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HomeMy WebLinkAboutCouncil Reading File - City of SLO 2017 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30, 2017 HEIDI HARMON, MAYOR CARLYN CHRISTIANSON, VICE MAYOR DAN RIVOIRE, COUNCIL MEMBER AARON GOMEZ, COUNCIL MEMBER ANDY PEASE, COUNCIL MEMBER DEREK JOHNSON, CITY MANAGER Prepared by the Department of Finance Xenia Bradford, Finance Director Rico Pardo, Accounting Manager/Controller Traci Kawaguchi, Accountant Tavy Garcia, Contract Accountant City of San Luis Obispo, California www.slocity.org INTRODUCTORY SECTION i  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2017 Table of Contents Page Introductory Section Transmittal Memorandum vi-xix Report Purpose and Organization vi Profile of the City of San Luis Obispo viii Factors Affecting Financial Condition ix Financial Condition Overview xi Relevant Financial Policies xiii Major Initiatives xvi Award for Excellence in Financial Reporting xviii Acknowledgments xviii Directory of Officials and Advisory Bodies xx City Council xx Advisory Bodies xx Appointed Officials and Department Heads xx Mission Statement xxi Organizational Values xxii-xxiii Organization of the City of San Luis Obispo xxiii GFOA Certificate of Achievement for Excellence in Financial Reporting xxv Financial Section Independent Auditors’ Report 1-3 Management’s Discussion and Analysis 4-17 Financial Highlights 4 Overview of the Financial Statements 5 ii  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2017 Table of Contents Page 2 Page Government-wide Overall Financial Analysis 8 Financial Analysis of Governmental Funds 13 General Fund Budgetary Highlights 14 Capital Assets and Debt Administration 16 Economic Factors and Next Year’s Budgets and Rates 17 Requests for Additional Information 17 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position 19 Statement of Activities 20-21 Fund Financial Statements: Balance Sheet – Governmental Funds 22 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position 23 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds 24-25 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities and Changes in Net Position 26 Statement of Fund Net Position Business-Type Activities – Enterprise Funds 27-28 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities—Enterprise Funds 29 Statement of Cash Flows Business-Type Activities – Enterprise Funds 30-31 Statement of Net Position - Fiduciary Funds - Agency Funds 32 Notes to the Basic Financial Statements 36-86 iii  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2017 Table of Contents Page 3 Page Required Supplementary Information Section Budgetary Comparison Schedule – General Fund 88-93 Schedule of Funding Progress for Other Post-Employment Benefits (OPEB) 94 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan 95 Schedule of the Plan Contributions – Miscellaneous Agent Multiple – Employer Plan 96 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plans 97 Schedule of the City’s Contributions – Safety Cost-Sharing Plans. 98 Notes to Required Supplementary Information 99-101 Other Supplementary Information and Combining and Individual Fund Statements and Schedules Half Percent Sales Tax Measure Funding Schedule 103-105 Nonmajor Governmental Funds 106-109 Combing Balance Sheet – Nonmajor Governmental Funds 110-113 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds 114-117 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund 118 Transportation Development Act (TDA) Fund 119 Tourism Business Improvement District Fund 120 Gas Tax Fund 121 Community Development Block Grant (CDBG) Fund 122 Law Enforcement Grants Fund 123 Public Art Contributions Fund 124 iv  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2017 Table of Contents Page 4 Page Agency Funds 125 Combining Statement of Changes in Assets and Liabilities – Agency Funds 126-130 Statistical Section Statistical Section – Overview (Unaudited) 132 Financial Trends: Net Positions by Component – Last Ten Fiscal Years 133 Changes in Net Position – Last Ten Fiscal Years 134-136 Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years 137 Fund Balances of Governmental Funds – Last Ten Fiscal Years 138-139 Revenues, Expenditures and Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years 140-142 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years 143 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years 144 Property Tax Rates – Last Ten Fiscal Years 145 Principal Property Taxpayers – Current Year and Nine Years Ago 146 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years 147 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years 148 Historical Sales and Use Tax Rates 149-150 Schedule of Business Tax Certificates Issued 151 v  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2017 Table of Content Page 5 Page Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years 152 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita - Last Ten Fiscal Years 153 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2017 154-155 Computation of Legal Debt Margins – Last Ten Fiscal Years 156 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years 157 Parking Fund – Last Ten Fiscal Years 158 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years 159 Principal Employers – Current Year and Nine Years Ago 160 Regular Authorized Positions – Last Ten Fiscal Years 161 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years 162-166 Water System Statistical Data 167 Water and Sewer Rates – Last Ten Fiscal Years 168-169 Water System Ten Largest Users – Fiscal Year Ended June 30, 2017 170      City of San Luis Obispo, Finance and Information Technology, 990 Palm Street, San Luis Obispo, CA, 93401‐3249, 805.781.7130,  slocity.org    vi   December 20, 2017 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Derek Johnson, City Manager Xenia Bradford, Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR 2016-17 REPORT PURPOSE AND ORGANIZATION We are pleased to submit the City of San Luis Obispo’s Comprehensive Annual Financial Report (CAFR) for the fiscal year ended June 30, 2017. Section 810 of the City’s Charter requires that an independent certified public accountant conduct an annual audit at the end of each fiscal year and issue a financial report to the City Council. This CAFR is being issued in compliance with this requirement. The CAFR consists of management’s representations concerning the finances of the City of San Luis Obispo (City). Consequently, management assumes full responsibility for the completeness and reliability of all of the information presented in this report. We believe that the data presented in this report is accurate in all material respects and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft or misuse and to compile sufficient reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Audited Financial Statements The City’s financial statements have been audited by Glenn Burdette, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2017 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the overall accounting principles used and significant estimates1 made by management; and evaluating the overall financial statement presentation.                                                              1 Significant estimates included in the financial statements are made in conformity with GAAP. TRANSMITTAL MEMORANDUM vii The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unmodified opinion2 that the City’s financial statements for the fiscal year ended June 30, 2017 are fairly presented in conformity with GAAP. Specifically, Glenn Burdette’s judgment is that the City’s financial records and statements are fairly and appropriately presented, and in accordance with GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls 3 and compliance with legal requirements, with special emphasis on internal controls and legal requirements involving the administration of Federal awards (such as Transit funding and Community Development Block Grant funding). This separately prepared report is available from the Department of Finance upon request. This audit has been completed and will be filed and distributed to appropriate agencies to meet Federal requirements. Additionally, these reports will be presented to the City Council concurrent with the CAFR. Organization of Report This report is presented in three sections: introductory, financial and statistical. The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and the organization chart. The Financial section consists of five parts: the independent auditors’ report; 1) Management’s Discussion and Analysis; 2) the basic financial statements including the Government-Wide Financial Statements, 3) Fund Financial Statements, and 4) Notes to the Financial Statements; 5) Required Supplementary Information; and additional supplementary statements and schedules including the local half-percent sales tax, non-major governmental funds and agency funds. The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes Financial Trends, Revenue Capacity, Debt Capacity, Demographics and Economic Information, and Operating Information. 2 An unmodified opinion means that without any reservations, the auditor feels the financial statements were prepared appropriately following all applicable accounting rules and the financial reports are an accurate representation of the City’s financial condition. 3 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. TRANSMITTAL MEMORANDUM viii PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of approximately 46,700, the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of California’s Central Coast. San Luis Obispo is the County seat of San Luis Obispo County and a number of Federal and State regional offices and facilities are located here, along with California Polytechnic State University and Cuesta College. One of California’s oldest communities, the City began with the founding of Mission San Luis Obispo de Tolosa in 1772 by Father Junipero Serra as the fifth mission in the California chain of 21 missions. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping, four-year terms. The Mayor is also elected at-large for a two- year term, and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. Several municipal services are provided through other governmental agencies or private utility companies, including the following: Service Agency Courts, Health and Social Services County of San Luis Obispo Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies Financial data for all funds through which services are provided by the City have been included in this report. As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has one component unit, the San Luis Obispo TRANSMITTAL MEMORANDUM ix Capital Improvement Board, which provides financing for the construction and acquisition of City facilities. The Board is comprised solely of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. Budgetary Policy and Control Budgets are legally adopted annually by the City Council by resolution, and are prepared for each fund in accordance with its basis of accounting. As provided under City Charter, the City Manager is responsible for preparing the budget and for its implementation after adoption. Quarterly financial reports are posted on-line, and formal financial status updates are held with Council every six months (Mid-Year Review). Since the City uses a two-year budget, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. (When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements.) At the end of the final year of the two-year plan, operating appropriations lapse unless they are encumbered by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting detail is maintained by the City for each fund and department by program area at the line item level. Budgetary control is exercised through a computerized system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances throughout the year based on actual expenditures and unfilled purchase orders. Open encumbrances at year-end are reported as committed fund balance. It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 20% of operating expenditures. As noted above, this policy objective has been achieved for 2016-17. The City maintains a similar policy for working capital balances in the water, sewer and parking enterprise funds. The Fleet Replacement Fund reserve requirement is $500,000 and the Information Technology (IT) Replacement Fund reserve requirement is $400,000. The goal has been met for these funds in 2016-17. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Local Economic Environment Historically, the City has experienced a stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, Regional Water Control Board and Camp San Luis. TRANSMITTAL MEMORANDUM x Employment. Employment in the San Luis Obispo County region has historically been stabilized by a large government presence and diversity. As noted above, the State has a major university, correctional facility and other regional offices located in the community. The County government and school districts are also major employers. Other major employers include a real estate investment firm, a regional bank, major hospital facilities, several software companies and Pacific Gas and Electric. The recent announcement of Diablo Canyon Nuclear Power Plan presents some uncertainties and adjustment for the region over the next couple of decades as the process takes place. In calendar year 2016, as measured by the labor market, local economic health is quite good. San Luis Obispo County continues to reach record employment levels virtually each month. For all of 2016, total nonfarm employment in San Luis Obispo County increased 1.5% over 2015. This was lower than the 2.7% pace of job creation statewide but on a par with County job growth in 2015. The industries leading the job gains in the region were Leisure and Hospitality and Education and Health, sectors associated with an expanding economy, and a growing population and subsequent spending base. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is blessed with a diverse array of strong revenue sources. The top three revenue sources for the City are Sales Tax, Property Tax, and Transient Occupancy Tax (TOT). Long-Term Financial Planning. The City engages in a number of activities focused on long-term financial planning, including: Long-Term Fiscal Forecast. Before the two-year budget process begins, the City Council reviews long-term fiscal forecasts for the General Fund and the Enterprise Funds to help set the stage for long-term decision- making. The purpose of the forecasts is to facilitate long-term fiscal health and identify the funds’ ability – on an order of magnitude basis – to continue current services, maintain existing assets and fund new initiatives or acquire new capital assets. The 2017-22 forecast was completed in early December 2016, before the City Council considered the 2017-19 Financial Plan for adoption. Due to the California Public Employees’ Retirement System (CalPERS) policy changes and rapidly increasing required payments to pay down pension unfunded liabilities, a ten-year forecast was developed as part of the City’s Fiscal Sustainability and Responsibility Major City Goal. It is available on the City’s web site at www.slocity.org. Further updates will be prepared and presented to the City Council in April 2018, which will inform the City’s Fiscal Health Response Plan to address paying down pension unfunded liabilities. Major City Goals and Other Important Objectives. The City Council adopts Major City Goals and Other Important Objectives as an integral part of the Financial Plan. These goals address the highest priority issues and community-wide concerns and needs. The Financial Plan is the City’s main tool for programming implementation of these goals, plans and policies by allocating the resources necessary to achieve them. The following is a brief summary of the four major City goals and one other important objectives adopted by the Council as part of the 2017-19 Financial Plan. Detailed work programs were prepared for each of these and their status is updated three times each year through presentation to the Council. The progress reports will be presented to the City Council in February 2018. TRANSMITTAL MEMORANDUM xi Major City Goals: • Housing. Facilitate increased production of all housing types designed to be economically accessible to the area workforce and low and very low-income residents, through increased density and proximity to transportation corridors in alignment with the Climate Action Plan. • Multi-Modal Transportation. Prioritize implementation of the Bicycle Master Plan, pedestrian safety, and the Short-Range Transit Plan. • Climate Action. Implement the Climate Action Plan, assess requirements to achieve a “net-zero carbon City” target, and implement cost-effective measures, including implementation of a Sustainability Coordinator and formation of a Green Team. • Fiscal Sustainability & Responsibility. Continue to implement the City’s Fiscal Responsibility Philosophy with a focus on economic development and responsiveness, unfunded liabilities, and infrastructure financing. Other Important Objectives: • Downtown Vitality. Continue to improve safety, infrastructure investment, and maintenance in Downtown and support the Downtown Association’s proposal to consider a Downtown improvement district. FINANCIAL CONDITION OVERVIEW Financial results for the year performed better than expected when compared to the budget estimates in virtually all areas of the City’s operations. The total General Fund balance decreased by $3.13 million to $26.5 million. Of this amount, $3.2 million are non-expendable and represent prepaid items; $128,102 are restricted for Debt service; $9.4 million is committed for General government programs; $11.0 million is assigned and includes $10.9 million for the 20% operating reserve (Contingency Fund), $41,110 for Development Services, and $100,000 for City Attorney. Finally, $2.7 million is classified as unassigned at 2016-17 fiscal year end; however, the fund balance available for appropriation is $5.89 million due to insurance premium payments for the 2017-18 fiscal year prepaid in 2016- 17 and reflected as an asset in the financial statements. Per City Council direction, and in conjunction with adopted Council policies, staff will provide a recommendation for the use of any available fund balance for one- time allocations with the 2017-18 Mid-Year report. TRANSMITTAL MEMORANDUM xii Nonspendable 3,173,248$ Restricted for: Debt service 128,102 Committed to: General government programs 9,428,034 Assigned to: Contingency fund (20% Minimum reserve)10,902,368 Development services 41,110 City Attorney 100,000 Unassigned 2,723,292 Total fund balance 26,496,154$ General Fund - Fund Balance June 30, 2017 For the Future: Continue to Focus on Sustainability and Long Term Fiscal Health Through the adoption of the 2017-19 Financial Plan, the City Council adopted the Fiscal Sustainability and Responsibility Major City Goal to address long-term fiscal health. In response to the policy actions taken by CalPERS, the City is developing a Fiscal Health Response Plan to address the rapidly rising pension costs and to address pension unfunded liabilities. The Fiscal Health Response Plan will be presented to the Council in April 2018, presenting a plan to close the projected budget gap and to accelerate paying down unfunded liabilities. Revenue Base Growth. After experiencing the deepest recession since the Great Depression, the local economy is progressing and major revenues are continuing the growth that was first realized in 2012-13. Sales tax (including the Half Percent Sales Tax Measure), Property Tax and Transient Occupancy Tax (TOT) account for 50% of all funding sources in the General Fund. All of these revenues are showing continuing growth over the past two years which is expected into the future. Another revenue source that is seeing significant growth is development review fees. Fueled by strong private development occurring within the community, the revenue levels are also showing record levels in terms of amounts received and the level of annual growth. This growth trend is also expected to continue at varying levels over the next five years, though the City should be cautious about being overly optimistic and taking on long-term costs associated with potentially fluctuating revenue sources. Containment of Operating Costs. The City’s efforts to control costs have been successful and are ongoing. The City also implemented 2nd and 3rd tier retirement benefit programs and now 40% of the workforce is enrolled in the 2nd and 3rd tiers of the retirement plans. These actions have been instrumental in helping the City contain current costs and long-term liabilities related to retirement benefit programs. Since 2013-14 the City Council has approved lump sum prepayments against the safety side fund retirement liability in order to begin making significant reductions in the amount owed. As of June 30, 2017, $2.75 million has been paid toward the pension unfunded liability. Infrastructure and Facilities Maintenance. The estimated cost of adequately maintaining, repairing or replacing existing General Fund facilities, infrastructure and equipment exceeds $10 million annually. This excludes any enhancements or “betterments.” As part of the Fiscal Sustainability and Responsibility Major City Goal, the City will be reviewing a 10-year Capital Improvement Program projection and the Council will be presented with funding recommendations in April 2018. Capital Improvement Program allocations were funded fully by the Local Revenue Measure half-cent sales tax. Approximately 70% of the Local Revenue Measure sales tax is committed to the Capital Improvement Program. TRANSMITTAL MEMORANDUM    xiii   Ongoing Commitment to Half Percent Sales Tax Measure Priorities (Essential Services Measure) The City remains committed to addressing the priorities identified by the community as established through the budget process, such as public safety, senior services, code enforcement, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following summarizes how the Half Percent Sales Tax Measure funds were used during 2016-17. Total Half Percent Sales Tax Measure G expenditures during 2016-17 were $12.3 million (including encumbrances and carryovers); the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of Half Percent Sales Tax Measure sources and uses is provided in the Financial Section of this report. Operating Capital Programs Projects* Total Preservation of Essential Services Public Safety 735,840$ 727,920$ 1,463,760$ Community Development 226,895 226,895 Public Works 1,049,972 2,445,690 3,495,662 Parks 114,116 631,295 745,411 Total Preservation of Essential Services 2,126,823 3,804,905 5,931,728 Completed Projects 4,491 4,491 Octagon Barn Facility 17,965 17,965 Laguna Lake Dredge/Mgt 114,045 114,045 Open Space Protection 139,143 139,143 Capital Programs - 275,644 275,644 Total 2,126,823$ 4,080,549$ 6,207,372$ Half Percent Sale Tax Measure Revenues & Uses Summary Revenues: Sales and use tax - Measure G 1/2 Cent add-on tax 7,331,660$ Use of money and property 44,796 Total Revenues 7,376,456 Uses: Operating Programs (2,126,823) Capital Projects (4,080,549) Total Uses (6,207,372) Excess of revenues over expenditures 1,169,084 Prior Sales Tax Measure Balance 4,732,397 Encumbered or designated for carryover for future year expenditures (6,138,984) Net available for future year appropriations (237,503)$ Half Percent Sales Tax Measure Expenditures 2016-17 * Detail of Capital Projects is included with other supplementary information in the financial statements, which can be found on page 103. RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of financial policies to provide guidance for all fiscal activities and resource allocation decisions. Although the policies cover virtually every aspect of financial management, several of these policies are particularly relevant to an understanding of the City’s financial performance in 2016-17. TRANSMITTAL MEMORANDUM xiv Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefits such as lower debt service payments or reduction of principal. Information on the City’s outstanding debt issues and other long-term liabilities is provided in Note 6 in the notes to the financial statements. The City received (December 2016) affirmation from nationally recognized statistical rating organization Fitch Ratings that City bond ratings are “AA” and “AA+”, and the rating outlook is stable. Fitch Ratings’ long-term credit ratings are assigned on an alphabetic scale from AAA to D. The bond rating AA means that the City’s investment grade is “quality”. The City’s 2006, 2009 and 2012 Lease Revenue Bonds are rated AA, and the City’s implied General Obligation bond rating is AA+. At this time, the City of San Luis Obispo has no general obligation debt. In reaching its decision, Fitch Ratings’ analysts lauded the City’s “excellent financial management.” The analysis noted factors that led to their conclusion including (1) active budget monitoring by the City Council and staff, (2) comprehensive financial policies, and (3) the use of long-term budget planning to provide a solid framework for managing through unexpected budgetary challenges during the economic downturn. Fitch analysts noted that the City has robust fiscal management and recovered quickly from the Great Recession. Moody’s credit rating agency reviewed the City’s General Fund obligation bonds and issued an upgrade from A1 rating to Aa3 (rated as top quality and very low credit risk) rating for the 2006 Lease Revenue Bonds as follows. This rating was based on the agency’s detailed surveillance review of the City’s financial conditions and the rating methodology released by Moody’s in July of 2016. Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy levels. Under this policy it is allowable for total expenditures to exceed revenues in a given year but only when fund balance is used to pay for capital improvement plan projects or other “one-time,” nonrecurring expenditures. Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management and Information Technology Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software. TRANSMITTAL MEMORANDUM xv Long-Term Liabilities and Maintenance of Infrastructure In 2015, the City Council adopted a guidance to apply one-time funds above policy reserve to unfunded liabilities and infrastructure. This policy addresses long-term costs and prioritizes allocation of funds to reduce the costs. With the 2017-19 Financial Plan, the guidance was incorporated into the City’s fiscal policies. Pension and Other Post-Employment Benefits Pension Obligations. The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. It is the policy of the City to fully fund the annual contribution to ensure that the plan will be able to fully meet its obligation to retired employees on a timely basis. As part of its cost reduction strategy, the City has implemented 2nd Tier and the state mandated 3rd Tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. Members of the Police Officers Association contribute 3% of pay toward the cost of the City’s share of the annual required contribution. Starting with FY 2015-16, public agencies are billed a contribution rate as a percentage of payroll plus a lump sum dollar payment toward the City’s unfunded liability. Prepaying the City’s unfunded liability should reduce overall annual costs depending on whether actuarial approved actuarial assumptions are realized and are not adjusted by the CalPERS’ Board. While the implementation of 2nd and 3rd Tiers will help to lessen pension impacts to the City’s budget, the City continues to monitor legal developments and legislation that could positively or negatively impact the City’s finances. Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. And due to CalPERS purchasing power, the City has continued to experience competitive health care rates since then. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum amount required by law per month towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City has established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. For the five former employees, one-half of the retiree health insurance premiums are paid by the City if they elect to remain members of the City's group health plan. This provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. TRANSMITTAL MEMORANDUM xvi These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. In 2016-2017, the City paid $250,000 towards the OPEB liability in addition to the annual required contribution. Additional information on the City’s retirement and post-employment benefits can be found in Note 7 in the notes to the financial statements. MAJOR INITIATIVES The City continued its efforts on a number of significant initiatives in 2016-17 which had a beneficial effect on fiscal health and quality of life. Fiscal Sustainability and Responsibility An organizational focus continued for Fiscal Sustainability and Responsibility throughout 2016-17 fiscal year. The City continued to complete the work programs established by the adopted Other Important Objective to sustain the City’s short and long-term fiscal health, preserve public health and safety in line with residents’ priorities and with a focus on the reduction of unfunded liabilities. With the announcement by CalPERS in December of 2016, to lower the discount rate from 7.5% to 7.0%, the City immediately responded by placing info effect a Fiscal Health Contingency Plan that required analysis of the long-term fiscal forecast as well as immediate hiring chill and higher level of control and authorization on expenditures. With the 2017-19 Financial Plan, the Council adopted a Fiscal Sustainability and Responsibility Major City Goal with a focus on economic development and responsiveness, structurally balanced fiscal outlook, unfunded liabilities, and infrastructure financing. Monitoring of the City’s Fiscal Condition. The Council adopted the prioritization for the use of one-time funds above the policy reserve as a standing fiscal and budget policy with the 2017-19 Financial Plan. Per policy, one-time funds above policy reserves are prioritized to pay down unfunded liabilities and to invest in infrastructure. With the past two Financial Plans, the Council continued to make a priority to pay down unfunded liabilities. In 2013-14, the City made a prepayment against its unfunded retirement liabilities in the amount of $935,000. A second prepayment in the amount of $300,000 was made in July 2014. With the 2015-17 Financial Plan an additional $750,000 was allocated to prepay a portion of the pension liability and $250,000 as a prepayment to the OPEB. Also, the budget added $275,000 to deferred road maintenance, $450,000 to the City’s fleet replacement, and $450,000 for information technology equipment replacement. The 2016-17 Supplemental Budget allocates an additional $750,000 toward prepayment of the pension unfunded liability, and $250,000 toward the OPEB unfunded liability. TRANSMITTAL MEMORANDUM xvii With the 2016-17 Supplemental Budget, the Council adopted the Efficiency & Effectiveness Initiative to address internal services infrastructure and allocating $1.9 million toward information technology infrastructure. The initiative directly responds to the Fiscal Sustainability and Responsibility Philosophy (Resolution No. 10546 – 2014 Series). The objective of the initiative is to re-design business processes to align with modern technology to increase efficiency, effectiveness and transparency. With implementation of pension reporting that is required by Governmental Accounting Standards Board (GASB) Statement No. 68, the impact was significant, however, the City maintained and continues to have a significant margin of assets that are greater than liabilities after the inclusion of the unfunded liability in the City’s balance sheet. The City Council took a further step to monitor both the cost and liability trends that relate to retirement programs and will continue to implement the City Council adopted policy to prepay unfunded liabilities as financial conditions allow for this to occur. With the 2017-19 Financial Plan, the City incorporated the CalPERS required contributions to pay down unfunded liabilities into long-term forecasts and the Council adopted the Fiscal Sustainability and Responsibility Major City Goal focusing on long-term fiscal health. In April 2018, the Council will be presented with a Fiscal Health Response Plan to close identified budget gaps. Local Sales Tax Measure. The local half-percent sales tax revenue was approved by City voters with 70% of the vote in November 2014. As part of the local sales tax measure, the Revenue Enhancement Oversight Committee (REOC) was established to review, report, and makes recommendations to the City Council regarding the revenue and expenditures of the City's voter-approved general purpose, half-percent sales tax. The REOC consists of five members who must be residents and registered voters of the City. Economic Development Strategic Plan. The City’s 2012 Economic Development Strategic Plan (EDSP) provides a prioritized list of strategic actions aimed at overcoming barriers to job creation and nurturing the conditions, relationships, and resources that enable and encourage the private sector to create head of household jobs on a consistent basis while continuing to support the broader economy of the City. To create and implement these efforts, the EDSP identified the City’s fee program and its lack of infrastructure in key areas as barriers to overcome, and is in the process of implementing strategies to improve the economic environment for job creation in the City. The EDSP builds on the San Luis Obispo County Economic Strategy, which identified five industry clusters with the greatest potential to drive local and regional economic prosperity, and job creation. The EDSP focuses on partnerships and collaborative efforts with community partners including the Economic Vitality Corporation, the Chamber of Commerce, the Small Business Development Center, California Polytechnic State University and Cuesta College. The planned closure of Diablo Canyon Nuclear Power Plant will drive a study of the economic and fiscal impacts on the region and the City, an updated Economic Development Strategic Plan with identified strategies to address impacts of the closure, and a comprehensive plan of how to invest pending closure settlement funds in economic development activities. Key revenue sources (property, sales, and Transient Occupancy Tax (TOT)) will receive continued focus. TRANSMITTAL MEMORANDUM xviii Downtown Development Projects The Downtown Vitality Other Important Objective sets initiatives to be completed during the 2017-19 Financial Plan to 1) maintain and improve Downtown infrastructure, 2) maintain and improve public safety in Downtown, 3) develop implementation plan for adopted Downtown Concept and Mission Plaza Master Plans, and 4) develop a policy framework to ensure the continued vitality and success of Downtown which includes consideration of the Downtown Improvement District. On June 20, 2017 $75,000 was allocated to a feasibility study to support the Downtown Maintenance District with the 2017-19 Financial Plan. AWARD FOR EXCELLENCE IN FINANCIAL REPORTING The Government Finance Officers Association of the United States and Canada (GFOA) has awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for our CAFR for the fiscal year ended June 30, 2016. The Award Program The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. We believe our current CAFR continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. Value of Program Participation. There are a number of benefits to participating in these programs beyond simply receiving recognition for our efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review our reports from a “fresh” perspective are received. The City believes that this results in continuous improvements in reporting our financial results to elected officials, staff and other interested parties such as bondholders, credit agencies and the public at-large. ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Division staff and their special efforts, working in conjunction with the City's independent auditors, to produce this document. xx DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Heidi Harmon Mayor Carlyn Christianson Vice Mayor Dan Rivoire Council Member Aaron Gomez Council Member Andy Pease Council Member ADVISORY BODIES Administrative Review Board Architectural Review Commission Bicycle Advisory Committee Construction Board of Appeals Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Jack House Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee Zone 9 APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Derek Johnson City Manager J. Christine Dietrick City Attorney Department Heads Greg Hermann Acting Assistant City Manager Michael Codron Director of Community Development Xenia Bradford Director of Finance Garret Olson Fire Chief Monica Irons Director of Human Resources Deanna Cantrell Police Chief Daryl Grigsby Director of Public Works Carrie Mattingly Director of Utilities Shelly Stanwyck Director of Parks & Recreation xxi MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People  A team that puts high value on each citizen it serves.  Providers of programs that meet basic service needs of each citizen.  Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results  Service to the community – the best – at all times.  Respect – for each other and for those we serve.  Value – ensuring delivery of service with value for cost.  Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design  Planning and managing for levels of service consistent with the needs of the citizens.  Offering skills development and organizational direction for employees in order to improve the delivery of municipal services.  Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services.  Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services.  Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor. xxii ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. xxiii Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. xxiv  ORGANIZATION OF THE CITY OF SAN LUIS OBISPO          CITIZENS Patrol Fire, Medical & Haz Mat Engineering Water Long Range Planning Traffic Safety Emergency Response Transportation Sewer Development Review Investigations Hazard Prevention Creek & Flood Protection Utilities Resource Building & Safety Neighborhood Services Fire Inspections Maintenance Services: Conservation CDBG Administration Animal Regulation Disaster Planning Streets, Parks, Bldgs Whale Rock Reservoir Housing Recreation Programs Recruitment Budget Natural Resources Ranger Services Labor Relations Accounting & Revenue Economic Development Park Planning Fair Employment Information Technology Cultural Activities Golf Course Risk Management GIS Management City Clerk Services Public Art Human Relations Support Services General Administration Appointed by the City Council Dept Appointed by the City Manager ADVISORY BODIES CITY ATTORNEY CITY MANAGER MAYOR AND CITY COUNCIL Public WorksFirePolice Utilities Community Development Administration Finance & Information Tech Human Resources Parks & Recreation Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of San Luis Obispo California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30, 2016 Executive Director/CEO xxv I FINANCIAL SECTION G GLENN BURDETTE CERTIFIED PUBLIC ACCOUNTANTS Independent Auditors' Report The Honorable City Council of the City of City of San Luis Obispo, California San Luis Obispo, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities , the business-type activities , each major fund , and the aggregate remaining fund information of the City of San Luis Obispo, California, (the City) as of and for the year ended June 30 , 2017 , and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents . Management's Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design , implementation, and maintenance of internal contra I relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards , issued by the Comptroller General of the United States . Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements . The procedures selected depend on the auditor 's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. Tn making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements . We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions . GLENNBURDETTE.COM SAN LUIS OBISPO 1150 Palm Street San Luis Obispo, CA 93401 p 805 544 1441 1 8055444351 PASO ROBLES 102 South Vine Street, Ste. A Paso Robles, CA 93445 p 805 23? 3995 f 805 239 9332 SANTA MAR IA 2222 Sou th Broadwa~. Ste. A Santa Maria , CA 93454 p BOS 922 4010 f 805 922 4285 2  The Honorable City Council of the City of City of San Luis Obispo, California Page 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California, as of June 30, 2017, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended, in accordance with accounting principles generally accepted in the United States of America. Other Matters Requirement Supplementary Information Accounting principles generally accepted in the United States of America require that management's discussion and analysis and required supplementary information as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of the financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, Half Percent Sales Tax Measure funding summary schedules on pages 103 through 105, combining and individual nonmajor fund financial statements and schedules on pages 110 through 130, and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them.   3  The Honorable City Council of the City of City of San Luis Obispo, California Page 3   Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 19, 2017, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Glenn Burdette Attest Corporation San Luis Obispo, California December 20, 2017    4 Management’s Discussion and Analysis The following provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year ended June 30, 2017. It should be read in conjunction with the accompanying transmittal memorandum and the basic financial statements. Financial Highlights In 2016-17 fiscal year, the City continued to experience a slow but steady economic growth. Actual revenues received were in-line with the budget and the City’s expenditures were under budget. In December 2016, the California Public Employees Retirement System (CalPERS) announced policy changes lowering the expected rate of return from 7.5% to 7.0%. The City immediately responded to the policy change by implementing an expenditure containment strategy. The policy change will result in significant impacts to the actuarial reports and unfunded liabilities. The City is developing budgetary actions to address long-term fiscal health as part of the 2018-19 Supplemental Budget development. A significant impact to the City of implementing GASB Statement No. 68 (GASB 68), Accounting and Financial Reporting for Pensions, in fiscal year 2014-15 is the reporting of the City’s unfunded pension liability on the full accrual basis of accounting on the government-wide financial statements. There are also note disclosure requirements and supplementary schedules required by GASB 68. The measurement date for the fiscal year 2016-17 pension liabilities is as of the fiscal year ended June 30, 2016. This date reflects a one-year lag and was used so that these financial statements could be issued in an expedient manner. Activity (i.e. contributions made by the City) occurring during fiscal year 2016‐17 are reported as deferred outflows of resources in accordance with GASB Statement No. 71. The following outlines financial highlights for the year, which are detailed in the table on page 8 of the Management Discussion and Analysis. • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows at June 30, 2017 by $313 million (net position). The City’s unrestricted net position was negatively impacted beginning in fiscal year 2014-15 with the implementation of GASB 68. More information on the City’s plans can be found in Note 7 on pages 61-75 of this report. • Total City-wide assets increased by approximately $6.8 million or 1.3%. In governmental activities, amounts receivable from various sources decreased by $3.0 million; cash and investment balances increased by $2.8 million; prepaid expenses increased by $3.2 million and cash held with fiscal agent decreased by $491,000. • In business-type activities, amounts receivable decreased by $1.3 million or 15.2% while cash and investment balances increased by $4.5 million or 7.7%. City-wide liabilities increased by approximately $12.0 million during the fiscal year. This increase is due primarily to the net pension liability adjustment the City is required to record with the implementation of GASB 68 in fiscal year 2014-15. Governmental activities experienced an increase of $12.5 million due primarily to the increase in the net pension liability of $13.7 million and a decrease in long- term liabilities of $1.6 million. Business-type activities saw a decrease in long-term liabilities of $3.0 million and an increase in net pension liability of $2.4 million. 5 Management’s Discussion and Analysis • The City’s governmental funds altogether reported combined ending fund balances of $52.6 million. Approximately $49.8 million or 95% of this total amount is not available for new spending because it represents amounts that are: (1) restricted for debt service, (2) grant obligations, (3) prepaid for insurance obligations, or (4) is already committed to specific programs like impact fee programs and general capital outlay. From this amount, $17.8 million is assigned as of June 30, 2017 to meet expenditures in subsequent years in the form of purchase order encumbrances and unspent appropriations that have been rolled over into fiscal year 2017-18 in accordance with the City’s budget policies. • The total General Fund balance decreased by $3.1 million to $26.5 million. This reflects a prepayment of liability and worker’s compensation insurance for fiscal year 2017-18. After the adjustments to reflect amounts committed to the Half Percent Sales Tax Measure reserve ($6.1 million); debt service and prepaid expenses reserve ($3.2 million); purchase encumbrances and other future expenses ($3.3 million); designated reserves for development services ($41,000); and the amount required to be maintained to meet the 20% minimum reserve requirement ($10.9 million), which excludes a $4.0 million payment to CalPERS for unfunded liability, $3.0 million remains as unassigned balance at June 30, 2017. Overview of the Financial Statements This discussion and analysis is intended to serve as an introduction to the City’s basic financial statements, which have the following components: (1) government-wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of resources and liabilities/deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. However, the net position reported for fiscal year 2016-17 includes pension liabilities required under GASB 68. This means that disclosed pension liabilities must be included in the City’s Statement of Net Position and has decreased the City’s net financial position. The Statement of Activities presents information showing how the government’s net position changed during the most recent fiscal year. All changes in net position are reported during the period when the underlying event giving rise to the change occurs, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees or are required by grantor agencies or City policies to be accounted for in this fashion (business-type activities). 6 Management’s Discussion and Analysis The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance and information technology. The business-type activities of the City include: (1) water, (2) sewer, (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance, part of the government's operations and so data from these units are combined with data of the primary government. The San Luis Obispo Capital Improvement Board (Board) is reported as a blended component unit in these statements. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise fund. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. The City has no component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial sources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financing decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures and changes in fund balances. The General Fund is considered to be a major fund. Data from the major governmental funds are combined into a single, aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for all funds. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary 7 Management’s Discussion and Analysis information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Fiduciary Funds. Agency funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of an agency fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple County and City agencies. The accounting used for fiduciary funds is much like that used for proprietary funds. The Agency Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the Half Percent Sales Tax Measure and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information. The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. 8 Management’s Discussion and Analysis Government-wide Overall Financial Analysis Statement of Net Position Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended June 30, 2017 and 2016. CONDENSED STATEMENT OF NET POSITION 2016-17 2015-16 2016-17 2015-16 2016-17 2015-16 Current and other assets 58,833,313$ 56,114,955$ 79,361,347$ 76,077,990$ 138,194,660$ 132,192,945$ Capital assets 193,327,618 192,587,660 179,138,958 179,110,936 372,466,576 371,698,596 Total assets 252,160,931 248,702,615 258,500,305 255,188,926 510,661,236 503,891,541 Total Deferred Outflows of Resources 30,018,740 16,760,309 5,160,991 3,241,231 35,179,731 20,001,540 Current liabilities 9,131,747 8,730,861 6,432,263 6,373,450 15,564,010 15,104,311 Noncurrent liabilities 140,534,318 128,476,670 68,286,279 68,826,211 208,820,597 197,302,881 Total liabilities 149,666,065 137,207,531 74,718,542 75,199,661 224,384,607 212,407,192 Total Deferred Inflows of Resources 6,641,523 11,074,907 2,095,610 3,066,273 8,737,133 14,141,180 Net position: Net investment in capital assets 165,100,426 163,449,992 131,149,516 128,390,611 296,249,942 291,840,603 Restricted 2,268,499 2,762,387 2,276,526 2,278,392 4,545,025 5,040,779 Unrestricted (41,496,842) (49,031,893) 53,421,102 49,495,220 11,924,260 463,327 Total Net Position 125,872,083$ 117,180,486$ 186,847,144$ 180,164,223$ 312,719,227$ 297,344,709$ Governmental Activities Business-Type Activities Total For the City, total assets and deferred outflows of resources were greater than liabilities and deferred inflows of resources by $313 million at June 30, 2017. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $296.2 million (e.g. land, buildings infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. 9 Management’s Discussion and Analysis Information about changes in net position for fiscal years 2016-17 and 2015-16 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. 2016-17 2015-16 2016-17 2015-16 2016-17 2015-16 Revenues: Program Revenues: Charges for services* 15,210,358$ 13,389,217$ 41,786,730$ 44,413,190$ 56,997,088$ 57,802,407$ Operating grants and contributions* 2,488,706 2,667,058 4,180,386 2,888,820 6,669,092 5,555,878 Capital grants and contributions 40,531 9,355,707 40,531 9,355,707 General Revenues: Sales taxes (Including 1/2 percent local Sales Tax) 24,068,665 24,676,377 24,068,665 24,676,377 Property taxes 10,756,477 10,186,858 10,756,477 10,186,858 Transient occupancy tax 7,381,989 7,127,756 7,381,989 7,127,756 Utility users tax 5,539,407 5,413,720 5,539,407 5,413,720 Property tax in lieu of VLF 4,353,912 4,113,244 4,353,912 4,113,244 Other taxes and fees 3,929,377 4,029,438 3,929,377 4,029,438 Investment earnings 260,169 825,760 182,261 845,906 442,430 1,671,666 Miscellaneous and other 737,826 771,154 206,700 239,200 944,526 1,010,354 Total revenues 74,767,417 82,556,289 46,356,077 48,387,116 121,123,494 130,943,405 Program expenses: Public safety 31,806,692 29,318,821 31,806,692 29,318,821 Public utilities 30,753,229 28,978,571 30,753,229 28,978,571 Transportation 9,668,840 8,792,028 7,868,364 7,988,475 17,537,204 16,780,503 Culture and recreation 9,824,262 9,808,545 9,824,262 9,808,545 Community development 14,656,604 12,900,275 14,656,604 12,900,275 Interest on long-term debt 1,170,984 1,351,468 1,170,984 1,351,468 Total expenses 67,127,382 62,171,137 38,621,593 36,967,046 105,748,975 99,138,183 Increase (decrease) in net position before transfers 7,640,035 20,385,152 7,734,484 11,420,070 15,374,519 31,805,222 Transfers 1,051,563 1,436,048 (1,051,563) (1,436,048) - - Change in net position 8,691,598 21,821,200 6,682,921 9,984,022 15,374,519 31,805,222 Net position - beginning of year 117,180,486 95,359,286 180,164,223 170,180,201 297,344,709 265,539,487 Net position - end of year 125,872,084$ 117,180,486$ 186,847,144$ 180,164,223$ 312,719,228$ 297,344,709$ Governmental Activities Business-Type Activities Total SUMMARY OF CHANGES IN NET POSITION *Charges for services and operating grants and contributions in the current year represent the net amount after deducting general government amounts as this activity nets to zero. Governmental Activities. The City’s net position in the Governmental activities increased $8.7 million to $125.9 million at June 30, 2017 as a result of revenues exceeding expenses. The City is continuing to see growth in its revenue base and realized savings in the General Fund above the level anticipated in the fiscal year 2016-17 budget. As part of this growth trend, more private development is taking place which is generating more development related permit revenues in the form of development-related impact and in-lieu fees which are held until needed for planned capital outlay. 10 Management’s Discussion and Analysis A portion of the City’s net position, $4.5 million, is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual agreements. This is the third year of the GASB 68 Statement implementation by the City. The governmental activities contributed roughly $8.7 million and business-type activities contributed roughly $6.7 million for a total increase in the net position of $15.4 million compared to June 30, 2016. The total general revenue decreased from fiscal year 2015-16 by 9%. Revenues are divided into charges for services and general revenues in the following table. Charges for services are revenues directly related to service activity, operating and capital grants and contributions, and related investment earnings. General revenues represent 76% of the total revenue and are used to pay costs of providing program services. Revenues 2016-17 2015-16 Inc / (Dec)% Charges for services 15,210,358$ 13,389,217$ 1,821,141$ 14% Operating grants and contributions 2,488,706 2,667,058 (178,352) -7% Capital grants and contributions 40,531 9,355,707 (9,315,176) -100% General Revenues: Sales taxes (Including 1/2 percent local sales tax)24,068,665 24,676,377 (607,712) -2% Property taxes 10,756,477 10,186,858 569,619 6% Transient occupancy tax 7,381,989 7,127,756 254,233 4% Utility users tax 5,539,407 5,413,720 125,687 2% Property tax in lieu of VLF 4,353,912 4,113,244 240,668 6% Other taxes and fees 3,929,377 4,029,438 (100,061) -2% Investment earnings 260,169 825,760 (565,591) -68% Miscellaneous and other 737,826 771,154 (33,328) -4% Total governmental revenues 74,767,417$ 82,556,289$ (7,788,872)$ -9% GOVERNMENTAL ACTIVITY CHANGE IN REVENUE 11 Management’s Discussion and Analysis Top Governmental Activity Revenue Sources. As shown in the graph below, our top five tax revenues accounted for almost 70% of total revenues, with service charges accounting for another 20%. Generally, revenues for fiscal year 2016-17 decreased from those of the prior fiscal year. Sales and use tax -general, 16,737,005 Sales and use tax -Half Percent Sales Tax, 7,331,660 Property tax, 10,756,477 Transient occupancy tax, 7,381,989 Utility users tax, 5,539,407 Property tax in lieu of VLF, 4,353,912 Franchise taxes , 1,557,128 Business tax, 2,372,249 Grants , 2,624,753 Charges for services , 15,173,707 Governmental Revenues The following narrative addresses the significant variances in key revenues from the prior fiscal year: • Sales Tax. Sales Tax decreased by $608,000 over the prior year. This decrease reflects the end of the “trip flip” apportionments from the State, which resulted in a one-time increase in cash flow. • Property Tax. Property tax revenue increased by $570,000 or 6%. • Transient Occupancy Tax (TOT). Increased by $254,000 or 4% over the prior year. • Charges for Services. These revenues increased by approximately $1.8 million over 2015-16. In the General Fund, charges for services increased significantly over the prior year due to the growth in private development application fees. • Capital Grants and Contributions. These revenues decreased by $9.3 million as a result of the completion of the LOVR interchange project. • Program Expenses: Governmental Activities. Program expenses increased by $5.0 million or 8.0% over the prior fiscal year. Police and Community Development services increased. Transportation and Parks services also increased. An additional factor in the increase is also the net effect of the application of the GASB 68 implementation in 2014-15. 12 Management’s Discussion and Analysis The following chart compares program revenues and expenses which is useful when reviewing the costs of government cost centers: - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 Expenses and Program Revenues: Governmental Activities Expenses Revenues Business-Type Activities. The City’s Business-type activities increased $6.7 million to $186.8 million at June 30, 2017. Revenue Sources: Business-Type Activities. Operating revenues for services reflect a decrease of $2.0 million or 4.2% over the prior fiscal year. This reflects growth in service charges in the Parking fund and significant reductions in the Water and Sewer funds as follows: 1. Water revenues. Total operating revenues increased $315,000. General water impact fees decreased by $276,000 or 18% compared to the prior year which are collected for infrastructure to support new development. 2. Sewer charges. The overall decrease of $192,000 over the prior year is from sewer charges affected by water use reduction as a consequence of the drought. 3. Parking Fees. In fiscal year 2016-17 the Parking Fund remained flat and met its revenue obligations which were $4.7 million. Program Expenses: Business Type Activities. The program expenses for the proprietary funds increased by $1.7 million or 4.5% over the prior fiscal year. The increase reflects the fact that each of the Water and Sewer funds saw increases in their operating program costs by $1.9 million due to increases in the costs of salaries, supplies and maintenance. 13 Management’s Discussion and Analysis - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 Water Sewer Parking Transit Expenses and Program Revenues: Business-Type Activities Expenses Revenues The chart above shows Enterprise Funds revenues versus expenditures. As shown, revenues exceeded expenditures for all funds. Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The following funds have been classified as either governmental or proprietary fund types. Governmental Funds. The focus of the City’s governmental funds is on near-term inflows, outflows and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. • As of June 30, 2017, the City’s governmental funds reported combined ending fund balances of $52.6 million, or an increase of $2.4 million compared to the prior fiscal year. The total fund balance of the governmental funds consists of the following: o Non-spendable fund balance of $3.2 million represents prepaid items. o Restricted fund balance of $2.3 million which have restrictions imposed by external parties or enabling legislation. Funds in this category include Debt Services fund and Supplemental Law Enforcement Funds. o Committed fund balance of $26.6 million, which have reserves for capital outlay, impact fees programs, general government programs, housing and the net balance of the Half Percent Local Sales Tax. 14 Management’s Discussion and Analysis o Assigned fund balance of $17.8 million, which includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category included Contingency funds (20% minimum reserve) and funds to be used for Development Services. o Unassigned fund balance of $2.7 million as of June 30, 2017. Major Governmental Funds. In fiscal year 2016-17 there is one major governmental fund: the General Fund. Changes in the General Fund are highlighted in the Financial Highlights section above. Non-Major Governmental Funds. Non-major funds include 1) the Debt Service Fund, 2) the Los Osos Valley Road Sub-Area Fee Fund, 3) the Downtown Business Improvement District Fund, 4) the Tourism Business Improvement Fund, 5) the Gas Tax Fund, 6) the Transportation Development Act Fund, 7) the Community Development Block Grant Fund, 8) the Law Enforcement Grants Fund 9) the Public Art Contributions Fund and 10) Transportation Impact Fee Fund, and others. These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. At June 30, 2017, these funds had an aggregate fund balance of $26.1 million. Of this total, $19.3 million or 74% is restricted for payment of debt service or specific future capital projects. The remaining balance of $6.8 million is assigned for contingency reserves and expenditures in subsequent years. More information about these aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. Proprietary Funds. The City’s four enterprise funds provide the same type of information found in the government- wide financial statements, but in more detail. Highlights of the annual activity for these funds have already been presented in the discussion of the business-type activities. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2017 is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2017. 15 Management’s Discussion and Analysis The following summarizes the original budget compared with the adjusted final budget for fiscal year 2016-17. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. BUDGETARY HIGHLIGHTS General Fund Original Budget Final Budget Positive (Negative) Variance Revenues 66,877,338$ 67,030,197$ 152,859$ Expenditures 61,776,357 66,231,033 4,454,676 Other sources (uses)(6,351,891) (11,249,403) (4,897,512) Beginning fund balance 29,625,532 29,625,532 - Ending fund balance 28,374,622$ 19,175,293$ (9,199,329)$ As discussed below, differences between the original budget and the final amended budget reflect the following key changes: Key revenue source estimates including sales tax, transient occupancy tax (TOT) and subventions and grants were updated at Mid-Year and with the Financial Plan Supplement, resulting in an increase in overall budgeted revenues of approximately $153,000 or 0.2% over the original budget estimate. The remaining increase to the originally budgeted revenues is the result of budget adjustments made subsequent to the Mid-Year budget update, presented and approved by the City Council in February 2017. The following table contains a comparison of actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues exceeded the final budget by $405,000, while expenditures and other uses were below the final budget figure by $7.7 million. The net amount of other sources was less than budgeted by $402,000. The net result of these differences leads to the ending fund balance increasing by more than $7.3 million over the amount anticipated in the budget. General Fund Final Budget Actual Positive (Negative) Variance Revenues 67,030,197$ 67,434,696$ 404,499$ Expenditures 66,231,033 58,912,698 (7,318,335) Other sources (uses)(11,249,403) (11,651,376) (401,973) Beginning fund balance 29,625,532 29,625,532 - Ending fund balance 19,175,293$ 26,496,154$ 7,320,861$ Ending fund balance Nonspendable 3,173,248 3,173,248 Restricted 128,102 128,102 Committed 9,428,034 9,428,034 Assigned 11,043,478 11,043,478 Unassigned 2,723,292 2,723,292 Total ending fund balance 19,175,293$ 26,496,154$ 7,320,861$ BUDGET - ACTUAL COMPARISON 16 Management’s Discussion and Analysis Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2017, the City’s investment in capital assets for its governmental and business type activities amounts increased to $372.5 million (net of accumulated depreciation). The investment in capital assets includes land, park improvements, buildings and improvements, vehicles and equipment, streets, bikeways, water, wastewater and storm drain systems. Capital Assets (Net of Depreciation) 2017 2016 2017 2016 2017 2016 Nondepreciable capital assets 40,811,362$ 63,327,352$ 21,469,603$ 16,957,325$ 62,280,965$ 80,284,677$ Depreciable capital assets (net of accumulated depreciation ) 152,516,256 129,260,308 157,669,355 162,153,611 310,185,611 291,413,919 Total Capital Assets 193,327,618$ 192,587,660$ 179,138,958$ 179,110,936$ 372,466,576$ 371,698,596$ TotalGovernmental Activities Business-Type Activities Major capital asset expenditures during the fiscal year include the following: • $1.5 million for Bus Replacements • $869,000 road way sealing projects • 509,000 Madonna lift Station • $450,000 Sinsheimer equipment replacement • $248,000 Street Sweeper • $240,000 Fire Pumper • $297,000 Police CAD software • $205,000 Utilities distribution System Improvements • $955,000 Fleet Replacement • $4.0 million from the Half Percent Sales Tax measure in multiple projects. • $214,000 for I.T equipment replacement. • $356,000 for facilities maintenance. Additional information on the City’s capital assets can be found in Note 5 to the basic financial statements. 17 Management’s Discussion and Analysis Long-Term Debt. At June 30, 2017, the City had $80.0 million in long-term debt outstanding as summarized below: Long- Term Debt 2017 2016 2017 2016 2017 2016 Lease-revenue bonds 26,328,540$ 27,762,893$ 24,072,708$ 25,323,405$ 50,401,248$ 53,086,298$ Lease-purchase financing 1,898,652 1,374,773 1,898,652 1,374,773 Installment sale agreement 7,366,468 7,932,327 7,366,468 7,932,327 Loans 591,647 679,314 16,709,160 17,647,622 17,300,807 18,326,936 Compensated absences 2,422,614 2,551,152 653,492 682,933 3,076,106 3,234,085 31,241,453$ 32,368,132$ 48,801,828$ 51,586,287$ 80,043,281$ 83,954,419$ Activities Activities Governmental Business-Type Total This represents a decrease of $3.9 million or 5% compared to the prior year. The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2017, 2% of the assessed valuation was $136,170,000, while the City’s actual debt applicable to the computed limit was $10,314,000. At June 30, 2017, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 6 to the basic financial statements. Economic Factors and Next Year’s Budgets and Rates On June 20, 2017, the City Council adopted the 2017-19 Financial Plan and allocated $142 million in fiscal year 2017- 18 and $203 million in fiscal year 2018-19. The significant increase in year two of the financial plan is due to planned debt issuances in the Sewer and Parking funds. Adequate resources are available to fund the proposed expenditures. Sales Tax. The local half-percent sales tax was reauthorized by City voters in November 2014 with over 70% of the vote. The local half-percent sales tax measure is projected to generate over $7.0 Million in 2017-18. With the approval of Measure G and the establishment of the Citizen’s Revenue Enhancement Oversight Commission (REOC), the Council is further supported through the body. The REOC reviews, reports and makes recommendations directly to the City Council regarding revenues and expenditures of half-percent local sale tax. Utility Rates. As approved by Council in 2015, the water base fee was increased from $9.98 to $12.33 and a 5% increase took effect on the volumetric fee. The drought surcharge was eliminated from base fee in March 2017. There were no increases in Sewer rates. Parking Fund. On June 20, 2017, the City Council approved a multi-year plan, through 2020, to modify the rate structures for fines, forfeitures, as well as the parking rates for meters, structures and most permit types. Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those with an interest in our finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. BASIC FINANCIAL STATEMENTS 19 City of San Luis Obispo, California Statement of Net Position June 30, 2017 Governmental Activities Business-Type Activities Total Assets Cash and cash equivalents 2,860,638$ 1,405,062$ 4,265,700$ Investments 41,711,834 62,056,680 103,768,514 Taxes receivable 6,294,199 6,294,199 Accounts receivable 969,674 5,470,565 6,440,239 Accrued interest receivable 142,584 205,274 347,858 Due from other governments 107,919 1,390,141 1,498,060 Prepaid items and other assets 4,003,752 5,651,099 9,654,851 Cash held by fiscal agent 2,247,713 2,276,526 4,524,239 Investment in joint venture 906,000 906,000 Net other post-employment benefit asset 495,000 495,000 Nondepreciable capital assets 40,811,362 21,469,603 62,280,965 Depreciable capital assets (net of accumulated depreciation) 152,516,256 157,669,355 310,185,611 Total assets 252,160,931 258,500,305 510,661,236 Deferred Outflows of Resources Pension related 30,018,740 5,002,097 35,020,837 Unamortized loss on refunding of debt 158,894 158,894 Total deferred outflows of resources 30,018,740 5,160,991 35,179,731 Liabilities Accounts payable 2,913,261 2,544,102 5,457,363 Accrued salaries 585,370 32,191 617,561 Deposits payable 271,780 271,780 Unearned revenue 1,319,801 1,319,801 Interest payable 119,935 289,411 409,346 Other liabilities 138,921 138,921 Noncurrent liabilities: Due within one year 4,054,459 3,294,779 7,349,238 Due in more than one year 27,186,993 45,507,049 72,694,042 Net pension liability 113,347,324 22,779,230 136,126,554 Total liabilities 149,666,064 74,718,542 224,384,606 Deferred Inflows of Resources Pension related 6,641,523 2,095,610 8,737,133 Net Position Net investment in capital assets 165,100,426 131,149,516 296,249,942 Restricted for: Debt service 2,247,713 2,276,526 4,524,239 Grant program 20,786 20,786 Unrestricted (41,496,841) 53,421,102 11,924,261 Total net position 125,872,084$ 186,847,144$ 312,719,228$ The accompanying notes are an integral part of these financial statements. 20  City of San Luis Obispo, California Statement of Activities For the Fiscal Year Ended June 30, 2017 Functions/Programs Expenses Indirect Expense Allocation Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental activities: Public safety 26,136,561$ 5,670,132$ 1,771,383$ 898,653$ $ Transportation 7,867,673 1,801,167 1,793,010 1,075,447 40,531 Culture and recreation 8,207,599 1,616,663 3,501,837 Community development 12,494,304 2,162,300 8,144,128 514,606 General government 11,895,116 (11,250,261) 549,339 95,516 Interest on long-term debt 1,170,984 Total governmental activities 67,772,237 - 15,759,697 2,584,222 40,531 Business-type activities: Water 19,069,967 20,180,931 Sewer 11,683,262 16,272,533 Parking 3,791,493 4,666,970 Transit 4,076,871 666,296 4,180,386 Total business-type activities 38,621,593 41,786,730 4,180,386 - General revenues and transfers: General sales and use taxes Half Percent Sales Tax and use tax Property taxes Transient occupancy tax (TOT) Utility users tax Property tax-in-lieu of vehicle license fees Franchise taxes Business tax Unrestricted investment earnings Other taxes Income from investment in joint venture Transfers Total general revenues and transfers Change in net position Net position, beginning of year Prior year restatement Net position, beginning of year, as restated Net position, end of year Program Revenues The accompanying notes are an integral part of these financial statements. 21  Governmental Activities Business-type Activities Total (29,136,657)$ $ (29,136,657)$ (6,759,852) (6,759,852) (6,322,425) (6,322,425) (5,997,870) (5,997,870) - - (1,170,984) (1,170,984) (49,387,787) - (49,387,787) 1,110,964 1,110,964 4,589,271 4,589,271 875,477 875,477 769,811 769,811 - 7,345,523 7,345,523 16,737,005 16,737,005 7,331,660 7,331,660 10,756,477 10,756,477 7,381,989 7,381,989 5,539,407 5,539,407 4,353,912 4,353,912 1,557,128 1,557,128 2,372,249 2,372,249 260,169 182,261 442,430 737,826 737,826 206,700 206,700 1,051,563 (1,051,563) - 58,079,385 (662,602) 57,416,783 8,691,598 6,682,921 15,374,519 116,930,486 180,164,223 297,094,709 250,000 250,000 117,180,486 180,164,223 297,344,709 125,872,084$ 186,847,144$ 312,719,228$ Net Revenues (Expenses) and Changes in Net Position 22 City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2017 General Other Governmental Funds Total Governmental Funds Assets Cash and cash equivalents 326,898$ 2,533,740$ 2,860,638$ Investments 19,639,015 22,072,819 41,711,834 Taxes receivable 6,294,199 6,294,199 Accounts receivable 321,204 340,141 661,345 Other receivables 308,329 308,329 Due from other governments 107,919 107,919 Due from other funds 128,102 128,102 Accrued interest receivable 77,309 65,275 142,584 Prepaid items 3,173,248 5,642 3,178,890 Cash held by fiscal agent 2,247,713 2,247,713 Total assets 30,268,304$ 27,373,249$ 57,641,553$ Liabilities and Fund Balance Liabilities: Accounts payable 1,843,719$ 1,069,542$ 2,913,261$ Accrued liabilities 584,679 691 585,370 Due to other funds 128,102 128,102 Unearned revenue 1,204,831 114,970 1,319,801 Other liabilities 138,921 138,921 Total liabilities 3,772,150 1,313,305 5,085,455 Fund balance: Nonspendable 3,173,248 5,642 3,178,890 Restricted for: Debt service 128,102 2,119,611 2,247,713 Law enforcement grant programs 20,786 20,786 Committed to: Affordable housing programs 5,054,332 5,054,332 General government programs 9,428,034 8,795,074 18,223,108 Impact fee programs 588,743 588,743 Open space programs 2,728,883 2,728,883 Assigned to: Contingency fund 10,902,368 900,000 11,802,368 Development services 41,110 5,846,873 5,887,983 City attorney 100,000 100,000 Unassigned 2,723,292 2,723,292 Total fund balance 26,496,154 26,059,944 52,556,098 Total liabilities and fund balance 30,268,304$ 27,373,249$ 57,641,553$ The accompanying notes are an integral part of these financial statements. 23 City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2017 Total fund balance - governmental funds 52,556,098$ Capital assets at estimated historical cost 283,635,345 Accumulated depreciation (90,307,727) 193,327,618 30,018,740 824,862 495,000 Lease revenue bonds 25,803,475 Lease purchase financing 1,898,652 Compensated absences 2,422,613 Conservation loan 591,647 Bond premium 525,065 Accrued interest payable 119,935 (31,361,387) Net pension liability is not a current financial resource and, therefore, is not reported in the governmental funds. (113,347,324) (6,641,523) Total net position - governmental activities 125,872,084$ Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. Net other post-employment benefit asset is not a current financial resource and, therefore, is not reported in governmental funds. Deferred outflows of resources are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources are not current assets or resources; and they are not due in the current period and therefore are not reporting in the governmental funds. The accompanying notes are an integral part of these financial statements. 24  City of San Luis Obispo, California Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2017 General Other Governmental Funds Total Governmental Funds Revenues: Sales and use tax - general 16,737,005$ $ 16,737,005$ Sales and use tax - Half Percent Sales Tax 7,331,660 7,331,660 Sales tax - Prop 172 405,512 405,512 Property tax 10,756,477 10,756,477 Transient occupancy tax 7,381,989 7,381,989 Utility users tax 5,539,407 5,539,407 Property tax in lieu of VLF 4,353,912 4,353,912 Franchise taxes 1,557,128 1,557,128 Business tax 2,372,249 2,372,249 Real property transfer tax 332,314 332,314 Fines, forfeitures and penalties 139,534 139,534 Use of money and property 160,340 99,829 260,169 Subventions and grants 1,014,859 1,609,894 2,624,753 Charges for services 9,112,989 6,060,718 15,173,707 Miscellaneous 239,321 207,135 446,456 Total revenues 67,434,696 7,977,576 75,412,272 Expenditures: Current: General government 11,485,833 338,527 11,824,360 Public safety 27,262,887 828,860 28,091,747 Transportation 3,780,804 1,169,041 4,949,845 Leisure, cultural and social services 7,712,834 72,577 7,785,411 Community development 8,576,098 4,116,139 12,692,237 Debt service: Principal 87,667 2,013,629 2,101,296 Interest 6,575 1,208,929 1,215,504 Capital outlay: Public safety 1,772,454 1,772,454 Transportation 2,944,453 2,944,453 Leisure, cultural and social services 1,421,919 1,421,919 Community development 284,375 284,375 General government 89,825 89,825 Total expenditures 58,912,698 16,260,728 75,173,426 Excess (deficiency) of revenues over (under) expenditures 8,521,998 (8,283,152) 238,846 The accompanying notes are an integral part of these financial statements. 25 City of San Luis Obispo, California Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds, continued For the Fiscal Year Ended June 30, 2017 Page 2 General Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Issuance of debt $ 1,141,468$ 1,141,468$ Transfers in 2,043,830 13,695,206 15,739,036 Transfers out (13,695,206) (992,267) (14,687,473) Total other financing sources (uses)(11,651,376) 13,844,407 2,193,031 Net change in fund balance (3,129,378) 5,561,255 2,431,877 Fund balance, beginning of year 29,625,532 20,498,689 50,124,221 Fund balance, end of year 26,496,154$ 26,059,944$ 52,556,098$ The accompanying notes are an integral part of these financial statements. 26 City of San Luis Obispo, California Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government-wide Statement of Activities and Changes in Net Position For the Fiscal Year Ended June 30, 2017 Total net change in fund balance - governmental funds 2,431,877$ Expenditures for capital outlay - governmental funds 6,513,026 Depreciation expense (5,765,746) 747,280 Loss on disposal of capital asset (7,322) 245,000 2,101,296 Acquisition of new financing (1,141,468) 6,207 38,313 145,642 128,539 Change in net pension liability 3,996,234 Total change in net position - governmental activities 8,691,598$ Change in other long-term asset Change in compensated absences Capital outlay net of depreciation expense and disposal. Change in accrued interest on debt Change in unamortized discount/premium (netted with debt) Principal paid on long-term debt Changes in the net other post-employment benefit (OPEB) asset due to plan changes and changes in actuarial assumptions The accompanying notes are an integral part of these financial statements. 27 City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds June 30, 2017 Water Sewer Parking Transit Totals Assets Current assets: Cash and cash equivalents 382,881$ 672,491$ 312,289$ 37,401$ 1,405,062$ Investments 16,934,518 29,759,281 13,707,783 1,655,098 62,056,680 Accounts receivable 2,790,240 2,632,303 47,933 89 5,470,565 Accrued interest receivable 64,633 92,514 42,614 5,513 205,274 Prepayments 5,619,037 32,062 5,651,099 Due from other governments 1,390,141 1,390,141 Total current assets 25,791,309 33,188,651 14,110,619 3,088,242 76,178,821 Noncurrent assets: Cash and investments held by fiscal agent 1,623,009 60,225 593,292 2,276,526 Investment in joint venture 906,000 906,000 Capital assets: Land 945,926 2,176,114 5,947,455 9,069,495 Public art 74,100 74,100 Infrastructure 98,608,048 85,429,529 29,149,949 110,972 213,298,498 Buildings and improvements 19,134,912 5,024,388 888,420 5,055,076 30,102,796 Equipment 4,217,640 4,945,596 408,106 9,262,399 18,833,741 Construction in progress 1,372,947 10,403,373 502,344 47,344 12,326,008 Total capital assets 124,279,473 107,979,000 36,970,374 14,475,791 283,704,638 Less accumulated depreciation (50,574,950) (34,366,405) (12,284,292) (7,340,033) (104,565,680) Capital assets, net of accumulated depreciation 73,704,523 73,612,595 24,686,082 7,135,758 179,138,958 Total noncurrent assets 76,233,532 73,672,820 25,279,374 7,135,758 182,321,484 Total assets 102,024,841 106,861,471 39,389,993 10,224,000 258,500,305 Deferred Outflows of Resources Pension related 2,050,530 2,262,358 538,149 151,060 5,002,097 Unamortized loss on refunding of debt 158,894 158,894 Total deferred outflow of resources 2,209,424 2,262,358 538,149 151,060 5,160,991 Enterprise Funds The accompanying notes are an integral part of these financial statements. 28 City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds, continued June 30, 2017 Page 2 Water Sewer Parking Transit Totals Enterprise Funds Liabilities Current liabilities: Accounts payable 493,190$ 1,597,029$ 116,507$ 337,376$ 2,544,102$ Accrued liabilities 9,739 18,720 2,932 800 32,191 Compensated absences 259,484 210,341 24,122 16,240 510,187 Deposits payable 21,780 250,000 271,780 Interest payable 138,519 47,064 103,828 289,411 Current portion of long-term debt 1,379,482 907,052 498,058 2,784,592 Total current liabilities 2,302,194 2,780,206 995,447 354,416 6,432,263 Noncurrent liabilities: Compensated absences 60,730 73,545 6,814 2,216 143,305 Lease revenue bonds 15,855,977 428,260 6,552,586 22,836,823 Installment sale agreement 6,783,114 6,783,114 State loan/note payable 3,336,331 7,817,344 4,590,132 15,743,807 Net pension liability 9,387,364 10,170,853 2,604,377 616,636 22,779,230 Total noncurrent liabilities 28,640,402 25,273,116 13,753,909 618,852 68,286,279 Total liabilities 30,942,596 28,053,322 14,749,356 973,268 74,718,542 Deferred Inflows of Resources Pension related 863,605 935,684 239,593 56,728 2,095,610 Net Position Net investment in capital assets 53,291,627 57,676,825 13,045,306 7,135,758 131,149,516 Restricted: Debt service 1,623,009 60,225 593,292 2,276,526 Subsequent year expenditures 1,298,017 8,207,589 381,450 41,519 9,928,575 Unrestricted 16,215,411 14,190,184 10,919,145 2,167,787 43,492,527 Total net position 72,428,064$ 80,134,823$ 24,939,193$ 9,345,064$ 186,847,144$ The accompanying notes are an integral part of these financial statements. 29 City of San Luis Obispo, California Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2017 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 18,757,311$ 15,382,103$ 4,307,877$ 658,468$ 39,105,759$ Impact fees 1,266,674 503,615 1,770,289 Fines and forfeitures 530,644 530,644 Other revenues 162,054 349,862 (171,551) 340,365 Total operating revenues 20,186,039 16,235,580 4,666,970 658,468 41,747,057 Operating expenses: Salaries and benefits 3,615,448 3,967,703 1,118,703 296,931 8,998,785 Supplies and maintenance 1,682,244 1,905,369 267,576 280,374 4,135,563 Contract services 8,842,359 807,408 600,146 2,551,097 12,801,010 General government 1,477,598 1,591,041 684,603 288,995 4,042,237 Depreciation 2,665,385 3,041,787 644,447 659,474 7,011,093 Total operating expenses 18,283,034 11,313,308 3,315,475 4,076,871 36,988,688 Operating income (loss)1,903,005 4,922,272 1,351,495 (3,418,403) 4,758,369 Nonoperating revenues (expenses) Interest 63,970 62,376 52,476 3,439 182,261 Grants 4,180,386 4,180,386 Interest expense (786,933) (369,954) (476,018) (1,632,905) Income from investment in joint venture 206,700 206,700 Miscellaneous nonoperating revenues (expenses)(5,108) 36,953 7,828 39,673 Total nonoperating revenues (expenses)(521,371) (270,625) (423,542) 4,191,653 2,976,115 Income before transfers and capital contributions 1,381,634 4,651,647 927,953 773,250 7,734,484 Transfers (561,244) (490,319) (1,051,563) Total transfers (561,244) (490,319) - - (1,051,563) Change in net position 820,390 4,161,328 927,953 773,250 6,682,921 Net position, beginning of year 71,607,674 75,973,495 24,011,240 8,571,814 180,164,223 Net position, end of year 72,428,064$ 80,134,823$ 24,939,193$ 9,345,064$ 186,847,144$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 30 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2017 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 20,243,988$ 16,377,147$ 3,934,677$ 658,417$ 41,214,229$ Cash payments to suppliers for goods and services (10,225,911) (2,049,692) (816,110) (2,699,111) (15,790,824) Cash payments to General Fund for interfund services (1,477,598) (1,591,041) (684,603) (288,995) (4,042,237) Cash payments to employees for services (3,930,698) (4,378,924) (1,202,249) (321,475) (9,833,346) Other cash payments (5,108) (5,108) Other cash receipts 36,953 7,828 44,781 Net cash provided by (used in) operating activities 4,604,673 8,394,443 1,231,715 (2,643,336) 11,587,495 Cash flows from noncapital financing activities: Operating grants received 5,271,715 5,271,715 Transfers to other funds (561,244) (490,319) (1,051,563) Net cash provided by (used in) noncapital financing activities (561,244) (490,319) - 5,271,715 4,220,152 Cash flows from capital and related financing activities: Acquisition and construction of capital assets (725,268) (4,530,198) (127,562) (1,665,211) (7,048,239) Disposition of capital assets 9,124 9,124 Principal paid on debt financing (1,394,025) (879,011) (481,982) (2,755,018) Interest paid on debt financing (774,602) (372,478) (476,809) (1,623,889) Net cash used in capital and related financing activities (2,884,771) (5,781,687) (1,086,353) (1,665,211) (11,418,022) Cash flows from investing activities: Interest on investments 47,873 38,041 43,180 (190) 128,904 Net cash provided by investing activities 47,873 38,041 43,180 (190) 128,904 Net change in cash and cash equivalents 1,206,531 2,160,478 188,542 962,978 4,518,529 Cash and cash equivalents, beginning of year 17,733,877 28,331,519 14,424,822 729,521 61,219,739 Cash and cash equivalents, end of year 18,940,408$ 30,491,997$ 14,613,364$ 1,692,499$ 65,738,268$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 31 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds, continued For the Fiscal Year Ended June 30, 2017 Page 2 Water Sewer Parking Transit Total Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Operating income (loss)1,903,005$ 4,922,272$ 1,351,495$ (3,418,403)$ 4,758,369$ Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Depreciation 2,665,385 3,041,787 644,447 659,474 7,011,093 Other revenues and expenses (5,108) 36,953 7,828 39,673 Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accounts receivable 65,509 141,567 17,707 (51) 224,732 Prepaid expense 211,230 (32,062) 179,168 Accounts payable 87,462 695,147 51,612 132,360 966,581 Deposits payable (7,560) (750,000) (757,560) Accrued salaries and compensated absences (108,550) (196,863) (27,563) (9,280) (342,256) Deferred pensions and net pension liability (206,700) (214,358) (55,983) (15,264) (492,305) Net cash provided by (used in) operating activities 4,604,673$ 8,394,443$ 1,231,715$ (2,643,336)$ 11,587,495$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 382,881$ 672,491$ 312,289$ 37,401$ 1,405,062$ Investments 16,934,518 29,759,281 13,707,783 1,655,098 62,056,680 Cash and investments held by fiscal agent 1,623,009 60,225 593,292 2,276,526 Total cash and investments 18,940,408$ 30,491,997$ 14,613,364$ 1,692,499$ 65,738,268$ Noncash investing, capital, and financing activities: None Enterprise Funds The accompanying notes are an integral part of these financial statements. 32 City of San Luis Obispo, California Statement of Net Position – Fiduciary Funds Agency Funds June 30, 2017 Assets Current assets: Cash and cash equivalents 2,869,062$ Investments 1,687,073 Accounts receivable 18,102 Accrued interest receivable 9,826 Other assets 35,064 Deferred outflows of resources - pension related 265,920 Capital assets, net of accumulated depreciation 1,058,352 Total assets 5,943,399$ Liabilities Current liabilities: Accounts payable 493,762$ Accrued liabilities 28,988 Other liabilities 2,349,852 Deferred inflows of resources - pension related 111,456 Net pension liability 1,211,508 Due to agency participants 1,747,833 Total liabilities 5,943,399$ The accompanying notes are an integral part of these financial statements. 33  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page Note 1: Summary of Significant Accounting Policies 36 Description of the Reporting Entity 36 Government-wide and Fund Financial Statements 36 Measurement Focus, Basis of Accounting and Basis of Presentation 37 Assets, Liabilities, and Net Position or Fund Balance 39 Reconciliation of Government-wide and Fund Financial Statements 42 Budgets and Budgetary Accounting 42 Fair Value Measurements 45 Note 2: Cash and Investments 45 Funds with Fiscal Agent 45 Investments 46 Note 3: Property Taxes 50 Note 4: Due from Other Governments 51 Note 5: Capital Assets 52 Note 6: Long-Term Debt 54 Summary of Long-Term Debt 54 Governmental Activities Summary 55 Revenue Bonds 55 Lease-Purchase Financing 56 2014 Energy Sources Conservation State Loan 57 Business-Type Activities Summary 58 Revenue Bonds 58 Loans 60 Installment Sale Agreements 60 Note 7: Pension Plans and Other Post-Employment Benefits 61 Agent-Multiple Employer Plan 62 34  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2017 Page 2 Page General Information about the Pension Plan 62 Net Pension Liability 63 Changes in the Net Pension Liability 65 Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 66 Payable to the Pension Plan 67 Cost Sharing Employer Plan 67 General Information about the Pension Plans 67 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 69 Payable to the Pension Plan 73 Other Post-Employment Benefits (OPEB) 73 Note 8: Interfund Transactions 76 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements 76 Whale Rock Commission 76 San Luis Obispo Regional Transit Authority 77 San Luis Obispo Council of Governments 78 Nacimiento Water Supply Project 78 Note 10: Risk Management 79 California Joint Powers Insurance Authority 79 Self-Insurance Programs of the Authority 80 Adequacy of Protection 81 Self-Insurance 81 Note 11: Operating Lease 82 Note 12: Commitments and Contingencies 82 Litigation 82 Grant Awards 83 35  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2017 Page 3 Page Note 13: Construction and Other Significant Commitments 83 Note 14: Fund Balance Deficiency 83 Note 15: Subsequent Event 83 Note 16: New Accounting Standards 84 Accounting Standards Adopted 84 New Accounting Standards 85 Note 17: Prior Year Restatement 86      36 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 46,724, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, building and safety, and other general government services. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The City has identified The San Luis Obispo Capital Improvement Board (the Board) as a blended component unit in accordance with GASB standards. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental fund and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business- type activities, which rely to a significant extent on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. 37 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 2 Note 1: Summary of Significant Accounting Policies (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. Major Funds and Other Funds. GASB Standards define major funds and require that the City’s major governmental funds be identified and presented separately in the fund financial statements. All other funds, called non-major funds, are combined and reported in a single column, regardless of their fund type. Major funds are defined as funds that have assets, liabilities, revenues, or expenditures/expenses equal to ten percent of their fund-type total and at least five percent of the grant total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. 38  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 3 Note 1: Summary of Significant Accounting Policies (Continued) The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following major enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses. The City has established nine Agency Funds, which are used to account for funds held by the City as an agent for private individuals, organizations or other governmental agencies. Agency funds are accounted for using the accrual basis of accounting. See page 126 for a complete list of Agency Funds.    39 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 4 Note 1: Summary of Significant Accounting Policies (Continued) Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Highly liquid investments with maturities of one year or less at time of purchase are stated at the amortized cost. All other investments are stated at fair value. Market value is used as fair value for those investments where market quotations are readily available. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 6 have additional information on funds held by fiscal agents. Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement would be reported at acquisition value rather than fair value. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of the business-type activities is included as 40 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 5 Note 1: Summary of Significant Accounting Policies (Continued) part of the capitalized value of the assets constructed. Detailed information on the City’s capital assets can be found in Note 5. Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Assets Years Infrastructure 20-100 Buildings and structures 20-50 Improvements other than buildings 10-100 Equipment 3-21 Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net position by the City that is applicable to a future reporting period. The City has deferred outflows of resources related to pensions and unamortized loss on refundings of debt. A deferred inflow of resources is defined as an acquisition of net position by the City that is applicable to a future reporting period. The City has deferred inflows of resources related to pensions. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 41 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 6 Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the City’s proportionate share of the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense. Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Also included in this component are encumbrances which represent legal and binding obligations for the acquisition of future goods and services. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. 42 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 7 Note 1: Summary of Significant Accounting Policies (Continued) Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes, but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. The General Fund is the only fund that reports a positive unassigned fund balance amount. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Reconciliation of Government-wide and Fund Financial Statements A reconciliation between total fund balance of the governmental funds and total net position of the governmental activities as reported in the government-wide statement of net position is presented in the basic financial statements. A reconciliation between total net change in fund balance of the governmental funds and total change in net position of governmental activities as reported in the government-wide statement of activities is presented in the basic financial statements. There are no differences between total net position of the proprietary funds and total net position of the business-type activities as reported in the government-wide statement of net position. Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal-setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. 43 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 8 Note 1: Summary of Significant Accounting Policies (Continued) Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities.  Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process: o First Year. The Financial Plan process begins with City Council goal-setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year.  Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, makes adjustments as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2017 was the second year of the 2015-17 two-year cycle.  Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February. 44 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 9 Note 1: Summary of Significant Accounting Policies (Continued)  Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Construction in Progress (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2017 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Department to ensure that it maintained a development review process that complied with State law in light of the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the general fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. Encumbrances. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the governmental funds. Encumbrances outstanding at the end of the year are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Amounts encumbered at year end are re-appropriated in the following year. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. 45  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 10 Note 1: Summary of Significant Accounting Policies (Continued) Fair Value Measurements As defined in GASB Statements, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statements establish a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities; Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly; Level 3 — Unobservable inputs for the asset or liability. For fiscal year ended June 30, 2017, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, reso lutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. 46 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 11 Note 2: Cash and Investments (Continued) Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments: • Treasury bills and notes • Government Sponsored Enterprises • Commercial paper • Repurchase agreements • Bankers' acceptances • Corporate medium-term notes • Negotiable certificates of deposit • Collateralized bank deposits • Money market mutual funds • State Local Agency Investment Fund (LAIF) Investments are stated at fair value, based on quoted market prices, except for discount notes which are stated at amortized cost which approximates fair value, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the market value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in market value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. At June 30, 2017, cash and investments consisted of the following: Fair Value Percent of Portfolio Cash and cash equivalents 4,265,700$ 3.79% State Local Agency Investment Fund 27,062,409 24.04% U.S. Treasury Bond / Note 17,150,735 15.24% Federal Agency Bond / Note 34,202,847 30.39% Corporate Note 8,717,394 7.74% Commercial Paper 7,656,133 6.80% Negotiable Certificates of Deposit 8,904,157 7.91% Non-Negotiable Certificates of Deposit 984,002 0.87% Money Market Funds 1,578,983 1.40% Guarantee Investment Contracts 2,036,093 1.81% Total cash and investments 112,558,453$ 100.00% 47 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 12 Note 2: Cash and Investments (Continued) At June 30, 2017, cash and investments are reflected in the financial statements as follows: Governmental Funds Enterprise Funds Total Cash and cash equivalents 2,860,638$ 1,405,062$ 4,265,700$ Investments 41,711,834 62,056,680 103,768,514 Cash and investments held by fiscal agents 2,247,713 2,276,526 4,524,239 Total cash and investments 46,820,185$ 65,738,268$ 112,558,453$ Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. The following is a summary of the fair value measurements as of June 30, 2017: Fair Value Investments by fair value hierarchy U.S. Treasury Bond / Note 17,150,735$ 17,150,735$ $ $ Federal Agency Bond / Note 34,202,847 34,202,847 Corporate Note 8,717,394 8,717,394 Commercial Paper 7,656,133 7,656,133 Negotiable Certificates of Deposit 8,904,157 8,904,157 Total investments by fair value hierarchy 76,631,266$ 17,150,735$ 59,480,531$ -$ Investments not subject to fair value hierarchy State Local Agency Investment Fund 27,062,409 Non-Negotiable Certificates of Deposit 984,002 Money market funds 1,578,983 Guarantee Investment Contracts 2,036,093 Total investments not subject to fair value hierarchy 31,661,487 Total investments measured at fair value 108,292,753$ Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) 48 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 13 Note 2: Cash and Investments (Continued) Custodial Credit Risk – Deposits with Financial Institutions. The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including certificates of deposit, totaled $21,156,737 at June 30, 2017 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. Interest Rate Risk. This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Fair Value Less Than One Month One Month to One Year One to Five Years Over Five Years State Local Agency Investment Fund 27,062,409$ $ 27,062,409$ $ $ U.S. Treasury Bond / Note 17,150,735 815,441 15,292,585 1,042,709 Federal Agency Bond / Note 34,202,847 1,898,413 32,304,434 Corporate Note 8,717,394 8,717,394 Commercial Paper 7,656,133 2,361,374 5,294,759 Negotiable Certificates of Deposit 8,904,157 818,206 8,085,951 Non-Negotiable Certificates of Deposit 984,002 984,002 Money Market Funds 1,578,983 1,578,983 Guarantee Investment Contracts 2,036,093 2,036,093 Total maturities 108,292,753$ 3,940,357$ 36,873,230$ 64,400,364$ 3,078,802$ 49 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 14 Note 2: Cash and Investments (Continued) Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2017: Fair Value AAA AA+AA AA-A+A Not Rated Investments: State Local Agency Investment Fund 27,062,409$ $ $ $ $ $ $ 27,062,409$ U.S. Treasury Bond / Note 17,150,735 15,591,416 1,559,319 Federal Agency Bond / Note 34,202,847 34,202,847 Corporate Note 8,717,394 985,729 1,035,798 426,782 1,548,145 1,231,828 3,489,112 Commercial Paper 7,656,133 7,656,133 Negotiable Certificates of Deposit 8,904,157 4,115,851 4,788,306 Non-Negotiable Certificates of Deposit 984,002 984,002 Money Market Funds 1,578,983 1,578,983 Guarantee Investment Contracts 2,036,093 2,036,093 Total 108,292,753$ 985,729$ 50,830,061$ 426,782$ 5,663,996$ 6,020,134$ 3,489,112$ 40,876,939$ Concentration Credit Risk. The City’s policies contained in the Investment Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution.  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions. 50 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 15 Note 2: Cash and Investments (Continued)  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Investments that exceed 5% of the portfolio by issuer are summarized below: Fair Value Percent of Portfolio Federal Home Loan Bank 11,935,381$ 11% Federal National Mortgage Association 15,610,845 14% Fannie Mae and Freddie Mac 6,656,621 6% These U.S. government-sponsored enterprise agency securities are not explicitly guaranteed by the U.S. government. Approximately 15.8% of the City’s portfolio is comprised of U.S. Treasury securities, which are exempt from this disclosure. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes:  Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal.  Tax Levies. Under the provisions of Proposition 13, the County wide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation.  Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership. 51 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 16 Note 3: Property Taxes (Continued)  Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments.  Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest.  Tax Levy Apportionments. Due to the nature of the County wide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted subsequent to the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State.  City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2017 have been accrued since they will be collected within 60 days subsequent to year-end. Note 4: Due from Other Governments The following is a summary of amounts due to the City from other governmental agencies at June 30, 2017: County of San Luis Obispo State of California Other Agencies Total Other Governmental Funds 49,813$ 58,106$ $ 107,919$ Enterprise Funds: Transit Fund 1,390,141 1,390,141 Total 49,813$ 58,106$ 1,390,141$ 1,498,060$ 52 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 17 Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. Capital assets activity for the fiscal year ended June 30, 2017 was as follows: Balance Decreases /Balance June 30, 2016 Increases Transfers June 30, 2017 Governmental activities: Capital assets not being depreciated: Land 32,020,193$ $ $ 32,020,193$ Construction in progress 30,660,529 3,344,709 (25,860,699) 8,144,539 Public art 646,630 646,630 Total capital assets not being depreciated 63,327,352 3,344,709 (25,860,699) 40,811,362 Capital assets being depreciated: Infrastructure 151,050,353 26,830,489 177,880,842 Accum. Depreciation (51,230,145) (3,251,195) (54,481,340) Buildings and improvements 35,824,133 697,116 36,521,249 Accum. Depreciation (17,628,799) (972,762) (18,601,561) Equipment 27,738,353 1,501,411 (817,872) 28,421,892 Accum. Depreciation (16,493,587) (1,541,789) 810,550 (17,224,826) Total capital assets being depreciated, net 129,260,308 23,263,270 (7,322) 152,516,256 Governmental activities, capital assets, net 192,587,660 26,607,979 (25,868,021) 193,327,618 53 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 18 Note 5: Capital Assets (Continued) Balance Decreases /Balance June 30, 2016 Increases Transfers June 30, 2017 Business-type activities: Capital assets not being depreciated: Land 9,069,495$ $ $ 9,069,495$ Construction in progress 7,813,730 4,534,953 (22,675) 12,326,008 Public art 74,100 74,100 Total capital assets not being depreciated 16,957,325 4,534,953 (22,675) 21,469,603 Capital assets being depreciated: Infrastructure 213,298,498 213,298,498 Accum. Depreciation (74,014,176) (74,014,176) Buildings and improvements 29,952,979 149,817 30,102,796 Accum. Depreciation (12,919,950) (12,919,950) Equipment 16,727,768 2,386,142 (280,169) 18,833,741 Accum. Depreciation (10,891,508) (7,011,093) 271,047 (17,631,554) Total capital assets being depreciated, net 162,153,611 (4,475,134) (9,122) 157,669,355 Business-type activities, capital assets, net 179,110,936 59,819 (31,797) 179,138,958 Total Government-wide 371,698,596$ 26,667,798$ (25,899,818)$ 372,466,576$ Depreciation expense was charged to functions/programs as follows: Governmental activities: Public safety 1,062,645$ Transportation 3,267,869 Culture and recreation 546,396 Community development 5,316 General government 883,520 Total depreciation - governmental activities 5,765,746 Business-type activities: Water 2,665,385 Sewer 3,041,787 Parking 644,447 Transit 659,474 Total depreciation - business-type activities 7,011,093 Total Government-wide 12,776,839$ 54 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 19 Note 6: Long-Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2017: Balance Balance Due Within June 30, 2016 Additions Deductions June 30, 2017 One Year Governmental activities: Revenue bonds 27,199,515$ $ (1,396,040)$ 25,803,475$ 1,454,115$ Add: Unamortized bond premium 563,378 (38,313) 525,065 Total revenue bonds 27,762,893 (1,434,353) 26,328,540 1,454,115 Lease-purchase financing 1,374,773 1,141,468 (617,589) 1,898,652 623,519 Compensated absences 2,551,152 2,422,614 (2,551,153) 2,422,613 1,888,279 Conservation Loan 679,314 (87,667) 591,647 88,546 Total long-term debt, governmental activities 32,368,132$ 3,564,082$ (4,690,762)$ 31,241,452$ 4,054,459$ Business-type activities: Revenue bonds 24,840,500$ $ (1,188,960)$ 23,651,540$ 1,235,885$ Add: Unamortized bond premium 482,905 (61,737) 421,168 Total revenue bonds 25,323,405 (1,250,697) 24,072,708 1,235,885 Loans 17,647,622 (938,462) 16,709,160 965,353 Installment sale agreements 7,932,327 (565,859) 7,366,468 583,354 Compensated absences 682,933 653,492 (682,933) 653,492 510,187 Total long-term debt, business-type activities 51,586,287 653,492 (3,437,951) 48,801,828 3,294,779 Total Government-wide 83,954,419$ 4,217,574$ (8,128,713)$ 80,043,280$ 7,349,238$ Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. Total interest incurred during the year ended June 30, 2017 was $2,803,889 of which $219,862 was capitalized into construction in progress. See Note 10 for detail of estimated claims and liabilities. The San Luis Obispo Capital Improvement Board has entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board and the City have been eliminated from these financial statements. 55 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 20 Note 6: Long-Term Debt (Continued) Governmental Activities Summary: Revenue Bonds 2005 Revenue Refunding Bonds. In 2005, the Board issued lease revenue refunding bonds in the amount of $6,550,000 to refinance the 1996 lease revenue bonds. The purpose of these bonds was to construct several high priority capital improvement projects, including the fire station headquarters, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. The bonds bear interest from 3.4% to 4.5%, and are due in annual installments on June 1 through June 1, 2026 that range from $195,000 to $565,000. At June 30, 2017, the principal amount outstanding on the bonds was $3,510,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. 2006 Lease Revenue Bonds. In 2006, the Board issued lease revenue bonds in the amount of $16,160,000 to finance the costs of acquisition and construction of public parking facilities and for purposes of the City’s administrative office. Of the original bond issuance, $7,433,600 was used for financing governmental activities related to this project and the remainder was used for business-type activities. The bonds bear interest from 4.00% to 4.70%, and are due in annual installments on June 1 through June 1, 2036 that range from $116,100 to $515,700. At June 30, 2017, the principal amount outstanding that pertains to governmental activities was $5,729,300 of the total $12,455,000 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. 2009 Lease Revenue Bonds. In 2009, the Board issued lease revenue bonds in the amount of $10,705,000 to finance the public safety communications and emergency operations center project. Of the original bond issuance, $9,067,135 was used for financing governmental activities related to this project and the remainder was used for business-type activities. The bonds bear interest from 3.0% to 5.75%, and are due in annual installments on June 1 through June 1, 2039 that range from $355,740 to $563,255. At June 30, 2017, the principal amount outstanding that pertains to governmental activities was $5,319,175 of the total $6,280,015 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. In the Statement of Net Position, the 2009 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2009 bonds. At June 30, 2017, the unamortized premium was $82,940. 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds is to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0%, and are due in annual installments on December 1 through December 1, 2029 56 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 21 Note 6: Long-Term Debt (Continued) that range from $210,000 to $390,000. At June 30, 2017, the principal amount outstanding on the bonds was $3,960,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2017, the unamortized premium was $239,027. 2014 Lease Revenue Bonds. In 2014, the Board issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00%, and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2017, the principal amount outstanding on the bonds was $7,285,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2017, the unamortized premium was $203,098. At June 30, 2017, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: For the Year Ending June 30,Principal Interest Total 2018 1,454,115$ 1,112,399$ 2,566,514$ 2019 1,505,255 1,056,298 2,561,553 2020 1,103,250 996,729 2,099,979 2021 1,146,685 951,442 2,098,127 2022 1,189,355 902,688 2,092,043 2023-2027 6,483,245 3,688,784 10,172,029 2028-2032 5,004,265 2,392,644 7,396,909 2033-2037 4,412,040 1,317,657 5,729,697 2038-2042 2,320,265 465,789 2,786,054 2043-2045 1,185,000 72,300 1,257,300 25,803,475$ 12,956,730$ 38,760,205$ Lease-Purchase Financing Fire Apparatus. In 2010 the Board obtained lease-purchase financing in the amount of $1,080,000 to purchase a fire truck. The gross amount of assets under this lease is $1,047,927 million with accumulated depreciation of $371,098 included in equipment at June 30, 2017. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 2.99% due in annual installments on February 1 through February 1, 2020 that range from $80,000 to $125,100. At June 30, 2017 the principal amount outstanding is $360,000. 57 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 22 Note 6: Long-Term Debt (Continued) Fire Engine. In 2013 the City obtained lease-purchase financing in the amount of $548,351 to purchase a fire truck. The gross amount of assets under this lease is $550,738 with accumulated depreciation of $91,790 included in equipment at June 30, 2017. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 6.00% due in annual installments on July 11 through July 11, 2018 that range from $106,000 to $114,000. At June 30, 2017 the principal amount outstanding is $225,328. Computers. In 2016 the City obtained lease-purchase financing in the amount of $688,500 to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. The gross amount of assets under this lease is $714,611 with accumulated depreciation of $47,641 included in equipment at June 30, 2017. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 1.55% due in quarterly installments beginning December 1, 2015 through September 1, 2019 in the amount of $44,000. At June 30, 2017 the principal amount outstanding is $392,516. Fire Engine and Street Sweeper. In 2017 the City obtained lease-purchase financing in the amount of $1,141,468 to purchase a fire truck and street sweeper. The gross amount of assets under this lease is $1,142,712 included in equipment at June 30, 2017. As the assets were placed into service on June 30, 2017, there was no accumulated depreciation and related expense for the year ended June 30, 2017. The lease agreement bears an interest rate of 1.69% due in annual installments on April 28 through April 28, 2021 of $240,067. At June 30, 2017 the principal amount outstanding is $920,808. At June 30, 2017, the aggregate maturities of the aforementioned governmental activities lease-purchase financing were as follows: For the Year Ending June 30,Principal Interest Total 2018 623,519$ 32,538$ 656,057$ 2019 637,678 22,282 659,960 2020 401,400 11,765 413,165 2021 236,055 4,013 240,068 1,898,652$ 70,598$ 1,969,250$ 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2017 the principal amount outstanding is $591,647. 58  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 23 Note 6: Long-Term Debt (Continued) At June 30, 2017, the aggregate maturities of the aforementioned governmental activities conservation loan is as follows: For the Year Ending June 30, Principal Interest Total 2018 88,546$ 5,696$ 94,242$ 2019 89,434 4,809 94,243 2020 90,320 3,922 94,242 2021 91,236 3,007 94,243 2022 92,150 2,092 94,242 2023-2024 139,961 1,402 141,363 591,647$ 20,928$ 612,575$ Business-Type Activities Summary: Revenue Bonds 2006 Lease Revenue Bonds. In 2006, the Board issued lease revenue bonds in the amount of $16,160,000 to finance the costs of acquisition and construction of public parking facilities and for purposes of the City’s administrative office. Of the original bond issuance, $8,726,400 was used for financing business-type activities related to this project and the remainder was used for governmental activities. The bonds bear interest from 4.00% to 4.70%, and are due in annual installments on June 1 through June 1, 2036 that range from $116,100 to $515,700. At June 30, 2017, the principal amount outstanding that pertains to business-type activities was $6,725,700 of the total $12,455,000 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. In the Statement of Net Position, the 2006 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2006 bonds. At June 30, 2017, the unamortized premium was $21,035. 2009 Lease Revenue Bonds. In 2009, the Board issued lease revenue bonds in the amount of $10,705,000 to finance the public safety communications and emergency operations center project. Of the original bond issuance, $1,637,865 was used for financing business-type activities related to this project and the remainder was used for governmental activities. The bonds bear interest from 3.0% to 5.75%, and are due in annual installments on June 1 through June 1, 2039 that range from $355,740 to $563,255. At June 30, 2017, the principal amount outstanding that pertains to business-type activities was $960,840 of the total $6,280,015 outstanding. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. 2012 Water Revenue Refunding Bonds. In 2012, the City issued water revenue refunding bonds in the amount of $4,960,000 to refund the 2002 water revenue bonds, which were originally issued to fund water system improvements. The bonds bear interest from 2.0% to 4.0%, and are due in annual installments on June 1 through June 1, 2023 that range 59 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 24 Note 6: Long-Term Debt (Continued) from $340,000 to $550,000. At June 30, 2017, the principal amount outstanding on the bonds was $2,990,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2017, the unamortized premium was $400,133. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2017, principal and interest paid and total customer net revenues were $572,000 and $4,504,147, respectively. 2006 Water Revenue Bonds. In 2006, the City issued water revenue bonds in the amount of $16,905,000 to construct improvements to the water treatment plant. The bonds bear interest from 3.75% to 4.625%, and are due in annual installments on June 1 through June 1, 2036 that range from $235,000 to $985,000. At June 30, 2017, the principal amount outstanding on the bonds was $12,975,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2017. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2017, principal and interest paid and total customer net revenues were $1,030,948 and $4,504,147, respectively. At June 30, 2017, the aggregate maturities of the business-type revenue bonds were as follows: For the Year Ending June 30,Principal Interest Total 2018 1,235,885$ 1,055,366$ 2,291,251$ 2019 1,289,745 1,003,912 2,293,657 2020 1,251,750 952,039 2,203,789 2021 1,308,315 900,066 2,208,381 2022 1,365,655 845,210 2,210,865 2023-2027 5,296,755 3,449,504 8,746,259 2028-2032 5,925,745 2,254,989 8,180,734 2033-2037 5,862,960 744,506 6,607,466 2038-2039 114,730 10,004 124,734 23,651,540$ 11,215,596$ 34,867,136$ 60 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 25 Note 6: Long-Term Debt (Continued) Loans 2004 State Water Control Board Loan. In 2004, the City obtained a note in the amount of $8,883,200 to go towards the water reuse project. The note bears an interest rate of 2.5% due in annual installments on August 31 through August 31, 2024 that range from $296,000 to $512,600. At June 30, 2017, the principal amount outstanding on the loan was $3,767,598. 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the March Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2017, the principal amount outstanding on the loan was $4,849,540. 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station. In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2037 that range from $212,600 to $520,744. At June 30, 2017, the principal amount outstanding on the loan was $8,092,022. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2017, principal and interest paid and total customer net revenues were $533,344 and $7,339,725, respectively. At June 30, 2017, the aggregate maturities of the aforementioned business-type loans were as follows: For the Year Ending June 30,Principal Interest Total 2018 965,353$ 403,426$ 1,368,779$ 2019 993,026 386,268 1,379,294 2020 1,021,502 368,567 1,390,069 2021 1,050,806 350,305 1,401,111 2022 1,080,963 331,466 1,412,429 2023-2027 4,824,642 1,353,187 6,177,829 2028-2032 3,884,098 784,251 4,668,349 2033-2037 2,367,926 281,935 2,649,861 2038 520,844 8,362 529,206 16,709,160$ 4,267,767$ 20,976,927$ Installment Sale Agreements 2008 Suntrust Bond. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2017, the principal amount outstanding on the loan was $1,110,000. 61 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 26 Note 6: Long-Term Debt (Continued) US Bank 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2017, the principal amount outstanding on the loan was $6,256,468. At June 30, 2017, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: For the Year Ending June 30,Principal Interest Total 2018 583,354$ 218,689$ 802,043$ 2019 601,211 199,660 800,871 2020 619,441 179,994 799,435 2021 643,055 292,673 935,728 2022 662,064 138,685 800,749 2023-2027 3,060,087 389,484 3,449,571 2028-2029 1,197,256 34,935 1,232,191 7,366,468$ 1,454,120$ 8,820,588$ There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Note 7: Pension Plans and Other Post-Employment Benefits The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent-multiple employer plan for its miscellaneous employees (Miscellaneous Plan) and five cost sharing employer plans for its safety employees (Safety Plans). The Miscellaneous Plan is described in the first section of the footnote under Agent-Multiple Employer Plan and the Safety Plans follow and are described in the second section of the footnote under Cost-Sharing Employer Plans. The portion of the Miscellaneous Plan that has been allocated to the Whale Rock Commission, an Agency Fund, is included in the Miscellaneous Plan summaries in this footnote. A summary of the government-wide balances for all Plans at June 30, 2017 are as follows: Net Pension Deferred Outflows Deferred Inflows Liability of Resources of Resources Miscellaneous Plan 72,545,301$ 17,149,822$ 6,673,921$ Safety Plans 64,792,760 18,136,935 2,174,667 Less: Whale Rock Agency Fund (1,211,507) (265,920) (111,455) Total Government-Wide 136,126,554$ 35,020,837$ 8,737,133$ 62 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 27 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits in effect at June 30, 2017, are summarized as follows: Prior to On or after On or after Hire date December 6, 2012 December 6, 2012 January 1, 2013 Benefit formula 2.7% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 63 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.092% to 2.418% 1.0% to 2.5% Required employee contribution rates 8%7%6.25% Required employer contribution rates 29.577%29.577%29.577% Miscellaneous Plan While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. 63 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 28 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Employees Covered. As of the measurement date June 30, 2016, the following employees were covered by the benefit terms for the Miscellaneous Plan: Miscellaneous Plan Inactive employees or beneficiaries currently receiving benefits 367 Inactive employees entitled to but not yet receiving benefits 198 Active employees 313 Total 878 Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2016, using an annual actuarial valuation as of June 30, 2015 rolled forward to June 30, 2016 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liabilities in the June 30, 2015 actuarial valuations were determined using the following actuarial assumptions: Valuation Date June 30, 2015 Measurement Date June 30, 2016 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.65% Inflation 2.75% Payroll Growth Varies by Entry Age and Service Projected Salary Increase Varies by Entry Age and Service (1) Mortality (2) Post Retirement Benefit Increase (3) (1) Depending on age, service and type of employment. (2) Derived using CalPERS' Membership Data for all Funds (3) Contract COLA up to 2.75% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.75% thereafter Miscellaneous Plan 64 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 29 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2015 valuation were based on the results of a 2010 actuarial experience study for the period 1997 to 2007. Further details of the Experience Study can be found on the CalPERS website. Change in Assumptions. There were no changes in assumptions for the June 30, 2016 measurement date. Discount Rate. The discount rate used to measure the total pension liability was 7.65% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.65% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. 65 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 30 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 51.0%5.25%5.71% Global Fixed Income 20.0%0.99%2.43% Inflation Sensitive 6.0%0.45%3.36% Private Equity 10.0%6.83%6.95% Real Estate 10.0%4.50%5.13% Infrastructure and Forestland 2.0%4.50%5.09% Liquidity 1.0%-0.55%-1.05% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period Miscellaneous Plan Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2015 183,043,680$ 118,212,543$ 64,831,137$ Changes during the year: Service cost 3,580,882 3,580,882 Interest on the total pension liability 13,688,523 13,688,523 Differences between Expected and actual experience (1,160,933) (1,160,933) Contribution - employer 6,122,173 (6,122,173) Contribution - employee 1,666,606 (1,666,606) Net investment income 677,557 (677,557) Benefit payments, including refunds of employee contributions (9,476,508) (9,476,508) - Administrative expense (72,028) 72,028 Net changes 6,631,964 (1,082,200) 7,714,164 Balance at June 30, 2016 189,675,644$ 117,130,343$ 72,545,301$ 66 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 31 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Sensitivity of the Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Miscellaneous Plan 1% Decrease 6.65% Net Pension Liability 96,186,671$ Current Discount Rate 7.65% Net Pension Liability 72,545,301$ 1% Increase 8.65% Net Pension Liability 52,850,381$ Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2017, the City’s pension expense for the Miscellaneous Plan was $5,584,518, of which $5,494,910 was recognized pension expense for the City and $89,608 was recognized as pension expense for Whale Rock Agency Fund. At June 30, 2017, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 6,776,945$ $ Changes in assumptions 1,019,242 Differences between expected and actual experiences 1,585,218 Net differences between projected and actual earnings on plan investments 10,372,877 4,069,461 Total 17,149,822$ 6,673,921$ Miscellaneous Plan 67 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 32 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The deferred outflows of resources related to contributions subsequent to the measurement date of $6,776,945 will be recognized as a reduction of the net pension liability in the year ended June 30, 2018. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2017 (1,346,899)$ 2018 483,605 2019 2,905,312 2020 1,656,938 3,698,956$ Miscellaneous Plan Payable to the Pension Plan At June 30, 2017, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2017. Cost-Sharing Employer Plans General Information about the Pension Plans Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. The City participates in five safety cost-sharing multiple-employer plans. The Safety Plans consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. 68 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 33 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The Plans’ provisions and benefits in effect at June 30, 2017, are summarized as follows: Police Fire Police Fire Prior to Prior to On or after On or after Hire date December 6, 2012 August 30, 2012 December 6, 2012 August 30, 2012 Benefit formula 3.0% @ 50 3.0% @ 50 2.0% @ 50 3.0% @ 55 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 55 50-55 50 - 55 Monthly benefits, as a % of eligible compensation 3.00%3.00%2.0% to 2.7% 2.4% to 3% Required employee contribution rates 9%9%9%9% Required employer contribution rates 21.230%21.230%16.312% 18.301% Safety Tier 1 Safety Tier 2 Police PEPRA Fire PEPRA On or after On or after Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7% @ 57 2.7% @ 57 Benefit vesting schedule 5 years service 5 years service Benefit payments monthly for life monthly for life Retirement age 50-57 50-57 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 2.0% to 2.7% Required employee contribution rates 12.250%12.250% Required employer contribution rates 12.821%12.821% The Safety Tier 1 plans are closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. 69 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 34 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) For the year ended June 30, 2017, the contributions recognized as part of pension expense were as follows: Contributions - employer 4,650,871$ Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2017, the City reported a net pension liability for its proportionate share of the net pension liability as follows: Plan's Proportionate Share of the Net Pension Liability 64,792,760$ The City’s net pension liability for each Plan is measured as the proportionate share of the net pension liability. The net pension liability of each of the Plans is measured as of June 30, 2016, and the total pension liability for each Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2015 rolled forward to June 30, 2016 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of June 30, 2015 and 2016 was as follows: Proportionate Share Percentage share at 6/30/2015 1.365393% Percentage share at 6/30/2016 1.251014% Change - Increase/(Decrease)-0.11438% 70 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 35 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) For the year ended June 30, 2017, the City recognized pension expense of $3,432,845 for the Safety Plans. At June 30, 2017, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 6,299,915$ $ Changes in assumptions 1,768,951 Differences between expected and actual experiences 405,716 Change in employer's proportion and differences between the employer's contributions and the employer's proportionate share of contributions 2,204,273 Net differences between projected and actual earnings on plan investments 8,690,774 Adjustment due to differences in proportions 941,973 Total 18,136,935$ 2,174,667$ Safety - All Plans Pension contributions subsequent to the measurement date of $6,299,915 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30, 2018. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2017 1,590,308$ 2018 1,567,344 2019 4,242,240 2020 2,262,461 9,662,353$ Safety - All Plans 71 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 36 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Actuarial Assumptions. The total pension liabilities in the June 30, 2015 actuarial valuations for all Safety Plans were determined using the following actuarial assumptions: Valuation Date June 30, 2014 Measurement Date June 30, 2015 Actuarial Cost Method Entry-Age Normal Cost Method Actuarial Assumptions: Discount Rate 7.65% Inflation 2.75% Projected Salary Increase Varies by Entry Age and Service (1) Post Retirement Benefit Increase (2) Mortality (3) (1) Depending on age, service and type of employment. (2) Contract COLA up to 2.75% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.75% thereafter (3) Derived using CalPERS' Membership Data for all Funds Safety - All Plans The mortality table used was developed based on CalPERS’ specific data. The table includes 20 years of mortality improvements using Society of Actuaries Scale BB. For more details on this table, please refer to the 2014 experience study report. All other actuarial assumptions used in the June 30, 2015 valuation were based on the results of an actuarial experience study for the period 1997 to 2011, including updates to salary increase, mortality and retirement rates. Further details of the Experience Study can found on the CalPERS website under Forms and Publications. Change in Assumptions. There were no changes in assumptions for the June 30, 2016 measurement date. Discount Rate. The discount rate used to measure the total pension liability was 7.65% for each Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.65% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 7.65% will be applied to all plans in the Public Employees Retirement Fund (PERF). The stress test results are presented in a detailed report that can be obtained from the CalPERS website. 72 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 37 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund cash flows. Using historical returns of all the funds’ asset classes, expected compound returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 51.0%5.25%5.71% Global Fixed Income 20.0%0.99%2.43% Inflation Sensitive 6.0%0.45%3.36% Private Equity 10.0%6.83%6.95% Real Estate 10.0%4.50%5.13% Infrastructure and Forestland 2.0%4.50%5.09% Liquidity 1.0%-0.55%-1.05% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period Safety - All Plans 73 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 38 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for all Plans, as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: 1% Decrease 6.65% Net Pension Liability 96,992,274$ Current Discount Rate 7.65% Net Pension Liability 64,792,760$ 1% Increase 8.65% Net Pension Liability 26,045,304$ Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2017, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2017. Other Post-Employment Benefits (OPEB) The City’s primary OPEB cost obligation is for retiree health benefits under the election to participate in the California Public Employees’ Retirement System (CalPERS) Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). The required employer contribution was $128.00 per employee per month in 2016-17. Retirees pay the differential monthly amount of the premium, which varies depending on the health benefits they select. Additionally, the City has established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. For 5 former employees, the City contributes to the cost of the retiree health insurance premiums if they elect to remain members of the City's group health plan. This provision ceases upon the death of the employee or upon the retired employee reaching age 65. During the fiscal year ended June 30, 2009, the City entered into an agreement with California Employers’ Retiree Benefit Trust (CERBT) to pre-fund the City’s OPEB liability. 74 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 39 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Funding Policy. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. The annual required contribution (ARC) is an amount actuarially determined in accordance with the parameters of GASB standards. The City’s ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover the normal cost each year and amortize the unfunded actuarial liability over a period of 30 years. The ARC for 2016-17 was $1,182,000. CERBT is a tax-qualified irrevocable trust organized under Internal Revenue Code Section 115 and established to pre- fund retiree healthcare benefits. CERBT issues a publicly available financial report including GASB disclosure information in aggregate with other CERBT participating employers. That report may be obtained by contacting CalPERS, 400 P Street, Sacramento, CA 95814. For fiscal year 2016-17, the City contributed $1,432,000 to the Plan, which fully funded the ARC. The City paid $253,500 to the CalPERS Health Benefit Program and retirees during the year and $604,500 to the CERBT. In addition, the City contributed an additional $574,000 to prefund benefits and pay down a portion of the implied subsidy. Annual OPEB Cost and Net OPEB Obligation (Asset). The following table shows the components of the City’s annual OPEB cost for the year, the actual amount contributed to the plan, and changes in the City’s OPEB obligation (asset): Annual required contribution 1,182,000$ Interest on net OPEB obligation (18,000) Amortization on net OPEB obligation 23,000 Annual OPEB cost 1,187,000 Contributions made (1,432,000) Change in net OPEB obligation (245,000) Net OPEB asset - beginning of year (250,000) Net OPEB asset - end of year (495,000)$ The City’s Annual OPEB Cost, the percentage of Annual OPEB Cost contributed to the Plan (as described in the funding policy above) and the Net OPEB Obligation is as follows: Fiscal Year Ended Annual OPEB Cost Actual Contributions Percentage of Annual OPEB Cost Contributed Net OPEB Obligation (Asset) 6/30/2017 1,187,000$ 1,432,000$ 121% (495,000) 6/30/2016 607,000 857,000 141% (250,000) 6/30/2015 588,000 588,000 100%- 75 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 40 Note 7: Pension Plans and Other Post-Employment Benefits (Continued) Funded Status and Funding Progress. The funded status of the plan as of June 30, 2015, the plan’s most recent actuarial valuation date, was as follows: Actuarial accrued liability (AAL)13,173,000$ Actuarial value of plan assets 4,788,000 Unfunded actuarial accrued liability (UAAL)8,385,000 Funded ratio (actuarial value of plan assets/AAL)36.3% Covered payroll (active Plan members)29,989,000 UAAL as a percentage of covered payroll 28.0% Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress is presented as required supplementary information following the notes to the financial statements. The schedule presents multiyear trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Actuarial Methods and Assumptions. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit costs between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short- term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. In the June 30, 2016 actuarial valuation, the entry age normal actuarial cost method was used. The actuarial assumptions included a 7.00% investment rate of return (net of administrative expenses), which is below the expected 7.61% long- term investment return on CERBT investments and a 3% inflation assumption. The projected health care cost trend rates range from 8-8.3% for 2015 down to 5% after 2021. The unfunded actuarial accrued liability (UAAL) is being amortized over 30 years based on a level percentage of payroll. The remaining amortization period at June 30, 2017 was 22 years. 76 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 41 Note 8: Interfund Transactions Interfund receivable and payable balances as of June 30, 2017 consist of the following: Interfund Receivables Interfund Payables General Fund 128,102$ $ Nonmajor Governmental Funds:128,102 Total 128,102$ 128,102$ Interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. Interfund transfers for the year ended June 30, 2017 consist of the following: Transfers In Transfers Out General Fund 2,043,830$ 13,695,206$ Nonmajor Governmental Funds 13,695,206 992,267 Enterprise Funds 1,051,563 Total 15,739,036$ 15,739,036$ Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; 77 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 42 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by their respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Agency Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses are recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Agency Fund. Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. The City's original investment in the Reservoir project aggregates $3,900,000, and was amortized on a straight-line basis over thirty-five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2017: City's Investment Joint Venture in Joint Venture Total assets 3,077,380$ 1,694,100$ Total liabilities 1,431,570 788,100 Fund balance 1,645,810 906,000 Total revenues 1,411,000$ 776,800$ Total expenditures 1,035,680 570,100 Excess of revenues over expenditures 375,320$ 206,700$ San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as 78 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 43 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2016-17 the City contributed approximately $583,204 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction and operations of the facilities required for the delivery of 3,380 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement in order to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, 79 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 44 Note 9: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish, fix and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. These bonds were refinanced in August 2015. In addition, the District sold water revenue bonds in the amount of $182 million. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2016-17 and five year projections for the 2015 bonds and the 2007 bonds that will remaining outstanding following the refunding. Actual 2017 6,525,373$ Projected: 2018 4,986,702 2019 4,985,758 2020 4,945,455 2021 4,948,523 2022 4,945,814 2023-27 24,734,250 2028-32 24,733,649 2033-37 24,740,562 2038-41 20,630,935 Nacimiento Water Supply Obligations Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 10: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code § 80  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 45 Note 10: Risk Management 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Self-Insurance Programs of the Authority General Liability and Workers’ Compensation. The City is a member of the California Joint Powers Insurance Authority (CJPIA), which provides joint protection programs and group purchased insurance for public entities covering liability, errors and omission losses, auto liability, employment practices liability, crime, pollution, workers’ compensation injuries and coverage for city-owned property. The City has a retained limit of $500,000 per occurrence for liability and no retained limit for workers’ compensation. Liabilities of the City are reported when it is probable that a loss has occurred and the amount of the loss can be reasonable estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines and damage awards. Accordingly, claims are reevaluated periodically to consider the effects of economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether or not they are attributable to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claims liability estimate. During the past three fiscal years, none of the protection programs experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured coverage in 2016-17.CJPIA covers workers’ compensation claims up to a pooled limit of $2 million per occurrence and provides excess coverage to statutory limits with a group purchased commercial insurance policy. The City pays an annual contribution to CJPIA and may share in any member refunds in the event that pooled funding exceeds the cost of pooled claims and claim-related expenses, or the City may be required to pay additional contributions based upon CJPIA’s operating results. 81 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 46 Note 10: Risk Management (Continued) Financial statements of CJPIA may be obtained from its administrative office located at 8081 Moody Street, La Palma, California 90623, or by calling (562) 467-8700. Additional claims and lawsuits have been filed against the City in the normal course of business. It is reasonably possible that the City may be liable for claims not to exceed $500,000. In the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2016-17. Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2017. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset at June 30, 2017 is calculated as follows: 82 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 47 Note 10: Risk Management (Continued) Self-insurance activity as of and for the year ended June 30, 2017 is summarized is as follows: Interest earnings 8,756$ Claims expense (110,865)$ Estimated liability for reported claims and settlement expenses (661,150)$ Assets on deposit 1,486,012 Estimated unpaid claims asset 824,862$ Changes in the balances of claim assets during the past two fiscal years are as follows: Estimated unpaid claims asset June 30, 2015 364,128$ (Claim payments and related expenditures) reimbursement 9,286 Change in estimated claims asset June 30, 2016 301,103 Interest earnings 4,703 Estimated unpaid claims asset June 30, 2016 679,220 (Claim payments and related expenditures) reimbursement 110,865 Change in estimated claims asset June 30, 2017 87,473 Interest earnings 8,756 Withdrawal (61,452) Estimated unpaid claims asset June 30, 2017 824,862$ Note 11: Operating Lease The City entered into an operating lease in October 2014 for the use of various office equipment. Total cost for the lease was $20,282 for the year ended June 30, 2017. At June 30, 2017, the future minimum lease payments were as follows: For the Year Ending June 30, 2018 20,629$ 2019 20,982 2020 10,625 52,236$ Note 12: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. 83  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 48 Note 12: Commitments and Contingencies (Continued) Grant Awards Under the terms of Federal and State grants, audits may be required and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Note 13: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2017, including encumbrances outstanding at year-end, are as follows: General Fund 4,088,582$ Special Revenue Funds 55,418 Capital Project Funds 3,297,771 Enterprise Funds: Water 1,298,017 Sewer 8,207,589 Parking 381,450 Transit 41,519 Total 17,370,346$   Long term construction contracts are billed and paid on a percentage completion basis by construction phase. Note 14: Fund Balance Deficiency At June 30, 2017, the City had a negative fund balance in the Downtown BID Fund of $5,457. Note 15: Subsequent Event Events subsequent to June 30, 2017 have been evaluated through December 20, 2017, which is the date that the financial statements are available to be issued. Management identified the below subsequent event that required disclosure. Diablo Power Plant Closure Settlement Agreement On December 13, 2016, the Council approved a Settlement Agreement with Pacific Gas and Electric Company (PG&E) related to the Diablo Power Plant Closure Joint Proposal. The agreement includes a payment by PG&E of $10 million to the Economic Development Fund to ease the local economic impacts of the plant’s closure. Of this amount, the City will receive $1.82 million. In addition, the agreement includes $75 million to the Essential Services Mitigation Fund to offset the potential negative impacts to essential public services, which will be paid out through the County in nine equal 84  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 49 Note 15: Subsequent Event (Continued) installments through 2025. The County will redistribute the funds to 71 local agencies whose budgets are impacted by the inevitable decrease in unitary tax funding from the power plant. Finally, the agreement includes continued funding of offsite community and local emergency planning efforts over the course of 15 to 25 years. In the winter of 2017,an administrative judge proposed a decision that would negate the agreement that is currently pending and under review. As of the date of the report, the outcome is still unknown. Note 16: New Accounting Standards Accounting Standards Adopted In June 2015, GASB issued Statement No. 74 , Financial Reporting for Postemployment Benefit Plans Other Than Pension Plans, which establishes financial reporting standards for state and local governmental OPEB plans—defined benefit OPEB plans and defined contribution OPEB plans—that are administered through trusts or equivalent arrangements. The provisions of Statement No. 74 are effective for fiscal years beginning after June 15, 2016. This statement does not apply to the City and has no impact on these financial statements. In August 2015, GASB issued Statement No. 77, Tax Abatement Disclosures. Statement No. 77 requires disclosure of tax abatement information about (1) a reporting government’s own tax abatement agreements and (2) those that are entered into by other governments and that reduce the reporting government’s tax revenues. The provisions of Statement No. 77 are effective for fiscal years beginning after December 15, 2015. Implementation of this statement did not have a material impact on the City’s financial statements. In December 2015, GASB issued Statement No. 78, Pensions Provided through Certain Multiple-Employer Defined Benefit Pension Plans. Statement No. 78 addresses a practice issue regarding the scope and applicability of Statement No. 68 for pensions provided through certain multiple-employer defined benefit pension plans and to state or local governmental employers whose employees are provided with such pensions. The provisions of Statement No. 78 are effective for fiscal years beginning after December 15, 2015. Implementation of this statement did not have a material impact on the City’s financial statements. In December 2015, GASB issued Statement No. 79, Certain External Investment Pools and Pool Participants. Statement No. 79 addresses accounting and financial reporting for certain external investment pools and pool participants. The provisions of Statement No. 79 are effective for reporting periods beginning after June 15, 2016. Implementation of this statement did not have a material impact on the City’s financial statements. In January 2016, GASB issued Statement No. 80, Blending Requirements for Certain Component Units – an amendment of GASB Statement No. 14. Statement No. 80 amends the blending requirements established in paragraph 53 of Statement No. 14, The Financial Reporting Entity, as amended. The provisions of Statement No. 80 are effective for fiscal years beginning after December 15, 2015. Implementation of this statement did not have a material impact on the City’s financial statements. 85  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 50 Note 16: New Accounting Standards (Continued) New Accounting Standards In June 2015, GASB issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other Than Pensions. Statement No. 75 establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. The provisions of Statement No. 75 are effective for fiscal years beginning after June 15, 2017. Management has not yet determined the impact of this Statement on its financial statements. In March 2016, GASB issued Statement No. 81, Irrevocable Split-Interest Agreements. Statement No. 81 requires that a government that receives resources pursuant to an irrevocable split-interest agreement recognize assets, liabilities, and deferred inflows of resources at the inception of the agreement. The Statement also provides additional recognition and measurement guidance for situations in which a government is a beneficiary of the agreement. The provisions of Statement No. 81 are effective for fiscal years beginning after December 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. In March 2016, GASB issued Statement No. 82, Pension Issues—an amendment of GASB Statements No. 67, No. 68, and No. 73. Statement No. 82 addresses issues regarding (1) the presentation of payroll-related measures in required supplementary information, (2) the selection of assumptions and the treatment of deviations from the guidance in an Actuarial Standard of Practice for financial reporting purposes, and (3) the classification of payments made by employers to satisfy employee (plan member) contribution requirements. The provisions of Statement No. 82 are effective for fiscal years beginning after June 15, 2016. Management has not yet determined the impact of this Statement on its financial statements. In November 2016, GASB issued Statement No. 83, Capital Asset Retirement Obligations. Statement No. 83 provides financial statement users with information about asset retirement obligations that were not addressed in GASB standards by establishing uniform accounting and financial reporting requirements for these obligations. The provisions of Statement No. 83 are effective for reporting periods beginning after June 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. In January 2017, GASB issued Statement No. 84, Fiduciary Activities. Statement No. 84 establishes criteria for identifying fiduciary activities of all state and local governments. Activities meeting the criteria should be reported in a fiduciary fund in the basic financial statements. This Statement also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the entity to disburse fiduciary resources. The provisions of Statement No. 84 are effective for fiscal years beginning after December 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. 86  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2017 Page 51 Note 16: New Accounting Standards (Continued) In March 2017, GASB issued Statement No. 85, Omnibus 2017. Statement No. 85 addresses practice issues that have been identified during implementation and application of certain GASB Statements. This Statement addresses a variety of topics including issues related to blending component units, goodwill, fair value measurement and application, and postemployment benefits (pensions and other postemployment benefits [OPEB]). The provisions of Statement No. 85 are effective for fiscal years beginning after June 15, 2017. Management has not yet determined the impact of this Statement on its financial statements. In May 2017, GASB issued Statement No. 86, Certain Debt Extinguishment Issues. Statement No. 86 is meant to improve consistency in accounting and financial reporting for in-substance defeasance of debt by providing guidance for transactions in which cash and other monetary assets acquired with only existing resources—resources other than the proceeds of refunding debt—are placed in an irrevocable trust for the sole purpose of extinguishing debt. This Statement also improves accounting and financial reporting for prepaid insurance on debt that is extinguished and notes to financial statements for debt that is defeased in substance. The provisions of Statement No. 86 are effective for fiscal years beginning after June 15, 2017. Management has not yet determined the impact of this Statement on its financial statements. Additionally, in June 2017, GASB issued Statement No. 87, Leases. Statement No. 87 increases the usefulness of entities’ financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings of the right to use an underlying asset. The provisions of Statement No. 87 are effective for fiscal years beginning after December 15, 2019. Management has not yet determined the impact of this Statement on its financial statements. Note 17: Prior Year Restatement During 2017, a prior year restatement was recorded to properly record the City’s additional contribution made to the CalPERS Health Benefit Program for other post-employment benefits. The effect was to increase the net other post- employment benefit asset and beginning net position by $250,000 for Governmental Activities. REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 88 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Revenues: Taxes and franchise fees: Sales and use tax - general 17,297,334$ 17,297,334$ 16,737,005$ (560,329)$ Sales and use tax - Half Percent Sales Tax 7,886,000 7,391,000 7,331,660 (59,340) Sales tax - Prop 172 428,443 428,443 405,512 (22,931) Property tax 10,510,789 10,510,789 10,756,477 245,688 Transient occupancy tax 7,186,067 7,186,067 7,381,989 195,922 Utility users tax 5,562,000 5,562,000 5,539,407 (22,593) Property tax in lieu of VLF 4,365,153 4,365,153 4,353,912 (11,241) Franchise taxes 1,557,383 1,557,383 1,557,128 (255) Business tax 2,395,090 2,395,090 2,372,249 (22,841) Real property transfer tax 301,000 301,000 332,314 31,314 Total taxes 57,489,259 56,994,259 56,767,653 (226,606) Fines, forfeitures and penalties 156,000 156,000 139,534 (16,466) Use of money and property 331,700 331,700 160,340 (171,360) Subventions and grants: Homeowners' property tax relief 74,000 74,000 74,911 911 Other in-lieu 22,000 22,000 20,660 (1,340) Police training grant (POST)40,000 40,000 9,702 (30,298) COPS grant AB 3229 100,000 100,000 100,000 - Mutual aid reimbursements 585,252 787,411 202,159 State SB90 refunds 3,579 3,579 Transportation grants 85,000 85,000 (85,000) Other State and Federal grants 2,000 19,418 18,596 (822) Total subventions and grants 323,000 925,670 1,014,859 89,189 See notes to required supplementary information. 89 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2017 Page 2 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Charges for services: Public safety: Police 450,300$ 458,032$ 620,601$ 162,569$ Fire: Cal Poly fire services 276,125 276,125 276,125 - Medical emergency recovery 173,000 173,000 176,716 3,716 Fire safety/hazardous materials permits 130,000 130,000 136,576 6,576 Multi-dwelling unit inspections 194,000 194,000 194,912 912 Other fire revenues 105,000 115,044 125,176 10,132 Community development: Planning and zoning fees 490,913 490,913 597,831 106,918 Construction plan and check inspections 3,174,134 3,174,134 3,407,409 233,275 Infrastructure plan check and inspections 525,050 525,050 799,796 274,746 Fire plan check and inspections 350,000 350,000 431,886 81,886 Encroachment permits 140,626 140,626 148,618 7,992 RHIP Fees 435,000 435,000 130,461 (304,539) Culture and recreation: Adult athletic fees 122,400 122,400 107,447 (14,953) Youth athletic fees 33,700 33,700 6,250 (27,450) Skatepark 2,000 2,000 (2,000) Instruction fees 91,000 91,000 77,271 (13,729) Special event fees 92,700 92,700 67,368 (25,332) Rental and use fees 161,500 161,500 183,475 21,975 Children services 610,000 613,570 720,822 107,252 Teens & seniors 1,500 1,500 497 (1,003) Aquatics 249,700 260,410 259,616 (794) Golf course 291,700 292,847 234,899 (57,948) General government: Other service charges 422,031 425,719 409,237 (16,482) Total charges for services 8,522,379 8,559,270 9,112,989 553,719 Other revenues: Insurance refunds 20,000 20,000 77,795 57,795 Sale of surplus property 9,996 9,996 Other 35,000 43,298 151,530 108,232 Total other revenues 55,000 63,298 239,321 176,023 Total Revenues 66,877,338 67,030,197 67,434,696 404,499 See notes to required supplementary information. 90 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2017 Page 3 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Expenditures: Public Safety: Police protection: Administration 1,596,342$ 1,737,840$ 1,559,179$ 178,661$ Investigations 2,698,157 2,809,066 2,675,812 133,254 Neighborhood services 252,559 240,232 230,415 9,817 Support services 2,602,839 2,759,474 2,414,266 345,208 Patrol services 7,588,547 7,913,800 7,732,841 180,959 Traffic safety 832,486 965,880 827,889 137,991 Total police protection 15,570,930 16,426,292 15,440,402 985,890 Fire and environmental safety: Administration 951,213 996,328 880,871 115,457 Emergency response 8,227,432 9,265,392 9,425,296 (159,904) Fire Apparatus Services 387,121 429,891 341,281 88,610 Hazard protection 970,745 1,028,528 912,853 115,675 Training 113,050 269,270 156,975 112,295 Technical services 33,650 56,746 42,208 14,538 Disaster preparedness 15,825 73,424 63,001 10,423 Total fire and environmental safety 10,699,036 12,119,579 11,822,485 297,094 Total public safety 26,269,966 28,545,871 27,262,887 1,282,984 Transportation: Transportation planning and engineering 884,566 1,302,729 1,112,187 190,542 Street and sidewalk maintenance 1,362,462 1,472,504 1,283,164 189,340 Traffic signals and street lights 546,948 555,706 502,050 53,656 Creek and flood protection 900,365 973,897 883,403 90,494 Total transportation 3,694,341 4,304,836 3,780,804 524,032 See notes to required supplementary information. 91 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2017 Page 4 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Culture and Recreation: Recreation programs: Recreation administration 762,023$ 785,956$ 731,561$ 54,395$ Aquatics/Sinsheimer park facilities 399,016 402,533 402,050 483 Children's services 926,730 943,568 896,747 46,821 Facilities 225,073 232,295 216,065 16,230 Special events 277,352 279,381 254,379 25,002 Recreational sports 335,492 339,521 324,149 15,372 Golf course 616,852 623,653 614,220 9,433 Ranger services 482,365 486,574 481,340 5,234 Maintenance programs: Swim center maintenance 480,829 483,375 441,527 41,848 Parks and landscape maintenance 2,589,093 2,620,148 2,235,288 384,860 Tree maintenance 504,311 539,241 556,092 (16,851) Cultural and social service programs: Human relations 280,200 280,200 249,796 30,404 Cultural activities 312,896 312,896 309,620 3,276 Total leisure, cultural and social services 8,192,232 8,329,341 7,712,834 616,507 Community Development: Planning: Commissions and communities 40,169 46,954 31,328 15,626 Community development administration 887,224 884,969 787,611 97,358 Long-range planning 995,613 1,167,461 765,403 402,058 Development review 1,099,866 1,170,586 1,057,165 113,421 Development services 119,751 173,148 106,319 66,829 Natural resource protection 374,986 392,467 392,717 (250) Construction regulation: Building and safety 1,721,816 2,056,085 1,944,590 111,495 Engineering development review 715,456 720,959 639,879 81,080 Rental housing inspection 417,028 464,674 366,943 97,731 CIP project engineering 2,161,814 2,091,996 1,831,513 260,483 Economic health: Community promotion 403,610 415,358 405,301 10,057 Economic development 247,423 284,152 247,329 36,823 Total community development 9,184,756 9,868,809 8,576,098 1,292,711 See notes to required supplementary information. 92 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2017 Page 5 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) General Government: Legislation: Council 166,339$ 166,339$ 155,161$ 11,178$ General administration: City administration 1,030,446 1,089,258 978,227 111,031 Public works administration 1,017,668 1,053,822 956,918 96,904 Legal services: City attorney 780,351 1,400,948 1,051,513 349,435 City clerk services: Administration and records 710,425 888,317 638,203 250,114 Organization support services: Human resource administration 1,047,886 1,163,535 947,446 216,089 Risk management 4,005,489 4,007,518 3,092,073 915,445 Finance and information technology administration 879,400 1,067,283 671,627 395,656 Revenue management 550,245 563,271 472,301 90,970 Accounting 742,167 920,876 911,558 9,318 Finance non departmental 1,613,282 789,708 150,000 639,708 Network services 2,693,842 2,812,787 2,589,844 222,943 Geographic information services 501,140 574,766 652,811 (78,045) Support services 384,800 339,142 223,952 115,190 Wellness program 21,700 21,700 13,685 8,015 Building and vehicle maintenance: Buildings 1,213,828 1,235,914 1,183,301 52,613 Vehicle and equipment maintenance 1,240,801 1,251,739 1,056,202 195,537 Total general government before cost reimbursement 18,599,809 19,346,923 15,744,822 3,602,101 Cost reimbursement (Note 3 to RSI)(4,164,747) (4,164,747) (4,164,747) - Total general government 14,435,062 15,182,176 11,580,075 3,602,101 Total Expenditures 61,776,357 66,231,033 58,912,698 7,318,335 Excess of Revenues Over Expenditures 5,100,981 799,164 8,521,998 (7,722,834) See notes to required supplementary information. 93 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2017 Page 6 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Other Financing Sources (Uses) Transfers in 2,353,342$ 2,428,705$ 2,043,830$ 384,875$ Transfers out (8,705,233) (13,678,108) (13,695,206) 17,098 Total other financing uses (6,351,891) (11,249,403) (11,651,376) 401,973 Net Change in Fund Balance (1,250,910) (10,450,239) (3,129,378) (7,320,861) Fund Balance, Beginning of the Year 29,625,532 29,625,532 29,625,532 - Fund Balance, End of Year 28,374,622$ 19,175,293$ 26,496,154$ (7,320,861)$ See notes to required supplementary information. 94 City of San Luis Obispo, California Schedule of Funding Progress for Other Post-Employment Benefits (OPEB) For the Fiscal Year Ended June 30, 2017 The table below shows an analysis of the actuarial value of assets as a percentage of the actuarial accrued liability and the unfunded actuarial accrued liability (UAAL) as a percentage of the annual covered payroll as of the three most recent actuarial reports for the period ending June 30, 2016. Actuarial Actuarial Entry Age Unfunded UAAL as a Valuation Value Actuarial Actuarial Accrued Funded Covered Percentage of Date of Assets Accrued Liability Liability Ratio Payroll Covered Payroll 6/30/2015 4,788,000$ 13,173,000$ 8,385,000$ 36.3% 29,989,000$ 28.0% 6/30/2013 2,527,000$ 6,954,000$ 4,427,000$ 36.3% 27,163,000$ 16.3% 6/30/2011 1,611,000$ 6,063,000$ 4,452,000$ 26.6% 26,960,000$ 16.5% See notes to required supplementary information. 95 City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2017 Last 10 Years * Fiscal Year 2016-17 2015-16 2014-15 Measurement Period 2015-16 2014-15 2013-14 Total pension liability: Service Cost 3,580,882$ 3,578,172$ 3,703,087$ Interest on total pension liability 13,688,523 13,193,597 12,756,967 Difference between expected and actual experience (1,160,933) (2,433,791) Changes in assumptions (3,057,724) Benefit payments, including refunds of employee contributions (9,476,508) (8,808,668) (8,258,611) Net change in total pension liability 6,631,964 2,471,586 8,201,443 Total pension liability - beginning 183,043,680 180,572,094 172,370,651 Total pension liability - ending (a)189,675,644$ 183,043,680$ 180,572,094$ Plan fiduciary net position: Contributions - employer 6,122,173$ 5,027,356$ 4,631,254$ Contributions - employee 1,666,606 1,509,834 1,664,654 Net investment income 677,557 2,673,657 17,746,607 Benefit payments (9,476,508) (8,808,668) (8,258,611) Administrative expense (72,028) (133,069) Net change in plan fiduciary net position (1,082,200) 269,110 15,783,904 Plan fiduciary net position - beginning 118,212,543 117,943,433 102,159,529 Plan fiduciary net position - ending (b)117,130,343$ 118,212,543$ 117,943,433$ Net pension liability (asset) - ending (a) - (b)72,545,301$ 64,831,137$ 62,628,661$ Plan fiduciary net position as a percentage of the total pension liability 61.75% 64.58% 65.32% Covered - employee payroll 20,499,668$ 19,769,997$ 19,235,818$ Net pension liability as percentage of covered-employee payroll 353.89% 327.93% 325.58% * Fiscal year 2017 was the 3rd year of implementation therefore only three years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2016. See notes to required supplementary information. 96 City of San Luis Obispo, California Schedule of the Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2017 Last 10 Years * Fiscal Year 2016-17 2015-16 2014-15 2013-14 Actuarially determined contribution 6,776,945$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions in relation to the actuarially determined contributions (6,776,945) (6,122,173) (5,027,356) (4,631,254) Contribution deficiency (excess)-$ -$ -$ -$ Covered-employee payroll 21,841,841 20,499,668 19,769,997 19,235,818 Contributions as a percentage of covered-employee payroll 31.03% 29.86% 25.43% 24.08% * Fiscal year 2017 was the 3rd year of implementation therefore only three years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2016. See notes to required supplementary information. 97 City of San Luis Obispo, California Schedule of the City’s Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plans As of June 30, 2017 Last 10 Years * Fiscal Year 2016-17 2015-16 2014-15 Measurement Period 2015-16 2014-15 2013-14 Employer's Proportion of the Collective Net Pension Liability 1.2510%1.3654% 1.3754% Employer's Proportionate Share of the Collective Net Pension Liability 64,792,760$ 56,260,280$ 51,592,420$ Employer's Covered-Employee Payroll 10,643,123$ 10,849,863$ 10,768,119$ Employer's Proportionate Share of the Net Pension Liability as a Percentage of its Covered-Employee Payroll 608.78%518.53% 479.12% Plan's Share of the Fiduciary Net Position as a Percentage of the Employer's Total Pension Liability 72.69%77.27% 78.83% * Fiscal year 2017 was the 3rd year of implementation therefore only three years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2016. See notes to required supplementary information. 98 City of San Luis Obispo, California Schedule of the City’s Contributions Safety Cost-Sharing Plans As of June 30, 2017 Last 10 Years * Fiscal Year 2016-17 2015-16 2014-15 2013-14 Actuarially determined contribution 5,549,915$ 5,074,217$ 4,350,871$ 4,226,211$ Contributions in relation to the actuarially determined contributions (6,299,915) (5,824,217) (4,650,871) (5,161,211) Contribution deficiency (excess)(750,000)$ (750,000)$ (300,000)$ (935,000)$ Covered-employee payroll 10,614,437 10,643,123 10,849,863 10,768,119 Contributions as a percentage of covered-employee payroll 59.35% 54.72% 42.87% 47.93% * Fiscal year 2017 was the 3rd year of implementation therefore only three years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2016. See notes to required supplementary information. 99 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2017 Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2017 expenditures exceeded appropriations in the General Fund as noted below. This does not represent a violation of City budget policies because no department’s total expenditures exceeded their total appropriations within the General Fund. Department/Division Budget Variance Fire and environmental safety: Emergency Response (159,904) Recreation programs: Tree maintenance (16,851) Planning: Natural resource protection (250) Organizational support services: Geographic information services (78,045) Other Post-Employment Benefits Plan Schedule of Funding Progress 1. The schedule shows an analysis of actuarial value of assets as a percentage of the actuarial accrued liability and the unfunded actuarial accrued liability (UAAL) as a percentage of the annual covered payroll as of the most recent actuarial report for the period ending June 30, 2015. The actuarial report for the period ending June 30, 2015 was used to determine the 2015-17 ARC. 2. This schedule of funding progress presents multiyear trend information about whether the actuarial value of Plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. 100 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2017 Page 2 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Plan 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2015 valuation date. This applies for voluntary benefit changes as well as any offers of Two years Additional Service Credit (a.k.a. Golden Handshakes). 2. Changes in assumptions. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. Schedule of the Plan Contributions—Miscellaneous Plan The actuarial methods and assumptions used to set the actuarially determined contributions for Fiscal Year 2015-16 were from the June 30, 2013 public agency valuations. Actuarial cost method Entry Age Normal Amortization method For details, see June 30, 2013 Funding Valuation Report. Remaining amortization period For details, see June 30, 2013 Funding Valuation Report. Inflation 2.75% Salary increases Varies by Entry Age and Service Payroll growth 3.00% Mortality The probabilities of mortality are based on the 2010 CalPERS Experience Study for the period from 1997 to 2007. Pre-retirement and post-retirement mortality rates include 5 years of projected mortality improvement using Scale AA published by the Society of Actuaries. Asset valuation method Actuarial Value of Assets. For details, see June 30, 2013 Funding Valuation Investment rate of return 7.50% net of pension plan investment and administrative expenses; includes inflation. Retirement age The probabilities of retirement are based on the 2010 CalPERS experience study for the period from 1997 to 2007. Schedule of the City’s Proportionate Share of the Net Pension Liability – Cost Sharing The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the employer during the measurement period. 101 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2017 Page 3 Schedule of the City’s Contributions – Cost Sharing 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2015 as they have minimal cost impact. 2. Changes in assumptions. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. OTHER SUPPLEMENTARY INFORMATION AND COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 103 City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2017 The following summarizes revenues and expenditures for the current year for the Half Percent Sales Tax Measure priorities. Budget Actual Revenues Local Sales Tax Fund 7,391,000$ 7,331,660$ Local Sales Tax Fund 50,000 44,796 7,441,000 7,376,456 Expenditures Operating Programs: Community Development 256,639 226,895 Public Works 1,137,787 1,049,972 Parks 129,530 114,116 Police 786,655 730,840 Fire 5,000 5,000 2,315,611 2,126,823 Capital Programs:Budget Actual Encumbrances Carryover Administration Completed Projects 201,516 4,491 $ -$ * Octagon Barn Facility 202,718 17,965 184,753 Laguna Lake Dredge/Mgt 166,368 114,045 6,861 45,462 Open Space Protection 600,000 139,143 460,857 1,170,602 275,644 6,861 691,072 Public Works Street R & R Mainc Account 33,679 33,679 Master street R 1,290,693 166,825 1,123,868 Street R & R Main Account 90,235 9,075 40,690 40,470 Road Sealing 2016 868,620 868,620 - Master CMP Replacement 1,542,697 372,207 1,170,490 Downtown Renewal 6,000 6,000 Sidewalk Repair 241,361 63,832 177,529 Street asphalt grind 89,100 89,100 - CMR replacement 2016 279,771 279,771 - Streets backhoe 127,793 127,793 - Street marking replacement 20,000 14,247 5,753 3/4 Ton Pickups 69,000 64,977 4,023 Signal Truck 91,000 91,000 - Broad & Buchon Curb Ramp 16,475 16,475 - Madonna & LOVR Rehab 362,111 39,820 195,417 126,874 Buchon Santa Rosa Storm Drain 3,875 3,858 17 LOVR Crack Sealing 43,000 42,628 372 Sidewalk Repair 16-17 23,500 19,499 4,001 Sidewalk Access Improvement 45,000 45,000 Traffic Safety Report 28,196 25,196 4,000 (1,000) Bicycle Facility Improvement 62,318 34,325 27,993 - Traffic Operation Report Implementation 30,000 19,091 10,909 104 City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule, continued For the Fiscal Year Ended June 30, 2017 Page 2 Capital Programs:Budget Actual Encumbrances Carryover Public Works - continued Bob Jones Octagon Barn 42,531$ $ $ 42,531$ BTP Implementation 222,664 27,919 194,745 Bike Bridge/Phillips 250,000 250,000 Safe Route to School 44,800 206 44,594 Monterey/Oso Traffic Signal 221,764 4,136 217,628 Islay Hill Pathway 31,346 31,346 - Higuera Crosswalk 43,500 43,500 - RRST Laurel & Orcutt 150,695 150,695 - Neighborhood Traffic 20,000 19,648 352 Parking Structure Assessment 8,333 8,333 6,400,057 2,445,689 448,200 3,506,168 Parks Bike Pathway Main 38,859 450 38,409 Parks Major Maintenance 466,670 42,020 5,672 418,978 Railroad Trail Maintenance 2016 89,795 89,795 - Mission Plaza Railroad 80,000 80,000 Islay/French/Santa Rosa Improvement 2,207 (2,207) French & Islay Tennis 15,000 12,370 2,630 Mission Plaza Railing 60,000 125 59,875 Enhanced Tree Maintenance 185,000 184,106 894 Golf Course Restroom 9,620 9,620 - Open Space Maintenance 512,638 266,166 91,915 154,557 Golf Compact Pickup 28,500 24,436 4,064 1,486,082 631,295 98,481 756,306 Public Safety Thinkstream CAD 25,000 25,000 911 Phone System 217,402 9,634 207,768 Police CAD Hardware 313,358 297,532 18,417 (2,591) Police Vehicles 292,692 83,094 90,856 118,742 Fire Prevention Support (5,260) (5,260) - Fire Station 2 Dorm Remodel 153,521 153,521 - Fire Epcr Records Support 52,195 35,465 16,730 Ambulance Pkg Support 180,000 54,991 124,881 128 Emergency Resp Support 120,907 95,443 11,836 13,628 Fire ComandVehicle 10,000 3,500 - 6,500 1,359,815 727,920 245,990 385,905 Capital Expenditure 10,416,556$ 4,080,548$ 799,532$ 5,339,451$ Net Change in Fund Balance (5,291,167) 1,169,085 Fund balance, beginning of year 4,732,397 4,732,397 Fund balance, end of year (558,770)$ 5,901,482$ * Due to the nature of these projects, no carryover into the following fiscal year. 105 City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2017 The following summarizes revenues and expenditures for the year ended June 30, 2017 for the Half Percent Sales Tax Measure* priorities. Revenues: Sales and use tax - Measure G 1/2 cent add-on tax 7,331,660$ Use of money and property 44,796 Total revenues 7,376,456 Expenditures: Current: Public safety 735,840 Transportation 1,049,972 Culture and recreation 114,116 Community development 226,895 Capital outlay Public safety 727,920 Transportation 2,445,689 Culture and recreation 631,295 General government 275,644 Total expenditures 6,207,371 Excess of revenues over expenditures 1,169,085 Net change in fund balance 1,169,085 Fund balance, beginning of year 4,732,397 Fund balance, end of year 5,901,482$ * The Half Percent Sales Tax Measure is a sub-fund of the General Fund. All activity is reflected in the General Fund and is reported here for informational purposes only. 106 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following eight special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the downtown core. Transportation Development Act (TDA) Fund. The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund. Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund. This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund. This fund has been established to account for public safety grant funds. Public Arts Contribution Fund. Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. 107 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 Page 2 Insurance Fund. This fund was established to accumulate resources needed to pay for certain insurance and employee benefit program costs. Financing is primarily provided through operating transfers from the General Fund. Capital Projects Funds The following eleven capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Capital Outlay Fund. This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. Parkland Development Fund. This fund was established to account for construction projects related to park acquisition and development that will be financed primarily with park in-lieu fees. Open Space Protection Fund. This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund. This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund. This fund was established to account for sub-area impact fees collected from development activity in the Los Osos Valley Road sub-area boundary. Waste Water Impact Fee Fund. This fund was established to account for the collection of development impact fees collected from the Tank Farm Road, Irish Hills, and Silver City sub-areas. Fleet Replacement Fund. This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund. This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. 108 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 Page 3 Affordable Housing Program. This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund. This fund was established to account for construction projects that will be financed primarily with transportation impact fees. Infrastructure Fund. This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. Capital Improvement Board 2005 Refunding Revenue Bonds. These bonds were issued to refinance the 1996 Lease Revenue Bonds. The original 1996 bonds were issued to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Capital Improvement Board 2006 Lease Revenue Bonds. The bonds were issued to finance the purchase of a parking structure and office building at 919 Palm Street. Debt service related to the parking structure is recorded directly in the Parking Fund while debt service related to the City office building is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. Capital Improvement Board 2009 Lease Revenue Bonds. The bonds were issued to finance the construction of the Public Safety Communications and Emergency Operations Center project. Debt service obligations on the bonds are recorded in the Water, Sewer and Parking and Debt Service Funds based on a proportionate share of the project benefits. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2010 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase a fire apparatus with 100-foot ladder. Debt service obligations are recorded in the Debt Service Fund. 109 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 Page 4 Capital Improvement Board 2012 Refunding Lease Revenue Bonds. On May 24, 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2013 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase an engine. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2014 Lease Revenue Bonds. In 2014 the Board issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. Debt service related to the interchange is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2016 Mobile Data Computers Lease. Lease-purchase financing was obtained in order to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. Debt service obligations are recorded in the Debt Service Fund. 2017 Fire Engine and Street Sweeper. Lease-purchase financing was obtained in order to purchase a fire truck and street sweeper. Debt service obligations are recorded in the Debt Service Fund. 110 City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 Downtown BID Transportation Development Act (TDA)Tourism BID Gas Tax Assets Cash and cash equivalents $ $ 7,130$ $ Investments 315,512 Accounts receivable 200,977 Due from other governments Accrued interest receivable 765 Prepaid expense Cash held by fiscal agent Total assets -$ -$ 524,384$ -$ Liabilities and Fund Balance Liabilities: Accounts payable 5,457$ $ 94,355$ $ Accrued liabilities 596 Due to other funds Unearned revenue Total liabilities 5,457 - 94,951 - Fund balance: Unspendable Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Assigned to: Contingency fund Subsequent years expenditures (5,457) 429,433 Total fund balance (5,457) - 429,433 - Total liabilities and fund balance -$ -$ 524,384$ -$ Special Revenue Funds 111 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance 76,868$ $ 10,367$ 1,017,485$ 458,752 21,560 49,813 1,452 1,547 126,681$ 21,560$ 470,571$ 1,019,032$ $ 774$ 1,693$ $ 95 - 95 774 1,693 - 20,786 468,878 126,586 1,019,032 126,586 20,786 468,878 1,019,032 126,681$ 21,560$ 470,571$ 1,019,032$ Special Revenue Funds 112 City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2017 Page 2 Assets Cash and cash equivalents Investments Accounts receivable Due from other governments Accrued interest receivable Prepaid expense Cash held by fiscal agent Total assets Liabilities and Fund Balance Liabilities: Accounts payable Accrued liabilities Due to other funds Unearned revenue Total liabilities Fund balance: Unspendable Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Assigned to: Contingency fund Subsequent years expenditures Total fund balance Total liabilities and fund balance Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 525,199$ 49,798$ 12,974$ 24,433$ 16,130$ 2,140,093 2,203,685 574,126 1,081,202 713,785 117,604 58,106 3,255 6,522 1,643 3,335 2,282 2,844,257$ 2,260,005$ 588,743$ 1,108,970$ 732,197$ 241,955$ $ $ $ 603,250$ 114,970 356,925 - - - 603,250 2,487,332 1,108,970 128,947 588,743 2,260,005 2,487,332 2,260,005 588,743 1,108,970 128,947 2,844,257$ 2,260,005$ 588,743$ 1,108,970$ 732,197$ Capital Projects Funds 113 Waste Water Impact Fee Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Debt Service Total Nonmajor Governmental Funds 150,206$ 35,313$ 70,167$ 56,549$ 167,574$ 313,547$ $ 2,533,740$ 1,562,680 3,105,052 2,502,399 7,415,533 22,072,819 340,141 107,919 3,352 9,664 8,052 22,460 946 65,275 5,642 5,642 2,247,713 2,247,713 150,206$ 1,601,345$ 3,184,883$ 2,567,000$ 7,605,567$ 314,493$ 2,253,355$ 27,373,249$ $ 56,461$ 17,187$ $ 48,410$ $ $ 1,069,542$ 691 128,102 128,102 114,970 - 56,461 17,187 - 48,410 - 128,102 1,313,305 5,642 5,642 2,119,611 2,119,611 20,786 2,567,000 5,054,332 7,557,157 8,795,074 588,743 2,728,883 500,000 400,000 900,000 150,206 1,044,884 2,767,696 314,493 5,846,873 150,206 1,544,884 3,167,696 2,567,000 7,557,157 314,493 2,125,253 26,059,944 150,206$ 1,601,345$ 3,184,883$ 2,567,000$ 7,605,567$ 314,493$ 2,253,355$ 27,373,249$ Capital Projects Funds 114  City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2017 Downtown BID Transportation Development Act (TDA) Tourism BID Gas Tax Revenues: Use of money and property $ $ 2,744$ $ Subventions and grants 40,501 913,428 Charges for services 225,894 1,478,345 Other revenues Total revenues 225,894 40,501 1,481,089 913,428 Expenditures: Current: General Government Public safety Transportation Leisure, cultural and social services Community development 232,473 1,363,063 Debt service: Principal Interest Capital: General Government Public safety Transportation Leisure, cultural and social services Community development Total expenditures 232,473 - 1,363,063 - Excess (deficiency) of revenues over (under) expenditures (6,579) 40,501 118,026 913,428 Other financing sources (uses): Issuance of debt Transfers in Transfers out (40,501) (28,868) (913,428) Total other financing sources (uses) - (40,501) (28,868) (913,428) Net change in fund balance (6,579) - 89,158 - Fund balance, beginning of year 1,122 - 340,275 - Special Revenue Funds 115  Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance $ $ 4,294$ 6,391$ 187,100 141,359 2,523 138,868 187,100 143,882 143,162 6,391 317,109 78,860 750,000 35,594 129,260 58,258 101,548 62,499 230,808 137,118 98,093 1,067,109 (43,708) 6,764 45,069 (1,060,718) 153,969 1,739,898 (9,470) 153,969 (9,470) - 1,739,898 110,261 (2,706) 45,069 679,180 16,325 23,492 423,809 339,852 Special Revenue Funds 116  City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2017 Page 2 Revenues: Use of money and property Subventions and grants Charges for services Other revenues Total revenues Expenditures: Current: General Government Public safety Transportation Leisure, cultural and social services Community development Debt service: Principal Interest Capital: General Government Public safety Transportation Leisure, cultural and social services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Issuance of debt Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 6,537$ 16,450$ 4,697$ 9,577$ 5,946$ 264,154 63,352 505,886 7,419 24,437 422,858 29,510 300,201 522,336 75,468 34,014 428,804 740,489 4,142 423,344 36,983 876,924 30,000 571,848 2,328,516 5,000 10,482 1,246,805 36,074 5,801,565 4,142 36,074 5,000 463,826 (5,501,364) 518,194 39,394 29,014 (35,022) 5,034,473 900,000 5,034,473 900,000 - - - (466,891) 1,418,194 39,394 29,014 (35,022) 2,954,223 841,811 549,349 1,079,956 163,969 Capital Projects Funds 117  Waste Water Impact Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Debt Service Total Nonmajor Governmental Funds 771$ 10,898$ 27,552$ 5,246$ (7,641)$ 2,728$ 3,639$ 99,829$ 1,609,894 149,435 1,489,668 1,615,385 6,060,718 177,625 207,135 150,206 188,523 27,552 1,494,914 1,607,744 2,728 3,639 7,977,576 21,418 338,527 828,860 1,066 1,169,041 72,577 1,460,739 23,680 4,116,139 2,013,629 2,013,629 1,208,929 1,208,929 89,825 89,825 920,585 221,763 1,772,454 252,320 246,587 2,944,453 112,615 1,421,919 218,301 30,000 284,375 - 1,594,712 221,763 1,490,739 270,267 - 3,243,976 16,260,728 150,206 (1,406,189) (194,211) 4,175 1,337,477 2,728 (3,240,337) (8,283,152) 1,141,468 1,141,468 2,621,000 3,245,866 13,695,206 (992,267) - 1,141,468 2,621,000 - - - 3,245,866 13,844,407 150,206 (264,721) 2,426,789 4,175 1,337,477 2,728 5,529 5,561,255 - 1,809,605 740,907 2,562,825 6,219,680 311,765 2,119,724 20,498,689 Capital Projects Funds 118 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Downtown Business Improvement District Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 214,000$ 214,000$ 225,894$ 11,894$ Total Revenues 214,000 214,000 225,894 11,894 Expenditures: Current Community development 214,000 214,000 232,473 18,473 Total Expenditures 214,000 214,000 232,473 18,473 Excess of Revenues Over Expenditures - - (6,579) (6,579) Net Change in Fund Balance - - (6,579) (6,579) Fund Balance, Beginning of Year 1,122 1,122 1,122 - Fund Balance, End of Year 1,122$ 1,122$ (5,457)$ (6,579)$ Budget 119 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Transportation Development Act (TDA) For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 41,100$ 41,100$ 40,501$ (599)$ Total Revenues 41,100 41,100 40,501 (599) Excess of Revenues Over Expenditures 41,100 41,100 40,501 (599) Other Financing Uses: Operating transfers out (41,100) (41,100) (40,501) 599 Net Change in Fund Balance - - - - Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ -$ -$ -$ Budget 120 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Tourism Business Improvement District Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 1,100$ 1,100$ 2,744$ 1,644$ Assessments 1,433,975 1,433,975 1,478,345 44,370 Total Revenues 1,435,075 1,435,075 1,481,089 46,014 Expenditures: Current Community development 1,411,394 1,557,624 1,363,063 (194,561) Total Expenditures 1,411,394 1,557,624 1,363,063 (194,561) Excess of Revenues Over (Under) Expenditures 23,681 (122,549) 118,026 240,575 Other Financing Uses: Operating transfers out (28,679) (28,679) (28,868)(189) Net Change in Fund Balance (4,998) (151,228) 89,158 240,386 Fund Balance, Beginning of Year 340,275 340,275 340,275 - Fund Balance, End of Year 335,277$ 189,047$ 429,433$ 240,386$ Budget 121 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Gas Tax Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 965,000$ 965,000$ 913,428$ (51,572)$ Total Revenues 965,000 965,000 913,428 (51,572) Excess of Revenues Over Expenditures 965,000 965,000 913,428 (51,572) Other Financing Uses: Operating transfers out (965,000) (965,000) (913,428) 51,572 Net Change in Fund Balance - - - - Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ -$ -$ -$ Budget 122 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Community Development Block Grant (CDBG) Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 405,515$ 405,515$ 187,100$ (218,415)$ Total Revenues 405,515 405,515 187,100 (218,415) Expenditures: Current Community development 417,924 545,824 129,260 (416,564) Transportation 105,000 209,999 101,548 (108,451) Total Expenditures 522,924 755,823 230,808 (525,015) Excess of Revenues Over (Under) Expenditures (117,409) (350,308) (43,708) 306,600 Other Financing Uses: Operating transfers in 153,969 153,969 153,969 - Net Change in Fund Balance 36,560 (196,339) 110,261 306,600 Fund Balance, Beginning of Year 16,325 16,325 16,325 - Fund Balance, End of Year 52,885$ (180,014)$ 126,586$ 306,600$ Budget 123 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Law Enforcement Grants Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 320,818$ 163,966$ 141,359$ (22,607)$ Charges for services 2,000 2,523 523 Total Revenues 320,818 165,966 143,882 (22,084) Expenditures: Public Safety 319,593 104,483 78,860 (25,623) Capital Projects 69,000 127,865 58,258 (69,607) Total Expenditures 388,593 232,348 137,118 (95,230) Excess of Revenues Over (Under) Expenditures (67,775) (66,382) 6,764 73,146 Other Financing Uses: Operating transfers out (9,470) (9,470) (9,470)- Net Change in Fund Balance (77,245) (75,852) (2,706) 73,146 Fund Balance, Beginning of Year 23,492 23,492 23,492 - Fund Balance, End of Year (53,753)$ (52,360)$ 20,786$ 73,146$ Budget 124  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Public Art Contributions Fund For the Fiscal Year Ended June 30, 2017 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 2,100$ 2,100$ 4,294$ 2,194$ Other revenues 40,000 40,000 138,868 98,868 Total Revenues 42,100 42,100 143,162 101,062 Expenditures: Leisure, cultural and social services 35,594 35,594 Capital Projects 39,900 314,097 62,499 (251,598) Total Expenditures 39,900 314,097 98,093 (216,004) Excess of Revenues Over (Under) Expenditures 2,200 (271,997) 45,069 317,066 Other Financing Uses: Operating transfers in 39,900 39,900 (39,900) Net Change in Fund Balance 42,100 (232,097) 45,069 277,166 Fund Balance, Beginning of Year 423,809 423,809 423,809 - Fund Balance, End of Year 465,909$ 191,712$ 468,878$ 277,166$ Budget 125 City of San Luis Obispo, California Agency Funds For the Fiscal Year Ended June 30, 2017 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund. This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund. This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Narcotics Task Force Fund. This fund was established to account for the financial activities of the County task force. Bomb Task Force Fund. This fund was established to account for the financial activities of the County task force. Hazardous Materials Task Force Fund. This fund was established to account for the financial activities of the County task force. General Agency Fund. This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Duvall Fund. This fund was established to account for a bequest by Mary Jane Duvall to assist in civic and beautification projects in the Mission Plaza area and extensions. Boysen Ranch Conservation Easement Fund. This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG) for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. 126 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds For the Fiscal Year Ended June 30, 2017 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Whale Rock Fund Assets Cash and cash equivalents 14,576$ 49,958$ 26,410$ 38,124$ Investments 1,445,201 1,410,599 1,168,727 1,687,073 Accounts receivable 42,392 597,435 621,725 18,102 Accrued interest receivable 3,590 5,609 3,590 5,609 Prepaid expense - 4,200 4,200 Deferred outflows of resources - pensions 162,511 227,150 123,741 265,920 Capital assets, net of accumulated depreciation 983,829 81,106 6,583 1,058,352 Total Assets 2,652,099$ 2,376,057$ 1,950,776$ 3,077,380$ Liabilities Accounts payable 75,071$ 520,861$ 538,465$ 57,467$ Accrued salaries 32,206 16,436 19,716 28,926 Other liabilities 30,976 2,001 10,764 22,213 Net pension liability 1,082,681 257,654 128,827 1,211,508 Deferred inflows of resources - pensions 163,079 51,625 103,248 111,456 Due to agency participants 1,268,086 6,237,613 5,859,889 1,645,810 Total Liabilities 2,652,099$ 7,086,190$ 6,660,909$ 3,077,380$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Jack House Fund Assets Cash and cash equivalents 14,215$ 7,925$ 6,245$ 15,895$ Accounts receivable 98 98 - Accrued interest receivable 33 47 33 47 Total Assets 14,346$ 7,972$ 6,376$ 15,942$ Liabilities Accounts payable 7$ 1,662$ 1,663$ 6$ Other liabilities 14,339 7,840 6,243 15,936 Total Liabilities 14,346$ 9,502$ 7,906$ 15,942$ 127 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2017 Page 2 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Narcotics Task Force Fund Assets Cash and cash equivalents 47$ 47$ -$ Total Assets 47$ -$ 47$ -$ Liabilities Due to agency participants 47$ 47$ -$ Total Liabilities 47$ -$ 47$ -$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Bomb Task Force Fund Assets Cash and cash equivalents 268,523$ 38,827$ 6,408$ 300,942$ Accrued interest receivable 656 909 656 909 Total Assets 269,179$ 39,736$ 7,064$ 301,851$ Liabilities Accounts payable 587$ 306,176$ 5,994$ 300,769$ Due to agency participants 268,592 39,081 306,591 1,082 Total Liabilities 269,179$ 345,257$ 312,585$ 301,851$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Hazardous Materials Task Force Fund Assets Cash and cash equivalents 89,148$ 68,387$ 52,554$ 104,981$ Accrued interest receivable 222 328 222 328 Total Assets 89,370$ 68,715$ 52,776$ 105,309$ Liabilities Accounts payable 9,901$ 31,438$ 37,033$ 4,306$ Accrued salaries 625$ 63 626 62 Due to agency participants 78,844 69,119 47,022 100,941 Total Liabilities 89,370$ 100,620$ 84,681$ 105,309$ 128 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2017 Page 3 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 General Agency Fund Assets Cash and cash equivalents 1,350,555$ 1,313,885$ 1,261,633$ 1,402,807$ Accounts receivable 520 73,682 74,202 - Other assets 30,864 30,864 Total Assets 1,381,939$ 1,387,567$ 1,335,835$ 1,433,671$ Liabilities Accounts payable 48,835$ 1,216,936$ 1,159,124$ 106,647$ Other liabilities 1,333,104 1,440,414 1,446,494 1,327,024 Total Liabilities 1,381,939$ 2,657,350$ 2,605,618$ 1,433,671$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Duvall Fund Assets Cash and cash equivalents 157,995$ 1,510$ 219$ 159,286$ Accrued interest receivable 386 481 387 480 Total Assets 158,381$ 1,991$ 606$ 159,766$ Liabilities Other liabilities 158,381$ 1,604$ 219$ 159,766$ Total Liabilities 158,381$ 1,604$ 219$ 159,766$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 Boysen Ranch Conservation Easement Assets Cash and cash equivalents 395,275$ 3,777$ 547$ 398,505$ Accrued interest receivable 965 1,202 965 1,202 Total Assets 396,240$ 4,979$ 1,512$ 399,707$ Liabilities Accounts payable 24,567$ 24,567$ Other liabilities 371,673 4,014 547 375,140 Total Liabilities 396,240$ 4,014$ 547$ 399,707 129 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2017 Page 4 Balance Balance June 30, 2016 Additions Deductions June 30, 2017 PEG - City of San Luis Obispo Assets Cash and cash equivalents 136,418$ 44,474$ 1,547$ 179,345$ Accounts receivable 9,911 9,911 - Accrued interest receivable 325 488 325 488 Total Assets 146,654$ 44,962$ 11,783$ 179,833$ Liabilities Other liabilities 146,654$ 34,726$ 1,547$ 179,833$ Total Liabilities 146,654$ 34,726$ 1,547$ 179,833$ Balance Balance June 30, 2016 Additions Deductions June 30, 2017 PEG - SLCUSD Assets Cash and cash equivalents 227,883$ 41,633$ 339$ 269,177$ Accounts receivable 9,910 9,910 - Accrued interest receivable 548 763 548 763 Total Assets 231,647$ 42,396$ 10,797$ 269,940$ Liabilities Other liabilities 238,341$ 31,937$ 338$ 269,940$ Total Liabilities 231,647$ 31,937$ 338$ 269,940$ 130 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2017 Page 5 Balance Balance June 30, 2015 Additions Deductions June 30, 2017 Totals - All Agency Funds Assets Cash and cash equivalents 2,654,635$ 1,570,376$ 1,355,949$ 2,869,062$ Investments 1,445,201 1,410,599 1,168,727 1,687,073 Accounts receivable 62,831 671,117 715,846 18,102 Accrued interest receivable 6,725 9,827 6,504 9,826 Other assets 30,864 4,200 35,064 Deferred outflows of resources 162,511 227,150 123,741 265,920 Capital assets, net of accumulated depreciation 983,829 81,106 6,583 1,058,352 Total Assets 5,346,596$ 3,974,375$ 3,377,350$ 5,943,399$ Liabilities Accounts payable 158,968$ 2,077,073$ 1,742,279$ 493,762$ Accrued salaries 32,831 16,499 20,342 28,988 Other liabilities 2,293,468 1,522,536 1,466,152 2,349,852 Net pension liability 1,082,681 257,654 128,827 1,211,508 Deferred inflows of resources 163,079 51,625 103,248 111,456 Due to agency participants 1,615,569 6,345,813 6,213,549 1,747,833 Total Liabilities 5,346,596$ 10,271,200$ 9,674,397$ 5,943,399$ STATISTICAL SECTION (UNAUDITED) 132 City of San Luis Obispo, California Statistical Section Overview June 30, 2017 This part of the City of San Luis Obispo’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-6. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 7-13. These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-19. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22. These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 133 Schedule 1 City of San Luis Obispo, California Net Positions by Component Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Governmental activities: Net investment in capital assets 121,247,100$ 119,425,100$ 129,416,800$ 133,145,800$ 141,686,600$ 142,239,500$ 145,266,043$ 150,430,226$ 163,449,992$ 165,100,426$ Restricted 1,822,300 2,510,500 2,569,800 2,543,800 2,620,700 2,374,800 4,825,662 2,350,838 2,762,387 2,268,499 Unrestricted 30,935,700 38,928,500 26,204,500 26,401,500 23,583,000 29,927,200 (66,610,104) (57,421,778) (49,031,893) (41,496,841) Total governmental activities net position 154,005,100$ 160,864,100$ 158,191,100$ 162,091,100$ 167,890,300$ 174,541,500$ 83,481,601$ 95,359,286$ 117,180,486$ 125,872,084$ Business-type activities: Net investment in capital assets 102,540,500$ 109,675,900$ 112,395,800$ 117,314,700$ 119,957,600$ 123,510,200$ 119,116,303$ 125,801,845$ 128,390,611$ 131,149,516$ Restricted 2,506,200 3,918,600 2,763,700 2,777,100 2,293,900 2,254,200 2,248,979 2,261,213 2,278,392 2,276,526 Unrestricted 31,873,200 31,329,500 38,245,900 36,493,600 37,759,000 41,712,200 35,224,987 42,117,143 49,495,220 53,421,102 Total business-type activities net position 136,919,900$ 144,924,000$ 153,405,400$ 156,585,400$ 160,010,500$ 167,476,600$ 156,590,269$ 170,180,201$ 180,164,223$ 186,847,144$ Primary government (City wide totals): Net investment in capital assets 223,787,600$ 229,101,000$ 241,812,600$ 250,460,500$ 261,644,200$ 265,749,700$ 264,382,346$ 276,232,071$ 291,840,603$ 296,249,942$ Restricted 4,328,500 6,429,100 5,333,500 5,320,900 4,914,600 4,629,000 7,074,641 4,612,051 5,040,779 4,545,025 Unrestricted 62,808,900 70,258,000 64,450,400 62,895,100 61,342,000 71,639,400 (31,385,117) (15,304,635) 463,327 11,924,261 Total primary government net position 290,925,000$ 305,788,100$ 311,596,500$ 318,676,500$ 327,900,800$ 342,018,100$ 240,071,870$ 265,539,487$ 297,344,709$ 312,719,228$ 134 Schedule 2 City of San Luis Obispo, California Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) For The Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Expenses: Governmental activities: Public safety 28,189,900$ 29,330,300$ 27,687,200$ 26,774,800$ 27,993,900$ 28,859,200$ 29,651,702$ 26,881,732$ 29,318,821$ 31,806,692$ Transportation 6,463,200 6,619,300 7,116,400 8,809,400 7,778,000 8,551,500 8,975,047 11,457,311 8,792,028 9,668,840 Leisure, cultural and social services 9,518,400 9,778,900 9,445,600 9,299,200 9,500,300 10,078,700 10,239,853 10,332,740 9,808,545 9,824,262 Community development 7,822,300 8,233,600 11,020,400 8,166,300 8,782,200 8,866,900 10,183,782 10,960,778 12,900,275 14,656,604 Interest on long-term debt 950,600 951,500 1,348,100 1,248,400 1,198,000 1,217,200 1,221,205 1,015,011 1,351,468 1,170,984 Total governmental activities expenses 52,944,400 54,913,600 56,617,700 54,298,100 55,252,400 57,573,500 60,271,589 60,647,572 62,171,137 67,127,382 Business-type activities: Water 10,656,200 11,532,900 11,323,200 16,106,300 17,455,200 17,019,000 17,575,961 17,128,041 18,136,120 19,069,967 Sewer 8,511,300 9,250,200 9,153,200 9,633,900 9,530,400 10,189,400 10,647,255 10,132,214 10,842,451 11,683,262 Parking 3,416,400 3,704,700 3,494,300 3,501,500 3,598,000 3,678,600 3,636,607 3,556,637 3,900,052 3,791,493 Transit 3,060,100 3,199,200 3,295,500 3,409,700 3,778,900 3,903,900 4,059,138 3,994,194 4,088,423 4,076,871 Golf 633,600 722,100 708,400 724,100 Total business-type activities expenses 26,277,600 28,409,100 27,974,600 33,375,500 34,362,500 34,790,900 35,918,961 34,811,086 36,967,046 38,621,593 Total primary government expenses 79,222,000$ 83,322,700$ 84,592,300$ 87,673,600$ 89,614,900$ 92,364,400$ 96,190,550$ 95,458,658$ 99,138,183$ 105,748,975$ Program Revenues: Governmental activities: Charges for services: Public safety 1,441,200$ 1,508,600$ 1,501,500$ 1,745,200$ 1,750,700$ 1,599,000$ 1,589,278$ 1,697,748$ 1,673,800$ 1,771,383$ Transportation 1,150,000 1,492,800 241,700 2,690,200 418,000 221,200 1,321,323 1,270,787 1,691,757 1,793,010 Leisure, cultural and social services 2,190,500 1,470,000 1,304,700 1,421,600 1,834,200 1,926,800 3,048,274 2,155,411 2,048,780 3,501,837 Community development 3,981,400 3,107,400 2,917,700 3,166,200 4,563,200 4,126,400 4,981,211 7,210,132 7,974,880 8,144,128 Operating grants and contributions 2,835,700 3,671,200 2,052,000 1,885,100 2,152,700 2,814,700 2,412,469 2,509,323 2,667,058 2,488,706 Capital grants and contributions 1,985,500 5,320,500 2,946,800 3,066,300 2,021,800 1,991,900 3,680,440 7,911,867 9,355,707 40,531 Total governmental activities program revenues 13,584,300 16,570,500 10,964,400 13,974,600 12,740,600 12,680,000 17,032,995 22,755,268 25,411,982 17,739,595 135 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Business-type activities: Charges for services: Water 12,691,900$ 13,836,000$ 13,812,100$ 14,298,100$ 16,753,100$ 18,148,200$ 19,755,909$ 20,446,730$ 19,884,850$ 20,180,931$ Sewer 10,205,500 11,785,200 13,225,100 13,320,400 14,789,700 16,212,000 17,151,212 18,007,064 16,460,140 16,272,533 Parking 3,508,100 3,496,100 3,564,700 3,533,300 4,693,400 3,998,730 4,905,494 7,408,729 4,666,970 Transit 520,500 607,000 551,600 593,100 552,900 682,700 688,585 649,899 659,471 666,296 Golf 349,000 382,200 394,600 364,000 Operating grants and contributions 1,841,500 2,192,200 2,350,200 2,220,700 2,502,500 2,673,500 2,458,640 3,148,651 2,888,820 4,180,386 Capital grants and contributions 1,960,900 1,627,300 952,300 1,242,000 750,900 731,300 82,359 60,063 Total business-type activities programs revenues 27,569,300 33,938,000 34,782,000 35,603,000 38,882,400 43,141,100 44,135,435 47,217,901 47,302,010 45,967,116 Total primary government program revenues 41,153,600$ 50,508,500$ 45,746,400$ 49,577,600$ 51,623,000$ 55,821,100$ 61,168,430$ 69,973,169$ 72,713,992$ 63,706,711$ Net Revenues (Expenses): Governmental activities (39,360,100)$ (38,343,100)$ (45,653,300)$ (40,323,500)$ (42,511,800)$ (44,893,500)$ (43,238,594)$ (37,892,304)$ (36,759,155)$ (49,387,787)$ Business-type activities 1,291,700 5,528,900 6,807,400 2,227,500 4,519,900 8,350,200 8,216,474 12,406,815 10,334,964 7,345,523 Total primary government (38,068,400)$ (32,814,200)$ (38,845,900)$ (38,096,000)$ (37,991,900)$ (36,543,300)$ (35,022,120)$ (25,485,489)$ (26,424,191)$ (42,042,264)$ General Revenues and Other Changes in Net Position: Governmental activities: Sales and use taxes 19,578,300$ 17,712,100$ 15,976,400$ 17,714,900$ 19,527,500$ 20,736,000$ 22,180,173$ 22,408,980$ 24,676,377$ 24,068,665$ Property taxes 8,374,200 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,477 Transient occupancy tax 5,054,700 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 Utility users tax 4,177,700 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 5,539,407 Property tax in-lieu of vehicle license fees 3,280,100 3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 4,353,912 Other taxes and fees 4,228,100 4,317,900 4,226,800 4,149,900 4,299,800 4,607,600 4,779,570 4,993,285 4,800,592 3,929,377 Investment earnings 1,605,300 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 997,995 Miscellaneous and other 478,400 400,800 339,600 414,700 227,200 349,900 679,127 707,781 Gain (loss) on disposal of capital assets (337,100) (3,400) (11,000) Prior period adjustment 2,657,100 (833,234) Cumulative change in accounting principle (GASB 65)(345,400) Transfers (462,000) (335,000) (301,500) (227,200) 1,820,900 115,100 (73,771) (329,452) 1,436,048 1,051,563 Total governmental activities 45,977,700 45,202,200 42,980,300 44,223,500 48,311,000 51,544,700 51,313,072 53,746,122 58,580,355 58,079,385 136 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Business-type activities Investment earnings 1,413,400$ 1,699,600$ 1,372,500$ 725,300$ 726,100$ 73,500$ 364,551$ 361,627$ 845,906$ 182,261$ Cumulative change in accounting principle (842,600) Income from investment in joint venture 239,200 206,700 Transfers 462,000 335,000 301,500 227,200 (1,820,900) (115,100) 73,771 329,452 (1,436,048) (1,051,563) Total business-type activities 1,875,400 2,034,600 1,674,000 952,500 (1,094,800) (884,200) 438,322 691,079 (350,942) (662,602) Total primary government 47,853,100$ 47,236,800$ 44,654,300$ 45,176,000$ 47,216,200$ 50,660,500$ 51,751,394$ 54,437,201$ 58,229,413$ 57,416,783$ Change in net position: Governmental activities 6,617,600$ 6,859,100$ (2,673,000)$ 3,900,000$ 5,799,200$ 6,651,200$ 8,074,478$ 15,853,818$ 21,821,200$ 8,691,598$ Business-type activities 3,167,100 7,563,500 8,481,400 3,180,000 3,425,100 7,466,000 8,654,796 13,097,894 9,984,022 6,682,921 Total primary government 9,784,700$ 14,422,600$ 5,808,400$ 7,080,000$ 9,224,300$ 14,117,200$ 16,729,274$ 28,951,712$ 31,805,222$ 15,374,519$ 137 Schedule 3 City of San Luis Obispo, California Governmental Activities Tax and Franchise Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 Fiscal Sales Measure Y Property Transient Utility Property Franchise Business Other Year and Use 1/2 cent (Note 1) Occupancy Users in-lieu of VLF Fees Tax Taxes Total2007-08 13,581,700$ 5,996,600$ 8,374,200$ 5,054,700$ 4,177,700$ 3,280,100$ 2,361,700$ 1,866,400$ 288,100$ 44,981,200$ 2008-09 12,070,700 5,641,400 8,788,400 4,679,500 4,358,500 3,504,700 2,439,400 1,878,500 234,300 43,595,400 2009-10 10,723,900 5,252,500 8,579,300 4,496,100 4,862,400 3,565,100 2,396,700 1,830,100 204,600 41,910,700 2010-11 12,098,600 5,616,300 8,441,100 4,844,200 4,592,300 3,551,100 2,352,100 1,797,800 209,100 43,502,600 2011-12 13,290,000 6,237,500 8,367,000 5,222,000 4,584,100 3,492,400 2,462,300 1,837,500 227,200 45,720,000 2012-13 14,242,200 6,493,800 9,176,600 5,572,400 4,916,100 3,533,200 2,552,300 2,055,300 349,900 48,891,800 2013-14 15,405,808 6,774,365 8,960,010 6,063,232 5,345,692 3,645,692 2,636,599 2,142,971 679,127 51,653,496 2014-15 15,272,683 7,136,297 9,631,890 6,805,742 5,211,207 3,849,341 2,790,077 2,203,208 707,781 53,608,226 2015-16 17,498,218 7,178,159 10,186,858 7,127,756 5,413,720 4,113,244 1,537,922 2,491,516 771,154 56,318,547 2016-17 16,737,005 7,331,660 10,756,477 7,381,989 5,539,407 4,353,912 1,557,128 2,372,249 737,826 56,767,653 Notes:1. Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest.2. Beginning in 2005-06, the State implemented a "VLF Swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected with the property tax roll. 3. In November 2006, voters in San Luis Obispo approved a local sales and use tax measure (Measure Y) increasing the City rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years.4. In November 2014 voters in San Luis Obispo reauthorized the local Half -percent sales and use tax measure (Measure G) . 138 Schedule 4 City of San Luis Obispo, California Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 General fund: Reserved 808,100$ 291,500$ 201,800$ $ $ $ $ $ $ $ Unreserved: Designated 1,093,900 125,000 923,500 Undesignated 12,927,100 13,575,400 9,988,800 Nonspendable: Prepaid items 2,777,000 3,191,055 60,181 56,020 3,173,248 Restricted for: (Note 1) Debt service 258,100 602,800 331,600 312,037 303,126 489,056 128,102 Committed to: (Note 1) General government programs 317,500 1,288,200 1,768,200 4,973,497 3,942,459 4,468,863 9,428,034 Assigned to: Contingency Fund 10,458,000 10,486,931 11,092,782 10,902,368 Development Services 1,848,386 382,396 41,110 Safety Fire 97,239 City Attorney 100,000 Subsequent years expenditures 8,200 11,900 2,716,534 Unassigned 12,324,100 11,781,500 14,060,900 1,382,590 7,828,485 10,419,881 2,723,292 Total general fund 14,829,100 13,991,900 11,114,100 12,907,900 13,684,400 18,937,700 20,317,179 24,566,807 29,625,532 26,496,154 139 Schedule 4 City of San Luis Obispo, California Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 All other governmental funds: Reserved 8,557,100 10,038,200 6,932,600 Unreserved reported in: Capital projects funds 10,962,000 19,748,900 1,245,000 Special revenue funds 585,500 626,900 920,300 Nonspendable 5,642 Restricted for: (Note 1) Debt service 2,285,700 2,017,900 2,043,200 2,043,222 2,140,980 2,119,724 2,119,611 Law enforcement grant programs 42,000 20,500 22,900 27,145 16,886 23,492 20,786 Committed to: Affordable housing programs 294,000 1,052,000 1,254,900 2,946,847 2,601,882 2,562,825 5,054,332 Assessment district programs 170,700 183,000 Capital outlay 1,172,800 1,227,700 1,326,000 6,045,091 3,632,641 2,954,223 General government programs 4,743,552 1,084,221 7,463,605 8,795,074 Impact Fees Programs 4,350,000 4,069,800 3,542,700 411,592 9,410,273 549,349 588,743 Open space programs 183,400 194,300 1,582,425 983,402 1,265,620 2,728,883 Parkland development programs 998,900 1,057,100 1,209,600 Public art programs 293,700 373,700 347,400 Assigned to: Contingency fund 900,000 Subsequent years expenditures 8,997,800 4,359,300 5,413,900 3,552,319 2,606,757 3,559,851 5,846,873 Unassigned (2,500) 1,039 (83) Total all other governmental funds 20,104,600 9,097,900 18,605,600 14,544,400 15,352,400 21,353,232 22,476,959 20,498,689 26,059,944 Total all governmental funds 34,933,700$ 13,991,900$ 20,212,000$ 31,513,500$ 28,228,800$ 34,290,100$ 41,670,411$ 47,043,766$ 50,124,221$ 52,556,098$ Note: The City implemented GASB Statement No. 54 in the 2010-11 fiscal year which requires the City to use new designations of ending fund balances. 140 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Revenues: Taxes Sales and Use - general 13,581,700$ 12,070,700$ 10,723,900$ 12,098,600$ 13,290,000$ 14,242,200$ 15,405,808$ 15,272,683$ 17,498,218$ 16,737,005$ Sales and Use - Measure Y 5,996,600 5,641,400 5,252,500 5,616,300 6,237,500 6,493,800 6,774,365 7,136,297 7,178,159 7,331,660 Prop. 172 Public Safety 288,400 308,400 257,900 271,300 307,400 327,700 391,567 409,590 405,066 405,512 Property 8,374,200 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,477 Transient Occupancy 5,054,700 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 Utility Users 4,177,700 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 5,539,407 Property tax in-lieu of VLF (Note 1)3,280,100 3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 4,353,912 Franchise Fees 2,361,700 2,439,400 2,396,700 2,352,100 2,462,300 2,552,300 2,636,599 2,790,077 1,537,922 1,557,128 Business Tax 1,866,400 1,878,500 1,830,100 1,797,800 1,837,500 2,055,300 2,142,971 2,203,208 2,491,516 2,372,249 Real Property Transfer 213,000 159,100 129,000 133,700 144,000 256,300 287,560 298,191 366,088 332,314 Fines, forfeitures and penalties 228,200 261,000 201,700 171,400 174,300 159,700 150,185 184,320 172,353 139,534 Use of money and property 1,605,300 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 260,169 Vehicle License Fees (Note 1)190,300 166,500 135,000 205,600 45,600 19,300 Other subventions and grants 4,679,000 8,774,200 4,837,000 4,776,500 3,932,100 4,603,140 5,989,881 10,858,570 11,771,980 2,624,753 Charges for services 8,409,500 6,677,700 5,865,700 9,209,300 8,954,500 8,106,600 11,167,033 12,450,887 13,622,945 15,173,707 Other revenues 633,800 1,810,300 398,000 270,500 36,500 526,500 357,469 217,710 242,744 446,456 Total revenues 60,940,600 63,293,600 54,769,900 59,074,300 59,857,300 62,778,240 69,884,645 77,787,061 82,954,329 75,412,272 141 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Expenditures: Current: General Government 6,333,900 6,793,100 7,253,500 6,828,700 8,175,200 8,723,300 9,362,031 10,534,463 12,409,567 11,824,360 Public safety 25,055,900 26,002,400 24,203,800 23,506,100 23,953,200 23,973,400 24,798,500 24,356,077 26,468,454 28,091,747 Transportation 2,539,800 3,224,200 3,019,700 2,901,900 2,865,100 2,798,200 2,882,241 2,969,111 3,317,177 4,949,845 Leisure, cultural and social services 6,398,600 6,598,900 6,279,900 6,268,700 6,704,200 6,790,300 7,155,619 7,250,398 7,428,198 7,785,411 Community development 6,341,600 6,280,800 6,690,200 7,053,500 6,986,300 7,777,400 8,389,957 10,047,272 10,770,827 12,692,237 Debt service: Principal 1,124,300 1,159,900 1,550,200 1,774,000 1,493,200 1,543,000 1,534,668 3,856,325 1,792,849 2,101,296 Interest 953,700 915,900 1,358,500 1,249,200 1,211,800 1,192,700 1,048,671 1,063,820 1,349,216 1,215,504 Capital: Public safety 1,541,500 1,652,700 4,704,400 494,100 447,900 457,700 892,351 2,371,865 1,220,759 1,772,454 Transportation 6,404,200 6,177,600 4,237,200 6,913,200 9,121,000 5,228,300 4,859,863 14,302,937 15,038,306 2,944,453 Leisure, cultural and social services 670,200 1,213,900 1,188,500 584,500 862,000 395,500 1,272,510 2,399,211 1,463,269 1,421,919 Community development (Note 2)1,270,000 1,382,500 3,893,700 884,100 705,300 70,900 939,017 123,258 149,537 284,375 General government 1,053,400 869,700 3,076,800 1,731,400 274,900 429,700 145,199 1,684,045 590,263 89,825 Total expenditures 59,687,100 62,271,600 67,456,400 60,225,400 62,800,100 59,380,400 63,280,627 80,958,782 81,998,422 75,173,426 Excess of revenues over(under) expenditures 1,253,500 1,022,000 (12,686,500) (1,151,100) (2,942,800) 3,397,840 6,604,018 (3,171,722) 955,907 238,846 142 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Other Financing Sources(Uses): Sale of surplus property 393,900 30,200 Issuance of debt/refunding debt 9,067,000 1,080,000 5,050,000 850,775 8,372,323 688,500 1,141,468 Cost of debt issuance (11,500) Payment to refunded bond escrow agent (281,800) (5,442,200) Transfers in 15,350,100 8,655,400 8,081,900 6,464,100 8,121,200 8,407,600 13,834,998 11,682,079 12,747,578 15,739,036 Transfers out (15,812,100) (8,990,400) (8,383,400) (6,691,300) (8,101,100) (8,292,500) (13,908,769) (12,011,531) (11,311,530) (14,687,473) Total other financing sources(uses)(462,000) 8,450,200 (301,500) 1,246,700 (341,900) 103,600 777,004 8,042,871 2,124,548 2,193,031 Net change in fund balance 791,500$ 9,472,200$ (12,988,000)$ 95,600$ (3,284,700)$ 3,501,440$ 7,381,022$ 4,871,150$ 3,080,455$ 2,431,877$ Debt service as a percentage of noncapital expenditures 5.15%4.93%7.24%7.61%6.68%6.62%5.98%8.92%5.20%5.08% Notes: 1. Beginning in 2005-06 the State implemented a "VLF swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected on the property tax roll. 2. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 143 Schedule 6 City of San Luis Obispo, California General Fund Operating Expenditure Trends by Type Last Ten Fiscal Years (Modified Accrual Basis of Accounting For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Staffing: Salaries and wages: Regular salaries 22,745,800$ 24,310,100$ 24,180,400$ 23,848,400$ 23,432,400$ 23,214,900$ 23,242,170$ 23,804,510$ 24,790,947$ 26,944,188$ Temporary salaries 2,026,800 1,851,700 1,592,700 1,507,300 1,626,900 1,812,700 2,191,214 2,137,487 1,964,521 1,793,360 Overtime 2,876,000 3,009,200 2,397,500 2,162,500 2,763,100 3,309,000 3,018,181 3,222,698 3,473,489 3,604,336 Benefits: Retirement 7,485,200 8,006,100 7,915,900 7,899,200 8,444,000 7,661,900 7,637,931 7,943,827 9,323,782 10,394,523 Group health/disability ins (Note 1)2,710,000 3,579,400 3,744,200 3,407,500 3,441,700 3,463,500 3,387,101 3,319,117 3,828,238 4,129,004 Medicare 339,600 363,700 370,300 367,100 371,200 384,400 393,913 408,889 418,704 455,966 Unemployment Reimbursements 42,900 24,100 87,600 35,500 26,200 28,800 31,634 48,588 5,159 150,929 Total staffing 38,226,300 41,144,300 40,288,600 39,227,500 40,105,500 39,875,200 39,902,144 40,885,116 43,804,840 47,472,306 Contract services 4,546,400 4,228,700 3,812,400 3,728,100 4,306,000 5,208,900 5,725,290 5,903,638 6,271,607 6,962,949 Other operating expenditures Communications & utilities 1,539,700 1,662,000 1,538,000 1,629,500 1,658,000 1,842,300 2,034,997 1,945,243 2,192,384 2,023,057 Rents & leases 142,100 147,700 130,500 141,800 136,800 139,600 197,104 159,718 164,729 170,288 Insurance: General liability & property 1,054,900 1,051,500 1,447,300 1,434,600 1,475,600 1,320,700 1,425,450 1,646,605 1,847,422 1,273,133 Workers compensation 1,514,400 1,017,000 760,500 447,100 594,400 918,000 1,405,916 1,631,585 2,019,722 1,627,423 Other operating expenditures 2,699,900 3,061,900 2,399,300 2,544,400 2,696,500 2,910,900 2,991,619 3,635,542 3,079,347 3,345,191 Total operating expenditures 6,951,000 6,940,100 6,275,600 6,197,400 6,561,300 7,131,500 8,055,086 9,018,693 9,303,604 8,439,092 Minor capital 162,500 90,600 38,300 10,800 14,200 99,400 195,473 78,414 92,853 203,098 Total program expenditures 49,886,200 52,403,700 50,414,900 49,163,800 50,987,000 52,315,000 53,877,993 55,885,861 59,472,903 63,077,445 Reimbursed expenditures (4,075,300) (4,210,800) (4,264,000) (4,449,900) (3,774,900) (3,732,100) (3,897,420) (3,451,208) (4,008,992) (4,164,747) Total general fund operating expenditures 45,810,900$ 48,192,900$ 46,150,900$ 44,713,900$ 47,212,100$ 48,582,900$ 49,980,573$ 52,434,653$ 55,463,911$ 58,912,698$ Note: 1. Beginning in 2008-09, the City began to fund retiree health costs on a full accrual basis. The added cost compared with the prior "pay-as-you-go" approach in 2011-12 is $364,800. While this change in accounting increases costs initially, in the not-so-distant future (about 12 years), it becomes a much less expensive option than continuing "pay-as-you-go" cash funding. 144 Schedule 7 City of San Luis Obispo, California Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years For the Fiscal Year Ended June 30 Fiscal Year Homeowners Secured Roll Unitary UnsecuredTotal Direct Market Value of MarketExemptions Gross ValueRollTOTAL Tax Rate (Note 1) Value2007-08 (Note 3) 42,600,200$ 5,456,264,900$ 5,678,500$ 254,783,200$ 5,716,726,600$ 1.00% 5,716,726,600$ 100%2008-0942,384,800 5,828,492,800 5,582,800 274,186,700 6,108,262,300 1.00% 6,108,262,300 100%2009-1042,222,400 6,008,936,600 4,904,100 277,718,500 6,291,559,200 1.00% 6,291,559,200 100%2010-1141,929,800 5,985,294,700 5,505,000 279,434,500 6,270,234,200 1.00% 6,270,234,200 100%2011-1241,988,100 5,894,189,700 6,842,300 275,800,100 6,176,832,100 1.00% 6,176,832,100 100%2012-1341,572,300 5,963,182,500 5,382,272 279,203,900 6,261,931,900 1.00% 6,261,931,900 100%2013-1441,327,300 6,152,693,400 5,300,173 295,626,200 6,467,600,400 1.00% 6,467,600,400 100%2014-1541,185,200 6,512,370,260 5,032,204 297,325,321 6,814,727,785 1.00% 6,814,727,785 100%2015-1641,518,400 6,965,233,454 4,883,115 305,427,553 7,275,544,122 1.00% 7,275,544,122 100%2016-1742,109,709 7,393,890,993 5,269,573 303,122,262 7,702,282,828 1.00% 7,702,282,828 100%Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation.2. For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues.3. The decrease in value of utility taxable property in 2007-08 is due to a federally mandated decrease in the assessment ratio on railroad property.Source: HDL CAFR Statistical reportGross Assessed Valuation (Notes 1 and 2) 145 Schedule 8 City of San Luis Obispo, California Property Tax Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Proposition 13 maximum tax rate (Note 2)1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Voter approved indebtedness: State water project 0.002 0.002 0.002 0.003 0.003 0.004 0.004 0.004 0.004 0.004 Elementary and high school Bond and lease agreements 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Total (Notes 1 and 3)1.002 1.002 1.002 1.003 1.003 1.004 1.004 1.004 1.004 1.004 Notes: 1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City. 2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit. 3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2008-09: Base ERAF Net Rate Allocation Apportionment San Luis Coastal Unified School District 36.1 36.1 San Luis Obispo County - General Fund 30.32 (8.2) 22.12 City of San Luis Obispo 18.36 *(3.5) 14.86 San Luis Obispo Community College District 6.4 6.4 County School Services 3.8 3.8 City/County Library 2.00 (0.3) 1.7 Port San Luis Harbor 1.6 (0.4) 1.2 Other Agencies 1.3 (0.1) 1.2 Education Revenue Augmentation Fund (ERAF)12.5 12.5 Total 100%0%100% *The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies, resulting in an effective rate for the City of approximately 14.9%. Source: Prepared by HdL, Coren & Cone Data source: San Luis Obispo County Assessor 2016-17 Annual Tax Increment Tables For The Fiscal Year Ended June 30 146 Schedule 9 City of San Luis Obispo, California Principal Property Taxpayers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Number of Secured Percent of Total Number of Secured Percent of Total Owner Parcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed Value Jamestown Premir SLO Court Etal 10 108,841,060$ 1 1.47% CAP VIII Mustang- LLC 4 88,660 2 1.20%6 72,225,000$ 1 1.26% Sierra Vista Hospital Inc.8 79,118,227 3 1.07% SLO Promenade Limited Partnership 10 51,187,920 4 0.69% Irish Hills Plaza West II LLC 6 47,679,734 5 0.64% Charles Pasquini Jr Trust 3 41,369,437 6 0.56% Costco Wholesale Corporation 1 34,514,007 7 0.47%1 31,228,392 4 0.55% Bre Atlas Property Owner LLC 1 31,735,475 8 0.43% Marigold Center LLC 9 30,379,566 9 0.41%9 24,336,783 6 0.43% Target Corporation 1 29,812,552 10 0.40% Alta Vista Park Homeowners Association 97 61,358,138 2 Catholic Healthcare West 5 34,329,506 3 0.72% City of San Luis Obispo 144 29,196,776 5 0.61% SLO Promenade Limited Partnership 7 27,815,641 6 0.58% John E. & Carole D. King 13 28,310,959 7 0.59% KLA SLO LLC 7 27,815,641 8 0.58% Charter Communications Properties 4 23,619,263 9 0.49% Total 454,726,638$ 7.34%360,236,099$ 5.81% Source: HDL CAFR report. 2016-17 2007-08 147 Schedule 10 City of San Luis Obispo, California Secured Property Tax Roll Levies and Collections Last Ten Fiscal Years For the Fiscal Year Ended June 30 Total Secured Current Year Percent Fiscal Tax Levy Current Year Percent Delinquencies Delinquent Year (Notes 1 and 2)Collections Collected (Note 3) (Note 3) 2007-08 7,868,700$ 7,868,700$ 100%0 0 2008-09 8,335,400 8,335,400 100%0 0 2009-10 8,456,800 8,456,800 100%0 0 2010-11 8,405,600 8,405,600 100%0 0 2011-12 8,269,300 8,269,300 100%0 0 2012-13 8,151,000 8,151,000 100%0 0 2013-14 8,601,630 8,601,630 100%0 0 2014-15 9,097,280 9,097,280 100%0 0 2015-16 9,707,340 9,707,340 100%0 0 2016-17 10,250,205 10,250,205 100%0 0 Notes: 1. The secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. The amount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues. 2. The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. For example, in 2012-13 revenue to the City from supplemental assessments was $99,500 and $215,100 from unsecured. A one-time refund was received from the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762. 3. The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection and retains any delinquent taxes and related penalties and interest. Source: San Luis Obispo County Auditor-Controller 148 Schedule 11 City of San Luis Obispo, California Schedule of Taxable Sales and Permits by Category Last Ten Calendar Years 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016Sales In Thousands of DollarsApparel stores 61,772$ 61,356$ 65,608$ 70,582$ 71,429$ 73,127$ 74,471$ 74,789$ 76,524$ 74,403$ General merchandise stores 149,346 145,821 121,921 123,191 148,757 171,797 173,947 179,557 182,541 179,528 Food and drug stores 41,636 41,704 40,841 39,120 40,607 40,860 42,030 43,229 44,868 44,458 Eating & drinking places 122,697 124,278 120,619 120,852 128,855 143,991 149,144 160,568 173,381 179,147 Building materials & farm tools123,467 113,130 96,091 93,904 104,754 113,532 128,144 135,269 141,800 144,151 Auto dealers & supplies246,477 199,923 161,310 178,569 193,060 227,556 269,601 287,764 303,902 305,823 Service stations84,971 89,586 72,158 85,795 105,178 109,224 104,740 103,130 89,773 79,736 Other retail stores283,609 273,252 247,942 249,820 257,455 264,363 262,935 268,495 276,790 281,091 Total retail stores1,113,975 1,049,050 926,490 961,833 1,050,095 1,144,450 1,205,012 1,252,801 1,289,579 1,288,337 All other outlets260,221 252,563 223,240 235,062 278,827 269,489 285,688 300,748 348,998 381,638 Total 1,374,196 1,301,613 1,149,730 1,196,895 1,328,922 1,413,939 1,490,700 1,553,549 1,638,577 1,669,975 PermitsApparel stores91103 113 120 111 122 131 103 175 163 General merchandise stores2027 14 14 14 12 12 14 25 39 Food and drug stores3334 42 45 49 53 55 53 58 60 Eating & drinking places187196 180 185 188 204 213 239 233 254 Home furnishings & appliances7473 88 91 86 88 84 81 88 129 Building materials & farm tools3030 40 40 39 41 39 39 41 47 Auto dealers & supplies6358 69 70 64 62 60 65 59 98 Service stations2421 21 21 17 17 17 17 17 21 Other retail stores358348 610 590 579 602 661 722 584 540 Total retail stores880 890 1,177 1,176 1,147 1,201 1,272 1,333 1,280 1,351 All other outlets1,074 1,024 672 688 656 666 664 678 872 1,074 Total 1,954 1,914 1,849 1,864 1,803 1,867 1,936 2,011 2,152 2,425 Source: State Board of Equalization, State of California Taxable Sales in California, and The HDL Companies.Note: Due to confidentiality issues, the names of the ten largest revenue payers are not available. The categories presented are intended to provide alternative information regarding the sources of the City's revenue. 149 Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rates Effective End State Local City Combined Date Date Jurisdiction Transportation Fund Rate Rate 8/1/1933 6/30/1935 (Note 2)2.50%2.50% 7/1/1935 6/30/1943 3.00%3.00% 7/1/1943 6/30/1949 2.50%2.50% 7/1/1949 12/31/1961 3.00%3.00% 1/1/1962 7/31/1967 3.00%1.00%4.00% 8/1/1967 6/30/1972 4.00%1.00%5.00% 7/1/1972 6/30/1973 3.75%0.25%1.00%5.00% 7/1/1973 9/30/1973 4.75%0.25%1.00%6.00% 10/1/1973 3/31/1974 3.75%0.25%1.00%5.00% 4/1/1974 11/30/1989 4.75%0.25%1.00%6.00% 12/1/1989 12/31/1990 5.00%0.25%1.00%6.25% 1/1/1991 7/14/1991 4.75%0.25%1.00%6.00% 7/15/1991 12/31/2000 6.00%0.25%1.00%7.25% 1/1/2001 12/31/2001 5.75%0.25%1.00%7.00% 1/1/2002 6/30/2004 6.00%0.25%1.00%7.25% 7/1/2004 3/31/2007 (Note 3)6.25%0.25%0.75%(Note 3)7.25% 4/1/2007 3/31/2009 6.25%0.25%1.25%(Note 4)7.75% 4/1/2009 7.25%0.25%1.25%8.75% 7/1/2011 6.25%0.25%1.25%7.75% 1/1/2013 7.25%0.25%0.50%8.00% 1/1/2014 7.25%0.25%0.50%8.00% 1/1/2015 7.25%0.25%0.50%8.00% 1/1/2016 7.25%0.25%0.50%8.00% 1/1/2017 7.00%0.25%0.50%7.75% Notes: 1. The Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January 1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax. 2. Sales tax only. The use tax was enacted effective July 1, 1935. 150 Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rate, continued 3. In March 2004, a State ballot measure was passed issuing deficit reduction bonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% of the local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would then be "made whole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, the effective rate for revenue purposes remains at 1%. 4. In November 2006, voters in San Luis Obispo approved a local sales tax measure increasing the City rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years. 5. Proposition 30, The Schools and Local Public Safety Protection Act of 2012 , was approved by California voters in November 2012 to temporarily increase the sales and use tax by 0.25%. The sales and use tax imposed by Proposition 30 expired December 31, 2016. Source: State Board of Equalization, State of California 151 Schedule 13 City of San Luis Obispo, California Schedule of Business Tax Certificates Issued Fiscal Years Ended June 30, 2016 and 2015 No. of No. of Certificates Percent Certificates Percent Construction 1,019 12.6%993 13.1% Manufacturing 144 1.8%132 1.7% Transportation/Utilities 40 0.5%31 0.4% Wholesale 140 1.7%139 1.8% Retail 1,035 12.7%819 10.8% Professional 1,152 14.2%871 11.5% Residential Rental 2,430 29.9% 2,509 33.0% Commercial Rental 313 3.9%228 3.0% Services 1,845 22.7% 1,875 24.7% Total business certificates issued 8,118 100% 7,597 100% Home occupations 740 9.1%614 8.1% Located outside City limits 1,699 20.9% 2,018 26.6% Located in Downtown Business Improvement District 615 7.6%612 8.1% Source: City of San Luis Obispo Finance Department- Revenue Division 20162017 152 Schedule 14 City of San Luis Obispo, California Per Capita Outstanding Debt by Type Last Ten Fiscal Years For the Fiscal Year Ended June 30 Percentage of Fiscal Lease Purchase Lease Purchase Installment Total Primary Per Gross Assessed Year Bonds Financing Loans Bonds Financing Sales Agreement Loans Government Capita Value 2007-08 21,994,400$ 258,900$ $ 35,345,600$ 1,400,400$ 2,050,000$ 23,600,700$ 84,650,000$ 1,894 1.48% 2008-09 29,949,300 211,200 35,330,700 1,142,100 2,050,000 31,219,700 99,903,000 2,232 1.64% 2009-10 28,448,900 161,400 33,946,100 872,900 1,950,000 28,554,000 93,933,300 2,090 1.49% 2010-11 26,806,500 1,109,800 32,503,500 593,500 1,845,000 25,807,000 88,665,300 1,973 1.41% 2011-12 24,962,100 955,900 30,082,900 302,300 1,735,000 22,976,300 81,014,500 1,788 1.31% 2012-13 23,574,900 823,400 2,025,100 28,625,150 1,620,000 20,309,200 76,977,750 1,690 1.23% 2013-14 22,152,010 711,622 850,775 27,083,025 8,979,000 19,446,784 79,223,216 1,742 1.27% 2014-15 28,556,715 1,127,606 766,092 25,983,320 8,481,043 18,559,851 83,474,627 1,836 1.28% 2015-16 27,762,893 1,374,773 679,314 25,323,405 7,932,327 17,647,622 80,720,334 1,741 1.16% 2016-17 26,328,540 1,898,652 591,647 24,072,708 7,366,468 16,709,160 76,967,175 1,660 1.00% Sources: City of San Luis Obispo Finance Department Note: Beginning in fiscal year 2015-16, governmental activities and business-type activities bond balances are shown net of the unamortized bond premiums. Governmental Activities Business-Type Activities 153 Schedule 15 City of San Luis Obispo, California Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita Last Ten Fiscal Years For the Fiscal Year Ended June 30 Service Ratio of Net Net Taxable General Payable from Net Bonded Debt Net Bonded Assessed Bonded Enterprise Bonded to Assessed Debt per Fiscal Year Population Value Debt Revenues Debt Value Capita 2007-08 44,697 5,716,726,600$ 0 0 0 0.0%0 2008-09 44,750 6,108,262,300 0 0 0 0.0%0 2009-10 44,948 6,291,559,300 0 0 0 0.0%0 2010-11 45,418 6,270,234,200 0 0 0 0.0%0 2011-12 45,308 6,176,832,100 0 0 0 0.0%0 2012-13 45,541 6,261,931,900 0 0 0 0.0%0 2013-14 45,473 6,454,835,328 0 0 0 0.0%0 2014-15 45,484 6,814,727,785 0 0 0 0.0%0 2015-16 46,377 7,275,544,122 0 0 0 0.0%0 2015-17 46,724 7,702,282,828 0 0 0 0.0%0 Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. 2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Sources: HDL 2015-17 Reports -Asset Value and demographic tables 154 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt Fiscal Year Ended June 30, 2016 Amount ApplicablePercent Applicable to the City ofto the City ofSan Luis ObispoSan Luis Obispoas of June 30, 2017Direct long-term debt: City of San Luis Obispo 2005 Refunding Revenue Bonds (1996)100.000%3,510,000$ City of San Luis Obispo 2006 Lease Revenue Bonds100.000%12,455,000 City of San Luis Obispo 2006 Water Revenue Bonds100.000%12,975,000 City of San Luis Obispo 2009 Lease Revenue Bonds100.000%6,280,015 City of San Luis Obispo 2012 Refunding Revenue Bonds (2001)100.000%3,960,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)100.000%2,990,000 City of San Luis Obispo 2014 LOVR lease Revenue Bonds 100.000%7,285,00049,455,015Overlapping long-term debt (percentage of overlapping agency's assessed valuation located within boundaries of the City): (Note 1) San Luis Obispo County Certificates of Participation16.014%4,097,983 San Luis Obispo County Pension Obligations16.014%15,057,868 San Luis Community College District Certificates of Participation15.951%1,151,662 City of San Luis Obispo Lease Revenue Bonds100.000%33,490,00053,797,513Less: City of San Luis Obispo obligations supported by enterprise revenues7,686,540 Total gross direct and overlapping long-term debt46,110,973Less self-supporting issues: City of San Luis Obispo 2006 Lease Revenue Bonds - Parking Fund supported portion6,725,700 City of San Luis Obispo 2006 Water Revenue Bonds12,975,000 City of San Luis Obispo 2009 Lease Revenue Bonds - Parking/Sewer/Water Funds supported portion960,855 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)2,990,000 Total self-supporting issues23,651,55522,459,418$ Ratio of long-term debt to assessed valuation and populationGross Assessed Valuation7,702,282,828$ Population46,724 155 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt, continued Fiscal Year Ended June 30, 2016 Percent of GrossPer CapitaAmountAssessed ValuationLong-Term DebtDirect and Overlapping Debt:Gross$46,110,9730.6%$986.88Net22,459,4180.3%481Direct Debt:Gross$49,455,0150.6%$1,058.45Net25,803,4600.3%552Source: California Municipal Statistics, Inc. HDL CAFR report.Note: The percentage of overlapping debt applicable to the City is estimated using taxable assessed property value. Applicable percentages were estimated by determining the portion of the overlapping district's assessed value that is within the boundaries of the City, divided by the district's total taxable assessed value. 156 Schedule 17 City of San Luis Obispo, California Computation of Legal Debt Margins Last Ten Fiscal Years (amounts expressed in thousands) For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Legal debt limit 214,377$ 229,059$ 235,815$ 234,887$ 231,384$ 234,822$ 241,812$ 244,175$ 272,833$ 288,836$ Total debt applicable to limit Legal debt margin 214,377 229,059 235,815 234,887 231,384 234,822 241,812 244,175 272,833 288,836 Total debt applicable to the limit as a percentage of debt limit 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%0.00% Legal Debt Margin Calculation for Fiscal Year 2016-17 Gross Assessed Valuation 7,702,282,828$ Legal Debt Limit - 3.75% of Gross Assessed Valuation 288,835,606$ Long-term Debt: Revenue Bonds Secured by Capital Leases 33,490$ Water Revenue Bonds 15,965 49,455 Less deductions allowed by law: Revenue Bonds Secured by Capital Leases 33,490 Water Revenue Bonds 15,965 49,455 Total debt applicable to computed limit $0 Legal debt margin 288,835,606$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. 157 Schedule 18 City of San Luis Obispo, California Revenue Bond Coverage – Water Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 Less Operating & Net Revenue Coverage Fiscal Operating Development Other Maintenance Available for With Year Revenues Impact Fees Revenues Expenses Bond Debt Service Principal Interest Total Coverage Impact Fees 2007-08 12,668,800$ (1,386,300)$ 759,100$ (7,111,600)$ 4,930,000$ 1,392,100$ 1,243,000$ 2,635,100$ 187% 240% 2008-09 13,447,400 (663,000) 1,339,700 (7,877,500) 6,246,600 1,420,300 1,200,368 2,620,668 238% 264% 2009-10 13,755,800 (448,200) 719,800 (7,603,500) 6,423,900 1,078,960 1,171,884 2,250,844 285% 305% 2010-11 14,256,100 (639,600) 384,500 (12,389,200) 1,611,800 1,107,790 1,137,021 2,244,811 72% 100% 2011-12 16,266,300 (643,200) 825,400 (13,666,100) 2,782,400 1,146,885 1,137,445 2,284,330 122% 150% 2012-13 18,250,700 (1,578,100) 97,500 (13,353,300) 3,416,800 1,096,215 995,419 2,091,634 163% 239% 2013-14 19,676,199 (819,477) 215,915 (13,996,427) 5,076,210 1,160,700 964,148 2,124,848 239% 277% 2014-15 20,552,417 (2,471,501) 59,594 (13,451,298) 4,689,212 1,285,686 906,775 2,192,461 214% 327% 2015-16 20,137,422 (1,543,268) 53,731 (14,056,603) 4,591,282 1,245,486 881,318 2,126,804 216% 288% 2016-17 19,873,517 (1,266,674) 410,484 (14,754,114) 4,263,213 1,290,748 837,657 2,128,405 200% 260% Notes: 3. Net revenues available for debt service exclude development impact fees. 4. Operating expenses exclude depreciation and amortization. Source: City of San Luis Obispo Utilities Department 2. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements 1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loan 158 Schedule 19 City of San Luis Obispo, California Revenue Bond Coverage – Parking Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 Net Revenue Fiscal Gross Operating Available for Year Revenues Expenses Bond Debt Service Principal Interest Total Coverage 2007-08 4,027,500$ (2,032,500)$ 1,995,000$ 400,100$ 480,700$ 880,800$ 226% 2008-09 4,007,900 (2,344,300) 1,663,600 415,800 462,500 878,300 189% 2009-10 3,788,300 (2,142,400) 1,645,900 599,600 449,200 1,048,800 157% 2010-11 3,730,100 (2,190,200)1,539,900 621,800 428,700 1,050,500 147% 2011-12 3,688,200 (2,351,400)1,336,800 642,600 408,100 1,050,700 127% 2012-13 4,726,000 (2,440,600)2,285,400 663,500 386,000 1,049,500 218% 2013-14 4,122,860 (2,488,797)1,634,063 690,600 361,822 1,052,422 155% 2014-15 4,905,494 (2,409,027)2,496,467 447,962 504,407 952,369 262% 2015-16 4,606,249 (2,757,299)1,848,950 466,185 501,631 967,816 191% 2016-17 4,659,562 (2,671,028)1,988,534 481,981 487,407 969,388 205% Notes: 1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund. 2. Operating expenses exclude depreciation. Source: City of San Luis Obispo Finance Department. Bonded Debt Service Requirements 159 Schedule 20 City of San Luis Obispo, California Demographic and Economic Statistics Last Ten Fiscal Years For the Fiscal Year Ended June 30 Median Public Elementary and Cuesta Community Fiscal Household Median Secondary School College Unemployment Year Population (1)Income (2)Age (1)Enrollment (4)Enrollment (3)Rate (1) 2007-08 44,697 49,827 30.1 6,982 8,983 4.30% 2008-09 44,750 42,526 37.3 7,123 9,720 9.10% 2009-10 44,948 40,579 27.0 7,112 8,433 9.70% 2010-11 45,418 53,978 23.4 7,226 7,890 9.60% 2011-12 45,308 57,365 24.5 7,402 7,339 7.50% 2012-13 45,541 58,630 24.5 7,368 7,289 6.40% 2013-14 45,473 59,628 25.3 7,366 7,389 5.70% 2014-15 45,484 63,474 25.0 7,520 6,850 5.90% 2015-16 46,117 62,648 25.0 7,110 6,691 4.90% 2016-17 46,724 64,014 25.4 7,538 6,741 4.50% Sources: 1. 2016-17 CAFR Statistical Reports by The HdL Companies. 2. http://www.california-demographics.com/san-luis-obispo-county-demographics 3. Cuesta Community College Admissions Office. Note: Enrolled students (head count) San Luis Obispo campus only 4. San Luis Coastal Unified School District Annual Community Report. Note; The boundaries of SLCUSD are significantly larger than the City. The above school enrollment information also includes these outlaying areas, most notably Los Osos, Morro Bay, and Avila Beach. 160 Schedule 21 City of San Luis Obispo, California Principal Employers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Percentage Percentage Number of Total City Number of Total City Employer Employees Rank Employment Employees Rank Employment Cal Poly State University 3,000 1 11.95%2,426 2 6.77% County of San Luis Obispo 2,920 2 11.63%2,601 1 7.26% Dept of State Hospitals - Atascadero 2,000 3 7.97%2,100 3 5.86% P.G. & E (Diablo Canyon)1,866 4 7.43%1,719 5 4.80% California Men's Colony 1,517 5 6.04%1,768 4 4.93% Cal Poly Foundation (Corporation)1,400 6 5.58%145 27 0.40% Tenet Health Care Corp.1,305 7 5.20%N/A N/A N/A Compass Health 1,200 8 4.78%N/A N/A N/A Lucia Mar Unified School District 1,000 9 3.98%1,100 6 3.07% Paso Robles Public Schools 935 10 3.73%831 8 2.32% Total 17,143 68.30%12,690 35.41% Note: Source for the 2016-17 employers information is the 2016 Pacific Coast Business Times (The List ). This information represents employers in San Luis Obispo County. 2007-082016-17 161 Schedule 22 City of San Luis Obispo, California Regular Authorized Positions Last Ten Fiscal Years For the Fiscal Year Ended June 30 Function 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Public Safety Police Sworn 64.0 64.0 59.0 59.0 57.0 57.0 60.0 60.0 61.0 61.0 Non-sworn 28.0 28.0 27.5 27.5 26.5 25.5 25.5 25.5 25.5 25.5 Fire Sworn 44.0 44.0 44.0 44.0 44.0 44.0 49.0 49.0 50.0 47.0 Non-sworn 10.0 10.0 9.8 9.0 7.8 6.8 4.0 4.0 4.0 10.0 Public Utilities 66.8 66.8 63.8 63.8 60.9 61.9 64.8 64.8 67.1 69.1 Transportation 32.0 32.0 30.0 29.2 31.8 31.8 28.9 28.9 36.8 36.8 Leisure, Cultural and Social Services 33.0 33.0 33.0 33.0 32.0 32.0 34.0 34.0 35.0 35.0 Community Development 40.3 40.3 37.3 37.3 42.8 43.8 39.5 40.0 51.0 51.0 General Government 58.5 59.5 54.8 54.8 50.5 52.2 56.0 56.0 57.0 61.0 Total 376.6 377.6 359.2 357.6 353.3 355.0 361.7 362.2 387.4 396.4 Ratio of Sworn Police Personnel per 1,000 Population:* 1.43 1.43 1.31 1.30 1.26 1.25 1.32 1.32 1.33 1.31 Ratio of Sworn Fire Personnel per 1,000 Population:*0.98 0.98 0.98 0.97 0.97 0.97 1.08 1.08 1.06 1.01 *Does not include the Cal Poly student and faculty population served. Note: See Schedule of Demographic and Economic Statistics for population data. Source: City of San Luis Obispo Finance Department 162 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Function/Program: Police: Calls for police/fire service 33,580 33,211 32,057 32,074 34,751 36,236 34,659 36,515 38,300 39,620 Incident numbers issued 29,275 28,855 27,555 27,595 29,991 31,156 29,277 31,048 32,542 33,360 Police reports written 8,053 7,839 7,454 7,661 8,322 9,192 8,665 8,435 8,852 8,675 Traffic citations issued 6,389 7,099 * Other citations issued 703 1,315 * Violations cited 6,389 8,410 8,471 5,939 8,119 7,213 5,793 6,648 7,673 7,649 Citations issued 5,811 7,737 7,398 5,380 7,718 6,665 5,275 6,204 7,038 7,030 Collision reports 871 693 718 728 669 643 625 630 587 608 Violent crimes:**163 136 140 126 134 117 158 237 173 177 Willful homicide**3 2 1 Forcible rape**27 32 30 27 24 18 31 44 29 38 Robbery**39 38 39 35 34 19 26 25 13 21 Aggravated assault**99 66 71 64 74 79 101 168 131 118 Property crimes:**702 649 620 640 714 804 713 542 637 731 Burglary**312 334 324 372 330 414 328 206 225 251 Motor vehicle theft**84 55 68 54 107 81 63 71 87 95 Larceny-theft:**1,450 1,328 1,240 1,260 1,345 1,476 1,384 1,162 1,335 1,730 Over $400**306 260 228 214 277 309 322 265 325 385 $400 and under**1,144 1,068 1,012 1,046 1,068 1,167 1,062 897 1,010 1,345 Fire: Medical responses***(Note 4)2,788 2,613 3,325 2,799 2,856 2,985 3,232 3,417 3,540 4,538 Fire suppression responses***(Note 4)321 110 133 101 102 95 105 111 151 143 Hazardous materials responses***(Note 4)29 26 36 23 17 21 15 21 22 21 Other responses***(Note 4)1,302 1,897 1,224 1,528 1,552 1,812 1,840 1,929 2,158 1,799 Total service responses***4,440 4,646 4,718 4,451 4,527 4,913 5,192 5,478 5,871 6,501 Fire and life-safety inspections***1,684 1,977 1,110 2,489 2,431 2,494 644 2,476 2,516 3,756 Arson investigations***38 29 47 22 18 49 44 17 44 8 Education activities (# of people)***18,000 15,000 14,000 20,106 23,120 23,377 23,945 23,697 23,680 23,575 163 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Function/Program: Public Utilities: Water/Sewer customer accounts 14,380 14,682 14,875 14,734 14,695 14,742 14,899 14,953 15,167 15,188 Miles of sewerline 133 137 137 137 137 137 197 139.6 138 Miles of waterline 182 182 185 185 187 187 *187 191 197 Water service line repairs and renewals*****225 142 95 86 50 66 58 60 50 50 Sewer main stoppages 8 12 10 9 7 12 15 13 11 Acre feet of water delivered - Nacimiento 981 2,321 663 1,506 839 3574 3817 Acre feet of water delivered - Salinas 1,944 2,473 2,736 2,640 2,149 2,378 1,444 1,986 8 273 Acre feet of water delivered - Whale Rock 4,855 4,280 3,402 1,277 2,875 3,212 2,615 1,375 949 Transportation: Signals and lights: Intersections with traffic signals 60 67 70 68 70 70 Traffic signal service requests 100 80 85 80 85 90 Streetlights operated & maintained 220 2,230 2,300 2,300 2,300 2,300 Streetlight service requests 285 500 180 175 45 50 Parking spaces: Estimated miles of paved streets 125 125 125 130 132 132 133 133 133 133 Pavement condition index 74 74 73 74 72 71 72 72 71 71 Number of street lights 2,300 2,300 2,179 2,270 2,270 2,270 2,300 2,300 2,300 2,300 Traffic collisions 865 789 708 597 621 593 660 720 531 482 Parking spaces provided (lot, garage & street)3,059 3,060 3,059 3,067 3,065 3,071 3,119 3176 2953 2892 Parking citations written 39,234 40,062 30,087 30,278 26,515 28,690 23,957 20,690 24,213 23,348 Total transit passengers 1,003,805 1,032,232 1,019,852 1,045,299 1,118,519 1,109,600 1,122,000 1,099,274 1,209,708 1,131,716 164 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Function/Program: Leisure, Cultural and Social Services: Open space acres maintained 3,015 3,015 3,420 3,420 3,510 3,510 3,510 3,510 3,510 35,100 Open space easement acres 2,482 3,139 3,161 161 3,200 3,200 3,200 3,200 3,200 3,200 Trail mileage 35 38 40 40 45 47 49 49 52 52 Total golf rounds played 40,216 42,438 34,376 32,228 34,699 33,067 34,766 33,674 30,572 28,196 Acres of park landscape maintained 157 157 157 157 157 157 157 157 157 157 Trees in City jurisdiction 18,600 18,600 17,779 18,700 18,700 18,700 18,700 19,000 20,000 20,000 Children's services enrollment totals 920 816 900 1,664 1,755 1,605 2,338 2,360 2,115 2,115 Triathlon: participants, spectators and volunteers 6,470 6,600 6,700 5,400 6,000 6,525 6,000 5,500 5,200 5,000 Annual senior attendance (total)13,915 14,576 14,250 14,500 14,000 14,200 ***265 Facility permits processed 1,645 1,273 1,971 1,806 1,803 1,269 1,416 836 1,305 1,073 Annual aquatics attendance (total)55,691 61,264 60,052 56,676 56,042 67,000 73,903 83,107 68,403 96,687 Adult athletic teams registered 235 229 255 245 320 325 338 320 325 325 Youth athletic participants registered 1,500 1,625 1,650 1,320 1,400 1,300 1,200 1,350 1,300 1,150 Special event applications processed 55 53 57 68 78 84 103 103 77 101 Banner permits processed 62 71 65 72 86 76 82 47 87 87 Instructional class enrollments 1,905 2,017 1,837 1,628 1,400 1,308 1,424 1,751 1,151 1,724 165 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Function/Program: Community Development: Housing characteristics: Single family units 10,729 10,793 10,808 10,951 10,969 10,994 11,133 11,230 11,306 2-4 units 2,337 2,337 2,350 2,634 2,650 2,656 2,692 2,695 2,789 5 or more unit structures 5,654 5,654 5,702 5,596 5,596 5,647 5,767 5,804 6,038 Mobile homes 1,502 1,534 1,534 1,482 1,482 1,482 1,482 1,482 1,482 Total 20,222 20,318 20,394 - 20,663 20,697 20,779 21,074 21,211 21,615 Housing units (replaces above categories)20,578 Households (replaces above categories)1,361 Building permits issued (Note 1):544 475 438 442 463 566 511 597 584 584 Residential: Single family residential (Note 2)25 28 16 7 13 48 59 114 97 62 Multi-family residential 19 5 5 3 10 6 8 32 5 13 Non-residential 19 4 1 7 5 7 9 27 13 14 Other permits: Additions, alternations, demolitions (Note 4)498 454 416 499 459 530 458 460 522 545 Other improvements Total 561 491 438 516 487 591 534 1,230 1,221 1,218 Approximate value of building permits (in thousands) Residential: Single family residential 6,172$ 6,800$ 4,424$ 6,085$ 3,278$ 15,698$ 15,412$ 36,722$ 26,441$ 16,340$ Multi-family residential 11,843 4,286 2,528 926 3,847 1,560 6,744 26,499 13,500 15,022 Non-residential 20,340 10,482 525 16,608 5,142 1,935 15,310 9,791 11,484 56,308 Other permits: Additions, alternations, demolitions (Note 4)21,741 21,080 26,464 15,948 16,589 20,761 19,139 22,897 30,230 24,787 Other improvements Total 60,096$ 42,648$ 33,941$ 39,567$ 28,856$ 39,954$ 56,605$ 95,909$ 81,655$ 112,457$ Building inspections conducted 8,477 10,371 8,359 10,210 13,685 10,543 8,996 6,641 7,195 10,745 Home occupation permits processed 149 175 146 126 117 142 129 113 163 144 Development permit applications received 286 223 194 172 148 217 311 293 253 236 166 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 Function/Program: General Government: Business tax certificates issued: Located outside city limits 1,452 1,487 1,548 1,569 1,670 1,670 1,472 1,602 2,018 1,699 Total certificates issued 7,297 7,458 7,090 6,873 7,086 7,086 6,934 7,805 7,597 8,118 Human resources recruitments (total)96 46 46 42 59 91 105 129 103 103 Fleet vehicles maintained 241 280 301 City-wide fleet & equipment assets 290 290 290 290 300 318 323 Replaces prior category Telephone lines managed 800 925 1,003 1,003 1,024 981 995 1,037 1,005 998 Cell phones supported****260 343 348 351 338 344 383 460 453 476 IT users supported 450 450 450 450 498 498 490 511 515 467 * Data Not Available ** Data from California Department of Justice based on calendar year *** Data is based on calendar year **** Includes cellular modems (70) (90 for 11-12) ***** The 2013-14 amount now includes recycled waterline. Notes: Some workload indicators are projections. 1. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits. 2. Condominiums are included with single family residential. 3. Swimming pools are included with additions, alterations and demolitions. 4. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. Source: City of San Luis Obispo Departments 167 Schedule 24 City of San Luis Obispo, California Water System Statistical Data For the Fiscal Year Ended June 30 Fiscal Historic Increase/Sales Increase/ Deliveries Increase/ Year Connections (Decrease) Revenues (Decrease)In Acre Feet (Decrease) 2007-08 14,380 0.84%10,950,284$ 12.98% 6,988 0% 2008-09 14,493 0.79%12,447,592 13.67% 6,320 -10% 2009-10 14,875 2.64%13,025,900 4.65% 5,612 -11% 2010-11 14,777 -0.66% 13,302,800 2.13% 5,909 5% 2011-12 14,537 -1.62% 15,291,008 14.95% 5,999 2% 2012-13 14,758 1.52%16,163,012 5.70% 5,823 -3% 2013-14 14,899 0.01%18,398,901 13.83% 5,933 2% 2014-15 14,847 0.01%17,530,717 -4.72% 5,354 -10% 2015-16 15,167 1.40%17,939,024 2.33% 4,957 -7% 2016-17 15,357 1.25%18,196,937 1.44% 5,039 2% Source: City of San Luis Obispo Utilities Department. 168 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial 2008 0-5 hcf $3.71 $5.00 min. charge per $5.00 min. charge per $5.00 min. charge per 6-25 hcf $4.64 dwelling unit account account 26 + hcf (note 2)$5.81 $5.05/unit volume charge** $5.05/unit volume charge**$5.05/unit volume charge 2009 0-5 hcf $4.19 $5.50 min. charge per $5.50 min. charge per $5.50 min. charge per 6-25 hcf $5.24 dwelling unit account account 26 + hcf (note 2)$6.57 $5.56/unit volume charge** $5.56/unit volume charge**$5.56/unit volume charge 2010 0-5 hcf $4.69 $6.00 min. charge per $6.00 min. charge per $6.00 min. charge per 6-25 hcf $5.87 dwelling unit account account 26 + hcf (note 2)$7.36 $6.63/unit volume charge ** $6.63/unit volume charge**$6.63/unit volume charge 2011 0-5 hcf $5.21 $6.55 min. charge per $6.55 min. charge per $6.55 min. charge per 6-25 hcf $6.52 dwelling unit account account 26 + hcf (note 2)$8.17 $7.22/unit volume charge ** $7.22/unit volume charge ** $7.22/unit volume charge ** 2012 0-5 hcf $5.73 $7.01 min. charge per $7.01 min. charge per $7.01 min. charge per 6-25 hcf $7.17 dwelling unit account account 26 + hcf (note 2)$8.99 $7.73/unit volume charge ** $7.73/unit volume charge ** 2013 Base Fee $5.00 $7.73 min. charge per $7.73 min. charge per $7.73 min. charge per 0-8 hcf $6.56 dwelling unit account account 8 + hcf $8.20 $8.52/unit volume charge ** $8.52/unit volume charge ** $8.52/unit volume charge ** 2014 Base Fee $5.28 $7.96 min. charge per $7.96 min. charge per $7.96 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $8.77/unit volume charge** $8.77/unit volume charge**$8.77/unit volume charge** 2015 Base Fee $9.98 $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $9.17/unit volume charge** $9.17/unit volume charge**$9.17/unit volume charge** Sewer Rates (Monthly)Water Rates (Note 1) 169 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial Sewer Rates (Monthly)Water Rates (Note 1) 2016 Base Fee $9.98 $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per Base Fee Drought Surcha 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.44/unit volume charge** $9.44/unit volume charge**$9.44/unit volume charge** Drought Surcharge 1.1 9 + hcf 8.65 Drought Surcharge 1.37 2017 Base Fee $12.33 $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per 1-8 hcf 7.27 dwelling unit dwelling unit dwelling unit 9 + hcf 9.08 $9.44/unit volume charge** $9.44/unit volume charge**$9.44/unit volume charge** *hcf = 100 cubic feet ** Total monthly volume charge capped based on average winter water consumption. Notes: 1. Rates are for services inside the City, outside the City rates are double. 2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities Department 170 Schedule 26 City of San Luis Obispo, California Water System Ten Largest Water Users Fiscal Year Ended June 30, 2016 Service Water Use Percent of Name Type (acre-feet)Total City of San Luis Obispo Parks Landscape 60.50 19.1% Silver City Mobile Home Park Mobile Homes 47.03 14.9% Mustang Village Apartments 36.78 11.6% Sierra Vista Hospital Care Facilities 32.34 10.2% Creekside Mobile Homes Mobile Homes 27.29 8.6% Laguna Lake Mobile Homes Mobile Homes 24.96 7.9% Irish Hills Hamlet Apartments 23.91 7.6% Embassy Suites Hotel 22.87 7.2% Chumash Village Mobile Homes 20.77 6.6% SLO Coastal Unified School District School 20.23 6.4% Total 316.7 100.00% Source: City of San Luis Obispo - Utilities Department