HomeMy WebLinkAbout06-16-2015 PH1 BurkeCOUNCIL 1
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O C W E N
6/2/2015
RICHARD A BURKE
LOS OSOS, CA 93402
Ocwen Loan Servicing, LLC 1661 Worthington Road, Suite 100
WWW.00WEN.COM West Palm Beach, FL 33409
Helping Homeowners is What We Do!'
Toll Free: (800) 746 -2936
Loan Number: 7191814651
VIA Certified Mail (return receipt requested)
Certified Number: 7013 0600 00016120 0452
Property Address:
SAN LUIS OBISPO, CA 93401
PRE - FORECLOSURE REFERRAL LETTER
If you have received a Chapter 7 discharge under the U.S. Bankruptcy Code, or if your mortgage has been discharged as
part of a completed Chapter 13 plan, this notice is not intended as an attempt to collect a debt. This is not an assertion
that you have any personal liability for this debt.
Ap�ilie x tinfv YQU hpve; `,ec 1. lcrl a bankru tcy pee ition - Ple Se NOTIFY tIS lMME1?l47
If you have recently filed for bankruptcy, this notice has been sent to you because Ocwen has not been notified of your
bankruptcy case. It is important that you or your bankruptcy attorney contact us immediately. In order for us to
document your file, please provide us with the date and iurisdiction of your filing, your case number, and the bankruptcy
chapter number under which you have filed. This information is CRITICAL - -it may change your options for keeping your
home. So please CONTACT US today!
Dear Customer(s):
Recently, Ocwen Loan Servicing, LLC ( "Ocwen ") sent you a Notice of Default due to your loan becoming past due. Ocwen services
your home loan and mortgage on behalf of DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee for INDYMAC INDX
MORTGAGE LOAN TRUST2004 -AR7, MORTGAGE PASS - THROUGH CERTIFICATES Series 2004 -AR7, who is the holder of the
beneficial interest in the mortgage or deed of trust which is secured by property at the address listed above. Our records reflect
that the last full mortgage payment date on your account was 4/7/2015. The account is paid through 6/1/2014, which makes
your account due from 7/1/2014. Your mortgage payments are past due, which puts you in default of your loan agreement and
the property may be referred to foreclosure after 14 days from the date of this letter. As of 6/1/2015, you owe the following:
Principal and Interest
$21122.69
Interest Arrears
$0.00
Escrow
$4441.41
Late Charges
$1729.65
Insufficient Funds Charges
$0.00
Fees / Expenses
$381.53
Suspense Balance (CREDIT)
$968.52
Interest Reserve Balance (CREDIT)
$0.00
TOTAL DUE
$26706.76
NMLS $11852 PRFC14
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that purpose. However, if the debt is in
active bankruptcy or has been discharged through bankruptcy, this communication is purely provided to you for informational purposes only with regard to
our secured lien on the above referenced property. It is not intended as an attempt to collect a debt from you personally.
Page 1
1661 Worthington Road, Suite 100
Oewen Loan Servicing, LLC West Palm Beach, FL 33409
WWW.00WEN.COM
rr Helping Homeowners is What We Do!
Toll Free: (800) 746 - 2936
06/03/2015
Richard A Burke
LOS OSOS, CA 93402 -3612
NOTICE OF DEFAULT
Dear Customer(s),
AVISO IMPORTANTE PARA PERSONAS DE HABLA HISPANA:
Sent Via Certified Mail
9314 8100 1170 0812 9598 65
Loan Number:
Property Address:
San Luis Obispo,'CA 93401
Esta notificaci6n es de suma importancia. Puede afectar su derecho a continuar viviendo en su casa. Si no entiende su
contenido, obtenga una traducci6n inmediatamente o contactenos ya que tenemos representantes que hablan espaiiol y
estdn disponibles para asistir.
SPECIAL NOTICE IN THE EVENT YOU HAVE FILED BANKRUPTCY
If you have received a Chapter 7 discharge under the Bankruptcy Code of the United States or if your mortgage is the
type which has been discharged pursuant to a completed Chapter 13 plan, this notice is not intended and does not
constitute an attempt to collect a debt against you personally. If the foregoing applies to you, this notice is sent to you
only as a preliminary step to a foreclosure on the mortgage against the above - referenced property. Provisions may be
contained within your mortgage /deed of trust that require notice prior to foreclosure. As such, this is not an attempt to
assert that you have any personal liability for this debt.
In addition, if you have recently filed a petition under the Bankruptcy Code, this notice has been sent to you because
OCWEN has not been notified of your bankruptcy case. If the foregoing applies to you, it is IMPORTANT that you or
your bankruptcy attorney contact us immediately and provide us with the following information: date and jurisdiction of
your filing, your case number and the bankruptcy chapter number under which you have filed.
If you have not recently filed bankruptcy or received a bankruptcy discharge, you are hereby notified that this letter is an
attempt to collect a debt. All information obtained will be used for that purpose. The debt is owed to OCWEN as the
owner or servicer of your home loan and mortgage.
Unless you dispute the validity of the debt, or any portion thereof, within thirty (30) days after receipt of this letter, the
debt will be assumed to be valid by OCWEN. If you notify OCWEN in writing within thirty (30) days that the debt or a
portion of the debt is disputed, OCWEN will send you verification of the debt. If you would like to obtain such
verification, direct your request in writing to the Loan Resolution Consultant within thirty (30) days. The failure to
dispute the validity of the debt may not be construed by any court as an admission of liability by you.
Your mortgage payments are past due, which puts you in default of your loan agreement. As of 06/02/2015, you owe the
following:
NMLS # 1852 DEMAND05M
This communication is from a debt collector attempting to collect a debt; any information obtained will be used for that
purpose. However, if the debt is in active bankruptcy or has been discharged through bankruptcy, this communication is
purely provided to you for informational purposes only with regard to our secured lien on the above referenced
property. It is not intended as an attempt to collect a debt from you personally.
Page 1 of 7
S
Burke Provider Services
Providing billing & contracting service & support
for more than 30 years
ichard'A. Bur
phone 805.439.1094
cell 805.440.0944
fax 805.528.4425 richa