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HomeMy WebLinkAboutComprehensive Annual Financial Report - Fiscal Year Ended June 30 2018 COMPREHENSIVE ANNUAL FINANCIAL REPORT Fiscal Year Ended June 30, 2018 HEIDI HARMON, MAYOR CARLYN CHRISTIANSON, VICE MAYOR DAN RIVOIRE, COUNCIL MEMBER AARON GOMEZ, COUNCIL MEMBER ANDY PEASE, COUNCIL MEMBER DEREK JOHNSON, CITY MANAGER Prepared by the Department of Finance Brigitte Elke, Finance Director Rico Pardo, Accounting Manager/Controller Traci Kawaguchi, Accountant Tavy Garcia, Contract Accountant City of San Luis Obispo, California www.slocity.org i City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2018 Table of Contents Page Introductory Section Transmittal Memorandum vi-xviii Report Purpose and Organization vi Profile of the City of San Luis Obispo viii Factors Affecting Financial Condition ix Financial Condition Overview xi Relevant Financial Policies xiii Major Initiatives xv Award for Excellence in Financial Reporting xvii Acknowledgments xviii Directory of Officials and Advisory Bodies xix City Council xix Advisory Bodies xix Appointed Officials and Department Heads xix Mission Statement xx Organizational Values xxi-xxii Organization of the City of San Luis Obispo xxiii GFOA Certificate of Achievement for Excellence in Financial Reporting xxiv Financial Section Independent Auditors’ Report 1-3 Management’s Discussion and Analysis 4-19 Overview of the Financial Statements 4 Financial Highlights 6 ii City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2018 Table of Contents Page 2 Page Government-wide Overall Financial Analysis 8 Financial Analysis of Governmental Funds 13 General Fund Budgetary Highlights 14 Capital Assets and Debt Administration 16 Economic Factors 17 Next Year’s Budgets and Rates 18 Requests for Additional Information 19 Basic Financial Statements: Government-wide Financial Statements: Statement of Net Position 21 Statement of Activities 22-23 Fund Financial Statements: Balance Sheet – Governmental Funds 24 Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position 25 Statement of Revenues, Expenditures and Changes in Fund Balance – Governmental Funds 26-27 Reconciliation of the Governmental Funds Statement of Revenues, Expenditures and Changes in Fund Balance to the Government-wide Statement of Activities and Changes in Net Position 28 Statement of Fund Net Position Business-Type Activities – Enterprise Funds 29-30 Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities—Enterprise Funds 31 Statement of Cash Flows Business-Type Activities – Enterprise Funds 32-33 Statement of Net Position - Fiduciary Funds - Agency Funds 34 Notes to the Basic Financial Statements 38-92 iii City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2018 Table of Contents Page 3 Page Required Supplementary Information Section Budgetary Comparison Schedule – General Fund 94-99 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Agent Multiple – Employer Plan 100 Schedule of the Pension Plan Contributions – Miscellaneous Agent Multiple – Employer Plan 101 Schedule of the City’s Proportionate Share of the Net Pension Liability – Safety Cost-Sharing Plan 102 Schedule of the City’s Pension Contributions – Safety Cost-Sharing Plan 103 Schedule of the Changes in the Net OPEB Liability and Related Ratios 104 Schedule of Employer OPEB Contributions 105 Notes to Required Supplementary Information 106-108 Other Supplementary Information and Combining and Individual Fund Statements and Schedules Half Percent Sales Tax Measure Funding Schedule 110-112 Nonmajor Governmental Funds 113-116 Combing Balance Sheet – Nonmajor Governmental Funds 117-120 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental Funds 121-124 Schedule of Revenues, Expenditures and Changes in Fund Balances – Budget and Actual: Downtown Business Improvement District Fund 125 Transportation Development Act (TDA) Fund 126 Tourism Business Improvement District Fund 127 Gas Tax Fund 128 Community Development Block Grant (CDBG) Fund 129 Law Enforcement Grants Fund 130 Public Art Contributions Fund 131 Insurance Fund 132 SB1 Road Repair Fund 133 Debt Service Fund 134 iv  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2018 Table of Contents Page 4 Page Agency Funds 135 Combining Statement of Changes in Assets and Liabilities – Agency Funds 136-139 Statistical Section Statistical Section – Overview (Unaudited) 141 Financial Trends: Net Positions by Component – Last Ten Fiscal Years 142 Changes in Net Position – Last Ten Fiscal Years 143-145 Governmental Activities Tax and Franchise Revenues by Source – Last Ten Fiscal Years 146 Fund Balances of Governmental Funds – Last Ten Fiscal Years 147-148 Revenues, Expenditures and Changes in Fund Balances of Governmental Funds - Last Ten Fiscal Years 149-151 General Fund Operating Expenditure Trends by Type – Last Ten Fiscal Years 152 Revenue Capacity: Assessed and Estimated Actual Value of Taxable Property – Last Ten Fiscal Years 153 Property Tax Rates – Last Ten Fiscal Years 154 Principal Property Taxpayers – Current Year and Nine Years Ago 155 Secured Property Tax Roll Levies and Collections – Last Ten Fiscal Years 156 Schedule of Taxable Sales and Permits by Category – Last Ten Calendar Years 157 Historical Sales and Use Tax Rates 158-159 Schedule of Business Tax Certificates Issued 160 v  City of San Luis Obispo, California Comprehensive Annual Financial Report Fiscal Year Ended June 30, 2018 Table of Content Page 5 Page Debt Capacity: Per Capital Outstanding Debt by Type – Last Ten Fiscal Years 161 Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita - Last Ten Fiscal Years 162 Direct and Overlapping Long-Term Debt – Fiscal Year Ended June 30, 2018 163-164 Computation of Legal Debt Margins – Last Ten Fiscal Years 165 Revenue Bond Coverage: Water Fund – Last Ten Fiscal Years 166 Parking Fund – Last Ten Fiscal Years 167 Demographic and Economic Information: Demographic and Economic Statistics – Last Ten Fiscal Years 168 Principal Employers – Current Year and Nine Years Ago 169 Regular Authorized Positions – Last Ten Fiscal Years 170 Operating Information: Operating Indicators and Capital Asset Statistics by Function – Last Ten Fiscal Years 171-175 Water System Statistical Data 176 Water and Sewer Rates – Last Ten Fiscal Years 177-178 Water System Ten Largest Users – Fiscal Year Ended June 30, 2018 179      INTRODUCTORY SECTION City of San Luis Obispo, Finance and Information Technology, 990 Palm Street, San Luis Obispo, CA, 93401-3249, 805.781.7130, slocity.org vi December 21, 2018 TO: The Honorable Mayor and Members of the City Council and Citizens of the City of San Luis Obispo FROM: Derek Johnson, City Manager Brigitte Elke, Finance Director SUBJECT: TRANSMITTAL MEMORANDUM FOR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR FISCAL YEAR 2017-18 REPORT PURPOSE AND ORGANIZATION We are pleased to submit the City of San Luis Obispo’s 2017-18 Comprehensive Annual Financial Report (CAFR). Section 810 of the City’s Charter requires that an audit of the City financial records be conducted each year by an independent certified public accountant. Such an audit has been performed and this report is being published as part of the requirement for the fiscal year ended June 30, 2018. City management assumes full responsibility for the completeness and reliability of the information contained in this report. We attest that, to the best of our knowledge, the data presented is accurate in all material respects and all statements and disclosures needed for the reader to obtain a thorough understanding of the City’s financial activities have been included. To provide a reasonable basis for making these representations, management of the City has established a comprehensive internal control framework that is designed both to protect the government’s assets from loss, theft, or misuse and to compile sufficient and reliable information for the preparation of the City’s financial statements in conformity with U.S. Generally Accepted Accounting Principles (GAAP). Because the cost of internal controls should not outweigh their benefits, the City’s comprehensive framework of internal controls has been designed to provide reasonable rather than absolute assurance that the financial statements will be free from material misstatement. Audited Financial Statements The City’s financial statements have been audited by Glenn Burdette, a firm of licensed certified public accountants. The goal of the independent audit was to provide reasonable assurance that the financial statements of the City for the fiscal year ended June 30, 2018 are free of material misstatement. The independent audit involved examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements; assessing the overall accounting principles used and significant estimates 1 made by management; and evaluating the overall financial statement presentation. 1 Significant estimates included in the financial statements are made in conformity with GAAP. TRANSMITTAL MEMORANDUM vii The independent auditor concluded, based upon the audit, that there was a reasonable basis for rendering an unqualified opinion 2 that the City’s financial statements for the fiscal year ended June 30, 2018, are presented fairly and in conformity with GAAP. The independent auditors’ report is presented as the first component of the financial section of this report. GAAP requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City’s MD&A can be found immediately following the report of the independent auditors. “Single Audit” for Federal Grant Programs. The independent audit of the financial statements of the City was part of a broader, federally mandated “Single Audit” designed to meet the special needs of Federal grantor agencies. The standards governing Single Audit engagements require the independent auditor to report not only on the fair presentation of the financial statements, but also on the audited government’s internal controls 3 and compliance with legal requirements, with special emphasis on the administration of Federal awards (such as Transit funding). This separately prepared report is available from the Department of Finance upon request. This audit has been completed and will be filed and distributed to appropriate agencies to meet Federal requirements. Additionally, these reports will be presented to the City Council concurrent with the CAFR. Organization of Report The comprehensive annual financial report is presented in three sections: introductory, financial, and statistical. The Introductory section includes this transmittal memorandum and other information to familiarize the reader with the City, including a directory of officials and advisory bodies, the City's mission statement and organizational values, and charts. The Financial section consists of five parts: 1) the independent auditors’ report; 2) Management’s Discussion and Analysis; 3) the basic financial statements including the government-wide financial statements, fund financial statements, and notes to the financial statements; 4) required supplementary information; and 5) additional supplementary statements and schedules including the local half-percent sales tax, non-major governmental funds, and agency funds. The Statistical section includes selected unaudited financial and demographic information generally presented on a multi-year basis. This information includes financial trends, revenue capacity, debt capacity, demographics, and economic and operating information. As required by GAAP, these financial statements present the City (the primary government) and its component units (entities for which the government is financially accountable). Blended component units (although legally separate entities) are in substance part of the government's operations, and so data from these units are combined with data of the primary government. The City has one component unit, the San Luis Obispo Capital 2 An unqualified opinion means that without any reservations, the auditor feels the financial statements were prepared appropriately following all applicable accounting rules and the financial reports are an accurate representation of the City’s financial condition. 3 Internal controls are systematic measures instituted by an organization to conduct its business in an orderly and efficient manner; safeguard its assets and resources; deter and detect errors, fraud, and theft; ensure accuracy and completeness of its accounting data; produce reliable and timely financial and management information; and ensure adherence to its policies and plans. TRANSMITTAL MEMORANDUM viii Improvement Board, which provides financing for the construction and acquisition of City facilities. The Board is comprised solely of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. PROFILE OF THE CITY OF SAN LUIS OBISPO With a population of 46,548, the City is located eight miles from the Pacific Ocean and is midway between San Francisco and Los Angeles at the junction of Highway 101 and scenic Highway 1. The City serves as the commercial, governmental, and cultural hub of California’s Central Coast. San Luis Obispo is the seat of San Luis Obispo County and a number of Federal and State regional offices and facilities are located within the City, along with California Polytechnic State University and Cuesta College. One of California’s oldest communities, the City began with the founding of Mission San Luis Obispo de Tolosa in 1772 by Father Junipero Serra as the fifth mission in the California chain of 21 missions. It was first incorporated in 1856 as a General Law City and became a Charter City in 1876. As a Charter City, San Luis Obispo has more local authority than cities that incorporate under the general laws of the State of California. The Charter is the City’s governing document and any changes must be approved by the voters. The City’s Charter has been amended several times since its adoption, most recently in August 2011. Form of Government As set forth in the City Charter, the City operates under the “Council-Mayor-City Manager” form of government. The City Council has the authority to make and enforce all laws and regulations with respect to municipal affairs, subject only to the limitations of the City Charter and the State Constitution. There are four Council members, who are elected at-large and serve overlapping four-year terms. The Mayor is also elected at-large for a two- year term and serves as an equal member of the Council. The City Council appoints the City Manager and City Attorney. All other department heads are appointed by the City Manager. City Services The City provides a wide range of municipal services, including police and fire protection, water and sewer utilities, street and parks maintenance, public transportation, parking, parks and recreation, planning, building and safety, and other general government services. Financial data for all funds through which services are provided by the City have been included in this report. Several municipal services are provided through other governmental agencies or private utility companies, including: Service Agency Courts, Health and Social Services County of San Luis Obispo Elementary and Secondary Schools San Luis Coastal Unified School District Community College San Luis Obispo County Community College District Solid Waste Collection and Disposal San Luis Garbage Company Gas, Electric and Telephone Private Utility Companies Budgetary Policy and Control Budgets are legally adopted annually by the City Council by resolution and are prepared for each fund in accordance with its basis of accounting. As provided under City Charter, the City Manager is responsible for TRANSMITTAL MEMORANDUM ix preparing the budget and for its implementation after adoption. Quarterly financial reports are posted on-line, and formal financial status updates are held with Council every six months (Mid-Year Review). Since the City uses a two-year budget, operating appropriations not expended during the first year may be carried forward into the second year for specific purposes with the approval of the City Manager. (When applicable, these amounts are shown as assigned for subsequent year expenditures in the financial statements.) At the end of the final year of the two-year plan, operating appropriations lapse unless they are encumbered by contract or purchase order. Multi-year budgets are adopted for capital projects as necessary. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City Manager has the authority to make administrative adjustments to the appropriated budget if those changes will have neither a significant policy impact nor affect budgeted year-end fund balances. The City's budgetary policies are more fully described in Note 1 of the financial statements. Expenditure and budgeting details are maintained by the City for each fund and department by program area at the line item level. Budgetary control is exercised through a computerized system, which interfaces with the City's general ledger. The system maintains an ongoing record of budget balances throughout the year based on actual expenditures and unfilled purchase orders. Open encumbrances at year-end are reported as committed fund balance. It is the City's policy to maintain an unassigned fund balance in the General Fund of at least 20% of operating expenditures. This policy objective has been achieved for fiscal year 2017-18. The City maintains a similar policy for working capital balances in the water, sewer, and parking enterprise funds. The Fleet Replacement Fund reserve requirement is $500,000 and the Information Technology (IT) Replacement Fund reserve requirement is $400,000. The goal has been met for these funds in 2017-18. FACTORS AFFECTING FINANCIAL CONDITION The information presented in the financial statements is perhaps best understood when it is considered from the broader perspective of the specific environment within which the City operates. Local Economic Environment. Historically, the City has experienced a relatively stable economy, largely insulated from economic downturns in other parts of the State or the nation due to major State and federal employers such as the California Polytechnic State University (Cal Poly), California Men’s Colony, California Department of Transportation (Cal Trans) District 5 offices, the Regional Water Control Board, and Camp San Luis. Employment. Employment in the San Luis Obispo County region has historically been stabilized by a large government presence and diversity. As noted above, the State has a major university, correctional facility, and other regional offices located in the community. The County government and school districts are also major employers. Other major employers include two major hospital facilities, several engineering and software companies, and Pacific Gas and Electric. The recent announcement of the pending closure of the Diablo Canyon Nuclear Power Plan presents some uncertainties and adjustment for the region over the next couple of decades as the process takes place. However, the passage of SB1090 and the monetary allocation of $1.82 million for economic development and other funds from the bill will assist in the transition. TRANSMITTAL MEMORANDUM x As measured by the labor market, the local economic fared well in 2017-18. San Luis Obispo County continues to maintain solid employment levels and unemployment fell below national and state levels to a record low of 2.8%. For all of 2017, total nonfarm employment in San Luis Obispo County increased 1.3% and private sector payroll expanded 1.6% over the same period. The industry sectors leading the job gains in the region were Leisure and Hospitality and Education and Health, sectors associated with an expanding economy, and a growing population and subsequent spending base. Key Revenue Sources. As the commercial, governmental, and cultural hub of San Luis Obispo County, the City is fortunate to attract a diverse array of strong revenue sources. The top three revenue sources for the City are Sales Tax, Property Tax, and Transient Occupancy Tax (TOT). Long-Term Financial Planning. The City engages in a number of activities focused on long-term financial planning, including: Long-Term Fiscal Forecast. Before the two-year budget process begins, the City Council reviews long-term fiscal forecasts for the General Fund and the Enterprise Funds to help set the stage for long-term decision- making. The purpose of the forecast is to facilitate long-term fiscal health and to identify the funds’ ability – on an order of magnitude basis – to maintain current services and existing assets and fund new initiatives. The 2018- 23 forecast was completed in April 2018, before the City Council considered the 2018-19 Financial Plan Supplement for adoption. Due to CalPERS policy changes and rapidly increasing payment requirements to pay down pension unfunded liabilities, a ten-year forecast was developed as part of the City’s Fiscal Sustainability and Responsibility Major City Goal. It is available on the City’s web site at www.slocity.org. Further updates were prepared and presented to the City Council in April 2018 leading to the adoption of a three-year Fiscal Health Response Plan beginning in fiscal year 2018-19. Major City Goals and Other Important Objectives. The City Council adopts Major City Goals and Other Important Objectives as an integral part of the Financial Plan. These goals address the highest priority needs and community-wide interests. The Financial Plan is the City’s main tool for programming the implementation of these goals, plans, and policies by allocating the resources necessary to achieve them. The following is a brief summary of the four major City goals and one other important objective adopted by the Council as part of the 2017-19 Financial Plan. Detailed work programs were prepared for each of them and their status is updated three times each year through presentation to the Council. Major City Goals: • Housing. Facilitate increased production of all housing types designed to be economically accessible to the area workforce and low and very low-income residents, through increased density and proximity to transportation corridors in alignment with the Climate Action Plan. • Multi-Modal Transportation. Prioritize implementation of the Bicycle Master Plan, pedestrian safety, and the Short-Range Transit Plan. • Climate Action. Implement a Climate Action Plan, assess requirements to achieve a “net-zero carbon City” target, and implement cost-effective measures, including implementation of a Sustainability Coordinator and formation of a Green Team. TRANSMITTAL MEMORANDUM xi • Fiscal Sustainability & Responsibility. Continue to implement the City’s Fiscal Responsibility Philosophy with a focus on economic development and responsiveness, unfunded liabilities, and infrastructure financing. Other Important Objective: • Downtown Vitality. Continue to improve safety, infrastructure investment, and maintenance in Downtown and support the Downtown Association’s proposal to consider a Downtown improvement district. FINANCIAL CONDITION OVERVIEW Financial results, both for revenue and expenditures, for the fiscal year were higher when compared to the budget estimates in virtually all the areas of the City’s operations. The total General Fund balance increased by 3 million to $29.6 million. Of this amount, $3.5 million are non- expendable and represent prepaid items; $159,724 are restricted for Debt service; $8.7 million is committed for General government programs including Measure G carryover; $10.9 million are assigned and include $10.2 million for the required operating reserve (Contingency Fund), $596,796 for Development Services, and $100,000 for City Attorney related operations. Finally, $6.3 million is classified as unassigned at 2017-18 fiscal year-end. Per City Council direction, and in conjunction with adopted Council policies, staff will provide a recommendation for the use of any available fund balance for one-time allocations with the 2018-19 Mid-Year report. However, through the City’s adopted fiscal health response plan, the Council has given direction to aggressively pay down CalPERS unfunded liabilities with available one-time funding. Nonspendable 3,520,473$ Restricted for: Debt service 159,724 Committed to: General government programs 8,693,113 Assigned to: Contingency fund (20% Minimum reserve)10,171,464 Development services 596,796 City Attorney 100,000 Unassigned 6,334,870 Total fund balance 29,576,440$ General Fund - Fund Balance June 30, 2018 For the Future: Continue to Focus on Sustainability and Long-term Fiscal Health. As part of the fiscal health response plan, the City Council will consider the formation of a Section 115 Pension Trust fund to further safeguard the City from changes by CalPERS related to unfunded liabilities and possible fluctuations in the economy and income streams to the City. TRANSMITTAL MEMORANDUM xii Revenue Base Growth. Since the Great Recession, the country has experienced an unprecedented long-term expansion that continued in 2017-18. Sales tax (including the Half Percent Sales Tax Measure), Property Tax and Transient Occupancy Tax (TOT) account for 50% of all funding sources in the General Fund. All of these revenues are showing continuing growth over the past several years. This growth is expected to continue into 2019, but signs of a possible recession warrant close tracking of economic indicators and actual vs. budgeted revenue. This is also true for another revenue source that is seeing significant growth, development review fees. A cooling of the real estate market could impact development services revenue growth and have a corollary effect on development impact fee revenues forecasted to help construct infrastructure. Containment of Operating Costs. The City’s efforts to control costs have been successful and are ongoing. The City implemented 2nd and 3rd tier retirement benefit programs and now 40% of the workforce is enrolled in those tiers of the retirement plans. These actions have been instrumental in helping the City contain current costs and long-term liabilities related to retirement benefit programs. The City’s adopted Fiscal Health Response plan and the direction to pay down the unfunded liability as much as possible, will assist in managing the liability over the long run. Infrastructure and Facilities Maintenance. The estimated cost of adequately maintaining, repairing, or replacing existing General Fund facilities, infrastructure and equipment exceeds $10 million annually. This excludes any enhancements or “betterments.” As part of the Fiscal Sustainability and Responsibility Major City Goal, the City has established a ten-year Capital Improvement Program projection and the Council received information regarding funding options in early 2018. Capital Improvement Program allocations for the fiscal year were fully funded by the voter approved Local Revenue Measure half-cent sales tax. Approximately 70% of the Local Revenue Measure sales tax is committed to the Capital Improvement Program. Ongoing Commitment to Half Percent Sales Tax Measure Priorities (Essential Services Measure). The City remains committed to the priorities for the use of the half percent sales tax measure as identified by the community. They include public safety, senior services, code enforcement, neighborhood street paving, open space preservation, traffic congestion relief and flood protection. The following table summarizes how the half percent sales tax measure funds were used during fiscal year 2017-18. Total expenditures during 2017-18 amounted to $13.5 million (including encumbrances and carryovers); the remaining balances of these resources are designated for future year expenditures. A more detailed schedule of half percent sales tax measure sources and uses is provided in the Financial Section of this report. TRANSMITTAL MEMORANDUM xiii Operating Capital Programs Projects*Total Preservation of Essential Services Public Safety 892,388$ 490,828$ 1,383,216$ Community Development 252,729 252,729 Transportation 1,202,100 3,438,877 4,640,977 Leisure, Cultural and Social Services 130,818 424,891 555,709 General Government 432,386 432,386 Total 2,478,035$ 4,786,982$ 7,265,017$ Half Percent Sale Tax Measure Revenues & Uses Summary Revenues: Sales and use tax - Measure G 1/2 Cent add-on tax 7,504,485$ Use of money and property 56,409 Total Revenues 7,560,894 Uses: Operating Programs (2,478,035) Capital Projects (4,786,982) Transfers (130,000) Total Uses (7,395,017) Excess of revenues over expenditures 165,877 Prior Sales Tax Measure Balance 5,901,482 Encumbered or designated for carryover for future year expenditures (6,284,108) Net available for future year appropriations (216,749)$ Half Percent Sales Tax Measure Expenditures 2017/18 * Detail of Capital Projects is included with other supplementary information in the financial statements, which can be found on page 110. RELEVANT FINANCIAL POLICIES The City of San Luis Obispo has adopted a comprehensive set of financial policies to provide guidance for all fiscal activities and resource allocations. Although the policies cover virtually every aspect of financial management, several of these policies are particularly relevant to the understanding of the City’s financial performance in 2017-18. Debt Administration Policies The City’s Capital Financing and Debt Management policies contain general guidelines for refinancing of outstanding debt. These guidelines call for periodic review of all outstanding debt to determine refinancing opportunities, particularly to create economic benefit such as lower debt service payment or reduction of principal. Information on the City’s outstanding debt issues and other long-term liabilities is provided in Note 6 in the notes to the financial statements. TRANSMITTAL MEMORANDUM xiv In May 2018, the City received affirmation from the nationally recognized statistical rating organization Fitch Ratings that City bond ratings remain “AA” and “AA+”, and the rating outlook is stable. Fitch Ratings’ long- term credit ratings are assigned on an alphabetic scale from AAA to D. The bond rating AA means that the City’s investment grade is “quality”. The City’s 2018 Lease Revenue Bonds are rated AA, and the City’s implied General Obligation bond rating is AA+. Currently, the City of San Luis Obispo has no general obligation debt. In reaching its decision, Fitch Ratings’ analysts lauded the City’s “excellent financial management.” The analysis noted factors that led to their conclusion including (1) active budget monitoring by the City Council and staff, (2) comprehensive financial policies, and (3) the use of long-term budget planning to provide a solid framework for managing financial resources through unexpected budgetary challenges during the economic downturn. Fitch analysts noted that the City has robust fiscal management and recovered quickly from the Great Recession. Budgetary Policies The City of San Luis Obispo has a policy that requires the adoption of a balanced budget over the two-year period of the Financial Plan. This means that operating revenues must fully cover operating expenditures, including debt service. Additionally, ending fund balance (or working capital in the enterprise funds) must meet minimum policy levels. Under this policy it is allowable for total expenditures to exceed revenues in a given year but only when fund balance is used to pay for capital improvement plan projects or other “one-time,” non- recurring expenditures. Fund Balance and Reserve Policies The City’s policies recognize the importance of long-range planning in managing the City’s fiscal affairs in order to provide for stable operations, promote more orderly spending patterns, and assure the City’s long-term fiscal health. The reserves contained in the General Fund and Enterprise Funds play a pivotal role in this strategy. The reserve policies call for a minimum fund balance of at least 20% of operating expenditures in the General Fund and a working capital level of 20% of operating expenses in the Water, Sewer, and Parking Enterprise Funds. The policies also require the Fleet Management and the Information Technology Replacement Funds to provide for the timely replacement of vehicles and equipment as well as IT equipment and software. Long-Term Liabilities and Maintenance of Infrastructure In 2015, the City Council adopted a guidance to apply one-time funds above policy reserve to unfunded liabilities and infrastructure. This policy addresses long-term costs and prioritizes allocation of funds to reduce the liability. With the 2017-19 Financial Plan, the guidance was incorporated into the City’s fiscal policies. Additionally, the City began addressing the long-term needs of its capital assets and categorizing asset maintenance, asset replacement, and new assets driven by new development. The City Council received a first presentation of the long-term need of its infrastructure in early 2018 and will continue the discussion in February 2019. Pension and Other Post-Employment Benefits Pension Obligations. The City contributes to the California Public Employees’ Retirement System (CalPERS), an agent multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within the State of California. Benefit provision and all other requirements are established by State statute and City ordinance. The amount of the City’s required annual contribution is determined actuarially and is reported to the City via the Annual Valuation Reports provided by CalPERS for each retirement plan. TRANSMITTAL MEMORANDUM xv Starting with fiscal year 2015-16, public agencies are billed a contribution rate as a percentage of payroll plus a lump sum payment toward the City’s unfunded liability. It is the policy of the City to fully fund the annual contribution to ensure that the plan will fully meet its obligation to retired employees on a timely basis. As part of its long-term cost reduction strategy, the City has implemented a 2nd Tier and the state mandated 3rd Tier retirement benefit programs for new hires while also requiring all employees to pay at least the full amount of the member share of the annual retirement contribution. The Fiscal Health Response plan, adopted by the City Council in April 2018, considered further contributions from employees toward the pension liability. Negotiations are ongoing with several units having agreed to further contribution increases beginning in 2019- 20. Prepaying the City’s unfunded liability should reduce overall annual costs depending on whether approved actuarial assumptions are realized and are not adjusted by the CalPERS’ Board. While the implementation of 2nd and 3rd Tiers will help to lessen pension impacts to the City’s budget, the City continues to monitor legal developments and legislation that could positively or negatively impact the City’s finances. Other Post-Employment Benefits (OPEB). The City’s primary OPEB cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program under the “unequal contribution option.” When the City joined the CalPERS health plan in 1993, it immediately experienced an increase in the plan choices available along with a significant reduction in rates. Due to CalPERS purchasing power, the City continues to experience competitive health care rates. However, as a condition of joining the CalPERS health program, the City agreed to contribute the minimum monthly amount required by law towards retiree health care coverage for both active and retired employees. This allows retired employees to purchase health insurance at the same rate offered to active employees. Additionally, the City has established certain post-retirement health care benefits available to executive management employees appointed prior to August 2000. For the five former employees, one-half of the retiree health insurance premiums are paid by the City if they elect to remain members of the City's group health plan. This provision ceases upon the death of the retired employee or upon the retired employee reaching age 65. These OPEB benefits were financed on a pay-as-you-go basis in the past. As directed by Council in May 2008, the City began fully pre-funding the OPEB obligation via an irrevocable trust in 2008-09. Additional information on the City’s retirement and post-employment benefits can be found in Note 7 and Note 8 in the notes to the financial statements. MAJOR INITIATIVES The City continued its efforts on a number of significant initiatives in 2017-18 which had a beneficial effect on fiscal health and quality of life. TRANSMITTAL MEMORANDUM xvi Fiscal Sustainability and Responsibility The organization continued its focus on Fiscal Sustainability and Responsibility throughout the 2017-18 fiscal year to sustain the City’s short and long-term fiscal health, preserve public health and safety in line with residents’ priorities and with a focus on the reduction of unfunded liabilities. With the 2017-19 Financial Plan, the Council adopted a Fiscal Sustainability and Responsibility Major City Goal with a focus on economic development and responsiveness, a structurally balanced fiscal outlook, the reduction of unfunded liabilities, and an emphasis on infrastructure financing. Local Sales Tax Measure. The local half-percent sales tax revenue was approved by City voters with 70% of the vote in November 2014. As part of the local sales tax measure, the Revenue Enhancement Oversight Committee (REOC) was established to review, report, and make recommendations to the City Council regarding the revenue and expenditures of the City's voter-approved general purpose, half-percent sales tax. The REOC consists of five members who must be residents and registered voters of the City. Voter authority for this local sales tax measure expires in March 2023 and will require both Council and voter action to be valid after this date. Economic Development Strategic Plan. The City’s 2012 Economic Development Strategic Plan (EDSP) provides a prioritized list of strategic actions aimed at overcoming barriers to job creation and nurturing the conditions, relationships, and resources that enable and encourage the private sector to create head of household jobs on a consistent basis while continuing to support the broader economy of the City. To create and implement these efforts, the EDSP identified the City’s fee program and the lack of infrastructure in key areas as barriers to overcome and is in the process of implementing strategies to improve the economic environment for job creation in the City. The EDSP builds on the San Luis Obispo County Economic Strategy, which identified five industry clusters with the greatest potential to drive local and regional economic prosperity, and job creation. The EDSP focuses on partnerships and collaborative efforts with community partners including the Economic Vitality Corporation, the Chamber of Commerce, the Small Business Development Center, California Polytechnic State University, and Cuesta College. The planned closure of Diablo Canyon Nuclear Power Plant will nurture a study of the economic and fiscal impacts on the region and the City, an updated Economic Development Strategic Plan with identified strategies to address impacts of the closure, and a comprehensive plan of how to invest closure settlement funds to be received under SB1090, and informed by SB 968, in economic development activities. On November 6, 2018, the City’s voters approved a cannabis tax for the retail and production of cannabis related products. The City will begin receiving applications for these establishments in January 2019, with the first ones to open by May 2019. The City estimates new revenue through this measure amounting to $1.5 million annually when the cannabis industry is fully established. The full $1.5 million is not estimated to be realized until the 2019-20 fiscal year. Downtown Development Projects The Downtown Vitality Other Important Objective sets initiatives to be completed during the 2017-19 Financial Plan to 1) maintain and improve Downtown infrastructure, 2) maintain and improve public safety in Downtown, 3) develop a implementation plan for adopted Downtown Concept and Mission Plaza Master Plans, and 4) develop a policy framework to ensure the continued vitality and success of Downtown which includes consideration of the Downtown Improvement District. On June 20, 2017, $75,000 was allocated to a feasibility TRANSMITTAL MEMORANDUM xvii study to support the Downtown Maintenance District with the 2017-19 Financial Plan. Downtown SLO, a key economic development partner, continues to work with downtown merchants and property owners on both funding and service options and the City Council will likely receive a recommendation in Spring 2019. AWARD FOR EXCELLENCE IN FINANCIAL REPORTING The Government Finance Officers Association of the United States and Canada (GFOA) has awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its CAFR for the fiscal year ended June 30, 2017. The Award Program. The Certificate of Achievement is a prestigious national award recognizing conformance with the highest standards for preparation of State and local government financial reports. In order to be awarded a Certificate of Achievement, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. This report must satisfy both U.S. generally accepted accounting principles and applicable legal requirements. A Certificate of Achievement is valid for a period of one year only. The City has received a Certificate of Achievement each year since 1984. We believe our current CAFR continues to conform to the Certificate of Achievement program requirements, and we are submitting it to GFOA to determine its eligibility for another certificate. Value of Program Participation. There are benefits to participating in these programs beyond simply receiving recognition for our efforts. For example, by striving to meet program standards and goals, the City produces better reports. Additionally, as part of the review process, comments for improvement from other municipal finance professionals who review our reports from a “fresh” perspective are received. We believe that this results in continuous improvements in reporting our financial results to elected officials, staff, and other interested parties such as bondholders, credit agencies, and the public at-large. TRANSMITTAL MEMORANDUM ACKNOWLEDGMENTS The preparation and development of this report would not have been possible without the year-round dedication of the Finance Division staff and their special eflforts, working in conjunction with the City's independent auditors, to produce this document. We would like to take this opportunity to compliment all those staff members within the Finance Department as well as in the other departments and our independent auditors who were associated with the preparation of this report. We would also like to thank the City Council for the continued support and dedication in planning and conducting the financial operations of the City in a fiscally responsible and progressive manner. Derek Johnson, City Manager Brigitte Finance Director XVI 11 xix DIRECTORY OF OFFICIALS AND ADVISORY BODIES CITY COUNCIL Heidi Harmon Mayor Carlyn Christianson Vice Mayor Dan Rivoire Council Member Aaron Gomez Council Member Andy Pease Council Member ADVISORY BODIES Active Transportation Committee Administrative Review Board Architectural Review Commission Construction Board of Appeals Council Compensation Committee Cultural Heritage Committee Housing Authority Human Relations Commission Investment Oversight Committee Jack House Committee Mass Transportation Committee Parks and Recreation Commission Personnel Board Planning Commission Promotional Coordinating Committee Revenue Enhancement Oversight Commission Tourism Business Improvement District Board Tree Committee APPOINTED OFFICIALS AND DEPARTMENT HEADS Appointed Officials Derek Johnson City Manager J. Christine Dietrick City Attorney Department Heads Greg Hermann Acting Assistant City Manager Michael Codron Director of Community Development Brigitte Elke Director of Finance Garret Olson Fire Chief Monica Irons Director of Human Resources Deanna Cantrell Police Chief Daryl Grigsby Director of Public Works Carrie Mattingly Director of Utilities Shelly Stanwyck Director of Parks & Recreation xx MISSION STATEMENT SAN LUIS OBISPO STYLE Quality with Vision WHO ARE WE? People Serving People  A team that puts high value on each citizen it serves.  Providers of programs that meet basic service needs of each citizen.  Enhancers of the quality of life for the community as a whole. WHAT DO WE STAND FOR? Quality in all Endeavors – Pride in Results  Service to the community – the best – at all times.  Respect – for each other and for those we serve.  Value – ensuring delivery of service with value for cost.  Community involvement – the opportunity to participate in attaining the goals of the City. WHERE ARE WE GOING? Into the Future with a Design  Planning and managing for levels of service consistent with the needs of the citizens.  Offering skills development and organizational direction for employees in order to improve the delivery of municipal services.  Developing sources of funding and establishing a sound financial management program which will result in fiscal independence and flexibility in the delivery of City services.  Providing the residents of the City with accurate and timely information on issues which affect them, and encouraging the full utilization of City services.  Promoting the City as a regional trade, recreational and tourist center and improving the quality of life for residents and visitor. xxi ORGANIZATIONAL VALUES We, as an organization, embrace opportunities to improve our services and the quality and effectiveness of our relationships with the community and our teams. The following values guide and inspire our efforts. Shared Vision, Mission and Goals We have a sense of common purpose and direction pursued with passion and translated into concrete actions. Service We are dedicated to the best use of resources to fulfill identified community goals and needs. Leadership and Support We recognize that the ability to lead can be found at all levels and that to create an environment to succeed requires leading by example. Communication We foster open and clear discussion that encourages the willingness to speak up and to listen, within a framework of respect and understanding. Team Players We encourage effective working relationships within and between departments and the public to address issues and achieve valuable results. Honesty, Respect and Trust We honor commitments, acknowledge legitimate differences of opinion and accept decisions reached with integrity. Initiative and Accountability We take personal responsibility to do what needs to be done and report the results in a straightforward manner. Innovation and Flexibility We are open to change and willing to try new ways to fulfill the organization’s vision, mission, and goals more effectively. xxii Employee Development and Recognition We encourage and support each employee to improve relevant job skills and celebrate personal and team accomplishments. Stewardship and Ethics We promote public trust by using City resources wisely, and through consistent fulfillment of these values. xxiii  ORGANIZATION OF THE CITY OF SAN LUIS OBISPO          Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting Presented to City of San Luis Obispo California For its Comprehensive Annual Financial Report for the Fiscal Year Ended June 30,2017 Q/Ls^PTVw.M Executive Director/CEO XXIV FINANCIAL SECTION G ENNBURDETTE CERTIFIED PUBLIC ACCOUNTANTS Independent Auditors' Report The Honorable City Council of the City of City of San Luis Obispo, California San Luis Obispo, California Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fimd, and the aggregate remaining fund information of the City of San Luis Obispo, California, (the City) as of and for the year ended June 30,2018, and the related notes to the financial statements, which collectively comprise the City's basic financial statements as listed in the table of contents. Management's Responsibility for the Financial Statements Management is responsible for the prqiaration and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free fi-om material misstatement, whether due to 6aad or error. Auditors' Responsibility Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit involves perfonning procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to Qaad or error. In making fhose risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. GLENNBURDETTE.COM SAN LUIS OBISPO 1150 Palm Street San LuisObispo.CA 93401 ? 805 544 1441 ,8055444351 PASO ROBLES 102 South Vine Street, Ste. A PasoRobles.CA 93446 ^,8052373995 ,8052399332 SANTA MARIA 2Z22 South Broadway, Ste. A Santa Maria, CA 93454 ^,8059224010 /805922428B 2  The Honorable City Council of the City of City of San Luis Obispo, California Page 2 Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of San Luis Obispo, California, as of June 30, 2018, and the respective changes in financial position and, where applicable, cash flows thereof for the year then ended, in accordance with accounting principles generally accepted in the United States of America. Change in Accounting Principle As discussed in Note 17 to the financial statements, during 2018 the City adopted new accounting guidance, GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. Our opinion is not modified with respect to this matter. Other Matters Requirement Supplementary Information Accounting principles generally accepted in the United States of America require that management's discussion and analysis and required supplementary information as listed in the table of contents be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of the financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City’s basic financial statements. The introductory section, Half Percent Sales Tax Measure funding summary schedules on pages 110 through 112, combining and individual nonmajor fund financial statements and schedules on pages 113 through 134, and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the Half Percent Sales Tax Measure funding summary schedule and combining and individual nonmajor fund financial statements and schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. 3  The Honorable City Council of the City of City of San Luis Obispo, California Page 3 The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements, and accordingly, we do not express an opinion or provide any assurance on them.   Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated December 21, 2018, on our consideration of the City’s internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City’s internal control over financial reporting and compliance. Glenn Burdette Attest Corporation San Luis Obispo, California December 21, 2018    4 Management’s Discussion and Analysis Overview of the Financial Statements The discussion and incorporated analysis in this document are intended to serve as an introduction to the City’s basic financial statements, which include the following components: (1) government-wide financial statements, (2) fund financial statements and (3) notes to financial statements. This report also contains required supplementary information (RSI) as well as other supplemental financial information. Government-wide Financial Statements. This set of statements is designed to provide readers with a broad overview of the City’s finances, in a manner similar to private-sector business reporting. The Statement of Net Position presents financial information on all the City’s assets/deferred outflows of resources and liabilities/deferred inflows of resources, with the difference reported as net position. Over time, increases or decreases in net financial position may serve as a useful indicator of whether the financial position of the City is improving or declining. Due to the implementation of GASB 68 and 75, the Statement of Net Position reported for fiscal year 2017-18 considers the City’s long-term pension and other post-employment benefits liabilities, effectively decreasing the City’s net financial position. The Statement of Activities presents changes in the government’s net position during the most recent fiscal year. All changes in net position are reported during the period when the underlying events giving rise to the change occur, regardless of the timing of the related cash flow. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods such as revenue pertaining to uncollected taxes. The City’s government-wide financial statements distinguish the functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from functions that are intended to recover all or a significant portion of their cost through user fees or that are required by grantor agencies or City policies to be accounted for in this fashion (business-type activities). The governmental activities include: (1) public safety, (2) transportation, (3) leisure, cultural and social services, (4) community development and (5) general government support services such as legal services, elections, human resources, risk management, finance, and information technology. The business-type activities of the City include: (1) water, (2) sewer , (3) parking operations and the (4) transit program. As required by U.S. Generally Accepted Accounting Principles (GAAP), these financial statements present the City (the primary government) and its component units (entities for which the government is considered to be financially accountable). Blended component units, although legally separate entities, are in substance, part of the government's operations and data from these units are combined with data of the primary government. The San Luis Obispo Capital Improvement Board (Board) is reported as a blended component unit in these statements. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental or enterprise funds. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. The City has no component units that require discrete presentation in accordance with Governmental Accounting Standards Board (GASB) standards. Management’s Discussion and Analysis 5 Fund Financial Statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: (1) governmental funds, (2) proprietary funds, and (3) fiduciary funds. Governmental Funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information reflects financial resources available in the near future to finance the City’s programs. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statements. By doing so, readers may better understand the long-term impact of the government’s near-term financial decisions. Both the governmental funds balance sheet and the governmental funds statement of revenues, expenditures and changes in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains several individual governmental funds organized according to their purpose (general, special revenue, debt services, and capital projects). Information is presented in the governmental funds balance sheet and in the governmental funds statement of revenues, expenditures and changes in fund balances. The General Fund is considered a major fund. Data from the major governmental funds are combined into one aggregated presentation. Individual fund data for each of the non-major governmental funds is provided in the form of combining statements in the supplementary information section in this report. Of the major funds, the City adopts an annual appropriated budget for all funds. A budgetary comparison statement has been provided as required supplementary information to demonstrate compliance with the budget. Budgetary information for non-major governmental funds with annual budgets has been provided with the fund financial statements in the supplementary information section in this report. Proprietary Funds. Proprietary funds are generally used to account for services for which the City charges customers; either outside customers or internal units/divisions of the City. Proprietary funds provide the same type of information as shown in the government-wide financial statements, only in more detail. The only type of proprietary fund the City maintains is enterprise funds. The Water, Sewer, Parking, and Transit Funds are presented as business-type activities in the government-wide financial statements. The City considers all four of its enterprise funds to be major funds. Fiduciary Funds. Agency funds are the only type of fiduciary funds maintained by the City. These are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own programs. An example of an agency fund may include donations provided to the City to be utilized for specific purposes as well as other funds held in trust of another entity to be utilized for a specific purpose. A specific example is the Hazardous Materials Task Force Fund, created to provide special fire services around the County, which is funded by multiple county and city agencies. Management’s Discussion and Analysis 6 The accounting used for fiduciary funds is much like that used for proprietary funds. The Agency Funds are presented with the fund financial statements in the supplementary information section. Notes to the Financial Statements. The notes provide additional information that is essential to the reader for a full understanding of the data provided in the government-wide and fund financial statements. Other Information. In addition to the basic financial statements and accompanying notes, this report also presents required supplementary information including budgetary comparison schedules, reporting of the half-percent sales tax measure, and more detailed information concerning the City’s net pension liability, schedule of contributions to the pension plan and progress in funding its obligation to provide other post-employment benefits (OPEB). Statistical Information. The statistical section presents detailed information as a context for understanding what the information in the financial statements, notes disclosures, and required supplementary information indicates about the City’s overall financial health. Financial Highlights The following information provides a narrative overview and analysis of the financial activities of the City of San Luis Obispo (City) for the fiscal year that ended June 30, 2018. It should be read in conjunction with the accompanying transmittal memorandum and the basic financial statements. In 2017-18 fiscal year, the City continued to experience slow but steady economic growth. Actual revenues received were slightly higher than budgeted and the City’s expenditures came in below appropriated budget amounts. Following CalPERS’ announcement regarding policy changes lowering the expected rate of return from 7.5% to 7.0%, the City adopted a Fiscal Health Response Plan (FHRP) on April 17, 2018. The three-year plan, spanning fiscal years 2019 through 2021, is designed to align the City’s budget with a long-term fiscal outlook to address an increasing payment of the unfunded liabilities over the 30-year schedule that started in 2015. Pursuant to GASB Statement No. 68 (GASB 68), Accounting and Financial Reporting for Pensions and GASB Statement No. 75 (GASB 75), Accounting And Financial Reporting for Postemployment Benefits Other Than Pensions (OPEB), the City reports on the unfunded pension and OPEB liabilities on the full accrual basis of accounting in the government-wide financial statements. Also included are note disclosures and supplementary schedules as required by GASB 68 and GASB 75. The measurement date for fiscal year 2017-18 pension and OPEB liabilities is as of the fiscal year ended June 30, 2017. This date reflects a one-year lag and was used so that these financial statements could be issued in an expedient manner. Activity (i.e. contributions made by the City) occurring during fiscal year 2017-18 are reported as deferred outflows of resources in accordance with GASB Statement No. 71. The following outlines financial highlights for the year, which are detailed in the table on page 8 – Statement of Net Position - of the Management Discussion and Analysis. • The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows at June 30, 2018 by $311 million (net position). The City’s unrestricted net position was negatively impacted beginning in fiscal year 2014-15 with the implementation of GASB 68 that requires the disclosure and inclusion of the City’s unfunded pension liability in the statement of net position. More detailed information on the City’s pension plans Management’s Discussion and Analysis 7 and obligations can be found in Note 7 on pages 64-75 of this report. Note 8, on pages 76-81 of this report, provides detailed information on the City’s OPEB liabilities under GASB 75 which influenced the 2017-18 net position due to required restatements of $7.3 million. • Per the City’s Statement of Net Position, total City-wide assets increased by approximately $6.9 million or 1.3%. In governmental activities, amounts receivable from various sources increased by 1.3 million; cash and investment balances increased by $1.3 million; prepaid expenses increased by $347,000 and cash held with fiscal agent decreased by $1.8 million. • In business-type activities which include Water, Sewer, Parking and Transit, accounts receivable increased minimally by $65,000 while cash and investment balances increased by $1.1 million. Prepaid items increased by $150,000 and cash held with fiscal agent and investments in joint ventures decreased by $718,000. • City-wide liabilities increased by approximately $16.2 million during the fiscal year. This increase is due to the long-term or non-current liabilities which include net pension and other post-employment benefits liabilities as required under GASB 68 and 75. The governmental activities accounted for $14.1 million of the increase while business-type activities experienced a $2.1 million increase in long-term liabilities. • The City’s governmental funds altogether reported combined ending fund balances of $53.5 million. Approximately $29.5 million or 55% of this total amount is not available for new spending as it is either restricted for (1) debt service, (2) grant obligations, (3) prepaid insurance obligations, or (4) committed to specific programs like impact fee programs and general capital outlay. Another $17.6 million is assigned as of June 30, 2018 to meet expenditures in subsequent years in the form of purchase orders, encumbrances, and unspent appropriations that have been rolled over into fiscal year 2018-19 in accordance with the City’s budget policies. Per the City’s policy, $11.1 million of the fund balance is assigned to the governmental funds’ 20% operating reserve. • The total General Fund balance increased by $3 million to $29.6 million. After the adjustments to reflect amounts non-spendable, restricted, or committed to general government programs ($12.4 million), designated reserves including the 20% operating reserve, ($10.9 million), $6.3 million remain as unassigned balance at June 30, 2018. However, through the City’s adopted fiscal health response plan, the City Council has given direction to aggressively pay down CalPERS unfunded liabilities with available one-time funding. Management’s Discussion and Analysis 8 Government-wide Overall Financial Analysis Statement of Net Position. Net position may serve over time as useful indicator of a government’s financial position. The following is the condensed statement of net position for the fiscal years ended June 30, 2018 and 2017 CONDENSED STATEMENT OF NET POSITION 2017-18 2016-17 2017-18 2016-17 2017-18 2016-17 Current and other assets 59,246,957$ 58,815,853$ 80,111,101$ 78,654,702$ 139,358,058$ 137,470,555$ Capital assets 196,556,470 193,327,618 180,901,769 179,138,958 377,458,239 372,466,576 Total assets 255,803,427 252,143,471 261,012,870 257,793,660 516,816,297 509,937,131 Total Deferred Outflows of Resources 32,103,779 27,295,048 5,091,026 3,883,179 37,194,805 31,178,227 Current liabilities 8,794,714 9,131,747 6,945,644 6,432,263 15,740,358 15,564,010 Noncurrent liabilities 154,947,663 140,534,317 69,870,322 68,286,279 224,817,985 208,820,596 Total liabilities 163,742,377 149,666,064 76,815,966 74,718,542 240,558,343 224,384,606 Total Deferred Inflows of Resources 2,180,281 3,917,831 168,586 817,798 2,348,867 4,735,629 Net position: Net investment in capital assets 171,472,251 165,100,426 136,694,402 131,149,516 308,166,653 296,249,942 Restricted 421,954 2,268,499 1,558,795 2,276,526 1,980,749 4,545,025 Unrestricted (49,909,657) (41,514,301) 50,866,147 52,714,457 956,490 11,200,156 Total Net Position 121,984,548$ 125,854,624$ 189,119,344$ 186,140,499$ 311,103,892$ 311,995,123$ Governmental Activities Business-Type Activities Total For the City, total assets and deferred outflows of resources were greater than liabilities and deferred inflows of resources by $311 million at June 30, 2018. The largest portion of the City’s net position reflects its investment in capital assets in the amount of $308 million (e.g. land, buildings infrastructure, machinery, and equipment), less any related outstanding debt used to acquire those assets. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City’s investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. Management’s Discussion and Analysis 9 Information about changes in net position for fiscal years 2017-18 and 2016-17 is summarized below. Reasons for the changes are discussed in the following sections for governmental activities and business-type activities. 2017-18 2016-17 2017-18 2016-17 2017-18 2016-17 Revenues: Program Revenues: Charges for services*15,506,511$ 15,742,237$ 44,885,394$ 41,786,730$ 60,391,905$ 57,528,967$ Operating grants and contributions*4,116,552 2,584,222 3,099,618 4,180,386 7,216,170 6,764,608 Capital grants and contributions 39,781 40,531 39,781 40,531 General Revenues: Sales taxes (Including 1/2 percent local Sales Tax)24,559,570 24,068,665 24,559,570 24,068,665 Property taxes 11,425,510 10,756,477 11,425,510 10,756,477 Transient occupancy tax 7,514,289 7,381,989 7,514,289 7,381,989 Utility users tax 5,627,356 5,539,407 5,627,356 5,539,407 Property tax in lieu of VLF 4,637,253 4,353,912 4,637,253 4,353,912 Other taxes and fees 4,261,341 3,929,377 4,261,341 3,929,377 Investment earnings 164,434 260,169 320,471 182,261 484,905 442,430 Miscellaneous and other 745,253 737,826 209,300 206,700 954,553 944,526 Total revenues 78,597,850 75,394,812 48,514,783 46,356,077 127,112,633 121,750,889 Program expenses: Public safety 42,097,557 31,806,692 42,097,557 31,806,692 Public utilities 33,682,348 31,459,874 33,682,348 31,459,874 Transportation 9,229,042 9,668,840 8,453,943 7,868,364 17,682,985 17,537,204 Culture and recreation 11,125,792 9,824,262 11,125,792 9,824,262 Community development 13,457,993 14,656,604 13,457,993 14,656,604 General government 1,213,217 644,855 Interest on long-term debt 1,488,183 1,170,984 1,488,183 1,170,984 Total expenses 78,611,784 67,772,237 42,136,291 39,328,238 119,534,858 106,455,620 Increase (decrease) in net position before transfers (13,934) 7,622,575 6,378,492 7,027,839 6,364,558 14,650,414 Transfers 1,198,027 1,051,563 (1,198,027) (1,051,563) - - Change in net position 1,184,093 8,674,138 5,180,465 5,976,276 6,364,558 14,650,414 Net position - beginning of year 125,854,624 117,180,486 186,140,499 180,164,223 311,995,123 297,344,709 Prior year restatement (5,054,169) (2,201,620) (7,255,789) - Net position - end of year 121,984,548$ 125,854,624$ 189,119,344$ 186,140,499$ 311,103,892$ 311,995,123$ SUMMARY OF CHANGES IN NET POSITION Governmental Activities Business-Type Activities Total Governmental Activities. The City’s net position in the Governmental activities decreased by $3.8 million to $122 million on June 30, 2018 due to a current year increase of $1.2 million offset by a $5 million prior year restatement of OPEB obligations necessitated by the implementation of GASB 75 – Accounting and Financial Reporting for Postemployment Benefits Other than Pensions as of July 1, 2017. Overall, the City is continuing to see growth in its revenue base and realized savings in the General Fund above the level anticipated in the fiscal year 2017-18 appropriated budget. Part of this growth trend is the hospitality and tourism sector and a healthy real estate market. In 2017-18, private development remained strong and generated development related permit revenues, as well as development-related impact and in-lieu fees which are held until needed for planned capital outlay. A portion of the City’s net position, $1.9 million, is subject to restrictions imposed by external parties and its use is determined by those restrictions and contractual obligations. This is the fourth year of the GASB 68 Statement implementation by the City requiring the disclosure of the City’s long-term pension liability. Fiscal year 2017-18 is Management’s Discussion and Analysis 10 also the first year of reporting requirements under GASB 75 which lead to the restatements indicated in the Changes of Net Position. Without the prior year restatement, the governmental activities contributed roughly $1.2 million and business-type activities contributed roughly a $5.2 million increase to the combined net position, but restatements totaling $7.3 million decreased the combined net position by $890,000 to $311 million. The total governmental revenue increased from fiscal year 2016-17 by $3.2 million or 4%. Revenues are divided into charges for services, grants and contributions, and general revenues including applicable taxes as listed in the following table. Charges for services are revenues directly related to service activity and related investment earnings and are a mechanism of cost recovery. General revenues represent 75% of the total revenue and are used to pay costs of providing program services. Revenues 2017-18 2016-17 Inc / (Dec)% Charges for services 15,506,511$ 15,742,237$ (235,726)$ -1% Operating grants and contributions 4,116,552 2,584,222 1,532,330 59% Capital grants and contributions 39,781 40,531 (750) -2% General Revenues: Sales taxes (Including 1/2 percent local sales tax)24,559,570 24,068,665 490,905 2% Property taxes 11,425,510 10,756,477 669,033 6% Transient occupancy tax 7,514,289 7,381,989 132,300 2% Utility users tax 5,627,356 5,539,407 87,949 2% Property tax in lieu of VLF 4,637,253 4,353,912 283,341 7% Other taxes and fees 4,261,341 3,929,377 331,964 8% Investment earnings 164,434 260,169 (95,735) -37% Miscellaneous and other 745,253 737,826 7,427 1% Total governmental revenues 78,597,850$ 75,394,812$ 3,203,038$ 4% GOVERNMENTAL ACTIVITY CHANGE IN REVENUE Management’s Discussion and Analysis 11 Top Governmental Activity Revenue Sources. As shown in the graph below, the City’s top five tax revenues accounted for almost 65% of total revenues, with service charges accounting for another 20% and ancillary revenue making up the remainder. Generally, revenues for fiscal year 2017-18 increased from those of the prior fiscal year with Charges for Services being the exception. Sales and use tax -general, $17,055,085 Sales and use tax -Half Percent Sales Tax, $7,504,485 Property tax, $11,425,510 Transient occupancy tax, $7,514,289 Utility users tax, $5,627,356 Property tax in lieu of VLF, $4,637,253 Franchise taxes , $1,597,655 Business tax, $2,663,686 Grants , $4,156,333 Charges for services , $15,506,511 Governmental Revenues The following narrative addresses the significant variances in key revenues from the prior fiscal year: • Sales Tax. Sales Tax increased by $490,000 over the prior year; a modest increase and the City is tracking this major revenue source and the economic factors influencing it carefully. • Property Tax. Property tax revenue including the portion in-lieu of VLF increased by $952,000 indicating a healthy real estate market. • Transient Occupancy Tax (TOT). Increased by $132,000 largely due to flat occupancy rates and increased room rents. • Capital Grants and Contributions. The City was able to secure grants and contributions amounting to $4.1 million which is a 58% increase over the previous year. • Program Expenses: Governmental Activities. Program expenses increased by $10.8 million or 16.0% over the prior fiscal year. Public Safety and Culture and Recreation saw increases in expenses, while Transportation and Community Development decreased from the prior year. Management’s Discussion and Analysis 12 The following chart compares program revenues and expenses which is useful when reviewing the costs of government cost centers: - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 30,000,000 35,000,000 40,000,000 45,000,000 Program Expenses & Revenues: Governmental Activities Expenses Revenues Business-Type Activities. The City’s business-type activities increased $3 million to $189 million at June 30, 2018. Revenue Sources: Business-Type Activities. Operating revenues for services increased by $3.1 million largely due to growth in service charges in the Parking fund and increased rates in the Water and Sewer funds as follows: 1. Water revenues. Total operating revenues increased by $2 million. General water impact fees increased by $865,000 compared to the prior year as a result of an active development environment. 2. Sewer revenues. The overall revenue increased by $545,000 over the prior year showing a stabilization based on increased use as rates had not been increased for 2017-18. 3. Parking fees. In fiscal year 2017-18 the Parking Fund also saw an increase in revenue of $635,000 due to Council approved increases to parking rates. 4. Transit revenues: The revenue received in the Transit fund decreased by $1 million in 2017-18. The variance is due to a $1 million discretionary grant received in 2016-17 that was not available in the current fiscal year. Management’s Discussion and Analysis 13 Program Expenses: Business Type Activities. The program expenses for the proprietary funds increased by $2.8 million, a 7% uptick over the prior fiscal year. The increase is largely based on increased operating cost for the Water and Sewer funds making up $2.2 million of the overall increase in business activities. However, as the chart below illustrates, all funds, except Transit, generated revenues in excess of expenses. - 5,000,000 10,000,000 15,000,000 20,000,000 25,000,000 Water Sewer Parking Transit Program Expenses & Revenues: Business-Type Activities Expenses Revenues Financial Analysis of Governmental Funds As noted earlier, the City uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The following funds have been classified as either governmental or proprietary fund types. Governmental Funds. The focus of the City’s governmental funds is on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unassigned fund balance serves as a useful measure of a government’s net resources available for spending at the end of the fiscal year. • As of June 30, 2018, the City’s governmental funds reported combined ending fund balances of approximately $53.5 million, or an increase of $1 million compared to the prior fiscal year. The total fund balance of the governmental funds consists of the following: o Non-spendable fund balance of $3.4 million represents prepaid items largely pertaining to insurance related obligations. o Restricted fund balance of $1.8 million which have restrictions imposed by external parties or enabling legislation. Funds in this category include Debt Services fund and Supplemental Law Enforcement Funds. Management’s Discussion and Analysis 14 o Committed fund balance of $24.2 million, which have reserves for capital outlay, impact fees programs, general government programs, housing and the net balance of the Half Percent Local Sales Tax. o Assigned fund balance of $17.6 million, which includes the amounts to be used for specific purposes of the City but do not meet the criteria to be classified as restricted or committed. Funds in this category included Contingency funds (20% minimum reserve) and funds to be used for Development Services. o Unassigned fund balance of $6.3 million as of June 30, 2018 Major Governmental Funds. In fiscal year 2017-18 the City maintained one major fund: the General Fund. Changes in the General Fund are highlighted in the Financial Highlights section above. Non-Major Governmental Funds. Non-major funds include 1) the Downtown Business Improvement District Fund, 2) the Transportation Development Act Fund, 3) the Tourism Business Improvement Fund, 4) the Gas Tax Fund, 5) the Community Development Block Grant Fund, 6) the Law Enforcement Grants Fund, 7) the Public Art Contributions Fund, 8) the Insurance Fund 9) the SB1 Road Repair Fund, 10) the SB1186CASP Certify Fund, 11) the Capital Outlay Fund, 12) the Parkland Development Fund, 13) the Open Space Protection Fund, 14) the Airport Area Impact Fee Fund, 15) the Los Osos Valley road Sub-Area Fee Fund, 16) the Waste Water Impact Fee Fund, 17) the Fleet Replacement Fund, 18) the Information Technology Fund, 19) the Affordable Housing Fund, 20) the Transportation Impact Fee Fund, 21) the Infrastructure Investment Fund, and 22) the Debt Service Fund . These funds are presented in the basic financial statements in the aggregate. A significant number of these funds represent activity for capital projects. At June 30, 2018, these funds had an aggregate fund balance of $23.9 million. Of this total, $17.2 million is restricted for payment of debt service or committed to specific future capital projects. The remaining balance of $6.8 million is assigned for contingency reserves and expenditures in subsequent years. More information about these aggregated non-major funds can be found in the combining and individual fund statements and schedules immediately following the required supplementary information. Proprietary Funds. The City’s four enterprise funds provide the same type of information found in the government- wide financial statements, but in more detail. Highlights of the annual activity for these funds have already been presented in the discussion of the business-type activities. General Fund Budgetary Highlights A detailed budgetary comparison schedule for the year ended June 30, 2018 is presented as required supplementary information following the notes to the financial statements. The final budget amounts include changes that were approved by the City Council through June 30, 2018. Management’s Discussion and Analysis 15 The following summarizes the original budget compared with the adjusted final budget for fiscal year 2017-18. The adjusted final budget includes Council approved adjustments as well as administrative budget adjustments in accordance with the City’s adopted fiscal policies and procedures. General Fund Original Budget Final Budget Positive (Negative) Variance Revenues 68,490,660$ 69,547,443$ 1,056,783$ Expenditures 64,315,761 68,785,588 4,469,827 Other sources (uses)(1,438,757) (6,468,655) (5,029,898) Beginning fund balance 26,478,694 26,478,694 - Ending fund balance 29,214,836$ 20,771,894$ (8,442,942)$ BUDGETARY HIGHLIGHTS As discussed below, differences between the original budget and the final amended budget reflect the following key changes: Key revenue source estimates including sales tax, property tax, transient occupancy tax (TOT) and subventions and grants were estimated within a five-year fiscal forecast and updated through the mid-year review. The mid -year review as approved by the City Council in February 2018 increased assumed revenues by $1 million. The following table compares the actual results for revenues, expenditures, and fund balance with the final budget for the General Fund. As the table shows, revenues exceeded the final budget by nearly $2.2 million, while expenditures and other uses ended below the final budget figure by $9.8 million. The net amount for additional uses ended above budgeted resources by $1.6 million. The net result of these variances resulted in the ending fund balance increasing by more than $8.9 million over the amount anticipated in the budget. General Fund Final Budget Actual Positive (Negative) Variance Revenues 69,547,443$ 71,737,084$ 2,189,641$ Expenditures 68,785,588 60,583,436 (8,202,152) Other sources (uses)(6,468,655) (8,055,902) (1,587,247) Beginning fund balance 26,478,694 26,478,694 - Ending fund balance 20,771,894$ 29,576,440$ 8,804,546$ Ending fund balance Nonspendable 3,520,473 3,520,473 Restricted 159,724 159,724 Committed 8,693,113 8,693,113 Assigned 10,868,260 10,868,260 Unassigned 6,334,870 6,334,870 Total ending fund balance 20,771,894$ 29,576,440$ 8,804,546$ BUDGET - ACTUAL COMPARISON Management’s Discussion and Analysis 16 Capital Assets and Debt Administration Capital Assets. Capital assets, including infrastructure, are those assets that are used in the performance of the City’s functions. As of June 30, 2018, the City’s investment in capital assets for its governmental and business type activities amounts increased to $377.5 million (net of accumulated depreciation). The investment in capital assets includes open space, park improvements, buildings and improvements, vehicles and equipment, streets, bikeways, water, wastewater, and storm drain systems. Capital Assets (Net of Depreciation) 2018 2017 2018 2017 2018 2017 Nondepreciable capital assets 42,787,165$ 40,811,362$ 27,060,991$ 21,469,603$ 69,848,156$ 62,280,965$ Depreciable capital assets (net of accumulated depreciation ) 153,769,305 152,516,256 153,840,778 157,669,355 307,610,083 310,185,611 Total Capital Assets 196,556,470$ 193,327,618$ 180,901,769$ 179,138,958$ 377,458,239$ 372,466,576$ Activities Activities Governmental Business-Type Total Major capital asset expenditures during the fiscal year included the following: • $2.9 million for Street and Flood projects including the rehabilitation of LOVR & Madonna Road • $1.4 million for the Margarita sewer lift station replacement • $450,000 Sinsheimer Park equipment replacement • $830,000 in Water system telemetry upgrades • $1,600,00 in Fleet Replacements • $664,000 for I.T equipment replacement. • $200,000 contribution for the new homeless center on Prado Road • $850,000 for low income housing at Bishop Street • $260,000 for improvements to the City/County Library • $373,000 for traffic and bike facilities improvements • $208,000 for ADA trail improvements at Laguna Lake • $235,000 for Open Space maintenance Additional information on the City’s capital assets can be found in Note 5 to the basic financial statements. Long-Term Debt. At June 30, 2018, the City’s long-term debt had decreased by $7 million with $73 million still outstanding. Part of the decrease is the refinancing of three lease revenue bonds that will yield an annual debt payment savings of $370,00. Long- Term Debt 2018 2017 2018 2017 2018 2017 Lease-revenue bonds 23,484,450$ 26,328,540$ 21,815,204$ 24,072,708$ 45,299,654$ 50,401,248$ Lease-purchase financing 1,599,769 1,898,652 1,599,769 1,898,652 Installment sale agreement 6,783,114 7,366,468 6,783,114 7,366,468 Loans 503,101 591,647 15,743,808 16,709,160 16,246,909 17,300,807 Compensated absences 2,468,124 2,422,613 637,526 653,492 3,105,650 3,076,105 28,055,444$ 31,241,452$ 44,979,652$ 48,801,828$ 73,035,096$ 80,043,280$ Governmental Business-Type Total Activities Activities Management’s Discussion and Analysis 17 The California Government Code provides for a limit on debt secured by real property of 3.75% based on market value. The City’s debt management policy, however, sets a lower debt limit of 2% of assessed valuation. As of June 30, 2018, 2% of the assessed valuation was $136,170,000, while the City’s actual debt applicable to the computed limit was $10,314,000. At June 30, 2018, the City did not have any general obligation debt subject to the limit. Additional information about the City’s long-term debt can be found in Note 6 to the basic financial statements. Economic Factors Overall, the economic outlook for San Luis Obispo is stable for now and into 2019, but all signs point to a slowdown into 2020. Employment. Employment growth slowed from 2017 levels, but still shows growth in non-farm jobs. These sustained gains in payroll jobs have helped drive the unemployment rate down to 2.8%, the lowest in nearly two decades. Natural Resources and Construction added the most jobs and nearly one third of non-farm jobs gains. In San Luis Obispo, 1,350 jobs were added in 2017. However, total non-farm employment is likely to increase less than 2% for all of 2018, and growth will slow further beyond 2018. Mounting labor shortages and affordability remain key challenges that will only worsen in the coming years. Sales Tax. Overall, sales tax revenue increased modestly from the first half of 2017 to the first half of 2018. The main force behind the slowdown in consumer and business spending was a decrease in business-to-business spending which fell significantly during that time. Although it is expected that taxable sales continue to grow into 2019, it will be more modest in San Luis Obispo as population growth lags behind other parts of California. As such, San Luis Obispo will rely on continued growth in business activity and tourism. Tourism. Tourism and hospitality are becoming a bigger part of the economy in San Luis Obispo as is seen with the County airport reaching two years of record-breaking passenger levels, making it the fifth-fastest growing airport in the nation. However, income from transient occupancy tax is expected to grow only 2.2% in San Luis Obispo; slightly above the countywide increase of 1.6%. Spending by tourists remains strong as is evident in an increase in hospitality employment and the continued increase in spending at restaurants. Real Estate. The housing market has begun to show signs of slowing and housing inventory remains tight. Though price appreciation continues, it is at a smaller percentage gain compared to recent years. Sales are little changed from a year ago, but the median number of days on the market has increased significantly. In San Luis Obispo, the median house price has increased by 6.7%, but single-family home sales dropped by 9.5%. Construction Activity. Though development permitting activities have been disappointing in the county overall, it remains strong in the City of San Luis Obispo. Year-to-date permit numbers for single-family residences as well as multi-family building are up significantly. There is also noticeable commercial real estate construction either under way or in various permitting stages. Development revenue continues to be strong as planning and building activity continues into 2019. Overall, the economic forecast indicates modest growth relative to the local economy and should be beneficial for the City’s revenue projections into 2019. However, as mentioned above, the possibly of an economic slow-down sometime in the near future is likely. Short-term interest rates have climbed over the past year flattening the Treasury yield curve. An increase in interest rates translates into increase loan rates for consumers making purchases on credit. This could lead to a possible slowdown in home sales as mortgage payments increase as well as in overall consumer confidence and spending. Management’s Discussion and Analysis 18 Additionally, along with its regional partners, the City continues to address the closure of the Diablo Canyon Power Plant and prepare for the impacts to the region due to significant loss of jobs and property taxes. On September 19, 2018, Governor Brown signed SB 1090, directing the CPUC to approve the $85 million economic mitigation settlement and PG&E’s full $350 million proposed employee retention and retraining program. Of the $85 million, the City will receive $1.82 million for economic development and the remaining will be allocated to other surrounding agencies that will likely have an indirect beneficial impact on the City. Next Year’s Budgets and Rates On June 18, 2018, the City Council adopted the 2018-19 Financial plan supplement with an appropriation of $203 million. The significant increase in year two of the financial plan is due to planned debt issuances in the Sewer and Parking funds. Adequate resources are available to fund the proposed expenditures. Sales Tax. The local half-percent sales tax was reauthorized by City voters in November 2014 with over 70% of the vote. The local half-percent sales tax measure is projected to generate over $7.6 million in 2018-19. With the approval of Measure G and the establishment of the Citizen’s Revenue Enhancement Oversight Commission (REOC), the Council is further supported through the body. The REOC reviews, reports, and makes recommendations directly to the City Council regarding revenues and expenditures of half-percent local sales tax. Cannabis Tax. On November 6, 2018, the City’s voters approved a cannabis tax for the retail and production of cannabis related products. The City will begin receiving applications for these establishments in January 2019, with the first ones to open by May 2019. The City estimates new revenue through this measure amounting to $1.5 million annually when the cannabis industry is fully established. The full $1.5 million is not estimated to be realized until the 2019-20 fiscal year General Fund Revenue. Based on the economic outlook, the City’s General Fund five-year forecast assumes slow, but steady growth in all of the revenue streams until 2020, when a further slow down is expected. This is based on growing trends indicating recessionary tendency and a very tight labor market that is already influencing sectors such as construction. Utility Rates. On June 18, 2018, the City Council approved a new rate methodology for both the water and sewer utilities. The rate adoption followed all necessary notifications and public hearings as dictated by Proposition 2018. The following rates and rate components were adopted: Water Rates for 2018-19 Single Family Residential Rate Description Cost Water Base Fee* $20.61 per month Water Usage Tier 1 (1-5 Units) $5.90 per Unit Water Usage Tier 2 (6-12 Units) $6.87 per Unit Water Usage Tier 3 (13+ Units) $12.59 per Unit Sewer Treatment Base Fee $18.69 per month Sewer Treatment** $7.85 per Unit Management’s Discussion and Analysis 19 Multi-Family, Non-Residential, Irrigation Water Rate Description Cost Base Fee by Water Meter Size Monthly Base Fee 3/4 inch or less $20.61 1-inch meter $34.40 1.5-inch meter $68.65 2-inch meter $109.85 3-inch meter $206.10 4-inch meter $343.55 6-inch meter $686.95 8-inch meter $1,099.15 10-inch meter $1,580.15 Water Usage Per Unit Cost Multi-Family $6.73 Non-Residential $8.17 Landscape Irrigation $10.02 Sewer Rates for 2018-19 Multi-Family, Non-Residential Sewer Rate Description Cost Base Fee by Water Meter Size Monthly Base Fee 3/4 inch or less $18.69 1-inch meter $31.21 1.5-inch meter $62.24 2-inch meter $99.62 3-inch meter $186.90 4-inch meter $311.56 6-inch meter $622.93 8-inch meter $996.72 10-inch meter $1,432.94 Sewer Treatment Per Unit Cost All use up to Sewer Cap $7.85 Parking Fund. On June 20, 2017, the City Council approved a multi-year plan, through 2020, to modify the rate structures for fines, forfeitures, as well as the parking rates for meters, structures and most permit types. The parking structures were equipped with new pay stations to implement a 24/7 payment structure. The fund is also preparing for the construction of its fourth structure located on Palm and Nipomo that should begin in 2019-20. Requests for Additional Information This financial report is designed to provide a general overview of the City’s finances for all those with an interest. Questions concerning any of the information provided in this report should be addressed to the Department of Finance, 990 Palm Street, San Luis Obispo, CA 93401. BASIC FINANCIAL STATEMENTS 21 City of San Luis Obispo, California Statement of Net Position June 30, 2018 Governmental Activities Business-Type Activities Total Assets Cash and cash equivalents 7,320,783$ 5,179,325$ 12,500,108$ Investments 38,565,828 59,394,942 97,960,770 Taxes receivable 6,089,431 6,089,431 Accounts receivable 2,430,114 5,405,854 7,835,968 Accrued interest receivable 194,747 276,534 471,281 Due from other governments 1,441,620 1,441,620 Prepaid items and other assets 4,227,173 5,801,331 10,028,504 Cash and investments held by fiscal agent 418,881 1,558,795 1,977,676 Investment in joint venture 1,052,700 1,052,700 Nondepreciable capital assets 42,787,165 27,060,991 69,848,156 Depreciable capital assets (net of accumulated depreciation) 153,769,305 153,840,778 307,610,083 Total assets 255,803,427 261,012,870 516,816,297 Deferred Outflows of Resources Other post-employment benefits related 994,601 214,634 1,209,235 Pension related 31,109,178 4,741,633 35,850,811 Unamortized loss on refunding of debt 134,759 134,759 Total deferred outflows of resources 32,103,779 5,091,026 37,194,805 Liabilities Accounts payable 2,780,742 3,174,675 5,955,417 Accrued salaries 819,678 69,578 889,256 Deposits payable 6,240 6,240 Unearned revenue 1,337,950 1,337,950 Interest payable 122,249 276,484 398,733 Other liabilities 139,428 139,428 Noncurrent liabilities: Due within one year 3,594,667 3,418,667 7,013,334 Due in more than one year 154,947,663 69,870,322 224,817,985 Total liabilities 163,742,377 76,815,966 240,558,343 Deferred Inflows of Resources Other post-employment benefits related 100,347 47,077 147,424 Pension related 2,079,934 121,509 2,201,443 Total deferred inflows of resources 2,180,281 168,586 2,348,867 Net Position Net investment in capital assets 171,472,251 136,694,402 308,166,653 Restricted for: Debt service 418,881 1,558,795 1,977,676 Grant program 3,073 3,073 Unrestricted (49,909,657) 50,866,147 956,490 Total net position 121,984,548$ 189,119,344$ 311,103,892$ The accompanying notes are an integral part of these financial statements. 22 City of San Luis Obispo, California Statement of Activities For the Fiscal Year Ended June 30, 2018 Functions/Programs Expenses Indirect Expense Allocation Charges for Services Operating Grants and Contributions Capital Grants and Contributions Governmental activities: Public safety 35,068,684$ 7,028,873$ 1,881,725$ 1,949,331$ $ Transportation 7,090,879 2,138,163 1,669,563 992,090 39,781 Culture and recreation 9,217,684 1,908,108 3,487,225 Community development 11,000,459 2,457,534 7,355,831 1,074,081 General government 14,745,895 (13,532,678) 1,112,167 101,050 Interest on long-term debt 1,488,183 Total governmental activities 78,611,784 - 15,506,511 4,116,552 39,781 Business-type activities: Water 19,523,736 22,202,069 Sewer 14,158,612 16,753,094 Parking 4,098,840 5,226,780 Transit 4,355,103 703,451 3,099,618 Total business-type activities 42,136,291 44,885,394 3,099,618 - General revenues and transfers: General sales and use taxes Half Percent Sales Tax and use tax Property taxes Transient occupancy tax (TOT) Utility users tax Property tax-in-lieu of vehicle license fees Franchise taxes Business tax Unrestricted investment earnings Other taxes Income from investment in joint venture Transfers Total general revenues and transfers Change in net position Net position, beginning of year Prior year restatements Net position, beginning of year, as restated Net position, end of year Program Revenues The accompanying notes are an integral part of these financial statements. 23 Governmental Activities Business-type Activities Total (38,266,501)$ $ (38,266,501)$ (6,527,608) (6,527,608) (7,638,567) (7,638,567) (5,028,081) (5,028,081) - - (1,488,183) (1,488,183) (58,948,940) - (58,948,940) 2,678,333 2,678,333 2,594,482 2,594,482 1,127,940 1,127,940 (552,034) (552,034) - 5,848,721 5,848,721 17,055,085 17,055,085 7,504,485 7,504,485 11,425,510 11,425,510 7,514,289 7,514,289 5,627,356 5,627,356 4,637,253 4,637,253 1,597,655 1,597,655 2,663,686 2,663,686 164,434 320,471 484,905 745,253 745,253 209,300 209,300 1,198,027 (1,198,027) - 60,133,033 (668,256) 59,464,777 1,184,093 5,180,465 6,364,558 125,872,084 186,847,144 312,719,228 (5,071,629) (2,908,265) (7,979,894) 120,800,455 183,938,879 304,739,334 121,984,548$ 189,119,344$ 311,103,892$ Net Revenues (Expenses) and Changes in Net Position 24 City of San Luis Obispo, California Balance Sheet Governmental Funds June 30, 2018 General Other Governmental Funds Total Governmental Funds Assets Cash and cash equivalents 1,789,983$ 5,530,800$ 7,320,783$ Investments 20,478,568 18,087,260 38,565,828 Taxes receivable 6,089,431 6,089,431 Accounts receivable 1,489,947 938,566 2,428,513 Other receivables 1,601 1,601 Due from other funds 59,274 59,274 Accrued interest receivable 112,100 82,647 194,747 Prepaid items 3,520,473 5,642 3,526,115 Cash and investments held by fiscal agent 418,881 418,881 Total assets 33,541,377$ 25,063,796$ 58,605,173$ Liabilities and Fund Balance Liabilities: Accounts payable 1,784,304$ 996,438$ 2,780,742$ Accrued liabilities 818,225 1,453 819,678 Due to other funds 59,274 59,274 Unearned revenue 1,222,980 114,970 1,337,950 Other liabilities 139,428 139,428 Total liabilities 3,964,937 1,172,135 5,137,072 Fund balance: Nonspendable 3,520,473 (71,687) 3,448,786 Restricted for: Debt service 159,724 1,653,109 1,812,833 Law enforcement grant programs 3,073 3,073 Committed to: Affordable housing programs 3,974,629 3,974,629 General government programs 8,693,113 8,092,594 16,785,707 Impact fee programs 595,256 595,256 Open space programs 2,363,347 2,363,347 Contingency fund 519,885 519,885 Assigned to: Contingency fund 10,171,464 900,000 11,071,464 Development services 596,796 5,861,455 6,458,251 City attorney 100,000 100,000 Unassigned 6,334,870 6,334,870 Total fund balance 29,576,440 23,891,661 53,468,101 Total liabilities and fund balance 33,541,377$ 25,063,796$ 58,605,173$ The accompanying notes are an integral part of these financial statements. 25 City of San Luis Obispo, California Reconciliation of the Governmental Funds Balance Sheet to the Government-wide Statement of Net Position June 30, 2018 Total fund balance - governmental funds 53,468,101$ Capital assets at estimated historical cost 292,958,114 Accumulated depreciation (96,401,644) 196,556,470 994,601 31,109,178 701,058 Lease revenue bonds 21,927,775 Lease purchase financing 1,599,769 Compensated absences 2,468,124 Conservation loan 503,101 Bond premium 1,556,675 Accrued interest payable 122,249 (28,177,693) Net pension liability is not a current financial resource and, therefore, is not reported in the governmental funds. (125,366,130) Net OPEB liability is not a current financial resource and, therefore, is not reported in the governmental funds. (5,120,756) (100,347) (2,079,934) Total net position - governmental activities 121,984,548$ Capital assets used in governmental activities are not financial resources and therefore are not reported in the funds. Long-term liabilities, including related interest payable, are not due and payable in the current period and therefore are not reported in the funds. Other long-term assets are not available to pay for current period expenditures and therefore are not reported in the governmental funds. Deferred outflows of resources, pension related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources, pension related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred inflow of resources, OPEB related, are not current assets or resources; and they are not due in the current period and therefore are not reported in the governmental funds. Deferred outflows of resources, OPEB related, are not current asset or resources; and they are not due in the current period and therefore are not reported in the governmental funds. The accompanying notes are an integral part of these financial statements. 26 City of San Luis Obispo, California Statement of Revenues, Expenditures and Changes in Fund Balances Governmental Funds For the Fiscal Year Ended June 30, 2018 General Other Governmental Funds Total Governmental Funds Revenues: Sales and use tax - general 17,055,085$ $ 17,055,085$ Sales and use tax - Half Percent Sales Tax 7,504,485 7,504,485 Sales tax - Prop 172 397,488 397,488 Property tax 11,425,510 11,425,510 Transient occupancy tax 7,514,289 7,514,289 Utility users tax 5,627,356 5,627,356 Property tax in lieu of VLF 4,637,253 4,637,253 Franchise taxes 1,597,655 1,597,655 Business tax 2,663,686 2,663,686 Real property transfer tax 347,765 347,765 Fines, forfeitures and penalties 199,374 199,374 Use of money and property 26,220 138,214 164,434 Subventions and grants 1,992,426 2,163,907 4,156,333 Charges for services 10,215,651 4,457,095 14,672,746 Miscellaneous 532,841 101,550 634,391 Total revenues 71,737,084 6,860,766 78,597,850 Expenditures: Current: General government 12,477,019 232,305 12,709,324 Public safety 28,711,689 151,217 28,862,906 Transportation 3,547,684 17,338 3,565,022 Leisure, cultural and social services 7,734,263 836,921 8,571,184 Community development 8,018,554 2,797,113 10,815,667 Debt service: Principal 14,646,127 1,019,777 15,665,904 Interest and fiscal charges 6,575 1,517,605 1,524,180 Capital outlay: Public safety 506,491 506,491 Transportation 6,419,137 6,419,137 Leisure, cultural and social services 981,768 981,768 Community development 525,105 525,105 General government 1,192,424 1,192,424 Total expenditures 75,141,911 16,197,201 91,339,112 Deficiency of revenues under expenditures (3,404,827) (9,336,435) (12,741,262) The accompanying notes are an integral part of these financial statements. 27 City of San Luis Obispo, California Statement of Revenues, Expenditures, and Changes in Fund Balances Governmental Funds, continued For the Fiscal Year Ended June 30, 2018 Page 2 General Other Governmental Funds Total Governmental Funds Other Financing Sources (Uses): Proceeds from debt refunding issuance including bond premium 12,472,698$ $ 12,472,698$ Transfers in 7,600,244 12,214,900 19,815,144 Transfers out (13,570,369) (5,046,748) (18,617,117) Total other financing sources (uses)6,502,573 7,168,152 13,670,725 Net change in fund balance 3,097,746 (2,168,283) 929,463 Fund balance, beginning of year 26,496,154 26,059,944 52,556,098 Prior year restatements (17,460) (17,460) Fund balance, beginning of year, as restated 26,478,694 26,059,944 52,538,638 Fund balance, end of year 29,576,440$ 23,891,661$ 53,468,101$ The accompanying notes are an integral part of these financial statements. 28 City of San Luis Obispo, California Reconciliation of the Governmental Funds Statement of Revenues, Expenditures, and Changes in Fund Balances to the Government-wide Statement of Activities and Changes in Net Position For the Fiscal Year Ended June 30, 2018 Total net change in fund balance - governmental funds 929,463$ Expenditures for capital outlay - governmental funds 9,624,925 Depreciation expense (6,389,176) 3,235,749 Loss on disposal of capital asset (6,897) Repayments of long-term debt are recognized as expenditures in the governmental funds. In the government-wide statements, repayments of long-term liabilities are reported as reductions of liabilities. Expenditures for repayment of the principal portion of long-term debt were:15,665,904 The issuance of long-term debt provides current financial resources to governmental funds. This transaction, however, has no effect on net position. Proceeds from the issuance of bonds was: (11,072,775) The issuance of long-term debt provides current financial resources to governmental funds. This transaction, however, has no effect on net position. Proceeds from the issuance of lease-purchase financing was: (330,000) Bond premiums are reported in the governmental funds when the bonds are issued, and are capitalized and amortized in the statement of net position. The amount of bond premiums capitalized during the current period was: (1,069,923) it is due. In the statement of activities, interest expense is recognized as the interest accrues, regardless of when it is due. The difference between interest expense paid and interest accrued was:(2,316) 38,313 Changes in actuarially determined claim liabilities for uninsured claims do not provide current financial resources and are not reported in the governmental funds. (123,804) governmental funds. In the statement of activities, compensated absences are measured by the amounts earned. The difference between compensated absences paid and compensated absences earned was:(45,511) Pension expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds (6,366,778) OPEB expenses reported in the statement of activities do not require the use of current financial resources and, therefore, are not reported as expenditures in governmental funds 332,668 Total change in net position - governmental activities 1,184,093$ Compensated absences are measured by the amounts paid during the period in the Capital outlay net of depreciation expense and disposal. Interest on long-term debt is recognized as an expenditure in the governmental funds when Change in unamortized discount/premium (netted with debt) The accompanying notes are an integral part of these financial statements. 29 City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds June 30, 2018 Water Sewer Parking Transit Totals Assets Current assets: Cash and cash equivalents 1,532,390$ 2,290,334$ 1,240,747$ 115,854$ 5,179,325$ Investments 17,580,648 26,278,261 14,206,788 1,329,245 59,394,942 Accounts receivable 2,718,691 2,520,490 90,515 76,158 5,405,854 Accrued interest receivable 92,347 118,031 59,589 6,567 276,534 Prepayments 5,794,131 7,200 5,801,331 Due from other governments 1,441,620 1,441,620 Total current assets 27,718,207 31,214,316 15,597,639 2,969,444 77,499,606 Noncurrent assets: Cash and investments held by fiscal agent 1,554,220 506 4,069 1,558,795 Investment in joint venture 1,052,700 1,052,700 Capital assets: Land 945,926 2,176,114 5,947,455 9,069,495 Public art 74,100 74,100 Infrastructure 98,703,469 87,084,133 29,149,949 221,744 215,159,295 Buildings and improvements 19,134,912 5,024,388 888,420 5,101,506 30,149,226 Equipment 4,474,806 5,920,628 393,704 9,309,743 20,098,881 Construction in progress 2,360,018 14,953,478 570,567 33,333 17,917,396 Total capital assets 125,619,131 115,158,741 37,024,195 14,666,326 292,468,393 Less accumulated depreciation (53,205,191) (37,387,289) (12,913,561) (8,060,583) (111,566,624) Capital assets, net of accumulated depreciation 72,413,940 77,771,452 24,110,634 6,605,743 180,901,769 Total noncurrent assets 75,020,860 77,771,958 24,114,703 6,605,743 183,513,264 Total assets 102,739,067 108,986,274 39,712,342 9,575,187 261,012,870 Deferred Outflows of Resources Pension related 1,975,740 2,110,988 512,908 141,997 4,741,633 Other post-employment benefits related 92,686 94,431 20,083 7,434 214,634 Unamortized loss on refunding of debt 134,759 134,759 Total deferred outflow of resources 2,203,185 2,205,419 532,991 149,431 5,091,026 Enterprise Funds The accompanying notes are an integral part of these financial statements. 30 City of San Luis Obispo, California Statement of Fund Net Position Business-Type Activities – Enterprise Funds, continued June 30, 2018 Page 2 Water Sewer Parking Transit Totals Enterprise Funds Liabilities Current liabilities: Accounts payable 516,185$ 2,312,379$ 75,486$ 270,625$ 3,174,675$ Accrued liabilities 27,712 30,241 9,358 2,267 69,578 Compensated absences 171,869 246,063 20,559 9,689 448,180 Deposits payable 6,240 6,240 Interest payable 128,035 44,621 103,828 276,484 Current portion of long-term debt 1,410,799 911,066 648,622 2,970,487 Total current liabilities 2,260,840 3,544,370 857,853 282,581 6,945,644 Noncurrent liabilities: Compensated absences 106,062 55,640 21,162 6,482 189,346 Lease revenue bonds 14,800,176 363,058 5,275,720 20,438,954 Installment sale agreement 6,181,903 6,181,903 State loan/note payable 2,894,282 7,533,740 4,322,760 14,750,782 Net pension liability 10,687,147 11,538,432 2,995,720 685,651 25,906,950 Net other post-employment benefits liability 990,028 1,072,658 274,668 65,033 2,402,387 Total noncurrent liabilities 29,477,695 26,745,431 12,890,030 757,166 69,870,322 Total liabilities 31,738,535 30,289,801 13,747,883 1,039,747 76,815,966 Deferred Inflows of Resources Pension related 50,073 54,254 13,892 3,290 121,509 Other post-employment benefits related 19,401 21,020 5,382 1,274 47,077 Total deferred inflow of resources 69,474 75,274 19,274 4,564 168,586 Net Position Net investment in capital assets 53,443,442 62,781,685 13,863,532 6,605,743 136,694,402 Restricted: Debt service 1,554,220 506 4,069 1,558,795 Subsequent year expenditures 585,126 4,860,676 87,258 8,308 5,541,368 Unrestricted 17,551,455 13,183,751 12,523,317 2,066,256 45,324,779 Total net position 73,134,243$ 80,826,618$ 26,478,176$ 8,680,307$ 189,119,344$ The accompanying notes are an integral part of these financial statements. 31 City of San Luis Obispo, California Statement of Revenues, Expenses and Changes in Fund Net Position Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2018 Water Sewer Parking Transit Total Operating revenues: Charges for sales and service 19,779,515$ 15,757,880$ 4,532,346$ 690,168$ 40,759,909$ Impact fees 2,131,345 681,878 2,813,223 Fines and forfeitures 620,665 620,665 Other revenues 285,272 341,078 148,496 774,846 Total operating revenues 22,196,132 16,780,836 5,301,507 690,168 44,968,643 Operating expenses: Salaries and benefits 4,578,651 4,840,962 1,464,217 341,331 11,225,161 Supplies and maintenance 1,271,043 3,359,972 272,159 358,224 5,261,398 Contract services 8,815,633 921,610 639,990 2,615,011 12,992,244 General government 1,485,450 1,695,070 622,189 319,987 4,122,696 Depreciation 2,645,460 3,046,316 649,493 720,550 7,061,819 Total operating expenses 18,796,237 13,863,930 3,648,048 4,355,103 40,663,318 Operating income (loss)3,399,895 2,916,906 1,653,459 (3,664,935) 4,305,325 Nonoperating revenues (expenses) Interest on investments, net 111,060 117,523 85,312 6,576 320,471 Grants 3,099,618 3,099,618 Interest expense (727,499) (294,682) (450,792) (1,472,973) Income from investment in joint venture 209,300 209,300 Miscellaneous nonoperating revenues (expenses)5,937 (27,742) (74,727) 13,283 (83,249) Total nonoperating revenues (expenses)(401,202) (204,901) (440,207) 3,119,477 2,073,167 Income (loss) before transfers and capital contributions 2,998,693 2,712,005 1,213,252 (545,458) 6,378,492 Transfers (934,306) (772,599) 570,276 (61,398) (1,198,027) Total transfers (934,306) (772,599) 570,276 (61,398) (1,198,027) Change in net position 2,064,387 1,939,406 1,783,528 (606,856) 5,180,465 Net position, beginning of year 72,428,064 80,134,823 24,939,193 9,345,064 186,847,144 Prior year restatements (1,358,208) (1,247,611) (244,545) (57,901) (2,908,265) Net position, beginning of year, as restated 71,069,856 78,887,212 24,694,648 9,287,163 183,938,879 Net position, end of year 73,134,243$ 80,826,618$ 26,478,176$ 8,680,307$ 189,119,344$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 32 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds For the Fiscal Year Ended June 30, 2018 Water Sewer Parking Transit Total Cash flows from operating activities: Cash received from customers 22,252,041$ 16,892,649$ 5,008,925$ 614,099$ 44,767,714$ Cash payments to suppliers for goods and services (10,238,775) (3,541,370) (953,170) (3,039,986) (17,773,301) Cash payments to General Fund for interfund services (1,485,450) (1,695,070) (622,189) (319,987) (4,122,696) Cash payments to employees for services (4,420,685) (4,422,469) (1,240,701) (316,537) (10,400,392) Other cash receipts (27,742) (74,727) 13,283 (89,186) Other cash payments 5937 5,937 Net cash provided by (used in) operating activities 6,113,068 7,205,998 2,118,138 (3,049,128) 12,388,076 Cash flows from noncapital financing activities: Operating grants received 3,048,139 3,048,139 Transfers to other funds (934,306) (772,599) 570,276 (61,398) (1,198,027) Net cash provided by (used in) noncapital financing activities (934,306) (772,599) 570,276 2,986,741 1,850,112 Cash flows from capital and related financing activities: Acquisition and construction of capital assets (1,354,877) (7,205,173) (74,045) (190,535) (8,824,630) Principal paid on debt financing (1,787,728) (1,301,008) (6,549,699) (9,638,435) Interest paid on debt financing (713,848) (297,125) (450,792) (1,461,765) Proceeds from issuance of debt 321,195 355,005 5,156,025 5,832,225 Net cash used in capital and related financing activities (3,535,258) (8,448,301) (1,918,511) (190,535) (14,092,605) Cash flows from investing activities: Interest on investments, net 83,346 92,006 68,337 5,522 249,211 Net cash provided by investing activities 83,346 92,006 68,337 5,522 249,211 Net change in cash and cash equivalents 1,726,850 (1,922,896) 838,240 (247,400) 394,794 Cash and cash equivalents, beginning of year 18,940,408 30,491,997 14,613,364 1,692,499 65,738,268 Cash and cash equivalents, end of year 20,667,258$ 28,569,101$ 15,451,604$ 1,445,099$ 66,133,062$ Enterprise Funds The accompanying notes are an integral part of these financial statements. 33 City of San Luis Obispo, California Statement of Cash Flows Business-Type Activities – Enterprise Funds, continued For the Fiscal Year Ended June 30, 2018 Page 2 Water Sewer Parking Transit Total Reconciliation of operating income (loss) to net cash provided by (used in) operating activities: Operating income (loss)3,399,895$ 2,916,906$ 1,653,459$ (3,664,935)$ 4,305,325$ Adjustments to reconcile operating income (loss) to net cash provided by (used in) operating activities: Depreciation 2,645,460 3,046,316 649,493 720,550 7,061,819 Other revenues and expenses 5,937 (27,742) (74,727) 13,283 (83,249) Change in assets, deferred outflows of resources, liabilities, and deferred inflows of resources: Accounts receivable 71,449 111,813 (42,582) (76,069) 64,611 Prepaid expense (175,094) 24,862 (150,232) Accounts payable 22,995 715,350 (41,021) (66,751) 630,573 Deposits payable (15,540) (250,000) (265,540) Accrued salaries and compensated absences (24,310) 29,338 17,211 (818) 21,421 Deferred pensions and net pension liability (734,467) (610,092) (53,662) (33,261) (1,431,482) Deferred OPEB and net OPEB liability 916,743 999,247 259,967 58,873 2,234,830 Net cash provided by (used in) operating activities 6,113,068$ 7,205,998$ 2,118,138$ (3,049,128)$ 12,388,076$ Reconciliation of cash and investments to the balance sheet: Cash and cash equivalents 1,532,390$ 2,290,334$ 1,240,747$ 115,854$ 5,179,325$ Investments 17,580,648 26,278,261 14,206,788 1,329,245 59,394,942 Cash and investments held by fiscal agent 1,554,220 506 4,069 1,558,795 Total cash and investments 20,667,258$ 28,569,101$ 15,451,604$ 1,445,099$ 66,133,062$ Noncash investing, capital, and financing activities: None Enterprise Funds The accompanying notes are an integral part of these financial statements. 34 City of San Luis Obispo, California Statement of Net Position – Fiduciary Funds Agency Funds June 30, 2018 Assets Current assets: Cash and cash equivalents 2,880,001$ Investments 1,869,592 Accounts receivable 52,655 Accrued interest receivable 12,705 Other assets 36,964 Deferred outflows of resources - pension and OPEB related 268,219 Capital assets, net of accumulated depreciation 1,188,758 Total assets 6,308,894$ Liabilities Current liabilities: Accounts payable 178,678$ Accrued liabilities 41,003 Other liabilities 2,536,851 Deferred inflows of resources - pension and OPEB related 8,967 Net pension liability 1,377,970 Net OPEB liability 127,770 Due to agency participants 2,037,655 Total liabilities 6,308,894$ The accompanying notes are an integral part of these financial statements. 35  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page Note 1: Summary of Significant Accounting Policies 38 Description of the Reporting Entity 38 Government-wide and Fund Financial Statements 38 Measurement Focus, Basis of Accounting and Basis of Presentation 39 Assets, Liabilities, and Net Position or Fund Balance 41 Reconciliation of Government-wide and Fund Financial Statements 44 Budgets and Budgetary Accounting 45 Fair Value Measurements 47 Note 2: Cash and Investments 47 Funds with Fiscal Agent 48 Investments 48 Note 3: Property Taxes 53 Note 4: Due from Other Governments 55 Note 5: Capital Assets 55 Note 6: Long-Term Debt 57 Summary of Long-Term Debt 57 Governmental Activities Summary 58 Revenue Bonds 58 Lease-Purchase Financing 59 2014 Energy Sources Conservation State Loan 60 Business-Type Activities Summary 61 Revenue Bonds 61 Loans 63 Installment Sale Agreements 63 36  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2018 Page 2 Page Note 7: Pension Plans 64 Agent-Multiple Employer Plan 65 General Information about the Pension Plan 65 Net Pension Liability 66 Changes in the Net Pension Liability 68 Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 69 Payable to the Pension Plan 70 Cost Sharing Employer Plan 70 General Information about the Pension Plans 70 Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions 72 Payable to the Pension Plan 75 Note 8: Other Post-Employment Benefits 76 General Information about OPEB 76 Net OPEB Liability 77 Changes in the Net OPEB Liability 79 OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB 80 Payable to the OPEB Plan 81 Note 9: Interfund Transactions 81 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements 82 Whale Rock Commission 82 San Luis Obispo Regional Transit Authority 83 San Luis Obispo Council of Governments 84 Nacimiento Water Supply Project 84 37  City of San Luis Obispo, California Notes to the Financial Statements Table of Contents June 30, 2018 Page 3 Page Note 11: Risk Management 85 California Joint Powers Insurance Authority 85 Self-Insurance Programs of the Authority 86 Adequacy of Protection 87 Self-Insurance 87 Note 12: Operating Lease 88 Note 13: Commitments and Contingencies 88 Litigation 88 Grant Awards 88 Regional Transit Authority Pension Expense 88 Note 14: Construction and Other Significant Commitments 89 Note 15: Fund Balance Deficiency 89 Note 16: Subsequent Events 89 Diablo Power Plan Closure Settlement Agreement 89 2018 Water Revenue Refunding Bonds 90 2018 Clean Water State Revolving Fund Loan 90 Note 17: New Accounting Standards 90 Accounting Standards Adopted 90 New Accounting Standards 91 Note 18: Prior Year Restatements 92      38  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Note 1: Summary of Significant Accounting Policies The basic financial statements of the City of San Luis Obispo (City) have been prepared in conformity with U.S. Generally Accepted Accounting Principles (GAAP), as applied to governmental agencies. The Governmental Accounting Standards Board (GASB) is the accepted standard setting body for establishing governmental accounting and financial reporting principles. The following is a summary of the more significant policies: Description of the Reporting Entity The City is a California charter city. It was incorporated on February 19, 1856 and chartered on May 1, 1876. It is organized in accordance with the Council-Mayor-City Manager form of government. With a population of approximately 46,548, the City provides a broad range of municipal services, including police and fire protection, parks and recreation, water and sewer utilities, street maintenance, public transportation, parking, planning, building and safety, and other general government services. As required by GAAP, these financial statements present the City (the primary government) and its component units, entities for which the government is considered to be financially accountable. Blended component units, although legally separate entities, are in substance part of the government's operations which creates the need to include their financial information with that of the primary government. The City has no component units that require discrete presentation in accordance with GASB standards. Blended Component Unit. The City has identified The San Luis Obispo Capital Improvement Board (the Board) as a blended component unit in accordance with GASB standards. The Board provides financing for the construction and acquisition of City facilities. The Board consists of members of the City Council. Activities of the Board are accounted for in the applicable City governmental fund and consist of the issuance of debt secured by the lease of property. Separate financial statements are not prepared for the San Luis Obispo Capital Improvement Board. Government-wide and Fund Financial Statements The government-wide financial statements (i.e. the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component unit. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business- type activities, which rely primarily on fees and charges for services. The statement of activities demonstrates the degree to which the direct expenses of a given function or segment are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. The indirect expense allocation transfers general support services to operating programs based on the most current Cost Allocation Plan. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or segment and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or segment. Taxes and other items not properly included among program revenues are reported instead as general revenues. 39 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 2 Note 1: Summary of Significant Accounting Policies (Continued) Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. Measurement Focus, Basis of Accounting and Basis of Presentation The government-wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the proprietary funds. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are charges between the government’s enterprise funds and various other functions of the government. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government generally considers revenues to be available if they are collected within 60 days of the end of the current fiscal period. An exception to this timeframe is made to allow for the recognition of the final property tax distributions received from the County, if necessary, as well as for sales tax revenues received in September. This later provision is made in order for the City’s revenue stream to match that recognized by the State of California. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, sales taxes, franchise taxes, licenses, and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. All other revenue items are considered to be measurable and available only when cash is received by the government. Major Funds and Other Funds. GASB Standards define major funds and require that the City’s major governmental funds be identified and presented separately in the fund financial statements. All other funds, called non-major funds, are combined and reported in a single column, regardless of their fund type. Major funds are defined as funds that have assets, liabilities, revenues, or expenditures/expenses equal to ten percent of their fund-type total and at least five percent of the grant total. The General Fund is always a major fund. The City may also select other funds it believes should be presented as major funds. 40  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 3 Note 1: Summary of Significant Accounting Policies (Continued) The City reports the following major governmental funds: General Fund. This fund is the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The only proprietary funds the City reports are the Enterprise Funds, all of which are major funds. Proprietary funds are accounted for on the economic resources measurement focus and the accrual basis of accounting. Under this method, revenues are recorded when earned and expenses are recorded at the time liabilities are incurred. The City reports the following major enterprise funds: Water Fund. This fund accounts for the provision of water services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Sewer Fund. This accounts for the provision of wastewater collection and treatment services to the residents of the City as well as some customers in the County. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Parking Fund. This fund accounts for activities related to the implementation of the Access and Parking Management Plan, including the operation of municipal parking lots, parking structures, parking meters and residential parking districts. All activities necessary to provide such services are accounted for in this fund, including, but not limited to, administration, operations, maintenance, capital improvements and debt service. Transit Fund. This fund accounts for the operation and maintenance of the City's transit system. Although user fees are not the primary funding source for the operation of the system, the State of California and the Federal government, which provide the major funding sources for the system, require that local transit systems be accounted for on an enterprise fund basis. Proprietary funds distinguish operating revenues and expenses from non-operating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as non- operating revenues and expenses. The City has established nine Agency Funds, which are used to account for funds held by the City as an agent for private individuals, organizations or other governmental agencies. Agency funds are accounted for using the accrual basis of accounting. See page 135 for a complete list of Agency Funds.    41 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 4 Note 1: Summary of Significant Accounting Policies (Continued) Assets, Liabilities, and Net Position or Fund Balance Cash, Cash Equivalents and Investments. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of current requirements is invested and reported as investments. It is the City’s intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity or yield of the portfolio. The City's cash and cash equivalents are considered to be cash on hand, demand deposits and short-term investments with original maturities of three months or less from the date of acquisition. Cash and investments held by fiscal agents are treated as cash equivalents for purposes of the statement of cash flows. Highly liquid investments with maturities of one year or less at time of purchase are stated at the amortized cost. All other investments are stated at fair value. Market value is used as fair value for those investments where market quotations are readily available. Receivables and Payables. Activity between funds that are representative of lending/borrowing arrangements outstanding at the end of the fiscal year are referred to as “due to/from other funds”. All receivables are shown net of any allowance for uncollectible accounts if material. Charges for utility services rendered but unbilled as of June 30 are accrued and are recognized as revenues. Prepaids and Inventories. The City has no significant inventories. The cost of any inventoriable item has been recorded as an expenditure or expense at the time of purchase. Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepayments in the governmental funds are accounted for using the consumption method. Restricted Assets. Certain proceeds of debt financings, as well as resources set aside for their repayment, are classified as restricted assets on the balance sheet because they are maintained in separate trust bank accounts and their use is limited by applicable debt covenants. Notes 2 and 6 have additional information on funds held by fiscal agents. Capital Assets. Capital assets, which include property, plant, equipment and infrastructure assets (such as streets, sidewalks and bridges), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements, and in the proprietary funds statement of net position. Capital assets are defined by the City as assets with an initial, individual cost of more than $25,000 and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets, donated works of art and similar items, and capital assets received in a service concession arrangement would be reported at acquisition value rather than fair value. The costs of normal maintenance and repairs that do not add to the value of assets or materially extend assets’ lives are not capitalized. Major outlays for capital assets and improvements 42 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 5 Note 1: Summary of Significant Accounting Policies (Continued) are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of the business- type activities is included as part of the capitalized value of the assets constructed. Detailed information on the City’s capital assets can be found in Note 5. Property, plant and equipment of the City are depreciated using the straight line method over the following estimated useful lives: Assets Years Infrastructure 20-100 Buildings and structures 20-50 Improvements other than buildings 10-100 Equipment 3-21 Deferred Outflows and Inflows of Resources. The City recognizes deferred outflows and inflows of resources in the Statement of Net Position. A deferred outflow of resources is defined as a consumption of net position by the City that is applicable to a future reporting period. The City has deferred outflows of resources related to pensions, other post- employment benefits (OPEB), and unamortized loss on refundings of debt. A deferred inflow of resources is defined as an acquisition of net position by the City that is applicable to a future reporting period. The City has deferred inflows of resources related to pensions and OPEB. Compensated Absences. City employees are granted vacation and sick leave in varying amounts. In the event of termination, employees are reimbursed for the total value of their accumulated vacation days. Employees are reimbursed for 10% to 30% of the accumulated sick leave only upon retirement and only after at least 10 years of service. In selected cases, similar accumulated sick leave reimbursements may be available after 20 years of continuous employment. An employee's estate is reimbursed for 30% of the employee's accumulated sick leave in the event of death while in the City's employ. A liability for compensated absences is accrued in the government-wide and proprietary funds financial statements. Long-Term Obligations. In the government-wide financial statements, and proprietary funds in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary funds statement of net position. Bond premiums and discounts and deferred amounts on refunding are deferred and amortized over the life of the bonds. Deferred amounts on refunding are reported separately from assets and liabilities in the Statement of Net Position. Bonds payable are reported net of the applicable bond premium or discount. Bond issuance costs are expensed as incurred. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the period they originate. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. 43 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 6 Note 1: Summary of Significant Accounting Policies (Continued) Net Pension Liability. The City recognizes a net pension liability, which represents the City’s proportionate share of the excess of the total pension liability over the fiduciary net position of the pension reflected in the actuarial reports provided by the California Public Employees’ Retirement System (CalPERS) plans (Plans). The net pension liability is measured as of the City’s prior fiscal year-end. Changes in the net pension liability are recorded, in the period incurred, as pension expense or as deferred inflows of resources or deferred outflows of resources depending on the nature of the change. The changes in the net pension liability that are recorded as deferred inflows of resources or deferred outflows of resources (that arise from changes in actuarial assumptions or other inputs and differences between expected or actual experience) are amortized over the weighted average remaining service life of all participants in the respective pension plan and are recorded as a component of pension expense beginning with the period in which they are incurred. For purposes of measuring the net pension liability and deferred outflows/inflows of resources related to pensions, and pension expense, information about the fiduciary net position of the City’s CalPERS Plans and additions to/deductions from the Plans’ fiduciary net position have been determined on the same basis as they are reported by CalPERS. For this purpose, benefit payments (including refunds of employee contributions) are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. Projected earnings on pension investments are recognized as a component of pension expense. Other Post-Employment Benefits (OPEB) Liability. For purposes of measuring net OPEB liability, deferred outflows of resources and deferred inflows of resources related to OPEB, and OPEB expense, information about the fiduciary net position of the City’s plan (OPEB Plan), and additions to or deductions from the OPEB Plan’s fiduciary net position, have been determined on the same basis as they are reported by the California Employer’s Retiree Benefit Trust Program (CERBT). For this purpose, benefit payments (including refunds of employee contributions) are recognized when currently due and payable in accordance with benefit terms. Investments are reported at fair value. Generally accepted accounting principles require that the reported OPEB results must pertain to liability and asset information within certain defined timeframes. For this report, the following timeframes are used: Valuation Date June 30, 2017 Measurement Date June 30, 2017 Measurement Period July 1, 2016 to June 30, 2017 Fund Equity. In the fund financial statements, fund balance for governmental funds is reported in classifications that comprise a hierarchy based primarily on the extent to which the City is bound to honor constraints on the specific purpose for which amounts in the funds can be spent. Fund balance is reported in five components in accordance with GASB Statement No. 54 Fund Balance Reporting and Governmental Fund Type Definitions – nonspendable, restricted, committed, assigned and unassigned. The City Council may take action via minute order to add, delete or amend a fund balance commitment that is not required as a condition of a bond covenant or other external, legal requirement. Nonspendable. This component includes amounts that cannot be spent because they are either (a) not in spendable form or (b) legally or contractually required to be maintained intact. 44 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 7 Note 1: Summary of Significant Accounting Policies (Continued) Restricted. This component consists of amounts that have constraints placed on them either externally by third-parties (creditors, grantors, contributors, or laws or regulations of other governments) or by law through constitutional provisions or enabling legislation. Enabling legislation authorizes the City to assess, levy, charge or otherwise mandate payment of resources (from external resource providers) and includes legally enforceable requirements (compelled by external parties) that those resources be used only for the specific purposes stipulated in the legislation. Committed. This component consists of amounts that can only be used for specific purposes pursuant to constraints imposed by minute order authorized by the City Council. Also included in this component are encumbrances which represent legal and binding obligations for the acquisition of future goods and services. Those committed amounts established by minute order cannot be used for any other purpose unless the City Council adopts a new minute order so directing. With respect to encumbered amounts, the City may take steps to cancel the order for goods or services and thereby terminate the obligation. Assigned. This component consists of amounts that are constrained by the City’s intent to be used for specific purposes, but are neither restricted nor committed. The City Manager or Director of Finance are authorized by City Council, via formal action at regular public meetings, to assign amounts to a specific purpose. Constraints imposed on the use of assigned amounts can be removed with no formal Council actions. Unassigned. This component is the residual classification for the General Fund and includes all amounts not contained in the other classifications. Unassigned amounts are technically available for any purpose. The General Fund is the only fund that reports a positive unassigned fund balance amount. Other governmental funds may report negative unassigned fund balance, which occurs when a fund has a residual deficit after allocation of fund balance to the nonspendable, restricted or committed categories. Fund Balance Spending Practice. The City follows a practice in which restricted, committed, assigned, and unassigned fund balances are spent when more than one amount is available for a specific purpose. When both restricted and unrestricted resources are available for use, it is the City’s policy to use restricted resources first, then unrestricted resources (committed, assigned and unassigned) as they are needed. When unrestricted resources (committed, assigned and unassigned) are available for use, it is the City’s policy to use committed resources first, then assigned, and then unassigned as they are needed. Reconciliation of Government-wide and Fund Financial Statements A reconciliation between total fund balance of the governmental funds and total net position of the governmental activities as reported in the government-wide statement of net position is presented in the basic financial statements. A reconciliation between total net change in fund balance of the governmental funds and total change in net position of governmental activities as reported in the government-wide statement of activities is presented in the basic financial statements. 45 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 8 Note 1: Summary of Significant Accounting Policies (Continued) There are no differences between total net position of the proprietary funds and total net position of the business-type activities as reported in the government-wide statement of net position. Budgets and Budgetary Accounting Overview. The City has received national recognition for its use of a two-year Financial Plan and budgetary process that emphasizes long-range planning and effective program management. Significant features of the City's two-year Financial Plan include the integration of Council goal-setting into the budgetary process and the extensive use of formal policies and measurable objectives. The Financial Plan includes operating budgets for two years and a capital improvement plan (CIP) covering five years. Under this multi-year approach, appropriations continue to be made annually; however, the Financial Plan is the foundation for preparing the budget for the second year. Additionally, unexpended operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Management Policies. The overall goal of the City's Financial Plan is to link what the City wants to accomplish over the next two years with the resources required to do so. Formal statements of budgetary policies and major objectives provide the foundation for achieving this goal. Key budget principles include: maintaining fund balances at levels which will protect the City from future uncertainties; estimating revenues at realistic levels; making current expenditures with current revenues; maintaining the City's traditional commitment to a strong General Fund; and complying with provisions of the State constitution, City charter, municipal code, and sound fiscal policy. Key revenue policies include: maintaining a diversified and stable revenue base; setting enterprise fund rates at levels that fully recover the total cost of providing services in the Water, Sewer and Parking Funds; and at policy levels for cost recovery in the Transit Fund; charging fees for General Fund programs in accordance with adopted user fee cost recovery goals; and ensuring that new development pays its fair share of the cost of constructing necessary community facilities.  Budget Process. The City Manager is responsible for preparing the budget and submitting it to the Council for approval. Although specific steps will vary from year to year, the following is an overview of the general approach used under the City's two-year budgetary process:  First Year. The Financial Plan process begins with City Council goal-setting to determine major objectives to be accomplished over the next two years. As part of this process, community groups, interested individuals, and Council advisory bodies present their recommendations to the Council. Goals approved by the City Council are incorporated into the budget instructions issued to the operating departments, who are responsible for submitting initial budget proposals. After these proposals are comprehensively reviewed and a detailed financial forecast is prepared, the City Manager issues the Preliminary Financial Plan for public comment. A series of study sessions and public hearings are then held leading to Council adoption of the Financial Plan and Budget prior to the start of the fiscal year. 46 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 9 Note 1: Summary of Significant Accounting Policies (Continued)  Second Year. Before the beginning of the second year of the two-year cycle, the Council reviews the progress during the first year, makes adjustments as necessary and approves appropriations for the second fiscal year. Unspent operating appropriations from the first year may be carried over for specific purposes into the second year with the approval of the City Manager. Unspent and unencumbered operating appropriations lapse at the end of the second year. The fiscal year which ended June 30, 2018 was the first year of the 2017-19 two-year cycle.  Mid-Year Reviews. The Council formally reviews the City's financial condition and amends appropriations, if necessary, each February.  Status Reports. Financial reports are prepared monthly to monitor the City's fiscal condition; more formal reports are posted to the City's website on a quarterly basis. Additionally, more focused reports are issued on key revenues, such as sales tax, transient occupancy tax and quarterly reports on investments. The status of major goals and program objectives, including Construction in Progress (CIP) projects, are also formally reported to the Council on an ongoing basis. Accounting and Budget Administration. Budgets are prepared for each fund in accordance with its respective basis of accounting consistent with U.S. Generally Accepted Accounting Principles (GAAP). All governmental funds have legally adopted budgets annually. While budgets are prepared for the City's capital projects funds, the capital projects generally span more than one year and are effectively controlled at the project level; accordingly, budgetary comparisons are not presented in the accompanying other supplementary information following the basic financial statements. As provided under the City Charter, the Council may amend or supplement the budget at any time after its adoption by majority vote of the Council members. The legal level of budgetary control – the level at which expenditures are not to exceed appropriations – is the fund level. For management control purposes, the City Manager has the authority to make or approve administrative adjustments to the budget as long as those changes will not have a significant policy impact nor affect budgeted year-end fund balances. Department heads have the authority to transfer line-item budgets within the department within a fund. During fiscal year 2018 several supplemental budget appropriations were made to reflect the inclusion of costs related to prior year encumbered amounts as well as the rollover of unspent capital appropriations. Additional appropriations were added to fund a prepayment made to the retirement system as well as to provide additional resources for the Community Development Department to ensure that it maintained a development review process that complied with State law in light of the increased demand for services. These adjustments were material when compared to the original appropriations. Both the original and final amended budgets of the general fund are presented as required supplementary information following the notes to the financial statements. Budget information for non-major governmental funds with annual budgets is presented in other supplementary information following the notes to the financial statements. 47 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 10 Note 1: Summary of Significant Accounting Policies (Continued) Encumbrances. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the applicable appropriation, is employed as an extension of formal budgetary integration in the governmental funds. Encumbrances outstanding at the end of the year are reported as reservations of fund balances since they do not constitute expenditures or liabilities. Amounts encumbered at year end are re-appropriated in the following year. Indirect Cost Reimbursement. All of the City's general government and engineering programs are accounted and budgeted for in the General Fund. However, some of these support service programs also benefit the City's enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Central Service Cost Allocation Plan prepared for this purpose, which distributes these shared costs in a uniform, consistent manner in accordance with GAAP. Fair Value Measurements As defined in GASB Statements, fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The City uses valuation techniques that are appropriate under the circumstances and for which sufficient data are available to measure fair value. Valuation techniques maximize the use of relevant observable inputs and minimize the use of unobservable inputs. GASB Statements establish a hierarchy of inputs to valuation techniques used to measure fair value. That hierarchy has three levels: Level 1 — Quoted prices (unadjusted) in active markets for identical assets or liabilities; Level 2 — Observable inputs, other than Level 1 prices, for the asset or liability, either directly or indirectly; Level 3 — Unobservable inputs for the asset or liability. For fiscal year ended June 30, 2018, the application of valuation techniques applied to the City’s financial statements has been consistent. Note 2: Cash and Investments The City follows the practice of pooling cash and investments for all funds under its direct daily control. Funds held by outside fiscal agents under provisions of bond indentures are maintained separately. Interest earned on pooled cash and investments is allocated quarterly to the various funds based on the respective fund's average quarterly cash balance. Interest earned from cash and investments with fiscal agents is credited directly to such funds. 48 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 11 Note 2: Cash and Investments (Continued) Funds with Fiscal Agent The City has monies held by trustees or fiscal agents pledged to the payment or security of certain bonds. The California Government Code provides that these funds, in the absence of specific statutory provisions governing the issuance of bonds, may be invested in accordance with the ordinance, resolutions, or indentures specifying the types of investments its trustees or fiscal agents may make. These ordinances, resolutions, or indentures are generally more restrictive than the City's general investment policy. In no instance have additional types of investments been authorized which are not permitted by the City's investment policy. Investments The City is authorized by its investment policy, in accordance with Section 53601 of the California Government Code, to invest in the following instruments: • Treasury bills and notes • Government Sponsored Enterprises • Commercial paper • Repurchase agreements • Bankers' acceptances • Corporate medium-term notes • Negotiable certificates of deposit • Collateralized bank deposits • Money market mutual funds • State Local Agency Investment Fund (LAIF) Investments are stated at fair value, based on quoted market prices, except for discount notes which are stated at amortized cost which approximates fair value, in accordance with GASB standards. Investment income has been adjusted to reflect any unrealized gains and losses resulting from the fair value adjustment annually. While U.S. generally accepted accounting principles require recording any increases or decreases in the market value of the City’s investments, it is the City’s policy to make all investment decisions based on holding them through maturity, and therefore the City may not realize the gains or losses resulting from the fair value adjustment. As such, changes in market value generally do not affect the long-term results of the portfolio, but they can result in significant fluctuations from year-to-year. The fair value of the City’s position in the State LAIF pool is the same as the value of the pool shares. The State LAIF pool credit quality is unrated. LAIF is overseen by the Local Agency Investment Advisory Board, which consists of five members, in accordance with State statute. The State Treasurer’s Office audits the fund annually. 49 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 12 Note 2: Cash and Investments (Continued) At June 30, 2018, cash and investments consisted of the following: Fair Value Percent of Portfolio Cash and cash equivalents 12,925,802$ 11.50% State Local Agency Investment Fund 22,360,206 19.89% U.S. Treasury Bond / Note 20,616,929 18.34% Federal Agency Bond / Note 24,148,548 21.48% Corporate Note 12,665,011 11.26% Commercial Paper 4,584,939 4.08% Negotiable Certificates of Deposit 13,031,588 11.59% Non-Negotiable Certificates of Deposit 981,466 0.87% Money Market Funds 1,124,065 1.00% Total cash and investments 112,438,554$ 100.00% At June 30, 2018, cash and investments are reflected in the financial statements as follows: Governmental Funds Enterprise Funds Total Cash and cash equivalents 7,320,783$ 5,179,325$ 12,500,108$ Investments 38,565,828 59,394,942 97,960,770 Cash and investments held by fiscal agents 418,881 1,558,795 1,977,676 Total cash and investments 46,305,492$ 66,133,062$ 112,438,554$ Investment Fair Value Measurements. The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. Investment securities classified in Level 1 of the fair value hierarchy are valued using prices quoted in active markets for those securities. Investment securities classified in Level 2 of the fair value hierarchy are valued using matrix pricing or market corroborated pricing. Matrix pricing is used to value securities based on the securities’ relationship to benchmark quoted prices. 50 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 13 Note 2: Cash and Investments (Continued) The following is a summary of the fair value measurements as of June 30, 2018: Fair Value Investments by fair value hierarchy U.S. Treasury Bond / Note 20,616,929$ 20,616,929$ $ $ Federal Agency Bond / Note 24,148,548 24,148,548 Corporate Note 12,665,011 12,665,011 Commercial Paper 4,584,939 4,584,939 Negotiable Certificates of Deposit 13,031,588 13,031,588 Total investments by fair value hierarchy 75,047,015 20,616,929$ 54,430,086$ -$ Investments not subject to fair value hierarchy State Local Agency Investment Fund 22,360,206 Non-Negotiable Certificates of Deposit 981,466 Money market funds 1,124,065 Total investments not subject to fair value hierarchy 24,465,737 Total investments measured at fair value 99,512,752$ Fair Value Measurements Using Quoted Prices in Active Markets for Identical Assets (Level 1) Significant Other Observable Inputs (Level 2) Significant Unobservable Inputs (Level 3) Custodial Credit Risk – Deposits with Financial Institutions. The custodial credit risk for deposits is the risk that, in the event of the failure of a depository financial institution, the City will not be able to recover deposits. Deposits with financial institutions, including certificates of deposit, totaled $18,369,803 at June 30, 2018 and were insured or collateralized with securities held by the pledging financial institution's trust department or agent in the City's name. The California Government Code requires California financial institutions to secure the City's deposits by pledging government securities as collateral. The market value of the pledged securities must equal 110% of the City's deposits. California law also allows financial institutions to secure City deposits by pledging first trust deed mortgage notes equal to 150% of the City's deposits or letters of credit issued by the Federal Home Loan Bank of San Francisco having a value of 105% in excess of the total amount of deposits. Custodial Credit Risk - Investments. This is the risk that in the event of the failure of a counterparty, the City will not be able to recover the value of its investments that are in the possession of an outside party. All of the City’s investments in securities are insured or registered and held by a counterparty in the City’s name in accordance with the City’s policies. 51 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 14 Note 2: Cash and Investments (Continued) Interest Rate Risk. This is the risk that the market value of securities in the portfolio will fall due to changes in general interest rates. In accordance with its policies in the Investment Management Plan, the City mitigates interest rate risk by:  Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market before maturity.  Investing operating funds primarily in shorter-term securities. The City’s investment policy also includes portfolio maturity targets. A minimum of 20% of the portfolio will be invested in securities maturing in one year or less. Up to 80% of the portfolio can be invested in securities with a maturity over one year, with no more than 10% of the portfolio invested in securities with a maturity over five years. Maturities using the segmented time distribution method for those investments requiring this disclosure are as follows: Fair Value Less Than One Month One Month to One Year One to Five Years Over Five Years State Local Agency Investment Fund 22,360,206$ $ 22,360,206$ $ $ U.S. Treasury Bond / Note 20,616,929 92,536 20,524,393 Federal Agency Bond / Note 24,148,548 7,478,326 16,670,222 Corporate Note 12,665,011 571,013 12,093,998 Commercial Paper 4,584,939 980,325 3,604,614 Negotiable Certificates of Deposit 13,031,588 5,249,509 7,782,079 Non-Negotiable Certificates of Deposit 981,466 981,466 Money Market Funds 1,124,065 1,124,065 Total maturities 99,512,752$ 2,104,390$ 40,337,670$ 57,070,692$ -$ Investments held by fiscal agents are structured with maturity dates that correspond to the payment of final debt service of the respective bond indenture. Credit Risk. This is the risk of loss due to the failure of the security issuer or backer. The City’s policies to mitigate credit risk include:  Limiting investments to the safest types of securities. As noted above, the California Government Code limits the investment vehicles available to local agencies. The credit risk of these securities is measured by the assignment of a rating by a nationally recognized statistical rating organization. The table below presents the rating for each investment type as provided by Standard & Poor’s except as noted.  Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisors with which the City will do business. 52 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 15 Note 2: Cash and Investments (Continued) The following table identifies the Standard & Poor’s credit quality ratings for those investments requiring this disclosure as of June 30, 2018: Type of Investment Rating Total Federal Agency Bonds / Notes AA+24,148,548$ Corporate Notes AAA 969,384 AA+1,017,519 AA 1,864,764 AA-1,356,084 A+2,197,687 A 4,317,757 A-941,816 Total Corporate Notes 12,665,011 Commercial Paper A-1 4,584,939 Negotiable Certificates of Deposit A-1+1,807,827 AA-3,882,513 A+3,899,566 A-1 3,441,682 Total Negotiable Certificates of Deposit 13,031,588 Not Applicable: U.S. Treasury Bonds / Notes 20,616,929 Not Rated: State Local Agency Investment Fund 22,360,206 Non-Negotiable Certificates of Deposit 981,466 Money Market Mutual Funds 1,124,065 Total Investments 99,512,752$ Concentration Credit Risk. The City’s policies contained in the Investment Management Plan provide guidelines (by type of investment that limits either the dollar amount, the percent of the portfolio or the maturity term) for diversifying the investment portfolio so that potential losses on individual securities will be minimized. The City’s Investment Management Plan outlines the following criteria related to portfolio diversification:  No more than 5% of the City’s portfolio (exclusive of government agency issues or LAIF) shall be placed with any financial institution. 53 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 16 Note 2: Cash and Investments (Continued)  No more than 25% of the City’s portfolio shall be invested in collateralized certificates of deposit issued by financial institutions.  Certificates of deposit (negotiable and collateralized) placed by the City shall not constitute more than 15% of the total assets of the institution; and negotiable certificates of deposit will only be placed with institutions with total assets in excess of $200 million and that maintain a ratio of equity to total assets of at least 5%. Investments that exceed 5% of the portfolio by issuer are summarized below: Fair Value Percent of Portfolio Federal National Mortgage Association 12,550,368 13% Fannie Mae and Freddie Mac 6,740,555 7% These U.S. government-sponsored enterprise agency securities are not explicitly guaranteed by the U.S. government. Approximately 20.7% of the City’s portfolio is comprised of U.S. Treasury securities, which are exempt from this disclosure. Foreign Currency Risk. The City does not hold any investment that is based on foreign currency exchange rates. Note 3: Property Taxes Property taxes in the State of California (State) are administered for all local agencies at the county level, and consist of secured, unsecured and utility tax rolls. The following is a summary of major policies and practices relating to property taxes:  Property Valuation. Valuations are established by the Assessor of the County of San Luis Obispo (County) for the secured and unsecured property tax rolls; the utility property tax roll is valued by the State Board of Equalization. Under the provisions of Article XIIIA of the State Constitution (Proposition 13 adopted by the voters on June 6, 1978), properties are assessed at 100% of full value. Proposition 13 also modified the value of taxable real property for fiscal 1979 by rolling back values to fiscal 1976 levels. From this base of assessment, subsequent annual increases in valuation are limited to a maximum of 2%. However, increases to full value are allowed for property improvements or upon change in ownership. Personal property is excluded from these limitations and is subject to annual reappraisal.  Tax Levies. Under the provisions of Proposition 13, the County wide tax levy for general revenue purposes is limited to 1% of full market value, which results in a tax rate of $1.00 per $100 assessed valuation. Tax rates for voter approved indebtedness are excluded from this limitation. 54 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 17 Note 3: Property Taxes (Continued)  Tax Levy Dates. All lien dates attach annually on January 1 preceding the fiscal year for which the taxes are levied. The fiscal year begins July 1 and ends June 30 of the following year. Taxes are levied on both real and unsecured personal property as it exists at that time. The lien against real estate as well as the tax on personal property is not relieved by subsequent renewal or change in ownership.  Tax Collections. The County Treasurer/Tax Collector is responsible for all property tax collections. Taxes and assessments on the secured and utility rolls, which constitute a lien against the property, may be paid in two installments: the first installment is due on November 1 of the fiscal year and is delinquent if not paid by December 10; and the second installment is due on March 1 of the fiscal year and is delinquent if not paid by April 10. Unsecured personal property taxes do not constitute a lien against real property. However, if the taxes become delinquent the lien is attached against anything the individual owns, which could include real property. Payment must be made in one installment, which is delinquent if not paid by August 31 of the fiscal year. Significant penalties are imposed by the County for late payments.  Teeter Plan. In 1993-94 the City elected to receive property tax revenue in accordance with the alternative method of distribution prescribed by Sections 4701-4717 of the California Revenue and Taxation Code, which is commonly known as the “Teeter Plan” whereby the County remits 100% of taxes levied without regard to delinquencies. The County then pursues collection, retaining any delinquent taxes and related penalties and interest.  Tax Levy Apportionments. Due to the nature of the County wide maximum levy, it is not possible to identify general purpose tax rates for specific entities. Under State legislation adopted subsequent to the passage of Proposition 13, apportionments to local agencies are made by the County Auditor Controller based primarily on two factors: the ratio that each agency represented of the total County wide levy for the three years prior to fiscal 1979; and subsequent adjustments to these apportionments and transfers to the “Educational Revenue Augmentation Fund” (ERAF) as determined by the State.  City Property Tax Distribution Policy. Property taxes are recorded in the General Fund as general purpose revenue. Transfers are made from the General Fund as needed to support expenditures in the Capital Outlay, Open Space Protection, Fleet Replacement, Information Technology Replacement, Major Facility Replacement and Debt Service Funds. Property taxes receivable at June 30, 2018 have been accrued since they will be collected within 60 days subsequent to year-end. 55 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 18 Note 4: Due from Other Governments The following is a summary of amounts due to the City from other governmental agencies at June 30, 2018: Other Agencies Total Enterprise Funds: Transit Fund 1,441,620$ 1,441,620$ Note 5: Capital Assets GASB standards require that the City report in the government-wide statements the value of all capital assets net of accumulated depreciation, including infrastructure assets, in accordance with GAAP. Infrastructure assets are defined as long-lived capital assets that are stationary in nature and normally can be preserved for a significantly greater number of years than most capital assets. The minimum requirement for compliance with GASB standards is to provide infrastructure valuations for all assets constructed, acquired, or placed into service on or after July 1, 1980. Relevant assets for the City were valued at one of two dates: 1) the original date of construction, if available, or 2) the incorporation date of the City. Each asset was reviewed to determine the adequacy of the data to value the asset prior to July 1, 1980 using historical cost or estimated historical cost. Capital assets activity for the fiscal year ended June 30, 2018 was as follows: Balance Decreases /Balance June 30, 2017 Increases Transfers June 30, 2018 Governmental activities: Capital assets not being depreciated: Land 32,020,193$ $ $ 32,020,193$ Construction in progress 8,144,539 9,624,925 (7,649,122) 10,120,342 Public art 646,630 646,630 Total capital assets not being depreciated 40,811,362 9,624,925 (7,649,122) 42,787,165 Capital assets being depreciated: Infrastructure 177,880,842 4,447,671 182,328,513 Accumulated Depreciation (54,481,340) (3,826,005) (58,307,345) Buildings and improvements 36,521,249 553,592 37,074,841 Accumulated Depreciation (18,601,561) (994,596) (19,596,157) Equipment 28,421,892 2,647,859 (302,156) 30,767,595 Accumulated Depreciation (17,224,826) (1,568,575) 295,259 (18,498,142) Total capital assets being depreciated, net 152,516,256 1,259,946 (6,897) 153,769,305 Governmental activities, capital assets, net 193,327,618 10,884,871 (7,656,019) 196,556,470 56 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 19 Note 5: Capital Assets (Continued) Balance Decreases /Balance June 30, 2017 Increases Transfers June 30, 2018 Business-type activities: Capital assets not being depreciated: Land 9,069,495$ $ $ 9,069,495$ Construction in progress 12,326,008 8,824,630 (3,233,242) 17,917,396 Public art 74,100 74,100 Total capital assets not being depreciated 21,469,603 8,824,630 (3,233,242) 27,060,991 Capital assets being depreciated: Infrastructure 213,298,498 1,860,797 215,159,295 Accumulated Depreciation (74,014,176) (5,341,225) (79,355,401) Buildings and improvements 30,102,796 46,430 30,149,226 Accumulated Depreciation (12,919,950) (659,794) (13,579,744) Equipment 18,833,741 1,326,015 (60,875) 20,098,881 Accumulated Depreciation (17,631,554) (1,060,800) 60,875 (18,631,479) Total capital assets being depreciated, net 157,669,355 (3,828,577) - 153,840,778 Business-type activities, capital assets, net 179,138,958 4,996,053 (3,233,242) 180,901,769 Total Government-wide 372,466,576$ 15,880,924$ (10,889,261)$ 377,458,239$ Depreciation expense was charged to functions/programs as follows: Governmental activities: Public safety 936,559$ Transportation 3,253,461 Culture and recreation 540,567 Community development 33,460 General government 1,625,129 Total depreciation - governmental activities 6,389,176 Business-type activities: Water 2,645,460 Sewer 3,046,316 Parking 649,493 Transit 720,550 Total depreciation - business-type activities 7,061,819 Total Government-wide 13,450,995$ 57 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 20 Note 6: Long-Term Debt Summary of Long-Term Debt The following is a summary of the City's long-term debt transactions for the year ended June 30, 2018: Balance Balance Due Within June 30, 2017 Additions Deductions June 30, 2018 One Year Governmental activities: 2005 Revenue refunding bonds 3,510,000$ $ (3,510,000)$ -$ $ 2006 Lease revenue bonds 5,729,300 (5,729,300) - 2009 Lease revenue bonds 5,319,175 (5,319,175) - 2012 Lease revenue refunding bonds 3,960,000 (235,000) 3,725,000 245,000 2014 Lease revenue bonds 7,285,000 (155,000) 7,130,000 160,000 2018 Lease revenue refunding bonds 11,072,775 11,072,775 818,750 25,803,475 11,072,775 (14,948,475) 21,927,775 1,223,750 Add: Unamortized bond premium 525,065 1,069,923 (38,313) 1,556,675 Total revenue bonds 26,328,540 12,142,698 (14,986,788) 23,484,450 1,223,750 Lease-purchase financing 1,898,652 330,000 (628,883) 1,599,769 761,963 Compensated absences 2,422,613 2,468,124 (2,422,613) 2,468,124 1,519,520 Conservation Loan 591,647 (88,546) 503,101 89,434 Total long-term debt, governmental activities 31,241,452$ 14,940,822$ (18,126,830)$ 28,055,444$ 3,594,667$ Business-type activities: 2006 Lease revenue bonds 6,725,700$ $ (6,725,700)$ -$ $ 2006 Water revenue bonds 12,975,000 (455,000) 12,520,000 475,000 2009 Lease revenue bonds 960,840 (960,840) - 2012 Water revenue refunding bonds 2,990,000 (450,000) 2,540,000 470,000 2018 Lease revenue refunding bonds 5,832,225 5,832,225 431,250 23,651,540 5,832,225 (8,591,540) 20,892,225 1,376,250 Add: Unamortized bond premium 421,168 563,548 (61,737) 922,979 Total revenue bonds 24,072,708 6,395,773 (8,653,277) 21,815,204 1,376,250 Loans 16,709,160 (965,352) 15,743,808 993,026 Installment sale agreements 7,366,468 (583,354) 6,783,114 601,211 Compensated absences 653,492 637,526 (653,492) 637,526 448,180 Total long-term debt, business-type activities 48,801,828 7,033,299 (10,855,475) 44,979,652 3,418,667 Total Government-wide 80,043,280$ 21,974,121$ (28,982,305)$ 73,035,096$ 7,013,334$ Compensated absences in the governmental funds are generally liquidated by the General Fund on a pay as you go basis. Total interest incurred during the year ended June 30, 2018 was $2,961,156 of which $279,951 was capitalized into construction in progress. See Note 11 for detail of estimated claims and liabilities. 58 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 21 Note 6: Long-Term Debt (Continued) The San Luis Obispo Capital Improvement Board has entered into a number of lease agreements with the City of San Luis Obispo wherein the City is obligated to make all debt service payments. The transactions between the Board and the City have been eliminated from these financial statements. Governmental Activities Summary: Revenue Bonds 2012 Refunding Lease Revenue Bonds. In 2012, the Board issued refunding lease revenue bonds in the amount of $5,050,000 to refinance the outstanding 2001 lease revenue bonds, Series C. The purpose of these bonds was to purchase property and build athletic fields, purchase property for police station expansion, and purchase Downtown Plan properties. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on December 1 through December 1, 2029 that range from $210,000 to $390,000. At June 30, 2018, the principal amount outstanding on the bonds was $3,725,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2018. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2018, the unamortized premium was $219,775. 2014 Lease Revenue Bonds. In 2014, the Board issued lease revenue bonds in the amount of $7,580,000 to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. The bonds bear interest from 3.00% to 4.00% and are due in annual installments on November 1 through November 1, 2044 that range from $145,000 to $410,000. At June 30, 2018, the principal amount outstanding on the bonds was $7,130,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2018. In the Statement of Net Position, the 2014 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2014 bonds. At June 30, 2018, the unamortized premium was $187,850. 2018 Lease Revenue Refunding Bonds. In 2018, the Board issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $11,072,775 was used for financing governmental activities related to the original bonds and the remainder was used for business-type activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2018, the principal amount outstanding that pertains to governmental activities was $11,072,775 of the total $16,905,000 outstanding. 59 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 22 Note 6: Long-Term Debt (Continued) In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2018, the unamortized premium was $1,149,050. The refunding resulted in a difference of $1,707,000 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the next 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). At June 30, 2018, the aggregate maturities of the aforementioned governmental activities revenue bonds were as follows: For the Year Ending June 30,Principal Interest Total 2019 1,223,750$ 896,776$ 2,120,526$ 2020 925,900 830,723 1,756,623 2021 960,550 794,412 1,754,962 2022 998,475 755,890 1,754,365 2023 1,039,850 715,750 1,755,600 2024-2028 5,491,675 2,887,759 8,379,434 2029-2033 4,801,675 1,724,463 6,526,138 2034-2038 3,749,050 865,710 4,614,760 2039-2043 1,931,850 348,294 2,280,144 2044-2045 805,000 32,500 837,500 21,927,775$ 9,852,277$ 31,780,052$ Lease-Purchase Financing Fire Apparatus. In 2010 the Board obtained lease-purchase financing in the amount of $1,080,000 to purchase a fire truck. The gross amount of assets under this lease is $1,047,927 million with accumulated depreciation of $423,494 included in equipment at June 30, 2018. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 2.99% due in annual installments on February 1 through February 1, 2020 that range from $80,000 to $125,100. At June 30, 2018 the principal amount outstanding is $245,000. Fire Engine. In 2013 the City obtained lease-purchase financing in the amount of $548,351 to purchase a fire truck. The gross amount of assets under this lease is $550,738 with accumulated depreciation of $137,684 included in equipment at June 30, 2018. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 6.00% due in annual installments on July 11 through July 11, 2018 that range from $106,000 to $114,000. At June 30, 2018 the principal amount outstanding is $108,625. 60 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 23 Note 6: Long-Term Debt (Continued) Computers. In 2016 the City obtained lease-purchase financing in the amount of $688,500 to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. The gross amount of assets under this lease is $714,611 with accumulated depreciation of $95,281 included in equipment at June 30, 2018. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 1.55% due in quarterly installments beginning December 1, 2015 through September 1, 2019 in the amount of $44,000. At June 30, 2018 the principal amount outstanding is $219,752. Fire Engine and Street Sweeper. In 2017 the City obtained lease-purchase financing in the amount of $1,141,468 to purchase a fire truck and street sweeper. The gross amount of assets under this lease is $1,142,712 with accumulated depreciation of $85,719 included in equipment at June 30, 2018. Amortization of the equipment is included in depreciation expense. The lease agreement bears an interest rate of 1.69% due in annual installments on April 28 through April 28, 2021 of $240,067. At June 30, 2018 the principal amount outstanding is $696,392. Street Sweeper. In 2018 the City obtained lease-purchase financing in the amount of $330,000 to purchase a street sweeper. The gross amount of assets under this lease is $303,400 included in equipment at June 30, 2018. As the asset was placed into service on June 30, 2018, there was no accumulated depreciation and related expense for the year ended June 30, 2020. The lease agreement bears an interest rate of 1.94% due in annual installments on June 1 through December 1, 2020 of $70,614. At June 30, 2018 the principal amount outstanding is $330,000. At June 30, 2018, the aggregate maturities of the aforementioned governmental activities lease-purchase financing were as follows: For the Year Ending June 30,Principal Interest Total 2019 761,963$ 39,225$ 801,188$ 2020 534,040 20,353 554,393 2021 303,766 6,916 310,682 1,599,769$ 66,494$ 1,666,263$ 2014 Energy Sources Conservation State Loan In 2014, the City obtained a note in the amount of $850,775 for the purchase of streetlights. The note bears an interest rate of 1% due in semi-annual installments on December 22 and June 22 through December 22, 2023 in the amount of $92,242. At June 30, 2018 the principal amount outstanding is $503,101. 61 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 24 Note 6: Long-Term Debt (Continued) At June 30, 2018, the aggregate maturities of the aforementioned governmental activities conservation loan is as follows: For the Year Ending June 30,Principal Interest Total 2019 89,434$ 4,809$ 94,243$ 2020 90,320 3,922 94,242 2021 91,236 3,007 94,243 2022 92,150 2,092 94,242 2023 93,074 1,168 94,242 2024 46,887 234 47,121 503,101$ 15,232$ 518,333$ Business-Type Activities Summary: Revenue Bonds 2006 Water Revenue Bonds. In 2006, the City issued water revenue bonds in the amount of $16,905,000 to construct improvements to the water treatment plant. The bonds bear interest from 3.75% to 4.625% and are due in annual installments on June 1 through June 1, 2036 that range from $235,000 to $985,000. At June 30, 2018, the principal amount outstanding on the bonds was $12,520,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2018. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues and any moneys in the bond service fund and the reserve fund. For the year ended June 30, 2018, principal and interest paid and total customer net revenues were $1,033,548 and $4,298,899, respectively. 2012 Water Revenue Refunding Bonds. In 2012, the City issued water revenue refunding bonds in the amount of $4,960,000 to refund the 2002 water revenue bonds, which were originally issued to fund water system improvements. The bonds bear interest from 2.0% to 4.0% and are due in annual installments on June 1 through June 1, 2023 that range from $340,000 to $550,000. At June 30, 2018, the principal amount outstanding on the bonds was $2,540,000. The bond indenture agreement specifies reserve requirements equal to the maximum debt service in any particular year to be held in the Trustee’s reserve funds. The reserve requirement has been met for the year ended June 30, 2018. In the Statement of Net Position, the 2012 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2012 bonds. At June 30, 2018, the unamortized premium was $339,353. The City has pledged future water system revenues, net of specific operating expenses, to repay the bonds on parity with a pledge that services all parity obligations. The bonds are payable solely from water customer net revenues a nd any 62 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 25 Note 6: Long-Term Debt (Continued) moneys in the bond service fund and the reserve fund. For the year ended June 30, 2018, principal and interest paid and total customer net revenues were $569,600 and $4,298,899, respectively. 2018 Lease Revenue Refunding Bonds. In 2018, the Board issued lease revenue bonds in the amount of $16,905,000 to advance refund the outstanding 2005 revenue refunding bonds and the 2006 and 2009 lease revenue bonds, which were originally issued to construct several high priority capital improvement projects and to finance the costs of acquisition and construction of public parking facilities, and the public safety communications and emergency operations center project. Of the original bond issuance, $5,832,225 was used for financing business-type activities related to the original bonds and the remainder was used for governmental activities. The bonds bear interest from 3.00% to 5.00% and are due in annual installments on June 1, through June 1, 2039 that range from $255,000 to $1,250,000. At June 30, 2018, the principal amount outstanding that pertains to governmental activities was $5,832,225 of the total $16,905,000 outstanding. In the Statement of Net Position, the 2018 bonds include the related unamortized premium which is being amortized and charged to expense over the term of the 2018 bonds. At June 30, 2018, the unamortized premium was $583,626. The refunding resulted in a difference of $1,707,000 between the reacquisition price and the net carrying value of the old debt and is being amortized to expense through 2039. The City completed the refunding to reduce its total debt service payments over the next 21 years by $3,838,338 and to obtain an economic gain of $2,960,278 (difference between the present values of the old and the new debt service payments). At June 30, 2018, the aggregate maturities of the business-type revenue bonds were as follows: For the Year Ending June 30,Principal Interest Total 2019 1,376,250$ 918,642$ 2,294,892$ 2020 1,244,100 852,013 2,096,113 2021 1,299,450 801,269 2,100,719 2022 1,356,525 748,003 2,104,528 2023 1,405,150 692,138 2,097,288 2024-2028 4,648,325 2,757,632 7,405,957 2029-2033 5,428,325 1,632,039 7,060,364 2034-2038 4,040,950 379,169 4,420,119 2039 93,150 3,256 96,406 20,892,225$ 8,784,161$ 29,676,386$ 63 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 26 Note 6: Long-Term Debt (Continued) Loans 2001 CIEDB State Loan. In 2001, the City obtained a note in the amount of $7,765,900 to go towards expanding the March Street parking structure. The note bears an interest rate of 3.37% due in semi-annual installments on February 1 and August 1 through August 31, 2031 that range from $169,000 to $396,000. At June 30, 2018, the principal amount outstanding on the loan was $4,590,132. 2004 State Water Control Board Loan. In 2004, the City obtained a note in the amount of $8,883,200 to go towards the water reuse project. The note bears an interest rate of 2.5% due in annual installments on August 31 through August 31, 2024 that range from $296,000 to $512,600. At June 30, 2018, the principal amount outstanding on the loan was $3,336,333. 2009 Infrastructure and Economic Development Bank Loan– Tank Farm Lift Station. In 2009, the City obtained a note in the amount of $10,000,000 to go towards the Tank Farm lift station and main sewer project. The note bears an interest rate of 3.25% due in annual installments on December 1 through December 1, 2037 that range from $212,600 to $520,744. At June 30, 2018, the principal amount outstanding on the loan was $7,817,343. The City has pledged future sewer system revenues, net of specific operating expenses, to repay the loan. The loan is payable solely from sewer customer net revenues. For the year ended June 30, 2018, principal and interest paid and total customer net revenues were $533,205 and $7,135,830, respectively. At June 30, 2018, the aggregate maturities of the aforementioned business-type loans were as follows: For the Year Ending June 30,Principal Interest Total 2019 993,026$ 386,268$ 1,379,294$ 2020 1,021,502 368,567 1,390,069 2021 1,050,806 350,305 1,401,111 2022 1,080,963 331,466 1,412,429 2023 1,111,897 312,030 1,423,927 2024-2028 4,441,946 1,246,379 5,688,325 2029-2033 3,598,683 665,699 4,264,382 2034-2038 2,444,985 203,626 2,648,611 15,743,808$ 3,864,340$ 19,608,148$ Installment Sale Agreements 2008 Suntrust Bond. In 2008, the Board entered into an installment sale contract financing $2,050,000 to finance the Tank Farm lift station. The terms state an interest rate of 4.2% due in annual installments through 2023 that range from $372,900 to $607,200. At June 30, 2018, the principal amount outstanding on the loan was $970,000. 64 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 27 Note 6: Long-Term Debt (Continued) US Bank 2014 Wastewater Lease. In 2013, the Board entered into an installment sale contract financing $7,479,000 to finance the acquisition and installation of improvements to its water reclamation facility. The note bears an interest rate of 2.8994% due in annual installments on June 1 and December 1 through December 1, 2028 that range from $372,900 to $607,200. At June 30, 2018, the principal amount outstanding on the loan was $5,813,114. At June 30, 2018, the aggregate maturities of the aforementioned business-type installment sale agreements were as follows: For the Year Ending June 30,Principal Interest Total 2019 601,211$ 199,660$ 800,871$ 2020 619,441 179,994 799,435 2021 643,055 292,673 935,728 2022 662,064 138,685 800,749 2023 681,479 117,026 798,505 2024-2028 2,968,679 298,622 3,267,301 2029 607,185 8,771 615,956 6,783,114$ 1,235,431$ 8,018,545$ There are a number of limitations and restrictions contained in the various bond indentures. City management believes that the City has complied with the indenture requirements. Security for revenue bonds is paid from receipts or net income and amounts in funds or accounts established under bond indentures. Note 7: Pension Plans The City contributes to the California Public Employees’ Retirement System (CalPERS) for its employees. The City participates in one agent-multiple employer plan for its miscellaneous employees (Miscellaneous Plan) and one cost- sharing employer plan for its safety employees (Safety Plan). The Miscellaneous Plan is described in the first section of the footnote under Agent-Multiple Employer Plan and the Safety Plan follows and is described in the second section of the footnote under Cost-Sharing Employer Plan. The portion of the Miscellaneous Plan that has been allocated to the Whale Rock Commission, an Agency Fund, is included in the Miscellaneous Plan summaries in this footnote. A summary of the government-wide balances for all Plans at June 30, 2018 are as follows: Net Pension Deferred Outflows Deferred Inflows Liability of Resources of Resources Miscellaneous Plan 81,286,703$ 16,273,280$ 386,974$ Safety Plan 71,364,346 19,833,986 1,820,931 Less: Whale Rock Agency Fund (1,377,969) (256,455) (6,462) Total Government-Wide 151,273,080$ 35,850,811$ 2,201,443$ 65  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 28 Note 7: Pension Plans (Continued) Agent-Multiple Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full-time employment for Tier 1 employees. Tier 2 and PEPRA employees are based on a three-year average of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for the plan are applied as specified by the Public Employees’ Retirement Law. The Miscellaneous Plan’s provisions and benefits by tier in effect at June 30, 2018, are summarized as follows: Prior to On or after On or after Hire date December 6, 2012 December 6, 2012 January 1, 2013 Benefit formula 2.7% @ 55 2% @ 60 2% @ 62 Benefit vesting schedule 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 63 52 - 67 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 1.092% to 2.418% 1.0% to 2.5% Required employee contribution rates 7.632% 7.632% 6.25% Required employer contribution rates 30.352% 30.352% 30.352% Tiers within the Miscellaneous Plan While the City's Miscellaneous Plan is not closed to new entrants, the component option of 2.7% @ 55 is closed to new entrants. Classic Members as defined by CalPERS entering the City's Miscellaneous Plan would enter the 2% @ 60 option while New Members as defined by CalPERS entering the City Miscellaneous Plan would enter the 2% @ 62 option. 66 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 29 Note 7: Pension Plans (Continued) Employees Covered. As of the measurement date June 30, 2017, the following employees were covered by the benefit terms for the Miscellaneous Plan: Miscellaneous Plan Inactive employees or beneficiaries currently receiving benefits 377 Inactive employees entitled to but not yet receiving benefits 208 Active employees 325 Total 910 Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1 following notice of a change in the rate. Funding contributions for the Plan are determined annually on an actuarial basis as of June 30 by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Net Pension Liability The City’s net pension liability for the Miscellaneous Plan is measured as the total pension liability, less the pension plan’s fiduciary net position. The net pension liability of the Plan is measured as of June 30, 2017, using an annual actuarial valuation as of June 30, 2016 rolled forward to June 30, 2017 using standard update procedures. A summary of principal assumptions and methods used to determine the net pension liability is shown below. Actuarial Assumptions. The total pension liabilities in the June 30, 2016 actuarial valuations were determined using the following actuarial assumptions: Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Payroll Growth Projected Salary Increase Mortality Post Retirement Benefit Increase (1) Depending on age, service and type of employment. (2) Derived using CalPERS' Membership Data for all Funds (3) Contract COLA up to 2.75% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.75% thereafter Miscellaneous Plan June 30, 2016 June 30, 2017 Entry-Age Normal Cost Method 0.0715 0.0275 Varies by Entry Age and Service (1) Varies by Entry Age and Service (1) (2) (3) 67  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 30 Note 7: Pension Plans (Continued) The underlying mortality assumptions and all other actuarial assumptions used in the June 30, 2016 valuation were based on the results of an actuarial experience study for the period 1997 to 2011, including updates to salary increase, mortality and retirement rates. Further details of the Experience Study can be found on the CalPERS website. Change in Assumptions. The discount rate reduced from 7.65% to 7.15% for the June 30, 2017 measurement date. Discount Rate. The discount rate used to measure the total pension liability was 7.15% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for each plan, CalPERS stress tested plans that would most likely result in a discount rate that would be different from the actuarially assumed discount rate. Based on the testing, none of the tested plans run out of assets. Therefore, the current 7.15% discount rate is adequate and the use of the municipal bond rate calculation is not necessary. The long-term expected discount rate of 7.15% will be applied to all plans in the Public Employees Retirement Fund (PERF). The cash flows used in the testing were developed assuming that both members and employers will make their required contributions on time and as scheduled in all future years. The stress test results are presented in a detailed report called “GASB Crossover Testing Report” that can be obtained from the CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund (PERF) cash flows. Taking into account historical returns of all the Public Employees Retirement Funds’ asset classes (which includes the agent plan and two cost-sharing plans or PERF A, B, and C funds), expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each PERF fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. 68 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 31 Note 7: Pension Plans (Continued) The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. The target allocation shown was adopted by the Board effective on July 1, 2014. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 47.0%4.90%5.38% Global Fixed Income 19.0%0.80%2.27% Inflation Sensitive 6.0%0.60%1.39% Private Equity 12.0%6.60%6.63% Real Estate 11.0%2.80%5.21% Infrastructure and Forestland 3.0%3.90%5.36% Liquidity 2.0%-0.40%-0.90% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period Miscellaneous Plan Changes in the Net Pension Liability The changes in the Net Pension Liability for the Miscellaneous Plan follows: Plan Net Total Fiduciary Pension Pension Net Liability/ Liability Position (Asset) Balance at June 30, 2016 189,675,644$ 117,130,354$ 72,545,290$ Changes during the year: Service cost 4,124,832 4,124,832 Interest on the total pension liability 14,197,897 14,197,897 Changes in assumptions 11,219,603 11,219,603 Differences between expected and actual experience 694,843 694,843 Net plan to plan resource movement (2,936) 2,936 Contribution - employer 6,776,849 (6,776,849) Contribution - employee 1,841,331 (1,841,331) Net investment income 13,053,453 (13,053,453) Benefit payments, including refunds of employee contributions (10,161,053) (10,161,053) - Administrative expense (172,935) 172,935 Net changes 20,076,122 11,334,709 8,741,413 Balance at June 30, 2017 209,751,766$ 128,465,063$ 81,286,703$ 69 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 32 Note 7: Pension Plans (Continued) Sensitivity of the Net Pension Liability to Changes in the Discount Rate. The following presents the net pension liability of the City for the Plan, calculated using the discount rate for each Plan, as well as what the City’s net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: Miscellaneous Plan 1% Decrease 6.15% Net Pension Liability 108,191,781$ Current Discount Rate 7.15% Net Pension Liability 81,286,703$ 1% Increase 8.15% Net Pension Liability 58,953,046$ Pension Plan Fiduciary Net Position. Detailed information about the pension plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions For the year ended June 30, 2018, the City’s pension expense for the Miscellaneous Plan was $10,029,177, of which $9,861,690 was recognized pension expense for the City and $167,487 was recognized as pension expense for Whale Rock Agency Fund. At June 30, 2018, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 6,698,266$ $ Changes in assumptions 7,479,735 Differences between expected and actual experiences 463,229 386,974 Net differences between projected and actual earnings on plan investments 1,632,050 Total 16,273,280$ 386,974$ Miscellaneous Plan 70 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 33 Note 7: Pension Plans (Continued) The deferred outflows of resources related to contributions subsequent to the measurement date of $6,698,266 will be recognized as a reduction of the net pension liability in the year ended June 30, 2019. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2018 3,504,893$ 2019 5,926,600 2020 706,741 2021 (950,194) 9,188,040$ Miscellaneous Plan Payable to the Pension Plan At June 30, 2018, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2018. Cost-Sharing Employer Plan General Information about the Pension Plan Plan Descriptions. As noted above, the City contributes to CalPERS for a defined benefit pension plan for all qualified permanent and probationary employees. CalPERS acts as a common investment and administrative agent for its participating member employers. Benefit provisions under the Plan are established by State statute and City resolution. CalPERS issues publicly available reports that include a full description of the pension plans regarding benefit provisions, assumptions and membership information that can be found on the CalPERS website. The City participates in five tiers of the safety cost-sharing multiple-employer plan. The Safety Plan tiers consist of Safety Tier 1 (police and fire), Police Tier 2, Fire Tier 2, Police PEPRA and Fire PEPRA. Benefits Provided. CalPERS provides service retirement and disability benefits, annual cost of living adjustments and death benefits to plan members, who must be public employees and beneficiaries. Benefits are based on years of credited service, equal to one year of full time employment. Members with five years of total service are eligible to retire at age 50 with statutorily reduced benefits. All members are eligible for non-duty disability benefits after 10 years of service. The death benefit is one of the following: the Basic Death Benefit, the 1957 Survivor Benefit, or the Optional Settlement 2W Death Benefit. The cost of living adjustments for each plan are applied as specified by the Public Employees’ Retirement Law. 71  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 34 Note 7: Pension Plans (Continued) The Plan’s provisions and benefits within each tier in effect at June 30, 2018, are summarized as follows: Police Fire Police Fire Prior to Prior to On or after On or after Hire date December 6, 2012 August 30, 2012 December 6, 2012 August 30, 2012 Benefit formula 3.0% @ 50 3.0% @ 50 2.0% @ 50 3.0% @ 55 Benefit vesting schedule 5 years service 5 years service 5 years service 5 years service Benefit payments monthly for life monthly for life monthly for life monthly for life Retirement age 50 - 55 50 - 55 50-55 50 - 55 Monthly benefits, as a % of eligible compensation 3.00% 3.00% 2.0% to 2.7% 2.4% to 3% Required employee contribution rates 8.988% 8.988% 8.933% 8.982% Required employer contribution rates 21.418% 21.418% 16.498% 18.487% Safety Tier 1 Safety Tier 2 Police PEPRA Fire PEPRA On or after On or after Hire date January 1, 2013 January 1, 2013 Benefit formula 2.7% @ 57 2.7% @ 57 Benefit vesting schedule 5 years service 5 years service Benefit payments monthly for life monthly for life Retirement age 50-57 50-57 Monthly benefits, as a % of eligible compensation 2.0% to 2.7% 2.0% to 2.7% Required employee contribution rates 12.250% 12.250% Required employer contribution rates 12.729% 12.729% The Safety Tier 1 is closed to new entrants. Contributions. Section 20814(c) of the California Public Employees’ Retirement Law requires that the employer contribution rates for all public employers be determined on an annual basis by the actuary and shall be effective on July 1st following notice of a change in the rate. Funding contributions for both Plans are determined annually on an actuarial basis as of June 30th by CalPERS. The actuarially determined rate is the estimated amount necessary to finance the costs of benefits earned by employees during the year, with an additional amount to finance any unfunded accrued liability. The City is required to contribute the difference between the actuarially determined rate and the contribution rate of employees. Members of the Police Officers Association contribute 3% of pay toward the cost of the City's share of the annual required contribution. For the year ended June 30, 2018, the contributions recognized as part of pension expense were as follows: Contributions - employer 4,650,871$ 72 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 35 Note 7: Pension Plans (Continued) Pension Liabilities, Pension Expenses and Deferred Outflows/Inflows of Resources Related to Pensions As of June 30, 2018, the City reported a net pension liability for its proportionate share of the net pension liability as follows: Plan's Proportionate Share of the Net Pension Liability 71,364,346$ The City’s net pension liability for the Plan is measured as the proportionate share of the net pension liability. The net pension liability of the Plan is measured as of June 30, 2017, and the total pension liability for the Plan used to calculate the net pension liability was determined by an actuarial valuation as of June 30, 2016 rolled forward to June 30, 2017 using standard update procedures. The City’s proportion of the net pension liability was based on a projection of the City’s long-term share of contributions to the pension plans relative to the projected contributions of all participating employers, actuarially determined. The City’s proportionate share of the net pension liability as of the measurement dates of June 30, 2016 and 2017 was as follows: Proportionate Share Percentage share at 6/30/2016 1.251010% Percentage share at 6/30/2017 1.251014% Change - Increase/(Decrease)0.000004% For the year ended June 30, 2018, the City recognized pension expense of $10,318,082 for the Safety Plan. At June 30, 2018, the City reported deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Pension contributions subsequent to measurement date 5,910,345$ $ Changes in assumptions 8,169,724 626,803 Differences between expected and actual experiences 563,332 146,876 Change in employer's proportion and differences between the employer's contributions and the employer's proportionate share of contributions 2,654,481 Net differences between projected and actual earnings on plan investments 1,781,320 Adjustment due to differences in proportions 754,784 1,047,252 Total 19,833,986$ 1,820,931$ Safety Plan 73 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 36 Note 7: Pension Plans (Continued) Pension contributions subsequent to the measurement date of $5,910,345 are reported as deferred outflows of resources and will be recognized as a reduction of the net pension liability in the year ended June 30, 2019. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to pensions will be recognized as pension expense as follows: Measurement Period Ended June 30 Amount 2018 3,848,109$ 2019 5,788,645 2020 3,508,267 2021 (1,042,311) 12,102,710$ Safety Plan Actuarial Assumptions. The total pension liabilities in the June 30, 2016 actuarial valuations for the Safety Plan was determined using the following actuarial assumptions: Valuation Date Measurement Date Actuarial Cost Method Actuarial Assumptions: Discount Rate Inflation Projected Salary Increase Post Retirement Benefit Increase Mortality (1) Depending on age, service and type of employment. (2) Contract COLA up to 2.75% until Purchasing Power Protection Allowance Floor on Purchasing Power applies, 2.75% thereafter (3) Derived using CalPERS' Membership Data for all Funds Varies by Entry Age and Service (1) (2) (3) 0.0715 0.0275 Safety Plan June 30, 2016 June 30, 2017 Entry-Age Normal Cost Method The mortality table used was developed based on CalPERS’ specific data. The table includes 20 years of mortality improvements using Society of Actuaries Scale BB. For more details on this table, please refer to the April 2014 CalPERS Experience Study Report and Review of Actuarial Assumptions report available online. All other actuarial assumptions used in the June 30, 2016 valuation were based on the results of an actuarial experience study for the period 1997 to 2011, including updates to salary increase, mortality and retirement rates. Further details of the Experience Study can found on the CalPERS website under Forms and Publications. 74 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 37 Note 7: Pension Plans (Continued) Change in Assumptions. The discount rate for PERF C was reduced from 7.65% to 7.15% for the June 30, 2017 measurement date. Discount Rate. The discount rate used to measure the total pension liability was 7.15% and reflects the long-term expected rate of return for the Plan net of investment expenses and without reduction for administrative expenses. To determine whether the municipal bond rate should be used in the calculation of a discount rate for public agency plans (including PERF C), the amortization and smoothing periods adopted by the Board in 2013 were used. For the Plan, the crossover test was performed for a miscellaneous agent plan and a safety agent plan selected as being more at risk of failing the crossover test and resulting in a discount rate that would be different from the long-term expected rate of return on pension investments. Based on the testing of the plans, the tests revealed the assets would not run out. Therefore the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability for PERF C. The crossover test results can be found on CalPERS website. The long-term expected rate of return on pension plan investments was determined using a building-block method in which best-estimate ranges of expected future real rates of return (expected returns, net of pension plan investment expense and inflation) are developed for each major asset class. In determining the long-term expected rate of return, CalPERS took into account both short-term and long-term market return expectations as well as the expected pension fund (PERF) cash flows. Taking into account historical returns of all the Public Employees Retirement Funds’ asset classes (which includes the agent plan and two cost-sharing plans or PERF A, B, and C funds), expected compound (geometric) returns were calculated over the short-term (first 10 years) and the long-term (11-60 years) using a building-block approach. Using the expected nominal returns for both short-term and long-term, the present value of benefits was calculated for each PERF fund. The expected rate of return was set by calculating the single equivalent expected return that arrived at the same present value of benefits for cash flows as the one calculated using both short-term and long-term returns. The expected rate of return was then set equivalent to the single equivalent rate calculated above and rounded down to the nearest one quarter of one percent. 75 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 38 Note 7: Pension Plans (Continued) The table below reflects the long-term expected real rate of return by asset class. The rate of return was calculated using the capital market assumptions applied to determine the discount rate and asset allocation. These rates of return are net of administrative expenses. Current Target Real Return Real Return Asset Class Allocation Years 1 - 10 (a)Years 11+ (b) Global Equity 47.0%4.90%5.38% Global Fixed Income 19.0%80.00%2.27% Inflation Sensitive 6.0%60.00%1.39% Private Equity 12.0%6.60%6.63% Real Estate 11.0%2.80%5.21% Infrastructure and Forestland 3.0%3.90%5.36% Liquidity 2.0%-0.40%-0.90% (a) An expected inflation of 2.5% used for this period (b) An expected inflation of 3.0% used for this period Safety Plan Sensitivity of the Proportionate Share of the Net Pension Liability to Changes in the Discount Rate. The following presents the City’s proportionate share of the net pension liability, calculated using the discount rate for the Plans as well as what the City’s proportionate share of the net pension liability would be if it were calculated using a discount rate that is 1-percentage point lower or 1-percentage point higher than the current rate: 1% Decrease 6.15% Net Pension Liability 98,353,726$ Current Discount Rate 7.15% Net Pension Liability 71,364,346$ 1% Increase 8.15% Net Pension Liability 49,301,873$ Pension Plan Fiduciary Net Position. Detailed information about each safety plan’s fiduciary net position is available in the separately issued CalPERS financial reports. Payable to the Pension Plan At June 30, 2018, the City reported a payable of $0 for the outstanding amount of contributions to the pension plan required for the year ended June 30, 2018. 76 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 39 Note 8: Other Post-Employment Benefits (OPEB) General Information about OPEB Plan Description. The City’s primary other post-employment benefits (OPEB) cost obligation is for retiree health benefits under its election to participate in the CalPERS Health Benefit Program, an agent multiple-employer defined benefit OPEB plan, under the “unequal contribution option.” The City entered the CalPERS medical insurance program in 1993 under the Public Employees’ Medical and Hospital Care Act (PEMHCA). During the fiscal year ended June 30, 2009, the City entered into an agreement to participate in an irrevocable trust to provide a funding mechanism for retiree health benefits. The Trust, California Employers’ Retiree Benefit Trust (CERBT), is administered by CalPERS and managed by a separately appointed board, which is not under control of the City Council. This Trust is not considered a component unit of the City. The portion of the OPEB plan that has been allocated to the Whale Rock Commission, an Agency Fund, is included in the OPEB plan summaries in this footnote. A summary of the government-wide balances for the OPEB plan at June 30, 2018 is as follows: Net OPEB Deferred Outflows Deferred Inflows Liability of Resources of Resources OPEB Plan 7,650,913$ 1,221,000$ 149,929$ Less: Whale Rock Agency Fund (127,770) (7,010) (2,504) Total Government-Wide 7,523,143$ 1,213,990$ 147,425$ Benefits Provided. The City provides post-employment heath care insurance, in accordance with Memorandums of Understanding, to all employees who retire from the City upon or after attaining age 50 with at least 5 years of service or disability retirement. Miscellaneous retires who are PEPRA new hires are eligible at age 52. For each retiree enrolled in a CalPERS medical plan, the employer will pay the required statutory PEMHCA minimum, which is $133 per month per employee in 2017-18 and $136 per month per employee in 2018-19. This amount will increase with the health care component of CPI, as announced by the CalPERS Board each year. The retiree must pay the difference between the premium amount, which depends upon the medical plan benefits selected, and the employer-paid minimum. In addition, the City pays 50% of the premium up to the retiree’s age of 65 for three grandfathered executive management retirees hired prior to August 2000. There is no OPEB provided to terminated vested employees. The employer-paid amount will continue to a surviving spouse if the retiree elects a CalPERS survivor annuity. There are no required employee contributions, although the retiree must pay the difference between the premium and the employer-paid amount. The employer is contributing the full Actuarially Determined Contribution. 77 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 40 Note 8: Other Post-Employment Benefits (OPEB) Employees Covered. At June 30, 2017, the measurement date, the following number of employees were covered by the benefit terms: Inactive employees or beneficiaries currently receiving benefits 176 Inactive employees entitled to but not yet receiving benefit payments 163 Active employees 431 Total 770 Contributions. The contribution requirements of the plan members and the City are established and may be amended by the City. The City prefunds the plan through CERBT by contributing at least 100% of the annual required contribution. For the year ended June 30, 2018, the City’s contributions totaled $1,221,000. Net OPEB Liability The City’s net OPEB liability for the Plan is measured as the total OPEB liability less the Plan’s fiduciary net position. The net OPEB liability of the Plan is measured as of June 30, 2017 using an annual actuarial valuation as of June 30, 2017. The principal assumptions and methods used to determine the net liability are described below. Actuarial Valuation Date June 30, 2017 Measurement Date June 30, 2017 Contribution Policy Contributes full ADC Actuarial Assumptions: Discount Rate 6.75% at June 30, 2017 and 2016 same as expected long term rate of return Expected Long-Term Rate of 6.75% net of expenses. Expected agency contributions projected to keep Return on Investments sufficient plan assets to pay all benefit terms. General Inflation 2.75% Mortality, Retirement, Disability, Termination Rates from CalPERS 1997-2015 Experience Study Mortality Improvement Post-retirement mortality projected fully generational with Society of Actuaries Scale MP-2017 Salary Increases Aggregate - 3% Merit - CalPERS 1997-2015 Experience Study Medical Trend Non-Medicare - 7.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 and later years. Medicare - 6.5% for 2019, decreasing to an ultimate rate of 4.0% in 2076 and later years Participation at Retirement Currently covered: 70% Currently waived: 15% ACA Excise Tax Estimated by 2% load on Cash benefit payments. 78 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 41 Note 8: Other Post-Employment Benefits (OPEB) Change in Assumptions. There were no changes in assumptions for the year ended June 30, 2018. Discount Rate. The discount rate used to measure the total OPEB liability was 6.75% for the Plan. To determine whether the municipal bond rate should be used in the calculation of a discount rate for the Plan, the actuary performed a stress- test on the Plan that would most likely result in a discount rate that would be different from the actuarially-assumed discount rate. Based on the test, the Plan will not run out of assets. Therefore, the current 6.75% discount rate is adequate, and the use of the municipal bond rate calculation is not necessary. The long term expected discount rate of 6.75% is applied to the Plan. The stress-test results are presented in the detailed actuarial report, which can be obtained from the City. Investments. The following table reflects the long-term expected real rate of return of the Plan’s investments by asset class. The rates of return are presented as geometric means developed over a twenty year period. These rates of return are net of administrative expenses. Current Expected Target Real Rate Asset Class Allocation (1)of Return (2) Public Equity 57.0%4.82% Fixed Income 27.0%1.47% TIPS 5.0%1.29% Commodities 3.0%84.00% REITs 8.0%3.76% Assumed Long-Term Rate of Inflation 2.75% Assumed Long-Term Investment Expenses n/a Expected Long-Term Net Rate of Return, Rounded 6.75% Discount Rate (3)6.75% (1) Provided by CalPERS' Strategic Asset Allocation Analysis Overview in August 2014 - Strategy 1. (2) Geometric Average (3) The fiduciary net position is projected to be sufficient to make projected benefit payments, and the plan assets are expected to be invested using the strategy to achieve the expected return. 79 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 42 Note 8: Other Post-Employment Benefits (OPEB) Changes in the Net OPEB Liability The changes in the net OPEB liability for the fiscal year ended June 30, 2018 are as follows: Plan Total Fiduciary Net OPEB Net OPEB Liability Position Liability Balance at June 30, 2016 12,651,572$ 4,345,728$ 8,305,844$ Changes during the year: Service cost 450,125 450,125 Interest on the total pension liability 856,436 856,436 Contribution - employer 1,493,996 (1,493,996) Net investment income 469,883 (469,883) Benefit payments, including refunds of employee contributions (827,500) (827,500) - Administrative expense (2,387) 2,387 Net changes 479,061 1,133,992 (654,931) Balance at June 30, 2017 13,130,633$ 5,479,720$ 7,650,913$ Sensitivity of Net OPEB Liability to Changes in the Discount Rate. The following presents the net OPEB liability at the current discount rate, as well as what the net OPEB liability would be if it were calculated using a hypothetical discount rate that is one percentage point lower or one percentage point higher than the current rate. 1% Decrease 5.75% Net OPEB Liability 9,421,138$ Current Discount Rate 6.75% Net OPEB Liability 7,650,913$ 1% Increase 7.75% Net OPEB Liability 6,195,271$ 80 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 43 Note 8: Other Post-Employment Benefits (OPEB) Sensitivity of Net OPEB Liability to Changes in Healthcare Cost Trend Rates. The following presents the net OPEB liability at current healthcare cost trend rates, as well as what the net OPEB liability would be if it were calculated using hypothetical healthcare cost trend rates that are one percentage point lower or one percentage point higher than the current rate. 1% Decrease Net OPEB Liability 6,055,174$ Current Trend Net OPEB Liability 7,650,913$ 1% Increase Net OPEB Liability 9,617,832$ OPEB Plan Fiduciary Net Position. Detailed information about the OPEB Plan’s fiduciary net position is available in the separately issued CalPERS financial reports on the CERBT. OPEB Expense and Deferred Outflows/Inflows of Resources Related to OPEB For the year ended June 30, 2018, the City’s OPEB expense was $988,994, of which $972,478 was recognized as OPEB expense for the City and $16,516 was recognized as OPEB expense for the Whale Rock Agency Fund. At June 30, 2018, the City reported deferred outflows of resources and deferred inflows of resources related to OPEB from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources OPEB contributions subsequent to measurement date 1,221,000$ $ Net differences between projected and actual earnings on plan investments 149,929 Total 1,221,000$ 149,929$ 81 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 44 Note 8: Other Post-Employment Benefits (OPEB) OPEB contributions subsequent to the measurement date of $1,221,000 are reported as deferred outflows of resources and will be recognized as a reduction of the net OPEB liability in the year ended June 30, 2019. Other amounts reported as deferred outflows of resources and deferred inflows of resources related to OPEB will be recognized as pension expense as follows: Fiscal Year Ended June 30 Amount 2019 (37,482)$ 2020 (37,482) 2021 (37,482) 2022 (37,483) (149,929)$ Payable to the OPEB Plan At June 30, 2018, the City reported a payable of $0 for the outstanding amount of contributions to the OPEB plan required for the year ended June 30, 2018. Note 9: Interfund Transactions Interfund receivable and payable balances as of June 30, 2018 consist of the following: Interfund Receivables Interfund Payables General Fund 59,274$ $ Nonmajor Governmental Funds:59,274 Total 59,274$ 59,274$ Interfund receivables and payables include temporary negative cash balances that result from the timing of cash flows at year end and the time lag between the dates that transactions are recorded in the accounting system and payment between funds are made. Liquidation of interfund receivables and payables typically occurs in the first quarter of the subsequent fiscal year. Interfund balances between governmental funds are not included in the government-wide Statement of Net Position. Interfund transfers are used to move revenues from the fund with collection authorization to the debt service fund as debt service principal and interest payments become due or to move unrestricted revenues to finance various programs that the government must account for in other funds in accordance with budgetary authorizations. This may include amounts provided as matching funds for various grant programs. 82  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 45 Note 9: Interfund Transactions (Continued) Interfund transfers for the year ended June 30, 2018 consist of the following: Transfers In Transfers Out General Fund 7,600,244$ 13,570,369$ Nonmajor Governmental Funds 12,214,900 5,046,748 Enterprise Funds 1,198,027 Total 19,815,144$ 19,815,144$ Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements The City participates in three multi-governmental organizations: the Whale Rock Commission, the San Luis Obispo Regional Transit Authority, and the San Luis Obispo Council of Governments. The City also has an operating agreement related to Nacimiento Water Supply Project. The following provides a general description of each of these agencies and operating agreements along with a summary of financial information and indebtedness: Whale Rock Commission General Description. The Whale Rock Commission (Commission) was established on December 12, 1960 to govern the operations of the Whale Rock Reservoir. The Commission is composed of six voting members and two non-voting members: three voting members are appointed by the City; one is appointed by California Polytechnic State University; one by California Men's Colony; and one by the Director of Finance, State of California. The two non-voting members are position appointments: the Director of Water Resources, State of California; and the Water Superintendent, City of San Luis Obispo. The Commission is authorized by its respective agencies to establish policies for the operation of the Reservoir, to contract for the sale of excess water, and to approve the annual budget. The City, in accordance with established policies of the Commission, operates and maintains the Reservoir; prepares and recommends the annual budget; and maintains the fiscal records and funds of the Commission. The Whale Rock Agency Fund is used to account for the Commission's ongoing operating activities. Ownership in the Reservoir is as follows: 55.05%, City of San Luis Obispo; 33.71%, California Polytechnic State University; and 11.24%, California Men's Colony. The City's share of the Commission's expenses are recorded as expenses of the Water Fund. All receipts and disbursements of the Commission are included in an Agency Fund. Financial Information and Indebtedness. In 1959, the City issued general obligation bonds to secure a future water supply to City residents. Some of the proceeds from the bonds were used to participate with the State of California in the development of the Reservoir. Participation, which is in proportion to the original investment, includes continued operation and maintenance of the facilities. Such indebtedness was directly attributable to provision of water service, and as such, all related indebtedness was recorded in the City's Water Enterprise Fund. These bonds matured in August 1999. 83 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 46 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) The City's original investment in the Reservoir project aggregates $3,900,000, and was amortized on a straight-line basis over thirty-five years. Separate financial statements are available from the Whale Rock Commission, 879 Morro Street, San Luis Obispo, CA 93401. The following segment financial information for the Whale Rock Commission and the Water Fund’s related investment in the joint venture is presented as of and for the year ended June 30, 2018: City's Investment Joint Venture in Joint Venture Total assets 3,514,493$ 1,934,700$ Total liabilities 1,602,215 882,000 Fund balance 1,912,278$ 1,052,700$ Total revenues 1,580,223$ 869,900$ Total expenditures 1,199,999 660,600 Excess of revenues over expenditures 380,224$ 209,300$ San Luis Obispo Regional Transit Authority General Description. The City is a member of the San Luis Obispo Regional Transit Authority (Authority), which was established on February 27, 1990, to operate a joint public transportation system. The Authority is composed of the Cities of Arroyo Grande, Atascadero, Grover Beach, Morro Bay, Paso Robles, Pismo Beach, and San Luis Obispo, as well as the County of San Luis Obispo. The Authority is governed by a Board of Directors comprised of representatives of each of the seven cities, in addition to the five members of the Board of Supervisors. Each member of the Board has one vote. The Board has the authority to establish policies for the operation of the transit system and to adopt an annual budget. Each member makes an annual contribution to the agency for funding the adopted budget. Financial Information. The City allocates a portion of its Transportation Development Act funds directly to the Authority. During 2017-18 the City contributed approximately $694,798 of these funds to the Authority. The City's share of assets, liabilities, and fund equity has not been calculated by the Authority and therefore is not known to the City; however, based on the City's limited financial participation in the Authority, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from the Authority, 179 Cross Street, Suite A, San Luis Obispo, CA 93401. 84  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 47 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) San Luis Obispo Council of Governments General Description. The San Luis Obispo Council of Governments (SLOCOG) was formed in 1968 through a joint powers agreement among the incorporated cities and the County of San Luis Obispo. It acts as the regional transportation planning agency for the county and is the metropolitan planning organization and the congestion management agency for the region. The governing board consists of twelve delegates, each with one vote that includes the five members of the County Board of Supervisors and one representative from each of the seven cities in the County. Financial Information. A portion of the City's Transportation Development Act funds are directly allocated to the SLOCOG. The City's share of assets, liabilities, and fund equity has not been calculated by SLOCOG and therefore is not known to the City; however, based on the City's limited financial participation in SLOCOG, any such assets, liabilities, or equity are not believed to be significant to the basic financial statements taken as a whole. Separate financial statements are available from SLOCOG, 1114 Marsh Street, San Luis Obispo, CA 93401. Nacimiento Water Supply Project General Description. In 2004, the Council adopted a resolution approving an agreement with the San Luis Obispo County Flood Control and Water Conservation District (District) for the design, construction, and operations of the facilities required for the delivery of 5,482 acre-feet of water per year to the City of San Luis Obispo from the Nacimiento Water Supply Project (Project). The agreement includes conditions relative to the costs associated with the project and how these costs will be shared and paid by the participants in the project. Each project participant, including the City, has entered into an agreement in order to provide for the development, financing, construction, operation and maintenance of the Project. The agreement is a “take-or-pay” obligation: the City is obligated to pay amounts specified in the agreement whether or not water is delivered. The City is required to pay an amount equal to its share of various capital expenses relating to the funding of design costs, engineering, planning, environmental mitigation, equipping new facilities and/or construction efforts, accounting services, project administration and management, installation, grading, razing and building the Project. The City is also required to pay for its share of operating and maintenance costs. The City records these payments as operating expenses in its water enterprise fund. The City is required to make payments under its agreement solely from the revenues of its water system. The City agreed to establish and collect rates and charges from the customers of the City’s water enterprise fund at levels sufficient to produce revenues equal to: (1) the costs of operating and maintaining the City’s water enterprise; plus (2) the contract payments, calculated in accordance with the delivery contract including the amounts allocated as the City’s share of capital projects installment debt service; plus (3) the coverage factor for the amounts allocated as the City’s share of capital projects installment debt service; and (4) under certain circumstances, that the City understands and agrees that the delivery contract may impose a surcharge following the occurrence of any payment default. 85  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 48 Note 10: Joint Ventures, Jointly Governed Organizations and Operating Agreements (Continued) Financial Information. In September 2007, the District sold water revenue bonds in the amount of $196 million for the construction of the Project. These bonds were refinanced in August 2015. In addition, the District sold water revenue bonds in the amount of $182 million. Based on the City’s share of construction costs, debt service and operating and maintenance, the following summarizes the City’s Project obligations for 2017-18 and five-year projections for the 2015 bonds and the 2007 bonds that will remaining outstanding following the refunding. Actual 2017 6,676,562$ Projected: 2019 4,985,758 2020 4,945,455 2021 4,948,523 2022 4,945,814 2023 4,948,105 2024-28 24,736,686 2029-33 24,729,601 2034-38 24,738,478 2039-41 15,686,526 Nacimiento Water Supply Obligations   Separate financial statements are available from the San Luis Obispo County Flood Control and Water Conservation District, 1050 Monterey Street, San Luis Obispo, CA 93401. Note 11: Risk Management California Joint Powers Insurance Authority The City is a member of the California Joint Powers Insurance Authority (Authority). The Authority is composed of 119 California public entities and is organized under a joint powers agreement pursuant to California Government Code § 6500 et seq. The purpose of the Authority is to arrange and administer programs for the pooling of self-insured losses, to purchase excess insurance or reinsurance, and to arrange for group purchased insurance for property and other lines of coverage. The California JPIA began covering claims of its members in 1978. Each member government has an elected official as its representative on the Board of Directors. The Board operates through a nine-member Executive Committee. Each member pays an annual contribution to cover estimated losses for the coverage period. This initial funding is paid at the beginning of the coverage period. After the close of the coverage period, outstanding claims are valued. A retrospective deposit computation is then conducted annually thereafter until all claims incurred during the coverage period are closed on a pool-wide basis. This subsequent cost reallocation among members based on actual claim development can result in adjustments of either refunds or additional deposits required. 86  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 49 Note 11: Risk Management (Continued) The total funding requirement for self-insurance programs is estimated using actuarial models and prefunded through the annual contribution. Costs are allocated to individual agencies based on exposure (payroll) and experience (claims) relative to other members of the risk-sharing pool. Additional information regarding the cost allocation methodology is provided below. Self-Insurance Programs of the Authority General Liability and Workers’ Compensation. The City is a member of the California Joint Powers Insurance Authority (CJPIA), which provides joint protection programs and group purchased insurance for public entities covering liability, errors and omission losses, auto liability, employment practices liability, crime, pollution, workers’ compensation injuries and coverage for city-owned property. The City has a retained limit of $500,000 per occurrence for liability and no retained limit for workers’ compensation. Liabilities of the City are reported when it is probable that a loss has occurred and the amount of the loss can be reasonable estimated. Liabilities include an amount for claims that have been incurred but not reported (IBNR). The result of the process to estimate the claims liability is not an exact amount as it depends on many complex factors, such as inflation, changes in legal doctrines and damage awards. Accordingly, claims are reevaluated periodically to consider the effects of economic and social factors. The estimate of the claims liability also includes amounts for incremental claim adjustment expenses related to specific claims and other claim adjustment expenses regardless of whether or not they are attributable to specific claims. Estimated recoveries, for example from salvage or subrogation, are another component of the claims liability estimate. During the past three fiscal years, none of the protection programs experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured coverage in 2017-18. CJPIA covers workers’ compensation claims up to a pooled limit of $2 million per occurrence and provides excess coverage to statutory limits with a group purchased commercial insurance policy. The City pays an annual contribution to CJPIA and may share in any member refunds in the event that pooled funding exceeds the cost of pooled claims and claim-related expenses, or the City may be required to pay additional contributions based upon CJPIA’s operating results. Financial statements of CJPIA may be obtained from its administrative office located at 8081 Moody Street, La Palma, California 90623, or by calling (562) 467-8700. Additional claims and lawsuits have been filed against the City in the normal course of business. It is reasonably possible that the City may be liable for claims not to exceed $500,000. In the opinion of management, the resolution of these matters will not have a material adverse effect on the financial condition of the City. 87 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 50 Note 11: Risk Management (Continued) Adequacy of Protection During the past three fiscal years, none of the above programs of protection experienced settlements or judgments that exceeded pooled or insured coverage. There were also no significant reductions in pooled or insured liability coverage from coverage in 2017-18. Self-Insurance The City retains the risk for workers’ compensation losses incurred prior to joining the California Joint Powers Insurance Authority. Several member agencies of the now dissolved Central Coast Cities Self-Insurance Fund continue to participate in a non-risk sharing arrangement for claims management and the purchase of excess insurance. The participating agencies share a set of common guidelines and annually set aside premiums to pay their individual losses within their self-insured retentions. Losses are debited and investment income is credited to specific member accounts. The City has not incurred any losses in excess of insurance coverage. Claims liabilities in the governmental funds are generally liquidated by the General Fund. The last actuarial study to determine the undiscounted outstanding claims liability was completed for the year ended June 30, 2018. The liability was estimated based on the actuarial study and considered claims asserted and paid, and the time limitations for filing claims. There are no estimates for claims incurred but not reported because the time limit for filing claims has elapsed. The estimated asset at June 30, 2018 is calculated as follows: Self-insurance activity as of and for the year ended June 30, 2018 is summarized is as follows: Interest earnings 16,283$ Claims expense (257,114)$ Estimated liability for reported claims and settlement expenses (544,123)$ Assets on deposit 1,245,181 Estimated unpaid claims asset 701,058$ Changes in the balances of claim assets during the past two fiscal years are as follows: Estimated unpaid claims asset June 30, 2016 679,220$ Claim payments and related expenditures reimbursement 110,865 Change in estimated claims asset June 30, 2017 87,473 Interest earnings 8,756 Withdrawal (61,452) Estimated unpaid claims asset June 30, 2017 824,862 Claim payments and related expenditures reimbursement (257,114) Change in estimated claims asset June 30, 2018 117,027 Interest earnings 16,283 Estimated unpaid claims asset June 30, 2018 701,058$ 88 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 51 Note 12: Operating Lease The City entered into an operating lease in October 2014 for the use of various office equipment. Total expense for the lease was $20,629 for the year ended June 30, 2018. At June 30, 2018, the future minimum lease payments were as follows: For the Year Ending June 30, 2019 20,982$ 2020 10,625 31,607$ Note 13: Commitments and Contingencies Litigation The City is presently involved in certain matters of litigation that have arisen in the normal course of conducting City business. City management believes, based upon consultation with the City Attorney, that these cases, in the aggregate, are adequately covered by insurance and not expected to result in a material adverse financial impact on the City. Grant Awards Under the terms of Federal and State grants, audits may be required and certain costs may be questioned as not being appropriate expenditures under the terms of the grants. Such audits could lead to requests for reimbursement to the grantor agencies. City management believes disallowances, if any, will be immaterial. Regional Transit Authority Pension Expense The City is presently a member agency of the San Luis Obispo Regional Transit Authority (see Note 10), a duly established Joint Powers Authority (JPA) comprised of all local cities and the County of San Luis Obispo. The City’s contractual contribution to that entity is approximately 18%. The City was recently advised that the Regional Transit Authority is working with CalPERS to determine whether it is required to enroll certain previously unenrolled transit employees in the CalPERS pension system and whether the entity may be liable for obligations related to the failure to enroll those employees and make contributions on their behalf. The current amount of potentially unfunded liability for the JPA associated with this matter may reach as high as $5 million. It is not known whether and to what extent member agencies may be obligated to increase contributions to address the retroactive liability and to fund contributions for previously unenrolled employees going forward. Resolution of the matter is expected in early 2019. 89 City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 52 Note 14: Construction and Other Significant Commitments Construction and other significant commitments as of June 30, 2018, including encumbrances outstanding at year-end, are as follows: General Fund 3,640,896$ Special Revenue Funds 186,864 Capital Project Funds 1,620,622 Enterprise Funds: Water 585,126 Sewer 4,860,676 Parking 87,258 Transit 8,308 Total 10,989,750$ Long-term construction contracts are billed and paid on a percentage completion basis by construction phase. Note 15: Fund Balance Deficiency At June 30, 2018, the City had a negative fund balance in the Downtown BID Fund of $77,329. Note 16: Subsequent Events Events subsequent to June 30, 2018 have been evaluated through December 21, 2018, which is the date that the financial statements are available to be issued. Management identified the below subsequent events that required disclosure. Diablo Power Plant Closure Settlement Agreement On September 19, 2018, Governor Jerry Brown approved Senate Bill No. 1090 related to the Diablo Canyon Nuclear Power Plant Closure. The bill requires the Public Utilities Commission to approve the full funding for the community impact mitigation settlement, and for the employee retention program, proposed by Pacific Gas and Electric Company (PG&E) in a specified application submitted to the Commission. The bill would also require the Commission to ensure that integrated resource plans avoid any increase in emissions of greenhouse gases as a result of the retirement of the Diablo Canyon Nuclear Power Plant. The Settlement Agreement with PG&E includes a payment by PG&E of $10 million to the Economic Development Fund to ease the local economic impacts of the plant’s closure. Of this amount, the City will receive $1.82 million. In addition, the agreement includes $75 million to the Essential Services Mitigation Fund to offset the potential negative impacts to essential public services, which will be paid out through the County in nine equal installments through 2025. The County will redistribute the funds to 71 local agencies whose budgets are impacted by the inevitable decrease in unitary tax funding from the power plant. Finally, the agreement includes continued funding of offsite community and local emergency planning efforts over the course of 15 to 25 years. 90  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 53 Note 16: Subsequent Events (Continued) 2018 Water Revenue Refunding Bonds On July 3, 2018, the City issued water revenue refunding bonds, of which were used to refund the outstanding 2006 water revenue bonds. Proceeds from the 2018 bonds totaled $10,095,000, along with a $1,714,515 bond premium and $1,035,348 in reserve funds from the prior bonds, were applied towards fully funding an escrow amount in the total amount sufficient for the redemption of $12,520,000 total outstanding principal plus $77,353 interest accrued on the prior bonds on August 3, 2018 (the “Redemption Date”) and $247,510 in bond underwriter’s discount and cost of issuance. 2018 Clean Water State Revolving Fund Loan On November 13, 2018, the City Council approved the Clean Water State Revolving Fund loan agreement between the City of San Luis Obispo and the California State Water Resources Control Board for a $140 million loan for the Water Resource Recovery Facility Project. The City will receive $4 million in principal forgiveness and the remaining $136 million will be repaid over 30 years. The applicable interest rate was set at 1%. Note 17: New Accounting Standards Accounting Standards Adopted In June 2015, GASB issued Statement No. 75, Accounting and Financial Reporting for Postemployment Benefit Plans Other Than Pensions. Statement No. 75 establishes new accounting and financial reporting requirements for governments whose employees are provided with OPEB, as well as for certain nonemployer governments that have a legal obligation to provide financial support for OPEB provided to the employees of other entities. The provisions of Statement No. 75 are effective for fiscal years beginning after June 15, 2017. Implementation of GASB Statement No. 75 for the City’s June 30, 2018 financial statements resulted in a restatement of beginning net position as of July 1, 2017. See Notes 8 and 18 to the financial statements for further discussion. In March 2016, GASB issued Statement No. 81, Irrevocable Split-Interest Agreements. Statement No. 81 requires that a government that receives resources pursuant to an irrevocable split-interest agreement recognize assets, liabilities, and deferred inflows of resources at the inception of the agreement. The Statement also provides additional recognition and measurement guidance for situations in which a government is a beneficiary of the agreement. The provisions of Statement No. 81 are effective for fiscal years beginning after December 15, 2016. Implementation of this Statement did not have a material impact on the City’s financial statements. In March 2016, GASB issued Statement No. 82, Pension Issues—an amendment of GASB Statements No. 67, No. 68, and No. 73. Statement No. 82 addresses issues regarding (1) the presentation of payroll-related measures in required supplementary information, (2) the selection of assumptions and the treatment of deviations from the guidance in an Actuarial Standard of Practice for financial reporting purposes, and (3) the classification of payments made by employers to satisfy employee (plan member) contribution requirements. The provisions of Statement No. 82 are effective for fiscal 91  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 54 Note 17: New Accounting Standards (Continued) years beginning after June 15, 2016. Implementation of this Statement did not have a material impact on the City’s financial statements. In March 2017, GASB issued Statement No. 85, Omnibus 2017. Statement No. 85 addresses practice issues that have been identified during implementation and application of certain GASB Statements. This Statement addresses a variety of topics including issues related to blending component units, goodwill, fair value measurement and application, and postemployment benefits (pensions and other postemployment benefits [OPEB]). The provisions of Statement No. 85 are effective for fiscal years beginning after June 15, 2017. Implementation of this Statement did not have a material impact on the City’s financial statements. In May 2017, GASB issued Statement No. 86, Certain Debt Extinguishment Issues. Statement No. 86 is meant to improve consistency in accounting and financial reporting for in-substance defeasance of debt by providing guidance for transactions in which cash and other monetary assets acquired with only existing resources—resources other than the proceeds of refunding debt—are placed in an irrevocable trust for the sole purpose of extinguishing debt. This Statement also improves accounting and financial reporting for prepaid insurance on debt that is extinguished and notes to financial statements for debt that is defeased in substance. The provisions of Statement No. 86 are effective for fiscal years beginning after June 15, 2017. Implementation of this Statement did not have a material impact on the City’s financial statements. New Accounting Standards In November 2016, GASB issued Statement No. 83, Certain Asset Retirement Obligations. Statement No. 83 provides financial statement users with information about asset retirement obligations that were not addressed in GASB standards by establishing uniform accounting and financial reporting requirements for these obligations. The provisions of Statement No. 83 are effective for reporting periods beginning after June 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. In January 2017, GASB issued Statement No. 84, Fiduciary Activities. Statement No. 84 establishes criteria for identifying fiduciary activities of all state and local governments. Activities meeting the criteria should be reported in a fiduciary fund in the basic financial statements. This Statement also provides for recognition of a liability to the beneficiaries in a fiduciary fund when an event has occurred that compels the entity to disburse fiduciary resources. The provisions of Statement No. 84 are effective for fiscal years beginning after December 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. In June 2017, GASB issued Statement No. 87, Leases. Statement No. 87 increases the usefulness of entities’ financial statements by requiring recognition of certain lease assets and liabilities for leases that previously were classified as operating leases and recognized as inflows of resources or outflows of resources based on the payment provisions of the contract. It establishes a single model for lease accounting based on the foundational principle that leases are financings 92  City of San Luis Obispo, California Notes to the Financial Statements June 30, 2018 Page 55 Note 17: New Accounting Standards (Continued) of the right to use an underlying asset. The provisions of Statement No. 87 are effective for fiscal years beginning after December 15, 2019. Management has not yet determined the impact of this Statement on its financial statements. In April 2018, GASB issued Statement No. 88, Certain Disclosures Related to Debt, including Direct Borrowings and Direct Placements. Statement No. 88 is meant to improve the information that is disclosed in notes to government financial statements related to debt, including direct borrowings and direct placements. It also clarifies which liabilities governments should include when disclosing information related to debt. This Statement requires that additional essential information related to debt be disclosed in notes to financial statements. The provisions of Statement No. 88 are effective for fiscal years beginning after June 15, 2018. Management has not yet determined the impact of this Statement on its financial statements. In June 2018, GASB issued Statement No 89, Accounting for Interest Cost Incurred before the End of a Construction Period. Statement No. 89 enhances the relevance and comparability of information about capital assets and the cost of borrowing for a reporting period and simplifies accounting for interest cost incurred before the end of a construction period. The provisions of Statement No. 89 are effective for fiscal years beginning after December 15, 2019. Management has not yet determined the impact of this Statement on its financial statements. In August 2018, GASB issued Statement No 90, Majority Equity Interests. Statement No. 90 improves the consistency and comparability of reporting a government’s majority equity interest in a legally separate organization and improves the relevance of financial statement information for certain component units. The provisions of Statement No. 90 are effective for fiscal years beginning after December 15, 2018 with earlier implementation encouraged. Management has not yet determined the impact of this Statement on its financial statements. Note 18: Prior Year Restatements As of July 1, 2017, the City implemented GASB Statement No. 75, Accounting and Financial Reporting for Postemployment Benefits Other Than Pensions. The City recorded the beginning net OPEB liability of $8,167,136, the beginning deferred outflows of resources of $1,469,046 related to OPEB contributions made after the beginning measurement date, the removal of the net OPEB asset under the previous standards of $495,000, to arrive at the restatement of $7,193,090. See Note 8 for detailed information about the impact of the implementation on the City’s financial statements. During 2018, a prior year restatement was recorded to properly record the City’s investment in the Whale Rock Commission, a joint venture, due to the implementation of GASB Statement No. 75. The effect was to decrease investment in joint venture and beginning net position by $62,700 for the Water Fund for the year ended June 30, 2017. During 2018, a prior year restatement was recorded to properly record July 2017 utility billing revenue due to a change in the City’s billing cycle accrual methodology. The effect was to increase current year water and sewer revenue and decrease beginning net position by $414,055, $292,590 and $17,460 for the Water Fund, Sewer Fund, and General Fund, respectively, for the year ended June 30, 2017. REQUIRED SUPPLEMENTARY INFORMATION (UNAUDITED) 94 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Revenues: Taxes and franchise fees: Sales and use tax - general 16,932,000$ 16,487,213$ 17,055,085$ 567,872$ Sales and use tax - Half Percent Sales Tax 7,607,000 7,445,096 7,504,485 59,389 Sales tax - Prop 172 436,560 436,560 397,488 (39,072) Property tax 10,950,000 11,145,228 11,425,510 280,282 Transient occupancy tax 7,293,790 7,293,790 7,514,289 220,499 Utility users tax 5,568,000 5,568,000 5,627,356 59,356 Property tax in lieu of VLF 4,593,377 4,637,535 4,637,253 (282) Franchise taxes 1,526,717 1,582,442 1,597,655 15,213 Business tax 2,746,896 2,746,896 2,663,686 (83,210) Real property transfer tax 380,878 380,878 347,765 (33,113) Total taxes 58,035,218 57,723,638 58,770,572 1,046,934 Fines, forfeitures and penalties 147,600 147,600 199,374 51,774 Use of money and property 264,798 264,798 26,220 (238,578) Subventions and grants: Homeowners' property tax relief 69,560 69,560 90,636 21,076 Other in-lieu 22,000 22,000 24,595 2,595 Police training grant (POST)10,000 10,000 30,615 20,615 COPS grant AB 3229 100,000 100,000 139,416 39,416 Mutual aid reimbursements 962,341 1,672,663 710,322 Transportation grants 85,000 85,000 21,703 (63,297) Other State and Federal grants 99,000 108,378 12,798 (95,580) Total subventions and grants 385,560 1,357,279 1,992,426 635,147 See notes to required supplementary information. 95 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2018 Page 2 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Charges for services: Public safety: Police 475,267$ 533,909$ 629,557$ 95,648$ Fire: Cal Poly fire services 291,312 291,312 284,408 (6,904) Medical emergency recovery 182,515 182,515 181,133 (1,382) Fire safety/hazardous materials permits 137,150 137,150 103,777 (33,373) Multi-dwelling unit inspections 284,168 284,168 Other fire revenues 110,776 122,861 197,145 74,284 Community development: Planning and zoning fees 648,619 648,619 631,786 (16,833) Construction plan and check inspections 3,410,514 3,410,514 3,602,558 192,044 Infrastructure plan check and inspections 1,400,000 1,400,000 1,476,908 76,908 Fire plan check and inspections 400,000 400,000 393,704 (6,296) Encroachment permits 244,745 244,745 327,535 82,790 RHIP Fees 38,961 38,961 (46,876) (85,837) Culture and recreation: Adult athletic fees 135,117 135,117 112,407 (22,710) Youth athletic fees 37,201 37,201 26,125 (11,076) Skatepark 2,208 2,208 10 (2,198) Instruction fees 100,455 100,455 70,061 (30,394) Special event fees 102,332 108,272 68,659 (39,613) Rental and use fees 178,279 178,279 191,025 12,746 Children services 662,340 662,340 705,352 43,012 Teens & seniors 1,656 1,656 18 (1,638) Aquatics 278,956 283,083 284,030 947 Golf course 322,496 322,495 250,431 (72,064) General government: Other service charges 435,485 435,487 441,730 6,243 Total charges for services 9,596,384 9,677,179 10,215,651 538,472 Other revenues: Insurance refunds 28,200 28,200 (367,401) (395,601) Sale of surplus property 7,198 7,198 Other 32,900 348,749 893,044 544,295 Total other revenues 61,100 376,949 532,841 155,892 Total Revenues 68,490,660 69,547,443 71,737,084 2,189,641 See notes to required supplementary information. 96 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2018 Page 3 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Expenditures: Public Safety: Police protection: Administration 1,786,923$ 1,826,799$ 1,604,735$ 222,064$ Investigations 2,496,640 2,496,640 2,373,230 123,410 Neighborhood services 268,998 268,998 234,658 34,340 Support services 2,660,866 2,625,032 2,387,474 237,558 Patrol services 8,281,059 8,355,354 8,457,403 (102,049) Traffic safety 845,290 864,090 721,013 143,077 Total police protection 16,339,776 16,436,913 15,778,513 658,400 Fire and environmental safety: Administration 980,360 992,514 878,145 114,369 Emergency response 9,724,402 10,685,987 10,589,603 96,384 Fire Apparatus Services 417,561 439,023 406,356 32,667 Hazard protection 1,083,048 1,129,691 882,420 247,271 Training 233,050 234,594 94,089 140,505 Technical services 38,055 48,145 46,986 1,159 Disaster preparedness 9,900 43,752 35,577 8,175 Total fire and environmental safety 12,486,376 13,573,706 12,933,176 640,530 Total public safety 28,826,152 30,010,619 28,711,689 1,298,930 Transportation: Transportation planning and engineering 943,437 1,066,074 984,494 81,580 Street and sidewalk maintenance 1,778,492 1,554,293 1,207,563 346,730 Traffic signals and street lights 535,787 539,135 501,165 37,970 Creek and flood protection 994,844 1,020,425 854,462 165,963 Total transportation 4,252,560 4,179,927 3,547,684 632,243 See notes to required supplementary information. 97 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2018 Page 4 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Culture and Recreation: Recreation programs: Recreation administration 932,649$ 932,649$ 711,842$ 220,807$ Aquatics/Sinsheimer park facilities 422,971 425,732 405,579 20,153 Children's services 919,095 919,095 906,269 12,826 Facilities 246,981 248,347 201,744 46,603 Special events 284,247 289,326 250,470 38,856 Recreational sports 346,024 346,885 244,322 102,563 Golf course 661,331 661,331 611,638 49,693 Ranger services 505,119 505,119 456,204 48,915 Maintenance programs: Swim center maintenance 491,452 491,452 459,342 32,110 Parks and landscape maintenance 2,669,835 2,805,170 2,398,329 406,841 Tree maintenance 556,441 604,651 544,509 60,142 Cultural and social service programs: Human relations 258,269 258,269 227,004 31,265 Cultural activities 320,287 320,287 317,011 3,276 Total leisure, cultural and social services 8,614,701 8,808,313 7,734,263 1,074,050 Community Development: Planning: Commissions and communities 51,517 51,517 35,386 16,131 Community development administration 710,180 779,520 688,271 91,249 Long-range planning 645,329 998,692 937,749 60,943 Development review 1,659,798 1,669,641 1,654,704 14,937 Development services 88,712 114,431 98,916 15,515 Natural resource protection 402,692 409,524 391,242 18,282 Construction regulation: Building and safety 1,694,456 1,790,493 1,859,811 (69,318) CIP project engineering 2,005,918 1,967,980 1,719,756 248,224 Economic health: Community promotion 404,689 411,985 390,650 21,335 Economic development 251,148 435,148 242,069 193,079 Total community development 7,914,439 8,628,931 8,018,554 610,377 See notes to required supplementary information. 98 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2018 Page 5 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) General Government: Legislation: Council 139,156$ 139,156$ 129,772$ 9,384$ General administration: City administration 1,013,669 1,153,734 907,488 246,246 Public works administration 1,019,913 1,019,913 968,922 50,991 Legal services: City attorney 785,812 1,183,170 964,048 219,122 City clerk services: Administration and records 680,083 865,323 704,969 160,354 Organization support services: Human resource administration 1,211,890 1,392,131 1,169,237 222,894 Risk management 4,531,100 5,723,376 4,056,501 1,666,875 Finance and information technology administration 714,895 898,293 811,997 86,296 Revenue management 325,947 346,562 292,251 54,311 Accounting 884,525 889,345 859,919 29,426 Finance non departmental 1,357,789 1,362,789 282,954 1,079,835 Network services 2,608,660 2,662,620 2,466,077 196,543 Geographic information services 673,749 697,809 650,411 47,398 Support services 490,627 453,624 192,014 261,610 Wellness program 18,600 18,600 15,337 3,263 Building and vehicle maintenance: Buildings 1,261,433 1,264,882 1,154,052 110,830 Vehicle and equipment maintenance 1,254,694 1,351,104 1,209,930 141,174 Total general government before cost reimbursement 18,972,542 21,422,431 16,835,879 4,586,552 Cost reimbursement (Note 3 to RSI)(4,264,633) (4,264,633) (4,264,633) - Total general government 14,707,909 17,157,798 12,571,246 4,586,552 Total Expenditures 64,315,761 68,785,588 60,583,436 8,202,152 Excess of Revenues Over Expenditures 4,174,899 761,855 11,153,648 (10,391,793) See notes to required supplementary information. 99 City of San Luis Obispo, California Budgetary Comparison Schedule General Fund, continued For the Fiscal Year Ended June 30, 2018 Page 6 Variance with Final Budget Original Final Positive Budget Budget Actual (Negative) Other Financing Sources (Uses) Proceeds from debt issuance including bond premium $ $ 12,472,698$ (12,472,698)$ Payment of debt (14,558,475) 14,558,475 Transfers in 5,056,700 5,070,500 7,600,244 (2,529,744) Transfers out (6,495,457) (11,539,155) (13,570,369) 2,031,214 Total other financing uses (1,438,757) (6,468,655) (8,055,902) 1,587,247 Net Change in Fund Balance 2,736,142 (5,706,800) 3,097,746 (8,804,546) Fund Balance, Beginning of the Year 26,496,154 26,496,154 26,496,154 - Prior Year Restatements (17,460) (17,460) Fund Balance, Beginning of the Year, as Restated 26,496,154 26,496,154 26,478,694 17,460 Fund Balance, End of Year 29,232,296$ 20,789,354$ 29,576,440$ (8,787,086)$ See notes to required supplementary information. 100 City of San Luis Obispo, California Schedule of the Changes in the Net Pension Liability and Related Ratios Miscellaneous Agent Multiple-Employer Plan June 30, 2018 Last 10 Years * Fiscal Year 2017-18 2016-17 2015-16 2014-15 Measurement Period 2016-17 2015-16 2014-15 2013-14 Total pension liability: Service Cost 4,124,832$ 3,580,882$ 3,578,172$ 3,703,087$ Interest on total pension liability 14,197,897 13,688,523 13,193,597 12,756,967 Difference between expected and actual experience 694,843 (1,160,933) (2,433,791) Changes in assumptions 11,219,603 (3,057,724) Benefit payments, including refunds of employee contributions (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net change in total pension liability 20,076,122 6,631,964 2,471,586 8,201,443 Total pension liability - beginning 189,675,644 183,043,680 180,572,094 172,370,651 Total pension liability - ending (a)209,751,766$ 189,675,644$ 183,043,680$ 180,572,094$ Plan fiduciary net position: Contributions - employer 6,776,849$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions - employee 1,841,331 1,666,606 1,509,834 1,664,654 Net investment income 13,053,453 677,557 2,673,657 17,746,607 Benefit payments (10,161,053) (9,476,508) (8,808,668) (8,258,611) Net plan to plan resource movement (2,936) Administrative expense (172,935) (72,044) (133,042) Net change in plan fiduciary net position 11,334,709 (1,082,216) 269,137 15,783,904 Plan fiduciary net position - beginning 117,130,354 118,212,570 117,943,433 102,159,529 Plan fiduciary net position - ending (b)128,465,063$ 117,130,354$ 118,212,570$ 117,943,433$ Net pension liability (asset) - ending (a) - (b)81,286,703$ 72,545,290$ 64,831,110$ 62,628,661$ Plan fiduciary net position as a percentage of the total pension liability 61.25%61.75%64.58%65.32% Covered payroll 21,841,841$ 20,499,668$ 19,769,997$ 19,235,818$ Net pension liability as percentage of covered payroll 372.16%353.89% 327.93% 325.58% * Fiscal year 2018 was the 4th year of implementation therefore only four years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 101 City of San Luis Obispo, California Schedule of the Pension Plan Contributions Miscellaneous Agent Multiple-Employer Plan June 30, 2018 Last 10 Years * Fiscal Year 2017-18 2016-17 2015-16 2014-15 2013-14 Actuarially determined contribution 6,698,266$ 6,776,849$ 6,122,173$ 5,027,356$ 4,631,254$ Contributions in relation to the actuarially determined contributions (6,698,266) (6,776,849) (6,122,173) (5,027,356) (4,631,254) Contribution deficiency (excess)-$ -$ -$ -$ -$ Covered payroll 23,794,341$ 21,841,841$ 20,499,668$ 19,769,997$ 19,235,818$ Contributions as a percentage of covered payroll 28.15% 31.03% 29.86% 25.43% 24.08% * Fiscal year 2018 was the 4th year of implementation therefore only four years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 102 City of San Luis Obispo, California Schedule of the City’s Proportionate Share of the Net Pension Liability Safety Cost-Sharing Plan As of June 30, 2018 Last 10 Years * Fiscal Year 2017-18 2016-17 2015-16 2014-15 Measurement Period 2016-17 2015-16 2014-15 2013-14 Employer's Proportion of the Collective Net Pension Liability 1.1943%1.2510% 1.3654%1.3754% Employer's Proportionate Share of the Collective Net Pension Liability 71,364,346$ 64,792,760$ 56,260,280$ 51,592,420$ Employer's Covered Payroll 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ Employer's Proportionate Share of the Net Pension Liability as a Percentage of its Covered Payroll 634.56%610.42% 528.61%475.51% Plan's Share of the Fiduciary Net Position as a Percentage of the Employer's Total Pension Liability 71.74%72.69%77.27%78.83% * Fiscal year 2018 was the 4th year of implementation therefore only four years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 103 City of San Luis Obispo, California Schedule of the City’s Pension Contributions Safety Cost-Sharing Plan As of June 30, 2018 Last 10 Years * Fiscal Year 2017-18 2016-17 2015-16 2014-15 2013-14 Actuarially determined contribution 5,910,345$ 5,549,915$ 5,074,217$ 4,350,871$ 4,226,211$ Contributions in relation to the actuarially determined contributions (5,910,345) (6,299,915) (5,824,217) (4,650,871) (5,161,211) Contribution deficiency (excess)-$ (750,000)$ (750,000)$ (300,000)$ (935,000)$ Covered payroll 11,246,306$ 10,614,437$ 10,643,123$ 10,849,863$ 10,768,119$ Contributions as a percentage of covered payroll 52.55%59.35%54.72% 42.87% 47.93% * Fiscal year 2018 was the 4th year of implementation therefore only four years are shown. Information is required only for measurement periods for which GASB 68 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 104 City of San Luis Obispo, California Schedule of the Changes in the Net OPEB Liability and Related Ratios For the Fiscal Year Ended June 30, 2018 Fiscal Year 2017-18 Measurement Period 2016-17 Total pension liability: Service Cost 450,125$ Interest on total OPEB liability 856,436 Difference between expected and actual experience Changes in assumptions Benefit payments, including refunds of employee contributions (827,500) Net change in total OPEB liability 479,061 Total OPEB liability - beginning 12,651,572 Total OPEB liability - ending (a)13,130,633$ Plan fiduciary net position: Contributions - employer 1,493,996$ Net investment income 469,883 Benefit payments (827,500) Net plan to plan resource movement Administrative expense (2,387) Net change in plan fiduciary net position 1,133,992 Plan fiduciary net position - beginning 4,345,728 Plan fiduciary net position - ending (b)5,479,720$ Plan net OPEB liability - ending (a) - (b)7,650,913$ Plan fiduciary net position as a percentage of the total OPEB liability 41.73% Covered payroll 33,722,592$ Plan net OPEB liability as percentage of covered payroll 22.69% * Fiscal year 2018 was the 1st year of implementation therefore only one year is shown. Information is required only for measurement periods for which GASB 75 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 105 City of San Luis Obispo, California Schedule of Employer OPEB Contributions For the Fiscal Year Ended June 30, 2018 Fiscal Year 2017-18 Contractually determined contribution (actuarially determined)1,221,000$ Contributions in relation to the actuarially determined contributions (1,221,000) Contribution deficiency (excess)-$ Covered payroll 33,790,437$ Contributions as a percentage of covered payroll 3.61% * Fiscal year 2018 was the 1st year of implementation therefore only one year is shown. Information is required only for measurement periods for which GASB 75 is applicable. The current measurement period is the year ended June 30, 2017. See notes to required supplementary information. 106 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2018 Budgetary Comparison Schedule 1. The budget is prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. 2. Outstanding encumbrances from the prior fiscal year are not reflected in the original budget column but are included in the final budget amounts. 3. All the City’s general government and engineering programs are initially accounted and budgeted for in the General Fund. However, certain of these support service programs also benefit the City’s enterprise and agency fund operations, and accordingly, transfers are made from these funds to reimburse the General Fund for these services. The transfers are based on a Cost Allocation Plan prepared for this purpose which distributes the shared costs in a uniform, consistent manner in accordance with U.S. generally accepted accounting principles. Excess of Expenditures Over Appropriations 1. At June 30, 2018 expenditures exceeded appropriations in the General Fund as noted below. This does not represent a violation of City budget policies because no department’s total expenditures exceeded their total appropriations within the General Fund. Department/Division Budget Variance Police protection: Patrol services 166,468 Construction regulation: Building and safety 81,898 Schedule of the Changes in the Net Pension Liability and Related Ratios – Miscellaneous Plan 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2016 valuation date. This applies for voluntary benefit changes as well as any offers of Two years Additional Service Credit (a.k.a. Golden Handshakes). 2. Changes in assumptions. In 2017, the accounting discount rate reduced from 7.65% to 7.15%. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. 107 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2018 Page 2 Schedule of the Pension Plan Contributions—Miscellaneous Plan The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2017-18 contributions rates are as follows: Actuarial valuation date June 30, 2015 Actuarial cost method Entry Age Normal Inflation 2.75% Salary increases Varies by Entry Age and Service Payroll growth 3.00% Mortality The probabilities of mortality are based on the 2014 CalPERS Experience Study for the period from 1997 to 2011. Pre-retirement and post-retirement mortality rates include 5 years of projected mortality improvement using Scale AA published by the Society of Actuaries. Asset valuation method Actuarial Value of Assets. Investment rate of return 7.50% net of pension plan investment and administrative expenses; includes inflation. Retirement age The probabilities of retirement are based on the 2014 CalPERS experience study for the period from 1997 to 2011. Schedule of the City’s Proportionate Share of the Net Pension Liability – Cost Sharing The Plan’s proportionate share of aggregate contributions may not match the actual contributions made by the employer during the measurement period. The Plan’s proportionate share of aggregate contributions is based on the Plan’s proportion of fiduciary net position as well as any additional side fund (or unfunded liability) contributions made by the emplo yer during the measurement period. Schedule of the City’s Pension Contributions – Cost Sharing 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2015 as they have minimal cost impact. 2. Changes in assumptions. In 2017, the accounting discount rate reduced from 7.65% to 7.15%. In 2016, there were no changes in assumptions. In 2015, amounts reported reflect an adjustment of the discount rate from 7.50% (net of administrative expense) to 7.65%. In 2014, amounts reported were based on the 7.5% discount rate. 108 City of San Luis Obispo, California Notes to Required Supplementary Information June 30, 2018 Page 3 Schedule of the Changes in the Net OPEB Liability and Related Ratios 1. Benefit changes. The figures shown do not include any liability impact that may have resulted from plan changes which occurred after June 30, 2017 measurement date. 2. Changes in assumptions. There were no changes in assumptions. Schedule of the OPEB Plan Contributions The actuarial methods and assumptions used to set the actuarially determined contributions for fiscal year 2017-18 contributions rates are as follows: Actuarial valuation date June 30, 2015 Actuarial cost method Entry Age Normal, level percentage of payroll Amortization method Level percent of payroll Remaining amortization period 16.6 average years remaining for 2017/18 Inflation 3.00% Discount rate 7.00% Medical trend Rates from CalPERS 1997-2015 Experience Study. Asset valuation method Mortality Improvement Investment gains and losses spread over 5-year rolling period Mortality projection Society of Actuaries Scale MP-2014, modified to converge to ultimate rates in 2022. Non-Medicare/Medicare - 7.0%/7.2% for 2017, decreasing to an ultimate rate of 5.0%/5.0% in 2021 and later yearsMortality, Retirement, Disability, Termination OTHER SUPPLEMENTARY INFORMATION AND COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 110  City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule For the Fiscal Year Ended June 30, 2018 The following summarizes revenues and expenditures for the current year for the Half Percent Sales Tax Measure priorities. Budget Actual Revenues Local Sales Tax Fund 7,445,096$ 7,504,485$ Local Sales Tax Fund 56,409 7,445,096 7,560,894 Expenditures Operating Programs: Community Development 252,729 252,729 Public Works 1,239,956 1,202,100 Parks 144,685 130,818 Police 884,388 884,388 Fire 8,000 8,000 2,529,758 2,478,035 Capital Programs:Budget Actual Encumbrances Carryover Administration Completed Projects 66,997 $ 66,997$ Octagon Barn Facility 184,754 184,754 City/County Library Major Main 405,300 259,524 145,776 Laguna Lake Dredge/Mgt 92,323 60,789 112 31,422 Open Space Protection 560,857 112,073 2,280 446,504 1,310,231 432,386 2,392 875,453 Public Works Trees Maintenance 470 470 - Buildings Maintenance 483,900 93,400 163,206 227,294 Street R & R Mainc Account 93,679 51,715 300 41,664 Master street R 128,810 100,209 28,601 Street R & R Main Account 151,160 40,690 110,470 Master CMP Replacement 1,391,491 58,188 10,856 1,322,447 Sidewalk Repair 157,529 51,585 19,401 86,543 Street asphalt grind 90,676 90,676 - Traffic Sign Maintenance 25,000 2,070 20,418 2,512 Broad/Leff Culvert 10,000 8,603 1,397 Downtown Renewal 196,000 196,000 Street marking replacement 5,753 5,753 - Concrete Street/Access 18 575,160 105,992 469,168 - 3/4 Ton Pickups 1,152 1,152 - Signal Truck 91,133 91,133 - Madonna & LOVR Rehab 2,148,916 2,148,916 - Street Vehicles/Equipment 336,199 205,605 166,781 (36,187) Street Sidewalk Improvement 55,000 17,396 37,604 Traffic Safety Report 63,000 5,450 57,550 Bicycle Facility Improvement 127,993 64,919 63,074 Traffic Operation Report Implementation 10,909 1,713 9,196 Bob Jones Octagon Barn 42,531 42,531 111 City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule, continued For the Fiscal Year Ended June 30, 2018 Page 2 Capital Programs:Budget Actual Encumbrances Carryover Public Works - continued Traffic Safety Operation Improvement 30,000$ 436$ $ 29,564$ BTP Implementation 194,745 21,363 173,382 Bike Bridge/Phillips 250,000 25,398 78,987 145,615 Safe Route to School 44,594 44,594 Monterey/Oso Traffic Signal 252,628 252,869 (241) Active Transportation Plan 40,000 40,000 Neighborhood Traffic Improvement 75,000 1,181 7,400 66,419 Street Light Master 20,000 20,000 Neighborhood Traffic 352 598 (246) Parking Structure Assessment 8,333 5,906 2,427 7,102,113 3,438,877 951,026 2,712,210 Parks Bike Pathway Main 98,409 7,093 91,316 Parks Major Maintenance 496,151 20,734 75 475,342 Mission Plaza Railroad 80,000 80,000 French & Islay Tennis 2,630 2,630 Mission Plaza Railing 59,875 59,875 - Sinsheimer Backstop 98,500 2,385 96,115 Park Maintenance Vehicles & Equipment 99,672 99,672 - Open Space Maintenance 306,473 235,132 71,341 1,241,710 424,891 75 816,744 Public Safety Thinkstream CAD 25,000 25,000 911 Phone System 207,768 207,768 Police CAD Hardware 15,826 15,826 Radio Handhelds & Mobile Devices 180,000 162,554 17,446 South Hills Radio Upgrade 250,000 11,546 75,058 163,396 Public Surveillance Cameras 26,500 17,404 9,096 Police San Controllers 80,000 80,000 - Police Vehicles 393,241 195,684 40,787 156,770 Fire Epcr Records Support 16,730 16,730 Ambulance Pkg Support 125,009 124,881 128 Fire Command Vehicle 25,465 18,053 7,412 Fire Station 2 Driveway 6,500 6,500 Fire Station 4 Emergency Back Up Genera 7,000 7,000 Fire Training Pickup 58,000 43,260 14,740 1,417,039 490,828 278,399 647,812 Capital Expenditure 11,071,093 4,786,982 1,231,892$ 5,052,219$ 112 City of San Luis Obispo, California Half Percent Sales Tax Measure Funding Schedule, continued For the Fiscal Year Ended June 30, 2018 Page 3 Capital Programs:Budget Actual Encumbrances Carryover Transfers (130,000) Net Change in Fund Balance (6,155,755) 165,877 Fund balance, beginning of year 5,901,482 5,901,482 Fund balance, end of year (254,273)$ 6,067,359$ * Due to the nature of these projects, no carryover into the following fiscal year. The following summarizes revenues and expenditures for the year ended June 30, 2018 for the Half Percent Sales Tax Measure* priorities. Revenues: Sales and use tax - Measure G 1/2 cent add-on tax 7,504,485$ Use of money and property 56,409 Total revenues 7,560,894 Expenditures: Current: Public safety 892,388 Transportation 1,202,100 Culture and recreation 130,818 Community development 252,729 Capital outlay Public safety 490,828 Transportation 3,438,877 Culture and recreation 424,891 General government 432,386 Total expenditures 7,265,017 Excess of revenues over expenditures 295,877 Other Financing Sources (Uses): Transfers in 1,658,400 Transfers out (1,788,400) Total other financing sources (uses)(130,000) Net change in fund balance 165,877 Fund balance, beginning of year 5,901,482 Fund balance, end of year 6,067,359$ * The Half Percent Sales Tax Measure is a sub-fund of the General Fund. All activity is reflected in the General Fund and is reported here for informational purposes only. 113 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 The City maintains the following nonmajor governmental funds: Special Revenue Funds The City has established the following ten special revenue funds in order to account for the proceeds from revenue sources that are restricted or committed to expenditures for specified purposes. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. Downtown Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from a supplemental assessment upon businesses within the Downtown Business Improvement District’s boundaries. Pursuant to the provisions of the Municipal Code, this surcharge is equal to $150.00 per year. Expenditures from the fund are limited to four basic purposes: decorating public places within the downtown; promoting public events in the downtown core; promoting trade activities; and improving parking in the downtown core. Transportation Development Act (TDA) Fund. The State of California has designated 1/4% of the sales tax levied statewide for local transportation purposes. Funding for this program was provided during the 1971 legislative session with the enactment of the Transportation Development Act, which extended the State sales tax to include purchases of gasoline. Revenues allocated to the City of San Luis Obispo under this program are divided into two categories: Article 3 funds, which are restricted for the improvement and maintenance of street systems including pedestrian and bicycle facilities; and Article 4 funds, which are restricted for public transit systems and are recorded directly in the Transit Fund. Under the City's Financial Plan policies, all TDA Article 3 revenues are allocated for alternative transportation purposes. The purpose of this fund is to account for these revenues. Tourism Business Improvement District (BID) Fund. This fund has been established to account for the receipt of a surcharge derived from assessments upon the lodging establishments within the City. The surcharge is equal to 2% of gross room rents. Expenditures from the fund are limited to the marketing and promotion of tourism. Gas Tax Fund. Portions of the tax rate per gallon levied by the State of California on all gasoline purchases are allocated to cities throughout the State on a population basis. These funds are restricted for expenditures by the State of California for street-related purposes only. Under the City's Financial Plan policies, all gas tax revenues are transferred to the General Fund for street maintenance purposes. Community Development Block Grant (CDBG) Fund. This fund has been established to account for federal funds received by the City specifically to benefit low and moderate income persons, aid in the elimination of blight, and meet other community development needs as allowed by block grant regulations. Law Enforcement Grants Fund. This fund has been established to account for public safety grant funds. Public Arts Contribution Fund. Public contributions to the public art program are accounted for in this fund along with the expenditures for public art projects funded by this revenue source. 114 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 Page 2 Insurance Fund. This fund was established to accumulate resources needed to pay for certain insurance and employee benefit program costs. Financing is primarily provided through operating transfers from the General Fund. SB1 Road Repair Fund. This fund has been established to account for stable and ongoing funding for maintenance and improvements to transportation infrastructure as provided through Senate Bill 1 (2017), the Road Repair and Accountability Act. SB1186 ASP Certify Fund. This fund has been established as Senate Bill 1186 (2012) requires local agencies to collect an additional fee when issuing a permit for the purpose of increasing certified access specialist (CASp) services and compliance with construction-related accessibility requirements. The first priority is to spend the funds on the training and retention of CASps in order to meet the needs of the public in the jurisdiction. The funds may also be spent on activities or programs that facilitate accessibility compliance. Capital Projects Funds The following eleven capital project funds are used by the City to account for the financial resources used in the construction or acquisition of major capital facilities or equipment (with the exception of those financed primarily through proprietary funds). Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles on a multi-year project basis. Accordingly, budgetary comparisons for the capital projects funds are not presented in the accompanying other supplementary information. Capital Outlay Fund. This fund was established to account for all of the City’s construction projects and capital purchases in excess of $25,000 with the exception of those funded through non-major capital project funds and Enterprise Funds. Financing is provided primarily through transfers in from the General Fund, and from State and Federal Grants. Parkland Development Fund. This fund was established to account for construction projects related to park acquisition and development that will be financed primarily with park in-lieu fees. Open Space Protection Fund. This fund was established to account for projects funded as part of the City’s open space protection program to enhance open space and agricultural conservation on lands within and surrounding the City, improve passive recreational and nature study opportunities, and restore and enhance wildlife habitat. Projects in this fund will be financed with General Fund contributions, outside contributions, and State and Federal grants. Airport Area Impact Fee Fund. This fund was established to account for interim annexation fees collected for the specific plan and related infrastructure master plans for annexing the airport area to the City. Los Osos Valley Road (LOVR) Sub-Area Fee Fund. This fund was established to account for sub-area impact fees collected from development activity in the Los Osos Valley Road sub-area boundary. 115 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 Page 3 Waste Water Impact Fee Fund. This fund was established to account for the collection of development impact fees collected from the Tank Farm Road, Irish Hills, and Silver City sub-areas. Fleet Replacement Fund. This fund was established to account for the financing and replacement of vehicles for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings and sales of surplus property. Information Technology Replacement Fund. This fund was established in FY 12-13 to account for the financing and replacement of information technology for all General Fund programs of the City. Financing is primarily provided through operating transfers from the General Fund as well as from interest earnings. Affordable Housing Program. This fund accumulates revenues from inclusionary housing fees for capital projects related to affordable housing programs and projects. Transportation Impact Fee Fund. This fund was established to account for construction projects that will be financed primarily with transportation impact fees. Infrastructure Fund. This fund was established to provide financing to infrastructure projects that have a wide community benefit. Financing is primarily provided through operating transfers from the General Fund. Debt Service Fund The City has established one debt service fund to account for the payment and accumulation of resources related to governmental activities long-term debt principal and interest for the following debt issues. Budgets are prepared using the modified accrual basis of accounting consistent with U.S. generally accepted accounting principles. The following governmental activity debt issuances are serviced by this fund. 2010 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase a fire apparatus with 100-foot ladder. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2012 Refunding Lease Revenue Bonds. On May 24, 2012 the Board issued $5,050,000 of 2012 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2001 Lease Revenue Bonds, Series C, which will be redeemed on December 1, 2029. The 2001 bonds were used to purchase property and build athletic fields; purchase property for police station expansion; purchase Downtown Plan properties. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2013 Fire Engine/Truck Lease-Purchase Financing. Lease-purchase financing was obtained in order to purchase an engine. Debt service obligations are recorded in the Debt Service Fund. 116 City of San Luis Obispo, California Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 Page 4 Capital Improvement Board 2014 Lease Revenue Bonds. In 2014 the Board issued $7,580,000 of 2014 Lease Revenue Bonds. These bonds were issued to finance the expansion of the Los Osos Valley Road interchange at U.S. 101. Debt service related to the interchange is recorded in the Debt Service Fund. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 2016 Mobile Data Computers Lease. Lease-purchase financing was obtained in order to purchase mobile data computers, hardware to install the computers in City vehicles, installation costs, and wireless network components. Debt service obligations are recorded in the Debt Service Fund. 2017 Fire Engine and Street Sweeper. Lease-purchase financing was obtained in order to purchase a fire truck and street sweeper. Debt service obligations are recorded in the Debt Service Fund. 2018 Street Sweeper. Lease-purchase financing was obtained in order to purchase a street sweeper. Debt service obligations are recorded in the Debt Service Fund. Capital Improvement Board 2018 Lease Revenue Bonds. In 2018 the Board issued $11,072,775 of 2018 Lease Revenue Refunding Bonds. These bonds were issued to refinance the outstanding 2005 Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds. The original bonds were used to accomplish several high priority capital improvement projects including the headquarters fire station, seismic safety and HVAC improvements to City Hall, Mission Plaza expansion, and various properties and street lighting system purchases. Further, the bonds were used to purchase a parking structure and office building and to the finance the construction of the Public Safety Communications and Emergency Operations Center project. The Board has entered into a lease agreement with the City under which the City is responsible for making lease payments to fund the annual debt service requirements. 117 City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 Downtown BID Transportation Development Act (TDA)Tourism BID Gas Tax Assets Cash and cash equivalents $ $ 35,114$ $ Investments 402,890 Accounts receivable 187,829 Accrued interest receivable 1,460 Prepaid expense Cash held by fiscal agent Total assets -$ -$ 627,293$ -$ Liabilities and Fund Balance Liabilities: Accounts payable 77,329$ $ 208,707$ $ Accrued liabilities 1,290 Due to other funds Unearned revenue Total liabilities 77,329 - 209,997 - Fund balance: Unspendable (77,329) Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Public art programs Assigned to: Contingency fund Subsequent years expenditures 417,296 Total fund balance (77,329) - 417,296 - Total liabilities and fund balance -$ -$ 627,293$ -$ Special Revenue Funds 118 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance SB1 Road Repair SB1186 CASP Certify 63,950$ $ 41,746$ 1,778,009$ 18,314$ 57$ 478,976 210,129 653 105,000 43,148 58,401 2,019 1,542 743 3 168,950$ 43,148$ 522,741$ 1,779,551$ 287,587$ 713$ 33,175$ 39,912$ 2,856$ $ $ $ 163 33,175 40,075 2,856 - - - 3,073 519,885 135,775 1,779,551 287,587 713 135,775 3,073 519,885 1,779,551 287,587 713 168,950$ 43,148$ 522,741$ 1,779,551$ 287,587$ 713$ Special Revenue Funds 119 City of San Luis Obispo, California Combining Balance Sheet Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2018 Page 2 Assets Cash and cash equivalents Investments Accounts receivable Accrued interest receivable Prepaid expense Cash held by fiscal agent Total assets Liabilities and Fund Balance Liabilities: Accounts payable Accrued liabilities Due to other funds Unearned revenue Total liabilities Fund balance: Unspendable Restricted for: Debt service Law enforcement grant programs Committed to: Affordable housing programs Impact fee programs Open space programs Parkland development programs Public art programs Assigned to: Contingency fund Subsequent years expenditures Total fund balance Total liabilities and fund balance Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 490,844$ 188,929$ 47,532$ 89,533$ 22,153$ 932,758 2,167,685 545,367 1,027,257 254,176 520,132 6,495 9,363 2,357 4,439 1,097 1,950,229$ 2,365,977$ 595,256$ 1,121,229$ 277,426$ 105,430$ 2,630$ $ $ 179,906$ 114,970 220,400 2,630 - - 179,906 1,729,829 1,121,229 97,520 595,256 2,363,347 1,729,829 2,363,347 595,256 1,121,229 97,520 1,950,229$ 2,365,977$ 595,256$ 1,121,229$ 277,426$ Capital Projects Funds 120 Waste Water Impact Fee Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Debt Service 22,549$ 61,455$ 227,905$ 179,315$ 560,535$ 316,711$ 1,386,149$ 258,716 705,098 2,614,875 2,057,379 6,431,301 24,056 3,970 11,681 8,106 28,113 1,259 5,642 418,881 281,265$ 770,523$ 2,854,461$ 2,244,800$ 7,019,949$ 317,970$ 1,834,728$ $ 1,312$ 82,374$ $ 146,104$ $ 116,703$ 59,274 - 1,312 82,374 - 146,104 - 175,977 5,642 1,653,109 2,244,800 6,873,845 500,000 400,000 281,265 269,211 2,372,087 317,970 281,265 769,211 2,772,087 2,244,800 6,873,845 317,970 1,658,751 281,265$ 770,523$ 2,854,461$ 2,244,800$ 7,019,949$ 317,970$ 1,834,728$ Capital Projects Funds 121 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds For the Fiscal Year Ended June 30, 2018 Downtown BID Transportation Development Act (TDA)Tourism BID Gas Tax Revenues: Use of money and property $ $ 4,547$ $ Subventions and grants 39,781 967,495 Charges for services 260,449 1,492,434 Other revenues 1,600 Total revenues 260,449 39,781 1,498,581 967,495 Expenditures: Current: General government Public safety Transportation Leisure, cultural and social services Community development 332,321 1,476,850 Debt service: Principal Interest and fiscal charges Capital: General government Public safety Transportation Leisure, cultural and social services Community development Total expenditures 332,321 - 1,476,850 - Excess (deficiency) of revenues over (under) expenditures (71,872) 39,781 21,731 967,495 Other financing sources (uses): Transfers in Transfers out (39,781) (33,868) (967,495) Total other financing sources (uses)- (39,781) (33,868) (967,495) Net change in fund balance (71,872) - (12,137) - Fund balance, beginning of year (5,457) - 429,433 - Fund balance (deficit), end of year (77,329)$ -$ 417,296$ -$ Special Revenue Funds 122 Community Development Block Grant (CDBG) Law Enforcement Grants Public Art Contributions Insurance SB1 Road Repair SB1186 ASP Certify $ $ 5,475$ 10,519$ 1,318$ 6$ 87,019 104,253 355 70,575 286,269 707 1,803 88,822 104,608 76,050 10,519 287,587 713 108,521 25,043 128,633 105,000 233,633 108,521 25,043 - - - (144,811) (3,913) 51,007 10,519 287,587 713 154,000 750,000 (13,800) 154,000 (13,800) - 750,000 - - 9,189 (17,713) 51,007 760,519 287,587 713 126,586 20,786 468,878 1,019,032 - - 135,775$ 3,073$ 519,885$ 1,779,551$ 287,587$ 713$ Special Revenue Funds 123 City of San Luis Obispo, California Combining Statement of Revenues, Expenditures and Changes in Fund Balance Nonmajor Governmental Funds, continued For the Fiscal Year Ended June 30, 2018 Page 2 Revenues: Use of money and property Subventions and grants Charges for services Other revenues Total revenues Expenditures: Current: General government Public safety Transportation Leisure, cultural and social services Community development Debt service: Principal Interest and fiscal charges Capital: General government Public safety Transportation Leisure, cultural and social services Community development Total expenditures Excess (deficiency) of revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net change in fund balance Fund balance, beginning of year Fund balance (deficit), end of year Capital Outlay Parkland Development Open Space Protection Airport Area Impact Fee LOVR Sub- Area Fee 9,551$ 24,617$ 6,513$ 12,259$ 3,091$ 890,182 455,918 52,667 952,400 480,535 6,513 12,259 3,091 221,615 39,744 17,338 810,648 1,230 8,884 465,919 364,305 4,382,586 34,518 473,110 215,963 420,105 7,204,254 217,193 - - 34,518 (6,251,854) 263,342 6,513 12,259 (31,427) 5,978,251 (483,900) (160,000) 5,494,351 (160,000) - - - (757,503) 103,342 6,513 12,259 (31,427) 2,487,332 2,260,005 588,743 1,108,970 128,947 1,729,829$ 2,363,347$ 595,256$ 1,121,229$ 97,520$ Capital Projects Funds 124 Waste Water Impact Fleet Replacement Info Tech Replacement Affordable Housing Transportation Impact Fee Infrastructure Debt Service Total Nonmajor Governmental Funds 1,723$ 12,299$ 33,179$ 6,051$ (5,650)$ 3,509$ 9,207$ 138,214$ 75,177 2,163,907 129,336 84,226 446,572 1,230,254 4,457,095 45,480 101,550 131,059 57,779 117,405 527,800 1,224,604 3,509 9,207 6,860,766 10,690 232,305 2,952 151,217 17,338 836,921 393 850,000 32 2,797,113 1,019,777 1,019,777 1,517,605 1,517,605 62,456 664,049 1,192,424 142,186 506,491 344,117 1,657,916 6,419,137 292,695 981,768 - 525,105 - 844,799 664,049 850,000 1,657,916 32 2,548,072 16,197,201 131,059 (787,020) (546,644) (322,200) (433,312) 3,477 (2,538,865) (9,336,435) 779,347 687,535 3,865,767 12,214,900 (768,000) (536,500) (250,000) (1,793,404) (5,046,748) - 11,347 151,035 - (250,000) - 2,072,363 7,168,152 131,059 (775,673) (395,609) (322,200) (683,312) 3,477 (466,502) (2,168,283) 150,206 1,544,884 3,167,696 2,567,000 7,557,157 314,493 2,125,253 26,059,944 281,265$ 769,211$ 2,772,087$ 2,244,800$ 6,873,845$ 317,970$ 1,658,751$ 23,891,661$ Capital Projects Funds 125 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Downtown Business Improvement District Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Charges for services Assessments 227,000$ 227,000$ 260,449$ 33,449$ Total Revenues 227,000 227,000 260,449 33,449 Expenditures: Current Community development 227,000 227,000 332,321 105,321 Total Expenditures 227,000 227,000 332,321 105,321 Excess of Revenues Under Expenditures - - (71,872) (71,872) Net Change in Fund Balance - - (71,872) (71,872) Fund Balance, Beginning of Year (5,457) (5,457) (5,457) - Fund Balance, End of Year (5,457)$ (5,457)$ (77,329)$ (71,872)$ Budget 126 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Transportation Development Act (TDA) For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 45,000$ 45,000$ 39,781$ (5,219)$ Total Revenues 45,000 45,000 39,781 (5,219) Excess of Revenues Over (Under) Expenditures 45,000 45,000 39,781 (5,219) Other Financing Uses: Operating transfers out (45,000) (45,000) (39,781) 5,219 Net Change in Fund Balance - - - - Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ -$ -$ -$ Budget 127 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Tourism Business Improvement District Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 1,400$ 1,400$ 4,547$ 3,147$ Assessments 1,464,387 1,464,387 1,492,434 28,047 Other revenues - 1,600 1,600 Total Revenues 1,465,787 1,465,787 1,498,581 32,794 Expenditures: Current Community development 1,340,344 1,852,002 1,476,850 (375,152) Total Expenditures 1,340,344 1,852,002 1,476,850 (375,152) Excess of Revenues Over (Under) Expenditures 125,443 (386,215) 21,731 407,946 Other Financing Uses: Operating transfers out (28,679) (28,679) (33,868) (5,189) Net Change in Fund Balance 96,764 (414,894) (12,137) 402,757 Fund Balance, Beginning of Year 429,433 429,433 429,433 - Fund Balance, End of Year 526,197$ 14,539$ 417,296$ 402,757$ Budget 128 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Gas Tax Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 965,000$ 965,000$ 967,495$ 2,495$ Total Revenues 965,000 965,000 967,495 2,495 Excess of Revenues Over Expenditures 965,000 965,000 967,495 2,495 Other Financing Uses: Operating transfers out (965,000) (965,000) (967,495) (2,495) Net Change in Fund Balance - - - - Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ -$ -$ -$ Budget 129 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Community Development Block Grant (CDBG) Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 232,623$ 232,623$ 87,019$ (145,604)$ Other revenues 1,803 1,803 Total Revenues 232,623 232,623 88,822 (143,801) Expenditures: Current Community development 192,409 192,409 233,633 41,224 Transportation 105,000 210,000 (210,000) Total Expenditures 297,409 402,409 233,633 (168,776) Excess of Revenues Over (Under) Expenditures (64,786) (169,786) (144,811) 24,975 Other Financing Uses: Operating transfers in 154,000 154,000 154,000 - Net Change in Fund Balance 89,214 (15,786) 9,189 24,975 Fund Balance, Beginning of Year 126,586 126,586 126,586 - Fund Balance, End of Year 215,800$ 110,800$ 135,775$ 24,975$ Budget 130 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Law Enforcement Grants Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Subventions and grants 81,345$ 100,000$ 104,253$ 4,253$ Charges for services 15,910 355 (15,555) Total Revenues 81,345 115,910 104,608 (11,302) Expenditures: Public Safety 169,048 108,521 (60,527) Capital Projects 69,607 (69,607) Total Expenditures - 238,655 108,521 (130,134) Excess of Revenues Over (Under) Expenditures 81,345 (122,745) (3,913) 118,832 Other Financing Uses: Operating transfers out - (13,800) (13,800)- Net Change in Fund Balance 81,345 (136,545) (17,713) 118,832 Fund Balance, Beginning of Year 20,786 20,786 20,786 - Fund Balance, End of Year 102,131$ (115,759)$ 3,073$ 118,832$ Budget 131 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Public Art Contributions Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property 2,100$ 2,100$ 5,475$ 3,375$ Other revenues 35,500 35,500 70,575 35,075 Total Revenues 37,600 37,600 76,050 38,450 Expenditures: Leisure, cultural and social services 25,043 25,043 Capital Projects 49,700 135,097 (135,097) Total Expenditures 49,700 135,097 25,043 (110,054) Excess of Revenues Over (Under) Expenditures (12,100) (97,497) 51,007 148,504 Net Change in Fund Balance (12,100) (97,497) 51,007 148,504 Fund Balance, Beginning of Year 468,878 468,878 468,878 - Fund Balance, End of Year 456,778$ 371,381$ 519,885$ 148,504$ Budget 132 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Insurance Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property $ -$ 10,519$ 10,519$ Total Revenues - - 10,519 10,519 Excess of Revenues Over Expenditures - - 10,519 10,519 Other Financing Uses: Operating transfers in 500,000 500,000 750,000 250,000 Net Change in Fund Balance 500,000 500,000 760,519 260,519 Fund Balance, Beginning of Year 1,019,032 1,019,032 1,019,032 - Fund Balance, End of Year 1,519,032$ 1,519,032$ 1,779,551$ 260,519$ Budget 133 City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual SB1 Road Repair Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property $ $ 1,318$ 1,318$ Charges for services - 313,300 286,269 (27,031) Total Revenues - 313,300 287,587 (25,713) Excess of Revenues Over (Under) Expenditures - 313,300 287,587 (25,713) Net Change in Fund Balance - 313,300 287,587 (25,713) Fund Balance, Beginning of Year - - - - Fund Balance, End of Year -$ 313,300$ 287,587$ (25,713)$ Budget 134  City of San Luis Obispo, California Schedule of Revenues, Expenditures and Changes in Fund Balance – Budget and Actual Debt Service Fund For the Fiscal Year Ended June 30, 2018 Variance with Final Budget Positive Original Final Actual (Negative) Revenues: Use of money and property $ $ 9,207$ 9,207$ Total Revenues - - 9,207 9,207 Expenditures: General government 10,690 10,690 Principal 2,207,262 2,207,262 1,019,777 (1,187,485) Interest and fiscal charges 1,167,495 1,167,495 1,517,605 350,110 Total Expenditures 3,374,757 3,374,757 2,548,072 (826,685) Excess of Revenues Over (Under) Expenditures (3,374,757) (3,374,757) (2,538,865) 835,892 Other Financing Uses: Operating transfers in 3,374,757 3,374,757 3,865,767 491,010 Opearting transfers out (1,793,404) (1,793,404) Total Other Financing Uses 3,374,757 3,374,757 2,072,363 (1,302,394) Net Change in Fund Balance - - (466,502) (466,502) Fund Balance, Beginning of Year 2,125,253 2,125,253 2,125,253 - Fund Balance, End of Year 2,125,253$2,125,253$1,658,751$(466,502)$ Budget 135 City of San Luis Obispo, California Agency Funds For the Fiscal Year Ended June 30, 2018 The City of San Luis Obispo has established the following agency funds, which are used to account for funds held by the City as an agent for private donations and programs operated jointly with other local agencies: Whale Rock Fund. This fund was established to account for the financial activities of the Whale Rock Commission, a joint venture providing water service to the City, the California Polytechnic State University, and the California Men's Colony. Jack House Fund. This fund was established to account for the financial activities of the Jack House Committee, which includes the rehabilitation and use of a use of the historic Jack House property. Bomb Task Force Fund. This fund was established to account for the financial activities of the County task force. Hazardous Materials Task Force Fund. This fund was established to account for the financial activities of the County task force. General Agency Fund. This fund was established to account for a broad category of funds, including donations, provided to the City to be utilized for specific purposes. Duvall Fund. This fund was established to account for a bequest by Mary Jane Duvall to assist in civic and beautification projects in the Mission Plaza area and extensions. Boysen Ranch Conservation Easement Fund. This fund was established to account for contributions toward obtaining a conservation easement on the Boysen Ranch property. Cable Television Public, Educational and Government Funds (PEG) for the City of San Luis Obispo, San Luis Coastal Unified School District (SLCUSD) and San Luis Obispo County Public Access, Inc. Public Access Television (PAT). These funds account for collections by Charter Communications from its customers for PEG access equipment and facilities. The City of San Luis Obispo, SLCUSD and PAT annually receive equal shares of collections, restricted for approved uses as stipulated in the cable franchise agreement. 136 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds For the Fiscal Year Ended June 30, 2018 Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Whale Rock Fund Assets Cash and cash equivalents 38,124$ 1,445,305$ 1,340,993$ 142,436$ Investments 1,687,073 182,519 1,869,592 Accounts receivable 18,102 781,396 768,055 31,443 Accrued interest receivable 5,609 7,945 5,609 7,945 Prepaid expense 4,200 6,100 4,200 6,100 Deferred outflows of resources - pensions 265,920 9,465 256,455 Deferred outflows of resources - OPEB 11,764 11,764 Capital assets, net of accumulated depreciation 1,058,352 251,549 121,143 1,188,758 Total Assets 3,077,380$ 2,686,578$ 2,249,465$ 3,514,493$ Liabilities Accounts payable 57,467$ 595,008$ 622,854$ 29,621$ Accrued salaries 28,926 14,524 2,569 40,881 Other liabilities 22,213 5,207 17,006 Net pension liability 1,211,508 166,462 1,377,970 Net OPEB liability 127,770 127,770 Deferred inflows of resources - pensions 111,456 104,993 6,463 Deferred inflows of resources - OPEB 2,504 2,504 Due to agency participants 1,645,810 488,834 222,366 1,912,278 Total Liabilities 3,077,380$ 1,395,102$ 957,989$ 3,514,493$ Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Jack House Fund Assets Cash and cash equivalents 15,895$ 1,551$ 178$ 17,268$ Accrued interest receivable 47 68 47 68 Total Assets 15,942$ 1,619$ 225$ 17,336$ Liabilities Accounts payable 6$ 29$ 35$ -$ Other liabilities 15,936 1,573 173 17,336 Total Liabilities 15,942$ 1,602$ 208$ 17,336$ 137 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2018 Page 2 Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Bomb Task Force Fund Assets Cash and cash equivalents 300,942$ 909$ 301,851$ -$ Accrued interest receivable 909 909 - Total Assets 301,851$ 909$ 302,760$ -$ Liabilities Accounts payable 300,769$ 1,081$ 301,850$ -$ Due to agency participants 1,082 89,479 90,561 - Total Liabilities 301,851$ 90,560$ 392,411$ -$ Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Hazardous Materials Task Force Fund Assets Cash and cash equivalents 104,981$ 66,971$ 46,173$ 125,779$ Accrued interest receivable 328 537 328 537 Total Assets 105,309$ 67,508$ 46,501$ 126,316$ Liabilities Accounts payable 4,306$ 29,083$ 32,572$ 817$ Accrued salaries 62$ 122 62 122 Due to agency participants 100,941 98,032 73,596 125,377 Total Liabilities 105,309$ 127,237$ 106,230$ 126,316$ Balance Balance June 30, 2017 Additions Deductions June 30, 2018 General Agency Fund Assets Cash and cash equivalents 1,402,807$ 1,265,517$ 1,123,826$ 1,544,498$ Other assets 30,864 30,864 Total Assets 1,433,671$ 1,265,517$ 1,123,826$ 1,575,362$ Liabilities Accounts payable 106,647$ 1,009,625$ 1,001,666$ 114,606$ Other liabilities 1,327,024 1,272,720 1,138,988 1,460,756 Total Liabilities 1,433,671$ 2,282,345$ 2,140,654$ 1,575,362$ 138 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2018 Page 3 Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Duvall Fund Assets Cash and cash equivalents 159,286$ 1,884$ 277$ 160,893$ Accrued interest receivable 480 640 481 639 Total Assets 159,766$ 2,524$ 758$ 161,532$ Liabilities Other liabilities 159,766$ 2,043$ 277$ 161,532$ Total Liabilities 159,766$ 2,043$ 277$ 161,532$ Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Boysen Ranch Conservation Easement Assets Cash and cash equivalents 398,505$ 4,711$ 942$ 402,274$ Accrued interest receivable 1,202 1,599 1,202 1,599 Total Assets 399,707$ 6,310$ 2,144$ 403,873$ Liabilities Accounts payable 24,567$ 250$ 250$ 24,567$ Other liabilities 375,140 21,858 17,692 379,306 Total Liabilities 399,707$ 22,108$ 17,942$ 403,873 Balance Balance June 30, 2017 Additions Deductions June 30, 2018 PEG - City of San Luis Obispo Assets Cash and cash equivalents 179,345$ 51,222$ 12,381$ 218,186$ Accounts receivable - 10,606 10,606 Accrued interest receivable 488 849 488 849 Total Assets 179,833$ 62,677$ 12,869$ 229,641$ Liabilities Accounts payable $ 21,085$ 12,018$ 9,067$ Other liabilities 179,833 62,188 21,447 220,574 Total Liabilities 179,833$ 83,273$ 33,465$ 229,641$ 139 City of San Luis Obispo, California Combining Statement of Changes in Assets and Liabilities Agency Funds, continued For the Fiscal Year Ended June 30, 2018 Page 4 Balance Balance June 30, 2017 Additions Deductions June 30, 2018 PEG - SLCUSD Assets Cash and cash equivalents 269,177$ 32,237$ 32,747$ 268,667$ Accounts receivable - 10,606 10,606 Accrued interest receivable 763 1,068 763 1,068 Total Assets 269,940$ 43,911$ 33,510$ 280,341$ Liabilities Other liabilities 269,940$ 43,148$ 32,747$ 280,341$ Total Liabilities 269,940$ 43,148$ 32,747$ 280,341$ Balance Balance June 30, 2017 Additions Deductions June 30, 2018 Totals - All Agency Funds Assets Cash and cash equivalents 2,869,062$ 2,870,307$ 2,859,368$ 2,880,001$ Investments 1,687,073 182,519 1,869,592 Accounts receivable 18,102 802,608 768,055 52,655 Accrued interest receivable 9,826 12,706 9,827 12,705 Other assets 35,064 6,100 4,200 36,964 Deferred outflows of resources 265,920 11,764 9,465 268,219 Capital assets, net of accumulated depreciation 1,058,352 251,549 121,143 1,188,758 Total Assets 5,943,399$ 4,137,553$ 3,772,058$ 6,308,894$ Liabilities Accounts payable 493,762$ 1,656,161$ 1,971,245$ 178,678$ Accrued salaries 28,988 14,646 2,631 41,003 Other liabilities 2,349,852 1,403,530 1,216,531 2,536,851 Net pension liability 1,211,508 166,462 1,377,970 Net OPEB liability - 127,770 127,770 Deferred inflows of resources 111,456 2,504 104,993 8,967 Due to agency participants 1,747,833 676,345 386,523 2,037,655 Total Liabilities 5,943,399$ 4,047,418$ 3,681,923$ 6,308,894$ STATISTICAL SECTION (UNAUDITED) 141 City of San Luis Obispo, California Statistical Section Overview June 30, 2018 This part of the City of San Luis Obispo’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the government’s overall financial health. Contents Financial Trends – Schedules 1-6. These schedules contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity – Schedules 7-13. These schedules contain information to help the reader assess the government’s most significant local revenue sources, sales and property taxes. Debt Capacity – Schedules 14-19. These schedules present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. Demographic and Economic Information – Schedules 20-22. These schedules offer demographic and economic indicators to help the reader understand the environment within which the government’s financial activities take place. Operating Information – Schedules 23-26. These schedules contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the government provides and the activities it performs. 142 Schedule 1 City of San Luis Obispo, California Net Positions by Component Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-172017-18Governmental activities: Net investment in capital assets 119,425,100$ 129,416,800$ 133,145,800$ 141,686,600$ 142,239,500$ 145,266,043$ 150,430,226$ 163,449,992$ 165,100,426$ 171,472,251$ Restricted 2,510,500 2,569,800 2,543,800 2,620,700 2,374,800 4,825,662 2,350,838 2,762,387 2,268,499 421,954 Unrestricted 38,928,500 26,204,500 26,401,500 23,583,000 29,927,200 (66,610,104) (57,421,778) (49,031,893) (41,514,301) (49,909,657) Total governmental activities net position 160,864,100$ 158,191,100$ 162,091,100$ 167,890,300$ 174,541,500$ 83,481,601$ 95,359,286$ 117,180,486$ 125,854,624$ 121,984,548$ Business-type activities: Net investment in capital assets 109,675,900$ 112,395,800$ 117,314,700$ 119,957,600$ 123,510,200$ 119,116,303$ 125,801,845$ 128,390,611$ 131,149,516$ 136,694,402$ Restricted 3,918,600 2,763,700 2,777,100 2,293,900 2,254,200 2,248,979 2,261,213 2,278,392 2,276,526 1,558,795 Unrestricted 31,329,500 38,245,900 36,493,600 37,759,000 41,712,200 35,224,987 42,117,143 49,495,220 52,714,457 50,866,147 Total business-type activities net position 144,924,000$ 153,405,400$ 156,585,400$ 160,010,500$ 167,476,600$ 156,590,269$ 170,180,201$ 180,164,223$ 186,140,499$ 189,119,344$ Primary government (City wide totals): Net investment in capital assets 229,101,000$ 241,812,600$ 250,460,500$ 261,644,200$ 265,749,700$ 264,382,346$ 276,232,071$ 291,840,603$ 296,249,942$ 308,166,653$ Restricted 6,429,100 5,333,500 5,320,900 4,914,600 4,629,000 7,074,641 4,612,051 5,040,779 4,545,025 1,980,749 Unrestricted 70,258,000 64,450,400 62,895,100 61,342,000 71,639,400 (31,385,117) (15,304,635) 463,327 11,200,156 956,490 Total primary government net position 305,788,100$ 311,596,500$ 318,676,500$ 327,900,800$ 342,018,100$ 240,071,870$ 265,539,487$ 297,344,709$ 311,995,123$ 311,103,892$ 143 Schedule 2 City of San Luis Obispo, California Changes in Net Position Last Ten Fiscal Years (Accrual Basis of Accounting) For The Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-172017-18Expenses:Governmental activities:Public safety29,330,300$ 27,687,200$ 26,774,800$ 27,993,900$ 28,859,200$ 29,651,702$ 26,881,732$ 29,318,821$ 31,806,692$ 42,097,557$ Transportation 6,619,300 7,116,400 8,809,400 7,778,000 8,551,500 8,975,047 11,457,311 8,792,028 9,668,840 9,229,042 Leisure, cultural and social services 9,778,900 9,445,600 9,299,200 9,500,300 10,078,700 10,239,853 10,332,740 9,808,545 9,824,262 11,125,792 Community development8,233,600 11,020,400 8,166,300 8,782,200 8,866,900 10,183,782 10,960,778 12,900,275 14,656,604 13,457,993 Interest on long-term debt951,500 1,348,100 1,248,400 1,198,000 1,217,200 1,221,205 1,015,011 1,351,468 1,170,984 1,488,183 Total governmental activities expenses 54,913,600 56,617,700 54,298,100 55,252,400 57,573,500 60,271,589 60,647,572 62,171,137 67,127,382 77,398,567 Business-type activities:Water11,532,900 11,323,200 16,106,300 17,455,200 17,019,000 17,575,961 17,128,041 18,136,120 19,069,967 19,523,736 Sewer9,250,200 9,153,200 9,633,900 9,530,400 10,189,400 10,647,255 10,132,214 10,842,451 11,683,262 14,158,612 Parking 3,704,700 3,494,300 3,501,500 3,598,000 3,678,600 3,636,607 3,556,637 3,900,052 3,791,493 4,098,840 Transit3,199,200 3,295,500 3,409,700 3,778,900 3,903,900 4,059,138 3,994,194 4,088,423 4,076,871 4,355,103 Golf 722,100 708,400 724,100 - - - - - - - Total business-type activities expenses 28,409,100 27,974,600 33,375,500 34,362,500 34,790,900 35,918,961 34,811,086 36,967,046 38,621,593 42,136,291 Total primary government expenses 83,322,700$ 84,592,300$ 87,673,600$ 89,614,900$ 92,364,400$ 96,190,550$ 95,458,658$ 99,138,183$ 105,748,975$ 119,534,858$ Program Revenues:Governmental activities:Charges for services:Public safety1,508,600$ 1,501,500$ 1,745,200$ 1,750,700$ 1,599,000$ 1,589,278$ 1,697,748$ 1,673,800$ 1,771,383$ 1,881,725$ Transportation 1,492,800 241,700 2,690,200 418,000 221,200 1,321,323 1,270,787 1,691,757 1,793,010 1,669,563 Leisure, cultural and social services 1,470,000 1,304,700 1,421,600 1,834,200 1,926,800 3,048,274 2,155,411 2,048,780 3,501,837 3,487,225 Community development3,107,400 2,917,700 3,166,200 4,563,200 4,126,400 4,981,211 7,210,132 7,974,880 8,144,128 7,355,831 Operating grants and contributions 3,671,200 2,052,000 1,885,100 2,152,700 2,814,700 2,412,469 2,509,323 2,667,058 2,488,706 4,015,502 Capital grants and contributions 5,320,500 2,946,800 3,066,300 2,021,800 1,991,900 3,680,440 7,911,867 9,355,707 40,531 39,781 Total governmental activities program revenues 16,570,500 10,964,400 13,974,600 12,740,600 12,680,000 17,032,995 22,755,268 25,411,982 17,739,595 18,449,627 144 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-172017-18 Business-type activities:Charges for services:Water 13,836,000$ 13,812,100$ 14,298,100$ 16,753,100$ 18,148,200$ 19,755,909$ 20,446,730$ 19,884,850$ 19,766,876$ 22,202,069$ Sewer 11,785,200 13,225,100 13,320,400 14,789,700 16,212,000 17,151,212 18,007,064 16,460,140 15,979,943 16,753,094 Parking 3,508,100 3,496,100 3,564,700 3,533,300 4,693,400 3,998,730 4,905,494 7,408,729 4,666,970 5,226,780 Transit 607,000 551,600 593,100 552,900 682,700 688,585 649,899 659,471 666,296 703,451 Golf 382,200 394,600 364,000 - - - - - - - Operating grants and contributions 2,192,200 2,350,200 2,220,700 2,502,500 2,673,500 2,458,640 3,148,651 2,888,820 4,180,386 3,099,618 Capital grants and contributions 1,627,300 952,300 1,242,000 750,900 731,300 82,359 60,063 - - - Total business-type activities programs revenues 33,938,000 34,782,000 35,603,000 38,882,400 43,141,100 44,135,435 47,217,901 47,302,010 45,260,471 47,985,012 Total primary government program revenues 50,508,500$ 45,746,400$ 49,577,600$ 51,623,000$ 55,821,100$ 61,168,430$ 69,973,169$ 72,713,992$ 63,000,066$ 66,434,639$ Net Revenues (Expenses):Governmental activities (38,343,100)$ (45,653,300)$ (40,323,500)$ (42,511,800)$ (44,893,500)$ (43,238,594)$ (37,892,304)$ (36,759,155)$ (49,387,787)$ (58,948,940)$ Business-type activities 5,528,900 6,807,400 2,227,500 4,519,900 8,350,200 8,216,474 12,406,815 10,334,964 7,345,523 5,848,721 Total primary government(32,814,200)$ (38,845,900)$ (38,096,000)$ (37,991,900)$ (36,543,300)$ (35,022,120)$ (25,485,489)$ (26,424,191)$ (42,042,264)$ (53,100,219)$ General Revenues and Other Changes in Net Position:Governmental activities:Sales and use taxes 17,712,100$ 15,976,400$ 17,714,900$ 19,527,500$ 20,736,000$ 22,180,173$ 22,408,980$ 24,676,377$ 24,068,665$ 24,559,570$ Property taxes 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,477 11,425,510 Transient occupancy tax 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 Utility users tax 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 5,539,407 5,627,356 Property tax in-lieu of vehicle license fees 3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 4,353,912 4,637,253 Other taxes and fees 4,317,900 4,226,800 4,149,900 4,299,800 4,607,600 4,779,570 4,993,285 4,800,592 3,911,917 5,006,594 Investment earnings 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 997,995 164,434 Miscellaneous and other400,800 339,600 414,700 227,200 349,900 679,127 707,781 - - - Special item - sale of land- - - - - - - - - - Gain (loss) on disposal of capital assets (3,400) (11,000) - - - - - Prior period adjustment2,657,100 (833,234) - - - - Cumulative change in accounting principle (GASB 65)(345,400) - - - Transfers (335,000) (301,500) (227,200) 1,820,900 115,100 (73,771) (329,452) 1,436,048 1,051,563 1,198,027 Total governmental activities 45,202,200 42,980,300 44,223,500 48,311,000 51,544,700 51,313,072 53,746,122 58,580,355 58,061,925 60,133,033 145 Schedule 2 City of San Luis Obispo, California Changes in Net Position, continued Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-172017-18 Business-type activitiesInvestment earnings 1,699,600$ 1,372,500$ 725,300$ 726,100$ 73,500$ 364,551$ 361,627$ 845,906$ 182,261$ 320,471$ Cumulative change in accounting principle(842,600) Income from investment in joint venture239,200 206,700 209,300 Transfers 335,000 301,500 227,200 (1,820,900) (115,100) 73,771 329,452 (1,436,048) (1,051,563) (1,198,027) Total business-type activities 2,034,600 1,674,000 952,500 (1,094,800) (884,200) 438,322 691,079 (350,942) (662,602) (668,256) Total primary government47,236,800$ 44,654,300$ 45,176,000$ 47,216,200$ 50,660,500$ 51,751,394$ 54,437,201$ 58,229,413$ 57,399,323$ 59,464,777$ Change in net position:Governmental activities 6,859,100$ (2,673,000)$ 3,900,000$ 5,799,200$ 6,651,200$ 8,074,478$ 15,853,818$ 21,821,200$ 8,674,138$ 1,184,093$ Business-type activities 7,563,500 8,481,400 3,180,000 3,425,100 7,466,000 8,654,796 13,097,894 9,984,022 6,682,921 5,180,465 Total primary government14,422,600$ 5,808,400$ 7,080,000$ 9,224,300$ 14,117,200$ 16,729,274$ 28,951,712$ 31,805,222$ 15,357,059$ 6,364,558$ 146 Schedule 3 City of San Luis Obispo, California Governmental Activities Tax and Franchise Revenues by Source Last Ten Fiscal Years (Accrual Basis of Accounting) For the Fiscal Year Ended June 30 Fiscal Sales Measure Y Property Transient Utility Property Franchise Business Other Year and Use 1/2 cent (Note 1)Occupancy Users in-lieu of VLF Fees Tax Taxes Total 2008-09 12,070,700$ 5,641,400$ 8,788,400$ 4,679,500$ 4,358,500$ 3,504,700$ 2,439,400$ 1,878,500$ 234,300$ 43,595,400$ 2009-10 10,723,900 5,252,500 8,579,300 4,496,100 4,862,400 3,565,100 2,396,700 1,830,100 204,600 41,910,700 2010-11 12,098,600 5,616,300 8,441,100 4,844,200 4,592,300 3,551,100 2,352,100 1,797,800 209,100 43,502,600 2011-12 13,290,000 6,237,500 8,367,000 5,222,000 4,584,100 3,492,400 2,462,300 1,837,500 227,200 45,720,000 2012-13 14,242,200 6,493,800 9,176,600 5,572,400 4,916,100 3,533,200 2,552,300 2,055,300 349,900 48,891,800 2013-14 15,405,808 6,774,365 8,960,010 6,063,232 5,345,692 3,645,692 2,636,599 2,142,971 679,127 51,653,496 2014-15 15,272,683 7,136,297 9,631,890 6,805,742 5,211,207 3,849,341 2,790,077 2,203,208 707,781 53,608,226 2015-16 17,498,218 7,178,159 10,186,858 7,127,756 5,413,720 4,113,244 1,537,922 2,491,516 771,154 56,318,547 2016-17 16,737,005 7,331,660 10,756,477 7,381,989 5,539,407 4,353,912 1,557,128 2,372,249 737,826 56,767,653 2017-18 17,055,085 7,504,485 11,425,510 7,514,289 5,627,356 4,637,253 1,597,655 2,663,686 745,253 58,770,572 Notes: 1. Property tax revenues are presented net of SB2557 County administrative fees (approximately 3% of total property tax revenues). The City has elected to receive its property tax revenues based on the Teeter Plan method of collection whereby the County remits 100% of taxes levied, pursues collection and retains any delinquent taxes and related penalties and interest. 2. In November 2014 voters in San Luis Obispo reauthorized the local Half -percent sales and use tax measure (Measure G) . 147 Schedule 4 City of San Luis Obispo, California Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 General fund: Reserved 291,500$ 201,800$ $ $ $ $ $ $ $ $ Unreserved: Designated 125,000 923,500 Undesignated 13,575,400 9,988,800 Nonspendable: Prepaid items 2,777,000 3,191,055 60,181 56,020 3,173,248 3,520,473 Restricted for: (Note 1) Debt service 258,100 602,800 331,600 312,037 303,126 489,056 128,102 159,724 Committed to: (Note 1) General government programs 317,500 1,288,200 1,768,200 4,973,497 3,942,459 4,468,863 9,428,034 8,693,113 Assigned to: Contingency Fund 10,458,000 10,486,931 11,092,782 10,902,368 10,171,464 Development Services 1,848,386 382,396 41,110 596,796 Safety Fire 97,239 City Attorney 100,000 100,000 Subsequent years expenditures 8,200 11,900 2,716,534 Unassigned 12,324,100 11,781,500 14,060,900 1,382,590 7,828,485 10,419,881 2,723,292 6,334,870 Total general fund 13,991,900 11,114,100 12,907,900 13,684,400 18,937,700 20,317,179 24,566,807 29,625,532 26,496,154 29,576,440 148 Schedule 4 City of San Luis Obispo, California Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 All other governmental funds: Reserved 10,038,200$ 6,932,600$ $ $ $ $ $ $ $ $ Unreserved reported in: Capital projects funds 19,748,900 1,245,000 Special revenue funds 626,900 920,300 Unspendable 5,642 (71,687) Restricted for: (Note 1) Debt service 2,285,700 2,017,900 2,043,200 2,043,222 2,140,980 2,119,724 2,119,611 1,653,109 Law enforcement grant programs 42,000 20,500 22,900 27,145 16,886 23,492 20,786 3,073 Committed to: Affordable housing programs 294,000 1,052,000 1,254,900 2,946,847 2,601,882 2,562,825 5,054,332 3,974,629 Assessment district programs 170,700 183,000 Capital outlay 1,172,800 1,227,700 1,326,000 6,045,091 3,632,641 2,954,223 General government programs 4,743,552 1,084,221 7,463,605 8,092,594 Impact Fees Programs 4,350,000 4,069,800 3,542,700 411,592 9,410,273 549,349 8,795,074 595,256 Open space programs 183,400 194,300 1,582,425 983,402 1,265,620 588,743 2,363,347 Parkland development programs 998,900 1,057,100 1,209,600 2,728,883 Contingency fund 519,885 Public art programs 293,700 373,700 347,400 Assigned to: Contingency fund 900,000 900,000 Subsequent years expenditures 8,997,800 4,359,300 5,413,900 3,552,319 2,606,757 3,559,851 5,846,873 5,861,455 Unassigned (2,500) 1,039 (83) Total all other governmental funds 9,097,900 18,605,600 14,544,400 15,352,400 21,353,232 22,476,959 20,498,689 26,059,944 23,891,661 Total all governmental funds 13,991,900$ 20,212,000$ 31,513,500$ 28,228,800$ 34,290,100$ 41,670,411$ 47,043,766$ 50,124,221$ 52,556,098$ 53,468,101$ Note: The City implemented GASB Statement No. 54 in the 2010-11 fiscal year which requires the City to use new designations of ending fund balances. 149 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Revenues: Taxes Sales and Use - general 12,070,700$ 10,723,900$ 12,098,600$ 13,290,000$ 14,242,200$ 15,405,808$ 15,272,683$ 17,498,218$ 16,737,005$ 17,055,085$ Sales and Use - Measure Y 5,641,400 5,252,500 5,616,300 6,237,500 6,493,800 6,774,365 7,136,297 7,178,159 7,331,660 7,504,485 Prop. 172 Public Safety 308,400 257,900 271,300 307,400 327,700 391,567 409,590 405,066 405,512 397,488 Property 8,788,400 8,579,300 8,441,100 8,367,000 9,176,600 8,960,010 9,631,890 10,186,858 10,756,477 11,425,510 Transient Occupancy 4,679,500 4,496,100 4,844,200 5,222,000 5,572,400 6,063,232 6,805,742 7,127,756 7,381,989 7,514,289 Utility Users 4,358,500 4,862,400 4,592,300 4,584,100 4,916,100 5,345,342 5,211,207 5,413,720 5,539,407 5,627,356 Property tax in-lieu of VLF (Note 1)3,504,700 3,565,100 3,551,100 3,492,400 3,533,200 3,645,692 3,849,341 4,113,244 4,353,912 4,637,253 Franchise Fees 2,439,400 2,396,700 2,352,100 2,462,300 2,552,300 2,636,599 2,790,077 1,537,922 1,557,128 1,597,655 Business Tax 1,878,500 1,830,100 1,797,800 1,837,500 2,055,300 2,142,971 2,203,208 2,491,516 2,372,249 2,663,686 Real Property Transfer 159,100 129,000 133,700 144,000 256,300 287,560 298,191 366,088 332,314 347,765 Fines, forfeitures and penalties 261,000 201,700 171,400 174,300 159,700 150,185 184,320 172,353 139,534 199,374 Use of money and property 1,775,300 1,239,500 742,500 770,100 237,100 566,931 467,348 825,760 260,169 164,434 Subventions and grants - - - - - - - - - 4,156,333 Vehicle License Fees (Note 1)166,500 135,000 205,600 45,600 19,300 - - - - - Other subventions and grants 8,774,200 4,837,000 4,776,500 3,932,100 4,603,140 5,989,881 10,858,570 11,771,980 2,624,753 - Charges for services 6,677,700 5,865,700 9,209,300 8,954,500 8,106,600 11,167,033 12,450,887 13,622,945 15,173,707 14,672,746 Other revenues 1,810,300 398,000 270,500 36,500 526,500 357,469 217,710 242,744 446,456 634,391 Total revenues 63,293,600 54,769,900 59,074,300 59,857,300 62,778,240 69,884,645 77,787,061 82,954,329 75,412,272 78,597,850 150 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Expenditures: Current: General Government 6,793,100$ 7,253,500$ 6,828,700$ 8,175,200$ 8,723,300$ 9,362,031$ 10,534,463$ 12,409,567$ 11,824,360$ 12,709,324$ Public safety 26,002,400 24,203,800 23,506,100 23,953,200 23,973,400 24,798,500 24,356,077 26,468,454 28,091,747 28,862,906 Transportation 3,224,200 3,019,700 2,901,900 2,865,100 2,798,200 2,882,241 2,969,111 3,317,177 3,780,804 3,565,022 Leisure, cultural and social services 6,598,900 6,279,900 6,268,700 6,704,200 6,790,300 7,155,619 7,250,398 7,428,198 7,712,834 8,571,184 Community development 6,280,800 6,690,200 7,053,500 6,986,300 7,777,400 8,389,957 10,047,272 10,770,827 10,300,894 10,815,667 Debt service: Principal 1,159,900 1,550,200 1,774,000 1,493,200 1,543,000 1,534,668 3,856,325 1,792,849 2,101,296 15,665,904 Interest 915,900 1,358,500 1,249,200 1,211,800 1,192,700 1,048,671 1,063,820 1,349,216 1,215,504 1,524,180 Debt issuance costs - - 36,000 - - - - - - - Capital: Public safety 1,652,700 4,704,400 494,100 447,900 457,700 892,351 2,371,865 1,220,759 1,772,454 506,491 Transportation 6,177,600 4,237,200 6,913,200 9,121,000 5,228,300 4,859,863 14,302,937 15,038,306 4,161,966 6,419,137 Leisure, cultural and social services 1,213,900 1,188,500 584,500 862,000 395,500 1,272,510 2,399,211 1,463,269 1,499,704 981,768 Community development (Note 2)1,382,500 3,893,700 884,100 705,300 70,900 939,017 123,258 149,537 2,078,181 525,105 General government 869,700 3,076,800 1,731,400 274,900 429,700 145,199 1,684,045 590,263 633,682 1,192,424 Total expenditures 62,271,600 67,456,400 60,225,400 62,800,100 59,380,400 63,280,627 80,958,782 81,998,422 75,173,426 91,339,112 Excess of revenues over(under) expenditures 1,022,000 (12,686,500) (1,151,100) (2,942,800) 3,397,840 6,604,018 (3,171,722) 955,907 238,846 (12,741,262) 151 Schedule 5 City of San Luis Obispo, California Revenues, Expenditures and Changes in Fund Balances of Governmental Funds, continued Last Ten Fiscal Years (Modified Accrual Basis of Accounting) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Other Financing Sources(Uses): Sale of surplus property -$ -$ 393,900$ 30,200$ -$ -$ -$ -$ -$ -$ Issuance of debt/refunding debt 9,067,000 - 1,080,000 5,050,000 - 850,775 8,372,323 688,500 1,141,468 12,472,698 Cost of debt issuance - - - - (11,500) - - - - - Payment to refunded bond escrow agent (281,800) - - (5,442,200) - - - - - - Transfers in 8,655,400 8,081,900 6,464,100 8,121,200 8,407,600 13,834,998 11,682,079 12,747,578 15,739,036 19,815,144 Transfers out (8,990,400) (8,383,400) (6,691,300) (8,101,100) (8,292,500) (13,908,769) (12,011,531) (11,311,530) (14,687,473) (18,617,117) Total other financing sources(uses)8,450,200 (301,500) 1,246,700 (341,900) 103,600 777,004 8,042,871 2,124,548 2,193,031 13,670,725 Net change in fund balance 9,472,200$ (12,988,000)$ 95,600$ (3,284,700)$ 3,501,440$ 7,381,022$ 4,871,150$ 3,080,455$ 2,431,877$ 929,463$ Debt service as a percentage of noncapital expenditures 4.93%7.24%7.61%6.68%6.62%5.98%8.92%5.20%5.37%26.64% Notes: 1. Beginning in 2005-06 the State implemented a "VLF swap," under which an equal amount of Vehicle License Fees was "swapped" for an equal amount of revenues to be collected on the property tax roll. 2. Community Development Block Grant (CDBG) expenditures are included in the Community Development total for purposes of this schedule. 152 Schedule 6 City of San Luis Obispo, California General Fund Operating Expenditure Trends by Type Last Ten Fiscal Years (Modified Accrual Basis of Accounting For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Staffing: Salaries and wages: Regular salaries 24,310,100$ 24,180,400$ 23,848,400$ 23,432,400$ 23,214,900$ 23,242,170$ 23,804,510$ 24,790,947$ 26,944,188$ 26,666,447$ Temporary salaries 1,851,700 1,592,700 1,507,300 1,626,900 1,812,700 2,191,214 2,137,487 1,964,521 1,793,360 1,711,755 Overtime 3,009,200 2,397,500 2,162,500 2,763,100 3,309,000 3,018,181 3,222,698 3,473,489 3,604,336 4,420,756 Benefits: Retirement 8,006,100 7,915,900 7,899,200 8,444,000 7,661,900 7,637,931 7,943,827 9,323,782 10,394,523 10,570,883 Group health/disability ins (Note 1)3,579,400 3,744,200 3,407,500 3,441,700 3,463,500 3,387,101 3,319,117 3,828,238 4,129,004 4,638,471 Medicare 363,700 370,300 367,100 371,200 384,400 393,913 408,889 418,704 455,966 469,688 Unemployment Reimbursements 24,100 87,600 35,500 26,200 28,800 31,634 48,588 5,159 150,929 61,972 Total staffing 41,144,300 40,288,600 39,227,500 40,105,500 39,875,200 39,902,144 40,885,116 43,804,840 47,472,306 48,539,972 Contract services 4,228,700 3,812,400 3,728,100 4,306,000 5,208,900 5,725,290 5,903,638 6,271,607 6,962,949 6,940,018 Other operating expenditures Communications & utilities 1,662,000 1,538,000 1,629,500 1,658,000 1,842,300 2,034,997 1,945,243 2,192,384 2,023,057 2,190,695 Rents & leases 147,700 130,500 141,800 136,800 139,600 197,104 159,718 164,729 170,288 171,909 Insurance: General liability & property 1,051,500 1,447,300 1,434,600 1,475,600 1,320,700 1,425,450 1,646,605 1,847,422 1,273,133 1,658,319 Workers compensation 1,017,000 760,500 447,100 594,400 918,000 1,405,916 1,631,585 2,019,722 1,627,423 2,145,046 Other operating expenditures 3,061,900 2,399,300 2,544,400 2,696,500 2,910,900 2,991,619 3,635,542 3,079,347 3,345,191 3,017,537 Total operating expenditures 6,940,100 6,275,600 6,197,400 6,561,300 7,131,500 8,055,086 9,018,693 9,303,604 8,439,092 9,183,506 Minor capital 90,600 38,300 10,800 14,200 99,400 195,473 78,414 92,853 203,098 90,346 Total program expenditures 52,403,700 50,414,900 49,163,800 50,987,000 52,315,000 53,877,993 55,885,861 59,472,903 63,077,445 64,753,842 Reimbursed expenditures (4,210,800) (4,264,000) (4,449,900) (3,774,900) (3,732,100) (3,897,420) (3,451,208) (4,008,992) (4,164,747) (4,264,633) Total general fund operating expenditures 48,192,900$ 46,150,900$ 44,713,900$ 47,212,100$ 48,582,900$ 49,980,573$ 52,434,653$ 55,463,911$ 58,912,698$ 60,489,209$ Note: 1. Beginning in 2008-09, the City began to fund retiree health costs on a full accrual basis. The added cost compared with the prior "pay-as-you-go" approach in 2011-12 is $364,800. While this change in accounting increases costs initially, in the not-so-distant future (about 12 years), it becomes a much less expensive option than continuing "pay-as-you-go" cash funding. 153 Schedule 7 City of San Luis Obispo, California Assessed and Estimated Actual Value of Taxable Property Last Ten Fiscal Years For the Fiscal Year Ended June 30 Fiscal Year Homeowners Secured Roll Unitary Unsecured Total Direct Market Value of Market Exemptions Gross Value Roll TOTAL Tax Rate (Note 1)Value 2008-09 42,384,800$ 5,828,492,800$ 5,582,800$ 274,186,700$ 6,108,262,300$ 1.00% 6,108,262,300$ 100% 2009-10 42,222,400 6,008,936,600 4,904,100 277,718,500 6,291,559,200 1.00% 6,291,559,200 100% 2010-11 41,929,800 5,985,294,700 5,505,000 279,434,500 6,270,234,200 1.00% 6,270,234,200 100% 2011-12 41,988,100 5,894,189,700 6,842,300 275,800,100 6,176,832,100 1.00% 6,176,832,100 100% 2012-13 41,572,300 5,963,182,500 5,382,272 279,203,900 6,261,931,900 1.00% 6,261,931,900 100% 2013-14 41,327,300 6,152,693,400 5,300,173 295,626,200 6,467,600,400 1.00% 6,467,600,400 100% 2014-15 41,185,200 6,512,370,260 5,032,204 297,325,321 6,814,727,785 1.00% 6,814,727,785 100% 2015-16 41,518,400 6,965,233,454 4,883,115 305,427,553 7,275,544,122 1.00% 7,275,544,122 100% 2016-17 42,109,709 7,393,890,993 5,269,573 303,122,262 7,702,282,828 1.00% 7,702,282,828 100% 2017-18 42,702,377 7,844,131,236 4,369,188 331,183,030 8,179,683,454 1.00% 8,179,683,454 100% Notes:1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. The City assumes that Market Values are equal to total Assessed Valuation. 2. For comparison purposes, gross assessed valuations include homeowners' exemptions. Although these exemptions reduce property tax collections, the revenue loss is reimbursed by the State of California. As such, gross assessed valuation is the revenue base used in establishing property tax-related revenues. SOURCE: HDL CAFR 2017-18 report - 2017-18 Roll Summary table. Gross Assessed Valuation (Notes 1 and 2) 154 Schedule 8 City of San Luis Obispo, California Property Tax Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Proposition 13 maximum tax rate (Note 2)1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 1.000 Voter approved indebtedness: State water project 0.002 0.002 0.003 0.003 0.004 0.004 0.004 0.004 0.004 0.004 Elementary and high school Bond and lease agreements 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 0.000 Total (Notes 1 and 3)1.002 1.002 1.003 1.003 1.004 1.004 1.004 1.004 1.004 1.004 Notes: 1. Property tax rates are levied per $100 of assessed valuation. The tax rate information provided is for Tax Rate Area 003-000, which is the largest tax rate area in the City. 2. The passage of Proposition 13 on June 6, 1978 established a maximum County-wide levy for general revenue purposes of 1% of market value. Voter-approved tax rates for the retirement of long-term liabilities were excluded from this limit. 3. It is not possible to identify tax rates for individual agencies however, the following is a summary of derived property tax allocations within Tax Rate Area 003-000 for Fiscal Year 2008-09: Base ERAF Net Rate Allocation Apportionment San Luis Coastal Unified School District 36.10 36.10 San Luis Obispo County - General Fund 30.32 (8.1) 22.26 City of San Luis Obispo 18.36 *(3.5) 14.88 San Luis Obispo Community College District 6.42 6.42 County School Services 3.81 3.81 City/County Library 1.98 (0.3) 1.66 Port San Luis Harbor 1.63 (0.4) 1.19 Other Agencies 1.30 (0.3) 1.00 Education Revenue Augmentation Fund (ERAF)12.6 12.60 Total 100%0%100% *The County further adjusts the 18.4% base rate for revenue shifts to school districts as directed by the State as part of their cuts to local agencies, resulting in an effective rate for the City of approximately 14.9%. Source: Prepared by HdL, Coren & Cone Data source: San Luis Obispo County Assessor 2017-18 Post ERAF TRA Allocation Factors 155 Schedule 9 City of San Luis Obispo, California Principal Property Taxpayers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Number of Secured Percent of Total Number of Secured Percent of Total Owner Parcels Assessed Value Rank City Assessed Value Parcels Assessed Value Rank City Assessed Value Jamestown Premir SLO Court Etal 11 111,274,133$ 1 1.42%$ CAP VIII Mustang - LLC 4 90,677,099 2 1.16% Sierra Vista Hospital Inc.8 79,938,176 3 1.02%7 48,990,795 2 0.80% SLO Promenade Limited Partnership 11 66,134,672 4 0.84% Irish Hills Plaza West II LLC 6 48,633,324 5 0.62%2 33,234,600 5 0.57% Charles Pasquini Jr Trust 6 48,252,216 6 0.61%6 42,635,592 3 0.73% Costco Wholesale Corporation 1 34,853,109 7 0.44%1 31,638,857 6 0.54% Bre Atlas Property Owner LLC 1 31,991,984 8 0.41% DS Marigold 8 30,987,149 9 0.39% Target Corporation 1 30,153,525 10 0.38% CSHV Mustang Village 2 73,522,950 1 1.20% JM Wilson Promenade Properties II LLC 10 39,395,131 4 0.68% Charter Communications Properties 3 18,902,854 7 0.32% John E. and Carole D. King 6 24,663,860 8 0.42% Marigold Center LLC 9 24,525,865 9 0.42% De Tolosa Ranch LLP 1 22,000,000 10 0.38% Total 572,895,387$ 7.29%359,510,504$ 6.06% Source: HDL CAFR 2017-18 report - 2017-18 and 2008-09 Top Ten Property Taxpayers tables. 2017-18 2008-09 156 Schedule 10 City of San Luis Obispo, California Secured Property Tax Roll Levies and Collections Last Ten Fiscal Years For the Fiscal Year Ended June 30 Total Secured Current Year Percent Fiscal Tax Levy Current Year Percent Delinquencies Delinquent Year (Notes 1 and 2)Collections Collected (Note 3) (Note 3) 2008-09 8,335,400$ 8,335,400$ 100%0 0 2009-10 8,456,800 8,456,800 100%0 0 2010-11 8,405,600 8,405,600 100%0 0 2011-12 8,269,300 8,269,300 100%0 0 2012-13 8,151,000 8,151,000 100%0 0 2013-14 8,601,630 8,601,630 100%0 0 2014-15 9,097,280 9,097,280 100%0 0 2015-16 9,707,340 9,707,340 100%0 0 2016-17 10,250,205 10,250,205 100%0 0 2017-18 10,868,920 10,868,920 100%0 0 Notes: 1. The secured property tax roll is composed of ad valorem taxes as well as special assessments, and is calculated by the San Luis Obispo County Auditor-Controller. The San Luis Obispo County Tax Collector is responsible for all property tax roll collections within the City of San Luis Obispo. The amount reported is before the SB2557 County administrative fees of approximately 3% of total property tax revenues. 2. The secured levy does not include supplemental assessments, unsecured tax revenues, or prior year adjustments, which can be significant. For example, in 2012-13 revenue to the City from supplemental assessments was $99,500 and $215,100 from unsecured. A one-time refund was received from the County Auditor-Controller, refunding $632,800 representing prior overcharges for the SB2557 fee. Property tax revenues totaled $8,740,762. 3. The City has elected the Teeter Plan method of property tax collection, whereby the County remits 100% of taxes levied and pursues collection and retains any delinquent taxes and related penalties and interest. Source: San Luis Obispo County Auditor-Controller - 2017-18 Property Tax Estimates and Delinquencies Report 157 Schedule 11 City of San Luis Obispo, California Schedule of Taxable Sales and Permits by Category Last Ten Calendar Years 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Sales In Thousands of Dollars Apparel stores 61,356$ 65,608$ 70,582$ 71,429$ 73,127$ 74,471$ 74,789$ 76,524$ 74,403$ 75,280$ General merchandise stores 145,821 121,921 123,191 148,757 171,797 173,947 179,557 182,541 179,528 182,138 Food and drug stores 41,704 40,841 39,120 40,607 40,860 42,030 43,229 44,868 44,458 46,025 Eating & drinking places 124,278 120,619 120,852 128,855 143,991 149,144 160,568 173,381 179,147 183,489 Building materials & farm tools 113,130 96,091 93,904 104,754 113,532 128,144 135,269 141,800 144,151 162,960 Auto dealers & supplies 199,923 161,310 178,569 193,060 227,556 269,601 287,764 303,902 305,823 318,987 Service stations 89,586 72,158 85,795 105,178 109,224 104,740 103,130 89,773 79,736 83,481 Other retail stores 273,252 247,942 249,820 257,455 264,363 262,935 268,495 276,790 281,091 276,691 Total retail stores 1,049,050 926,490 961,833 1,050,095 1,144,450 1,205,012 1,252,801 1,289,579 1,288,337 1,329,051 All other outlets 252,563 223,240 235,062 278,827 269,489 285,688 300,748 348,998 381,638 375,993 Total 1,301,613 1,149,730 1,196,895 1,328,922 1,413,939 1,490,700 1,553,549 1,638,577 1,669,975 1,705,044 Permits Apparel stores 103 113 120 111 122 131 103 175 163 162 General merchandise stores 27 14 14 14 12 12 14 25 39 36 Food and drug stores 34 42 45 49 53 55 53 58 60 63 Eating & drinking places 196 180 185 188 204 213 239 233 254 297 Home furnishings & appliances 73 88 91 86 88 84 81 88 129 124 Building materials & farm tools 30 40 40 39 41 39 39 41 47 53 Auto dealers & supplies 58 69 70 64 62 60 65 59 98 98 Service stations 21 21 21 17 17 17 17 17 21 16 Other retail stores 348 610 590 579 602 661 722 584 540 497 Total retail stores 890 1,177 1,176 1,147 1,201 1,272 1,333 1,280 1,351 1,346 All other outlets 1,024 672 688 656 666 664 678 872 1074 Total 1,914 1,849 1,864 1,803 1,867 1,936 2,011 2,152 2,425 1,346 Source: State Board of Equalization, State of California Taxable Sales in California, and the HDL CAFR 2017-18 report - Taxable Sales by Category table. 158 Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rates Effective End State Local City Combined Date Date Jurisdiction Transportation Fund Rate Rate 8/1/1933 6/30/1935 (Note 2)2.50%2.50% 7/1/1935 6/30/1943 3.00%3.00% 7/1/1943 6/30/1949 2.50%2.50% 7/1/1949 12/31/1961 3.00%3.00% 1/1/1962 7/31/1967 3.00%1.00%4.00% 8/1/1967 6/30/1972 4.00%1.00%5.00% 7/1/1972 6/30/1973 3.75%0.25%1.00%5.00% 7/1/1973 9/30/1973 4.75%0.25%1.00%6.00% 10/1/1973 3/31/1974 3.75%0.25%1.00%5.00% 4/1/1974 11/30/1989 4.75%0.25%1.00%6.00% 12/1/1989 12/31/1990 5.00%0.25%1.00%6.25% 1/1/1991 7/14/1991 4.75%0.25%1.00%6.00% 7/15/1991 12/31/2000 6.00%0.25%1.00%7.25% 1/1/2001 12/31/2001 5.75%0.25%1.00%7.00% 1/1/2002 6/30/2004 6.00%0.25%1.00%7.25% 7/1/2004 3/31/2007 (Note 3)6.25%0.25%0.75%(Note 3)7.25% 4/1/2007 3/31/2009 6.25%0.25%1.25%(Note 4)7.75% 4/1/2009 7.25%0.25%1.25%8.75% 7/1/2011 6.25%0.25%1.25%7.75% 1/1/2013 7.25%0.25%0.50%8.00% 1/1/2014 7.25%0.25%0.50%8.00% 1/1/2015 7.25%0.25%0.50%8.00% 1/1/2016 7.25%0.25%0.50%8.00% 1/1/2017 7.00%0.25%0.50%7.75% 1/1/2018 7.00%0.25%0.50%7.75% Notes: 1. The Bradley-Burns Uniform Local Sales and Use Tax Law was enacted in 1955. The law authorizes cities and counties to impose a sales and use tax. Effective January 1, 1962, all cities and counties have adopted ordinances for the State Board of Equalization to collect the local tax. 2. Sales tax only. The use tax was enacted effective July 1, 1935. 159 Schedule 12 City of San Luis Obispo, California Historical Sales and Use Tax Rate, continued 3. In March 2004, a State ballot measure was passed issuing deficit reduction bonds for State purposes. Funding was provided effective July 1, 2004 by repealing 25% of the local 1% sales tax and then adopting a new 1/4-cent sales tax dedicated to repayment of the deficit reduction bonds. Cities and counties would then be "made whole" by the State from increased property tax allocations via reduced contributions to ERAF. This "triple flip" is theoretically revenue-neutral, and as such, the effective rate for revenue purposes remains at 1%. 4. In November 2006, voters in San Luis Obispo approved a local sales tax measure increasing the City rate by 1/2%, which became effective April 1, 2007. The sales tax measure has a sunset provision of 8 years. The local Sales Tax was extended as Measure G in the November 2014 election for 8 years. 5. Proposition 30, The Schools and Local Public Safety Protection Act of 2012 , was approved by California voters in November 2012 to temporarily increase the sales and use tax by 0.25%. The sales and use tax imposed by Proposition 30 expired December 31, 2016. Source: State Board of Equalization, State of California 160 Schedule 13 City of San Luis Obispo, California Schedule of Business Tax Certificates Issued Fiscal Years Ended June 30, 2016 and 2015 No. of No. of Certificates Percent Certificates Percent Construction 993 12.1% 1,019 12.6% Manufacturing 165 2.0%144 1.8% Transportation/Utilities 40 0.5%40 0.5% Wholesale 138 1.7%140 1.7% Retail 1,087 13.2% 1,035 12.7% Professional 1,059 12.9% 1,152 14.2% Residential Rental 2,338 28.4% 2,430 29.9% Commercial Rental 311 3.8%313 3.9% Services 2,099 25.5% 1,845 22.7% Total business certificates issued 8,230 100% 8,118 100% Home occupations 751 9.1%740 9.1% Located outside City limits 1,872 22.7% 1,699 20.9% Located in Downtown Business Improvement District 628 7.6%615 7.6% Source: City of San Luis Obispo Finance Department - Revenue Division 20172018 161 Schedule 14 City of San Luis Obispo, California Per Capita Outstanding Debt by Type Last Ten Fiscal Years For the Fiscal Year Ended June 30 Percentage of Fiscal Lease Purchase Lease Purchase Installment Total Primary Per Gross Assessed Year Bonds Financing Loans Bonds Financing Sales Agreement Loans Government Capita Value 2008-09 29,949,300$ 211,200$ $ 35,330,700$ 1,142,100$ 2,050,000$ 31,219,700$ 99,903,000$ 2,232$ 1.64% 2009-10 28,448,900 161,400 33,946,100 872,900 1,950,000 28,554,000 93,933,300 2,090 1.49% 2010-11 26,806,500 1,109,800 32,503,500 593,500 1,845,000 25,807,000 88,665,300 1,973 1.41% 2011-12 24,962,100 955,900 30,082,900 302,300 1,735,000 22,976,300 81,014,500 1,788 1.31% 2012-13 23,574,900 823,400 2,025,100 28,625,150 - 1,620,000 20,309,200 76,977,750 1,690 1.23% 2013-14 22,152,010 711,622 850,775 27,083,025 - 8,979,000 19,446,784 79,223,216 1,742 1.27% 2014-15 28,556,715 1,127,606 766,092 25,983,320 - 8,481,043 18,559,851 83,474,627 1,836 1.28% 2015-16 27,762,893 1,374,773 679,314 25,323,405 - 7,932,327 17,647,622 80,720,334 1,741 1.16% 2016-17 26,328,540 1,898,652 591,647 24,072,708 - 7,366,468 16,709,160 76,967,175 1,660 0.99% 2017-18 23,484,450 1,599,769 503,101 21,815,204 - 6,783,114 15,743,808 69,929,446 1,502 0.85% Sources: City of San Luis Obispo Finance Department Governmental Activities Business-Type Activities 162 Schedule 15 City of San Luis Obispo, California Ratio of Net General Bonded Debt to Assessed Value and Net Bonded Debt per Capita Last Ten Fiscal Years For the Fiscal Year Ended June 30 Service Ratio of Net Net Taxable General Payable from Net Bonded Debt Net Bonded Assessed Bonded Enterprise Bonded to Assessed Debt per Fiscal Year Population Value Debt Revenues Debt Value Capita 2008-09 44,750 6,108,262,300$ 0 0 0 0.0%0 2009-10 44,948 6,291,559,300 0 0 0 0.0%0 2010-11 45,418 6,270,234,200 0 0 0 0.0%0 2011-12 45,308 6,176,832,100 0 0 0 0.0%0 2012-13 45,541 6,261,931,900 0 0 0 0.0%0 2013-14 45,473 6,454,835,328 0 0 0 0.0%0 2014-15 45,484 6,814,727,785 0 0 0 0.0%0 2015-16 46,377 7,275,544,122 0 0 0 0.0%0 2016-17 46,724 7,702,282,828 0 0 0 0.0%0 2017-18 46,548 8,179,683,454 0 0 0 0.0%0 Notes: 1. Valuations are established by the County Assessor of the County of San Luis Obispo, except for property owned by private utility companies, which is valued by the State of California. 2. See Schedule of Demographic and Economic Statistics for population data. 3. Personal income information is not available. Net Bonded Debt is expressed as a ratio to Assessed Value. Sources: HDL CAFR 2017-18 report - Demographic and Economic Statistics table. 163 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt Fiscal Year Ended June 30, 2016 Amount Applicable Percent Applicable to the City of to the City of San Luis Obispo San Luis Obispo as of June 30, 2018 Direct long-term debt: City of San Luis Obispo 2006 Water Revenue Bonds 100.000%12,520,000$ City of San Luis Obispo 2012 Refunding Revenue Bonds (2001)100.000%3,735,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)100.000%2,540,000 City of San Luis Obispo 2014 LOVR Lease Revenue Bonds 100.000%7,135,000 City of San Luis Obispo 2018 Lease Revenue Bonds 16,905,000 42,835,000 Overlapping long-term debt (percentage of overlapping agency's assessed valuation located within boundaries of the City): San Luis Obispo County General Fund Obligations 16.170%3,900,204 San Luis Obispo County Pension Obligations 16.170%14,029,803 City of San Luis Obispo Lease Revenue Bonds 100.000%27,760,000 45,690,007 Less: City of San Luis Obispo obligations supported by enterprise revenues 5,963,746 Total gross direct and overlapping long-term debt 39,726,261 Less self-supporting issues: City of San Luis Obispo 2006 Water Revenue Bonds 12,520,000 City of San Luis Obispo 2012 Water Revenue Refunding Bonds (2002)2,540,000 Total self-supporting issues 15,060,000 24,666,261$ Ratio of long-term debt to assessed valuation and population Gross Assessed Valuation 8,179,683,454$ Population 46,548 164 Schedule 16 City of San Luis Obispo, California District and Overlapping Long-Term Debt, continued Fiscal Year Ended June 30, 2016 Percent of Gross Per Capita Amount Assessed Valuation Long-Term Debt Direct and Overlapping Debt: Gross $39,726,261 0.5%$853.45 Net 24,666,261 0.3%530 Direct Debt: Gross $42,835,000 0.5%$920.23 Net 27,775,000 0.3%597 SOURCE: California Municipal Statistics, Inc. HDL CAFR report. 165 Schedule 17 City of San Luis Obispo, California Computation of Legal Debt Margins Last Ten Fiscal Years (amounts expressed in thousands) For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Legal debt limit 229,059$ 235,815$ 234,887$ 231,384$ 234,822$ 241,812$ 244,175$ 272,833$ 288,836$ 306,738$ Total debt applicable to limit - Legal debt margin 229,059 235,815 234,887 231,384 234,822 241,812 244,175 272,833 288,836 306,738 Total debt applicable to the limit as a percentage of debt limit 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%0.00% 0.00%0.00% Legal Debt Margin Calculation for Fiscal Year 2017-18 Gross Assessed Valuation 8,179,683,454$ Legal Debt Limit - 3.75% of Gross Assessed Valuation 306,738,130$ Long-term Debt: Revenue Bonds Secured by Capital Leases 10,870$ Water Revenue Bonds 15,060 25,930 Less deductions allowed by law: Revenue Bonds Secured by Capital Leases 10,870 Water Revenue Bonds 15,060 25,930 Total debt applicable to computed limit $0 Legal debt margin 306,738,130$ Note: The California Government Code provides for a legal debt limit of 15% of gross assessed valuation based on 25% of market value, or a legal debt limit of 3.75%. The City's debt management policy, however, sets a more restrictive debt limit of 2% of assessed valuation. 166 Schedule 18 City of San Luis Obispo, California Revenue Bond Coverage – Water Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 LessOperating & Net RevenueCoverage Fiscal Operating Development Other Maintenance Available forWith Year Revenues Impact Fees Revenues Expenses Bond Debt Service Principal Interest Total Coverage Impact Fees2008-09 13,447,400$ (663,000)$ 1,339,700$ (7,877,500)$ 6,246,600$ 1,420,300$ 1,200,368$ 2,620,668$ 238% 264%2009-10 13,755,800 (448,200) 719,800 (7,603,500) 6,423,900 1,078,960 1,171,884 2,250,844 285% 305%2010-11 14,256,100 (639,600) 384,500 (12,389,200)1,611,800 1,107,790 1,137,021 2,244,811 72% 100%2011-12 16,266,300 (643,200) 825,400 (13,666,100)2,782,400 1,146,885 1,137,445 2,284,330 122% 150%2012-13 18,250,700 (1,578,100) 97,500 (13,353,300)3,416,800 1,096,215 995,419 2,091,634 163% 239%2013-14 19,676,199 (819,477) 215,915 (13,996,427)5,076,210 1,160,700 964,148 2,124,848 239% 277%2014-15 20,552,417 (2,471,501) 59,594 (13,451,298)4,689,212 1,285,686 906,775 2,192,461 214% 327%2015-16 20,137,422 (1,543,268) 53,731 (14,056,603)4,591,282 1,245,486 881,318 2,126,804 216% 288%2016-17 19,873,517 (1,266,674) 410,484 (14,754,114)4,263,213 1,290,748 837,657 2,128,405 200% 260%2017-18 21,997,054 (2,131,345) 325,268 (16,250,751)3,940,226 1,336,267 792,337 2,128,604 185% 285%Notes:2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into the 2018 Lease Revenue Bonds.4. Net revenues available for debt service exclude development impact fees. 5. Operating expenses exclude depreciation and amortization.Source: City of San Luis Obispo Utilities Department3. Principal and interest amounts do not include the subordinate private placement loan retired in 2013. Bonded Debt Service Requirements1. Debt service requirements include 2012 Refunding Revenue Bonds, 2006 Refunding Revenue Bonds, and the 2004 state revolving loan 167 Schedule 19 City of San Luis Obispo, California Revenue Bond Coverage – Parking Fund Last Ten Fiscal Years For the Fiscal Year Ended June 30 Net Revenue Fiscal Gross Operating Available for Year Revenues Expenses Bond Debt Service Principal Interest Total Coverage 2008-09 4,007,900$ (2,344,300)$ 1,663,600$ 415,800$ 462,500$ 878,300$ 189% 2009-10 3,788,300 (2,142,400) 1,645,900 599,600 449,200 1,048,800 157% 2010-11 3,730,100 (2,190,200) 1,539,900 621,800 428,700 1,050,500 147% 2011-12 3,688,200 (2,351,400) 1,336,800 642,600 408,100 1,050,700 127% 2012-13 4,726,000 (2,440,600) 2,285,400 663,500 386,000 1,049,500 218% 2013-14 4,122,860 (2,488,797) 1,634,063 690,600 361,822 1,052,422 155% 2014-15 4,905,494 (2,409,027) 2,496,467 447,962 504,407 952,369 262% 2015-16 4,606,249 (2,757,299) 1,848,950 466,185 501,631 967,816 191% 2016-17 4,659,562 (2,671,028) 1,988,534 481,981 487,407 969,388 205% 2017-18 6,651,038 (2,998,555) 3,652,483 498,058 469,314 967,372 378% Notes: 1. In 1994 the Capital Improvement Lease Revenue Bonds were refinanced resulting in new debt of $11,780,000, of which $7,421,400 is designated for the Parking Fund. In 2004 the 1994 bonds were refinanced with a maturity date of 2014. In 2006 Lease Revenue Bonds were issued resulting in new debt of $16,160,000, of which $8,726,400 is allocated to the Parking Fund. 2. The City refinanced its 2005 Refunding Lease Revenue Bonds, 2006 Lease Revenue Bonds, and 2009 Lease Revenue Bonds into 2018 Lease Revenue Bonds. 3. Operating expenses exclude depreciation. Source: City of San Luis Obispo Finance Department. Bonded Debt Service Requirements 168 Schedule 20 City of San Luis Obispo, California Demographic and Economic Statistics Last Ten Fiscal Years For the Fiscal Year Ended June 30 Median Public Elementary and Cuesta Community Fiscal Household Median Secondary School College Unemployment Year Population (1)Income (2)Age (1)Enrollment (4)Enrollment (3)Rate (1) 2008-09 44,750 42,526$ 37.3 7,123 9,720 9.10% 2009-10 44,948 40,579 27.0 7,112 8,433 9.70% 2010-11 45,418 53,978 23.4 7,226 7,890 9.60% 2011-12 45,308 57,365 24.5 7,402 7,339 7.50% 2012-13 45,541 58,630 24.5 7,368 7,289 6.40% 2013-14 45,473 59,628 25.3 7,366 7,389 5.70% 2014-15 45,484 63,474 25.0 7,520 6,850 5.90% 2015-16 46,117 62,648 25.0 7,110 6,691 4.90% 2016-17 46,724 64,014 25.4 7,538 6,741 4.50% 2017-18 46,548 64,014 26.1 7,650 6,416 3.20% Sources: 1. HDL 2017-18 CAFR report - Demographic and Economic Statistics table. 2. http://www.california-demographics.com/san-luis-obispo-county-demographics 3. Cuesta Community College Admissions Office. Note: Enrolled students (head count) San Luis Obispo campus only 4. San Luis Coastal Unified School District Annual Community Report. Note: The boundaries of SLCUSD are significantly larger than the City. The above school enrollment information also includes these outlaying areas, most notably Los Osos, Morro Bay, and Avila Beach. 169 Schedule 21 City of San Luis Obispo, California Principal Employers Current Year and Nine Years Ago For the Fiscal Year Ended June 30 Percentage Percentage Number of Total City Number of Total City Employer Employees Rank Employment Employees Rank Employment Cal Poly State University 3,000 1 11.95%2,693 1 5.89% County of San Luis Obispo 2,920 2 11.63%2,570 2 5.62% Dept of State Hospitals - Atascadero 1,964 3 7.82%N/A N/A N/A P.G. & E (Diablo Canyon)1,757 4 7.00%1,719 4 3.76% California Men's Colony 1,500 5 5.98%2,000 3 4.37% Tenet Health Care Corp.1,305 6 5.20%1,100 7 2.41% Compass Health 1,200 7 4.78%N/A N/A N/A San Luis Coastal Unified School District 1,200 8 4.78%873 8 1.91% MindBody 1,035 9 4.12%N/A N/A N/A Lucia Mar Unified School District 1,000 10 3.98%N/A N/A N/A Total 16,881 67.25%10,955 23.96% Note: Source for the 2017-18 employers information is the 2017 Pacific Coast Business Times (The List ). This information represents employers in San Luis Obispo County. 170 Schedule 22 City of San Luis Obispo, California Regular Authorized Positions Last Ten Fiscal Years For the Fiscal Year Ended June 30 Function 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Public Safety Police Sworn 64.0 59.0 59.0 57.0 57.0 60.0 60.0 61.0 61.0 61.5 Non-sworn 28.0 27.5 27.5 26.5 25.5 25.5 25.5 25.5 25.5 24.0 Fire Sworn 44.0 44.0 44.0 44.0 44.0 49.0 49.0 50.0 47.0 47.0 Non-sworn 10.0 9.8 9.0 7.8 6.8 4.0 4.0 4.0 10.0 10.0 Public Utilities 66.8 63.8 63.8 60.9 61.9 64.8 64.8 67.1 69.1 69.1 Transportation 32.0 30.0 29.2 31.8 31.8 28.9 28.9 36.8 36.8 68.3 Leisure, Cultural and Social Services 33.0 33.0 33.0 32.0 32.0 34.0 34.0 35.0 35.0 34.0 Community Development 40.3 37.3 37.3 42.8 43.8 39.5 40.0 51.0 51.0 32.4 General Government 59.5 54.8 54.8 50.5 52.2 56.0 56.0 57.0 61.0 45.5 Total 377.6 359.2 357.6 353.3 355.0 361.7 362.2 387.4 396.4 391.8 Ratio of Sworn Police Personnel per 1,000 Population:* 1.43 1.31 1.30 1.26 1.25 1.32 1.32 1.33 1.31 1.32 Ratio of Sworn Fire Personnel per 1,000 Population:*0.98 0.98 0.97 0.97 0.97 1.08 1.08 1.06 1.01 1.01 *Does not include the Cal Poly student and faculty population served. Note: See Schedule of Demographic and Economic Statistics for population data. Source: City of San Luis Obispo Finance Department 171 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Function/Program: Police: Calls for police/fire service 33,211 32,057 32,074 34,751 36,236 34,659 36,515 38,300 39,620 39,103 Incident numbers issued 28,855 27,555 27,595 29,991 31,156 29,277 31,048 32,542 33,360 32,730 Police reports written 7,839 7,454 7,661 8,322 9,192 8,665 8,435 8,852 8,675 7,735 Traffic citations issued 7,099 * Other citations issued 1,315 * Violations cited 8,410 8,471 5,939 8,119 7,213 5,793 6,648 7,673 7,649 7,524 Citations issued 7,737 7,398 5,380 7,718 6,665 5,275 6,204 7,038 7,030 6,752 Collision reports 693 718 728 669 643 625 630 587 608 609 Violent crimes:**136 140 126 134 117 158 237 173 177 178 Willful homicide**2 1 0 0 0 0 0 Forcible rape**32 30 27 24 18 31 44 29 38 44 Robbery**38 39 35 34 19 26 25 13 21 23 Aggravated assault**66 71 64 74 79 101 168 131 118 111 Property crimes:**649 620 640 714 804 713 542 637 731 644 Burglary**334 324 372 330 414 328 206 225 251 172 Motor vehicle theft**55 68 54 107 81 63 71 87 95 94 Larceny-theft:**1,328 1,240 1,260 1,345 1,476 1,384 1,162 1,335 1,730 1,516 Over $400**260 228 214 277 309 322 265 325 385 378 $400 and under**1,068 1,012 1,046 1,068 1,167 1,062 897 1,010 1,345 1,138 Fire: Medical responses***(Note 4)2,613 3,325 2,799 2,856 2,985 3,232 3,417 3,540 4,538 4,248 Fire suppression responses***(Note 4)110 133 101 102 95 105 111 151 143 163 Hazardous materials responses***(Note 4)26 36 23 17 21 15 21 22 21 17 Other responses***(Note 4)1,897 1,224 1,528 1,552 1,812 1,840 1,929 2,158 1,799 1,785 Total service responses***4,646 4,718 4,451 4,527 4,913 5,192 5,478 5,871 6,501 6,213 Fire and life-safety inspections***1,977 1,110 2,489 2,431 2,494 644 2,476 2,516 3,756 3,738 Arson investigations***29 47 22 18 49 44 17 44 8 12 Education activities (# of people)***15,000 14,000 20,106 23,120 23,377 23,945 23,697 23,680 23,575 23,540 172 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Function/Program: Public Utilities: Water/Sewer customer accounts 14,682 14,875 14,734 14,695 14,742 14,899 14,953 15,167 15,188 15,505 Miles of sewerline 137 137 137 137 137 197 139.6 138 143 Miles of waterline 182 182 185 185 187 187 *187 191 197 187 Water service line repairs and renewals*****142 95 86 50 66 58 60 50 50 57 Sewer main stoppages 12 10 9 7 12 15 13 11 4 Acre feet of water delivered - Nacimiento 981 2,321 663 1,506 839 3574 3817 3753 Acre feet of water delivered - Salinas 2,473 2,736 2,640 2,149 2,378 1,444 1,986 8 273 853 Acre feet of water delivered - Whale Rock 4,280 3,402 1,277 2,875 3,212 2,615 1,375 949 924 Transportation: Signals and lights: Intersections with traffic signals 60 67 70 68 70 70 70 Traffic signal service requests 100 80 85 80 85 90 60 Streetlights operated & maintained 220 2,230 2,300 2,300 2,300 2,300 2,280 Streetlight service requests 285 500 180 175 45 50 13 Parking spaces: Estimated miles of paved streets 125 125 130 132 132 133 133 133 133 134 Pavement condition index 74 73 74 72 71 72 72 71 71 70 Number of street lights 2,300 2,179 2,270 2,270 2,270 2,300 2,300 2,300 2,300 2,280 Traffic collisions 789 708 597 621 593 660 720 531 482 Parking spaces provided (lot, garage & street)3,060 3,059 3,067 3,065 3,071 3,119 3176 2953 2892 2871 Parking citations written 40,062 30,087 30,278 26,515 28,690 23,957 20,690 24,213 23,348 21,647 Total transit passengers 1,032,232 1,019,852 1,045,299 1,118,519 1,109,600 1,122,000 1,099,274 1,209,708 1,131,716 945,288 173 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Function/Program: Leisure, Cultural and Social Services: Open space acres maintained 3,015 3,420 3,420 3,510 3,510 3,510 3,510 3,510 3,510 3,775 Open space easement acres 3,139 3,161 161 3,200 3,200 3,200 3,200 3,200 3,200 3,200 Trail mileage 38 40 40 45 47 49 49 52 52 55 Total golf rounds played 42,438 34,376 32,228 34,699 33,067 34,766 33,674 30,572 28,196 35,670 Acres of park landscape maintained 157 157 157 157 157 157 157 157 157 500 Trees in City jurisdiction 18,600 17,779 18,700 18,700 18,700 18,700 19,000 20,000 20,000 20,000 Children's services enrollment totals 816 900 1,664 1,755 1,605 2,338 2,360 2,115 2,115 1,950 Triathlon: participants, spectators and volunteers******6,600 6,700 5,400 6,000 6,525 6,000 5,500 5,200 5,000 887 Annual senior attendance (total)******14,576 14,250 14,500 14,000 14,200 ***265 331 Facility permits processed 1,273 1,971 1,806 1,803 1,269 1,416 836 1,305 1,073 864 Annual aquatics attendance (total)61,264 60,052 56,676 56,042 67,000 73,903 83,107 68,403 96,687 97,701 Adult athletic teams registered 229 255 245 320 325 338 320 325 325 362 Youth athletic participants registered 1,625 1,650 1,320 1,400 1,300 1,200 1,350 1,300 1,150 1,115 Special event applications processed 53 57 68 78 84 103 103 77 101 88 Banner permits processed 71 65 72 86 76 82 47 87 56 45 Instructional class enrollments 2,017 1,837 1,628 1,400 1,308 1,424 1,751 1,151 1,724 1,439 174 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Function/Program: Community Development: Housing characteristics: Single family units 10,793 10,808 10,951 10,969 10,994 11,133 11,230 11,306 11,413 2-4 units 2,337 2,350 2,634 2,650 2,656 2,692 2,695 2,789 2,851 5 or more unit structures 5,654 5,702 5,596 5,596 5,647 5,767 5,804 6,038 6,097 Mobile homes 1,534 1,534 1,482 1,482 1,482 1,482 1,482 1,482 1,482 Total 20,318 20,394 - 20,663 20,697 20,779 21,074 21,211 21,615 21,843 Housing units (replaces above categories)20,578 Households (replaces above categories)1,361 Building permits issued (Note 1):475 438 442 463 566 511 597 584 584 623 Residential: Single family residential (Note 2)28 16 7 13 48 59 114 97 62 125 Multi-family residential 5 5 3 10 6 8 32 5 13 18 Non-residential 4 1 7 5 7 9 27 13 14 10 Other permits: Additions, alternations, demolitions (Note 4)454 416 499 459 530 458 460 522 545 502 Other improvements Total 491 438 516 487 591 534 1,230 1,221 1,218 1,278 Approximate value of building permits (in thousands) Residential: Single family residential 6,800$ 4,424$ 6,085$ 3,278$ 15,698$ 15,412$ 36,722$ 26,441$ 16,340$ 23,094$ Multi-family residential 4,286 2,528 926 3,847 1,560 6,744 26,499 13,500 15,022 16,094 Non-residential 10,482 525 16,608 5,142 1,935 15,310 9,791 11,484 56,308 9,703 Other permits: Additions, alternations, demolitions (Note 4)21,080 26,464 15,948 16,589 20,761 19,139 22,897 30,230 24,787 30,686 Other improvements Total 42,648$ 33,941$ 39,567$ 28,856$ 39,954$ 56,605$ 95,909$ 81,655$ 112,457$ 79,577$ Building inspections conducted 10,371 8,359 10,210 13,685 10,543 8,996 6,641 7,195 10,745 9,974 Home occupation permits processed 175 146 126 117 142 129 113 163 144 112 Development permit applications received 223 194 172 148 217 311 293 253 236 215 175 Schedule 23 City of San Luis Obispo, California Operating Indicators and Capital Asset Statistics by Function, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17 2017-18 Function/Program: General Government: Business tax certificates issued: Located outside city limits 1,487 1,548 1,569 1,670 1,670 1,472 1,602 2,018 1,699 1,872 Total certificates issued 7,458 7,090 6,873 7,086 7,086 6,934 7,805 7,597 8,118 8,230 Human resources recruitments (total)46 46 42 59 91 105 129 103 103 97 Fleet vehicles maintained 280 301 City-wide fleet & equipment assets 290 290 290 290 300 318 323 339 Replaces prior category Telephone lines managed 925 1,003 1,003 1,024 981 995 1,037 1,005 998 907 Cell phones supported****343 348 351 338 344 383 460 453 476 492 IT users supported 450 450 450 498 498 490 511 515 467 471 * Data Not Available ** Data from California Department of Justice based on calendar year *** Data is based on calendar year **** Includes cellular modems (70) (90 for 11-12) ***** The 2013-14 amount now includes recycled waterline. ******The FY 2017-18 amount only includes Triathlon participants and volunteers *******Starting in FY 2016-17, the amount only includes senior center membership Notes: Some workload indicators are projections. 1. Excludes special permits such as plumbing, mechanical, electrical, signs, and grading as well as plan check permits. 2. Condominiums are included with single family residential. 3. Swimming pools are included with additions, alterations and demolitions. 4. In Fiscal year 2010-11, numbers reported used observed code from Spillman rather than condition code. Source: City of San Luis Obispo Departments 176 Schedule 24 City of San Luis Obispo, California Water System Statistical Data For the Fiscal Year Ended June 30 Fiscal Historic Increase/ Sales Increase/ Deliveries Increase/Year Connections (Decrease) Revenues (Decrease) In Acre Feet (Decrease)2008-09 14,493 0.79% 12,447,592$ 13.67% 6,320 -10%2009-10 14,875 2.64% 13,025,900 4.65% 5,612 -11%2010-11 14,777 -0.66% 13,302,800 2.13% 5,909 5%2011-12 14,537 -1.62% 15,291,008 14.95% 5,999 2%2012-13 14,758 1.52% 16,163,012 5.70% 5,823 -3%2013-14 14,899 0.01% 18,398,901 13.83% 5,933 2%2014-15 14,847 0.01% 17,530,717 -4.72% 5,354 -10%2015-16 15,167 1.40% 17,939,024 2.33% 4,957 -7%2016-17 15,357 1.25% 18,196,937 1.44% 5,039 2%2017-18 15,505 0.01% 19,159,169 5.29% 5,530 10%Source: City of San Luis Obispo Utilities Department. 177 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial 2009 0-5 hcf $4.19 $5.50 min. charge per $5.50 min. charge per $5.50 min. charge per 6-25 hcf $5.24 dwelling unit account account 26 + hcf (note 2)$6.57 $5.56/unit volume charge** $5.56/unit volume charge**$5.56/unit volume charge 2010 0-5 hcf $4.69 $6.00 min. charge per $6.00 min. charge per $6.00 min. charge per 6-25 hcf $5.87 dwelling unit account account 26 + hcf (note 2)$7.36 $6.63/unit volume charge ** $6.63/unit volume charge**$6.63/unit volume charge 2011 0-5 hcf $5.21 $6.55 min. charge per $6.55 min. charge per $6.55 min. charge per 6-25 hcf $6.52 dwelling unit account account 26 + hcf (note 2)$8.17 $7.22/unit volume charge ** $7.22/unit volume charge **$7.22/unit volume charge 2012 0-5 hcf $5.73 $7.01 min. charge per $7.01 min. charge per $7.01 min. charge per 6-25 hcf $7.17 dwelling unit account account 26 + hcf (note 2)$8.99 $7.73/unit volume charge ** $7.73/unit volume charge **$7.73/unit volume charge 2013 Base Fee $5.00 $7.43 min. charge per $7.43 min. charge per $7.43 min. charge per 0-8 hcf $6.25 dwelling unit dwelling unit dwelling unit 8 + hcf $7.82 $8.19/unit volume charge ** $8.19/unit volume charge **$8.19/unit volume charge 2014 Base Fee $5.28 $7.73 min. charge per $7.73 min. charge per $7.73 min. charge per 1-8 hcf 6.56 dwelling unit dwelling unit dwelling unit 8 + hcf 8.20 $8.52/unit volume charge** $8.52/unit volume charge**$8.52/unit volume charge 2015 Base Fee $9.98 $7.96 min. charge per $7.96 min. charge per $7.96 min. charge per 1-8 hcf 6.92 dwelling unit dwelling unit dwelling unit 8 + hcf 8.65 $8.77/unit volume charge** $8.77/unit volume charge**$8.77/unit volume charge Sewer Rates (Monthly)Water Rates (Note 1) 178 Schedule 25 City of San Luis Obispo, California Water and Sewer Rates, continued Last Ten Fiscal Years For the Fiscal Year Ended June 30 As of Monthly Single family Multi-family dwelling June 30 of Each Year Consumption Price per hcf*dwelling Commercial Sewer Rates (Monthly)Water Rates (Note 1) 2016 Base Fee $9.98 $8.32 min. charge per $8.32 min. charge per $8.32 min. charge per Base Fee Drought Surcha 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.17/unit volume charge** $9.17/unit volume charge**$9.17/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2017 Base Fee $9.98 $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per Base Fee Drought Surcha 0.74 dwelling unit dwelling unit dwelling unit 1-8 hcf 6.92 $9.44/unit volume charge** $9.44/unit volume charge**$9.44/unit volume charge Drought Surcharge 1.10 9 + hcf 8.65 Drought Surcharge 1.37 2018 Base Fee $12.33 $8.57 min. charge per $8.57 min. charge per $8.57 min. charge per 1-8 hcf 7.27 dwelling unit dwelling unit dwelling unit 9 + hcf 9.08 $9.44/unit volume charge** $9.44/unit volume charge**$9.44/unit volume charge *hcf = 100 cubic feet ** Total monthly volume charge capped based on average winter water consumption. Notes: 1. Rates are for services inside the City, outside the City rates are double. 2. Third tier applies only to single-family residential customers. Source: City of San Luis Obispo Utilities Department 179 Schedule 26 City of San Luis Obispo, California Water System Ten Largest Water Users Fiscal Year Ended June 30, 2016 Service Water Use Percent of Name Type (acre-feet)Total City of San Luis Obispo Parks Landscape 172.90 34.9% SLO Coastal Unified School District School 74.34 15.0% Silver City Mobile Home Park Mobile Homes 46.69 9.4% Sierra Vista Hospital Care Facilities 40.56 8.2% Mustang Village Apartments 35.56 7.2% Creekside Mobile Homes Mobile Homes 31.73 6.4% Laguna Lake Mobile Homes Mobile Homes 26.45 5.3% Embassy Suites Hotel 24.67 5.0% Irish Hills Hamlet Apartments 23.31 4.7% Fiero Lane Water Company Commercial 19.46 3.9% Total 495.7 100.00% Source: City of San Luis Obispo - Utilities Department