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HomeMy WebLinkAbout10-16-2018 Item 13 - Housing Authority conduit financing - TEFRA 172 affordable housing units Meeting Date: 10/16/2018 FROM: Michael Codron, Community Development Director Prepared By: Cara Vereschagin, Assistant Planner SUBJECT: CONDUIT FINANCING FOR THE HOUSING AUTHORITY OF THE CITY OF SAN LUIS OBISPO FOR THE ACQUISITION AND REHABILITATION OF 172 AFFORDABLE HOUSING UNITS LOCATED IN THE CITY RECOMMENDATIONS 1. Conduct a public hearing under the Tax and Equity Fiscal Responsibility Act (“TEFRA”) of 1982 and pursuant to the requirements of the Internal Revenue Code of 1896, as amended (the “Code”); and 2. Adopt a resolution allowing the issuance of a tax-exempt obligation by the Housing Authority of the City of San Luis Obispo (HASLO), for the purpose of providing financing for the acquisition and rehabilitation of various multifamily rental housing facilities located in the City (the “Project”), in order to preserve existing affordable housing; such adoption of the resolution is solely for the purposes of satisfying the requirements of TEFRA, the Code and the California Government Code Section 6500 et seq. DISCUSSION Background The Housing Authority of the City of San Luis Obispo (the “Authority”) is requesting that the City Council of the City of San Luis Obispo (the “City”) hold a public hearing regarding the issuance of debt obligations (which may be in the form of a loan evidenced by a note or tax- exempt revenue bonds, and referred to in this Notice as the “Bonds”) in one or more series in an aggregate amount of approximately $62,000,000. The proceeds of the Bonds will be used to pay certain expenses incurred in connection with the issuance of the Bonds and to finance the acquisition and rehabilitation of the following multifamily rental housing facilities: Packet Page 135 Item 13 Current Name of Facility Location of Facility Number of Rental Housing Units King-South- Branch 448 South Street, 441 Branch Street and 2173 King Street, San Luis Obispo, CA 8 Torro Gardens 1600 Toro Street, San Luis Obispo, CA 20 Hathway Apartments 508-520 Hathway Street, San Luis Obispo, CA 20 Highland Apartments 478-480 High Street, San Luis Obispo, CA 10 Palm View Apartments 11650-11690 Los Osos Valley Road, San Luis Obispo, CA 20 Leff Street Apartments 456-493 Leff Street, San Luis Obispo, CA 20 High Street 228 High Street, San Luis Obispo, CA 6 Loma Vista Apartments 2929 Augusta Street, San Luis Obispo, CA 16 Harris 2126 Harris Street, San Luis Obispo, CA 3 Royal Way 1497 Royal Way, San Luis Obispo, CA 8 Southwood 1240 Southwood Drive, San Luis Obispo, CA 3 Upham 711 Upham Street, San Luis Obispo, CA 3 Puerta Del Sol 4280 South Higuera, San Luis Obispo, CA 15 Arbor Place 1172 Leff Street, 1175 Islay Street and 1635 Toro Street, San Luis Obispo, CA 20 TOTAL 172 The Housing Authority is committed to providing much needed additional affordable housing in the City of San Luis Obispo. Preservation of existing affordable housing is identified as a key implementation strategy in the City’s affordable housing program and adopted Housing Element . The primary funding source for this project will be low income housing tax credits awarded by the California Tax Credit Allocation Committee (TCAC). These tax credits are then purchased by investors who become a limited partner. California statue does not allow Housing Authorities to be a party in these partnerships, so the Housing Authority will hold its interest t hrough its related entity San Luis Obispo Non-profit Housing Corporation (SLONP). The facilities to be financed are to be owned by a California limited partnership (the “Borrower”) to be formed by SLONP, and the facilities will be operated by the Authorit y or another entity selected by the Borrower. The partnerships have a 15-year compliance period over which the tax credits are earned. After the 15 years, the limited partner has the option to seek a buyer for its interest. The project will feature an affordability requirement for a minimum of 55 years. All or a portion of the rental units in the housing facilities will be rented to persons and families of low or very low income. The principal amount of the Bonds allocable to each respective facility will be determined prior to the date of issuance of the Bonds, but will not exceed $10,0 00,000 as to any one facility. Packet Page 136 Item 13 No City Liability for the Financing There is no City liability in approving this financing arrangement for the benefit of the Project; a t ransaction generally referred to as “conduit financing.” The bonds are payable solely from the payments by the Borrower on a loan made to it (the “Borrower Loan”) by the Authority from the proceeds of the Bonds. The rental payments by tenants in the Project are the source of revenue used by the Borrower to repay the Borrower Loan. The City has no financial, legal, or moral obligation, liability or responsibility for the Project or for the repayment of the Bonds or the repayment of the Borrower Loan. The documents for the Bonds clearly provide that the Bonds are payable solely from payments on the Borrower Loan made by the Borrower. Outside of holding this hearing and adopting the required resolution, no other participation or activity of the City with respect to the bonds will be required. City’s Conduit Financing Policy While the Council is not obligated to approve this request, it would be consistent with past City actions regarding conduit financing. Under the City’s debt financing and management po licies, consideration of a request for conduit financing is generally a two -step process: 1. First asking the Council if they are interested in considering the request and establishing the ground rules for evaluating it. 2. And then returning with the results o f this evaluation and recommending approval of appropriate financing documents if warranted. City’s Past Experience with Conduit Housing Bonds The City has approved thirteen “conduit” housing bond issues in the past as reflected in the following summary. There have been no financial difficulties with any of these bond issues. 1. 1985. 168-unit apartment development on Southwood Drive (“Parkwood Village”). 2. 1998. 30-unit development affordable for seniors and persons with disabilities located at 611 Brizzolara Street. 3. 1999. 122-unit apartment development by the De Vaul Ranch Company, consisting of 26 units will be affordable: 24 units for “very-low” and 2 units for “moderate” income households. 4. 2002. 19-unit senior apartment development at 433 Pacific Street (“Carmel Street Apartments”). 5. 2005. 40 affordable one-bedroom units for seniors as well as one manager’s unit in an existing historic single-family residence at 2005 Johnson Avenue (“Del Rio Terrace”). 6. 2009 and 2011. 8-unit housing project at 1468 East Foothill Boulevard for the University Board of the Santa Barbara Presbytery. 7. 2012. 120-unit apartment project affordable to low and very-low income households located at 1550 Madonna Road. 8. 2013. 19-unit apartment project affordable rental apartment facility for seniors located at 433 Pacific (“Carmel Street Apartments”). 9. 2013. 40-unit affordable rental apartment facility for seniors located at 2005 Johnson Avenue (“Del Rio Terrace”). Packet Page 137 Item 13 10. 2015. Rehabilitation of 55 affordable rental units located at 1092 Orcut t Road, 1102 Ironbark, and 1363 Pismo Street. 11. 2016. 46-unit affordable apartment development at 3680 Broad Street (“Iron Works”). 12. 2018. 36-unit affordable apartment development at 3175 Violet Street (“Courtyard at the Meadows”). 13. 2018. Rehabilitation of 107 affordable rental units for seniors located at 3000 Augusta Street (“Judson Terrace Homes”)1. Next Steps After the TEFRA public hearing, adoption of the Resolution of the Council approving the issuance of the Bonds, and approval of the Borrower’s application for tax-exempt financing, the Borrower can expect to receive the bond allocation in Fall 2018. There will be no further actions required by the City. ENVIRONMENTAL REVIEW The project is exempt from environmental review per Section 15061 (b)(3) General Rule of the CEQA Guidelines. The project is an action to award funding. FISCAL IMPACT The Bonds to be issued for the Pro ject will be the sole responsibility of the Borrower, and the City will have no financial, legal, moral obligation, liability or responsibility for the Project or the repayment of the Bonds for the financing of the Project. All financing documents with respect to the issuance of the Bonds will contain clear disclaimers that the Bonds are not obligations of the City or the State of California but are to be paid for solely from funds provided by the Borrower. ALTERNATIVES 1. Do not approve the issuance of financing for the benefit of the multifamily residential facilities. Due to the lack of liability for repayment of financing by the City, this option is not recommended. 2. Defer consideration of the request. Due to the critical need for tax exempt bond financing to complete the acquisition and rehabilitation of the Project , this option is not recommended. Attachments: a - DRAFT Resolution 1 There have been 162 affordable units preserved and 493 affordable units created with conduit funding in the City of San Luis Obispo since 1985. Packet Page 138 Item 13 R ______ RESOLUTION NO. _____ (2018 SERIES) A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SAN LUIS OBISPO, CALIFORNIA, APPROVING THE INCURRING OF A TAX EXEMPT OBLIGATION BY THE HOUSING AUTHORITY OF THE CITY OF SAN LUIS OBISPO FOR THE PURPOSE OF PROVIDING FINANCING FOR THE ACQUISITION AND REHABILITATION OF VARIOUS MULTIFAMILY RENTAL HOUSING FACILITIES LOCATED IN THE CITY IN ORDER TO PRESERVE EXISTING AFFORDABLE HOUSING WHEREAS, the Housing Authority of the City of San Luis Obispo (the “Authority”) is authorized by Chapter 1 of Part 2 of Division 24 of the Health and Safety Code of the State of California, as amended (the “Act”), to incur indebtedness and to make loans for housing purposes specified in the Act ; and WHEREAS, the Authority has been advised that the San Luis Obispo Nonprofit Housing Corporation intends to establish a California limited partnership (the “Borrower”) that will acquire and rehabilitate various multifamily rental housing facilities identified in “Exhibit A” to this Resolution (referred to in this Resolution collectively as the “Housing Facilities”); and WHEREAS, such assistance will involve the issuance by the Authority of debt obligations (which may be in the form of a loan evidenced by a note or tax-exempt revenue bonds, and referred to in this Resolution as the “Bonds”) in the approximate amount of $62,000,000, and a loan of the proceeds of the Bonds to the Borrower; and WHEREAS, all or a portion of the rental housing units in the Housing Facilities will be rented to persons and families of low or very low income as required by the Act and the Internal Revenue Code of 1986, as amended (the “Code”); and WHEREAS, the Bonds will be considered to be a “qualified exempt facility bonds” under Section 142(a) of the Code, and Section 147(f) of the Code requires that the “applicable elected representative” with respect to the Authority approve the issuance by the Aut hority of the Bonds following the holding of a public hearing with respect thereto; and WHEREAS, the Authority has determined that the Council of the City is the “applicable elected representative” to approve the issuance by the Authority of the Bonds because all of the Housing Facilities are located within the City; and WHEREAS, notice of a public hearing by the Council regarding the financing of the Housing Facilities has been duly given as required by the Code, and the Council has held the public hearing at which all interested persons were given an opportunity to be heard on all matters relative to the location, operation and financing of the Housing Facilities, including the Authority's issuance of the Bonds and subsequent lending of the proceeds thereof to the Borrower to pay costs of the acquisition and rehabilitation by the Borrower of the Housing Facilities; and Packet Page 139 Item 13 Resolution No. _____ (2018 Series) Page 2 R ______ WHEREAS, the City will have no liability or responsibility related to the repayment or administration of the Bonds, and the issuance of the Bonds and the financing of the Housing Facilities will not impose any legal, financial or moral obligation on the City; and WHEREAS, it is in the public interest, for the public benefit and in furtherance of the public purpose of the City that the Council approve the issuance by the Authority of the Bonds for the aforesaid purposes. NOW, THEREFORE, BE IT RESOLVED by the Council of the City of San Luis Obispo declares as follows: SECTION 1. Approval of Issuance of Bonds. The Council of the City of San Luis Obispo hereby approves the issuance of the Authority of the Bonds for purposes of the Code. Packet Page 140 Item 13 Resolution No. _____ (2018 Series) Page 3 R ______ SECTION 2. Environmental Determination. The Council of the City of San Luis Obispo has determined that the above action will not have a significant impact on the environment, as defined by §15061(b)(3) of the California Environmental Quality Act and is e xempt from environmental review. Upon motion of _______________________, seconded by _______________________, and on the following roll call vote: AYES: NOES: ABSENT: The foregoing resolution was adopted this _____ day of _____________________ 2018. ____________________________________ Mayor Heidi Harmon ATTEST: ____________________________________ Teresa Purrington City Clerk APPROVED AS TO FORM: _____________________________________ J. Christine Dietrick City Attorney IN WITNESS WHEREOF, I have hereunto set my hand and affixed the official seal of the City of San Luis Obispo , California, this ______ day of ______________, _________. ____________________________________ Teresa Purrington City Clerk Packet Page 141 Item 13 Resolution No. _____ (2018 Series) Page 4 R ______ EXHIBIT A HOUSING FACILITIES TO BE FINANCED Current Name of Facility Location of Facility Number of Rental Housing Units King-South- Branch 448 South Street, 441 Branch Street and 2173 King Street, San Luis Obispo, CA 8 Torro Gardens 1600 Toro Street, San Luis Obispo, CA 20 Hathway Apartments 508-520 Hathway Street, San Luis Obispo, CA 20 Highland Apartments 478-480 High Street, San Luis Obispo, CA 10 Palm View Apartments 11650-11690 Los Osos Valley Road, San Luis Obispo, CA 20 Leff Street Apartments 456-493 Leff Street, San Luis Obispo, CA 20 High Street 228 High Street, San Luis Obispo, CA 6 Loma Vista Apartments 2929 Augusta Street, San Luis Obispo, CA 16 Harris 2126 Harris Street, San Luis Obispo, CA 3 Royal Way 1497 Royal Way, San Luis Obispo, CA 8 Southwood 1240 Southwood Drive, San Luis Obispo, CA 3 Upham 711 Upham Street, San Luis Obispo, CA 3 Puerta Del Sol 4280 South Higuera, San Luis Obispo, CA 15 Arbor Place 1172 Leff Street, 1175 Islay Street and 1635 Toro Street, San Luis Obispo, CA 20 TOTAL 172 Packet Page 142 Item 13 THENewspaper of the Central Coast MBUNE 3825 South Higuera • Post Office Box 112 • San Luis Obispo, C In The Superior Court of The State of California In and for the County of San Luis Obispo AD #3877071 CITY OF SAN LUIS OBISPO OFFICE OF THE CITY CLERK STATE OF CALIFORNIA ss. County of San Luis Obispo I am a citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen and not interested in the above entitled matter; I am now, and at all times embraced in the publication herein mentioned was, the principal clerk of the printers and publishers of THE TRIBUNE, a newspaper of general Circulation, printed and published daily at the City of San Luis Obispo in the above named county and state; that notice at which the annexed clippings is a true copy, was published in the above-named newspaper and not in any supplement thereof — on the following dates to wit; OCTOBER 1, 2018 that said newspaper was duly and regularly ascertained and established a newspaper of general circulation by Decree entered in the Superior Court of San Luis Obispo County, State of California, on June 9, 1952, Case 419139 under the Government Code of the State of California. I certify (or declare) under the penalty of perjury that the foregoing is ii�s�t�rue and co/rrj�ejctt��/�,%�� (Si tore of Principal Clerk) DATE: OCTOBER 1, 2018 AD COST: $539.40 RE ` "= u F CITY CMOIF iu & LMS OMPO SAN LUIS OBISPO CITY COUNCIL NOTICE OF PUBLIC HEARING The San Luis Obispo City Council invites all interested persons to attend a public hearing on Tuesday, October 16, 2018, at 6:00 p.m., or as soon thereafter as the matter may be heard, in the City Hall Council Chamber, 990 Palm Street, San Luis Obispo, California, relative to the following: TAX AND EQUITY FISCAL RESPONSIBILITY ACT FRA HEARING FOR THE HOUSING AUTHORITY OF THE CITY OF AN LUIS OBISPO REGARDING ISSU E OF A TAX-E][EMPT OBLIGATION TO FINAIkCE THE ACOUISMON AND REHA BILITATION OF 172 AFFORDABLE HOUSING UNITS LOCA IN E CITY. A public hearing as required by Section 147(f) of the Internal Revenue Code of 1986 Wit be held with respect to the proposed issuance by the Housing Authority of the City of San Luis Obispo (the "Authority") of debt obligations (which may in the form of a loan evidenced by a note or tax-exempt revenue bonds, and referred to in this Notice as. the "Bonds") in one or more series in an aggregate amount of approximately $62,000,000. The proceeds of the Bonds will be used to pay certain expenses incurred in connection with the issuance of the Bonds and to finance the acquisition and rehabilitation of the following multifamily rental housing facilities: Current Name Location of Facility Number of Rental of Facility Housing, Units King -SWI -{-Branch 448 South Street, 441 Branch Street and 2173 King Street, San Luis Obispo, CA 8 Torre Gardens 1600 Toro Street, San Luis Obispo, CA 20 Hathway Apartments 508-520 Hathway Street, San Luis Obispo, CA 20 Highland Apartments 478-480 High Street, San Luis Obispo, CA 10 Palm View Apartments 11650-11690 Los Osos Valley Road, San Luis Obispo, CA 20 Leff Street Apartments 456-493 Leff Street, San Luis Obispo, CA 20 High Street 228 High Street, San Luis Obispo, CA 6 Loma Vista Apartments 2929 Augusta Street, San Luis Obispo, CA 16 Harris 2126 Harris Street, San Luis Obispo, CA 3 Royal Way 1497 Royal Way, San Luis Obispo, CA 8 Southwood 1240 Southwood Drive, San Luis Obispo, CA 3 Upham 711 Upham Street, San Luis Obispo, CA 3 Puerta Del Sol 4280 South Higuera, San Luis Obispo, CA 15 Arbor Place 1172 Leff Street, 1175 Islay Street and 1635 Toro Street, San Luis Obispo, CA 20 TOTAL 172 The facilities to be financed are to be owned by a Calffomfa Limited partnership (ft "Borrower) to be formed by the San Luis Obispo Nonprofit Housing Corporatiori, and the facilities will be operated by the Authority or another entity selected by the Borrower. All or a portion of the rental units in Me housing fatalities will be rented to persons and famltie8 of low or very low income. The p0ricipal amount of the Bonds allocable to each respective faculty will be determined prior to the date of issuance of the Bonds, but wilt not exceed $10,00,000 as to any one facility. e Bonds and the obligation to pay principal thereof and interest thereon and any redemption premium with re- spect thereto, do not constitute indebtedness or an obligation of the Authority, and the City of San Luis Obispo, the State of California or any political subdivision thereof, within the meaning of any constitutional or statutory debt limitation, or a charge against the general credit or taxing powers of any of them, but will be payable solely from certain revenues duly pledged therefor and generally representing amounts paid by the Borrower. Interested persons wishing to express their views on the issuanoe of the Bonds or on the nature and location of the housing tacifities proposed to be irnanced may attend the public hearing or, prior to the time of the hearing, sdbmit written cemments to the City Clerk at citycie rk Oslocity.org or 890 Palm StreeL San Luis Obispo, CA 93401. Additional information concerning the housing facilities to be financed may be obtained from Ken Litzinger, Oirec- tar of Finance and Chief Financial Officer of the Authority, telephone number (805) 594-5304. The City Council may also hold other hearings or discuss other business items before or after the item described above. It you challenge the proposed Bonds in court, you may be limited to raising only those issues you or some- one else raised at the public hearing described in this notice, or in written correspondence delivered to the City Councit at, or prior to, the public hearing. Reports for this meeting will be available for review in the City Clerk's Office and online atwww.slocitv.org on Wed- nesday, October 10, 2018. Please call the City Clerk's Office at (805) 781-7100 for more information. The City Council meeting will be televised live on Charter Cable Channel 20 and live streaming on www.slocitv.org. Teresa Purrington City Clerk - City of San -Luis Obispo October 1, 2018 3877071