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HomeMy WebLinkAboutAnnual Financial Report 2024  City of San Luis Obispo, CA Annual Com prehensive Financial Report Fiscal Year Ended June 30, 2024 4 Sitting at just under 1300 feet, Cerro San Luis Obispo (often referred to as Madonna) lies in the heart of the city of San Luis Obispo. This picture, taken from the North West face looks out towards Foothill Blvd and three of the Nine Sisters: Bishop Peak, Chumash Peak, and Cerro Romualdo (from closest to furthest). A common misconception is that the "M" on the East face refers to "Madonna" or "Mustang." The "M" actually stands for Mission College Preparatory Catholic High School which can be viewed from where the "M" lies on the peak. Picture Credit: @dfloyd805 (via Instagram) About the Cover ANNUAL COMPREHENSIVE FINANCIAL REPORT Fiscal Year Ended June 30, 2024 ERICA A. STEWART, MAYOR MICHELLE SHORESMAN, VICE MAYOR MIKE BOSWELL, COUNCIL MEMBER EMILY FRANCIS, COUNCIL MEMBER JAN MARX, COUNCIL MEMBER Whitney McDonald, CITY MANAGER Prepared by the Department of Finance Emily Jackson, Finance Director Debbie Malicoat, Deputy Finance Director/Controller Tavy Garcia, Senior Accountant Courtney Miles, Accountant City of San Luis Obispo, California www.slocity.org City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2024 Table of Contents Page Introductory Section Transmittal Memorandum ........................................................................................................................................................... 1-20 Report Purpose and Organization ................................................................................................................................................. 2 Profile of the City of San Luis Obispo ......................................................................................................................................... 4 Factors Affecting Financial Condition and Major Initiatives ....................................................................................................... 6 Financial Condition Overview .................................................................................................................................................... 11 Relevant Financial Policies ......................................................................................................................................................... 14 Award for Excellence in Financial Reporting ............................................................................................................................ 19 Acknowledgments ...................................................................................................................................................................... 20 Directory of Officials and Advisory Bodies ................................................................................................................................... 21 City Council ................................................................................................................................................................................ 21 Advisory Bodies ......................................................................................................................................................................... 21 Appointed Officials and Department Heads ............................................................................................................................... 21 Mission Statement .......................................................................................................................................................................... 22 Organizational Values .................................................................................................................................................................... 23 Organization of the City of San Luis Obispo ................................................................................................................................. 25 GFOA Certificate .......................................................................................................................................................................... 26 Financial Section Independent Auditors’ Report ................................................................................................................................................... 29-32 Management’s Discussion and Analysis ................................................................................................................................... 33-57 Overview of the Financial Statements ........................................................................................................................................ 33 Financial Highlights ................................................................................................................................................................... 36 Government-Wide Financial Analysis ........................................................................................................................................ 40 Financial Analysis of Governmental Funds ................................................................................................................................ 43 Financial Analysis of Enterprise Funds ...................................................................................................................................... 46 Combined Program Expense and Revenue for Business-Type Activities .................................................................................. 49 General Fund Budgetary Highlights ........................................................................................................................................... 50 Capital Asset and Debt Administration ...................................................................................................................................... 53 Economic Factors and Next Year’s Budget and Rates ............................................................................................................... 54 Requests for Additional Information .......................................................................................................................................... 57 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2024 Table of Contents Page 2 Page Basic Financial Statements Government-wide Financial Statements: Statement of Net Position ........................................................................................................................................................ 63 Statement of Activities ............................................................................................................................................................ 64 Fund Financial Statements: Balance Sheet – Governmental Funds ..................................................................................................................................... 67 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position ...................................................................................................................... 68 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds ........................................................................................................................................................... 69 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities ................................................................................................... 71 Statement of Fund Net Position Business-Type Activities – Enterprise Funds .................................................................. 75-76 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities – Enterprise Funds .................................................................................................................................................................. 77 Statement of Cash Flows Business-Type Activities – Enterprise Funds ............................................................................ 78-79 Statement of Fiduciary Net Position - Fiduciary Funds .......................................................................................................... 83 Statement of Changes in Fiduciary Net Position - Fiduciary Funds ....................................................................................... 84 Notes to the Basic Financial Statements .............................................................................................................................. 85-132 Required Supplementary Information Section Budgetary Comparison Schedule – General Fund ............................................................................................................. 135-138 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan .......................................................................................................................................... 139 Schedule of the Pension Plan Contributions – Miscellaneous Agent Multiple – Employer Plan ............................................. 140 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plan ..................................... 141 Schedule of the City’s Pension Contributions – Safety Cost-Sharing Plan .............................................................................. 142 Schedule of the Changes in the Net OPEB Liability and Related Ratios ................................................................................. 143 Schedule of Employer OPEB Contributions ............................................................................................................................. 144 Notes to Required Supplementary Information ........................................................................................................................ 145 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2024 Table of Contents Page 3 Page Other Supplementary Information and Combining and Individual Fund Statements and Schedules Local Transaction Tax Measure Funding Schedule ........................................................................................................... 150-153 Nonmajor Governmental Funds ........................................................................................................................................ 155-158 Combing Balance Sheet – Nonmajor Governmental Funds .............................................................................................. 160-167 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds ................................................................................................................................... 168-175 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund ................................................................................................................. 176 Transportation Development Act (TDA) Fund ..................................................................................................................... 177 Tourism Business Improvement District Fund ...................................................................................................................... 178 Gas Tax Fund ........................................................................................................................................................................ 179 Community Development Block Grant (CDBG) Fund ......................................................................................................... 180 Law Enforcement Grants Fund ............................................................................................................................................. 181 Public Art Contributions Fund .............................................................................................................................................. 182 Avila Ranch CFD .................................................................................................................................................................. 183 SB1 Road Repair Fund ......................................................................................................................................................... 184 SB1186 ASP Certify ............................................................................................................................................................. 185 Affordable Housing BEGIN Loan Fund ............................................................................................................................... 186 Avila Ranch DPA Fund ........................................................................................................................................................ 187 Debt Service Fund ................................................................................................................................................................. 188 Custodial Funds ........................................................................................................................................................................ 189 Combining Statement of Fiduciary Net Position – Custodial Funds .............................................................................. 190-191 Combining Statement of Changes in Fiduciary Net Position – Fiduciary Funds............................................................ 192-193 Statistical Section Statistical Section – Overview (Unaudited) .............................................................................................................................. 197 Financial Trends: Net Position by Component – Last Ten Fiscal Years ............................................................................................................ 198 Changes in Net Position – Last Ten Fiscal Years ........................................................................................................... 199-200 Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years ................................................. 201 Fund Balances, Governmental Funds – Last Ten Fiscal Years ...................................................................................... 202-203 Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years ................................................................................................................................................. 204-206 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years ................................................................... 207 City of San Luis Obispo, California Annual Comprehensive Financial Report Fiscal Year Ended June 30, 2024 Table of Contents Page 4 Page Statistical Section (Continued) Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years ........................................................... 208 Property Tax Rates – Last Ten Fiscal Years .......................................................................................................................... 209 Principal Property Taxpayers – Current Year and Nine Years Ago ...................................................................................... 210 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years ......................................................................... 211 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years ................................................................. 212 Historical Sales and Use Tax Rates ....................................................................................................................................... 213 Schedule of Business Tax Certificates Issued ....................................................................................................................... 214 Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years ........................................................................................... 215 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita Last Ten Fiscal Years ........................................................................................................................................................ 216 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2023 ..................................................................... 217 Computation of Legal Debt Margins – Last Ten Fiscal Years .............................................................................................. 218 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years ..................................................................................................................................... 219 Parking Fund – Last Ten Fiscal Years .................................................................................................................................. 220 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years ........................................................................................... 221 Principal Employers – Current Year and Nine Years Ago .................................................................................................... 222 Regular Authorized Positions – Last Ten Fiscal Years ......................................................................................................... 223 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years ................................................ 224-227 Water System Statistical Data ............................................................................................................................................... 228 Water and Sewer Rates – Last Ten Fiscal Years ............................................................................................................ 229-230 Water System Ten Largest Users – Fiscal Year Ended June 30, 2023 .................................................................................. 231 INTRODUCTORY SECTION City of San Luis Obispo, Finance and Information Technology, 990 Palm Street, San Luis Obispo, CA, 93401-3249, 805.781.7130, slocity.org Date December 24, 2024 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Whitney McDonald, City Manager Emily Jackson, Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR ANNUAL COMPREHENSIVE FINANCIAL REPORT FOR FISCAL YEAR 2023-24 We are pleased to submit the City of San Luis Obispo’s 2023-24 Annual Comprehensive Financial Report (ACFR). Section 810 of the City’s Charter requires that an audit of the City financial records be conducted each year by an independent certified public accountant. Such an audit has been performed and this report is being published as part of the requirement for the fiscal year ended June 30, 2024, within applicable timelines. Though the audit is conducted by an independent certified public account firm, City management assumes full responsibility for the completeness and reliability of the information contained in this report. We attest that, to the best of our knowledge, the data presented is accurate in all material respects, and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control and review framework that is designed both to protect the government’s assets from loss, theft, or misuse and to compile sufficient and reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. However, internal controls are critically reviewed by the auditors annually and Finance staff throughout the year to assure compliance with applicable Governmental Accounting Standards Board (GASB) rules and best practices in government accounting. Additionally, the City’s governing body receives reports on a 1 TRANSMITTAL MEMORANDUM quarterly basis and additional reports in accordance with State requirements are posted online on the City’s website at www.slocity.org. REPORT PURPOSE AND ORGANIZATION Audited Financial Statements The City’s financial statements were audited by Badawi and Associates, a firm of licensed certified public accountants currently under contract with the City. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2024, are free of material misstatement. The independent audit involved examining on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the overall accounting principles used and significant estimates1 made by management; and evaluating the overall financial statement presentation. The independent auditor concluded that the City’s financial statements present fairly2, in all material respects, the respective financial position of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City as of June 30, 2024. They also fairly represent the respective changes in financial position, and, where applicable, cash flows in accordance with accounting principles generally accepted in the United States of America. The independent auditors’ report is presented as the first component of the financial section of this report beginning on page 29. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls3 and compliance with legal requirements, with special emphasis on the administration of Federal awards (such as Transit funding). This audit has been completed and will be filed and distributed to appropriate agencies to meet Federal requirements and deadlines. 1 Significant estimates included in the financial statements are made in conformity with GAAP. 2 The Term “present fairly” means that the financial statements give a reasonable view of the financial results, financial position, and cash-flow of the reporting entity. 3 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. 2 TRANSMITTAL MEMORANDUM GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors beginning on page 33. Organization of the Annual Comprehensive Financial Report The report is presented in three sections: introductory, financial, and statistical. SECTION ONE - The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and charts. SECTION TWO - The Financial section consists of six parts: 1) the independent auditors’ report; 2) Management’s Discussion and Analysis; 3) the basic financial statements including the government-wide financial statements; 4) fund financial statements; 5) notes to the financial statements; and 6) required supplementary information; and additional statements and schedules including the local transaction tax information, non-major governmental funds, and agency funds. SECTION THREE - The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes financial trends, revenue trends, debt capacity, demographics, and economic and operating information. This section also contains important information for the benefit of the required bond disclosures and rating agencies. As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has three component units, the San Luis Obispo Capital Improvement Board and the San Luis Obispo Public Financing Authority, both of which provide financing for the construction and acquisition of City facilities, and the San Luis Obispo Parking Authority. The Board/Authority is comprised solely of members of the City Council. Activities of the Board/Authority are accounted for in the applicable City governmental or enterprise funds. 3 TRANSMITTAL MEMORANDUM PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of about 48,700, the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of San Luis Obispo County. San Luis Obispo is the county seat, a number of Federal and State regional offices and facilities are located within the City, and California Polytechnic State University and Cuesta College are in its sphere of influence. The City’s ideal weather and natural beauty provide numerous opportunities for outdoor recreation at nearby City and State parks, lakes, beaches, and open space areas. One of California’s oldest communities, the historical roots of San Luis Obispo run deep, anchored by the enduring presence of Indigenous Peoples dating back at least 15,000 years ago in the Diablo Canyon region. These first peoples hunted and shore-picked shellfish. The Yak titʸu titʸu Yak tiłhini Northern Chumash Tribe, who have called the region home for over 10,000 years, have been integral in the historical development of the City. By 1504, coastal land exploration took place by Spanish vessels, which carried members of the Filipino community. Spanish invasion and colonization in 1769 led to the establishment of Missions throughout California. The San Luis Obispo de Tolosa Mission was founded in 1772, the fifth mission in the California chain of 21 missions, around which the City of San Luis Obispo developed. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document, and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping, four-year terms. The Mayor is also elected at-large for a two-year term and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street and parks maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. 4 TRANSMITTAL MEMORANDUM Financial data for all funds through which services are provided by the City have been included in this report. Several municipal services are provided through other governmental agencies or private utility companies, including: Service Agency Health and Social Services County of San Luis Obispo Courts State of California Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies The City is also a member of a Joint Powers Authority called Central Coast Community Energy (3CE) which sources clean and renewable electricity at competitive prices for the community and is delivered through the grid by PG&E. 3CE follows a Community Choice Aggregator or “CCA” model, which is a community-focused, “not-for-profit” model that allows for greater commitment to clean and renewable energy while supporting community reinvestment for affordable and fair rates and equitable access to clean-energy resources. It is locally controlled and governed by board members who represent the communities served by 3CE. Becoming a member of 3CE was an integral part of the City’s fiscal year 2019-20 Major City Goal for Climate Action. For more information visit: www.3cenergy.org Budgetary Policy and Control Though the City adopts a two-year Financial Plan, annual budgets are legally appropriated by the City Council by resolution and are prepared for each fund in accordance with its basis of accounting. As provided under the City Charter, the City Manager is responsible for preparing the budget and for its implementation after adoption. Financial reports are presented to the City Council and posted online on a quarterly basis. At mid-year, staff prepares a more in- depth status report for the City Council for the first six months of the fiscal year in addition to any fund balance information and long-term forecast based on the audited annual comprehensive financial report. Since the City uses a two-year Financial Plan, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements. At the end of the second year of the 5 TRANSMITTAL MEMORANDUM two-year plan, operating appropriations lapse unless they are committed by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary but revert to fund balance after three years of non-activity. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the appropriated budget if those changes will have neither a significant policy impact nor affect budgeted year-end fund balances. Legal budgetary control, meaning the level at which management cannot overspend the budget without the City Council’s approval, is at the Fund level. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting details are maintained by the City for each fund and department by program area at the line-item level. Budgetary control is exercised through a computerized Enterprise Resource Planning (ERP) system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances and any authorized adjustments throughout the year based on actual expenditures and purchase order obligations. Open purchase orders at year-end are reported as assigned fund balance. The ERP system also maintains the City’s list of fixed assets. It is the City's policy to maintain an operating reserve in the General Fund of at least 20% of operating expenditures which is reflected in the committed fund balance. This policy objective was temporarily reduced when the City Council authorized up to $9 million of the operating reserve be spent on the significant winter storms discussed further below. The City maintains a similar policy for working capital balances in the water, sewer, and parking enterprise funds. The Fleet Replacement Fund reserve policy is $500,000 and the Information Technology (IT) Replacement Fund reserve policy is $400,000 which have also been met for the year. With the 2021-22 fiscal year, the City also adopted a capital reserve in its Capital Outlay Fund of 20% of budgeted capital investments from the Local Revenue Measure for the fiscal year. This reserve is adjusted with each budget adoption, funded from the local transactions tax, and is reflected in the Capital Outlay Fund. FACTORS AFFECTING FINANCIAL CONDITION AND MAJOR INITIATIVES The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operated in 2023-24. 6 TRANSMITTAL MEMORANDUM Building on Current Efforts to Move into the Future The City Council adopted its two-year Financial Plan for 2023-25 when wrestling with new uncertainty related to unprecedented inflationary pressures, while also working to factor unanticipated costs related to the January and March 2023 storms. The Financial Plan delivers investments in the Council-adopted strategic initiatives and 74 established service programs while, as of adoption, maintaining a balanced budget over the five‐year forecast period. The four Major City Goals guide continuation of workplans initiated over the last several years. Years ago, Major City Goals were focused on specific programs and projects, but the consistency of higher-level Major City Goals in recent years has supported a long-term focus on initiatives that bring about sustained systemic change. As such, the Major City Goals drive the City’s strategic direction while maintaining the established core services the community expects and is accustomed to. For additional information on the City’s strategic initiatives go to 2023-25 Financial Plan. Economic Resiliency, Cultural Vitality and Fiscal Sustainability In collaboration with local partners, implement initiatives that reinforce a thriving and sustainable local economy, support a diverse, inclusive, and vibrant community, preserve arts and culture, and ensure fiscally responsible and sustainable city operations. Housing and Homelessness Support the expansion of housing options for all, and continue to facilitate the production of housing, including the necessary supporting infrastructure, with an emphasis on affordable and workforce housing as well as accessibly connected development. Collaborate with local non-profit partners, non- governmental agencies, the county, the state, and federal governments to advocate for increased funding and implementation of comprehensive and effective strategies to prevent and reduce homelessness. Diversity, Equity, Inclusion (DEI) Further our commitment to making San Luis Obispo a welcoming and inclusive city for all by continuing to incorporate diversity, equity, and inclusion into all programs and policies and advancing the recommendations of the DEI Task Force. 7 TRANSMITTAL MEMORANDUM Climate Action, Open Space, and Sustainable Transportation Proactively address the climate crisis and increase resiliency through the implementation of the Climate Action Plan. Use resources to reduce greenhouse gas emissions and reach carbon neutrality by 2035, with a focus on the preservation and enhancement of convenient and equitable alternative and sustainable transportation, the preservation of open space, and equitable access to parks and open space. Significant Storms in January and March 2023 In January and March 2023, the City and region experienced severe winter storms that resulted in two separate emergency declarations at the Federal and State level, as well as emergency proclamations at the local level. The City qualified for and is seeking reimbursement from Federal and State resources for eligible costs related to the storms. The City has expended approximately $12.9 million on storm response as of the end of the fiscal year, including debris removal, emergency protective measures, and projects to make permanent repairs to facilities. It will take years to fully recover and repair all damages, which is now currently estimated to exceed $48.4 million. The Federal Emergency Management Agency (FEMA) reimbursement process continues to move slowly. In addition, FEMA is currently in a holding pattern for new obligations as the federal Disaster Relief Fund, which funds public assistance to impacted agencies, is nearly expended due to a record number of costly disasters. This lack of funding is not expected to put the City’s projects in danger, but it may cause delay in projects becoming obligated for funding, which may impact the timing of reimbursement. This timing is being closely tracked by City staff as it impacts the City’s ability to restore the operating reserve and fund future storm-related projects. The City’s strong fiscal policies and General Fund reserve provided the first line of defense in addressing the immediate impact of the storms to the community. The City drew down reserves as the City Council authorized the use of up to $9 million from the operating reserve to pay for these unanticipated emergency costs and activated the City’s Fiscal Health Contingency Plan during the second half of fiscal year 2022-23. 8 TRANSMITTAL MEMORANDUM Overall Financial Condition In addition to the impact of the winter storms, several factors played into the City’s financial condition at 2023-24 year-end: 1. Strong tax revenue, including Sales and Use Tax, Property Tax, Transient Occupancy Tax (TOT), as well as Utility User Tax. The 2020 voter approved local transaction tax continues to be the City’s largest single tax revenue. Property taxes remained strong due to ownership transfers as well as new housing units on the market, particularly in the San Luis Ranch and Avila Ranch developments. The prior year saw record high TOT, which was less in the current fiscal year due to another wet winter and lower occupancy rates, but still surpassed budget estimates by 3%. Utility User Tax was on target with budget assumptions and remained a strong performer. 2. Expenditure Savings. Unspent budgets were primarily driven by staffing vacancies. Non-staffing savings were seen across most departments and in many instances reflect projects that were not completed by fiscal year end and will be funded in the following year. These results are in line with historical trends and are driven in part by disciplined financial management. 3. Favorable Interest Earnings Fair Value Adjustment. The Fair Value (FV) adjustment is essentially an accounting practice that reassesses the value of the City’s investments when there is a difference between the fair market value and the value recorded on the City’s books. Interest earnings and FV adjustments have been volatile the past few years and higher investment income driven largely by market interest rates is not expected to persist. Economic Indicators for San Luis Obispo in General Local Economic Environment Historically, the City has experienced a relatively stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, the Regional Water Control Board, and Camp San Luis Army base. It is also the County seat with significant county administrative offices and the regional courts. The continued operation of the Diablo Canyon Nuclear Powerplant also contributes to a stable economy as it generates approximately 10% of the State’s electricity. 9 TRANSMITTAL MEMORANDUM Employment. Due to the local economic environment and a large government presence and diversity, employment in the San Luis Obispo County region has historically been relatively stable. As noted above, the State has a major university, correctional facility, and other regional offices located in the community. The County government and school districts are also major employers. Other major employers include two major hospital facilities, several engineering and software companies, and Pacific Gas and Electric. The announcement to prolong the use of the Diablo Canyon Nuclear Power Plan presents an opportunity to continue jobs for trained professionals in the region. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is fortunate to attract a diverse array of strong revenue sources. The top three revenue sources for the City are Sales & Use Tax, Property Tax, and Transient Occupancy Tax (TOT). The 2020 voter approved local transaction tax of one-and-a-half cent (Local Revenue Measure) went into effect in April 2021 to provide for a variety of City services including infrastructure. This Local Revenue Measure has become the largest single tax revenue source to the City, growing to over $30 million per year. Long-Term Financial Planning. The City engages in several activities focused on long-term financial planning to gauge and adjust to current economic conditions and trends. Various scenarios are developed considering a multitude of information and resources. This effort was very rigorous in fiscal year 2023-24 due to the uncertainties surrounding the economic environment, increasing demand for City services and ongoing storm related project costs. Long-Term Fiscal Forecast. Before the two-year Financial Plan and budget process begins, the City Council reviews long-term fiscal forecasts for the General and the Enterprise Funds to help set the stage for sustainable decision-making. The purpose of the forecast is to consider long-term fiscal health and to identify the funds’ ability, on an order of magnitude basis, to maintain current services and existing assets and look at the opportunity to fund new initiatives. As reported to the City Council, the General Fund forecast indicates a modest budget deficit in 2026-27 that, if not addressed, is expected to grow to $2 million by 2028-29. The forecasted deficit is largely driven by the City’s obligation to bring a fifth fire station online by July 2026 to satisfy conditions of the Avila Ranch Development Agreement, as well as continued increases to required CalPERS payments. CalPERS and the City’s Unfunded Liability In 2018-19, the City developed a three-year Fiscal Health Response plan and prepared a path to pay-down the City’s pension liability over a 20-year term, shortening the duration of prescribed payments and saving approximately $19 million in payments due. It did so by 10 TRANSMITTAL MEMORANDUM aligning its expenditures with the revenue forecast to allow for additional annual payments. A first payment of $4.2 million was made in April 2019 and a second payment of equal amount was scheduled for April 2020. Due to the state of the COVID-19 health emergency, the City Council decided to retain any unassigned fund balance until the fiscal situation could be better assessed. It did so again in February 2021 when the next payment of $3 million was scheduled and uncertainties with pandemic driven restrictions continued. Given the City’s commitment to the additional payments and the year-end results, the previously earmarked amounts for Fiscal Years 2019-20 through 2021-22 was in April 2022, making good on $10.2 million in additional funding toward the City’s pension liability. An additional $2.2 million was paid through the City’s four enterprise funds as well as the Whale Rock Reservoir custodial fund and Tourism Business Improvement District Fund. In July 2021, CalPERS announced having ended the 2020-21 Fiscal Year with a 21.3% investment gain. This result triggered its previously adopted Risk Mitigation policy, lowering the future discount rate to 6.8%. The CalPERS board ratified the discount rate in November 2021, and it became effective for the City with the 2023-24 fiscal year. Given this new reality, further influenced by a 6.1% investment loss at June 30, 2022, and a lackluster 5.8% investment return for fiscal year 2022-23, the City continues to gauge the appropriate level of additional payments moving forward. FINANCIAL CONDITION OVERVIEW Despite the background of economic uncertainty and historically high mortgage interest rates, the City ended the 2023-24 fiscal year in a better fiscal position than originally anticipated. General Fund revenues exceeded budgetary estimates by approximately 5% and expenditures were 11% under budget. On June 30, 2024, the total General Fund balance was $45.3 million; an increase of $2.8 million over 2023-24 despite the ongoing storm related costs. Enterprise Funds similarly experienced increases in net position. Overall, the City’s total net position increased by $45.9 million from the prior year. 11 TRANSMITTAL MEMORANDUM The table below shows the General Fund levels of fund balance in accordance with GASB 54 and the City’s policy pertaining to fund balance assignments. Fund Balance & Reserve Policy General Fund – Fund Balance per June 30, 2024 Non-spendable $23,481 Committed Contingency Fund 10,826,500 General government programs 1,776,826 Risk Management 585,456 Assigned to: Encumbrances & Commitments 6,009,831 SLO Rep Theater grant 3,940,000 115 Trust Fund 2,000,000 CalPERS Payment 2,000,000 Revenue Stabilization 2,000,000 Storm Related Expenses 5,125,068 Tenant Improvement 1,400,000 Development Services 214,136 Solid Waste AB939 237,147 Unassigned 9,167,831 Total Fund Balance $45,329,766 Continue to Focus on Sustainability and Long-term Fiscal Health With its Major City Goal for Economic Recovery, Resiliency & Fiscal Sustainability, the City continues its commitment to long-term fiscal health. The goal program aims to, in collaboration with local partners, continue to assist with economic recovery for all from the pandemic and sustain a thriving local economy by supporting local businesses, arts and culture, and downtown vitality. It commits to practicing fiscal responsibility, paying down unfunded pension liabilities, and investing in critical infrastructure. Revenue Base Growth. Since the Great Recession, the US had experienced an unprecedented long-term expansion that continued into the latter part of 2019-20. In FY 2019-20, sales tax (including the local Transaction tax), Property Tax and Transient Occupancy Tax (TOT) had accounted for 69% of all funding sources in the General Fund. All of these revenues showed slow but steady growth with Property Tax seeing the largest increase. However, all of this came to an abrupt halt with the onset of COVID-19 and the resulting global pandemic that placed the national and local economy on temporary halt. Action by Congress and substantial aid packages ranging from additional unemployment benefits, one-time payments to households, and protection from rent and utility payments, 12 TRANSMITTAL MEMORANDUM lead to an accumulation of wealth that resulted in continued purchasing power and consumption. The beginning trends of the migration to online shopping were accelerated and sales tax revenue did not see the originally anticipated decline. Property tax remained strong as the real estate market continued to deliver. Tourism did clearly take a hit but continued to see activity and bounced back due to pent-up demand in the last quarter into the summer months. Development related fee revenue continued to see significant growth as development activity remained at unprecedented levels in the City, with two Community Facilities Districts (CFDs) beginning construction and housing continuing as a Major City Goal. In the post-pandemic economy, the City continues to see growth, despite historically high inflation and mortgage rates. As housing developed within the CFDs and other development projects around the City continue to move forward, property taxes and sales taxes continue to remain strong revenue performers. Containment of Operating Costs. The City’s efforts to control costs are ongoing while also addressing the need to remain an attractive employer and provide the services the community expects. The City has an extensive policy framework that allows immediate and nimble action to address adverse changes in economic and fiscal condition and will continue to activate as needed. The City’s implementation of a 2nd and 3rd tier retirement benefit program continues to change the City’s annual retirement contributions as 67% of the workforce is now enrolled in those retirement plan tiers. These actions have been instrumental in helping the City contain current costs and long-term liabilities related to retirement benefit programs; furthermore, two of the City’s bargaining units as well as the Management & Confidential group pay additional contributions toward the City’s pension obligation. Infrastructure and Facilities Maintenance. As a growing city, San Luis Obispo has seen capital expenditures grow steadily over the past decade. The need to maintain, repair or replace its current infrastructure is met with the need to build amenities for the community at large and the City’s Local Revenue Measure plays a vital part. The City has used approximately 75% of the revenue in any given year for infrastructure improvements and enhancements and the Public Works department is continuing work to determine how best to deliver projects that have increased in number, scope and complexity. For a list of projects delivered in fiscal year 2023-24 see page 53 in the Management Discussion and Analysis. The City’s Capital Improvement Plan Review Committee evaluates projects for funding based on established criteria and funding is allocated to projects in coordination with a number of adopted plans including the General Plan, Active Transportation Plan, Downtown Concept Plan, and Parks and Recreation Blueprint. Each plan represents hours of community input and a vision to maintain and improve San Luis Obispo now and into the future. 13 TRANSMITTAL MEMORANDUM Ongoing Commitment to Local Transaction Tax Measure Priorities (Local Revenue Measure) The City remains committed to the priorities for the use of the local transaction tax measure as identified by the community. They include public safety, youth and senior services, code enforcement, economic development, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following table summarizes how the local transaction tax measure funds were used during fiscal year 2023-24. Total uses of the funding during 2023-24 amounted to $34.1 million, with an additional $3.9 million encumbered through purchase orders or contracts; the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of local transaction tax measure sources and uses is provided in the Other Supplementary Information section of this report beginning on page 149. Local Sales Tax Measure Revenue & Uses Summary 2023-24 Revenues: Sales and use tax - Measure G add-on tax $ 30,596,293 Total Revenues $ 30,596,293 Uses: Operating Programs ($6,990,046) Capital Projects (27,137,408) Total Uses ($34,127,454) Change in Fund Balance ($3,531,160) Prior Sales Tax Measure Balance $5,307,988 Net available for future year appropriations $ 1,776,828 RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of budget and financial policies to provide guidance for all fiscal matters and resource allocations. The policies are reviewed, amended, and updated with each Financial Plan adoption and as needed throughout the year. The policies cover virtually every aspect of financial management but several of these policies are particularly relevant to the understanding of the City’s financial performance in 2023-24. 14 TRANSMITTAL MEMORANDUM Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefit such as lower debt service payment or reduction of principal. The City always evaluates various options when considering the issuance of debt in order to benefit from the best long-term terms and conditions. Information on the City’s outstanding debt issues and other long-term liabilities is provided in Note 7 in the notes to the financial statements. In February 2024 Fitch Ratings, a nationally recognized statistical rating organization, reviewed the City’s financials, its fiscal outlook, and the current rating. On February 20, 2024, Fitch Ratings subsequently concluded that there should be no change to the existing rating at AA+ with a stable rating outlook. Fitch Ratings’ long term credit ratings are assigned on an alphabetic scale from AAA to D. The City’s AA+ bond rating means that the City’s investment grade is “quality.” Specifically, current lease revenue bonds (LRBs) issued by the San Luis Obispo Public Financing Authority remain at an 'AA’ rating and the LRBs issued by the City of San Luis Obispo Capital Improvement Board at an 'AA' rating. In addition, in April 2023, Standard & Poor’s Global Ratings upgraded the City’s Water Revenue bonds from ‘AA- ’ to ‘AA.’ At this time, the City of San Luis Obispo has no general obligation debt. Fitch Ratings’ analysts had previously commended the City’s ability to respond to the economic impacts of the COVID-19 pandemic, “budget management at times of recovery is very strong, leaving the city well prepared to manage the current period of economic stress. The city engages in thorough and conservative long-term financial planning with a focus on maintaining structural budget balance, maintaining the city's capital assets with minimal debt reliance, and proactive efforts to pay down its unfunded retirement liabilities above actuarially determined levels.” Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy reserve levels. Under this policy it is allowable for total expenditures to exceed revenues in any given year but only when fund balance is used to pay for capital improvement plan projects or other “one-time,” non- recurring expenditures. 15 TRANSMITTAL MEMORANDUM Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management and Information Technology (IT) Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software and a reserve is retained in these funds to safeguard against unforeseen and unfunded issues. All reserve policies continue to be met, considering the policy direction the Council provided to use up to $9 million of General Fund reserves for storm damage repair while awaiting any FEMA reimbursements. To further strengthen the Water and Sewer fund against revenue fluctuations, both funds carry a Rate Stabilization reserve of 10% of sales revenue for Water and 5% of sales revenue for Sewer. Long-Term Liabilities and Maintenance of Infrastructure With the 2017-19 Financial Plan, the City began to incorporate into the City’s fiscal policies the use of one-time funds above policy reserve to unfunded pension liabilities and infrastructure. Additionally, the City began addressing the long-term needs of its capital assets and categorizing asset maintenance, asset replacement, and new assets driven by new development. The City Council received a first presentation of the long-term needs of its infrastructure in early 2018 and the assessment continued into FY 2019-20, culminating in the City Council’s decision to place a measure on the November 2020 ballot for a 1.5 cent local transaction tax measure to supplant and add to the 2006 enacted half-cent measure. The measure was successfully approved by 58% of the voters and the new local transaction tax went into effect on April 1, 2021. This Local Revenue Measure has now become the City’s largest tax revenue source, and the City remains committed to the majority of the funds being used to maintain, replace, and renew its growing infrastructure needs. Pension and Other Post-Employment Benefits The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent 16 TRANSMITTAL MEMORANDUM for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. It is the policy of the City to fully fund the annual contribution to ensure that the plan will fully meet its obligation to retired employees on a timely basis. Prepaying the City’s unfunded liability will also reduce overall annual cost depending on whether approved actuarial assumptions are realized and are not adjusted by the CalPERS Board. As part of its cost reduction strategy, the City has implemented 2nd Tier and the state mandated 3rd Tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. Beginning in 2018-19, and increasing in 2019-20, the City negotiated further cost sharing with employee groups to pay into CalPERS which will help lessen pension impacts to the City’s budget. The City continues to monitor legal developments and legislation that could positively or negatively impact the City’s finances and plans to counteract any adverse investment results with additional payments to CalPERS. The City has also established a Section 115 Trust fund with the California Employer’s Pension Prefunding Trust (CEPPT) and had planned to make its first contribution of $2.4 million using unassigned fund balance at the end of FY 2022-23. Instead, the unassigned fund balance was allocated to infrastructure projects which had increased in cost due to inflationary factors. All employees currently pay the full employee contribution. Total contribution rates as a percent of salary, including any additional percentages agreed upon are listed in the table below: Police (Sworn) Employee Contribution Levels to PERS Retirement (Percent of Salary) Safety PERS Tier Jul-23 Tier 1 (3% @ 50) 15% Tier 2 (2% @ 50) 15% Tier 3 (2.7% @ 57) 17.5% Police (Non-Sworn) Employee Contribution Levels to PERS Retirement Miscellaneous PERS Tier Jul-23 Tier 1 (2.7% @ 55) 14% Tier 2 (2% @ 60) 13% Tier 3 (2% @ 62) 10% 17 TRANSMITTAL MEMORANDUM Fire (Sworn) Employee Contribution Levels to PERS Retirement Safety PERS Tier Jul-23 Tier 1 (3% @ 50) 12% Tier 2 (2% @ 50) 12% Tier 3 (2.7% @ 57) 17.5% Appointed officials, department heads, unrepresented management, unrepresented confidential and non-sworn fire employees Miscellaneous PERS Tier Jul-23 Tier 1 (2.7% @ 55) 11% Tier 2 (2% @ 60) 10% Tier 3 (2% @ 62) 10% Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. Due to CalPERS purchasing power, the City continues to experience competitive health care rates. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum monthly amount required by law towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City had established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. There is only one employee remaining who receives one-half of the retiree health insurance premiums paid by the City through the City's group health plan. This provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. Additional information on the City’s retirement and post-employment benefits can be found in Note 8 in the notes to the financial statements. 18 TRANSMITTAL MEMORANDUM GASB Pronouncements for FY 2023-24 GASB Statement No. 100, Accounting Changes and Error Corrections-an Amendment of GASB Statement No. 62 – The primary objective of this Statement is to enhance accounting and financial reporting requirements for accounting changes and error corrections to provide more understandable, reliable, relevant, consistent, and comparable information for making decisions or assessing accountability. The City has implemented this statement in current fiscal year. GASB Statement No. 101, Compensated Absences – The primary objective of this Statement is to better meet the information needs of financial statement users by updating the recognition and measurement guidance for compensated absences. That objective is achieved by aligning the recognition and measurement guidance under a unified model and by amending certain previously required disclosures. The City has implemented this statement in the current fiscal year. GASB Implementation Guide No. 2023-1, Implementation Guidance Update – 2023. The City has applied this guidance in the current fiscal year. AWARD FOR EXCELLENCE IN FINANCIAL REPORTING Government Finance Officers Association of the United States and Canada (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City of San Luis Obispo for its annual comprehensive financial report for the fiscal year ended June 30, 2023. The Award Program The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized annual comprehensive financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. Staff believe that the City’s current ACFR continues to conform to the Certificate of Achievement program requirements and will submit it to GFOA to determine its eligibility for another certificate. 19 TRANSMITTAL MEMORANDUM Value of Program Participation. There are benefits to participating in these programs beyond simply receiving recognition for the City’s efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review the reports from a “fresh” perspective are received. Staff believes that this results in continuous improvements in reporting the City’s financial results to elected officials, staff, and other interested parties such as bondholders, credit agencies, and the public at-large. ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Department staff and their special efforts, working in conjunction with the City's independent auditors, to produce this document. We would like to take this opportunity to compliment all those staff members within each City department as well as our independent auditors who were associated with the preparation of this report. We would also like to thank the City Council for the continued support and dedication in planning and conducting the financial operations of the City in a fiscally responsible and progressive manner. Whitney McDonald, City Manager Emily Jackson, Finance Director 20 DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Erica A. Stewart Mayor Michelle Shoresman Vice Mayor Mike Boswell Council Member Emily Francis Council Member Jan Marx Council Member ADVISORY BODIES Active Transportation Committee Administrative Review Board Architectural Review Commission Construction Board of Appeals Council Compensation Committee Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Whitney McDonald City Manager J. Christine Dietrick City Attorney Department Heads Scott Collins Assistant City Manager Greg Hermann Deputy City Manager Timmi Tway Director of Community Development Emily Jackson Director of Finance Todd Tuggle Fire Chief Nickole Domini Director of Human Resources Richard Scott Police Chief Aaron Floyd Director of Utilities Greg Avakian Director of Parks & Recreation Matt Horn Director of Public Works 21 MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People  A team that puts high value on each citizen it serves.  Providers of programs that meet basic service needs of each citizen.  Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results  Service to the community – the best – at all times.  Respect – for each other and for those we serve.  Value – ensuring delivery of service with value for cost.  Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design  Planning and managing for levels of service consistent with the needs of the citizens.  Offering skills development and organizational direction for employees in order to improve the delivery of municipal services.  Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services.  Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services.  Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor. 22 ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. 23 Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. 24 Patrol Fire, Medical & Haz Mat Natural Resources Recruitment Assistant City Manager Traffic Safety Emergency Response Economic Development Labor Relations Investigations Hazard Prevention Cultural Activities Fair Employment Neighborhood Services Fire Inspections City Clerk Services Risk Management Animal Regulation Disaster Planning General Administration Human Relations Information Technology GIS Management Budget Recreation Programs Water Engineering Long Range Planning Purchasing Ranger Services Sewer Transportation Development Review Accounting & Revenue Park Planning Utilities Resource Creek & Flood Protection Building & Safety Support Services Golf Course Conservation Maintenance Services:CDBG Administration Finance Administration Public Art Whale Rock Reservoir Streets, Parks, Bldgs Housing RESIDENTS ADVISORY BODIES CITY MANAGER MAYOR & CITY COUNCIL DeptAppointed by the City Council Appointed by the City Manager CITY ATTORNEY Police Fire Finance Community Development Administration Dept Reporting to the Assistant City Manager Utilities Human Resources Parks & Recreation Public Works Community Services 25 Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of San Luis Obispo California For its Annual Comprehensive Financial Report For the Fiscal Year Ended June 30, 2023 Executive Director/CEO 26 FINANCIAL SECTION 27 28 INDEPENDENT AUDITOR’S REPORT To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Report on the Audit of the Financial Statements Opinions We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California (City) as of and for the year ended June 30, 2024, and the related notes to the financial statements, which collectively comprise the City’s basic financial statements as listed in the table of contents. In our opinion, the accompanying financial statements present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City, as of June 30, 2024, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 2 In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor’s Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In performing an audit in accordance with GAAS, we:  Exercise professional judgment and maintain professional skepticism throughout the audit.  Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City’s internal control. Accordingly, no such opinion is expressed.  Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements.  Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City’s ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control– related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, pension plan and OPEB plan information on pages 33-57 and 135-145 be presented to supplement the basic financial statements. 30 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 3 Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The local sales tax measure funding schedule, combining and individual nonmajor fund financial statements and budgetary comparison schedules, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The local sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules on pages 149-193 are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the local sales tax measure funding schedule, the combining and individual nonmajor fund financial statements and budgetary comparison schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual comprehensive financial report. The other information comprises the introductory and statistical sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. 31 To the Honorable Mayor and Members of the City Council of the City of San Luis Obispo San Luis Obispo, California Page 4 Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 24, 2024, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Badawi & Associates, CPAs Berkeley, California December 24, 2024 32 Management’s Discussion and Analysis Overview of the Financial Statements The discussion and incorporated analysis in this document are intended to serve as an introduction to the City’s basic financial statements, which include the following components: (1) government- wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of sources and liabilities/deferred inflows of sources, with the difference reported as net position. In the private sector, it is similar to a balance sheet. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. In conformance with GASB 68, the Statement of Net Position reported for fiscal year 2023-24 considers the City’s long-term pension liabilities, effectively decreasing the City’s net financial position. The Statement of Activities presents changes in the government’s net position during the most recent fiscal year. All changes in net position are reported during the period when the underlying events giving rise to the change occur, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. The City’s government-wide financial statements distinguish the functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees or that are required by grantor agencies or City policies to be accounted for in this fashion (business- type activities). The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance, and information technology. 33 Management’s Discussion and Analysis The business-type activities of the City include: (1) water, (2) sewer, (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units, although legally separate entities, are in substance, part of the government's operations and data from these units are combined with data of the primary government. The San Luis Obispo Capital Improvement Board, the San Luis Obispo Public Financing Authority and the San Luis Obispo Parking Authority are reported as blended component units in these statements. All provide financing for the construction and acquisition of City facilities and consist of members of the City Council. Activities of these units are accounted for in the applicable City governmental funds. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board, San Luis Obispo Public Financing Authority, or San Luis Obispo Parking Authority. The City has no component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Pension Obligation. Pursuant to GASB Statement No. 68 (GASB 68), Accounting and Financial Reporting for Pensions, the City reports on the unfunded pension liability on the full accrual basis of accounting in the government-wide financial statements. The reports also include disclosure requirements and supplementary schedules as required by GASB 68. The measurement date for fiscal year 2023-24 pension liabilities is as of the fiscal year ended June 30, 2023. This date reflects a one-year lag, reflecting the time it takes for the pension system to prepare reports, which is common for all member agencies, and was used so that these financial statements could be issued in an expedient manner. Activity (i.e., contributions made by the City) occurring during fiscal year 2023-24 are reported as deferred outflows of resources in accordance with GASB Statement No. 71. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds, and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near- 34 Management’s Discussion and Analysis term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financial decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services, and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures, and changes in fund balances. The General Fund and Capital Outlay Fund are both considered major funds1. Data from the non-major governmental funds are combined into one aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for the General Fund. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. 1 See Note 1 Summary of Significant Accounting Polices for a detailed explanation of fund types including major funds. 35 Management’s Discussion and Analysis Fiduciary Funds. Custodial funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the primary government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of a custodial fund may include donations provided to the City to be utilized for specific purposes (i.e. open space, environmental mitigation funds, etc.) as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Custodial Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the local transaction tax measure (Measure G and G-20) and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information. The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. This information has been adjusted over time to also serve as required bond disclosure information. Financial Highlights The following information provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year that ended June 30, 2024. It should be read in conjunction with the transmittal memorandum, the basic financial statements, and the accompanying notes. In the fiscal year 2023-24, the City continued to experience steady growth from post-pandemic economic trends despite historically high inflation. Examples include the progress of ongoing housing developments including Avila Ranch, San Luis Ranch, and Righetti Ranch projects which 36 Management’s Discussion and Analysis all contributed to growth in the property tax base. Home prices also continued their upward trend despite mortgage rates reaching 20+ year highs. In addition, general permit and inspection activity remained strong through the fiscal year. Other signs of growth include increases in sales tax revenue which came in slightly higher than the prior year. Overall, actual revenues received were nearly $6 million higher than budgeted and the City’s expenditures came in approximately $11.2 million below appropriated budget amounts. Winter Storm update In the middle of fiscal year 2022-23 the City experienced heavy winter storms that resulted in two separate emergency declarations at the Federal and State levels, as well as a local emergency proclamation. While the City is eligible for reimbursement for a majority of the storm related costs through the Federal Emergency Management Agency (FEMA) and the California Disaster Assistance Act (CDAA), the reimbursement process continues to move slowly. As of the end of fiscal year 2023-24 the City had spent approximately $12.9 million for operating costs in response to the storms, and the estimated total cost to repair all storm related damage reached $48.4 million, which is an increase from the prior year estimate of over $35 million. The maximum reimbursement for eligible costs is 93.75% (75% from FEMA and 18.75% from CalOES), meaning that the City will pay a minimum of 6.25% for certain storm related costs. However, the reimbursement process is slow due to staffing changes at the Federal and State agencies and the nearly depleted federal Disaster Relief Fund. This lack of timely funding is not expected to put the City’s projects in danger, but the City’s ability to pay back the operating reserve and fund future storm-related projects is dependent on receiving reimbursement for incurred storm costs. All storm-related expenditures have been submitted for FEMA reimbursement, with high- priority projects advancing for consideration in the upcoming 2025-27 Financial Plan. These priority projects are chosen to mitigate previous damage, protect existing infrastructure, and meet essential obligations. Compensated Absences The City implemented the GASB 101 pronouncement during fiscal year 2023-24, a year earlier than required. The aim of the new guidance was to more accurately portray the liability associated with employee leave balances by taking into account the likelihood that these leave balances will be used or converted to cash for employees. For fiscal year 2023-24, this results in an increase to overall leave liability of $1.3 million. Housing Loans and Fee Deferrals The City administers an extensive housing program for workforce and low-income housing. Through the program, it has extended loans and impact fee deferrals to low-income housing developers such as the Housing Authority of San Luis Obispo, Transitions Mental Health, and People’s Self-Help Housing (to name a few). The loans are long- term in nature, include a modest interest rate, and will become due in future years. The loans are disclosed in the City’s financial statement under the respective governmental funds as loans receivables and restricted within fund balance. The loans are reflected in the financial statements 37 Management’s Discussion and Analysis net of an allowance for any that are forgivable at the end of the term if certain affordability provisions are maintained. Detailed information can be found in Note 4 – Loans Receivables. Fair Value Adjustments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund’s average quarterly cash balance. Investments are stated at fair value, based on quoted market prices in accordance with GASB standards and are adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. The City’s investments and effects of the fair value adjustment are reflected in the Financial Statements under “Use of money and property” in all funds based on the City’s mentioned practices. More information on the City’s investments can be found in Note 2 – Cash & Investments. The following outlines financial highlights for the year which are detailed in the table on page 40 of the Management Discussion and Analysis.  Per the City’s Statement of Net Position, total City-wide assets increased by approximately $104 million to $944 million representing an increase of 12.5%. The assets and deferred outflows of resources of the City exceeded liabilities and deferred inflows at June 30, 2024 by $525 million (net position). Cash and investment and receivable balances remained consistent with the prior year ending at $226 million and $45.8 million city wide. Capital assets increased from $531.9 million to $591.3 million as a result of major investments in City infrastructure included a new parking structure, upgrades to the Water Resource Recovery Facility, and the expansion of the City’s police department facilities. Meanwhile, overall liabilities increased from $378 million to $436.9 million, mainly as a result of new long-term debt associated with capital projects.  The City’s net unfunded pension liability of $181.1 million, increased by $6.8 million to end the year at $94.8 million for the City’s Miscellaneous Plan with CalPERS. Meanwhile, the City’s cost-sharing multiple-employer Safety Plan liability rose to $86.3 million during fiscal year 2023-24. This was the result of increasing service costs, benefit payments, administrative expenses and total interest on pension liability.  In governmental activities, cash and investments decreased by $5.9 million to $104.3 million while prepaid items, representing cash outflows occurring in the current year for next year’s expenditures, decreased by $176,000 to $182,000. Receivables from various sources increased by just over $5.9 million to $23.6 million and loans receivable increased by $516,000 to $12.8 million. 38 Management’s Discussion and Analysis  In business-type activities, total assets increase from $474 million to $556 million. This was attributable to several factors including completed capital assets and construction in progress, proceeds from bonds to finance the construction of the new Cultural Art District Parking Structure, and timing of accounts receivables at June 30, 2024.  City-wide liabilities increased by $58.5 million during the fiscal year due to increases in the liabilities for business-type activities of $66.8 million to $252.9 million, offset by a decrease in total liabilities for governmental activities of $8.3 million, to end the fiscal year at $184 million. Increased liabilities for business activities include the issuance of bonds for the construction of the new Cultural Arts District Parking Structure and increases in over $19 million in the principal balance of the Clean Water State Revolving Fund Loan, which is financing the capital improvements at the Water Resource Recovery Facility. This increase is due to drawing down the loan funding as construction progresses, which is now nearing completion.  The City’s governmental funds reported combined ending fund balances of $122.8 million as of June 30, 2024. Approximately $41.7 million of this total is either nonspendable or restricted for, transportation projects or specific programs such as affordable housing, parkland development, public art, tourism, public safety, or infrastructure improvement programs. Another $13.6 million is committed for purposes such as general government programs, risk management, general contingency reserves, and public safety programs. Committed fund balances represent the amount of money that is subject to constraints imposed by the City Council. It takes formal action by the City Council to utilize these funds for their specific purposes. A further $63.5 million is assigned and intended to be use for specific purposes including CalPERS pension payments, solid waste AB939 funding, the pension 115 trust fund, revenue stabilization, development services, the SLO Repertory Theatre grant, storm related costs, tenant improvements, and unspent appropriations that have been rolled over into the 2024-25 fiscal year in accordance with the City’s budget policies. Assigned fund balances represent the amount of money that the City Council or management has identified for specific future purposes, but do not meet the criteria to be restricted or committed. Any appropriation of these amounts would require City Council approval. The remaining $8.9 million remains unassigned.  The total General Fund balance increased by 7% from $42.5 million to $45.3 million. After the adjustments to reflect non-spendable amounts of $4,868,481, committed funds of $13.2 million including the current operating reserve, assigned fund balance of $22.9 million, just under $4.3 million remains as unassigned balance on June 30, 2024, for the General Fund. 39 Management’s Discussion and Analysis Government-wide Overall Financial Analysis Statement of Net Position Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended. June 30, 2024 and 2023. For the fiscal year ending on June 30, 2024, the City’s combined total assets and deferred outflows of resources were greater than its liabilities and deferred inflows of resources by $525 million. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $412 million (e.g., land, buildings, infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Just over $47.6 million of the City’s net position is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual obligations. The 40 Management’s Discussion and Analysis governmental and business-type activities each contributed $30.7 million and $15.2 million respectively to the combined net position increase of $45.9 million resulting in a total net position of $525 million on June 30, 2024. Information about changes in net position for fiscal years 2023-24 and 2022-23 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. Governmental Activities. The City’s net position in Governmental activities increased by $30.7 million to $249.8 million on June 30, 2024 mainly as a result of large year over year increases in grant revenues and investment income. Additionally, most tax revenue sources also saw modest gains versus the prior year. Overall program expenses also saw increases over the previous year with the majority of the increases in public safety and transportation. The year over year difference in public safety expenses was driven primarily by results in the prior year which saw a reduction of $11.7 million because of changes in assumptions for the pension plan as well as additional voluntary payments made by the City. Otherwise, public safety expenditures were 41 Management’s Discussion and Analysis consistent with historical trends. Meanwhile the increase in transportation program expenses were due to the timing of ongoing roadway sealing projects as well as storm related expenditures. Governmental Revenues: Revenues are divided into charges for services and general revenues including applicable taxes as listed in the following table. Charges for services are revenues directly related to service activity while operating and capital grants and contributions, and related investment earnings are a mechanism of cost recovery. The total governmental revenue increased from fiscal year 2023-24 by $16.7 million or 13% based on sustained growth in cyclical revenue streams such as sales tax and transient occupancy tax which continue to benefit from post- pandemic economic trends as well as very favorable investment income that was driven largely by market interest rates. General revenues are used to pay costs of providing program services such as public safety, parks and open space, streetlights and traffic signals, recreation opportunities, Diversity, Equity, and Inclusion (DEI) programs as well as economic development, and environmental sustainability. Most revenue sources remained consistent with the prior year including charges for services and were within 10% of their totals from the prior year. However operating and capital grant revenue were significantly larger in fiscal year 2023-24; $9.8 million and $1.1 million respectively. This was due to the recognition of ARPA funding and used for the purchase of property located at 1106 Walnut Street to provide additional space to house certain police services, ARPA funding for affordable housing projects such as the Maxine Lewis Apartments, and several Community Development Block Grants from the US Department of Housing and Urban Development. In addition, as mentioned previously investment earnings were very favorable and came in at $6.5 million versus $2.4 million in the prior year. 42 Management’s Discussion and Analysis Top Governmental Activity Revenue Sources. As shown in the chart below, the City’s top five tax revenues accounted for 64% or $93.4 million of total revenues, with service charges accounting for another 14% or $19.8 million and remaining revenue including grant revenue, investment income, and other miscellaneous revenues accounted for 22% or $31.5 million. Despite economic volatility, most of the City’s main revenue sources performed well and above initial expectations. The following chart compares program fee revenues and expenses which is useful when reviewing the costs of various governmental activities: Financial Analysis of Governmental Funds The focus of the City’s governmental funds is on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements and meeting finance related legal requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. 43 Management’s Discussion and Analysis Major Governmental Funds. In fiscal year 2023-24 the City maintained two major governmental funds: the General Fund and the Capital Outlay Fund. The City’s General Fund is the principal operating fund and reported the Capital Outlay Fund is used to account for the acquisition or construction of major capital facilities. Changes in both are highlighted in the Financial Highlights section below. Non-Major Governmental Funds. The City has numerous non-major governmental funds including the Debt Service Fund and various Special Revenue Funds or Capital Projects Funds. These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. On June 30, 2024, these funds had an aggregate fund balance of just under $53.8 million. Of this total, $36.8 million is restricted for payment of debt service or specific governmental programs such as transportation, affordable housing, and impact fee or parkland development programs. Governmental Fund Highlights  As of June 30, 2024, the City’s governmental funds reported combined ending fund balances of $122.8 million or an increase of $11.6 million compared to the prior fiscal year. This was largely driven by year over year revenue growth which increased from $127.7 million to $143.5 million, outpacing the increase in overall expenditures from $119.7 million to $135.4 million and further supported by exceptionally strong investment income as most revenue streams were within 10% of their amounts in the prior year with the exception of property tax transfers and fines, forfeitures, and penalties which were up 15% and 36% respectively; the latter being driving by increases in motor vehicle fines and police issued parking fines. The total fund balance of the governmental funds consists of the following: 2023-24 2022-23 2023-24 2022-23 2023-24 2022-23 2023-24 2022-23 Assets 53,854,773$ 50,476,488$ 23,640,163$ 28,978,567$ 64,260,031$ 62,093,501$ 141,754,967$ 141,548,556$ Liabilities 7,285,148 6,571,303 1,898,521 4,480,849 2,229,193 11,771,767 11,412,862 22,823,919 Total deferred inflows of resources 1,239,859 1,367,117 - - 6,261,805 6,124,933 7,501,664 7,492,050 Nonspendable 4,868,481 101,462 - - - - 4,868,481 101,462 Restricted - - - - 36,837,067 37,379,153 36,837,067 37,379,153 Committed 13,188,782 19,620,444 - - 428,971 641,538 13,617,753 20,261,982 Assigned 22,926,182 14,540,709 21,741,642 24,497,718 18,795,114 6,178,534 63,462,938 45,216,961 Unassigned 4,346,321 8,275,453 - - (292,119) (2,424) 4,054,202 8,273,029 Total fund balance 45,329,766 42,538,068 21,741,642 24,497,718 55,769,033 44,196,801 122,840,441 111,232,587 Total liabilities, deferred inflows, and fund balances 53,854,773$ 50,476,488$ 23,640,163$ 28,978,567$ 64,260,031$ 62,093,501$ 141,754,967$ 141,548,556$ Governmental Funds - Balance Sheet General Fund Capital Outlay Fund Total Non-Major Governmental Funds 44 Management’s Discussion and Analysis o Non-spendable fund balance represents prepaid items or items that by their nature are not in a spendable form. $4,868,481 was held in non-spendable at fiscal year- end in the General Fund. o Restricted fund balance of $36.8 million, including $11.1 million in reserves for parkland development programs, and $10.2 million for affordable housing programs, $11.2 million in transportation projects. These restricted fund balances were held entirely within non-major governmental funds. o Committed fund balance amounted to $13.6 million accounting for the City’s reserve funds as prescribed by its Fund Balance and Reserve policies with $13.2 million held by the General fund and $429,000 held by non-major governmental funds. o Assigned fund balance of $63.5 million includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category include funds to be used for Development Services, purchase orders and encumbrances that have been rolled over into fiscal year 2024-25 in accordance with the City’s budget policies, an additional discretionary payment to CalPERS, the section 115 Trust Fund, and solid waste funds collected through AB939. The City also established a Revenue Stabilization Reserve of $2 million to help insulate or smooth out budget impacts from large fluctuations in tax revenue. The largest portion of the assigned fund balance, approximately $45.6 million represents outstanding encumbrances and capital projects at year end to be carried forward into the next fiscal year. o Unassigned fund balance at year end was $4.3 million for the General fund and ($292,000) for the for non-major governmental funds. The City’s capital outlay fund did not have any unassigned amounts at June 30, 2024. The use of the unassigned fund balance will be prioritized based on City Council direction and City policy. More information about the aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. 45 Management’s Discussion and Analysis Financial Analysis of Enterprise Funds The City’s business-type activities are financed through rates for services and should be self- sufficient in covering their expenses with their sales and services revenue. Also called proprietary funds, the City has four such entities: Water, Sewer, Parking, and Transit. Water Fund - The net position of the water fund rose by over $7.4 million during fiscal year 2023- 24 ending the year at $109.6 million and representing an increase of 7%. Supporting the upward trend were operating revenues and non-operating revenues that came in higher than in the previous year despite significant increases in overall expenditures. Total operating revenue increased by $3.7 million or 13% in 2023-24 due to increased increases in revenue streams such as water sales, service charges, and base fees. In addition, increases in utility setup fees during the year contributed to stronger operating revenues. Operating expenses realized a similar increase of $3.6 million as a result of ongoing maintenance and minor capital outlays for aging infrastructure throughout the City amidst an environment of historically high inflation. In addition, the ever-growing regulatory environment in which the utilities department operates also contributes to higher overall expenditures to provide staff training and regulatory compliance. These increases in expenditures were offset because of the Nacimiento pipeline being offline due to repairs related to the 2023 winter storms that lasted the entire duration of 2023-24 and resulted in the water being delivered from closer sources which lead to some savings in water supply and electrical pumping charges. In addition, staffing vacancies in the department also minimized the increase in overall expenditures. 46 Management’s Discussion and Analysis Nonoperating revenues comprised mainly of investment income and grant revenues were significantly higher in 2023-24 versus the prior year and came in at $2.1 million versus $741,000. Strong investment earnings including the Water Fund’s portion of the annual fair value adjustment of the City’s investment portfolio amounted to nearly $1.8 million. In addition, grant revenue for 2023-24 exceeded $752,000. These nonoperating revenues contributed $2.6 million of the $7.4 million increase in net position and are not expected to be ongoing. Sewer Fund – Similar to the Water Fund, the Sewer Fund’s net position rose, though more modestly, by $2.8 million ending 2023-24 at just over $122.3 million and representing an increase of just 2%. Contributing factors include operating revenues that increased by just $962,000 and which were surpassed by the increase in operating expenses of nearly $4.7 million and were further reduced by nonoperating revenues of over $1.5 million and transfers out of $1.2 million. Major drivers for the increase in overall expenditures include increases in material and contract services related to ongoing construction efforts such as the Water Resource Recovery Facility (WRRF) upgrade which are affected by inflationary pressures, as well as additional costs associated with new safety regulations imposed by the State. Furthermore, the Sewer Fund saw an increase of $4.7 million in interest expense which included $3.7 million in capitalized interest on the 2018 Clean Water State Revolving Fund Loan for the WRRF upgrade project. These increases in expenditures were offset by the benefits of favorable investment earnings which amounted to $2.6 million for 2023-24. Parking Fund – The Parking Fund’s net position rose by an even larger proportion than both utility enterprise funds, increasing by 13% from $30.2 million to $34.1 million by June 30, 2024. This upward trend was a result of increases to operating revenues from $6.0 million to $8.7 million that that outpaced increases to operating expenditures from $4.8 million to $6.6 million during 2023-24. Non-operating revenues and transfers out meanwhile were mostly comparable to prior year amounts and also contributed to the Parking Fund’s performance. Operating revenue increases were the result of new parking rates that went into effect for the fiscal year as well as the elimination of the first hour free parking in garages. However, these fees were rolled back going 47 Management’s Discussion and Analysis into 2024-25 following feedback from the community. Meanwhile, operating expenditures experienced increases in staffing costs, contract services, and other costs such as increases to credit card merchant fees driven by the switch to digital payments from the pay stations implemented in the prior year. The Parking Fund also broke ground in November 2023 on the new Cultural Arts District Parking Structure, which is scheduled to be completed in early 2026, and purchased a new 44 space parking lot located at 1166 Higuera Street. Like the other enterprise funds, the Parking Fund also saw favorable returns to investment earnings based on its share of the City’s portfolio amounting to $1.2 million for 2023-24. Transit Fund – The Transit Fund experienced very similar financial results in 2023-24 compared to the previous year including an overall change in net position of $1.1 million compared to $1.2 million in the previous year and resulting in an ending net position at June 30, 2024 of $9.1 million. Both operating revenues and expenses saw increases over the prior year resulting in an operating loss of $4.3 million which is normal for the Transit Fund that is subsidized by Federal funding each year to maintain operations. Operating revenues came in at just over $1.0 million compared to $810,000 in the prior year due to the continued expansion of the City’s transit fleet including two new battery electric buses and a rollout of services previously suspended during the pandemic to better serve the community. Operating expenditures however saw slightly larger increases that were offset by favorable investment income. Overall salaries and benefits for the Transit Fund increased by 48 Management’s Discussion and Analysis $193,900 versus the prior year due to new staffing resources including the previously vacant Transit Manager position, a portion of the new Mobility Services Manager overhead as well as additional administrative resources. Combined Program Expenses and Revenue for Business-Type Activities – The combined total revenues for business-type activities increase from $67.3 million to $80.7 million led by increases in service charges for FY2023-24 were up by over $8.4 million from the prior year and amounted to a total of $65.4 million. This was primarily due to increases in the Water and Parking Funds, both experiencing increases of over $3.6 million. Similar to the prior year, all enterprise funds experienced strong investment income and a positive fair value adjustment in 2023-24, which resulted in $8.3 million of investment earnings during the fiscal year including $1.7 million for the annual fair value adjustment. Grant revenues for business type activities was modestly lower in 2023-24 versus the prior year, down from $7.4 million to $6.8 million. This is primarily due to the timing with which these revenues can be recognized which can be hard to predict because they are often associated with the construction timelines. These factors contributed to all enterprise fund program revenues exceeding program expenditures. As outlined in the prior section, the program expenses for the business-type activities increased from the prior year by nearly $17.7 million, representing a 39% increase. Significant increases in 49 Management’s Discussion and Analysis program expenses include the following: $2.5 million in increased salaries and benefits, $6 million in increased contract services, and $6.8 million in increased interest expense driven primarily from new debt service for the Sewer and Parking Funds. Several one-time factors played into the Water Fund revenues exceeding expenses in this fiscal year, as described above. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2024, is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2024. The following summarizes the original General Fund budget compared with the adjusted final budget for fiscal year 2023-24. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. 50 Management’s Discussion and Analysis As discussed below, differences between the original budget and the final amended budget reflect the following key changes:  Revenue budgets were increased by $3.4 million to $114.2 million to account for increases in expected utility user tax, property tax in lieu fees, and property taxes as well as grant revenues. Increases to the original budget were also made for public safety services, reflecting reimbursements for grant sponsored programs.  Overall expenditure budgets were also increased by approximately $3.9 million for the General Fund due to carryover of funding for contracts and commitments from the prior fiscal year. Significant differences between the original and final expenditure budgets include increases in anticipated Fire and environmental safety and general government programs.  Net Other sources (uses) are comprised of transfers in or out and were originally budgeted at $30.8 million and revised to $33.9 million in the final budget. Transfers may be used to provide resources from the General Fund to other funds such as the Capital Outlay Fund or other non-major governmental funds. The following table compares the actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues surpassed the final budget by nearly $5.9 million largely driven by a positive variance in overall tax revenues of $1.3 million, a positive variance of overall grant revenue of $916,000, and a positive variance of nearly $2.8 million in use of money and property which includes investment income, fair value adjustments and interest income. Total expenditures came in below the final budget by over $5.7 million. This was mainly the result of positive variances within overall community development expenditures, leisure, cultural and social service expenditures, and general government expenditures such as in Human Resources, Finance and Administration. The net other sources and uses ended below budget by $3.2 million resulting in an ending fund balance that was $14.8 million greater than anticipated. 51 Management’s Discussion and Analysis Detail for the Local Revenue Measure The City’s Local Revenue Measure (one and a half percent transaction tax) is a sub-fund of the General Fund. The activities reflected in the Financial Statements of this report are provided for information regarding the use of the Measure’s according to the community’s priorities and the recommendation of the Revenue Enhancement Oversight Commission, a City Council advisory body, overseeing the allocations. For 2023-24, the following revenues and expenditures were recorded: General Fund 2023-24 Final Budget 2023-24 Actual Positive (Negative) Variance Revenues 114,168,848$ 120,067,596$ 5,898,748$ Expenditures 92,277,633 86,550,461 5,727,172 Other sources (uses) (33,877,119) (30,725,437) 3,151,682 Beginning fund balance 42,538,068 42,538,068 - Ending fund balance 30,552,164$ 45,329,766$ 14,777,602$ Ending fund balance Nonspendable - 4,868,481 4,868,481 Restricted - - - Committed - 13,188,782 13,188,782 Assigned - 22,926,182 22,926,182 Unassigned - 4,346,321 4,346,321 Total ending fund balance 30,552,164$ 45,329,766$ 14,777,602$ Budget - Actual Comparison 52 Management’s Discussion and Analysis Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2024, the City’s investment in capital assets for its governmental and business type activities amounts increased to $591 million (net of accumulated depreciation). The investment in capital assets includes things such as: open space, park improvements, buildings and associated improvements, vehicles and equipment, streets, bikeways, water, wastewater, and storm drain systems. Major capital asset2 expenditures during the fiscal year included the following:  $5.6 million for the North Chorro Neighborhood Greenway project  $4.3 million for expansion of the police department facilities  $7.2 million for emergency storm recovery projects  $1.9 million for fleet replacements across various departments  $14.8 million for the Water Resource Recovery Facility upgrade project  $13.7 million for the new Cultural Arts District Parking Structure  $4.7 million for the acquisition of the 1166 Higuera Street parking lot  $8.8 million for street reconstruction and resurfacing  $1.3 million for the North Broad Street Neighborhood Park Long-Term Debt. As of June 30, 2024, the City’s long-term debt increased by $63.2 million to $223.8 million outstanding. Most of the overall increase was due to increases for business-type activities and included $43.9 million in newly issued lease revenue bonds used to finance the construction of Cultural Arts Parking Structure as well as an increase of $19.1 million for the 2018 Clean Water State Revolving Fund loan to finance WRRF capital improvements. In addition, the City recognized a total of $347,000 in subscription-based IT arrangements (SBITAs) in accordance with the implementation of GASB 96 and $429,000 in leases in accordance with GASB 87. 2 Additional information on the City’s capital assets can be found in Note 5 on page 100 to the basic financial statements. 53 Management’s Discussion and Analysis The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2024, 2% of the assessed valuation was $244 million3. As of June 30, 2024, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 7 to the basic financial statements. Economic Factors and Next Year’s Budget and Rates The City has weathered the economic impacts and reverberations of COVID-19 and unanticipated costs related to storms that occurred in January and March of 2023 which impacted the development of the two-year Financial Plan. However, caution is needed in the years ahead. As reported in the 2024-25 Budget Supplement, the General Fund forecast indicates a modest budget deficit in 2026-27 that, if not addressed, is expected to grow to $2.6 million by 2028-29. The forecasted deficit is largely driven by the City’s obligation to bring a fifth fire station online by July 2026 to satisfy conditions of the Avila Ranch Development Agreement, as well as continued increases to required CalPERS payments. On June 5, 2024, the City Council adopted the 2024-25 Budget Supplement with an appropriation of $215 million for the fiscal year. The overall budget presents an ambitious work program lead by the four major City goals of Economic Recovery, Resiliency & Fiscal Sustainability, Diversity, Equity, and Inclusion, Housing and Homelessness, and Climate Action, Open Space, and Sustainable Transportation. The 2024-25 budget assumes continued growth of most revenue types followed by anticipated slowed growth in the outer years of the forecast. Certain cyclical revenue streams including sales tax and transient occupancy tax are not growing as quickly as they did in prior years. Property tax 3 Based on the San Luis Obispo County Assessor’s 2022-23 Annual Valuation report. 54 Management’s Discussion and Analysis revenue continues to grow more quickly than forecasted and remains the City’s most stable revenue source. During 2023-24, the City recorded an all-time high in property taxes, nearly 5% higher than the prior year due to continued growth in real estate valuations. However, data shows that the number of home sales remain at historically low levels as prices and interest rates remain high for buyers and potential sellers are locked into lower than market interest rates. Tourism in the City remained strong, resulting in $11 million in transient occupancy tax (TOT) for the General Fund and outperforming the budget by 3%. Tourism promotion continues to be led by the City’s Tourism Business Improvement District (TBID) which receives an allocation of 20% of TOT revenue collected. Water Rates. The City adopted rate increases of 8.5% effective July 1, 2023, and 7.5% effective July 1, 2024. Those rate increases are higher than historic averages and are largely necessitated by macroeconomic conditions. An additional driver was the Council’s decision to defer and reduce rates in 2020-21, which was done to address the uncertainties the community was experiencing during COVID-19. The Utilities Department estimated that the deferral and reduction resulted in a $1.4 million in reduced revenue between July 2020 and June 2022. Sewer Rates. The City adopted rate increases of 4% effective July 1, 2023, and 4% effective July 1, 2024. Rate increases are largely necessitated by macroeconomic conditions which have resulted in increased operational and capital delivery costs, as well as the Council action to defer and reduce sewer rates that also occurred in 2020-21 to address impacts of COVID-19 on the community. The City adopts its water and sewer rates with the two-year Financial Plan and in accordance with Proposition 218 requirements. 55 Management’s Discussion and Analysis Parking Rates. The City’s Parking Services program typically conducts a parking rate study every two to five years to evaluate parking operations and to address changing needs in the community. Following rate increases that went into effect in July of 2023, the City began working closely with a consultant in November of 2023 on a Parking Rate Study following feedback from the community. The rate study recommended parking rates and policy changes based on updated revenue forecast modeling and the extensive community feedback. This effort culminated in May with the City Council approving changes to make parking more affordable for locals and visitors alike, while still enabling the Parking Fund to remain financially sustainable. This included a 33% decrease in parking structure rates, 25%-31% decreases in on street parking rates, and a 47% decrease in monthly parking structure permit rates. On street downtown core parking time limits were also increased from 2 hours to 3 hours and there was a 50% reduction in parking validation costs for businesses. The rate changes went into effect in the summer of 2024. 56 Management’s Discussion and Analysis Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those interested. The City also prepares a Popular Annual Financial Report that can be found on the City’s website under the Finance Department’s online documents. Questions concerning any of the information provided in this report should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. 57 58 BASIC FINANCIAL STATEMENTS 59 60 City of San Luis Obispo, California Government-Wide Financial Statements For the Fiscal Year Ended June 30, 2024 The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. The statement of net position presents information on all the City’s assets and deferred outflows, as well as liabilities and deferred inflows, with the difference reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City’s net position changed during the current fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, all the current fiscal year’s revenues and expenses are considered regardless of when cash is received or paid (e.g., earned but unused vacation leave or uncollected taxes). Government-wide financial statements distinguish City governmental activities that are principally supported by taxes and intergovernmental revenues from other business-type activities that are intended to recover all or a significant portion of their costs through user fees and charges. Governmental activities include public safety, transportation, community development, leisure, cultural and social services, and general government. Business- type activities include water, wastewater, parking, and transit. 61 62 Governmental Activities Business-Type Activities Total Assets Current assets: Cash and investments 104,266,788$ 122,089,627$ 226,356,415$ Taxes receivable 12,046,009 - 12,046,009 Accounts receivable 2,322,566 10,181,421 12,503,987 Accrued interest receivable 4,295,927 1,679,561 5,975,488 Internal balances 4,845,000 (4,845,000) - Prepaid items and other assets 181,842 - 181,842 Lease receivables 104,624 114,642 219,266 Loans receivable 12,823,028 2,275,087 15,098,115 Total current assets 140,885,784 131,495,338 272,381,122 Noncurrent assets: Cash and investments held by fiscal agent 8,888 38,723,107 38,731,995 Investment in joint venture - 3,421,594 3,421,594 Lease receivables 852,055 37,302,114 38,154,169 Nondepreciable capital assets 64,660,540 195,802,663 260,463,203 Depreciable capital assets (net of accumulated depreciation) 180,922,597 149,931,656 330,854,253 Total noncurrent assets 246,444,080 425,181,134 671,625,214 Total assets 387,329,864 556,676,472 944,006,336 Deferred Outflows of Resources Other post-employment benefits related 1,215,321 683,440 1,898,761 Pension related 54,571,517 8,232,474 62,803,991 Unamortized loss on refunding of debt 175,166 133,114 308,280 Total deferred outflows of resources 55,962,004 9,049,028 65,011,032 Liabilities Current liabilities: Accounts payable 5,197,528 8,172,780 13,370,308 Accrued salaries 3,034,858 375,752 3,410,610 Unearned revenue 2,916,365 8,466,347 11,382,712 Interest payable 72,705 1,396,905 1,469,610 Other liabilities 97,510 - 97,510 Compensated absence - due within one year 3,114,901 641,184 3,756,085 Long-term debt - due within one year 1,237,056 6,487,143 7,724,199 Total current liabilities 15,670,923 25,540,111 41,211,034 Noncurrent liabilities: Compensated absence - due in more than on year 1,335,047 274,793 1,609,840 Long-term debt - due in more than one year 16,073,959 194,609,660 210,683,619 Net OPEB liability 1,350,404 933,910 2,284,314 Net pension liability 149,565,853 31,547,398 181,113,251 Total noncurrent liabilities 168,325,263 227,365,761 395,691,024 Total liabilities 183,996,186 252,905,872 436,902,058 Deferred Inflows of Resources Other post-employment benefits related 2,154,820 899,638 3,054,458 Pension related 6,444,984 120,008 6,564,992 Lease related 899,371 36,269,796 37,169,167 Total deferred inflows of resources 9,499,175 37,289,442 46,788,617 Net Position Net investment in capital assets 228,447,288 183,458,877 411,906,165 Restricted Debt service - 9,467,974 9,467,974 Transportation projects 11,232,312 1,508,145 12,740,457 Affordable housing programs 10,215,217 - 10,215,217 Parkland development programs 11,073,516 - 11,073,516 Public art programs 1,526,588 - 1,526,588 Tourism programs 1,523,656 - 1,523,656 Subsequent year expenditures 897,746 - 897,746 Claims 181,842 - 181,842 Unrestricted (15,301,658) 81,095,190 65,793,532 Total net position 249,796,507$ 275,530,186$ 525,326,693$ City of San Luis Obispo, California Statement of Net Position June 30, 2024 The accompanying notes are an integral part of these financial statements. 63 City of San Luis Obispo, California Statement of Activities For the Fiscal Year Ended June 30, 2024 Functions/Programs Expenses Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental Activities Business-type Activities Total Governmental activities: Public safety 43,148,712$ 3,378,182$ 1,016,165$ 44,899$ (38,709,466)$ -$ (38,709,466)$ Transportation 17,740,407 1,157,342 2,826,671 1,002,770 (12,753,624) - (12,753,624) Leisure, culture and social services 12,871,004 4,761,048 - - (8,109,956) - (8,109,956) Community development 19,527,448 9,717,278 2,011,368 - (7,798,802) - (7,798,802) General government 22,777,642 801,522 9,301,836 251,562 (12,422,722) - (12,422,722) Interest on long-term debt 615,966 - - - (615,966) - (615,966) Total governmental activities 116,681,179 19,815,372 15,156,040 1,299,231 (80,410,536) - (80,410,536) Business-type activities: Water 25,666,319 31,394,962 752,267 - - 6,480,910 6,480,910 Sewer 22,831,476 23,302,912 915,997 - - 1,387,433 1,387,433 Parking 8,962,908 9,663,683 - - - 700,775 700,775 Transit 5,352,380 1,003,116 5,094,670 - - 745,406 745,406 Total business-type activities 62,813,083 65,364,673 6,762,934 - - 9,314,524 9,314,524 Total primary government 179,494,262$ 85,180,045$ 21,918,974$ 1,299,231$ (80,410,536) 9,314,524 (71,096,012) General revenues and transfers: General sales and use taxes 22,285,972 - 22,285,972 Transaction and use tax - Local Revenue Measure 30,597,288 - 30,597,288 Property tax (including real property transfer tax)16,381,159 - 16,381,159 Transient occupancy tax (TOT)11,063,012 - 11,063,012 Utility users tax 6,301,505 - 6,301,505 Property tax-in-lieu of vehicle license fees 6,815,975 - 6,815,975 Franchise taxes 2,366,286 - 2,366,286 Business tax 2,942,425 - 2,942,425 Cannabis Tax 1,116,495 - 1,116,495 Other taxes 784,587 - 784,587 Total taxes 100,654,704 - 100,654,704 Unrestricted investment earnings 6,473,385 8,367,903 14,841,288 Other revenue 1,369,106 - 1,369,106 Income from investment in joint venture - 198,170 198,170 Transfers 2,636,032 (2,636,032) - Total general revenues and transfers 111,133,227 5,930,041 117,063,268 Change in net position 30,722,691 15,244,565 45,967,256 Net position, beginning of year 219,073,816 260,285,621 479,359,437 Net position, end of year 249,796,507$ 275,530,186$ 525,326,693$ Program Revenues Net Revenues (Expenses) and Changes in Net Position The accompanying notes are an integral part of these financial statements.64 City of San Luis Obispo, California Governmental Funds Financial Statements For the Fiscal Year Ended June 30, 2024 Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Major governmental funds are defined generally as having significant activities or balances in the current year. The funds described below were determined to be Major Governmental Funds by the City for the current fiscal year. Individual nonmajor funds may be found in the Supplementary section. General Fund The General Fund is used for all the general revenues of the City not specifically levied or collected for other City funds, and the related expenditures. The major revenue sources for this Fund are property taxes, sales taxes, franchise fees, business licenses, unrestricted revenues from the state, fines and forfeitures and interest income. Expenditures are made for community development, public safety, public works, and other services. Capital Outlay Fund This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. 65 66 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Assets Cash and investment 33,567,529$ 23,475,331$ 47,223,928$ 104,266,788$ Taxes receivable 11,831,086 - 214,923 12,046,009 Accounts receivable 1,691,089 164,832 395,527 2,251,448 Other receivables 71,118 - - 71,118 Due from other funds 166,601 - - 166,601 Accrued interest receivable 440,475 - 3,855,452 4,295,927 Prepaid items 23,481 - - 23,481 Cash and investments held by fiscal agent - - 8,888 8,888 Advances to other funds 4,845,000 - - 4,845,000 Loans receivable 261,715 - 12,561,313 12,823,028 Lease receivable 956,679 - - 956,679 Total assets 53,854,773$ 23,640,163$ 64,260,031$ 141,754,967$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 2,106,359$ 1,898,521$ 1,192,648$ 5,197,528$ Accrued liabilities 3,028,797 - 6,061 3,034,858 Due to other funds - - 166,601 166,601 Unearned revenue 2,052,482 - 863,883 2,916,365 Other liabilities 97,510 - - 97,510 Total liabilities 7,285,148 1,898,521 2,229,193 11,412,862 Deferred Inflows of Resources: Lease related 899,371 - - 899,371 Unavailable revenue 340,488 - 6,261,805 6,602,293 Total deferred inflows of resources 1,239,859 - 6,261,805 7,501,664 Fund balance: Nonspendable 4,868,481 - - 4,868,481 Restricted for: Transportation projects - - 11,232,312 11,232,312 Affordable housing programs - - 10,215,217 10,215,217 Parkland development programs - - 11,073,516 11,073,516 Public art programs - - 1,526,588 1,526,588 Tourism programs - - 1,523,656 1,523,656 Public safety program - - 897,746 897,746 Infrastructure improvement - - 368,032 368,032 Committed to: General government programs 1,776,826 - - 1,776,826 Risk management 585,456 - - 585,456 Contingency fund 10,826,500 - - 10,826,500 Public safety program - - 428,971 428,971 Assigned to: CalPERS pension payment 2,000,000 - - 2,000,000 Solid Waste AB939 237,147 - - 237,147 Establishment of Section 115 Trust 2,000,000 - - 2,000,000 Revenue stabilization 2,000,000 - - 2,000,000 Development services 214,136 - - 214,136 SLO Repertory Theater Grant 3,940,000 - - 3,940,000 1,400,000 - - 1,400,000 Storm Related costs 5,125,068 - - 5,125,068 Contingency fund - - 900,000 900,000 Subsequent year expenditures 6,009,831 21,741,642 17,895,114 45,646,587 Unassigned 4,346,321 - (292,119) 4,054,202 Total fund balance 45,329,766 21,741,642 55,769,033 122,840,441 Total liabilities, deferred inflows of resources and fund balance 53,854,773$ 23,640,163$ 64,260,031$ 141,754,967$ City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2024 Tenant Improvement program/Economic The accompanying notes are an integral part of these financial statements. 67 Total fund balance - governmental funds 122,840,441$ Capital assets at estimated historical cost $ 253,436,160 Accumulated depreciation (7,853,023) 245,583,137 6,602,293 1,215,321 158,361 Lease revenue bonds 16,556,941$ Lease liabilities 429,141 SBITA liabilities 324,933 Compensated absences 4,449,948 Accrued interest payable 72,705 (21,833,668) Net pension liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (149,565,853) Net OPEB liability is not a current financial obligation and, therefore, is not reported in the governmental funds. (1,350,404) (2,154,820) (6,444,984) Total net position - governmental activities 249,796,507$ City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2024 Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. Deferred outflows of resources, pension related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred outflows of resources, OPEB related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. Unavailable revenue recorded in the fund financial statements resulting from activities in which revenues were earned but funds were not available are reclassified as revenues in the Government-Wide Financial Statements. 54,571,517 175,166 Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Deferred inflow of resources, pension related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources, OPEB related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. The accompanying notes are an integral part of these financial statements. 68 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Revenues: 22,285,972$ -$ -$ 22,285,972$ 30,597,288 - - 30,597,288 16,379,368 - 258,289 16,637,657 11,063,012 - - 11,063,012 6,301,505 - - 6,301,505 6,815,975 - - 6,815,975 2,366,286 - - 2,366,286 2,941,928 - - 2,941,928 1,116,495 - - 1,116,495 528,088 - - 528,088 266,103 - - 266,103 3,907,185 - 1,422,562 5,329,747 2,513,422 1,210,058 13,664,185 17,387,665 12,360,708 91,000 6,656,991 19,108,699 624,261 11,289 100,497 736,047 Total revenues 120,067,596 1,312,347 22,102,524 143,482,467 Expenditures: Current: General government 17,560,912 - 10,018 17,570,930 Public safety 39,198,630 - 691,215 39,889,845 Transportation 5,535,071 - 22,886 5,557,957 Leisure, cultural and social services 11,088,967 - - 11,088,967 Community development 12,500,539 - 2,844,807 15,345,346 Debt service: Principal 363,033 - 867,691 1,230,724 Interest and fiscal charges 52,508 - 669,345 721,853 Capital outlay: Public safety - - 445,716 445,716 Transportation - - 2,267,633 2,267,633 Leisure, cultural and social services - - 2,760,876 2,760,876 Community development - 33,267,342 3,499,890 36,767,232 General government 250,801 838,712 636,546 1,726,059 Total expenditures 86,550,461 34,106,054 14,716,623 135,373,138 Revenues over (under) expenditures 33,517,135 (32,793,707) 7,385,901 8,109,329 (Continued) Miscellaneous Real property transfer tax Fines, forfeitures and penalties Use of money and property Subventions and grants Charges for services Utility users tax Property tax in lieu of VLF Franchise taxes Business tax Cannabis Tax City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2024 Sales and use tax - general Transaction and use tax - Local Revenue Measure Property tax (including real property transfer tax) Transient occupancy tax The accompanying notes are an integral part of these financial statements. 69 Page 2 General Capital Outlay Fund Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Transfers in 10,263,016$ 30,037,631$ 13,305,310$ 53,605,957$ Transfers out (40,738,002) - (10,231,923) (50,969,925) Other Financing Sources – SBITA 137,233 - - 137,233 Other Financing Sources – bond issuances 2,060,053 - - 2,060,053 Other Financing Uses - Payment to Escrow (2,447,737) - - (2,447,737) Total other financing sources (uses) (30,725,437) 30,037,631 3,073,387 2,385,581 Net change in fund balance 2,791,698 (2,756,076) 10,459,288 10,494,910 Fund balance, beginning of year 42,538,068 24,497,718 44,196,801 111,232,587 Prior year restatements - - 1,112,944 1,112,944 Fund balance, beginning of year, as restated 42,538,068 24,497,718 45,309,745 112,345,531 Fund balance, end of year 45,329,766$ 21,741,642$ 55,769,033$ 122,840,441$ City of San Luis Obispo, California Statements of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2024 The accompanying notes are an integral part of these financial statements. 70 Total net change in fund balance - governmental funds 10,494,910$ Expenditures for capital outlay - governmental funds $ 29,452,569 Depreciation expense (7,853,023) 21,599,546 Gain on disposal of capital asset 2,010 Repayments of long-term debt are recognized as expenditures in the governmental funds. In the government-wide statements, repayments of long-term liabilities are reported as reductions of liabilities. Expenditures for repayment of the principal portion of long-term debt were:3,645,723 The issuance of long-term debt provides current financial resources to governmental funds. This transaction, however, has no effect on net position. Proceeds from the issuance of bonds was: (2,057,233) (11,678) Bond premiums are reported in the governmental funds when the bonds are issued, and are capitalized and amortized in the statement of net position. The amount of bond premiums capitalized during the current period was: (140,053) it is due. In the statement of activities, interest expense is recognized as the interest accrues, regardless of when it is due. The difference between interest expense paid and interest accrued was:18,678 131,624 Changes in actuarially determined claim liabilities for uninsured claims do not provide current financial resources and are not reported in the governmental funds. (98,357) governmental funds. In the statement of activities, compensated absences are measured by the amounts earned. The difference between compensated absences paid and compensated absences earned was:(1,099,362) 1,280,254 17,500,002 539,704 Pension expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (20,696,465) OPEB expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (386,612) Total change in net position - governmental activities 30,722,691$ City of San Luis Obispo, California Current year employer pension contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Current year employer OPEB contributions are recorded as expenditures in the governmental funds, however, these amounts are reported as a deferred outflow of resources in the Government-Wide Statement of Net Position Compensated absences are measured by the amounts paid during the period in the Capital outlay net of depreciation expense and disposal. Interest on long-term debt is recognized as an expenditure in the governmental funds when Change in unamortized discount/premium (netted with debt) Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities For the Fiscal Year Ended June 30, 2024 Deferred amounts related to the refunding of long-term debt were not current financial resources. Therefore, they were not reported in the Governmental Funds Balance Sheet. This amount is to be amortized over the life of the long-term debt. This amount is the current year net amortization expense. Revenues that are not considered to be available are reported as unavailable revenues in the governmental funds, however, these amounts are recognized in the Government-Wide Statement of Activities. This amount represents the change in unavailable revenues. The accompanying notes are an integral part of these financial statements. 71 72 City of San Luis Obispo, California Proprietary Funds Financial Statements For the Fiscal Year Ended June 30, 2024 Proprietary funds account for City operations financed and operated in a manner like a private business enterprise. The intent of the City is that the cost of providing goods and services be financed primarily through user charges. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Water Fund This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. 73 74 Water Sewer Parking Transit Totals Assets Current assets: Cash and investment 41,295,510$ 59,195,597$ 12,747,981$ 8,850,539$ 122,089,627$ Accounts receivable 4,505,946 3,185,723 92,610 2,397,142 10,181,421 Lease Receivables - - 114,642 - 114,642 Accrued interest receivable 446,238 410,777 781,966 40,580 1,679,561 Total current assets 46,247,694 62,792,097 13,737,199 11,288,261 134,065,251 Noncurrent assets: 34,582 278 38,688,247 - 38,723,107 Investment in joint venture 3,421,594 - - - 3,421,594 Loan Receivables 1,476,342 798,745 - - 2,275,087 Lease Receivables - - 37,302,114 - 37,302,114 Capital assets: Land 945,926 2,176,114 10,692,838 - 13,814,878 SBITA assets 38,513 38,513 - - 77,026 Infrastructure 122,642,658 93,826,165 29,386,149 110,972 245,965,944 Buildings and improvements 19,139,492 5,074,388 1,101,218 5,212,278 30,527,376 Equipment 6,775,553 6,698,589 2,246,355 10,558,191 26,278,688 Construction in progress 11,635,744 150,118,328 17,711,588 2,522,125 181,987,785 Total capital assets 161,177,886 257,932,097 61,138,148 18,403,566 498,651,697 Less accumulated depreciation (69,543,630) (56,315,442) (16,248,087) (10,810,219) (152,917,378) Capital assets, net of accumulated depreciation 91,634,256 201,616,655 44,890,061 7,593,347 345,734,319 Total noncurrent assets 96,566,774 202,415,678 120,880,422 7,593,347 427,456,221 Total assets 142,814,468 265,207,775 134,617,621 18,881,608 561,521,472 Deferred Outflows of Resources Pension related 3,715,655 3,441,792 852,259 222,768 8,232,474 281,667 311,466 70,871 19,436 683,440 28,495 6,739 97,880 - 133,114 4,025,817 3,759,997 1,021,010 242,204 9,049,028 (Continued) Total deferred outflow of resources Cash and investments held by fiscal agent Other post-employment benefits related Unamortized loss on refunding of debt Enterprise Funds City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2024 The accompanying notes are an integral part of these financial statements. 75 Page 2 Water Sewer Parking Transit Totals Liabilities Current liabilities: Accounts payable 1,525,384$ 3,742,379$ 2,265,483$ 639,534$ 8,172,780$ Accrued liabilities 158,471 130,458 57,066 29,757 375,752 Compensated absences 305,795 245,685 57,394 32,310 641,184 Unearned revenue - - - 8,466,347 8,466,347 Interest payable 56,783 1,047,457 292,665 - 1,396,905 Current portion of long-term debt 1,168,708 3,828,198 1,490,237 - 6,487,143 Total current liabilities 3,215,141 8,994,177 4,162,845 9,167,948 25,540,111 Noncurrent liabilities: Compensated absences 131,055 105,294 24,597 13,847 274,793 Advances from other funds - - 4,845,000 - 4,845,000 Lease revenue bonds 8,173,157 795,769 49,986,786 - 58,955,712 Installment sale agreement - 2,327,947 - - 2,327,947 State loan/note payable 10,484,913 120,298,658 2,542,430 - 133,326,001 Net pension liability 13,945,041 13,324,944 3,485,457 791,956 31,547,398 435,753 398,683 73,527 25,947 933,910 Total noncurrent liabilities 33,169,919 137,251,295 60,957,797 831,750 232,210,761 Total liabilities 36,385,060 146,245,472 65,120,642 9,999,698 257,750,872 Deferred Inflows of Resources Pension related 107,646 11,040 507 815 120,008 385,598 377,812 114,421 21,807 899,638 Lease related - - 36,269,796 - 36,269,796 493,244 388,852 36,384,724 22,622 37,289,442 Net Position Net investment in capital assets 71,835,973 74,372,822 29,656,735 7,593,347 183,458,877 Restricted: Debt service 34,582 4,956,862 4,476,530 - 9,467,974 Transportation projects - - - 1,508,145 1,508,145 Unrestricted 38,091,426 43,003,764 - - 81,095,190 Total net position 109,961,981$ 122,333,448$ 34,133,265$ 9,101,492$ 275,530,186$ Other post-employment benefits related Total deferred inflow of resources City of San Luis Obispo Statement of Net Position Business-Type Activities - Enterprise Funds June 30, 2024 Enterprise Funds Net other post-employment benefits liability The accompanying notes are an integral part of these financial statements. 76 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 26,454,326$ 20,350,935$ 8,458,952$ 1,000,790$ 56,265,003$ Impact fees 4,686,719 2,911,429 - - 7,598,148 Fines and forfeitures - 3,191 1,190,030 - 1,193,221 Other revenues 253,917 37,357 14,701 2,326 308,301 Total operating revenues 31,394,962 23,302,912 9,663,683 1,003,116 65,364,673 Operating expenses: Salaries and benefits 5,842,089 5,846,159 2,121,001 410,772 14,220,021 Supplies and maintenance 1,973,040 2,536,903 967,415 444,294 5,921,652 Contract services 12,044,988 4,685,544 1,829,764 3,597,363 22,157,659 General government 1,843,251 1,911,466 1,019,048 463,491 5,237,256 Depreciation 3,340,219 2,773,962 678,653 436,460 7,229,294 Total operating expenses 25,043,587 17,754,034 6,615,881 5,352,380 54,765,882 Operating income (loss) 6,351,375 5,548,878 3,047,802 (4,349,264) 10,598,791 Nonoperating revenues (expenses) Use of money and property 1,794,596 2,611,885 3,584,097 377,325 8,367,903 Grants 752,267 915,997 - 5,094,670 6,762,934 Interest expense and fiscal charges (622,732) (5,077,442) (2,347,027) - (8,047,201) Income (loss) from investment in joint venture 198,170 - - - 198,170 Total nonoperating revenues (expenses)2,122,301 (1,549,560) 1,237,070 5,471,995 7,281,806 Income (loss) before transfers and capital contributions 8,473,676 3,999,318 4,284,872 1,122,731 17,880,597 Capital Contributions Transfers out (1,075,110) (1,192,689) (368,233) - (2,636,032) Total transfers (1,075,110) (1,192,689) (368,233) - (2,636,032) Change in net position 7,398,566 2,806,629 3,916,639 1,122,731 15,244,565 Net position, beginning of year 102,563,415 119,526,819 30,216,626 7,978,761 260,285,621 Net position, end of year 109,961,981$ 122,333,448$ 34,133,265$ 9,101,492$ 275,530,186$ Enterprise Funds City of San Luis Obispo, California Statement of Revenues, Expenses, and Changes in Fund Net Assets Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2024 The accompanying notes are an integral part of these financial statements. 77 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 30,485,707$ 22,902,963$ 9,706,343$ 2,211,862$ 65,306,875$ (12,911,023) (9,247,749) (1,448,232) (4,317,891) (27,924,895) (1,843,251) (1,911,466) (1,019,048) (463,491) (5,237,256) (5,340,393) (5,372,295) (1,959,174) (353,413) (13,025,275) Net cash provided by (used in) operating activities 10,391,040 6,371,453 5,279,889 (2,922,933) 19,119,449 Operating grants received 752,267 915,997 - 5,094,670 6,762,934 Transfers to other funds (1,075,110) (1,192,689) (368,233) - (2,636,032) (322,843) (276,692) (368,233) 5,094,670 4,126,902 Cash flows from capital and related financing activities: (6,870,855) (16,763,967) (19,730,866) (1,665,372) (45,031,060) Capital grants received - - - - - Disposition of capital assets - - - - - SBITA payment paid - - - - - Principal paid on debt financing (1,127,617) (1,070,901) 2,960,604 - 762,086 Interest paid on debt financing (750,934) (4,062,332) (2,232,398) - (7,045,664) Proceeds from interfund loan - - 4,845,000 - 4,845,000 Proceeds from issuance of debt - 19,097,239 43,860,000 - 62,957,239 Net cash used in capital and related financing activities (8,749,406) (2,799,961) 29,702,340 (1,665,372) 16,487,601 Cash flows from investing activities: Use of money and property 1,689,645 2,488,564 2,732,858 363,741 7,274,808 Net cash provided by investing activities 1,689,645 2,488,564 2,732,858 363,741 7,274,808 3,008,436 5,783,364 37,346,854 870,106 47,008,760 38,321,656 53,412,511 14,089,374 7,980,433 113,803,974 41,330,092$ 59,195,875$ 51,436,228$ 8,850,539$ 160,812,734$ (Continued) Enterprise Funds City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2024 Cash payments to suppliers for goods and services Cash payments to General Fund for interfund services Cash payments to employees for services Acquisition and construction of capital assets Cash flows from noncapital financing activities: Net change in cash and cash equivalents Cash and cash equivalents, beginning of year Cash and cash equivalents, end of year Net cash provided by (used in) noncapital financing activities The accompanying notes are an integral part of these financial statements. 78 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities - Enterprise Funds For the Fiscal Year Ended June 30, 2024 Page 2 Water Sewer Parking Transit Total Operating income (loss) 6,351,375$ 5,548,878$ 3,047,802$ (4,349,264)$ 10,598,791$ Depreciation 3,340,219 2,773,962 678,653 436,460 7,229,294 Accounts receivable (909,255) (399,949) 42,660 (248,306) (1,514,850) Accounts payable 1,107,005 (2,025,302) 1,348,947 (276,234) 154,416 Unearned revenue - - - 1,457,052 1,457,052 134,823 137,728 46,378 38,807 357,736 391,846 359,015 123,307 19,815 893,983 (24,973) (22,879) (7,858) (1,263) (56,973) Net cash provided by (used in) operating activities 10,391,040$ 6,371,453$ 5,279,889$ (2,922,933)$ 19,119,449$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 41,295,510$ 59,195,597$ 12,747,981$ 8,850,539$ 122,089,627$ 34,582 278 38,688,247 - 38,723,107 Total cash and investments 41,330,092$ 59,195,875$ 51,436,228$ 8,850,539$ 160,812,734$ Noncash investing, capital, and financing activities: None Deferred OPEB and net OPEB liability Cash and investments held by fiscal agent Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accrued salaries and compensated absences Deferred pensions and net pension liability Enterprise Funds The accompanying notes are an integral part of these financial statements. 79 80 City of San Luis Obispo, California Fiduciary Funds Financial Statements For the Fiscal Year Ended June 30, 2024 Custodial funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the primary government. Fiduciary funds are not reflected in the government- wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of a custodial fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Custodial Funds are presented with the fund financial statements in the supplementary information section. 81 82 Custodial Funds Assets Current assets: Cash and investment 36,059,266$ Accounts receivable 17,777 Accrued interest receivable 35,089 Capital assets, net of accumulated depreciation 663,072 Total assets 36,775,204 Liabilities Accounts payable 217,282 Compensated absence 51,453 Accrued Salaries 17,087 Other liabilities 2,000 Total liabilities 287,822 NET POSITION Restricted for Individuals, organizations, and other governments 36,487,382 Total Net Position 36,487,382$ City of San Luis Obispo, California Statement of Fiduciary Net Position Fiduciary Funds June 30, 2024 The accompanying notes are an integral part of these financial statements. 83 Custodial Funds ADDITIONS: Assessment revenue 1,274,999$ Charges for services 1,309,781 Charges for public programming 55,636 Contribution from developers 14,121,073 Other revenue 2,353,241 Use of money and property 896,819 Total additions 20,011,549 DEDUCTIONS: Administration expenses 1,195,167 Contractual services 1,818,909 Materials and supplies 618,357 Public programming 1 Use of developer deposits 1,270,866 Depreciation 63,283 Total deductions 4,966,583 Change in net position 15,044,966 NET POSITION: Beginning of year 21,442,416 End of year 36,487,382$ Statement of Changes in Fiduciary Net Position Fiduciary Funds For the Fiscal Year Ended June 30, 2024 City of San Luis Obispo, California The accompanying notes are an integral part of these financial statements. 84 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page   Note 1: Summary of Significant Accounting Policies 1  Description of the Reporting Entity 1  Government-wide and Fund Financial Statements 1  Measurement Focus, Basis of Accounting and Basis of Presentation 1  Assets, Liabilities, and Net Position or Fund Balance 3  Reconciliation of Government-wide and Fund Financial Statements 6  Budgets and Budgetary Accounting 6  Fair Value Measurements 8  Note 2: Cash and Investments 8  Funds with Fiscal Agent 8  Investments 9  Note 3: Property Taxes 13  Note 4: Loan Receivable 14  Note 5: Capital Assets 14  Note 6: Leases 16  Note 7: Long Term Debt 18  Summary of Long-Term Debt 18  Governmental Activities Summary: 19  Revenue Bonds 19  Lease-Purchase Financing 21  2014 Energy Sources Conservation State Loan 21  Subscription Based Information Technology Arrangements 21  Business-Type Activities Summary: 22  Revenue Bonds 22  Loans 23  Installment Sale Agreements 24  Special Assessment Debt Without City Commitment 24  Note 8: Pension Plans 25  Agent-Multiple Employer Plan 25  General Information about the Pension Plan 25  Net Pension Liability 26  Changes in the Net Pension Liability 28  Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 29  Cost-Sharing Employer Plan 29  General Information about the Pension Plan 29  Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 31  85 City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2024 Page 2   Page   Payable to the Pension Plan 33  Note 9: Other Post-Employment Benefits (OPEB) 34  General Information about OPEB 34  Net OPEB Liability 35  Changes in the Net OPEB Liability 36  OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB 37  Payable to the OPEB Plan 38  Note 10: Deferred Compensation Plan 38  Note 11: Interfund Transactions 39  Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements 40  Whale Rock Commission 40  San Luis Obispo Regional Transit Authority 41  San Luis Obispo Council of Governments 41  Nacimiento Water Supply Project 41  Note 13: Risk Management 42  California Joint Powers Insurance Authority 42  Self-Insurance Programs of the Authority 43  Adequacy of Protection 43  Self-Insurance 43  Note 14: Commitments and Contingencies 44  Litigation 44  Grant Awards 44  Regional Transit Authority Pension Expense 44  Note 15: Construction and Other Significant Commitments 45  Note 16: Fund Balance Deficiency 45  Note 17: New Accounting Standards 45  Accounting Standards Adopted 45  Note 18: Prior Period Adjustments 46  86 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024   Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 48,700, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, and building and safety. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The City has identified The San Luis Obispo Capital Improvement Board (the Board) and the San Luis Obispo Public Financing Authority (the Authority) as blended component units in accordance with GASB standards. Both provide financing for the construction and acquisition of City facilities and consist of members of the City Council. Activities of both units are accounted for in the applicable City governmental funds and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board or San Luis Obispo Public Financing Authority. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the non-fiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-type activities, which rely primarily on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable within a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. Separate fund financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds and fiduciary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. 87 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 2   Note 1: Summary of Significant Accounting Policies (Continued) As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. Major Funds and Other Funds. GASB Standards define major funds and require that the City’s major governmental funds be identified and presented separately in the fund financial statements. All other funds, called non-major funds, are combined and reported in a single column, regardless of their fund type. Major funds are defined as funds that have assets, liabilities, revenues, or expenditures/expenses equal to ten percent of their fund- type total and at least five percent of the grand total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. Capital Outlay Fund. This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following major enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. 88 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 3   Note 1: Summary of Significant Accounting Policies (Continued) Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non-operating revenues and expenses. The City has established eight Custodial Funds, which are used to account for funds held by the City as an agent for Whale Rock Commission, Jack House Committee, County Task Force, individual donations, Boysen Ranch, San Luis Ranch Community Facilities District and San Luis Coastal Unified School District and San Luis Obispo County Public Access, Inc. Public Access Television. Custodial funds are accounted for using the accrual basis of accounting. See supplementary information for a complete list of Custodial Funds. Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Money markets and non-negotiable certificates of deposit are reported at amortized cost. All other investments are stated at fair value. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepayments in the governmental funds are accounted for using the consumption method. Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 5 have additional information on funds held by fiscal agents. 89 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 4   Note 1: Summary of Significant Accounting Policies (Continued) Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement would be reported at acquisition value rather than fair value. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of the business- type activities is included as part of the capitalized value of the assets constructed. Detailed information on the City’s capital assets can be found in Note 4. Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net assets by the City that is applicable to a future reporting period. The City has deferred outflows of resources related to pensions, other post-employment benefits (OPEB), and unamortized loss on refunding of debt. A deferred inflow of resources is defined as an acquisition of net assets by the City that is applicable to a future reporting period. The City has deferred inflows of resources related to pensions and OPEB. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long- term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred. In the fund financial statements, governmental funds recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. Assets Years Infrastructure 20-100 Buildings and structures 20-50 Improvements other than buildings 10-100 Equipment 3-21 90 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 5   Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense General fund is the governmental fund used to liquidate the pension liabilities of the governmental activities. Other Post-Employment Benefits (OPEB) Liability. For purposes of measuring net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City’s plan (OPEB Plan), and additions to or deductions from the OPEB Plan’s fiduciary net position, have been determined on the same basis as they are reported by the California Employer’s Retiree Benefit Trust Program (CERBT). For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with benefit terms. Investments are reported at fair value. General fund is the governmental fund used to liquidate the OPEB liabilities of the governmental activities. Generally accepted accounting principles require that the reported OPEB results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2023 Measurement Date June 30, 2023 Measurement Period July 1, 2022 to June 30, 2023 Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. 91 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 6   Note 1: Summary of Significant Accounting Policies (Continued) Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. The General Fund is the only fund that reports a positive unassigned fund balance amount. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted, or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Reconciliation of Government-wide and Fund Financial Statements A reconciliation between total fund balance of the governmental funds and total net position of the governmental activities as reported in the government-wide statement of net position is presented in the basic financial statements. A reconciliation between total net change in fund balance of the governmental funds and total change in net position of governmental activities as reported in the government-wide statement of activities is presented in the basic financial statements. There are no differences between total net position of the proprietary funds and total net position of the business-type activities as reported in the government-wide statement of net position. Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities. 92 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 7   Note 1: Summary of Significant Accounting Policies (Continued)  Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process:  First Year. The Financial Plan process begins with City Council goal setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year.  Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, adjusts as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2024 was the first year of the 2023-25 two-year cycle.  Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February.  Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Capital Improvement Plan (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented for capital projects funds in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget provided those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2024 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Department to ensure that it maintained a development review process that complied with State law considering the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the General Fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. 93 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 8   Note 1: Summary of Significant Accounting Policies (Continued) Encumbrances. The City uses an encumbrance system as an extension of normal budgetary accounting for the other governmental funds. Under this system, purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of applicable appropriations. Encumbrances outstanding at year-end are recorded as restricted, committed, or assigned fund balances since they do not constitute expenditures or liabilities. Unencumbered appropriations lapse at year-end. Encumbered appropriations are carried forward in the ensuing year’s budget. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and custodial fund operations, and accordingly, payments are made from these funds to reimburse the General Fund for these services. The payments are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. Fair Value Measurements As defined in GASB Statements, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statements establish a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities. Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly. Level 3 — Unobservable inputs for the asset or liability. For fiscal year ended June 30, 2024, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. 94 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 9   Note 2: Cash and Investments (Continued) Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments:  Treasury bills and notes  Government Sponsored Enterprises  Commercial paper  Repurchase agreements  Bankers' acceptances  Corporate medium-term notes  Negotiable certificates of deposit  Collateralized bank deposits  Money market mutual funds  State Local Agency Investment Fund (LAIF) Investments are stated at fair value, based on quoted market prices, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the fair value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in fair value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. At June 30, 2024, cash and investments consisted of the following: Fair Value Percent of Portfolio Cash and cash equivalents 46,981,162$ 15.60% Investments: State Local Agency Investment Fund 46,813,858 15.55% U.S. Treasury Bond / Note 65,488,738 21.75% Federal Agency Bond / Note 12,305,941 4.09% Corporate Note 17,740,208 5.89% Municipal Bond/Note 647,735 0.22% Bank Note 640,369 0.21% Asset-Backed Securities 5,886,212 1.95% Negotiable Certificates of Deposit 1,974,852 0.66% Non-Negotiable Certificates of Deposit 2,066,197 0.69% Money Market Funds 100,602,404 33.41% Total investments 254,166,514 84.40% Total cash and investments 301,147,676$ 100.00% 95 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 10   Note 2: Cash and Investments (Continued) At June 30, 2024, cash and investments are reflected in the financial statements as following: Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. The following is a summary of the fair value measurements as of June 30, 2024: Custodial Credit Risk – Deposits with Financial Institutions. The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including non-negotiable certificates of deposit, totaled $48,992,214 at June 30, 2024 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. Governmental Funds Business-Type Funds Fiduciary Funds Total Cash and investments 104,266,788$ 122,089,627$ 36,059,266$ 262,415,681$ Cash and investments held by fiscal agents 8,888 38,723,107 38,731,995 Total cash and investments 104,275,676$ 160,812,734$ 36,059,266$ 301,147,676$ Government-Wide Statement of Net Position Fair Value Investments by fair value hierarchy U.S. Treasury Bond / Note 65,488,738$ -$ 65,488,738$ -$ Federal Agency Bond / Note 12,305,941 - 12,305,941 - Corporate Note 17,740,208 - 17,740,208 - Municipal Bond/Note 647,735 - 647,735 - Bank Note 640,369 - 640,369 - Asset-Backed Securities 5,886,212 - 5,886,212 - Negotiable Certificates of Deposit 1,974,852 - 1,974,852 - Total investments by fair value hierarchy 104,684,055 -$ 104,684,055$ -$ Investments not subject to fair value hierarchy State Local Agency Investment Fund 46,813,858 Non-Negotiable Certificates of Deposit 2,066,197 Money Market Funds 100,602,404 Total investments not subject to fair value hierarchy 149,482,459 Total investments measured at fair value 254,166,514$ Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservab le Inputs (Level 3) 96 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 11   Note 2: Cash and Investments (Continued) The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The fair value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. Interest Rate Risk. This is the risk that the fair value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. Fair Value Less Than One Month One Month to One Year One to Five Years Over Five Years State Local Agency Investment Fund 46,813,858$ -$ 46,813,858$ -$ -$ U.S. Treasury Bond / Note 65,488,738 - 8,194,202 57,294,536 - Federal Agency Bond / Note 12,305,941 - 4,336,067 7,969,874 - Corporate Note 17,740,208 - 3,075,652 14,664,556 - Municipal Bond/Note 647,735 - 445,452 202,283 - Bank Note 640,369 - - 640,369 - Asset-Backed Securities 5,886,212 - - 5,886,212 - Negotiable Certificates of Deposit 1,974,852 - 978,568 996,284 - Non-Negotiable Certificates of Deposit 2,066,197 - 2,066,197 - - Money Market Funds 100,602,404 100,602,404 - - - Total maturities 254,166,514$ 100,602,404$ 65,909,996$ 87,654,114$ -$ Cash in banks and on hand 46,981,162 301,147,676$ 97 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 12   Note 2: Cash and Investments (Continued) The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2024: Concentration Credit Risk. The City’s policies contained in the Investment Policy and Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution.  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions.  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Type of Investment Rating Total Federal Agency Bonds / Notes AA+12,305,941$ Corporate Notes AAA 1,583,592 AA 1,349,264 AA-2,732,476 A+5,743,020 A 3,672,231 A-2,659,625 Total Corporate Notes 17,740,208 Municipal Bond/Note AAA 209,147 AA 236,305 AA-202,283 Bank Note A 640,369 Asset-Backed Securities AAA 4,738,222 NR 1,147,990 Negotiable Certificates of Deposit A 978,568 A+996,284 Not Applicable: U.S. Treasury Bonds / Notes 65,488,738 Not Rated: State Local Agency Investment Fund 46,813,858 Non-Negotiable Certificates of Deposit 2,066,197 Money Market Mutual Funds 100,602,404 Total Investments 254,166,514$ 98 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 13   Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes:  Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal.  Tax Levies. Under the provisions of Proposition 13, the countywide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation.  Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership.  Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments.  Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest.  Tax Levy Apportionments. Due to the nature of the countywide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted after the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State.  City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general-purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2024 have been accrued since they will be collected within 60 days subsequent to year-end. 99 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 14   Note 4: Loan Receivable Loans receivable, including accrued interest comprised balances from the following programs, all of which are discussed on the following pages. A. Affordable Housing Loans - The City’s Affordable Housing Fund provides grants and loans to certain development projects that meet the City’s affordability criteria. As of June 30, 2024, the Fund has 17 loans for affordable housing developments with interest rates ranging from 0% to 4% and repayment terms of 30 to 57 years. These loans had a remaining principal balance of $9.2 million; 4 loans for $669,063 are forgivable if certain criteria are met netting $8.6 million in loans. The Fund has secured more than 450 affordable housing units for City residents. B. BEGIN Homeownership Loan - The City has provided deferred payment loans utilizing funding from the State of California under the BEGIN program. On June 30, 2024, the Fund had two outstanding loans utilizing this program with a principal balance of $130,000. These loans are provided for a term of 30 years with an annual interest rate of 3%. C. Down Payment Assistance - The Fund has provided down payment assistance loans to individuals purchasing affordable housing units. As of June 30, 2024, the Affordable Housing Fund had seven outstanding down payment assistance loans with a principal balance of $360,335. These loans are provided for a term of 30 years with an annual interest rate of 3%. D. Impact Fee Deferral Loan – The City has provided certain affordable housing developments with loans equal to the amount of certain impact fees. These loans are reflected in the respective impact fee funds. As of June 30, 2024, the total principal outstanding was $5,004,148. These loans are provided for a term of 55 years with an annual interest rate of 3%. E. Community Development Block Grant (CDBG) Fund Loans – The City has provided loans from the City’s allocation of CDBG funding for certain affordable housing developments. As of June 30, 2024, the CDBG Fund had $1,556,161 principal outstanding on the loans with $443,217 forgivable if certain conditions are met. The loans have terms of 30 years and annual interest rates of 3% to 4%. Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. Total Balance Description Loan Receivable Interest Receivable June 30, 2024 Governmental Funds: Affordable Housing Loan 8,560,688$ 2,589,658$ 11,150,346$ BEGIN Homeownership Loan 60,000 56,575 116,575 Down Payment Assistance 360,335 86,845 447,180 CDBG 1,112,944 755,113 1,868,057 Impact Fee Loan 2,729,061 369,580 3,098,641 Total governmental funds 12,823,028 3,857,771 16,680,799 Enterprise Funds: Impact Fee Loan 2,275,087 387,988 2,663,075 Total enterprise funds 2,275,087 387,988 2,663,075 Total Primary Government 15,098,115$ 4,245,759$ 19,343,874$ 100 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 15   Note 5: Capital Assets (Continued) The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. Capital assets activity for the fiscal year ended June 30, 2024 was as follows: Balance Balance June 30, 2023 Additions Deletions Transfers June 30, 2024 Governmental activities: Capital assets not being depreciated: Land 32,263,736$ -$ -$ 2,000,000$ 34,263,736$ Construction in progress 17,168,915 34,530,226 (5,328,458) (16,620,509) 29,750,174 Public art 646,630 - - - 646,630 Total capital assets not being depreciated 50,079,281 34,530,226 (5,328,458) (14,620,509) 64,660,540 Capital assets being depreciated: Infrastructure 212,068,622 - - 2,820,666 214,889,288 Accumulated Depreciation (78,725,467) (4,475,744) - 908,043 (82,293,168) Buildings and improvements 49,594,783 - - 9,564,635 59,159,418 Accumulated Depreciation (23,571,208) (831,989) - (934,884) (25,338,081) Equipment 34,510,422 - (739,587) 2,235,208 36,006,043 Accumulated Depreciation (20,961,412) (2,092,401) 741,597 26,841 (22,285,375) Capital assets being amortized: Right of use - Lease asset 736,731 - - - 736,731 Accumulated Amortization (189,951) (152,402) - - (342,353) Subscription based I.T. agreeements 646,823 250,801 - - 897,624 Accumulated Amortization (207,043) (300,487) - - (507,530) Total capital assets being depreciated/amortized, net 173,902,300 (7,602,222) 2,010 14,620,509 180,922,597 Governmental activities, capital assets, net 223,981,581$ 26,928,004$ (5,326,448)$ -$ 245,583,137$ Busine ss-type activities: Capital assets not being depreciated: Land 9,069,495$ -$ -$ 4,745,383$ 13,814,878$ Construction in progress 145,804,083 45,675,572 (644,675) (8,847,195) 181,987,785 Total capital assets not being depreciated 154,873,578 45,675,572 (644,675) (4,101,812) 195,802,663 Capital assets being depreciated: Infrastructure 244,420,943 - - 1,545,002 245,965,945 Accumulated Depreciation (113,156,049) (5,159,875) - 391,637 (117,924,287) Buildings and improvements 30,527,376 - - - 30,527,376 Accumulated Depreciation (16,560,724) (592,430) - (5,152) (17,158,306) Equipment 23,923,177 - (201,300) 2,556,810 26,278,687 Accumulated Depreciation (16,146,945) (1,456,253) 206,241 (386,485) (17,783,442) Capital assets being amortized: Subscription based I.T. agreeemnts 76,996 30 - - 77,026 Accumulated Amortization (25,666) (25,677) - - (51,343) Total capital assets being depreciated, net 153,059,108 (7,234,205) 4,941 4,101,812 149,931,656 Business-type activities, capital assets, net 307,932,686 38,441,367 (639,734) - 345,734,319 Total Government-wide 531,914,267$ 65,369,371$ (5,966,182)$ -$ 591,317,456$ 101 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 16   Note 5: Capital Assets (Continued) Depreciation and amortization expense was charged to functions/programs as follows: Note 6: Leases Pursuant to GASB 87, the City has the following lease receivables: James Town On 11/5/2013, the City entered into a lease with James Town Premier SL Retail, L.P. or commercial retail space located at the Marsh Street parking structure. Under the lease, the lessee pays the City $11,310 per month from 2/1/2014 – 1/31/2015 and with 3% increase each year from 2/1/2015 – 1/31/2024. City renewed the lease for 5 years. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3.99%, which was the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $133,858 of lease revenue and $23,204 of interest revenue under the lease. Crown Castle On 9/19/2017, the City entered into a lease with Crown Castle NG West LLC to utilize City utility poles for communications equipment. Under the lease, the initial annual pole fee shall consist of $1,000 for each city pole which Crown Castle’s facilities are to be installed pursuant to this agreement and is payable to city upon execution and delivery of this agreement and prior to Crown Castle installing any portion of the network or any facilities. The term ends on 9/1/2047 with 3% increase annually. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3.5%, which was the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $6,491 of lease revenue and $5,712 of interest revenue under the lease. Garden Street On 8/1/2015, the City entered into a lease with Garden Street SLO Partners, L.P for the right to use land formerly a surface parking lot in order to build a hotel. Under the lease, the lessee pays the City $171,600 or the “Base Annual Rent Floor”, which is the amount of Landlord’s annual net revenue from the operation of Parking Lot 2 on the premises in the period of twelve months ended on the last day of the last full calendar month ended two months prior to the rent commencement date. The amount of base rent shall be increased as of the first day of each rent adjustment period commencing with the rent adjustment period that begins on the first day of the third lease year and on the first day of each subsequent rent adjustment period. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 1%, which is the 5- year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $391,827 of lease revenue and $367,087 of interest revenue under the lease. Governmental activities: Public safety 599,411$ Transportation 2,819,451 Culture and recreation 273,805 Community development 125,802 General government 4,034,554 Total depreciation - governmental activities 7,853,023 Business-type activities: Water 3,340,219 Sewer 2,773,962 Parking 683,564 Transit 436,460 Total depreciation - business-type activities 7,234,205 Total Government-wide 15,087,228$ 102 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 17   Note 6: Leases (Continued) Laguna AT&T On 9/16/2009, the City entered into a lease with New Cingular Wireless PCS, LLC to locate a cellular communication site at the Laguna Lake Golf Course. Under the lease, the lessee pays the City $26,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater that ends on 9/30/2029. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 2%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $43,195 of lease revenue and $5,721 of interest revenue under the lease. Laguna SBA On 2/1/2005, the City entered into a lease with SBA 2012 TC Assets, LLC to locate a cellular communication site at the Laguna Lake Golf Course. Under the lease, the lessee pays the City $25,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater, that ends in 2025. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 3%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $37,074 of lease revenue and $1,408 of interest revenue under the lease. Santa Rosa St On 5/13/2011, the City entered into a lease with New Cingular Wireless PCS, LLC to locate a cellular communication site at the Santa Rosa Park. Under the lease, the lessee pays the City $26,000 annually and thereafter, be multiplied by the CPI Adjuster or 3%, whichever is greater, that ends on 5/13/2031. The lease receivable is measured as the present value of the future minimum rent payments expected to be received during the lease term at a discount rate of 2%, which is the 5-year US Treasury rate in effect when the lease was entered into. In fiscal year 2024, the City recognized $73,350 of lease revenue and $12,127 of interest revenue under the lease. The future revenue payments as of June 30, 2024 are as follows: Year Ending June 30, Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest Principal Interest 2025 1,718$ 5,661$ -$ 368,219$ 36,843$ 5,023$ 66,063$ 10,876$ 114,642$ 19,008$ 219,266$ 408,787$ 2026 2,000 5,601 - 369,364 38,836 4,286 69,693 9,555 122,794 14,866 233,323 403,672 2027 2,298 5,531 - 370,367 40,906 3,509 73,464 8,161 131,357 10,432 248,025 398,000 2028 2,613 5,451 - 371,380 43,057 2,691 77,382 6,692 140,351 5,692 263,403 391,906 2029 2,946 5,360 - 372,403 45,291 1,830 81,452 5,144 85,662 1,002 215,351 385,739 2030-2034 20,425 24,992 - 1,874,759 46,196 924 175,746 5,316 - - 242,367 1,905,991 2035-2039 32,001 20,650 - 1,891,797 - - - - - - 32,001 1,912,447 2040-2044 46,983 14,051 843 1,901,628 - - - - - - 47,826 1,915,679 2045-2049 50,766 4,568 71,232 1,903,040 - - - - - - 121,998 1,907,608 2050-2054 - - 289,803 1,894,939 - - - - - - 289,803 1,894,939 2055-2059 - - 515,885 1,875,616 - - - - - - 515,885 1,875,616 2060-2064 - - 773,372 1,843,370 - - - - - - 773,372 1,843,370 2065-2069 - - 1,100,458 1,796,651 - - - - - - 1,100,458 1,796,651 2070-2074 - - 1,439,358 1,733,086 - - - - - - 1,439,358 1,733,086 2075-2079 - - 1,822,140 1,650,303 - - - - - - 1,822,140 1,650,303 2080-2084 - - 2,300,009 1,546,131 - - - - - - 2,300,009 1,546,131 2085-2089 - - 2,795,737 1,417,290 - - - - - - 2,795,737 1,417,290 2090-2094 - - 3,352,341 1,260,499 - - - - - - 3,352,341 1,260,499 2095-2099 - - 4,038,457 1,072,737 - - - - - - 4,038,457 1,072,737 2100-2104 - - 4,750,848 849,496 - - - - - - 4,750,848 849,496 2105-2109 - - 5,547,206 586,258 - - - - - - 5,547,206 586,258 2110-2114 - - 6,519,506 278,850 - - - - - - 6,519,506 278,850 2115 - - 1,504,755 14,434 - - - - - - 1,504,755 14,434 Total 161,750$ 91,865$ 36,821,950$ 27,242,617$ 251,129$ 18,263$ 543,800$ 45,744$ 594,806$ 51,000$ 38,373,435$ 27,449,489$ TotalCrown Castle Garden St Laguna ATT Santa Rosa St Marsh St 103 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 18   Note 7: Long Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2024: Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. For detail of estimated claims and liabilities, see Note 11. The San Luis Obispo Capital Improvement Board (Board) and the San Luis Obispo Public Financing Authority (Authority) have entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board/Authority have been eliminated from these financial statements. Balance Balance Due Within June 30, 2023 Additions Deductions June 30, 2024 One Year Governmental activities: 2012 Lease revenue refunding bonds 2,415,000$ -$ (2,415,000)$ -$ -$ 2014 Lease revenue bonds 6,275,000 - (190,000) 6,085,000 200,000 2018 Lease revenue refunding bonds 8,089,250 - (596,050) 7,493,200 618,975 2023 Lease revenue refunding bonds - 1,920,000 - 1,920,000 38,548 Add: Unamortized bond premium 1,050,308 205,408 (193,421) 1,062,295 - Total revenue bonds 17,829,558 205,408 (3,394,471) 16,560,495 857,523 Lease liability 570,922 (141,751) 429,171 152,725 Subscription based I.T. agreeemnts 407,465 133,646 (219,762) 321,349 226,808 Lease-purchase financing 36,245 (36,245) - - Conservation Loan 46,887 - (46,887) - - Total long-term debt, governmental activities 18,891,077$ 339,054$ (3,839,116)$ 17,311,015$ 1,237,056$ Compensated absences 3,350,586$ 5,667,276$ (4,567,914)$ 4,449,948$ 3,114,901$ Business-type activities: 2018 Lease revenue refunding bonds 4,260,750$ -$ (313,950)$ 3,946,800$ 326,025$ 2018 Water revenue refunding bonds 7,860,000 - (495,000) 7,365,000 520,000 2023 Lease revenue refunding bonds - 43,860,000 - 43,860,000 881,452 Add: Unamortized bond premium 1,675,074 3,567,490 (276,852) 4,965,712 - Total revenue bonds 13,795,824 47,427,490 (1,085,802) 60,137,512 1,727,477 Subscription based I.T. agreeemnts 50,596 - (24,959) 25,637 25,668 Loans 120,213,508 19,097,239 (1,246,644) 138,064,103 4,192,423 Installment sale agreements 3,575,863 - (706,312) 2,869,551 541,575 Total long-term debt, business-type activities 137,635,791 66,524,729 (3,063,717) 201,096,803 6,487,143 Compensated absences 661,951 1,243,564 (989,538) 915,977 641,184 Total Government-wide 160,539,405$ 73,774,623$ (12,460,285)$ 223,773,743$ 11,480,284$ 104 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 19   Note 7: Long Term Debt (Continued) Governmental Activities Summary: Revenue Bonds 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds was to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on December 1 through December 1, 2029 that range from $210,000 to $390,000. At June 30, 2024, the principal amount outstanding on the bonds was $0. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2024. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2024, the unamortized premium was $0. 2014 Lease Revenue Bonds. In 2014, the Authority issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00% and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2024, the principal amount outstanding on the bonds was $6,085,000. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2024, the unamortized premium was $165,717. 2018 Lease Revenue Refunding Bonds. In 2018, the Authority issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $11,072,775 was used for financing governmental activities related to the original bonds and the remainder was used for business-type activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2024, the principal amount outstanding that pertains to governmental activities was $7,493,200 of the total $11,440,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2024, the unamortized premium for governmental activities was $757,680. The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the following 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). 2023 Lease Revenue Refunding Bonds. On September 13, 2023, the San Luis Obispo Public Financing Authority issued $45,780,000 in Lease Revenue Bonds with premium of $3,707,639 for the construction of the Cultural Arts District Parking Structure and to refund the 2012 Lease Revenue Bonds. Debt service payments of approximately $2.8 million per year are expected to be paid from revenues generated by the City’s Parking Fund through December 2053. Of the original bond issuance, $1,920,000 was used for financing governmental activities related to the original bonds and the remainder was used for business-type activities. The refunding of 2012 lease revenue bond reduced its total debt service payments over 7 years by $484,439 and to obtain an economic gain of $56,492. The bonds bear 5% interest and are due in annual installments on December 1 through December 1, 2053. In the Statement of Net Position, the 2023 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2023 bonds. At June 30, 2024, the unamortized premium in the governmental activities was $138,898. 105 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 20   Note 7: Long Term Debt (Continued) Lease Liability (Cuesta Peak) On October 23, 2003, the City entered into a 22-year Lease Agreement as lessee of a site for City radio equipment. The City pays the landlord $16,857.96 annually with a 4% increase. An initial lease liability was recorded in the amount of $157,527. As of June 30, 2024, the value of the lease liability is $57,844. The City is required to make monthly payments of $670 and increase annually by 4% in October of each year. The lease has an interest rate of 3.04%. The value of the right to use asset as of June 30, 2024 of $157,442 with accumulated amortization of $110,633 is included in the intangible assets on the capital assets activities table found in Note 5 above. Lease Liability (994 Mill Street) On June 9, 2022, the City entered into a 3-year Lease Agreement as lessee of a site for the use of 11 parking spaces. The term of this lease commenced on July 1, 2022. The City pays the landlord $10,038 annually with a 3% increase. An initial lease liability was recorded in the amount of $579,204. As of June 30, 2024, the value of the lease liability is $371,326. The lease has an interest rate of 4%. The value of the right to use asset as of June 30, 2024 of $579,204 with accumulated amortization of $231,700 is included in the intangible assets on the capital assets activities table found in Note 5 above. At June 30, 2024, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: At June 30, 2024, the aggregate maturities of the aforementioned governmental lease liabilities were as follows: Revenue Bonds For the Year Ending June 30, Principal Interest Total 2025 857,523$ 640,760$ 1,498,283$ 2026 894,093 599,731 1,493,824 2027 719,723 556,819 1,276,541 2028 751,677 523,850 1,275,527 2029 785,182 490,634 1,275,815 2030-2034 4,408,949 1,906,920 6,315,869 2035-2039 3,595,826 1,078,334 4,674,160 2040-2044 2,142,602 544,474 2,687,076 2045-2049 817,478 192,010 1,009,488 2050-2054 525,149 68,035 593,184 Subtotal 15,498,200 6,601,566 22,099,766 Unamortized bond Premium 1,062,295 - 1,062,295 Total 16,560,495$ 6,601,566$ 23,162,061$ For the Year Ending June 30, Principal Interest Total 2025 152,725$ 14,505$ 167,230$ 2026 143,768 8,365 152,133 2027 132,678 2,892 135,570 429,171$ 25,762$ 454,933$ 106 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 21   Note 7: Long Term Debt (Continued) Lease-Purchase Financing Fire Truck. In 2018 the City obtained lease-purchase financing in the amount of $673,095 to purchase a fire truck. The gross amount of assets under this lease is $673,095 with $90,732 accumulated depreciation included in equipment at June 30, 2021. The lease agreement bears an interest rate of 3.178% due in quarterly installments of $36,533 beginning December 5, 2018 through September 5, 2023. At June 30, 2024, the principal amount outstanding is $0. 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2024, the principal amount outstanding is $0. Subscription Based Information Technology Arrangements Application Software Technology (AST). AST arrangement is a five-year agreement, initiated on September 1, 2021 with an annual payment of $20,400. The city has used a 2.88% for this arrangement based on similar debt during the same fiscal year. There are no options to extend the arrangement or purchase the software. eScribe. eScribe arrangement is a three-year arrangement, initiated on February 17, 2021. The city pays the vendor $18,110 annually with 2.5% increase. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. The arrangement will automatically renew for an additional Term unless notice of cancellation is received 60 days prior to the expiration of the Term. ESRI ArcGIS Online. ESRI ArcGIS Online arrangement is a three-year arrangement, initiated on July 8, 2020. The payment amount on the city is based on the price of quote. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. The city decided to sign another three-year renewal for the arrangement until July 6, 2026. Office 365. Office 365 arrangement is a three-year agreement, initiated on July 1, 2022 with an annual payment of $189,126. The city has used a 2.85% for this arrangement based on similar debt during the same fiscal year. An extended term feature that allows Online Services to continue month-to-month is available. The city allocates this arrangement for both governmental and business entity funds. At June 30, 2024, the aggregate maturities of the aforementioned subscription based I.T. agreements were as follows: For the Year Ending June 30, Principal Interest Total 2025 252,476$ 9,673$ 262,149$ 2026 71,314 2,483 73,797 2027 13,681 456 14,137 2028 9,515 96 9,611 346,986$ 12,708$ 359,694$ 107 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 22   Note 7: Long Term Debt (Continued) Business-Type Activities Summary: Revenue Bonds 2018 Lease Revenue Refunding Bonds. In 2018, the Authority issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $5,832,225 was used for financing business-type activities related to the original bonds and the remainder was used for governmental activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2024, the principal amount outstanding that pertains to business-type activities was $3,946,800 of the total $11,440,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2024, the unamortized premium that pertains to business-type activities was $399,083 The refunding resulted in a difference of $374,404 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the next 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). 2018 Water Revenue Refunding Bonds. In 2018, the City issued water revenue refunding bonds the in the amount of $10,095,000 to refund the 2006 water revenue bonds, which were originally issued to fund improvements to the water treatment plant. The bonds bear interest from 4% to 5% and are due in annual installments on June 1 through June 1, 2035 that range from $455,000 to $845,000. At June 30, 2024, the principal amount outstanding on the bonds was $7,365,000. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2024, principal and interest paid, and total customer net revenues were $886,500 and $6,173,810, respectively. In the Statement of Net Position, the bonds include the related unamortized premium which is being amortized and charged to expense over the term of the bonds. At June 30, 2024, the unamortized premium was $1,106,775. 2023 Lease Revenue Refunding Bonds. On September 13, 2023, the San Luis Obispo Public Financing Authority issued $45,780,000 in Lease Revenue Bonds with premium of $3,707,639 for the construction of the Cultural Arts District Parking Structure and to refund the 2012 Lease Revenue Bonds. Debt service payments of approximately $2.8 million per year are expected to be paid from revenues generated by the City’s Parking Fund through December 2053. Of the original bond issuance, $43,860,000 was used for financing the construction of the Cultural Arts District Parking Structure and the remainder was used for governmental-type activities. At June 30, 2024, the principal amount outstanding on the bonds was $43,860,000 with unamortized premium of $3,458,671. 108 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 23   Note 7: Long Term Debt (Continued) At June 30, 2024, the aggregate maturities of the business-type revenue bonds were as follows: Loans 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the Marsh Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2024, the principal amount outstanding on the loan was $2,857,619. 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station. In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2037 that range from $212,600 to $520,744. At June 30, 2024, the principal amount outstanding on the loan was $5,971,321. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2024, principal and interest paid, and total customer net revenues were $532,261 and $8,023,296, respectively. 2018 Clean Water State Revolving Fund Loan. In 2018, the City Council approved the Clean Water State Revolving Fund loan agreement between the City of San Luis Obispo and the California State Water Resources Control Board for a $140 million loan for the Water Resource Recovery Facility Project. The City will receive $4 million in principal forgiveness and the remaining $136 million will be repaid over 30 years. The applicable interest rate was set at 1.8%. As of June 30, 2024, the City had partially drawn down the loan and had an outstanding principal balance of $118,132,363. The loan requires a $4.9 million reserve, which is reflected in the Sewer Fund. 2020 CIEDB State Loan. In 2020, the City obtained a note in the amount of $14,300,000 for improvements to the City’s Water Treatment Plant to provide enhanced reliability and energy and operational efficiencies. The note bears an interest rate of 2.5% and a term of 20 years. At June 30, 2024, the City had partially drawn down the loan and had an outstanding principal balance of $11,102,800. Revenue Bonds For the Year Ending June 30, Principal Interest Total 2025 1,727,477$ 2,709,478$ 4,436,955$ 2026 1,815,907 2,621,907 4,437,814 2027 1,795,278 2,529,794 4,325,071 2028 1,888,323 2,438,713 4,327,036 2029 1,984,819 2,342,979 4,327,797 2030-2034 9,951,051 10,255,833 20,206,884 2035-2039 7,464,175 7,985,928 15,450,103 2040-2044 7,262,398 6,264,776 13,527,174 2045-2049 9,317,523 4,203,065 13,520,587 2050-2054 11,964,851 1,555,715 13,520,566 Subtotal 55,171,800 42,908,187 98,079,987 Unamortized bond Premium 4,965,712 - 4,965,712 Total 60,137,512$ 42,908,187$ 103,045,699$ 109 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 24   Note 7: Long Term Debt (Continued) At June 30, 2024, the aggregate maturities of the aforementioned business-type loans were as follows: Installment Sale Agreements 2008 Suntrust Loan. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2024, the principal amount outstanding on the loan was $0. US Bancorp 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2024, the principal amount outstanding on the loan was $2,869,551. At June 30, 2024, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Special Assessment Debt Without City Commitment Special assessment districts have been established in various parts of the City to provide improvements to properties located in those districts. Properties in these districts are assessed for the cost of improvements; these assessments are payable solely by property owners over the term of the debt issued to finance these improvements. The City is not legally or morally obligated to pay these debts or be the purchaser of last resort of any foreclosed properties in these special assessment districts, nor is it obligated to advance City funds to repay these debts in the event of default by any of these districts. At June 30, 2024, the balances of these Districts’ outstanding debt were as follows: City of San Luis Obispo Community Facilities District No.2019-1 Special Tax Bonds, Series 2021 $19,530,000 For the Year Ending June 30, Principal Interest Total 2025 4,192,423$ 2,616,919$ 6,809,341$ 2026 4,376,673 2,535,885 6,912,559 2027 4,469,227 2,444,852 6,914,080 2028 4,563,854 2,390,713 6,954,566 2029 4,660,603 2,256,587 6,917,189 2030-2034 24,003,040 9,803,373 33,806,413 2035-2039 24,756,274 7,361,763 32,118,037 2040-2044 20,370,699 5,145,925 25,516,624 2045-2049 22,246,853 3,289,355 25,536,209 2050-2054 24,424,458 1,245,087 25,669,545 138,064,103$ 39,090,459$ 154,009,201$ For the Year Ending June 30, Principal Interest Total 2025 541,575$ 75,364$ 616,939$ 2026 557,280 59,431 616,711 2027 573,441 43,035 616,476 2028 590,071 26,164 616,235 2029 607,184 8,804 615,988 2,869,551$ 212,798$ 3,082,349$ 110 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 25   Note 8: Pension Plans The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent multiple-employer plan for its miscellaneous employees (Miscellaneous Plan) and one cost-sharing multiple-employer plan for its safety employees (Safety Plan). The Miscellaneous Plan is described in the first section of the footnote under Agent- Multiple Employer Plan and the Safety Plan follows and is described in the second section of the footnote under Cost-Sharing Employer Plan. A summary of the government-wide balances for all Plans at June 30, 2024 are as follows: Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three-year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits by tier in effect at June 30, 2024, are summarized as follows: Net Pension Deferred Outflows Deferred Inflows Pension Liability of Resources of Resources Expense Miscellaneous Plan 94,785,929$ 25,732,212$ 24,369$ 14,319,486$ Safety Plan 86,327,322 37,071,779 6,540,623 10,798,207 Total Government-Wide 181,113,251$ 62,803,991$ 6,564,992$ 25,117,693$ Prior to On or after On or after Hire date December 6, 2012 December 6, 2012 January 1, 2013 Benefit formula 2.7% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 63 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.092% to 2.418% 1.0% to 2.5% Required employee contribution rates 7.520%7.520%7.00% Required employer contribution rates 10.530%10.530% 10.530% Required unfunded accrued liability payment - (1)- (1)6,616,622$ (1) -Combined with on or after January 1, 2013 Tiers within the Miscellaneous Plan 111 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 26   Note 8: Pension Plans (Continued) While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. Employees Covered. As of the measurement date June 30, 2023, the following employees were covered by the benefit terms for the Miscellaneous Plan: Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Employees that are classified as unrepresented management or unrepresented confidential contribute 1.5% of pay toward the cost of the City’s share of the annual required contribution. During the measurement period, the City contributions totaled $11,050,993. Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2023, using an annual actuarial valuation as of June 30, 2022 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liability in the June 30, 2022 actuarial valuation was determined using the following actuarial assumptions: Miscellaneous Plan Inactive employees or beneficiaries currently receiving benefits 467 Inactive employees entitled to but not yet receiving benefits 460 Active employees 341 Total 1,268 Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Salary Increase Mortality (1) Post Retirement Benefit Increase 2.30% 6.90% Entry-Age Normal Cost Method June 30, 2023 Miscellaneous Plan June 30, 2022 (1) The mortality table used was developed based on CalPERS-specific data. The probabilities of mortality are based on the 2021 CalPERS Experience Study and review of Acturial Assumptions. Mortality rate incorporate full generational mortality improvement using 80% of Scale MP-2020 published by the Society of Actuaries. For more details on this table, please refer to the 2021 CalPERS Experience Study report from Novemvber 2021 that can be found on the CalPERS website. The lesser of contract COLA or 2.30% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.30% Derived using CalPERS' Membershi p Data for all Funds Varies b y Entry Age and Service 112 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 27   Note 8: Pension Plans (Continued) Discount Rate. The discount rate used to measure the total pension liability for the Plan was 6.90%. The projection of cash flows used to determine the discount rate for each Plan assumed that contributions from all plan members in the Public Employees Retirement Fund (PERF) will be made at the current member contribution rates that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, each Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members for all plans in the PERF. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability for the Plan. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated and, combined with risk estimates, are used to project compound (geometric) returns over the long term. The discount rate used to discount liabilities was informed by the long- term projected portfolio return. The table below reflects the long-term expected real rate of return by asset class. Assumed Asset Asset Class Allocation Real Return (1) (2) Global Equity - Cap-weighted 30.0% 4.54% Global Equity - Non-Cap-weighted 12.0% 3.84% Private Equity 13.0% 7.28% Treasury 5.0% 0.27% Mortgage-backed Securities 5.0% 0.50% Investment Grade Corporates 10.0% 1.56% High Yield 5.0% 2.27% Emerging Market Debt 5.0% 2.48% Private Debt 5.0% 3.57% Real Assets 15.0% 3.21% Leverage -5.0% -0.59% (1) An expected inflation of 2.30% used for this period (2) Figures are based on the 2021-22 Asset Liability Management Study Miscellaneous Plan 113 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 28   Note 8: Pension Plans (Continued) Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Sensitivity of the Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2022 259,710,763$ 168,315,728$ 91,395,035$ Changes during the year: Service cost 4,695,253 - 4,695,253 Interest on the total pension liability 17,884,042 - 17,884,042 Changes of Benefit Terms 293,205 - 293,205 Changes in assumptions - - - Differences between expected and actual experience 4,537,569 - 4,537,569 Contribution - employer - 11,050,993 (11,050,993) Contribution - employee - 2,606,854 (2,606,854) Net investment income - 10,485,099 (10,485,099) Benefit payments, including refunds of employee contributions (15,400,292) (15,400,292) - Administrative expense - (123,771) 123,771 Net changes 12,009,777 8,618,883 3,390,894 Balance at June 30, 2023 271,720,540$ 176,934,611$ 94,785,929$ Miscellaneous Plan 1% Decrease 5.90% Net Pension Liability 129,324,201$ Current Discount Rate 6.90% Net Pension Liability 94,785,929$ 1% Increase 7.90% Net Pension Liability 66,194,286$ 114 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 29   Note 8: Pension Plans (Continued) Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2024, the City’s pension expense for the Miscellaneous Plan was $14,319,486. At June 30, 2024, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: The deferred outflows of resources related to contributions subsequent to the measurement date of $11,022,370 will be recognized as a reduction of the net pension liability in the year ended June 30, 2025. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Payable to the Pension Plan At June 30, 2024, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2024. Cost-Sharing Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 11,022,370$ -$ Changes in assumptions 3,200,227 - Differences between expected and actual experiences 3,484,817 (24,369) Net differences between projected and actual earnings on plan investments 8,024,798 - Total 25,732,212$ (24,369)$ 0 Miscellaneous Plan Measurement Period Ended June 30 Amount 2024 5,567,517$ 2025 3,097,655 2026 5,810,451 2027 209,850 14,685,473$ Miscellaneous Plan 115 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 30   Note 8: Pension Plans (Continued) The City participates in five tiers of the safety cost-sharing multiple-employer plan. The Safety Plan tiers consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: The Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost-of-living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. The Plan’s provisions and benefits within each tier in effect at June 30, 2024, are summarized as follows: The Safety Tier 1 is closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1st following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30th by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. Members of the International Association of Firefighters, Local 3523 contribute 3% of pay toward the cost of the City’s share of the annual required contribution. For the year ended June 30, 2024, the contributions recognized as part of net pension liabilities were $10,016,823. Police Fire Police Fire Prior to Prior to On or after On or after Hire date December 6, 2012 August 30, 2012 December 6, 2012 August 30, 2012 Benefit formula 3.0% @ 50 3.0% @ 50 2.0% @ 50 3.0% @ 55 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 55 50-55 50 - 55 Monthl y benefits, as a % of eligible compensation 3.00%3.00% 2.0% to 2.7% 2.4% to 3% Required employee contribution rates 8.990%8.990%8.950%8.990% Required employer contribution rates 25.640% 29.090%21.780% 24.790% Required unfunded accrued liability payment 6,091,310$ -$ (1)-$ -$ Police PEPRA Fire PEPRA On or after On or after Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7% @ 57 2.7% @ 57 Benefit vesting schedule 5 years service 5 years service Benefit payments monthly for life monthly for life Retirement age 50-57 50-57 Monthl y benefits, as a % of eligible compensation 2.0% to 2.7% 2.0% to 2.7% Required employee contribution rates 13.750% 13.750% Required employer contribution rates 14.500% 14.500% Required unfunded accrued liability payment -$ -$ (1) - Combined with Police Tier 1 Safety Tier 1 Safety Tier 2 116 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 31   Note 8: Pension Plans (Continued) Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2024, the City reported a net pension liability for its proportionate share of the Plan’s net pension liability of $86,327,322. The City’s net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of the Plan is measured as of June 30, 2023, and the total pension liability for the Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2022 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of the measurement dates of June 30, 2022 and 2023 was as follows: For the year ended June 30, 2024, the City recognized pension expense of $10,798,207 for the Safety Plan. At June 30, 2024, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Proportionate Share Percentage share at 6/30/2022 0.71733% Percentage share at 6/30/2023 0.69198% Change - Increase/(Decrease)-0.02535% Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 10,004,005$ -$ Changes in assumptions 5,038,178 - Differences between expected and actual experiences 6,338,017 542,601 11,813,871 - Net Difference between employer's contributions and proprtionate chare of contributions 3,877,708 189,032 Change in employer's proportion - 5,808,990 Total 37,071,779$ 6,540,623$ Safety Plan Differences between projected and actual investment earnings 117 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 32   Note 8: Pension Plans (Continued) Pension contributions subsequent to the measurement date of $10,004,005 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30,2025. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Actuarial Assumptions. The total pension liabilities in the June 30, 2022, actuarial valuations for the Safety Plan was determined using the following actuarial assumptions: Discount Rate. The discount rate used to measure the total pension liability for the Plan was 6.90%. The projection of cash flows used to determine the discount rate for the Plan assumed that contributions from all plan members in the Public Employees Retirement Fund (PERF) will be made at the current member contribution rates that contributions from employers will be made at statutorily required rates, actuarially determined. Based on those assumptions, each Plan's fiduciary net position was projected to be available to make all projected future benefit payments of current plan members for all plans in the PERF. Therefore, the long-term expected rate of return on plan investments was applied to all periods of projected benefit payments to determine the total pension liability for each Plan. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best- estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. Measurement Period Ended June 30 Amount 2024 5,858,461$ 2025 4,429,003 2026 9,909,938 2027 329,749 20,527,151$ Safety Plan Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Salary Increases Post Retirement Benefit Increase Mortality (1) Entry-Age Normal Cost Method 6.90% 2.30% Safety Plan June 30, 2022 June 30, 2023 Varies b y Entry Age and Service Contract COLA up to 2.30% until Purchasing Power Protection Allowance Floor on Purchasing Power applies Derived using CalPERS' membership data for all funds (1) The mortatily table used was developed based on CalPERS-specific data. The rates incorporate Generational Mortality to capture ongoing mortality improvement using 80% of Scale MP 2020 published by the Society of Actuaries. For more details on this table, please refer to the 2021 experience study report that can be found on the CalPERS website 118 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 33   Note 8: Pension Plans (Continued) In determining the long-term expected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated and, combined with risk estimates, are used to project compound (geometric) returns over the long term. The discount rate used to discount liabilities was informed by the long- term projected portfolio return. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for the Plans as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2024, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2024 Assumed Asset Asset Class Allocation Real Return (1) (2) Global Equity - Cap-weighted 30.0% 4.54% Global Equity - Non-Cap-weighted 12.0% 3.84% Private Equity 13.0% 7.28% Treasury 5.0% 0.27% Mortgage-backed Securities 5.0% 0.50% Investment Grade Corporates 10.0% 1.56% High Yield 5.0% 2.27% Emerging Market Debt 5.0% 2.48% Private Debt 5.0% 3.57% Real Assets 15.0% 3.21% Leverage -5.0% -0.59% (1) An expected inflation of 2.30% used for this period (2) Figures are based on the 2021-22 Asset Liability Management Study Safety Plan 1% Decrease 5.90% Net Pension Liability 120,225,237$ Current Discount Rate 6.90% Net Pension Liability 86,327,322$ 1% Increase 7.90% Net Pension Liability 58,613,365$ 119 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 34   Note 8: Pension Plans (Continued) Defined Contribution Pension Plan The City makes bi-weekly contributions to a 401a retirement plan (Plan) for each department head. The current contribution on behalf of each Participant equals 1% of base earnings up to the maximum allowable by law. In addition, each Participant may contribute up to 14% of earnings to the Plan. Prior to August 2018, non-department head management employees also participated in the Plan and received a 1% employer contribution. Employees are fully vested in the City’s contributions (and interest allocated to the employee’s account) at all times. The Plan is administered by Public Agency Retirement Services (PARS). The Plan assets are held in trust for the exclusive benefit of the Participants or their Beneficiaries. The City has the right at any time to terminate the Plan by resolution of the City Council. During the fiscal year, the City contributed $21,418 to the Plan and Participants contributed $151,939. There were no Plan forfeitures. As of June 30, 2023, the City had $0 payable to the Plan. The City makes bi-weekly contributions to 401a retirement plans (Appointed Officials Plans) for the City Manager and City Attorney. Employees are fully vested in the City’s contributions (and interest allocated to the employee’s account) at all times. The Appointed Officials Plans are administered by Mission Square Retirement. The Plan assets are held in trust for the exclusive benefit of the Participants or their Beneficiaries. The City has the right at any time to terminate the Plan by resolution of the City Council. During the fiscal year, the City contributed $27,488 to the Appointed Officials Plans. There were no Plan forfeitures. As of June 30, 2023, the City had $0 payable to the Plan. In the year 2022, The City evaluated the requirements of GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans and determined that plan didn’t meet the criteria to be reported as a fiduciary activity, as required by the above mentioned GASB Statements. Note 9: Other Post-Employment Benefits (OPEB) General Information about OPEB Plan Description. The City’s primary other post-employment benefits (OPEB) cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). During the fiscal year ended June 30, 2009, the City entered into an agreement to participate in an irrevocable trust to provide a funding mechanism for retiree health benefits. The Trust, California Employers’ Retiree Benefit Trust (CERBT), is administered by CalPERS and managed by a separately appointed board, which is not under control of the City Council. This Trust is not considered a component unit of the City. Benefits Provided. The City provides post-employment heath care insurance, in accordance with Memorandums of Understanding, to all employees who retire from the City upon or after attaining age 50 with at least 5 years of service or disability retirement. Miscellaneous retires who are PEPRA new hires are eligible at age 52. For each retiree enrolled in a CalPERS medical plan, the employer will pay the required statutory PEMHCA minimum, which is $149 per month per retiree in calendar year 2022 and $151 per month per retiree in calendar year 2023. This amount will increase with the health care component of CPI, as announced by the CalPERS Board each year. The retiree must pay the difference between the premium amount, which depends upon the medical plan benefits selected, and the employer-paid minimum. In addition, the City pays 50% of the premium up to the retiree’s age of 65 for one grandfathered executive management retiree hired prior to August 2000. There is no OPEB provided to terminated vested employees. The employer-paid amount will continue to a surviving spouse if the retiree elects a CalPERS survivor annuity. There are no required employee contributions, although the retiree must pay the difference between the premium and the employer-paid amount. The employer is contributing the full Actuarially Determined Contribution. 120 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 35   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Employees Covered. At June 30, 2023, the measurement date, the following number of employees were covered by the benefit terms: Contributions. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. For the measurement period, the City’s contributions totaled $1,427,129. Net OPEB Liability The City’s net OPEB liability was measured as of June 30, 2023 and the total OPEB liability used to the calculate the net OPEB liability was determined by an actuarial valuation dated June 30, 2023, based on the following actuarial methods and assumptions: Discount Rate. The discount rate used to measure the total OPEB liability was 6.25%. The projection of cash flows used to determine the discount rate assumed that City contributions will be made at rates equal to the actuarially determined contribution rates. Based on those assumptions, the OPEB plan’s fiduciary net position was projected to be available to make all projected OPEB payments for current active and inactive employees and beneficiaries. Therefore, the long-term expected rate of return on OPEB plan investments was applied to all periods of projected benefit payments to determine the total OPEB liability. OPEB Plan Inactive employees or beneficiaries currently receiving benefits 192 Inactive employees entitled to but not yet receiving benefit payments 240 Active employees 450 Total 882 Actuarial Valuation Date June 30, 2023 Measurement Date June 30, 2023 Contribution Policy Contributes full ADC Actuarial Assumptions: Discount Rate and 6.25% at June 30, 2023 and 6.25% at June 30, 2022 expected Long-Term Rate of Expected City contributions projected to keep Return on Assets sufficient plan assets to pay all benefits from trust General Inflation 2.50% annually Mortality, Retirement, Disability, Rates from CalPERS 2000-2019 Experience Study Termination Mortality Improvement Post-retirement mortality projected fully generational with Scale MP-2021 Salary Increases Aggregate - 2.75% Merit - CalPERS 2000-2019 Experience Study Medical Trend Non-Medicare - 8.5% for 2025, decreasing to an ultimate rate of 3.45% in 2076 and later years. Medicare - 7.50% (non-Kaiser) for 2025, decreasing to an ultimate rate of 3.45% in 2076 and later years PEMHCA Minimum Increases 3.50% annually Participation at Retirement Currently covered: 70% Currently waived: 15% 121 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 36   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Investments. The long-term expected rate of return on OPEB plan investments was determined using a building- block method in which expected future real rates of return (expected returns, net of OPEB plan investment expense and inflation) are developed for each major asset class. These ranges are combined to produce the long-term expected rate of return by weighting the expected future real rates of return by the target asset allocation percentage and by adding expected inflation. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized below: Changes in the Net OPEB Liability The changes in the net OPEB liability for the June 30, 2023 measurement date are as follows: Current Expected Target Real Rate Asset Class Allocation of Return Global Equity 49%4.56% Fixed Income 23%1.56% TIPS 5%-0.08% Commodities 3%1.22% REITs 20%4.06% Assumed Long-Term Rate of Inflation 2.50% Expected Long-Term Net Rate of Return, Rounded 6.25% The long-term expected real rates of return are presented as geometric means. OPEB Plan Total Plan Fiduciary Net OPEB Liability Net Position OPEB Liability Balance at June 30, 2022 14,918,389$ 9,633,672$ 5,284,717$ Changes during the year: Service cost 493,787 - 493,787 Interest on the total OPEB liability 940,850 - 940,850 Changes in assumptions (291,401) - (291,401) Differences between Expected and actual experience (2,105,353) - (2,105,353) Net plan to plan resource movement Contribution - employer - 1,427,129 (1,427,129) Net investment income - 619,941 (619,941) Benefit payments, including refunds - of employee contributions (717,143) (717,143) - Administrative expense - (8,784) 8,784 Net changes (1,679,260) 1,321,143 (3,000,403) Balance at June 30, 2023 13,239,129$ 10,954,815$ 2,284,314$ 122 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 37   Note 9: Other Post-Employment Benefits (OPEB) (Continued) Sensitivity of Net OPEB Liability to Changes in the Discount Rate. The following presents the net OPEB liability at the current discount rate, as well as what the net OPEB liability would be if it were calculated using a hypothetical discount rate that is one percentage point lower or one percentage point higher than the current rate. Sensitivity of Net OPEB Liability to Changes in Healthcare Cost Trend Rates. The following presents the net OPEB liability at current healthcare cost trend rates, as well as what the net OPEB liability would be if it were calculated using hypothetical healthcare cost trend rates that are one percentage point lower or one percentage point higher than the current rate. OPEB Plan Fiduciary Net Position. Detailed information about the OPEB Plan’s fiduciary net position is available in the separately issued CalPERS financial reports on the CERBT. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the year ended June 30, 2024, the City’s OPEB expense was $530,486. At June 30, 2024, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: OPEB Plan 1% Decrease 5.25% Net OPEB Liability 3,951,720$ Current Discount Rate 6.25% Net OPEB Liability 2,284,314$ 1% Increase 7.25% Net OPEB Liability 893,209$ OPEB Plan 1% Decrease Net OPEB Liability 721,054$ Current Trend Net OPEB Liability 2,284,314$ 1% Increase Net OPEB Liability 4,205,307$ Deferred Outflows Deferred Inflows of Resources of Resources OPEB contributions subsequent to measurement date 740,550$ -$ Changes in assumptions 336,664 363,915 Differences between expected and actual experiences 226,401 2,690,543 Net differences between projected and actual earnings on plan investments 595,146 - Total 1,898,761$ 3,054,458$ 123 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 38   Note 9: Other Post-Employment Benefits (OPEB) (Continued) OPEB contributions subsequent to the measurement date of $740,550 are reported as deferred outflows of resources and will be recognized as a reduction of the net OPEB liability in the year ended June 30, 2024. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as OPEB expense as follows: Payable to the OPEB Plan At June 30, 2024, the City reported a payable of $0 for the outstanding amount of contributions to the OPEB plan required for the year ended June 30, 2024. Note 10: Deferred Compensation Plan All employees of the City are eligible to participate in a City sponsored deferred compensation plan (457 Plan). The 457 Plan provides for the deferral of a portion of the employees’ compensation until retirement, termination, or certain other covered events. The assets of the 457 Plan are held in trust for the exclusive benefit of Plan Participants or Beneficiaries. Deferred contribution(s) by a participant in any taxable year will not exceed the lessor of (1) the applicable dollar amount provided under Section 457(b)(2) of the Internal Revenue Code (adjusted for cost of living under Section 457(e)(15) of the Internal Revenue Code), or (2) 100% of the participant’s includible compensation. A participant who has attained age 50 before the close of the calendar year may elect Age 50 Plus Catch-up Contributions and commence making such contributions to his/her Participant Deferral Account. The City has the right at any time to terminate the 457 Plan by resolution of the City Council. In the year 2022, The City evaluated the requirements of GASB Statement No. 97, Certain Component Unit Criteria, and Accounting and Financial Reporting for Internal Revenue Code Section 457 Deferred Compensation Plans and determined that plan didn’t meet the criteria to be reported as a fiduciary activity, as required by the above mentioned GASB Statements. Fiscal Year Ended June 30 Amount 2025 (317,828)$ 2026 (361,838) 2027 (30,353) 2028 (238,331) 2028 (164,652) Thereafter (783,245) (1,896,247)$ 124 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 39   Note 11: Interfund Transactions City had the following short-term interfund receivable and payable balances as of June 30, 2024: City had the following long-term interfund receivable and payable balances as of June 30, 2024: Interfund transfers for the year ended June 30, 2024 consist of the following: Short-term interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. Advances in the amount of $4,845,000 from the General Fund to the Parking Fund was a loan provided by the General Fund to the Parking Fund for the acquisition of the property located at 1166 Higuera Street. The general fund will be reimbursed by the Parking Fund at a rate of 2.88% and a repayment term of 30 years, with deferral of principal payments for three years and interest payments starting immediately. Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. Due from Other Funds Due to Other Funds General Fund 166,601$ -$ Nonmajor Governmental Funds - 166,601 Total 166,601$ 166,601$ Advances from Other Funds Advances to Other Funds General Fund -$ 4,845,000$ Parking Fund 4,845,000 - Total -$ 4,845,000$ Non-Major General Governmental Water Fund Sewer Parking Transfer Out Fund Funds Funds Fund Fund Total General Fund -$ 7,626,984$ 1,075,110$ 1,192,689$ 368,233$ 10,263,016$ Capital Outlay Fund 29,632,692 404,939 - - - 30,037,631 Non-Major Governmental Fund 11,105,310 2,200,000 - - - 13,305,310 Total 40,738,002$ 10,231,923$ 1,075,110$ 1,192,689$ 368,233$ 53,605,957$ Transfer In 125 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 40   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by its respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Custodial Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses is recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Custodial Fund. Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. The City's original investment in the Reservoir project aggregates $3,900,000 and was amortized on a straight-line basis over thirty- five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2024: City's Investment Joint Venture in Joint Venture Total assets 6,421,390$ 3,534,975$ Total liabilities 205,962 113,381 Fund balance 6,215,428$ 3,421,594$ Total revenues 3,046,366$ 1,677,024$ Total expenditures 2,686,386 1,478,855 Excess of revenues over expenditures 359,980$ 198,169$ 126 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 41   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2022-23 the City contributed approximately $1,068,248 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction, and operations of the facilities required for the delivery of 5,482 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. 127 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 42   Note 12: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. In addition, the District sold water revenue bonds in the amount of $182 million. These bonds were refinanced in May 2018. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2023-24 and five-year projections for the 2018 bonds that will remaining outstanding following the refunding. Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 13: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code §6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Actual 2024 4,619,372$ Projected: 2025 4,621,210 2026 4,622,040 2027 4,615,840 2028 4,621,896 2029-33 23,095,219 2034-38 23,103,289 2039-41 9,320,529 Nacimiento Water Supply Obligations 128 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 43   Note 13: Risk Management (Continued) Self-Insurance Programs of the Authority General Liability and Workers’ Compensation. The City is a member of the California Joint Powers Insurance Authority (CJPIA), which provides joint protection programs and group purchased insurance for public entities covering liability, errors and omission losses, auto liability, employment practices liability, crime, pollution, workers’ compensation injuries and coverage for city-owned property. The City has a retained limit of $500,000 per occurrence for liability and no retained limit for workers’ compensation. Liabilities of the City are reported when it is probable that a loss has occurred, and the amount of the loss can be reasonable estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines and damage awards. Accordingly, claims are re-evaluated periodically to consider the effects of economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether or not they are attributable to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claim’s liability estimate. During the past three fiscal years, none of the protection programs experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured coverage in 2023-24. CJPIA covers workers’ compensation claims up to a pooled limit of $2 million per occurrence and provides excess coverage to statutory limits with a group purchased commercial insurance policy. The City pays an annual contribution to CJPIA and may share in any member refunds in the event that pooled funding exceeds the cost of pooled claims and claim-related expenses, or the City may be required to pay additional contributions based upon CJPIA’s operating results. Financial statements of CJPIA may be obtained from its administrative office located at 8081 Moody Street, La Palma, California 90623, or by calling (562) 467-8700. Additional claims and lawsuits have been filed against the City in the normal course of business. It is reasonably possible that the City may be liable for claims not to exceed $500,000. In the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2023- 24. Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. 129 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 44   Note 13: Risk Management (Continued) The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2024. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset at June 30, 2024 is calculated as follows: Note 14: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. Grant Awards Under the terms of Federal and State grants, audits may be required, and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Regional Transit Authority Pension Expense The City is presently a member agency of the San Luis Obispo Regional Transit Authority (SLORTA) (see Note 14), a duly established Joint Powers Authority (JPA) comprised of all local cities and the County of San Luis Obispo. The City’s contractual contribution to that entity is approximately 18% of the total expense. The City was advised that the Regional Transit Authority was working with CalPERS to determine whether it is required to enroll certain previously unenrolled transit employees in the CalPERS pension system and whether the entity may be liable for obligations related to the failure to enroll those employees and make contributions on their behalf. On December 10, 2019 the County Board of Supervisors approved a contract for participation of the JPA in the San Luis Obispo County Pension Trust and the Employees Retirement Plan. The current amount of potential CalPERS unfunded liability for the JPA may reach as high as $4 million. It is not anticipated that the City’s annual payment to the JPA will increase to satisfy this unfunded liability. Self-insurance activity as of and for the year ended June 30, 2024 is summarized is as follows: Interest earnings 14,417$ Claims expense 50,962 Estimated liability for reported claims and settlement expenses (407,770) Assets on deposit 566,131 Estimated unpaid claims asset 158,361$ Changes in the balances of claim assets during the past two fiscal years are as follows: Estimated unpaid claims asset June 30, 2022 560,422$ Claim payments and related expenditures reimbursement (542,713) Change in estimated claims asset June 30, 2023 28,884 Interest earnings 10,125 Withdrawal 200,000 Estimated unpaid claims asset June 30, 2023 256,718 Claim payments and related expenditures reimbursement (164,804) Change in estimated claims asset June 30, 2024 52,030 Interest earnings 14,417 Withdrawal - Estimated unpaid claims asset June 30, 2024 158,361$ 130 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 45   Note 15: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2024, including encumbrances outstanding at year-end, are as follows: Long-term construction contracts are billed and paid on a percentage completion basis by construction phase. Note 16: Fund Balance Deficiency As of June 30, 2024, the City had fund with negative fund balance for Downtown BID and Debt Service fund as below. Note 17: New Accounting Standards Accounting Standards Adopted  GASB Statement No. 100, Accounting Changes and Error Corrections-an Amendment of GASB Statement No. 62 – The primary objective of this Statement is to enhance accounting and financial reporting requirements for accounting changes and error corrections to provide more understandable, reliable, relevant, consistent, and comparable information for making decisions or assessing accountability. The City has implemented this statement in current fiscal year.  GASB Statement No. 101, Compensated Absences – The primary objective of this Statement is to better meet the information needs of financial statement users by updating the recognition and measurement guidance for compensated absences. That objective is achieved by aligning the recognition and measurement guidance under a unified model and by amending certain previously required disclosures. The City has implemented this statement in current fiscal year. General Fund 2,205,473$ Special Revenue Funds 199,541 Capital Project Funds 8,821,483 Enterprise Funds: Water 7,135,401 Sewer 10,759,831 Parking 33,763,836 Transit 9,720,725 Total 72,606,290$ Funds Deficiency Downtown BID (133,562)$ Debt Service (158,557) Total (292,119)$ 131 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2024 Page 46   Note 17: New Accounting Standards (Continued) New Accounting Standards The city is currently analyzing its accounting practices to determine the potential impact on the financial statements for the following GASB Statements:  GASB Statement No. 102 – Certain Risk Disclosures – The primary objective of this Statement is to provide users of government financial statements with essential information about risks related to a government’s vulnerabilities due to certain concentrations or constraints.  GASB Statement No. 103 – Financial Reporting Model Improvements - The primary objective of this Statement is to improve key components of the financial reporting model to enhance its effectiveness in providing information that is essential for decision making and assessing a government’s accountability. This Statement also addresses certain application issues.  GASB Statement No. 104 – Disclosure of Certain Capital Assets – The primary objective of this Statement is to provide users of governmental financial statements with essential information about certain types of capital assets. Note 18: Prior Period Adjustments During 2024, the City recorded the following prior period adjustments: (1) Error correction to Community Development Block Grant (CDBG) Fund - Beginning fund balance of the CDBG fund was restated due to the reclassification of prior year deferred inflows of resources to fund balance. The City recorded expenditures when issuing the loans in the prior years and recorded deferred inflows of resources and loan receivables when recording the loans correctly. An adjustment was necessary to properly restate the deferred inflows of resources. Therefore, deferred inflows of resources, were overstated by $1,112,944, and net position was understated by $1,112,944 for the fiscal year ended June 30, 2023. (2) Error correction to Transportation Impact Fee Fund and MASP Park Fund – Cash and fund balances were restated to record the pay back of interfund borrowing between Transportation Impact Fee Fund and MASP Park Fund. The payback of the interfund borrowing from MASP Park fund to Transportation Impact Fee Fund was not recorded in the past and adjustment was necessary to properly restate the cash and fund balances. Therefore, cash in the Transportation Impact Fee fund was overstated by $1,504,676, fund balance was overstated by $1,504,676 for the fiscal year ended June 30, 2023, cash in the MASP fund was understated by $1,504,676, fund balance was understated by $1,504,676 for the fiscal year ended June 30, 2023. The net impact of this error correction on the fund balance of nonmajor funds is zero. 6/30/2023 As Previously Reported Error Correction (1)(2) 7/1/2023 As Restated Governmental Funds 111,232,587$ 1,112,944$ 112,345,531$ Nonmajor Funds 44,196,801 1,112,944 45,309,745 132 REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 133 134 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2024 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) REVENUES: Taxes and franchise fees: Sales and use tax - general 22,578,995$ 22,578,995$ 22,285,972$ (293,023)$ Transaction and use tax - Local Revenue Measure 30,262,098 30,262,098 30,597,288 335,190 Property tax 15,352,066 15,742,015 16,379,368 637,353 Transient occupancy tax 10,704,000 10,704,000 11,063,012 359,012 Utility users tax 5,710,320 6,332,000 6,301,505 (30,495) Property tax in lieu of VLF 6,475,114 6,948,663 6,815,975 (132,688) Franchise taxes 1,854,000 2,000,000 2,366,286 366,286 Business tax 4,352,293 4,352,293 2,941,928 (1,410,365) Cannabis Tax - - 1,116,495 1,116,495 Real property transfer tax 172,606 173,092 528,088 354,996 Total taxes 97,461,492 99,093,156 100,395,917 1,302,761 Fines, forfeitures and penalties 223,071 206,071 266,103 60,032 Use of money and property 230,000 1,115,000 3,907,185 2,792,185 Subventions and grants: Other State and Federal grants 664,511 1,047,153 1,992,470 945,317 Other subventions and grants 498,988 550,000 520,952 (29,048) Total subventions and grants 1,163,499 1,597,153 2,513,422 916,269 Charges for services: Public safety: Police 511,467 683,047 896,910 213,863 Fire: Medical emergency recovery 580,136 650,154 652,679 2,525 Fire safety/hazardous materials permits 991,810 994,364 1,026,640 32,276 Other fire revenues 5,890 50,024 67,766 17,742 Community development: Planning and zoning fees 2,453,793 2,548,217 1,491,167 (1,057,050) Construction plan and check inspections 3,821,743 3,821,743 4,057,132 235,389 Infrastructure plan check and inspections - - 808,190 808,190 Culture and recreation: Adult athletic fees 279,720 248,020 310,283 62,263 Youth athletic fees 882,576 903,596 1,157,352 253,756 Rental and use fees 394,448 394,448 357,735 (36,713) Aquatics 338,700 377,858 363,569 (14,289) Golf course 284,000 264,000 287,861 23,861 General government: Other service charges 697,050 725,224 829,594 104,370 Total charges for services 11,241,333 11,660,695 12,306,878 646,183 Impact Fees - - 53,830 53,830 Other revenues 469,100 496,773 624,261 127,488 Total Revenues 110,788,495 114,168,848 120,067,596 5,898,748 (Continued) 135 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2024 Page 2 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Expenditures: Public Safety: Police protection: Administration 2,300,494 2,806,821 2,478,670 328,151 Investigations 3,057,865 3,165,279 3,200,666 (35,387) Neighborhood services 302,867 302,353 287,621 14,732 Support services 3,596,650 3,699,019 3,411,429 287,590 Patrol services 11,914,934 12,492,203 12,929,619 (437,416) Traffic safety 913,242 945,069 938,148 6,921 Total police protection 22,086,053 23,410,744 23,246,153 164,591 Fire and environmental safety: Administration 1,292,345 1,337,074 1,227,817 109,257 Emergency response 11,826,682 12,509,683 12,688,880 (179,197) Fire Apparatus Services 489,400 526,181 543,133 (16,952) Hazard protection 1,035,824 1,079,429 1,009,920 69,509 Training 113,448 148,605 161,061 (12,456) Disaster preparedness 195,444 210,460 161,384 49,076 Mobile Crisis Unit 320,417 313,423 160,282 153,141 Total fire and environmental safety 15,273,559 16,124,854 15,952,477 172,377 Total public safety 37,359,612 39,535,599 39,198,630 336,969 Transportation: Transportation planning and engineering 1,080,054 1,129,766 1,081,726 48,040 Street and sidewalk maintenance 2,349,855 2,303,631 2,159,332 144,299 Traffic signals and street lights 596,347 643,266 641,707 1,559 Creek and flood protection 1,524,712 1,751,827 1,652,306 99,521 Total transportation 5,550,967 5,828,489 5,535,071 293,418 Culture and Recreation: Recreation programs: Recreation administration 858,036 880,890 863,943 16,947 Aquatics/Sinsheimer park facilities 605,083 610,211 651,870 (41,659) Children's services 1,413,794 1,432,503 1,352,454 80,049 Facilities 355,639 362,366 337,684 24,682 Special events 10,500 10,500 10,833 (333) Recreational sports 696,591 707,143 612,254 94,889 Golf course 806,211 814,862 735,748 79,114 Ranger services 898,725 916,061 836,599 79,462 Maintenance programs: Swim center maintenance 673,110 676,155 626,979 49,176 Parks and landscape maintenance 4,126,238 4,264,611 3,824,940 439,671 Tree maintenance 368,367 306,024 275,854 30,170 Cultural and social service programs: Human relations Human relations 595,806 651,713 611,540 40,173 Cultural activities 365,161 365,161 348,269 16,892 Total leisure, cultural and social services 11,773,262 11,998,201 11,088,967 909,234 (Continued) 136 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2024 Page 3 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Community Development: Planning: Commissions and communities 37,240 37,240 10,689 26,551 Community development administration 954,447 972,639 942,139 30,500 Long-range planning 989,596 1,126,347 874,873 251,474 Development review 1,942,382 1,962,136 1,521,667 440,469 Natural resource protection 1,024,108 1,169,348 1,108,266 61,082 Construction regulation: Building and safety 3,085,371 2,741,940 2,691,300 50,640 CIP project engineering 2,897,864 3,134,176 2,803,106 331,070 Economic health: Community promotion 411,735 427,580 412,841 14,739 Economic development 928,984 1,091,178 1,004,411 86,767 Housing 1,203,675 1,227,724 1,131,247 96,477 Total community development 13,475,402 13,890,309 12,500,539 1,389,770 General Government: Legislation: Council 244,185 247,207 226,753 20,454 General administration: City administration 2,258,771 2,478,926 2,367,522 111,404 Public works administration 1,454,917 1,510,372 1,576,621 (66,249) Legal services: City attorney 1,425,044 1,539,502 1,470,929 68,573 City clerk services: Administration and records 757,787 733,519 605,003 128,516 Organization support services: Human resource administration 7,643,300 7,898,050 6,743,864 1,154,186 Finance and administration 2,384,653 2,724,046 2,088,171 635,875 Revenue management 550,776 531,091 492,769 38,322 Accounting 1,343,658 1,374,790 1,278,669 96,121 Finance non-departmental 1,100,883 979,368 299,703 679,665 Network services 3,504,523 3,527,844 3,031,188 496,656 Wellness program 53,358 53,358 49,456 3,902 Building and vehicle maintenance: Buildings 1,534,669 1,475,594 1,450,118 25,476 Vehicle and equipment maintenance 1,453,372 1,462,995 1,391,774 71,221 Total general government before cost reimbursement 25,709,894 26,536,663 23,072,540 3,464,123 Cost reimbursement (Note 3 to RSI)(5,511,628) (5,511,628) (5,511,628) - Total general government 20,198,266 21,025,035 17,560,912 3,464,123 Debt Service Principal - - 363,033 - Interest and Fiscal Charges - - 52,508 - (Continued) 137 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2024 Page 4 Original Budget Final Budget Actual Variance With Final Budget Positive (Negative) Capital Outlay: General government - - 250,801 (250,801) Total capital outlay - - 250,801 (250,801) Total Expenditures 88,357,510 92,277,633 86,550,461 6,142,713 Excess of Revenues Over Expenditures 22,430,985 21,891,215 33,517,135 11,625,920 Other Financing Sources (Uses) Other Financing Sources – SBITA - - 137,233 137,233 Other Financing Sources – bond issuances - - 2,060,053 2,060,053 Other Financing Uses - Payment to Escrow - - (2,447,737) (2,447,737) Transfers in 13,982,756 19,167,556 24,511,772 5,344,216 Transfers out (44,777,752) (53,044,675) (54,986,758) (1,942,083) Total other financing uses (30,794,996) (33,877,119) (30,725,437) 3,151,682 Net Change in Fund Balance (8,364,011) (11,985,904) 2,791,698 14,777,602$ Fund Balance, Beginning of the Year 42,538,068 42,538,068 42,538,068 Fund Balance, End of Year 34,174,057$ 30,552,164$ 45,329,766$ 138 City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2024 Last 10 Years Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Measurement Period 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 2013-14 Total pension liability: Service Cost 4,695,253$ 4,364,490$ 3,939,785$ 3,681,240$ 4,042,717$ 4,328,129$ 4,124,832$ 3,580,882$ 3,578,172$ 3,703,087$ Interest on total pension liability 17,884,042 17,090,797 16,589,680 16,160,011 15,531,812 14,778,918 14,197,897 13,688,523 13,193,597 12,756,967 Changes of Benefits Terms 293,205 Difference between expected and actual experience 4,537,569 818,065 (755,414) 1,869,474 2,966,923 1,445,049 694,843 (1,160,933) (2,433,791) - Changes in assumptions - 8,123,651 - - - (1,292,326) 11,219,603 - (3,057,724) - Benefit payments, including refunds of employee contributions (15,400,292) (14,509,974) (13,518,666) (12,892,847) (12,061,701) (10,740,816) (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net change in total pension liability 12,009,777 15,887,029 6,255,385 8,817,878 10,479,751 8,518,954 20,076,122 6,631,964 2,471,586 8,201,443 Total pension liability - beginning 259,710,763 243,823,734 237,568,349 228,750,471 218,270,720 209,751,766 189,675,644 183,043,680 180,572,094 172,370,651 Total pension liability - ending (a) $ 271,720,540 $ 259,710,763 $ 243,823,734 237,568,349$ 228,750,471$ 218,270,720$ 209,751,766$ 189,675,644$ 183,043,680$ 180,572,094$ Plan fiduciary net position: Contributions - employer 11,050,993$ 16,384,823$ 8,246,755$ 7,709,918$ 9,361,882$ 6,693,987$ 6,776,849$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions - employee 2,606,854 2,269,339 2,056,274 1,889,583 1,775,245 1,820,697 1,841,331 1,666,606 1,509,834 1,664,654 Net investment income 10,485,099 (13,547,758) 32,904,570 7,205,266 9,124,520 10,820,033 13,053,453 677,557 2,673,657 17,746,607 Benefit payments (15,400,292) (14,509,974) (13,518,666) (12,892,847) (12,061,701) (10,740,816) (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net plan to plan resource movement - - - - - (316) (2,936) - - - Administrative expense (123,771) (110,778) (148,132) (203,824) (97,394) (200,184) (172,935) (72,044) (133,042) - Other miscellaneous income/(expense)- - - - 316 (380,153) - - - - Net change in plan fiduciary net position 8,618,883 (9,514,348) 29,540,801 3,708,096 8,102,868 8,013,248 11,334,709 (1,082,216) 269,137 15,783,904 Plan fiduciary net position - beginning 168,315,728 177,830,076 148,289,275 144,581,179 136,478,311 128,465,063 117,130,354 118,212,570 117,943,433 102,159,529 Plan fiduciary net position - ending (b)176,934,611$ 168,315,728$ 177,830,076$ 148,289,275$ 144,581,179$ 136,478,311$ 128,465,063$ 117,130,354$ 118,212,570$ 117,943,433$ Net pension liability (asset) - ending (a) - (b)94,785,929$ 91,395,035$ 65,993,658$ 89,279,074$ 84,169,292$ 81,792,409$ 81,286,703$ 72,545,290$ 64,831,110$ 62,628,661$ Plan fiduciary net position as a percentage of the total pension liability 65.12%64.81%72.93%62.42%63.20%62.53%61.25%61.75%64.58%65.32% Covered payroll 29,794,206 24,574,829 23,805,348 21,795,380 22,951,725 23,736,588 21,841,841 20,499,668 19,769,997 19,235,818 Net pension liability as percentage of covered payroll 318.14% 371.91% 277.22% 409.62% 366.72% 344.58% 372.16% 353.89% 327.93% 325.58% Benefit changes . The figures above include any liabilityimpact that may have resulted from voluntarybenefit changes that occurred on or before the Measurement Date. However, offers of Two Years AdditionalService Credit (a.k.a. Golden Handshakes) that occurred after the June 30, 2019 valuation date are not included in the figures above, unless the liability impact is deemed to be material by the plan actuary. Changes in assumptions .There were no assumption changes in 2023. Effective with the June 30, 2021 valuationdate (2022 measurement date), the accountingdiscount rate was reduced from 7.15% to 6.90%. In determiningthe long-termexpected rate of return, CalPERS took into account long-term market return expectations as well as the expected pension fund cash flows. Projected returns for all asset classes are estimated, combined with risk estimates, and are used to project comp ound (geometric) returns over the long term. The discount rate used to discount liabilitieswas informedby the long-termprojected portfolio return. In addition, demographic assumptions and the inflationrate assumption were changed in accordance with the 2021 CalPERS Experience Study and Review of Actuarial Assumptions.The accountingdiscount rate was 7.15% for measurementrate June 30, 2017 throughJune 30, 2021, 7.65 % for measurementdates June 30, 2015 throughJune 30, 2016 and 7.50% for measurement date June 30, 2014. 139 City of San Luis Obispo, California Schedule of the Pension Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2024 Last 10 Years Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Actuarially determined contribution 6,938,929$ 9,573,782$ 8,851,802$ 8,246,755$ 7,709,918$ 7,093,882$ 6,693,987$ 6,776,849$ 6,122,173$ 5,027,356$ Contributions in relation to the actuarially determined contribution (11,022,370) (11,050,993) (16,384,823) (8,246,755) (7,709,918) (9,361,882) (6,693,987) (6,776,849) (6,122,173) (5,027,356) Contribution deficiency (excess)(4,083,441)$ (1,477,211)$ (7,533,021)$ -$ -$ (2,268,000)$ -$ -$ -$ -$ Covered payroll 32,157,208$ 29,794,206$ 24,574,829$ 23,805,348$ 21,795,380$ 22,951,725$ 23,736,588$ 21,841,841$ 20,499,668$ 19,769,997$ Contributions as percentage of covered payroll 34.28% 37.09% 66.67% 34.64% 35.37% 40.79% 28.20% 31.03% 30.97% 25.43% Actuarial Cost Method Amortization Method Amortization Period Asset Valuation Method Inflation Salary Increases Payroll Growth Discount Rate Retirement Age Mortality For details, see June 30, 2021 CalPERS Funding Valuation Report Entry Age Normal The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2023-24 contributions rates are as follows: The probabilities of mortality are based on the 2021 CalPERS Experience Study. The probabilities of retirement are based on the 2021 CalPERS Experience Study. 6.80% Net of Pension Plan Investment and Administrative Expenses; includes inflation 2.800% Varies by Entry Age and Service 2.30% For details, see June 30, 2021 CalPERS Funding Valuation Report 140 City of San Luis Obispo, California Schedule of the City's Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plan As of June 30, 2024 Last 10 Years Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Measurement Period 2022-2023 2021-2022 2020-2021 2019-2020 2018-2019 2017-18 2016-17 2015-16 2014-15 2013-14 Proportion of the Collective Net Pension Liability 0.69198% 0.71733% 1.08299% 0.7225% 0.7212% 1.2261% 1.1943% 1.2510% 1.3654% 1.3754% Proportionate Share of the Collective Net Pension Liability 86,327,322$ 82,856,965$ 58,571,330$ 78,611,581$ 73,897,967$ 71,940,534$ 71,364,346$ 64,792,760$ 56,260,280$ 51,592,420$ Covered payroll 11,235,984$ 12,207,346$ 10,744,808$ 9,488,971$ 11,197,562$ 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ 10,768,119$ Proportionate share of the net pension liability as percentage of covered payroll 768.31% 678.75% 545.11% 828.45% 659.95% 639.68% 672.33% 608.78% 518.53% 479.12% Plan fiduciary net position as a percentage of the total pension liability 76.21% 76.68% 88.29% 75.26% 75.26% 75.26% 73.31% 74.06% 78.40% 79.82% The CalPERS mortality assumptions were adjusted in fiscal year 2019. The CalPERS discount rate was increased from 7.5% to 7.65% in fiscal year 2016, and then decreased from 7.65% to 7.15% in fiscal year 2018, and then decreased from 7.15% to 6.9% in fiscal year 2023. 141 Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 2015-16 2014-15 Contractually required contribution (actuarially determined)10,004,005$ 10,016,823$ 12,756,585$ 7,631,620$ 7,167,638$ 6,416,780$ 5,910,345$ 5,549,915$ 5,074,217$ 4,350,871$ Contribution in relation to the actuarially determined contributions (10,004,005) (10,016,823) (12,756,585) (7,631,620) (7,167,638) (8,348,780) (5,910,345) (6,299,915) (5,824,217) (4,650,871) Contribution deficiency (excess)-$ -$ -$ -$ -$ (1,932,000)$ -$ (750,000)$ (750,000)$ (300,000)$ Covered payroll 12,772,815$ 11,235,984$ 12,207,346$ 10,744,808$ 9,488,971$ 11,197,562$ 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ Contributions as a percentage of covered payroll 78.32% 89.15% 104.50% 71.03% 75.54% 74.56% 52.55% 59.35% 54.72% 42.87% The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the employer during the measurement period. City of San Luis Obispo, California Schedule of the City's Pension Contributions Safety Cost-Sharing Plan As of June 30, 2024 Last 10 Years 142 Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 Measurement Period 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 2016-17 Total OPEB liability: Service Cost 493,787$ 480,571$ 423,364$ 415,244$ 477,538$ 463,629$ 450,125$ Interest on total OPEB liability 940,850 898,021 867,422 841,590 935,528 891,794 856,436 Difference between expected and actual experience (2,105,353) - 349,893 - (2,085,962) - - Changes in assumptions (291,401) - 507,115 (203,416) 21,857 - - Benefit payments, including refunds of employee contributions (717,143) (695,937) (678,789) (678,882) (677,824) (765,000) (827,500) Net change in total OPEB liability (1,679,260) 682,655 1,469,005 374,536 (1,328,863) 590,423 479,061 Total OPEB liability - beginning 14,918,389 14,235,734 12,766,729 12,392,193 13,721,056 13,130,633 12,651,572 Total OPEB liability - ending (a)13,239,129$ 14,918,389$ 14,235,734$ 12,766,729$ 12,392,193$ 13,721,056$ 13,130,633$ Plan fiduciary net position: Contributions - employer 1,427,129$ 1,309,367$ 921,000$ 1,656,882$ 677,824$ 1,221,000$ 1,493,996$ Net investment income 619,941 (1,395,486) 2,196,724 259,704 392,852 439,828 469,883 Benefit payments (717,143) (695,937) (678,789) (678,882) (677,824) (765,000) (827,500) Administrative expense (8,784) (7,070) (7,235) (3,472) (1,364) (10,170) (2,387) Net change in plan fiduciary net position 1,321,143 (789,126) 2,431,700 1,234,232 391,488 885,658 1,133,992 Plan fiduciary net position - beginning 9,633,672 10,422,798 7,991,098 6,756,866 6,365,378 5,479,720 4,345,728 Plan fiduciary net position - ending (b)10,954,815$ 9,633,672$ 10,422,798$ 7,991,098$ 6,756,866$ 6,365,378$ 5,479,720$ Plan net OPEB liability - ending (a) - (b)2,284,314$ 5,284,717$ 3,812,936$ 4,775,631$ 5,635,327$ 7,355,678$ 7,650,913$ Plan fiduciary net position as a percentage of the total OPEB liability 82.75% 64.58%73.22% 62.59% 54.53% 46.39% 41.73% Covered-employee payroll 37,590,668$ 38,691,777$ 40,691,438$ 33,077,056$ 33,429,600$ 33,790,437$ 33,722,592$ Plan net OPEB liability as percentage of covered payroll 6.08% 13.66% 9.37% 14.44% 16.86% 21.77% 22.69% Changes in assumptions. As of June 30, 2023 measurement, the assumption updated the PEMHCA minimum and medical trend. No changes in June 30, 2022 measurement date. As of June 30, 2021 measurement date, the assumption adds 1. Discount rate was updated based on newer capital market assumptions 2. Medical plan election at retirement assumption was updated 3. Inflation rate decreased from 2.75% to 2.50%, which decreased the discount rate, medical trend, and aggregate salary increases by 0.25% 4. Demographic assumptions updated to CalPERS 2000-2019 Experience Study 5. Mortality improvement scale was updated to Scale MP-2021. As of June 30, 2020 measurement date, the assumption removed the ACA excise tax. As of June 30, 2019 measurement date, the mortality improvement scale was updated to Scale MP-2019. Medical plan at retirement estimated using weighted premium of recent retirees; updated based on retirements during 2015-2019. * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Benefit changes . The figures shown do not include any liability impact that may have resulted from plan changes which occurred after the June 30, 2022 measurement date. Prepared for the City of San Luis Obispo OPEB Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2024 Last 10 Years * Schedule of Changes in the Net OPEB Liability and Related Ratios 143 Fiscal Year 2023-24 2022-23 2021-22 2020-21 2019-20 2018-19 2017-18 Actuarially determined contribution 1,085,000$ 1,055,000$ 1,309,367$ 921,000$ 1,190,000$ 1,154,000$ 1,221,000$ Contributions in relation to the actuarially determined contributions (740,550) (1,427,129) (1,309,367) (921,000) (1,656,882) (677,824) (1,221,000) Contribution deficiency (excess)344,450$ (372,129)$ -$ -$ (466,882)$ 476,176$ -$ Covered-employee payroll 43,414,242$ 37,590,668$ 38,691,777$ 40,691,438$ 33,077,056$ 33,429,600$ 33,790,437$ percentage of covered payroll 1.71% 2.81% 3.38% 2.26% 3.60% 3.45% 3.61% Contributions paid as of June 30, 2024 are deferred to June 30, 2025. Valuation date Actuarial Cost Method Amortization Method Amortization Period Asset Valuation Method Discount Rate General Inflation Medical Trend Mortality Mortality Improvement 6.25% 2.50% Non-Medicare - 6.50% for 2023, decreasing to an ultimate rate of 3.75% in 2076 Medicare - 5.65% for 2023, decreasing to an ultimate rate of 3.75% in 2076 CalPERS 2000-2019 experience study Post-retirement mortality projected fully generational with Scale MP-2021 June 30, 2021 Entry Age Normal, Level % of pay Level % of pay 10.1-year average period for FY2023/24 Investment gains and losses spread over 5-year rolling period The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2023-24 are as follows: * Fiscal year 2018 was the first year of implementation. Information is required only for measurement periods for which GASB 75 is applicable. Prepared for the City of San Luis Obispo Miscellaneous Plan an Agent Multiple-Employer Defined Benefit OPEB Plan As of June 30, 2024 Last 10 Years * Schedule of Employer OPEB Contributions 144 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2024   Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2024 expenditures exceeded appropriations in the General Fund as noted below. Department/Division Budget Variance Police Protection: Investigations 35,387$ Patrol services 437,416 Fire and environmental safety: Emergency response 179,197 Fire Apparatus Services 16,952 Training 12,456 Culture and Recreation: Aquatics/Sinsheimer park facilities 41,659 Special events 333 General Administration: Public works administration 66,249 Capital Outlay: General government 250,801 145 146 OTHER SUPPLEMENTARY INFORMATION AND COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 147 148 Revenues Actual Local Transaction and Use Tax 30,596,293$ 30,596,293$ Expenditure Allocations by Priority Address Homelessness 796,897$ Community Safety and Emergency Preparedness 6,852,418 Creek and Flood Protection 3,893,150 Economic Development and Business Retention 425,000 Open Space/Natural Areas Preservation and Maintenance 1,587,865 Other Services and Projects 5,535,379 Protect Financial Stability 515,519 Safe and Clean Public Areas 765,767 Street Maintenance and Transportation (incl bike and ped improvements) 12,137,815 Youth/Senior Services and Recreation Facilities 1,617,644 34,127,454$ Net Change in Fund Balance (3,531,160)$ Fund Balance Beginning of Year 5,307,988 Fund Balance End of Year 1,776,828$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2024 149 Revenues Budget Actual Local Transaction and Use Tax 30,596,293$ 30,596,293$ 30,596,293$ 30,596,293$ Expenditures Transfer Out for Operating Programs: Address Homelessness 796,897$ 796,897$ Community Safety and Emergency Preparedness 2,491,203 2,491,203 Creek and Flood Protection 638,150 638,150 Economic Development and Business Retention 150,000 150,000 Open Space/Natural Areas Preservation and Maint. 622,865 622,865 Other Services and Projects 141,500 141,500 Protect Financial Stability 515,519 515,519 Safe and Clean Public Areas 395,682 395,682 Street Maintenance and Transportation 672,348 672,348 Youth/Senior Services and Recreation Facilities 565,882 565,882 6,990,046$ 6,990,046$ Transfer Out for 2023-24 Capital Projects Community Safety and Emergency Preparedness 4,361,215$ 4,361,215$ Creek and Flood Protection 3,255,000 3,255,000 Economic Development and Business Retention 275,000 275,000 Open Space/Natural Areas Preservation and Maintenance 965,000 965,000 Other Services and Projects 5,393,879 5,393,879 Safe and Clean Public Areas 370,085 370,085 Street Maintenance and Transportation (incl bike and ped improvements) 11,465,467 11,465,467 Youth/Senior Services and Recreation Facilities 1,051,762 1,051,762 27,137,408$ 27,137,408$ Net Change in Fund Balance (3,531,160)$ Fund Balance Beginning of Year 5,307,988$ Fund Balance End of Year 1,776,828$ City of San Luis Obispo Local Transaction Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2024 150 Page 2 Capital Programs: Budget* Actual Encumbrances Carryover Community Safety and Emergency Preparedness Fleet Replacement - Fire 677,983 128,855 15,040 534,087 Fire Station #2 - Parking Lot Maintenance 50,000 - - 50,000 Fire Hydrant Replacement 54,756 54,756 - - Fire Station #3 & #4 Remodel Space Study and Design 300,000 35,261 43,943 220,796 Public Safety Center - Police Station Replacement 30,247 - - 30,247 Major Facility Replacement - Police 276,142 151,953 124,189 - IT Replacements 53,457 43,472 4,413 5,572 Major Facility Maintenance 371,701 371,269 432 - Police - Information Technology 1,197,714 274,374 10,740 912,599 Fleet Replacement - Public Works 100,000 3,882 4,687 91,431 Fleet Replacement - Police 477,671 214,565 247,165 15,941 Righetti Hillside Slide Repair 1,860,000 75,255 65,777 1,718,969 Storm Response & Recovery 3,590,828 2,290,056 - 1,300,772 9,040,498$ 3,643,699$ 516,386$ 4,880,413 Creek and Flood Protection Creek Bank Stabilization Near Pismo and Johnson 1,873,029 1,659,502 68,647 144,881 Fleet Replacement - Public Works 630,000 626,011 - 3,989 Johnson - Iris to Bishop Pipeline Replacement 165,000 97,018 1,502 66,480 Ruth and Iris Culvert Replacement 321,656 290,830 - 30,826 Storm Drainage Infrastructure Replacement 1,282,596 125,768 7,580 1,149,249 4,272,281$ 2,799,128$ 77,729$ 1,149,249 Economic Development and Business Retention Additional Banner Arms, Bench Arm Rests, Signs 110,524 20,967 10,936 78,622 Annual Public Art Maintenance and Projects 202,657 155,863 5,079 41,714 Open SLO 71,189 11,112 - 60,078 Downtown Zig-Zag Lighting 250,000 27,000 37,474 185,526 Downtown Renewal 255 - - 255 Mission Plaza Maintenance Improvements 10,670 665 7,336 2,669 Public Art Installation 417,704 32,863 29,889 354,952 1,062,999$ 248,470$ 90,713$ 368,864 Open Space/Natural Areas Preservation and Maintenance Open Space Acquisition 647,876 104,885 20,059 522,932 Open Space Maintenance 302,831 169,560 - 133,271 Pismo Street Retaining Wall 200,000 21,806 168,899 9,295 Urban Forest Maintenance 460,885 455,353 - 5,533 Laguna Lake Dog Park 279,393 23,164 - 256,229 Laguna Lake Dredging 8,146 6,731 - 1,416 1,899,131$ 781,498$ 188,959$ 928,674 City of San Luis Obispo Local Transaction Tax Measure Funding Schedule, continued Local Revenue Measure Funded Projects Includes Legacy Projects and projects funded by Capital Reserve 151 Page 3 Capital Programs: Budget* Actual Encumbrances Carryover Other Services and Projects CIP Project Delivery Augmentation 6,434 6,434 - - Electric Vehicle Charging Stations 362,535 - 30,053 332,482 Major Facility Maintenance 953,384 236,935 126,445 590,005 Righetti Park Investment 304,637 - - 304,637 KVEC Tower 171,750 - - 171,750 Fleet Replacement - Citywide 233,023 1,000 117,401 114,622 Fleet Replacement - Public Works 719,444 290,614 - 428,829 Corp Yard Fuel Island Siding - - - - 2,751,206$ 534,982$ 273,899$ 1,942,324 Safe and Clean Public Areas IT Replacement 84,415 - - 84,415 Bob Jones Trail and Railroad Safety Trail Solar Lightning 1,449,941 50,400 1,160 1,398,381 Curb Ramps and Sidewalks Replacements 304,947 227,513 36,947 40,487 Mission Plaza Concept Plan Implementation 2,230,965 135,900 541,827 1,553,238 Park Major Maintenance & Repairs: Mission Plaza Railin 35,000 - - 35,000 Street and Pathway Lighting 131,425 13,091 - 118,334 Pedestrian Crossing Improvements 34,847 - 32,509 2,338 Railroad Safety Trail Taft to Pepper 27,150 - - 27,150 Pedestrian Crosswalk Beacon on Ramona 13,255 - 13,255 - Area 6 & 7 Curb Ramps 2,610 - 2,610 - 4,314,554$ 426,904$ 628,308$ 3,174,928 Street Maintenance and Transportation Active Transportation Plan Implementation 42,371 33,510 5,117 3,743 ATP - Higuera Complete Street Project 1,137,019 355,771 22,555 758,693 ATP - Foothill Boulevard Complete Street Project 200,000 44,915 52,975 102,110 ATP - Orcutt Road Railroad Crossing Upgrades 200,000 - - 200,000 Neighborhood Traffic Improvements 286,709 196,368 50,151 40,191 Prado Road Bridge & Road Widening 145,602 43,101 1 102,500 Prado Road Interchange 2,344,583 13,854 15,261 2,315,468 Traffic Safety Report Improvements 30,000 19,861 - 10,139 Traffic Signs & Striping Maintenance 75,332 6,811 - 68,521 Transportation Safety & Operations 143,431 9,373 65,053 69,006 North Chorro Neighborhood Greenway - Phase 2 3,707,388 3,090,133 227,180 390,074 Development Agreements 1,344,255 498,394 845,862 - Orcutt/Tank Farm Roundabout Construction 45,770 20,432 15,270 10,068 Monterey at Santa Rosa Paving and Signal Project 256,610 256,610 - - Roadway Sealing 2022 231,150 177,338 25,799 28,013 2022 Street Reconstruction and Resurfacing 588,071 118,286 163,898 305,887 Marsh and Santa Rosa Bridge Replacement 61 - 61 - Mid-Higuera Bypass 1,158,462 581,682 188 576,592 Sewer Replacement Chorro & Murray 80,000 - - 80,000 South Street Median Landscaping 5,312 650 3,810 852 2023 Streets Reconstruction & Resurfacing - Arterials 8,501,400 7,430,516 381,210 689,674 Roadway Sealing 2024 130,775 - - 130,775 Sacramento Drive Paving 220,000 - - 220,000 California Taft Roundabout 647,639 141,719 45,538 460,383 21,521,941$ 13,039,325$ 1,919,929$ 6,562,688 City of San Luis Obispo Local Transaction Tax Measure Funding Schedule, continued Local Revenue Measure Funded Projects Includes Legacy Projects and projects funded by Capital Reserve 152 Page 4 Capital Programs: Budget* Actual Encumbrances Carryover Youth/Senior Services and Recreation Facilities Laguna Lake Golf Course Maintenance 51,570 2,945 - 48,625 Major Facility Maintenance 335,000 178,552 24,335 132,113 Playground Equipment Replacement 252,891 61,883 44,161 146,846 Orcutt Area - Linear Park Planning and Construction 787,132 - 7,802 779,329 Parking Lot Maintenance 465,553 21,834 - 443,719 Fleet Replacement - Parks and Recreation 171,617 115,246 11,434 44,938 Parks and Recreation Master Plan Implementation 43,729 43,729 - - Parks Major Maintenance 1,487,668 716,129 85,237 686,303 Golf Course Pro Shop Flood Damage Repairs 50,181 13,123 - 37,058 North Broad Street Neighborhood Park 359,604 162,558 31,845 165,201 4,004,944$ 1,315,998 204,814$ 2,484,133 Total Capital Expenditures 48,867,556$ 22,790,005$ 3,900,737$ 21,491,272 *This Budget amount also includes carryover from prior years. City of San Luis Obispo Local Transaction Tax Measure Funding Schedule, continued Local Revenue Measure Funded Projects Includes Legacy Projects and projects funded by Capital Reserve 153 154 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following ten special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund . This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the Transportation Development Act (TDA) Fund . The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund . This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund . Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund.This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund . This fund has been established to account for public safety grant funds. Public Arts Contribution Fund.Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. Avila Ranch Fund.This fund has been established to account for the ongoing funding received as a special property tax assessment and the associated infrastructure and service improvements of the Avila Ranch Community Facilities District. SB1 Road Repair Fund.This fund has been established to account for stable and ongoing funding for maintenance and improvements to transportation infrastructure as provided through Senate Bill 1 (2017), the Road Repair and Accountability Act. 155 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 SB1186 CASP Certify Fund . This fund has been established as Senate Bill 1186 (2012) requires local agencies to collect an additional fee when issuing a permit for the purpose of increasing certified access specialist (CASp) services and compliance with construction-related accessibility requirements. The first priority is to spend the funds on the training and retention of CASps in order to meet the needs of the public in the jurisdiction. The funds may also be spent on activities or programs that facilitate accessibility compliance. Affordable Housing BEGIN Loan Fund.This fund has been established to account for affordable housing loans that were provided under the State's BEGIN program. Avila Ranch DPA Fund.This fund has been established to account for the home buyer down payment assistance program required by the Avila Ranch development. Capital Projects Funds The following eleven capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Parkland Development Fund - Quimby . This fund was established to account for parkland in-lieu fees in accordance with the AB 1191 Act, also known as the Quimby Act; it authorizes the City to require residential subdivisions to dedicate land for parks or pay fees in lieu of dedication. Impact fees may be collected to pay for park land (for projects not involving a subdivision), park improvements, community centers, recreation facilities, trails, open space, etc. Open Space Protection Fund . This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund.This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund . This fund was established to account for the LOVR add-on impact fee created for the expansion of capacity for the LOVR interchange at US 101 for construction, project management, and inspection. Though the project has been completed, the City has an existing reimbursement agreement with Costco Wholesale Corporation for improvements already constructed at the LOVR interchange. Fleet Replacement Fund . This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund . This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. 156 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Major Facility Replacement Fund.This fund accounts for the financing and replacement of major facilities for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. Affordable Housing Program Fund . This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund.This fund was established to account for construction projects related to transportation facilities and travel lanes within the City that will be financed primarily with transportation impact f Infrastructure Fund . This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. Parkland Development Impact Fee – Citywide Fund . This fund was created to account for impact fees that were established for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city. OASP Park Development Fund . This fund was established to account for impact fees created for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city but more specifically by the Orcutt Area residents as the location of this park projects are in the Orcutt MASP Park Development Fund . This fund was established to account for impact fees created for the purpose of acquisition and improvement of community parks and existing park facilities intended for access and use by the entire city but more specifically by the Margarita Area residents as the location of this park projects are in the Margarita Area. OASP Transportation Impact Fee Fund . This fund was established to account for construction projects that will be financed primarily with transportation impact fees within the Orcutt Area Specific Plan in accordance with its Development Agreement. Fire Impact Fee Fund .This fund was established to account for fire department related construction projects that will be financed primarily with public safety development impact fees. Police Impact Fee Fund . This fund was established to account for police department related construction projects that will be financed primarily with public safety development impact fees. Park Improvement Impact Fee – Citywide Fund . This fund was established to account for construction projects related to park improvements that will be financed primarily with park in-lieu fees. SLR Transportation Impact Fee . This fund was established to account for construction projects that will be financed primarily with transportation impact fees within the San Luis Ranch development, in accordance with its Development Agreement. Public Safety Equipment Replacement Fund.This fund accounts for the financing and replacement of public safety equipment. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. 157 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. Capital Improvement Board 2012 Refunding Lease Revenue Bonds . In May 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Public Financing Authority 2014 Lease Revenue Bonds . In 2014 the Authority issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. Debt service related to the interchange is recorded in the Debt Service Fund. The Authority has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Public Financing Authority 2018 Lease Revenue Bonds . In 2018 the Authority issued $11,072,775 of 2018 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2005 Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds. The original bonds were used to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. Further, the bonds were used to purchase a parking structure and office building and to the finance the construction of the Public Safety Communications and Emergency Operations Center project. The Authority has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 158 159 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Assets Cash and investment 179,548$ 33,132$ 1,443,947$ -$ Accounts receivable - - 279,376 - Tax receivable - - - - Accrued interest receivable - - 6,051 - Cash held by fiscal agent - - - - Loans receivable - - - - Total assets 179,548$ 33,132$ 1,729,374$ -$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 131,953$ -$ 185,073$ -$ Accrued liabilities - - 6,061 - Due to other funds - - - - Unearned revenue 181,157 - 14,584 - Total liabilities 313,110 - 205,718 - Deferred Inflows of Resources: Unavailable revenue - - - - Fund balance: Restricted for: Public safety programs - - - - Transportation projects - 33,132 - - Affordable housing programs - - - - Parkland development programs - - - - Public art programs - - - - Tourism programs - - 1,523,656 - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Unassigned (133,562) - - - Total fund balance (133,562) 33,132 1,523,656 - Total liabilities, deferred inflows of resources, and fund balance 179,548$ 33,132$ 1,729,374$ -$ (Continued) June 30, 2024 Special Revenue Funds 160 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Avila Ranch CFD Assets Cash and investment 102,233$ 49,753$ 1,525,935$ 371,388$ Accounts receivable 31,885 1,208 - 3,580 Tax receivable - - - - Accrued interest receivable 755,113 188 6,839 1,674 Cash held by fiscal agent - - - - Loans receivable 1,112,944 - - - Total assets 2,002,175$ 51,149$ 1,532,774$ 376,642$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ 6,186$ 8,610$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue - 386 - - Total liabilities - 386 6,186 8,610 Deferred Inflows of Resources: Unavailable revenue 755,113 - - - Fund balance: Restricted for: Public safety programs - 50,763 - - Transportation projects - - - - Affordable housing programs 1,247,062 - - - Parkland development programs - - - - Public art programs - - 1,526,588 - Tourism programs - - - - Infrastructure improvement - - - 368,032 Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Unassigned - - - - Total fund balance 1,247,062 50,763 1,526,588 368,032 Total liabilities, deferred inflows of resources, and fund balance 2,002,175$ 51,149$ 1,532,774$ 376,642$ (Continued) Special Revenue Funds 161 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 SB1 Road Repair SB1186 CASP Certify Affordable Housing BEGIN Loan Fund Avila Ranch DPA Fund Assets Cash and investment 106,336$ 175,664$ 7,057$ -$ Accounts receivable - - - - Tax receivable 214,923 - - - Accrued interest receivable 572 819 87,050 - Cash held by fiscal agent - - - - Loans receivable - - 420,335 - Total assets 321,831$ 176,483$ 514,442$ -$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 38,745$ -$ -$ -$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue - - - - Total liabilities 38,745 - - - Deferred Inflows of Resources: Unavailable revenue - - 87,017 - Fund balance: Restricted for: Public safety programs - - - - Transportation projects 283,086 176,483 - - Affordable housing programs - - 427,425 - Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Unassigned - - - - Total fund balance 283,086 176,483 427,425 - Total liabilities, deferred inflows of resources, and fund balance 321,831$ 176,483$ 514,442$ -$ (Continued) Special Revenue Funds 162 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 Parkland In-Lieu Fee Open Space Protection Airport Area Impact Fee LOVR Sub-Area Fee Assets Cash and investment 2,693,307$ 13,634$ 464,136$ 614,213$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable 30,181 64 2,571 2,574 Cash held by fiscal agent - - - - Loans receivable 227,589 - - - Total assets 2,951,077$ 13,698$ 466,707$ 616,787$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 465,264$ -$ 75,114$ -$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue - - - - Total liabilities 465,264 - 75,114 - Deferred Inflows of Resources: Unavailable revenue 244,216 - - - Fund balance: Restricted for: Public safety programs - - - - Transportation projects - - 391,593 616,787 Affordable housing programs - - - - Parkland development programs 2,241,597 - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - 13,698 - - Unassigned - - - - Total fund balance 2,241,597 13,698 391,593 616,787 Total liabilities, deferred inflows of resources, and fund balance 2,951,077$ 13,698$ 466,707$ 616,787$ (Continued) Capital Projects Funds 163 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Assets Cash and investment 2,652,035$ 3,555,900$ 28,310$ 6,074,273$ Accounts receivable - - 18,722 - Tax receivable - - - - Accrued interest receivable - - 2,593,322 194,865 Cash held by fiscal agent - - - - Loans receivable - - 8,560,688 1,401,928 Total assets 2,652,035$ 3,555,900$ 11,201,042$ 7,671,066$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable 68,641$ 10,611$ -$ 5,543$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue - 562,650 - - Total liabilities 68,641 573,261 - 5,543 Deferred Inflows of Resources: Unavailable revenue - - 2,660,312 1,565,360 Fund balance: Restricted for: Public safety programs - - - - Transportation projects - - - 6,100,163 Affordable housing programs - - 8,540,730 - Parkland development programs - - - - Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund 500,000 400,000 - - Subsequent years expenditures 2,083,394 2,582,639 - - Unassigned - - - - Total fund balance 2,583,394 2,982,639 8,540,730 6,100,163 Total liabilities, deferred inflows of resources, and fund balance 2,652,035$ 3,555,900$ 11,201,042$ 7,671,066$ (Continued) Capital Projects Funds 164 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 Infrastructure Parkland Development Impact Fee- Citywide OASP Park MASP Park Assets Cash and investment 13,320,489$ 1,241,109$ 2,251,994$ 3,277,271$ Accounts receivable - - - - Tax receivable - - - - Accrued interest receivable - 89,344 10,463 15,289 Cash held by fiscal agent - - - - Loans receivable - 446,826 - - Total assets 13,320,489$ 1,777,279$ 2,262,457$ 3,292,560$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ 146,443$ -$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue 105,106 - - - Total liabilities 105,106 - 146,443 - Deferred Inflows of Resources: Unavailable revenue - 530,519 - - Fund balance: Restricted for: Public safety programs - - - - Transportation projects - - - - Affordable housing programs - - - - Parkland development programs - 1,246,760 2,116,014 3,292,560 Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures 13,215,383 - - - Unassigned - - - - Total fund balance 13,215,383 1,246,760 2,116,014 3,292,560 Total liabilities, deferred inflows of resources, and fund balance 13,320,489$ 1,777,279$ 2,262,457$ 3,292,560$ (Continued) Capital Projects Funds 165 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 OASP Transportation Impact Fee Fire Impact Fee Police Impact Fee Park Improvement Impact Fee- Citywide Assets Cash and investment 1,466,404$ 396,772$ 446,404$ 2,155,209$ Accounts receivable - - - 60,756 Tax receivable - - - - Accrued interest receivable 6,841 13,797 8,315 19,857 Cash held by fiscal agent - - - - Loans receivable - 102,569 85,280 203,154 Total assets 1,473,245$ 513,138$ 539,999$ 2,438,976$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ -$ -$ 49,277$ Accrued liabilities - - - - Due to other funds - - - - Unearned revenue - - - - Total liabilities - - - 49,277 Deferred Inflows of Resources: Unavailable revenue - 114,574 91,580 213,114 Fund balance: Restricted for: Public safety programs - 398,564 448,419 - Transportation projects 1,473,245 - - - Affordable housing programs - - - - Parkland development programs - - - 2,176,585 Public art programs - - - - Tourism programs - - - - Infrastructure improvement - - - - Committed to: Public safety program - - - - Assigned to: Contingency fund - - - - Subsequent years expenditures - - - - Unassigned - - - - Total fund balance 1,473,245 398,564 448,419 2,176,585 Total liabilities, deferred inflows of resources, and fund balance 1,473,245$ 513,138$ 539,999$ 2,438,976$ (Continued) Capital Projects Funds 166 City of San Luis Obispo, California Combining Balance Sheets Nonmajor Governmental Funds June 30, 2024 SLR Transportation Impact Fee Public Safety Equipment Replacement Fund Debt Service Total Nonmajor Governmental Funds Assets Cash and investment 2,148,160$ 429,315$ -$ 47,223,928$ Accounts receivable - - - 395,527 Tax receivable - - - 214,923 Accrued interest receivable 9,663 - - 3,855,452 Cash held by fiscal agent - - 8,888 8,888 Loans receivable - - - 12,561,313 Total assets 2,157,823$ 429,315$ 8,888$ 64,260,031$ Liabilities, Deferred Inflows of Resources and Fund Balance Liabilities: Accounts payable -$ 344$ 844$ 1,192,648$ Accrued liabilities - - - 6,061 Due to other funds - - 166,601 166,601 Unearned revenue - - - 863,883 Total liabilities - 344 167,445 2,229,193 Deferred Inflows of Resources: Unavailable revenue - - - 6,261,805 Fund balance: Restricted for: Public safety programs - - - 897,746 Transportation projects 2,157,823 - - 11,232,312 Affordable housing programs - - - 10,215,217 Parkland development programs - - - 11,073,516 Public art programs - - - 1,526,588 Tourism programs - - - 1,523,656 Infrastructure improvement - - - 368,032 Committed to: Public safety program - 428,971 - 428,971 Assigned to: Contingency fund - - - 900,000 Subsequent years expenditures - - - 17,895,114 Unassigned - - (158,557) (292,119) Total fund balance 2,157,823 428,971 (158,557) 55,769,033 Total liabilities, deferred inflows of resources, and fund balance 2,157,823$ 429,315$ 8,888$ 64,260,031$ Capital Projects Funds 167 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Revenues: Use of money and property -$ -$ 56,643$ -$ Subventions and grants - 69,451 - 1,341,857 Charges for services 264,757 - 2,210,660 - Property tax - - - - Other revenues 497 - - - Total revenues 265,254 69,451 2,267,303 1,341,857 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development 396,392 - 2,126,661 - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - - - - Community development - - - - Total expenditures 396,392 - 2,126,661 - Excess (deficiency) of revenues over (under) expenditures (131,138) 69,451 140,642 1,341,857 Other financing sources (uses): Transfers in - - - - Transfers out - (45,000) (43,611) (1,341,857) Total other financing sources (uses)- (45,000) (43,611) (1,341,857) Net change in fund balance (131,138) 24,451 97,031 - Fund balance, beginning of year (2,424) 8,681 1,426,625 - Prior year restatements Fund balance (deficit), beginning of year, as restated (2,424) 8,681 1,426,625 - Fund balance (deficit), end of year (133,562)$ 33,132$ 1,523,656$ -$ (Continued) Special Revenue Funds 168 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Avila Ranch CFD Revenues: Use of money and property -$ 2,142$ 63,178$ 10,696$ Subventions and grants 417,367 66,958 - - Charges for services - 533 49,763 - Property tax - - - 258,289 Other revenues - - - - Total revenues 417,367 69,633 112,941 268,985 Expenditures: Current: General Government - - - - Public safety - 87,326 - - Transportation - - - - Community development - - - 41,673 Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - - 190,647 - Community development - - - - Total expenditures - 87,326 190,647 41,673 Excess (deficiency) of revenues over (under) expenditures 417,367 (17,693) (77,706) 227,312 Other financing sources (uses): Transfers in - - 425,000 - Transfers out (426,419) - (90,550) (17,085) Total other financing sources (uses)(426,419) - 334,450 (17,085) Net change in fund balance (9,052) (17,693) 256,744 210,227 Fund balance, beginning of year 143,170 68,456 1,269,844 157,805 Prior year restatements 1,112,944 Fund balance (deficit), beginning of year, as restated 1,256,114 68,456 1,269,844 157,805 Fund balance (deficit), end of year 1,247,062$ 50,763$ 1,526,588$ 368,032$ (Continued) Special Revenue Funds 169 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 SB1 Road Repair SB1186 ASP Certify Affordable Housing BEGIN Loan Fund Avila Ranch DPA Fund Revenues: Use of money and property 5,556$ 7,821$ 451$ -$ Subventions and grants 1,233,220 - - - Charges for services - 28,796 - - Property tax - - - - Other revenues - - - 100,000 Total revenues 1,238,776 36,617 451 100,000 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - 2,106 177,975 100,000 Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation 1,271,758 - - - Leisure, cultural and social services - - - - Community development - - - - Total expenditures 1,271,758 2,106 177,975 100,000 Excess (deficiency) of revenues over (under) expenditures (32,982) 34,511 (177,524) - Other financing sources (uses): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balance (32,982) 34,511 (177,524) - Fund balance, beginning of year 316,068 141,972 604,949 - Prior year restatements Fund balance (deficit), beginning of year, as restated 316,068 141,972 604,949 - Fund balance (deficit), end of year 283,086$ 176,483$ 427,425$ -$ (Continued) Special Revenue Funds 170 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Parkland In-Lieu Fee Open Space Protection Airport Area Impact Fee LOVR Sub-Area Fee Revenues: Use of money and property 142,964$ 601$ 27,958$ 21,181$ Subventions and grants - - - - Charges for services 128,485 - - 201,772 Property tax - - - - Other revenues - - - - Total revenues 271,449 601 27,958 222,953 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - 22,886 Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - 300,600 - Leisure, cultural and social services 1,234,968 - - - Community development - - - - Total expenditures 1,234,968 - 300,600 22,886 Excess (deficiency) of revenues over (under) expenditures (963,519) 601 (272,642) 200,067 Other financing sources (uses): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balance (963,519) 601 (272,642) 200,067 Fund balance, beginning of year 3,205,116 13,097 664,235 416,720 Prior year restatements Fund balance (deficit), beginning of year, as restated 3,205,116 13,097 664,235 416,720 Fund balance (deficit), end of year 2,241,597$ 13,698$ 391,593$ 616,787$ (Continued) Capital Projects Funds 171 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Revenues: Use of money and property -$ -$ 258,493$ 315,954$ Subventions and grants 44,899 37,350 1,358,189 - Charges for services - 162,358 355,408 899,742 Property tax - - - - Other revenues - - - - Total revenues 44,899 199,708 1,972,090 1,215,696 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government 143,208 493,338 - - Public safety 445,716 - - - Transportation 116,435 - - 390,537 Leisure, cultural and social services 842,353 - - - Community development - - 3,499,890 - Total expenditures 1,547,712 493,338 3,499,890 390,537 Excess (deficiency) of revenues over (under) expenditures (1,502,813) (293,630) (1,527,800) 825,159 Other financing sources (uses): Transfers in 1,047,300 869,028 - - Transfers out - (289,201) (207,000) (320,600) Total other financing sources (uses)1,047,300 579,827 (207,000) (320,600) Net change in fund balance (455,513) 286,197 (1,734,800) 504,559 Fund balance, beginning of year 3,038,907 2,696,442 10,275,530 7,100,280 Prior year restatements (1,504,676) Fund balance (deficit), beginning of year, as restated 3,038,907 2,696,442 10,275,530 5,595,604 Fund balance (deficit), end of year 2,583,394$ 2,982,639$ 8,540,730$ 6,100,163$ (Continued) Capital Projects Funds 172 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 Infrastructure Parkland Development Impact Fee- Citywide OASP Park MASP Park Revenues: Use of money and property -$ 49,078$ 100,569$ 99,250$ Subventions and grants 9,094,894 - - - Charges for services - 343,323 132,781 - Property tax - - - - Other revenues - - - - Total revenues 9,094,894 392,401 233,350 99,250 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation 184,599 - - - Leisure, cultural and social services - - 441,192 - Community development - - - - Total expenditures 184,599 - 441,192 - Excess (deficiency) of revenues over (under) expenditures 8,910,295 392,401 (207,842) 99,250 Other financing sources (uses): Transfers in 8,720,000 - - - Transfers out (4,845,000) - - - Total other financing sources (uses)3,875,000 - - - Net change in fund balance 12,785,295 392,401 (207,842) 99,250 Fund balance, beginning of year 430,088 854,359 2,323,856 1,688,634 Prior year restatements 1,504,676 Fund balance (deficit), beginning of year, as restated 430,088 854,359 2,323,856 3,193,310 Fund balance (deficit), end of year 13,215,383$ 1,246,760$ 2,116,014$ 3,292,560$ (Continued) Capital Projects Funds 173 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 OASP Transportation Impact Fee Fire Impact Fee Police Impact Fee Park Improvement Impact Fee- Citywide Revenues: Use of money and property 64,568$ 14,584$ 16,295$ 84,787$ Subventions and grants - - - - Charges for services - 169,373 195,116 721,792 Property tax - - - - Other revenues - - - - Total revenues 64,568 183,957 211,411 806,579 Expenditures: Current: General Government - - - - Public safety - - - - Transportation - - - - Community development - - - - Debt service: Principal - - - - Interest and fiscal charges - - - - Capital: General Government - - - - Public safety - - - - Transportation - - - - Leisure, cultural and social services - - - 51,716 Community development - - - - Total expenditures - - - 51,716 Excess (deficiency) of revenues over (under) expenditures 64,568 183,957 211,411 754,863 Other financing sources (uses): Transfers in - - - - Transfers out - - - - Total other financing sources (uses)- - - - Net change in fund balance 64,568 183,957 211,411 754,863 Fund balance, beginning of year 1,408,677 214,607 237,008 1,421,722 Prior year restatements Fund balance (deficit), beginning of year, as restated 1,408,677 214,607 237,008 1,421,722 Fund balance (deficit), end of year 1,473,245$ 398,564$ 448,419$ 2,176,585$ (Continued) Capital Projects Funds 174 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2024 SLR Transportation Impact Fee Public Safety Equipment Replacement Fund Debt Service Total Nonmajor Governmental Funds Revenues: Use of money and property 79,787$ -$ 6$ 1,422,562$ Subventions and grants - - - 13,664,185 Charges for services 792,332 - - 6,656,991 Property tax - - - 258,289 Other revenues - - - 100,497 Total revenues 872,119 - 6 22,102,524 Expenditures: Current: General Government - - 10,018 10,018 Public safety - 603,889 - 691,215 Transportation - - - 22,886 Community development - - - 2,844,807 Debt service: Principal - - 867,691 867,691 Interest and fiscal charges - - 669,345 669,345 Capital: General Government - - - 636,546 Public safety - - - 445,716 Transportation 3,704 - - 2,267,633 Leisure, cultural and social services - - - 2,760,876 Community development - - - 3,499,890 Total expenditures 3,704 603,889 1,547,054 14,716,623 Excess (deficiency) of revenues over (under) expenditures 868,415 (603,889) (1,547,048) 7,385,901 Other financing sources (uses): Transfers in - 391,322 1,852,660 13,305,310 Transfers out - - (2,605,600) (10,231,923) Total other financing sources (uses)- 391,322 (752,940) 3,073,387 Net change in fund balance 868,415 (212,567) (2,299,988) 10,459,288 Fund balance, beginning of year 1,289,408 641,538 2,141,431 44,196,801 Prior year restatements 1,112,944 Fund balance (deficit), beginning of year, as restated 1,289,408 641,538 2,141,431 45,309,745 Fund balance (deficit), end of year 2,157,823$ 428,971$ (158,557)$ 55,769,033$ Capital Projects Funds 175 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 275,400$ 275,400$ 264,757$ (10,643)$ Other revenues - - 497 497 Total Revenues 275,400 275,400 265,254 (10,146) Expenditures: Current Community development 275,400 275,400 396,392 (120,992) Total Expenditures 275,400 275,400 396,392 (120,992) Excess of Revenues Over Expenditures - - (131,138) (131,138) Net Change in Fund Balance - - (131,138) (131,138) Fund Balance, Beginning of Year (2,424) (2,424) (2,424) - Fund Balance, End of Year (2,424)$ (2,424)$ (133,562)$ (131,138)$ Budget City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Downtown Business Improvement District Fund 176 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 45,000$ 45,000$ 69,451$ 24,451$ Total Revenues 45,000 45,000 69,451 24,451 Other Financing Uses: Operating transfers out (45,000) (45,000) (45,000) - Net Change in Fund Balance - - 24,451 24,451 Fund Balance, Beginning of Year 8,681 8,681 8,681 - Fund Balance, End of Year 8,681$ 8,681$ 33,132$ 24,451$ Budget Transportation Development Act (TDA) 177 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 56,643$ 56,643$ Assessments 2,140,800 2,140,800 2,210,660 69,860 Total Revenues 2,140,800 2,140,800 2,267,303 126,503 Expenditures: Current Community development 2,086,582 2,359,646 2,126,661 232,985 Total Expenditures 2,086,582 2,359,646 2,126,661 232,985 Excess of Revenues Over (Under) Expenditures 54,218 (218,846) 140,642 359,488 Other Financing Uses: Operating transfers out (42,816) (42,816) (43,611) (795) Net Change in Fund Balance 11,402 (261,662) 97,031 358,693 Fund Balance, Beginning of Year 1,426,625 1,426,625 1,426,625 - Fund Balance, End of Year 1,438,027$ 1,164,963$ 1,523,656$ 358,693$ Budget Tourism Business Improvement District Fund 178 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 1,389,292$ 1,389,292$ 1,341,857$ (47,435)$ Total Revenues 1,389,292 1,389,292 1,341,857 (47,435) Other Financing Uses: Operating transfers out (1,389,292) (1,389,292) (1,341,857) 47,435 Net Change in Fund Balance - - - - Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ -$ -$ -$ Budget Gas Tax 179 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants -$ -$ 417,367$ 417,367$ Total Revenues - - 417,367 417,367 Other Financing Uses: Operating transfers out - - (426,419) (426,419) Net Change in Fund Balance - - (9,052) (9,052) Fund Balance, Beginning of Year, as restated 1,256,114 1,256,114 1,256,114 - Fund Balance, End of Year 1,256,114$ 1,256,114$ 1,247,062$ (9,052)$ Budget Community Development Block Grant (CDBG) Fund 180 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 113,000$ 129,271$ 66,958$ (62,313)$ Charges for services - - 533 533 Total Revenues 113,000 129,271 69,633 (59,638) Expenditures: Public Safety - 16,271 87,326 (71,055) Total Expenditures - 16,271 87,326 (71,055) Excess of Revenues Over (Under) Expenditures 113,000 113,000 (17,693) (130,693) Net Change in Fund Balance 113,000 113,000 (17,693) (130,693) Fund Balance, Beginning of Year 68,456 68,456 68,456 - Fund Balance, End of Year 181,456$ 181,456$ 50,763$ (130,693)$ Budget Law Enforcement Grants Fund 181 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 63,178$ 63,178$ Other revenues 15,000 15,000 49,763 34,763 Total Revenues 15,000 15,000 112,941 97,941 Expenditures: Capital Projects 325,000 870,203 190,647 679,556 Total Expenditures 325,000 870,203 190,647 679,556 Excess of Revenues Over (Under) Expenditures (310,000) (855,203) (77,706) 777,497 Other Financing Uses: Operating transfers in - 425,000 425,000 - Operating transfers out - (90,550) (90,550) - Total Other Financing Uses - 334,450 334,450 - Net Change in Fund Balance (310,000) (945,753) 256,744 777,497 Fund Balance, Beginning of Year 1,269,844 1,269,844 1,269,844 - Fund Balance, End of Year 959,844$ 324,091$ 1,526,588$ 777,497$ Budget Public Art Contributions Fund 182 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 10,696$ 10,696$ Property tax - - 258,289 258,289 Other revenues 249,349 249,349 - (249,349) Total Revenues 249,349 249,349 268,985 19,636 Expenditures: Community Development (199,000) 157,187 41,673 115,514 Total Expenditures (199,000) 157,187 41,673 115,514 Excess of Revenues Over (Under) Expenditures 448,349 92,162 227,312 (95,878) Other Financing Uses: Operating transfers out (56,166) 56,166 (17,085) (73,251) Net Change in Fund Balance 392,183 148,328 210,227 (169,129) Fund Balance, Beginning of Year 157,805 157,805 157,805 - Fund Balance, End of Year 549,988 306,133 368,032 (169,129) Avila Ranch CFD Budget 183 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 5,556$ 5,556$ Subventions and grants 1,177,994 1,177,994 1,233,220 55,226 Total Revenues 1,177,994 1,177,994 1,238,776 60,782 Expenditures: Capital Projects 1,177,994 1,281,139 1,271,758 9,381 Total Expenditures 1,177,994 1,281,139 1,271,758 9,381 Excess of Revenues Over (Under) Expenditures - (103,145) (32,982) 70,163 Net Change in Fund Balance - (103,145) (32,982) 70,163 Fund Balance, Beginning of Year 316,068 316,068 316,068 - Fund Balance, End of Year 316,068$ 212,923$ 283,086$ 70,163$ SB1 Road Repair Fund Budget 184 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 7,821$ 7,821$ Charges for services - - 28,796 28,796 Total Revenues - - 36,617 36,617 Expenditures: Community Development 25,000 25,000 2,106 22,894 Total Expenditures 25,000 25,000 2,106 22,894 Excess of Revenues Over (Under) Expenditures (25,000) (25,000) 34,511 59,511 Net Change in Fund Balance (25,000) (25,000) 34,511 59,511 Fund Balance, Beginning of Year 141,972 141,972 141,972 - Fund Balance, End of Year 116,972$ 116,972$ 176,483$ 59,511$ SB1186 CASP Certify Budget 185 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 451$ 451$ Total Revenues - - 451 451 Expenditures: Community Development 25,000 25,000 177,975 (152,975) Total Expenditures 25,000 25,000 177,975 (152,975) Excess of Revenues Over (Under) Expenditures (25,000) (25,000) (177,524) (152,524) Net Change in Fund Balance (25,000) (25,000) (177,524) (152,524) Fund Balance, Beginning of Year 604,949 604,949 604,949 - Fund Balance, End of Year 579,949$ 579,949$ 427,425$ (152,524)$ Affordable Housing BEGIN Loan Fund Budget 186 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Other revenues - - 100,000 100,000 Total Revenues - - 100,000 100,000 Expenditures: Community Development 25,000 25,000 100,000 (75,000) Total Expenditures 25,000 25,000 100,000 (75,000) Excess of Revenues Over (Under) Expenditures (25,000) (25,000) - 25,000 Net Change in Fund Balance (25,000) (25,000) - 25,000 Fund Balance, Beginning of Year - - - - Fund Balance, End of Year (25,000)$ (25,000)$ -$ 25,000$ Avila Ranch DPA Fund Budget 187 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual June 30, 2024 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property -$ -$ 6$ 6$ Total Revenues - - 6 6 Expenditures: General Government - - 10,018 (10,018) Principal 1,185,195 1,185,195 867,691 317,504 Interest and fiscal charges 668,479 668,479 669,345 (866) Total Expenditures 1,853,674 1,853,674 1,547,054 306,620 Excess of Revenues Over (Under) Expenditures (1,853,674) (1,853,674) (1,547,048) 306,626 Other Financing Uses: Operating transfers in - (1,014) 1,852,660 1,853,674 Operating transfers out (2,200,000) (2,200,000) (2,605,600) (405,600) Total other Financing Uses: - (1,014) (752,940) 1,448,074 Net Change in Fund Balance (1,853,674) (1,854,688) (2,299,988) 1,754,700 Fund Balance, Beginning of Year 2,141,431 2,141,431 2,141,431 - Fund Balance, End of Year 287,757$ 286,743$ (158,557)$ 1,754,700$ Budget Debt Service Fund 188 City of San Luis Obispo, California Custodial Funds For the Fiscal Year Ended June 30, 2024 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund.This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund . This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Hazardous Materials Task Force Fund . This fund was established to account for the financial activities of the County task force. General Agency Fund.This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Boysen Ranch Conservation Easement Fund . This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG)for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. San Luis Ranch CFD Fund . This fund was established to account for the financial activities of the San Luis Ranch Community Facilities District (CFD). The CFD is the City's first Mello-Roos district. Property taxes collected on properties within the CFD will be used to pay for debt service on the related infrastructure constructed within the district. San Luis Ranch Property Acquisition . This fund has been established to account for the purchase of certain real property required to be purchased by the San Luis Ranch development for the construction of the Prado Road overpass. They City assisted with the negotiation between San Luis Ranch and the third party. The transaction is complete and the Fund will be closed. 189 City of San Luis Obispo Combining Statement of Fiduciary Net Position Custodial Funds For the year ended June 30, 2024 Hazardous General Boysen Ranch Whale Jack Materials Task Agency Conservation Rock Fund House Fund Force Fund Fund Easement ASSETS Cash and investments 5,713,938$ 20,599$ 191,406$ 16,609,612$ 412,438$ Receivables: Accounts 17,775 - - - - Interest 26,605 96 916 - 1,928 Capital assets 663,072 - - - - Total assets 6,421,390 20,695 192,322 16,609,612 414,366 LIABILITIES Accounts payable 135,422 - 1,647 75,939 1,739 Compensated absence 51,453 - - - - Accrued Salaries 17,087 - - - - Other liabilities 2,000 - - - - Total liabilities 205,962 - 1,647 75,939 1,739 NET POSITION Restricted for Individuals, organizations, and other governments 6,215,428 20,695 190,675 16,533,673 412,627 Total net position 6,215,428$ 20,695$ 190,675$ 16,533,673$ 412,627$ (Continued) 190 City of San Luis Obispo Combining Statement of Fiduciary Net Position Custodial Funds For the year ended June 30, 2024 Total PEG City of PEG San Luis Ranch San Luis Ranch Custodial San Luis Obispo SLCUSD CFD Property Acquisition Funds ASSETS Cash and investments 146,976$ 38,731$ 12,925,566$ -$ 36,059,266$ Receivables: Accounts 1 1 - - 17,777 Interest 686 209 4,649 - 35,089 Capital assets - - - - 663,072 Total assets 147,663 38,941 12,930,215 - 36,775,204 LIABILITIES Accounts payable - - 2,535 - 217,282 Compensated absence - - - - 51,453 Accrued Salaries - - - - 17,087 Other liabilities - - - - 2,000 Total liabilities - - 2,535 - 287,822 NET POSITION Restricted for Individuals, organizations, and other governments 147,663 38,941 12,927,680 - 36,487,382 Total net position 147,663$ 38,941$ 12,927,680$ -$ 36,487,382$ 191 Hazardous General Boysen Ranch Whale Jack Materials Task Agency Conservation Rock Fund House Fund Force Fund Fund Easement ADDITIONS: Assessment revenue -$ -$ -$ -$ -$ Charges for services 1,242,781 - 67,000 - - Charges for public programming - - - - - Contribution from developers - - - 14,121,073 - Other revenue 1,535,732 - - 804,542 - Use of money and property 267,853 1,487 9,124 - 18,353 Total additions 3,046,366 1,487 76,124 14,925,615 18,353 DEDUCTIONS: Administration expenses 274,372 - - - Contractual services 1,771,627 - - 9,135 Materials and supplies 577,105 - 41,252 - - Public programming - - - - - Use of developer deposits - - - 1,270,866 - Depreciation 63,283 - - - - Total deductions 2,686,387 - 41,252 1,270,866 9,135 Net increase (decrease) in fiduciary net position 359,979 1,487 34,872 13,654,749 9,218 NET POSITION: Beginning of year 5,855,449 19,208 155,803 2,878,924 403,409 End of year 6,215,428$ 20,695$ 190,675$ 16,533,673$ 412,627$ (Continued) City of San Luis Obispo Combining Statement of Changes in Fiduciary Net Position Custodial Funds For the year ended June 30, 2024 192 City of San Luis Obispo Combining Statement of Changes in Fiduciary Net Position Custodial Funds For the year ended June 30, 2024 Total PEG City of PEG San Luis Ranch San Luis Ranch Custodial San Luis Obispo SLCUSD CFD Property Acquisition Funds ADDITIONS: Assessment revenue -$ -$ 1,274,999$ -$ 1,274,999$ Charges for services - - - - 1,309,781 Charges for public programming 27,818 27,818 - - 55,636 Contribution from developers - - - - 14,121,073 Other revenue - - - 12,967 2,353,241 Use of money and property 5,998 1,732 592,272 - 896,819 Total additions 33,816 29,550 1,867,271 12,967 20,011,549 DEDUCTIONS: Administration expenses - - 920,795 - 1,195,167 Contractual services - 25,180 - 12,967 1,818,909 Materials and supplies - - - - 618,357 Public programming 1 - - - 1 Use of developer deposits - - - - 1,270,866 Depreciation - - - - 63,283 Total deductions 1 25,180 920,795 12,967 4,966,583 Net increase (decrease) in fiduciary net position 33,815 4,370 946,476 - 15,044,966 NET POSITION: Beginning of year, 113,848 34,571 11,981,204 - 21,442,416 End of year 147,663$ 38,941$ 12,927,680$ -$ 36,487,382$ 193 194 STATISTICAL SECTION (UNAUDITED) 195 196 City of San Luis Obispo, California Statistical Section Overview For the Fiscal Year Ended June 30, 2024 This part of the City of San Luis Obispo’s annual comprehensive financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-6 . These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 7-13 . These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-1 9. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22 . These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26 . These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 197 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Governmental activities: Net investment in capital assets 150,829,869$ 163,449,992$ 165,100,426$ 171,472,251$ 174,431,254$ 177,335,648$ 184,387,289$ 193,984,593$ 205,324,234$ 228,447,288$ Restricted 2,350,838 2,762,387 2,268,499 421,954 20,458,677 29,901,136 35,603,121 41,770,187 43,626,006 35,753,131 Unrestricted (53,845,288) (49,031,893) (41,496,841) (49,909,657) (72,041,172) (73,806,116) (62,369,688) (57,458,111) (29,876,424) (14,403,912) Total governmental activities net position 99,335,419$ 117,180,486$ 125,872,084$ 121,984,548$ 122,848,759$ 133,430,668$ 157,620,722$ 178,296,669$ 219,073,816$ 249,796,507$ Business-type activities: Net investment in capital assets 125,129,704$ 128,390,611$ 131,149,516$ 136,694,402$ 139,659,544$ 149,617,018$ 160,750,886$ 157,728,990$ 170,471,787$ 183,458,877$ Restricted 2,261,213 2,278,392 2,276,526 1,558,795 500,645 4,037,611 2,493,859 2,684,781 1,653,225 10,976,119 Unrestricted 42,297,248 49,495,220 53,421,102 50,866,147 57,379,689 53,983,005 53,159,080 79,970,715 88,160,609 81,095,190 Total business-type activities net position 169,688,165$ 180,164,223$ 186,847,144$ 189,119,344$ 197,539,878$ 207,637,634$ 216,403,825$ 240,384,486$ 260,285,621$ 275,530,186$ Primary government (City wide totals): Net investment in capital assets 275,959,573$ 291,840,603$ 296,249,942$ 308,166,653$ 314,090,798$ 326,952,666$ 345,138,175$ 351,713,583$ 375,796,021$ 411,906,165$ Restricted 4,612,051 5,040,779 4,545,025 1,980,749 20,959,322 33,938,747 38,096,980 44,454,968 45,279,231 46,729,250 Unrestricted (11,548,040) 463,327 11,924,261 956,490 (14,661,483) (19,823,111) (9,210,608) 22,512,604 58,284,185 66,691,278 Total primary government net position 269,023,584$ 297,344,709$ 312,719,228$ 311,103,892$ 320,388,637$ 341,068,302$ 374,024,547$ 418,681,155$ 479,359,437$ 525,326,693$ Schedule 1 City of San Luis Obispo, California Net Assets by Component Last Ten Fiscal Years (Accrual basis of accounting) $- $100,000,000 $200,000,000 $300,000,000 $400,000,000 $500,000,000 Governmental vs Business-type Net Position Total business-type activities net position Total governmental activities net position $(100,000,000) $- $100,000,000 $200,000,000 $300,000,000 $400,000,000 $500,000,000 Net Position by Component Net investment in capital assets Restricted Unrestricted 198 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Expenses: Governmental activities: Public safety 26,881,732$ 29,318,821$ 31,806,692$ 42,097,557$ 34,320,108$ 34,670,383$ 35,226,779$ 41,132,177$ 26,828,837$ 43,148,712$ Transportation 11,457,311 8,792,028 9,668,840 9,229,042 7,546,278 7,416,335 8,137,479 10,395,516 10,052,069 17,740,407 Culture and recreation 10,332,740 9,808,545 9,824,262 11,125,792 9,469,520 10,063,304 11,122,003 12,407,720 11,552,865 12,871,004 Community development 10,960,778 12,900,275 14,656,604 13,457,993 12,573,953 11,882,018 11,918,019 15,506,092 14,768,484 19,527,448 General Government - - --22,429,785 22,058,724 17,276,491 20,982,321 25,628,303 22,777,642 Interest on long-term debt 1,015,011 1,351,468 1,170,984 1,488,183 702,885 839,661 731,045 699,284 681,023 615,966 Total governmental activities expenses 60,647,572 62,171,137 67,127,382 77,398,567 87,042,529 86,930,425 84,411,816 101,123,110 89,511,581 116,681,179 Business-type activities: Water 17,128,041 18,136,120 19,069,967 19,523,736 20,986,430 22,914,013 21,469,967 20,892,863 22,152,285 25,666,319 Sewer 10,132,214 10,842,451 11,683,262 14,158,612 13,967,717 13,100,905 15,064,551 12,576,058 13,417,264 22,831,476 Parking 3,556,637 3,900,052 3,791,493 4,098,840 4,088,681 4,145,364 4,057,242 4,517,125 5,063,501 8,962,908 Transit 3,994,194 4,088,423 4,076,871 4,355,103 4,320,976 4,384,344 4,023,536 3,851,264 4,482,763 5,352,380 Total business-type activities expenses 34,811,086 36,967,046 38,621,593 42,136,291 43,363,804 44,544,626 44,615,296 41,837,310 45,115,813 62,813,083 Total primary government expenses 95,458,658$ 99,138,183$ 105,748,975$ 119,534,858$ 130,406,333$ 131,475,051$ 129,027,112$ 142,960,420$ 134,627,394$ 179,494,262$ Program Revenues: Governmental activities: Charges for services: Public safety 1,697,748$ 1,673,800$ 1,771,383$ 1,881,725$ 1,633,223$ 3,045,294$ 3,991,193$ 3,197,692$ 2,847,705$ 3,378,182$ Transportation 1,270,787 1,691,757 1,793,010 1,669,563 2,399,692 531,424 91,509 636,874 955,012 1,157,342 Culture and recreation 2,155,411 2,048,780 3,501,837 3,487,225 4,078,539 2,508,565 3,430,224 4,046,439 4,234,538 4,761,048 Community development 7,210,132 7,974,880 8,144,128 7,355,831 9,941,951 11,812,417 15,929,420 10,509,106 10,164,525 9,717,278 General Government - - --1,391,940 760,606 654,039 530,775 734,991 801,522 Operating grants and contributions 2,509,323 2,667,058 2,488,706 4,015,502 2,990,211 4,828,837 3,601,973 3,647,813 5,331,657 15,156,040 Capital grants and contributions 7,911,867 9,355,707 40,531 39,781 47,234 2,504,722 5,688,200 1,531,157 200,933 1,299,231 Total governmental activities program revenues 22,755,268 25,411,982 17,739,595 18,449,627 22,482,790 25,991,865 33,386,558 24,099,856 24,469,361 36,270,643 Business-type activities: Charges for services: Water 20,446,730$ 19,884,850$ 20,180,931$ 22,202,069$ 24,026,385$ 25,666,777$ 28,340,076$ 29,894,129$ 27,720,676$ 31,394,962$ Sewer 18,007,064 16,460,140 16,272,533 16,753,094 18,674,547 19,042,384 21,501,546 23,642,048 22,341,314 23,302,912 Parking 4,905,494 7,408,729 4,666,970 5,226,780 5,443,038 3,293,941 2,567,908 4,890,317 6,022,372 9,663,683 Transit 649,899 659,471 666,296 703,451 776,808 633,566 331,352 713,777 809,969 1,003,116 Operating grants and contributions 3,148,651 2,888,820 4,180,386 3,099,618 3,259,975 4,712,832 3,742,594 5,156,782 7,355,896 6,762,934 Capital grants and contributions 60,063 - ---- - - - - Total business-type activities programs revenues 47,217,901 47,302,010 45,967,116 47,985,012 52,180,753 53,349,500 56,483,476 64,297,053 64,250,227 72,127,607 Total primary government program revenues 69,973,169$ 72,713,992$ 63,706,711$ 66,434,639$ 74,663,543$ 79,341,365$ 89,870,034$ 88,396,909$ 88,719,588$ 108,398,250$ Net Revenues (Expenses): Governmental activities (37,892,304)$ (36,759,155)$ (49,387,787)$ (58,948,940)$ (64,559,739)$ (60,938,560)$ (51,025,258)$ (77,023,254)$ (65,042,220)$ (80,410,536)$ Business-type activities 12,406,815 10,334,964 7,345,523 5,848,721 8,816,949 8,804,874 11,868,180 22,459,743 19,134,414 9,314,524 Total primary government (25,485,489)$ (26,424,191)$ (42,042,264)$ (53,100,219)$ (55,742,790)$ (52,133,686)$ (39,157,078)$ (54,563,511)$ (45,907,806)$ (71,096,012)$ Continued Schedule 2 City of San Luis Obispo, California Changes in Net Position, Last Ten Fiscal Years (Accrual Basis of Accounting) 199 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 General Revenues and Other Changes in Net Position: Governmental activities: Sales and use taxes 22,408,980$ 24,676,377$ 24,068,665$ 24,559,570$ 26,444,775$ 24,125,439$ 32,847,453$ 51,419,561$ 52,374,199$ 52,883,260$ Property taxes 9,631,890 10,186,858 10,756,477 11,425,510 12,238,357 13,301,736 14,197,869 14,716,412 15,635,545 16,381,159 Transient occupancy tax 6,805,742 7,127,756 7,381,989 7,514,289 8,061,087 6,325,841 6,960,035 10,650,762 11,037,037 11,063,012 Utility users tax 5,211,207 5,413,720 5,539,407 5,627,356 4,919,892 5,439,144 5,225,979 5,338,325 6,904,194 6,301,505 Property tax in-lieu of vehicle license fees 3,849,341 4,113,244 4,353,912 4,637,253 4,961,080 5,290,215 5,660,661 5,994,592 6,283,397 6,815,975 Other taxes and fees 4,993,285 4,800,592 3,929,377 5,006,594 4,332,557 4,883,677 5,578,944 5,800,333 7,216,335 7,209,793 Investment earnings 467,348 825,760 997,995 164,434 1,618,354 3,368,951 435,818 (1,638,993) 2,350,922 6,473,385 Miscellaneous and other 707,781 - - - 146,579 1,001,369 1,019,626 1,213,401 1,774,126 1,369,106 Gain (loss) on disposal of capital assets - - - - - - - - - - Prior period adjustment - - - - - - 745,285 - - - Cumulative change in accounting principle (GASB 65)- - - - - - - - - Transfers (329,452) 1,436,048 1,051,563 1,198,027 2,456,035 1,889,900 1,992,911 1,685,314 2,243,612 2,636,032 Total governmental activities 53,746,122 58,580,355 58,079,385 60,133,033 65,178,716 65,626,272 74,664,581 95,179,707 105,819,367 111,133,227 Business-type activities Investment earnings 361,627$ 845,906$ 182,261$ 320,471$ 2,516,216$ 2,880,634$ 577,250$ (1,207,118)$ 2,618,340$ 8,367,903$ Cumulative change in accounting principle - - - - - - - - - - Income from investment in joint venture - 239,200 206,700 209,300 (25,469) 153,949 519,677 585,101 391,993 198,170 Prior period adjustment - - - - - - (907,350) - - - Transfers 329,452 (1,436,048) (1,051,563) (1,198,027) (2,456,035) (1,889,900) (1,992,911) (1,685,314) (2,243,612) (2,636,032) Total business-type activities 691,079 (350,942) (662,602) (668,256) 34,712 1,144,683 (1,803,334) (2,307,331) 766,721 5,930,041 Total primary government 54,437,201$ 58,229,413$ 57,416,783$ 59,464,777$ 65,213,428$ 66,770,955$ 72,861,247$ 92,872,376$ 106,586,088$ 117,063,268$ Change in net position: Governmental activities 15,853,818$ 21,821,200$ 8,691,598$ 1,184,093$ 618,977$ 4,687,712$ 23,639,323$ 18,156,453$ 40,777,147$ 30,722,691$ Business-type activities 13,097,894 9,984,022 6,682,921 5,180,465 8,851,661 9,949,557 10,064,846 20,152,412 19,901,135 15,244,565 Total primary government 28,951,712$ 31,805,222$ 15,374,519$ 6,364,558$ 9,470,638$ 14,637,269$ 33,704,169$ 38,308,865$ 60,678,282$ 45,967,256$ Changes in Net Position, Last Ten Fiscal Years (Accrual Basis of Accounting) Continued Schedule 2 City of San Luis Obispo, California 200 Fiscal Sales Local Property Transient Utility Property Franchise Business Other Year and Use Sales (Note 2) (Note 1) Occupancy Users in-lieu of VLF Fees Tax Taxes Total 2014-15 15,272,683 7,136,297 9,631,890 6,805,742 5,211,207 3,849,341 2,790,077 2,203,208 707,781 53,608,226 2015-16 17,498,218 7,178,159 10,186,858 7,127,756 5,413,720 4,113,244 1,537,922 2,491,516 771,154 56,318,547 2016-17 16,737,005 7,331,660 10,756,477 7,381,989 5,539,407 4,353,912 1,557,128 2,372,249 737,826 56,767,653 2017-18 17,055,085 7,504,485 11,425,510 7,514,289 5,627,356 4,637,253 1,597,655 2,663,686 745,253 58,770,572 2018-19 18,119,545 8,325,230 12,238,357 8,061,087 4,919,892 4,961,080 1,428,296 2,630,499 273,762 60,957,748 2019-20 16,571,064 7,554,375 12,913,661 6,325,841 5,439,144 5,290,215 1,888,414 2,995,263 388,075 59,366,052 2020-21 20,067,740 12,779,713 14,197,869 6,960,035 5,225,979 5,660,661 1,796,829 3,782,115 425,136 70,896,077 2021-22 22,247,303 29,172,258 14,716,412 10,650,762 5,338,325 5,994,592 1,978,295 2,823,163 998,875 93,919,985 2022-23 21,865,468 30,508,731 15,635,545 11,037,037 6,904,194 6,283,397 2,349,603 3,281,010 1,585,722 99,450,707 2023-24 22,285,972 30,597,288 16,381,159 11,063,012 6,301,505 6,815,975 2,366,286 2,942,425 1,901,082 100,654,704 Notes: 1) Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest. 2) In November 2014 voters in San Luis Obispo reauthorized the local half-percent sales and use tax measure (Measure G) . In November 2020 voters in San Luis Obispo replaced the local half-percent sales and use tax with a 1.5% local sales and use tax (Measure G-20). (Accrual Basis of Accounting) Schedule 3 City of San Luis Obispo, California Governmental Activities Tax and Franchise Revenues by Source Last Ten Fiscal Years - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Revenue Trends Sales and Use Local Sales Property Transient Occupancy Utility Users Property in-lieu of VLF Franchise Fees Business Tax Other Taxes 201 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 General fund: Nonspendable: Prepaid items 60,181 56,020 3,173,248 3,520,473 51,636 - 41,155 90,797 101,462 23,481 Advances to other funds - - - - - - - - - 4,845,000 Restricted for: Debt service 303,126 489,056 128,102 159,724 - - - - - - Committed to: General government programs 3,942,459 4,468,863 9,428,034 8,693,113 - - 9,299,971 5,696,864 5,307,988 1,776,826 Contingency Fund - - - - - - 11,830,380 12,014,000 13,727,000 10,826,500 Risk management - - - - - - 1,955,966 1,845,935 585,456 585,456 Assigned to: CalPERS pension payment - - - - - - 10,200,000 2,000,000 2,000,000 2,000,000 Contingency Fund 10,486,931 11,092,782 10,902,368 10,171,464 13,418,400 10,251,000 - - - - Solid Waste AB939 - - - - - - - - 281,000 237,147 Establishment of Section 115 Trust - - - - - 1,400,000 2,000,000 2,000,000 2,000,000 2,000,000 Revenue stabilization - - - - - 1,000,000 - - 2,000,000 2,000,000 Development Services 1,848,386 382,396 41,110 596,796 531,000 899,277 710,657 530,657 464,136 214,136 SLO Repertory Theater Grant - - - - - - - 3,940,000 3,940,000 3,940,000 Tenant Improvement program/Economic Deve - - - - - - - - 1,400,000 1,400,000 Storm Related Costs - - - - - - - - - 5,125,068 General government programs - - - - - - - 4,270,529 - - Public Safety 97,239 - - - - 1,096,215 929,344 - - - Risk management - - - - - 1,498,078 - - - - City Attorney - - 100,000 100,000 - 100,000 100,000 - - - Subsequent years expenditures - 2,716,534 - - 9,908,932 10,284,119 4,738,806 - 2,455,573 6,009,831 Unassigned 7,828,485 10,419,881 2,723,292 6,334,870 6,185,574 7,122,607 5,311,792 8,356,724 8,275,453 4,346,321 Total general fund 24,566,807 29,625,532 26,496,154 29,576,440 30,095,542 33,651,296 47,118,071 40,745,506 42,538,068 45,329,766 Continued Schedule 4 City of San Luis Obispo, California Fund Balances, Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 202 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 All other governmental funds: Nonspendable - - 5,642 (71,687) 292,641 - - 8,681 - - Restricted for: Debt service 2,140,980 2,119,724 2,119,611 1,653,109 1,791,026 2,226,898 2,575,367 2,540,255 2,141,431 - Public safety programs 16,886 23,492 20,786 3,073 - 32,332 63,418 864,848 68,456 897,746 Transportation projects - - - - 8,151,487 9,371,824 10,519,994 8,051,050 7,567,001 11,232,312 Affordable housing programs - - - - 2,944,549 8,698,494 9,292,304 9,893,314 11,023,649 10,215,217 Impact fee programs - - - - 1,870,656 3,126,925 7,466,378 8,935,786 10,519,226 - Parkland development programs - - - - 3,528,662 4,709,560 3,405,468 3,107,198 3,205,116 11,073,516 Public art programs - - - - 620,934 591,097 568,401 798,038 1,269,844 1,526,588 Tourism programs - - - - 456,023 322,975 678,554 1,147,881 1,426,625 1,523,656 Infrastructure improvements - - - - - - - - 157,805 368,032 Committed to: Affordable housing programs 2,601,882 2,562,825 5,054,332 3,974,629 - - - - - - Capital outlay 3,632,641 2,954,223 - - - - - - - - General government programs 1,084,221 7,463,605 - 8,092,594 - - - - - - Impact Fees Programs 9,410,273 549,349 8,795,074 595,256 - - - - - - Open space programs 983,402 1,265,620 588,743 2,363,347 - - - - - - Parkland development programs - - 2,728,883 - - - - - - - Contingency fund - - - 519,885 - - - - - - Public safety programs - - - - - - - - 641,538 428,971 Assigned to: Contingency fund - - 900,000 900,000 900,000 900,000 900,000 900,000 900,000 900,000 Subsequent years expenditures 2,606,757 3,559,851 5,846,873 5,861,455 6,382,294 8,521,320 8,826,420 23,533,631 29,776,252 39,636,756 Unassigned (83) - - - (318,422) (149,162) (5,782) - (2,424) (292,119) Total all other governmental funds 22,476,959 20,498,689 26,059,944 23,891,661 26,619,850 38,352,263 44,290,522 59,780,682 68,694,519 77,510,675 Total all governmental funds 47,043,766$ 50,124,221$ 52,556,098$ 53,468,101$ 56,715,392$ 72,003,559$ 91,408,593$ 100,526,188$ 111,232,587$ 122,840,441$ For the Fiscal Year Ended June 30 Continued Schedule 4 City of San Luis Obispo, California Fund Balances, Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 203 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Revenues: Sales and use - general 15,272,683$ 17,498,218$ 16,737,005$ 17,055,085$ 17,805,482$ 16,571,064$ 20,067,740$ 22,247,303$ 21,865,468$ 22,285,972$ Sales and Use - local transaction tax 7,136,297 7,178,159 7,331,660 7,504,485 8,325,230 7,554,375 12,779,713 29,172,258 30,508,731 30,597,288 Prop. 172 Public Safety tax 409,590 405,066 405,512 397,488 314,063 416,459 425,136 529,299 544,521 520,952 Property tax 9,631,890 10,186,858 10,756,477 11,425,510 12,238,357 12,913,661 13,727,986 14,166,259 15,635,545 16,637,657 Transient Occupancy 6,805,742 7,127,756 7,381,989 7,514,289 8,061,087 6,325,841 6,960,035 10,650,762 11,037,037 11,063,012 Utility users tax 5,211,207 5,413,720 5,539,407 5,627,356 4,919,892 5,439,144 5,225,979 5,338,325 6,904,194 6,301,505 Property tax in-lieu of VLF 3,849,341 4,113,244 4,353,912 4,637,253 4,961,080 5,290,215 5,660,661 5,994,592 6,283,397 6,815,975 Franchise fees 2,790,077 1,537,922 1,557,128 1,597,655 1,428,296 1,888,414 1,796,829 1,978,295 2,349,603 2,366,286 Business tax 2,203,208 2,491,516 2,372,249 2,663,686 2,630,499 2,995,263 3,782,115 2,823,163 3,281,010 2,941,928 Cannabis tax - - - - - - - 998,875 1,127,744 1,116,495 Real property transfer 298,191 366,088 332,314 347,765 273,762 388,075 469,883 550,153 457,978 528,088 Fines, forfeitures and penalties 184,320 172,353 139,534 199,374 155,269 239,048 223,882 173,915 195,991 266,103 Use of money and property 467,348 825,760 260,169 164,434 1,996,382 2,005,968 219,507 (2,151,227) 1,999,872 5,329,747 Subventions and grants 10,858,570 11,771,980 2,624,753 4,156,333 3,110,689 7,538,893 10,719,698 6,446,192 6,364,704 17,387,665 Charges for services 12,450,887 13,622,945 15,173,707 14,672,746 18,394,586 17,828,561 22,090,479 17,657,128 18,418,552 19,108,699 Other revenues 217,710 242,744 446,456 634,391 590,796 708,579 717,440 506,722 719,724 215,095 Total revenues 77,787,061 82,954,329 75,412,272 78,597,850 85,205,470 88,103,560 104,867,083 117,082,014 127,694,071 143,482,467 Continued Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) Schedule 5 City of San Luis Obispo, California - 50,000,000 100,000,000 150,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Total Revenue 204 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Expenditures: Current: General Government 10,534,463$ 12,409,567$ 11,824,360$ 12,709,324$ 13,769,778$ 14,503,410$ 13,041,242$ 17,197,912$ 23,646,307$ 17,570,930$ Public safety 24,356,077 26,468,454 28,091,747 28,862,906 31,714,220 30,216,995 31,714,578 39,921,208 37,425,928 39,889,845 Transportation 2,969,111 3,317,177 3,780,804 3,565,022 3,495,909 3,710,943 4,450,572 5,131,132 5,408,704 5,557,957 Culture and recreation 7,250,398 7,428,198 7,712,834 8,571,184 8,636,582 8,416,687 9,458,448 10,440,543 11,015,177 11,088,967 Community development 10,047,272 10,770,827 10,300,894 10,815,667 10,677,334 10,477,062 11,101,465 15,067,518 14,867,023 15,345,346 Debt service: Principal 3,856,325 1,792,849 2,101,296 15,665,904 1,974,050 1,605,239 1,602,039 1,467,402 1,859,782 1,230,724 Interest 1,063,820 1,349,216 1,215,504 1,524,180 809,977 993,697 808,586 774,747 745,735 721,853 Capital: Public safety 2,371,865 1,220,759 1,772,454 506,491 706,918 182,235 107,965 248,613 1,577,415 445,716 Transportation 14,302,937 15,038,306 4,161,966 6,419,137 6,441,229 6,412,541 11,452,720 13,653,849 9,364,910 2,267,633 Leisure, cultural and social services 2,399,211 1,463,269 1,499,704 981,768 597,187 1,213,682 537,118 3,933,463 1,226,800 2,760,876 Community development (Note 1)123,258 149,537 2,078,181 525,105 1,568,147 785,517 105,142 601,315 10,202,665 36,767,232 General government 1,684,045 590,263 633,682 1,192,424 4,695,978 2,081,482 2,492,435 1,619,793 2,365,432 1,726,059 Total expenditures 80,958,782 81,998,422 75,173,426 91,339,112 85,087,309 80,599,490 86,872,310 110,057,495 119,705,878 135,373,138 Excess of revenues over(under) expenditures (3,171,722) 955,907 238,846 (12,741,262) 118,161 7,504,070 17,994,773 7,024,519 7,988,193 8,109,329 Continued Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified accrual basis of accounting) Continued - 50,000,000 100,000,000 150,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Total Expenditures 205 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Other Financing Sources(Uses): Issuance of debt/refunding debt 8,372,323$ 688,500$ 1,141,468$ 12,472,698$ 673,095$ -$ -$ -$ -$ (387,684)$ Transfers in 11,682,079 12,747,578 15,739,036 19,815,144 9,064,256 9,455,785 15,460,955 35,273,279 39,735,789 53,605,957 Transfers out (12,011,531) (11,311,530) (14,687,473) (18,617,117) (6,608,221) (7,565,885) (13,468,044) (33,587,965) (37,492,177) (50,969,925) Other financing source - SBITA - - - - - - - - 474,594 137,233 Total other financing sources(uses)8,042,871 2,124,548 2,193,031 13,670,725 3,129,130 1,889,900 1,992,911 1,685,314 2,718,206 2,385,581 Net change in fund balance 4,871,150$ 3,080,455$ 2,431,877$ 929,463$ 3,247,291$ 9,393,970$ 19,987,684$ 8,709,833$ 10,706,399$ 10,494,910$ Debt service as a percentage of noncapital expenditures 11.03%5.20%5.37%26.64%4.08%3.86%3.46%2.55%2.82%2.18% Notes: 1. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 2. Prior to 2021-22, cannabis tax was included in business tax Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Schedule 5 City of San Luis Obispo, California (Modified accrual basis of accounting) Continued Last Ten Fiscal Years - 50,000,000 100,000,000 150,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Revenue, Expenditures, and Other Revenue Expenditures Other Financing Sources 206 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Staffing: Salaries and wages: Regular salaries 23,804,510$ 24,790,947$ 26,944,188$ 26,666,447$ 27,520,149$ 28,601,004$ 29,014,941$ 31,822,988$ 35,422,024$ 38,125,168$ Temporary salaries 2,137,487 1,964,521 1,793,360 1,711,755 1,898,331 1,882,307 2,294,603 1,855,690 1,942,485 2,237,584 Overtime 3,222,698 3,473,489 3,604,336 4,420,756 4,241,294 3,292,469 4,527,789 4,412,287 4,504,561 4,443,880 Benefits: Retirement 7,943,827 9,323,782 10,394,523 10,570,883 15,150,755 12,593,753 13,344,252 24,665,892 17,908,383 17,782,639 Group health/disability insurance 3,319,117 3,828,238 4,129,004 4,638,471 4,193,021 4,291,139 4,040,575 4,327,121 5,130,991 5,487,733 Medicare 408,889 418,704 455,966 469,688 477,925 481,571 505,450 537,516 593,725 631,755 Unemployment Reimbursements 48,588 5,159 150,929 61,972 - 61,240 101,575 17,484 41,464 40,438 Total staffing 40,885,116 43,804,840 47,472,306 48,539,972 53,481,475 51,203,483 53,829,185 67,638,979 65,543,634 68,749,198 Contract services 5,903,638 6,271,607 6,962,949 6,940,018 6,557,939 6,444,957 7,190,499 9,067,321 10,328,784 9,710,231 Other operating expenditures Communications & utilities 1,945,243 2,192,384 2,023,057 2,190,695 2,444,564 2,115,821 3,348,001 3,780,633 3,867,295 3,905,223 Rents & leases 159,718 164,729 170,288 171,909 180,478 160,045 88,615 133,521 133,649 173,957 Insurance: General liability & property 1,646,605 1,847,422 1,273,133 1,658,319 1,600,962 2,196,462 1,323,824 2,071,193 2,874,417 3,163,588 Workers compensation 1,631,585 2,019,722 1,627,423 2,145,046 2,422,843 2,611,827 2,037,611 2,181,044 2,844,913 1,605,230 Other operating expenditures 3,635,542 3,079,347 3,345,191 3,017,537 3,575,930 4,902,050 4,256,574 4,363,206 8,063,807 4,597,752 Total operating expenditures 9,018,693 9,303,604 8,439,092 9,183,506 10,224,777 11,986,205 11,054,625 12,529,597 17,784,081 13,445,749 Minor capital 78,414 92,853 203,098 90,346 - - 1,070 10,510 - - Total program expenditures 55,885,861 59,472,903 63,077,445 64,753,842 70,264,191 69,634,645 72,075,379 89,246,406 93,656,498 91,905,178 Reimbursed expenditures (3,451,208) (4,008,992) (4,164,747) (4,264,633) (3,981,789) (4,277,664) (4,578,402) (4,717,442) (4,461,578) (5,511,628) Total general fund operating expenditures 52,434,653$ 55,463,911$ 58,912,698$ 60,489,209$ 66,282,402$ 65,356,981$ 67,496,977$ 84,528,964$ 89,194,920$ 86,393,550$ Schedule 6 City of San Luis Obispo, California General Fund Operating Expenditures by Type Last Ten Fiscal Years (Modified Accrual Basis of Accounting) 207 Fiscal Year Homeowners Secured Roll Nonunitary Unsecured Total Direct Market Value of Market Exemptions Gross Value Utilities Roll TOTAL Tax Rate (Note 1) Value 2014-15 41,185,200 6,512,370,260 5,032,204 297,325,321 6,814,727,785 1.00% 6,814,727,785 100% 2015-16 41,518,400 7,166,010,320 4,883,115 317,266,793 7,488,160,228 1.00% 7,488,160,228 100% 2016-17 42,109,709 7,615,940,988 5,269,573 316,965,453 7,938,176,014 1.00% 7,702,282,828 100% 2017-18 42,702,377 7,844,131,236 4,369,188 331,183,030 8,179,683,454 1.00% 8,179,683,454 100% 2018-19 43,352,906 8,688,541,007 4,231,993 359,588,899 9,052,361,899 1.00% 9,052,361,899 100% 2019-20 43,335,854 9,156,811,458 3,990,145 360,372,662 9,521,174,265 1.00% 9,521,174,265 100% 2020-21 43,445,185 9,872,892,242 4,194,503 371,969,399 10,249,056,144 1.00% 10,249,056,144 100% 2021-22 43,644,354 10,449,275,830 4,154,621 369,153,263 10,822,583,714 1.00% 10,822,583,714 100% 2022-23 44,681,189 11,352,719,604 3,840,493 414,262,072 11,770,822,169 1.00% 11,770,822,169 100% 2023-24 45,448,900 11,765,407,582 3,768,692 414,282,418 12,183,458,692 1.00% 12,183,458,692 100% Notes: 1) Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation. 2) For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues. Source: HdL, Coren & Cone ACFR 2023-24 report - 2023/24 Roll Summary table. Gross Assessed Valuation (Notes 1 and 2) Schedule 7 City of San Luis Obispo, California Assessed Value and Estimated Actual Value of Taxable Property Last Ten Fiscal Years - 4,000,000,000 8,000,000,000 12,000,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Total Assessed Value Secured Roll Gross Value Nonunitary Utilities Unsecured Rolls 208 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Proposition 13 maximum tax rate (Note 2)1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 1.00000 Voter approved indebtedness: State Water Bond 0.00400 0.00374 0.00400 0.00400 0.00400 0.00400 0.00400 0.00400 0.00400 0.00363 Cuesta Community College 2014 A & A1 - 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 0.01925 San Luis Coastal Usd 2014 Series A & B - 0.04900 0.04900 0.04900 0.04900 0.04900 0.03900 0.03900 0.03500 0.08400 Total (Notes 1 and 3)1.00400 1.07199 1.07225 1.07225 1.07225 1.07225 1.06225 1.06225 1.05825 1.10688 Notes: 1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City. 2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit. 3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2022-23 Source: HdL, Coren & Cone ACFR 2022-23 report - Direct & Overlapping Property Tax Rates table Base ERAF Net Rate Allocation Apportionment San Luis Coastal Unified School District 36.10 0.00 36.10 San Luis Obispo County - General Fund 30.32 (8.08)22.24 City of San Luis Obispo 18.36 *(3.48)14.88 San Luis Obispo Community College District 6.42 0.00 6.42 County School Services 3.81 0.00 3.81 City/County Library 1.98 (0.32)1.66 Port San Luis Harbor 1.63 (0.44)1.19 Other Agencies 1.38 (0.32)1.06 Education Revenue Augmentation Fund (ERAF)0.00 12.65 12.65 Total 100%0%100% *The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies, resulting in an effective rate for the City of approximately 14.9%. Source: HdL, Coren & Cone ACFR 2023-24 report - Property Tax Dollar Breakdown, San Luis Obispo County Assessor 2023-24 Post ERAF TRA Allocation Factors Schedule 8 City of San Luis Obispo, California Property Tax Rates Last Ten Fiscal Years 209 Number of Secured Percent of Total Number of Secured Percent of Total Owner Parcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed Value Jamestown Premier San Luis Obispo Retail 9 114,744,109$ 1 0.97% 9 103,367,164.00 1 1.52% CAP VIII - Mustang Village LLC 5 102,091,806 2 0.87% Sierra Vista Hospital Inc.8 85,382,718 3 0.73% 8 72,624,606 3 1.07% San Luis Obispo Promenade DE LLC 10 56,350,000 4 0.48% Irish Hills Plaza East LLC 5 54,268,047 5 0.46% 6 46,043,601 5 0.68% Vintage at San Luis Obispo Alderwood 2 52,020,000 6 0.44% Charles Pasquini Jr Trust Et Al 3 42,360,993 7 0.36% 9 59,870,336 4 0.88% JCC Mission LLC Et Al 1 40,344,045 8 0.34% Costco Wholesale Corporation 2 39,630,094 9 0.34% 1 33,364,921 7 0.49% Hotel San Luis Obispo 1 38,280,428 10 0.33% Target Corporation 1 25,832,537 9 0.38% Mustang-UCAL LLC 4 76,978,909 2 1.13% Marigold Center LLC 9 26,279,600 8 0.39% SLO Promenade Limited Partnership 9 41,126,690 6 0.60% Stephen N. Dorsi Trust 15 23,543,338 10 0.35% Total 46 625,472,240$ 5.32% 71 509,031,702$ 7.49% Source: HdL, Coren & Cone ACFR 2023-24 report - Top Ten Property Taxpayers table. 2014-15 data is from the City's ACFR. Schedule 9 2023-24 2014-15 Current Year and Nine Years Ago Principal Property Tax Payers City of San Luis Obispo, California 94.68% 5.32% Property Tax Payers for 2023-24 Remaining Property Tax Payers Top 10 Property Tax Payers 92.51% 7.49% Property Tax Payers for 2014-15 Remaining Property Tax Payers Top 10 Property Tax Payers 210 Total Secured Current Year Percent Fiscal Tax Levy Current Year Percent Delinquencies Delinquent Year (Notes 1 and 2)Collections Collected (Note 3)(Note 3) 2014-15 9,097,280 9,097,280 100%0 0 2015-16 9,707,340 9,707,340 100%00 2016-17 10,250,205 10,250,205 100%0 0 2017-18 10,868,920 10,868,920 100%0 0 2018-19 11,648,706 11,648,706 100%0 0 2019-20 12,180,662 12,180,662 100%0 0 2020-21 12,957,910 12,957,910 100%0 0 2021-22 13,628,729 13,628,729 100%0 0 2022-23 14,458,958 14,458,958 100%0 0 2023-24 15,407,147 15,407,147 100%0 0 Notes: 1. The secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. The amount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues. 2. The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. For example, in 2012-13 revenue to the City from supplemental assessments was $99,500 and $215,100 from unsecured. A one-time refund was received from the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762. 3. The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection and retains any delinquent taxes and related penalties and interest. Source: San Luis Obispo County Auditor-Controller - 2023-24 Property Tax Estimates and Delinquencies Report Schedule 10 City of San Luis Obispo, California Secured Property Tax Roll Levies and Collections Last Ten Fiscal Years 211 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Sales In Thousands of Dollars Apparel stores 75,491 75,037 72,540 74,268 73,272 71,632 51,499 73,724 73,290 75,868 General merchandise stores 179,741 183,397 182,596 182,975 180,609 182,263 173,777 203,468 243,196 235,442 Food and drug stores 47,702 43,798 43,486 46,085 47,337 49,239 50,107 49,447 52,218 54,237 Eating & drinking palces 156,393 171,620 177,675 184,745 187,174 192,495 140,612 199,116 223,258 233,739 Building materials & farm tools 131,741 140,259 142,498 160,223 163,029 162,338 165,802 182,782 190,878 187,731 Auto dealers & supplies 291,444 305,584 307,628 321,567 322,904 322,867 325,523 403,466 395,345 401,756 Service stations 103,140 88,116 79,613 83,481 94,369 95,382 70,383 99,612 123,678 113,299 Other retail stores 262,830 277,546 282,551 279,100 283,525 264,913 248,229 302,766 308,160 294,173 Total retail stores 1,248,482 1,285,357 1,288,587 1,332,444 1,352,219 1,341,129 1,225,932 1,514,381 1,610,023 1,596,245 All other outlets 367,940 168,258 164,634 176,620 170,882 189,299 158,208 639,005 642,340 635,959 Total 1,616,422 1,453,615 1,453,221 1,509,064 1,523,101 1,530,428 1,384,140 2,153,386 2,252,363 2,232,204 Source: HdL, Coren & Cone ACFR 2023-24 report - Taxable Sales by Category table Schedule 11 City of San Luis Obispo, California Schedule of Taxable Sales and Permits by Category Last Ten Calendar Years $- $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 Taxable Sales by Category (In Thousands of Dollars) Apparel stores General merchandise stores Food and drug stores Eating & drinking palces Building materials & farm tools Auto dealers & supplies Service stations Other retail stores All other outlets 212 Effective End State Local City LRM Combined Date Date Jurisdiction Transportation Fund Rate (Note 4 & 6)Rate 8/1/1933 6/30/1935 (Note 2) 2.50%2.50% 7/1/1935 6/30/1943 3.00%3.00% 7/1/1943 6/30/1949 2.50%2.50% 7/1/1949 12/31/1961 3.00%3.00% 1/1/1962 7/31/1967 3.00%1.00%4.00% 8/1/1967 6/30/1972 4.00%1.00%5.00% 7/1/1972 6/30/1973 3.75%0.25% 1.00%5.00% 7/1/1973 9/30/1973 4.75%0.25% 1.00%6.00% 10/1/1973 3/31/1974 3.75%0.25% 1.00%5.00% 4/1/1974 11/30/1989 4.75%0.25% 1.00%6.00% 12/1/1989 12/31/1990 5.00%0.25% 1.00%6.25% 1/1/1991 7/14/1991 4.75%0.25% 1.00%6.00% 7/15/1991 12/31/2000 6.00%0.25% 1.00%7.25% 1/1/2001 12/31/2001 5.75%0.25% 1.00%7.00% 1/1/2002 6/30/2004 6.00%0.25% 1.00%7.25% 7/1/2004 3/31/2007 (Note 3) 6.25%0.25% 0.75% (Note 3)7.25% 4/1/2007 3/31/2009 6.25%0.25% 0.75%0.50% 7.75% 4/1/2009 6/30/2011 7.25%0.25% 0.75%0.50% 8.75% 7/1/2011 12/31/2012 6.25%0.25% 0.75%0.50% 7.75% 1/1/2013 12/31/2016 6.50%0.25% 0.75% (Note 5) 0.50% 8.00% 1/1/2017 3/31/2021 6.00%0.25% 1.00%0.50% 7.75% 4/1/2021 current 6.00%0.25% 1.00% (Note 6) 1.50% 8.75% Notes: 1. The Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January 1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax. 2. Sales tax only. The use tax was enacted effective July 1, 1935. 3. In March 2004, a State ballot measure was passed issuing deficit reduction bonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% of the local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would then be "made whole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, the effective rate for revenue purposes remains at 1%. 4. In November 2006, voters in San Luis Obispo approved a local revenue measure (LRM) increasing the City tax rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years. 5. Proposition 30, The Schools and Local Public Safety Protection Act of 2012 , was approved by California voters in November 2012 to temporarily increase the sales and use tax by 0.25%. The sales and use tax imposed by Proposition 30 expired December 31, 2016. 6. In November 2020, voters in San Luis Obispo approved a local revenue measure (LRM) increasing the local sales tax to 1.5% with an effective date of April 1, 2021. The local sales tax measure has no sunset provision and replaced the 2014 Measure G. Source: State Board of Equalization, State of California Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rates 213 No. of No. of Certificates Percent Certificates Percent Construction 1,070 11.8%926 10.9% Manufacturing 133 1.5%136 1.6% Transportation/Utilities 76 0.8%50 0.6% Wholesale 124 1.4%127 1.5% Retail 1,307 14.5% 1,017 11.9% Professional 1,148 12.7% 1,102 12.9% Residential Rental 2,699 29.8% 2,759 32.3% Commercial Rental 292 3.2%297 3.5% Services 2,195 24.3% 2,117 24.8% Total business certificates issued 9,044 100% 8,531 100% Home occupations 712 7.9%718 8.4% Located outside City limits 2,257 25.0% 2,059 24.1% Located in Downtown Business Improvement District 572 6.3%584 6.8% Source: City of San Luis Obispo Finance Department - Revenue Division Fiscal Years Ended June 30, 2024 and 2023 Schedule of Business Tax Certificates Issued City of San Luis Obispo, California Schedule 13 20232024 11.8% 1.5% 0.8%1.4% 14.5% 12.7%29.8% 3.2% 24.3% Business Tax Types for Fiscal Year End 2024 Construction Manufacturing Transportation/Utilities Wholesale Retail Professional Residential Rental Commercial Rental Services 214 Percentage of Fiscal Lease Purchase Lease SBITA Lease Purchase Installment SBITA Total Primary Per Gross Assessed Year Bonds Financing Loans Liability Liability Bonds Financing Sales Agreement Loans Liability Government Capita Value 2014-15 28,556,715 1,035,146 766,092 - - 25,983,320 - 8,481,043 18,559,851 - 83,382,167 1,834 1.28% 2015-16 27,762,893 1,374,773 679,314 - - 25,323,405 - 7,932,327 17,647,622 - 80,720,334 1,741 1.16% 2016-17 26,328,540 1,898,652 591,647 - - 24,072,708 - 7,366,468 16,709,160 - 76,967,175 1,660 0.99% 2017-18 23,484,450 1,599,769 503,101 - - 21,815,204 - 6,783,114 15,743,808 - 69,929,446 1,497 0.88% 2018-19 22,171,441 1,413,937 413,667 - - 19,542,657 - 6,181,902 14,750,783 - 64,474,387 1,385 0.79% 2019-20 21,084,777 1,381,486 323,380 - - 18,185,089 - 5,562,462 26,133,837 - 72,671,031 1,583 0.76% 2020-21 20,038,779 734,673 232,111 - - 16,772,171 - 4,919,407 56,229,546 - 98,926,687 2,102 0.97% 2021-22 18,954,856 390,420 139,961 125,003 172,229 15,307,178 - 4,257,343 99,918,648 - 139,265,638 2,922 1.29% 2022-23 17,829,558 36,245 46,887 570,922 407,465 13,795,824 - 3,575,863 120,213,508 50,596 156,526,868 3,275 1.33% 2023-24 16,560,495 - - 429,171 321,349 60,137,512 - 2,869,551 138,064,103 25,637 218,407,818 4,486 1.79% Source: City of San Luis Obispo Finance Department Governmental Activities Business-Type Activities Schedule 14 City of San Luis Obispo, California Per Capita Outstanding Debt By Type Last Ten Fiscal Years $- $20,000,000 $40,000,000 $60,000,000 $80,000,000 $100,000,000 $120,000,000 $140,000,000 $160,000,000 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Outstanding Debt Per Capita Governmental Activities Business-Type Activities 215 Service Ratio of Net Total Taxable General Payable from Net Bonded Debt Net Bonded Assessed Bonded Enterprise Bonded to Assessed Debt per Fiscal Year Population Value Debt Revenues Debt Value Capita 2014-15 45,484 6,814,727,785 0 0 0 0.0%0 2015-16 46,117 7,488,160,228 0 0 0 0.0%0 2016-17 46,724 7,938,176,014 0 0 0 0.0%0 2017-18 46,548 8,179,683,454 0 0 0 0.0%0 2018-19 46,802 9,052,361,899 0 0 0 0.0%0 2019-20 45,920 9,521,174,265 0 0 0 0.0%0 2020-21 47,063 10,249,056,144 0 0 0 0.0%0 2021-22 47,653 10,822,583,714 0 0 0 0.0%0 2022-23 47,788 11,770,822,169 0 0 0 0.0%0 2023-24 48,684 12,183,458,692 0 0 0 0.0%0 Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. 2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Source: HdL, Coren & Cone ACFR 2023-24 report - Demographic and Economic Statistics table Demographics changed from FY to Calendar Year Last Ten Fiscal Years Schedule 15 City of San Luis Obispo, California Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capital 216 Amount Applicable Percent Applicable to the City of to the City of San Luis Obispo San Luis Obispo as of June 30, 2024 Overlapping tax and assessment debt: San Luis Obispo Community College District 205,380,000$ 17.05% 35,017,290$ San Luis Coastal Unified School District 234,401 52.61% 123,316,022 City of San Luis Obispo Community Facilities District No. 2019-1 19,530,000 100.00% 19,530,000 Total overlapping tax and assessment debt 177,863,312 Overlapping General Fund long-term debt: San Luis Obispo County General Fund Obligations 81,021,650$ 17.12% 13,870,096$ San Luis Obispo County Pension Obligations 22,760,324 17.12% 3,896,340 17,766,436 Direct long-term debt: City of San Luis Obispo 2001 IBank Loan - Parking 100.00% 2,857,619$ City of San Luis Obispo 2009 IBank Loan - Sewer 100.00% 5,971,321 City of San Luis Obispo 2014 LOVR Lease Revenue Bonds 100.00% 6,085,000 City of San Luis Obispo 2018 Clean Water State Revolving - Sewer 100.00% 118,132,362 City of San Luis Obispo 2018 Lease Revenue Bonds 100.00% 11,440,000 City of San Luis Obispo 2018 Water Revenue Refunding Bonds 100.00% 7,365,000 City of San Luis Obispo 2020 IBank Loan - Water 100.00% 11,102,800 City of San Luis Obispo 2023 Lease Revenue Refunding Bonds 100.00% 45,780,000 City of San Luis Obispo Lease liability 100.00% 429,171 City of San Luis Obispo Subscription based IT agreements liability 100.00% 346,986 City of San Luis Obispo Unamortized bond premium Governmental Activities 100.00% 1,062,295 City of San Luis Obispo Unamortized bond premium Business-Type Activities 100.00% 4,965,712 Less self-supporting issues: City of San Luis Obispo obligations supported by enterprise revenues (198,227,252) Total direct debt 17,311,015 212,940,763$ Total direct and overlapping long-term debt Ratio of long-term debt to assessed valuation and population Gross Assessed Valuation 12,183,458,692$ Population 48,684 Percent of Gross Per Capita Amount Assessed Valuation Long-Term Debt Direct and Overlapping Debt: Gross 411,168,014$ 3.4% $8,445.65 Net 212,940,763 1.7% 4,374 Direct Debt: Gross 66,086,252$ 0.5% $1,357.45 Net 17,311,015 0.1% 356 Source: California Municipal Statistics, Inc., HdL, Coren & Cone ACFR 2023-24 report - Demographic and Economic Statistics table Schedule 16 City of San Luis Obispo, California Direct and Overlapping Long-Term Debt Fiscal Year Ended June 30, 2024 The percentage of overlapping debt applicable to the city is estimated using taxable assessed property value. Applicable percentages were estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the city divided by the district's total taxable assessed value. 217 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Legal debt limit 244,175$ 272,833$ 288,836$ 306,738$ 339,464$ 357,044$ 384,339$ 405,847$ 441,406$ 456,880$ Total debt applicable to limit Legal debt margin 244,175 272,833 288,836 306,738 339,464 357,044 384,339 405,847 441,406 456,880 Total debt applicable to the limit as a percentage of debt limit 0.00% 0.00% 0.00% 0.00%0.00%0.00%0.00%0.00%0.00%0.00% Legal Debt Margin Calculation for Fiscal Year 2023-24 Gross Assessed Valuation 12,183,458,692$ Legal Debt Limit - 3.75% of Gross Assessed Valuation 456,879,701$ Long-term Debt: Revenue Bonds Secured by Capital Leases 63,305,000$ Water Revenue Bonds 7,365,000 70,670,000 Less deductions allowed by law: Revenue Bonds Secured by Capital Leases 63,305,000 Water Revenue Bonds 7,365,000 70,670,000 Total debt applicable to computed limit $0 Legal debt margin 456,879,701$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. Schedule 17 City of San Luis Obispo, California Computation of Legal Debt Margin Last Ten Fiscal Years (Amounts Expressed in Thousands) 218 Less Operating & Net Revenue Coverage Fiscal Operating Development Other Maintenance Available for With Year Revenues Impact Fees Revenues Expenses Bond Debt Service Principal Interest Total Coverage Impact Fees 2014-15 20,552,417 (2,471,501) 59,594 (13,451,298)4,689,212 1,285,686 906,775 2,192,461 214% 327% 2015-16 20,137,422 (1,543,268) 53,731 (14,056,603)4,591,282 1,245,486 881,318 2,126,804 216% 288% 2016-17 19,873,517 (1,266,674) 410,484 (14,754,114)4,263,213 1,290,748 837,657 2,128,405 200% 260% 2017-18 21,997,054 (2,131,345) 325,268 (16,250,751)3,940,226 1,336,267 792,337 2,128,604 185% 285% 2018-19 23,992,758 (3,745,666) 948,324 (15,995,459)5,199,957 2,281,739 858,471 3,140,210 166% 285% 2019-20 25,666,777 (3,723,460) 663,838 (19,485,472)3,121,683 1,367,920 637,348 2,005,268 156% 341% 2020-21 28,340,076 (4,744,361) 65,386 (17,765,625)5,895,476 960,390 527,682 1,488,072 396% 715% 2021-22 29,671,678 (5,160,020) 222,451 (17,296,355)7,437,754 1,001,055 489,266 1,490,321 499% 845% 2022-23 27,472,542 (3,616,307) 248,134 (18,530,525)5,573,844 1,036,530 449,224 1,485,754 375% 619% 2023-24 31,141,045 (4,686,719) 253,917 (20,703,368)6,004,875 512,290 403,063 915,353 656% 1168% Notes: 2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds. 4. Net revenues available for debt service exclude development impact fees. 5. Operating expenses exclude depreciation and amortization. Source: City of San Luis Obispo Utilities Department FY 2023-24- Debt Schedule for 2023-25 Financial Plan Schedule 18 City of San Luis Obispo, California Revenue Bond Coverage - Water Fund Last Ten Fiscal Years 3. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements 1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loan 219 Net Revenue Fiscal Gross Operating Available for Year Revenues Expenses Bond Debt Service Principal Interest Total Coverage 2014-15 4,905,494 (2,409,027) 2,496,467 447,962 504,407 952,369 262% 2015-16 4,606,249 (2,757,299) 1,848,950 466,185 501,631 967,816 191% 2016-17 4,659,562 (2,671,028) 1,988,534 481,981 487,407 969,388 205% 2017-18 6,651,038 (2,998,555) 3,652,483 498,058 469,314 967,372 378% 2018-19 5,443,038 (3,100,113) 2,342,925 381,250 226,931 608,181 385% 2019-20 3,840,059 (3,080,588) 759,471 237,900 201,866 439,766 173% 2020-21 2,768,419 (3,093,183) (324,764) 247,050 192,350 439,400 (74%) 2021-22 4,890,317 (3,552,603) 1,337,714 257,725 182,468 440,193 304% 2022-23 6,022,372 (4,148,805) 1,873,567 265,350 172,159 437,509 428% 2023-24 9,663,683 (5,937,228) 3,726,455 277,550 161,545 439,095 849% Notes: 1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund. 3. Operating expenses exclude depreciation. Source: City of San Luis Obispo Finance Department. FY 2023-24- Debt Schedule for 2023-25 Financial Plan Schedule 19 City of San Luis Obispo, California Revenue Bond Coverage - Parking Fund Last Ten Fiscal Years 2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds. Resulting in new debt of $16,905,000, of which $5,156,025 is allocated to the Parking Fund. Bonded Debt Service Requirements 220 Personal Public Elementary and Cuesta College Calendar Income Median Secondary School Full Time Enrollment Unemployment Year Population (1) in 000's (1) Age (1) Enrollment (2)SLO Campus (3) Rate (1) 2014 45,484 1,191 25.0 7,520 5,116 5.9% 2015 46,117 1,211 25.0 7,638 5,401 4.9% 2016 46,724 1,270 25.4 7,718 4,757 4.5% 2017 46,548 1,300 26.1 7,755 4,987 3.2% 2018 46,802 1,398 26.5 7,813 4,515 2.5% 2019 45,920 1,505 26.2 7,801 4,687 2.4% 2020 47,063 1,625 26.7 7,491 1,114 7.7% 2021 47,653 1,717 26.7 7,537 2,173 5.0% 2022 47,788 1,865 26.0 7,717 3,011 2.6% 2023 48,684 1,984 25.2 7,741 3,240 3.1% Sources: 1. HdL, Coren & Cone ACFR 2023-24 report - Demographic and Economic Statistics table 3. https://www.cuesta.edu/about/depts/research/Enrollment_Management.html Post Term FTES Dashboard, 320 Year Reported by academic year start date Schedule 20 City of San Luis Obispo, California Demographic and Economic Statistics For The Last Ten Calendar Years 2. CA Dept of Education DataQuest: Enrollment Reports for San Luis Coastal Unified, by Academic Year start date; https://www.cde.ca.gov/sdprofile/details.aspx?cds=40688090000000 221 Percentage Percentage Number of Total City Number of Total City Employer Employees Rank Employment Employees Rank Employment *Cal Poly State University 3,320 1 13.44%3,055 1 10.70% Cal Poly Corporation (Foundation)2,910 2 11.78%1,400 5 4.90% *County of San Luis Obispo 2,847 3 11.53%2,547 2 8.80% Pacific Gas & Electric Company 1,788 4 7.24%1,900 3 6.70% *California Men's Colony 1,470 5 5.95%1,540 4 5.40% San Luis Coastal Unified School District 1,112 6 4.50%902 6 3.20% *Cuesta Community College 867 7 3.51%440 9 1.50% Sierra Vista Regional Medical Center 750 8 3.04% French Hospital Medical Center 686 9 2.78% City of San Luis Obispo 620 10 2.51% Mindbody 650 7 2.30% California Department of Transportation 544 8 1.90% Community Action Partnership 410 10 1.40% Total 16,370 66.28%13,388 46.80% San Luis Obispo City - Labor Force at 6/30/2024 24,700 *Although not directly in City limits, these are still major employers within the City Source for the 2023-24 employers information is the Major Employers in San Luis Obispo County from State of California Employment Development Department's website; https://labormarketinfo.edd.ca.gov/majorer/countymajorer.asp?CountyCode=000079. 2014-15 data is from the City's ACFR. 2014-152023-24 Schedule 21 City of San Luis Obispo, California Principal Employers Current Year and Nine Years Ago 66.28% 33.72% City Wide Employers for 2023-24 Top 10 Employers All Other Employers 13.44% 11.78% 11.53% 7.24% 5.95% 4.50% 3.51% 3.04% 2.78% 2.51% Top Ten Employers for 2023-24 *Cal Poly State University Cal Poly Corporation (Foundation) *County of San Luis Obispo Pacific Gas & Electric Company *California Men's Colony San Luis Coastal Unified School District *Cuesta Community College Sierra Vista Regional Medical Center French Hospital Medical Center City of San Luis Obispo 222 Function 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Public Safety Police Sworn 60.0 61.0 61.0 61.5 61.5 64.5 65.0 64.0 64.0 67.0 Non-sworn 25.5 25.5 25.5 24.0 24.0 24.0 25.5 27.0 27.0 28.0 Fire Sworn 49.0 50.0 47.0 47.0 47.0 47.0 47.0 47.0 47.0 48.0 Non-sworn 4.0 4.0 10.0 10.0 10.0 10.0 9.5 10.5 10.5 12.5 Public Utilities 64.8 67.1 69.1 69.1 69.1 69.1 69.9 70.6 70.6 80.1 Transportation 28.9 36.8 36.8 36.8 36.8 36.8 37.1 43.3 44.3 40.2 Culture and recreation 34.0 35.0 35.0 35.0 35.0 34.0 33.0 43.0 43.0 47.0 Community Development 40.0 51.0 51.0 47.4 47.9 47.5 47.5 54.5 54.5 58.0 General Government 56.0 57.0 61.0 61.0 62.3 64.8 72.3 87.8 87.8 92.7 Total 362.2 387.4 396.4 391.8 393.6 397.7 406.8 447.7 448.7 473.5 Ratio of Sworn Police Personnel per 1,000 Population:* 1.32 1.33 1.31 1.38 1.31 1.34 1.38 1.34 1.34 1.38 Ratio of Sworn Fire Personnel per 1,000 Population:*1.08 1.06 1.01 0.99 1.00 1.02 0.99 0.99 0.98 0.99 *Population numbers may not include Cal Poly students or faculty that live on campus and are served by City personnel. Note: See Schedule of Demographic and Economic Statistics for population data. Source: City of San Luis Obispo Finance Department Last Ten Fiscal Years Schedule 22 City of San Luis Obispo, California Regular Authorized Positions 223 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Function/Program: Police: Calls for police/fire service 36,515 38,300 39,620 39,103 37,825 37,335 40,907 44,183 43,104 41,683 Incident numbers issued 31,048 32,542 33,360 32,730 31,471 31,472 35,695 38,290 36,474 35,084 Police reports written 8,435 8,852 8,675 7,735 6,999 6,297 5,852 6,637 6,137 6,708 Violations cited 6,648 7,673 7,649 7,524 5,874 4,020 3,445 3,735 4,851 5,126 Citations issued 6,204 7,038 7,030 6,752 5,287 3,660 3,056 3,349 4,531 4,719 Collision reports 630 587 608 609 623 481 419 483 487 533 Violent crimes:*237 173 177 178 191 187 201 225 266 245 Willful homicide*- - - - 1 - 1 2 - - Forcible rape*44 29 38 44 55 39 37 25 37 31 Robbery*25 13 21 23 33 34 24 33 37 44 Aggravated assault*168 131 118 111 103 114 139 165 192 170 Property crimes:*542 637 731 644 728 728 793 885 985 667 Burglary**206 225 251 172 244 277 284 272 254 183 Motor vehicle theft*71 87 95 94 74 74 117 174 119 90 Larceny-theft:*1,162 1,335 1,730 1,516 1,493 1,387 1,219 1,398 1,372 1,010 Over $400*265 325 385 378 410 377 392 439 612 394 $400 and under*897 1,010 1,345 1,138 1,083 1,010 827 959 760 616 Fire: Medical responses (Note 1)3,417 3,540 4,538 4,248 3,715 3,884 3,544 3,857 4,675 4,482 Fire suppression responses (Note 1)111 151 143 163 122 127 133 136 146 198 Hazardous materials responses (Note 1 and 3)21 22 21 17 25 29 98 133 153 108 Other responses (Note 1)1,929 2,158 1,799 1,785 2,100 2,140 1,745 2,097 2,417 2,331 Total service responses 5,478 5,871 6,501 6,213 5,962 6,180 5,520 6,223 7,391 7,119 Fire Suppression Training Hours 8,149 6,714 6,348 7,719 8,410 10,835 11,033 16,015 20,814 19,531 Fire and life-safety inspections (Note 4)2,476 2,516 3,756 3,738 2,002 3,128 1,871 2,092 1,790 1,809 Arson investigations (Note 2)17 44 8 12 24 21 13 5 17 5 Education activities (# of people)23,697 23,680 23,575 23,540 2,690 2,700 2,031 2,000 3,500 3,000 Public Utilities: Water/Sewer customer accounts 14,953 15,167 15,188 15,505 15,555 15,672 15,958 16,256 16,703 17,015 Miles of sewerline 138 138 138 143 143 146 148 148 148 148 Miles of waterline *187 191 197 187 190 191 191 191 191 191 Water service line repairs and renewals (incl. recyc 60 50 50 57 38 48 35 47 53 55 Sewer main stoppages 13 - 11 4 10 8 11 14 12 1 Acre feet of water delivered - Nacimiento 839 3,574 3,817 3,753 3,484 1,470 2,449 4,460 2,096 - Acre feet of water delivered - Salinas 1,986 8 273 853 790 2,165 1,337 650 949 1,251 Acre feet of water delivered - Whale Rock 2,615 1,375 949 924 800 1,556 1,641 399 2,118 4,027 Continued Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 224 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Function/Program: Transportation: Signals and lights: Intersections with traffic signals 68 70 70 70 70 70 72 73 73 73 Traffic signal service requests 80859060715993 145 188 197 Streetlights operated & maintained 2,300 2,300 2,300 2,280 2,280 2,280 2,400 2,477 2,531 2,531 Streetlight service requests 175 45 50 13 8 11 33 47 61 69 Roadways: Estimated miles of paved streets 133 133 133 134 134 134 134 135 143 143 Pavement condition index 72 71 71 70 73 70 73 70 76 73 Traffic collisions 720 531 482 501 431 441 259 361 388 384 Parking spaces provided (lot, garage & street) 3,176 2,953 2,892 2,871 2,865 2,865 2,765 2,817 2,607 2,740 Parking citations written 20,690 24,213 23,348 21,647 24,415 21,240 17,748 39,254 44,439 26,427 Total transit passengers 1,099,274 1,209,708 1,131,716 945,288 981,995 715,380 179,456 528,000 515,007 575,255 Leisure, Cultural and Social Services (Note 5): Open space acres maintained 3,510 3,510 3,510 3,775 4,040 4,040 4,040 4,040 4,040 4,040 Open space easement acres 3,200 3,200 3,200 3,200 3,500 3,500 3,500 3,500 3,500 3,500 Trail mileage 49525255555662656567 Total golf rounds played 33,674 30,572 28,196 35,670 24,662 16,428 24,222 17,991 16,392 20,858 Acres of park landscape maintained 157 157 157 500 570 530 106 106 107 115 City Maintained Trees 19,000 20,000 20,000 20,000 20,000 20,000 12,970 12,970 12,976 13,414 Children's services program enrollment totals 2,360 2,115 2,115 1,950 2,050 1,775 1,483 1,611 1,834 2,015 Triathlon: participants, spectators, and volunteers 5,500 Annual Senior Center Membership *265 331 350 315 192 248 325 315 Facility permits processed 836 1,305 1,073 864 909 650 298 455 714 813 Annual aquatics attendance (total)83,107 68,403 96,687 97,701 87,690 55,202 51,235 62,224 66,621 75,418 Adult athletic teams registered 320 325 325 362 292 184 112 168 167 151 Youth athletic participants registered 1,350 1,300 1,150 1,115 1,140 618 611 1,083 1,180 1,368 Special event applications processed 103 77 101 88 95 40 2 37 45 72 Banner permits processed 47 87 56 45 81 78 48 26 80 70 Instructional class enrollments 1,751 1,151 1,724 1,439 1,118 595 626 1,212 900 755 Continued Continued 225 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Function/Program: Community Development (Note 6): Housing characteristics: Single family units (annually cumulative) 11,133 11,230 11,306 11,413 11,510 11,693 11,853 12,072 12,169 12,336 2-4 units (annually cumulative)2,692 2,695 2,789 2,851 2,865 2,869 2,888 2,928 2,977 2,983 5 or more unit structures (annually cumulative) 5,767 5,804 6,038 6,097 6,148 6,209 6,309 6,524 6,678 6,808 Mobile homes (annually cumulative)1,482 1,482 1,482 1,482 1,482 1,483 1,483 1,483 1,448 1,448 Total (annually cumulative)21,074 21,211 21,615 21,843 22,005 22,254 22,533 23,007 23,272 23,575 Building permits issued (Note 7):597 584 584 623 **202 556 721 662 605 678 Residential: Single family residential incl. condos 114 97 62 125 159 171 253 202 157 203 Multi-family residential (includes second units &32 5 13 18 19 17 33 16 24 8 Non-residential 27 13 14 10 15 12 2 3 11 10 Other permits: Additions, alterations, demolitions 460 522 545 502 381 510 371 366 415 409 Other improvements (motel rooms)- - - - 1 - - - 60 69 Total 633 637 634 655 575 710 659 587 667 699 Approximate value of building permits (in thousands) Residential: Single family residential 36,722$ 26,441$ 15,024$ 19,707$ 24,300$ 28,026$ 50,758$ 35,824$ 31,058$ 50,717 Multi-family residential 26,499$ 13,500$ 8,172$ 17,249$ 21,162$ 33,606$ 10,545$ 56,085$ 20,985$ 71,330 Non-residential 9,791$ 11,484$ 51,110$ 6,248$ 20,430$ 16,981$ 17,475$ 22,665$ 44,601$ 54,261 Other permits: Additions, alternations, demolitions (incl. swimm 22,897$ 30,230$ 27,711$ 14,928$ 34,596$ 60,812$ 78,780$ 29,207$ 58,766$ 34,062 Total 95,909$ 81,655$ 102,017$ 58,132$ 100,488$ 139,425$ 157,558$ 143,783$ 155,410$ 210,370 Building inspections conducted 6,641 7,195 10,745 9,974 7,537 8,670 7,959 10,470 10,423 9,948 Home occupation permits processed/applied for 113 163 144 112 112 131 133 140 101 117 Development permit applications received 293 253 236 215 215 338 269 282 244 109 Continued Continued 226 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years 2014-15 2015-16 2016-17 2017-18 2018-19 2019-20 2020-21 2021-22 2022-23 2023-24 Function/Program: General Government: Business tax certificates issued: Located outside City limits 1,602 2,018 1,699 1,872 1,948 1,839 1,913 1,932 2,057 2,257 Total certificates issued 7,805 7,597 8,118 8,230 8,205 7,675 7,732 8,371 8,531 9,044 Citywide recruitments (total)129 103 103 97 99 86 90 155 142 143 Fleet vehicles maintained City-wide fleet & equipment assets 300 318 323 339 338 340 345 347 365 361 Replaces prior category Telephone lines managed 1,037 1,005 998 907 971 963 1,071 1,101 1,101 1,099 Cell phones & modems supported 460 453 476 492 481 487 464 538 595 593 IT users supported 511 515 467 471 488 475 487 511 560 575 * Data from California Department of Justice based on calendar year ** Data only reflects the second half of the Fiscal Year Notes: Some workload indicators are projections. 1. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. 2. Police Department Conducts Arson Investigations, Fire Department Conducts Cause and Origin Investigations. Reported number is Cause and Origin Investigations 5. Leisure, Culture and Social Services Indicators for FY 19-20 were lower compared to previous years due to COVID-19 program closures and capacity restrictions. 7. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits. Source: City of San Luis Obispo Departments Continued 4. Beginning in 2020, the fire department began utilizing new mobile inspection software that uses a different inspection methodology counting the building rather than the number of individual units within the building. 6. Beginnig in 2016-17, building permit data reported in terms of calendar years, in alignment with State-mandated reporting requirements. Beginning in 2019-20 all Community Development Indicators are reported by calendar year. 3. Beginning in 2020-21, the Fire Department includes all "Hazardous Condition" calls for service as categorized by the National Fire Incident Reporting System (NFIRS). Previously only chemical or flammible liquid spills were captured under this function. Moving forward this function also includes electrical and biological hazards among others. 227 Fiscal Historic Increase/ Sales Increase/ Deliveries Increase/ Year Connections (Decrease) Revenues (Decrease) In Acre Feet (Decrease) 2014-15 14,847 0.01% 17,530,717 -4.72% 5,354 (9.76%) 2015-16 15,167 1.40% 17,939,024 2.33% 4,957 (7%) 2016-17 15,357 1.25% 18,196,937 1.44% 5,039 2% 2017-18 15,505 0.96% 19,159,169 5.29% 5,530 10% 2018-19 15,555 0.32% 19,577,182 2.18% 5,074 (8%) 2019-20 15,672 0.75% 21,519,632 9.92% 5,191 2% 2020-21 15,958 1.82% 22,757,325 5.75% 5,602 8% 2021-22 16,256 1.87% 24,129,231 6.03% 5,732 2% 2022-23 16,703 2.75% 23,297,077 -3.45% 5,130 (11%) 2023-24 17,015 1.87% 26,088,324 11.98% 4,678 (9%) Source: City of San Luis Obispo Utilities Department. Schedule 24 City of San Luis Obispo, California Water System Statistical Data - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 Sales Revenues -5.00% 0.00% 5.00% 10.00% 15.00% Revenue Increase/Decrease 228 As of Monthly Multi-family Single family June 30 of Each Year Consumption Price per hcf*dwelling Commercial Landscape dwelling Multi-family dwelling Commercial 2015 Base Fee 5.28$ $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $9.17/unit volume charge** $9.17/unit volume charge** $9.17/unit volume charge** 2016 Base Fee 9.98$ $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per Base Fee Drought Surcharge 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.17/unit volume charge** $9.17/unit volume charge** $9.17/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2017 Base Fee 9.98$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per Base Fee Drought Surcharge 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2018 Base Fee 12.33$ $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per 1-8 hcf 7.27 dwelling unit dwelling unit dwelling unit 9 + hcf 9.08 $9.44/unit volume charge** $9.44/unit volume charge** $9.44/unit volume charge 2019***Residential SFR Base Fee 20.61$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 5.90 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 6.87 $6.73/unit volume charge $8.17/unit volume charge $10.02/unit volume charge $7.85/unit volume charge** $7.85/unit volume charge** $7.85/unit volume charge** 13 +12.59 2020 Residential SFR Base Fee 21.74$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.22 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 7.25 $7.10/unit volume charge $8.62/unit volume charge $10.57/unit volume charge $8.28/unit volume charge** $8.28/unit volume charge** $8.28/unit volume charge** 13 +13.28 2021 Residential SFR Base Fee 22.52$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.44 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 7.51 $7.36/unit volume charge $8.93/unit volume charge $10.95/unit volume charge $8.58/unit volume charge $8.58/unit volume charge $8.58/unit volume charge 13 +13.76 2022 Residential SFR Base Fee 23.31$ Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.67 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 7.77 $7.62/unit volume charge $9.24/unit volume charge $11.33/unit volume charge $8.88/unit volume charge $8.88/unit volume charge $8.88/unit volume charge Continued Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years Water Rates (Note 1)Sewer Rates (Monthly) 229 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years As of Monthly Multi-family Single family June 30 of Each Year Consumption Price per hcf* dwelling Commercial Landscape dwelling Multi-family dwelling Commercial 2023 Residential SFR Base Fee 24.12 Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 6.9 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 8.04 $7.88/unit volume charge $9.57/unit volume charge $11.73/unit volume charge $9.19/unit volume charge $9.19/unit volume charge $9.19/unit volume charge 13 +14.74 2024 Residential SFR Base Fee 28.15 Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined Base fee determined 1-5 hcf 7.94 by meter size****by meter size****by meter size****by meter size ****by meter size ****by meter size **** 6-12 hcf 9.16 $8.91/unit volume charge $9.43/unit volume charge $9.63/unit volume charge $9.44/unit volume charge $9.44/unit volume charge $9.88/unit volume charge 13 +15.79 *hcf = 100 cubic feet ** Total monthly volume charge capped based on average winter water consumption. *** Beginning FY 18-19, different rate structures for SFR, Multi-Family, Commercial, and Landscape ****See table below *****2020-21 rate increase deferred to February 1, 2021 due to COVID-19 Notes: 1. Rates are for services inside the City, outside the City rates are double. 2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities Department As of Water Sewer As of Water Sewer June 30 of Each Year Base charge Base Charge June 30 of Each Year Base charge Base Charge 2021*****3/4 inch or less 22.52$ 20.43$ 2022 3/4 inch or less 23.31$ 21.15$ 1-inch 37.60 34.12 1-inch 38.92 35.31 1.5-inch 75.04 68.02 1.5-inch 77.67 70.40 2-inch 120.06 108.88 2-inch 124.26 112.69 3-inch 225.27 204.28 3-inch 233.15 211.43 4-inch 375.50 340.53 4-inch 388.64 352.45 6-inch 750.82 680.85 6-inch 777.10 704.68 8-inch 1,201.35 1,089.40 8-inch 1,243.40 1,127.53 10-inch - 1,566.17 10-inch - 1,620.99 2023 3/4 inch or less $24.12 $21.89 2024 3/4 inch or less $28.15 $23.58 1-inch 40.28 36.55 1-inch 47 39.37 1.5-inch 80.38 72.86 1.5-inch 93.75 78.51 2-inch 128.61 116.63 2-inch 150.05 125.67 3-inch 241.31 218.83 3-inch 281.5 235.78 4-inch 402.24 364.78 4-inch 469.25 393.04 6-inch 804.3 729.34 6-inch 938.25 785.85 8-inch 1,286.92 1,166.99 8-inch 1,501.25 1,257.40 10-inch - 1,677.72 10-inch - 1,807.71 Water Rates (Note 1)Sewer Rates (Monthly) Continued Base fee charges for Multi-Family, Non-Residential, Irrigation Meter Size Base fee charges for Multi-Family, Non-Residential, Irrigation Meter Size 230 Service Water Use Percent of Name Type (acre-feet) Total City of San Luis Obispo Parks & Golf Landscape 91.66 1.6% Silver City Mobile Home Park Mobile Homes 50.94 1.1% CAP VIII - Mustang Village LLC Apartments 50.30 0.8% Sierra Vista Hospital Care Facilities 45.27 0.6% Dignity Health #366 Care Facilities 42.99 0.6% ELL-CAP 97-Laguna Lake Community Mobile Homes 42.42 0.6% Creekside Community Mobile Homes 30.95 0.5% Embassy Suites Hotel 24.55 0.5% SLO Coastal Unified School 22.83 0.4% Rancho San Luis Mobile PK Utility 18.00 0.3% All Other 92.9% Total 419.91 100.00% 2023-24 Source: City of San Luis Obispo - Utilities Department Schedule 26 City of San Luis Obispo, California Water System - Ten Largest Water Users Fiscal Year Ended June 30, 2024 1.6% 1.1% 0.8%0.6% 0.6% 0.6% 0.5% 0.5% 0.4%0.3% Ten Largest Water Users City of San Luis Obispo Parks & Golf Silver City Mobile Home Park CAP VIII - Mustang Village LLC Sierra Vista Hospital Dignity Health #366 ELL-CAP 97-Laguna Lake Community Creekside Community Embassy Suites SLO Coastal Unified Rancho San Luis Mobile PK 92.9% 7.1% Ten Largest Water Users vs All Other Water Users All Other Top 10 231