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HomeMy WebLinkAbout07/16/1996, C-3 - RESOLUTION TO IMPLEMENT PRE-TAX PAYROLL DEDUCTIONS FOR SERVICE CREDIT PURCHASES council "°fift-7_,(P_�� j agenba nEpoin �3 CITY OF SAN LUIS OBISPO FROM: Ann Slate, Personnel Director` Prepared By: Karen Jenny, Risk Managerxk SUBJECT: Resolution to implement pre-tax payroll deductions for service credit purchases RECOMMENDATION Adopt a resolution implementing pre-tax payroll deductions for service credit purchases as authorized by Internal Revenue Code section 414 (h)(2) and the California Government Code. DISCUSSION Employees who worked in PERS-covered employment prior to working for the City of San Luis Obispo and withdrew their contributions, may purchase,or redeposit those contributions through payroll deduction. PERS has recently announced the ability to make those deductions on a pre- tax basis. Currently five employees are purchasing service credit, and those deductions are taken after withholding for state and federal income taxes. Adoption of the proposed resolution allowing the pre-tax deduction is required by PERS in order for the City to participate in this program. The affected employees have been contacted and are interested in participation. FISCAL IMPACT There is no cost to the City to provide service credit deductions on a pre-tax basis. The participating employees will save the income tax currently payable on those deductions. Attachment Resolution A_ 91/ Employer Code: 0319 RESOLUTION NO. (1996 Series) A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SAN LUIS OBISPO MPLEMENTTNG THE PRE-TAX PAYROLL DEDUCTION PLAN FOR SERVICE CREDIT PURCHASES (CONTRIBUTION CODE 14) WHEREAS, the Board of Administration of the California Public Employees'Retirement System (CalPERS) at the April 1996 meeting approved a pre-tax payroll deduction plan for service credit purchases under Internal Revenue Code (IRC) section 414 (h)(2); and WHEREAS, the City of San Luis Obispo has the authority to implement the provisions of IRC section 414 (h)(2) and has determined that even though implementation is not required by law, the tax benefit offered by this section should be provided to those employees who are members of Ca1PERS; and WHEREAS, the City of San Luis Obispo elects to participate in the pre-tax payroll deduction plan for all employees in the miscellaneous and safety CaIPERS coverage groups. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of San Luis Obispo hereby resolves: SECTION 1. That the City of San Luis Obispo will implement the provisions of IRC section 414 (h)(2)by making employee contributions for service credit purchases pursuant to the California State Government Code on behalf of its employees who are members of Ca1PERS and who have made a binding irrevocable election to participate in the pre-tax payroll deduction plan. "Employee contributions" shall mean those contributions reported to CalPERS which are deducted from the salary of employees and are credited to individual employee accounts for service credit purchases thereby resulting in tax deferral of employee contributions. SECTION 2. That the contributions made by the City of San Luis Obispo to CalPERS, although designated as employee contributions, are being paid by the City of San Luis Obispo in lieu of contributions by the employees who are members of CalPERS. SECTION 3. That the employees shall not have the option of choosing to receive the contributed amounts directly instead of having them paid by the City of San Luis Obispo to CalPERS. SECTION 4. That the City of San Luis Obispo shall pay to CalPERS the contributions designated as employee contributions from the same source of funds as used in paying salary, thereby resulting in tax deferral of employee contributions. SECTION 5. That the effective date for commencement of the pre-tax payroll deduction plan cannot be any earlier than July 1, 1996, or the date the completed resolution is received and approved in Ca1PERS, whichever is later. SECTION 6. That the governing body of the City of San Luis Obispo shall participate in and adhere to requirements and restrictions of the pre-tax payroll deduction plan by reporting pre-tax payroll deduction when authorized by Ca1PERS for those employees of the above stated Coverage Groups who have elected to participate in this plan. Upon motion of seconded by , and on the following roll call vote: AYES: NOES: ABSENT: the foregoing resolution was adopted this day of 1996. ATTEST: City Clerk Mayor Allen Settle APPROVED AS TO FORM: i y FOR CALPERS USE ONLY FPre-taxoll Deduction Plan Effective Date: Approved By: Title: MEMBER SERVICES DIVISION, Service Credit - Unit 830 l'-3-3