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HomeMy WebLinkAbout05/19/1992, C-7 - DALIDIO PROPERTY LAND VALUE ANALYSIS iIIIIIAIR�I�IIII�n�I�II�IU MEETING DATE: II II ��u►uil cityof san L-.Is oBIspo COUNCIL AGENDA REPORT ' NUMBER rJ FROM: Ken Hampian, Assistant City Administrative Officer' SUBJECT: Dalidio Property Land Value Analysis CAO RECOMMENDATION: Approve and authorize the Mayor to execute an agreement in the amount of $16,900 with Economic Research Associates to complete a land value analysis of the proposal for the Dalidio property. DISCUSSION: ckaround Last November, Merriam Planning Associate's, representing the Dalidio family, presented a proposal to the City Council for the 117 acre Dalidio property. The proposal would designate portions of the land for commercial development (40 acres) , residential development (12 acres) , and the preservation of open space (65 acres) . The open space preservation was proposed to be achieved through a City purchase in the amount of $85, 000 per acre, or nearly about $5. 5 million for the full 65 acres. The Council received the presentation and conceptually endorsed the following: The preservation of substantial open space on the Dalidio property (about 65 acres) . Commercial land uses adjacent to the Central Coast Mall (40 acres) and some residential uses along Madonna Road (12 acres) for inclusion in the Land Use Element and LUE map. Open space acquisition through purchase, with the amount, timing, and funding source to be negotiated. The Council's conceptual endorsement was in no way to be considered a final agreement, but instead was to serve as direction to staff in the further evaluation of the proposal. Preliminary Issues Identified by Staff A staff team including the CAO, Assistant CAO, City Attorney, Community Development Director, and Finance Director met several times following the November Council meeting to .identify both the key issues associated with the proposal and a strategy for proceeding. Several issues were identified as needing further definition and consideration, including: Establishing a "fair" acquisition cost, given the value conferred to the property owner via annexation and changing portions of the land use to commercial and residential designations. 111111111111f jjlIj city of Sart lois OBISPO COUNCIL AGENDA REPORT Page 2 Dalidio Report - The potential cost of acquisition versus the potential benefit to the City. - The timing and source of payment. - The precedent this form of acquisition may establish relative to the overall Open Space Program. - The best process for keeping the City's regulatory role separate from its proprietary interest in the open space. Land Value Analysis Given the issues involved, and the potentially high cost of the project to the City, in February staff recommended to the Council that the City complete a thorough land value analysis prior to entering into formal negotiations for the open space acquisition. This was recommended because there are a number of ways of establishing value and approaching a negotiated purchase of this kind. For example, the property owner has suggested $85,000 per acre for the open space area. This equates to approximately $5. 5 million ($85K X 65 acres) . The basis of the owners valuation has not been extensively analyzed, but is said by them to reflect an "appraisal of residential land valued in its unannexed form" . Other ways of arriving at an appropriate value which should .be considered are: its value as low density residential property (current County zoning) less a "credit" for value conferred by the 40 acre commercial designation. its value solely as agricultural land, since this is how the City will use it (income valuation method) . There are other valuation concepts which may be developed in consultation with experts in these types of negotiations. The Council concurred with the need for further land value analysis, and directed staff to solicit a proposal from Economic Research Associates (ERA) . ERA was selected because of their role as the City's financial analyst for the overall open space program. ERA's proposal is provided as a part of the attached agreement. The proposal outlines in some detail the variety of tasks to be completed as a part of the land value analysis. Staff would like to point out that task #7 ("assistance in negotiations") is not included in the recommended workscope to be included in this contract. I►►"���i�1�11p�P��lll city of san L..is oBispo SCOUNCIL AGENDA REPORT Page 3 Dalidio Report However, assuming that the Council wishes to proceed with negotiations following completion of the land value analysis, such assistance is likely to be eventually necessary. Again, this is a potentially costly and complex transaction, and the City should bring proper resources to bear upon any negotiated acquisition agreement. CONCURRENCE: The proposal has been reviewed by several staff members, including the City Attorney, Community ' Development Director, Finance Director, and Open Space Planner, and staff feels it represents the level of analysis which needs to be completed before entering into negotiations with the property owner. FISCAL IMPACT: Given the project's relationship to a potential expansion of commercial uses adjacent to the Central Coast Mall, staff believes that funds already budgeted in the Economic Stability Program should be used to support the land value analysis (page D-93 , 1991- 93 Financial Plan) . The Economic Stability Program has a current balance of $50,700 (account no. 001-1028-008-119) . ALTERNATIVE: The Council could direct staff to enter into negotiations without the completion of a land value analysis. However, given the amount of City funds potentially involved in this transaction, staff feels that it would not be prudent to do so. It is expected that the benefits that will ultimately result through the availability of comprehensive land value data will far exceed the cost of this contract. ATTACHMENT: Agreement and Scope of Work kh\dalidio.rpt I C-7-3 PROFESSIONAL SERVICES AGREEMENT WITH ECONOMIC RESEARCH ASSOCIATES TO COMPLETE A LAND VALUE ANALYSIS OF THE PROPOSAL FOR THE DALIDIO PROPERTY This agreement, made this _ day of , 1992 by and between the CITY OF SAN LUIS OBISPO, California (hereinafter referred to as "City"), and ECONOMIC RESEARCH ASSOCIATES (hereinafter referred to as "Contractor"). WITNESSETH: Whereas, the City Council received a presentation and conceptually endorsed a proposal from representatives of the Dalidio family (Merriam Planning Associates) last November; and Whereas, the City desires a complete land value analysis prior to entering into formal negotiations for open space acquisition; and Whereas, the Contractor is currently the City's financial analyst for the overall open space program; and Whereas, the Contractor was selected unanimously to conduct this review based on demonstrated expertise and understanding of the project. NOW, THEREFORE, in consideration of their mutual covenants, the parties hereto agree as follows: 1. PROGRAM COORDINATION A. �V. The City Administrative Officer or his designated representative, shall be the Project Manager representing the City for all purposes under this agreement. He shall supervise the progress and execution of this agreement. B. Contractor. Contractor shall assign a single Project Manager to have overall responsibility for the progress and execution of this agreement for Contractor. Richard Brady is hereby designated as the Project Manager for Contractor. Should circumstances or conditions subsequent to the execution of this agreement require a substitute Project Manager for any reason, the Project Manager designee shall be subject to the prior written acceptance and approval by City Project Manager. 2. DUTIES OF CONTRACTOR A. Services to be furnished. 1. The Contractor will provide the services as described in Exhibit 1 of this document. 1 C.���Ll B. Laws to be observed by Contractor. 1. Procure all permits and licenses, pay all charges and fees, and give all notices which may be necessary and incidental to the due and lawful prosecution of the services to be performed by Contractor under this agreement. 2. Keep itself fully informed of all existing and proposed federal, state and local laws, ordinances, regulations, orders, and decrees which may affect those engaged or employed under this agreement, any materials used in Contractor's performance under this agreement, or the conduct of the services under this agreement. 3. At all times observe and comply with, and cause all of its employees to observe and comply with all of said laws, ordinances, regulations, orders, and decrees mentioned above. 4. Immediately report to the City's Project Manager in writing any discrepancy or inconsistency it discovers in said laws, ordinances, regulations, orders, and decrees mentioned above in relation to any plans, drawings, specifications, or provisions of this agreement. C. Copies of reports and information. If City requests additional copies of = reports, drawings, specifications, or any other materials in addition to what the Contractor is required to furnish in limited quantities as part of the services under this agreement, Contractor shall provide such additional copies as are requested, and City shall compensate Contractor for the costs of duplicating of such copies at Contractor's direct expense. D. Qualifications of Contractor. Contractor represents that it is qualified to furnish the services described under this agreement. E. Notwithstanding any representations, oral or written, between parties, including any and all agents or representatives thereof, Contractor at all times covered by the terms of this agreement is acting as a free and independent contractor, not as any agent of the City. Any and all supervision and direction by any City official, department or body shall be only that necessary to provide broad general outlines, and Contractor will use its own initiative and discretion in performing the details of work herein. F. All services provided by the Contractor listed within this agreement are in addition and beyond those of any and all other contracts currently held between the City and Contractor. 2 C-7 S 3. DUTIES OF CITY City agrees to cooperate with Contractor and to perform work described hereto and incorporated by this reference. 4. COMPENSATION City shall pay to Contractor a total of $16,900 for services described in Exhibit 1. The City will provide a retainer of$5,000 to begin the project and cover initial costs, which will be credited against the total contract amount. Contractor will bill City on a monthly basis and each bill will include a brief description of services furnished during the billing period. ' 5. TIME FOR COMPLETION OF THE WORK Contractor will provide City with a completed written, report on all approved tasks within 60 days of approval of this agreement. 6. TEMPORARY SUSPENSION The City Project Manager shall have the authority to suspend this agreement wholly or in part, for such period as he deems necessary due to unfavorable conditions or to the failure on the part of the contractor to perform any provision of this agreement. Contractor will be paid the compensation due and payable to the date of temporary suspension. 7. SUSPENSION; TERMINATION A. Right to suspend or terminate. The City retains the right to terminate this agreement for any reason by notifying Contractor in writing sixty (60) days prior to termination and by paying the compensation due and payable to the date of termination; if this agreement is terminated for fault of Contractor, City shall be obligated to compensate Contractor only for that portion of Contractor services which are of benefit to City. Said compensation is to be arrived at by mutual agreement of the City and Contractor and should they fail to agree, then an independent arbitrator is to be appointed by mutual agreement and his decision shall be binding upon the parties. 8. INSPECTION Contractor shall furnish City with every reasonable opportunity for City to ascertain that the services of Contractor are being performed in accordance with the requirements and intentions of this agreement. All work done and all materials furnished, if any, shall be subject to the City's Project Manager's inspection and approval. The inspection of such work shall not relieve Contractor of any of its obligations to fulfill its agreement as prescribed. 3 C�7 _� 9. NOTICE All notices hereunder shall be given in writing and mailed, postage prepaid, by Certified Mail, addressed as follows: To Contractor: Economic Research Associates 964 5th Avenue, Suite 214 San Diego, CA 92101 Attention: William Anderson, Principal To City: City of San Luis Obispo P. O. Box 8100 San Luis Obispo, CA 93403-8100 Attention: Ken Hampian, Assistant Administrative Officer 10. INTEREST OF CONTRACTOR Contractor covenants that it presently has no interest, and shall not acquire any interest direct or indirect financial or otherwise, which would conflict in any manner or degree with the performance of the services hereunder. Contractor further covenants that, in the performance of this agreement, no subcontractor or person having such an interest shall be employed. Contractor certifies that no one who has or will have any financial interest under this agreement is an officer or employee of the City. It is hereby expressly agreed that, in the performance of the services hereunder, Contractor shall at all times be deemed an independent contractor and not an agent or employee of the City. 11. INDEMNITY Contractor hereby agrees to indemnify and save harmless City, its officers, agents, and employees: A. Any and all claims and demands which may be made against City, its officers, agents or employees by reason of any injury to or death of any person or corporation caused by any negligent act or omission of Contractor under this agreement or of'Contractor's employees or agents; B. Any and all damage to or destruction of the property of City, its officers, agents, or employees, occupied or used by or in the care, custody, or control of Contractor, or in proximity to the site of Contractor's work, caused by any negligent act or omission of Contractor under this agreement or of Contractor; C. Any and all claims and demands which may be made against City, its officers, agents, or employees by reason of any injury to or death of or damage suffered or sustained by any employee or agent of Contractor 4 Cl- 7 under this agreement, however caused, excepting, however, any such claims and demands which are the result of the negligence or willful misconduct of City, its officers, agents, or employees; D. Any and all claims and demands which may be made against City, its officers, agents, or employees by reason of any infringement or alleged infringement of any patent rights or claims caused by the use of any apparatus, appliance, or materials furnished by Contractor under this agreement; and E. Any and all penalties imposed or damages sought on account of the violation of any law or regulation or of any term or condition of any permit, when said violation of any law or regulation or of any term or condition of any permit is due to negligence on the part of the Contractor. Contractor, at its own costs, expense, and risk, shall defend any and all suits, actions, or other legal proceedings that may be brought against or for employees on any such claim or demand of such third persons, or to enforce any such penalty, and pay and satisfy any judgement or decree that may be rendered against City, its officers, agents, or employees in any such suit, action or other legal proceeding, when same were due to negligence of the Contractor. 12. WORKERS COMPENSATION Contractor certifies that it is aware of the provisions of the Labor Code of the State of California, which require every employer to be insured against liability for workers compensation or to undertake self-insurance in accordance with the provisions of that code, and it certifies that it will comply with such provisions before commencing the performance of the work of this agreement. 13. INSURANCE Contractor shall provide proof of insurance in accordance with Insurance Requirements for Consultants as described in Exhibit "2" attached hereto and incorporated herein by reference as though here fully set forth. 14. AGREEMENT BINDING The terms, covenants, and conditions of this agreement shall apply to, and shall bind,the heirs,successors, executors, administrators, assigns,and subcontractors of both parties. 15. WAIVERS The waiver by either party of any breach or violation of any term, covenant, or condition of this agreement or of any provision, ordinance, or law shall not be deemed to be a waiver of any subsequent breach of violation of the same or of any 5 C"7 8 other term, covenant, condition, ordinance, or law. The subsequent acceptance by either party of any fee or other money which may become due hereunder shall not be deemed to be a waiver of any preceding breach or violation by the other party of any term, covenant, or condition of this agreement or of any applicable law or ordinance. 16. COSTS AND ATTORNEY FEES The prevailing party in any action between the parties to this agreement brought to enforce the terms of this agreement or arising out of this agreement may recover its reasonable costs and attorney's fees expended in connection with such an action from the other party. 17. DISCRIMINATION No discrimination shall be made in the employment of persons under this agreement because of the race, color, national origin, ancestry, religion, sexual orientation, or sex of such person. If Contractor is found in violation of the nondiscrimination provisions of the State of California Fair Employment Practices Act or similar provisions of federal law or executive order in the performance of this agreement, it shall thereby be found in material breach of this agreement. Thereupon, City shall have the power to cancel or suspend this agreement, in whole or in part, or to deduct from the amount payable to Contractor the sum of Twenty-Five Dollars ($25) for each person for each calendar day during which such person was discriminated against, as damages for said breach of contract, or both. Only a finding of the State of California Fair Employment Practices Commission or the California Fair Employment Practices Commission or the equivalent federal agency or officer shall constitute evidence of a violation of contract under this paragraph. If Contractor is found in violation of the nondiscrimination provisions. of this agreement or the applicable affirmative action guidelines pertaining to this agreement, Contractor shall be found in material breach of the agreement. Thereupon, City shall have the power to cancel or suspend this agreement, in whole or in part, or to deduct from the amount payable to Contractor the sum of Two hundred Fifty Dollars ($250) for each calendar day during which Contractor is found to have been in such noncompliance as damages for said breach of contract, or both. 18. AGREEMENT CONTAINS ALL UNDERSTANDINGS This document represents the entire and integrated agreement between City and Contractor and supersedes all prior negotiations, representatives, or agreements either written or oral. This document may be amended only by written instrument, signed by both City and Contractor. All provisions of this agreement are expressly made conditions. This agreement shall be governed by the laws of the State of California. 6 C -7-9 IN WITNESS WHEREOF, City and Contractor have executed this agreement on the day and year first above written. Economic Research Associates BY William Anderson, Principal CITY OF SAN LUIS OBISPO BY Ron Dunin, Mayor ATTEST: City Clerk APPROVED AS TO FORM: gr7 en n,r A rney ecoresearch.agr 7 /^ ics Research Associates a73-5—clinu Drivers Jonas March 18, 1992 Mr. Ken Hampian Assistant City Administrative Officer City of San Luis Obispo 990 Palm Street P.O. Box 8100 San Luis Obispo, CA 93403-8100 Proposal No. 29796 Dear Ken: Pursuant to our meeting on March 6, I've prepared this letter proposal for your consideration. UNDERSTANDING OF THE ISSUES We understand that the 117 acre Dalidio property is prime agricultural land located next to the city's regional shopping center. The property owner has proposed to develop 40 acres as commercial uses which would expand the shopping center complex, develop an additional 10 acres of high density residential uses, and sell 67 acres to the City. The City Council has conceptually agreed to the proposal, with the intent of preserving the 67 acres the City will acquire as open space. The development proposal will require annexation, a general plan amendment, and a zoning change. The value of the land to be sold to the City is in question. Under the County's jurisdiction, the parcel is currently zoned for single family use, but we understand that development restrictions on the property effectively limit the density to one unit per 10 acres. Under the City's general plan, the land is currently zoned for R1 use, or approximately 6 units per acre. The property owner is asking approximately $85,000 per acre for the 67 acres to be sold to the City based on the comparable value of R1 properties within the unincorporated county. The City, however, intends to keep the land in agricultural use. The City and the property owner will soon begin negotiations regrading the sale price for the 67 acres and the development plan. The City considers these negotiations important not only for establishing a purchase price for this specific property,but for establishing precedent for the value of open space elsewhere in the City's sphere of influence. The City,.therefore, is requesting this proposal to help it prepare a strategic approach for establishing the property's value, possibly analyze the fiscal impacts of developing a portion 964 5th Avenue, Suite 214,San Diego. California 92101•(619)544-1402 Fax:(619)544-1404 Los Angeles•San Francisco•San Diego•Chicago-Boston-Washington, D.C.•Fort Lauderdale EXHIBIT 1 ` / of the property, and assisting the City in its negotiations with the property owner. PROPOSED SCOPE OF SERVICES We propose the following scope of work to help the City address the issues raised: I.0: Orientation Although we have driven onto the site during our tour of potential open space areas in San Luis Obispo, we would need to visit the Dalidio Property with City staff to carefully understand its existing physical configuration, relationship to the regional shopping center, surrounding uses, and access potential. We would also want to visit the adjacent shopping center. We have already read most of the background material related to this property, so we only anticipate a brief orientation effort. Hou rs: 4 Budget: $520 Task 2.0- General Market Review We have already collected data regarding land values in the San Luis Obispo area as part of our current open space planning effort; therefore, we will only need to supplement this data compilation effort to establish commercial, residential, and agricultural land values based on recent sales in the region. We do anticipate some research and verification of land sales specifically focused on this property. We will collect demographic data including the following: • Population growth • Household formation and growth ' Income distribution • Age distribution This demographic data will help us evaluate trends and absorption potential. We will survey commercial centers and relevant multi-family residential developments to establish potential values, rents, and occupancy rates. Hours: 24 Budget: $1,800 Task 3.0: Residual Land Value Analvsis Based on the data collected above,w•e will prepare a residual land value analysis of alternative scenarios: 1. Development of the property as proposed. 2. Development of the property under single family residential zoning as permitted by the county. 3. Development of the property under single family residential zoning as permitted by the city. 4. Retention of the property under its agricultural use. Absorption and value assumptions will be based on the market review conducted in Task 2.0. The potential amount of income each development scenario generates for the property owner, less development costs and alternative.rates of return, will allow us to estimate how much the Iand is worth under the different scenarios. We will then compare the residual land value of the different scenarios to estimate the extent different entitlements enhance the property's value to the property owner. Hours: 32 Budget: $3,840 Task 4.0: Fiscal 1•mnaet Analvsis The fiscal impact of the proposed development scenario is a factor which the City may consider in evaluating the development proposal. We will estimate the net fiscal impact from property taxes, sales taxes, fees, and other fiscal revenue, less the public costs to serve the property for the different scenarios identified in Task 3.0. This analysis will help the City evaluate the incremental fiscal impact of different land use scenarios, and the fiscal value of C- 7-13 the proposed development scenario. Based on the market review conducted in Task 2.0, we will estimate how much of the retail sales generated by development at.the site will be new incremental revenue to the city versus a transfer from other retail outlets within the city. Hours: 40 Budget: $3,600 Task 5.0; Recommendations Reeardine the City's Negotiating Position Based on the residual land value analysis, market sales data, and the fiscal impact analysis, we will advise the City as to the value of the enhanced entitlement to the property owner, the value to the City of the development proposal, fiscal and economic benefits, and a reasonable value for the 67 acres the City may acquire. This analysis is not an appraisal of the 67 acres, but is an evaluation of the total property's value from enhanced entitlements and annexation to the City, and an estimate of how much the City should be willing to pay and how much the property owner should be willing to accept for the 67 acres, reasonably acting in their best interest. It is understood that some of the 67 acres could be dedicated or protected through the subdivision approval process, and would not have to be purchased. Hours: 12 Budget: $1,440 Task 6.0: Memorandum Report We will prepare a memorandum report documenting our findings and recommendations. This report will be presented to staff in draft form and will be revised based on staff comments. Hours: 8 Budget: $960 Task 7.0: Assistance in Negotiations We will be prepared to assist the City in its negotiations with the property owner, either by providing background research and developing negotiation strategies with City staff, or by participating in the negotiations directly. C-7-14 Hours: As needed Budget: Time and materials Task 8.0: Meetines We anticipate four meetings, as follows: 1) The Orientation meeting 2) Presentation of Draft Report to staff 3) Presentation of Final Report to Council 4) Strategy session with staff Tw•o people from ERA will be available to attend each meeting. Hours: 24 Budget: $2,880 TOTAL BUDGET AND SCHEDULE The budget below excludes Task 7.0 which would be conducted on a time and material basis. Budeet Consultant Hours: $15,040 Clerical Hours (20): 360 Materials: 100 Travel: 1,400 ' 4 Trips for meetings@ 1.5 persons per trip ' 1 Trip for research @ 1.0 person per trip Total Budget $16,900 We hope this proposed work program meets your needs. I have enclosed resumes of the staff . who would be assigned to this project and our brochures. If you have any questions, or would like us to elaborate or refine particular elements of the work program please give me a call. If you approve this proposal, we can draft the contract with this proposal serving as the Scope C-7-IS of Services. We would request a retainer of $5,000 to begin the study and cover initial costs. This amount would be credited against the contract budget. I look forward to hearing from you soon. Sincerely, William Anderson, Principal C -'1-i� rSURA:'�CE REQLT)RE.NMNTS FOR CONSULTANTS Consultant shall procure and maintain for the duration of the contract insurance against claims for injuries to persons damages to property which may arise from or in connection with the performance of the work hereunder by the Consulta, his agents, representatives, employees. Minimum Scope of Insurance Coverage shall be at least as broad as: L Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001). 2. Insurance Services Office form number CA 0001 (Ed. 1/87) covering Automobile Liability, code 1 (any auto). 3. Workers' Compensation insurance as required by the State of California and Employer's Liability Insurance. 4. Errors and Omissions Liability insurance as appropriate to the consultant's profession. Minimum Limits of Insurance Consultant shall maintain limits no less than: I. General Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage. If Commercial General Liability or other form with a general aggregate limit is used, either the general aggregate limit shall apply separately to this project/]ocation or the general aggregate limit shall be twice the required occurrence limit. 2. Automobile Liability: $1,000,000 per accident for bodily injury and property damage. 3. Employer's Liability: $1,000,000 per accident for bodily injury or disease. 4. Errors and Omissions Liability: $1,000,000 per occurrence. Deductibles and Self-Insured Retentions Any deductibles or self-insured retentions must be declared to and approved by the City. At the option of the City, either. the insurer shall reduce or eliminate such deductibles or self-insured retentions as respects the City, its officers,officials,employees and volunteers,or the Consultant shall procure a bond guaranteeing payment of losses and related investigations, claim administration and defense expenses. Other Insurance Provisions The general liability and automobile liability policies are to contain, or be endorsed to contain, the following provisions: L The City,its officers, officials,employees, agents and volunteers are to be covered as insureds as respects: liability arising out of activities performed by or on behalf of the Consultant; products and completed operations of the Consultant;premises owned, occupied or used by the Consultant;or automobiles owned, leased, hired or borrowed by the Consultant The coverage shall contain no special limitations on the scope of protection afforded to the City, its officers, official, employees, agents or volunteers. 2. For any claims related to this project, the Consultant's insurance coverage shall be primary insurance as respects the City, its officers, officials, employees, agents and volunteers. Any insurance or self. insurance maintained by the City, its officers, officials, employees, agents or volunteers shall be excess of the Consultant's insurance and shall not contribute with iL 3. Any failure to comply with reporting or other provisions of the policies including breaches of warranties shall not affect coverage provided to the City, its officers, officials, employees, agents or volunteers. 4. The Consultant's insurance shall apply separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the insurer's liability. 5. Each insurance policy required by this clause shall be endorsed to state that coverage sball not be suspended,voided, cancelled by either party, reduced in coverage or in limits except after thirty(30)days' prior written notice by certified mail, return receipt requested, has been given to the City. Acceptability of Insurers Insurance is to be placed with insurers with a current A.M. Best's rating of no less than A:VII. Verification of Coverage Consultant shall furnish the City with a cer::ficate of insurance showing maintenance of the required insurance coverage. Original endorsementse"e :=-_ral liability and automobile liability coverage required by this clause must also be provided. The endorsements are to be si=ned by a person authorized by that insurer to bind coverage on its behalf. All endorsements are to be received and approved by the City before work commences. 19 EXHIBIT 2 C —/�