5,804 6,038 6,097 6,148 6,209 6,309 6,524 6,678 Mobile homes (annually cumulative)1,482 1,482 1,482 1,482 1,482 1,482 1,483 1,483 1,483 1,448 Total (annually cumulative)20,779 21,074 21,211 21,615 21,843 22,005 22,254 22,533 23,007 23,272 Building permits issued (Note 7):511 597 584 584 623 Residential: Single family residential incl. condos 59 114 97 62 125 159 171 253 202 157 Multi-family residential (includes second units &8 32 5 13 18 19 17 33 16 24 Non-residential 9 27 13 14 10 15 12 2 3 11 Additions, alterations, demolitions 458 460 522 545 502 381 510 371 366 415 Other improvements (motel rooms)1 60 Total 534 633 637 634 655 575 710 659 587 667 Approximate value of building permits (in thousands) Residential: Single family residential 15,412$ 36,722$ 26,441$ 15,024$ 19,707$ 24,300$ 28,026$ 50,758$ 35,824$ 31,058 Multi-family residential 6,744$ 26,499$ 13,500$ 8,172$ 17,249$ 21,162$ 33,606$ 10,545$ 56,085$ 20,985 Non-residential 15,310$ 9,791$ 11,484$ 51,110$ 6,248$ 20,430$ 16,981$ 17,475$ 22,665$ 44,601 Other permits: Additions, alternations, demolitions (incl. swimm 19,139$ 22,897$ 30,230$ 27,711$ 14,928$ 34,596$ 60,812$ 78,780$ 29,207$ 58,766 Total 56,605$ 95,909$ 81,655$ 102,017$ 58,132$ 100,488$ 139,425$ 157,558$ 143,783$ 155,410 Building inspections conducted 8,996 6,641 7,195 10,745 9,974 7,537 8,670 7,959 10,470 10,423 Home occupation permits processed/applied for 129 113 163 144 112 112 131 133 140 101 Development permit applications received 311 293 253 236 215 215 338 269 282 157 Continued Continued 18 8 Page 522 of 668 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2013-14 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 Function/Program: General Government: Business tax certificates issued: Located outside City limits 1,472 1,602 2,018 1,699 1,872 1,948 1,839 1,913 1,932 2,057 Total certificates issued 6,934 7,805 7,597 8,118 8,230 8,205 7,675 7,732 8,371 8,531 Citywide recruitments (total)105 129 103 103 97 99 86 90 155 142 Fleet vehicles maintained City-wide fleet & equipment assets 290 300 318 323 339 338 340 345 347 365 Replaces prior category Telephone lines managed 995 1,037 1,005 998 907 971 963 1,071 1,101 1,101 Cell phones & modems supported 383 460 453 476 492 481 487 464 538 595 IT users supported 490 511 515 467 471 488 475 487 511 560 1. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. 2. Police Department Conducts Arson Investigations, Fire Department Conducts Cause and Origin Investigations. Reported number is Cause and Origin Investigations 5. Leisure, Culture and Social Services Indicators for FY 19-20 were lower compared to previous years due to COVID-19 program closures and capacity restrictions. 7. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits. Source: City of San Luis Obispo Departments 4. Beginning in 2020, the fire department began utilizing new mobile inspection software that uses a different inspection methodology counting the building rather than the number of individual units within the building. 6. Beginnig in 2016-17, building permit data reported in terms of calendar years, in alignment with State-mandated reporting requirements. Beginning in 2019-20 all Community Development Indicators are reported by calendar year. Continued 3. Beginning in 2020-21, the Fire Department includes all "Hazardous Condition" calls for service as categorized by the National Fire Incident Reporting System (NFIRS). Previously only chemical or flammible liquid spills were captured under this function. Moving forward this function also includes electrical and biological hazards among others. 18 9 Page 523 of 668 Fiscal Historic Increase/ Sales Increase/ Deliveries Increase/ Year Connections (Decrease) Revenues (Decrease) In Acre Feet (Decrease) 2013-14 14,899 0.01% 18,398,901 13.83% 5,933 2% 2014-15 14,847 0.01% 17,530,717 -4.72% 5,354 (10%) 2015-16 15,167 1.40% 17,939,024 2.33% 4,957 (7%) 2016-17 15,357 1.25% 18,196,937 1.44% 5,039 2% 2017-18 15,505 0.96% 19,159,169 5.29% 5,530 10% 2018-19 15,555 0.32% 19,577,182 2.18% 5,074 (8%) 2019-20 15,672 0.75% 21,519,632 9.92% 5,191 2% 2020-21 15,958 1.82% 22,757,325 5.75% 5,602 8% 2021-22 16,256 1.87% 24,129,231 6.03% 5,732 2% 2022-23 16,703 2.75% 23,297,077 -3.45% 5,130 (11%) Source: City of San Luis Obispo Utilities Department. Schedule 24 City of San Luis Obispo, California Water System Statistical Data - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 Sales Revenues -5.00% 0.00% 5.00% 10.00% 15.00% Revenue Increase/Decrease 190 Page 524 of 668 As of Monthly Multi-family Single family June 30 of Each Year Consumption Price per hcf* dwelling Commercial Landscape dwelling Multi-family dwelling Commercial 2014 Base Fee 5.28$ $7.73 min. charge per $7.73 min. charge per $7.73 min. charge per 1-8 hcf 6.56 dwelling unit dwelling unit dwelling unit 8 + hcf 8.20 $8.52/unit volume charge** $8.52/unit volume charge** $8.52/unit volume charge 2015 Base Fee 9.98$ $7.96 min. charge per $7.96 min. charge per $7.96 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $8.77/unit volume charge** $8.77/unit volume charge** $8.77/unit volume charge 2016 Base Fee 9.98$ $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per Base Fee Drought Surcharg 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.17/unit volume charge** $9.17/unit volume charge** $9.17/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2017 Base Fee 9.98$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per Base Fee Drought Surcharg 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2018 Base Fee 12.33$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per 1-8 hcf 7.27 dwelling unit dwelling unit dwelling unit 9 + hcf 9.08 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume charge 2019***Residential SFR Base Fee 20.61$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 5.90 by meter size**** by meter size**** by meter size**** by meter size **** by meter size **** by meter size **** 6-12 hcf 6.87 $6.73/unit volume charge $8.17/unit volume charge$10.02/unit volume charge $7.85/unit volume charge** $7.85/unit volume charge** $7.85/unit volume charge** 13 + 12.59 2020 Residential SFR Base Fee 21.74$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.22 by meter size**** by meter size**** by meter size**** by meter size ****by meter size ****by meter size **** 6-12 hcf 7.25 $7.10/unit volume charge $8.62/unit volume charge$10.57/unit volume charge $8.28/unit volume charge** $8.28/unit volume charge** $8.28/unit volume charge** 13 + 13.28 2021 Residential SFR Base Fee 22.52$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.44 by meter size**** by meter size**** by meter size**** by meter size **** by meter size **** by meter size **** 6-12 hcf 7.51 $7.36/unit volume charge $8.93/unit volume charge$10.95/unit volume charge $8.58/unit volume charge $8.58/unit volume charge $8.58/unit volume charge 13 + 13.76 Continued Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years Water Rates (Note 1)Sewer Rates (Monthly) 19 1 Page 525 of 668 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years As of Monthly Multi-family Single family June 30 of Each Year Consumption Price per hcf* dwelling Commercial Landscape dwelling Multi-family dwelling Commercial 2022 Residential SFR Base Fee 23.31$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.67 by meter size**** by meter size**** by meter size**** by meter size **** by meter size **** by meter size **** 6-12 hcf 7.77 $7.62/unit volume charge $9.24/unit volume charge$11.33/unit volume charge $8.88/unit volume charge $8.88/unit volume charge $8.88/unit volume charge 2023 Residential SFR Base Fee 24.12 Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.9 by meter size**** by meter size**** by meter size**** by meter size ****by meter size ****by meter size **** 6-12 hcf 8.04 $7.88/unit volume charge $9.57/unit volume charge$11.73/unit volume charge $9.19/unit volume charge $9.19/unit volume charge $9.19/unit volume charge 13 + 14.74 *hcf = 100 cubic feet ** Total monthly volume charge capped based on average winter water consumption. *** Beginning FY 18-19, different rate structures for SFR, Multi-Family, Commercial, and Landscape ****See table below *****2020-21 rate increase deferred to February 1, 2021 due to COVID-19 Notes: 1. Rates are for services inside the City, outside the City rates are double. 2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities Department 3-inch 217.44 197.18 4-inch 362.45 328.70 6-inch 724.73 657.19 8-inch 1,159.60 1,051.54 10-inch 1,511.75 2021*****3/4 inch or less 22.52$ 20.43$ 2022 3/4 inch or less 23.31$ 21.15$ 1-inch 37.60 34.12 1-inch 38.92 35.31 1.5-inch 75.04 68.02 1.5-inch 77.67 70.40 2-inch 120.06 108.88 2-inch 124.26 112.69 3-inch 225.27 204.28 3-inch 233.15 211.43 4-inch 375.50 340.53 4-inch 388.64 352.45 6-inch 750.82 680.85 6-inch 777.10 704.68 8-inch 1,201.35 1,089.40 8-inch 1,243.40 1,127.53 10-inch - 1,566.17 10-inch - 1,620.99 Water Rates (Note 1)Sewer Rates (Monthly) Continued 19 2 Page 526 of 668 Service Water Use Percent of Name Type (acre-feet) Total City of San Luis Obispo Parks & Golf Landscape 83.77 1.6% Silver City Mobile Home Park Mobile Homes 54.83 1.1% Dignity Health #366 Care Facilities 41.49 0.8% Creekside Community Mobile Homes 30.83 0.6% Sierra Vista Hospital Care Facilities 29.45 0.6% ELL-CAP 97-Laguna Lake Community Mobile Homes 28.35 0.6% Embassy Suites Hotel 27.96 0.5% SLO Coastal Unified School 24.77 0.5% CAP VIII - Mustang Village LLC Apartments 22.42 0.4% Fiero Lane Water Co Utility 17.89 0.3% All Other 92.9% Total 361.76 100.00% Source: City of San Luis Obispo - Utilities Department Schedule 26 City of San Luis Obispo, California Water System - Ten Largest Water Users Fiscal Year Ended June 30, 2023 1.6% 1.1% 0.8%0.6% 0.6% 0.6% 0.5% 0.5% 0.4% 0.3% Ten Largest Water Users City of San Luis Obispo Parks & Golf Silver City Mobile Home Park Dignity Health #366 Creekside Community Sierra Vista Hospital ELL-CAP 97-Laguna Lake Community Embassy Suites SLO Coastal Unified CAP VIII - Mustang Village LLC Fiero Lane Water Co 0 92.9% 7.1% Ten Largest Water Users vs All Other Water Users All Other Top 10 193 Page 527 of 668 Page 528 of 668 City of San Luis Obispo San Luis Obispo, California Single Audit Reports For the year ended June 30, 2023 Page 529 of 668 Page 530 of 668 City of San Luis Obispo Single Audit Reports For the year ended June 30, 2023 Table of Contents Page Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards .................................................................... 1 Report on Compliance for Each Major Federal Program and on Internal Control over Compliance in Accordance with the Uniform Guidance And on the xxxxSchedule of Expenditures of Federal Awards......................................................................... 3 Schedule of Expenditures of Federal Awards ..................................................................................................... 7 Notes to the Schedule of Expenditures of Federal Awards .............................................................................. 8 Schedule of Findings and Questioned Costs ....................................................................................................... 9 Page 531 of 668 Page 532 of 668 REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Independent Auditor’s Report To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California (City), as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements and have issued our report thereon dated December 15 , 2023. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) as a basis for designing audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. Our consideration of internal control over financial reporting was for the limited purpose described in the preceding paragraph and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies and therefore, material weaknesses or significant deficiencies may exist that have not been identified. However, as described in the accompanying schedule of findings and responses, we identified certain deficiencies in internal control that we consider to be material weaknesses and significant deficiencies. A deficiency in internal control exists when the design or operation of a control does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. We consider the deficiencies described in the accompanying schedule of findings and questioned costs as item 2023-001 to be material weaknesses. Page 533 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. We consider the deficiencies described in the accompany schedule of findings and questioned costs as item 2023-002 to be significant deficiencies. Compliance and Other Matters As part of obtaining reasonable assurance about whether the City’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the financial statements. However, providing an opinion on compliance with those provisions was not an objective of our audit, and accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. City of San Luis Obispo’s Response to Findings Government Auditing Standards requires the auditor to perform limited procedures on the City’s response to the findings identified in our engagement and described in the accompanying schedule of findings and questioned costs. City’s response was not subjected to the auditing procedures applied in the audit of the financial statements and, accordingly, we express no opinion on the response. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Badawi & Associates, CPAs Berkeley, California December 15, 2023 2 Page 534 of 668 REPORT ON COMPLIANCE FOR EACH MAJOR PROGRAM AND ON INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH THE UNIFORM GUIDANCE AND ON THE SCHEDULE OF EXPENDITURES OF FEDERAL AWARDS Independent Auditor’s Report To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Report on Compliance for Each Major Federal Program Opinion on Each Major Federal Program We have audited the City of San Luis Obispo, California’s (City) compliance with the types of compliance requirements described in the OMB Compliance Supplement that could have a direct and material effect on each of the City’s major federal programs for the year ended June 30, 2023. The City’s major federal programs are identified in the summary of auditor’s results section of the accompanying schedule of findings and questioned costs. In our opinion, the City complied, in all material respects, with the types of compliance requirements referred to above that could have a direct and material effect on each of its major federal programs for the year ended June 30, 2023. Basis for Opinion on Each Major Federal Program We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America (GAAS) ; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States(Government Auditing Standards); and the audit requirements of Title 2 U.S. Code of Federal Regulations Part 200, Uniform Administrative Requirements, Cost Principles, and Audit Requirements for Federal Awards (Uniform Guidance). Our responsibilities under those standards and the Uniform Guidance are further described in the Auditor’s Responsibilities for the Audit of Compliance section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for each major federal program. Our audit does not provide a legal determination of the City’s compliance with the compliance requirements referred to above. Page 535 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules, and provisions of contracts or grant agreements applicable to the City’s federal programs. Auditor’s Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City’s compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about the City’s compliance with the requirements of each major federal program as a whole. In performing an audit in accordance with GAAS, Government Auditing Standards, and the Uniform Guidance, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the City’s compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances. • Obtain an understanding of the City’s internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Uniform Guidance, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control over compliance. Accordingly, no such opinion is expressed. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. 4 Page 536 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 Report on Internal Control over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of a federal program on a timely basis. A material weakness in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of a federal program will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of a federal program that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined above. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Uniform Guidance. Accordingly, this report is not suitable for any other purpose. Report on Schedule of Expenditures of Federal Awards Required by the Uniform Guidance We have audited the financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City, as of and for the year ended June 30, 2023, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements. We issued our report thereon dated December 15, 2023, which contained unmodified opinions on those financial statements. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the basic financial statements. The accompanying schedule of expenditures of federal awards is presented for purposes of additional analysis as required by the Uniform Guidance and is not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. The information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of 5 Page 537 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 4 America. In our opinion, the schedule of expenditures of federal awards is fairly stated in all material respects in relation to the basic financial statements as a whole. Badawi & Associates, CPAs Berkeley, California December 15, 2023 6 Page 538 of 668 City of San Luis Obispo Schedule of Expenditures of Federal Awards For the year ended June 30, 2023 Assistance State Listing Pass-throughProgram Subrecipient Grantor Agency and Grant Title Number Number Expenditures Payments U.S. Department of Transportation Highway Planning and Construction Cluster Passed Through the State of California Department of Transportation Highway Planning and Construction 20.205 HSIPL - 5016(053)1,514$ -$ Subtotal Highway Planning and Construction Cluster 1,514 - Federal Transit Cluster Direct Program: Federal Transit Formula Grants 20.507 4,083,165 - Subtotal Federal Transit Cluster 4,083,165 - Total U.S. Department of Transportation 4,084,679 - U.S. Department of Justice Direct Programs: Bulletproof Vest Partnership Program 16.607 7,546 Edward Bryne Memorial Justice Assistance Grant Program 16.738 14,941 - Total U.S. Department of Justice 22,487 - U.S. Department of Housing and Urban Development CDBG-Entitlement Grants Cluster Passed Through County of San Luis Obispo Community Development Block Grants/Entitlement Grants 14.218 B-22-UC-06-0508 34,595 - Total U.S. Department of Housing and Urban Development 34,595 - U.S. Department of Health and Human Services Passed Through California Department of Community Services and Development Low Income Household Water Assistance Program 93.499 54,488 - Total U.S. Department of Health and Human Services 54,488 - U.S. Department of Homeland Security Direct Program: FEMA Assistance to Firefighters Grant 97.044 38,473 - Total U.S. Department of Homeland Security 38,473 - U.S. Department of the Treasury Passed through California State Water Resources Control Board Coronavirus State & Local Fiscal Recovery Funds 21.027 3940COVIDARREAR 148,496 - Direct Program: Coronavirus State & Local Fiscal Recovery Funds 21.027 2,500,000 1,700,000 Total U.S. Department of the Treasury 2,648,496 1,700,000 Total Expenditures of Federal Awards 6,883,218$ 1,700,000$ See accompanying Notes to Schedule of Expenditures of Federal Awards. 7 Page 539 of 668 City of San Luis Obispo Notes to the Schedule of Expenditures of Federal Awards For the year ended June 30, 2023 A.Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 47,788, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, and building and safety. B.Basis of Accounting Funds received under the various grant programs have been recorded within the special revenue funds of the City. The City utilizes the modified accrual method of accounting for the special revenue funds. Modified accrual accounting recognizes revenues when they become available and measurable and, with a few exceptions, recognizes expenditures when liabilities are incurred. The accompanying Schedule of Expenditures of Federal Awards (Schedule) has been prepared on the modified accrual basis of accounting. C.Relationship of Schedule of Expenditures of Federal Awards to Financial Statements The accompanying Schedule presents the activity of all federal financial assistance programs of the City. Federal financial assistance received directly from federal agencies as well as federal financial assistance passed through the State of California is included in the Schedule. The Schedule was prepared only from the accounts of various grant programs and, therefore, does not present the financial position or results of operations of the City. D.Pass-Through Entities’ Identifying Number When federal awards were received from a pass-through entity, the Schedule shows, if available, the identifying number assigned by the pass-through entity. When no identifying number is shown, the City determined that no identifying number is assigned for the program or the City was unable to obtain an identifying number from the pass-through entity. E.Indirect Costs The City did not elect to use the 10% de minimis indirect cost rate. 8 Page 540 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section I - Summary of Auditor’s Results Financial Statements Types of auditor’s report issued: Unmodified Internal control over financial reporting:  Material weakness(es) identified? Yes  Significant deficiency(ies) identified? Yes Any noncompliance material to the financial statements noted? No Federal Awards Internal control over major programs:  Material weakness(es) identified? No  Significant deficiency(ies) identified? None noted Type of auditor’s report issued on compliance for major programs Unmodified Any audit findings disclosed that are required to be reported in Accordance with section 200.516(a) No Identification of major programs: Assistance Listing Number(s)Name of Federal Program or Cluster Expenditures 20.507 Federal Transit Formula Grants 4,083,165$ 21.027 Coronavirus State & Local Fiscal Recovery Funds 2,648,496 Total Expenditures of All Major Federal Programs 6,731,661$ Total Expenditures of Federal Awards 6,883,218$ Percentage of Total Expenditures of Federal Awards 97.8% Dollar threshold used to distinguish between type A and type B program $750,000 Auditee qualified as low-risk auditee under section 200.520? No 9 Page 541 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section II – Current Year Findings A.Financial Statement Audit Finding 2023-001 Journal Entries Posting (Material Weakness) Criteria: The access to post journal entries in the general ledger should be restricted. Journal entries should be independently prepared, reviewed before being posted to the general ledger. Condition: During the review of the City’s journal entry approval matrix and JE testing, we noted the posting from the subledger to GL do not require approvals at the general ledger level nor at the subledger level. Considering the number of employees who can post entries through subledger without review and the fact that corrections to payroll, payable, revenue/receivables, cash management, capital assets all can be posted through subledger and do not require approval, it increased the risk of unauthorized or incorrect journals getting posted into general ledger. Cause: The City didn’t have control in place to ensure all journal entries are properly reviewed before posting. Effect:. Journal entries recorded in the City’s accounting system may be inaccurate, unapproved, or unsupported. Recommendation: We recommend that the City limit the number of employees who can post journal entries in the subledger and general ledger, and implement system control to ensure all journal entries are reviewed before posting. Management’s response: City management concurs with the recommendation and will continue to work with our internal IT team as well as consultants, to explore how the Oracle ERP system’s workflows can be adjusted to include an approval process for posting adjusting entries, which are currently system generated and automatically posted. Approvals for manually generated journal entries were implemented during the prior year and continue to be in place. 10 Page 542 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section II – Current Year Findings, continued A. Financial Statement Audit Finding, continued 2023-002 Payroll Module Implementation (Significant Deficiency) Criteria: An effectively implemented payroll system should process the payroll accurately, and an effective internal control system over payroll requires timely and accurate payroll processing. Condition: During the performance of the audit, we noted that – • The Oracle payroll module has overtime configuration implemented incorrectly, and the City has to manually track the payroll in a spreadsheet and correct the error as it occurs since the implementation. • The configuration of payroll journal entries posting was implemented incorrectly which caused the variance between the bank record and the City’s general ledger. Cause: The Oracle payroll module has not been implemented correctly. Effect: Errors and fraud can go undetected in payroll processing with a large volume of manual corrections needed. Recommendation: We recommend the City to work with the third-party vendor to correct the implementation of payroll module. Management’s Response: City Management concurs with the finding and the City has recently entered into a contract with a consultant to assist with the reconfiguration of the payroll module to correct the overtime calculations and has completed substantial progress in identifying and testing solutions. This work is expected to resolve the issue upon completion and will eliminate the current practice involving manual correction of overtime rates. It is anticipated that this reconfiguration work will be complete during the 2023-24 fiscal year.     11 Page 543 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section II – Current Year Findings, continued A.Federal Award Program Audit Finding No findings or questioned costs were noted in the current year. 12 Page 544 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section III – Prior Year Findings A.Financial Statement Audit Finding 2022-001 Journal Entries Posting (Material Weakness) Criteria: The access to post journal entries in the general ledger should be restricted. Journal entries should be independently prepared, reviewed before being posted to the general ledger. Condition: During the review of the City’s journal entry approval matrix and JE testing, we noted the posting from the subledger to GL do not require approvals at the general ledger level nor at the subledger level. Considering the number of employees who can post entries through subledger without review and the fact that corrections to payroll, payable, revenue/receivables, cash management, capital assets all can be posted through subledger and do not require approval, it increased the risk of unauthorized or incorrect journals getting posted into general ledger. Cause: The City didn’t have control in place to ensure all journal entries are properly reviewed before posting. Effect:. Journal entries recorded in the City’s accounting system may be inaccurate, unapproved, or unsupported. Recommendation: We recommend that the City limit the number of employees who can post journal entries in the subledger and general ledger, and implement system control to ensure all journal entries are reviewed before posting. Status: Not implemented. See current year finding 2023-001. 13 Page 545 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section III – Prior Year Findings, continued A. Financial Statement Audit Finding, continued 2022-002 Notes and Loans Receivable Tracking (Material Weakness) Criteria: The City is responsible for fair presentation of the financial statements in conformity with accounting principles generally accepted in the United States of America. Condition: In fy2022, the City posted material prior period adjustments (over $3M) to record affordable housing loans, which were funded through City’s funds and CDBG. The loans were omitted from the prior years financial statements by error. Cause: The loans were omitted due to miscommunication, or lack of communication between city departments that left the Finance Department unaware of the existence of the loans. Effect: The financial statements were materially misstated. Recommendation: We recommend the City to improve communication between Finance Department and other departments to ensure all financial transactions are captured properly. Status: None noted in current fiscal year 14 Page 546 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section III – Prior Year Findings, continued A.Financial Statement Audit Finding, continued 2022-003 Year-End Close and Audit Preparedness (Significant Deficiency) Criteria: The City is responsible for fair presentation of the financial statements in conformity with accounting principles generally accepted in the United States of America. In addition, the City is responsible for the accuracy and completeness of all information provided and maintaining adequate records for the audit. Condition: We received some significant adjustments after being provided the final TB. We listed below some major post-closing entries we noted: o Significant adjustments in recording loan receivables o ARPA revenue was not properly recorded as unearned o Custodial funds were not tracked properly according to GASB 84 o To correct missing AP accruals o To correct receivables balances The schedules initially provided for Receivables (AR, Notes Receivables, Tax Receivables) cannot be tied to GL and do not have description of what were included in the balances but a list of debit and credit transactions only. We had difficulties in our revenue test as the documents the City provided cannot be easily linked to our requests or missing information that we requested, most of which is because there is no easily reconcilable documentation from the amounts that post to the general ledger to the original revenues. Cause: The City’s closing process was not comprehensive enough to identify timely all the journal entries and adjustments needed to ensure the accuracy of the various account balances. Also, some information and documents provided to the auditor were either inaccurate or incomplete. Effect: The City’s accounting records needed significant adjustments after the closing of the books and during the audit. Also, the inaccurate and incomplete information provided to the auditor caused delays in the audit and added more complexity to the audit. Recommendation: We recommend that the City update its closing process to ensure all transactions and adjustments are accounted for timely before the audit starts, and have the information and documents reviewed before submitting to the auditors Status: Implemented 15 Page 547 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section III – Prior Year Findings, continued A.Financial Statement Audit Finding, continued 2022-004 Payroll Module Implementation (Significant Deficiency) Criteria: An effectively implemented payroll system should process the payroll accurately, and an effective internal control system over payroll requires timely and accurate payroll processing. Condition: During the performance of the audit, we noted that – •The Oracle payroll module has overtime configuration implemented incorrectly, and the City has to manually track the payroll in a spreadsheet and correct the error as it occurs since the implementation. •The configuration of payroll journal entries posting was implemented incorrectly which caused the variance between the bank record and the City’s general ledger. Cause: The Oracle payroll module has not been implemented correctly. Effect: Errors and fraud can go undetected in payroll processing with a large volume of manual corrections needed. Recommendation: We recommend the City to work with the third-party vendor to correct the implementation of payroll module. Status: Not Implemented. See current year finding 2023-002 16 Page 548 of 668 City of San Luis Obispo Single Audit Reports Schedule of Findings and Questioned Costs For the year ended June 30, 2023 Section III - Prior Year Findings, continued A.Federal Award Audit Finding No findings or questioned costs were noted in the prior year. 17 Page 549 of 668 Page 550 of 668 City of San Luis Obispo Transportation Development Act Funds Financial Statements Years Ended June 30, 2023 and 2022 Page 551 of 668 Page 552 of 668 City of San Luis Obispo, California Transportation Development Act Funds Financial Statements Years Ended June 30, 2023 and 2022 Page 553 of 668 Page 554 of 668 City of San Luis Obispo, California Transportation Development Act Funds Report and Financial Statements Year Ended June 30, 2023 and 2022 Table of Contents Page Independent Auditor’s Report .................................................................................................................................................. 1 Balance Sheets – June 30, 2023 and 2022 ................................................................................................................................ 5 Statements of Revenues, Expenditures and Changes in Fund Balance – Years Ended June 30, 2023 and 2022 ...................................................................................................................................... 6 Statements of Fund Net Position – June 30, 2023 and 2022 ................................................................................................... 7 Statements of Revenues, Expenses and Changes in Fund Net Position – Years Ended June 30, 2023 and 2022 ...................................................................................................................................... 8 Statements of Cash Flows – Years Ended June 30, 2023 and 2022 ......................................................................................... 9 Notes to Financial Statements ............................................................................................................................................... 11 TDA Fund Supplementary Information Schedule of Revenues and Expenditures – Budget and Actual – Years Ended June 30, 2023 and 2022 .................................................................................................................................... 20 Report on Internal Control over Financial Reporting and on Compliance and Other Matters Based on an Audit of Financial Statements Performed in accordance with Government Auditing Standards ..................................................... 21 Independent Auditor’s Report on Transportation Development Act Compliance ................................................................. 23 Page 555 of 668 This page intentionally left blank Page 556 of 668 INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the Transportation Development Act (TDA) Fund and the Transit Fund of the City of San Luis Obispo, California, as of and for the year ended June 30, 2023 and 2022, and the related notes to the financial statements as listed in the table of contents. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the TDA Fund and the Transit Fund, as of June 30, 2023 and 2022, and the respective changes in financial position for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements The City’s management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the TDA fund and the Transit Fund’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Page 557 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the TDA fund and the Transit Fund’s internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the TDA fund and the Transit Fund’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control– related matters that we identified during the audit. Emphasis of Matter As discussed in Note 1, the financial statements present only the TDA Fund and the Transit Fund and do not purport to, and do not, present fairly the financial position of the City, as of June 30, 2023 and 2022, and the changes in its financial position or where applicable, its cash flows for the years ended in accordance with accounting principles generally accepted in the United States of America. Our opinion is not modified with respect to this matter. 2 Page 558 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 Required Supplementary Information Management has omitted management’s discussion and analysis that accounting principles generally accepted in the United States of America require to be presented to supplement the basic financial statements. Such missing information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. Our opinions on the basic financial statements are not affected by this missing information. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the Transportation Development Act (TDA) Fund and the Transit Fund’s financial statements. The budgetary comparison schedule is presented for purposes of additional analysis and is not a required part of the financial statements. The budgetary comparison schedule on page 21 is the responsibility of management and was derived from and relate directly to the underlying accounting and other records used to prepare the financial statements. Such information has been subjected to the auditing procedures applied in the audit of the financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the financial statements or to the financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the budgetary comparison schedule is fairly stated in all material respects in relation to the financial statements as a whole. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 15, 2023 on our consideration of the TDA fund and the Transit Fund’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the TDA fund and the Transit Fund’s internal control over financial reporting and compliance. Badawi and Associates, CPAs Berkeley, California December 15, 2023 3 Page 559 of 668 This page intentionally left blank 4 Page 560 of 668 2023 2022 Assets Cash and investments 8,681$ 8,681$ Total assets 8,681$ 8,681$ Liabilities and Fund Balance Liabilities Unearned revenue -$ -$ Total liabilities - - Fund balances: Unassigned 8,681 8,681 Total liabilities and fund balance 8,681$ 8,681$ City of San Luis Obispo, California Transportation Development Act (TDA) Fund Balance Sheets June 30, 2023 and 2022 The accompanying notes are an integral part of these financial statements. 5 Page 561 of 668 2023 2022 Revenues - intergovernmental allocations 76,869$ 53,681$ Other financing uses - operating transfers to City of San Luis Obispo (76,869) (45,000) Excess of revenues over other financing uses - 8,681 Fund balance - beginning of year 8,681 - Fund balance - end of year 8,681$ 8,681$ City of San Luis Obispo, California Transportation Development Act (TDA) Fund Statements of Revenues, Expenditures and Changes in Fund Balance June 30, 2023 and 2022 The accompanying notes are an integral part of these financial statements. 6 Page 562 of 668 2023 2022 Assets Current assets: Cash and investment 7,980,433$ 5,747,671$ Accounts receivable 1,465,809 90 Interest receivable 26,996 10,631 Due from other governments 683,027 1,877,213 Total current assets 10,156,265 7,635,605 Capital assets: Infrastructure 110,972 110,972 Buildings and improvements 5,212,278 5,212,278 Transit operating equipment 9,006,717 9,021,099 Construction in progress 2,408,227 83,058 Total capital assets 16,738,194 14,427,407 Less accumulated depreciation (10,373,759) (9,928,541) Total capital assets, net of accumulated depreciation 6,364,435 4,498,866 Total assets 16,520,700 12,134,471 Deferred Outflows of Resources Pension related 223,664 145,137 Other post‐employment benefits related 25,046 18,309 Total deferred outflows of resources 248,710 163,446 Liabilities Current liabilities: Accounts payable 915,768 470,446 Accrued salaries and compensated absences 31,477 20,512 Unearned revenues 7,009,295 4,301,164 Total current liabilities 7,956,540 4,792,122 Noncurrent liabilities: Compensated absences, net of current portion 5,630 7,029 Net pension liability 771,572 555,660 Net other post‐employment benefits liability 43,984 30,808 Total noncurrent liabilities 821,186 593,497 Total liabilities 8,777,726 5,385,619 Deferred Inflows of Resources Pension related 2,280 142,711 Other post‐employment benefits related 10,643 23,824 Total deferred inflows of resources 12,923 166,535 Net Position Net investment in capital assets 6,364,435 4,498,866 Restricted 1,614,326 2,246,897 Total net position 7,978,761$ 6,745,763$ City of San Luis Obispo, California Transit Fund Statements of Fund Net Position June 30, 2023 and 2022 The accompanying notes are an integral part of these financial statements. 7 Page 563 of 668 2023 2022 Operating revenues: Passenger fares 206,521$ 172,957$ Special transit fares 600,000 537,500 Other revenue 3,448 3,320 Total operating revenues 809,969 713,777 Operating expenses: Purchased transportation 2,387,952 2,076,933 Other transportation services 702,098 596,413 Fuel and lubricants 365,359 340,952 Other materials and supplies 12,691 5,638 Salaries and wages 142,243 186,668 Fringe benefits 47,276 42,614 General and administrative 365,544 226,183 Depreciation 459,600 375,863 Total operating expenses 4,482,763 3,851,264 Operating loss (3,672,794) (3,137,487) Nonoperating revenues: Transportation Development Act operating grants 714,539 1,324,557 Federal Transit Administration operating grants 2,743,473 1,877,213 Federal Transit Administration capital and planning grants 1,339,692 - SGR 8,722 8,468 Interest 99,366 (134,748) Total nonoperating revenues 4,905,792 3,075,490 Change in net position 1,232,998 (61,997) Net position - beginning of year 6,745,763 6,807,760 Net position - beginning of year, as restated 6,745,763 6,807,760 Net position - end of year 7,978,761$ 6,745,763$ City of San Luis Obispo, California Transit Fund Statements of Revenues, Expenses and Changes in Net Position Years Ended June 30, 2023 and 2022 The accompanying notes are an integral part of these financial statements. 8 Page 564 of 668 2023 2022 Cash flows from operating activities: Cash received from customers 3,246,567$ 2,710,830$ Cash payments to suppliers for goods and services (3,022,778) (3,000,375) Cash payments to General Fund for interfund services (365,544) (226,183) Cash payments to employees for services (189,741) (339,057) Net cash used in operating activities (331,496) (854,785) Cash flows from noncapital financing activities: Operating grants received 4,806,426 3,210,238 Net cash provided by noncapital financing activities 4,806,426 3,210,238 Cash flows from capital and related financing activities: Acquisition and construction of capital assets (2,325,169) (80,878) Net cash used in capital and related financing activities (2,325,169) (80,878) Cash flows from investing activities: Interest on investments 83,001 (136,978) Net cash provided by (used in) investing activities 83,001 (136,978) Net increase (decrease) in cash and cash equivalents and investments 2,232,762 2,137,597 Cash and cash equivalents and investments - beginning of year 5,747,671 3,610,074 Cash and cash equivalents and investments - end of year 7,980,433$ 5,747,671$ City of San Luis Obispo, California Transit Fund Statements of Cash Flows Years Ended June 30, 2023 and 2022 The accompanying notes are an integral part of these financial statements. 9 Page 565 of 668 2023 2022 Reconciliation of operating loss to net cash used in operating activities: Operating loss (3,672,794)$ (3,137,487)$ Adjustments to reconcile operating loss to net cash used in operating activities: Depreciation 459,600 375,863 Changes in operating assets, deferred outflows, liabilities, and deferred inflows: Accounts receivable (271,533) 931,620 Accounts payable 445,322 19,561 Unearned revenue 2,708,131 1,065,433 Accrued salaries and compensated absences 9,566 (1,095) Pension related deferred outflows and inflows and net pension liability (3,046) (99,208) OPEB related deferred outflows and inflows and net OPEB liability (6,742) (9,472) Net cash used in operating activities (331,496)$ (854,785)$ Reconciliation of cash and cash equivalents and investments to the statement of fund net position: Cash and investment 7,980,433$ 5,747,671$ Total cash and cash equivalents and investments 7,980,433$ 5,747,671$ Non cash transactions Gain (loss) on sale of capital assets -$ -$ Statements of Cash Flows, Continued Years Ended June 30, 2022 and 2021 City of San Luis Obispo, California Transit Fund The accompanying notes are an integral part of these financial statements. 10 Page 566 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Note 1 - The Reporting Entity The City of San Luis Obispo (the City) operates a fixed route public transportation system within the City limits and to the California Polytechnic State University (Cal Poly). Vehicle operations and vehicle maintenance are provided under contract by a private transportation company. Nonvehicle-related support and administrative services are provided by City staff. The Transportation Development Act (TDA) Fund (the Fund) of the City of San Luis Obispo, California (the City) is a special revenue fund created by resolution of the City Council to account for the revenues received pursuant to the TDA. Such revenues allocated under specific state statutes are legally restricted to financial expenditures made of the development and construction of local streets and roads, including pedestrian and bicycle facilities. The Transit Fund is an enterprise fund of the City created by resolution of the City Council to account for the revenues received pursuant to the Transportation Development Act (TDA), Federal Transit Authority (FTA) and the revenues received from the transit operations described above. Such revenues are allocated under specific statutes and are legally restricted to finance expenditures made for transit operations, the development of public transportation systems and transportation planning. When both restricted and unrestricted resources are available for the same purpose, it is the City’s policy to use restricted funds first. Note 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Measurement Focus, Basis of Accounting and Basis of Presentation The Transportation Development Act (TDA) Fund’s financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized when measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay the liabilities of the current period. For this purpose, the City considers interest and grant revenues earned but not received as susceptible to accrual under this method. Expenditures are generally recognized at the time liabilities are incurred. The Transit Fund’s financial statements are reported using the economic resources measurement focus and the accrual basis of accounting. Revenues are recognized when earned and expenses are recognized when incurred regardless of the timing of related cash flows. The Fund distinguishes operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services in connection with the Fund’s principal ongoing operations. The principal operating revenues of the Fund are charges to customers for transit services. Operating expenses for the Fund include cost of services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses, including non-exchange transactions such as TDA and FTA grants. Non-exchange transactions, in which the Transit Fund receives value without directly giving equal value in return, include grants. Revenue from grants is recognized in the fiscal year in which all eligibility requirements have been satisfied. Eligibility requirements include timing requirements, which specify the fiscal year when the resources are to be used or the fiscal year when use is first permitted; matching requirements, in which the Transit Fund must provide local resources to be used for a specific purpose; and expenditures requirements, in which the resources are provided to the Transit Fund on a reimbursement basis. Annual Financial Statements The financial statements of the Transportation Development Act (TDA) Fund and the Transit Fund are intended to reflect the financial position; results of operations and cash flows where applicable in conformity with generally accepted accounting principles and are not intended to present the financial position, results of operations, or cash flows of the City of San Luis Obispo, California. 11 Page 567 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 2 Note 2 - Summary of Significant Accounting Policies, Continued Measurement Focus, Basis of Accounting and Basis of Presentation Special Revenue Fund – Transportation Development Act Fund This fund is used to account for the City’s share of Transportation Development Act (TDA) Article 3 funds that are legally restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Enterprise Fund - Transit This fund is used to account for the operation and maintenance of the City’s transit system. TDA Article 4 and FTA allocations for transit operations are accounted for in this fund. Cash, Cash Equivalents, and Investments Cash and cash equivalents consist of cash on hand, cash balances in checking and money market accounts and short- term investments, with an original maturity of three months or less. Investments which are in the City’s internal investment pool are also treated as cash equivalents for the purposes of the statement of cash flows. Amounts Due from Other Governments Generally, amounts due from other governments are recorded as revenues when earned. However, when the use of funds is the prime factor for determining eligibility for grants, revenue is accrued when the related expenses have been made on an approved grant. Capital Assets Capital assets are recorded at cost and depreciated using the straight-line method over their estimated useful lives, ranging from 5 to 20 years. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000. Detailed capital assets can be found in Note 5. Net Pension Liability, Deferred Outflows and Deferred Inflows The City recognizes a net pension liability, which represents the City’s excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The City has allocated a proportionate share of the net pension liability, deferred outflows, deferred inflows and pension expense to the Transit Fund. The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense. 12 Page 568 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 3 Note 2 - Summary of Significant Accounting Policies, Continued Other Post-Employment Benefits (OPEB) Liability, Deferred Outflows and Deferred Inflows For purposes of measuring net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City’s plan (OPEB Plan), and additions to or deductions from the OPEB Plan’s fiduciary net position, have been determined on the same basis as they are reported by the California Employer’s Retiree Benefit Trust Program (CERBT). For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with benefit terms. Investments are reported at fair value. Generally accepted accounting principles require that the reported OPEB results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2021 Measurement Dates June 30, 2022 and 2021 Measurement Periods July 1, 2021 to June 30, 2022, and July 1, 2020 to June 30, 2021 Fund Balance The TDA Fund’s financial statements report fund balance in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. The Fund does not have a fund balance in the current fiscal year, therefore classification is not necessary. However, GASB Statement No. 54, Fund Balance Reporting and Governmental Fund Type Definitions, identifies five components of fund balance – nonspendable, restricted, committed, assigned and unassigned. Nonspendable - This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted - This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed - This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Also included in this component are encumbrances which represent legal and binding obligations for the acquisition of future goods and services. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. Assigned - This component consists of amounts that are constrained by the City’s intent to be used for specific purposes, but are neither restricted nor committed. The City Manager or Director of Finance are authorized to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned - This classification represents amounts that have not been restricted, committed, or assigned to specific purposes. 13 Page 569 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 4 Note 2 - Summary of Significant Accounting Policies, Continued Fund Balance Spending Policy The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Budgets and Budgetary Accounting The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long- range planning and effective program management. Significant features of the City’s two-year Financial Plan include the integration of Council goal-setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) for five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Estimates The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. Note 3 - CASH AND CASH EQUIVALENTS AND INVESTMENTS Transportation Act Development (TDA) Fund and Transit Fund are pooled with the City’s cash and investments in order to generate optimum interest income. The City pools its available cash for investment purposes. Cash and cash equivalents are combined with investments and displayed as Cash and Investments. At June 30, 2023 and 2022, cash and investments consisted of the following: Investment Fair Value Measurements The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. 2023 2022 Cash and investment 7,989,114$ 5,756,352$ 14 Page 570 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 5 Note 3 - Cash and Cash Equivalents and Investments, Continued Custodial Credit Risk – Deposits Custodial credit risk is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. Cash balances held in banks are insured up to $250,000 by the Federal Depository Insurance Corporation. For custodial credit risk associated with deposits, the City follows California Government Code, which requires California financial institutions to secure the City’s deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City’s deposits. California law also allows financial institutions to secure the City’s deposits by pledging first trust deed mortgage notes equal to 150% of the City’s deposits. All deposits held by financial institutions are fully insured or collateralized with securities, held by the pledging financial institutions’ trust departments in the City’s name. The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund’s average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. Interest Rate Risk This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Credit Risk This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. The California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. Concentration of Credit Risk The City’s policies contained in the Investment Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. 15 Page 571 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 6 Note 3 - Cash and Cash Equivalents and Investments, Continued Concentration of Credit Risk, Continued The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution.  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions.  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Additional Cash and Investment Disclosures See the City of San Luis Obispo June 30, 2023 and 2022 Annual Comprehensive Financial Reports for additional cash and investment disclosures. Note 4 - DUE FROM OTHER GOVERNMENTS At June 30, 2023 and 2022, the amounts due from other governments were as follows: Note 5 - CAPITAL ASSETS Capital Assets activity for the fiscal year ended June 30, 2023, was as follows: 2023 2022 Federal Transit Administration - capital and operating grants 683,027$ 1,877,213$ Balance Deletions/ Balance June 30, 2022 Additions Transfers/Adjustment June 30, 2023 Capital assets not being depreciated: Construction in progress 83,058$ 2,325,169$ -$ 2,408,227$ Capital assets being depreciated: Infrastructure 110,972 - - 110,972 Buildings and improvements 5,212,278 - - 5,212,278 Transit operating equipment 9,021,099 - (14,382) 9,006,717 Total capital assets being depreciated 14,344,349 - (14,382) 14,329,967 Less accumulated depreciation (9,928,541) (385,400) (59,818) (10,373,759) Total capital assets, net of accumulated depreciation 4,498,866$ 1,939,769$ (74,200)$ 6,364,435$ 16 Page 572 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 7 Note 5 - Capital Assets, Continued Capital Assets activity for the fiscal year ended June 30, 2022, was as follows: Note 6 - INTERGOVERNMENTAL ALLOCATIONS The City has been allocated the following funds from the State Transit Assistance Fund (STAF), Local Transportation Fund (LTF) and State of Good Repair (SGR) for the years ended June 30, 2023 and 2022. The amounts have been and will be used for both operating expenses and capital assets. For the years ended June 30, 2023 and 2022, the City also directly allocated $1,068,248, and $483,071, respectively, of LTF Article 4.0, Section 99260 funds to San Luis Obispo Regional Transit Authority (SLORTA). These funds are not shown in the accompanying financial statements. In addition to TDA allocations, the City was also received a Low-Carbon Transit Operations Program (LCTOP) allocation of $344,183 to be spent toward the purchase of two electric transit vehicles. As of June 30, 2023, the City had purchased the vehicles. Balance Deletions/ Balance June 30, 2021 Additions Transters June 30, 2022 Capital assets not being depreciated: Construction in progress 2,182$ 83,058$ (2,182)$ 83,058$ Capital assets being depreciated: Infrastructure 221,743 - (110,771) 110,972 Buildings and improvements 5,101,506 - 110,772 5,212,278 Transit operating equipment 9,021,099 - - 9,021,099 Total capital assets being depreciated 14,344,348 - 1 14,344,349 Less accumulated depreciation (9,552,679) (375,862) - (9,928,541) Total capital assets, net of accumulated depreciation 4,793,851$ (292,804)$ (2,181)$ 4,498,866$ Article Section 2023 2022 LTF 3.0 99233.3 76,869$ 53,681$ LTF 4.0 99260 2,647,859 2,084,383 STAF 6.5 99313 361,527 257,229 STAF 6.5 99314 69,101 48,229 SGR 6.5 99314 8,722 8,468 3,164,078$ 2,451,990$ Applicable Allocating TDA Statute Amount 17 Page 573 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 8 Note 7 - FARE REVENUE RATIOS For the years ended June 30, 2023 and 2022 the City had fare revenue ratios of 159%, and 98%, respectively, computed as follows: Due to the global pandemic, the California legislature passed AB 90 and AB 149. AB 90 prohibits the imposition of a penalty on an operator that does not maintain the required ratio of fare revenues to operating cost during the 2020–21, 2021–22, and 2022-23 fiscal years. AB 149 extends the penalty exemption through the fiscal year 2023-24 as well as authorizes transit operators to include federal grant funds as local funds for the purpose of computing fare revenue ratios. TDA regulations require a minimum ratio of 20% for a municipality the size of the City. The City is in compliance with the applicable TDA regulations for the year ended June 30, 2023 and June 30, 2022. Note 8 - PENSIONS The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees and participates in an agent-multiple employer plan (Miscellaneous Plan) for its miscellaneous employees. The City has allocated a portion of the Miscellaneous Plan that relates to the Transit Fund. The portion of the net pension liability allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $771,572 and $555,660, respectively. The portion of the deferred outflows of resources allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $223,664 and $145,137, respectively. The portion of the deferred inflows of resources allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $2,280 and $142,711, respectively. The portion of the pension expense allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $(3,046) and $(99,209), respectively, and is shown as a part of total fringe benefits in the related fiscal year. Additional Pension Disclosures See the City of San Luis Obispo June 30, 2023 and 2022 Annual Comprehensive Financial Reports for additional pension disclosures as well as required supplementary information. Note 9 - OTHER POST-EMPLOYMENT BENEFITS (OPEB) The City’s primary other post-employment benefits (OPEB) cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City has allocated a portion of the plan that relates to the Transit Fund. The portion of the net OPEB liability allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $43,984 and $30,808, respectively. The portion of the deferred outflows of resources allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $25,046 and $18,309, respectively. The portion of the deferred inflows of resources allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $10,643 and $23,824, respectively. The portion of the OPEB expense allocated to the Transit Fund for the years ended June 30, 2023 and 2022 were $(3,413) and $(6,248), respectively, and is shown as a part of total fringe benefits in the related fiscal year. 2023 2022 Operating revenues - fares 806,521$ 710,457$ Other local support - federal grants 4,083,165 1,877,213 (a) Net Operating revenues 4,889,686 2,587,670 (b) Net operating costs, net of depreciation and vehicle lease costs 4,023,165$ 3,475,401$ Exclude capital expenses under uniform system of accounts for purposes of calculating fare revenue ratios but treated as operating expenses for financial statements (955,181) (830,773) (b) Adjusted operating costs for purposes of calculating fare revenue ratios 3,067,984$ 2,644,628$ (c) Fare revenue ratio [(a) / (b)]159%98% 18 Page 574 of 668 City of San Luis Obispo, California Transportation Development Act (TDA) Fund and Transit Fund Notes to the Financial Statements June 30, 2023 and 2022 Page 9 Note 9 - Other Post-Employment Benefits (OPEB), Continued Additional OPEB Disclosures See the City of San Luis Obispo June 30, 2023 and 2022 Annual Comprehensive Financial Reports for additional OPEB disclosures as well as required supplementary information. Operating Transfers The City expends all amounts for alternate transportation projects in its General Fund or Capital Outlay Fund. LTF monies received by the City are initially deposited in the Transportation Development Act (TDA) Fund and subsequently transferred to the General Fund, where such funds are expended or transferred to the Capital Outlay Fund to be expended on designated transportation projects. Note 10 - COMMITMENTS AND CONTINGENCIES Regional Transit Authority Pension Expense The City is presently a member agency of the San Luis Obispo Regional Transit Authority (see ACFR Note 10), a duly established Joint Powers Authority (JPA) comprised of all local cities and the County of San Luis Obispo. The City’s contractual contribution to that entity is approximately 18% of the total expense. The City was advised that the Regional Transit Authority was working with CalPERS to determine whether it is required to enroll certain previously unenrolled transit employees in the CalPERS pension system and whether the entity may be liable for obligations related to the failure to enroll those employees and make contributions on their behalf. On December 10, 2019 the County Board of Supervisors approved a contract for participation of the JPA in the San Luis Obispo County Pension Trust and the Employees Retirement Plan. The current amount of potential CalPERS unfunded liability for the JPA may reach as high as $4 million. It is not anticipated that the City’s annual payment to the JPA will increase to satisfy this unfunded liability. Note 11 - SUBSEQUENT EVENTS Events subsequent to June 30, 2023 have been evaluated through December 15, 2023, which is the date the financial statements were available to be issued. Management did not identify subsequent events that required disclosure. 19 Page 575 of 668 2023 Original Final Actal Revenues - intergovernmental allocations 45,900$ 76,869$ 76,869$ -$ Other financing uses - operating transfers to City of San Luis Obispo (45,000) (76,869) (76,869) - Excess of revenues over other financing uses 900$ -$ -$ -$ 2022 Original Final Actal Revenues - intergovernmental allocations 45,900$ 45,900$ 53,681$ 7,781$ Other financing uses - operating transfers to City of San Luis Obispo (45,900) (97,129) (45,000) 52,129 Excess of revenues over other financing uses -$ (51,229)$ 8,681$ 59,910$ Budget Variance with Final Budget Positive City of San Luis Obispo, California Transportation Development Act (TDA) Fund Supplementary Information Schedules of Revenues and Expenditures - Budget and Actual June 30, 2023 and 2022 Variance with Final Budget Positive (Negative) Budget 20 Page 576 of 668 REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING AND ON COMPLIANCE AND OTHER MATTERS BASED ON AN AUDIT OF FINANCIAL STATEMENTS PERFORMED IN ACCORDANCE WITH GOVERNMENT AUDITING STANDARDS Independent Auditor’s Report To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California We have audited, in accordance with the auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States, the financial statements of the Transportation Development Act (TDA) Fund and the Transit Fund (TDA Program) of the City of San Luis Obispo, California (City), as of and for the year ended June 30, 2023, and the related notes to the financial statements, and have issued our report thereon dated December 15, 2023. Report on Internal Control Over Financial Reporting In planning and performing our audit of the financial statements, we considered the City’s internal control over financial reporting (internal control) to determine the audit procedures that are appropriate in the circumstances for the purpose of expressing our opinions on the financial statements, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, we do not express an opinion on the effectiveness of the City’s internal control. A deficiency in internal control exists when the design or operation of a control does not allow management or employees in the normal course of performing their assigned functions, to prevent, or detect and correct misstatements on a timely basis. A material weakness is a deficiency, or a combination of deficiencies, in internal control, such that there is a reasonable possibility that a material misstatement of the entity’s financial statements will not be prevented, or detected and corrected on a timely basis. A significant deficiency is a deficiency, or a combination of deficiencies, in internal control that is less severe than a material weakness, yet important enough to merit attention by those charged with governance. Our consideration of internal control was for the limited purpose described in the first paragraph of this section and was not designed to identify all deficiencies in internal control that might be material weaknesses or significant deficiencies. Given these limitations, during our audit we did not identify any deficiencies in internal control that we consider to be material weaknesses. However, material weaknesses or significant deficiencies may exist that were not identified. Page 577 of 668 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page Two Report on Compliance and Other Matters As part of obtaining reasonable assurance about whether the TDA Program’s financial statements are free from material misstatement, we performed tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements, noncompliance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not express such an opinion. The results of our tests disclosed no instances of noncompliance or other matters that are required to be reported under Government Auditing Standards. Purpose of this Report The purpose of this report is solely to describe the scope of our testing of internal control and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the entity’s internal control or on compliance. This report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the entity’s internal control and compliance. Accordingly, this communication is not suitable for any other purpose. Badawi and Associates, CPAs Berkeley, California December 15, 2023 22 Page 578 of 668 REPORT ON COMPLIANCE AND ON INTERNAL CONTROL OVER COMPLIANCE FOR TRANSPORTATION DEVELOPMENT ACT FUNDS Independent Auditor’s Report To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Report on Compliance Opinions We have audited the City of San Luis Obispo’s (City) compliance with the types of compliance requirements described in Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments applicable to the City’s Transportation Development Act Article 3, 4 and 6.5 Program (TDA Program) for the years ended June 30, 2023 and 2022. In our opinion, the City complied, in all material respects, with the compliance requirements referred to above that could have a direct and material effect on its TDA Program for the year ended June 30, 2023 and 2022. Basis for Opinion We conducted our audit of compliance in accordance with auditing standards generally accepted in the United States of America (GAAS); the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States; and Section 6666 and 6667 of the rules and regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act); and the allocation instructions and resolutions of the San Luis Obispo Council of Governments. Our responsibilities under those standards and the Act are further described in the Auditor’s Responsibilities for the Audit of Compliance section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion on compliance for the City’s TDA Program. Our audit does not provide a legal determination of the City’s compliance with the compliance requirements referred to above. Page 579 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 Responsibilities of Management for Compliance Management is responsible for compliance with the requirements referred to above and for the design, implementation, and maintenance of effective internal control over compliance with the requirements of laws, statutes, regulations, rules and provisions of contracts or grant agreements applicable to the City’s TDA Program. Auditors’ Responsibilities for the Audit of Compliance Our objectives are to obtain reasonable assurance about whether material noncompliance with the compliance requirements referred to above occurred, whether due to fraud or error, and express an opinion on the City’s compliance based on our audit. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS, Government Auditing Standards, and the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments will always detect material noncompliance when it exists. The risk of not detecting material noncompliance resulting from fraud is higher than for that resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Noncompliance with the compliance requirements referred to above is considered material if there is a substantial likelihood that, individually or in the aggregate, it would influence the judgment made by a reasonable user of the report on compliance about the City’s compliance with the requirements of the TDA Program as a whole. In performing an audit in accordance with GAAS, Government Auditing Standards, and the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material noncompliance, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the City’s compliance with the compliance requirements referred to above and performing such other procedures as we considered necessary in the circumstances.  Obtain an understanding of the City’s internal control over compliance relevant to the audit in order to design audit procedures that are appropriate in the circumstances and to test and report on internal control over compliance in accordance with the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments, but not for the purpose of expressing an opinion on the effectiveness of City’s internal control over compliance. Accordingly, no such opinion is expressed. 24 Page 580 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and any significant deficiencies and material weaknesses in internal control over compliance that we identified during the audit. Report on Internal Control Over Compliance A deficiency in internal control over compliance exists when the design or operation of a control over compliance does not allow management or employees, in the normal course of performing their assigned functions, to prevent, or detect and correct, noncompliance with a type of compliance requirement of the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments on a timely basis. A material weakness in internal control over compliance is a deficiency, or combination of deficiencies in internal control over compliance, such that there is a reasonable possibility that material noncompliance with a type of compliance requirement of the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments will not be prevented, or detected and corrected, on a timely basis. A significant deficiency in internal control over compliance is a deficiency, or a combination of deficiencies, in internal control over compliance with a type of compliance requirement of the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act) and the allocation instructions and resolutions of the San Luis Obispo Council of Governments that is less severe than a material weakness in internal control over compliance, yet important enough to merit attention by those charged with governance. Our consideration of internal control over compliance was for the limited purpose described in the Auditor’s Responsibilities for the Audit of Compliance section above and was not designed to identify all deficiencies in internal control over compliance that might be material weaknesses or significant deficiencies in internal control over compliance. Given these limitations, during our audit we did not identify any deficiencies in internal control over compliance that we consider to be material weaknesses, as defined below. However, material weaknesses or significant deficiencies in internal control over compliance may exist that were not identified. Our audit was not designed for the purpose of expressing an opinion on the effectiveness of internal control over compliance. Accordingly, no such opinion is expressed. 25 Page 581 of 668 To the Honorable Mayor and Members of City Council of the City of San Luis Obispo San Luis Obispo, California Page 4 The purpose of this report on internal control over compliance is solely to describe the scope of our testing of internal control over compliance and the results of that testing based on the requirements of the Section 6666 and 6667 of the Rules and Regulations of the California Administrative Code in the Transportation Development Act Statutes and Administrative Code for 1987 (the Act), and the allocation instructions and resolutions of the San Luis Obispo Council of Governments. Accordingly, this report is not suitable for any other purpose. Badawi and Associates, CPAs Berkeley, California December 15, 2023 26 Page 582 of 668 1 2020-21 Annual Comprehensive Financial Report Recommendation 2 Review and accept the Annual Comprehensive Financial Report, Federal Single Audit Report and Transportation Development Act (TDA) Report for Fiscal Year 2022-23. 2022-23 Audit Annual Audits 3 •Annual audits are required by the City’s Charter and State laws •Purpose is to fairly present the financial condition of the City in accordance with Generally Accepted Accounting Principles •Single Audit Report pertains to how the City spent Federal funds •TDA Report pertains to how the City spent funds provided by this specific California Act •City’s current auditing firm – Badawi & Associates 2022-23 Audit Auditor’s Report 4 Ahmed Badawi Badawi & Associates abadawi@b-acpa.com “It is not just about numbers. It is about long-term relationships that are built on consistent quality results, responsiveness, and professionalism.” 2022-23 Audit Audit Highlights 5 •Unqualified, Clean Audit •Increase in Fund Balance in General Fund, Water Fund, Sewer Fund, Parking Fund and Transit Fund. •Findings are areas for improvement and are included with the Single Audit Report 2022-23 Audit Popular Annual Financial Report 6 https://www.slocity.org/home/showpublisheddocument/35118 2022-23 Audit Federal Single Audit 7 •Focuses on how the City spent Federal grants and the City’s internal controls •City spent $6.9 million of Federal grants in FY 2022-23 •Largest grants were Transit related ($4.1 million) and COVID related ($2.6 million) •Findings are areas for improvement and are ongoing from FY 2021-22 2022-23 Audit Addressing Auditor’s Findings 8 •Journal Entry posting – certain journal entries can be posted automatically, without approvals. Exploring system workflows as well as limiting employee permissions to address this finding. •Payroll Module Implementation – overtime calculations and ongoing manual intervention to ensure correct rate of pay. Ongoing efforts with third-party consultant to correct. 2022-23 Audit Transportation Development Act Report 9 Funding is restricted for transportation related expenditures •Bicycle and Pedestrian projects ($76,869) •Transit ($3 million) 2022-23 Audit Must maintain a fare box revenue ratio of 20% •FY 2022-23 ratio = 159% FY 2022-23 Financial Statements Questions? 2022-23 Audit 10 Recommendation Review and accept the Annual Comprehensive Financial Report, Federal Single Audit Report and Transportation Development Act (TDA) Report for Fiscal Year 2022- 23. 2022-23 Audit 11 12 FY 2022-23 Financial Statements Governmental Funds Total Revenue: $127.7 million ACFR page 33 78% Taxes from revenue sources such as sales, property, transients, and utility users' tax. 14%Fees for services such as Development Review, Park & Recreation programs & Special Assessments. 8%Revenue from grants and investments.$21,865,468 $30,508,731 $22,376,920 $11,037,037 $6,904,194 $2,349,603 $3,281,010 $1,127,744 $18,418,552 $6,364,704 $1,460,236 $1,999,872 Sales & Use Tax Local Revenue Measure Property Tax Transient Occupancy Tax Utility User Tax Franchise Tax Business Tax Cannabis Tax Charges for Services Subventions & Grants Miscellaneous Investment Income FY 2022-23 Financial Statements Governmental Funds Public Safety $37,425,928 Leisure, cultural, social Services $11,015,177 Debt Service $2,605,517 Capital Outlay $24,737,222 Transportation $5,408,704 General Government $23,646,307 Community Development $14,867,023 Total Expenditures: $119.7 million ACFR page 33 15 FY 2022-23 Financial Statements ACFR page 31 General Fund – Fund Balance per June 30, 2023 Non-spendable $101,462 Committed Contingency Fund – 20% policy level 13,727,000 General government programs 5,307,988 Risk Management 585,456 Assigned to: Encumbrances 2,455,573 SLO Rep Theater grant 3,940,000 115 Trust Fund 2,000,000 CalPERS Payment 2,000,000 Revenue Stabilization 2,000,000 Tenant Improvement 1,400,000 Development Services 464,136 Solid Waste AB939 281,000 Unassigned 8,275,453 Total Fund Balance $42,538,068 Local Revenue Measure – G-20 (April 1, 2021) 16 80%million Operating Use $8.8 million Capital Use $22.1 million Revenue $30.5 Community Safety & Emergency Preparedness Creek & Flood Protection Safe & Clean Public Spaces Youth/Senior & recreation Facilities Open Space Preservation & Maintenance million Encumbrances $9.0 Street Maintenance & Transportation Address Homelessness Economic Development & Business Retention Protection of Financial Stability ACFR page 113 FY 2022-23 Financial Statements Proprietary (Enterprise) Funds – Revenues $66 million Water Fund $ 28.5 million Sewer Fund $24.1 million Parking Fund $7.7 million Transit Fund $5.7 million Service Charges $23,856 Impact Fees $3,616 Other Revenue $248 Non-Operating Revenue $741 Service Charges $20,289 Impact Fees $1,981 Other Revenue $72 Non-Operating Revenue $1,753 Service Charges $4,607 Fines & Forfeitures $1,369 Other Revenue $47 Non-Operating Revenue $1,682 Service Charges $806 Other Revenue $3 Non-Operating Revenue $4,905 ACFR page 41 Numbers shown in thousands 17 FY 2022-23 Financial Statements Proprietary (Enterprise) Funds – Expenditures $43.9 million Water Fund $21.5 million Parking Fund $4.8 million Transit Fund $ 4.5 million Sewer Fund $13.1 million Staffing $4,965 Supplies & Maint.$1,767 Contract Services $10,264 General Gov.$1,535 Depreciation $2,945 Staffing $4,860 Supplies & Maint.$2,203 Contract Services $1,914 General Gov.$1,497 Depreciation $2,588 Staffing $1,663 Supplies & Maint.$733 Contract Services $880 General Gov.$873 Depreciation $662 Staffing $190 Supplies & Maint.$378 Contract Services $3,090 General Gov.$365 Depreciation $460 ACFR page 41 Numbers shown in thousands 18 FY 2022-23 Financial Statements Capital Assets (net of depreciation) Governmental Assets - $ 224 million Enterprise Assets – $307 million ACFR page 65 0% Infrastructure 59% Land & Public Art 15% Under Construction 8% Buildings 12% Equipment 6%Right of Use - Lease <1%SBITAs* <1% Water Fund 29% Sewer Fund 61% Parking Fund 8% Transit Fund 2% 19 Notes Section 20 •Accompany the basic financial statements - Provides further analysis and the financial statements should be viewed with the notes as a whole •New note related to subscription-based information technology arrangements (SBITAs) GASB 96 ACFR pages 51-96 Statistical Section Financial Trends -Trend information -Financial Performance -City’s fiscal well-being Demographic, Economic, & Operating Information Assist the reader in understanding the environment within which the government ‘s financial activities take place and the services & activities the government provides. 21 Revenue & Debt Capacity -Local Revenue Sources -Major Tax revenues -Ability to issue debt -Affordability of current debt ACFR page 159 City of San Luis Obispo Presentation to The City Council January 23, 2024 Presented by: Ahmed Badawi, CPA Partner Badawi & Associates Audit of the City of San Luis Obispo 1 Agenda Engagement Team Deliverables and Scope of the Audit Areas of Primary Emphasis Auditors Report and Financial Statements Required Communications New Accounting Standards Conclusion & Discussion/Questions 2 Engagement Team 3 Engagement Team Engagement Partner Ahmed Badawi, CPA Senior Tim Ko 4 Manager Wenwei Zhao CPA Staff Fatima Salman Staff Yujia Zhao Staff Mohamed Ahmed Deliverables and Scope of the Audit Report of Independent Auditors on City of San Luis Obispo Basic Financial Statements Independent Auditor’s Report on Internal Control Over Financial Reporting and on Compliance and Other Matters Independent Auditor’s Report on Compliance with Requirements Applicable to Each Major Program and Internal Control over Compliance in Accordance with the Uniform Guidance Report on Compliance with TDA Report of Independent Auditors on the Whale Rock Commission Basic Financial Statements Agreed-Upon Procedures Report on Appropriation Limit Schedule Communications With Those Charged With Governance Letter used to summarize communication of various significant matters to those charged with governance. 5 Areas of Primary Audit Emphasis Revenues & Receivables (Tax, Grants, Notes and Others): Improper revenue recognitions Governmental Funds: Confirmed/validated property taxes, sales taxes, franchise taxes & other significant revenues/receivables. Proprietary Funds: Performed analytical procedures and trends analysis. Pension & OPEB: Complex accounting standards Reviewed management’s journal entries for pension and OPEB. Agreed amounts recorded to reports provided by CalPERS and CalPERS’ Auditors and performed testing of census information used by CalPERS. Reviewed management’s allocation of pension and OPEB amounts to enterprise fund. 6 Areas of Primary Audit Emphasis The risk of management override of controls is addressed by the following procedures: Assignment of audit staff based on consideration of audit risk. Procedures to incorporate an element of unpredictability in the audit from period to period. Consideration of the selection and application of significant accounting principles. Examination of journal entries. Review of accounting estimates for bias. Evaluation of business rationale for unusual transactions. Evaluation of the appropriateness of fraud-related inquiries performed 7 8 Auditors Report Unmodified opinion Audit performed in accordance with Generally Accepted Auditing Standards, and Government Auditing Standards Financial statements are fairly presented in all material respects Significant accounting policies have been consistently applied Estimates are reasonable Disclosures are properly reflected in the financial statements 9 10 Required Communications Our Responsibility Under U.S GAAS •Opinion on whether financial statements are fairly stated in accordance with U.S GAAP •Evaluate internal control over financial reporting including tone at the top •Evaluate compliance with laws, contract and grants •Ensure financial statements are clear and transparent •Communicate with the governing body 11 Management Responsibility •Management is responsible for the financial statements •Establish and maintain internal control over financial reporting •Making all financial records available to us •Adjust the financial statements to correct material misstatements •Establish internal control to prevent and detect fraud •Inform us of all known and suspected fraud •Comply with laws and regulations •Take corrective action on audit findings Required Communications Independence Timing of the Audit •It is our responsibility to maintain independence •We will maintain our independence by strict adherence to the AICPA and the Board of Accountancy rules and regulations •No other services performed that could affect our independence •Audit was performed within the time frame communicated to the City in our engagement letters 12 Required Communications Significant Accounting Policies and Unusual Transactions The City adopted the following new pronouncements during the year: •GASB Statement No. 91 – Conduit debt •GASB Statement No. 94 – Public-private partnerships •GASB Statement No. 96– Subscription- Based Information Technology Arrangements 13 Required Communications Management Judgment and Accounting Estimates Significant management estimates impacting the financial statements include the following: •Useful lives of Capital Assets •Pension Plans •OPEB Plans •Investment Valuations •Allowance for uncollectable accounts 14 Required Communications Sensitive Disclosures Difficulties Encountered in Performing the Audit The most sensitive disclosures affecting the City’s financial statements are as follow: •Summary of Significant Accounting Policies •Cash and Investments •Capital Assets •Long Term Debt •Net Position/Fund Balances •Employee Retirement Plans •Other Post Employment Benefits •Commitments and Contingencies •Subsequent Events None. 15 Required Communications Significant Audit Adjustments and Unadjusted Differences Considered by Management to be Immaterial Potential Effect on the Financial Statements of Any Significant Risks and Exposures There were adjustments and reclassifying entries during the course of the audit. Management has posted all proposed audit adjustments. No significant risks or exposures were identified. Legal matters and potential liabilities are disclosed in the financial statements 16 Required Communications Disagreement with Management Deficiencies in Internal Control We are pleased to report that there were no disagreements with management Material weaknesses:•Journal entries posting Significant Deficiency:•Incorrect Payroll Module Implementation 17 Required Communications Representations Requested of Management Management Consultation with Other Accountants We obtained certain representations from management before issuing our reports. We are not aware of any significant accounting or auditing matters for which management consulted with other accountants 18 Required Communications Other Material Written Communications Material Uncertainties Related to Events and Conditions Fraud and Illegal Acts Other than the engagement letter and management representation letter, there have been no other significant communications There were no material uncertainties relating to events and conditions We have not become aware of any instances of fraud or illegal acts 19 20 New Accounting Standards 2024 •GASB Statement No. 100 – Accounting Changes and Error Corrections—an amendment of GASB Statement No. 62 2025 •GASB Statement No. 101 – Compensated Absences •GASB Statement No. 102 – Certain Risk Disclosures Questions Ahmed M. Badawi abadawi@b-acpa.com 21 Thank You For Allowing Us to Provide Audit Services to the City of San Luis Obispo 22