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HomeMy WebLinkAboutItem 6a. Review of FY 2025-26 Second Quarter Budget Report Item 6a Department: Finance Cost Center: 2002 For Agenda of: 2/17/2026 Placement: Business Estimated Time: 60 minutes FROM: Emily Jackson, Finance Director Prepared By: Riley Kuhn, Principal Budget Analyst SUBJECT: REVIEW OF FY 2025-26 SECOND QUARTER BUDGET REPORT RECOMMENDATION 1. Receive and file the FY 2025-26 Second Quarter Budget Report; and 2. Appropriate $3,468,954 in FY 2024-25 unassigned fund balance as detailed in the report; and 3. Appropriate $2,000,000 in FY 2024-25 assigned fund balance and authorize an Additional Discretionary Payment to CalPERS of $3,506,187; and 4. Appropriate the $20,000 National League of Cities Health and Wellbeing award of $20,000 to the Community Development Department’s non-staffing operating budget for the purchase of Tolemi BuildingBlocks software. POLICY CONTEXT The City’s budget policies require that the City Council review the City’s budget and financial condition at least every six months. City Charter Code Section 804 states that at any meeting after the adoption of the budget, the Council may amend or supplement the budget by motion adopted by a majority vote of the Council. The second quarter budget review is part of the ongoing budget reporting and review process and fulfills these requirements. The accompanying Second Quarter Budget Report for FY 2025-26 provides a detailed review of the City’s financial results as compared to budget half-way through the fiscal year. DISCUSSION Background Budget Report Organization The Second Quarter Budget Report (Attachment A) is intended to provide a high-level overview of the City’s performance against budget during the fiscal year. Additional emphasis is placed on those areas where results are expected to differ from budget over the full year. The report also includes an update on the Capital Improvement Projects and Page 283 of 444 Item 6a Major City Goal Tasks active during the quarter. The report (Attachment A) includes the following sections and themes: General Fund Summary: Halfway through the year, staff note two areas of divergence from revenue budgets. First, the City’s consultants have advised that sales tax revenue may not grow as expected and a revenue miss is possible. Second, staff note that development activity has picked up since the last fiscal year and expect development review fees to exceed budget at year end. Staff also note that several departments are at risk of exceeding their staffing budgets, and lower unassigned fund balance at year-end should be expected. Use of FY 2025-26 Fund Balance: The City’s Annual Comprehensive Financial Report (ACFR), including audited financial statements, was presented to Council on January 13, 2026. The ACFR indicated there was General Fund unassigned fund balance of $3,468,954 as of June 30, 2025. The Second Quarter Report details staff recommendations for allocation of Fiscal Year 2024-25 unassigned fund balance, including additional discretionary payments to address pension liabilities and investments in infrastructure. Enterprise Fund Summary: The Second Quarter Report includes a detailed analysis of the Water, Sewer, Parking, and Transit enterprise funds. All enterprise funds are expected to achieve their budgeted fund balance targets for the year. Special Revenue and Other Funds: The Report includes information on the various Community Financing District funds and certain other funds. All are expected to finish the year in line with their budgets. Capital Improvement Program Update: The Report includes an update on the various projects completed or in progress during the first half of the fiscal year. Key projects highlighted in the report include the Water Resource Recovery Facility Upgrade, Mission Plaza Enhancements, and the Cultural Arts District Parking Structure. Major City Goal Update: The Report also includes a summary of the Major City Goal tasks with completion dates in the first half of the fiscal year. Halfway through the year, eleven tasks are on track and four are proposed to be delayed to the second half of the fiscal year. Additional Recommendations Quarterly budget reports are occasionally used to make appropriation recommendations as needed throughout the year. This report includes one such recommendation: National League of Cities Health and Wellbeing Award: The City was awarded $20,000 from the National League of Cities. Staff recommend an appropriation of this funding to purchase a trial license of BuildingBlocks software from Tolemi. It is hoped that this tool can be used to build a ‘Green and Healthy Homes Concierge Service’, the goal Page 284 of 444 Item 6a of which is to provide residents with a single point of contact to access coordinated municipal and community partners services including weatherization, electrification, home repairs, and housing stability support. Previous Council or Advisory Body Action Council adopted the FY 2025-26 budget on June 17, 2025. During the FY 2024-25 year- end budget report hearing on November 4, 2025, Council directed staff to include a recommendation to provide $500,000 to the San Luis Obisp o Museum of Art (SLOMA), contingent upon availability of funds as demonstrated by a completed audit and a satisfactory grant agreement. A proposed Grant Agreement with SLOMA will be presented for consideration in a separate item on the same agenda as this report as part of the February 17, 2026 regular City Council meeting, which would memorialize the terms and conditions for the $500,000 grant. Public Engagement Public engagement on this item can be provided to the City Council through written correspondence prior to the meeting or through public testimony at the meeting. The report will also be posted on the City’s website for public review. CONCURRENCE All departments were involved in preparation of the report and concur with the staff recommendations. ENVIRONMENTAL REVIEW The California Environmental Quality Act (CEQA) does not apply to the recommended action in this report because the action does not constitute a “Project” under CEQA Guidelines Sec. 15378. FISCAL IMPACT Budgeted: Yes Budget Year: 2025-26 Funding Identified: Yes Fiscal Analysis: Staff recommend appropriation of FY 2024-25 General Fund unassigned fund balance of $3,468,954 according to the audited financial statements as follows: Page 285 of 444 Item 6a The Second Quarter Report provided in Attachment A includes further explanation and discussion of these recommended allocations. The amounts above are in addition to the $2,000,000 in General Fund assigned fund balance for an Additional Discretionary Payment (ADP) to CalPERS to continue progress toward paying down the City’s unfunded pension liability. Staff recommend total Additional Discretionary Payments as follows: ALTERNATIVES Council could direct staff to use fund balance for another purpose. Such purposes could include higher or lower payments to CalPERS, funding for specific projects, or to be held in reserve for future years or future needs. ATTACHMENTS A - FY 2025-26 Q2 Budget Report Page 286 of 444 1 Second Quarter Financial Report Fiscal Year 2025-26 IntroducƟon This financial report provides an overview of the City’s revenues and expenditures through the first half of the fiscal year (July 1, 2025 – December 31, 2025). It also provides an update on the status of the City’s Capital Improvement Plan (CIP) projects and progress on Major City Goal tasks. Throughout the document, reference will be made to the data available as of the Ɵme the report was draŌed. Revenues are oŌen not available for up to two months aŌer month-end and in some cases, revenues are not received evenly throughout the year (e.g. property tax which is largely received in the second half of the fiscal year). Expenditures are oŌen recorded in advance for annual costs or for purchase orders opened at the beginning of the year. The net impact is that actual results booked halfway into the year should not always be expected to equal one half of budgeted amounts. Commentary will be provided only when analysis suggests that full-year results may differ significantly from budget. Table of Contents General Fund Summary………………………………………………………………………….……...2 Use of FY 2024-25 Unassigned Fund Balance………………………………………….….…. 5 Water Fund Summary……………………………………………………………………………..…..…9 Sewer Fund Summary………………………………………………………………………………..…10 Parking Fund Summary…………………………………………………………………………..…….12 Transit Fund Summary……………………………………………………………...…………….…...14 Special Revenue Summaries………………………………………………..………………..………16 CIP Update………………………………………………………………..………….…………….………..21 Major City Goal Update……………………………………………………….……………….……….23 Page 287 of 444 2 General Fund Summary Halfway through the year, staff expect that revenue targets will be aƩained and expenditures will finish the year on budget. The tables below detail year-to-date (YTD) results as compared to budget and prior year actuals. Commentary is provided where results are not in line with expectaƟons. Revenue: Tax Revenue: Sales Tax (including Local Revenue Measure & Prop 172 Safety Tax): The budget for sales tax revenue was developed in February 2025, prior to the announcement of significant new and increased federal import taxes. The City’s sales tax consultants advised staff in May 2025 that these tariffs would have a negaƟve impact on sales tax revenue and presented a risk of up to $1.3 million to the revenue budget. This impact has yet to appear in sales tax data, which includes results through October. At 34% received, sales tax to date is slightly higher than the 31% received at the same point in FY 2024-25 budget, but considerably lower than the 41% received at the same point in FY 2023-24. Staff will closely monitor results and any developments in federal trade policy which could impact local spending. Property Tax: The City parƟcipates in the Teeter Plan, which means that the City is not exposed to delinquent payments and can reasonably expect to collect 100% of budgeted amounts. Staff expect to meet or modestly exceed budget by year-end. FY 2024-25 FY 2025-26 General Fund Actuals Budget YTD Actuals % Received Tax & Franchise Revenue Sales Tax 54,357,111$ 55,470,441$ 18,801,871$ 34% Property Tax 24,923,847 25,944,966 4,662,363 18% Transient Occupancy Tax 11,417,888 11,099,705 4,882,559 44% Utility User Tax 7,501,436 6,605,306 2,707,760 41% Business Tax 3,138,271 3,230,170 3,121,913 97% Franchise Fees 2,622,351 2,242,429 645,423 29% Cannabis Tax 814,502 1,000,000 429,254 43% Total Tax & Franchise Revenue 104,775,406 105,593,017 35,251,142 33% User Fees Development Review 5,697,332 4,606,812 3,753,392 81% Parks & Recreation 2,643,907 2,280,283 1,154,881 51% Fire 3,331,998 1,759,183 1,158,712 66% Police 834,584 690,200 386,622 56% Business Licenses 792,548 632,470 317,840 50% Total User Fees 13,300,370 9,968,947 6,771,447 68% General Government 7,778,702 1,669,077 2,783,372 167% 2023 Storm Reimbursement 909,090 - 53,123 Total Revenue 126,763,568$ 117,231,041$ 44,859,085$ 38% Page 288 of 444 3 Business Tax: This revenue stream is generally received at the beginning of the fiscal year with license renewals and is largely collected for this fiscal year. Staff expect to collect addiƟonal payments throughout the remainder of the year and meet budget by year-end. While other tax revenue categories show year to date results higher or lower than 50%, staff do not expect significant variances for the full year. Fee & Other Revenue: Development Review Fees: FY 2025-26 revenues are trending above projecƟons. At midyear, the Community Development Department has collected 81% of the total annual budget. This over-realizaƟon of fee revenue was due in large part to an unusually strong July during which fees were received for review for Phase 5 of Avila Ranch, as well as the steady ongoing permiƫng acƟvity supported by the build out of Avila Ranch and strong Accessory Dwelling Unit (ADU) acƟvity. Based on current trends, the Department anƟcipates finishing the year approximately $1 million above budget. The FY 2025-26 revenue budget was based on revenues from the first half of FY 2024-25, a period marked by slowing development acƟvity and macroeconomic uncertainty. ProjecƟons were set conservaƟvely at the lowest level since 2019 due to the trends being observed as well as the ongoing uncertainty in the market. While overall development remains below historical highs, the ongoing build-out of Avila Ranch, and steady ADU and other development is anƟcipated to support a steady stream of revenue for the department for the next several years. Fire Department Fees: Halfway through the year, the Fire Department has collected 66% of its budgeted revenue. This is primarily due to the agreement to provide fire services to Cal Poly for which revenue has been recognized for the full year. Fire Department Permits are also trending above budget and prior year actuals from the same period. Staff expect a modestly favorable result at year-end. General Government: This line includes earnings on cash and investment balances which have benefited greatly from elevated interest rates. Staff expect investment income to outperform budget once again, although to a lesser degree due to recent policy acƟons by the Federal Reserve. Though other fee categories show year-to-date results other than 50% of budget, staff do not expect significant variances for the full year. OperaƟng Expenditures: Year-to-date results for the General Fund are largely as expected at this point in the year. Staffing: While more than 50% of staffing budgets have been expended halfway through the year, adjusted for upfront annual payments including unfunded pension liabiliƟes, this line is expected to finish the year under budget. The General Fund is trending towards 3% salary savings at year-end, which is lower than the 4% assumpƟon built into the long-term forecast for the General Fund. This is in large part due to lower vacancy rates Citywide which may be aƩributable to a deterioraƟng labor market. Other more disƟnct FY 2024-25 FY 2025-26 General Fund Actuals Budget YTD Actuals % Expended Staffing 75,489,526$ 78,908,239$ 43,772,097$ 55% Other Operating Expenditures 18,291,470 21,313,033 13,796,103 65% Total 93,780,996$ 100,221,272$ 57,568,200$ 57% Page 289 of 444 4 drivers are detailed in the departmental secƟons below. Staff expect that the primary impact of lower salary savings will be that unassigned fund balance at year-end will be slightly lower than in recent years. In the last three years, salary savings rates of 4-7% have delivered budgetary savings of $2.5 to $3.8 million. Other OperaƟng Expenditures: This line item shows 65% spent halfway through the year due to typical purchasing acƟviƟes. Staff open purchase orders and encumber funds at the beginning of each fiscal year to be spent throughout the year. Excluding balances on open purchase orders, just 38% of budget has been paid to vendors. The table below details the budget and year-to-date actuals for both staffing and other operaƟng expenditures by department: While the General Fund as a whole is expected to finish the year on budget, staff note several departmental level variances: City AƩorney’s Office: As directed by City Council on September 12, 2025, staff increased the contract for outside counsel legal support in the California VoƟng Rights Act maƩer related to the City’s transiƟon to a Citywide Single Vote form of elecƟons. The necessary increase was unplanned and has caused a $50,000 unbudgeted expenditure. Staff plan to offset this unbudgeted spending via an administraƟve budget amendment during the fourth quarter of the fiscal year and no variance is expected at year-end. Fire: The Department’s staffing expenditures are trending above budget at the mid-point of the fiscal year. Several vacant posiƟons and two long-term injury vacancies are driving significant unbudgeted overƟme expenditures. Four firefighter posiƟons are currently vacant, requiring a minimum of one shiŌ daily to be filled at overƟme rates. The next recruit academy to hire new firefighters is planned for FY 2026-27 and shiŌ coverage overƟme will persist unƟl then. The savings from these vacant posiƟons will parƟally offset overƟme costs, as will reimbursements for mutual aid. Despite these offsets, staff expect that the department will exceed its staffing budget at year-end. Police: The Department’s staffing expenditures are trending slightly above budget mainly due to overƟme expenditures. Comparing the same Ɵme frame to last fiscal year, overƟme hours increased by 8.9% or FY 2024-25 FY 2025-26 Department Actuals Budget YTD Actuals % Expended Police 24,657,118$ 25,604,534$ 15,268,412$ 60% Fire 18,787,150 18,114,272 10,826,401 60% Public Works 16,581,895 18,136,536 10,678,028 59% Administration & IT 11,565,191 12,392,391 6,817,022 55% CDD 7,864,816 9,059,766 5,570,933 61% Parks & Rec 6,014,160 6,231,512 3,327,294 53% Finance 2,686,591 2,850,096 1,670,222 59% Non-Departmental 350,542 2,399,772 251,409 10% HR 2,085,986 2,061,730 1,152,405 56% City Attorney 1,652,744 1,863,615 1,144,438 61% Utilities 1,534,804 1,507,048 861,636 57% Total 93,780,996$ 100,221,272$ 57,568,200$ 57% Page 290 of 444 5 roughly 800 hours. This was primarily due to mandatory training that occurs every other year, providing personnel to assist with the Gifford Fire, increasing enforcement for Cal Poly back to school in September and an increase in invesƟgaƟve cases. The Department sƟll needs to plan for St. Patrick’s Day enforcement, which will occur in March. It is likely that the Department will exceed the staffing budget at year end. Parks and RecreaƟon: The Department is trending slightly above budget for FY 2025-26 due to temporary staffing costs, primarily within the Youth Services Division. Expanded childcare programming has increased the need for temporary staffing to support program delivery. Although salary expenditures are expected to exceed currently budgeted amounts, increased program parƟcipaƟon and associated revenues are expected to fully offset these costs. Recommended Use of FY 2024-25 Unassigned Fund Balance The City’s Annual Comprehensive Financial Report, including audited financial statements, was presented to Council on January 13, 2026. The report included the following table detailing General Fund unassigned fund balance of $3,468,954 as of June 30, 2025: Page 291 of 444 6 In addiƟon to the unassigned fund balance, the assigned balance includes General Fund balance for purposes including: 115 Trust Fund: As part of the 2019-21 Financial Plan, the City Council idenƟfied establishment of a SecƟon 115 Trust Fund as a work task under the Fiscal Sustainability Major City Goal. Establishment of the Trust was to be completed by February 2020 but was delayed due to uncertainty about the budgetary impacts of COVID-19. The Trust was established in early 2023 and, prior to its establishment, $2.0 million was assigned in the General Fund (shown above) to be deposited to the Trust upon establishment. In addiƟon to the $2.0 million assigned for this purpose, staff had planned to recommend allocaƟon of $2.4 million of FY 2022-23 unassigned fund balance to make an iniƟal contribuƟon to the Trust, but instead recommended allocaƟon of that funding to the Infrastructure Investment Fund to address increased infrastructure costs due to inflaƟonary factors. Despite $2.0 million being assigned for the 115 Trust, the City has not made an iniƟal contribuƟon to the Trust. The $2.0 million could be deposited into the Trust, paid directly to CalPERS, or unassigned and moved into the General Fund budget to support capital or operaƟng costs. As part of the comprehensive budget update scheduled to be presented to Council on March 3, 2026, staff will provide an overview of the purpose of a SecƟon 115 Trust fund and seek direcƟon from Council on whether or not the City should deposit the $2.0 million assigned for this purpose into the 115 Trust or reallocate it for another purpose. Tenant Improvement: Funding for tenant improvements was assigned via ResoluƟon No. 11203, using funding that arose from passage of Local Revenue Measure in November 2020. Originally intended to be used for tenant improvements in the downtown area, this money has since been used to fund Economic Development iniƟaƟves like the Buy Local Bonus program. The balance at June 30, 2025, of $608,000 is expected to be drawn down enƟrely in the 2025-27 Financial Plan. Financial Plan Fiscal Policies SecƟon 8. CalPERS and Unfunded LiabiliƟes sets the following prioriƟzaƟon for use of unassigned General Fund balance: a. AddiƟonal DiscreƟonary Payments (ADP) to CalPERS b. Infrastructure investments c. Emerging Health and Safety needs of the community In line with this policy, staff make the following recommendaƟons for one-Ɵme use of FY 2024-25 unassigned fund balance: Unassigned Fund Balance* 3,468,954$ Appropriation Recommendations Increased CalPERS ADP 869,804 Infrastructure Investments 1,212,229 Insurance Fund 802,798 SLOMA Contribution 500,000 Parks & Rec Grants 84,123 Remainder -$ *After $2.0 million CalPERS ADP Page 292 of 444 7 CalPERS ADP: Staff recommend a contribuƟon of $869,804 in addiƟon to the $2.0 million held in Assigned Fund Balance within the General Fund. This increased payment reflects the growth in staffing costs since the City began making these payments. These ADPs are criƟcal to reducing the City’s pension debt. The City’s unfunded liability as of June 30, 2024, the most recent actuarial measurement date, decreased by $7.0 million or 3.6% year over year thanks to strong investment returns in conjuncƟon with the City’s commitment to making regular ADPs. As detailed in the table below, the City’s Funded RaƟo also improved to 66.2%: In addiƟon to the General Fund, staff recommend ADPs from all funds with staffing costs. InformaƟon on each of the other funds can be found in their respecƟve writeups in the Enterprise Fund and Special Revenue and Other Funds secƟons that follow. These payments will be made from each fund’s year-end reserves, which are sufficient to cover the increased payments. Insurance Fund Reserves: Staff recommend a transfer of $802,798 to the Insurance Fund to help meet reserve requirements for liability and workers compensaƟon self-insurance policies. Policy calls for funding the reserve at 150% of the trailing five-year average claims, or the Historical Claims Basis level, and as called for by the City’s actuaries, or the Actuarial Basis level. Staff’s recommendaƟon will increase the fund’s reserve to the Historical Claims Basis level. Staff plan to recommend addiƟonal contribuƟons from unassigned fund balance over the next five years to meet the reserve level recommended by the City’s actuaries, which is $3.1 million higher than the Historical Claims Basis level as detailed in the table below: AddiƟonal informaƟon can be found in the Insurance Fund writeup within the Special Revenue & Other Funds secƟon of this report. SLOMA ContribuƟon: As directed by Council on November 4, 2025, staff have included a recommended appropriaƟon of $500,000 as a grant to the San Luis Obispo Museum of Art (SLOMA) to assist with their Downtown museum expansion. A proposed grant agreement with SLOMA will be presented to Council for consideraƟon as a separate Council agenda item. Parks and RecreaƟon Grants: This amount represents CAPSLO sƟpends for childcare provided to the Parks and RecreaƟon department that was unused in FY 2023-24 and contributed to the unassigned fund balance amount in that year. This appropriaƟon will return the funds to the Parks and RecreaƟon Department to ensure that these funds are used for their intended purpose. Infrastructure Fund Investments: Staff recommend transferring the remaining unassigned fund balance to the Infrastructure Investment Fund (IIF) for use on eligible infrastructure projects. The Public Works Department has idenƟfied an immediate funding need of approximately $2 million for the Higuera Funded Status 6/30/2023 6/30/2024 Unfunded Liability 195,372,315$ 188,434,821$ Funded Ratio 63.5% 66.2% Page 293 of 444 8 Complete Streets Project, which is construcƟon-ready and scheduled for Council consideraƟon as a business item also on February 17, 2026. Staff recommend allocaƟng the remaining FY 2024-25 unassigned fund balance ($1,212,229) to the IIF with the intent that it remain available for appropriaƟon to the Higuera Complete Streets Project, should Council authorize the issuance of a Request for Proposals to move this project forward to construcƟon. If Council does not authorize the Higuera Complete Streets Project to move forward at that Ɵme, the funding would remain available in the IFF for that project in the future or another infrastructure project that requires funding. Current Infrastructure Investment Fund Earmarks FY 2025-2026 IIF Fund Summary Payment Amount Ending Account Balance Starting Fund Balance FY 25-26 $14,658,406.00 $14,658,406.00 Prado Bridge Widening (Design) FY 26-27 $(3,500,000.00) $11,158,406.00 Prado Bridge Widening FY 27-28 $(11,158,406.00) $- Local Revenue Measure Fund Balance: In addiƟon to the General Fund unassigned balance, the Local Revenue Measure had a fund balance of $848,111 at the end of FY 2024-25. AppropriaƟon of Local Revenue Measure funds requires review and approval of recommendaƟons by the Revenue Enhancement Oversight Commission. As detailed in the Sales Tax variance explanaƟon above, staff have been advised by the City’s consultants to expect a shorƞall in revenue in the current year. Staff and the Revenue Enhancement Oversight Commission do not recommend appropriaƟon of Local Revenue Measure Fund Balance since the balance may be necessary to offset this revenue sho rƞall. Enterprise Fund Summaries The City uses Enterprise funds to account for operaƟons that are financed and operated in a manner similar to private business enterprises, where the intent is that the costs of providing certain services is recovered primarily through user charges. This secƟon of the report includes a write up on the budget status of the City’s four enterprise funds (Water, Sewer, Parking and Transit) through the second quarter of FY 2025-26. As noted in the General Fund Summary above, staff is recommending use of General Fund unassigned fund balance to increase the planned addiƟonal discreƟonary payment (ADP) to CalPERS to ensure that the ADP amount reflects changes in staffing costs for each fund since the City began making these payments. This amount supplements the $2 million that the City holds in assigned fund balance in the General Fund. A porƟon of the unassigned fund balance in the General Fund will be used to supplement the $2 million for the General Fund share of cost for the ADP and the four enterprise funds will make payments for their share of costs from each fund’s year-end reserves, which are sufficient to cover the increased payments. The total amounts paid from each fund are as follows: Page 294 of 444 9 Water Fund Summary The Water Fund’s year-to-date actuals for revenues and expenditures are generally in line with expectaƟons and anƟcipated trends. Observed variances are primarily aƩributable to seasonal revenue paƩerns, Ɵming of grant receipts, and standard budget administraƟon pracƟces, rather than structural changes to the fund. Revenue: Base Charges: Base charge revenue reflects normal billing and collecƟon paƩerns and is not a cause for concern at this Ɵme. Approximately 7% of the variance from the expected 50% of base charge revenue collected by the second quarter is due to Ɵming differences in billing. Part of the July uƟlity bills reflects service provided in June and is therefore recorded in the prior fiscal year. Staff will conƟnue to monitor base charge revenues, and no material variance is anƟcipated based on current trends. Setup Fees: Setup fee revenues are trending above budget and include a one-Ɵme $36,000 payment resulƟng from a seƩlement agreement with the developer of Avila Ranch. Because setup fees are driven by the Ɵming of development acƟvity, they are inherently variable and fluctuate throughout the fiscal year. Other Revenue: Other revenues are below budget due to the Ɵming of ProposiƟon 1B grant reimbursements, which fund the Groundwater Well Development project and increases the City’s water supply and resiliency. Of the $4.1 million that was budgeted for the ProposiƟon 1B grant, $176 thousand CalPERS ADP General Fund 2,869,804$ Water Fund 238,745 Sewer Fund 246,093 Parking Fund 98,570 Transit Fund 15,959 Whale Rock 27,033 TBID 9,983 Total 3,506,187$ FY 2024-25 FY 2025-26 Water Fund Actuals Budget YTD Actuals % Received Water Sales 21,379,368$ 21,449,631$ 10,668,685$ 50% Base Charges 7,650,544 8,448,140 3,547,393 42% Setup Fees 125,561 160,000 124,485 78% Other Revenue 6,972,868 4,351,680 722,316 17% Total Revenue 36,128,340$ 34,409,451$ 15,062,879$ 44% Page 295 of 444 10 has been realized to date. Staff anƟcipate more aggressive drawdowns on this grant funding once construcƟon is underway. Strong investment performance has parƟally offset lower-than-anƟcipated revenues elsewhere in the Other Revenue category. Investment income was budgeted at $50 thousand for the fiscal year, and approximately $326 thousand has been realized to date. Investment earnings are inherently variable and should not be relied upon as a consistent or ongoing source to offset revenue shor ƞalls. Expenditures: Staffing: Excluding upfront annual payments for CalPERS unfunded liability and reƟree healthcare, approximately 41% of the staffing budget has been expended through the second quarter, compared to an expected midyear spend of approximately 46.6%. Staffing expenditures are trending below expectaƟons primarily due to vacancies within the UƟlity Billing and Water DistribuƟon teams. OperaƟng Expenditures: Year-to-date actuals are over 50 % expended primarily due to purchase orders that were opened at the beginning of the fiscal year and annual prepaid expenditures. While these amounts are reflected as obligaƟons, only about 60% of the budget has actually been paid to vendors to date. About $11.4 million of the early-year acƟvity is aƩributable to Source of Supply costs. These costs primarily cover expenses related to dam operaƟon, maintenance, and capital infrastructure for the City's raw water supplies. Staff expect the Water Fund to finish the fiscal year within budget. Sewer Fund Summary The Sewer Fund’s year-to-date financial performance through the second quarter is generally in line with expectaƟons. Variances are primarily driven by the Ɵming of grant receipts, revenue allocaƟons, and standard budget administraƟon pracƟces rather than changes in underlying financial drivers. Revenue: Service Charges: Service charge and base fee revenues are tracking slightly ahead of the propor Ɵonal mid- year benchmark, with approximately 51% of the budgeted amount realized through the second quarter. FY 2024-25 FY 2025-26 Water Fund Actuals Budget YTD Actuals % Expended Staffing 5,495,997$ 6,225,377$ 3,085,746$ 50% Other Operating Expenditures 15,015,367 20,974,582 16,863,771 80% Total Expenditures 20,511,364$ 27,199,960$ 19,949,517$ 73% FY 2024-25 FY 2025-26 Sewer Fund Actuals Budget YTD Actuals % Received Service Charges 15,201,167$ 15,229,215$ 7,792,980$ 51% Base Charges 5,942,531 6,329,610 2,730,136 43% Other Revenue 3,748,643 210,000 1,424,094 678% Total Revenue 24,892,342$ 21,768,825$ 11,947,210$ 55% Page 296 of 444 11 This reflects accurate forecasƟng, and staff do not anƟcipate a material variance in this revenue category by the end of the fiscal year. Base Charges: Base charge revenue reflects normal billing and collecƟon paƩerns and is not a cause for concern at this Ɵme. Approximately 7% of the variance from the expected 50% of base charge revenue collected by the second quarter is due to Ɵming differences in billing. Part of the July uƟlity bills reflect service provided in June and is therefore recorded in the prior fiscal year. Staff will conƟnue to monitor base charge revenues, and no material variance is anƟcipated based on current trends. Other Revenue: Other revenues are performing above budgeted expectaƟon, due to strong interest on investments, one-Ɵme reimbursements from regional partners, and delayed grant payments. Strong investment performance reflects favorable variance of about $534 thousand. One-Ɵme reimbursements from regional partners reflect a favorable variance of $355 thousand. Delayed grant payments reflect a favorable variance of $208 thousand. All variances are due to one-Ɵme or variable revenues and should not be relied upon as a consistent or ongoing sources of revenue. Expenditures: Staffing: Excluding upfront annual payments for CalPERS unfunded liability and reƟree healthcare, approximately 43% of the staffing budget has been expended through the second quarter, compared to an expected spend of approximately 46.6% at midyear. Expenditures are trending below expectaƟons primarily due to vacancies within the UƟlity Billing team. Other OperaƟng Expenditures: Year-to-date actuals are greater than 50% of budget, primarily due to purchase orders that were opened at the beginning of the fiscal year. While these amounts are reflected as obligaƟons, 37% of the budget has actually been paid to vendors to date. While the Sewer Fund is expected to finish the fiscal year within budget, staff are monitoring two operaƟonal challenges. First, the Water Resource Recovery Facility's (WRRF) regulatory sampling requirements are currently being determined by the Regional Water Board. Performance in baseline tesƟng will establish ongoing sampling requirements and can materially impact budgetary needs. Second, the WRRF biogas cogeneraƟon system is at the end of its useful life. This asset offsets electrical and natural gas usage at the facility, which reduces operaƟonal costs and aligns with the City's Lead by Example Climate AcƟon Plan. Staff plan to keep Council informed of any recommendaƟons in maintaining or replacing this asset. Beyond these two challenges, the WRRF’s post-construcƟon operaƟng budget will be evaluated in the coming year to determine whether the forecasted operaƟng condiƟons and the associated allocated resources are sufficient. FY 2024-25 FY 2025-26 Sewer Fund Actuals Budget YTD Actuals % Expended Staffing 5,552,235$ 6,042,596$ 3,116,835$ 52% Other Operating Expenditures 3,905,154 4,828,711 2,717,979 56% Total Expenditures 9,457,388$ 10,871,306$ 5,834,813$ 54% Page 297 of 444 12 Parking Fund Summary The Parking Fund’s year-to-date performance is generally in line with expectaƟons. Revenue variances, primarily in Fines and Other Revenue, are due to delayed receipt of payments that will be realized by year- end. Year-to-date expenditures reflect a minor variance due to annual upfront payments and purchase orders opened at the beginning of the fiscal year. Revenue: The revenue budget is based on projecƟons from the 2024 Parking Rate Study, reflecƟng reduced rates effecƟve July 1, 2024. Technology upgrades recommended in the Technology Roadmap, including new payment equipment in parking garages and at on-street locaƟons, were installed during the current fiscal year and are operaƟng as anƟcipated. Meters: Parking meter revenue includes hourly parking sessions from on-street and surface parking lot areas, including mobile app payments. New payment equipment was installed on-street and in surface parking lot areas in November 2025. While the equipment is funcƟoning as intended, meter revenue is currently tracking slightly below budget due to fewer parking transacƟons compared to the same period in the prior fiscal year. If on-street parking acƟvity does not increase, staff anƟcipates a modest negaƟve variance to budget by year-end. Structures: New parking structure gaƟng equipment recommended by the Technology Roadmap was installed at the beginning of the fiscal year. The equipment is funcƟoning as intended, resulƟng in higher revenue compared to the prior fiscal year when equipment failures occurred, and is meeƟng budget expectaƟons. Staff does not anƟcipate a variance to budget by year-end. Long-Term Parking: Long-term parking revenue includes sales of on-street permits, residenƟal district permits, and garage parking permits. Garage parking permit rates were reduced from $85 per month to $45 per month effecƟve July 1, 2024. Since the rate reducƟon, garage permit sales have steadily increased and are expected to conƟnue to grow with the opening of the Cultural Arts District Parking Garage in Spring 2026. In addiƟon, the digital permit plaƞorm will be expanded in April 2026 to include 10-Hour On- Street Permits, which is anƟcipated to further support permit sales. Staff expect this increased adopƟon will lead to budget aƩainment at year-end. Fines: Parking Fines revenue includes all revenue collected from paid parking citaƟons. In March 2025, the City implemented a new citaƟon management system consistent with recommendaƟons from the Technology Roadmap. Under the new system, citaƟon payments are temporarily held in an escrow account and reconciled monthly once mailed check payments are received. This change has resulted in a slight FY 2024-25 FY 2025-26 Parking Fund Actuals Budget YTD Actuals % Received Meters 4,589,728$ 4,312,367$ 2,007,477$ 47% Structures 1,886,338 2,860,504 1,501,682 52% Long-Term Parking 522,895 500,000 233,422 47% Fines 1,113,016 1,231,100 441,034 36% Other Revenue 2,671,989 671,984 187,102 28% Total Revenue 10,783,966$ 9,575,955$ 4,370,716$ 46% Page 298 of 444 13 delay in revenue recogniƟon, contribuƟng to the year-to-date variance. Staff expects these funds to be received and does not anƟcipate a material variance to budget by fiscal year-end. Other Revenue: Other Revenue in FY 2024-25 included $1.7 million generated through higher returns on investments. Elevated interest rates during FY 2024–25 produced stronger earnings on pooled cash balances from the Cultural Arts District Parking Structure (CADPS) bond issuance, while budget assumpƟons remained conservaƟve. Investment interest is based on available cash, and as the CADPS construcƟon progresses toward compleƟon, cash balance will dwindle; therefore, staff expects minimal investment income and budgeted accordingly. This line also includes Other Rent & Lease Revenue which is budgeted based on current lease agreements, for which most of the revenue is collected toward the end of the fiscal year. Staff expect this line to finish on budget once all lease payments are collected. Expenditures: Staffing: Excluding upfront annual payments for the CalPERS unfunded liability and reƟree healthcare, approximately 48% of the staffing budget has been expended through the second quarter. Staffing expenditures are forecasted to conƟnue tracking as anƟcipated and staff does not project a variance to the budget by year-end. Other OperaƟng Expenditures: Year-to-date actuals include purchase orders established at the beginning of the fiscal year. While these amounts are reflected as obligaƟons, only 41% of the budget has been expended through the second quarter. Staff will conƟnue to monitor expenditures closely and anƟcipate the fund will finish the fiscal year under budget. FY 2024-25 FY 2025-26 Parking Fund Actuals Budget YTD Actuals % Expended Staffing 2,109,475$ 2,198,513$ 1,182,929$ 54% Other Operating Expenditures 1,707,291 1,750,531 931,628 53% Total Expenditures 3,816,767$ 3,949,044$ 2,114,557$ 54% Page 299 of 444 14 Transit Fund Summary The Transit Fund’s year-to-date results are generally consistent with expectaƟons. The Transit Fund is heavily subsidized by Federal grants which are reimbursement-based; as a result, revenues are realized aŌer expenses are incurred and draw down requests are submiƩed. Grant funds budgeted but not expended during the current fiscal year will remain available for reimbursement in future fiscal years. Through the first six months of the current fiscal year, overall transit ridership has increased by 18% compared to the same period in the prior fiscal year, which significantly exceeds the 2% annual growth forecasted in the recently adopted Short-Range Transit Plan. Revenue: Local (Bus Fare): Local bus fare revenue includes fares collected on board buses, as well as revenue from physical and digital pass sales. Cal Poly Transit Payments: Cal Poly transit payment revenue is generated through a three-year agreement between the City and Cal Poly for transit services. Payments are received quarterly, and three payments have been received to date. Staff does not anƟcipate a variance to budget by year-end. Federal Grants: Federal grant revenue includes capital and operaƟng funds from federal formula grant programs and is dependent on the Ɵming of capital expenditures and operaƟng drawdowns. The City conƟnues to draw down American Rescue Plan Act (ARPA) operaƟng funds awarded in 2022, with drawdowns occurring quarterly (October, January, April, and July) to align with federal reporƟng requirements. To date, one drawdown is reflected in the table above. Several federally funded capital projects are currently underway, and reimbursement for eligible expenses is expected by year-end. Federal funds budgeted to these projects but not expended will remain available for reimbursement in future fiscal years. State Grants: State grant revenue primarily consists of TransportaƟon Development Act (TDA) funds, which are generated by statewide sales tax and administered by the San Luis Obispo Council of Governments (SLOCOG). Because the City adopts its budget prior to the final calculaƟon of TDA allocaƟons, actual funding amounts may differ from budgeted assumpƟons. Based on final allocaƟon amounts provided by SLOCOG, the final calculaƟon was less than previously esƟmated. Staff anƟcipate a negaƟve variance of $384,000 by year-end. This reducƟon in funding is not expected to impact service levels or the delivery of capital projects because the Transit Fund has sufficient TDA fund reserves from prior fiscal years that can be drawn upon to cover any eligible operaƟng or capital expense shorƞalls resulƟng from the negaƟve variance. FY 2024-25 FY 2025-26 Transit Fund Actuals Budget YTD Actuals % Received Bus Fares 234,855$ 260,000$ 121,081$ 47% Cal Poly Transit Payments 750,000 750,000 562,500 75% Federal Grants 8,859,273 8,254,281 641,382 8% State Grants 1,360,509 2,733,722 1,174,746 43% Other 998,813 30,455 520,452 1709% Total Revenue 12,203,449$ 12,028,458$ 3,020,161$ 25% Page 300 of 444 15 Other Revenue: Other revenue includes earnings on cash and investment balances, as well as other grants and subvenƟons. During the fiscal year, the City applied for and received a $400,000 rebate from Central Coast Community Energy (3CE) related to the purchase of six new electric buses. In addiƟon, interest earnings are currently exceeding budget by approximately $60,000 due to higher than anƟcipated investment returns driven by the conƟnued elevated interest rate environment. As a result, staff anƟcipates a significant posiƟve variance by year-end. Expenditures Staffing: Excluding upfront annual payments for the CalPERS unfunded liability and reƟree healthcare, approximately 48% of the staffing budget has been expended through the second quarter. Staffing expenditures are expected to conƟnue tracking as anƟcipated, and staff does not project a variance to the budget by year-end. Other OperaƟng Expenditures: Year-to-date actuals include purchase orders established at the beginning of the fiscal year. While these amounts are reflected as obligaƟons, only 37% of the budget has been expended to date. Staff will conƟnue to monitor expenditures closely and anƟcipates a posiƟve variance by year-end. FY 2024-25 FY 2025-26 Transit Fund Actuals Budget YTD Actuals % Expended Staffing 393,432$ 391,095$ 215,680$ 55% Other Operating Expenditures 4,992,796 5,612,975 4,412,387 79% Total Expenditures 5,386,228$ 6,004,069$ 4,628,066$ 77% Page 301 of 444 16 Special Revenue and Other Fund Summaries Tourism Business Improvement District The Tourism Business Improvement District (TBID) assessment is set at 2% of the lodging industry’s gross receipts. The program annually aligns its operaƟng budget with its anƟcipated revenues, and any difference is due to open purchase orders carried over from the prior year. Revenue: While less than half of the budget has been recorded to date, revenue is recorded on a more than one month delay and staff expect to collect at least the budgeted amount for the full year. Expenditures: The TBID procures many of its services in advance, leading to a high percent of other operaƟng expenditures budget expended early in the year. The fund is expected to finish on budget for the full year. Boysen Ranch ConservaƟon Fund Boysen Ranch consists of approximately 116 acres bounded by Los Osos Valley Road, Foothill Boulevard, and O’Connor Way. The City holds a series of conservaƟon easements that protect approximately 25 acres of the Ranch to miƟgate impacts to wetlands and waters caused by the nearby commercial development projects on Los Osos Valley Road. As part of the original easement agreement, Boysen Ranch’s owners provided the City with an endowment to fund required monitoring acƟviƟes. Revenue: The Boysen Ranch ConservaƟon Fund is an endowment fund and its budgeted revenue is provided by investment income. The fund is expected to benefit from the current interest rate environment and meet or exceed its revenue budget. Expenditures FY 2024-25 FY 2025-26 TBID Actuals Budget YTD Actuals % Received Assessments 2,304,764$ 2,219,941$ 986,917$ 44% Total Revenue 2,304,764$ 2,219,941$ 986,917$ 44% FY 2024-25 FY 2025-26 TBID Actuals Budget YTD Actuals % Expended Staffing 241,390 262,464$ 105,615$ 40% Other Operating Expenditures 1,911,188 2,109,984 1,856,979 88% Total Expenditures 2,152,578$ 2,372,448$ 1,962,594$ 83% FY 2024-25 FY 2025-26 Boysen Ranch Actuals Budget YTD Actuals % Received Investment Income 20,157$ 7,500$ 4,241$ 57% Total Revenue 20,157$ 7,500$ 4,241$ 57% Page 302 of 444 17 The fund has made its budgeted payment for authorized conservaƟon acƟviƟes. Staff expect no further payments and the fund will finish on budget. Insurance Fund The Insurance Fund serves to pay the City’s annual costs for liability, workers’ compensaƟon, polluƟon, volunteer, and property insurance needed to protect the City as well as direct claims-related expenses. It is also intended to maintain adequate reserves for future claims and unpredictable increases in insurance costs. Revenue: Insurance Fund revenues are transfers in from the General Fund and will finish on budget. Expenditures: While recent acƟons to reduce premiums have delivered savings to the Insurance Fund, addiƟonal contribuƟons from the General Fund are necessary to build and maintain adequate reserves in this fund according to City policy and actuarial esƟmates. The City’s Fund Balance and Reserve Policy establishes that the Insurance Fund will maintain funding to cover 150% of the average claim costs for the past five years. The policy also states that actuarial informaƟon will be taken into consideraƟon. Based on the most recent actuarial study dated October 10, 2025, the City should maintain a reserve of $5,129,000 for liability claims and $3,222,000 for workers’ compensaƟon claims, totaling $8,351,000, if funding at a 75% probability level. The insurance fund reserve was $4,437,620 as of June 30, 2025. This is $802,798 below the required funding level of 150% of the five-year average claims costs, and $3,913,380 below the actuarial recommended funding level at a 75% probability level, as detailed in the table below: FY 2024-25 FY 2025-26 Boysen Ranch Actuals Budget YTD Actuals % Expended Authorized Expenditures 5,023 12,535$ 12,535$ 100% Total Expenditures 5,023$ 12,535$ 12,535$ 100% FY 2024-25 FY 2025-26 Insurance Fund Actuals Budget YTD Actuals % Received Transfers in 6,000,000$ 6,000,000$ 4,500,000$ 75% Total Revenue 6,000,000$ 6,000,000$ 4,500,000$ 75% FY 2024-25 FY 2025-26 Insurance Fund Actuals Budget YTD Actuals % Expended Workers Comp 774,732 2,069,183$ 1,269,313$ 61% Liability & Other 3,020,344 3,457,975 2,285,842 66% Total Expenditures 3,795,076$ 5,527,158$ 3,555,155$ 64% Insurance Fund Historical Claims Basis Actuarial Basis Fund Balance at 6/30/2025 4,437,620$ 4,437,620$ Target 5,240,418 8,350,000 Variance 802,798$ 3,912,380$ Page 303 of 444 18 As noted earlier in the report, staff is recommending allocaƟon of $802,792 from FY 2024-25 General Fund unassigned fund balance to address a porƟon of the variance and plans to recommend addiƟonal unassigned fund balance allocaƟons of up to $1 million per year (pending availability) over the next five years to bring the Insurance Fund reserves to a policy-compliance level. Public Safety Equipment Replacement Fund The Public Safety Equipment Fund (PSEF) was created with the 2019-21 Financial Plan to help budget and forecast the replacement of Public Safety equipment that has expired or become damaged. The Fund had received an original seed amount with the FY 2019-20 budget and, going forward, an annual allocaƟon is made from the General Fund. Revenue: The fund receives revenue in the form of transfers in from the General Fund and will finish on budget. Expenditures: The fund budgets for replacement of public safety equipment currently in service and is expected to finish the year on budget. Any unspent funds remain available for future scheduled purchases. San Luis Ranch CFD A Mello-Roos Community FaciliƟes District (CFD) was established and approved by City Council on April 16, 2019 (Ordinance No 1661) pursuant to secƟon 5.02 of the San Luis Ranch Development Agreement. The boundaries of the CFD are idenƟcal to the San Luis Ranch Specific Plan and includes 131.4 acres approved for up to 580 dwelling units and commercial development, a 200-room hotel, 100,000 square feet of office space, 150,000 square feet of retail space, 7.8 acres of parks/ open space, and 52.3 acres of farmed agriculture land. The purpose of the CFD is to fund major road improvements, potable and non- potable water system improvements, drainage system improvements, wastewater system improvements, solid waste improvements, park and paseo improvements, open space improvements, and uƟliƟes. Revenue: FY 2024-25 FY 2025-26 Public Safety Actuals Budget YTD Actuals % Received Transfers in 387,334$ 236,226$ 177,170$ 75% Total Revenue 387,334$ 236,226$ 177,170$ 75% FY 2024-25 FY 2025-26 Public Safety Actuals Budget YTD Actuals % Expended Equipment Purchases 307,329 222,889$ 92,175$ 41% Total Expenditures 307,329$ 222,889$ 92,175$ 41% FY 2024-25 FY 2025-26 San Luis Ranch CFD Actuals Budget YTD Actuals % Received Tax Revenue 1,911,925$ 1,368,152$ 272,192$ 20% Total Revenue 1,911,925$ 1,368,152$ 272,192$ 20% Page 304 of 444 19 The fund collects property tax from residents under the Teeter Plan with the County and is expected to finish the year on budget or beƩer. Expenditures: The fund budgets for authorized expenditures, largely debt service, and is expected to finish the year on budget. Avila Ranch CFD A Mello-Roos Community FaciliƟes District was established and approved by City Council on October 24, 2017 (ResoluƟon No 10844) pursuant to secƟon 5.02.1 of the Avila Ranch Development Agreement. The CFD boundaries are idenƟcal to that of the Avila Ranch Development project and located at the northeast corner of Buckley Road and Vachell Lane. The Avila Ranch Project will include up to 720 dwelling units, 15,000 square feet of office and retail, 18 acres of parks, 53 acres of open space, riparian corridors and farmed agricultural land. The CFD was formed with purpose of funding services as well as faciliƟes of the CFD. Services to be funded can include the maintenance and lighƟng of parks, parkways, streets, roads, and open space; flood and storm protecƟon services; police & fire protecƟon services; maintenance and operaƟon of real property. FaciliƟes to be funded can include park, recreaƟon, parkway, and open space faciliƟes; construcƟon and undergrounding of uƟliƟes (water, natural gas, telephone lines, electric, cable television); for the acquisiƟon, improvement, or rehabilitaƟon of real property. Revenue: The fund collects property tax from residents under the Teeter Plan with the County and is expected to finish the year on budget or beƩer. Year to date results include accruals for tax payments to be made in April and are subject to change. Expenditures: FY 2024-25 FY 2025-26 San Luis Ranch CFD Actuals Budget YTD Actuals % Expended Authorized Expenditures 181,313 339,417$ 193,242$ 57% Transfers 245,664 207,243 155,432 75% Debt Service 927,450 946,700 562,600 59% Total Expenditures 1,354,427$ 1,493,360$ 911,274$ 61% FY 2024-25 FY 2025-26 Avila Ranch CFD Actuals Budget YTD Actuals % Received Tax Revenue 560,516$ 767,253$ 771,488$ 101% Total Revenue 560,516$ 767,253$ 771,488$ 101% FY 2024-25 FY 2025-26 Avila Ranch CFD Actuals Budget YTD Actuals % Expended Authorized Expenditures 50,435 99,011$ 85,367$ 86% Transfers 386,517 234,122 175,592 75% Total Expenditures 436,952$ 333,133$ 260,958$ 78% Page 305 of 444 20 The fund budgets for authorized services expenditures including maintenance, uƟliƟes, and supplies, and is expected to finish the year on or under budget. Because the development is new, maintenance costs are currently lower than revenues. At full buildout it is expected that costs to serve this neighborhood will exceed revenue and the General Fund will provide services above and beyond what the CFD pays for. All unexpended funds fall to fund balance and are available for expenditure in future years Page 306 of 444 21 Capital Improvement Program Update During the first half of the fiscal year, the City conƟnued to make significant progress in delivering its Capital Improvement Program (CIP) projects. The capital summary table below provides detail on completed and ongoing projects through the first two quarters, showcasing efforts to enhance infrastructure, maintain criƟcal systems, and improve community spaces. Key projects completed during this period include the Water Resource Recovery Facility Upgrade, Downtown MulƟ-Space Pay StaƟon InstallaƟon, and sewer replacement projects at Morro and Mill and Sierra Way. These accomplishments underscore the City's commitment to providing high-quality public faciliƟes and ensuring long-term reliability of essenƟal infrastructure. In addiƟon to completed projects, construcƟon resources are dedicated to compleƟng ongoing construcƟon projects, such as the Mission Plaza Enhancements and the Cultural Arts District Parking Structure. Both projects are in the City’s downtown core and are highly anƟcipated legacy projects. Upcoming projects entering construcƟon include EV Bus Charging Infrastructure at the Transit Yard, and the long awaited Righeƫ Community Park, which is expected to break ground in Spring 2026. Project Number Project Total Budget Estimated Construction Completion Date Additional Comments 2000561 Morro and Mill Sewer Replacement $ 2,800,000 Completed 2091219 Water Resource Recovery Facility Upgrade $ 143,376,754 Completed 2000075-13.01 Jack House Roof and Windows $ 499,554 Completed 2000539-02 Sierra Way Sewer Replacement $ 2,766,449 Completed 2000114-02 City Hall's Finance/IT Remodel $ 1,337,705 Completed 2000574-01 Downtown Multi-Space Pay Station Installation $ 1,400,000 Completed 2091506-02 Bob Jones Trail Groundwater Well Drilling (Packet 2) $ 569,037 Completed 2000096 Sewer-main Replacement: Foothill and Santa Rosa CalTrans $ 598,591 Completed 2090649 Mid-Higuera Bypass $ 11,550,000 Q3 FY 25-26 Construction ongoing. 2091439 Mission Plaza Enhancements $ 3,729,574 Q3 FY 25-26 Construction Ongoing. 2000577-04 1106 Walnut TI $ 1,887,843 Q3 FY 25-26 Construction Ongoing. 2000616 Roadway Paving 2025 $ 9,117,000 Q3 FY 25-26 Construction Ongoing. 2000577-04 1106 Walnut Fence $ 512,734 Q3 FY 25-26 Construction Ongoing. 2000615-01 Grand Ave Striping and Signage Modifications $ 429,000 Q3 FY 25-26 Construction Started in Q2. 2000117 Cultural Arts District Parking Structure $ 47,000,000 Q3 FY 25-26 Construction Ongoing. 2000402_403 EV Bus Charging Infrastructure $ 1,103,225 Q4 FY 25-26 Construction Starting Q3 FY25- 26 2000054-01 Righetti Community Park $ 13,668,912 Q2 FY 27-28 Construction Starting in Q3 FY25-26 Completed & Ongoing Construction Capital Projects (July 2025 -December 2025) Page 307 of 444 22 Project Number Project TOTAL ESTIMATED PROJECT COST (Construction Phase) Estimated Construction Start Date Additional Comments 2091503 California and Taft Roundabout $ 6,800,000 Q1 FY 26-27 Right of way acquisition in progress and finalizing design documents. Construction start pending right-of-way resolution, could slip into Q2 FY27. 2091252 Prado Road Bridge and Road Widening $ 33,100,100 Q2 FY 27-28 Regulatory permits secured. 90% constuction documents under development. A value analysis of this project in coordination with the Prado Interchange is under development. 2091613 Prado Road Interchange $ 99,000,000 Q2 FY 29-30 Construction cost reduced by Council on November 4, 2025 from $124M to $99M. The consultant team is currently developing a supplemental project report and advancing construction documents. Supplemental project report is planned to be considered by Council in mid-calendar year 2026. Status of Major and Legacy Projects in Design Page 308 of 444 23 Major City Goals Update This report includes an update on all Major City Goal tasks from the 2025-27 Financial Plan with an original compleƟon date in the first half of FY 2025-26. As of the second quarter, eleven Major City Goal tasks have been completed or are on track and four have been delayed. AddiƟonal detail on how each task was completed or why it was delayed can be found in the tables that follow: Page 309 of 444 Major City Goal Task Estimated Completion Status Update Support the cultural arts, including the Cultural Arts District : c. Complete the update to the City's Historic Resources Inventory. Complete initial phase of the project updating the Historic Preservation Ordinance and Historic Context Statement (Phase 1) and complete the update of the Historic Resources Inventory (Phase 2). ** (FY 2027 Q4) FY 2026 Q2 Phase 1 Complete. On December 2, 2025, the City Council held a public hearing to introduce an ordinance repealing the existing Historic Preservation Ordinance (SLOMC 14.01) and replacing it with updated provisions, and adopted a resolution approving updates to the Historic Context Statement. Following the second reading, the ordinance will become effective on February 13, 2026. Balance operational needs and infrastructure investments with consideration of the long-term fiscal sustainability of the City organization: b. Conduct an RFP process to evaluate banking service providers that will provide secure banking services at the best value to the City. FY 2026 Q2 Complete. On October 7, 2025, the City Council awarded a seven-year contract to JPMorgan Chase to continue serving as the City’s primary banking services provider, determining that selecting this provider was in the City’s best interest. Facilitate programs and initiatives to support diverse community engagement and representation: b. Partner with Diversity Coalition's BIPOC Board Leadership Program to increase representation of underserved and underrepresented groups on City Advisory Bodies through a separate training/panel session in conjunction with the existing program. FY 2026 Q2 Complete. On Thursday, November 13, at the Ludwick Community Center, the Office of Diversity, Equity, and Inclusion sponsored and hosted a community mixer designed to build connections between local nonprofits and community members. The event created space for nonprofit organizations to share information about their missions and board opportunities with participants who had just attended the BIPOC Board Leadership Conference earlier that day. During the BIPOC Board Leadership Program, the Office of Diversity, Equity, and Inclusion also presented on City Advisory Bodies and shared clear, accessible information on how community members can become more engaged in City and County government. Together, these efforts supported pathways to civic participation, leadership, and belonging. Facilitate programs and initiatives to support diverse community engagement and representation: d. Develop and distribute a “how to” guide in Spanish and other languages on how to participate in public meetings and share public comment. FY 2026 Q2 Near complete. A "How to" Guide has been developed and translated into Spanish and is currently in the final stages of review. In August 2026, staff will host a community workshop in the Council Chambers to walk through the guide in a hands-on and welcoming way. The workshop will offer a deeper understanding of the content, provide community members with the opportunity to be present in the Council Chambers, and practice making public comment in a supportive environment. This approach seeks to strengthen access, build confidence, and increase community participation by at least 15 percent moving forward. Facilitate sustainable growth that aligns with climate, economic, and housing goals: c. Conduct a study session on implications and implementation of State Fire Hazard maps for local responsibility areas. FY 2026 Q2 Complete. A Study Session was held on October 7, 2025, during which Council provided direction on proposed amendments to the WUI code (adopted 12/2/25), as well as guidance on implementation of the code changes, as reflected in the meeting minutes. Promote the expansion and diversification of housing opportunities for all: b. Create an informational handbook to assist the community in understanding state and local regulations for the development of ADUs and the creation of Urban Lot Splits and evaluate options for adopting pre-approved ADU plans. FY 2026 Q2 Complete and In Progress. The ADU and Urban Lot Split Guide will be uploaded to the City website before the end of February 2026. Staff continue to evaluate options for adopting pre-approved ADU plans, however, with recent state law changes, architects can request that any of their plans submitted become "pre-approved" plans and provided on the City's webpage. Ensure housing is safe, healthy, and affordable, while facilitating stronger protections for renters: a. Conduct a study session with the City Council to identify needs and opportunities regarding renter protections, based on the memo produced in 2024, and receive direction on items for further consideration and development. FY 2026 Q2 Complete. A Study Session was held on October 28, 2025, during which Council provided direction to proceed with near-term strategic actions within the current work program, advance a Rental Registry study session in February 2026 incorporating Council feedback, and initiate development of a Safe Housing Strategic Plan in the next fiscal year. Council also directed staff to conduct additional research on identified policy questions and data gaps related to rental housing conditions, enforcement, and tenant and landlord education. Ensure housing is safe, healthy, and affordable, while facilitating stronger protections for renters: c. Adopt and implement updated California Building Standards and local amendments (building code) FY 2026 Q1 Complete. The updated California Building Standards and local amendments (building code, fire code, etc.) were adopted by Council on December 2, 2025 via Ordinances 1751 and 1752. Collaborate with partners to prevent and reduce homelessness : c. Homeless Services - Meet monthly with CAPSLO to support effectiveness of the 40 Prado Homeless Service Center, including updates to Good Neighbor Policy which will be presented to Council in Q2 of FY25-26. FY 2026 Q2 Ongoing and Near Complete. Leadership and staff from the City and CAPSLO continue to meet monthly to collaborate on collective homelessness response strategic planning efforts and partnership opportunities. CAPSLO will present updates to Council on their Homeless Services Division's 2025-2028 Strategic Alignment Plan and the 2025 CAPSLO Good Neighbor Policy at the March 17, 2026 City Council meeting. On track tasks: Page 310 of 444 Major City Goal Task Estimated Completion Status Update Advance street safety improvements and support Vision Zero goals for all road users: a. Start construction of the 2025 Arterials Paving project which could include streets such as Sacramento Drive, Tank Farm, and Calle Joaquin depending on available funding. FY 2026 Q2 Complete. Construction started in September 2025. Due to insufficient funding, work on Calle Joaquin was excluded from the project. Support policies and programs aimed at expanding mass transportation and public transit: a. Execute new SLO Transit Operations and Maintenance Agreement. FY 2026 Q2 Near Complete. RFP has been published and responses are due by February 20, 2026. Council item is scheduled for April 7, 2026 to award the contract. Continue implementation of the Climate Action Plan (CAP) and Lead by Example (LBE) Plan Work Programs: g. Develop and adopt internal polices focused on zero emissions buildings, facilities, and vehicles (LBE) FY 2026 Q2 FY 2026 Q4 Delayed. An internal review draft has been written and is currently under review. Staff expects the internal policies to be completed and enforced by FY 2026 Q4. Facilitate sustainable growth that aligns with climate, economic, and housing goals: b. Conduct a study session on the status of the City's growth management regulations. FY 2026 Q2 FY 2026 Q3 Delayed and Recommended Change. Given emergent community needs and an impacted agenda forecast, this item has been moved to FY 2026 Q3 and is recommended to be presented to Council in memo format rather than as a study session during this financial plan. Support the cultural arts, including the Cultural Arts District : a. Complete the construction of the Mission Plaza Project to enhance the experience of the plaza and downtown. FY 2026 Q2 FY 2026 Q3 Delayed and Near Complete. Project construction is expected to be complete by March. Completion is behind schedule due to weather and contractor delays. The tenant lease for the kiosk has been executed with the owners of Linnea's. Build out park infrastructure to support community recreation and accessibility: a. Start construction of Righetti Ranch Park (Phase 1). FY 2026 Q2 FY 2026 Q4 Delayed and Near Complete. On December 2, 2025 the Council awarded a construction contract for the Righetti Community Park, anticipated to begin in Spring 2026. Components of the park scheduled for construction include the fields, playground, and restrooms, as well as the pickleball courts and bike pump track. Delayed tasks: Page 311 of 444 FY 2025-26 Q2 Budget Report February 17, 2026 Recommendation a)Receive and file the FY 2025-26 Second Quarter Budget Report; and b)Appropriate $3,468,954 in unassigned FY 2024-25 General Fund Balance as detailed in the report; and c)Appropriate $2,000,000 in assigned FY 2024-25 fund balance and authorize an Additional Discretionary Payment to CalPERS of $3,506,187; and d)Appropriate the National Leage of Cities Health and Wellbeing award of $20,000 Year to Date Revenue Budget % Received Status General Fund $117.2M 38% Water $34.4M 44% Sewer $21.8M 55% Parking $9.6M 46% Transit $12.0M 25% Sales Tax Trend $51.7M $52.9M $53.4M $54.4M $55.5M $- $10.0M $20.0M $30.0M $40.0M $50.0M $60.0M FY 2021-22 FY 2022-23 FY 2023-24 FY 2024-25 FY 2025-26B +2.4%+0.8%+1.9%+2.0% Development Fee Revenue Trend $7.3M $7.2M $6.1M $6.5M $6.2M $5.7M $4.6M $- $2.0M $4.0M $6.0M $8.0M FY 2 0 1 9 - 2 0 FY 2 0 2 0 - 2 1 FY 2 0 2 1 - 2 2 FY 2 0 2 2 - 2 3 FY 2 0 2 3 - 2 4 FY 2 0 2 4 - 2 5 FY 2 0 2 5 - 2 6 B Expected $1.1M Surplus Year to Date Operating Expenditures Budget % Expended Status General Fund $100.2M 57% Water $27.2M 73% Sewer $10.9M 54% Parking $3.9M 54% Transit $6.0M 77% Major City Goal Update 0 tasks 4 tasks to be completed in second half of FY 2025-26 11 tasks complete Of 15 tasks scheduled to be completed during first half of FY 2025-26 CIP Update: Highlights include several completed projects: •Morro & Mill, Sierra Way, and Foothill & Santa Rosa Sewer Replacements •Water Resource Recovery Facility Upgrade •Downtown Multi-Space Pay Station •Jack House Roof and Windows Ongoing projects include: •Mission Plaza Enhancements •Cultural Arts District Parking Structure •Mid-Higuera Bypass 2023 Winter Storms Update •$909,090 recognized in FY 2024-25 •$167,408 recognized in FY 2025-26 $1,076,498 received to date FEMA has obligated $2,047,063 in total Appropriation Recommendations Funding Sources Use of Unassigned Fund Balance for one-time purposes Fiscal Policy Section 8. CalPERS & Unfunded Liabilities The City sets the following prioritization of unassigned General Fund balance: a.Additional discretionary payments to CalPERS b.Infrastructure investments c.Emerging Health and Safety needs of the community Recommended Use of Fund Balance CalPERS Funded Status As of June 30, 2024 Plan Assets Accrued Liability Unfunded Liability Funded Ratio Miscellaneous 191,435,452$ 291,293,527$ 99,858,075$ 65.7% Safety 178,415,852 266,992,598 88,576,746 66.8% Tot a l 369,851,304$ 558,286,125$ 188,434,821$ 66.2% Total Recommended CalPERS ADP by Fund Infrastructure Investment Fund Higuera Complete Streets Project Need $2,000,000 Infrastructure Investment Fund Transfer (1,212,229) Remainder $787,771 Insurance Fund Reserves Insurance Fund Historical Claims Basis Actuarial Basis Fund Balance at 6/30/2025 4,437,620$ 4,437,620$ Target 5,240,418 8,351,000 Variance 802,798$ 3,913,380$ Recommendation a)Receive and file the FY 2025-26 Second Quarter Budget Report; and b)Appropriate $3,468,954 in unassigned FY 2024-25 General Fund Balance as detailed in the report; and c)Appropriate $2,000,000 in assigned FY 2024-25 assigned fund balance and authorize an Additional Discretionary Payment to CalPERS of $3,506,187; and d)Appropriate the National Leage of Cities Health and Wellbeing award of $20,000 THANK YOU Appendix Funded Ratios vs Investment Returns 71.1% 82.6%72.7%72.3%74.9% 61.7%70.1%63.2%63.5%66.2% 4.7% 21.3% -6.1%5.8%9.3% -25.0% 0.0% 25.0% 50.0% 75.0% 100.0% 6/30/2020 6/30/2021 6/30/2022 6/30/2023 6/30/2024 Average Funded Ratio SLO Funded Ratio Investment Return Infrastructure Investment Fund Amount Starting Fund Balance $ 14,658,406 Higuera Complete Streets Feb 2026 $ (2,000,000) Unassigned Fund Balance (Higuera Repayment) Feb 2026 $ 1,212,229 BALANCE POST FEB 17, 2026 $ 13,870,635 Capital Reserve (Higuera Repayment) July 2026 $ 787,771 Prado Bridge Widening (July 2026)$ (3,500,000) BALANCE POST July 1, 2026 $ 11,158,406 Prado Bridge Widening (July 2027)$ (11,158,406) BALANCE POST July 1, 2027 $ - Infrastructure Investment Fund Alternate Scenario Amount Starting Fund Balance $ 14,658,406 Higuera Complete Streets Feb 2026 $ (2,000,000) Unassigned Fund Balance (Higuera Repayment) Feb 2026 $ 1,212,229 BALANCE POST FEB 17, 2026 $ 12,658,406 Capital Reserve (Higuera Repayment) July 2026 $ 2,000,000 Prado Bridge Widening (July 2026)$ (3,500,000) BALANCE POST July 1, 2026 $ 11,158,406 Prado Bridge Widening (July 2027)$ (11,158,406) BALANCE POST July 1, 2027 $ -