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HomeMy WebLinkAbout10/03/2006, B2 - REQUEST BY THE PEOPLES' SELF HELP HOUSING CORPORATION FOR $500,000 FROM THE CITY'S AFFORDABLE HOUSI councit Mnd�D� 10-3-06 j agenba, REpoRt 1�N..b. a- C I TY OF SAN LU IS O B I S P O FROM: . John Mandeville,Director of Community Developme Prepared By: Kim Murry,Deputy Director, Long Range Planning wo SUBJECT: REQUEST BY THE PEOPLES' SELF HELP HOUSING CORPORATION FOR$500,000 FROM THE CITY'S AFFORDABLE HOUSING FUND CAO RECOMMENDATION 1. Determine that the Peoples' Self Help Housing Corporation's request for $500,000 for construction of an affordable housing mixed-use project meets City Affordable Housing Fund award criteria set by previous Council action. 2. Authorize the CAO to execute an agreement, upon approval by the City Attorney, with the Peoples' Self Help Housing Corporation for a deferred payment loan of$500,000 from the City's Affordable Housing Fund (AHF) and inclusive of other terms, as outlined in this staff report. REPORT-IN-BRIEF The Peoples' Self Help Housing Corporation is requesting $500,000 from the Affordable Housing Funds in the form of a deferred payment loan in order to construct their project called the Villas at Higuera. The project is comprised of.28 apartment units restricted to low- and very low-income families; a 3,000 square foot community room space for the residents; and 3,000 square feet of commercial space along the ground floor of the Higuera Street frontage. Affordable Housing Fund award criteria adopted by the Council include six findings to address project Eligibility, Need, Suitability, Urgency, Financial Effectiveness, and Readiness. The Villas at Higuera project appears to meet all six criteria. The project meets key Housing Element Program goals; has obtained all of the required discretionary approvals; and has construction permits under review. The project funding comes from a mix of sources including a CDBG grant from the City in 2002 to fund property acquisition; three years of HOME funds (federal grant funds administered by Housing and Urban Development); a Federal AHF Home Loan; Low Income Housing Tax Credit funding and a loan from Washington Mutual Bank, however, there is a $500,000 gap in financing for the project. The project will lose its Low Income Housing Tax Credit financing if the construction is not initiated in November of this year. Peoples' Self Help Housing Corporation Request—Affordable Housing Fund Page 2 DISCUSSION Affordable Housing Fund Background Established in 1999, the AHF implements the City's Inclusionary Housing Program and is funded by the payment of in-lieu affordable housing fees. The Fund has a balance of$2,983,400. Ordinance 1438 which established the fund describes it as a "fund established and administered by the City, containing in-lieu fees and other funds held and used exclusively to increase and improve the supply of affordable housing." The Ordinance also says the fund shall be administered by the Finance Director and is allocated "at the discretion of the City Council." Uses of the Affordable Housing Fund to date include: 1. In 2002, the City approved a grant of $215,000 for Judson Terrace Lodge to help construct a 32-unit apartment project for frail, low-income elderly persons. 2. In February, 2004, the second award for AHF funding ($60,000) was approved for start- up and operating costs of the San Luis Obispo County Housing Trust Fund. 3. A third grant request from Sojourn Services, Inc. for $25,000 was denied because it did not meet the award criteria. 4. In 2005, a request for$600,000 from the Housing Authority was awarded as a no-interest loan. The funds were loaned rather than granted outright due to the timing of the project: the funds were used for site acquisition and actual construction of the project is still several years away. 5. In spring, 2006, a second award of$60,000 was granted to the Housing Trust Fund to assist in on-going operating costs (yet to be disbursed). Affordable Housing Fund Balance At the end of the Fiscal Year 2005-2006, the balance in the Affordable Housing Fund was $2.9 million. Cumulative revenues and expenditures as of June 30, 2006 are shown below: 2000-2001 2001-2002 2002-2003 2003-2004 2004-2005 2005-2006 Total In-lieu Fees $193,700 464,900 747,800 60,500 323,300 1,863,700 3,653,900 Interest 8,200 20,000 28,300 8,500 19,900 39,300 124,200 Expenditures 0 0 215,000 30,000 30,000 600,000 875,000 NET $201,900 484,900 561,100 39,000 313,200 1,303,000 2,903,100 City of San Luis Obispo,Finance Department Criteria for Use of Affordable Housing Funds The AHF, the first such fund established in San Luis Obispo County, is relatively unfettered by the "strings" associated with State and Federal funding, making it exceptionally flexible and valuable for meeting local housing needs. Projects receiving City funds must meet State law regarding prevailing wage requirements, and this means developers of most assisted affordable housing developments must pay prevailing wages. Since AHF can be meted out at Council's sole discretion, the process is simple, direct, and efficient, without the long lead times associated Peoples'Self Help Housing Corporation Request—Affordable Housing Fund Page 3 with multi-agency grants. AHF funds are the City's most direct financial tool to provide direct funding assistance for the purchase, rehabilitation or construction of affordable housing. Because the funds have been collected "in-lieu" from developers who chose to pay a fee instead of actually building required affordable housing, it is essential that Council allocate funds in a way that maximizes public benefits while considering both housing needs and opportunities. Council funding decisions must be guided by consistency, fairness, and reasonableness, and to assist that effort, Council adopted the following criteria in Resolution 9263 (2001 Series) when considering Affordable Housing Fund requests: 1. Eligibility. Use of the Affordable Housing Fund will increase or improve affordable housing and promote General Plan policies regarding housing and related community.goals. 2. Need. There exists a substantial and overarching need for the type of housing to be assisted. 3. Suitability. The project to be assisted is appropriate for its location, both in terms of land use and design. 4. Urgency. There exists an urgent or overarching need for the type of housing to be assisted. 5. Financial Effectiveness. But for the requested assistance, the project would not be economically feasible; or AHF funding"leverages" significant additional funding from other sources. 6. Readiness. The project has all necessary City approvals and is ready to proceed. A funding request may not meet all of these criteria, or may only partially meet one or more . criteria. This is, by nature, a subjective process in which the criteria provide a way to compare requests against City housing objectives and other practical considerations. Requests that meet most or all of these criteria are more likely to maximize public benefit and therefore, merit City support. Even if a request appears to meet these criteria, Council may still opt not to fund a particular request or to fund only a portion of the request. Council may instead choose to "save up" in-lieu fees to wield a greater funding effect on a single large, future housing development or to offer a significant incentive to encourage a specific type of affordable housing. In the analysis below, each of the six funding criteria will be discussed and referenced in the appropriate section. Proposed Project—The Villas at Rignera The project is a mixed-use development consisting of 3,000 sq. ft. of commercial space along the ground floor of the Higuera Street frontage, a 3,000 sq. ft. community room space for the residents, and 28 low and very low-income. apartments. The Peoples' Self Help Housing Corporation is requesting $500,000 in the form of a deferred payment loan to assist in paying for the construction of this project known as the Villas at Higuera. The .96 acre site, the former location of McBride's Plumbing, is located at 3085 S. Higuera Street (Attachment #1 — Vicinity Map). Peoples' Self Help Housing Corporation owns the property and has obtained all discretionary approvals: The Planning Commission approved the project on August 10, 2005 and the Architectural Review Committee approved the design and layout on August 15, 2005. The McBride's plumbing building has been demolished and site cleanup is complete. Building permits have been submitted and are currently in review (#060379 and #060381). AHF Criteria #6 (Readiness) and #3 (Suitability) are met in that the project has its approvals and is ready to proceed. Peoples'Self Help Housing Corporation Request—Affordable Housing Fund Page 4 The chart below shows the typical rents that would be charged based upon the income of the occupant. Typical Rents Type of Dwelling Percentage of Area Median Income 30% 45% 50% 600/6 Studio(6 units) $300 $470 $500 $600 1 Bedroom (6 units) $319 $499 $550 $650 2 Bedroom (7 units) $375_ $585 . $650 $750 3 Bedroom (9 units) $435 $680 $760 $900 Future year rent increases are based upon annual percent increase in area median income as published by Housing and Community Development. With typical market-rate rental prices averaging from approximately $797 for a one bedroom to $1,458 for a three bedroom apartment(SLO Chamber of Commerce survey, 2005),very few low- income families can afford to rent in the City of San Luis Obispo. The need is overarching and urgent as called for in AHF funding Criteria#2 (Need) and#4(Urgency). All 28 apartments will assist low income persons: 21 of the units will be reserved for renters with income ranges from 30%-50% of the Area Median Income (which is characterized as extremely low and very low-income) and seven units will serve persons having between 50%- 60% of the Area Median Income. This meets funding Criteria#1 for Eligibility. Project Funding Strategy The project leverages over eight million dollars from other private and public sources, including Washington Mutual Bank, Low-Income Housing Tax Credits, Federal Home Loan Bank Affordable Housing Funds, and County Home Funds. The breakdown of funding sources shown below highlights how difficult and complex it is to finance and build an affordable housing project. While the City contributed $340,000 in CDBG funds in 2002 for property acquisition, the current request is necessary to fill the construction financing gap. The Peoples' Self Help Housing Corporation recognized that there would be a funding gap early on and requested additional CDBG funds in 2005. However, the funds in that year were awarded to the Housing Authority for a project site acquisition because the Villas at Higuera project had not yet obtained Planning Commission approval. Delays have contributed to increases in costs. -The Gulf Coast hurricanes and the recent steady rise in oil prices have hit the building industry with a significant increase (over 50%) in construction costs.. The project was delayed due to the development of the Airport Land Use Plan (with resulting restrictions) and the need to obtain several years of HOME funds. Peoples' Self Help Housing Corporation will lose its Low Income. Housing Tax Credits if construction is not initiated in November of 2006. The Affordable Housing Fund monies are to be awarded in the form of a loan with 3% simple interest(calculated yearly on the principal amount). The loan will be due in a balloon payment of principal and accumulated interest after 55 years unless the loan is renegotiated at that time. The Table below shows the expenses and funding sources for the project: $500,000 is the amount required to finalize the funding required for the project. Peoples'Self Help Housing Corporation Request—Affordable Housing Fund Page 5 EXPENSES FUNDING SOURCES City of SLO—CDBG 2002 for 340,000 Land 700,000 property acquisition Demolition 73,000 County of SLO HOME 2002 5002000 Construction 61600,000 County of SLO HOME 2004 288,000 Construction Loan Interest 4752000 County of SLO HOME 2005 125,000 Architectural, Engineering& Soils 400,000 Federal Home Loan Bank AHF 180,000 Low Income Housing Tax Other Consultants 85,000 Credits 6,100,000 Insurance 150,000 Washington Mutual Bank Loan 900,000 School Fees 50,000 City of SLO AHF—Requested 5009000 PSH Costs 400,000 TOTAL 8,933,000 TOTAL 8,933,000 The Peoples' Self Help Housing Corporation is requesting a deferred payment loan. If the units transition to market rate units at any point, the principal and interest must be repaid to the City. While this appears to have the same characteristics as a grant, it is the preferred approach in this instance by Peoples' Self Help Housing Corporation because awarding the money in the form of a grant would decrease the amount of tax credit funding by the amount of the award. A traditional loan with interest would be problematic in that the revenue stream to repay the loan comes from the rent collected from the units. The apartments being constructed in this project will be restricted to low-, very low-, and extremely low-income qualifying residents and repayment would not be feasible given the small amount of rental income collected. AHF Criteria #5 (Financial Effectiveness) is met because the project leverages significant additional funding from other sources. Key Loan Terms We recommend authorizing the CAO to. enter into appropriate loan documents, subject to concurrence by the City Attorney as to form,based on the following key terms: • Principal Amount $500,000 • Term 55 years (coincides with project's tax credit funding) • Interest Rate 3 %simple interest annually on the principal balance only • Payment Terms Deferred "balloon"payment on both the principal ($500,000) and cumulative interest ($825,000) at the end of the term • Performance Units must be ready for occupancy within 30 months after loan agreement execution,unless an extension is approved by the Director of Community Development • Hold Harmless The City will not have any liability for the construction or operation of these units • Assignment Requires consent by the City of San Luis Obispo • Security Secured by a Deed of Trust, which will be subordinate to any primary lenders 2-s Peoples' Self Help Housing Corporation Request—Affordable Housing Fund Page 6 Housing Element Programs Analysis The project will "increase affordable housing and promote General Plan policies regarding housing" as shown in the discussion of Housing Programs that follows: 1. Program 6.3.7 Consider amendments to the General Plan to rezone commercial areas for residential use and promote higher density, infill housing. Housing program 6.3.7 lists seven specific areas to be considered for possible rezoning, area"b" is the Mid Higuera corridor between Fontana Avenue and Prado Road of which the subject site is included (Attachment 2). Construction of this project will help the City fulfill the General Plan policy for housing provision in this area. 2. Program 6.3.9 Balance City efforts to focus as much on infill and densification within City limits as on annexation of new residential land. The proposed project is a mix of commercial and apartment housing and is a perfect example of taking advantage of infill and densification sites within the City limits. 3. Program 63.12 Financially assist in the development of 90 new ownership or rental units affordable to very-low, low- and moderate income households during the planning period using State, Federal and local funding sources. This project is comprised of 28 units solely reserved for families who qualify for extremely low-, very low- and low-income housing. The Villas at Higuera is a unique project in that the units will not be restricted to senior housing and will fill a need that is not served elsewhere in the city. There have been 45 units completed since January 1, 2004 that count toward this goal of 90 units: 32 very-low income senior apartment units at Judson Terrace Lodge; seven moderate income houses at De Tolosa Ranch; and six moderate income units at Rancho Obispo Homes. Once complete, these 28 units will bring the total to 73 units developed to meet this goal. In addition, the project has secured both private and public funding sources including Low-Income Housing Tax Credits, Federal Home Loan Bank Affordable Housing Funds and County Home funds. The request meets all six findings for Affordable Housing Fund allocation. The project has received all of its land use approvals and has construction drawings under review. The Council awarded CDBG funds for this site in 2002 to assist Peoples' Self Help Housing Corporation in acquiring the site for this housing development. The Peoples' Self Help Housing Corporation has an excellent record of developing and managing housing developments. The proposed project meets housing program goals for providing units affordable to those families meeting low-, very low- and extremely low-income requirements in the form of infill rental housing. The project is not age-restricted which provides a housing product that is not otherwise readily available in the community. —fie 1 Peoples' Self Help Housing Corporation Request—Affordable Housing Fund Pagel FISCAL IMPACT AHF funds are derived from the Inclusionary Housing in-lieu fees and not part of the General Fund. Approving a 3%deferred payment loan of$500,000 for the Peoples' Self Help Housing Corporation will deplete these funds by that amount, leaving a balance of over$2,400,000 in the fund. The only other upcoming request for Affordable Housing Funds that staff is aware of is the $400,000 commitment to match the BEGIN funds for the affordable units in the Tumbling Waters project. Granting the request from Peoples' Self Help Housing Corporation and the upcoming commitment to the Tumbling Waters project will still leave a balance of over $2,000,000 in the Affordable Housing Fund. ALTERNATIVES 1. Allocate the$500,000 from the AHF as a grant rather than a loan. While grants are easier to administer and do not involve the payment terms, schedule, and monitoring inherent in loans, an outright grant in this situation would count against the tax credit financing the Peoples' Self Help Housing Corporation has obtained. Although difficult to project due to its history of fluctuation, the AHF will continue to grow. Over the six-year period of collection, over 3 1/2 million dollars have been collected, an average of$516,000 a year. In this case, a deferred payment loan is appropriate because the development of the affordable housing project is imminent and a grant would actually reduce the total amount of financing available for the project. A traditional loan with interest would be problematic in that the revenue stream to repay the loan comes from the rent collected from the units. The apartments being constructed in this project will be restricted to low-, very low-, and extremely low-income qualifying residents and repayment would not be feasible given the small amount of rental income collected. 2. Consider CDBG (Community Development Block Grant) funds instead of the Affordable Housing Fund. The funding requested is needed in November, and it would not be possible to provide CDBG funding in that timeframe because CDBG funds for the current 2006-2007 year have already been awarded and funding for the 2007-2008 year will not become available for another year. 3. Fund the request at a lesser amount. Funding the request at a lesser amount would increase the "gap" in financing and jeopardize the State's Housing Tax Credits assigned for this project. It is large enough to make a significant difference assisting construction of these rental units while still maintaining a balance of over $2 Million in the City's Affordable Housing Fund. 4. Deny the funding request. This approach would undermine the City's efforts to take strong, innovative steps to address affordable housing needs and to continue working closely with the Peoples' Self Help Housing Corporation. The project needs this funding to complete construction of these affordable units. Attachments Attachment 1 - Vicinity Map n h — � Peoples'Self Help Housing Corporation Request-Affordable Housing Fund Page 8 Attachment 2-Housing Element proposed infill sites Attachment 3 - Request for Funding (Letter from Peoples' Self Help Housing Corporation dated August 7, 2006) I:\Housing\CC Rpt PSHH Request for AHF 10-3-06 NOTE: If the loan documents are ready prior to the October 3, 2006 meeting, copies will be available for review in the Council reading file. ! Peoples' Self Help Housing Corporation Request-Affordable Housing Fund Page 9 ATTACHMENT 1 VICINITY MAP u _ F x A Za%Y r A .. I Jrm ate" M +„ 4 t r r±i�3 'J! « a. Iq 41 T' r 3 4 f id''k': 'C M ati `t ti a t+ R .% G mA SITE 2-g Peoples' Self Help Housing Corporation Request—Affordable Housing Fund Page 10 ATTACHMENT 2 HOUSING INFILL SITES 6.3.7 Initiate amendments to the General Plan and rezone commercial, manufacturing or public facility zoned areas for residential use, to promote higher-density, infill or mixed-use housing where appropriate. For example, areas to be considered for possible rezoning include,but are not limited to the following sites (shown in Figure 1): a) Little Italy district and portions of Broad Street corridor b) Mid-Higuera corridor, between Fontana Avenue and Prado Road c) 791/861 Orcutt Road d) Both sides of Ferrini Road,between Cerro Romauldo and Felton Way e) 3730 South Higuera Street f) 1642 Johnson Avenue and 1499 San Luis Drive(rezone vacant and underutilized school district property) g) 1030 Southwood Drive r a b c e _ I N —_ 2-/b Peoples'Self Help Housing Corporation Request—Affordable Housing Fund Page 11 ATTACHMENT 3 PEOPLES' SELF HELP HOUSING CORPORATION LETTER REQUESTING FUNDS /\y Peoples' Self-Help Housing Corporation August 7,2006 Kim Murry,Deputy Director Community Development Dept. City of San Luis Obispo 990 Palm Street San Luis Obispo,CA 93401-3249 RE: Request for Affordable Housing Funds Villas at Higuera,3085 South Higuera(formerly McBride's Plumbing Site) Dear Ms.Murry. We respectfully request an allocation of$500,000 from the City's Affordable Housing Fund for construction of The Villas at Higuera,our 28-unit affordable housing' development. We have previously discussed and received encouragement for this request from Doug Davidson,former Housing Programs Manager. The Villas at Higuera is a "smart growth"mixed use project on an infill site. It consists of the demolition of the old McBride's plumbing facility and construction of 28 low and very low-income apartments,3,000 square feet of resident community room.space,and 3,000 square feet of commercial space along the Higuera frontage. The demolition and site cleanup are already completed. The project received a City CDBG award of$340,000 in 2002 to partially assist with site acquisition. We believe that this development meets the six criteria established by the City for awarding Affordable Housing Funds: 1. Eligibility Use of the Affordable Housing Fund for the Villas at Higuera will increase the City's affordable housing inventory by creating 28 new,permanently affordable rental housing units. 2. Need There is a substantial need for this type of housing,as documented in the City's Housing Element. 3. Suitability The project is consistent with the City's General Plan,zoning ordinances,and Mixed Use overlay.The design was unanimously:supported by the City's Architectural Review Committee,with the suggestion that the project consider applying for an American Planning Association award. The project also received strong support and unanimous approval from the City's Planning Commission. •9533 Emp eo sheat Son Luis Obissppoa California 93401 26 E.Vidoria Stteel TEL 1805)791.3088 Santo Barbara,Califonnio 93101 ❑ FAX:(805)544-1901 TL .5152 Email:odminepshhc.org FAX:1805{962 8051962-8152 w .pshhc.org Email:sbof6cefpshhcarg r r Peoples' Self Help Housing Corporation Request—Affordable Housing Fund Page 12 Peoples' Self-Help Housing Request for Affordable Housing Funds August 7,2006 4. Timing Affordable housing is a critical need in the City,and the City is best served by building the Villas at Higuera sooner rather than later. Additionally,the project recently leveraged commitments of highly competitive Low-Income Housing Tax Credits,which would be lost and penalties assigned to Peoples'Self-Help Housing if the project does not start construction by November 2006. 5. Financial Effectiveness This project is not economically feasible without assistance from the City's Affordable Housing Fund. All 28 units will assist low-income persons:21 will serve income rkinges from 30%-50%of Area Median Income(Extremely Low and Very Low-Income),.and 7 will serve persons from 50%-60%of Area Median Income. Additionally,the project leverages over$6 million from other private and public sources,including Washington Mutual Bank,Low-Income Housing Tax Credits,Federal Home Loan Bank Affordable Housing Funds,and County Home Funds. 6. Readiness The Villas at Higuera has all the necessary approvals and is ready to proceed. The City's Planning Commission approved the project on August 10,2005. The Architectural Review Committee approved the project on August 15,2005. Construction drawings are currently in review by the City's Building Department. As mentioned above,the project must start construction by November 2006,or face serious consequences from the State's Tax Credit Allocation Committee. We appreciate how the City staff;Council and Advisory Bodies have continually supported our development of the Villas at Higuera. We are excited to be almost in construction,and look forward to working more in the future with the City. Si ��th / D ty Director Peoples' Self-Help Housing Opinion on Measure "J" In August 2006, I attended a "fact-finding" session facilitated by Supervisor Jerry Lenthall. SLO Council of Governments (SLOCOG), Cal Trans, Regional Water Quality Control Board, and the City of SLO gave presentations. Without exception, they observed serious flaws in Measure J. Here are just a few: ♦ Half of the developer's financial contribution to the Prado Road Overpass is "soft money." In other words, it's "land for a right-of- way," that they are contributing. The land contribution is inflated ($4 Million?) beyond its assessed value, and is a small fraction of the total estimated cost of the overpass. And there is no escalation clause to cover the increase in future construction costs and costs of materiel. The overpass is now estimated to cost nearly 40 Million, and those costs will increase dramatically before construction starts. ♦ Other developer contributions to surface street improvements on LOVR and Madonna Road are "time-conditioned." Projects must be planned, approved, permitted and underway within one year, or the money reverts back to the developer. ♦ The vast majority of the cost of building the overpass will be borne by the taxpayers. In the event of a Mello Roos District, some of the costs will be borne by the businesses and residents (if any) that occupy the MRD. THE DEVELOPER PAYS NONE OF THESE COSTS. ♦ BUT MOST IMPORTANT is the potential for the redirection of major project funding away from Cities that are already in the process of planning transportation infrastructure improvements and have projects waiting for State Transportation Improvement Program (STIP) funding. For those of us in South County, that means Brisco / Halcyon, a project we have been waiting for, for 8 years. IT WILL BE PUT ON HOLD! For those in North County, that means Hwy 41 / 101 and Hwy 46 / 101. I am not easily alarmed these days, but in this case, I am very concerned with the potential impact that MEASURE "J" will have on Arroyo Grande. As the current president of the SLOCOG Board, I wholeheartedly agree and support the Staff analysis on traffic. LOVR and Madonna Road WILL FAIL. How do I know? Because they are FAILING NOW. During peak periods both the N/B and S/B off-ramps at LOUR are queuing back to the Hwy 101 main line. This is happening today, and without the full build-out of Froom Ranch. The very first time a vehicle queues into the #2 lane on 101 and there is an accident, Cal Trans will request emergency funding. They are statutorily responsible for ensuring the safety of the State Highway System. SLOCOG believes, and so do I, that this request will trigger the redirection and reprioritizing of STIP funding from existing projects along the 101 Corridor. Again, for Arroyo Grande, that is Brisco / Halcyon. Finally, I am pleased to announce that the City Council of the City of Arroyo Grande, at it's September 26, 2006 Council Meeting, unanimously voted to OPPOSE MEASURE "J" ON THE NOVEMBER BALLOT. To summarize: 1. Cal Trans analysis does not support this project. 2. SLOCOG analysis does not support this project. 3. RWQCB does not favor the Sewer and Sanitation plan proposed by this project. 4. The City of SLO does not support-the project. 5. The Developer stated, "He doesn't know where the money will come from" for traffic mitigation. 6. The Developer HAS NOT sufficiently addressed the FLOOD ZONE issue. 7. The Developer HAS NOT sufficiently addressed the SEWER and SANITATION issues. 8. The Developer pays a small fraction of the costs for the PRADO ROAD OVERPASS. YOU (ALL OF US) PAY THE REST! 9. Traffic impacts from MEASURE J, will TAKE MONEY AWAY FROM LOCAL COUNTY-WIDE PROJECTS ALONG THE HWY 101 CORRIDOR. I URGE YOU TO VOTE "NO", ON MEASURE J. Tony Ferrara Mayor City of Arroyo Grande