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HomeMy WebLinkAboutCouncil Reading File - CAFR Single AuditSan Luis Obispo, CaliforniaComprehensive Annual Financial Report Fiscal Year Ended June 30, 2016     COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30, 2016 JAN HOWELL MARX, MAYOR DAN CARPENTER, VICE MAYOR1 JOHN ASHBAUGH, COUNCIL MEMBER CARLYN CHRISTIANSON, COUNCIL MEMBER DAN RIVOIRE, COUNCIL MEMBER KATIE LICHTIG, CITY MANAGER Prepared by the Department of Finance & Information Technology Xenia Bradford, Interim Finance Director Vilma Warner, Finance Operations Manager Lynn Covey, Senior Accountant Traci Kawaguchi, Accountant City of San Luis Obispo, California www.slocity.org     1 Mayor and Council Member positions as of June 30, 2016. i  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2016 Table of Contents Page Introductory Section Transmittal Memorandum vi-xix Report Purpose and Organization vi Profile of the City of San Luis Obispo viii Factors Affecting Financial Condition ix Financial Condition Overview xi Relevant Financial Policies xiv Major Initiatives xvi Award for Excellence in Financial Reporting xviii Acknowledgments xviii Directory of Officials and Advisory Bodies xx City Council xx Advisory Bodies xx Appointed Officials and Department Heads xx Mission Statement xxi Organizational Values xxii-xxiii Organization of the City of San Luis Obispo xxiii GFOA Certificate of Achievement for Excellence in Financial Reporting xxv Financial Section Independent Auditors’ Report 1-3 Management’s Discussion and Analysis 4-17 Financial Highlights 4 Overview of the Financial Statements 5 ii  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2016 Table of Contents Page 2 Page Government-wide Overall Financial Analysis 8 Financial Analysis of Governmental Funds 13 General Fund Budgetary Highlights 14 Capital Assets and Debt Administration 16 Economic Factors and Next Year’s Budgets and Rates 17 Requests for Additional Information 17 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position 19 Statement of Activities 20-21 Fund Financial Statements: Balance Sheet – Governmental Funds 22 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position 23 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds 24-25 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities and Changes in Net Position 26 Statement of Fund Net Position Business-Type Activities – Enterprise Funds 27-28 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities—Enterprise Funds 29 Statement of Cash Flows Business-Type Activities – Enterprise Funds 30-31 Statement of Net Position - Fiduciary Funds - Agency Funds 32 Notes to the Basic Financial Statements 33-87 iii  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2016 Table of Contents Page 3 Page Required Supplementary Information Section Budgetary Comparison Schedule – General Fund 89-94 Schedule of Funding Progress for Other Post-Employment Benefits (OPEB) 95 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan 96 Schedule of the Plan Contributions – Miscellaneous Agent Multiple – Employer Plan 97 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plans 98 Schedule of the City’s Contributions – Safety Cost-Sharing Plans. 99 Notes to Required Supplementary Information 100-102 Other Supplementary Information and Combining and Individual Fund Statements and Schedules Half Percent Sales Tax Measure Funding Schedule 104-106 Major Governmental Funds 107 Nonmajor Governmental Funds 108-111 Combing Balance Sheet – Nonmajor Governmental Funds 112-115 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds 116-119 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund 120 Transportation Development Act (TDA) Fund 121 Tourism Business Improvement District Fund 122 Gas Tax Fund 123 Community Development Block Grant (CDBG) Fund 124 Law Enforcement Grants Fund 125 Public Art Contributions Fund 126 iv  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2016 Table of Contents Page 4 Page Agency Funds 127 Combining Statement of Changes in Assets and Liabilities – Agency Funds 128-132 Statistical Section Statistical Section – Overview (Unaudited) 134 Financial Trends: Net Positions by Component – Last Ten Fiscal Years 135 Changes in Net Position – Last Ten Fiscal Years 136-138 Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years 139 Fund Balances of Governmental Funds – Last Ten Fiscal Years 140 Revenues, Expenditures and Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years 141-142 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years 143 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years 144 Property Tax Rates – Last Ten Fiscal Years 145 Principal Property Taxpayers – Current Year and Nine Years Ago 146 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years 147 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years 148 Historical Sales and Use Tax Rates 149 Schedule of Business Tax Certificates Issued 150 v  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2016 Table of Content Page 5 Page Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years 151 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capital - Last Ten Fiscal Years 152 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2016 153-154 Computation of Legal Debt Margins – Last Ten Fiscal Years 155 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years 156 Parking Fund – Last Ten Fiscal Years 157 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years 158 Principal Employers – Current Year and Nine Years Ago 159 Regular Authorized Positions – Last Ten Fiscal Years 160 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years 161-165 Water System Statistical Data 166 Water and Sewer Rates – Last Ten Fiscal Years 167-168 Water System Ten Largest Users – Fiscal Year Ended June 30, 2016 169      INTRODUCTORY SECTION December 19, 2016 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Katie Lichtig, City Manager Xenia Bradford, Interim Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR 2015-16 REPORT PURPOSE AND ORGANIZATION We are pleased to submit the City of San Luis Obispo’s Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2016. Section 810 of the City’s Charter requires that an independent certified public accountant conduct an annual audit at the end of each fiscal year and issue a financial report to the City Council. This CAFR is being issued in compliance with this requirement. The CAFR consists of management’s representations concerning the finances of the City of San Luis Obispo (City). Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. We believe that the data presented in this report is accurate in all material respects and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft or misuse and to compile sufficient reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Audited Financial Statements The City’s financial statements have been audited by Glenn Burdette, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2016 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the overall accounting principles used and significant estimates 1 made by management; and evaluating the overall financial statement presentation. 1 Significant estimates included in the financial statements are made in conformity with GAAP. vi TRANSMITTAL MEMORANDUM The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion 2 that the City’s financial statements for the fiscal year ended June 30, 2016 are fairly presented in conformity with GAAP. Specifically, Glenn Burdette’s judgment is that the City’s financial records and statements are fairly and appropriately presented, and in accordance with GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls 3 and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of Federal awards (such as Transit funding and Community Development Block Grant funding). This separately prepared report is available from the Department of Finance upon request. This audit has been completed and will be filed and distributed to appropriate agencies to meet Federal requirements. Organization of Report This report is presented in three sections: introductory, financial and statistical. The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and the organization chart. The Financial section consists of five parts: the independent auditors’ report; Management’s Discussion and Analysis; the basic financial statements including the Government-Wide Financial Statements, Fund Financial Statements, and Notes to the Financial Statements; Required Supplementary Information; and additional supplementary statements and schedules including the local half-percent sales tax , non-major governmental funds and agency funds. The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes Financial Trends, Revenue Capacity, Debt Capacity, Demographics and Economic Information, and Operating Information. 2 An unqualified opinion means that without any reservations, the auditor feels the financial statements were prepared appropriately following all applicable accounting rules and the financial reports are an accurate representation of the City’s financial condition. 3 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. vii TRANSMITTAL MEMORANDUM PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of approximately 46,100, the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of California’s Central Coast. San Luis Obispo is the County seat of San Luis Obispo County and a number of Federal and State regional offices and facilities are located here, along with California Polytechnic State University and Cuesta College. One of California’s oldest communities, the City began with the founding of Mission San Luis Obispo de Tolosa in 1772 by Father Junipero Serra as the fifth mission in the California chain of 21 missions. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping, four-year terms. The Mayor is also elected at-large for a two-year term, and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. Several municipal services are provided through other governmental agencies or private utility companies, including the following: Service Agency Courts, Health and Social Services County of San Luis Obispo Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies Financial data for all funds through which services are provided by the City have been included in this report. As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has one component unit, the San Luis Obispo Capital Improvement Board, which provides financing for the construction and acquisition of City facilities. The Board is comprised solely of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. viii TRANSMITTAL MEMORANDUM Budgetary Policy and Control Budgets are legally adopted annually by the City Council by resolution, and are prepared for each fund in accordance with its basis of accounting. As provided under City Charter, the City Manager is responsible for preparing the budget and for its implementation after adoption. Since the City uses a two-year budget, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. (When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements.) At the end of the final year of the two-year plan, operating appropriations lapse unless they are encumbered by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting detail is maintained by the City for each fund and department by program area at the line item level. Budgetary control is exercised through a computerized system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances throughout the year based on actual expenditures and unfilled purchase orders. Open encumbrances at year-end are reported as committed fund balance. It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 20% of operating expenditures. As noted above, this policy objective has been achieved for 2015-16. The City maintains a similar policy for working capital balances in the water, sewer and parking enterprise funds. The Fleet Replacement Fund reserve requirement is $500,000 and the Information Technology (IT) Replacement Fund reserve requirement is $400,000. The goal has been met for these funds in 2015-16. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Local Economic Environment Historically, the City has experienced a stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, Regional Water Control Board and Camp San Luis. However, these entities have also faced budgetary pressures and reductions in the past few years that have affected the local economy. Employment. Employment in the San Luis Obispo County region has historically been stabilized by a large government presence and diversity. As noted above, the State has a major university, correctional facility and other regional offices located in the community. The County government and school districts are also major employers. Several of these entities have experienced job losses in the last few years due to reduction in State funding. However, these employers along with growth in ix TRANSMITTAL MEMORANDUM hospitality sector have contributed to creation of new job opportunities as the economy continues its steady but slow recovery. Other major employers include a real estate investment firm, a regional bank, major hospital facilities, several software companies and Pacific Gas and Electric. The recent announcement of Diablo Canyon closure presents some uncertainties and adjustment for the region over the next couple of decades as the process takes place. Unemployment rose sharply in the San Luis Obispo area in 2008-09 to over 10% due to the severe economic downturn commonly referred to as the “Great Recession.” The unemployment rate has significantly declined as the economy continued to recover and currently stands at 4.4% for the City of San Luis Obispo and 4.2% countywide as was reported by Beacon Economics Central Coast Forecast based on September 2016 data. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is blessed with a diverse array of strong revenue sources. All of the City’s top three revenue sources, Sales Tax, Property Tax, and Transient Occupancy Tax (TOT), substantially exceed the per capita average for the County. Long-Term Financial Planning. The City engages in a number of activities focused on long-term financial planning, including: Five-Year Fiscal Forecast. Before the two-year budget process begins, the City Council reviews a Five Year General Fund Fiscal Forecast to help set the stage for long-term decision-making. The purpose of the forecast is to identify the General Fund’s ability over the next five years – on an order of magnitude basis – to continue current services, maintain existing assets and fund new initiatives or acquire new capital assets. The 2015-20 forecast was completed in early December 2014, before the City Council considered the 2015-17 Financial Plan for adoption. It is available on the City’s web site at www.slocity.org. Further updates will be prepared and presented to the City Council in February and June 2017. Major City Goals and Other Important Objectives. The City Council adopts Major City Goals and Other Important Objectives as an integral part of the Financial Plan. These goals address the highest priority issues and community-wide concerns and needs. The Financial Plan is the City’s main tool for programming implementation of these goals, plans and policies by allocating the resources necessary to achieve them. The following is a brief summary of the three major City goals and four other important objectives adopted by the Council as part of the 2015-17 Financial Plan. Detailed work programs were prepared for each of these and their status is updated three times each year through presentation to the Council. The final progress reports were presented to the City Council in November 2016 and are available on the city’s website. Major City Goals: • Open Space Preservation. Protect and maintain open space. • Multi-Modal Transportation. Prioritize implementation of the Bicycle Transportation Plan and improve and maintain bicycle, pedestrian, and transit facilities. • Housing. Implement the Housing Element, facilitating workforce, affordable, supportive and traditional housing options, including support for needed infrastructure within the City’s fair share. x TRANSMITTAL MEMORANDUM Other Important Objectives: • Neighborhood Wellness. Improve neighborhood wellness, work with residents, Cuesta College, and Cal Poly State University; increase public safety, code compliance, and collaborative solutions. • Laguna Lake Recreation. Initiate implementation of the Laguna Lake Natural Reserve Conservation Plan. • Fiscal Sustainability and Responsibility. Implement the City’s Fiscal Responsibility Philosophy with a focus on the reduction of unfunded liabilities. • Downtown. Adopt a Downtown Concept Plan, develop a plan for expansion of Mission Plaza, and improve safety, infrastructure, and maintenance in the Downtown. FINANCIAL CONDITION OVERVIEW Financial results for the year performed better than expected when compared to the budget estimates in virtually all areas of the City’s operations. The total General Fund balance increased by $5 million to $29.6 million. Of this amount, $50,020 are non-expendable and represent prepaid items; $489,056 are restricted for Debt service; $7.1 million is committed for General government programs; $11.5 million is assigned and includes $11.1 million for the 20% operating reserve (Contingency Fund); and $10.4 million is classified as unassigned at 2015-16 fiscal year end and includes the net balance of the Local Half Percent Sales Tax. Per City Council direction, and in conjunction with adopted Council policies, staff will provide a recommendation for the use of any available fund balance for one-time allocations. This will be based on fund balance analysis and the Five-Year forecast. Of the $10.4 million in unassigned funds, a total of $5.8 million in one-time funds is allocated with the adopted 2016-17 Supplemental Budget. The remaining $4.6 million includes $640,000 unassigned in the Local Half Percent Sales Tax sub-fund. Nonspendable 56,020$ Restricted for: Debt service 489,056 Committed to: General government programs 7,185,397 Assigned to: Contingency fund (20% Minimum reserve)11,092,782 Development services 382,396 Unassigned 10,419,881 Total fund balance 29,625,532$ General Fund - Fund Balance June 30,2016 For the Future: Continue to Focus on Sustainability Through the adoption of the 2015-17 Financial Plan, the City continues to move along the path of financial sustainability by strategically expanding existing city programs, reinvesting in critical infrastructure and proposing a few staffing adjustments to address the most pressing community priorities. The Capital Improvement Plan includes new and significant investment and reinvestment in critical infrastructure. xi TRANSMITTAL MEMORANDUM Revenue Base Growth. After experiencing the deepest recession since the Great Depression, the local economy is progressing and major revenues are continuing the growth that was first realized in 2012-13. Sales tax (including the Half Percent Sales Tax Measure), Property Tax and Transient Occupancy Tax (TOT) account for 50% of all funding sources in the General Fund. All of these revenues are showing continuing growth over the past two years which is expected into the future. TOT revenues exceed their pre-recession peak. Another revenue source that is seeing significant growth is development review fees. Fueled by strong private development occurring within the community, the revenue levels are also approaching record levels in terms of amounts received and the level of annual growth. This growth trend is also expected to continue at varying levels over the next five years, though the City should be cautious about being overly optimistic and taking on long-term costs associated with potentially fluctuating revenue sources. Containment of Operating Costs. The City’s efforts to control costs have been successful and are ongoing. The City also implemented 2nd and 3rd tier retirement benefit programs and now 34% of the workforce is enrolled in the 2nd and 3rd tiers of the retirement plans. These actions have been instrumental in helping the City contain current costs and long-term liabilities related to retirement benefit programs. Since 2013-14 the City Council has approved lump sum prepayments against the safety side fund retirement liability in order to begin making significant reductions in the amount owed. The first was paid in May 2014 in the amount of $935,000; the second was approved and was paid as part of the 2014-15 budget in the amount of $300,000. An additional $750,000 was approved and paid with the 2015-16 budget. With the 2016-17 Supplemental Budget, the Council appropriated another $750,000 for prepayment of the unfunded retirement liability. Infrastructure and Facilities Maintenance. The estimated cost of adequately maintaining, repairing or replacing existing General Fund facilities, infrastructure and equipment exceeds $10 million annually. This excludes any enhancements or “betterments.” To place this in context, General Fund contributions to the Capital Improvement Program (CIP) for the 12-year period ending in 2006-07 averaged about $3.8 million annually. The budget for the General Fund’s contributions to the CIP was reduced to $1.7 million for 2010-11. It then increased to $3.4 million the following year and in 2012-13 the General Fund contributed nearly $3.5 million. In 2013-14, that amount grew to nearly $7.3 million with the addition of $2.0 million from one-time monies taken from the General Fund reserve amount that exceeds the minimum 20% level. In 2014-15, the General Fund contribution was $2.4 million with an additional $7.5 million coming from grant sources and $7.8 million coming from tax-exempt debt proceeds. These figures do not include the General Fund support of the Capital Improvement Program that occurs in the form of annual debt service payments that approximate $3.0 million per year. In 2015-16 $7.1 million of Local Revenue Measure sales tax was allocated toward Capital Improvement Program. The City Council has indicated through the adoption of budget policies that an adequate CIP to maintain existing facilities will continue to be a priority. xii TRANSMITTAL MEMORANDUM Ongoing Commitment to Half Percent Sales Tax Measure Priorities (Essential Services Measure) The City remains committed to addressing the priorities identified by the community as established through the budget process, such as public safety, senior services, code enforcement, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following summarizes how the Half Percent Sales Tax Measure funds were used during 2015-16. Total Half Percent Sales Tax Measure G expenditures during 2015-16 were $8.5 million (including encumbrances and carryovers); the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of Half Percent Sales Tax Measure sources and uses is provided in the Financial Section of this report. - 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 General Fund Transfers to Capital Improvement Fund xiii TRANSMITTAL MEMORANDUM Operating Capital Programs Projects*Total Preservation of Essential Services Public Safety 705,843 432,918 1,138,761 Community Development 235,375 30,076 265,451 Public Works 1,025,346 1,271,305 2,296,651 Parks 117,060 776,247 893,307 Total Preservation of Essential Services 2,083,624 2,510,546 4,594,170 Open Space Preservation - 286,914 286,914 Total 2,083,624$ 2,797,460$ 4,881,084$ Half Percent Sale Tax Measure Revenues & Uses Summary Revenues: Sales and use tax - Measure G 1/2 Cent add-on tax 7,178,159$ Use of money and property 9,043 Total Revenues 7,187,202 Uses: Operating Programs (2,083,624) Capital Projects (2,797,460) Total Uses (4,881,084) Excess of revenues over expenditures 2,306,118 Prior Sales Tax Measure Balance 2,426,279 Encumbered or designated for carryover for future year expenditures (3,618,008) Net available for future year appropriations 1,114,389$ Half Percent Sales Tax Measure Expenditures 2015-16 * Detail of Capital Projects is included with other supplementary information in the financial statements, which can be found on page 104. RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of financial policies to provide guidance for all fiscal activities and resource allocation decisions. Although the policies cover virtually every aspect of financial management, several of these policies are particularly relevant to an understanding of the City’s financial performance in 2015-16. Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefit such as lower debt service payment or reduction of principal. Information on the City’s outstanding debt issues and other long-term liabilities is provided in Note 6 in the notes to the financial statements. The City received (December 2014) affirmation from nationally recognized statistical rating organization Fitch Ratings that City bond ratings are “AA” and “AA+”, and the rating outlook is stable. Fitch Ratings’ long-term credit ratings are assigned on an alphabetic scale from AAA to D. The bond rating AA means that the City’s investment grade is “quality”. The City’s 2006, 2009 and 2012 Lease Revenue Bonds are rated AA, and the City’s implied General Obligation bond rating is AA+. At this time, the City of San Luis Obispo has no general obligation debt. xiv TRANSMITTAL MEMORANDUM In reaching its decision, Fitch Ratings’ analysts lauded the City’s “excellent financial management.” The analysis noted factors that led to their conclusion including (1) active budget monitoring by the City Council and staff, (2) comprehensive financial policies, and (3) the use of long-term budget planning to provide a solid framework for managing through unexpected budgetary challenges during the economic downturn. Fitch analysts noted that the City has successfully implemented cost control measures that included shifting employee pension contributions to employees thereby sharing responsibility while also avoiding across-the-board pay increases. The City’s sparing use of bonded debt was also highlighted. Moody’s credit rating agency reviewed the City’s General Fund obligation bonds and issued an upgrade from A1 rating to Aa3 (rated as top quality and very low credit risk) rating for the 2006 Lease Revenue Bonds as follows. This rating was based on the agency’s recent detailed surveillance review of the City’s financial conditions and the rating methodology released by Moody’s in July of 2016. Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy levels. Under this policy it is allowable for total expenditures to exceed revenues in a given year but only when fund balance is used to pay for capital improvement plan projects or other “one-time,” nonrecurring expenditures. Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management Information Technology Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software. Pension and Other Post-Employment Benefits Pension Obligations. The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. It is the policy of the City to fully fund the annual contribution to ensure that the plan will be able to fully meet its obligation to retired employees on a timely basis. As part of its cost reduction strategy, the City has implemented 2nd Tier and the state mandated 3rd tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. Members of the Police Officers Association contribute 3% of pay toward the cost of the City’s share of the annual required contribution. Starting with FY 2015-16, public agencies are billed a contribution rate as a percentage of payroll plus lump sum dollar payment toward the City’s unfunded liability. Prepaying the City’s unfunded liability should reduce overall annual costs depending on whether actuarial approved actuarial assumptions are realized and are not adjusted by the CalPERS’ Board. xv TRANSMITTAL MEMORANDUM Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. And due to CalPERS purchasing power, the City has continued to experience competitive health care rates since then. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum amount required by law per month towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City has established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. For the 5 former employees, one-half of the retiree health insurance premiums are paid by the City if they elect to remain members of the City's group health plan. This provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. In 2015-2016, the City paid $250,000 towards the OPEB liability in addition to the annual required contribution. Additional information on the City’s retirement and post-employment benefits can be found in Note 7 in the notes to the financial statements. MAJOR INITIATIVES The City continued its efforts on a number of significant initiatives in 2015-16 which had a beneficial effect on fiscal health and quality of life. Fiscal Sustainability and Responsibility An organizational focus continued for Fiscal Sustainability and Responsibility into 2015-16 fiscal year as the City adopted an Other Important Objective to sustain the City’s short and long-term fiscal health, preserve public health and safety in line with residents’ priorities and with a focus on the reduction of unfunded liabilities. Key elements of the City’s Fiscal Responsibility Philosophy include: • Continuing emphasis on effectiveness and efficiency of the City organization. • Identify and address long-term liabilities that are important to the City’s fiscal sustainability through shared responsibility of retirement benefits between employees and the City. • Increase transparency related to labor negotiations and employee compensation matters. • Investments aligned with community needs and priorities. • Diverse revenue sources aligned with expenditures and community priorities. • Continuing to closely review and monitor the City’s fiscal condition. Two initiatives in this area are particularly worth noting: Monitoring of the City’s Fiscal Condition. A presentation was made to the City Council in February and April 2015 as part of the City’s budget process to prioritize and create a strategy regarding the use of one-time funding. Based on community xvi TRANSMITTAL MEMORANDUM feedback and adopted policies, the City Council prioritized the future use of one-time funding as follows: (1) pay down CalPERS Safety Pool (2) pay down OPEB liability (3) invest in roads and (4) replace equipment. This guidance was adopted by Council as policy in December 2016. This key strategic financial action continues the City’s progress in addressing long-term liabilities and key infrastructure and equipment needs. In 2013-14, the City made a prepayment against its unfunded retirement liabilities in the amount of $935,000. A second prepayment in the amount of $300,000 was made in July 2014. With the 2015-17 Financial Plan an additional $750,000 was allocated to prepay a portion of the pension liability and $250,000 as a prepayment to the OPEB. Also, the budget added $275,000 to deferred road maintenance, $450,000 to the City’s fleet replacement, and $450,000 for information technology equipment replacement. The 2016-17 Supplemental Budget allocates an additional $750,000 toward prepayment of pension unfunded liability, and $250,000 toward OPEB unfunded liability. With 2016-17 Supplemental Budget, the Council adopted Efficiency & Effectiveness Initiative to address internal services infrastructure and allocating $1.9 million toward information technology infrastructure. The initiative directly responds to the Fiscal Sustainability and Responsibility Philosophy (Resolution No. 10546 – 2014 Series). The objective of the initiative is to re-design business processes to align with modern technology to increase efficiency, effectiveness and transparency. With implementation of the pension reporting that are required by Governmental Accounting Standards Board Statement No. 68, the impact was significant, however, the City maintained and continues to have significant margin of assets that are greater than liabilities after the inclusion of the unfunded liability in the City’s balance sheet. The City Council took a further step to monitor both the cost and liability trends that relate to retirement programs and will continue to implement the City Council adopted policy to prepay unfunded liabilities as financial conditions allow for this to occur. Local Sales Tax Measure. The local half-percent sales tax revenue was approved by City voters with 70% of the vote in November 2014. As part of the local sales tax measure, the Revenue Enhancement Oversight Committee (REOC) was established to review, report, and makes recommendations to the City Council regarding the revenue and expenditures of the City's voter-approved general purpose, half-percent sales tax. The REOC consists of five members who must be residents and registered voters of the City. Economic Development Strategic Plan. The City’s 2012 Economic Development Strategic Plan (EDSP) provides a prioritized list of strategic actions aimed at overcoming barriers to job creation and nurturing the conditions, relationships, and resources that enable and encourage the private sector to create head of household jobs on a consistent basis while continuing to support the broader economy of the City. To create and implement these efforts, the EDSP identified the City’s fee program and its lack of infrastructure in key areas as barriers to overcome, and is in the process of implementing strategies to improve the economic environment for job creation in the City. The EDSP builds on the San Luis Obispo County Economic Strategy, which identified five industry clusters with the greatest potential to drive local and regional economic prosperity, and job creation. The EDSP focuses on partnerships and collaborative efforts with community partners including the Economic Vitality Corporation, the Chamber of Commerce, the Small Business Development Center, California Polytechnic State University and Cuesta College. In 2013-14, the City implemented an important component of the strategic plan by holding a series of study sessions with the City Council regarding alternatives available for financing new infrastructure projects in the City. The project resulted in several recommendations that will be implemented in coming years, and provided a “primer” to be used as a resource for decision makers when considering future decisions about infrastructure financing. There are two major projects on the horizon that will xvii TRANSMITTAL MEMORANDUM set the stage for important investments in City infrastructure in the future. These include the update to the City’s impact fee programs following the adoption of the Land Use and Circulation Element update, and the second is the creation of a method to prioritize and enable City investment in infrastructure projects that have a public benefit but might not otherwise happen without City action. In December 2016, the Council adopted public infrastructure financing policies to provide with systematic selection, implementation, and assembly of funding to construct needed public facilities and infrastructure. Downtown Development Projects A joint study session of the Council and the Planning Commission resulted in feedback on the both the Downtown Concept Plan and Mission Plaza Master Plan. Chinatown and Garden Street Terraces continue construction. Monterey Street has seen the opening of H&M, Williams Sonoma, Lululemon and more. Significant infrastructure maintenance work continues in the Downtown on a regular basis from street including the frequent steam cleaning of Bubble Gum Alley. AWARD FOR EXCELLENCE IN FINANCIAL REPORTING The Government Finance Officers Association of the United States and Canada (GFOA) has awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for our CAFR for the fiscal year ended June 30, 2015. The Award Program The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. We believe our current CAFR continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. Value of Program Participation. There are a number of benefits to participating in these programs beyond simply receiving recognition for our efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review our reports from a “fresh” perspective are received. The City believes that this results in continuous improvements in reporting our financial results to elected officials, staff and other interested parties such as bondholders, credit agencies and the public at-large. ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Division staff and their special efforts, working in conjunction with the City's independent auditors, to produce this document. xviii xx  DIRECTORY OF OFFICIALS AND ADVISORY BODIES2 CITY COUNCIL Jan Howell Marx Mayor Dan Carpenter Vice Mayor John Ashbaugh Council Member Carlyn Christianson Council Member Dan Rivoire Council Member ADVISORY BODIES Administrative Review Board Architectural Review Commission Bicycle Advisory Committee Construction Board of Appeals Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Jack House Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee Zone 9 APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Katie Lichtig City Manager J. Christine Dietrick City Attorney Department Heads Derek Johnson Assistant City Manager/Interim Finance Director Michael Codron Director of Community Development Garret Olson Fire Chief Monica Irons Director of Human Resources Deanna Cantrell Police Chief Daryl Grigsby Director of Public Works Carrie Mattingly Director of Utilities Shelly Stanwyck Director of Parks & Recreation 2 The list represents those persons in the positions as of June 30, 2016. xxi  MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People  A team that puts high value on each citizen it serves.  Providers of programs that meet basic service needs of each citizen.  Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results  Service to the community – the best – at all times.  Respect – for each other and for those we serve.  Value – ensuring delivery of service with value for cost.  Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design  Planning and managing for levels of service consistent with the needs of the citizens.  Offering skills development and organizational direction for employees in order to improve the delivery of municipal services.  Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services.  Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services.  Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor.    xxii  ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. xxiii  Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. xxiv  ORGANIZATION OF THE CITY OF SAN LUIS OBISPO          CITIZENS Patrol Fire, Medical & Haz Mat Engineering Water Long Range Planning Traffic Safety Emergency Response Transportation Sewer Development Review Investigations Hazard Prevention Creek & Flood Protection Utilities Resource Building & Safety Neighborhood Services Fire Inspections Maintenance Services: Conservation CDBG Administration Animal Regulation Disaster Planning Streets, Parks, Bldgs Whale Rock Reservoir Housing Recreation Programs Recruitment Budget Natural Resources Ranger Services Labor Relations Accounting & Revenue Economic Development Park Planning Fair Employment Information Technology Cultural Activities Golf Course Risk Management GIS Management City Clerk Services Public Art Human Relations Support Services General Administration Appointed by the City Council Dept Appointed by the City Manager ADVISORY BODIES CITY ATTORNEY CITY MANAGER MAYOR AND CITY COUNCIL Public WorksFirePolice Utilities Community Development Administration Finance & Information Tech Human Resources Parks & Recreation FINANCIAL SECTION 2  The Honorable City Council of the City of City of San Luis Obispo, California Page 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California, as of June 30, 2016, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended, in accordance with accounting principles generally accepted in the United States of America. Other Matters Requirement Supplementary Information Accounting principles generally accepted in the United States of America require that management's discussion and analysis and required supplementary information as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of the financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, Half Percent Sales Tax Measure funding summary schedules on pages 104 through 106, combining and individual nonmajor fund financial statements and schedules on pages 108 through 132, and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them.   3  The Honorable City Council of the City of City of San Luis Obispo, California Page 3   Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 19, 2016, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Glenn Burdette Attest Corporation San Luis Obispo, California December 19, 2016    Management’s Discussion and Analysis The following provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year ended June 30, 2016. It should be read in conjunction with the accompanying transmittal memorandum and the basic financial statements. Financial Highlights A significant impact to the city of implementing GASB Statement No. 68 in fiscal year 2014-15 is the reporting of the City’s unfunded pension liability on full accrual basis of accounting government-wide financial statements. There are also new note disclosure requirements and supplementary schedules required by the Statement. The measurement date for the fiscal year 2015-16 pension liabilities is as of June 30, 2015. This date reflects a one-year lag and was used so that these financial statements could be issued in an expedient manner. Activity (i.e. contributions made by the City) occurring during fiscal year 2015‐16 are reported as deferred outflows of resources in accordance with GASB Statement No. 71 The following outlines financial highlights for the year, which are detailed in the table on page 8 of the MD&A. • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows at June 30, 2016 by $297 million (net position). The City’s unrestricted net position was negatively impacted starting in fiscal year 2014-15 with the implementation of GASB Statement No. 68, Accounting and Financial Reporting for Pensions. More information on the City’s plans can be found in Note 7 on pages 61-75 of this report. • Total city-wide assets increased by approximately $24 million or 4.8%. In the governmental activities, amounts receivable from various sources increased by $522,000; cash and investment balances increased by $2.8 million; prepaid expenses decreased by $787,000 and Cash Held with Fiscal Agent increased by $405,000. • In business-type activities, amounts receivable increased by $2.5 million or 29.6% while cash and investment balances decreased by $491,000 or 1%. City-wide liabilities increased by approximately $3.4 million during the fiscal year. This increase is due primarily to the net pension liability adjustment the City is required to record with the implementation of GASB Statement No. 68 in fiscal year 2014-15. Governmental activities experienced an increase of $4.4 million due primarily to the increase in the net pension liability of $6.1 million and a decrease in long-term liabilities of $2.1 million. Business-type activities saw a decrease in long-term liabilities of $2.9 million and an increase in net pension liability of $692,000. • The City’s governmental funds altogether reported combined ending fund balances of $50 million. Approximately $39.1 million or 78% of this total amount is not available for new spending because it represents amounts that are: (1) restricted for debt service, (2) grant obligations, (3) prepaid for insurance obligations, or (4) is already committed to specific programs like impact fee programs and general capital outlay. From this amount, $12 million is assigned as of June 30, 2016 to meet expenditures in subsequent years in the form of purchase order encumbrances and unspent appropriations that have been rolled over into fiscal year 2016-17 in accordance with the City’s budget policies. 4 Management’s Discussion and Analysis • The total General Fund balance increased by $5.8 million to $29.6 million. This reflects the steady increase in revenues over the prior year and greater than expected expenditure savings. After the adjustments to reflect amounts committed to the Half Percent Sales Tax Measure reserve ($3.6 million); debt service & prepaid expenses reserve ($545,000); purchase encumbrances and other future expenses ($3.6 million); designated reserves for Development Services ($382,000); and the amount required to be maintained to meet the 20% minimum reserve requirement (11.1 million), $10.4 million remains as unassigned balance at June 30, 2016. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which have the following components: (1) government-wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of sources and liabilities/deferred inflows of sources, with the difference reported as net position. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. However, the net position reported for fiscal year 2015-16 includes pension liabilities required under GASB Statement No. 68. This means that disclosed pension liabilities must be included in the City’s Statement of Net Position. The Statement of Activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported during the period when the underlying event giving rise to the change occurs, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees or are required by grantor agencies or City policies to be accounted for in this fashion (business-type activities). The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance and information technology. The business-type activities of the City include: (1) water, (2) sewer, (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance, part of the government's operations and so data from these units are combined with data of the primary government. 5 Management’s Discussion and Analysis The San Luis Obispo Capital Improvement Board (Board) is reported as a blended component unit in these statements. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise fund. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. The City has no component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial sources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures and changes in fund balances. The General Fund and Capital Outlay Fund are considered to be major funds. Data from the major governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for all funds. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. 6 Management’s Discussion and Analysis The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Fiduciary Funds. Agency funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of an agency fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple County and City agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Agency Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the Half Percent Sales Tax Measure and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information. The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. 7 Management’s Discussion and Analysis Government-wide Overall Financial Analysis Statement of Net Position Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended June 30, 2016 and 2015. CONDENSED STATEMENT OF NET POSITION 2015-16 2014-15 2015-16 2014-15 2015-16 2014-15 Current and other assets 55,864,955$ 52,971,289$ 76,077,990$ 68,017,192$ 131,942,945$ 120,988,481$ Capital assets 192,587,660 180,623,778 179,110,936 179,163,771 371,698,596 359,787,549 Total assets 248,452,615 233,595,067 255,188,926 247,180,963 503,641,541 480,776,030 Total Deferred Outflows of Resources 16,760,309 8,648,893 3,241,231 1,785,745 20,001,540 10,434,638 Current liabilities 8,730,861 8,415,818 6,373,450 5,181,918 15,104,311 13,597,736 Noncurrent liabilities 128,476,670 124,396,075 68,826,211 71,048,967 197,302,881 195,445,042 Total liabilities 137,207,531 132,811,893 75,199,661 76,230,885 212,407,192 209,042,778 Total Deferred Inflows of Resources 11,074,907 14,072,781 3,066,273 2,555,622 14,141,180 16,628,403 Net position: Net investment in capital assets 163,449,992 150,430,226 128,390,611 125,801,845 291,840,603 276,232,071 Restricted 2,762,387 2,350,838 2,278,392 2,261,213 5,040,779 4,612,051 Unrestricted (49,281,893) (57,421,778) 49,495,220 42,117,143 213,327 (15,304,635) Total Net Position 116,930,486$ 95,359,286$ 180,164,223$ 170,180,201$ 297,094,709$ 265,539,487$ Governmental Activities Business-Type Activities Total For the City, total assets and deferred outflows of resources were greater than liabilities and deferred inflows of resources by $297 million at June 30, 2016. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $291.8 million (e.g. land, buildings infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Information about changes in net position for fiscal years 2015-16 and 2014-15 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. 8 Management’s Discussion and Analysis 2015-16 2014-15 2015-16 2014-15 2015-16 2014-15 Revenues: Program Revenues: Charges for services 13,389,217$ 12,334,078$ 44,413,190$ 44,009,188$ 57,802,407$ 56,343,266$ Operating grants and contributions*2,667,058 2,509,323 2,888,820 3,148,652 5,555,878 5,657,975 Capital grants and contributions 9,355,707 7,911,867 60,063 9,355,707 7,971,930 General Revenues: Sales taxes (Including 1/2 percent local Sale Tax)24,676,377 22,408,980 24,676,377 22,408,980 Property taxes 10,186,858 9,631,890 10,186,858 9,631,890 Transient occupancy tax 7,127,756 6,805,742 7,127,756 6,805,742 Utility users tax 5,413,720 5,211,207 5,413,720 5,211,207 Property tax in lieu of VLF 4,113,244 3,849,341 4,113,244 3,849,341 Other taxes and fees 4,029,438 4,993,285 4,029,438 4,993,285 Investment earnings 825,760 467,348 845,906 361,627 1,671,666 828,975 Miscellaneous and other 771,154 707,781 239,200 1,010,354 707,781 Total revenues 82,556,289 76,830,842 48,387,116 47,579,530 130,943,405 124,410,372 Program expenses: Public safety 29,434,446 26,881,732 29,434,446 26,881,732 Public utilities 28,978,571 27,260,255 28,978,571 27,260,255 Transportation 8,837,653 11,457,311 7,988,475 7,550,831 16,826,128 19,008,142 Culture and recreation 9,846,670 10,332,740 9,846,670 10,332,740 Community development 12,950,900 10,960,778 12,950,900 10,960,778 Interest on long-term debt 1,351,468 1,015,011 1,351,468 1,015,011 Total expenses 62,421,137 60,647,572 36,967,046 34,811,086 99,388,183 95,458,658 Increase (decrease) in net position before transfers 20,135,152 16,183,270 11,420,070 12,768,444 31,555,222 28,951,714 Transfers 1,436,048 (329,452) (1,436,048) 329,452 - - Change in net position 21,571,200 15,853,818 9,984,022 13,097,896 31,555,222 28,951,714 Net position - beginning of year 95,359,286 182,615,977 170,180,201 176,131,601 265,539,487 358,747,578 Prior year restatement (103,110,509) (19,049,296) (122,159,805) Net position - end of year 116,930,486$ 95,359,286$ 180,164,223$ 170,180,201$ 297,094,709$ 265,539,487$ Governmental Activities Business-Type Activities Total SUMMARY OF CHANGES IN NET POSITION *Operating grants and contributions in the current year represent the net amount after deducting general government grants and contributions as this activity nets to zero. Governmental Activities. The City’s net position in the Governmental activities increased $21.6 million to $116.9 million at June 30, 2016 as a result of revenues exceeding expenses. The City is continuing to see growth in its revenue base and realized savings in the General Fund above the level anticipated in the fiscal year 2015-16 budget. As part of this growth trend, more private development is taking place which is generating more development related permit revenues in the form of development-related impact and in-lieu fees which are held until needed for planned capital outlay. A portion of the City’s net position, $5.0 million, is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual agreements. This is the second year of the GASB 68 Statement implementation by the City. The governmental activities contributed roughly $17.5 million and business-type activities contributed roughly $10.4 million for a total increase in the net position of $27.9 million compared to June 30, 2015. 9 Management’s Discussion and Analysis The total general revenue increased from fiscal year 2014-15 by 7%. Revenues are divided into charges for services and general revenues in the following table. Charges for services are revenues directly related to service activity, operating and capital grants and contributions, and related investment earnings. General revenues represent 69% of the total revenue and are used to pay costs of providing program services. Revenues 2015-16 2014-15 Inc / (Dec)% Charges for services 13,389,217$ 12,334,078$ 1,055,139$ 9% Operating grants and contributions 2,667,058 2,509,323 157,735 6% Capital grants and contributions 9,355,707 7,911,867 1,443,840 18% General Revenues: Sales taxes (Including 1/2 percent local Sale Tax)24,676,377 22,408,980 2,267,397 10% Property taxes 10,186,858 9,631,890 554,968 6% Transient occupancy tax 7,127,756 6,805,742 322,014 5% Utility users tax 5,413,720 5,211,207 202,513 4% Property tax in lieu of VLF 4,113,244 3,849,341 263,903 7% Other taxes and fees 4,029,438 4,993,285 (963,847) -19% Investment earnings 825,760 467,348 358,412 77% Miscellaneous and other 771,154 707,781 63,373 9% Total governmental revenues 82,556,289$ 76,830,842$ 5,725,447$ 7% GOVERNMENTAL ACTIVITY CHANGE IN REVENUE Top Governmental Activity Revenue Sources. As shown in the graph below, our top five tax revenues accounted for almost 62% of total revenues, with service charges accounting for another 16%. Generally, revenues for fiscal year 2015-16 increased from those of the prior fiscal year. 10 Management’s Discussion and Analysis The following narrative addresses the significant variances in key revenues from the prior fiscal year: • Sales Tax. Sales Tax increased by $2.26 million over the prior year. This increase reflects the end of the “trip flip” apportionments from the State, which resulted in a one-time increase in cash flow. • Property Tax. Property tax revenue increased by $555,000 or 6%. • Transient Occupancy Tax (TOT). Increased by $322,000 or 5% over the prior year. • Charges for Services. These revenues increased by approximately $1.1 million over 2014-15. In the General Fund, charges for services increased significantly over the prior year due to the growth in private development application fees. • Capital Grants and Contributions. These revenues increased by $1.4 million as a result of the construction of the LOVR interchange project. • Program Expenses: Governmental Activities. Program expenses increased by $1.8 million or 2.9% over the prior fiscal year. Police and Community Development services increased while Transportation and Parks services decreased. An additional factor in the increase is also the net effect of the application of the GASB Statement No. 68 implementation in 2014-15. The following chart compares program revenues and expenses which is useful when reviewing the costs of government cost centers: 11 Management’s Discussion and Analysis Business-Type Activities. The City’s Business-type activities increased $9.98 million to $180.2 at June 30, 2016 Revenue Sources: Business-Type Activities. Operating revenues for services reflect an increase of $808,000 or 1.7% over the prior fiscal year. This reflects growth in service charges in the Parking fund and significant reductions in the Water and Sewer funds as follows: 1. Water revenues. Total operating revenues decreased $562,000. General water impact fees decreased by $929,000 or 38% compared to the prior year which are collected for infrastructure to support new development. 2. Sewer charges. The overall decrease of $1.6 million over the prior year is from sewer charges affected by water use reduction as a consequence of the drought. 3. Parking Fees. In fiscal year 2015-16 the Parking Fund received $2.6 million for in-lieu payments from the Chinatown development project. Program Expenses: Business Type Activities. The program expenses for the proprietary funds increased by $2.2 million or 6.2% over the prior fiscal year. The increase reflects the fact that each of the Water and Sewer funds saw increases in their operating program costs by $1.7 million due to increases in the costs of salaries, supplies and maintenance. While revenues exceeded expenses for nearly all of the business type activities, the level of revenue compared to prior year declined for both Water and Sewer funds as opposed to the Parking fund, which experienced a significant increase in revenue due to a one-time receipt of parking-in lieu fees. 12 Management’s Discussion and Analysis Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The following funds have been classified as either governmental or proprietary fund types. Governmental Funds. The focus of the City’s governmental funds is on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. • As of June 30, 2016, the City’s governmental funds reported combined ending fund balances of $50 million, or an increase of $3 million compared to the prior fiscal year. The total fund balance of the governmental funds consists of the following: o Non-spendable fund balance of $56,000 represents prepaid items. o Restricted fund balance of $2,632,000 which have restrictions imposed by external parties or enabling legislation. Funds in this category include Debt Services fund and Supplemental Law Enforcement Funds. o Committed fund balance of $21,981,000, which have reserves for capital outlay, impact fees programs, general government programs, housing and the net balance of the Half Percent Local Sales Tax. o Assigned fund balance of $15,035,000, which includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category included Contingency funds (20% minimum reserve) and funds to be used for Development Services. o Unassigned fund balance of $10,420,000 as of June 30, 2016. The 2016-17 budget allocates $5,832,000 of this fund balance with the remaining fund balance of $4,587,000 available for spending in accordance with the City’s budget and fiscal policies. The remaining $4,587,000 includes $640,000 in unassigned balance in the Local Half Percent Sales Tax sub-fund. Major Governmental Funds. In fiscal year 2015-16 there are two major governmental funds: the General Fund and the Capital Outlay Fund. Changes in the General Fund are highlighted in the Financial Highlights section above. The following information highlights changes in the Capital Outlay Fund: Capital Outlay Fund. This fund was established to account for all of the City’s capital facility and infrastructure improvement program projects where the cost will be at least $25,000. Not counted in this fund are costs that are programmed into one or more of the following funds: 1) Parkland Development, 2) Transportation Impact Fees, 3) Open Space Protection, 4) Airport Area Impact Fees, 5) Fleet Replacement, 6) Affordable Housing, 7) Los Osos Valley Road Sub-Area Fees, 8) Information Technology Replacement and 9) Enterprise Funds. The Capital Outlay fund relies primarily on resources provided by the General Fund and grants from the state and federal government. 13 Management’s Discussion and Analysis At June 30, 2016 the Capital Outlay Fund had a total fund balance of $3.0 million. The entire amount of the fund balance has been committed to capital projects or is assigned to liquidate contracts and purchase orders. The fund balance decreased by $1.4 million over the prior fiscal year due to the fact that funding for projects received is spent incrementally as the projects proceed to completion and a number of projects were in progress at June 30, 2016. From year to year, spending activity in the Capital Outlay Fund may show significant fluctuations depending on the phase of completion of the various capital projects in progress. Significant variances from the prior year include: 1. Grant revenues were approximately $1 million higher than the prior year. Grant revenues are received mainly as reimbursements for costs incurred for the LOVR (Los Osos Valley Road) interchange project. 2. Capital expenditures increased by $1.07 million from the prior year. The increase is due in its majority to the completion of the LOVR interchange project. Non-Major Governmental Funds. Non-major funds include 1) the Debt Service Fund, 2) the Los Osos Valley Road Sub-Area Fee Fund, 3) the Downtown Business Improvement District Fund, 4) the Tourism Business Improvement Fund, 5) the Gas Tax Fund, 6) the Transportation Development Act Fund, 7) the Community Development Block Grant Fund, 8) the Law Enforcement Grants Fund 9) the Public Art Contributions Fund and the 10) Transportation Impact Fee Fund. These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. At June 30, 2016, these funds had an aggregate fund balance of $17.5 million. Of this total, $14 million or 80% is restricted for payment of debt service or specific future capital projects. The remaining balance of $3.5 million is assigned for contingency reserves and expenditures in subsequent years. More information about these aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. Proprietary Funds. The City’s four enterprise funds provide the same type of information found in the government- wide financial statements, but in more detail. Highlights of the annual activity for these funds have already been presented in the discussion of the business-type activities. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2016 is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2016. The following summarizes the original budget compared with the adjusted final budget for fiscal year 2015-16. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. 14 Management’s Discussion and Analysis BUDGETARY HIGHLIGHTS General Fund Original Budget Final Budget Positive (Negative) Variance Revenues 63,186,991$ 65,270,043$ 2,083,052$ Expenditures 54,986,263 60,889,578 5,903,315 Other sources (uses)(5,559,269) (7,361,111) (1,801,842) Beginning fund balance 24,566,807 24,566,807 - Ending fund balance 27,208,266$ 21,586,161$ (5,622,105)$ As discussed below, differences between the original budget and the final amended budget reflect the following key changes: Key revenue source estimates including sales tax, transient occupancy tax (TOT) and subventions and grants were updated at Mid-Year and with the Financial Plan Supplement, resulting in an increase in overall budgeted revenues of almost $1 million or 3.0% over the original budget estimate. The remaining increase to the originally budgeted revenues is the result of budget adjustments made subsequent to the Mid-Year budget update, presented and approved by the City Council in February 2016. The increase in the beginning fund balance results from the use of an estimate for the original budget and the use of the actual, audited amount for the final budget. The following table contains a comparison of actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues exceeded the final budget by nearly $2.8 million, while expenditures and other uses were below the final budget figure by $5.4 million. The net amount of other sources was less than budgeted by $509,000. The net result of these differences leads to the ending fund balance increasing by more than $8 million over the amount anticipated in the budget. General Fund Final Budget Actual Positive (Negative) Variance Revenues 65,270,043$ 68,084,438$ 2,814,395$ Expenditures 60,889,578 55,463,911 (5,425,667) Other sources (uses)(7,361,111) (6,852,182) 508,929 Beginning fund balance 24,566,807 23,857,187 (709,620) Ending fund balance 21,586,161$ 29,625,532$ 8,039,371$ Ending fund balance Nonspendable 56,020 56,020 Restricted 489,056 489,056 Committed 7,185,397 7,185,397 Assigned 11,475,178 11,475,178 Unassigned 10,419,881 10,419,881 Total ending fund balance 21,586,161$ 29,625,532$ 8,039,371$ BUDGET - ACTUAL COMPARISON 15 16 Management’s Discussion and Analysis Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2016, the City’s investment in capital assets for its governmental and business type activities amounts increased to $371.7 million (net of accumulated depreciation). The investment in capital assets includes land, park improvements, buildings and improvements, vehicles and equipment, streets, bikeways, water, wastewater and storm drain systems. Capital Assets (Net of Depreciation) 2016 2015 2016 2015 2016 2015 Nondepreciable capital assets 63,327,352$ 51,376,395$ 16,957,325$ 25,015,210$ 80,284,677$ 76,391,605$ Depreciable capital assets (net of accumulated depreciation ) 129,260,308 129,247,383 162,153,611 154,148,561 291,413,919 283,395,944 Total Capital Assets 192,587,660$ 180,623,778$ 179,110,936$ 179,163,771$ 371,698,596$ 359,787,549$ Governmental Activities Business-Type Activities Total Major capital asset expenditures during the fiscal year include the following:  $1.5 million for California & Johnson water lines.  $11.8 million for Los Osos Valley Road/US 101 interchanges construction work.  $879,000 for the Marsh/Higuera sewer line project.  $2.8 million from the Half Percent Sales Tax measure in multiple projects.  $3.7 million for WRRF Energy Efficiency project.  $778,000 in streets repairs.  $324,000 for the Olympic pool replaster.  $481,000 for I.T equipment replacement.  $955,000 for fleet replacement.  $405,500 for facilities maintenance. Additional information on the City’s capital assets can be found in Note 5 to the basic financial statements. Long-Term Debt. At June 30, 2016, the City had $83.9 million in long-term debt outstanding as summarized below: Long- Term Debt 2016 2015 2016 2015 2016 2015 Lease-revenue bonds 27,762,893$ 29,158,406$ 25,323,405$ 26,528,095$ 53,086,298$ 55,686,501$ Lease-purchase financing 1,374,773 1,035,145 1,374,773 1,035,145 Installment sale agreement 7,932,327 8,481,043 7,932,327 8,481,043 Loans 679,314 766,092 17,647,622 18,559,952 18,326,936 19,326,044 Compensated absences 2,551,152 2,693,512 682,933 624,544 3,234,085 3,318,056 32,368,132$ 33,655,170$ 51,586,287$ 54,193,634$ 83,954,419$ 87,846,789$ Governmental Business-Type Total Activities Activities This represents a decrease of $3.9 million or 4% compared to the prior year. Management’s Discussion and Analysis The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2016, 2% of the assessed valuation was $136,170,000, while the City’s actual debt applicable to the computed limit was $10,314,000. At June 30, 2016, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 6 to the basic financial statements. Economic Factors and Next Year’s Budgets and Rates On June 14, 2016, the City Council adopted the 2016-17 Supplemental Budget and appropriated the budget with total appropriations of $135.9 million Adequate resources are available to fund the proposed expenditures. The City Council approved the use of reserves in excess of the 20% required minimum amount to pay for one-time expenses. For the General Fund, the 2016-17 budget reflects expenditures and other uses exceeding current revenues and other sources by $5.8 million which reflects allocation of one-time reserves toward one-time expenditures in accordance with the Council adopted budget and fiscal policies and guidelines. The Supplemental Budget reflects an additional allocation of $750,000 to make a prepayment against the safety retirement liability owed to the California Public Employees Retirement System; $250,000 to make a payment towards the OPEB liability; and a $5.6 million investment in infrastructure toward the Capital Improvement Program and Efficiency and Effectiveness Initiative. Consistent with the City’s balanced budget policy, the ending unassigned fund balance meets the City’s policy minimum of 20% of operating expenditures. Sales Tax. The local half-percent sales tax was reauthorized by City voters in November 2014 with over 70% of the vote. The local half-percent sales tax measure is projected to generate over $7.0 Million in 2016-17. With the approval of Measure G and the establishment of the Citizen’s Revenue Enhancement Oversight Commission (REOC), the Council is further supported through the body. The REOC reviews, reports and makes recommendations directly to the City Council regarding revenues and expenditures of half-percent local sale tax. Utility Rates. Consistent with the multi-year rate setting strategy previously approved by the Council to improve the City’s water distribution and treatment systems, the Council approved the following rate increases to take effect in 2016-17. Droughts surcharge increase to $0.74 from $0.37; Tier 1 drought surcharge to increase from $0.98 to $1.10; and Tier 2 from $1.23 to $1.37. The Sewer Fund also uses a multi-year rate-setting strategy. In order to continue supporting an adequate capital improvement plan and meet high wastewater treatment standards, the Council approved a rate increase of 3% effective July 1, 2016. Parking Fund. The Parking Fund revenue growth for fiscal year 2016-17 was based on a conservative 1% growth. Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those with an interest in our finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. 17 BASIC FINANCIAL STATEMENTS 19  City of San Luis Obispo, California Statement of Net Position June 30, 2016 Governmental Activities Business-Type Activities Total Assets Cash and cash equivalents 1,342,592$ 591,190$ 1,933,782$ Investments 40,466,256 58,350,157 98,816,413 Taxes receivable 3,900,847 3,900,847 Accounts receivable 743,673 5,695,297 6,438,970 Accrued interest receivable 101,503 151,917 253,420 Due from other governments 5,719,247 2,481,470 8,200,717 Prepaid items and other assets 851,942 5,831,567 6,683,509 Cash held by fiscal agent 2,738,895 2,278,392 5,017,287 Investment in joint venture 698,000 698,000 Nondepreciable capital assets 63,327,352 16,957,325 80,284,677 Depreciable capital assets (net of accumulated depreciation) 129,260,308 162,153,611 291,413,919 Total assets 248,452,615 255,188,926 503,641,541 Deferred Outflows of Resources Deferred pensions 16,760,309 3,058,202 19,818,511 Deferred amounts from refunding of debt 183,029 183,029 Total deferred outflows of resources 16,760,309 3,241,231 20,001,540 Liabilities Accounts payable 2,308,728 1,577,521 3,886,249 Accrued salaries 1,930,632 345,006 2,275,638 Deposits payable 1,029,340 1,029,340 Unearned revenue 704,588 704,588 Interest payable 126,125 304,530 430,655 Other liabilities 117,566 117,566 Noncurrent liabilities: Due within one year 3,543,222 3,117,053 6,660,275 Due in more than one year 28,824,910 48,469,234 77,294,144 Net pension liability 99,651,760 20,356,977 120,008,737 Total liabilities 137,207,531 75,199,661 212,407,192 Deferred Inflows of Resources Deferred pensions 11,074,907 3,066,273 14,141,180 Net Position Net investment in capital assets 163,449,994 128,390,611 291,840,605 Restricted for: Debt service 2,738,895 2,278,392 5,017,287 Grant program 23,492 23,492 Unrestricted (49,281,895) 49,495,220 213,325 Total net position 116,930,486$ 180,164,223$ 297,094,709$ The accompanying notes are an integral part of these financial statements. 20  City of San Luis Obispo, California Statement of Activities For the Fiscal Year Ended June 30, 2016 Functions/Programs Expenses Indirect Expense Allocation Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental activities: Public safety 23,941,074$ 5,493,372 1,673,800$ 1,450,415$ 426,280$ Transportation 6,669,998 2,167,655 1,691,757 1,055,757 8,929,427 Culture and recreation 8,035,342 1,811,328 2,048,780 Community development 10,545,693 2,405,207 7,974,880 160,886 General government 12,601,460 (11,877,562) 648,825 75,073 Interest on long-term debt 1,351,468 Total governmental activities 63,145,035 - 14,038,042 2,742,131 9,355,707 Business-type activities: Water 18,136,120 19,884,850 Sewer 10,842,451 16,460,141 Parking 3,900,052 7,408,728 Transit 4,088,423 659,471 2,888,820 Total business-type activities 36,967,046 44,413,190 2,888,820 - General revenues and transfers: General sales and use taxes Half Percent Sales Tax and use tax Property taxes Transient occupancy tax (TOT) Utility users tax Property tax-in-lieu of vehicle license fees Franchise taxes Business tax Unrestricted investment earnings Other taxes Income from investment in joint venture Transfers Total general revenues and transfers Change in net position Net position, beginning of year Prior year restatements Net position, beginning of year, as restated Net position, end of year Program Revenues       The accompanying notes are an integral part of these financial statements. 21  Governmental Activities Business-type Activities Total (25,883,951)$ $ (25,883,951)$ 2,839,288 2,839,288 (7,797,890) (7,797,890) (4,815,134) (4,815,134) - - (1,351,468) (1,351,468) (37,009,155) - (37,009,155) 1,748,730 1,748,730 5,617,690 5,617,690 3,508,676 3,508,676 (540,132) (540,132) - 10,334,964 10,334,964 17,498,218 17,498,218 7,178,159 7,178,159 10,186,858 10,186,858 7,127,756 7,127,756 5,413,720 5,413,720 4,113,244 4,113,244 1,537,922 1,537,922 2,491,516 2,491,516 825,760 845,906 1,671,666 771,154 771,154 239,200 239,200 1,436,048 (1,436,048) - 58,580,355 (350,942) 58,229,413 21,571,200 9,984,022 31,555,222 99,335,419 169,688,165 269,023,584 (3,976,133) 492,036 (3,484,097) 95,359,286 170,180,201 265,539,487 116,930,486$ 180,164,223$ 297,094,709$ Net Revenues (Expenses) and Changes in Net Position 22  City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2016 General Capital Outlay Other Governmental Funds Total Governmental Funds Assets Cash and cash equivalents 244,357$ 297,178$ 801,057$ 1,342,592$ Investments 23,715,900 1,919,661 14,830,695 40,466,256 Taxes receivable 3,900,847 3,900,847 Accounts receivable 326,356 2,000 166,030 494,386 Other receivables 249,287 249,287 Due from other governments 4,543,211 1,092,510 83,526 5,719,247 Due from other funds 517,788 517,788 Accrued interest receivable 62,993 371 38,139 101,503 Prepaid items 56,020 116,702 172,722 Cash held by fiscal agent 2,738,895 2,738,895 Total assets 33,616,759$ 3,311,720$ 18,775,044$ 55,703,523$ Liabilities and Fund Balance Liabilities: Accounts payable 1,360,116$ 242,527$ 706,085$ 2,308,728$ Accrued liabilities 1,923,927 6,705 1,930,632 Due to other funds 517,788 517,788 Unearned revenue 589,618 114,970 704,588 Other liabilities 117,566 117,566 Total liabilities 3,991,227 357,497 1,230,578 5,579,302 Fund balance: Nonspendable 56,020 56,020 Restricted for: Debt service 489,056 2,119,724 2,608,780 Law enforcement grant programs 23,492 23,492 Committed to: Affordable housing programs 2,562,825 2,562,825 Capital outlay 2,954,223 2,954,223 General government programs 7,185,397 7,463,605 14,649,002 Impact fee programs 549,349 549,349 Open space programs 1,265,620 1,265,620 Assigned to: Contingency fund 11,092,782 900,000 11,992,782 Development services 382,396 2,659,851 3,042,247 Unassigned 10,419,881 10,419,881 Total fund balance 29,625,532 2,954,223 17,544,466 50,124,221 Total liabilities and fund balance 33,616,759$ 3,311,720$ 18,775,044$ 55,703,523$   The accompanying notes are an integral part of these financial statements. 23  City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2016     Total fund balance - governmental funds 50,124,221$ Capital assets at estimated historical cost 277,940,191 Accumulated depreciation (85,352,531) 192,587,660 Deferred outflows of resources reported in the Statement of Net Position 16,760,309 679,220 Lease revenue bonds 27,199,515 Lease purchase financing 1,374,773 Compensated absences 2,551,152 Conservation loan 679,314 Bond premium 563,378 Accrued interest payable 126,125 (32,494,257) Net pension liability is not a current financial resource and, therefore, is not reported in the governmental funds. (99,651,760) Deferred inflows of resources reported in the Statement of Net Position (11,074,907) Total net position - governmental activities 116,930,486$ Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. The accompanying notes are an integral part of these financial statements. 24  City of San Luis Obispo, California Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2016 General Capital Outlay Other Governmental Funds Total Governmental Funds Revenues: Sales and use tax - general 17,498,218$ $ $ 17,498,218$ Sales and use tax - Half Percent Sales Tax 7,178,159 7,178,159 Sales tax - Prop 172 405,066 405,066 Property tax 10,186,858 10,186,858 Transient occupancy tax 7,127,756 7,127,756 Utility users tax 5,413,720 5,413,720 Property tax in lieu of VLF 4,113,244 4,113,244 Franchise taxes 1,537,922 1,537,922 Business tax 2,491,516 2,491,516 Real property transfer tax 366,088 366,088 Fines, forfeitures and penalties 172,353 172,353 Use of money and property 582,993 808 241,959 825,760 Subventions and grants 1,538,869 8,574,127 1,658,984 11,771,980 Charges for services 9,322,456 4,300,489 13,622,945 Miscellaneous 149,220 24,304 69,220 242,744 Total revenues 68,084,438 8,599,239 6,270,652 82,954,329 Expenditures: Current: General government 10,977,571 1,431,994 12,409,565 Public safety 25,576,604 891,850 26,468,454 Transportation 3,317,177 3,317,177 Leisure, cultural and social services 7,428,198 7,428,198 Community development 8,070,118 2,700,709 10,770,827 Debt service: Principal 86,778 1,706,073 1,792,851 Interest 7,465 1,341,751 1,349,216 Capital outlay: Public safety 444,311 776,448 1,220,759 Transportation 10,689,582 4,348,724 15,038,306 Leisure, cultural and social services 1,361,366 101,903 1,463,269 Community development 115,558 33,979 149,537 General government 565,003 25,260 590,263 Total expenditures 55,463,911 13,175,820 13,358,691 81,998,422 Excess (deficiency) of revenues over (under) expenditures 12,620,527 (4,576,581) (7,088,039) 955,907 The accompanying notes are an integral part of these financial statements. 25  City of San Luis Obispo, California Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds, continued For the Fiscal Year Ended June 30, 2016 Page 2 General Capital Outlay Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Issuance of debt $ $ 688,500$ 688,500$ Transfers in 2,920,748 3,242,443 6,584,387 12,747,578 Transfers out (9,772,930) (53,900) (1,484,700) (11,311,530) Total other financing sources (uses) (6,852,182) 3,188,543 5,788,187 2,124,548 Net change in fund balance 5,768,345 (1,388,038) (1,299,852) 3,080,455 Fund balance, beginning of year 24,566,807 3,632,641 18,844,318 47,043,766 Prior year restatements (709,620) 709,620 - Fund balance, beginning of year, as restated 23,857,187 4,342,261 18,844,318 47,043,766 Fund balance, end of year 29,625,532$ 2,954,223$ 17,544,466$ 50,124,221$ The accompanying notes are an integral part of these financial statements. 26  City of San Luis Obispo, California Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government-wide Statement of Activities and Changes in Net Position For the Fiscal Year Ended June 30, 2016 Total net change in fund balance - governmental funds 3,080,455$ Expenditures for capital outlay - governmental funds 17,616,872 Depreciation expense (5,652,990) 11,963,882 1,792,851 Acquisition of new financing (688,500) (40,565) 38,313 315,092 142,359 Change in net pension liability 4,967,313 Total change in net position - governmental activities 21,571,200$ Change in other long-term asset Change in compensated absences Capital outlay net of depreciation expense and disposal. Change in accrued interest on debt Change in unamortized discount/premium (netted with debt) Principal paid on long-term debt The accompanying notes are an integral part of these financial statements. 27  City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds June 30, 2016 Water Sewer Parking Transit Totals Assets Current assets: Cash and cash equivalents 160,747$ 282,288$ 140,870$ 7,285$ 591,190$ Investments 15,918,304 27,988,970 13,720,647 722,236 58,350,157 Accounts receivable 2,855,749 2,773,870 65,640 38 5,695,297 Accrued interest receivable 48,536 68,179 33,318 1,884 151,917 Prepayments 5,831,567 5,831,567 Due from other governments 2,481,470 2,481,470 Total current assets 24,814,903 31,113,307 13,960,475 3,212,913 73,101,598 Noncurrent assets: Cash and investments held by fiscal agent 1,654,826 60,261 563,305 2,278,392 Investment in joint venture 698,000 698,000 Capital assets: Land 945,926 2,176,114 5,947,455 9,069,495 Public art 74,100 74,100 Infrastructure 98,608,048 85,429,529 29,149,949 110,972 213,298,498 Buildings and improvements 19,134,912 5,024,388 888,420 4,905,259 29,952,979 Equipment 4,284,455 4,336,955 379,229 7,727,129 16,727,768 Construction in progress 712,646 6,630,204 403,660 67,220 7,813,730 Total capital assets 123,685,987 103,597,190 36,842,813 12,810,580 276,936,570 Less accumulated depreciation (48,032,223) (31,473,006) (11,639,846) (6,680,559) (97,825,634) Capital assets, net of accumulated depreciation 75,653,764 72,124,184 25,202,967 6,130,021 179,110,936 Total noncurrent assets 78,006,590 72,184,445 25,766,272 6,130,021 182,087,328 Total assets 102,821,493 103,297,752 39,726,747 9,342,934 255,188,926 Deferred Outflows of Resources Deferred pensions 1,245,627 1,399,869 316,205 96,501 3,058,202 Deferred amounts from refunding of debt 183,029 183,029 Total deferred outflow of resources 1,428,656 1,399,869 316,205 96,501 3,241,231 Enterprise Funds The accompanying notes are an integral part of these financial statements. 28  City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds, continued June 30, 2016 Page 2 Water Sewer Parking Transit Totals Enterprise Funds Liabilities Current liabilities: Accounts payable 405,728$ 901,882$ 64,895$ 205,016$ 1,577,521$ Accrued liabilities 134,452 158,063 40,562 11,929 345,006 Compensated absences 191,323 207,424 12,740 12,255 423,742 Deposits payable 29,340 1,000,000 1,029,340 Interest payable 150,323 49,588 104,619 304,530 Current portion of long-term debt 1,332,288 879,041 481,982 2,693,311 Total current liabilities 2,243,454 2,195,998 1,704,798 229,200 6,373,450 Noncurrent liabilities: Compensated absences 112,728 133,982 8,129 4,352 259,191 Lease revenue bonds 16,385,760 477,280 6,788,500 23,651,540 Bond premium 480,169 2,736 482,905 Installment sale agreement 7,366,438 7,366,438 State loan/note payable 3,767,598 8,092,022 4,849,540 16,709,160 Net pension liability 8,389,149 9,089,325 2,327,438 551,065 20,356,977 Total noncurrent liabilities 29,135,404 25,159,047 13,976,343 555,417 68,826,211 Total liabilities 31,378,858 27,355,045 15,681,141 784,617 75,199,661 Deferred Inflows of Resources Deferred pensions 1,263,617 1,369,081 350,571 83,004 3,066,273 Net Position Net investment in capital assets 53,870,978 55,309,403 13,080,209 6,130,021 128,390,611 Restricted: Debt service 1,654,826 60,261 563,305 2,278,392 Subsequent year expenditures 448,499 6,505,683 197,007 1,552,730 8,703,919 Committed: Rate stabilization fund 1,650,000 697,600 2,347,600 Contingency fund 2,950,800 1,635,400 4,586,200 Unrestricted 11,032,571 11,765,148 10,170,719 889,063 33,857,501 Total net position 71,607,674$ 75,973,495$ 24,011,240$ 8,571,814$ 180,164,223$ The accompanying notes are an integral part of these financial statements. 29  City of San Luis Obispo, California Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2016 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 18,182,433$ 15,575,449$ 4,025,619$ 658,601$ 38,442,102$ Impact fees 1,542,268 675,489 2,217,757 Fines and forfeitures 579,823 579,823 Other revenues 146,310 176,464 2,642,123 2,964,897 Total operating revenues 19,871,011 16,427,402 7,247,565 658,601 44,204,579 Operating expenses: Salaries and benefits 3,236,393 3,630,041 1,037,844 276,534 8,180,812 Supplies and maintenance 1,412,312 1,925,987 439,331 296,387 4,074,017 Contract services 8,715,864 746,258 568,537 2,379,070 12,409,729 General government 1,328,061 1,576,026 711,587 277,329 3,893,003 Depreciation 2,608,348 2,566,445 641,001 859,103 6,674,897 Total operating expenses 17,300,978 10,444,757 3,398,300 4,088,423 35,232,458 Operating income (loss) 2,570,033 5,982,645 3,849,265 (3,429,822) 8,972,121 Nonoperating revenues (expenses) Interest 306,307 356,968 171,429 11,202 845,906 Grants 2,888,820 2,888,820 Interest expense (835,142) (397,694) (501,752) (1,734,588) Income from investment in joint venture 239,200 239,200 Miscellaneous nonoperating revenues (expenses) 13,839 32,739 161,163 870 208,611 Total nonoperating revenues (expenses) (275,796) (7,987) (169,160) 2,900,892 2,447,949 Income (loss) before transfers and capital contributions 2,294,237 5,974,658 3,680,105 (528,930) 11,420,070 Transfers (469,607) (493,073) (473,368) (1,436,048) Total transfers (469,607) (493,073) (473,368) - (1,436,048) Change in net position 1,824,630 5,481,585 3,206,737 (528,930) 9,984,022 Net position, beginning of year 69,555,015 70,761,546 20,274,839 9,096,765 169,688,165 Prior year restatements 228,029 (269,636) 529,664 3,979 492,036 Net position, beginning of year, as restated 69,783,044 70,491,910 20,804,503 9,100,744 170,180,201 Net position, end of year 71,607,674$ 75,973,495$ 24,011,240$ 8,571,814$ 180,164,223$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 30  City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2016 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 19,195,400$ 16,106,601$ 8,200,071$ 658,733$ 44,160,805$ Cash payments to suppliers for goods and services (15,933,809) (2,414,769) (1,061,102) (2,710,272) (22,119,952) Cash payments to General Fund for interfund services (1,328,061) (1,576,026) (711,587) (277,329) (3,893,003) Cash payments to employees for services (3,491,856) (3,852,197) (1,066,464) (297,004) (8,707,521) Other cash receipts 13,839 32,739 161,163 870 208,611 Net cash provided by (used in) operating activities (1,544,487) 8,296,348 5,522,081 (2,625,002) 9,648,940 Cash flows from noncapital financing activities: Operating grants received 1,514,872 1,514,872 Transfers to other funds (469,607) (493,073) (473,368) (1,436,048) Net cash provided by (used in) noncapital financing activities (469,607) (493,073) (473,368) 1,514,872 78,824 Cash flows from capital and related financing activities: Acquisition and construction of capital assets (1,953,787) (5,177,340) (32,163) (131,999) (7,295,289) Disposition of capital assets 20,890 92,600 528,400 31,336 673,226 Principal paid on debt financing (1,285,687) (851,974) (466,185) (2,603,846) Interest paid on debt financing (884,264) (395,832) (493,016) (1,773,112) Net cash used in capital and related financing activities (4,102,848) (6,332,546) (462,964) (100,663) (10,999,021) Cash flows from investing activities: Interest on investments 295,903 334,471 154,089 12,674 797,137 Net cash provided by investing activities 295,903 334,471 154,089 12,674 797,137 Net change in cash and cash equivalents (5,821,039) 1,805,200 4,739,838 (1,198,119) (474,120) Cash and cash equivalents, beginning of year 23,554,916 26,526,319 9,684,984 1,927,640 61,693,859 Cash and cash equivalents, end of year 17,733,877$ 28,331,519$ 14,424,822$ 729,521$ 61,219,739$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 31  City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds, continued For the Fiscal Year Ended June 30, 2016 Page 2 Water Sewer Parking Transit Total Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Operating income (loss) 2,570,033$ 5,982,645$ 3,849,265$ (3,429,822)$ 8,972,121$ Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Depreciation 2,608,348 2,566,445 641,001 859,103 6,674,897 Other revenues and expenses 13,839 32,739 161,163 870 208,611 Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accounts receivable (673,271) (320,801) (47,494) 132 (1,041,434) Prepaid expense (5,831,567) (5,831,567) Accounts payable 25,934 257,476 (53,234) (34,815) 195,361 Deposits payable (2,340) 1,000,000 997,660 Accrued salaries and compensated absences (155,812) (63,910) (30,350) 755 (249,317) Deferred pensions and net pension liability (99,651) (158,246) 1,730 (21,225) (277,392) Net cash provided by (used in) operating activities (1,544,487)$ 8,296,348$ 5,522,081$ (2,625,002)$ 9,648,940$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 160,747$ 282,288$ 140,870$ 7,285$ 591,190$ Investments 15,918,304 27,988,970 13,720,647 722,236 58,350,157 Cash and investments held by fiscal agent 1,654,826 60,261 563,305 2,278,392 Total cash and investments 17,733,877$ 28,331,519$ 14,424,822$ 729,521$ 61,219,739$ Noncash investing, capital, and financing activities: None Enterprise Funds The accompanying notes are an integral part of these financial statements. 32  City of San Luis Obispo, California Statement of Net Position – Fiduciary Funds Agency Funds June 30, 2016 Assets Current assets: Cash and cash equivalents 2,654,635$ Investments 1,445,201 Accounts receivable 62,831 Accrued interest receivable 6,725 Other assets 30,864 Capital assets, net of accumulated depreciation 983,829 Total assets 5,184,085$ Deferred Outflows of Resources Deferred pensions 162,511 Total deferred outflows of resources 162,511$ Liabilities Current liabilities: Accounts payable 158,968$ Accrued liabilities 32,831 Other liabilities 2,293,468 Net pension liability 1,082,681 Due to agency participants 1,615,569 Total liabilities 5,183,517$ Deferred Inflows of Resources Deferred pensions 163,079 Total deferred inflows of resources 163,079$ The accompanying notes are an integral part of these financial statements. 33  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page Note 1: Summary of Significant Accounting Policies 36 Description of the Reporting Entity 36 Government-wide and Fund Financial Statements 36 Measurement Focus, Basis of Accounting and Basis of Presentation 36 Assets, Liabilities, and Net Position or Fund Balance 39 Budgets and Budgetary Accounting 42 Fair Value Measurements 44 Note 2: Cash and Investments 45 Funds with Fiscal Agent 45 Investments 45 Note 3: Property Taxes 50 Note 4: Due from Other Governments 51 Note 5: Capital Assets 53 Note 6: Long-Term Debt 54 Summary of Long-Term Debt 54 Governmental Activities Summary 54 Revenue Bonds 54 Lease-Purchase Financing 56 2014 Energy Sources Conservation State Loan 57 Business-Type Activities Summary 58 Revenue Bonds 58 Loans 59 Installment Sale Agreements 60 Note 7: Pension Plans and Other Post-Employment Benefits 61 Agent-Multiple Employer Plan 62 General Information about the Pension Plan 62 Net Pension Liability 63 34  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2016 Page 2 Page Changes in the Net Pension Liability 65 Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 66 Payable to the Pension Plan 67 Cost Sharing Employer Plan 67 General Information about the Pension Plans 67 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 69 Payable to the Pension Plan 73 Other Post-Employment Benefits (OPEB) 73 Note 8: Interfund Transactions 76 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements 76 Whale Rock Commission 76 San Luis Obispo Regional Transit Authority 77 San Luis Obispo Council of Governments 78 Nacimiento Water Supply Project 78 Note 10: Risk Management 79 California Joint Powers Insurance Authority 79 Self-Insurance Programs of the Authority 80 Purchased Insurance 81 Adequacy of Protection 81 Self-Insurance 82 Note 11: Operating Lease 83 Note 12: Commitments and Contingencies 83 Litigation 83 Grant Awards 83 Note 13: Construction and Other Significant Commitments 83 Note 14: Fund Balance Deficiency 84 35  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2016 Page 3 Page Note 15: Subsequent Events 84 Diablo Power Plant Closure Settlement Agreement 84 Note 16: New Accounting Standards 84 Accounting Standards Adopted 84 New Accounting Standards 85 Note 17: Prior Year Restatements 86      36  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 46,377, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, building and safety, and other general government services. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The San Luis Obispo Capital Improvement Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental fund and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business- type activities, which rely to a significant extent on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues.    37  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 2 Note 1: Summary of Significant Accounting Policies (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund.    38  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2015 Page 3 Note 1: Summary of Significant Accounting Policies (Continued) Capital Outlay Fund. This fund was established to account for all of the City's construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal grants. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses. The City has established ten Agency Funds, which are used to account for funds held by the City as an agent for private individuals, organizations or other governmental agencies. Agency funds are accounted for using the accrual basis of accounting. See page 128 for a complete list of Agency Funds.    39  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 4   Note 1: Summary of Significant Accounting Policies (Continued) Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Highly liquid investments with maturities of one year or less at time of purchase are stated at the amortized cost. All other investments are stated at fair value. Market value is used as fair value for those investments where market quotations are readily available. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 6 have additional information on funds held by fiscal agents. Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000. The City does not have any intangible assets. Detailed information on the City’s capital assets can be found in Note 5.    40  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 5 Note 1: Summary of Significant Accounting Policies (Continued) Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Assets Years Infrastructure 20-100 Buildings and structures 20-50 Improvements other than buildings 10-100 Equipment 3-21 Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net position by the City that is applicable to a future reporting period. A deferred inflow of resources is defined as an acquisition of net position by the City that is applicable to a future reporting period. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred.   In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures.    41  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 6 Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the City’s proportionate share of the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense. Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Also included in this component are encumbrances which represent legal and binding obligations for the acquisition of future goods and services. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. 42  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 7 Note 1: Summary of Significant Accounting Policies (Continued) Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes, but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed.   Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal-setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities. 43  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 8 Note 1: Summary of Significant Accounting Policies (Continued)  Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process:  First Year. The Financial Plan process begins with City Council goal-setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year.  Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, makes adjustments as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2016 was the first year of the 2015-17 two-year cycle.  Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February.  Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Construction in Progress (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. 44  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 9 Note 1: Summary of Significant Accounting Policies (Continued) For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2016 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Department to ensure that it maintained a development review process that complied with State law in light of the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the general fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. Encumbrances. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the governmental funds. Encumbrances outstanding at the end of the year are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Amounts encumbered at year end are re-appropriated in the following year. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. Fair Value Measurements As defined in GASB Statement No. 72, Fair Value Measurement and Application, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statement No. 72 establishes a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities; Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly; Level 3 — Unobservable inputs for the asset or liability. 45  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 10 Note 1: Summary of Significant Accounting Policies (Continued) For fiscal year ended June 30, 2016, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments:  Treasury bills and notes  Government Sponsored Enterprises  Commercial paper  Repurchase agreements  Bankers' acceptances  Corporate medium-term notes  Negotiable certificates of deposit  Collateralized bank deposits  Money market mutual funds  State Local Agency Investment Fund (LAIF) 46  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 11 Note 2: Cash and Investments (Continued) Investments are stated at fair value, based on quoted market prices, except for discount notes which are stated at amortized cost which approximates fair value, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the market value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in market value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. At June 30, 2016, cash and investments consisted of the following: Fair Value Percent of Portfolio Cash and cash equivalents 1,933,782$ 1.83% State Local Agency Investment Fund 22,263,581 21.05% U.S. Treasury Bond / Note 23,156,490 21.89% Federal Agency Bond / Note 35,383,205 33.45% Corporate Note 7,038,552 6.65% Commercial Paper 9,636,600 9.11% Negotiable Certificates of Deposit 836,470 0.79% Non-Negotiable Certificates of Deposit 1,000,000 0.95% Money Market Funds 1,722,688 1.63% Guarantee Investment Contracts 2,796,114 2.64% Total cash and investments 105,767,482$ 100.00% At June 30, 2016, cash and investments are reflected in the financial statements as follows: Governmental Funds Enterprise Funds Total Cash and cash equivalents 1,342,592$ 591,190$ 1,933,782$ Investments 40,466,256 58,350,157 98,816,413 Cash and investments held by fiscal agents 2,738,895 2,278,392 5,017,287 Total cash and investments 44,547,743$ 61,219,739$ 105,767,482$ Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. 47  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 12 Note 2: Cash and Investments (Continued) The following is a summary of the fair value measurements as of June 30, 2016: Fair Value Investments by fair value hierarchy U.S. Treasury Bond / Note 23,156,490$ 23,156,490$ $ $ Federal Agency Bond / Note 35,383,205 35,383,205 Corporate Note 7,038,552 7,038,552 Commercial Paper 9,636,600 9,636,600 Negotiable Certificates of deposit 836,470 836,470 Total investments by fair value hierarchy 76,051,317$ 23,156,490$ 52,894,827$ -$ Investments not subject to fair value hierarchy State Local Agency Investment Fund 22,263,581 Non-Negotiable Certificates of Deposit 1,000,000 Money market funds 1,722,688 Guarantee Investment Contracts 2,796,114 Total investments not subject to fair value hierarchy 27,782,383 Total investments measured at fair value 103,833,700$ Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Custodial Credit Risk – Deposits with Financial Institutions. The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including certificates of deposit, totaled $58,974,457 at June 30, 2016 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. 48  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 13 Note 2: Cash and Investments (Continued) Interest Rate Risk. This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Fair Value Less Than One Month One Month to One Year One to Five Years Over Five Years State LAIF 22,263,581$ $ 22,263,581$ $ $ U.S. Treasury Bond / Note 23,156,490 2,405,342 19,384,391 1,366,757 Federal Agency Bond / Note 35,383,205 8,423,371 26,558,118 401,716 Corporate Note 7,038,552 7,038,552 Commercial Paper 9,636,600 1,621,805 8,014,795 Negotiable Certificates of Deposit 836,470 836,470 Non-Negotiable Certificates of Deposit 1,000,000 1,000,000 Money Market Funds 1,722,688 1,722,688 Guarantee Investment Contracts 2,796,114 2,796,114 Total maturities 103,833,700$ 1,722,688$ 36,550,569$ 60,995,856$ 4,564,587$ Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. 49  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 14 Note 2: Cash and Investments (Continued) The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2016: Fair Value AAA AA+ AA AA- Not Rated Investments: State LAIF 22,263,581$ $ $ $ $ 22,263,581$ U.S. Treasury Bond / Note 23,156,490 21,789,733 1,366,757 Federal Agency Bond / Note 35,383,205 35,383,205 Corporate Note 7,038,552 1,022,037 3,852,579 2,163,936 Commercial Paper 9,636,600 9,636,600 Negotiable Certificates of Deposit 836,470 836,470 Non-Negotiable Certificates of Deposit 1,000,000 1,000,000 Money Market Funds 1,722,688 1,722,688 Guarantee Investment Contracts 2,796,114 2,796,114 Total 103,833,700$ 1,022,037$ 57,172,938$ 3,852,579$ 4,367,163$ 37,418,983$ Concentration Credit Risk. The City’s policies contained in the Investment Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution.  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions.  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Investments that exceed 5% of the portfolio by issuer are summarized below: Fair Value Percent of Portfolio Federal Home Loan Bank 7,105,000$ 7% Federal National Mortgage Association 11,990,000 12% Fannie Mae 8,525,000 8% 50  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 15 Note 2: Cash and Investments (Continued) These U.S. government-sponsored enterprise agency securities are not explicitly guaranteed by the U.S. government. Approximately 9.3% of the City’s portfolio is comprised of U.S. Treasury securities, which are exempt from this disclosure. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes:  Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal.  Tax Levies. Under the provisions of Proposition 13, the County wide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation.  Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership.  Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments. 51  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 16 Note 4: Due from Other Governments  Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest.  Tax Levy Apportionments. Due to the nature of the County wide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted subsequent to the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State.  City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2016 have been accrued since they will be collected within 60 days subsequent to year-end. The following is a summary of amounts due to the City from other governmental agencies at June 30, 2016: County of San Luis Obispo State of California Other Agencies Total General Fund 217,823$ 4,325,388$ $ 4,543,211$ Capital Outlay Fund 90,703 988,328 13,479 1,092,510 Other Governmental Funds 49,813 33,713 83,526 Enterprise Funds: Transit Fund 2,481,470 2,481,470 Total 358,339$ 5,347,429$ 2,494,949$ 8,200,717$   Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. 52  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 17 Note 5: Capital Assets (Continued) Capital assets activity for the fiscal year ended June 30, 2016 was as follows: Balance Balance June 30, 2015 Increases Decreases June 30, 2016 Governmental activities: Capital assets not being depreciated: Land 31,915,805$ 104,388$ $ 32,020,193$ Construction in progress 18,813,960 13,784,015 (1,937,446) 30,660,529 Public art 646,630 646,630 Total capital assets not being depreciated 51,376,395 13,888,403 (1,937,446) 63,327,352 Capital assets being depreciated: Infrastructure 149,572,994 1,477,359 151,050,353 Accum. Depreciation (47,989,956) (3,240,189) (51,230,145) Buildings and improvements 35,300,282 523,851 35,824,133 Accum. Depreciation (16,798,961) (829,838) (17,628,799) Equipment 24,342,166 3,664,705 (268,518) 27,738,353 Accum. Depreciation (15,179,142) (1,582,963) 268,518 (16,493,587) Total capital assets being depreciated, net 129,247,383 12,925 - 129,260,308 Governmental activities, capital assets, net 180,623,778 13,901,328 (1,937,446) 192,587,660 Business-type activities: Capital assets not being depreciated: Land 9,387,195 (317,700) 9,069,495 Construction in progress 15,553,915 3,059,852 (10,800,037) 7,813,730 Public art 74,100 74,100 Total capital assets not being depreciated 25,015,210 3,059,852 (11,117,737) 16,957,325 Capital assets being depreciated: Infrastructure 199,549,107 13,873,206 (123,815) 213,298,498 Accum. Depreciation (69,716,192) (4,297,984) (74,014,176) Buildings and improvements 29,952,979 29,952,979 Accum. Depreciation (11,712,619) (1,207,331) (12,919,950) Equipment 16,207,636 809,173 (289,041) 16,727,768 Accum. Depreciation (10,132,350) (1,169,582) 410,424 (10,891,508) Total capital assets being depreciated, net 154,148,561 8,007,482 (2,432) 162,153,611 Business-type activities, capital assets, net 179,163,771 11,067,334 (11,120,169) 179,110,936 Total Government-wide 359,787,549$ 24,968,662$ (13,057,615)$ 371,698,596$      53  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 18 Note 5: Capital Assets (Continued) Depreciation expense was charged to functions/programs as follows:   Governmental activities: Public safety 965,306$ Transportation 3,343,606 Culture and recreation 536,490 Community development 2,554 General government 805,034 Total depreciation - governmental activities 5,652,990 Business-type activities: Water 2,608,348 Sewer 2,566,445 Parking 641,001 Transit 859,103 Total depreciation - business-type activities 6,674,897 Total Government-wide 12,327,887$     54  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 19 Note 6: Long-Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2016: Balance Balance Due Within June 30, 2015 Additions Deductions June 30, 2016 One Year Governmental activities: Revenue bonds 28,556,715$ $ (1,357,200)$ 27,199,515$ 1,396,040$ Unamortized bond premium 601,691 (38,313) 563,378 Lease-purchase financing 1,035,146 688,500 (348,873) 1,374,773 396,931 Compensated absences 2,693,511 2,551,152 (2,693,511) 2,551,152 1,662,584 Conservation Loan 766,092 (86,778) 679,314 87,667 Total long-term debt, governmental activities 33,653,155$ 3,239,652$ (4,524,675)$ 32,368,132$ 3,543,222$ Business-type activities: Revenue bonds 25,983,300$ $ (1,142,800)$ 24,840,500$ 1,188,960$ Unamortized bond premium 544,795 (61,890) 482,905 Loans 18,559,952 (912,330) 17,647,622 938,462 Installment sale agreements 8,481,043 (548,716) 7,932,327 565,889 Compensated absences 624,544 682,933 (624,544) 682,933 423,742 Total long-term debt, business-type activities 54,193,634 682,933 (3,290,280) 51,586,287 3,117,053 Total Government-wide 87,846,789$ 3,922,585$ (7,814,955)$ 83,954,419$ 6,660,275$ Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. Total interest incurred during the year ended June 30, 2016 was $3,086,056 of which $223,862 was capitalized into construction in progress. See Note 10 for detail of estimated claims and liabilities. The San Luis Obispo Capital Improvement Board has entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board and the City have been eliminated from these financial statements. Governmental Activities Summary: Revenue Bonds 2005 Revenue Refunding Bonds. In 2005, the Board issued lease revenue refunding bonds in the amount of $6,550,000 to refinance the 1996 lease revenue bonds. The purpose of these bonds was to construct several high priority capital improvement projects, including the fire station headquarters, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. The bonds bear interest from 3.4% 55  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 20 Note 6: Long-Term Debt (Continued) to 4.5%, and are due in annual installments on June 1 through June 1, 2026 that range from $195,000 to $565,000. At June 30, 2016, the principal amount outstanding on the bonds was $3,815,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016.  2006 Lease Revenue Bonds. In 2006, the Board issued lease revenue bonds in the amount of $16,160,000 to finance the costs of acquisition and construction of public parking facilities and for purposes of the City’s administrative office. Of the original bond issuance, $7,433,600 was used for financing governmental activities related to this project and the remainder was used for business-type activities. The bonds bear interest from 4.00% to 4.70%, and are due in annual installments on June 1 through June 1, 2036 that range from $116,100 to $515,700. At June 30, 2016, the principal amount outstanding that pertains to governmental activities was $5,920,200 of the total $12,870,000 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. 2009 Lease Revenue Bonds. In 2009, the Board issued lease revenue bonds in the amount of $10,705,000 to finance the public safety communications and emergency operations center project. Of the original bond issuance, $9,067,135 was used for financing governmental activities related to this project and the remainder was used for business-type activities. The bonds bear interest from 3.0% to 5.75%, and are due in annual installments on June 1 through June 1, 2039 that range from $355,740 to $563,255. At June 30, 2016, the principal amount outstanding that pertains to governmental activities was $5,844,315 of the total $6,900,035 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. In the Statement of Net Position, the 2009 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2009 bonds. At June 30, 2016, the unamortized premium was $86,754. 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds is to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0%, and are due in annual installments on December 1 through December 1, 2029 that range from $210,000 to $390,000. At June 30, 2016, the principal amount outstanding on the bonds was $4,185,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2016, the unamortized premium was $258,278. 56  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 21 Note 6: Long-Term Debt (Continued) 2014 Lease Revenue Bonds. In 2014, the Board issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00%, and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2016, the principal amount outstanding on the bonds was $7,435,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2016, the unamortized premium was $218,346. At June 30, 2016, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: For the Year Ending June 30, Principal Interest Total 2017 1,396,040$ 1,164,804$ 2,560,844$ 2018 1,454,115 1,112,399 2,566,514 2019 1,505,255 1,056,298 2,561,553 2020 1,103,250 996,729 2,099,979 2021 1,146,685 951,442 2,098,127 2022-2026 6,646,865 3,977,276 10,624,141 2027-2031 4,973,095 2,615,281 7,588,376 2032-2036 4,307,220 1,536,235 5,843,455 2037-2041 3,116,990 584,070 3,701,060 2042-2045 1,550,000 127,000 1,677,000 27,199,515$ 14,121,534$ 41,321,049$ Lease-Purchase Financing Fire Apparatus. In 2010 the Board obtained lease-purchase financing in the amount of $1,080,000 to purchase a fire truck. The gross amount of assets under this lease is $1,047,927 million with accumulated depreciation of $318,701 included in equipment at June 30, 2016. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 2.99% due in annual installments on February 1 through February 1, 2020 that range from $80,000 to $125,100. At June 30, 2016 the principal amount outstanding is $475,000. Police Vehicle. In 2012, the City obtained lease-purchase financing in the amount of $30,264 to purchase a police vehicle. The gross amount of assets under this lease is $30,264 with accumulated depreciation of $28,247 included in equipment at June 30, 2016. Amortization of the equipment is included in depreciation expense. The note bears an interest rate of 3.89% due in annual installments of $6,778 on October 1. At June 30, 2016 the principal amount outstanding is $3,066. The note was paid off subsequent to June 30, 2016. 57  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 22 Note 6: Long-Term Debt (Continued) Fire Engine. In 2013 the City obtained lease-purchase financing in the amount of $548,351 to purchase a fire truck. The gross amount of assets under this lease is $550,738 with accumulated depreciation of $45,895 included in equipment at June 30, 2016. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 6.00% due in annual installments on July 11 through July 11, 2018 that range from $106,000 to $114,000. At June 30, 2016 the principal amount outstanding is $334,077. Computers. In 2016 the City obtained lease-purchase financing in the amount of $688,500 to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. The gross amount of assets under this lease is $714,611 included in equipment at June 30, 2016. As the assets were placed into service on June 30, 2016, there was no accumulated depreciation and related expense for the year ended June 30, 2016. The lease agreement bears an interest rate of 1.55% due in quarterly installments beginning December 1, 2015 through September 1, 2019 in the amount of $44,000. At June 30, 2016 the principal amount outstanding is $562,630. At June 30, 2016, the aggregate maturities of the aforementioned governmental activities lease-purchase financing were as follows: For the Year Ending June 30, Principal Interest Total 2017 396,931$ 23,258$ 420,189$ 2018 399,105 16,884 415,989 2019 409,449 10,443 419,892 2020 169,288 3,809 173,097 1,374,773$ 54,394$ 1,429,167$ 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2016 the principal amount outstanding is $679,314. At June 30, 2016, the aggregate maturities of the aforementioned governmental activities conservation loan is as follows: For the Year Ending June 30, Principal Interest Total 2017 87,667$ 6,575$ 94,242$ 2018 88,546 5,696 94,242 2019 89,434 4,809 94,243 2020 90,320 3,922 94,242 2021 91,236 3,007 94,243 2022-2024 232,111 3,494 235,605 679,314$ 27,503$ 706,817$ 58  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 23 Note 6: Long-Term Debt (Continued) Business-Type Activities Summary: Revenue Bonds 2006 Lease Revenue Bonds. In 2006, the Board issued lease revenue bonds in the amount of $16,160,000 to finance the costs of acquisition and construction of public parking facilities and for purposes of the City’s administrative office. Of the original bond issuance, $8,726,400 was used for financing business-type activities related to this project and the remainder was used for governmental activities. The bonds bear interest from 4.00% to 4.70%, and are due in annual installments on June 1 through June 1, 2036 that range from $116,100 to $515,700. At June 30, 2016, the principal amount outstanding that pertains to business-type activities was $6,949,800 of the total $12,870,000 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. In the Statement of Net Position, the 2006 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2006 bonds. At June 30, 2016, the unamortized premium was $23,177. 2009 Lease Revenue Bonds. In 2009, the Board issued lease revenue bonds in the amount of $10,705,000 were issued to finance the public safety communications and emergency operations center project. Of the original bond issuance, $1,637,865 was used for financing business-type activities related to this project and the remainder was used for governmental activities. The bonds bear interest from 3.0% to 5.75%, and are due in annual installments on June 1 through June 1, 2039 that range from $355,740 to $563,255. At June 30, 2016, the principal amount outstanding that pertains to business-type activities was $1,055,700 of the total $6,900,035 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. 2012 Water Revenue Refunding Bonds. In 2012, the City issued water revenue refunding bonds in the amount of $4,960,000 to refund the 2002 water revenue bonds, which were originally issued to fund water system improvements. The bonds bear interest from 2.0% to 4.0%, and are due in annual installments on June 1 through June 1, 2023 than range from $340,000 to $550,000. At June 30, 2016, the principal amount outstanding on the bonds was $3,425,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2016, the unamortized premium was $460,912. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2016, principal and interest paid and total customer net revenues were $568,600 and $4,591,282 respectively. 59  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 24 Note 6: Long-Term Debt (Continued) 2006 Water Revenue Bonds. In 2006, the City issued water revenue bonds in the amount of $16,905,000 to construct improvements to the water treatment plant. The bonds bear interest from 3.75% to 4.625%, and are due in annual installments on June 1 through June 1, 2036 that range from $235,000 to $985,000. At June 30, 2016, the principal amount outstanding on the bonds was $13,410,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2016. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2016, principal and interest paid and total customer net revenues were $1,032,748 and $4,591,282, respectively. At June 30, 2016, the aggregate maturities of the business-type revenue bonds were as follows: For the Year Ending June 30, Principal Interest Total 2017 1,188,960$ 1,103,204$ 2,292,164$ 2018 1,235,885 1,055,366 2,291,251 2019 1,289,745 1,003,912 2,293,657 2020 1,251,750 952,039 2,203,789 2021 1,308,315 900,066 2,208,381 2022-2026 5,628,145 3,693,522 9,321,667 2027-2031 5,665,165 2,513,525 8,178,690 2032-2036 7,105,020 1,077,529 8,182,549 2037-2039 167,515 19,637 187,152 24,840,500$ 12,318,800$ 37,159,300$ Loans 2004 State Water Control Board Loan. In 2004, the City obtained a note in the amount of $8,883,200 to go towards the water reuse project. The note bears an interest rate of 2.5% due in annual installments on August 31 through August 31, 2024 that range from $296,000 to $512,600. At June 30, 2016, the principal amount outstanding on the loan was $4,188,346. 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the March Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2016, the principal amount outstanding on the loan was $5,101,122. 60  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 25 Note 6: Long-Term Debt (Continued) 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station. In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2039 that range from $212,600 to $520,744. At June 30, 2016, the principal amount outstanding on the loan was $8,358,154. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2016, principal and interest paid and total customer net revenues were $533,481 and $8,263,308, respectively. At June 30, 2016, the aggregate maturities of the aforementioned business-type loans were as follows: For the Year Ending June 30, Principal Interest Total 2017 938,462$ 420,055$ 1,358,517$ 2018 965,353 403,426 1,368,779 2019 993,026 386,268 1,379,294 2020 1,021,502 368,567 1,390,069 2021 1,050,806 350,305 1,401,111 2022-2026 5,198,763 1,456,718 6,655,481 2027-2031 3,764,995 905,239 4,670,234 2032-2036 2,689,518 363,762 3,053,280 2037-2040 1,025,197 33,482 1,058,679 17,647,622$ 4,687,822$ 22,335,444$ Installment Sale Agreements 2008 Suntrust Bond. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2016, the principal amount outstanding on the loan was $1,245,000. US Bank 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2016, the principal amount outstanding on the loan was $6,687,327. 61  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 26 Note 6: Long-Term Debt (Continued) At June 30, 2016, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: For the Year Ending June 30, Principal Interest Total 2017 565,889$ 237,110$ 802,999$ 2018 583,354 218,689 802,043 2019 601,211 199,660 800,871 2020 619,441 179,994 799,435 2021 643,055 292,673 935,728 2022-2026 3,148,710 485,134 3,633,844 2027-2029 1,770,667 78,000 1,848,667 7,932,327$ 1,691,260$ 9,623,587$ There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Note 7: Pension Plans and Other Post-Employment Benefits The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent-multiple employer plan for its miscellaneous employees (Miscellaneous Plan) and five cost sharing employer plans for its safety employees (Safety Plans). The Miscellaneous Plan is described in the first section of the footnote under Agent-Multiple Employer Plan and the Safety Plans follow and are described in the second section of the footnote under Cost-Sharing Employer Plans. The portion of the Miscellaneous Plan that has been allocated to the Whale Rock Commission, an Agency Fund, is included in the Miscellaneous Plan summaries in this footnote. A summary of the government-wide balances for all Plans at June 30, 2016 are as follows: Net Pension Deferred Outflows Deferred Inflows Liability of Resources of Resources Miscellaneous Plan 64,831,137$ 10,879,246$ 9,765,201$ Safety Plans 56,260,280 9,101,776 4,539,058 Less: Whale Rock Agency Fund (1,082,680) (162,511) (163,079) Total Government-Wide 120,008,737$ 19,818,511$ 14,141,180$ 62  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 27 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits in effect at June 30, 2016, are summarized as follows: Prior to On or after On or after Hire date December 6, 2012 December 6, 2012 January 1, 2013 Benefit formula 2.7% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 63 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.092% to 2.418% 1.0% to 2.5% Required employee contribution rates 8% 7% 6.25% Required employer contribution rates 29.577% 29.577% 29.577% Miscellaneous Plan While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. 63  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 28 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Employees Covered. At June 30, 2016, the following employees were covered by the benefit terms for the Miscellaneous Plan: Miscellaneous Plan Inactive employees or beneficiaries currently receiving benefits 351 Inactive employees entitled to but not yet receiving benefits 181 Active employees 303 Total 835 Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2015, using an annual actuarial valuation as of June 30, 2014 rolled forward to June 30, 2015 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liabilities in the June 30, 2014 actuarial valuations were determined using the following actuarial assumptions: Miscellaneous Plan Valuation Date June 30, 2014 Measurement Date June 30, 2015 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.65% Inflation 2.75% Projected Salary Increase Varies by Entry Age and Service (1) Investment Rate of Return 7.65% (2) Mortality (3) (1) Depending on age, service and type of employment. (2) Net of pension investment expenses, including inflation. (3) Derived using CalPERS' Membership Data for all Funds 64  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 29 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2014 valuation were based on the results of a January 2015 actuarial experience study for the period 1997 to 2011. Further details of the Experience Study can found on the CalPERS website. Change in Assumptions. According to Paragraph 68 of GASB 68, the long-term expected rate of return should be determined net of pension plan investment expense but without reduction for pension plan administrative expense. The discount rate of 7.50% used for the June 30, 2014 measurement date was net of administrative expenses. The discount rate of 7.65% used for the June 30, 2015 measurement date is without reduction of pension plan administrative expense. Discount Rate. The discount rate used to measure the total pension liability was 7.65% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.65% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. 65  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 30 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 51.0% 5.25% 5.71% Global Fixed Income 19.0% 0.99% 2.43% Inflation Sensitive 6.0% 0.45% 3.36% Private Equity 10.0% 6.83% 6.95% Real Estate 10.0% 4.50% 5.13% Infrastructure and Forestland 2.0% 4.50% 5.09% Liquidity 2.0% -0.55% -1.05% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period Miscellaneous Plan Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2014 180,572,094$ 117,943,433$ 62,628,661$ Changes during the year: Service cost 3,578,172 3,578,172 Interest on the total pension liability 13,193,597 13,193,597 Changes in assumptions (3,057,724) (3,057,724) Differences between Expected and actual experience (2,433,791) (2,433,791) Contribution - employer 5,027,356 (5,027,356) Contribution - employee 1,509,834 (1,509,834) Net investment income 2,673,657 (2,673,657) Benefit payments, including refunds of employee contributions (8,808,668) (8,808,668) - Administrative expense (133,069) 133,069 Net changes 2,471,586 269,110 2,202,476 Balance at June 30, 2015 183,043,680$ 118,212,543$ 64,831,137$ 66  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 31 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Sensitivity of the Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Miscellaneous Plan 1% Decrease 6.65% Net Pension Liability 87,943,779$ Current Discount Rate 7.65% Net Pension Liability 64,831,137$ 1% Increase 8.65% Net Pension Liability 45,595,824$ Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2016, the City’s pension expense for the Miscellaneous Plan was $3,862,563, of which $3,798,059 was recognized pension expense for the City and $64,504 was recognized as pension expense for Whale Rock Agency Fund. At June 30, 2016, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 5,885,722$ $ Changes in assumptions 2,038,483 Differences between expected and actual experiences 1,622,527 Net differences between projected and actual earnings on plan investments 4,993,524 6,104,191 Total 10,879,246$ 9,765,201$ Miscellaneous Plan 67  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 32 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The deferred outflows of resources related to contributions subsequent to the measurement date of $5,885,722 will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2016 (2,616,854)$ 2017 (2,616,854) 2018 (786,351) 2019 1,248,382 (4,771,677)$ Miscellaneous Plan Payable to the Pension Plan At June 30, 2016, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2016. Cost-Sharing Employer Plans General Information about the Pension Plans Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. The City participates in five safety cost-sharing multiple-employer plans. The Safety Plans consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. 68  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 33 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The Plans’ provisions and benefits in effect at June 30, 2016, are summarized as follows: Police Fire Police Fire Prior to Prior to On or after On or after Hire date December 6, 2012 August 30, 2012 December 6, 2012 August 30, 2012 Benefit formula 3.0% @ 50 3.0% @ 50 2.0% @ 50 3.0% @ 55 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 55 50-55 50 - 55 Monthly benefits, as a % of eligible compensation 3.00% 3.00% 2.0% to 2.7% 2.4% to 3% Required employee contribution rates 9% 9% 9% 9% Required employer contribution rates 20.230% 20.230% 15.373% 17.295% Safety Tier 1 Safety Tier 2 Police PEPRA Fire PEPRA On or after On or after Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7% @ 57 2.7% @ 57 Benefit vesting schedule 5 years service 5 years service Benefit payments monthly for life monthly for life Retirement age 50-57 50-57 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 2.0% to 2.7% Required employee contribution rates 12.250% 12.250% Required employer contribution rates 12.821% 12.250% The Safety Tier 1 plans are closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. 69  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 34 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) For the year ended June 30, 2016, the contributions recognized as part of pension expense were as follows: Contributions - employer 4,650,871$ Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2016, the City reported a net pension liability for its proportionate share of the net pension liability as follows: Plan's Proportionate Share of the Net Pension Liability 56,260,280$ The City’s net pension liability for each Plan is measured as the proportionate share of the net pension liability. The net pension liability of each of the Plans is measured as of June 30, 2015, and the total pension liability for each Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2014 rolled forward to June 30, 2015 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of June 30, 2014 and 2015 was as follows: Proportionate Share Percentage share at 6/30/2014 1.375440% Percentage share at 6/30/2015 1.365393% Change - Increase/(Decrease) -0.01005% 70  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 35 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) For the year ended June 30, 2016, the City recognized pension expense of $2,588,061 for the Safety Plans. At June 30, 2016, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 5,824,217$ $ Changes in assumptions 2,632,517 Differences between expected and actual experiences 572,365 Change in employer's proportion and differences between the employer's contributions and the employer's proportionate share of contributions 992,494 Net differences between projected and actual earnings on plan investments 1,334,176 Adjustment due to differences in proportions 2,285,065 Total 9,101,776$ 4,539,058$ Safety - All Plans Pension contributions subsequent to the measurement date of $5,824,217 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30, 2017. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2016 (949,732)$ 2017 (958,113) 2018 (991,441) 2019 1,637,787 (1,261,499)$ Safety - All Plans 71  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 36 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Actuarial Assumptions. The total pension liabilities in the June 30, 2014 actuarial valuations for all Safety Plans were determined using the following actuarial assumptions: Safety - All Plans Valuation Date June 30, 2014 Measurement Date June 30, 2015 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.65% Inflation 2.75% Projected Salary Increase Varies by Entry Age and Service (1) Post Retirement Benefit Increase (2) Mortality (3) (1) Depending on age, service and type of employment. (2) Contract COLA up to 2.75% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.75% thereafter (3) Derived using CalPERS' Membership Data for all Funds The mortality table used was developed based on CalPERS’ specific data. The table includes 20 years of mortality improvements using Society of Actuaries Scale BB. For more details on this table, please refer to the 2014 experience study report. All other actuarial assumptions used in the June 30, 2014 valuation were based on the results of an actuarial experience study for the period 1997 to 2011, including updates to salary increase, mortality and retirement rates. Further details of the Experience Study can found on the CalPERS website under Forms and Publications. Change in Assumptions. According to Paragraph 68 of GASB 68, the long-term expected rate of return should be determined net of pension plan investment expense but without reduction for pension plan administrative expense. The discount rate of 7.50% used for the June 30, 2014 measurement date was net of administrative expenses. The discount rate of 7.65% used for the June 30, 2015 measurement date is without reduction of pension plan administrative expense. Discount Rate. The discount rate used to measure the total pension liability was 7.65% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.65% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. 72  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 37 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 51.0% 5.25% 5.71% Global Fixed Income 19.0% 0.99% 2.43% Inflation Sensitive 6.0% 0.45% 3.36% Private Equity 10.0% 6.83% 6.95% Real Estate 10.0% 4.50% 5.13% Infrastructure and Forestland 2.0% 4.50% 5.09% Liquidity 2.0% -0.55% -1.05% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period 73  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 38 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for all Plans, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: 1% Decrease 6.65% Net Pension Liability 90,204,549$ Current Discount Rate 7.65% Net Pension Liability 56,260,280$ 1% Increase 8.65% Net Pension Liability 2,842,603$ Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2016, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2016. Other Post-Employment Benefits (OPEB) The City’s primary OPEB cost obligation is for retiree health benefits under the election to participate in the California Public Employees’ Retirement System (CalPERS) Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). The required employer contribution was $125.00 per employee per month in 2015-16. Retirees pay the differential monthly amount of the premium, which varies depending on the health benefits they select. Additionally, the City has established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. For 5 former employees, the City contributes to the cost of the retiree health insurance premiums if they elect to remain members of the City's group health plan. This provision ceases upon the death of the employee or upon the retired employee reaching age 65. During the fiscal year ended June 30, 2009, the City entered into an agreement with California Employers’ Retiree Benefit Trust (CERBT) to pre-fund the City’s OPEB liability. 74  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 39 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Funding Policy. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. The annual required contribution (ARC) is an amount actuarially determined in accordance with the parameters of GASB standards. The City’s ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover the normal cost each year and amortize the unfunded actuarial liability over a period of 30 years. The ARC for 2015-16 was $607,000. For fiscal year 2015-16, the City contributed $857,000 to the Plan, which fully funded the ARC. The City paid $280,000 to the CalPERS Health Benefit Program and retirees during the year and $327,000 to the CERBT. In addition, the City contributed an additional $250,000 to the Plan. CERBT is a tax-qualified irrevocable trust organized under Internal Revenue Code Section 115 and established to pre- fund retiree healthcare benefits. CERBT issues a publicly available financial report including GASB disclosure information in aggregate with other CERBT participating employers. That report may be obtained by contacting CalPERS, 400 P Street, Sacramento, CA 95814. Annual OPEB Cost and Net OPEB Obligation. For the fiscal year ended June 30, 2016, the City’s annual OPEB cost (expense) of $607,000 was equal to the annual required contribution. The City’s Annual OPEB Cost, the percentage of Annual OPEB Cost contributed to the Plan (as described in the funding policy above) and the Net OPEB Obligation is as follows: Fiscal Year Ended Annual OPEB Cost Percentage of Annual OPEB Cost Contributed Net OPEB Obligation 6/30/2016 607,000$ 100% - 6/30/2015 588,000 100% - 6/30/2014 576,000 100% - Funded Status and Funding Progress. The funded status of the plan as of June 30, 2015, the plan’s most recent actuarial valuation date, was as follows: Actuarial accrued liability (AAL) 13,173,000$ Actuarial value of plan assets 4,788,000 Unfunded actuarial accrued liability (UAAL) 8,385,000 Funded ratio (actuarial value of plan assets/AAL) 36.3% Covered payroll (active Plan members) 29,989,000 UAAL as a percentage of covered payroll 28.0% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, 75  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 40 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress is presented as required supplementary information following the notes to the financial statements. The schedule presents multiyear trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Actuarial Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short- term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the June 30, 2015 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.00% investment rate of return (net of administrative expenses), which is below the expected 7.61% long- term investment return on CERBT investments and a 3% inflation assumption. The projected health care cost trend rates range from 8-8.3% for 2015 down to 5% after 2021. The unfunded actuarial accrued liability (UAAL) is being amortized over 30 years based on a level percentage of payroll. The remaining amortization period at June 30, 2016 was 22 years. Note 8: Interfund Transactions Interfund receivable and payable balances as of June 30, 2016 consist of the following: Interfund Receivables Interfund Payables General Fund 517,788$ $ Nonmajor Governmental Funds: 517,788 Total 517,788$ 517,788$ Interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. 76  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 41 Note 8: Interfund Transactions (Continued) Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. Interfund transfers for the year ended June 30, 2016 consist of the following: Transfers In Transfers Out General Fund 2,920,748$ 9,772,930$ Capital Outlay 3,242,443 53,900 Nonmajor Governmental Funds 6,584,387 1,484,700 Enterprise Funds 1,436,048 Total 12,747,578$ 12,747,578$ Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by their respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Agency Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses are recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Agency Fund. 77  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 42 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. The City's original investment in the Reservoir project aggregates $3,900,000, and was amortized on a straight-line basis over thirty-five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2016: City's Investment Joint Venture in Joint Venture Total assets 2,652,099$ 1,460,000$ Total liabilities 1,384,013 761,900 Fund balance 1,268,086 698,100 Total revenues 1,438,507$ 791,900$ Total expenditures 1,004,004 552,700 Excess of revenues over (under) expenditures 434,503$ 239,200$   San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2015-16 the City contributed approximately $673,290 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. 78  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 43 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction and operations of the facilities required for the delivery of 3,380 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement in order to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish, fix and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. 79  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 44 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. These bonds were refinanced in August 2015. In addition, the District sold water revenue bonds in the amount of $182 million. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2015-16 and five year projections for the 2015 bonds and the 2007 bonds that will remaining outstanding following the refunding. Actual 2015-16 5,418,007$ Projected: 2016-17 4,988,512 2017-18 4,986,702 2018-19 4,985,758 2019-20 4,945,455 2021-25 24,740,788 2026-30 24,730,358 2031-35 24,739,466 2036-40 25,154,900 2041 5,368,221 Nacimiento Water Supply Obligations Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 10: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code § 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. 80  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 45 Note 10: Risk Management (Continued) The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Self-Insurance Programs of the Authority Liability. In the liability program claims are pooled separately between police and non-police exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $30,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $30,000 to $750,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $750,000 up to the reinsurance attachment point of $5 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $5 million to $10 million are paid under a reinsurance contract subject to a $2.5 million annual aggregate deductible. The $2.5 million annual aggregate deductible is fully covered under a separate policy; as such no portion of it is retained by the Authority. Costs of covered claims from $10 million to $15 million are paid under two reinsurance contracts subject to a combined $3 million annual aggregate deductible. The $3.0 million annual aggregate deductible is fully retained by the Authority. (6) Costs of covered claims from $15 million to $20 million are paid under reinsurance agreements. (7) Costs of covered claims from $20 million to $50 million are paid under excess insurance policies. The overall coverage limit for each member including all layers of coverage is $50 million per occurrence. Costs of covered claims for subsidence losses are paid by reinsurance and excess insurance with a pooled sub-limit of $30 million per occurrence. This $30 million subsidence sub-limit is composed of (a) $5 million retained within the pool’s SIR, (b) $15 million in reinsurance, subject to the same annual aggregate deductibles previously stated, and (c) $10 million in excess insurance. The excess insurance layer has a $10 million annual aggregate limit. Workers’ Compensation. In the workers’ compensation program claims are pooled separately between public safety (police and fire) and non-public safety exposures. (1) The payroll of each member is evaluated relative to the payroll of other members. A variable credibility factor is determined for each member, which establishes the weight applied to payroll and the weight applied to losses within the formula. (2) The first layer of losses includes incurred costs up to $50,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the first layer. (3) The second layer of losses includes incurred costs from $50,000 to $100,000 for each occurrence and is evaluated as a percentage of the pool’s total incurred costs within the second layer. (4) Incurred costs in excess of $100,000 up to the reinsurance attachment point of $2 million are distributed based on the outcome of cost allocation within the first and second loss layers. (5) Costs of covered claims from $2 million up to statutory limits are paid under a reinsurance policy. Protection is provided per statutory liability under California Workers’ Compensation Law. 81  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 46 Note 10: Risk Management (Continued) Employer’s Liability losses are pooled among members to $2 million. Coverage from $2 million to $5 million is purchased as part of a reinsurance policy, and Employer’s Liability losses from $5 million to $10 million are pooled among members. Purchased Insurance Pollution Legal Liability Insurance. The City participates in the pollution legal liability insurance program (formerly called environmental insurance) which is available through the Authority. The policy covers sudden and gradual pollution of scheduled property, streets, and storm drains owned by the City. Coverage is on a claims-made basis. There is a $50,000 deductible. The Authority has a limit of $50 million for the 3-year period from July 1, 2014 through July 1, 2017. Each member of the Authority has a $10 million sub-limit during the 3-year term of the policy. Property Insurance. The City of participates in the all-risk property protection program of the Authority. This insurance protection is underwritten by several insurance companies. City property is currently insured according to a schedule of covered property submitted by the City to the Authority. City property currently has all-risk property insurance protection in the amount of $221,871,141. There is a $5,000 deductible per occurrence except for non-emergency vehicle insurance which has a $1,000 deductible. Premiums for the coverage are paid annually and are not subject to retrospective adjustments. Crime Insurance. The City purchases crime insurance coverage in the amount of $1,000,000 with a $2,500 deductible. The fidelity coverage is provided through the Authority. Premiums are paid annually and are not subject to retrospective adjustments. Special Event Tenant User Liability Insurance. The City further protects against liability damages by requiring tenant users of certain property to purchase low-cost tenant user liability insurance for certain activities on agency property. The insurance premium is paid by the tenant user and is paid to the City according to a schedule. The City then pays for the insurance. The insurance is arranged by the Authority. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2015-16. Separate financial statements are available from the California Joint Powers Insurance Authority, 8081 Moody Street, La Palma, CA 90623. 82  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 47 Note 10: Risk Management (Continued) Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2013. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset (liability) at June 30, 2016 is calculated as follows: Self-insurance activity as of and for the year ended June 30, 2016 is summarized is as follows: Interest earnings 4,703$ Claims expense (9,286)$ Estimated liability for reported claims and settlement expenses (748,623)$ Assets on deposit 1,427,843 Estimated unpaid claims asset (liability) 679,220$ Changes in the balances of claim liabilities during the past two fiscal years are as follows: Estimated unpaid claims asset (liability) June 30, 2014 617,217$ (Claim payments and related expenditures) reimbursement (152,670) Change in estimated claims liability June 30, 2015 (103,896) Interest earnings 3,477 Estimated unpaid claims asset (liability) June 30, 2015 364,128 (Claim payments and related expenditures) reimbursement 9,286 Change in estimated claims liability June 30, 2016 301,103 Interest earnings 4,703 Estimated unpaid claims asset (liability) June 30, 2016 679,220$        83  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 48 Note 11: Operating Lease The City entered into an operating lease in October 2014 for the use of various office equipment. Total cost for the lease was $19,942 for the year ended June 30, 2016. At June 30, 2016, the future minimum lease payments were as follows: For the Year Ending June 30, 2017 20,282$ 2018 20,629 2019 20,982 2020 10,625 72,518$ Note 12: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. Grant Awards Under the terms of Federal and State grants, audits may be required and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Note 13: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2016, including encumbrances outstanding at year-end, are as follows: General Fund 1,322,592$ Special Revenue Funds 99,276 Capital Project Funds 1,840,305 Enterprise Funds: Water 448,499 Sewer 197,007 Parking 6,505,683 Transit 1,552,730 Total 11,966,092$   Long term construction contracts are billed and paid on a percentage completion basis by construction phase. 84  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 49 Note 14: Fund Balance Deficiency At June 30, 2016, the City had no funds with a negative fund balance. Note 15: Subsequent Events Diablo Power Plant Closure Settlement Agreement. On December 13, 2016, the Council approved a Settlement Agreement with Pacific Gas and Electric Company (PG&E) related to the Diablo Power Plant Closure Joint Proposal. The agreement includes a payment by PG&E of $10 million to the Economic Development Fund to ease the local economic impacts of the plant’s closure. Of this amount, the City will receive $1.82 million. In addition, the agreement includes $75 million to the Essential Services Mitigation Fund to offset the potential negative impacts to essential public services, which will be paid out through the County in nine equal installments through 2025. The County will redistribute the funds to 71 local agencies whose budgets are impacted by the inevitable decrease in unitary tax funding from the power plant. Finally, the agreement includes continued funding of offsite community and local emergency planning efforts over the course of 15 to 25 years. Note 16: New Accounting Standards Accounting Standards Adopted In February 2015, GASB issued Statement No. 72, Fair Value Measurement and Application, which addresses accounting and financial reporting issues related to fair value measurements. This Statement also provides guidance for applying fair value to certain investments and disclosures related to all fair value measurements. The provisions of Statement No. 72 are effective for fiscal years beginning after June 15, 2015. Implementation of this statement resulted in additional fair value measurement disclosures. See Note 2 to the financial statements for further discussion. In June 2015, GASB issued Statement No. 73, Accounting and Financial Reporting for Pensions and Related Assets That Are Not within the Scope of GASB Statement 68, and Amendments to Certain Provisions of GASB Statements 67 and 68. The requirements of this Statement extend the approach to accounting and financial reporting established in Statement 68 to all pensions, with modifications as necessary to reflect that for accounting and financial reporting purposes, any assets accumulated for pensions that are provided through pension plans that are not administered through trusts that meet the criteria specified in Statement 68 should not be considered pension plan assets. The provisions of Statement No. 73 are effective for fiscal years beginning after June 15, 2015. Implementation of this statement did not have a material impact on the City’s financial statements. In June 2015, GASB issued Statement No. 76, The Hierarchy of Generally Accepted Accounting Principles for State and Local Governments. The objective of this Statement is to identify—in the context of the current governmental financial reporting environment—the hierarchy of generally accepted accounting principles. The “GAAP hierarchy” consists of the sources of accounting principles used to prepare financial statements of state and local governmental entities in 85  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 50 Note 16: New Accounting Standards (Continued conformity with GAAP and the framework for selecting those principles. This Statement reduces the GAAP hierarchy to two categories of authoritative GAAP and addresses the use of authoritative and nonauthoritative literature in the event that the accounting treatment for a transaction or other event is not specified within a source of authoritative GAAP. The provisions of Statement No. 76 are effective for fiscal years beginning after June 15, 2015. Implementation of this statement did not have a material impact on the City’s financial statements. New Accounting Standards In June 2015, GASB issued Statement No. 74, Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, which establishes financial reporting standards for state and local governmental OPEB plans—defined benefit OPEB plans and defined contribution OPEB plans—that are administered through trusts or equivalent arrangements. The provisions of Statement No. 74 are effective for fiscal years beginning after June 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. Additionally, in June 2015, GASB issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other Than Pensions. Statement No. 75 establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. The provisions of Statement No. 75 are effective for fiscal years beginning after June 15, 2017. Management has not yet determined the impact of this Statement on its financial statements. In August 2015, GASB issued Statement No. 77, Tax Abatement Disclosures. Statement No. 77 requires disclosure of tax abatement information about (1) a reporting government’s own tax abatement agreements and (2) those that are entered into by other governments and that reduce the reporting government’s tax revenues. The provisions of Statement No. 77 are effective for fiscal years beginning after December 15, 2015. Management has not yet determined the impact of this Statement on its financial statements. In December 2015, GASB issued Statement No. 78, Pensions Provided through Certain Multiple-Employer Defined Benefit Pension Plans. Statement No. 78 addresses a practice issue regarding the scope and applicability of Statement No. 68 for pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. The provisions of Statement No. 78 are effective for fiscal years beginning after December 15, 2015. Management has not yet determined the impact of this Statement on its financial statements. In December 2015, GASB issued Statement No. 79, Certain External Investment Pools and Pool Participants. Statement No. 79 addresses accounting and financial reporting for certain external investment pools and pool participants. The provisions of Statement No. 79 are effective for reporting periods beginning after June 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. 86  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 51 Note 16: New Accounting Standards (Continued) In January 2016, GASB issued Statement No. 80, Blending Requirements for Certain Component Units – an amendment of GASB Statement No. 14. Statement No. 80 amends the blending requirements established in paragraph 53 of Statement No. 14, The Financial Reporting Entity, as amended. The provisions of Statement No. 80 are effective for fiscal years beginning after December 15, 2015. Management has not yet determined the impact of this Statement on its financial statements. In March 2016, GASB issued Statement No. 81, Irrevocable Split-Interest Agreements. Statement No. 81 requires that a government that receives resources pursuant to an irrevocable split-interest agreement recognize assets, liabilities, and deferred inflows of resources at the inception of the agreement. The Statement also provides additional recognition and measurement guidance for situations in which a government is a beneficiary of the agreement. The provisions of Statement No. 81 are effective for fiscal years beginning after December 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. In March 2016, GASB issued Statement No. 82, Pension Issues—an amendment of GASB Statements No. 67, No. 68, and No. 73. Statement No. 82 addresses issues regarding (1) the presentation of payroll-related measures in required supplementary information, (2) the selection of assumptions and the treatment of deviations from the guidance in an Actuarial Standard of Practice for financial reporting purposes, and (3) the classification of payments made by employers to satisfy employee (plan member) contribution requirements. The provisions of Statement No. 82 are effective for fiscal years beginning after June 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. In November 2016, GASB issued Statement No. 83, Capital Asset Retirement Obligations. Statement No. 83 provides financial statement users with information about asset retirement obligations that were not addressed in GASB standards by establishing uniform accounting and financial reporting requirements for these obligations. The provisions of Statement No. 83 are effective for reporting periods beginning after June 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. Note 17: Prior Year Restatements During 2016, a prior year restatement was recorded to properly restate deferred inflow of resources related to pensions that had been amortized during the year ended June 30, 2015 rather than amortized during the measurement period ending June 30, 2015. The effect was to increase deferred inflows of resources related to pensions and decrease beginning net position by $3,576,490 for Governmental Activities and $638,905 for Business-Type Activities for the year ended June 30, 2016. During 2016, a prior year restatement was recorded to properly state capital asset activity based on reconciliation procedures performed during the implementation of a new fixed assets recording system in the current year and to resolve prior year(s) differences. The effect was to decrease capital assets, net of accumulated depreciation, and beginning net 87  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2016 Page 52 Note 17: Prior Year Restatements (Continued) position by $399,643 for Governmental Activities and increase capital assets, net of accumulated depreciation, and beginning net position by $672,141 for Business-Type Activities for the year ended June 30, 2015. During 2016, a prior year restatement was recorded to properly record the City’s investment in the Whale Rock Commission, a joint venture. The effect was to increase investment in joint venture and beginning net position by $458,800 for the Water Fund for the year ended June 30, 2015. During 2016, a prior year restatement was recorded due to a missed recording of the 4th quarter required transfer from the General Fund to the Capital Outlay fund in the prior year. The effect was to increase transfers out and decrease beginning net position by $709,620 for the General Fund and increase transfers in and beginning net position by $709,620 for the Capital Outlay Fund for the year ended June 30, 2015.    REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 89  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Revenues: Taxes and franchise fees: Sales and use tax - general 17,247,004$ 17,537,004$ 17,498,218$ (38,786)$ Sales and use tax - Half Percent Sales Tax 7,133,054 7,397,054 7,178,159 (218,895) Sales tax - Prop 172 419,631 419,631 405,066 (14,565) Property tax 9,726,500 9,726,500 10,186,858 460,358 Transient occupancy tax 6,843,873 6,843,873 7,127,756 283,883 Utility users tax 5,505,703 5,505,703 5,413,720 (91,983) Property tax in lieu of VLF 4,041,808 4,041,808 4,113,244 71,436 Franchise taxes 1,540,364 1,540,364 1,537,922 (2,442) Business tax 2,338,753 2,338,753 2,491,516 152,763 Real property transfer tax 183,600 183,600 366,088 182,488 Total taxes 54,980,290 55,534,290 56,318,547 784,257 Fines, forfeitures and penalties 156,000 156,000 172,353 16,353 Use of money and property 331,700 331,700 582,993 251,293 Subventions and grants: Homeowners' property tax relief 74,000 74,000 75,044 1,044 Other in-lieu 22,000 22,000 37,175 15,175 Police training grant (POST) 40,000 40,000 15,667 (24,333) COPS grant AB 3229 100,000 100,000 143,942 43,942 Mutual aid reimbursements 656,878 949,584 292,706 State SB90 refunds 108,718 108,718 Transportation grants 85,000 85,000 79,094 (5,906) Other State and Federal grants 2,000 130,044 129,645 (399) Total subventions and grants 323,000 1,107,922 1,538,869 430,947 See notes to required supplementary information. 90  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2016 Page 2   Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Charges for services: Public safety: Police 596,450$ 487,098$ 634,461$ 147,363$ Fire: Cal Poly fire services 273,391 273,391 273,391 - Medical emergency recovery 172,500 172,500 174,620 2,120 Fire safety/hazardous materials permits 130,000 130,000 135,909 5,909 Multi-dwelling unit inspections 194,000 194,000 195,378 1,378 Other fire revenues 105,000 106,609 125,195 18,586 Community development: Planning and zoning fees 250,610 597,920 731,828 133,908 Construction plan and check inspections 2,682,847 2,940,847 3,242,708 301,861 Infrastructure plan check and inspections 474,000 474,000 845,203 371,203 Fire plan check and inspections 276,500 350,000 396,607 46,607 Encroachment permits 126,953 126,953 165,902 38,949 RHIP Fees (10,000) 136,150 235,831 99,681 Culture and recreation: Adult athletic fees 122,400 122,400 113,861 (8,539) Youth athletic fees 33,700 33,700 25,000 (8,700) Skatepark 2,000 2,000 (2,000) Instruction fees 91,000 91,000 93,780 2,780 Special event fees 92,700 93,387 88,456 (4,931) Rental and use fees 161,500 161,500 181,572 20,072 Children services 600,000 600,000 772,553 172,553 Teens & seniors 1,500 1,500 7,940 6,440 Aquatics 249,700 257,549 209,032 (48,517) Golf course 291,700 293,035 267,148 (25,887) General government: Other service charges 412,550 412,550 406,081 (6,469) Total charges for services 7,331,001 8,058,089 9,322,456 1,264,367 Other revenues: Insurance refunds 30,000 30,000 40,233 10,233 Sale of surplus property 7,486 7,486 Other 35,000 52,042 101,501 49,459 Total other revenues 65,000 82,042 149,220 67,178 Total Revenues 63,186,991 65,270,043 68,084,438 2,814,395 See notes to required supplementary information. 91  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2016 Page 3 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Expenditures: Public Safety: Police protection: Administration 1,541,390$ 1,552,406$ 1,419,332$ 133,074$ Investigations 2,666,768 2,718,444 2,741,900 (23,456) Neighborhood services 239,137 242,194 220,222 21,972 Support services 2,420,963 2,467,471 2,416,994 50,477 Patrol services 6,515,145 7,444,018 7,293,773 150,245 Traffic safety 781,400 789,079 669,276 119,803 Total police protection 14,164,803 15,213,612 14,761,497 452,115 Fire and environmental safety: Administration 844,843 928,678 883,201 45,477 Emergency response 8,052,505 8,581,078 8,439,787 141,291 Fire Apparatus Services 368,890 380,919 381,466 (547) Hazard protection 835,914 981,937 898,373 83,564 Training 256,226 263,726 113,278 150,448 Technical services 49,250 49,250 50,861 (1,611) Disaster preparedness 15,825 89,443 48,141 41,302 Total fire and environmental safety 10,423,453 11,275,031 10,815,107 459,924 Total public safety 24,588,256 26,488,643 25,576,604 912,039 Transportation: Transportation planning and engineering 777,126 1,195,126 778,399 416,727 Street and sidewalk maintenance 1,302,163 1,487,648 1,271,383 216,265 Traffic signals and street lights 430,226 532,890 476,976 55,914 Creek and flood protection 195,154 934,991 790,419 144,572 Total transportation 2,704,669 4,150,655 3,317,177 833,478 See notes to required supplementary information. 92  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2016 Page 4 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Culture and Recreation: Recreation programs: Recreation administration 693,741$ 736,685$ 666,857$ 69,828$ Aquatics/Sinsheimer park facilities 326,220 332,174 342,920 (10,746) Children's services 917,429 922,116 916,236 5,880 Facilities 213,418 220,486 215,884 4,602 Special events 267,372 270,392 250,360 20,032 Recreational sports 328,440 331,568 313,433 18,135 Golf course 564,265 608,332 576,352 31,980 Ranger services 346,111 472,350 431,554 40,796 Maintenance programs: Swim center maintenance 471,418 474,073 374,435 99,638 Parks and landscape maintenance 2,400,791 2,472,185 2,307,966 164,219 Tree maintenance 467,432 483,876 496,672 (12,796) Cultural and social service programs: Human relations 277,200 277,200 233,119 44,081 Cultural activities 302,435 302,435 302,410 25 Total leisure, cultural and social services 7,576,272 7,903,872 7,428,198 475,674 Community Development: Planning: Commissions and communities 40,005 40,005 41,608 (1,603) Community development administration 636,396 659,699 593,049 66,650 Long-range planning 1,021,993 1,059,056 720,959 338,097 Development review 850,734 916,350 773,185 143,165 Development services 700,293 424,425 275,868 Natural resource protection 366,645 446,492 429,905 16,587 Construction regulation: Building and safety 1,624,259 1,855,571 1,813,604 41,967 Engineering development review 720,612 730,783 622,339 108,444 Rental housing inspection 50,000 301,164 208,654 92,510 CIP project engineering 1,853,912 1,901,100 1,818,636 82,464 Economic health: Community promotion 396,029 414,396 407,227 7,169 Economic development 234,364 260,656 216,527 44,129 Total community development 7,794,949 9,285,565 8,070,118 1,215,447   See notes to required supplementary information. 93  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2016 Page 5 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) General Government: Legislation: Council 155,290$ 156,469$ 154,921$ 1,548$ General administration: City administration 676,911 721,811 770,619 (48,808) Public works administration 925,964 984,702 970,065 14,637 Legal services: City attorney 627,241 864,387 791,896 72,491 City clerk services: Administration and records 631,366 667,935 550,828 117,107 Organization support services: Human resource administration 620,223 866,644 790,879 75,765 Risk management 4,102,335 4,112,067 4,066,945 45,122 Finance and information technology administration 454,649 376,028 246,648 129,380 Revenue management 681,933 783,266 676,849 106,417 Accounting 662,405 770,440 674,883 95,557 Finance non departmental 2,018,704 926,940 926,940 Network services 2,430,928 2,577,855 2,461,933 115,922 Geographic information services 455,090 538,302 520,475 17,827 Support services 420,700 300,468 215,027 85,441 Wellness program 21,700 21,700 20,184 1,516 Building and vehicle maintenance: Buildings 1,152,285 1,175,973 1,102,501 73,472 Vehicle and equipment maintenance 1,206,065 1,224,848 1,066,153 158,695 Total general government before cost reimbursement 17,243,789 17,069,835 15,080,806 1,989,029 Cost reimbursement (Note 3 to RSI) (4,921,672) (4,008,992) (4,008,992) - Total general government 12,322,117 13,060,843 11,071,814 1,989,029 Total Expenditures 54,986,263 60,889,578 55,463,911 5,425,667 Excess of Revenues Over Expenditures 8,200,728 4,380,465 12,620,527 (8,240,062) See notes to required supplementary information. 94  City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2016 Page 6 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Other Financing Sources (Uses) Transfers in 1,405,475 2,401,093 2,920,748 (519,655) Transfers out (6,964,744) (9,762,204) (9,772,930) 10,726 Total other financing uses (5,559,269) (7,361,111) (6,852,182) (508,929) Net Change in Fund Balance 2,641,459 (2,980,646) 5,768,345 (8,748,991) Fund Balance, Beginning of the Year 24,566,807 24,566,807 24,566,807 - Prior Year Restatements (709,620) (709,620) Fund Balance, Beginning of the Year, as Restated 24,566,807 24,566,807 23,857,187 709,620 Fund Balance, End of Year 27,208,266$ 21,586,161$ 29,625,532$ (8,039,371)$ See notes to required supplementary information. 95  City of San Luis Obispo, California Schedule of Funding Progress for Other Post-Employment Benefits (OPEB) For the Fiscal Year Ended June 30, 2016 The table below shows an analysis of the actuarial value of assets as a percentage of the actuarial accrued liability and the unfunded actuarial accrued liability (UAAL) as a percentage of the annual covered payroll as of the three most recent actuarial report for the period ending June 30, 2016. Actuarial Actuarial Entry Age Unfunded UAAL as a Valuation Value Actuarial Actuarial Accrued Funded Covered Percentage of Date of Assets Accrued Liability Liability Ratio Payroll Covered Payroll 6/30/2015 3,975,000$ 12,636,000$ 8,661,000$ 31.5% 29,694,000$ 29.2% 6/30/2013 2,527,000$ 6,954,000$ 4,427,000$ 36.3% 27,163,000$ 16.3% 6/30/2011 1,611,000$ 6,063,000$ 4,452,000$ 26.6% 26,960,000$ 16.5% See notes to required supplementary information. 96  City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2016 Last 10 Years * Fiscal Year 2015-16 2014-15 Measurement Period 2014-15 2013-14 Total pension liability: Service Cost 3,578,172$ 3,703,087$ Interest on total pension liability 13,193,597 12,756,967 Difference between expected and actual experience (2,433,791) Changes in assumptions (3,057,724) Benefit payments, including refunds of employee contributions (8,808,668) (8,258,611) Net change in total pension liability 2,471,586 8,201,443 Total pension liability - beginning 180,572,094 172,370,651 Total pension liability - ending (a)183,043,680$ 180,572,094$ Plan fiduciary net position: Contributions - employer 5,027,356$ 4,631,254$ Contributions - employee 1,509,834 1,664,654 Net investment income 2,673,657 17,746,607 Benefit payments (8,808,668) (8,258,611) Administrative expense (133,069) Net change in plan fiduciary net position 269,110 15,783,904 Plan fiduciary net position - beginning 117,943,433 102,159,529 Plan fiduciary net position - ending (b)118,212,543$ 117,943,433$ Net pension liability (asset) - ending (a) - (b)64,831,137$ 62,628,661$ Plan fiduciary net position as a percentage of the total pension liability 64.58% 65.32% Covered - employee payroll 19,769,997$ 19,235,818$ Net pension liability as percentage of covered-employee payroll 327.93% 325.58% * Fiscal year 2015 was the 1st year of implementation. Information is required only for measurement periods for which GASB 68 is applicable. See notes to required supplementary information. 97  City of San Luis Obispo, California Schedule of the Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2016 Last 10 Years * Fiscal Year 2015-16 2014-15 2013-14 Actuarially determined contribution 5,885,722$ 5,027,356$ 4,631,254$ Contributions in relation to the actuarially determined contributions (5,885,722) (5,027,356) (4,631,254) Contribution deficiency (excess) -$ -$ -$ Covered-employee payroll 20,499,668 19,769,997 19,235,818 Contributions as a percentage of covered-employee payroll 28.71% 25.43% 24.08% * Fiscal year 2015 was the 1st year of implementation. Information is required only for measurement periods for which GASB 68 is applicable. Contributions paid as of June 30, 2016 are deferred to June 30, 2017. See notes to required supplementary information. 98  City of San Luis Obispo, California Schedule of the City’s Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plans As of June 30, 2016 Last 10 Years * Fiscal Year 2015-16 2014-15 Measurement Period 2014-15 2013-14 Employer's Proportion of the Collective Net Pension Liability 1.3654% 1.3754% Employer's Proportionate Share of the Collective Net Pension Liability 56,260,280$ 51,592,420$ Employer's Covered-Employee Payroll 10,849,863$ 10,768,119$ Employer's Proportionate Share of the Net Pension Liability as a Percentage of its Covered-Employee Payroll 518.53% 479.12% Plan's Share of the Fiduciary Net Position as a Percentage of the Employer's Total Pension Liability 77.27% 78.83% * Fiscal year 2015 was the 1st year of implementation. Information is required only for measurement periods for which GASB 68 is applicable. See notes to required supplementary information. 99  City of San Luis Obispo, California Schedule of the City’s Contributions Safety Cost-Sharing Plans As of June 30, 2016 Last 10 Years * Fiscal Year 2015-16 2014-15 2013-14 Actuarially determined contribution 5,074,217$ 4,350,871$ 4,226,211$ Contributions in relation to the actuarially determined contributions (5,824,217) (4,650,871) (5,161,211) Contribution deficiency (excess) (750,000)$ (300,000)$ (935,000)$ Covered-employee payroll 10,643,123 10,849,863 10,768,119 Contributions as a percentage of covered-employee payroll 54.72% 42.87% 47.93% * Fiscal year 2015 was the 1st year of implementation. Information is required only for measurement periods for which GASB 68 is applicable. Contributions paid as of June 30, 2016 are deferred to June 30, 2017. See notes to required supplementary information. 100  City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2016 Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2016 expenditures exceeded appropriations in the General Fund as noted below. This does not represent a violation of City budget policies because no department’s total expenditures exceeded their total appropriations within the General Fund. Department/Division Budget Variance Police protection: Investigations 23,456 Fire and environmental safety: Fire apparatus services 547 Technical services 1,611 Recreation programs: Aquatics/Sinsheimer park facilities 10,746 Tree maintenance 12,796 Planning Commissions and communities 1,603 General administration: City administration 48,808 Other Post-Employment Benefits Plan Schedule of Funding Progress 1. The schedule shows an analysis of actuarial value of assets as a percentage of the actuarial accrued liability and the unfunded actuarial accrued liability (UAAL) as a percentage of the annual covered payroll as of the most recent actuarial report for the period ending June 30, 2013. The actuarial report for the period ending June 30, 2013 was used to determine the 2015-16 ARC. 2. This schedule of funding progress presents multiyear trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. 101  City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2016 Page 2 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Plan 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2013. This applies for voluntary benefit changes as well as any offers of Two years Additional Service Credit (a.k.a. Golden Handshakes). 2. Changes in assumptions. The discount rate was changed from 7.50% (net of administrative expense) to 7.65%. Schedule of the Plan Contributions—Miscellaneous Plan The actuarial methods and assumptions used to set the actuarially determined contributions for Fiscal Year 2015-16 were from the June 30, 2013 public agency valuations. Actuarial cost method Entry Age Normal Amortization method For details, see June 30, 2013 Funding Valuation Report. Remaining amortization period For details, see June 30, 2013 Funding Valuation Report. Inflation 2.75% Salary increases Varies by Entry Age and Service Payroll growth 3.00% Mortality The probabilities of mortality are based on the 2010 CalPERS Experience Study for the period from 1997 to 2007. Pre-retirement and post-retirement mortality rates include 5 years of projected mortality improvement using Scale AA published by the Society of Actuaries. Asset valuation method Actuarial Value of Assets. For details, see June 30, 2013 Funding Valuation Investment rate of return 7.50% net of pension plan investment and administrative expenses; includes inflation. Retirement age The probabilities of retirement are based on the 2010 CalPERS experience study for the period from 1997 to 2007. Schedule of the City’s Proportionate Share of the Net Pension Liability – Cost Sharing The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the employer during the measurement period. 102  City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2016 Page 3 Schedule of the City’s Contributions – Cost Sharing 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2014 as they have minimal cost impact. 2. Changes in assumptions. The discount rate was changed from 7.50% (net of administrative expense) to 7.65%.    REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 104  City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2016 The following summarizes revenues and expenditures for the current year in responding to Half Percent Sales Tax Measure priorities. Budget Actual Revenues Local Sales Tax Fund 7,397,054$ 7,178,159$ Local Sales Tax Fund 50,000 9,043 7,447,054 7,187,202 Expenditures Operating Programs: Community Development 247,185 235,375 Public Works 1,116,032 1,025,346 Parks 121,590 117,060 Police 764,741 704,243 Fire 5,000 1,600 2,254,548 2,083,624 Capital Programs: Budget Actual Encumbrances Carryover Administration Completed Projects 100,513 - * Octagon Barn Facility 206,000 3,282 202,718 Laguna Lake Dredge/Mgt 450,000 283,632 92,943 73,425 Open Space Protection 250,000 250,000 1,006,513 286,914 92,943 526,143 Community Development 31,500 30,076 1,424 Pickups Engineering 31,500 30,076 - 1,424 Public Works Street R & R Mainc account 60,000 30,000 30,000 Master street R 499,565 121 499,444 Street R & R Mainc account 70,000 70,000 Toro Street CK Bank Stalization 50,000 50,000 - Master CMP replacement 231,438 130 231,308 Pickups Storm Replacement 28,500 25,548 2,952 Sidewalk Repair 100,000 17,579 82,421 Broad Street ST Bank Stalization 40,000 40,000 - CMR replacement 2016 287,062 327 286,735 Microsurfacing 2015 937,252 937,252 - Street marking Replacement 20,000 20,000 Storm Drain Albert Drive 30,000 18,061 11,939 Sidewalk Access Improvement 45,000 45,000 Traffic Report 25,000 21,804 3,196 Bicycle Facility Improvement 100,000 30,573 69,427 Traffic Operation Report Implementation 30,000 30,000 Bob Jones Octagon Barn 50,000 7,469 42,531 Bicycle Trans Plan Implementation 400,000 26,641 677 372,682 Safety Route to School 45,000 200 44,800 105  City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule, continued For the Fiscal Year Ended June 30, 2016 Page 2 Capital Programs: Budget Actual Encumbrances Carryover Public Works - continued Monterey/Osos Traffic Signal 225,000$ 3,236$ 221,764$ Southern/&Amp Parker Median 30,000 27,845 2,155 Tran Radar Trailer 15,000 14,520 480 Neighborhood Traffic M. 20,000 20,000 - Parking Structure Assessment 8,333 8,333 3,347,150 1,271,306 677 2,075,167 Parks Mission Plaza Railing 30,000 30,000 Ped & Bike Pathways Maint. 100,000 100,000 Parks Major Maintenance 50,000 8,330 41,670 Islay French S Improvement 36,000 33,160 2,840 Olympic Pool Replaster 190,351 190,351 - Golf Course Restroom 365,000 326,724 38,276 Golf Course Restroom 35,000 27,983 7,017 Ranger Services Truck 139,000 111,201 27,799 Jack House Elevator 21,136 21,136 - Open Space Maintenance 285,000 57,362 227,638 1,251,487 776,247 - 475,240 Public Safety Thinkstream CAD 25,000 25,000 911 Phone System 245,000 27,598 - * Police CAD Hardware 250,000 250,000 Police Vehicles 381,400 253,897 44,857 82,646 Fire Prevention Support 91,000 74,777 16,223 Fire Station 2 Dorm Remodel 160,000 1,770 158,230 Fire Epcr Records Support 53,800 27,305 26,250 245 Ambulance Pkg Support 180,000 180,000 - Emergency Resp Support 50,000 47,570 2,430 Fire Command Vehicle 5,260 5,260 1,441,460 432,917 251,107 540,034 Capital Expenditure 7,078,110$ 2,797,460$ 344,727$ 3,618,008$ Net Change in Fund Balance (1,885,604) 2,306,118 Fund balance, beginning of year 2,426,279 2,426,279 Fund balance, end of year 540,675$ 4,732,397$ * Due to the nature of these projects, no carryover into the following fiscal year. 106  City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2016 The following summarizes revenues and expenditures for the year ended June 30, 2016 in responding to Half Percent Sales Tax Measure* priorities. Revenues: Sales and use tax - Measure G 1/2 cent add-on tax 7,178,159$ Use of money and property 9,043 Total revenues 7,187,202 Expenditures: Current: Public safety 705,843 Transportation 1,025,346 Culture and recreation 117,060 Community development 235,375 Capital outlay Public safety 432,917 Transportation 1,271,306 Culture and recreation 776,247 Community development 30,076 General government 286,914 Total expenditures 4,881,084 Excess (deficiency) of revenues over (under) expenditures 2,306,118 Net change in fund balance 2,306,118 Fund balance, beginning of year 2,426,279 Fund balance, end of year 4,732,397$ * The Half Percent Sales Tax Measure is a sub-fund of the General Fund. All activity is reflected in the General Fund and is reported here for informational purposes only. 107  City of San Luis Obispo, California Major Governmental Funds For the Fiscal Year Ended June 30, 2016 The City maintains the following major governmental funds: Capital Outlay Fund This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers from the General Fund, and from State and Federal grants. While budgets are prepared for the City’s capital outlay fund, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented. 108  City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following eight special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the downtown core. Transportation Development Act (TDA) Fund. The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund. Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund. This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund. This fund has been established to account for public safety grant funds. Public Arts Contribution Fund. Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. 109  City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 Page 2 Insurance Fund. This fund was established to accumulate resources needed to pay for certain insurance and employee benefit program costs. Financing is primarily provided through operating transfers from the General Fund. Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. Capital Improvement Board 2005 Refunding Revenue Bonds. These bonds were issued to refinance the 1996 Lease Revenue Bonds. The original 1996 bonds were issued to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Capital Improvement Board 2006 Lease Revenue Bonds. The bonds were issued to finance the purchase of a parking structure and office building at 919 Palm Street. Debt service related to the parking structure is recorded directly in the Parking Fund while debt service related to the City office building is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Capital Improvement Board 2009 Lease Revenue Bonds. The bonds were issued to finance the construction of the Public Safety Communications and Emergency Operations Center project. Debt service obligations on the bonds are recorded in the Water, Sewer and Parking and Debt Service Funds based on a proportionate share of the project benefits. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2010 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase a fire apparatus with 100-foot ladder. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2012 Refunding Lease Revenue Bonds. On May 24, 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. 110  City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 Page 3 The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2013 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase an engine. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2014 Lease Revenue Bonds. In 2014 the Board issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. Debt service related to the interchange is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2016 Mobile Data Computers Lease. Lease-purchase financing was obtained in order to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. Debt service obligations are recorded in the Debt Service Fund. Capital Projects Funds The following nine capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). The City also has two other capital projects funds that are considered major governmental funds. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Parkland Development Fund. This fund was established to account for construction projects related to park acquisition and development that will be financed primarily with park in-lieu fees. Open Space Protection Fund. This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund. This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund. This fund was established to account for sub-area impact fees collected from development activity in the Los Osos Valley Road sub-area boundary. 111  City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 Page 4 Waste Water Impact Fee Fund. This fund was established to account for the collection of development impact fees collected from the Tank Farm Road, Irish Hills, and Silver City sub-areas. Fleet Replacement Fund. This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund. This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. Affordable Housing Program. This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund. This fund was established to account for construction projects that will be financed primarily with transportation impact fees. Infrastructure Fund. This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. 112  City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Assets Cash and cash equivalents 1,122$ $ 2,250$ $ Investments 223,045 Accounts receivable 166,030 Due from other governments Accrued interest receivable 437 Prepaid expense Cash held by fiscal agent Total assets 1,122$ -$ 391,762$ -$ Liabilities and Fund Balance Liabilities: Accounts payable $ $ 48,010$ $ Accrued liabilities 3,477 Due to other funds Total liabilities - - 51,487 - Fund balance: Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Assigned to: Contingency fund Subsequent years expenditures 1,122 340,275 Total fund balance 1,122 - 340,275 - Total liabilities and fund balance 1,122$ -$ 391,762$ -$ Special Revenue Funds 113  Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance Debt Service $ $ 4,243$ 339,247$ $ 420,692 49,813 33,713 964 605 116,702 2,738,895 49,813$ 33,713$ 425,899$ 339,852$ 2,855,597$ 11,749$ $ 2,090$ $ 246,817$ 3,228 18,511 10,221 489,056 33,488 10,221 2,090 - 735,873 2,119,724 23,492 423,809 16,325 339,852 16,325 23,492 423,809 339,852 2,119,724 49,813$ 33,713$ 425,899$ 339,852$ 2,855,597$ Special Revenue Funds 114  City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2016 Page 2 Assets Cash and cash equivalents Investments Accounts receivable Due from other governments Accrued interest receivable Prepaid expense Cash held by fiscal agent Total assets Liabilities and Fund Balance Liabilities: Accounts payable Accrued liabilities Due to other funds Total liabilities Fund balance: Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Assigned to: Contingency fund Subsequent years expenditures Total fund balance Total liabilities and fund balance Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 8,386$ 5,526$ 12,220$ 3,426$ 831,458 547,897 1,211,665 339,613 1,967 1,325 2,744 837 841,811$ 554,748$ 1,226,629$ 343,876$ $ 5,399$ 146,673$ 179,907$ - 5,399 146,673 179,907 1,079,956 163,969 549,349 841,811 841,811 549,349 1,079,956 163,969 841,811$ 554,748$ 1,226,629$ 343,876$ Capital Projects Funds 115  Waste Water Impact Fee Fleet Replacement Info Tech Replacement Affordable Housing Transportatio n Impact Fee Infrastructure Total Nonmajor Governmental Funds $ 18,027$ 7,381$ 25,528$ 62,593$ 311,108$ 801,057$ 1,787,328 731,832 2,531,111 6,206,054 14,830,695 166,030 83,526 4,343 1,694 6,186 16,380 657 38,139 116,702 2,738,895 -$ 1,809,698$ 740,907$ 2,562,825$ 6,285,027$ 311,765$ 18,775,044$ $ 93$ $ 65,347$ $ 706,085$ 6,705 517,788 - 93 - - 65,347 - 1,230,578 2,119,724 23,492 2,562,825 2,562,825 6,219,680 7,463,605 549,349 1,265,620 500,000 400,000 900,000 1,309,605 340,907 311,765 2,659,851 - 1,809,605 740,907 2,562,825 6,219,680 311,765 17,544,466 -$ 1,809,698$ 740,907$ 2,562,825$ 6,285,027$ 311,765$ 18,775,044$ Capital Projects Funds 116  City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2016 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Revenues: Use of money and property $ $ 1,723$ $ Subventions and grants 40,531 1,033,757 Charges for services 222,111 1,429,190 Other revenues Total revenues 222,111 40,531 1,430,913 1,033,757 Expenditures: Current: Community development 222,111 1,395,254 General Government Public safety Debt service: Principal Interest Capital: General Government Public safety Transportation Leisure, cultural and social services Community development Total expenditures 222,111 - 1,395,254 - Excess (deficiency) of revenues over (under) expenditures - 40,531 35,659 1,033,757 Other financing sources (uses): Issuance of debt Transfers in Transfers out (40,531) (28,412) (1,033,757) Total other financing sources (uses) - (40,531) (28,412) (1,033,757) Net change in fund balance - - 7,247 - Fund balance (deficit), beginning of year 1,122 333,028 - Fund balance, end of year 1,122$ -$ 340,275$ -$ Special Revenue Funds 117  Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance Debt Service $ 12$ 2,892$ 988$ 54,725$ 304,004 206,831 1,782 79,994 304,004 208,625 82,886 988 54,725 273,270 1,378,437 53,557 141,850 750,000 1,706,073 1,341,751 60,169 161,813 58,321 435,083 202,019 58,321 2,128,437 3,101,381 (131,079) 6,606 24,565 (2,127,449) (3,046,656) 147,487 36,400 2,124,000 3,025,400 147,487 - 36,400 2,124,000 3,025,400 16,408 6,606 60,965 (3,449) (21,256) (83) 16,886 362,844 343,301 2,140,980 16,325$ 23,492$ 423,809$ 339,852$ 2,119,724$ Special Revenue Funds 118  City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2016 Page 2 Revenues: Use of money and property Subventions and grants Charges for services Other revenues Total revenues Expenditures: Current: Community development General Government Public safety Debt service: Principal Interest Capital: General Government Public safety Transportation Leisure, cultural and social services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Issuance of debt Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance (deficit), beginning of year Fund balance, end of year Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 5,756$ 4,100$ 8,248$ 2,585$ 217,069 47,369 134,210 14,661 222,825 51,469 142,458 17,246 1,572 32,743 1,572 32,743 - - 221,253 18,726 142,458 17,246 - - - - 221,253 18,726 142,458 17,246 620,558 530,623 937,498 146,723 841,811$ 549,349$ 1,079,956$ 163,969$ Capital Projects Funds 119  Waste Water Impact Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Total Nonmajor Governmental Funds 658$ 13,625$ 2,766$ 34,414$ 107,807$ 1,660$ 241,959$ 73,861 1,658,984 172,438 625,507 1,356,158 4,300,489 69,220 69,220 173,096 82,845 76,627 659,921 1,463,965 1,660 6,270,652 173,096 636,978 2,700,709 1,431,994 891,850 1,706,073 1,341,751 25,260 25,260 234,905 481,374 776,448 382,976 3,803,935 4,348,724 42,010 101,903 1,236 33,979 173,096 686,387 481,374 636,978 3,803,935 - 13,358,691 - (603,542) (404,747) 22,943 (2,339,970) 1,660 (7,088,039) 688,500 688,500 384,100 617,000 250,000 6,584,387 (62,000) (320,000) (1,484,700) - 384,100 1,305,500 (62,000) (320,000) 250,000 5,788,187 - (219,442) 900,753 (39,057) (2,659,970) 251,660 (1,299,852) 2,029,047 (159,846) 2,601,882 8,879,650 60,105 18,844,318 -$ 1,809,605$ 740,907$ 2,562,825$ 6,219,680$ 311,765$ 17,544,466$ Capital Projects Funds 120  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Downtown Business Improvement District Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 214,000$ 214,000$ 222,111$ 8,111$ Total Revenues 214,000 214,000 222,111 8,111 Expenditures: Current Community development 214,000 214,000 222,111 8,111 Total Expenditures 214,000 214,000 222,111 8,111 Excess of Revenues Over Expenditures - - - - Net Change in Fund Balance - - - - Fund Balance, Beginning of Year 1,122 1,122 1,122 - Fund Balance, End of Year 1,122$ 1,122$ 1,122$ -$ Budget 121  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Transportation Development Act (TDA) For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 41,100$ 41,100$ 40,531$ (569)$ Total Revenues 41,100 41,100 40,531 (569) Excess of Revenues Over Expenditures 41,100 41,100 40,531 (569) Other Financing Uses: Operating transfers out (41,100) (40,531) 569 Net Change in Fund Balance 41,100 - - - Fund Balance, Beginning of Year Fund Balance, End of Year 41,100$ -$ -$ -$ Budget 122  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Tourism Business Improvement District Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 1,100$ 1,100$ 1,723$ 623$ Assessments 1,368,775 1,368,775 1,429,190 60,415 Total Revenues 1,369,875 1,369,875 1,430,913 61,038 Expenditures: Current Community development 1,342,498 1,549,274 1,395,254 (154,020) Total Expenditures 1,342,498 1,549,274 1,395,254 (154,020) Excess of Revenues Over (Under) Expenditures 27,377 (179,399) 35,659 215,058 Other Financing Uses: Operating transfers out (27,375) (28,412) (1,037) Net Change in Fund Balance 27,377 (206,774) 7,247 214,021 Fund Balance, Beginning of Year 333,028 333,028 333,028 - Fund Balance, End of Year 360,405$ 126,254$ 340,275$ 214,021$ Budget 123  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Gas Tax Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 965,000$ 965,000$ 1,033,757$ 68,757$ Total Revenues 965,000 965,000 1,033,757 68,757 Excess of Revenues Over Expenditures 965,000 965,000 1,033,757 68,757 Other Financing Uses: Operating transfers out (965,000) (1,033,757) (68,757) Net Change in Fund Balance 965,000 - - - Fund Balance, Beginning of Year Fund Balance, End of Year 965,000$ -$ -$ -$ Budget 124  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Community Development Block Grant (CDBG) Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 405,515$ 405,515$ 304,004$ (101,511)$ Total Revenues 405,515 405,515 304,004 (101,511) Expenditures: Current Community development 382,737 683,941 273,270 (410,671) Transportation 161,813 161,813 161,813 - Total Expenditures 544,550 845,754 435,083 (410,671) Excess of Revenues Over (Under) Expenditures (139,035) (440,239) (131,079) 309,160 Other Financing Uses: Operating transfers in 147,487 147,847 147,487 (360) Net Change in Fund Balance 8,452 (292,392) 16,408 308,800 Fund Balance, Beginning of Year (83) (83) (83) - Fund Balance, End of Year 8,369$ (292,475)$ 16,325$ 308,800$ Budget 125  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Law Enforcement Grants Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property $ $ 12$ 12$ Subventions and grants 251,808 312,893 206,831 (106,062) Charges for services 2,000 1,782 (218) Total Revenues 251,808 314,893 208,625 (106,268) Expenditures: Public Safety 191,639 253,332 141,850 (111,482) Capital Projects 60,169 60,169 60,169 - Total Expenditures 251,808 313,501 202,019 (111,482) Excess of Revenues Over (Under) Expenditures - 1,392 6,606 5,214 Net Change in Fund Balance - 1,392 6,606 5,214 Fund Balance, Beginning of Year 16,886 16,886 16,886 - Fund Balance, End of Year 16,886$ 18,278$ 23,492$ 5,214$ Budget 126  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Public Art Contributions Fund For the Fiscal Year Ended June 30, 2016 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 2,100$ 2,100$ 2,892$ 792$ Charges for services 79,994 79,994 Other revenues 40,000 40,000 (40,000) Total Revenues 42,100 42,100 82,886 40,786 Expenditures: Capital Projects 36,400 354,420 58,321 (296,099) Total Expenditures 36,400 354,420 58,321 (296,099) Excess of Revenues Over (Under) Expenditures 5,700 (312,320) 24,565 336,885 Other Financing Uses: Operating transfers in 36,400 36,400 36,400 - Net Change in Fund Balance 42,100 (275,920) 60,965 336,885 Fund Balance, Beginning of Year 362,844 362,844 362,844 - Fund Balance, End of Year 404,944$ 86,924$ 423,809$ 336,885$ Budget 127  City of San Luis Obispo, California Agency Funds For the Fiscal Year Ended June 30, 2016 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund. This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund. This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Narcotics Task Force Fund. This fund was established to account for the financial activities of the County task force. Bomb Task Force Fund. This fund was established to account for the financial activities of the County task force. Hazardous Materials Task Force Fund. This fund was established to account for the financial activities of the County task force. General Agency Fund. This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Duvall Fund. This fund was established to account for a bequest by Mary Jane Duvall to assist in civic and beautification projects in the Mission Plaza area and extensions. Boysen Ranch Conservation Easement Fund. This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG) for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. 128  City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds For the Fiscal Year Ended June 30, 2016 Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Whale Rock Fund Assets Cash and cash equivalents 300,081$ 1,846,419$ 2,131,924$ 14,576$ Investments 885,366 559,835 1,445,201 Accounts receivable 26,572 564,597 548,777 42,392 Accrued interest receivable 2,213 3,590 2,213 3,590 Prepaid expense 27,843 27,843 - Deferred outflows of resources 83,956 78,555 162,511 Capital assets, net of accumulated depreciation 809,417 174,412 983,829 Total Assets 2,135,448$ 3,227,408$ 2,710,757$ 2,652,099$ Liabilities Accounts payable 42,743$ 656,021$ 623,693$ 75,071 Accrued salaries 25,234 6,972 32,206 Due to other funds 13,981 13,981 - Other liabilities 38,049 1,591 8,664 30,976 Net pension liability 1,045,899 36,782 1,082,681 Deferred inflows of resources 135,920 294,475 267,316 163,079 Due to agency participants 833,622 434,464 1,268,086 Total Liabilities 2,135,448$ 1,430,305$ 913,654$ 2,652,099$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Jack House Fund Assets Cash and cash equivalents 13,108$ 2,557$ 1,450$ 14,215$ Accounts receivable 98 98 Accrued interest receivable 22 33 22 33 Total Assets 13,130$ 2,688$ 1,472$ 14,346$ Liabilities Accounts payable 21$ 7$ 21$ 7$ Other liabilities 13,109 1,230 14,339 Total Liabilities 13,130$ 1,237$ 21$ 14,346$ 129  City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2016 Page 2 Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Narcotics Task Force Fund Assets Cash and cash equivalents 23,483$ $ 23,436$ 47$ Accrued interest receivable 51 51 - Total Assets 23,534$ -$ 23,487$ 47$ Liabilities Due to agency participants 23,534$ $ 23,487$ 47$ Total Liabilities 23,534$ -$ 23,487$ 47$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Bomb Task Force Fund Assets Cash and cash equivalents 238,031$ 38,085$ 7,593$ 268,523$ Accrued interest receivable 418 656 418 656 Total Assets 238,449$ 38,741$ 8,011$ 269,179$ Liabilities Accounts payable 264$ 7,625$ 7,302$ 587$ Due to agency participants 238,185 30,407 268,592 Total Liabilities 238,449$ 38,032$ 7,302$ 269,179$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Hazardous Materials Task Force Fund Assets Cash and cash equivalents 66,562$ 79,611$ 57,025$ 89,148$ Accrued interest receivable 222 222 Total Assets 66,562$ 79,833$ 57,025$ 89,370$ Liabilities Accounts payable 4,030$ 41,651$ 35,780$ 9,901$ Accrued salaries 625 625 Due to agency participants 62,532 16,312 78,844 Total Liabilities 66,562$ 58,588$ 35,780$ 89,370$ 130  City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2016 Page 3 Balance Balance June 30, 2015 Additions Deductions June 30, 2016 General Agency Fund Assets Cash and cash equivalents 922,120$ 1,433,186$ 1,004,751$ 1,350,555$ Accounts receivable 520 520 Other assets 30,864 30,864 Total Assets 952,984$ 1,433,706$ 1,004,751$ 1,381,939$ Liabilities Accounts payable 46,729$ 978,525$ 976,419$ 48,835$ Other liabilities 906,255 426,849 1,333,104 Total Liabilities 952,984$ 1,405,374$ 976,419$ 1,381,939$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Duvall Fund Assets Cash and cash equivalents 156,914$ 1,253$ 172$ 157,995$ Accrued interest receivable 275 386 275 386 Total Assets 157,189$ 1,639$ 447$ 158,381$ Liabilities Other liabilities 157,189$ 1,192$ $ 158,381$ Total Liabilities 157,189$ 1,192$ -$ 158,381$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Boysen Ranch Conservation Easement Assets Cash and cash equivalents 392,571$ 3,133$ 429$ 395,275$ Accrued interest receivable 688 965 688 965 Total Assets 393,259$ 4,098$ 1,117$ 396,240$ Liabilities Accounts payable 24,567$ $ $ 24,567$ Other liabilities 368,692 2,981 371,673 Total Liabilities 393,259$ 2,981$ -$ 396,240 131  City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2016 Page 4 Balance Balance June 30, 2015 Additions Deductions June 30, 2016 PEG - City of San Luis Obispo Assets Cash and cash equivalents 172,567$ 40,699$ 76,848$ 136,418$ Accounts receivable 9,911 9,911 Accrued interest receivable 305 325 305 325 Total Assets 172,872$ 50,935$ 77,153$ 146,654$ Liabilities Other liabilities 172,872$ $ 26,218$ 146,654$ Total Liabilities 172,872$ -$ 26,218$ 146,654$ Balance Balance June 30, 2015 Additions Deductions June 30, 2016 PEG - SLCUSD Assets Cash and cash equivalents 231,237$ 41,143$ 44,497$ 227,883$ Accounts receivable 9,910 9,910 Accrued interest receivable 410 548 410 548 Total Assets 231,647$ 51,601$ 44,907$ 238,341$ Liabilities Accounts payable 44,241$ $ 44,241$ $ Other liabilities 187,406 50,935 238,341 Total Liabilities 231,647$ 50,935$ 44,241$ 238,341$ 132  City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2016 Page 5 Balance Balance June 30, 2015 Additions Deductions June 30, 2016 Totals - All Agency Funds Assets Cash and cash equivalents 2,516,674$ 3,486,086$ 3,348,125$ 2,654,635$ Investments 885,366 559,835 1,445,201 Accounts receivable 26,572 585,036 548,777 62,831 Accrued interest receivable 4,382 6,725 4,382 6,725 Other assets 58,707 27,843 30,864 Deferred outflows of resources 83,956 78,555 162,511 Capital assets, net of accumulated depreciation 809,417 174,412 983,829 Total Assets 4,385,074$ 4,890,649$ 3,929,127$ 5,346,596$ Liabilities Accounts payable 162,595$ 1,683,829$ 1,687,456$ 158,968$ Accrued salaries 25,234 7,597 32,831 Due to other funds 13,981 13,981 - Other liabilities 1,843,572 484,778 34,882 2,293,468 Net pension liability 1,045,899 36,782 1,082,681 Deferred inflows of resources 101,940 294,475 267,316 163,079 Due to agency participants 1,191,853 481,183 23,487 1,615,569 Total Liabilities 4,385,074$ 2,988,644$ 2,027,122$ 5,346,596$ STATISTICAL SECTION (UNAUDITED) City of San Luis Obispo, California Statistical Section Overview June 30, 2016 This part of the City of San Luis Obispo’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-6. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 7-13. These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-19. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22. These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 134 Schedule 1 City of San Luis Obispo, California Net Positions by Component Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Governmental activities: Net investment in capital assets 115,149,100$ 121,247,100$ 119,425,100$ 129,416,800$ 133,145,800$ 141,686,600$ 142,239,500$ 145,266,043$ 150,430,226$ 163,449,992$ Restricted 3,452,100 1,822,300 2,510,500 2,569,800 2,543,800 2,620,700 2,374,800 4,825,662 2,350,838 2,762,387 Unrestricted 28,786,300 30,935,700 38,928,500 26,204,500 26,401,500 23,583,000 29,927,200 (66,610,104) (57,421,778) (49,281,893) Total governmental activities net position 147,387,500$ 154,005,100$ 160,864,100$ 158,191,100$ 162,091,100$ 167,890,300$ 174,541,500$ 83,481,601$ 95,359,286$ 116,930,486$ Business-type activities: Net investment in capital assets 95,526,800$ 102,540,500$ 109,675,900$ 112,395,800$ 117,314,700$ 119,957,600$ 123,510,200$ 119,116,303$ 125,801,845$ 128,390,611$ Restricted 8,009,800 2,506,200 3,918,600 2,763,700 2,777,100 2,293,900 2,254,200 2,248,979 2,261,213 2,278,392 Unrestricted 27,327,200 31,873,200 31,329,500 38,245,900 36,493,600 37,759,000 41,712,200 35,224,987 42,117,143 49,495,220 Total business-type activities net position 130,863,800$ 136,919,900$ 144,924,000$ 153,405,400$ 156,585,400$ 160,010,500$ 167,476,600$ 156,590,269$ 170,180,201$ 180,164,223$ Primary government (City wide totals): Net investment in capital assets 210,675,900$ 223,787,600$ 229,101,000$ 241,812,600$ 250,460,500$ 261,644,200$ 265,749,700$ 264,382,346$ 276,232,071$ 291,840,603$ Restricted 11,461,900 4,328,500 6,429,100 5,333,500 5,320,900 4,914,600 4,629,000 7,074,641 4,612,051 5,040,779 Unrestricted 56,113,500 62,808,900 70,258,000 64,450,400 62,895,100 61,342,000 71,639,400 (31,385,117) (15,304,635) 213,327 Total primary government net position 278,251,300$ 290,925,000$ 305,788,100$ 311,596,500$ 318,676,500$ 327,900,800$ 342,018,100$ 240,071,870$ 265,539,487$ 297,094,709$ 135 Schedule 2 City of San Luis Obispo, California Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) For The Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Expenses: Governmental activities: Public safety 23,083,200$ 28,189,900$ 29,330,300$ 27,687,200$ 26,774,800$ 27,993,900$ 28,859,200$ 29,651,702$ 26,881,732$ 29,434,446$ Transportation 6,276,600 6,463,200 6,619,300 7,116,400 8,809,400 7,778,000 8,551,500 8,975,047 11,457,311 8,837,653 Leisure, cultural and social services 7,688,000 9,518,400 9,778,900 9,445,600 9,299,200 9,500,300 10,078,700 10,239,853 10,332,740 9,846,670 Community development 6,953,500 7,822,300 8,233,600 11,020,400 8,166,300 8,782,200 8,866,900 10,183,782 10,960,778 12,950,900 Interest on long-term debt 1,021,100 950,600 951,500 1,348,100 1,248,400 1,198,000 1,217,200 1,221,205 1,015,011 1,351,468 Total governmental activities expenses 45,022,400 52,944,400 54,913,600 56,617,700 54,298,100 55,252,400 57,573,500 60,271,589 60,647,572 62,421,137 Business-type activities: Water 11,208,800 10,656,200 11,532,900 11,323,200 16,106,300 17,455,200 17,019,000 17,575,961 17,128,041 18,136,120 Sewer 7,885,100 8,511,300 9,250,200 9,153,200 9,633,900 9,530,400 10,189,400 10,647,255 10,132,214 10,842,451 Parking 3,444,000 3,416,400 3,704,700 3,494,300 3,501,500 3,598,000 3,678,600 3,636,607 3,556,637 3,900,052 Transit 2,894,700 3,060,100 3,199,200 3,295,500 3,409,700 3,778,900 3,903,900 4,059,138 3,994,194 4,088,423 Golf 609,200 633,600 722,100 708,400 724,100 Total business-type activities expenses 26,041,800 26,277,600 28,409,100 27,974,600 33,375,500 34,362,500 34,790,900 35,918,961 34,811,086 36,967,046 Total primary government expenses 71,064,200$ 79,222,000$ 83,322,700$ 84,592,300$ 87,673,600$ 89,614,900$ 92,364,400$ 96,190,550$ 95,458,658$ 99,388,183$ Program Revenues: Governmental activities: Charges for services: Public safety 1,515,100$ 1,441,200$ 1,508,600$ 1,501,500$ 1,745,200$ 1,750,700$ 1,599,000$ 1,589,278$ 1,697,748$ 1,673,800$ Transportation 697,700 1,150,000 1,492,800 241,700 2,690,200 418,000 221,200 1,321,323 1,270,787 1,691,757 Leisure, cultural and social services 1,257,600 2,190,500 1,470,000 1,304,700 1,421,600 1,834,200 1,926,800 3,048,274 2,155,411 2,048,780 Community development 5,067,400 3,981,400 3,107,400 2,917,700 3,166,200 4,563,200 4,126,400 4,981,211 7,210,132 7,974,880 Operating grants and contributions*3,083,100 2,835,700 3,671,200 2,052,000 1,885,100 2,152,700 2,814,700 2,412,469 2,509,323 2,667,058 Capital grants and contributions 1,657,200 1,985,500 5,320,500 2,946,800 3,066,300 2,021,800 1,991,900 3,680,440 7,911,867 9,355,707 Total governmental activities program revenues 13,278,100 13,584,300 16,570,500 10,964,400 13,974,600 12,740,600 12,680,000 17,032,995 22,755,268 25,411,982 136 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Business-type activities: Charges for services: Water 11,603,100$ 12,691,900$ 13,836,000$ 13,812,100$ 14,298,100$ 16,753,100$ 18,148,200$ 19,755,909$ 20,446,730$ 19,884,850$ Sewer 10,868,800 10,205,500 11,785,200 13,225,100 13,320,400 14,789,700 16,212,000 17,151,212 18,007,064 16,460,140 Parking 3,740,600 3,508,100 3,496,100 3,564,700 3,533,300 4,693,400 3,998,730 4,905,494 7,408,729 Transit 766,000 520,500 607,000 551,600 593,100 552,900 682,700 688,585 649,899 659,471 Golf 380,000 349,000 382,200 394,600 364,000 Operating grants and contributions 1,879,100 1,841,500 2,192,200 2,350,200 2,220,700 2,502,500 2,673,500 2,458,640 3,148,651 2,888,820 Capital grants and contributions 457,800 1,960,900 1,627,300 952,300 1,242,000 750,900 731,300 82,359 60,063 Total business-type activities programs revenues 29,695,400 27,569,300 33,938,000 34,782,000 35,603,000 38,882,400 43,141,100 44,135,435 47,217,901 47,302,010 Total primary government program revenues 42,973,500$ 41,153,600$ 50,508,500$ 45,746,400$ 49,577,600$ 51,623,000$ 55,821,100$ 61,168,430$ 69,973,169$ 72,713,992$ Net Revenues (Expenses): Governmental activities (31,744,300)$ (39,360,100)$ (38,343,100)$ (45,653,300)$ (40,323,500)$ (42,511,800)$ (44,893,500)$ (43,238,594)$ (37,892,304)$ (37,009,155)$ Business-type activities 3,653,600 1,291,700 5,528,900 6,807,400 2,227,500 4,519,900 8,350,200 8,216,474 12,406,815 10,334,964 Total primary government (28,090,700)$ (38,068,400)$ (32,814,200)$ (38,845,900)$ (38,096,000)$ (37,991,900)$ (36,543,300)$ (35,022,120)$ (25,485,489)$ (26,674,191)$ General Revenues and Other Changes in Net Position: Governmental activities: Sales and use taxes 14,993,800$ 19,578,300$ 17,712,100$ 15,976,400$ 17,714,900$ 19,527,500$ 20,736,000$ 22,180,173$ 22,408,980$ 24,676,377$ Property taxes 8,255,000 8,374,200 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 Transient occupancy tax 4,786,000 5,054,700 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 Utility users tax 4,096,100 4,177,700 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 Property tax in-lieu of vehicle license fees 3,358,200 3,280,100 3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 Other taxes and fees 3,860,400 4,228,100 4,317,900 4,226,800 4,149,900 4,299,800 4,607,600 4,779,570 4,993,285 4,800,592 Investment earnings 1,675,400 1,605,300 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 Miscellaneous and other 360,500 478,400 400,800 339,600 414,700 227,200 349,900 679,127 707,781 Special item - sale of land Gain (loss) on disposal of capital assets (337,100) (3,400) (11,000) Prior period adjustment 2,657,100 (833,234) Cumulative change in accounting principle (GASB 65)(345,400) Transfers (350,900) (462,000) (335,000) (301,500) (227,200) 1,820,900 115,100 (73,771) (329,452) 1,436,048 Total governmental activities 41,034,500 45,977,700 45,202,200 42,980,300 44,223,500 48,311,000 51,544,700 51,313,072 53,746,122 58,580,355 137 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Business-type activities Investment earnings 2,105,100$ 1,413,400$ 1,699,600$ 1,372,500$ 725,300$ 726,100$ 73,500$ 364,551$ 361,627$ 845,906$ Cumulative change in accounting principle (842,600) Income from investment in joint venture 239,200 Transfers 350,900 462,000 335,000 301,500 227,200 (1,820,900) (115,100) 73,771 329,452 (1,436,048) Total business-type activities 2,456,000 1,875,400 2,034,600 1,674,000 952,500 (1,094,800) (884,200) 438,322 691,079 (350,942) Total primary government 43,490,500$ 47,853,100$ 47,236,800$ 44,654,300$ 45,176,000$ 47,216,200$ 50,660,500$ 51,751,394$ 54,437,201$ 58,229,413$ Change in net position: Governmental activities 9,290,200$ 6,617,600$ 6,859,100$ (2,673,000)$ 3,900,000$ 5,799,200$ 6,651,200$ 8,074,478$ 15,853,818$ 21,571,200$ Business-type activities 6,109,600 3,167,100 7,563,500 8,481,400 3,180,000 3,425,100 7,466,000 8,654,796 13,097,894 9,984,022 Total primary government 15,399,800$ 9,784,700$ 14,422,600$ 5,808,400$ 7,080,000$ 9,224,300$ 14,117,200$ 16,729,274$ 28,951,712$ 31,555,222$ 138 Schedule 3 City of San Luis Obispo, California Governmental Activities Tax and Franchise Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 Fiscal Sales Measure Y Property Transient Utility Property Franchise Business Other Year and Use 1/2 cent (Note 1)Occupancy Users in-lieu of VLF Fees Tax Taxes Total 2006-07 (Note 2)13,993,800$ 1,000,000$ 8,255,000$ 4,786,000$ 4,096,100$ 3,061,500$ 2,153,700$ 1,706,700$ 360,500$ 39,413,300$ 2007-08 13,581,700 5,996,600 8,374,200 5,054,700 4,177,700 3,280,100 2,361,700 1,866,400 288,100 44,981,200 2008-09 12,070,700 5,641,400 8,788,400 4,679,500 4,358,500 3,504,700 2,439,400 1,878,500 234,300 43,595,400 2009-10 10,723,900 5,252,500 8,579,300 4,496,100 4,862,400 3,565,100 2,396,700 1,830,100 204,600 41,910,700 2010-11 12,098,600 5,616,300 8,441,100 4,844,200 4,592,300 3,551,100 2,352,100 1,797,800 209,100 43,502,600 2011-12 13,290,000 6,237,500 8,367,000 5,222,000 4,584,100 3,492,400 2,462,300 1,837,500 227,200 45,720,000 2012-13 14,242,200 6,493,800 9,176,600 5,572,400 4,916,100 3,533,200 2,552,300 2,055,300 349,900 48,891,800 2013-14 15,405,808 6,774,365 8,960,010 6,063,232 5,345,692 3,645,692 2,636,599 2,142,971 679,127 51,653,496 2014-15 15,272,683 7,136,297 9,631,890 6,805,742 5,211,207 3,849,341 2,790,077 2,203,208 707,781 53,608,226 2015-16 17,498,218 7,178,159 10,186,858 7,127,756 5,413,720 4,113,244 1,537,922 2,491,516 771,154 56,318,547 Notes: 1. Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest. 2. Beginning in 2005-06, the State implemented a "VLF Swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected with the property tax roll. 3. In November 2006, voters in San Luis Obispo approved a local sales and use tax measure (Measure Y) increasing the City rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. 4. In November 2014 voters in San Luis Obispo reauthorized the local Half -percent sales and use tax measure (Measure G) . 139 140 Schedule 4 City of San Luis Obispo, California Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-152015-16General fund: Reserved 437,800$ 808,100$ 291,500$ 201,800$ $ $ $ $ $ $ Unreserved: Designated 743,500 1,093,900 125,000 923,500 Undesignated 17,648,700 12,927,100 13,575,400 9,988,800 Nonspendable: Prepaid items2,777,000 3,191,055 60,181 56,020 Restricted for: (Note 1) Debt service258,100 602,800 331,600 312,037 303,126 489,056 Committed to: (Note 1) General government programs317,500 1,288,200 1,768,200 4,973,497 3,942,459 4,468,863 Assigned to: Contingency Fund10,458,000 10,486,931 11,092,782 Development Services1,848,386 382,396 Safety Fire97,239 Subsequent years expenditures8,200 11,900 2,716,534 Unassigned12,324,100 11,781,500 14,060,900 1,382,590 7,828,485 10,419,881 Total general fund 18,830,000 14,829,100 13,991,900 11,114,100 12,907,900 13,684,400 18,937,700 20,317,179 24,566,807 29,625,532 All other governmental funds: Reserved 3,412,200 8,557,100 10,038,200 6,932,600 Unreserved reported in: Capital projects funds 11,441,300 10,962,000 19,748,900 1,245,000 Special revenue funds 458,700 585,500 626,900 920,300 Restricted for: (Note 1) Debt service2,285,700 2,017,900 2,043,200 2,043,222 2,140,980 2,119,724 Law enforcement grant programs42,000 20,500 22,900 27,145 16,886 23,492 Committed to: Affordable housing programs294,000 1,052,000 1,254,900 2,946,847 2,601,882 2,562,825 Assessment district programs170,700 183,000 Capital outlay1,172,800 1,227,700 1,326,000 6,045,091 3,632,641 2,954,223 General government programs4,743,552 1,084,221 7,463,605 Impact Fees Programs4,350,000 4,069,800 3,542,700 411,592 9,410,273 549,349 Open space programs183,400 194,300 1,582,425 983,402 1,265,620 Parkland development programs998,900 1,057,100 1,209,600 Public art programs293,700 373,700 347,400 Assigned to: Contingency Fund900,000 Subsequent years expenditures8,997,800 4,359,300 5,413,900 3,552,319 2,606,757 2,659,851 Unassigned(2,500) 1,039 (83) Total all other governmental funds 15,312,200 20,104,600 9,097,900 18,605,600 14,544,400 15,352,400 21,353,232 22,476,959 20,498,689 Total all governmental funds 34,142,200$ 34,933,700$ 13,991,900$ 20,212,000$ 31,513,500$ 28,228,800$ 34,290,100$ 41,670,411$ 47,043,766$ 50,124,221$ Note:The City implemented GASB Statement No. 54 in the 2010-11 fiscal year which requires the City to use new designations of ending fund balances. Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Revenues: Taxes Sales and Use - general 13,993,800$ 13,581,700$ 12,070,700$ 10,723,900$ 12,098,600$ 13,290,000$ 14,242,200$ 15,405,808$ 15,272,683$ 17,498,218$ Sales and Use - Measure Y 1,000,000 5,996,600 5,641,400 5,252,500 5,616,300 6,237,500 6,493,800 6,774,365 7,136,297 7,178,159 Prop. 172 Public Safety 308,700 288,400 308,400 257,900 271,300 307,400 327,700 391,567 409,590 405,066 Property 8,255,000 8,374,200 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 Transient Occupancy 4,786,000 5,054,700 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 Utility Users 4,096,100 4,177,700 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 Property tax in-lieu of VLF (Note 1)3,061,500 3,280,100 3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 Franchise Fees 2,153,700 2,361,700 2,439,400 2,396,700 2,352,100 2,462,300 2,552,300 2,636,599 2,790,077 1,537,922 Business Tax 1,706,700 1,866,400 1,878,500 1,830,100 1,797,800 1,837,500 2,055,300 2,142,971 2,203,208 2,491,516 Real Property Transfer 283,900 213,000 159,100 129,000 133,700 144,000 256,300 287,560 298,191 366,088 Fines, forfeitures and penalties 236,500 228,200 261,000 201,700 171,400 174,300 159,700 150,185 184,320 172,353 Use of money and property 1,751,400 1,605,300 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 Subventions and grants Vehicle License Fees (Note 1)296,700 190,300 166,500 135,000 205,600 45,600 19,300 Other subventions and grants 4,686,800 4,679,000 8,774,200 4,837,000 4,776,500 3,932,100 4,603,140 5,989,881 10,858,570 11,771,980 Charges for services 8,448,700 8,409,500 6,677,700 5,865,700 9,209,300 8,954,500 8,106,600 11,167,033 12,450,887 13,622,945 Other revenues 250,800 633,800 1,810,300 398,000 270,500 36,500 526,500 357,469 217,710 242,744 Total revenues 55,316,300 60,940,600 63,293,600 54,769,900 59,074,300 59,857,300 62,778,240 69,884,645 77,787,061 82,954,329 Expenditures: Current: General Government 6,093,700 6,333,900 6,793,100 7,253,500 6,828,700 8,175,200 8,723,300 9,362,031 10,534,463 12,409,567 Public safety 20,659,600 25,055,900 26,002,400 24,203,800 23,506,100 23,953,200 23,973,400 24,798,500 24,356,077 26,468,454 Transportation 2,173,500 2,539,800 3,224,200 3,019,700 2,901,900 2,865,100 2,798,200 2,882,241 2,969,111 3,317,177 Leisure, cultural and social services 5,705,000 6,398,600 6,598,900 6,279,900 6,268,700 6,704,200 6,790,300 7,155,619 7,250,398 7,428,198 Community development 5,620,100 6,341,600 6,280,800 6,690,200 7,053,500 6,986,300 7,777,400 8,389,957 10,047,272 10,770,827 Debt service: Principal 1,062,400 1,124,300 1,159,900 1,550,200 1,774,000 1,493,200 1,543,000 1,534,668 3,856,325 1,792,849 Interest 1,021,100 953,700 915,900 1,358,500 1,249,200 1,211,800 1,192,700 1,048,671 1,063,820 1,349,216 Debt issuance costs 36,000 Capital: Public safety 1,384,500 1,541,500 1,652,700 4,704,400 494,100 447,900 457,700 892,351 2,371,865 1,220,759 Transportation 2,762,200 6,404,200 6,177,600 4,237,200 6,913,200 9,121,000 5,228,300 4,859,863 14,302,937 15,038,306 Leisure, cultural and social services 1,253,200 670,200 1,213,900 1,188,500 584,500 862,000 395,500 1,272,510 2,399,211 1,463,269 Community development (Note 2)1,288,600 1,270,000 1,382,500 3,893,700 884,100 705,300 70,900 939,017 123,258 149,537 General government 379,500 1,053,400 869,700 3,076,800 1,731,400 274,900 429,700 145,199 1,684,045 590,263 Total expenditures 49,403,400 59,687,100 62,271,600 67,456,400 60,225,400 62,800,100 59,380,400 63,280,627 80,958,782 81,998,422 Excess of revenues over(under) expenditures 5,912,900 1,253,500 1,022,000 (12,686,500) (1,151,100) (2,942,800) 3,397,840 6,604,018 (3,171,722) 955,907 141 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Other Financing Sources(Uses): Sale of surplus property $ $ $ $ 393,900$ 30,200$ $ $ $ $ Issuance of debt/refunding debt 9,067,000 1,080,000 5,050,000 850,775 8,372,323 688,500 Cost of debt issuance (11,500) Payment to refunded bond escrow agent (281,800) (5,442,200) Transfers in 7,215,700 15,350,100 8,655,400 8,081,900 6,464,100 8,121,200 8,407,600 13,834,998 11,682,079 12,747,578 Transfers out (7,566,600) (15,812,100) (8,990,400) (8,383,400) (6,691,300) (8,101,100) (8,292,500) (13,908,769) (12,011,531) (11,311,530) Total other financing sources(uses)(350,900) (462,000) 8,450,200 (301,500) 1,246,700 (341,900) 103,600 777,004 8,042,871 2,124,548 Net change in fund balance 5,562,000$ 791,500$ 9,472,200$ (12,988,000)$ 95,600$ (3,284,700)$ 3,501,440$ 7,381,022$ 4,871,150$ 3,080,455$ Debt service as a percentage of noncapital expenditures 6.10%5.15%4.93%7.24%7.61%6.68%6.62%5.98%8.92%5.20% Notes: 1. Beginning in 2005-06 the State implemented a "VLF swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected on the property tax roll. 2. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 142 Schedule 6 City of San Luis Obispo, California General Fund Operating Expenditure Trends by Type Last Ten Fiscal Years (Modified Accrual Basis of Accounting For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Staffing: Salaries and wages: Regular salaries 18,491,700$ 22,745,800$ 24,310,100$ 24,180,400$ 23,848,400$ 23,432,400$ 23,214,900$ 23,242,170$ 23,804,510$ 24,790,947$ Temporary salaries 2,108,000 2,026,800 1,851,700 1,592,700 1,507,300 1,626,900 1,812,700 2,191,214 2,137,487 1,964,521 Overtime 2,484,600 2,876,000 3,009,200 2,397,500 2,162,500 2,763,100 3,309,000 3,018,181 3,222,698 3,473,489 Benefits: Retirement 6,278,300 7,485,200 8,006,100 7,915,900 7,899,200 8,444,000 7,661,900 7,637,931 7,943,827 9,323,782 Group health/disability ins (Note 1)2,399,900 2,710,000 3,579,400 3,744,200 3,407,500 3,441,700 3,463,500 3,387,101 3,319,117 3,828,238 Medicare 271,700 339,600 363,700 370,300 367,100 371,200 384,400 393,913 408,889 418,704 Unemployment Reimbursements 19,600 42,900 24,100 87,600 35,500 26,200 28,800 31,634 48,588 5,159 Total staffing 32,053,800 38,226,300 41,144,300 40,288,600 39,227,500 40,105,500 39,875,200 39,902,144 40,885,116 43,804,840 Contract services 4,300,300 4,546,400 4,228,700 3,812,400 3,728,100 4,306,000 5,208,900 5,725,290 5,903,638 6,271,607 Other operating expenditures Communications & utilities 1,489,900 1,539,700 1,662,000 1,538,000 1,629,500 1,658,000 1,842,300 2,034,997 1,945,243 2,192,384 Rents & leases 133,400 142,100 147,700 130,500 141,800 136,800 139,600 197,104 159,718 164,729 Insurance: General liability & property 830,300 1,054,900 1,051,500 1,447,300 1,434,600 1,475,600 1,320,700 1,425,450 1,646,605 1,847,422 Workers compensation 1,423,600 1,514,400 1,017,000 760,500 447,100 594,400 918,000 1,405,916 1,631,585 2,019,722 Other operating expenditures 2,874,900 2,699,900 3,061,900 2,399,300 2,544,400 2,696,500 2,910,900 2,991,619 3,635,542 3,079,347 Total operating expenditures 6,752,100 6,951,000 6,940,100 6,275,600 6,197,400 6,561,300 7,131,500 8,055,086 9,018,693 9,303,604 Minor capital 195,800 162,500 90,600 38,300 10,800 14,200 99,400 195,473 78,414 92,853 Total program expenditures 43,302,000 49,886,200 52,403,700 50,414,900 49,163,800 50,987,000 52,315,000 53,877,993 55,885,861 59,472,903 Reimbursed expenditures (3,786,700) (4,075,300) (4,210,800) (4,264,000) (4,449,900) (3,774,900) (3,732,100) (3,897,420) (3,451,208) (4,008,992) Total general fund operating expenditures 39,515,300$ 45,810,900$ 48,192,900$ 46,150,900$ 44,713,900$ 47,212,100$ 48,582,900$ 49,980,573$ 52,434,653$ 55,463,911$ Note: 1. Beginning in 2008-09, the City began to fund retiree health costs on a full accrual basis. The added cost compared with the prior "pay-as-you-go" approach in 2011-12 is $364,800. While this change in accounting increases costs initially, in the not-so-distant future (about 12 years), it becomes a much less expensive option than continuing "pay-as-you-go" cash funding. 143 Schedule 7 City of San Luis Obispo, California Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years For the Fiscal Year Ended June 30 Fiscal Year Homeowners Secured Roll Unitary Unsecured Total Direct Market Value Percentage of Exemptions Gross Value Roll TOTAL Tax Rate (Note 1)Market Value 2006-07 42,698,000$ 5,085,935,700$ 6,905,800$ 240,871,700$ 5,333,713,200$ 1.00%5,333,713,200$ 100% 2007-08 (Note 3)42,600,200 5,456,264,900 5,678,500 254,783,200 5,716,726,600 1.00%5,716,726,600 100% 2008-09 42,384,800 5,828,492,800 5,582,800 274,186,700 6,108,262,300 1.00%6,108,262,300 100% 2009-10 42,222,400 6,008,936,600 4,904,100 277,718,500 6,291,559,200 1.00%6,291,559,200 100% 2010-11 41,929,800 5,985,294,700 5,505,000 279,434,500 6,270,234,200 1.00%6,270,234,200 100% 2011-12 41,988,100 5,894,189,700 6,842,300 275,800,100 6,176,832,100 1.00%6,176,832,100 100% 2012-13 41,572,300 5,963,182,500 5,382,272 279,203,900 6,261,931,900 1.00%6,261,931,900 100% 2013-14 41,327,300 6,152,693,400 5,300,173 295,626,200 6,467,600,400 1.00%6,467,600,400 100% 2014-15 41,185,200 6,512,370,260 5,032,204 297,325,321 6,814,727,785 1.00%6,814,727,785 100% 2015-16 41,518,400 6,965,233,454 4,883,115 305,427,553 7,275,544,122 1.00%7,275,544,122 100% NOTES:1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation. 2. For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues. 3. The decrease in value of utility taxable property in 2007-08 is due to a federally mandated decrease in the assessment ratio on railroad property. Source: HDL CAFR Statistical report Gross Assessed Valuation (Notes 1 and 2) 144 Schedule 8 City of San Luis Obispo, California Property Tax Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 2004-05 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Proposition 13 maximum tax rate (Note 2)1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Voter approved indebtedness: State water project 0.002 0.002 0.002 0.002 0.002 0.003 0.003 0.004 0.004 0.004 0.004 Elementary and high school Bond and lease agreements 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Total (Notes 1 and 3)1.002 1.002 1.002 1.002 1.002 1.003 1.003 1.004 1.004 1.004 1.004 Notes: 1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City. 2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit. 3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2008-09: Base ERAF Net Rate Allocation Apportionment San Luis Coastal Unified School District 36.1 36.1 San Luis Obispo County - General Fund 30.32 (8.2) 22.12 City of San Luis Obispo 18.36 *(3.5) 14.86 San Luis Obispo Community College District 6.4 6.4 County School Services 3.8 3.8 City/County Library 2.00 (0.3) 1.7 Port San Luis Harbor 1.6 (0.4) 1.2 Other Agencies 1.4 (0.1) 1.3 Education Revenue Augmentation Fund (ERAF)12.5 12.5 Total 100%0%100% * The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies, resulting in an effective rate for the City of approximately 14.9%. Source: Prepared by HdL, Coren & Cone Data source: San Luis Obispo County Assessor 2015-16 Annual Tax Increment Tables 145 Schedule 9 City of San Luis Obispo, California Principal Property Taxpayers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Number of Secured Percent of Total Number of Secured Percent of Total Owner Parcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed Value Jamestown Premir SLO Court Etal 9 105,432,430$ 1 1.51% CAP VIII Mustang- LLC 4 78,358,102 2 1.12%6 70,825,000$ 1 1.48% Sierra Vista Hospital Inc.8 77,979,526 3 1.12% Charles Pasquini Jr Trust 9 61,066,537 4 0.88% SLO Promenade Limited Partnership 10 50,419,038 5 0.72% Irish Hills Plaza West II LLC 6 46,963,546 6 0.67% Costco Wholesale Corporation 1 34,284,730 7 0.49%1 30,538,946 4 0.49% Marigold Center LLC 9 29,923,245 8 0.43%9 23,573,510 10 0.49% Bre Atlas Property Owner LLC 1 27,900,000 9 0.40% Target Corporation 1 26,413,114 10 0.38% Alta Vista Park Homeowners Association 97 61,358,138 2 Catholic Healthcare West 5 34,329,506 3 0.72% City of San Luis Obispo 144 29,196,776 5 0.61% SLO Promenade Limited Partnership 7 27,815,641 6 0.58% John E. & Carole D. King 13 28,310,959 7 0.59% KLA SLO LLC 7 27,815,641 8 0.58% Charter Communications Properties 4 23,619,263 9 0.49% Total 538,740,268$ 7.72%357,383,380$ 6.03% Source: DHL CAFR report. 2015-16 2006-07 146 Schedule 10 City of San Luis Obispo, California Secured Property Tax Roll Levies and Collections Last Ten Fiscal Years For the Fiscal Year Ended June 30 Total Secured Current Year Percent Fiscal Tax Levy Current Year Percent Delinquencies Delinquent Year (Notes 1 and 2)Collections Collected (Note 3)(Note 3) 2006-07 7,354,900 7,354,900 100%0 0 2007-08 7,868,700 7,868,700 100%0 0 2008-09 8,335,400 8,335,400 100%0 0 2009-10 8,456,800 8,456,800 100%0 0 2010-11 8,405,600 8,405,600 100%0 0 2011-12 8,269,300 8,269,300 100%0 0 2012-13 8,151,000 8,151,000 100%0 0 2013-14 8,601,630 8,601,630 100%0 0 2014-15 9,097,280 9,097,280 100%0 0 2015-16 9,707,340 9,707,340 100%0 0 Notes: 1. The secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. The amount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues. 2. The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. For example, in 2012-13 revenue to the City from supplemental assessments was $99,500 and $215,100 from unsecured. A one-time refund was received from the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762. 3. The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection and retains any delinquent taxes and related penalties and interest. Source: San Luis Obispo County Auditor-Controller 147 Schedule 11 City of San Luis Obispo, California Schedule of Taxable Sales and Permits by Category Last Ten Calendar Years 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015* Sales In Thousands of Dollars Apparel stores 49,051$ 54,345$ 59,309$ 77,252$ 80,562$ 76,229$ 73,441$ 75,136$ 75,491$ 78,647$ General merchandise stores 171,001 172,347 167,887 124,576 126,079 152,044 171,942 174,094 179,741 182,753 Food and drug stores 44,768 45,703 48,084 55,870 54,729 58,556 45,284 46,725 47,702 49,279 Eating & drinking places 122,292 126,865 127,274 124,060 122,777 130,853 140,337 145,602 156,393 169,382 Home furnishings & appliances 52,454 54,932 63,568 69,187 67,337 65,903 69,138 65,835 68,891 68,891 Building materials & farm tools 124,900 108,793 82,154 73,812 74,342 83,735 112,229 127,035 131,741 134,500 Auto dealers & supplies 251,173 241,008 196,579 157,271 174,302 191,495 231,097 273,692 291,444 291,444 Service stations 83,495 81,030 82,142 71,512 85,017 103,286 109,072 104,420 103,140 89,773 Other retail stores 181,231 177,222 151,130 117,825 121,504 128,522 259,218 256,955 262,830 275,323 Total retail stores 1,080,365 1,062,245 978,127 871,365 906,649 990,623 1,211,758 1,269,494 1,317,373 1,339,992 All other outlets 147,714 163,925 185,666 160,931 173,589 197,831 267,561 295,961 299,049 355,260 Total 1,228,079$ 1,226,170$ 1,163,793$ 1,032,296$ 1,080,238$ 1,188,454$ 1,479,319$ 1,565,455$ 1,616,422$ 1,695,252$ Permits Apparel stores 78 91 103 113 120 111 122 131 103 175 General merchandise stores 20 20 27 14 14 14 12 12 14 25 Food and drug stores 37 33 34 42 45 49 53 55 53 58 Eating & drinking places 185 187 196 180 185 188 204 213 239 233 Home furnishings & appliances 75 74 73 88 91 86 88 84 81 88 Building materials & farm tools 30 30 30 40 40 39 41 39 39 41 Auto dealers & supplies 53 63 58 69 70 64 62 60 65 59 Service stations 22 24 21 21 21 17 17 17 17 17 Other retail stores 364 358 348 610 590 579 602 661 722 584 Total retail stores 864 880 890 1,177 1,176 1,147 1,201 1,272 1,333 1,280 All other outlets 1,075 1,074 1,024 672 688 656 666 664 678 872 Total 1,939$ 1,954$ 1,914$ 1,849$ 1,864$ 1,803$ 1,867$ 1,936$ 2,011$ 2,152$ Source: State Board of Equalization, State of California Taxable Sales in California, and The HDL Companies. * 2015 is the last year information available. 148 Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rates Effective End State Local City Combined Date Date Jurisdiction Transportation Fund Rate Rate 8/1/1933 6/30/1935 (Note 2)2.50%2.50% 7/1/1935 6/30/1943 3.00%3.00% 7/1/1943 6/30/1949 2.50%2.50% 7/1/1949 12/31/1961 3.00%3.00% 1/1/1962 7/31/1967 3.00%1.00%4.00% 8/1/1967 6/30/1972 4.00%1.00%5.00% 7/1/1972 6/30/1973 3.75%0.25%1.00%5.00% 7/1/1973 9/30/1973 4.75%0.25%1.00%6.00% 10/1/1973 3/31/1974 3.75%0.25%1.00%5.00% 4/1/1974 11/30/1989 4.75%0.25%1.00%6.00% 12/1/1989 12/31/1990 5.00%0.25%1.00%6.25% 1/1/1991 7/14/1991 4.75%0.25%1.00%6.00% 7/15/1991 12/31/2000 6.00%0.25%1.00%7.25% 1/1/2001 12/31/2001 5.75%0.25%1.00%7.00% 1/1/2002 6/30/2004 6.00%0.25%1.00%7.25% 7/1/2004 3/31/2007 (Note 3)6.25%0.25%0.75%(Note 3)7.25% 4/1/2007 3/31/2009 6.25%0.25%1.25%(Note 4)7.75% 4/1/2009 7.25%0.25%1.25%8.75% 7/1/2011 6.25%0.25%1.25%7.75% 1/1/2013 7.25%0.25%0.50%8.00% 1/1/2014 7.25%0.25%0.50%8.00% 1/1/2015 7.25%0.25%0.50%8.00% 1/1/2016 7.25%0.25%0.50%8.00% Notes: 1. The Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January 1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax. 2. Sales tax only. The use tax was enacted effective July 1, 1935. 3. In March 2004, a State ballot measure was passed issuing deficit reduction bonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% of the local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would then be "made whole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, the effective rate for revenue purposes remains at 1%. 4. In November 2006, voters in San Luis Obispo approved a local sales tax measure increasing the City rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years. Source: State Board of Equalization, State of California 149 Schedule 13 City of San Luis Obispo, California Schedule of Business Tax Certificates Issued Fiscal Years Ended June 30, 2016 and 2015 No. of No. of Certificates Percent Certificates Percent Construction 993 13.1%948 12.1% Manufacturing 132 1.7%131 1.7% Transportation/Utilities 31 0.4%39 0.5% Wholesale 139 1.8%128 1.6% Retail 819 10.8%1,018 13.0% Professional 871 11.5%1,080 13.8% Residential Rental 2,509 33.0%2,358 30.2% Commercial Rental 228 3.0%314 4.0% Services 1,875 24.7%1,789 22.9% Total business certificates issued 7,597 100%7,805 100% Home occupations 614 8.1%673 8.6% Located outside City limits 2,018 26.6%1,602 20.5% Located in Downtown Business Improvement District 612 8.1%592 7.6% Source: City of San Luis Obispo Finance Department- Revenue Division 20152016 150 Schedule 14 City of San Luis Obispo, California Per Capita Outstanding Debt by Type Last Ten Fiscal Years For the Fiscal Year Ended June 30 Lease Lease Installment Percentage of Fiscal Purchase Lease Sales Total Primary Per Gross Assessed Year Bonds Financing Loans Bonds Financing Agreement Loans Government Capita Value 2006-07 23,072,700$ 304,800$ 36,947,300$ 1,649,400$ 25,922,200$ 87,896,400$ 1,987 1.65% 2007-08 21,994,400 258,900 35,345,600 1,400,400 2,050,000 23,600,700 84,650,000 1,894 1.48% 2008-09 29,949,300 211,200 35,330,700 1,142,100 2,050,000 31,219,700 99,903,000 2,232 1.64% 2009-10 28,448,900 161,400 33,946,100 872,900 1,950,000 28,554,000 93,933,300 2,090 1.49% 2010-11 26,806,500 1,109,800 32,503,500 593,500 1,845,000 25,807,000 88,665,300 1,973 1.41% 2011-12 24,962,100 955,900 30,082,900 302,300 1,735,000 22,976,300 81,014,500 1,788 1.31% 2012-13 23,574,900 823,400 2,025,100 28,625,150 1,620,000 20,309,200 76,977,750 1,690 1.23% 2013-14 22,152,010 711,622 850,775 27,083,025 8,979,000 19,446,784 79,223,216 1,742 1.27% 2014-15 28,556,715 1,127,606 766,092 25,983,320 8,481,043 18,559,851 83,474,627 1,836 1.28% 2015-16 27,199,515 1,374,773 679,314 24,840,500 7,932,327 17,647,622 79,674,051 1,718 1.14% Sources: City of San Luis Obispo Finance Department Governmental Activities Business-Type Activities 151 Schedule 15 City of San Luis Obispo, California Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capital Last Ten Fiscal Years For the Fiscal Year Ended June 30 Service Ratio of Net Net Taxable General Payable from Net Bonded Debt Net Bonded Assessed Bonded Enterprise Bonded to Assessed Debt per Fiscal Year Population Value Debt Revenues Debt Value Capita 2006-07 44,239 5,333,713,200$ 0 0 0 0.0%0 2007-08 44,697 5,716,726,600 0 0 0 0.0%0 2008-09 44,750 6,108,262,300 0 0 0 0.0%0 2009-10 44,948 6,291,559,300 0 0 0 0.0%0 2010-11 45,418 6,270,234,200 0 0 0 0.0%0 2011-12 45,308 6,176,832,100 0 0 0 0.0%0 2012-13 45,541 6,261,931,900 0 0 0 0.0%0 2013-14 45,473 6,454,835,328 0 0 0 0.0%0 2014-15 45,484 6,814,727,785 0 0 0 0.0%0 2015-16 46,377 7,275,544,122 0 0 0 0.0%0 Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. 2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Sources: HDL 2015-16 Reports -Asset Value and demographic tables 152 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt Fiscal Year Ended June 30, 2016 Amount Applicable Percent Applicable to the City of to the City of San Luis Obispo San Luis Obispo as of June 30, 2016 Direct long-term debt: City of San Luis Obispo 2001 Refunding Lease Revenue Bonds (1999)100.000%-$ City of San Luis Obispo 2002 Water Revenue Refunding Bonds (1993)100.000%- City of San Luis Obispo 2004 Refunding Lease Revenue Bonds (1994) 100.000%- City of San Luis Obispo 2005 Refunding Revenue Bonds (1996)100.000%3,815,000 City of San Luis Obispo 2006 Lease Revenue Bonds 100.000%12,870,000 City of San Luis Obispo 2006 Water Revenue Bonds 100.000%13,410,000 City of San Luis Obispo 2009 Lease Revenue Bonds 100.000%6,900,035 City of San Luis Obispo 2012 Refunding Revenue Bonds (2001)100.000%4,185,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)100.000%3,425,000 City of San Luis Obispo 2014 LOVR lease Revenue Bonds 100.000%7,435,000 52,040,035 Overlapping long-term debt (percentage of overlapping agency's assessed valuation located within boundaries of the City): San Luis Obispo County Certificates of Participation 15.885%4,320,260 San Luis Obispo County Pension Obligations 15.885%16,076,294 San Luis Community College District Certificates of Participation 15.825%1,215,535 City of San Luis Obispo Lease Revenue Bonds 100.000%35,205,000 56,817,089 Less: City of San Luis Obispo obligations supported by enterprise revenues 8,005,500 Total gross direct and overlapping long-term debt 48,811,589 Less self-supporting issues: City of San Luis Obispo 2001 Refunding Lease Revenue Bonds (1999) - Water Fund supported portion - City of San Luis Obispo 2002 Water Revenue Refunding Bonds (1993)- City of San Luis Obispo 2004 Refunding Lease Revenue Bonds (1994) - Parking Fund supported portion - City of San Luis Obispo 2006 Lease Revenue Bonds - Parking Fund supported portion 6,949,800 City of San Luis Obispo 2006 Water Revenue Bonds 13,410,000 City of San Luis Obispo 2009 Lease Revenue Bonds - Parking/Sewer/Water Funds supported portion 1,055,720 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)3,425,000 Total self-supporting issues 24,840,520 23,971,069$ Ratio of long-term debt to assessed valuation and population Gross Assessed Valuation 7,275,544,122$ Population 46,377 153 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt, continued Fiscal Year Ended June 30, 2016 Percent of Gross Per Capita Amount Assessed Valuation Long-Term Debt Direct and Overlapping Debt: Gross $48,811,589 0.7%$1,052.50 Net 23,971,069 0.3%517 Direct Debt: Gross $52,040,035 0.7%$1,122.11 Net 27,199,515 0.4%586 Source: California Municipal Statistics, Inc. DHL CAFR report. 154 Schedule 17 City of San Luis Obispo, California Computation of Legal Debt Margins Last Ten Fiscal Years (amounts expressed in thousands) For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Legal debt limit 199,755$ 214,377$ 229,059$ 235,815$ 234,887$ 231,384$ 234,822$ 241,812$ 244,175$ 272,833$ Total debt applicable to limit Legal debt margin 199,755 214,377 229,059 235,815 234,887 231,384 234,822 241,812 244,175 272,833 Total debt applicable to the limit as a percentage of debt limit 0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00% Legal Debt Margin Calculation for Fiscal Year 2015-16 Gross Assessed Valuation 7,275,544,122$ Legal Debt Limit - 3.75% of Gross Assessed Valuation 272,832,905$ Long-term Debt: Revenue Bonds Secured by Capital Leases 35,205$ Water Revenue Bonds 16,835 Less deductions allowed by law: Revenue Bonds Secured by Capital Leases 35,205 Water Revenue Bonds 16,835 52,040 Total debt applicable to computed limit -$ Legal debt margin 272,832,905$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. 155 Schedule 18 City of San Luis Obispo, California Revenue Bond Coverage – Water Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 Less Operating &Net Revenue Coverage Fiscal Operating Development Other Maintenance Available for With Year Revenues Impact Fees Revenues Expenses Bond Debt Service Principal Interest Total Coverage Impact Fees 2006-07 11,565,200$ (1,479,900)$ 1,669,400$ (7,999,700)$ 3,755,000$ 1,246,700$ 1,109,700$ 2,356,400$ 159%222% 2007-08 12,668,800 (1,386,300)759,100 (7,111,600)4,930,000 1,392,100 1,243,000 2,635,100 187%240% 2008-09 13,447,400 (663,000) 1,339,700 (7,877,500) 6,246,600 1,420,300 1,200,368 2,620,668 238%264% 2009-10 13,755,800 (448,200) 719,800 (7,603,500) 6,423,900 1,078,960 1,171,884 2,250,844 285%305% 2010-11 14,256,100 (639,600)384,500 (12,389,200)1,611,800 1,107,790 1,137,021 2,244,811 72%100% 2011-12 16,266,300 (643,200)825,400 (13,666,100)2,782,400 1,146,885 1,137,445 2,284,330 122%150% 2012-13 18,250,700 (1,578,100)97,500 (13,353,300)3,416,800 1,096,215 995,419 2,091,634 163%239% 2013-14 19,676,199 (819,477)215,915 (13,996,427)5,076,210 1,160,700 964,148 2,124,848 239%277% 2014-15 20,552,417 (2,471,501)59,594 (13,451,298)4,689,212 1,285,686 906,775 2,192,461 214%327% 2015-16 20,137,422 (1,543,268)53,731 (14,056,603)4,591,282 1,245,486 881,318 2,126,804 216%332% Notes: 3. Net revenues available for debt service exclude development impact fees. 4. Operating expenses exclude depreciation and amortization. Source: City of San Luis Obispo Utilities Department 2. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements 1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loan 156 Schedule 19 City of San Luis Obispo, California Revenue Bond Coverage – Parking Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 Net Revenue Fiscal Gross Operating Available for Year Revenues Expenses Bond Debt Service Principal Interest Total Coverage 2006-07 4,265,500$ (2,021,000)$ 2,244,500$ 390,600$ 534,700$ 925,300$ 243% 2007-08 4,027,500 (2,032,500)1,995,000 400,100 480,700 880,800 226% 2008-09 4,007,900 (2,344,300) 1,663,600 415,800 462,500 878,300 189% 2009-10 3,788,300 (2,142,400) 1,645,900 599,600 449,200 1,048,800 157% 2010-11 3,730,100 (2,190,200)1,539,900 621,800 428,700 1,050,500 147% 2011-12 3,688,200 (2,351,400)1,336,800 642,600 408,100 1,050,700 127% 2012-13 4,726,000 (2,440,600)2,285,400 663,500 386,000 1,049,500 218% 2013-14 4,122,860 (2,488,797)1,634,063 690,600 361,822 1,052,422 155% 2014-15 4,905,494 (2,409,027)2,496,467 447,962 504,407 952,369 262% 2015-16 4,606,249 (2,757,299)1,848,950 466,185 501,631 967,816 191% Notes: 1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund. 2. Operating expenses exclude depreciation. Source: City of San Luis Obispo Finance Department. Bonded Debt Service Requirements 157 Schedule 20 City of San Luis Obispo, California Demographic and Economic Statistics Last Ten Fiscal Years For the Fiscal Year Ended June 30 Median Public Elementary Cuesta Community Fiscal Household Median and Secondary School College Unemployment Year Population (1)Income (2)Age (1)Enrollment (4)Enrollment (3)Rate (1) 2006-07 44,239 38,328$ 30.1 6,989 8,671 4.10% 2007-08 44,697 49,827 30.1 6,982 8,983 4.30% 2008-09 44,750 42,526 37.3 7,123 9,720 9.10% 2009-10 44,948 40,579 27.0 7,112 8,433 9.70% 2010-11 45,418 53,978 23.4 7,226 7,890 9.60% 2011-12 45,308 57,365 24.5 7,402 7,339 7.50% 2012-13 45,541 58,630 24.5 7,368 7,289 6.40% 2013-14 45,473 59,628 25.3 7,366 7,389 5.70% 2014-15 45,484 63,474 25.0 7,520 6,850 5.90% 2015-16 46,377 62,648 25.0 7,110 6,691 4.90% Sources: 1. 2015-16 CAFR Statistical Reports by The HdL Companies. 2. http://www.california-demographics.com/san-luis-obispo-county-demographics 3. Cuesta Community College Admissions Office. Note: Enrolled students (head count) San Luis Obispo campus only 4. San Luis Coastal Unified School District Annual Community Report. Note: The boundaries of SLCUSD are significantly larger than the City. The above school enrollment information also includes these outlaying areas, most notably Los Osos, Morro Bay, and Avila Beach. 158 Schedule 21 City of San Luis Obispo, California Principal Employers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Percentage Percentage Number of Total City Number of Total City Employer Employees Rank Employment Employees Rank Employment Cal Poly State University 3,055 1 10.70%2677 1 6.77% County of San Luis Obispo 2,800 2 8.80%2546 2 6.44% P.G. & E (Diablo Canyon)1,900 3 6.70%1800 3 4.55% California Men's Colony 1,540 4 5.40%1800 4 4.55% Cal Poly Foundation (Corporation)1,400 5 4.90%1400 5 3.54% San Luis Coastal Unified School District 902 6 3.20%821 7 2.08% Sierra Vista Regional Medical Center 700 7 735 8 1.86% Mindbody 650 8 2.30% California Department of Transportation 544 9 1.90% Cuesta Community College 440 10 1.50%830 6 2.10% City of San Luis Obispo 557 9 1.41% French Hospital 492 10 1.24% Total 13,931 45.40%13,658 34.54% Note: Source for the 2015-16 employers information is the 2015 Pacific Coast Business Times (The List ). This information represents employers in San Luis Obispo County. 2006-072015-16 159 Schedule 22 City of San Luis Obispo, California Regular Authorized Positions Last Ten Fiscal Years For the Fiscal Year Ended June 30 Function 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Public Safety Police Sworn 58.0 64.0 64.0 59.0 59.0 57.0 57.0 60.0 60.0 61.0 Non-sworn 27.0 28.0 28.0 27.5 27.5 26.5 25.5 25.5 25.5 25.5 Fire Sworn 43.0 44.0 44.0 44.0 44.0 44.0 44.0 49.0 49.0 50.0 Non-sworn 9.0 10.0 10.0 9.8 9.0 7.8 6.8 4.0 4.0 4.0 Public Utilities 63.8 66.8 66.8 63.8 63.8 60.9 61.9 64.8 64.8 67.1 Transportation 25.5 32.0 32.0 30.0 29.2 31.8 31.8 28.9 28.9 36.8 Leisure, Cultural and Social Services 28.0 33.0 33.0 33.0 33.0 32.0 32.0 34.0 34.0 35.0 Community Development 38.6 40.3 40.3 37.3 37.3 42.8 43.8 39.5 40.0 51.0 General Government 55.9 58.5 59.5 54.8 54.8 50.5 52.2 56.0 56.0 57.0 Total 348.8 376.6 377.6 359.2 357.6 353.3 355.0 361.7 362.2 387.4 Ratio of Sworn Police Personnel per 1,000 Population:* 1.31 1.43 1.43 1.31 1.30 1.26 1.25 1.32 1.32 1.33 Ratio of Sworn Fire Personnel per 1,000 Population:*0.97 0.98 0.98 0.98 0.97 0.97 0.97 1.08 1.08 1.06 * Does not include the Cal Poly student and faculty population served. Note: See Schedule of Demographic and Economic Statistics for population data. Source: City of San Luis Obispo Finance Department 160 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Function/Program: Police: Calls for police/fire service 33,832 33,580 33,211 32,057 32,074 34,751 36,236 34,659 36,515 38,300 Incident numbers issued 29,652 29,275 28,855 27,555 27,595 29,991 31,156 29,277 31,048 32,542 Police reports written 7,705 8,053 7,839 7,454 7,661 8,322 9,192 8,665 8,435 8,852 Traffic citations issued 7,635 6,389 7,099 * Other citations issued 629 703 1,315 * Violations cited 5,264 6,389 8,410 8,471 5,939 8,119 7,213 5,793 6,648 7,673 Citations issued 4,774 5,811 7,737 7,398 5,380 7,718 6,665 5,275 6,204 7,038 Collision reports 870 871 693 718 728 669 643 625 630 587 Violent crimes:**162 163 136 140 126 134 117 158 237 173 Willful homicide**3 2 1 0 0 0 Forcible rape**22 27 32 30 27 24 18 31 44 29 Robbery**25 39 38 39 35 34 19 26 25 13 Aggravated assault**115 99 66 71 64 74 79 101 168 131 Property crimes:**726 702 649 620 640 714 804 713 542 637 Burglary**358 312 334 324 372 330 414 328 206 225 Motor vehicle theft**96 84 55 68 54 107 81 63 71 87 Larceny-theft:**1,273 1,450 1,328 1,240 1,260 1,345 1,476 1,384 1,162 1,335 Over $400**272 306 260 228 214 277 309 322 265 325 $400 and under**1,001 1,144 1,068 1,012 1,046 1,068 1,167 1,062 897 1,010 Fire: Medical responses***(Note 4)2,564 2,788 2,613 3,325 2,799 2,856 2,985 3,232 3,417 3,540 Fire suppression responses***(Note 4)100 321 110 133 101 102 95 105 111 151 Hazardous materials responses***(Note 4)36 29 26 36 23 17 21 15 21 22 Other responses***(Note 4)1,504 1,302 1,897 1,224 1,528 1,552 1,812 1,840 1,929 2,158 Total service responses***4,204 4,440 4,646 4,718 4,451 4,527 4,913 5,192 5,478 5,871 Fire and life-safety inspections***2,063 1,684 1,977 1,110 2,489 2,431 2,494 644 2,476 2,516 Arson investigations***47 38 29 47 22 18 49 44 17 44 Education activities (# of people)***17,200 18,000 15,000 14,000 20,106 23,120 23,377 23,945 23,697 23,680 161 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Function/Program: Public Utilities: Water/Sewer customer accounts 14,260 14,380 14,682 14,875 14,734 14,695 14,742 14,899 14,953 15,167 Miles of sewerline 133 133 137 137 137 137 137 197 139.6 Miles of waterline 170 182 182 185 185 187 187 *187 191 Water service line repairs and renewals*****250 225 142 95 86 50 66 58 60 50 Sewer main stoppages 12 8 12 10 9 7 12 15 13 Acre feet of water delivered - Nacimiento 981 2,321 663 1,506 839 3574 Acre feet of water delivered - Salinas 1,818 1,944 2,473 2,736 2,640 2,149 2,378 1,444 1,986 8 Acre feet of water delivered - Whale Rock 5,003 4,855 4,280 3,402 1,277 2,875 3,212 2,615 1,375 Transportation: Signals and lights: Intersections with traffic signals 60 67 70 68 70 Traffic signal service requests 100 80 85 80 85 Streetlights operated & maintained 220 2,230 2,300 2,300 2,300 Streetlight service requests 285 500 180 175 45 Parking spaces: Estimated miles of paved streets 125 125 125 125 130 132 132 133 133 133 Pavement condition index 75 74 74 73 74 72 71 72 72 71 Number of street lights 2,260 2,300 2,300 2,179 2,270 2,270 2,270 2,300 2,300 2,300 Traffic collisions 871 865 789 708 597 621 593 660 720 531 Parking spaces provided (lot, garage & street)3,065 3,059 3,060 3,059 3,067 3,065 3,071 3,119 3176 2953 Parking citations written 43,080 39,234 40,062 30,087 30,278 26,515 28,690 23,957 20,690 24,213 Total transit passengers 934,534 1,003,805 1,032,232 1,019,852 1,045,299 1,118,519 1,109,600 1,122,000 1,099,274 1,209,708 162 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Function/Program: Leisure, Cultural and Social Services: Open space acres maintained 3,015 3,015 3,015 3,420 3,420 3,510 3,510 3,510 3,510 3,510 Open space easement acres 2,479 2,482 3,139 3,161 161 3,200 3,200 3,200 3,200 3,200 Trail mileage 35 35 38 40 40 45 47 49 49 52 Total golf rounds played 45,635 40,216 42,438 34,376 32,228 34,699 33,067 34,766 33,674 30,572 Acres of park landscape maintained 157 157 157 157 157 157 157 157 157 157 Trees in City jurisdiction 18,600 18,600 18,600 17,779 18,700 18,700 18,700 18,700 19,000 20,000 Children's services enrollment totals 811 920 816 900 1,664 1,755 1,605 2,338 2,360 2,115 Triathlon: participants, spectators and volunteers 4,800 6,470 6,600 6,700 5,400 6,000 6,525 6,000 5,500 5,200 Annual senior attendance (total)14,900 13,915 14,576 14,250 14,500 14,000 14,200 *** Facility permits processed 2,020 1,645 1,273 1,971 1,806 1,803 1,269 1,416 836 1,305 Annual aquatics attendance (total)49,174 55,691 61,264 60,052 56,676 56,042 67,000 73,903 83,107 68,403 Adult athletic teams registered 229 235 229 255 245 320 325 338 320 325 Youth athletic participants registered 1,065 1,500 1,625 1,650 1,320 1,400 1,300 1,200 1,350 1,300 Special event applications processed 50 55 53 57 68 78 84 103 103 77 Banner permits processed 75 62 71 65 72 86 76 82 47 87 Instructional class enrollments 1,539 1,905 2,017 1,837 1,628 1,400 1,308 1,424 1,751 1,151 163 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Function/Program: Community Development: Housing characteristics: Single family units 10,691 10,729 10,793 10,808 10,951 10,969 10,994 11,133 11,230 2-4 units 2,253 2,337 2,337 2,350 2,634 2,650 2,656 2,692 2,695 5 or more unit structures 5,656 5,654 5,654 5,702 5,596 5,596 5,647 5,767 5,804 Mobile homes 1,502 1,502 1,534 1,534 1,482 1,482 1,482 1,482 1,482 Total 20,102 20,222 20,318 20,394 - 20,663 20,697 20,779 21,074 21,211 Housing units (replaces above categories)20,578 Households (replaces above categories)1,361 Building permits issued (Note 1):601 544 475 438 442 463 566 511 597 584 Residential: Single family residential (Note 2)31 25 28 16 7 13 48 59 114 97 Multi-family residential 16 19 5 5 3 10 6 8 32 5 Non-residential 31 19 4 1 7 5 7 9 27 13 Other permits: Additions, alternations, demolitions (Note 4)523 498 454 416 499 459 530 458 460 522 Other improvements Total 601 561 491 438 516 487 591 534 1,230 637 Approximate value of building permits (in thousands) Residential: Single family residential 6,521$ 6,172$ 6,800$ 4,424$ 6,085$ 3,278$ 15,698$ 15,412$ 36,722$ 26,441$ Multi-family residential 9,592 11,843 4,286 2,528 926 3,847 1,560 6,744 26,499 13,500 Non-residential 15,209 20,340 10,482 525 16,608 5,142 1,935 15,310 9,791 11,484 Other permits: Additions, alternations, demolitions (Note 4)17,689 21,741 21,080 26,464 15,948 16,589 20,761 19,139 22,897 30,320 Other improvements Total 49,011$ 60,096$ 42,648$ 33,941$ 39,567$ 28,856$ 39,954$ 56,605$ 95,909$ 81,745$ Building inspections conducted 8,888 8,477 10,371 8,359 10,210 13,685 10,543 8,996 6,641 7,195 Home occupation permits processed 151 149 175 146 126 117 142 129 113 163 Development permit applications received 323 286 223 194 172 148 217 311 293 253 164 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 Function/Program: General Government: Business tax certificates issued: Located outside city limits 1,555 1,452 1,487 1,548 1,569 1,670 1,670 1,472 1602 2018 Total certificates issued 7,190 7,297 7,458 7,090 6,873 7,086 7,086 6,934 7805 7597 Human resources recruitments (total)68 96 46 46 42 59 91 105 129 103 Fleet vehicles maintained 200 241 280 301 City-wide fleet & equipment assets 290 290 290 290 300 318 Replaces prior category Telephone lines managed 740 800 925 1,003 1,003 1,024 981 995 1037 1005 Cell phones supported****240 260 343 348 351 338 344 383 460 453 IT users supported 450 450 450 450 450 498 498 490 511 515 * Data Not Available ** Data from California Department of Justice based on calendar year *** Data is based on calendar year **** Includes cellular modems (70) (90 for 11-12) ***** The 2013-14 amount now includes recycled waterline. Notes: Some workload indicators are projections. 1. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits. 2. Condominiums are included with single family residential. 3. Swimming pools are included with additions, alterations and demolitions. 4. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. Source: City of San Luis Obispo Departments 165 Schedule 24 City of San Luis Obispo, California Water System Statistical Data For the Fiscal Year Ended June 30 Fiscal Historic Increase/Sales Increase/Deliveries Increase/ Year Connections (Decrease)Revenues (Decrease)In Acre Feet (Decrease) 2006-07 *14,260 -1.14%9,692,549$ 14.81%6,986 7% 2007-08 14,380 0.84%10,950,284 12.98%6,988 0% 2008-09 14,493 0.79%12,447,592 13.67%6,320 -10% 2009-10 14,875 2.64%13,025,900 4.65%5,612 -11% 2010-11 14,777 -0.66%13,302,800 2.13%5,909 5% 2011-12 14,537 -1.62%15,291,008 14.95%5,999 2% 2012-13 14,758 1.52%16,163,012 5.70%5,823 -3% 2013-14 14,899 0.01%18,398,901 13.83%5,933 2% 2014-15 14,847 0.01%17,530,717 -4.72%5,354 -10% 2015-16 15,167 1.40%17,939,024 2.33%4,957 -7% Source: City of San Luis Obispo Utilities Department. * Sales revenues amounts were reviewed in FY 2014-15 and updated to reflect actual values beginning with fiscal year 2006-07. 166 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial 2007 0-5 hcf $3.28 $35.56 $28.01 $35.56 6-25 hcf $4.11 plus $4.29 per ccf over 5 ccf 26 + hcf (note 2)$5.14 2008 0-5 hcf $3.71 $5.00 min. charge per $5.00 min. charge per $5.00 min. charge per 6-25 hcf $4.64 dwelling unit account account 26 + hcf (note 2)$5.81 $5.05/unit volume charge**$5.05/unit volume charge**$5.05/unit volume charge 2009 0-5 hcf $4.19 $5.50 min. charge per $5.50 min. charge per $5.50 min. charge per 6-25 hcf $5.24 dwelling unit account account 26 + hcf (note 2)$6.57 $5.56/unit volume charge**$5.56/unit volume charge**$5.56/unit volume charge 2010 0-5 hcf $4.69 $6.00 min. charge per $6.00 min. charge per $6.00 min. charge per 6-25 hcf $5.87 dwelling unit account account 26 + hcf (note 2)$7.36 $6.63/unit volume charge **$6.63/unit volume charge**$6.63/unit volume charge 2011 0-5 hcf $5.21 $6.55 min. charge per $6.55 min. charge per $6.55 min. charge per 6-25 hcf $6.52 dwelling unit account account 26 + hcf (note 2)$8.17 $7.22/unit volume charge **$7.22/unit volume charge **$7.22/unit volume charge ** 2012 0-5 hcf $5.73 $7.01 min. charge per $7.01 min. charge per $7.01 min. charge per 6-25 hcf $7.17 dwelling unit account account 26 + hcf (note 2)$8.99 $7.73/unit volume charge **$7.73/unit volume charge ** 2013 Base Fee $5.00 $7.73 min. charge per $7.73 min. charge per $7.73 min. charge per 0-8 hcf $6.56 dwelling unit account account 8 + hcf $8.20 $8.52/unit volume charge **$8.52/unit volume charge **$8.52/unit volume charge ** 2014 Base Fee $5.28 $7.96 min. charge per $7.96 min. charge per $7.96 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $8.77/unit volume charge**$8.77/unit volume charge**$8.77/unit volume charge** Sewer Rates (Monthly)Water Rates (Note 1) 167 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial Sewer Rates (Monthly)Water Rates (Note 1) 2015 Base Fee $9.98 $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $9.17/unit volume charge**$9.17/unit volume charge**$9.17/unit volume charge** 2016 Base Fee $9.98 $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per Base Fee Drought Surcharge 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.44/unit volume charge**$9.44/unit volume charge**$9.44/unit volume charge** Drought Surcharge 1.1 9 + hcf 8.65 Drought Surcharge 1.37 *hcf = 100 cubic feet ** Total monthly volume charge capped based on average winter water consumption. Notes: 1. Rates are for services inside the City, outside the City rates are double. 2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities Department 168 Schedule 26 City of San Luis Obispo, California Water System Ten Largest Water Users Fiscal Year Ended June 30, 2016 Service Water Use Percent of Name Type (acre-feet)Total Silver City Mobile Home Park Mobile Homes 45.33 14.7% Sierra Vista Hospital Care Facilities 40.30 13.1% City of San Luis Obispo Parks Landscape 34.58 11.2% Mustang Village, LLC Apartments 32.10 10.4% Creekside Community Mobile Homes 28.31 9.2% Embassy Suites Hotel 26.94 8.7% Irish Hills Hamlet Apartments 26.64 8.6% Laguna Lake Mobile Homes 25.85 8.4% The Valencia Apartments Apartments 24.57 8.0% Chumash Village Mobile Homes 23.69 7.7% Total 308.31 100.00% Source: City of San Luis Obispo - Utilities Department 169