HomeMy WebLinkAboutD-1016 Higuera Widening Etc Recorded 06/30/1978., RECORDING REQUESTED
A
Cueata Title Guty Co.
CITY OF SAN LUIS OBISPO
AND WHEN RECORDED MAIL TO
NAME FCity Clerk
ADDRESS Ci ty of San Luis Obispo
P.O. Box 321
CITY
TATE ELSan Luis Obispo, CA 93406
S
Title Order No. 17:V9 Escrow No.639
MAIL TAX STATEMENTS TO
F _
NAME
ADDRESS SAME AS ABOVE
CITY &
STATE L
L -9
0809847301= EOOOOO,QQCTRECR
D(30. N0.
31..4'77
OFFICIAL RECORDS .
SAN LUIS OBISPO CO.. CAC
JUN 3 01978
COMPARED
WILLIAM E. ZIMARIK
COUNTY RECORDER
SPACE ABOVE THIS LINE FOR RECORDER'S DER'S 4 USE AM
Am ~., Grant Deed
THIS FORM FURNISHED BY SECURITY TITLE INSURANCE COMPANY
FOR A VALUABLE CONSIDERATION, receipt of which is hereby acknowledged,
Fred C. Kimball and Elizabeth Lucile Kimball
AFFIX I.R.S. $ ... NpNE ---------- - - - - =-
hereby GRANT(S) to the City of San Luis Obispo, a municipal corporation,
the real property in the City of San Luis Obispo
County of'-- San Luis Obispo, State of California, described as:
That portion of Lots 3 and 4 in Block 147 of Harford's Addition to the City of San
Luis Obispo, in-,the City of San Luis Obispo., County of San Luis Obispo, State of
California, according to the map of said Addition on file in the. office,o.f the
County Recorder of said County, described as follows:
Beginning at a.point in the Westerly line of Higuera Street.' in said City; distant
thereon- South - 9D West, 51j feet from -the - i ntersec:ti on -of sa.i -d :1 Tine - Wi th�the l i ne - _
between said Lots 3 and 4 in said Block 147, thence North 9D- `East, along said
Westerly line of Higuera Street a distance of 126.00 feet; thence at right angles
North 81" West, a distance of 20.00 feet to a point, thence at right angles South 90
West parallel to Higuera Street, a distance of 126.00 feet:to a point; thence at
right angles South 81° East a distance of 20.00 feet -to the point of beginning.
Containing .058 acres+
Dated June 22, 1978 ✓ *
Freq C. �Kimbal_1 11 •
STATE OF CALIFORNIA
COUNTY OF San Luis Obispo, } SS.
O,_ June 22, 197$ before. me, the under-
signed, a Notary Public in and for said County and State, personally
appeared Fred C. Kimball and
Elizabeth Tainile Kimball
, known to me
to be the person S whose names arPsubscribed to the within
instrument d a knowledged that they executed the same.
O e r E Sig Notary
Name (Typed or Printed) of Notary
UClle. Kim
FOR NOTARY SEAL OR STAMP
OFFICIAL SEAL
ROBERT. E. NEAL
NOTARY PUBLIC - CALIFORNIA`
PRINCIPAL OFFICE IN
-„� SAN LUIS OBISPO COUNTY
My Commission Expires October 23, 1918
LVOL "2082 PACE 610
L -a (�.a.) -Hev. B -65 (a pt.) MAIL TAX STATEMENTS AS DIRECTED ABOVE
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C E R T I F I C A T E O F A C C E P T A N C E
THIS IS TO CERTIFY that the interest in real property conveyed
by the Grant Deed dated June 22, ,
1978 , from FRED C. KIMBALL and ELIZABETH LUCILE KIMBALL
to the CITY OF SAN LUIS OBISPO, a Political Corporation, is
hereby accepted by the undersigned officer on behalf of the
City Council pursuant to authority conferred by Resolution
No. 549 (1959 Series), recorded May 26, 1959, in Volume 1002,
Official Records, Page 292, San Luis Obispo County, California,
and the Grantee consents to recordation thereof by its duly
authorized officer or his agent.
Date: June 22, 1978
ATTEST:
Fitzpatrick, City Clerk
END OF DOCUMEW
Cl/FY OF SAN LUIS OBISPO
eth E. Schwartz, Mayor
L.VOL2082 PAGE 611
Ole Ic �'
1. i: 2 -7 f
CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY 1973
05 010 03 11290
CHICAGO TITLE INSURANCE COMPANY
Aro
SUBJECT TO SCHEDULE B AND THE CONDITIONS AND STIPULATIONS HEREOF,
CHICAGO TITLE INSURANCE COMPANY, a Missouri corporation, herein called the Company,
insures the insured, as of Date of Policy shown in Schedule A, against loss or damage, not exceeding
the amount of insurance stated in Schedule A, and, costs, attorneys' fees and expenses which the
Company may become obligated to pay hereunder, sustained or incurred by said insured by reason of:
1. Title to the estate or interest described in Schedule A being vested other than -as stated therein;
2. Any defect in or lien or encumbrance on such title;
3. Unmarketability of such title; or
4. Any lack of the ordinary right of an abutting owner for access to at l6ast one physically open street
or highway if the land, in fact, abuts upon one or more such streets or highways;
and in addition, as to an insured lender only:
5. Invalidity of the lien of the insured mortgage upon said estate or interest except to the extent that
ti
such invalidity, or claim thereof, arises out of the transaction evidenced by the insured mortgage
and is based upon
a. usury, or,
b. any consumer credit protection or truth in lending law-
6. Priority of any lien or encumbrance over the lien of the insured mortgage, said mortgage being shown
in Schedule B in the order of its priority; or
7. Invalidity of any assignment of the insured mortgage, provided such assignment is shown in
Schedule B.
In Witness Whereof, CHICAGO TITLE INSURANCE COMPANY has caused this policy to be
signed and sealed as of the date of policy shown in Schedule A, the policy to become valid when
countersigned by an authorized signatory.
CHICAGO TITLE INSURANCE COMPANY
Issued. by:
cuEsTA TITLE GUARANTY ZZ
COMPANY
863 Pacific Street
President
San Luis Obispo, California 93401 AAA� President
ATTEST:
(805) 544-1860
R OR
Secretary
CONDITIONS AND STIPULATIONS
1. Definition of Terms
The following terms when used in this policy mean:
(a) "insured ": the insured named in Schedule A, and, subject
to any rights or defenses the Company may have had against the
named insured, those who succeed to the interest of such insured
by operation of law as distinguished from purchase including, but
not limited to, heirs, distributees, devisees, survivors, personal
representatives, next of kin, or corporate or fiduciary successors.
The term "insured" also includes (i) the owner of the indebted-
ness secured by the insured mortgage and each successor in
ownership of such indebtedness (reserving, however, all rights
and defenses as to any such successor who acquires the indebted-
ness by operation of law as described in the first sentence of
this subparagraph (a) that the Company would have had against
the successor's transferor), and further includes (ii) any govern-
mental agency or instrumentality which is an insurer or guarantor
under an insurance contract or guaranty insuring or guaranteeing
said indebtedness, or any part thereof, whether named as an
insured herein or not, and (iii) the parties designated in para-
graph 2(a) of these Conditions and Stipulations.
(b) "insured claimant ": an insured claiming loss or dam-
age hereunder.
(c) "insured lender ": the owner of an insured mortgage.
(d) "insured mortgage ": a mortgage shown in Schedule B,
the owner of which is named as an insured in Schedule A.
(e) "knowledge ": actual knowledge, not constructive knowl-
edge or notice which may be imputed to an insured by reason
of any public records.
(f) "land ": the land described, specifically or by reference
in Schedule A, and improvements affixed thereto which by law
constitute real property; provided, however, the term "land" does
not include any area excluded by Paragraph No. 6 of Part I of
Schedule B of this Policy.
(g) "mortgage ": mortgage, deed of trust, trust deed, or
other security instrument.
(h) "public records ": those records which by law impart
constructive notice of matters relating to the land.
2. (a) Continuation of Insurance after Acquisition of Title by
Insured Lender
If this policy insures the owner of the indebtedness secured
by the insured mortgage, this policy shall continue in force as
of Date of Policy in favor of such insured who acquires all
or any part of the estate or interest in the land described in
Schedule A by foreclosure, trustee's sale, conveyance in lieu of
foreclosure, or other legal manner which discharges the lien of
the insured mortgage, and if such insured is a corporation, its
transferee of the estate or interest so acquired, provided the trans-
feree is the parent or wholly owned subsidiary of such insured;.
and in favor of any governmental agency or instrumentality which
acquires all or any part of the estate or interest pursuant to a
contract of insurance or guaranty insuring or guaranteeing the
indebtedness secured by the insured mortgage. After any such
acquisition the amount of insurance hereunder, exclusive of costs,
attorneys' fees and expenses which the Company may be obligated
to pay, shall not exceed the least of:
(i) the amount of insurance stated in Schedule A;
(ii) the amount of the unpaid principal of the indebted-
ness plus interest thereon, as determined under para-
graph 6(a) (iii) hereof, expenses of foreclosure and
amounts advanced to protect the lien of the insured
mortgage and secured by said insured mortgage at
the time of acquisition of such estate or interest in
the land; or
(iii) the amount paid by any . governmental agency or
instrumentality, if such agency or instrumentality is
the insured claimant, in acquisition of such estate or
interest in satisfaction of its insurance contract or
guaranty.
(b) Continuation of Insurance after Conveyance of Title
The coverage of this policy shall continue in force as of Date
of Policy, in favor of an insured so long as such insured retains
an estate or interest in the land, or owns an indebtedness secured
by a purchase money mortgage given by a purchaser from such
insured, or so long as such insured shall have liability by reason
of covenants of warranty made by such insured in any transfer
or conveyance of such estate or interest; provided, however, this
policy shall not continue in force in favor of any purchaser from
such insured of either said estate or interest or the indebtedness
secured by a purchase money mortgage given to such insured.
3. Defense and Prosecution of Actions— Notice of Claim to be
Given by an Insured Claimant
(a) The Company, at its own cost and without undue delay,
shall provide for the defense of an insured in litigation to the
extent that such litigation involves an a ed defect, lien, encum-
brance or other matter insured against policy.
(b) The insured shall notify the Company promptly in
writing (i) in case of any litigation as set forth in (a) above,
(ii) in case knowledge shall come to an insured hereunder of
any claim of title or interest which is adverse to the title to the
estate or interest or the lien of the insured mortgage, as insured,
and which might cause loss or damage for which the Company
may be liable .by virtue of this policy, or (iii) if title to the estate
or interest or the lien of the insured mortgage, as insured, is
rejected as unmarketable. If such prompt notice shall not be
given to the Company, then as to such insured all liability of
the Company shall cease and terminate in regard to the matter
or matters for which such prompt notice is required; provided,
however, that failure to notify shall in no case prejudice the
rights of any such insured under this policy unless the Company
shall be prejudiced by such failure and then only to the extent
of such prejudice.
(c) The Company shall have the right at its own cost to
institute and without undue delay prosecute any action or pro-
ceeding or to do any other act which in its opinion may be neces-
sary or desirable to establish the title to the estate or interest or
the lien of the insured mortgage, as insured; and the Company
may take any appropriate action, whether or not it. shall be liable
under the terms of this policy, and shall not thereby concede
liability or waive any provision of this policy.
(d) Whenever the Company shall have brought any action
or interposed a defense as required or permitted by the provisions
of this policy, the Company may pursue any such litigation to final
determination by a court of competent jurisdiction and expressly
reserves the right, in its sole discretion, to appeal from any adverse
judgment or order.
(e) In all cases where this policy permits or requires the
Company to prosecute or provide for the defense of any action
or proceeding, the insured hereunder shall secure to the Company
the right to so prosecute or provide defense in such action or
proceeding, and all appeals therein, and permit the Company to
use, at its option, the name of such insured for such purpose.
Whenever requested by the Company, such insured shall give the
Company, at the Company's expense, all reasonable aid (1) in any
such action or proceeding in effecting settlement, securing evidence,
obtaining witnesses, or prosecuting or defending such action or
proceeding, and (2) in any other act which in the opinion of the
Company may be necessary or desirable to establish the title to
the estate or interest or the lien of the insured mortgage, as insured,
including but not limited to executing corrective or other docu-
ments.
4. Proof of Loss or Damage — Limitation of Action
In addition to the notices required under Paragraph 3(b) of
these Conditions and Stipulations, a proof of loss or damage, signed
and sworn to by the insured claimant shall be furnished to the
Company within 90 days after the insured claimant shall ascertain
or determine the facts giving rise to such loss or damage. Such
proof of loss or damage shall describe the defect in, or lien or
encumbrance on the title, or other matter insured against by this
policy which constitutes the basis of loss or damage, and, when
appropriate, state the basis of calculating the amount of such loss
or damage.
Should such proof of loss or damage fail to state facts sufficient
to enable the Company to determine its liability hereunder, insured
claimant, at the written request of Company, shall furnish such
additional information as may reasonably be necessary to make
such determination.
No right of action shall accrue to insured claimant until 30 days
after such proof of loss or damage shall have been furnished.
Failure to furnish such proof of loss or damage shall terminate
any liability of the Company under this policy as to such loss or
damage.
S. Options to Pay or Otherwise Settle Claims and Options to
Purchase Indebtedness
The Company shall have the option to pay or otherwise settle for
or in the name of an insured claimant any claim insured against, or
to terminate all liability and obligations of the Company hereunder
by paying or tendering payment of the amount of insurance under
this policy together with any costs, attorneys' fees and expenses
incurred up to the time of such payment or tender of payment by
the insured claimant and authorized by the Company. In case loss
or damage is claimed under this policy by the owner of the
indebtedness secured by the insured mortgage, the Company shall
have the further option to purchase such indebtedness for the
amount owing thereon together with all costs, attorneys' fees and
expenses which the Company is obligated hereunder to pay. If the
Company offers to purchase said indebtedness as herein provided,
the owner of such indebtedness shall transfer and assign said
indebtedness and the mortgage and any collateral securing the same
to the Company upon payment therefor as herein provided. Upon
such offer being made by the Company, all liability and obligations
of the Company der to the owner of the indebtedness
SCHEDULE A -
Policy No. 05 010 03 11290 Date of Policy Amount of Insurance $ 5,670. 00
Order No. 17419 June 30, 1978 Charge $ 103.50
at 8:04 A.M.
1. Name of Insured:
THE CITY. OF SAN LUIS OBISPO,
A MUNICIPAL CORPORATION.
2. The estate or interest in the land described herein and which is covered by this policy is:
A Fee
3. The estate or interest referred to herein is at Date of Policy vested in:
THE CITY.OF SAN LUIS OBISPO,
A MUNICIPAL CORPORATION.
4. The land referred to in this policy is situated in the County of San Luis Obispo State of
California , and is described as follows:
SEE EXHIBIT "A" ATTACHED-HERETO AND MADE A PART HEREOF.
FORM 3235 (R1 -75) This policy valid only if .Schedule B is attached. Chicago Title Insurance Company
EXHIBIT "A"
All that part of Lots 3 and 4 in Block 147 of Harford's Addition to the City
of San Luis Obispo, in the City of San. Luis Obispo, County of San Luis Obispo,
State of California,. according to map of said addition on file in the Office
of the County Recorder of said County, described as follows:
_' BEGINNING at a pointin.the Westerly line of Higuera.Street, in said City,
,distant thereon South-9° West, 28 feet from the intersection of said line
with the line between.said lots 3 and 4 in said Block 147, and running thence
North 9 East, along said Westerly line of Higuera Street, 103 feet; thence at
right angles North 81° West, to the center line of San Luis Obispo Creek; thence _
..South 33° West, along said center line, to the Northerly line of the Lot conveyed
to Irving C. Day and Wife to Lee R. Parsons by deed dated September 20, 1923, and
recorded in the Office of the County Recorder of said County, in Book 163, of
Deeds, at Page 313; thence South 81° East, along said line to the Westerly line
of Higuera Street,. and Point OF BEGINNING.
• SCHEDULE B
Policy No. 05 010 03 .11290
This policy does not .insure against loss or damage, nor against costs, attorneys' .fees .or expenses,
any or all of which arise by reason of the following:_
PART I
L Taxes or assessments which are not shown as existing. liens by the records of any taxing authority that .levies .:
taxes or assessments on real property or by the public records:
Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings;
whether or not shown by the records of such agency or by the public records.
2. Any facts; rights, interests or claims which are not shown by the public records but which .could be ascertained
by an inspection of the land or by making inquiry of persons in possession thereof.
3. Easements, liens or encumbrances,. or claims thereof, which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments,.. or any other facts which a correct.
survey would disclose, and which are not shown by the public records.
5. (a) Unpatented mining claims; (b) reservations. or . exceptions in patents or in Acts authorizing . the issuance
thereof; (c) water rights, claims or title to water.
6. Any right, title, interest, estate or easement in land beyond the lines of The area specifically described or referred
to in Schedule A, or in abutting streets,-roads, avenues, alleys, lanes; .ways or waterways, but nothing in this
paragraph shall modify or limit the extent to which the ordinary right of an. abutting owner for. access to a
physically open street or highway is insured by this policy.,
7. Any law, ordinance or .governmental, regulation (including but not limited to building and zoning ordinances)
restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,
dimensions or location of any improvement now -or hereafter erected on the land, or prohibiting a separation
in ownership or a reduction in the: dimensions or area of the land,, or the effect of any violation of any such
law, ordinance or governmental regulation.
8. Rights of eminent domain or governmental rights of police power, unless notice of the exercise of such rights . .
appears in the public records.
9. Defects, liens, encumbrances, adverse claims, or other matters (a) :created, suffered, assumed 2or agreed to by
the insured claimant; (b) not shown by the public records and not otherwise excluded from. coverage but known
to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest
insured by this policy or acquired the. insured mortgage and not disclosed in writing by the insured .claimant
to the Company prior -to the date such insured claimant became an insured. hereunder; (c) resulting:in no_loss
or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in
loss or damage which would not have been iustainedi if the insured claimant had been a• purchaser or
encumbrancer for value without knowledge.
PART I1
1. General and Special taxes for the fiscal year 1978 -1979, now a lien,
but not yet due and payable.
NOTE: The following 'endorsements appearing after
�7 Schedule B are an integral part of this policy:
Validating Signatory None
Form 3236 —(R 10 -73). Schedule B of. this Policy consists of 1 pages. Chicago Title Insurance Company
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CONDITIONS AND STIPULATIONS, ContinueC
secured by said insured mortgage, other than the obligation to
purchase said indebtedness pursuant to this paragraph, are ter-
minated.
6. Determination and Payment of Loss
(a) The liability of the Company under this policy shall in
no case exceed the least of:
(i) the actual loss of the insured claimant; or
(ii) the amount of insurance stated in Schedule A, or, if
applicable, the amount of insurance as defined in para-
graph 2(a) hereof; or
(iii) if this policy insures the owner of the indebtedness
secured by the insured mortgage, and provided said
owner is the insured claimant, the amount of the un-
paid principal of said indebtedness, plus interest there-
on, provided such amount shall not include any
additional principal indebtedness created subsequent
to Date of Policy, except as to amounts advanced to
protect the lien of the insured mortgage and secured
thereby.
(b) The Company will pay, in addition to any loss insured
against by this policy, all costs imposed upon an insured in
litigation carried on by the Company for such insured, and all
costs, attorneys' fees and expenses in litigation carried on by
such insured with the written authorization of the Company.
(c) When the amount of loss or damage has been definitely
fixed in accordance with the conditions of this policy, the loss or
damage shall be payable within 30 days thereafter.
7. Limitation of Liability
No claim shall arise or be maintainable under this policy
(a) if the Company, after having received notice of an alleged
defect, lien or encumbrance insured against hereunder, by litiga-
tion or otherwise, removes such defect, lien or encumbrance or
establishes the title, or the lien of the insured mortgage, as
insured, within a reasonable time after receipt of such notice;
(b) in the event of litigation until there has been a final deter-
mination by a court of competent jurisdiction, and disposition
of all appeals therefrom, adverse to the title or to the lien
of the insured mortgage, as insured, as provided in paragraph 3
hereof; or (c) for liability voluntarily admitted or assumed by
an insured without prior written consent of the Company.
8. Reduction of Insurance; Termination of Liability
All payments under this policy, except payment made for
costs, attorneys' fees and expenses, shall reduce the amount of
the insurance pro tanto; provided, however, if the owner of the
indebtedness secured by the insured mortgage is an insured here-
under, then such payments, prior to the acquisition of title to
said estate or interest as provided in paragraph 2(a) of these
Conditions and Stipulations, shall not reduce pro tanto the
amount of the insurance afforded hereunder as to any such
insured, except to the extent that such payments reduce the
amount of the indebtedness secured by such mortgage.
Payment in full by any person or voluntary satisfaction or
release of the insured mortgage shall terminate all liability of
the Company to an insured owner of the indebtedness secured
by the insured mortgage, except as provided in paragraph 2(a)
hereof.
9. Liability Noncumulative
It is expressly understood that the amount of insurance under
this policy, as to the insured owner of the estate or interest
covered by this policy, shall be reduced by any amount the Com-
pany may pay under any policy insuring (a) a mortgage shown
or referred to in Schedule B hereof which is a lien on the estate
or interest covered by this policy, or (b) a mortgage hereafter
executed by an insured which is a charge or lien on the estate
or interest described or referred to in Schedule A, and the
amount so paid shall be deemed a payment under this policy.
The Company shall have the option to apply to the payment
of any such mortgage any amount that otherwise would be
payable hereunder to the insured owner of the estate or interest
covered by this policy and the amount so paid shall be deemed
a payment under this policy to said insured owner.
The provisions of this paragraph 9 shall not apply to an owner
of the indebtedness secured by the insured mortgage, unless such
insured acquires title to said estate or interest in satisfaction of
said indebtedness or any part thereof.
10. Subrogation Upon Payment or Settlement
Whenever the Company shall have paid or settled a claim
under this policy, all right of subrogation shall vest in the Com-
pany unaffected by any act of the insured claimant, except that
the owner of the indebtedness secured by the insured mortgage
may release or substitute the personal liability of any debtor or
guarantor, or extend or otherwise modify the terms of payment,
or release a portion of the estate or interest from the lien of
the insured mortgage, or release any collateral security for the
indebtedness, provided such act occurs prior to receipt by such
insured of notice of any claim of title or interest adverse to the
title to the estate or interest or the priority of the lien of the
insured mortgage and does not result in any loss of priority of
the lien of the insured mortgage. The Company shall be subro-
gated to and be entitled to all rights and remedies which such
insured claimant would have had against any person or property
in respect to such claim had this policy not been issued, and
the Company is hereby authorized and empowered to sue, com-
promise or settle in its name or in the name of the insured to
the full extent of the loss sustained by the Company. If requested
by the Company, the insured shall execute any and all documents
to evidence the within subrogation. If the payment does not cover
the loss of such insured claimant, the Company shall be subro-
gated to such rights and remedies in the proportion which said
payment bears to the amount of said loss, but such subrogation
shall be in subordination to an insured mortgage. If loss should
result from any act of such insured claimant, such act shall not
void this policy, but the Company, in that event, shall as to such
insured claimant be required to pay only that part of any losses
insured against hereunder which shall exceed the amount, if any,
lost to the Company by reason of the impairment of the right
of subrogation.
11. Liability Limited to this Policy
This instrument together with all endorsements and other
instruments, if any, attached hereto by the Company is the entire
policy and contract between the insured and the Company.
Any claim of loss or damage, whether or not based on negli-
gence, and which arises out of the status of the lien of the
insured mortgage or of the title to the estate or interest covered
hereby, or any action asserting such claim, shall be restricted to
the provisions and conditions and stipulations of this policy.
No amendment of or endorsement to this policy can be made
except by writing endorsed hereon or attached hereto signed by
either the President, a Vice President, the Secretary, an Assistant
Secretary, or validating officer or authorized signatory of the
Company.
No payment shall be made without producing this policy for
endorsement of such payment unless the policy be lost or de-
stroyed, in which case proof of such loss or destruction shall be
furnished to the satisfaction of the Company.
12. Notices, Where Sent
All notices required to be given the Company and any state-
ment in writing required to be furnished the Company shall be
addressed to it at 111 W. Washington Street, Chicago, Illinois
60602 or at any branch office of the Company shown on the
reverse side hereof.
13. Fee
THE CHARGE SPECIFIED IN SCHEDULE A IS THE
ENTIRE CHARGE FOR TITLE SEARCH, TITLE EXAMINA-
TION AND TITLE INSURANCE.
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