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HomeMy WebLinkAboutD-643 Mission Vinyard Tract�'ii � �d��i}Ml+l� �L :ChY Cf; ! f'L�„b' �_.]SyA�R� f �'Q� MZ C (.`lip 7 'A �(� l�� � _ „yJ�. `^ /,'`i� „'l4 }:- '~ K�• �(!� ��YT YPL lY' � �� r Y �,• �~ ti'! T � _ � ^�� +Ii�l�Yl �.inlr4 Y� J w.'Y.�31L.in Lot 14, the northwesterly 30 feet of Lot 15 and the northwesterly 80 feet of Lots 10 and 11, in Block 100 of Mission Vineyard Tract, in the City of San Luis Obispo, County of San Luis Otispo, State of California, according to the map thereof recorded in Book A. Page 143 of Maps in the office of the County Recorder of said County. EXCEPT that portion of Lot 14, described as follows: Beginning at the most Westerly corner of said Lot 14; thence Northeast along the Northwesterly line . of said lot, 100 feet; thence Southeasterly and parallel with the Southwesterly line of said lot, 35 feet; thence Southwesterly and parallel with the Northwesterly line of said lot, 100 feet to the Southwesterly line of said lot; thence Northwest along said Southwesterly line 35 feet to the point of beginning. 4 Z�3 0 `v C4^. (Partnership) . -y �� ( /(p STATE OF CALIFORNIA l COUNTY OF- San Luis Obispo } SS. l On Auglist 29} 1961 111 y Tbefore me, the undersigned, a Notary Public in and for said County d and State, personally appeared M COY C. HQMP'=0 DOROTfIY R. HQMPHREYe H. A. LANDECK and LIICILLE M. LA>uDECK ➢•;! y known to me to be all C •.pf the,p'Arta ;of the partnership that executed the witt��nmn jnstiument,' anif �cknoviledged to me that such partnership execu3ed' th> same. `•, s ' WITNESS my hand find offibial,sdal (Seal) Signature 58 6 -60 NsTv ayped or' ,rimed) Notary Public in•lari 'fEr..said County and State t r RECORDING REQUESTED BY ;&11481Pdt SPACE ABOVE THIS LINE FOR RECORL F SP Eff" - r THIS FORM FURNISHED BY TITLE INSURANCE AND TRUST COMPANY FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged, L. &-H. INVESTMENT CO., a general partnership hereby GRANT(S) to CITY OF SAN LUIS OBISPO, a municipal corporation adorn . raze VOL1148 PAGE 1S Dated: STATE OF CALIFORNIA - COUNTY OF SS: fl„ - --before me, the under- signed, a Notary Public in-and for said County and State, personally appear ed known to me to be the persoso name subscribed to the within instrument and acknowledged that_ "ecuted the same. WITNESS my hand and official seaL (Seal) Name (Typed or Printed) Notary Public in and for said County and State if executed by a Corporation the Corporation Form o/ Acknmokdgment must be used. 398 8.59 /lam H. A,' Landeck n J) Title Order Escrow No, 72935 —RCM 0 C_') 1 ILA c.o m S-� A y C4 o '2 y cn a�n C' g"� .. a x �-7 0• o x � e�i 2 O n >z -zM z ° w� tz crJ 0. xxsz ° x> °C �i � A;q 80 ��' 7� Uz1 fAa z� �A Z �2C 9 fA9 �� ?Ci >9z °O 't rAO M yy i i m P Y O � m y y n n> y m 4 2 m C fA o >0 O i fOn ''> yC mo 20 i�t.�s w.i� e'yC 'a> >� mC =�'°2 n Z'r .0 v Vf :1 2 C z n n H x 5 O< ma, �" C> K x •� z y .,y w .t 0` wM z a o a � lsJ w y v E � v H x � r o� z o o MCI - - �o> mo 'aJ o � - - o r w w L•1 2 � n d C1 N1 r r M m � n w y m r H x r z o o MCI - - �o> mo 'aJ o � - - o r w a w tn � n d r � z i n> S z tz V- �> Cri7 �'�3K '9+Cy CH- P Cx t,�H a-i mr.s0 m° p �"7 Mm _ (A vie 95 '^s Z 'zA z� �m AO CA >9z Do zyzo ^ `r yg Q MMM wr m �' n yS> mn -> �H 0n zao yo ��n O Z ►n m n a i C C z' -� y G ^ C> 0 y C 0 2! al >a al9r- al z mn 2 :iz Wmy ':4C +y2 liz iziZ] any �C z O� " y 6 2 C r� > K 7� A 7:i 00 C L17 N y C zz n a z< wZ o a a `" CERTIFICATE OF ACCEPTANCE THIS IS TO CERTIFY that the interest in real property VOL 118t °A6E 19 conveyed by the deed or grant deed dated August 21 , 19_6j._, from L, H. INVESTMENT CO. , a general partner- ship to the City of San Luis Obispo, a Political Corporation, is hereby ac- cepted in accordance with Resolution Igo. 549 (1959 Series), re- corded May 26, 1959 in Volume 1002, Official Records, Page 292, San Inis Obispo County, California, and the grantee consents to recordation thereof. DATE October 3rd , 1961 CITY of SAN Luis OBISPO � BY ATTEST. 21 Document No.,• r =010 ED AT REC UEST OF` == Cit ezh TITI C Imcnr�eNrr enln ncT P iLhPik AT N. VOL. .O1R. SAN LUIS OYISPO COUNTY: CAL. OCT 4- 1961 91 OaA JC, -, Corm rder By $_indexed COMPARED 641 1.4-27 460 V Title Insurance and Trust Company. ROUNDED IBYE _1141 CHORRO STREET P.O. BOX 810 • SAN LUIS OBISPO. CALIFORNIA LIBERTY 3 -2900 RICHARD G. SLEIGHT VICE PRESIDENT October 5, 1961 AND MANAGER City of San Luis'Obispo City.Hall San Luis Obispo, Calif. Attn: City Attorney NONE OFFICE LOS ANGELES Re :.Escrow.No. 72935 L. & H. Investment Co. Gentlemen: The above numbered escrow has been closed in accord- ance with instructions, and we enclose the following 1. Statement, in triplicate, showing receipts and disbursements, with a balance due this office of $357.20. 2. Policy of Title Insurance.' Your Deed and the Surrender of Leasehold from the Pacific.Telephohe_Company have been - recorded and will . be mailed to you from the County Courthouse._ We thank you for the privilege of serving you in this. matter. Very truly yours, ��.�Eda w AC. Rittenhouse Escrow Officer STATEMENT a Title Insurance and Trust Company 1141 CHORRO STREET • P. O. BOX 810 • SAN LUIS OBISPO, CALIFORNIA LIBERTY 32900 IN ACCOUNT WITH City of San Leis Obispo City Hail San Luis On3spo. California Attention: City Attorney TERMS NET CASH ORDER NUMBER Re: Order No. 72935 PAR L & H Investment DATE 10.4241 FIRST OF EACH MONTH PLEASE DETACH THIS PORTION AND RETURN WITH CHECK WHICH IS YOUR RECEIPT NUMBER DATE OF INVOICE DESCRIPTION AMOUNT BALANCE 72935 1024261 i%and for deed Soposit Title insurance Escrow See Drawing Heed Drawing recemveyance Internal revenue stems Recording reconveyance and w=ender 1BAWCE DDS I1B 1 -4-27 4-87 TITLE INSURANCE AND TRUST COMPANY 1141 CHORRO STREET SAN LUIS OBISPO. CALIFORNIA 38.7::2.x5 194,40 108.00 20-50 5000 42.90 35,72204, 399079.43 38,722.44 35.722.25 357020 1012 OC 3.61 Stad n. California tend ge P Association - FOUNDED IN 1893 Standard Coverage Polio/ Form Copyright 1961 gee $ 194 a 00 POLICY OF TITLE .INSURANCE ISSUED BY TITLE INSURANCE AND TRUST COMPANY Title Insurance and Trust Company, a corporation, of Los Angeles, California, herein called the Company; for a valuable consideration paid for this policy, the number, the effective date, and amount of which are. shown in Schedule A, hereby insures the parties named as Insured in Schedule A, the heirs, devisees, personal representatives of such Insured, or if a corporation, its successors by dissolution, merger or consolidation, against loss or damage not exceeding the amount stated in Schedule A, together with costs, attorneys' fees and expenses which the Company may become obligated to pay as provided in the Conditions and Stipulations hereof, which the Insured shall sustain by reason of: 1. Any defect in or lien or encumbrance on the tide to the estate or interest covered hereby in the land described or referred to in Schedule C, existing at the date hereof, not shown or referred to in Schedule B or excluded from coverage in Schedule B or in the Conditions and Stipulations; or 2. Unmarketability of such tide; or 3. Any defect in the execution of any mortgage shown in Schedule B securing an indebtedness, the owner of which is named as an Insured in Schedule A, but only insofar as such defect affects the lien or charge of said mortgage upon the estate or interest referred to in this policy; or 4., priority over said mortgage, at the date hereof, of any lien or encumbrance not shown or referred to in Schedule B, or excluded from coverage in the Conditions and Stipulations, said mortgage being shown in Schedule B in the order of its priority; all subject, however, to_`�N0_ 11`rrNhNj Stipulations hereto annexed, which Conditions and Stipulations, to, gerher with Schedul a�ia�d `iu farbti69!t I made a part of this policy. °..eeeo Is PRa In Wit 0*r "little jarane�'% t Company has caused its corporate name and seal to be here- unto affixed b� 1Ls,uth orized ofiicets rb to shown in Schedule A. / eL_ J��`A t l e j tie / F—i D Z� �r O to -- �.. `; I✓;. �V ° O F P TITLE INSURANCE AND TRUST COMPANY ."ATE 15 51 —.Z by GEL y PRESIDENY Attest S ASISTV RAPT' SEQtETARY 1012AB 3-61 Califomta Land Titto Association standard Coverage Policy. Form Copyright 1961 Amount $38219968 SCHEDULE A Effective Date October 4 1961 at 3 :10 P.M. INSURED CITY OF SAN LUIS OBISPO, a municipal corporation Policy No.72935 1. Title to the estate or interest covered by this policy at the date hereof is vested in: CITY OF SAN LUIS OBISPO, a municipal corporation. .2. The. estate or interest in the land described or referred to in Schedule C covered by this..poli_cy is a -fee. SCHEDULE B This policy does not insure against loss or damage by reason of the following: PART I 1: Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of said land or by making inquiry of persons in possession thereof. 3. Easements, claims of easement or encumbrances which are not shown by the public records.. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose; and.which are not shown by the public records. 5: Unpatented mining claims; reservations or exceptions in patents or in Ads authorizing the issuance. thereof; water rights, claims or title to water. 1012B Cont. 1.60 California .Land Title Association iA Cuvem¢s Policy Fom Copyright 1960 SCHEDULE B (Continued) PART n le General and special county and city taxes for the fiscal- year 1961 -1962, a lien, not yet payable. 6 1013C -10560 OC 1-61 American Title Association Loan Policy Additional Coverage — October, 1960 or California Land Title Association Standard CoveMe Policy -7961 SCHEDULE C The land referred to in this policy is described as follows: Lot 14, the northwesterly 30 feet of lot 15 and the northwesterly 80 feet of lots 10 and 11, iri block 100 of Mission Vineyard Tract, in the City of San Luis Obispo, County of San Luis Obispo, State of California, according to the map thereof recorded in book A page 143,-of Maps in the office of the County Recorder of said County, EXCEPT that portion of lot 14, described as follows: Beginning at the most Westerly corner of said Lot 14; thence Northeast along the Northwesterly line of said lot, 100 feet; thence Southeasterly and parallel with the Southwesterly line of said lot, 35 feet; thence Southwesterly and parallel with the Northwesterly line - of said lot, 100 feet-to the Southwesteriy,line of.said lot; thence Northwe t;::.along "said Southwesterly line 35 feet to the point of beginning. 1012D 3 -61 CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY FORM COPYRIGHT 1961 CONDITIONS AND STIPULATIONS (Includes those in the American Title Association - Owner's Policy- Standard Form B -1960) 1. DEFINITION -OF - TERMS Tlie following terms when used in this policy mean: (a) "land": the land described, specific- ally or byr reference, in Schedule C and improvements affixed thereto which by law constitute real property; (b)' "public records ": those records which impart constructive notice of. matters relating to 'said land; . . (c) "knowledge ": actual knowledge, not constructive knowledge or notice which may be 'imputed to the Insured by reason of any public records; (d) "date ": the effective date; (e) "mortgage': mortgage, deed of trust, trust deed, or other security instru- ment; and (f) "insured"- the party or parties herein designated as Insured, and if the owner of the indebtedness secured by a mortgage shown in Schedule B is named as an Insured in Schedule A, the Insured shall include (1) each successor in interest in ownership of such indebtedness, (2) any such owner who acquires the estate or in- terest referred to in this policy by fore- closure, trustee's sale, or other legal man- net in satisfaction of said indebtedness, and (3) any federal agency or instrumentality which is an insurer or guarantor under an insurance contract or guaranty insuring or guaranteeing said indebtedness, or any part thereof, whether named as an insured herein or not. 2. BENEFITS AFTER ACQUISIT ION OF TITLE If an insured owner of the indebtedness secured by a mortgage described in Sched- ule B acquires said estate or interest, or any part thereof, by foreclosure, trustees sale, or other legal manner in satisfaction of said indebtedness, or any part thereof, or if a federal agency or instrumentality acquires said estate or interest, or ay part thereof, as a consequence of -an insurance contract or guaranty insuring or guaranteeing the in- debtedness secured by a mortgage covered by this policy, or any part thereof, this policy shall continue in force in favor of such Insured, agency or instrumentality, subject to all of the conditions and sdpula- tions hereof. 3. EXCLUSIONS FROM THE COVERAGE OF THIS POLICY This policy does not insure against loss or damage by reason of the following: (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning ordinances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character, dimensions, or location of ay improvement now or hereafter erected on said land, or prohibiting a sepatation in ownership or a reduction in the dimensions or area of any lot or parcel of land. (b) Governmental rights of police power or eminent domain unless notice of judicial action to exercise such rights ap- pear in the public records at the . date hereof. (c) Title to any property beyond the lines of the land expressly described in Schedule C, or title to streets, roads, ave- nues, lanes, ways or waterways on which such land abuts, or the right to maintain therein vaults, tunnels, ramps or any other structure or improvement, or any rights or easements therein unless this policy spe- cifically provides that such property, rights or easements are insured, except that if the land abuts upon one or more physically open streets or highways this policy insures the ordinary rights of abutting owners for access to one of such streets or highways, unless otherwise excepted or excluded herein. (d) Defects, liens, encumbrances, ad- verse claims against the title as insured or other matters (1) orated, suffered, assumed or agreed to by the Insured; or (2) known to the Insured either at the date of this policy or at the date such Insured acquired an estate or interest insured by this policy and not shown by the public records, unless disclosure thereof in writing by the Insured shall have been made to the Company prior to the date of this policy-, or (3) resulting in no loss to the Insured; or (4) attaching or orated subsequent to the date hereof. (e) Loss or damage which would not have been sustained if the Insured were a purchaser or encumbrancer for value with- out knowledge. 4. DEFENSE AND PROSECUTION OF ACTIONS — NOTICE OF CLAIM TO BE GIVEN BY THE INSURED (a) The Company, at its own cost and without undue delay shall provide (1) for the defense of the Insured in all litigation consisting of actions or proceedings com- menced against the Insured, or defenses, restraining orders, or injunctions interposed against a foreclosure or sale of the indebted- ness secured by a mortgage covered by this policy or a sale of the estate or interest in said land; or (2) for such action as may be appropriate to establish the title of the estate or interest or the lien of the Mort- gage as insured, which litigation or action in any of such events is founded upon an alleged defect, lien or encumbrance insured against by this policy, and may pursue any litigation to final determination in the court of last resort. (b) In case any such action or proceed- ing shall be begun, or defense interposed, or in case knowledge shall come to the In- sured of any claim of title or interest which is adverse to the title of the estate or interest or lien of the mortgage as insured, or which might cause loss or damage for which the Company shall or may be liable by virtue of this policy, or if the Insured shall in good faith contract to sell the indebtedness- se- cared by a mortgage covered by this Policy, or, if an Insured in good faith leases or contracts to sell, lease or mortgage the same, or if the successful bidder at a foreclosure )Continued and Concluded on Reverse Side) sale under a mortgage covered by this policy .. . refuses to purchase and, in any -such event the title to said estate or interest is rejected as unmarketable, the. Insured shall notify the Company thereof in writing. If. such notice. . shall not be given to the Company within . ten days of the receipt of- process or plea& . ings or if the Insured shall not; in writing, promptly notify the Company of any defect, - lien or encumbrance insured against which shall come to the knowledge of the Insured, or if the .Insured shall: not, in writing, promptly notify the Company of any such rejection by. reason of claimed unmarket- ability of title, then all liability of the Conk- party in regard to the subject matter of such action,. proceeding or. matter shall cease and terminate; provided, however, that failure to notify shall in no case prejudice the claim of any Insured unless the Company shall be actually prejudiced by such failure and then only to the extent of such prejudice. - (c) The Company shall.have the right at its own cost to institute and prosecute any action or proceeding._or do any .other act which in its - opinion may be necessary or desirable to establish the title of the estate or interest or the lien of the mortgage as insured, and the Company may take any appropriate action under the terms of this policy whether or not it shall be liable theca under and shall not thereby concede liability or waive any provision of this policy. (d) In all cases where this policy per- mits or requires the Company to prosecute or provide for the defense of any action or proceeding, the Insured shall secure to it the right to so prosecute or provide defense in such action or proceeding, and all appeals therein, and permit it to use, at its option, the name of the Insured for such purpose. Whenever requested by the Company the Insured shall give the Company all assist- ance in any such action or proceeding, in effecting settlement; securing evidence, ob- taining witnesses, or prosecuting or defead- ing such action or proceeding, and the Com- pany pany shall reimburse, the Insured for any expense so incurred. S. NOTICE OF MOSS — LIMITATION OF ACTION In addition to the notices required under paragraph 4(b), a statement in writing of any loss or damage for which it is claimed the Company is liable under this policy shall be furnished to the Company within sixty days after such loss or damage shall have been determined and no right of action shall accrue to the Insured under this policy until thirty days after such statement shall have been furnished, and no recovery shall be had by the Insured under this policy unless action shall be commenced thereon within five years after expiration of said thirty day period. Failure to furnish such. statement of loss or damage, or to com- mence such action within the time heieia before specified; shall be a conclusive bar against maintenance by the Insured of any action under this policy.. 6. OPTION TO PAY, SETTLE OR COMPRO- MISE CLAIMS The Company shall have the option to pay or settle or compromise for or in the name of the Insured any claim insured against or to pay the full amount of this policy, or, in case loss is claimed under this policy by the owner of the indebtedness secured by a mortgage covered by this policy, the Company shall have the option to purchase said indebtedness; such pur- chase, payment or tender of payment of the full amount of this policy, together with all costs, attorneys' fees and expenses which the Company is obligated hereunder to pay, shall terminate all liability of the Company hereunder. In the event, after notice of claim has been given to the Company by the Insured, the Company offers to purchase said indebtedness, the owner of such in- debtedness shall transfer and assign said indebtedness and the mortgage securing the same to the Company upon payment of the purchase price. 7. PAYMENT OF LOSS (a) The liability of the Company under this policy shall in no case exceed, in all, the actual loss of the Insured and costs and attorneys' fees which the Company may be obligated hereunder to pay. (b) The Company will pay, in addition to any loss insured against by this policy, all costs imposed upon the Insured in lidga- tion carried on by the Company for the In- sured, and all costs and attorneys' fees in litigation carried on by the Insured with the written authorization of the Company. (c) No claim for damages shall arise or be maintainable under this policy (1) if the Company, after having received notice of an alleged defect, lien or encumbrance not excepted or excluded herein removes such defect, lien or encumbrance within a reasonable time after receipt of such notice, or (2) for liability voluntarily assumed by the Insured in settling any claim or suit without written consent of the Company, or (3) in the event the title. is rejected as unmarketable because of a defect, lien or encumbrance not excepted or excluded in this policy, until there has been a final de- termination by a court of competent juris- diction sustaining such rejection. (d) All payments under this policy, ex- cept payments made for costs, attorneys' fees and expenses, shall reduce the amount of the insurance pro tanto and no payment shall be made without producing this policy for endorsement of such payment unless the policy be lost or destroyed, in which case proof of such loss or destruction shall be furnished to the satisfaction of the Com- pany; provided, however, if the owner of an indebtedness secured by a mortgage shown in Schedule B is an Insured herein then such payments shall not reduce pro tanto the amount of the insurance afforded hereunder as to such Insured, except to the extent that such payments reduce the amount of the indebtedness secured by such mort- gage. Payment in full by any person or voluntary satisfaction or release by the In- sured of a mortgage covered by this policy shall terminate all liability of the Company to the insured owner of the indebtedness secured by such mortgage, except as pro- vided in paragraph 2 hereof. (e) When liability has -been definitely fixed in accordance with the conditions of this policy the loss or damage shall be pay- able within thirty days thereafter. S. LIABILITY NONCUMULATIVE It is expressly understood that the amount of this policy is reduced by any amount the Company may pay under any policy insuring the validity or priority of any mortgage shown or referred to in Schedule B hereof or any mortgage here- after executed by the Insured which is a charge or lien on the estate or interest de- scribed or referred to in Schedule A. The provisions of this paragraph numbered 8 shall not apply to an Insured owner of an indebtedness secured by a mortgage shown in Schedule B unless such Insured acquires title to said estate or interest in satisfac- tion of said indebtedness or any part thereof. 9. COINSURANCE AND APPORTIONMENT (a) In the event that a partial loss oc- curs after an alteration or improvement sub- sequent to the date of this policy, and only in that event, the Insured becomes a cu- insurer to the extent hereinafter sec forth. If the cost of the alteration or improve- ment exceeds twenty per cenrum of the amount of this policy, such proportion only of any partial loss established shall be borne by the Company as one hundred twenty per centum of the amount of this policy bears to the sum of the amount of this policy and the amount expended for the alteration or improvement. The foregoing provisions shall not apply to costs and attorneys' fees incurred by the Company in prosecuting or providing for the defense of actions or proceedings in behalf of the Insured pur- suant to the terms of this policy or to costs imposed on the Insured in such actions or proceedings, and shall not apply to losses which do not exceed, in the aggregate, an amount equal to one per centum of the face amount of this policy. Provided, however, that the foregoing coinsurance provisions shall not apply to any loss if, at the time of the occurrence of such loss, the then value of the premises, as so improved, does not exceed the amount of this policy, and provided further that the foregoing coinsurance provisions shall not apply to an insured owner of an .in- debtedness' secured by a mortgage shown in Schedule B prior to acquisition of title to said estate or interest in satisfaction of said indebtedness or any part thereof. (b) If the land described or referred to in Schedule C is divisible into separate and noncontiguous parcels, or if contiguous and such parcels are not.used as one single site; and a loss is established affecting one or more of said parcels but not all, the loss shall be computed and settled on a pro rata basis as if the face amount of the policy was divided pro rata as to the value on the date of this policy of each separate inde- pendent parcel to the whole, exclusive of any improvements made subsequent to the date of this policy, unless a liability or value has otherwise been' agreed upon as to each such parcel by the Company and the Insured at the time of the issuance of this policy and shown by an express statement herein or by an endorsement attached hereto. 10. SUBROGATION UPON PAYMENT OR SETTLEMENT Whenever the Company shall have set- tled a claim under this policy, all right of subrogation shall vest in the Company un- affected by any act of the Insured, and it shall be subrogated to and be entitled to all rights and remedies which the Insured would have had against any person or prop- erty in respect to such claim had this policy not been issued. If the payment does not cover the loss of the Insured, the Company shall be subrogated to such rights and reme- dies in the proporEon which said payment bears to the amount of said loss. If loss should result from any act of the Insured, such act shall not void this policy, but the Company, in that event, shall be required to pay only that part of any losses insured against hereunder which shall exceed the amount, if any, lost to the Company by reason of the impairment of the right of subrogation. The Insured, if requested by the Company, shall transfer to the Company all rights and remedies against any person or property necessary in order to perfect such right of subrogation, and shall per- mit the Company to use the name of the Insured in any transaction or litigation in- volving such rights or remedies. If the Insured is the owner of the in- debtedness secured by a mortgage covered by this policy, such Insured may release or substitute the personal liability of any debtor or guarantor, or extend or otherwise modify the terms of payment, or release a portion of the estate or interest from the lien of the mortgage, or release any col- lateral security for the indebtedness, pro- vided such act does not result in any loss of priority of the lien of the mortgage. 11. POLICY ENTIRE CONTRACT Any action or actions or rights of action that the Insutred may have or may bring against the Company arising out of the status of the lien of the mortgage, covered by this polity or the title of the estate or interest insured herein must be based on the provisions of this policy. No provision or condition of this policy can be waived or changed except by writing endorsed hereon or attached hereto signed by the President, a Vice President, the Sec- retary, an Assistant Secretary or other vali- dating officer of the Company. 12. NOTICES, WHERE SENT All notices, required to be given the Company and any statement in writing re• quired to be furnished the Company shall be addressed to it at the office which issued this policy. 13. THE FEE SPECIFIED ON THE FACE OF THIS POLICY IS THE TOTAL FEE FOR TITLE SEARCH AND EKAMINATION AND FOR TITLE- INSURANCE. i� 0 � I a.�, ;f THIS IS NOT A SURVEY OF THE LAND BUT IS COMPILED FOR INFORMATION ONLY FROM DATA SHOWN BY OFFICIAL RECORDS. 167 A 8 -98