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HomeMy WebLinkAbout02-06-2018 Item 06 Affordable Housing Fund Request for Courtyard at the Meadows (HASLO) Meeting Date: 2/6/2018 FROM: Michael Codron, Community Development Director Prepared By: Cara Vereschagin, Planning Technician SUBJECT: AFFORDABLE HOUSING FUND ALLOCATION FOR COURTYARD AT THE MEADOWS ($630,000) RECOMMENDATION Adopt a resolution approving Affordable Housing Fund allocations in the amount of $630,000 to assist with construction costs for a 36-unit affordable housing project at 3175 Violet Street. DISCUSSION The Affordable Housing Fund (AHF) has been collected from commercial and residential developers to meet the City’s Inclusionary Housing Ordinance “in-lieu” of those developers providing actual housing units. State planning and zoning law requires the fund to be used only for the purpose that it was established – to support affordable housing in the City o f San Luis Obispo. These funds are awarded at the City Council’s sole discretion, based on previously adopted criteria (Attachment A). Requests for AHF support are evaluated by staff and forwarded to the City Council for consideration. The project requesting funds is described below and evaluated for how it meets these criteria. Overview of Request The Housing Authority of San Luis Obispo (HASLO) and the San Luis Obispo Nonprofit Housing Corporation (SLONP) is requesting an allocation of $630,000 in Affordable Housing Funds for the Courtyard at the Meadows project (Attachment B). The Courtyard at the Meadow project is located within the Serra Meadows residential development. To comply with the City’s inclusionary housing requirements, 27 affordable un its were conditioned for the neighborhood. Of the 27 units, 18 were to be available to 120% Area Median Income (AMI) or a workforce level of affordability, and the remaining 9 were to be available to 80% AMI or moderate-income affordability. In a collaboration between HASLO and SLONP, t he Courtyard at the Meadows project proposes 36 affordable units (9 more than required), available to 50% and 60% AMI, or very-low and low-income residents (substantially increasing the affordability level). The project will feature 9 one-bedroom, 18 two-bedroom, and 9 three-bedroom units, including a manager’s unit. Packet Pg. 45 6 The requested amount of $630,000 from the City’s Affordable Housing Fund will assist HASLO and SLONP to compete with federal low-income housing tax credits. This award of City funding will leverage over $12 million in other financing sources. Since Courtyard at the Meadows proposes 36 affordable housing units, beyond the 27 originally required by the inclusionary housing requirement for the Serra Meadows development, this AHF allocation will ensure deeper affordability levels for the community. The table below visually displays this significant added value Courtyard at the Meadows proposes, in relation to the original Serra Meadows requirement. Scenarios Unit Count Affordability Level of units Serra Meadows Inclusionary Housing Requirement 27 units 18 units 120% AMI (workforce) 9 units 80% AMI (moderate) Courtyard at the Meadows Proposal 36 units 31 units 60% AMI (low-income) 4 units 50% AMI (very-low income) Value Gained 9 units Affordability Doubles AWARD CRITERIA In making its recommendations to City Council for how AHFs should be allocated, staff considers Council adopted criteria including: eligibility, need, suitability, timing, financial effect iveness, and readiness (Attachment A). The following is an analysis of the request relative to the criteria. Eligibility. Use of the AHF for the requested purpose will increase or improve the City’s affordable housing inventory and promote General Plan policies regarding housing, as follows: Courtyard at the Meadows Project is eligible for Affordable Housing Funds because it increases the City’s affordable housing inventory and implements several General Plan policies regarding housing. The project will increase the supply of affordable housing for very-low and low- income households with the construction of 36 units. Need. There exists a substantial or overarching need for the type of unit to be assisted, as follows: The City of San Luis Obispo has a substantial need for affordable housing to meet goals stated in the City’s General Plan Housing Element . San Luis Obispo County had one of the lowest rental housing vacancy rates in the State of California at 1.7%, according to the California State Department of Finance. Courtyard at the Meadows will provide affordable, rental housing opportunities for the community, which directly supports the Packet Pg. 46 6 Housing Major City Goal to produce housing types to be economically feasible for lower income residents. Suitability. The project to be assisted is appropriate for its location both in terms of land use and design, as follows: Courtyard at the Meadows is ideally suited for this location, as the Residential Multifamily R-3 zoning classification is consistent with the proposed use. The Spanish architectural design style is reflective of the Margarita Area Specific Plan, featuring low slope roofs, mission tile, recessed exterior window faces and arched openings. All elevations are visually interesting, providing intriguing architectural treatments that enhance all views of the structures. Thus, Courtyard at the Meadows received unanimous approval by the Ar chitectural Review Commission in September 2016. Timing. The project would better serve the City’s needs if it were built immediately as opposed to later, as follows: Courtyard at the Meadows has received all local approvals and is preparing to submit for a building permit application. The project is also assembling various competitive sources for financing. In March 2018, HASLO will apply to the California Debt Limit Allocation Committee for an allocation of private activity bond tax exempt financing, and to the California Tax Credit Allocation Committee for an allocation of Low -Income Housing Tax Credits. Construction of the project is expected to begin in late 2018. Financial Effectiveness. But for the requested assistance, the project would not be economically feasible; or AHF funding “leverages” significant additional funding from other sources, as follo ws: This is a highly effective use of t he City's Affordable Housing Funds, as it will leverage at least $12 million in other funds for Courtyard at the Meadows. The 36 units will remain affordable for 55 years pursuant to a low-income housing tax credit (LIHTC) regulatory agreement. Additionally, HASLO will ensure that the units will remain permanent affordable housing resources for the community. Project financial feasibility is dependent upon Affordable Housing Funds. Readiness. The project has all necessary City approvals and is ready to proceed, as follows: Courtyard at the Meadows has obtained all the necessary City discretionary approvals. HASLO intends to apply for a building permit in March 2018. Upon the award of a City Affordable Housing Fund award, HASLO will be eligible to apply for Low Income Housing Tax Credits, and other private activity bond financing. S hould the project receive all funding, HASLO/SLONP anticipates starting construction in late 2018. Packet Pg. 47 6 STATUS OF THE AFFORDABLE HOUSING FUND A current status report on the AHF is included (Attachment C). The report indicates that if the proposed allocations are approved by the City Council, the fund will retain $1,123,088 to allocate to future affordable housing projects. Staff is recommending funding for the request listed in the table below. The attached resolution (Attachment D) recommends funding for a total of $630,000. The proposed funding amounts to approximately 36% of the funds currently available to be allocated to new pro jects. Based on the recent previous years of years of building permit activity, it can be hypothesized that this funding amount will be restored to the AHF in the upcoming years. Current Requests/Proposed Allocations AHF Available Balance $1,753,088 Courtyard at the Meadows 36 Units $630,000 Total Requests 36 Units $630,000 Net Available for New Programs if Current Request Approved $1,123,088 ENVIRONMENTAL REVIEW The authorization to submit an Affordable Housing Fund request is exempt from environme ntal review per Section 15061 (b)(3) General Rule of the CEQA Guidelines. In addition, the project is an action to award funding, and is located within the Margarita Area Specific Plan (MASP). The City Council certified the Final Program EIR for the MASP on October 12, 2004. On April 15, 2014, the City Council adopted the Tiered Initial Study and Mitigated Negative Declaration (MND) which addressed the changes and revisions to Tract #2342 and #2353. Lot 108 of Tract #2353 was to be dedicated for afforda ble housing, thus it was determined through the entitlement process that Courtyard and the Meadows was consistent with the Mitigated Negative Declaration, and all mitigation measures adopted as part of the MASP EIR and Subsequent Tiered MND were applicable to the project are carried forward and applied to the project to effectively mitigate the impacts previously identified. FISCAL IMPACT The recommended allocations would be in the form of loans paid out of the AHF, which consists of in-lieu fees collected under the City’s Inclusionary Housing Ordinance. The AHF may only be used for projects or purposes that create or support affordable housing within the City. The project will have no impact on the General Fund. AHF loans typically have a 20 to 30 year term with a rate of 3-4% simple interest. The details of each loan will be finalized prior to release of funds and structured specific to each project’s financing package. Based on prior expenditures and pending commitments, there will be a balance of $1,123,088 remaining in the AHF after this award. Packet Pg. 48 6 ALTERNATIVES 1. Do not authorize AHF awards for the proposed project. This action is not recommended because the project appears to meet the criteria for AHF assistance and are consistent with the Housing Ele ment of the General Plan. This would also affect the Project’s eligibility to compete for additional federal funding. 2. Approve an AHF award for a different amount. The City Council can approve an award for a different amount other than the recommendation. This is not recommended as the project has carefully considered its need for assistance and the amounts requested reflect what is needed for successful financing of the project. 3. Continue consideration of the proposed award. The City Council can direct staff to return with additional information regarding the funding request so that a final decision on the award amount can be made. Staff does not recommend this action because this delay in time would not allow for SLONP to include the City’s commitment for funding in their Low-Income Housing Tax Credit application. Attachments: a - Reso 9263 Establish Affordable Housing Fund Criteria b - Courtyard_AHFundRequest_HASLO_1.10.18 c - AHF status report 1.1.18 d - Resolution Packet Pg. 49 6 Packet Pg. 50 6 Packet Pg. 51 6 Packet Pg. 52 6 Packet Pg. 536 Suitability Courtyard at the Meadows is zoned R-3 Residential Multifamily, consistent with the proposed use. The Spanish architectural style is consistent with the Margarita Area Specific Plan and features low slope roof, mission tile, recessed exterior window faces and arched openings. All elevations are visually interesting and receive interesting architectural treatments that enhance views of the structures from all views on and off site. The Architectural Review Committee unanimously approved the project in September 2016. Timing Courtyard at the Meadows has received all local approvals and is preparing to submit for a building permit application. The project is assembling various competitive sources of financing. In March 2018 HASLO will apply to the California Debt Limit Allocation Committee for an allocation of private activity bond tax exempt financing, and to the California Tax Credit Allocation Committee for an allocation of Low-Income Housing Tax Credits. Construction is expected to begin in late 2018. Financial Effectiveness This is a highly effective use of the Affordable Housing Funds; they will leverage an estimated $12 million in other federal, state, and private financing. The apartments will remain affordable for 55 years pursuant to a LIHTC regulatory agreement. Additionally, HASLO's as a public agency will ensure that the units remain a permanent affordable housing resource for the community. Project financial feasibility is dependent upon Affordable Housing Funds. Readiness Courtyard at the Meadows has obtained all the necessary City discretionary approvals. HASLO intends to apply for a building permit in March 2018. Upon award of the Affordable Housing Funds, HASLO will apply for Low Income Housing Tax Credits and private activity bond financing. The project is scheduled to start construction in late 2018. We appreciate your consideration of our funding request and are happy to answer any questions you may have. Ex HASLO (805)594-5323 ssmith@haslo.org Packet Pg. 54 6 City of San Luis Obispo Fiscal Status of Affordable Housing Fund January 1, 2018 - Point in Time Status Revenues, Expenditures and Changes in Fund Balance Expenditures Fiscal Year In-Lieu Fees Interest Rents BEGIN funds reimbursem ent BEGIN reuse funds* BEGIN City matching funds*Total Beginning Ending 2000-01 193,700 8,200 201,900 201,900 2001-02 464,900 20,000 484,900 201,900 686,800 2002-03 747,800 28,300 776,100 (215,000) 686,800 1,247,900 2003-04 60,500 8,500 69,000 (30,000) 1,247,900 1,286,900 2004-05 323,300 32,500 355,800 (30,000) 1,286,900 1,612,700 2005-06 1,863,700 68,500 1,932,200 1,612,700 3,544,900 2006-07 627,200 160,500 787,700 (530,000) 3,544,900 3,802,600 2007-08 682,400 155,600 838,000 (630,000) 3,802,600 4,010,600 2008-09 465,700 199,700 1,400 666,800 (892,500) 4,010,600 3,784,900 2009-10 (21,300) 32,600 9,000 270,000 290,300 (3,407,600) 3,784,900 667,600 2010-11 332,800 16,000 3,900 30,000 382,700 (39,800) 667,600 1,010,500 2011-12 848,800 21,900 870,700 (112,700) 1,010,500 1,768,500 2012-13 182,700 700 183,400 (30,000) 1,768,500 1,921,900 2013-14 777,300 12,700 100,955 117,857 1,008,812 (47,000) 1,921,900 2,883,712 2014-15 159,602 9,193 86,430 93,121 348,346 (697,000) 2,883,712 2,535,058 2015-16 625,506 34,414 659,920 (636,978) 2,535,058 2,558,000 2016-17 1,130,587 15,079 359,081 1,504,747 (1,490,919) 2,558,000 2,571,828 2017-18 98,877 29 1560 100,466 - 2,571,828 2,672,295 Cumulative Total 9,564,072 824,415 373,381 301,560 187,385 210,978 11,461,791 (8,789,497) 2,672,295 Commitments Not Yet Funded Commitment to the General Fund Transfer (52,000) Commitment for Iron Works Affordable Housing paid Commitment to remaining BEGIN Downpayment Assistance Loans (17,207) Commitment to Bishop Street Studios (850,000) Total Available for New Progams as of January 1, 2018 1,753,088 Revenues Fund Balance Packet Pg. 55 6 R ______ RESOLUTION NO. XXXX (2018) A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SAN LUIS OBISPO, CALIFORNIA, APPROVING AFFORDABLE HOUSING FUND AWARD TO THE HOUSING AUTHORITY OF SAN LUIS OBISPO AND SAN LUIS OBISPO NONPROFIT HOUSING CORPORATION FOR COURTYARD AT THE MEADOWS IN THE AMOUNT OF $630,000 WHEREAS, the City Council of the City of San Luis Obispo met in the Council Chamber of City Hall, 990 Palm Street, San Luis Obispo, California, on February 6, 2018, for the purpose of considering a request for Affordable Housing Fund (AHF) assistance; and WHEREAS, the Courtyard at Meadows Project proposed by the Housing Authority of San Luis Obispo (HASLO) and the San Luis Obispo Nonprofit Housing Corporation (SLONP) located at 3175 Violet Street, San Luis Obispo, meets eligibility criteria established by the City Council; and WHEREAS, Housing Element policies and programs encourage and support the maintenance and rehabilitation of existing affordable housing as well as the construction of new affordable housing in the City; and WHEREAS, the City Council has duly considered all evidence, including the testimony of the applicant, interested parties, and the evaluation and recommendations by staff presented at said meeting. NOW, THEREFORE, BE IT RESOLVED, by the Council of the City of San Luis Obispo as follows: SECTION 1. Environmental Determination. The project is exempt from environmental review per Section 15061 (b)(3) General Rule of the CEQA Guidelines. The project is an action to award funding. Co urtyard at the Meadows was determined to be consistent with the Mitigated Negative Declaration of Environmental Impact of the Margarita Area Specific Plan by the City Council on April 15, 2014. SECTION 2. Findings. The City Council does hereby make the following findings in support of the proposed AHF awards: 1. Eligibility: Use of the AHF for the requested purpose will increase or improve the City’s affordable housing inventory and promote General Plan policies rega rding housing, as follows: Courtyard at the Meadows Project is eligible for Affordable Housing Funds because it increases the City’s affordable housing inventory, and implements several General Plan policies regarding housing. The project will increase t he supply of affordable housing for very-low and low- income households with the construction of 36 units. Packet Pg. 56 6 Resolut ion No. _____ (2018 Series) Page 2 R ______ 2. Need: There exists a substantial or overarching need for the type of unit to be assisted, as follows: The City of San Luis Obispo has a substantial need for affordable housing to meet goals stated in the City’s General Plan Housing Element. San Luis Obispo County had one of the lowest rental housing vacancy rates in the State of California at 1.7%, according to the California State Department of Finance. Courtyard at the Meadows will provide affordable, rental housing opportunities for the community. 3. Suitability: The project to be assisted is appropriate for its location both in terms of land use and design, as follows: Courtyard at the Meadows is ideally suited for this location, as the Residential Multifamily R-3 zoning classification is consistent with the proposed use. The Spanish architectural design style is reflective of the Margarita Area Specific Plan, featuring low slope roofs, mission tile, recessed exterior window faces and arched openings. All elevations are visually interesting, providing intriguing architectural treatments that enhance all views of the structures. Thus, Courtyard at the Meadows received unanimous approval by the Architectural Review Commission in September 2016. 4. Timing: The project would better serve the City’s needs if it were built immediately as opposed to later, as follows: Courtyard at the Meadows has received all local approvals and is preparing to submit for a building permit application. The project is also assembling various competitive sources for financing. In March 2018, HASLO will apply to the California Debt Limit Allocation Committee for an allocation of private activity bond tax exe mpt financing, and to the California Tax Credit Allocation Committee for an allocation of Low -Income Housing Tax Credits. Construction of the project is expected to begin in late 2018. 5. Financial Effectiveness: But for the requested funding, the project would not be economically feasible; or AHF funding “leverages” significant additional funding from other sources, as follows: This is a highly effective use of the City's Affordable Housing Funds, as it will leverage at least $12 million in other funds for Courtyard at the Meadows. The 36 units will remain affordable for 55 years pursuant to a low-income housing tax credit (LIHTC) regulatory agreement. Additionally, HASLO will ensure that the units will remain permanent affordable housing resources for the community. Project financial feasibility is dependent upon Affordable Housing Funds. Packet Pg. 57 6 Resolut ion No. _____ (2018 Series) Page 3 R ______ 6. Readiness: The project has all necessary City approvals and is ready to proceed, as follows: Courtyard at the Meadows has obtained all the necessary City discretionary approvals. HASLO intends to apply for a building permit in March 2018. Upon the award of a City Affordable Housing Fund award, HASLO will be eligible to apply for Low Income Housing Tax Credits, and other private activity bond financing. Should the project receive all funding, HASLO/SLONP anticipates starting construction in late 2018. SECTION 3. AHF Award, HASLO/SLONP (Courtyard at the Meadows). The City Council does hereby approve an AHF award in an amount not to exceed $630,000, subject to the following condition of approval: 1. Prior to release of any portion of the AHF award, the applicant shall enter into an affordability agreement with the City for 36 for-rent affordable housing units located at 3175 Violet Street for a term of 55 years, which will be recorded against the title of the property. The form of said agreement shall be subject to the approval of the City Attorney. Upon motion of , seconded by , and on the following vote: AYES: NOES: ABSENT: The foregoing resolut ion was adopted this 6th day of February 2018. ____________________________________ Mayor Heidi Harmon ATTEST: ____________________________________ Carrie Gallagher City Clerk Packet Pg. 58 6 Resolut ion No. _____ (2018 Series) Page 4 R ______ APPROVED AS TO FORM: _____________________________________ J. Christine Dietrick City Attorney IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the City of San Luis Obispo, California, this ______ day of ______________, _________. ____________________________________ Carrie Gallagher City Clerk Packet Pg. 59 6 Page intentionally left blank. Packet Pg. 60 6