HomeMy WebLinkAbout02-07-2012 ac korsgadenFAR ERS
Sta g . \. K rsgaden
1239 E . Grand Avenu e
Arroyo Grande,Ca . 93420
Phone : 8(15-481-141 6
Fax : 81)5-481-1188
:b.irs aden a farmers veilLc))1,1 1
1 ..icense :11-511 '48
Stephen and Janine Barasch 1-24-201 21697 Sydney Stree t
San Luis Obispo, CA 93401-465 5
RE : 1130 Leff Street,San Luis Obispo,Ca . 9340 5
Dear Steve and Janine ,
The purpose of this letter is to inform you, based on physical inspection of you r
property on 1130 Leff Street, San Luis Obispo, that your rental does not mee t
the minimal acceptable maintenance and condition expectations required t orenew your policy .
Based on the Farmer's Insurance Guidelines, there are two major Underwritin g
Rules not satisfied :
1 . •Risks presenting an unusual liability hazard .
a.Adjacent to your property, neighboring property and sidewalk is avery dangerous open pit . (see attached photos) It is alarmingl y
close to the sidewalk and driveway . Vehicles and pedestrian scoming and going onto the property are at risk .
b.It is also an attractive nuisance . Kids might find it tempting to
explore this unprotected waterway . Debris has accumulate d
causing additional potential for harm .•Dwellings that do not comply with all Acceptable Maintenance &
Condition Expectations (AMCE).a . Your dwelling is impeccably maintained . Farmers not only ha s
expectations for your rental but also the surrounding area .You r
policy could be brought into a liability situation due to the adjacen t
nature of the hazardous conditions .
At minimum, your tenants and the public would need to be saf efrom bodily injury . That minimum requirement has not been met .
The current condition needs immediate attention . Certain standards are place dnot only to minimize any legal issues ; they are also provisions to keep th epublic in general safe from harm . If these underwriting requirements are no tmet, your policy will not renew .
Please contact me if you should have any questions or if I can assist in resolvin g
this issue .
Best Regards,